#Top 50 NBFCs

[urbanrise]

Find Your Ideal Home in Bangalore with Urbanrise!

Are you searching for your perfect home in Bangalore? Look no further! Urbanrise Whitefield, renowned as one of India's premier real estate developers, presents an array of exciting upcoming projects in this dynamic city. These properties, featuring state-of-the-art amenities and contemporary designs, are sure to capture your imagination.

In this blog post, we invite you to delve into the details of Urbanrise's diverse projects in Bangalore and discover why they offer lucrative investment opportunities. So, take a moment to relax and get ready to unveil your new haven in the heart of Bangalore!

Insights into Pricing for Urbanrise Bangalore Projects:

Explore our pricing options:

4 BHK Villa: 2472 Sq.ft - 2526 Sq.ft - Rs. 2.88 CR to 2.92 CR

4 BHK Villa: 2647 Sq.ft - 2715 Sq.ft - Rs. 3.10 CR to 3.21 CR

4 BHK (+) Home Office (+) Maid Room: 2972 Sq.ft - 3009 Sq.ft - Rs. 3.53 CR to 3.56 CR

Urbanrise Bangalore Projects provide a wide array of housing options at affordable rates, custom-tailored to meet the requirements and budgets of diverse buyers. The pricing of these projects fluctuates based on factors such as location, size, and the spectrum of amenities available. However, one thing remains constant - Urbanrise Paradise on Earth maintains competitive prices while upholding top-notch quality standards.

Take, for instance, their upcoming project in Jakkur, which offers 2 BHK apartments starting at just Rs. 50 lakhs. Their current project in Whitefield offers 3 BHK apartments priced approximately at Rs. 1 crore.

In addition to reasonable pricing, Urbanrise City with Infinite Life offers flexible payment plans, simplifying the path to homeownership for buyers. A variety of financing options are accessible, including home loans from leading banks and NBFCs offering competitive interest rates.

Moreover, investing in an Urbanrise Housing Project holds the promise of long-term benefits, as property prices are expected to appreciate over time, driven by the growing demand for high-end housing units in sought-after areas like Whitefield and Jakkur.

Urbanrise City with Infinite Life Bangalore Projects delivers exceptional value for money, offering premium homes at affordable prices. Coupled with convenient payment plans and the assurance of favorable returns on investment, they stand as a testament to Urbanrise's commitment to excellence in real estate.

#urbanrise whitefield #urbanrise #urbanrise housing #urbanrise bangalore #urbanrise city with infinite life

[fincoverservices]

Fincover founded in 2020 and headquartered in Chennai, stands as a pioneering fintech startup. This dynamic company has harnessed the prowess of technology to create an all-encompassing platform dedicated to financial solutions. 

The core mission of Fincover revolves around delivering an accessible and flawless digital premium financing experience, with the ultimate goal of fostering financial empowerment for each and every customer.

At its heart, Fincover offers a versatile platform that empowers users to explore a comprehensive array of financial products tailored to their individual requirements and desires. Collaborating with a robust network, the company has established partnerships with 23 of India’s top insurers, over 50 banks and NBFCs, and more than 35 Mutual Fund enterprises to effectively distribute their offerings.

Advantages of fincover

Easy Onboarding- Customers can get started in no time after registering. We have a seamless onboarding policy!

Fully Digitalized process -The process is completely online. Say goodbye to tedious documentation & save a lot of time & money!

 End-to-End support- From onboarding and purchase to claim support, we would be glad to assist you at all times!

Why Choose Fincover?

One-Stop Solution- Fincover is the one-stop solution for all your financial related requirements. We evaluate risks and advise you on the insurance cover at an optimal cost.

Knowledge- We keep pace with new and innovative financial solutions especially on loans and investments. This vital knowledge and a good approach mean we find the best solutions.

Timely Services- We understand the importance of timeliness in the time of need. With our proactive approach backed by strong work ethics, you can count on us to provide quick service.

24/7 Customer Support- Any time of the day, our customer service team will be available for you. Get expert assistance and guidance from our insurance/investment/loan advisors.

Safe and Secure- Fincover ensures 100% safety of applicant's personal data. We have taken all preventive steps to prevent unauthorized access.

Customized Solutions- At Fincover, we adopt an individual-specific approach to all your financial needs. Our expert team digs deep to find solutions that best match your requirements and needs.

#finance

[ajaysinghfin]

Instant Personal Loan @ 10.50% - Get Personal Loan Upto 50 Lacs..

Get Upto Rs 50 Lacs Instant Personal Loan @ Lowest Int. Rate From Top Banks & NBFC. 

- Minimum Documentation. 

- Quick Disbursal. 

