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#Electronic Payment Systems
news4nose · 8 months
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In the rapidly evolving Digital Payments scenario, India has emerged as a global leader in electronic payment systems. With a booming digital economy, the country opts four specific ways to transfer funds. Do you know how to make the best choice for transferring funds and what factors to consider?
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michealsusan35 · 1 year
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Electronic Payment Processing - ECS Payments
With electronic payment processing, payments are processed much faster than traditional methods. This can be a big advantage for businesses that need to get paid quickly. Electronic payment processing can also help businesses save money on transaction fees. It is great way to streamline business transactions, making it easier for customers to pay and allowing merchants to quickly access their funds.
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reportwire · 2 years
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I want to retire next year, but I have $25,000 in credit card debt and a major monthly mortgage payment — I also live with my three kids and ex
I want to retire next year, but I have $25,000 in credit card debt and a major monthly mortgage payment — I also live with my three kids and ex
I’ll be 57 next month and am divorced with three kids living with me. One is 28, she’s working, another is 21 and a senior in college (with a full scholarship) and the youngest is 15 (a sophomore in high school with a full scholarship).  I plan to retire at the end of next year with $25,000 in credit card debt and 15 more years to pay my mortgage. The credit cards have 0% interest. I have a good…
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courfee · 8 months
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it's a fic. moreover, it's a fic i gave the tag 'historical inaccuracies'. why am i still sitting here, 3 hours later, reading bloody papers to figure out exactly how things were in the 70s
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agent4justice · 17 days
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Scammers sophistication technique have reached a new apex, making Banking Fraud just like a walk in the park to this crime syndicates with richer background helter-skelters depositors and has been keeping most retirees that reinvested most of their retirement plan sleepless after words of the threat that swept the streets does not seem to have not weakened at all.
Masses are appealing for a more stringent countermeasure to be in place as soon as possible, such are adding more authentication request. Although retina scanner can slow down the process with the amount or rather the size of the data, but it also gives us an opportunity of having time to lockout perpetrators. The size of the data makes it at least 70% better than an iris scan and many more folds multiplied compared to a fingerprint.
Several years ago, I foresaw that the mCommerce (mobile commerce) would be ruled out as the mainstay of electronic processing for the sole reason that it is the most affordable business appliance that can serve the majority, representing the poor to medium class and the trending plot of global economic structure just like a triangle.
Having mCommerce | Mobile Technology as our economic transport offers the possibility of catering and adding the biggest chunk of our global population to pitch in the global trade for us to achieve having reserves and surplus will be more conceivable.
To make it a little impenetrable and globally under tighter scrutiny, I proposed that we adopt the universal identification system. We will integrate every other form of identity attached to it using our mobile number as the key index that will permanently our lifetime phone number. In the event of loss, the telco will make a SIM based on a secret code given to the subscriber upon the receipt of your subscription and issuance, which will be honored and will be service by other Telcos if subscriber opt to change carrier. The number coding of telcos should also compliment tracking effort, narrowed down within the radius and range of a few kilometers apart where the last signal was received or transmitted. The succeeding successful connection recorded by cell sites would enable us to speculate the linear direction as it trends.
We will enable the mobile technology to be a conduit of payment gateways or as a payment gateway itself. Our objective is to open the global trade and cover a larger scope and as far-reaching it could service most specially the marginalized poor a chance to lift their social status getting connected and finally be able to join our bandwagon to the brighter future. The fact can't be denied that they have been left without an adequate means to tap the convenience and business opportunity through eCommerce. Through the mobile payment gateway, even in the absence of a banking system in their region, they can now fulfill the checkout process by loading or charging it from your telco which is even less intricate than having a debit card or as to many known financial credibility.
#mobilepaymentgateway
#mobiletechnology
#mCommerce
#onlinefraud
#RetinaScan
Scammers sophistication technique have reached a new apex, making Banking Fraud just like a walk in the park to this crime syndicates with richer background helter-skelters depositors and has been keeping most retirees that reinvested most of their retirement plan sleepless after words of the threat that swept the streets does not seem to have not weakened at all.
Masses are appealing for a more stringent countermeasure to be in place as soon as possible, such are adding more authentication request. Although retina scanner can slow down the process with the amount or rather the size of the data, but it also gives us an opportunity of having time to lockout perpetrators. The size of the data makes it at least 70% better than an iris scan and many more folds multiplied compared to a fingerprint.
Several years ago, I foresaw that the mCommerce (mobile commerce) would be ruled out as the mainstay of electronic processing for the sole reason that it is the most affordable business appliance that can serve the majority, representing the poor to medium class and the trending plot of global economic structure just like a triangle.
Having mCommerce | Mobile Technology as our economic transport offers the possibility of catering and adding the biggest chunk of our global population to pitch in the global trade for us to achieve having reserves and surplus will be more conceivable.
To make it a little impenetrable and globally under tighter scrutiny, I proposed that we adopt the universal identification system. We will integrate every other form of identity attached to it using our mobile number as the key index that will permanently our lifetime phone number. In the event of loss, the telco will make a SIM based on a secret code given to the subscriber upon the receipt of your subscription and issuance, which will be honored and will be service by other Telcos if subscriber opt to change carrier. The number coding of telcos should also compliment tracking effort, narrowed down within the radius and range of a few kilometers apart where the last signal was received or transmitted. The succeeding successful connection recorded by cell sites would enable us to speculate the linear direction as it trends.
We will enable the mobile technology to be a conduit of payment gateways or as a payment gateway itself. Our objective is to open the global trade and cover a larger scope and as far-reaching it could service most specially the marginalized poor a chance to lift their social status getting connected and finally be able to join our bandwagon to the brighter future. The fact can't be denied that they have been left without an adequate means to tap the convenience and business opportunity through eCommerce. Through the mobile payment gateway, even in the absence of a banking system in their region, they can now fulfill the checkout process by loading or charging it from your telco which is even less intricate than having a debit card or as to many known financial credibility.
