#29-08-2021 | Explore Tumblr Posts and Blogs

mostlysignssomeportents · 7 months

Text

Intuit: “Our fraud fights racism”

Tonight (September 27), I'll be at Chevalier's Books in Los Angeles with Brian Merchant for a joint launch for my new book The Internet Con and his new book, Blood in the Machine. On October 2, I'll be in Boise to host an event with VE Schwab.

Today's key concept is "predatory inclusion": "a process wherein lenders and financial actors offer needed services to Black households but on exploitative terms that limit or eliminate their long-term benefits":

https://journals.sagepub.com/doi/10.1177/2329496516686620

Perhaps you recall predatory inclusion from the Great Financial Crisis, when predatory subprime mortgages with deceptive teaser rates were foisted on Black homeowners (who were eligible for better mortgages), resulting in a wave of Black home theft in the foreclosure crisis:

https://prospect.org/justice/staggering-loss-black-wealth-due-subprime-scandal-continues-unabated/

Before these loans blew up, they were styled as a means of creating Black intergenerational wealth through housing speculation. They turned out to be a way to suck up Black families' savings before rendering them homeless and forcing them into houses owned by the Wall Street slumlords who bought all the housing stock the Great Financial Crisis put on the market:

https://pluralistic.net/2022/02/08/wall-street-landlords/#the-new-slumlords

That was just an update on an old con: the "home sale contract," invented by loan-sharks who capitalized on redlining to rip off Black families. Back when banks and the US government colluded to deny mortgages to Black households, sleazy lenders created the "contract loan," which worked like a mortgage, but if you were late on a single payment, the lender could seize and sell your home and not pay you a dime – even if the house was 99% paid for:

https://socialequity.duke.edu/wp-content/uploads/2019/10/Plunder-of-Black-Wealth-in-Chicago.pdf

Usurers and con-artists love to style themselves as anti-racists, seeking to "close the racial wealth gap." The payday lending industry – whose triple-digit interest rates trap poor people in revolving debt that they can never pay off – styles itself as a force for racial justice:

https://pluralistic.net/2022/01/29/planned-obsolescence/#academic-fraud

Payday lenders prey on poor people, and in America, "poor" is often a euphemism for "Black." Payday lenders disproportionately harm Black families:

https://ung.edu/student-money-management-center/money-minute/racial-wealth-gap-payday-loans.php

Payday lenders are just unlicensed banks, who deploy a layer of bullshit to claim that they don't have to play by the rules that bind the rest of the finance sector. This scam is so juicy that it spawned the fintech industry, in which a bunch of unregulated banks sprung up to claim that they were too "innovative" to be regulated:

https://pluralistic.net/2023/05/01/usury/#tech-exceptionalism

When you hear "Fintech," think "unlicensed bank." Fintech turned predatory inclusion into a booming business, recruiting Black spokespeople to claim that being the sucker at the table in the cryptocurrency casino was actually a form of racial justice:

https://www.nytimes.com/2021/07/07/business/media/cryptocurrency-seeks-the-spotlight-with-spike-lees-help.html

But not all predatory inclusion is financial. Take Facebook Basics, Meta's "poor internet for poor people" program. Facebook partnered with telcos in the Global South to rig their internet access. These "zero rating" programs charged subscribers by the byte to reach any service except Facebook and its partners. Facebook claimed that this would "bridge the digital divide," by corralling "the next billion internet users" into using its services.

The fact that this would make "Facebook" synonymous with "the internet" was just an accidental, regrettable side-effect. Naturally, this was bullshit from top to bottom, and the countries where zero-rating was permitted ended up having more expensive wireless broadband than the countries that banned it:

https://www.eff.org/deeplinks/2019/02/countries-zero-rating-have-more-expensive-wireless-broadband-countries-without-it

The predatory inclusion gambit is insultingly transparent, but that doesn't stop desperate scammers from trying it. The latest chancer is Intuit, who claim that the end of its decade-long, wildly profitable "free tax prep" scam is bad for Black people:

https://www.propublica.org/article/turbotax-intuit-black-taxpayers-irs-free-file-marketing

Some background. In nearly every rich country on Earth, the tax authorities send every taxpayer a pre-filled tax return, based on the information submitted by employers, banks, financial planners, etc. If that looks good to you, you just sign it and send it back. Otherwise, you can amend it, or just toss it in the trash and pay a tax-prep specialist to produce your own return.

But in America, taxpayers spend billions every year to send forms to the IRS that tell it things it already knows. To make this ripoff seem fair, the hyper-concentrated tax-prep industry, led by the Intuit, creators of Turbotax, pretended to create a program to provide free tax-prep to working people.

This program was called Free File, and it was a scam. The tax-prep cartel each took a different segment of Americans who were eligible for Freefile and then created an online house of mirrors that would trick those people into spending hours working on their tax-returns until they were hit with an error message falsely claiming they were ineligible for the free service and demanding hundreds of dollars to file their returns.

Intuit were world champions at this scam. They blocked their Freefile offering from search-engine crawlers and then bought ads that showed up when searchers typed "freefile" into the query box that led them to deceptively named programs that had "free" in their names but cost a fortune to use – more than you'd pay for a local CPA to file on your behalf.

The Attorneys General of nearly every US state and territory eventually sued Intuit over this, settling for $141m:

https://www.agturbotaxsettlement.com/Home/portalid/0

The FTC is still suing them over it:

https://www.ftc.gov/legal-library/browse/cases-proceedings/192-3119-intuit-inc-matter-turbotax

We have to rely on state AGs and the FTC to bring Intuit to justice because every Intuit user clicks through an agreement in which we permanently surrender our right to sue the company, no matter how many laws it breaks. For corporate criminals, binding arbitration waivers are the gift that keeps on giving:

https://pluralistic.net/2022/02/24/uber-for-arbitration/#nibbled-to-death-by-ducks

Even as the scam was running out, Intuit spent millions lobby-blitzing Congress, desperate for action that would let it continue to privately tax the nation for filling in forms that – once again – told the IRS things it already knew. They really love the idea of paying taxes on paying your taxes:

https://pluralistic.net/2023/02/20/turbotaxed/#counter-intuit

But they failed. The IRS has taken Freefile in-house, will send you a pre-completed tax return if you want it. This should be the end of the line for Intuit and other tax-prep profiteers:

https://pluralistic.net/2023/05/17/free-as-in-freefile/#tell-me-something-i-dont-know

Now we're at the end of the line for the scam, Intuit is playing the predatory inclusion card. They're conning Black newspapers like the Chicago Defender into running headlines like "IRS Free Tax Service Could Further Harm Blacks,"

https://defendernetwork.com/news/opinion/irs-free-tax-service-could-further-harm-blacks/

The only named source in that article? Intuit spokesperson Derrick Plummer. The article went out on the country's Black newswire Trice Edney, whose editor-in-chief did not respond to Propublica's Paul Kiel's questions.