- Easy Repayment. 

- Apply For Personal Loan Now. 

- Disbursal In 48 Hours. 

- Loan Approval in 30 Mins. 

- Flexible EMI Options. 

- No Security Required.

Get A Call#-91-9599694012, Email: [email protected]

SHREE SAI FINANCIAL SOLUTIONS

#personalfinance #personalloans #personalloan #hdfcbank #yesbank #icicibank #axisbank #loanservices #loansolutions

[indiashelter]

How to apply for a home loan in India

Purchasing a home is one of the biggest financial decisions you will make in your life, and for most people, it is only possible with a home loan. Applying for a home loan can be a daunting process, but with the right information and preparation, any home loan procedure can turn out to be smooth and straightforward. In this blog, we will guide you through the process of applying for a home loan in India, step-by-step.

Determine your eligibility

Before you begin the home loan procedure, it is important to determine whether you are eligible for a loan or not. There are several factors that lenders consider when assessing your eligibility, including your credit score, income, employment status, and age. Most lenders require that you have a minimum credit score of 650 and a stable source of income. Additionally, you must be at least 21 years of age to apply for a home loan in India.

You may have all of this documentation, or you might not. Still, you can get approval through some finance companies.

Choose the right lender

Choosing the right lender is crucial to obtaining a home loan process that suits you and meets your financial needs. There are many different types of lenders in India, including banks, non-banking financial companies (NBFCs), and housing finance companies (HFCs). Each type of lender has its own advantages and disadvantages, and it is important to research each option thoroughly before making a decision.

Banks are often the most popular choice for home loans in India, as they offer competitive interest rates and flexible repayment options. However, NBFCs and HFCs may offer more personalized and flexible service and faster processing times. Consider your financial needs and preferences when selecting a lender.

Calculate your loan amount and repayment capacity

Once you have determined your eligibility and chosen a lender, it is time to calculate your loan amount and repayment capacity. Your loan amount will depend on several factors, including the cost of the property, your down payment amount, and the lender's policies. Most lenders offer up to 80% of the property value as a loan, but if you require a home loan of Rs. 30 lakh, you can get the value up to 90%.

You should also calculate your repayment capacity, which is the amount you can comfortably afford to repay each month. This will depend on your income, expenses, and other financial obligations. It is important to ensure that your monthly loan repayment does not exceed 50% of your monthly income.

Gather your documents

Before applying for a home loan, you will need to gather several documents to submit to your lender. These documents typically include:

Proof of identity (such as a passport or PAN card)

Proof of address (such as a utility bill or rental agreement)

Proof of income (such as salary slips or tax returns)

Bank statements for the last six months

Property documents (such as the sale agreement and title deed)

Submit your application

Once you have gathered all of your documents, it is time to submit your application to your chosen lender. You can either apply online or visit a branch in person. If you choose to apply online, most lenders have a user-friendly home loan procedure on their website.

Now that you have submitted your application and are waiting for approval, let’s discuss what extra benefits a home loan can give you. If you have an existing home loan and require extra funds for various purposes such as home renovations, education expenses, or medical emergencies, a home loan top-up can provide you with the necessary financial support.

A home loan top-up allows you to borrow an additional amount over and above your existing home loan without the need for a separate loan application.

One crucial aspect to consider when opting for a home loan top-up is the interest rate. Home loan top-up interest rates are generally slightly higher than regular home loan interest rates. However, they are still lower than personal loans or other unsecured loans.

Complete the documentation

Once you have received the sanction letter, you will need to complete the documentation process. This involves signing the loan agreement and providing any additional documents requested by the lender. The loan agreement will detail the terms and conditions of the loan, including the repayment schedule, interest rate, and any penalties or fees.

During this stage, you will also need to provide the property documents to the lender for verification. These documents will be used as collateral until the loan is fully repaid. The lender may conduct a legal and technical evaluation of the property to ensure its authenticity and market value. After the completion of the documentation, the amount will be soon disbursed to your account.

In conclusion, applying for a home loan in India requires careful planning, research, and thorough documentation. By following these steps and being prepared, you can navigate the home loan process smoothly and increase your chances of securing a home loan that fits your needs. Also, if all these steps seem time taking and difficult to you and if you don’t have enough documents, then simply apply to India Shelter for a home loan. Get easy and quick approvals even with less documentation, and turn your dream of owning a home into a reality.

[lokeshroy75884]

How to get a loan against your equity shares

Loan against securities is the fastest way to get money. Plus, it is available at low-interest rates. Loans against securities (LAS), technically defining the loan against the equity shares, are offered by lenders at rates that are marginally higher than the home loan rates.