#mobilepaymentgateway
#mobiletechnology
#mCommerce
#onlinefraud
#RetinaScan
#FraudAlert
#FraudAlert
#Scammers sophistication technique have reached a new apex#making Banking Fraud just like a walk in the park to this crime syndicates with richer background helter-skelters depositors and has been k#Masses are appealing for a more stringent countermeasure to be in place as soon as possible#such are adding more authentication request. Although retina scanner can slow down the process with the amount or rather the size of the da#but it also gives us an opportunity of having time to lockout perpetrators. The size of the data makes it at least 70% better than an iris#Several years ago#I foresaw that the mCommerce (mobile commerce) would be ruled out as the mainstay of electronic processing for the sole reason that it is#representing the poor to medium class and the trending plot of global economic structure just like a triangle.#Having mCommerce | Mobile Technology as our economic transport offers the possibility of catering and adding the biggest chunk of our globa#To make it a little impenetrable and globally under tighter scrutiny#I proposed that we adopt the universal identification system. We will integrate every other form of identity attached to it using our mobil#the telco will make a SIM based on a secret code given to the subscriber upon the receipt of your subscription and issuance#which will be honored and will be service by other Telcos if subscriber opt to change carrier. The number coding of telcos should also comp#narrowed down within the radius and range of a few kilometers apart where the last signal was received or transmitted. The succeeding succ#We will enable the mobile technology to be a conduit of payment gateways or as a payment gateway itself. Our objective is to open the globa#even in the absence of a banking system in their region#they can now fulfill the checkout process by loading or charging it from your telco which is even less intricate than having a debit card o#mobilepaymentgateway#mobiletechnology#mCommerce#onlinefraud#RetinaScan#FraudAlert
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digitalcreationsllc · 5 months
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Update: Kansas Courts Confirm Data Theft, Ransom Demand After Cyberattack
The incident affected multiple systems, including eFiling, electronic payment, and case management systems. The affected services are still offline. The incident also involved a data breach, with hackers threatening to leak stolen data.
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trendingtechguruji · 9 months
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National Automated Clearing House (NACH): Transforming Payment Systems for the Digital Era
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In an increasingly interconnected and digitized world, the need for efficient and secure payment systems has become more pressing than ever. The National Automated Clearing House (NACH) is an innovative electronic payment system that has emerged as a game-changer in the realm of digital transactions. In this article, we will delve into what NACH is, how it works, and the benefits it offers to businesses and consumers alike. Read More
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seananmcguire · 10 months
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That Xiran Jay Zhao video about the amount of time it takes to get paid by the publisher, a couple of time she says "that's just the way it is." Are there actual, legitimate business reasons for holding off paying someone 6 or 8 or more months what they've earned for their book? Or is it the publisher basically going "We'll pay you when we pay you. What are you gonna do about it?" because they're essentially the one in charge?
And is it the same for all authors? Or is there an unofficial "tier" system based on your name? Are they telling people like Stephen King or James Patterson or Neil Gaiman "you'll see your money in 8 months" or are they more likely to be getting monthly checks just because of who they are?
There are some legitimate business reasons, yes.
Okay, so let's look at the way a book is sold to a publisher. I'm going to use very round numbers, because I don't want to do a lot of math right now. So say I sell a book for $15,000 under the traditional three installment contract--signing, delivery/acceptance, and publication. What this means is I sign the contract, I get a $5,000 check! Yay! I will also get checks when the book is turned in and accepted, emphasis because it means I can't just give them a word jumble and claim I turned the book in, and then again when the book comes out. We're ignoring side situations like "book is never turned in" and "book is never published."
But wait! My agent gets 15% off the top of each of those checks, which isn't a whole lot at $5,000--$750--but means I'm receiving effectively a $4,250 check, and then waiting maybe a year for the next one.
In the US, 1/3rd of that check goes automatically to taxes, and I cannot math that very well, but it's about $1,416. So I'm left with $2,834 as my payment for the year. This is why most authors will have day jobs.
This structure makes sense. They pay you to call dibs on your book: they pay you when the dibs pan out: they pay you when they can start making money. Now, recently, some publishers have started going to a four stage advance payment, and I can't see any real justification for that. Maybe someone will give me one. I'd be fascinated to know what it is.
So here's the thing: until the book is out, there is no more money. You've been paid for the book, but it's not making money for the publisher yet, and so of course you're not getting more money. It used to be the expectation that your advance would pay your bills while you wrote the next book; that is clearly no longer the case. I live in Seattle. A single check from a three-stage advance isn't paying my mortgage for a month. But.
Once the book is out, it can start making money, and that's when things get complicated. Say a bookstore places an order for 10 copies of AWESOME NEW BESTSELLER. Yay! That should be ten sales, and ten units of whatever your royalty is, right? Only these are physical items, and bookstores can return them, so your publisher marks it down as "ten sales, five reserve against returns," meaning you're only getting credit for five sales until the return window (usually a year) runs out. Where it gets a little hinky is when the bookstore sells all ten and orders ten more, and the publisher still has it marked as "five (now ten) reserve against returns." Basically, you're only getting credit for half your sales until that reserve window closes.
Sadly, thanks to certain retailer policies, this has been grandfathered into applying to electronic sales as well.
TL,DR: The delay in royalty payments is to give bookstores time to sell the books, and mean that your publisher doesn't pay you for a hundred sales, only to ask for the money from fifty to be given back when books are returned. This could happen faster in the modern world, but that would involve publishers paying us faster, and they like to keep the money in their hands as long as possible.