Then Black Enterprise got in on the game, publishing "Critics Claim The IRS Free Tax Prep Service Could Hurt Black Americans." Once again, the only named source for the article was Plummer, who was "quoted at length." Black Enterprise declined to tell Kiel where that article came from:

https://www.blackenterprise.com/critics-claim-the-irs-free-tax-prep-service-could-hurt-black-americans/

For Intuit, placing op-eds is a tried-and-true tactic for laundering its ripoffs into respectability. Leaked internal Intuit memos detail the company's strategy of "pushing back through op-eds" to neutralize critics:

https://www.documentcloud.org/documents/6483061-Intuit-TurboTax-2014-15-Encroachment-Strategy.html

Intuit spox Derrick Plummer did respond to Kiel's queries, denying that Intuit was paying for these op-eds, saying "with an idea as bad as the Direct File scheme we don’t have to pay anyone to talk about how terrible it is."

Meanwhile, ex-NAACP director (and No Labels co-chair) Benjamin Chavis has used his position atop the National Newspaper Publishers Association to publish op-eds against the IRS Direct File program, citing the Progressive Policy Institute, a pro-business thinktank that Intuit's internal documents describe as part of its "coalition":

https://www.documentcloud.org/documents/6483061-Intuit-TurboTax-2014-15-Encroachment-Strategy.html

Chavis's Chicago Tribune editorial claimed that Direct File could cause Black filers to miss out on tax-credits they are entitled to. This is a particularly ironic claim given Intuit's prominent role in sabotaging the Child Tax Credit, a program that lifted more Americans out of poverty than any other in history:

https://pluralistic.net/2021/06/29/three-times-is-enemy-action/#ctc

It's also an argument that can be found in Intuit's own anti-Direct File blog posts:

https://www.intuit.com/blog/innovative-thinking/taxpayer-empowerment/intuit-reinforces-its-commitment-to-fighting-for-taxpayers-rights/

The claim is that because the IRS disproportionately audits Black filers (this is true), they will screw them over in other ways. But Evelyn Smith, co-author of the study that documented the bias in auditing says this is bullshit:

https://siepr.stanford.edu/publications/working-paper/measuring-and-mitigating-racial-disparities-tax-audits

That's because these audits of Black households are triggered by the IRS's focus on Earned Income Tax Credits, a needlessly complicated program available to low-income (and hence disproportionately Black) workers. The paperwork burden that the IRS heaps on EITC recipients means that their returns contain errors that trigger audits.

As Smith told Propublica, "With free, assisted filing, we might expect EITC claimants to make fewer mistakes and face less intense audit scrutiny, which could help reduce disparities in audit rates between Black and non-Black taxpayers."

Meanwhile, the predatory inclusion talking points continue to proliferate. Nevada accountants and the state's former controller somehow coincidentally managed to publish op-eds with nearly identical wording. Phillip Austin, vice-chair of Arizon's East Valley Hispanic Chamber of Commerce, claims that free IRS tax prep "would disproportionately hurt the Hispanic community." Austin declined to tell Propublica how he came to that conclusion.

Right-wing think-tanks are pumping out a torrent of anti-Direct File disinfo. This surely has nothing to do with the fact that, for example, Center Forward has HR Block's chief lobbyist on its board:

https://thehill.com/opinion/finance/4125481-direct-e-file-wont-make-filing-taxes-any-easier-but-it-could-make-things-worse/

The whole thing reeks of bullshit and desperation. That doesn't mean that it won't succeed in killing Direct File. If there's one thing America loves, it's letting businesses charge us a tax just for dealing with our own government, from paying our taxes to camping in our national parks:

https://pluralistic.net/2022/11/30/military-industrial-park-service/#booz-allen

Interestingly, there's a MAGA version of predatory inclusion, in which corporations convince low-information right-wingers that efforts to protect them from ripoffs are "woke." These campaigns are, incredibly, even stupider than the predatory inclusion tale.

For example, there's a well-coordianted campaign to block the junk fees that the credit card cartel extracts from merchants, who then pass those charges onto us. This campaign claims that killing junk fees is woke:

https://pluralistic.net/2023/08/04/owning-the-libs/#swiper-no-swiping

How does that work? Here's the logic: Target sells Pride merch. That makes them woke. Target processes a lot of credit-card transactions, so anything that reduces card-processing fees will help Target. Therefore, paying junk fees is a way to own the libs.

No, seriously.

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2023/09/27/predatory-inclusion/#equal-opportunity-scammers

#pluralistic

299 notes · View notes

bad268 · 7 months

Text

Writing Inktober 2023

300 word minimum and no repeats are the challenges this year. Maybe. Hopefully. Probably. (haha yes)

BTW the medal emojis are the winners from the polls :)

01/10 Dream

Sebastian Montoya X Reader (W.C. 386)

02/10 Spiders

Seth Borden X Reader (W.C. 338)

03/10 Path

Max Verstappen X Reader (W.C. 367)

04/10 Dodge

Benny Rodriguez X Reader (W.C. 348)

05/10 Map

Sebastian Vettel X Reader (W.C. 338)

06/10 Golden

Justin Herbert X Reader (W.C. 342)

07/10 Drip

TMR Newt X Reader (W.C. 342) 🥈

08/10 Toad Sacrifice

Andrea Kimi Antonelli X Reader (W.C. 338)

09/10 Bounce

Marcus Armstrong X Reader (W.C. 384)

10/10 Fortune

Johnny Cade X Reader (W.C. 485) 🥉

11/10 Wander

Peter Parker X Reader (W.C. 402) 🥇

12/10 Spicey Scandal

Pierre Gasly X Reader (W.C. 391)

13/10 Rise Tonight

Colby Brock X Reader (W.C. 370)

14/10 Castle

Oscar Piastri X Reader (W.C. 370)

15/10 Dagger Nightmare

Lando Norris X Reader (W.C. 419)

16/10 Angel

Mick Schumacher X Reader (W.C. 395)

17/10 Demon

Kimi Raikkonen X Reader (W.C. 327)

18/10 Saddle

Daniel Ricciardo X Reader (W.C. 318)

19/10 Plump Wet

Ollie Bearman X Reader (W.C. 365)

20/10 Frost

Paul Aron X Reader (W.C. 389)

21/10 Chains Bouquet

Charles Leclerc X Reader (W.C. 369)

22/10 Scratchy Flight

Joe Burrow X Reader (W.C. 390)