The financial requirements can sometimes be a distressing or emergency condition. And in such dire scenarios, instead of selling investments, a borrower can take the loan against securities on any equity shares they hold in their Demat accounts. 

Despite that the investments are provided as collateral with a lender; they will continue to grow. The added advantage of choosing the loan against shares is the scope of receiving the dividends, bonus, etc. even when the loan is being serviced, and the equity shares are pledged as collateral for the loan against shares.

Options to work on a loan against securities are many. And one can use securities, such as stocks, mutual funds (either equity or debt), insurance policies, and bonds, to get money. Most lenders have a list of the kinds of securities they are willing to take on their websites.

A bank may only accept stocks from the top 50 or 100 companies for their equity shares as collateral, depending on the performance of the market value for the equity shares.

Most NBFCs like Abhi Loans offer digital and online solutions, wherein the estimations of the collaterals and the processing of loans against securities take place in a quick turnaround time.

When it comes to equity shares as collateral for a loan against shares, a lender will loan 50–60% of the value of the securities. It could be higher for debt funds or bonds. 

The implied risk in pledging the equity shares as collateral for a loan against securities is the instance wherein if the value of the securities goes down during the loan period, the lender can ask for more security.

What also matters to borrowers is a quick disbursal of loans, this is where NBFCs like Abhi Loans are a step above traditional financial institutions. Compared to a legacy bank, NBFCs are quicker in their due diligence and disbursal. One should pay attention to details on the fees on loans against shares. A lender can charge certain compliance and convenience fees on the loan agreement, including a fee for creating a pledge and so on.

Borrowers also have more freedom when it comes to paying back their loans since there is no set schedule. You can pay back the loan on your schedule or set up recurring payments. There is no stipulated or scheduled payment structure or fees for paying off the loan early.

One must be aware of the monthly interest being added to the loan amounts as per the loan processing contract terms for any kind of loan against securities.

With a portfolio line of credit, one can use the money from investments without having to pay the usual capital gains tax. That is because of borrowing against the investments as a loan against shares instead of selling them.

In today’s world, the approach to the loan against shares has become much easier. Reach out to your banking branch, or good NBFC service providers like Abhi Loans to apply for loans against shares. 

With the current digital tracking of equity shares in the Demat form and other digital banking facilities, the lending partners shall assess the portfolio and communicate with the customers with adequate information on the disbursal value of the loan against shares pledged, the interest charges, tenure, and processing fee details.

Upon the acceptance of the agreement from the customers, the loan application against shares is processed to the customer's bank accounts in just a few hours, which makes it extremely useful for consumers.

#loans #online loan #loan against equity shares

[emergingindiaanalyticsnoida]

#cyber security #certification

[personal-finance-india]

बिना सैलरी स्लिप के पर्सनल लोन कैसे ले? Bina salary slip ke loan

हम एक डिजिटल युग में रहते हैं, अब ऋण भी डिजिटल रूप से उपलब्ध हैं। जी हां, बाजार में कई ऐसे ऐप मौजूद हैं जो ऑनलाइन पर्सनल लोन मुहैया कराते हैं। और यहां आपको ज्यादा दस्तावेज देने की जरूरत नहीं है। इन लोन ऐप्स की सबसे अच्छी बात यह है कि ये आपको घर बैठे ऑनलाइन पर्सनल लोन देते हैं, वह भी कुछ ही मिनटों में। इन ऐप्स की मदद से आप बिना सैलरी स्लिप के पर्सनल लोन ले सकते हैं। ये लोन ऐप आपकी क्रेडिट हिस्ट्री या सिबिल स्कोर के आधार पर आपको लोन देते हैं। इसलिए आपको उनसे लोन लेने के लिए सैलरी स्लिप की जरूरत नहीं है।

Read: लोन कैसे मिलता है? मोबाइल ऐप से 5 मिनट में पर्सनल लोन कैसे मिलता है?

Top 8 सबसे अच्छे पर्सनल लोन देने वाले एप्स (Rs 5000-Rs 5 lakh)

 बिना सैलरी स्लिप लोन लेने से संबंधित प्रश्न (FAQs)

1.क्या बिना सैलरी स्लिप के पर्सनल लोन मिल सकता है? सैलरी स्लिप नौकरी के प्रमाण के रूप में submit की जाती है। इससे बैंक/ एनबीएफसी को आपकी भुगतान क्षमता का पता चलता है। इसलिए यदि आप अपनी सैलरी स्लिप सबमिट नहीं करा पाते हैं, तो बैंक/NBFC आय के प्रमाण के रूप में अन्य दस्तावेज सबमिट करने के लिए कह सकता है जैसे कि आपके bank statement जिससे आपकी सैलरी का पता चलता हो, फाइल किया हुआ आईटीआर और फॉर्म 16.

