#Financing Agreement
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Im seeing the light at the end of this long ass tunnel that was getting my master's degree : im getting close to finishing my thesis and i just got my dream internship
I fell apart in 2020, rebuilt myself slowly but surely and now everything is falling in place
#it took me 2 and a half years but i've finished the literature review on the thesis a couple weeks ago and i can move on#so this should be finished by the end of the summer#im on the survey all is good#but ! to validate my master i need to do a 6-months internship by the end of january#so i had very little time to find one#my goal is to work in cosmetics/makeup but with the deadline of 'i need to start by the end of july' coming i just apolied everywherr#(everywhere but finance bc i hate it) getting rejected or ignored everywhere#i was one day away from applying in finance when A COSMETIC COMPANY CALLED ME BACK#I GOT FUCKING FAST TRACKED GOT ALL MY INTERVIEWS IN 3 DAYS I GOT IT THE JOB SEEM AMAZING I GOT MY DREAM INTERNSHIP CAN U BELIEVE IT#im starting in 2 weeks bc 1/contracts and internship agreement and shit#2/ setting up the computer i'll work on is done on the other side of the pacific lol so it'll take a bit of time to get to me#i honestly cant believe how everything is falling in place#eno's dumb little posts
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Fuck it *unsyndicates your facility agreement*
#extremely niche finance lawyer posts here#but in my defence I’ve now spent the best part of TWO DAYS unsyndicating this facility agreement#and I think I’m going unhinged
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Letter of credit (LC) & Standby Letter of credit (SBLC) are both the most popular, & reliable trade finance instruments used by global importers & exporters in international trade to reduce the risk of payment failure & to ensure financial stability.
A Letter of credit is a primary method of payment, while Standby LC is used when there’s a risk of buyer’s non-performance during a transaction. So, what is the difference between an LC and SBLC? Let’s check out:
Letter of Credit Vs Standby Letter of Credit
Both the letter of credit (LC), and the Standby letter of credit (SBLC) are payment guarantee instruments used in international trade. In this article, we’ve discussed the key differences and usage between LC and SBLC. Take a look:
What is a Letter of Credit?
Under a letter of credit service, the issuing bank guarantees an on-time & full-fledged payment to an exporter on behalf of its client ie. importer for the ordered goods or services. But in the event, if the importer defaults in payment or is unable to fulfill the terms & conditions of the LC contract, then, the issuing bank will compensate the beneficiary ie. the exporter.
Read more: https://www.axioscreditbank.com/blogs/key-differences-between-a-letter-of-credit-standby-lc
#letter of credit service#Standby LC#letter of credit#Differences#trade finance instruments#Standby LC agreement
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I don't think I care about my parents
#it's always felt like they were doing a job#like we're work colleagues#not even work friends#cause my mom called me today and said I should call home to show that I care#then I thought oh but I just don't like phone calls#but that's not true#I call my sister constantly and 2 of my friends nearly everyday#calling my parents feels like an obligation#like a contract agreement to sustain our established dynamic#so they don't feel bad#I don't care about them more than a superficial amount#like if my dad got sick I'd feel bad#and I want him to live#but it's more from a place of me feeling bad for him#and also a fear of the inconvenience of what happens after death#especially since he controls all our finances#idk I feel like a bad person now
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UNDERSTANDING A SUCCESSFUL PATENT LICENSE AGREEMENT
When it comes to intellectual property, a patent is one of the most important things you can have. A patent gives you the right to exclude others from making, using, or selling your invention for a set period of time. If you have an invention that you think is marketable, you’ll need to file for a patent and figure out how to license it. Keep reading to learn everything you need to know about patent licensing.
What is patent licensing and why is it important?
Patent licensing is a critical tool for companies and entrepreneurs alike to protect their inventions, brands, and other intellectual property. Put simply, it’s a formal agreement between two parties that grants one the right to make use of a patent held by the other. The patent holder, usually an individual inventor or company, allows another party, who could be any sort of business organization including another company or even an individual consumer, to produce, use and/or sell a product using the patented technology.
As such, it’s essential for pioneering products and ideas to remain protected from copycats as well as allow them access to market opportunities they may not otherwise have had.
Moreover, it provides an extra revenue stream for inventors and innovators who have invested much time and effort into developing their inventions. By taking the right precautions for the security of your intellectual property you can ensure that your hard work pays off!