23/10 Celestial Redeemer

Corpse Husband X Reader (W.C. 400)

24/10 Shallow Chosen

P! SBI X Reader (W.C. 358)

25/10 Dangerous

Callum Ilott X Reader (W.C. 310)

26/10 Remove Shots

Dennis Hauger X Reader (W.C. 348)

27/10 Beast

Christian Lundgaard X Reader (W.C. 339)

28/10 Sparkle

Dino Beganovic X Reader (W.C. 406)

29/10 Massive Approval

Felipe Drugovich X Reader (W.C. 358)

30/10 Rush

Clement Novalak X Reader (W.C. 386)

31/10 Fire

Pato O’Ward X Reader (W.C. 343)

Bonus: Break

Tadashi Hamada X Reader (W.C. 363)

Average W.C. 369

Want to read other years’ Inktober stories, check these out:

2021 // 2022 // 2024 (Coming Soon)

On a side note, I looked back at last year’s entries, and I definitely thought Bouquet was Banquet, so instead of admitting I was wrong, I did it as a sub this year. If you noticed, no you didn’t :)

Also funny story about Shallow, I kept reading it as Swallow, so I couldn't do it

MASTERLIST // HITLIST

94 notes · View notes

jiminjamms · 1 year

Text

sex therapy :: 14. sucker for pain

chapter tags/warnings: misogynistic! naoya. pet names ("bimbo"). dirty talking. nonconsenual undertones. infidelity/adultery. strong language. humiliation. classism.

word count: 3.8k

notes: i published this story for the first time in october 2021 on wattpad, and i'm so thankful for and overwhelmed by the support and love that sex therapy has received over the past year. thank you for watching me and my story grow. xoxo

fic masterlist | 01. 02. 03. 04. 05. 06. 07. 08. 09. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 24. 25. 26. 27. 28. 29. 30. 31. 32. 33.

Eat. Sleep. Fuck. Repeat.

This would be the mantra Naoya would live by tonight.

The little date he was taking you on was merely a prequel to the chain of bedroom events he had schemed for the evening. Because warming up first was important, no?

As a wonderful husband, Naoya took his precious wife out to dinner at Shibuya’s Cé La Vi, a top-floor restaurant that may not be as vertigo-inducing as its famous Marina Bay Sands counterpart in Singapore, but offered a menu and skyline views second to none.

He had even requested an outdoor table under the fairy lights for the romantic atmosphere, where both the amber hues and soft jazz washed the vicinity with warmth and peace. Exactly what Naoya also needed after his last twenty hours filled with hurried negotiations with publishers, a long flight back to Tokyo, and many private lectures from his outraged father.

At least that was all done now.

Sighing, Naoya gestured at a nearby waiter, who disappeared and returned with a glass of expensive tequila several minutes later. Eight in the evening might be far too early for Naoya to down his third shot of Don Julio, but he needed to reward himself for completing a hectic itinerary without a wink of shuteye in between.

With the drink, he quietly soaked in the low hum of chatter that mingled with the gentle clinking of cutlery. The ambiance was so miraculous that Naoya didn’t know why he hadn’t taken you here earlier.

Now that he thought about it, when was the last time he had taken you out on a proper date anyway?

Oh, when he took you out two weeks ago to skydive in…

No, wait that was with Mari.

He was only two and a half glasses in, but the liquor was already messing with his memory.

So when…?

“We haven’t done anything like this in a long, long while,” you commented when you must have noted his extended silence at the dinner table, although Naoya found it quite funny that you seemingly read his thoughts instead.

He swirled the liquor in his glass but decided against another sip. “You think so?” he asked as harmlessly as possible. “When was the last time?”

Cutting into a scallop on your plate, you bit your inner cheek. “Our…honeymoon.”

Holy crap, that Caribbean trip was months ago. “Are you serious?”

“Yeah,” you deadpanned.

Oh.

Okay, he might have thought a lot more about spending time with his mistress, and he hadn’t exactly been keeping track of every single date he went on with you, but he certainly did not expect to have such an abysmal track record with his own wife.

Not that he felt guilty about his absence in your life.

Besides, you had the money to entertain yourself as you wished. Whether because you were blinded by sheer stupidity or his bank account, you thankfully didn’t complain much either. All Naoya had to do was to keep you happy and ignorant because—to paraphrase his father’s own words—if Naoya flopped this marriage with the COO's daughter, he would not be welcomed in the Zenin household again.

The difficult part, however, was that you were hard to please.

That was what happened to little girls who grew up spoiled by daddy’s money, Naoya supposed. Mari, on the other hand, would have absolutely been overjoyed in your position. Hell, even Naoya himself—who merely grew up as a spare heir—would have shown some gratitude.

“Sorry that I’ve been so occupied.” The Zenin CEO had to inject whatever sympathy and sincerity he had into his apology before sampling his risotto. “I’ve been buried in work ever since I joined the executive suite earlier this year. I’ve had a lot to catch up on.”

“I know,” you responded very matter-of-factly. “And I understand. You’ve been busy with meetings.”

Right. Meetings with his board in addition to his, well, other more discreet ‘meetings’ where he pounded his paramour into oblivion (but let’s not talk about that, shall we?).

As he pushed the thought away, he placed his fork down in exchange for his drink. “That’s why I invited you for dinner—to spend extra time with you. I’ll make things up to you even more later.”

You glanced up from your meal, blinking rapidly but the ambivalence apparent in your gaze. “Really? Like how?”

Sex, you motherfucking dimwit.

How much more obvious did he have to be?

Of course, he instead replied with, “You’ll see.”

He hadn’t told you his idea to rail your brains out because he didn’t feel obligated to, but if he wanted to a) get his father off his ass and b) be a baby daddy by morning, he had quite the mission to accomplish. Besides, if he calculated the numbers correctly in his head, today was still within your fertility window. A later day in the schedule, but still a fertile time for his wife, nonetheless. This was the perfect time to focus on you, particularly since he wouldn’t be distracted by Mari for some time. Perhaps arriving early from Mexico wasn’t too much of a bad thing.

Tonight, the deed didn’t seem too difficult to do either, thanks to how provocatively you dressed. Since when did you wear off-the-shoulder mini dresses? Was this from your New York fashion haul three months back?

“It’d be nice if you could apologize to me first.”

Naoya froze with his glass by his mouth at your unanticipated comment. What were you even going on about? “Didn’t I already say sorry for not spending time with you?” This was what he meant by how ungrateful you were.

Curling your lips inward, you inhaled sharply. “That wasn’t what I was—”

When the conversation was unexpectedly interrupted by a buzzing at the table, Naoya reached for his phone only to be greeted with a blank screen. Rather, he looked up to see you wiping your hands and staring at your device, mirroring Naoya’s own confusion as your brows creased at an unsaved number.