To the best of my knowledge, no one is A Big Enough Author that they can demand their money now, right now. And this is why trad publishing continues to self-select for the wealthy and the young.
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skyscend · 2 years
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chacusha · 2 years
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The fact that the IRS payment service could not verify my identity based on taxes paid in a previous year AND one of the third-party tax payment services rejected my non-U.S. address and phone number, but a second third-party tax payment service let me pay using the exact same information(???)... does not really inspire confidence in me.
God, I hate the U.S. tax system. It literally is like, "If you are a U.S. citizen you MUST pay U.S. taxes, even if you're living overseas. Give me my money!" AND "Oh, provide any sort of governmental infrastructure for verifying your taxpayer identity if you don't have a U.S. phone AND a U.S. zip code AND a U.S. bank account? Invest in an electronic system to provide the minimal set of services to automatically verify previously-filed data and make payments? Why would we do that? Sounds like a total waste of money."
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riedswifts · 2 years
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AFTER HOURS
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NOMAD!STEVE X READER
Warnings : smut, barley plot, oral (f receiving), praise, slight size kink, desk sex, slight breeding, fingering, steve has a bit of a mouth, fluff (at the end ), some dumbification.
Summary : you and steve seem to have a mix of tensions and the top one being hate, but a night alone in the tower shows what the real problem is.
Word count: 2.8k
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Everyone had left out with their significant others, or friends or family. Nat had begged you to come but you kindly declined. Being on a long-standing mission, and nearly being on the brink of death literally- being an assassin and hanging off a building by a falling building is tiring. You also weren’t expecting some things and were worn out to the max.
You were under the impression everyone had left. Except Jarvis of course but that was a computer system. So you had no reason to wear full clothes and being a trained assassin leaves you in shape so you thought you’d be fine. Leaving your personal huge room in nothing but a black widow t-shirt and a pair of panties, no bra either, you just explored the tower in its glory during the night hours.
It was stunning to say the least and not to brag but you had one of the best views. Tony made sure your room had a floor to ceiling window with a space in it to go on the balcony that overlooked the city’s lights. It was payment in a way, you had nearly died saving his life quite a few times and even if he didn’t admit it you were his favorite on the team.
You had decided that you would go out on the very ledge thor and loki fought on. You had quickly snagged a bottle of any alcohol you could snag without stopping and made your way outside. You sat near the ledge but not fully on it. Your ankles hanging off the edge as you sat with your legs stretched out.
You held up the bottle and glanced at it ‘Daviun vodka’ you didn’t care for brands but this one seemed ok and the flavor was watermelon. So you popped off the top and set it beside you as you rested back on your elbows taking a swig and staring at the bottle after before shrugging with a satisfied hum.
You just relaxed not registering the sound of someone getting closer. It was a rare moment when you let your guard down but after all you had asked JARVIS prior to this if any one was here and the damn shit said no. Someone stood behind you and you slightly stiffened.
Without moving you acted clueless before in seconds you stood up and stunned the person as you broke the handle off the vodka and managed to flip them over onto their back holding the jagged edge to their throat. Bored blue eyes stared back at you with the upmost annoyed face.
You scoffed standing up completely forgetting your attire. You didn’t bother sticking your hand out to help him up, you just grabbed the bottle and started walking inside. You heard him scoff in disbelief but you didn’t care, he was a grade A dick after all- only to you- that was.
“Why are you here? Have no friends to go out with?” He asked trailing you inside. You rolled your eyes making a dramatic annoyance sound. “Do you?“ You shot back, it was a fifth grade response but you didn’t care in the slightest.
“Fifth grade response, Cute.” He said sarcastically and you with to cut his beard off and his throat but tony and natasha agreed no killing the super solider. stupid rules.
“What do you want steve?” You asked putting the bottle back, you started walking and made an abrupt turn into the small room. The one where everyone had sat and watched as they replayed a video of wanda accidentally destroying a building and killing people. It was empty, lights off, chairs pushed in.
You always came to watch TV in here because the projected screen was cooler to you. After all you didn’t have electronics until you escaped the red room with natasha. Steve still followed you in there but you ignored him as you picked up the projector remote.
Sitting on the table you slid back leaving from your knees down hanging off the table as he grumbled that you were ignoring him. “Do you have anything better to do than I don’t know..annoy me?” You asked rolling your eyes.
His eyes seemed to finally take in your appearance and you had neglected the fact that your nipples would poke through the thin t-shirt due to the coldness. His eyes darkened for a moment before he sharply directed his state to the screen. “Just genuinely curious as to what a looser like you decided to do when they’re alone.”
Your head snapped in his direction. “Oh fuck off steve.” You scoffed. Deciding to press play on the movie but before you could the remote was snatched out of your hand and you glared at him as he tossed it aside.
He stood right in front of you and you scooted backwards. Your eyes narrow in on him as he licked his lips running a hand over his beard. “What’s your fucking problem?” You asked extremely annoyed your night was ruined by the captain himself.
Though there was the faint throb between your legs that made you wanna stab your eyes out, how dare your own body betray you like that.
After the question left your mouth his eyes snapped back up to yours. His hair was slightly slicked back but looked like he had laid down in it because a few pieces had fell out. He paused staring at you making you slightly shiver. He saw the way your thighs slightly shifted to squeeze, the way your nipples poked through the thing t-shirt. He could faintly see the lace of your panties, he stared at you for a long moment.
Suddenly he grabbed your Ankle pulling you forward making you slid until you were right in front of him a mere inch from his nose as his hands rested on either side of you. “You see, my problem is, i can’t decide if i hate your guts or maybe it’s the frustration of not being able to rearrange them.”