The basics of patent licensing agreements
Patent licensing agreements are great tools for protecting and monetizing ideas that have been developed! When properly constructed, these agreements will enforce the intellectual property (IP) rights of the patent holder, while allowing others to benefit from the invention or idea.
While these types of agreements can vary significantly from one situation to another, they typically involve some transfer of technology or financial payment (or both) in exchange for the privilege to use a given patent. Whether you’re creating something new or considering licensing IP rights, learning the basics of patent licensing agreements is important.
With some knowledge and help from an experienced professional, you can draft an agreement that will help ensure your ideas are appropriately protected and monetized.
How to negotiate a patent license agreement
Before beginning negotiations, take the time to learn about the patent in question and research the current market value of similar patents. By conducting this due diligence ahead of time, you’ll be better positioned to defend your position when discussing royalty rates and other details with the other party. Speak to any attorneys or other professionals who have experience negotiating patent licenses so that you can fully understand all the elements of an agreement. From there, it will simply become a matter of taking the initiative in getting the conversation started. When expectations are laid out ahead in clear terms, both sides will feel more comfortable reaching a reasonable solution that best serves their interests. Remember, patience and thoughtful communication is always key when negotiating a patent license agreement!
The benefits of patent licensing
Patent licensing can be hugely beneficial to businesses, allowing them to get a return on the investment that was made in research and development. It can also create mutually beneficial partnerships between two parties, as the party who now owns the license can use the patented technology to develop their own product or service. Companies are able to take advantage of technologies without bearing the cost themselves, while also increasing their ability to compete in their field. This creates a dynamic and productive environment where innovation flourishes and economic growth becomes possible – a win/win situation for everyone involved.
The risks of patent licensing
Patent licensing is a great way to share innovation without risking overall ownership, but comes with its own set of risks. It is important to consider the long-term implications of whatever license agreements you make. Not only can conflict and confusion arises between licensors and licensees, but it can also be easy to underestimate the timespan or impact of the patent during negotiation.
Some parties may not be aware of what technology they should be licensing nor know how successful implementations could potentially infringe other patents that overlap. Partnerships even have the potential for negative legal and financial complications to arise if each side does not understand their responsibilities in terms of payment, duration, privilege, and exclusivity. So before leaping into a licensee agreement, it’s essential to do your research and cover your bases!
Tips for success when licensing your patents
While you certainly should ensure that you understand all the fine details before entering a licensing agreement, there are three key tips that can help make the process smoother and more successful.
Firstly, thorough research is key: you ought to know who is likely to be interested in purchasing your patent and their requirements in order to tailor-make any licensing agreements effectively.
Secondly, compatibility is paramount: it’s important to constantly evaluate potential collaborators to ensure that you both have similar goals and are on the same page throughout.
Lastly, if possible, have an advocate or lawyer assist in reworking any documents so they best fit both of your needs. Following these guidelines will make the entire process much easier, and help ensure success when licensing your patents!
Patent licensing can be a great way to generate revenue from your patents and broaden the impact of your inventions. When done correctly, it can provide many benefits with minimal risk. However, there are some important considerations to keep in mind when negotiating a patent license agreement, such as making sure you retain the rights to improve or sell your invention and ensuring that the other party has the resources and capability to bring your technology to market. By following these tips, you’ll be on your way to success when licensing your patents.
Content Source: https://www.liquidax.com/sb/understanding-successful-patent-license-agreement/
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okay but what if Phil was earning the bag for past two years while Dan worked on BIG PROJECTS, and now Dan is earning the bag, and Phil is quietly working on BIG PROJECTS?
#galaxy brain#since they appear to have shared finances#and a coparenting custody agreement with joint content
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Interested in reverse mortgages or researching your best options for aged care finance or seniors home loans? We are here to help. Call us on 1300 745 745.
Visit: https://www.ulule.com/seniorsfirstau/
#tumblr#reverse#Mortgage#reverse Mortgage#Advice#Agreement#Bank#Manager#Banking#Business#Cheerful#Consultant#Contract#Couple#Customer#Discussion#Document#Expertise#Finance#Financial#Advisor#Handshake#Happiness#Home#Finances#Husband#Insurance#Lawyer#Mature Adult Men Women#Meeting Office People Plan
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War by other means
#Germany#CIA#BND#Nazi#Reinhardt Gehlen#Fort Hunt Agreement#cold war#eugenics#genocide#treason#depopulation#slavicide#Martin Bormann#economic warfare#finance
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Resolution A/RES/77/286 adopted by the General Assembly to designate November 26 as World Sustainable Transport Day.