“Spam,” you concluded and pushed the device away once the caller eventually reached voicemail. “What I was saying,” you began even as your face contorted momentarily with reluctance, “was that you never told me you were away from Japan. I didn’t even know where you were or when you would be back had I not called your secretary.”

Wow, that was what you wanted an apology for?

What an entitled brat.

Admittedly, Naoya should have texted you before he vanished into thin air, but a homemaker like you certainly had no business in his personal schedule. Had he truly had an investor conference to attend, Naoya was certain you would have been just as meddlesome, which was why he found the situation even more sardonic when you confirmed his suspicions by adding, “Sending me a text isn’t too difficult, you know.”

Just who the hell did you think you were?

Don’t think he had not noticed how confrontational you had been as of late, criticizing his actions and then dishing out instructions as though you were anywhere near the place to do so. This change from your typically submissive nature was uninvited, to say the least. Like, at the bare minimum, you could look at your own husband as you spoke, and Naoya wondered if your actions were simply a phase in the relationship or a reveal of the real you. Whatever the reason, he wanted his good and obedient wife back.

“Well then, my apologies." His eye twitched as he spoke, and nothing now could hide the contempt rising in his tone. “Next time, I’ll make sure my assistants send you my entire itinerary from when I sleep to when I use the restroom to—"

Naoya couldn’t even think through his annoyance because, at this point, your phone was ringing for what must be the third time and that irked him even further.

“Please!” he scoffed, his vexation bursting through his voice. “Just excuse yourself and pick that shit up, good lord!”

At least that much you listened to. You pardoned yourself, stepping away just as Naoya pinched the bridge of his nose. On the one date he finally organized with his wife, you just had to ruin his mood with your shit attitude and table manners. Fantastic.

After one long huff, Naoya swung around in his seat and caught the attention of a nearby waiter.

The fuming executive then pointed at his glass.

“Another shot, ASAP."

As much as you were guilty of self-deprecation, you were not masochistic enough to simply swallow your husband’s insults over dinner.

‘Sex, you motherfucking dimwit.’

Simply thinking back to that line sent tiny pricks to your chest.

Did Naoya really think that, just because he mumbled that to himself under his breath, you wouldn’t hear him? What made you even more upset was that, when you asked for an apology, he could not even recognize his wrongs. There was more that you hoped to confront him about, too—particularly about the rumors of his extramarital affairs—but you had half the mind to shut up given his splenetic fury.

Whoever called you, however, thankfully provided you with a reason for reprieve.

You rushed out of the main restaurant venue as you curiously stared at your phone, noticing the missed calls from an unknown number. When the same contact information appeared on your screen in its fourth ring, you pressed the ‘Accept’ button only for the other line to greet you first.

“I still have your dress, kiddo.”

Kiddo.

Only one person called you that.

“Choso?” you nearly shouted in disbelief, unintentionally garnering the attention of some bystanders.

“That’s me alright,” the therapist answered, his reply cool and composed as though he never questioned the fact that his hands landed on your phone number. “I was just about to give up on reaching you.”

Overwhelmed, you sighed. “Sorry, I’m rather busy at the moment.”

“Right, right,” he mulled, a faint rumble sneaking in his tone. Choso then clicked his tongue against his teeth, and you could almost picture the blasé manner in which he would recline in a seat as some shuffling echoed over the line, which would have normally been irrelevant until he added, “Well, I’m downstairs.”

“What?!” was your first reaction. Now, you were certainly getting weird stares. Downstairs, as in, where? “Are you in—”

“Yes, Shibuya. You’re at Cé La Vi right now, aren’t you? Take the elevator down to the first floor. My car’s parked right outside the building’s main doors. That Dolce & Gabbana outfit I made you change out of before the club, I didn’t have a chance to return that since you stormed out of the meeting last night.”

You shut your dropped jaw. “The dress I remember but,” your gaze then narrowed, “how do you know where I am?”

The call suddenly grew quiet, the lull stretching for what must be an hour as Choso carefully contemplated his next words. “When you’re in the right business,” he hinted darkly, no doubt making a reference to his underbelly occupation, “information isn’t hard to come by once you know the right people.”

An assassin with eyes all over the city, huh?

Well, that explained how he got your number as well, albeit you would not be surprised if he had dug through the therapist office’s database for that instead. Sometimes, you had to wonder how an upper-class lady like you got entangled with a man like him, but a five-minute round trip to the first floor could not possibly hurt, right?

“I’ll meet you, then,” you eventually replied and ended the call.

Catching the first elevator car down, you had no trouble spotting the iconic blue Corvette convertible that stood outside the building’s entrance. Upon your approach, Choso rolled down his window and stuck his head out. This evening, his jet-black strands were pulled back into one low ponytail rather than two, his prominent jawline appearing even sharper against the nighttime backdrop.

No wonder this man had a whole harem in the club.

“Hey,” he hummed as his inky eyes ran down your figure, his gaze lingering a little longer on your exposed collarbone before traveling down to your legs. “I like your style.”

At the compliment, you looked away, feeling a bizarre prickle in your stomach. “I’m on a dinner date.”

“With Naoya?” Given how the therapists have recently revealed their disdain for your husband, you were not surprised to see Choso grimace. “Why…would you do that to yourself?”

Great question. “He’s paying, so I can’t complain.”

Choso pressed his lips outward, nodding when he could not argue against that. “I see.”

During the silence that ensued, you clicked your heels together, too busy floundering in the burning presence of your companion that you almost forgot the reason you were here in the first place. “Do…you have my dress?”

Nonchalantly, the man pointed to the back with his thumb. “In the trunk. What? You’re in a rush or something?”

You nodded slowly. “Naoya doesn’t know I’m down here," you explained but, given the psychological pain that your husband had inflicted on you, there was no good reason for guilt to be tugging at your lungs.

Even Choso narrowed his eyes. “You’re going back to that asshole?”

Another great question.

Without saying much, Naoya already made clear that his intention with you tonight was grounded only in sexual gratification, that he viewed you as nothing beyond—as he had put it—‘a motherfucking dimwit.’ Despite the pain, you never failed to find a reason to crawl back to the husband that lashed at your heart.

“Naoya is already angry at me,” you eventually remarked, twirling the edges of your dress. “If I don’t get back...”

“Then what? Even more of a reason to ditch him, to be honest. Maybe that will teach him a lesson for all the times he left you.” Choso was not the type to talk much, but he inevitably had the uncanny ability to leave you dumbstruck once he did. Oblivious to your state (or not), he then casually adjusted the braided bracelet at his wrist. “Better things to do with your time than stay with him.”

