hmdamemes

[hmdamemes]

Minority Depository Institutions (MDI) provide an important function in the banking world and tend to do a much better job at meeting the needs of and investing in the low-to-moderate income (LMI) census tracts they serve when compared to non-MDIs. A person of any race, ethnicity, or gender identity can be potentially be a LMI applicant; but generations of unequal access to credit have made it more difficult for Black individuals to get loans.

All financial institutions should work toward ensuring fair access to credit for everyone in LMI census tracts, and MDIs are a good example of one route to that goal.

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[hmdamemes]

A=Address of the subject property L= Loan Amount I= Income E= Estimate of property value N= Name of Borrower S= Social Security Number

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