Your eyebrows raised as your breathing sped up a bit. His eyes swapped between your eyes and lips, then they locked on your eyes maintaining eye contact as you felt the coldness of his avengers ring against your knee.
“Well then, maybe that’s a theory we need to test out.” You said as his hand slid up more leaving a trail of goosebumps before gripping your leg tightly. He smirked at how reactive you were to his touch.
He hummed before leaving you curious as he removed his hands. Suddenly they where on the curves on your ass pushing you flush against him, as if it was natural your legs spread allowing the bulge in his pants to press right against your now dampened panties.
Your back arched as you looked up at him and his lips crashed into yours, it wasn’t passionate, and soft- no. It was bruising, full of dominance and emotion. Obviously the fight for domination still stood and as an assassin you weren’t gonna give up.
However when his hands gripped your hips and rolled your hips against his you let out an involuntary humiliating moan. That allowed him to slip his tongue into your mouth and when he squeezed your ass he let you know, he had won.
You pulled away from him to breathe as you guys started at each other panting. His forehead came to rest against yours before laying you on the empty mahogany desk. He kissed you again bruising like as your hands started to wonder you tugged at his shirt and without disconnecting his lips from yours he took it off.
His hands slid up under your shirt cupping your breast and ran his thumbs over the hardened peaks. When your back arched it caused you to accidentally grind against him and this time you both moaned. He bit your lip before letting it go and kissing down your neck.
He sucked and bit making sure to suck each piece of smooth skin he could find. One of his hands pulled out from your shirt and cupped the back of your neck pulling you up before he pulled the shirt swiftly over your head.
He stared at you for a moment. “God, you’re stunning.” He whispered and before you could comprehend what was going on his mouth had latched on to your nipple sucking and slightly biting it making you moan.
He laid you back down and your mind fogged as you unbuckled his belt. However before you could do more he had grabbed both of your hands stopping his attacks on your boobs.
He pulled both your arms above your head and smirked down at your face, you looked stunning. Hair spread out and marks forming on your neck stopping above your breast. Your lips were swollen and bruised. He adored this sight.
God, he wish he had figured this out sooner, that instead of bitching he just actually fucked you. He didn’t think he’d find anything more addicting after seeing you in this state.
He kissed down your body stopping at the hem of your panties and deciding he was to impatient he tore them off making you whine. “i’ll buy you new ones.” He muttered as he got on his knees hooking his arms around your thighs. His hand pushing your stomach down.
You shivered as you felt the cold air of the tower directly on your bare pussy. Without a warning he shoved his face between your legs licking from your hole to your clit, the sensation made you gasp as your back arched.
“fuck!”
Steve groaned hearing the words fall out of your mouth. His tongue switched from sucking your clit to dipping his tongue in and out of you making you squirm. He looked up at you mouth and chin coated in slick. “Do not move your hands.”
Your brows furrowed as you continued to pant. “Wh-mmhh.” Your words turned into a soft moan when you felt one of his thick fingers slide in and bottom out. Your eyes pinched shut and your back arched off the table.
His other finger slid in as well and you tried to close your legs but he pulled them further apart. He watched your expression as he pulled them out almost fully before slamming them back in and curling them. He groaned and nearly came in his pants at the sight of you.
“Such a good girl for me.” He muttered before attaching his lips to your clit again and sucked on it whilst moving his fingers in and out. He Felt you tighten around him and couldn’t wait to see how you feel on his cock.
You were panting and babbling words of his name and please. What really sent you over the edge is when he sucked your clit with his teeth grazing it as he pumped his fingers harder curling them as your fingers locked him in.
Your orgasm crashed over you making your mind fog and your head limp to the side as pathetic whimpers left your plump and less swollen lips. He didn’t seem to care much that you had came all over his face because he kept sucking and licking up every last bit of cum.
You panted as you reached for his pants trying to tug them down as you recovered from your orgasm. When steve had finally freed his cock you assumed your face said it all because his chuckle was dark, taunting like.
He parted your legs again and you tried to close them but he roughly grabbed them pulling you closer to him but you let out a whimper when his huge side rubbed against your sensitive clit.
He made a mock frown face at you. “C’mon now sweetheart, be a good girl and take it for me, hmm?” He said as he massaged your breast with one hand and stroked himself. You nodded now desperate as the ache returned between your legs.
He let the tip slip in and he saw your face completely washed with pleasure. Brows furrowed, parted mouth, marks fully developed, and sweat beading your forehead. Without warning he pushed the rest of his way in and you gasp as he groaned.
You were used to sex of course you’ve had sex before but nobody was this big before. The intrusion felt good but the small sting was there lingering but it only added to the pleasure. “If you don’t stop squeezing’ me i’m gonna fucking cum.”
You relaxed around him and he groaned in relief. You felt more heavenly then he ever could’ve thought. He leaned down and captured your lips with his before thrusting with force and when he lifted one of your legs higher and he lifted your hips your eyes rolled back when he hit the spot that had you screaming his name.
“Look at you.” He said panting as he continued to thrust. “Takin it like such a good fucking girl.” With each word his thrust got harder and it made the breath get caught in your throat.
You grabbed his face kissing him harshly and he moaned into your mouth fueling the tightening in your lower stomach already. Suddenly he dropped you legs pushing them on the desk making them bend as he buried his face in the crook of your neck.
His thrust slowed to deep strokes. “You feel me, hmm?” He said and you moaned when he hit the spot inside you that had you babbling like a dumb person. Suddenly you felt the most unexplainable feeling.
It was like the tightness got tighter but mixed with a load of pleasure. You whimpered at the feeling as steve pushed his hand down harder on your lower tummy. “you feel that.” he panted as he thrusted again. “That’s how deep i am inside of you…”
“ohmygodohmygod.” was all you could babble as he pressed harder making the coil tighten up. “Steve- i’m gonna-“ He shut you up by kissing you as the hand that was pressing the bulge moved to your clit. “Do it, be a good girl and cum all over my cock.” He whispered as his thrust did not slow down.