Funny that your first instinct was to defend Naoya again. However, even if you were to dutifully return to your husband, he would internally welcome you with apathy, his only goal to leave you smitten as a kitten just so he would have a pussy to play with.

Abandoning Naoya also came with one other problem, though. “There isn’t much else for me to do.”

How pitiful was that?

Sure, you had a stack of invitations to various charity dinners and networking parties, but—even with all the riches and respect in the world—you found those events pretentious, repetitive, and dull.

You half-expected Choso to mock you. (Because, really, who were you to complain about first-world problems?) However, the man just paused slightly, a dash of sympathy running over his expression as he then motioned to the empty shotgun seat.

“I could take you out for a ride.”

Your brows shot up. Tempting. “Where to?”

“Since I’m free tonight, I was going to take myself somewhere by Tokyo Bay—one of my favorite spots around,” Choso explained as he ran both his hands through his hair. “Although, if you’re interested, I could show you the area, too.”

At the proposal, you tried not to smile too obviously. Who knew that a hardened part-time hitman actually had such a soft spot?

“Then I’d love to.”

Choso drove off the second you jumped into the Corvette, the convertible greeting you with its familiar ashy honeysuckle scents and a The Neighbourhood tune. With a long exhale, you sank into the red leather seat and stared out the window, watching the nearby scenery transform from skyscrapers to highway signs.

Quietly, you relished the soothing silence in the car that was a refuge from the charged cacophony over dinner, reflecting on the steps that brought you to this moment. What a twist of fate, how the man who had detested you weeks ago was now a warm beacon that offered light in the merciless sea, providing you more comfort than you'd like to admit.

When you unconsciously turned in his direction, you tried to not stare too obviously at the metal on his ears, the piercings gleaming as they caught beams from bypassing streetlamps. You might have had a rough start with Choso Kamo, but you still found him ridiculously attractive with his oversized white sweater and black jeans, hiding his athletic physique underneath.

“Need me to pull up Google Maps?” you asked upon realizing your extended ogling.

“No,” he shot back. “I know this city like the back of my hand.”

And Choso sure seemed like he did.

He was focused solely on driving, his palms clasped around the steering wheel as his fingers drummed to the bass of ‘Sweater Weather.’

This close to him, you noticed how his hands were rough and calloused—almost definitive sign of working out. Right where he rolled up his sleeves, veins also weaved beneath his forearm tattoos, the inked vines something you never had the chance to examine extensively either.

This time, you weren’t too discreet given that he caught your gaze. “What?”

Oops. “Nothing.”

You turned away to look ahead, trying to calm your frenzied heart by observing some uninteresting cars on the expressway. A proper lady like you knew better than to gawk at someone for a prolonged time, yet you still got caught red-handed. How embarrassing.

Slumping further into your seat, you pouted as your weird way in mitigating the internal humiliation. “Just…keep your eyes on the road.”

While Choso did as he was told, he held back a low chuckle. “And you could keep your eyes on me.”

“But I wasn’t—!" A complete lie, but you still shouted with flailing arms, defenses hopeless.

Yet, what really disarmed you was Choso’s faint smirk.

One minute, you were frustrated and flustered; the next, you were simply stunned at the amused tilt in his lips, all because his smile was so rare. There was something enchanting about the cocky way Choso grinned as he stepped on the accelerator, the maniacal gleam in his eyes as he stared ahead, the bright colors of the Tokyo evening that glittered behind him.

“Jesus, take the fucking wheel,” you muttered like a starstruck teenager.

“What’s wrong?” he asked harmlessly because this man definitely heard you over the music. He threw you a quick glance even as the smile on his lips stayed. “I mean, you could keep staring if you want to, bimbo. I won’t judge.”

Mouth opened to back talk, your ambitions immediately got cut short as Choso moved a hand from the steering wheel to your inner thigh. While you hid your gasp at the unexpected contact, you only hoped that he did not notice the way you tensed under his searing touch.

But Choso noticed, alright.

“Hm, why are you so quiet all of a sudden?” Choso pressed again, his focus still on the lane as though he was not caressing you, massaging you, his thumb running in hypnotic circles centimeters away from the dull throb between your legs,

How he managed to maintain his composure in such a situation was a mystery given that you, unlike him, gripped hard at the side of your seat.

“Because…” you hissed after mustering all effort.

Then, you stopped.

How could you respond while completely distracted by the tightening in your stomach, practically holding your breath as his hand crept up higher? It was not helping that his fingers were so thick, that he had a small dagger printed by a knuckle, that his scent was reminiscent of burning maple leaves during a New England fall.

“‘Because…?’ Because what?” Choso asked, knocking your thoughts loose momentarily because he—on the other hand—did not miss your incomplete answer. His nails dug into your skin, nearly making you yelp at the incredible burn. “What’s the issue? I don’t remember you being this shy with the other therapists around.”

The steeliness that underlined his tone…

Was Choso still hung up about your frisky flings with Toji and Sukuna? Even though you should have never gotten sexually involved with them in the first place, you never would have thought that Choso would hold such a grudge.

In response, you cautiously observed his side profile. “Are…you jealous?”

He closed his eyes momentarily at the question, indescribable salaciousness etched on his lovely face, and he shuddered slightly. His eyes opened back as a sharpened glare, Adam’s apple bobbing as the result of a drawn-out swallow.

“Oh, baby,” he growled, and it was the backward tilt of his head that left your mind spinning, “you have no idea.”

Traveling beneath your dress, his hand roamed a little higher, then higher again, his pinky finger brushing at your panties’ seam such that if he decided to travel up any further, he might just feel how miserable and soaked you were.

Just hurt me, you begged silently, legs squeezing together subconsciously as you feel a delicious heat churning through your body, biting back a moan when Choso gripped hard at your thigh before smacking at the flesh.

“Harder,” you accidentally pleaded out loud, immediately clamping your hands over your mouth.

Unsurprisingly, your insanely handsome driver turned to you. When you met his gaze, you only wished that you hadn’t because Choso had a gaze that left you weak in the knees, the murky pool in his eyes enough to leave you whittled to a frantic and blubbering mess.

“Sorry, I didn’t mean to—"

“Well, I'm curious what your husband would say,” he interjected, debauchery bleeding in his tone, “when I send you home my handprints on your ass cheeks?”

Wow, that really took you aback.

“‘When?’” you bleated. Not ‘if?’