The General Assembly,
Recalling its resolutions 69/213 of 19 December 2014, entitled “Role of transport and transit corridors in ensuring international cooperation for sustainable development”, its resolution 70/197 of 22 December 2015, entitled “Towards comprehensive cooperation among all modes of transport for promoting sustainable multimodal transit corridors”, its resolution 72/212 of 20 December 2017, entitled
“Strengthening the links between all modes of transport to achieve the Sustainable Development Goals”, and its resolution 75/313 of 29 July 2021, entitled “Strengthening the links between all modes of transport to ensure stable and reliable international transport for sustainable development during and after the coronavirus
disease (COVID-19) pandemic”,
Reaffirming the importance of timely implementation, in this decade of action and delivery for sustainable development, of the 2030 Agenda for Sustainable Development and the Addis Ababa Action Agenda of the Third International Conference on Financing for Development, and reaffirming also the Paris Agreement,
Reaffirming also its resolutions 53/199 of 15 December 1998 and 61/185 of 20 December 2006 on the proclamation of international years, and Economic and Social Council resolution 1980/67 of 25 July 1980 on international years and anniversaries, in particular paragraphs 1 to 10 of the annex thereto on the agreed criteria for the proclamation of international years, as well as paragraphs 13 and 14,
in which it is stated that an international year should not be proclaimed before the basic arrangements for its organization and financing have been made
Recalling the first United Nations Global Sustainable Transport Conference, held in Ashgabat, Turkmenistan, on 26 and 27 November 2016, and the second United Nations Global Sustainable Transport Conference, held in Beijing, China, from 14 to 16 October 2021, Recalling also its resolution 76/294 of 30 June 2022 entitled “Political declaration of the high-level meeting on improving global road safety”, in which it acknowledged the need to promote road safety and sustainable transport,
Noting the need for continued international cooperation to address the issues relating to transport and transit corridors as an important element of sustainable development and connectivity, and in this regard noting the related intergovernmental deliberations in the relevant international bodies and forums,
Recognizing the importance of addressing the particular vulnerability of landlocked countries, especially low- and middle-income countries, inter alia, by establishing and promoting efficient transit transport systems that link them to international markets, and in this regard reaffirming that the Almaty Declaration, the Vienna Declaration and the Vienna Programme of Action for Landlocked Developing Countries for the Decade 2014–2024 constitute a fundamental framework for genuine partnerships between landlocked and transit developing countries and their development partners at the national, bilateral, subregional, regional and global levels,
Noting in this regard the Ministerial Transport Conference of Landlocked Developing Countries, held in Turkmenbashi, Turkmenistan, on 15 and 16 August 2022, and its outcome document, the Awaza summary statement,
Stressing the importance of enhancing and linking the economies of small island developing States to regional markets and global supply chains, including by integrating them into existing and emerging maritime and multimodal transport and economic corridors, and encouraging sustainable transport initiatives, including in the context of the Small Island Developing States Partnership Framework,
Reaffirming the importance of timely implementation of the outcomes of the Fifth United Nations Conference on the Least Developed Countries, held in New York and in Doha, Qatar,
and the SIDS Accelerated Modalities of Action (SAMOA)
Pathway for small island developing States,
Recognizing the important role of safe, affordable, accessible and sustainable transport systems for all in supporting sustainable economic growth, improving the social welfare of people and enhancing international cooperation and trade among
countries,
Noting the importance of cooperation in enhancing transport connectivity through an integrated intermodal transport system by developing quality, reliable, sustainable and resilient infrastructure, exchanging best practices to optimize the development of interconnected highways, roads, streets, railways, waterways, airways, areas of modal transfer and ports, and by encouraging transport infrastructure construction and operations to minimize consumption of energy, land and other resources; generate lower emissions of greenhouse gases, ozone-depleting substances and other pollutants and ensure a positive social impact,
Recognizing the need for continued cooperation and coordination between the United Nations and existing partnerships on sustainable transport issues, such as the Global Partnership for Sustainable Transport, the Sustainable Mobility for All partnership, the Partnership on Sustainable Low Carbon Transport (SLOCAT) and the
Group of Friends of Sustainable Transport,
Decides to declare 26 November as World Sustainable Transport Day;