He suddenly put his other hand behind your neck making you look down at his cock slipping in and out of you. “fuck- you see that?” He said as he kept moving in and out. Your hand was holding his wrist as his hand was behind your neck.
“C’mon- fuck!.” Steve said when you clenched harder around him. “give it to me.” he muttered as you laid back down and his fingers pinched and rolled your clit and he rubbed in a fast motion causing the coil to snap, your orgasm rushing over you like a tidal wave.
You blanked out for a moment, as black spots filled your vision and you’re pretty sure you said steve more times than any avenger had over the past years. You were moaning, sweaty, dazed and fucked out. Just how he wanted.
You got pulled back down when he kept running you and you whined tryna pull away. “to much.” you muttered and he mocked a frown. “Awe is my baby to fucked out? Look at you all dumb and can barley speak a full sentence.” He said and you moaned as he hit your over worked spot.
“You gonna be a good girl and let me cum inside of you hmm? Gonna fill you all up.” He muttered and you nodded. “Please- please cum inside of me.” your voice was hoarse and he held onto you tightly as his head went to your neck and you felt his thrusts getting sloppy before you felt ropes of cum deep inside you.
His head laid on your chest arms your arms circled his shoulder both of you laying there while his hands wrapped around you. He was slowly moving his hips pushing the thick cum into you deeper.
“Mr. Rogers? are you alright your heart rate seems exceptionally high? You as well Miss.” Steve who was Resting between your bare breasts chuckled making you smile.
“Oh i see Mr. Stark and the rest of them have returned. They’re parking.” Jarvis said and steve looked at you lifting you up as he looked at the cum mess on the table.
“Jarvis how much time do we have?” you asked as steve held you legs wrapped around his waist and due to the serum it was easy for him to hold your short frame up with one hand.
“Well five minutes starting now.” You and steve chuckled as you hopped down and cleaned the cum mess and he gathered your guys clothes.
“Good?” You asked fixing the chairs and everything. Steve nodded and Held his arm out and you jumped up wrapping your legs around his waist as he snuck out the room and ran up the stairs to his floor and shut the door.
“Guys?! Did you guys murder each other?”
That was all you heard from downstairs, before you guys bursted into giggles.
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amalgamasreal · 1 year
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So I don't know how people on this app feel about the shit-house that is TikTok but in the US right now the ban they're trying to implement on it is a complete red herring and it needs to be stopped.
They are quite literally trying to implement Patriot Act 2.0 with the RESTRICT Act and using TikTok and China to scare the American public into buying into it wholesale when this shit will change the face of the internet. Here are some excerpts from what the bill would cover on the Infrastructure side:
SEC. 5. Considerations.
(a) Priority information and communications technology areas.—In carrying out sections 3 and 4, the Secretary shall prioritize evaluation of— (1) information and communications technology products or services used by a party to a covered transaction in a sector designated as critical infrastructure in Policy Directive 21 (February 12, 2013; relating to critical infrastructure security and resilience);
(2) software, hardware, or any other product or service integral to telecommunications products and services, including— (A) wireless local area networks;
(B) mobile networks;
(C) satellite payloads;
(D) satellite operations and control;
(E) cable access points;
(F) wireline access points;
(G) core networking systems;
(H) long-, short-, and back-haul networks; or
(I) edge computer platforms;
(3) any software, hardware, or any other product or service integral to data hosting or computing service that uses, processes, or retains, or is expected to use, process, or retain, sensitive personal data with respect to greater than 1,000,000 persons in the United States at any point during the year period preceding the date on which the covered transaction is referred to the Secretary for review or the Secretary initiates review of the covered transaction, including— (A) internet hosting services;
(B) cloud-based or distributed computing and data storage;
(C) machine learning, predictive analytics, and data science products and services, including those involving the provision of services to assist a party utilize, manage, or maintain open-source software;
(D) managed services; and
(E) content delivery services;
(4) internet- or network-enabled sensors, webcams, end-point surveillance or monitoring devices, modems and home networking devices if greater than 1,000,000 units have been sold to persons in the United States at any point during the year period preceding the date on which the covered transaction is referred to the Secretary for review or the Secretary initiates review of the covered transaction;
(5) unmanned vehicles, including drones and other aerials systems, autonomous or semi-autonomous vehicles, or any other product or service integral to the provision, maintenance, or management of such products or services;
(6) software designed or used primarily for connecting with and communicating via the internet that is in use by greater than 1,000,000 persons in the United States at any point during the year period preceding the date on which the covered transaction is referred to the Secretary for review or the Secretary initiates review of the covered transaction, including— (A) desktop applications;
(B) mobile applications;
(C) gaming applications;
(D) payment applications; or
(E) web-based applications; or
(7) information and communications technology products and services integral to— (A) artificial intelligence and machine learning;
(B) quantum key distribution;
(C) quantum communications;
(D) quantum computing;
(E) post-quantum cryptography;
(F) autonomous systems;
(G) advanced robotics;
(H) biotechnology;
(I) synthetic biology;
(J) computational biology; and
(K) e-commerce technology and services, including any electronic techniques for accomplishing business transactions, online retail, internet-enabled logistics, internet-enabled payment technology, and online marketplaces.