“Yes, ‘when,’” he confirmed with a hoarse thrum. His overflowing confidence clouded your head with something heady, something intoxicating. As much as you think you should tell Choso to stop, words were lodged in your throat once he forced your legs apart with one firm pull, and while you found pleasure in the pain, it was his next suggestion that sent sweet vibrations straight down your spine: “Because I wonder what would happen once I spread you over the car hood and took you right there.”

last chapter || next chapter

taglist: @dissociatingdiva @httpsplanetmarsdotcom @pulchritxde-blog @huangfairy @shadowarchon @203steph @agentdedf1sh @cloudybabes @hinativity @lynn-writes-things @illicitwriter @7oji @kikuchimi @piqer @nobody289x @chaoticjojofan @musicisme333 @vvestwoodrose @kumocchin @s-guru @mwahilovemylife @hey-gurls69 @cloudsinthecosmos @moon-mumu-moon @kazscara @obitohno @tsukiyohanayome @tokyometronetwork @downtown-roponggi @the-cosmos-network

543 notes · View notes

lindalofbroome · 7 months

Text

Roddacember 2023!!

Roddacember runs during December to celebrate all of Emily Rodda’s books. With a new prompt every day, make a piece of fan content of your choice. You can draw some art, write fic, make a playlist, rant about something, or whatever you vibe with! Remember to tag it #Roddacember 2023 so we can check it out <3 I’ve also created an AO3 collection for those who would like to write fics!

Update

This is my attempt at taking the best of the past years and bringing something for everyone. What I've come up with are three levels of abstraction that (hopefully) serve as different levels of difficulty. The first week-ish draws more from 2019's style, and the last couple weeks are the more recent style, with the middle being a segue between them. (i kinda struggled to make questions, but you're welcome to use the prompts as keywords for your own!)

Notes

A reminder that you don’t have to commit to every day. Take care of yourself. You can make it more manageable by skipping days. It’s also okay to alter the prompt slightly for grammatical purposes, if you so wish (e.g. growth –> growing) or to cut out irrelevant words (e.g. animal or monster -> animal). Feel free to interpret the prompts as metaphorically or as literally as you want! If there’s anything you are confused about, feel free to ask me in the notes or DMs or whatever. You can also check out what the fandom did previously at #Roddacember 2022, #Roddacember 2021, #Roddacember 2020 and #Roddacember 2019.

Prompts in text below:

Your Favourite

01. Character 02. Place 03. Animal or monster 04. Something you wish was real 05. Magic 06. People, culture, or tradition 07. Filli❔ 08. Relationship of any kind 09. Symbols or signs

Memorable Moments:

10. Epic 11. Courage 12. Deception 13. Power 14. Foreshadowing 15. Playful 16. Envy 17. Solution

Abstract:

18. Ripples 19. Design 20. Trade 21. Nurture 22. Technology 23. Intricacy 24. Mend 25. Twisted 26. Pathway 27. Watch 28. Growth 29. Time 30. Unity 31. Essence of Rodda

#roddacember 2023 prompts #roddacember 2023 #roddacember #roddacember prompts #postlyn #emily rodda #roddaverse #deltora quest #rowan of rin #star of deltora #the three doors #and all the other rodda books <3 #//#lads im so sorry i meant to post these earlier but life just hasnt been It lately :)#(sarcastic smiley face)#alas rejoice for prompts arrive #we got red left so at least one more roddacember and we have a colour set

64 notes · View notes

fromthedust · 9 months

Text

Hiroyuki Hamada (Japanese, working in New York, b. 1968)

#7 - mixed media - 16″x 16″x 4.7″ - 1996

#28 - enamel, plaster, resin, wax, tar, wood - 29'' dia. x 4¼'' - 1997-2000

#64 - enamel, oil, plaster, tar and wax - 28½'' dia. x 4½'' - 1997-08

#73 - painted resin - 46″x 70″x 25″ - 2011-13

#79 - painted resin - 26"x 35"x 20" - 2010-13

#81 - oil, resin, and wax - 24″x 54″x 25″ - 2011-13

#82 - pigmented resin - 78"x 61"x 26" - 2017-18

#86 - painted resin - 26''x 25''x 5¼'' - 2016-2019

#89 - painted resin and wood - 48''x 20½''x 27'' - 2020

#94 - pigmented resin and wood - 41''x 93''x 8'' - 2021

#98 - painted resin and plaster - 25¾''x21''x 12¼'' - 2022

https://hiroyukihamada.com

#art by others #other's artwork #sculpture #mixed media #Hiroyuki Hamada

92 notes · View notes

gaoau · 4 months

Text

Raison d'Être

A dying puppy, a welcoming man, and hammering rain. They all become one more reason to live.

pairing — Matsuno Chifuyu x fem!reader warnings — spoilers for bonten arc; sensitive topics; vague suicidal thoughts, existential crises.

01. Is there any reason you were born? 02. 藍 03. Take off your shoes when riding this feeling 04. You can't bathe in the same river twice 05. Money, alcohol, and fire 06. While some see a mistake, others see a giving 07. Illustrations drenched in the ink of all the doubts and nightmares I create 08. Kissing with my feelings, kissing with my thoughts 09. You can't bathe in the same river twice, but I can bathe in the same river that you bathed in 10. It tears you apart, doesn't it, when your talent strides forwards, but your insecurities crawl backwards, and you hold onto both so tight 11. You're a reflection of your own creations; what does it say when you scorn them? 12. Hands 13. Do you like being alive? 14. Don't become somebody else—someone might see you 15. The capability of an open mind calls for a sacrifice 16. A future for silent gods 17. They fall without a sound 18. Eighteen strokes to reflect all of your mistakes onto a side of your mind that you never had 19. Ai love you 20. Beautiful like pressed flower—I'll keep you 21. When something has always been wrong, I just wanted you to tell me the proper way to live 22. Chapter Twenty-Two 23. The heart of a flower 24. I don't mind losing when you're winning 25. See through my eyes 26. So be mine and your innocence I will consume 27. To the ends of the Earth 28. I want to listen to you all night long 29. You put my heart to use and it's so sore and it's so good 30. Only when looking into my soul will you be able to understand just how much I want you 31. Menaces & Kindness 32. Give me the peace and joy in your mind 33. Your soul can't hate anything 34. Heart is full and brain is numb 35. I wonder what wou— 36. Or maybe I will find you in a parallel story 37. You're picking up the salvageable pieces to the ghosts that will forever haunt you 38. We can dance up until we see the sun rise 39. Dear you, ten years in the past, I formally invite you to my wedding 40. 松野千冬 41. In a trance I can sing another love song 42. 千の冬

“In your own eyes, what will you see?”