Invites all Member States, organizations of the United Nations system, international and regional organizations and civil society, including non-governmental organizations, individuals and other relevant stakeholders to mark World Sustainable Transport Day by means of education and the holding of events aimed at enhancing the knowledge of the public on sustainable transport issues, in
particular enhancing intermodal transport connectivity, promoting environmentally friendly transportation, developing socially inclusive transport infrastructure and other aspects of transport sustainability;
Invites the Department of Economic and Social Affairs of the Secretariat, in collaboration with the United Nations regional economic commissions, within their respective mandates, to facilitate the observance of World Sustainable Transport Day,
mindful of the provisions contained in the annex to Economic and Social Council resolution 1980/67;
Requests the President of the General Assembly to consider convening, through voluntary contributions and without duplication of effort, including activities within the decade of action and delivery for sustainable development towards the full
implementation of the 2030 Agenda for Sustainable Development, a half-day highlevel meeting, in collaboration with the Department of Economic and Social Affairs, in New York, during the seventy-eighth session of the Assembly, to promote sustainable transport cooperation in support of the implementation of the 2030
Agenda, the Paris Agreement, the New Urban Agenda
and the political declaration of the high-level meeting on improving global road safety;
Commits to enhancing the role of sustainable transport and mobility in job creation, mobility facilitation and improvement of the efficiency of logistics chains in connecting people and communities to jobs, schools and health care and in the
delivery of goods and services to rural and urban communities, thus providing all with equal opportunities and leaving no one behind;
Emphasizes the contribution of sustainable, low-emission and energyefficient modes of transport to climate change mitigation and adaptation and the achievement of the Sustainable Development Goals, as well as the importance of long-term strategies and multi-stakeholder partnerships in delivering such sustainable modes of transport;
Encourages the organizations of the United Nations system and other international organizations, relevant international and regional financial institutions, multilateral and bilateral donors and the private sector to further coordinate their efforts and to collaborate in mobilizing financial and technical assistance to countries, in particular developing countries, for strengthening the link between all mode s of transport to achieve the Sustainable Development Goals;
Requests the Secretary-General to bring the present resolution to the attention of all Member States, organizations of the United Nations system and other international and regional organizations, as well as civil society, including non-governmental organizations and individuals; Stresses that the cost of all activities that may arise from the implementation of the present resolution should be met from voluntary extrabudgetary contributions. 70th plenary meeting.
#paris agreement#financing for development#agenda 2030#Sustainable Transport#resilient infrastructure#resolutions#united nations general assembly#efficient transit transport systems#inter-island connectivity
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Best healthcare franchise opportunities in India
Taskar - India's 1st healthcare mall offers a plethora of franchise opportunities, with the best focusing on cutting-edge technology and advanced treatments. Franchises specializing in telemedicine and home healthcare services are gaining momentum, providing convenient and accessible care.
franchise India
#Franchise Investment#Franchise Due Diligence#Franchise Legal Requirements#Franchise Agreement Review#Franchise Financing#Franchise Business Plan#Franchise Marketing Strategies
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Celebrate #freedom from complex #Contracts !
This #IndependenceDay , Embrace #IOUX smart Contracting for Effortless, Secure, and Efficient Agreement Execution & Management.
Revolutionize Contracts Lifecycle Management with IOUX!
www.ioux.in
For enquiries : 1800-274-8822
#eKYC#Agreement#estamppaper#eSign#esignature#ContractsManagement#digitalcontract#contractexecution#documentation#contractingservices#free#estampe#DocumentManagement#smartcontracts#finances#RentAgreement#commercialagreement#availfinace#affidavit#verifyaadhaar#Nondisclosure#agreement#HappyIndependenceDay#15august2023
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Ultimate Step-by-Step Guide: Buying Real Estate for Foreigners in Vietnam - Expert Tips and Insights
Introduction
Investing in real estate is a significant decision, especially for foreigners looking to buy property in a country like Vietnam. With its thriving economy, rich culture, and breathtaking landscapes, Vietnam has become an attractive destination for both tourism and investment. However, navigating the real estate market as a foreigner can be complex due to legal and regulatory considerations. In this article, we will delve into the process of buying real estate for foreigners in Vietnam, providing insights and guidance based on expertise, experience, and trustworthy sources.