(b) Considerations relating to undue and unacceptable risks.—In determining whether a covered transaction poses an undue or unacceptable risk under section 3(a) or 4(a), the Secretary— (1) shall, as the Secretary determines appropriate and in consultation with appropriate agency heads, consider, where available— (A) any removal or exclusion order issued by the Secretary of Homeland Security, the Secretary of Defense, or the Director of National Intelligence pursuant to recommendations of the Federal Acquisition Security Council pursuant to section 1323 of title 41, United States Code;
(B) any order or license revocation issued by the Federal Communications Commission with respect to a transacting party, or any consent decree imposed by the Federal Trade Commission with respect to a transacting party;
(C) any relevant provision of the Defense Federal Acquisition Regulation and the Federal Acquisition Regulation, and the respective supplements to those regulations;
(D) any actual or potential threats to the execution of a national critical function identified by the Director of the Cybersecurity and Infrastructure Security Agency;
(E) the nature, degree, and likelihood of consequence to the public and private sectors of the United States that would occur if vulnerabilities of the information and communications technologies services supply chain were to be exploited; and
(F) any other source of information that the Secretary determines appropriate; and
(2) may consider, where available, any relevant threat assessment or report prepared by the Director of National Intelligence completed or conducted at the request of the Secretary.
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Look at that, does that look like it just covers the one app? NO! This would cover EVERYTHING that so much as LOOKS at the internet from the point this bill goes live.
It gets worse though, you wanna see what the penalties are?
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(b) Civil penalties.—The Secretary may impose the following civil penalties on a person for each violation by that person of this Act or any regulation, order, direction, mitigation measure, prohibition, or other authorization issued under this Act: (1) A fine of not more than $250,000 or an amount that is twice the value of the transaction that is the basis of the violation with respect to which the penalty is imposed, whichever is greater. (2) Revocation of any mitigation measure or authorization issued under this Act to the person. (c) Criminal penalties.— (1) IN GENERAL.—A person who willfully commits, willfully attempts to commit, or willfully conspires to commit, or aids or abets in the commission of an unlawful act described in subsection (a) shall, upon conviction, be fined not more than $1,000,000, or if a natural person, may be imprisoned for not more than 20 years, or both. (2) CIVIL FORFEITURE.— (A) FORFEITURE.— (i) IN GENERAL.—Any property, real or personal, tangible or intangible, used or intended to be used, in any manner, to commit or facilitate a violation or attempted violation described in paragraph (1) shall be subject to forfeiture to the United States. (ii) PROCEEDS.—Any property, real or personal, tangible or intangible, constituting or traceable to the gross proceeds taken, obtained, or retained, in connection with or as a result of a violation or attempted violation described in paragraph (1) shall be subject to forfeiture to the United States. (B) PROCEDURE.—Seizures and forfeitures under this subsection shall be governed by the provisions of chapter 46 of title 18, United States Code, relating to civil forfeitures, except that such duties as are imposed on the Secretary of Treasury under the customs laws described in section 981(d) of title 18, United States Code, shall be performed by such officers, agents, and other persons as may be designated for that purpose by the Secretary of Homeland Security or the Attorney General. (3) CRIMINAL FORFEITURE.— (A) FORFEITURE.—Any person who is convicted under paragraph (1) shall, in addition to any other penalty, forfeit to the United States— (i) any property, real or personal, tangible or intangible, used or intended to be used, in any manner, to commit or facilitate the violation or attempted violation of paragraph (1); and (ii) any property, real or personal, tangible or intangible, constituting or traceable to the gross proceeds taken, obtained, or retained, in connection with or as a result of the violation. (B) PROCEDURE.—The criminal forfeiture of property under this paragraph, including any seizure and disposition of the property, and any related judicial proceeding, shall be governed by the provisions of section 413 of the Controlled Substances Act (21 U.S.C. 853), except subsections (a) and (d) of that section.
You read that right, you could be fined up to A MILLION FUCKING DOLLARS for knowingly violating the restrict act, so all those people telling you to "just use a VPN" to keep using TikTok? Guess what? That falls under the criminal guidelines of this bill and they're giving you some horrible fucking advice.
Also, VPN's as a whole, if this bill passes, will take a goddamn nose dive in this country because they are another thing that will be covered in this bill.
They chose the perfect name for it, RESTRICT, because that's what it's going to do to our freedoms in this so called "land of the free".
Please, if you are a United States citizen of voting age reach out to your legislature and tell them you do not want this to pass and you will vote against them in the next primary if it does. This is a make or break moment for you if you're younger. Do not allow your generation to suffer a second Patriot Act like those of us that unfortunately allowed for the first one to happen.
And if you support this, I can only assume you're delusional or a paid shill, either way I hope you rot in whatever hell you believe in.
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taocard · 8 months
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HI POOKIE
I WAS WONDERING IF U CAN WRITE A LEON FANFIC ABOUT HIM TAKING CARE OF FEM!READER WHILE THEIR SICK
YOU KNOW WHO THIS IS BUT IM STILL GONNA GO ANON
LOVE U BAE XOXO
♡ I grant a wish for whoever summons me and take one thing as a payment ♡ 𝐭𝐨 𝐚𝐧𝐨𝐧: bbbggggg I'm so sorry this took me so long and if it's out of character since I don't know how to describe his character that well :(( I hope this helps fill your brain rot a little! 𝐅𝐞𝐚𝐭𝐮𝐫𝐢𝐧𝐠: Leon Kennedy
 ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
⊹ due to all the situations Leon has been put through, he's very self aware of things going on around him ⊹ you could say he’s always on alert. Especially when it comes to you ⊹ he's the type of guy who would notice you're sick before you do ⊹he hears a cough from you and his eyebrow will raise from where he’s seated “Are you feeling alright?” he’ll ask you ⊹ doesn't matter how you reply, he's very suspicious you're getting sick ⊹ and when you're rubbing your forehead with a frown… ⊹ he’ll put the back of his hand against your forehead, not listening to any of your excuses you're coming up with “I really dont think I'm sick. I'm pretty sure the headache is just from looking at an electronic so much-” “You have a fever” ..and of course right then and there you had to have a coughing fit ⊹it's not that you don't want him to take care of you. It's just that…well, when you were sick last time he tried to stick a needle in your arm ⊹this is because, by the rare chance that leon gets sick on a mission, he’ll just stick a needle with solution into his arm and he's better in no time ⊹but you hate needles
⊹luckily, you bought regular medicine, so he just feeds you that instead
“Are you sure? The shot would make things end much faster” he’ll say
“Yes. definitely. Absolutely.” you replied
“Okay…”
⊹ he only suggested the needle once again because he never likes seeing you sick.