[ originally written: 8/10/2021 - 10/02/2022 ]

#Raison d'Être #Masterlist #Tokyo Revengers #tokrev #Matsuno Chifuyu #Chifuyu #Matsuno Chifuyu x Reader #Chifuyu x Reader #Tokyo Revengers x Reader #tokrev x reader #hanemiya kazutora #i love psychoanalyzing characters #shoutout to kazutora the real mvp

26 notes · View notes

lilac-rose-writes · 3 months

Text

Kindergarten Fanfics Masterpost

Character Study Series:

The Before And The After- Ozzy (21/11/2021) Tuesday- Carla (26/11/2021) Good Boy- Stevie (05/12/2021) Enough- Ted (13/12/2021) Pretty Girls- Cindy (15/12/2021) Experiences, Crushes and Science Lessons- Jerome (17/12/2021) Revolting Children- Ms Applegate (23/12/2021) Letters- Madison (01/01/2022) Wilted- Lily (05/01/2022) Advancements- Male Principal (26/01/2022) The Sole Heir To Applesoft- Felix (15/02/2022) Oddball- Margaret (26/02/2022) Smart- Monty (09/04/2022) Green- Bob (16/05/2022) Lost- Alice (23/07/2022) Sleep- Billy (22/08/2022) Death- Kid (25/08/2022) Monsters, Sleepovers and Love Letters- Nugget (02/09/2022)

Miscellaneous One-Shots and AUs

Love Me- Yandere Kid AU (27/03/2022) In The Dark- Reverse AU (07/06/2022) Hogwarts School of Magic and Mysteries- Harry Potter AU (12/06/2022) Penny Is Definitely a Robot- Pre Canon (29/08/2022) What Not To Do When You Meet a New Superhero- Spider-Man AU (22/12/2022) Poor, Unfortunate Souls- Kid-centric Study (10/03/2023) What It Takes To Survive- K1 Bad End (26/03/2023) Camp Principal- Camp Camp AU (28/03/2023) The Final Duet- OMORI AU Prequel (03/06/2023) Don't Blend Billy- Blended Billy (23/07/2023) The Owl House but Kindergarten- Owl House AU (24/07/2023)

@weedkillercentral's Restautant Saga

Penny and Carla go to IHOP at 3:47AM (20/11/2022) Kid Goes to Taco Bell At a Reasonable Hour of the Day (18/12/2022)

Pearla-Centric One-Shots

The Most Wonderful Time of the Year (24/12/2021) Smile (28/08/2022) Purple Heathers (28/11/2022)

Whumptobers

Whumptober 2022 (01/10/2022) Kindergarten Whumpuary (it's complicated)

eikomeiko's Ghost Felix AU

Alone (02/07/2022) Absolutely Fine (05/11/2022)

Hi! I'm Lilac, and my AO3 account can be found here as Lilac_The_Book_Lover. I've been writing for the Kindergarten fandom for a few years now, and I don't plan on stopping anytime soon. <3

24 notes · View notes

atticraccoon · 1 year

Photo

(29/08/2021) Happy birthday, Washio-san!!

#haikyuu!!#haikyuu #fukurodani #washio tatsuki #bokuto koutarou #akaashi keiji #konoha akinori #yamato sarukui #komi haruki #shirofuku yukie #suzumeda kaori #onaga wataru #animals #my art

236 notes · View notes

cailynwrites · 4 months

Text

Harry Potter Rec Fest Day 10 - Fest Fics

Outside of @etl-echo-audiobooks fests (see Winter Wonderfics 2022 and Draco's Quarter Life Crisis Fest 2023), this is my first year participating in fests, including @hprecfest. I've had so much fun and met some really lovely people. I'm so grateful to this fandom for being so welcoming and constantly coming up with new, fun ideas for fests. And of course to all the participating authors, artists, podficcers, and endlessly patient and hardworking mods for shepherding all these new works out into the universe.

Amorous As This Lovely Green written by @annanother-thing for @hd-fan-fair Career Fair Pairing: Lingerie Designer Draco x Unwilling Celebrity Harry Word count: 14,646 Rating: E

This fic just flies by. The descriptions are so great, I could picture every lacy frill of the lingerie that Harry models. It's hot and sweet and has typically great banter. Thank you @annanother-thing! And an additional thank you to @hd-fan-fair; they've really developed something special. Besides the more than a decade's worth of fics they've collected, they have a competitive reading contest to encourage commenting and reccing during the anonymous posting period. It was so much fun to participate and I encourage everyone to join in next year! And read everything from this year's fest; it's a treasure trove of really interesting and diverse fics.

Rainfall written by Saras_Girl Podfic by @semperfiona recorded for @hpdrizzle 2019 Pairing: Draco x Harry Word count: 4,420 Length: 30:09 Rating: T

No one who has been in the Drarry world for a while needs me to rec them Saras_Girl, who would be on the Mt. Rushmore of Drarry writers, if that were a thing that existed. So this rec is really for @semperfiona, who is an exemplary podficcer with over 50 podfics under her belt. This fic is very sweet (part of Saras_Girl's Fluffy!Verse) and @semperfiona renders it perfectly in audio form.

************************************************************************

And a couple of little self-recs ...

Only Happy When It Rains written by @pineau-noir for @hpdrizzle 2020 Podfic read by Cailynwrites for @hpdrizzle 2023 Pairing: Draco x Harry Word count: 13,604 Length: 1:29:25 Rating: T

@pineau-noir's summary is too perfect not to include:

Weather-Be's, the up-and coming business of Draco Malfoy, guarantees* perfect weather for your event! If you need warm sunshine, Weather-Be's will provide it. If you want atmospheric fog, we can make that happen. We have a 100%** success rate at giving you the weather you want. *guarantee invalid if Harry Potter is in attendance **success rate drops to 97% when Harry Potter's attendance at events is counted

Draco is hilarious in this fic and so is little Scorpius! I love Draco with an interesting job, especially when Harry manages to screw it up somehow.

Out of Place written by faelyee for @snarryauctoberfest 2021 Podfic read by Cailynwrites for @snarryauctoberfest 2023 Pairing: Harry x Severus Word count: 28,102 Length: 3:08:01 (11 chapters) Rating: T

I was excited when I found this fic, because it's not just one AU, it's a bunch. Harry is traveling through various alternative universes trying to get back to his own. There's one common thread throughout: Severus. This fic is heartbreaking and sad because not all AUs are bad for Harry. When I decided to record this, I hadn't really thought about the number of characters I would need to voice, including some original characters. I think it's worth a listen or a read on the strength of the writing alone.

#hprecfest2023 #drarry #snarry #hp podfic #saras girl #hd career fair #hp drizzle 2023 #2023 snarry auctoberfest

24 notes · View notes

mostlysignssomeportents · 7 months

Text

The surveillance advertising to financial fraud pipeline

Monday (October 2), I'll be in Boise to host an event with VE Schwab. On October 7–8, I'm in Milan to keynote Wired Nextfest.