Understanding Foreign Ownership Regulations
In Vietnam, property ownership regulations for foreigners have evolved in recent years, making it more accessible for non-citizens to own real estate. However, certain restrictions and conditions still apply.
Types of Properties Eligible for Foreign Ownership
As of my last knowledge update in September 2021, foreigners can own specific properties in Vietnam, such as apartments and condominiums. However, ownership of land remains restricted. To get accurate information on eligible property types, it's essential to consult up-to-date sources, like the official government website or legal experts.
Leasehold vs. Freehold
Foreigners can own leasehold properties in Vietnam, which means having ownership rights for a specified period, usually up to 50 years. Some properties might offer the possibility of a lease renewal or extension.
The Importance of Legal Assistance
Given the legal complexities, it's highly advisable to seek legal assistance from experts specializing in real estate transactions for foreigners. Local law firms like AN Law Firm can provide invaluable guidance and ensure a smooth purchasing process.
The Buying Process
Buying real estate in Vietnam involves several steps that require careful attention to detail and adherence to legal procedures.
Due Diligence
Before making any property investment, conduct thorough due diligence. This includes verifying the property's ownership history, legality, and potential encumbrances. Hiring a legal expert can help you navigate this stage effectively.
Sale and Purchase Agreement
Once you've selected a property, a Sale and Purchase Agreement (SPA) is drafted. The SPA outlines the terms and conditions of the sale, including the purchase price, payment schedule, and any contingencies.
Applying for a Certificate of Land Use Rights and Ownership of Houses and Other Assets
Foreigners must apply for a Certificate of Land Use Rights and Ownership of Houses and Other Assets, commonly called a "red book." This certificate establishes your legal ownership of the property.
Tax Implications
Understand the tax implications associated with property ownership in Vietnam. Different taxes, such as Value Added Tax (VAT) and personal income tax, may apply at various stages of the buying process.
Financing Options
Financing a property purchase in Vietnam might involve a mix of personal funds and loans. While some local banks offer loans to foreigners, the terms and eligibility criteria can be stringent. It's recommended to explore financial institutions familiar with foreign property buyers.
Conclusion
Buying real estate in Vietnam as a foreigner can be a rewarding endeavor. Still, it requires a solid understanding of the legal landscape and a meticulous approach to the purchasing process. Remember that regulations and procedures may change, so relying on up-to-date sources and legal experts is crucial. By following the steps outlined in this guide and seeking the proper professional assistance, you can confidently navigate the path to property ownership in Vietnam.
#real estate investment#foreign buyers#Vietnam property market#property ownership regulations#purchasing process#legal assistance#leasehold properties#Sale and Purchase Agreement#red book certificate#tax implications#financing options
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20 African Countries with the Most High Net Worth Individuals: See Where Your Country Ranks
20 African Countries with the Most High Net Worth Individuals
Discover which African countries have the highest number of high net worth individuals, ranked from first to last, and learn about the factors that contribute to their wealth.
As Africa’s economy continues to grow, an increasing number of high net worth individuals (HNWIs) are emerging across the continent. These individuals have created significant wealth through various industries, including…
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#AFRICA#Business#entrepreneurship#finance#high net worth individuals#investment#investment facilitation#investment protection#natural resources#political stability#regulatory reforms#tax incentives#the economy#trade agreements#wealth
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Financial Harmony: Navigating Pre-Marital Financial Planning for a Smooth Marital Journey
A key, yet frequently disregarded, component of pre-wedding preparations is financial planning. Let’s highlight its importance and detail essential financial considerations for couples preparing for marriage.
Gaining a complete understanding of each partner’s financial situation is a critical initial step. Each individual should honestly disclose their earnings, debts, assets, and financial…
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#Asset Disclosure#Budgeting#Couple Finances#Debt Management#Emergency Fund#Financial Communication#Financial Education#Financial Goals#Financial Management#Financial Security#Financial Transparency#Individual Finances#Joint Accounts#marriage preparation#Personal Finance#Pre-Marital Financial Planning#Prenuptial Agreement#Relationship Advice#Savings
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India’s leading private sector banks, HDFC Bank has recently contracted a significant agreement with the KEXIM (Export Import Bank of Korea) to save a $300 million credit line. Aims of the agreement is to reinforce trade and economic relations between South Korea and India and simplify funding opportunities for businesses functioning in both nations.