⊹he looks like a pouting puppy with the way his arms are now crossed as you drink some water after you ingested the medicine
⊹ it seems Leon was not off of work because he has a new assignment. To defeat the evil fever >:((
⊹Leon is very good at comforting you and showing he's here for you with just his actions alone
⊹ he’s cooking you food that you like and that's easy to digest. He's grabbing you things before you even realize it.
⊹ swear to god, its like hes keeping tabs on you like your his patient
⊹ but he doesn't verbally show it. Which is kind of nice. Because when your sick your sensitive to light and sound
⊹ he gets the bed all set up for you. If you have stuffed animals he's aligned them in a order that created room for you to move around but you can still see them
⊹ i see him leaning down to check your temperature when you're laying in bed. His arm propped by your head, hand on your forehead, and faces inches apart
⊹ you don't really know if its your fever that's making you more flustered when he gets all close or if this is how you normally are
⊹ and when he's done checking your temp. He will press a kiss to your forehead and get you a new water bottle since you've seemed to run out of the ones he placed nearby from earlier
⊹ Leon would be the best person to cuddle with while you are sick
⊹ sure, at first you were worried that you were going to get him sick, but at this point he's bound to have built an immune system to a mere fever.
⊹ hes spooning you from behind, keeping you close with his strong arms wrapped nice and snug around your tummy
⊹if you're having trouble sleeping because of any pulsing pain or your just restless, he does not care what you want to help you sleep, he's going to deliver
⊹ for example if your holding him tight and snuggling into his chest. That is fine. If you're gently holding his hand against your cheek because you like it, that's fine too.
⊹ overall he's amazing at taking care of you. 
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isabelle51 · 4 months
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Atlassian US Financial Reporting Requirements: A Comprehensive Overview
Atlassian, a global software company that helps teams collaborate and build together, is now officially an American company. As a result, the company is subject to the financial reporting requirements of the US Securities and Exchange Commission (SEC). Atlassian's financial reporting practices are critical to the company's operations and the interests of its stakeholders.
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Atlassian's financial reporting overview includes revenue recognition policies, compliance and controls, and public disclosure practices. The company's revenue recognition policies are consistent with generally accepted accounting principles (GAAP) and are designed to reflect the economic substance of the transactions. Atlassian's compliance and controls are designed to ensure that the company's financial statements are accurate, complete, and reliable. The company's public disclosure practices are designed to provide timely and accurate information to investors and the public.
Key Takeaways
Atlassian, a global software company, is now officially an American company and subject to the financial reporting requirements of the SEC.
Atlassian's financial reporting overview includes revenue recognition policies, compliance and controls, and public disclosure practices.
The company's financial reporting practices are critical to its operations and the interests of its stakeholders.
Atlassian's Financial Reporting Overview
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Atlassian Corporation Plc is a global software company that specializes in developing tools that help teams collaborate, build, and create together. As a publicly traded company in the United States, Atlassian is required to comply with the financial reporting requirements set forth by the Securities and Exchange Commission (SEC).
Regulatory Framework
The SEC is the primary regulatory body responsible for overseeing the financial reporting of publicly traded companies in the United States. The SEC requires companies to file periodic reports that disclose important information about their financial performance, operations, and management. These reports are made available to the public and are used by investors to make informed investment decisions.
Atlassian is required to comply with a number of SEC regulations, including Regulation S-K, which sets forth the requirements for the content and format of disclosure documents, and Regulation S-X, which sets forth the requirements for financial statements and other financial information.
Filing Requirements
Atlassian is required to file a number of reports with the SEC, including annual reports on Form 10-K, quarterly reports on Form 10-Q, and current reports on Form 8-K. These reports are filed electronically through the SEC's Electronic Data Gathering, Analysis, and Retrieval (EDGAR) system.
In addition to these periodic reports, Atlassian is also required to file certain other reports and forms with the SEC, including proxy statements, registration statements, and beneficial ownership reports.
Overall, Atlassian is committed to maintaining high standards of financial reporting and transparency in accordance with SEC regulations. By providing accurate and timely financial information to investors, Atlassian aims to build trust and confidence in its business and drive long-term value for its shareholders.
Revenue Recognition Policies
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Atlassian follows the Financial Accounting Standards Board (FASB) and International Accounting Standards Board (IASB) guidelines for revenue recognition. The company recognizes revenue when it is earned and realizable. Revenue is earned when the company has delivered the product or service to the customer, and the customer has accepted it. Revenue is realizable when the company has received payment or has a reasonable expectation of receiving payment.
Subscription Model
Atlassian offers a subscription-based model for its software products. Under this model, customers pay a fixed fee for access to the software for a specified period. Revenue from subscription fees is recognized ratably over the subscription period. Atlassian recognizes revenue from subscription fees when the subscription period begins, and the software is made available to the customer.
Licensing and Support
Atlassian also generates revenue through licensing and support services. Licensing revenue is recognized when the license is delivered to the customer and the customer has accepted it. Support revenue is recognized ratably over the support period. Atlassian recognizes revenue from licensing and support services when the product or service is delivered to the customer and the customer has accepted it.