Being watched sucks. Of all the parenting mistakes I've made, none haunt me more than the times my daughter caught me watching her while she was learning to do something, discovered she was being observed in a vulnerable moment, and abandoned her attempt:

https://www.theguardian.com/technology/blog/2014/may/09/cybersecurity-begins-with-integrity-not-surveillance

It's hard to be your authentic self while you're under surveillance. For that reason alone, the rise and rise of the surveillance industry – an unholy public-private partnership between cops, spooks, and ad-tech scum – is a plague on humanity and a scourge on the Earth:

https://pluralistic.net/2023/08/16/the-second-best-time-is-now/#the-point-of-a-system-is-what-it-does

But beyond the psychic damage surveillance metes out, there are immediate, concrete ways in which surveillance brings us to harm. Ad-tech follows us into abortion clinics and then sells the info to the cops back home in the forced birth states run by Handmaid's Tale LARPers:

https://pluralistic.net/2022/06/29/no-i-in-uter-us/#egged-on

And even if you have the good fortune to live in a state whose motto isn't "There's no 'I" in uter-US," ad-tech also lets anti-abortion propagandists trick you into visiting fake "clinics" who defraud you into giving birth by running out the clock on terminating your pregnancy:

https://pluralistic.net/2023/06/15/paid-medical-disinformation/#crisis-pregnancy-centers

The commercial surveillance industry fuels SWATting, where sociopaths who don't like your internet opinions or are steamed because you beat them at Call of Duty trick the cops into thinking that there's an "active shooter" at your house, provoking the kind of American policing autoimmune reaction that can get you killed:

https://www.cnn.com/2019/09/14/us/swatting-sentence-casey-viner/index.html

There's just a lot of ways that compiling deep, nonconsensual, population-scale surveillance dossiers can bring safety and financial harm to the unwilling subjects of our experiment in digital spying. The wave of "business email compromises" (the infosec term for impersonating your boss to you and tricking you into cleaning out the company bank accounts)? They start with spear phishing, a phishing attack that uses personal information – bought from commercial sources or ganked from leaks – to craft a virtual Big Store con:

https://www.fbi.gov/how-we-can-help-you/safety-resources/scams-and-safety/common-scams-and-crimes/business-email-compromise

It's not just spear-phishers. There are plenty of financial predators who run petty grifts – stock swindles, identity theft, and other petty cons. These scams depend on commercial surveillance, both to target victims (e.g. buying Facebook ads targeting people struggling with medical debt and worried about losing their homes) and to run the con itself (by getting the information needed to pull of a successful identity theft).

In "Consumer Surveillance and Financial Fraud," a new National Bureau of Academic Research paper, a trio of business-school profs – Bo Bian (UBC), Michaela Pagel (WUSTL) and Huan Tang (Wharton) quantify the commercial surveillance industry's relationship to finance crimes:

https://www.nber.org/papers/w31692

The authors take advantage of a time-series of ZIP-code-accurate fraud complaint data from the Consumer Finance Protection Board, supplemented by complaints from the FTC, along with Apple's rollout of App Tracking Transparency, a change to app-based tracking on Apple mobile devices that turned of third-party commercial surveillance unless users explicitly opted into being spied on. More than 96% of Apple users blocked spying:

https://arstechnica.com/gadgets/2021/05/96-of-us-users-opt-out-of-app-tracking-in-ios-14-5-analytics-find/

In other words, they were able to see, neighborhood by neighborhood, what happened to financial fraud when users were able to block commercial surveillance.

What happened is, fraud plunged. Deprived of the raw material for committing fraud, criminals were substantially hampered in their ability to steal from internet users.

While this is something that security professionals have understood for years, this study puts some empirical spine into the large corpus of qualitative accounts of the surveillance-to-fraud pipeline.

As the authors note in their conclusion, this analysis is timely. Google has just rolled out a new surveillance system, the deceptively named "Privacy Sandbox," that every Chrome user is being opted in to unless they find and untick three separate preference tickboxes. You should find and untick these boxes:

https://www.eff.org/deeplinks/2023/09/how-turn-googles-privacy-sandbox-ad-tracking-and-why-you-should

Google has spun, lied and bullied Privacy Sandbox into existence; whenever this program draws enough fire, they rename it (it used to be called FLoC). But as the Apple example showed, no one wants to be spied on – that's why Google makes you find and untick three boxes to opt out of this new form of surveillance.

There is no consensual basis for mass commercial surveillance. The story that "people don't mind ads so long as they're relevant" is a lie. But even if it was true, it wouldn't be enough, because beyond the harms to being our authentic selves that come from the knowledge that we're being observed, surveillance data is a crucial ingredient for all kinds of crime, harassment, and deception.

We can't rely on companies to spy on us responsibly. Apple may have blocked third-party app spying, but they effect nonconsensual, continuous surveillance of every Apple mobile device user, and lie about it:

https://pluralistic.net/2022/11/14/luxury-surveillance/#liar-liar

That's why we should ban commercial surveillance. We should outlaw surveillance advertising. Period:

https://www.eff.org/deeplinks/2022/03/ban-online-behavioral-advertising

Contrary to the claims of surveillance profiteers, this wouldn't reduce the income to ad-supported news and other media – it would increase their revenues, by letting them place ads without relying on the surveillance troves assembled by the Google/Meta ad-tech duopoly, who take the majority of ad-revenue:

https://www.eff.org/deeplinks/2023/05/save-news-we-must-ban-surveillance-advertising

We're 30 years into the commercial surveillance pandemic and Congress still hasn't passed a federal privacy law with a private right of action. But other agencies aren't waiting for Congress. The FTC and DoJ Antitrust Divsision have proposed new merger guidelines that allow regulators to consider privacy harms when companies merge:

https://www.regulations.gov/comment/FTC-2023-0043-1569

Think here of how Google devoured Fitbit and claimed massive troves of extremely personal data, much of which was collected because employers required workers to wear biometric trackers to get the best deal on health care:

https://www.eff.org/deeplinks/2020/04/google-fitbit-merger-would-cement-googles-data-empire

Companies can't be trusted to collect, retain or use our personal data wisely. The right "balance" here is to simply ban that collection, without an explicit opt-in. The way this should work is that companies can't collect private data unless users hunt down and untick three "don't spy on me" boxes. After all, that's the standard that Google has set.

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2023/09/29/ban-surveillance-ads/#sucker-funnel

Image: Cryteria (modified) https://commons.wikimedia.org/wiki/File:HAL9000.svg

CC BY 3.0 https://creativecommons.org/licenses/by/3.0/deed.en