The agreement of credit line was signed by HDFC Bank Managing Director, Mr. Aditya Puri and President and Chairman of KEXIM, Mr. Lee Duk-hoon, throughout a virtual ceremony. This collaboration marks a significant milestone for HDFC Bank, as it further expands its global network and enhances its capacity to support trade finance requirements.
The $300 million credit line provided by KEXIM will enable HDFC Bank to offer financial assistance to Indian companies engaged in imports from South Korea. The facility of credit will mainly focus on supporting different sectors like electronics, automobiles, renewable energy, and infrastructure that have seen substantial development and demand in these years.
This planned partnership between KEXIM and HDFC Bank will not just provide the required financial enhancement to Indian businesses but even foster greater collaboration between the two countries. The particular credit line will play an important role in encouraging bilateral trade and investment flows by noticing the financing demands of Indian importers and promoting exports of South Korean.
Also, the association is expected to support economic ties between South Korea and India, leading to improved opportunities for the expansion of business and technology exchange. Also, it will contribute to the overall development and growth of both nations, making a conducive atmosphere for further investment and trade cooperation.
HDFC Bank has a good history of supporting Indian businesses in different sectors through its strong trade economics offerings. By leveraging the credit line from KEXIM, the bank aims to extend its support to a wider range of businesses engaged in South Korean imports, enabling them to access affordable and timely financing solutions.
The agreement with KEXIM is in line with HDFC Bank’s commitment to fostering global partnerships and facilitating international trade. With its extensive network and expertise in trade finance, HDFC Bank is well-positioned to drive economic growth and facilitate cross-border transactions, providing a significant boost to India’s import sector and overall trade ecosystem.
Originally published at https://www.emeriobanque.com.
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What are the benefits of bookkeeping software for small lending businesses?
Bookkeeping software, such as the FreeBird application, offers several benefits for small lending businesses:
Efficient Financial Management: Bookkeeping software simplifies financial management by automating repetitive tasks, such as data entry and transaction categorization. FreeBird enables small lending businesses to track loans, in real-time, providing an accurate and up-to-date view of their financial status.
Streamlined Loan Tracking: FreeBird’s specialized features for lending businesses make loan tracking more efficient. It allows businesses to record loan disbursements, track repayment schedules, calculate interest, and generate payment reminders. This streamlines the loan management process and ensures accurate tracking of borrower accounts.
Accurate Financial Reporting(in Future): Bookkeeping software like FreeBird generates detailed financial reports, including balance sheets, income statements, and cash flow statements. These reports provide valuable insights into the financial performance of the lending business, facilitating better decision-making and investor/lender relations.
Enhanced Collaboration and Accessibility: Cloud-based bookkeeping software, like FreeBird, allows multiple users to collaborate on financial data from different locations. This facilitates seamless collaboration among team members, partners, and accountants. Additionally, cloud storage ensures data accessibility anytime, anywhere, providing flexibility and convenience.
Time and Cost Savings: Automating manual bookkeeping tasks through software saves time and reduces the risk of human errors. FreeBird’s features, such as automated calculations, recurring transactions, and report generation, streamline workflows, freeing up time for other critical business activities.
Scalability and Growth Support: As small lending businesses grow, bookkeeping software can easily scale to accommodate the increased volume of transactions and reporting requirements. FreeBird offers scalability and customization options to meet the evolving needs of the business.
By leveraging bookkeeping software like FreeBird, small lending businesses can benefit from improved financial management, streamlined loan tracking, accurate reporting, compliance assurance, enhanced collaboration, time savings, and support for growth. These advantages contribute to the overall efficiency and success of the lending business.
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Please download Android application from play store:
Freebird: Loan/Debt Manager — Apps on Google Play
Best loan management app and debt pay-off planner, Interest / Byaj Calculator
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Freebird: Finance Manager Pro
Welcome to Freebird — the #1 lending management app! Say goodbye to loan management headaches and save time and money with Freebird. — Securely manage your lending business and keep your data safe with Freebird. — Collaborate with your team on Freebird and streamline your lending business. — Keep…
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