In summary, Atlassian's revenue recognition policies adhere to the FASB and IASB guidelines. The company recognizes revenue when it is earned and realizable. Revenue from subscription fees is recognized ratably over the subscription period, and revenue from licensing and support services is recognized when the product or service is delivered to the customer and the customer has accepted it.
Compliance and Controls
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Atlassian, as a public company, is subject to various financial reporting requirements in the United States. The company adheres to these requirements to ensure transparency and accuracy in its financial reporting.
Sarbanes-Oxley Act
One of the most significant financial reporting requirements in the United States is the Sarbanes-Oxley Act (SOX). Atlassian is compliant with SOX regulations and has implemented internal controls to ensure compliance. These controls are designed to prevent financial fraud, ensure accurate financial reporting, and protect investors.
Internal Audits
Atlassian also conducts regular internal audits to ensure compliance with financial reporting requirements. These audits are performed by an independent team of auditors who evaluate the company's financial statements, internal controls, and compliance with financial reporting regulations. The results of these audits are reported to the company's Audit Committee, which oversees the company's financial reporting and compliance efforts.
Overall, Atlassian is committed to maintaining compliance with financial reporting requirements in the United States. The company's internal controls and regular audits help ensure accurate financial reporting and protect the interests of investors.
Public Disclosure Practices
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Atlassian Corporation Plc is a public company that is required to comply with the US Securities and Exchange Commission (SEC) regulations regarding public disclosure practices. The company is committed to maintaining transparency and providing timely and accurate information to its stakeholders. This section will discuss Atlassian's public disclosure practices, including earnings releases and investor communications.
Earnings Releases
Atlassian issues quarterly earnings releases to provide financial information to its shareholders and the public. These releases include consolidated statements of income, balance sheets, and cash flow statements. They also provide information on revenue, gross profit, net income, and earnings per share. Atlassian's earnings releases are available on the company's website and through various financial news services.
Investor Communications
Atlassian communicates with its investors through various channels, including its website, investor relations department, and quarterly earnings calls. The company's investor relations department provides information on the company's financial performance, corporate strategy, and other relevant information. Atlassian's quarterly earnings calls are webcast live and provide an opportunity for investors to ask questions about the company's financial results and operations.
In summary, Atlassian is committed to maintaining transparency and providing timely and accurate information to its stakeholders. The company's public disclosure practices include quarterly earnings releases and investor communications through various channels.
Frequently Asked Questions
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How does Atlassian disclose its financial performance to investors?
Atlassian is required to disclose its financial performance to investors in accordance with U.S. Securities and Exchange Commission (SEC) regulations. The company publishes its financial statements, including balance sheets, income statements, and cash flow statements, in its annual report. Additionally, Atlassian files quarterly reports with the SEC on Form 10-Q and current reports on Form 8-K as necessary.
What are the key highlights from Atlassian's most recent earnings report?
Atlassian's most recent earnings report was for the third quarter of fiscal year 2022. The report showed that the company's total revenue was $740.5 million, up 30% from the same quarter in the previous year. The report also showed that Atlassian's gross margin was approximately 82% on an IFRS basis and approximately 85% on a non-IFRS basis.
What sustainability practices are included in Atlassian's corporate reporting?
Atlassian is committed to sustainability and includes information about its sustainability practices in its corporate reporting. The company's most recent annual report includes a sustainability section, which outlines its sustainability goals and progress towards those goals. Atlassian also publishes an annual sustainability report, which provides more detailed information about the company's sustainability initiatives.
Where can I find the transcript for Atlassian's latest earnings call?
The transcript for Atlassian's latest earnings call can be found on the company's investor relations website. The website also provides access to recordings of past earnings calls.
What information is provided in Atlassian's proxy statement?
Atlassian's proxy statement provides information about the company's annual meeting of shareholders, including information about the proposals to be voted on and the nominees for election to the board of directors. The proxy statement also includes information about executive compensation and other matters related to corporate governance.
How can shareholders access Atlassian's annual financial statements?
Shareholders can access Atlassian's annual financial statements on the company's investor relations website. The website includes links to the most recent annual report, as well as archived annual reports from previous years.
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ultramaga · 2 months
Text
Lately, the government and the top banks of Australia have been pushing for the eradication of payments by cash, leaving phone apps alone, and possibly a medical implant as well.
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I have fought against it as best I can, buy there's not much I can do.
It's illegal to have large amounts of cash, and self defense is a crime, so storing at home is not really an option. Besides, I am a disabled pensioner, and the government decided long ago that going through the bank is mandatory.
Covid was the best opportunity they ever had to eliminate personal freedom - I mean, to force everyone to use insecure apps on insecure phones that had insecure operating systems on insecure hardware.
There were scandal when apps were exposed data harvesting, accessing information they didn't have the rights to, and even hacking the microphone and camera of the phone.
https://www.consumerreports.org/electronics-computers/privacy/how-to-protect-yourself-from-camera-and-microphone-hacking-a1010757171/
But the push to do the thing was relentless. You can't stop progress! Nobody else is complaining, the bank told me.
Except people do complain, helpless and hopeless. I worked in tech support, and would hear all day long the agony of those whose assets were cleaned out, and that was in the days of internet banking, when the scammer call centers of India were just a sparkle in Satan's Eye.
You see, the reason banks existed was that they took money in exchange for the service of PROTECTION.
Now, they take your money, and if you get robbed, that's a YOU problem.
And the government is backing them up. Remember the GFC, when most governments expressed their hatred of capitalism by backing banks no matter how badly they embezzled customers?
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The Bank and the State had merged.
Mussolini's vision had succeeded.
Fascism took a century, but it in the end, it won. But I am not sure even the 1930s fascists could see this coming.
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