2.पर्सनल लोन लेने के लिए न्यूनतम सैलरी कितनी होनी चाहिए? ऐसे तो पर्सनल लोन 10000 रु. प्रति माह की सैलरी पर भी मिल सकता है लेकिन अधिकांश बैंकों ने न्यूनतम सैलरी की शर्त 15000 रु. से 25000 रु. के बीच रखी हुई है।

3.अगर सिबिल स्कोर कम है, तो क्या कम सैलरी होने पर भी पर्सनल लोन मिल सकता है? अगर आपका सिबिल स्कोर 750 या उससे अधिक है तो इससे आपकी लोन आवेदन के मंज़ूर होने की संभावना बढ़ जाती है। अगर क्रेडिट स्कोर 750 से कम है तो आपका लोन आवेदन खारिज़ किया जा सकता है या अधिक ब्याज दरों पर लोन प्रदान किया जाता है। ऐसे कई एनबीएफसी या फिनटेक संस्थान हैं जो कम क्रेडिट स्कोर होने पर आपको लोन तो दे सकते हैं लेकिन अन्य बैंकों की तुलना में आपसे लोन राशि पर अधिक ब्याज लिया जा सकता है।

Read: कम सिबिल पर लोन: अपना सिबिल स्कोर कैसे बढ़ाए 500 से 800 तक

4.क्या पर्सनल लोन के लिए कोई सिक्योरिटी जमा करना होगा? नहीं, पर्सनल लोन कोलैटरल- फ्री लोन होते हैं, यानी कि इसके लिए आपको कोई security जमा कराने की ज़रूरत नहीं है। यदि आप बैंक की न्यूनतम सैलरी समेत अन्य शर्तों को पूरा करते हैं तो आपको पर्सनल लोन मिल सकता है। आय संबंधी शर्त हर बैंक के लिए अलग- अलग होती है। तो न्यूनतम सैलरी की योग्यता शर्त को check करने के लिए आपको अलग से बैंक/ लोन संस्थान में चेक करना होगा।

5.यदि महीने की सैलरी 15,000 रु. है तो कितना पर्सनल लोन मिल सकता है? किसी व्यक्ति को उसकी सैलरी पर अधिकतम कितना पर्सनल लोन मिलेगा, यह उसकी मासिक आय पर निर्भर करता है। साथ- साथ लोन अवधि और इस बात पर भी निर्भर करता है कि वो वर्तमान में कितने लोन का भुगतान कर रहा है और अप्लाई किये गए लोन को लेने के बाद उसकी कमाई का कितना हिस्सा EMI भुगतान में चला जाएगा। आपकी कमाई का 50%-55% से ज़्यादा हिस्सा वर्तमान ईएमआई और लिये जा रहे लोन की ईएमआई में खर्च नहीं होना चाहिए।

Read: Bina Pan Card Ke Loan Kaise Le? बिना पैन कार्ड के तत्काल लोन कैसे ले?

पैसे की मदद चाहिए: 7 विकल्प जो मुश्किल समय में मदद कर सकते हैं

तुरंत पैसे की जरूरत है तो याद रखे ये 9 टिप्स बिना उधार मांगे

Mujhe Paise Ki Bahut Sakht Jarurat Hai Kya Kare?

Credit Card Debt में फंस गए हैं तो ये तरीके निकालेंगे आपको बाहर

[rblbanksfd]

How Are Fixed Deposits Beneficial For Senior Citizens

Financial institutions offer FD rates for senior citizens ranging between 2.55 - 8.50%. The term for the same varies from 7 days to 10 years. NBFCs provide an extra 50 basis points (bps) of interest on top of the standard FD interest rates. However, only local senior citizen FD depositors can access these preferential interest rates. In addition to the higher senior citizen FD rates, some financial institutions also offer additional interest rates. It varies from 20–30 bps. For predetermined durations, special FD schemes offer additional rates above the senior citizen FD interest rates.

Benefits to senior citizens by opting for a Regular Fixed Deposit

The following are some lucrative benefits offered to senior citizens Fixed Deposits:

 ● High-interest rates on Fixed Deposit investments that NBFC offers.

● They can withdraw their money based on specific conditions and at an advantageous rate. You could, for instance, withdraw money every month, every quarter, every year, or even at maturity.

● They can take advantage of tax breaks without paying TDS, generating a significant profit.

● The process for senior citizens' FD requires minimal paperwork, making it more straightforward for them.

Senior Citizen Regular Fixed Deposit Eligibility

Residents who are 60 years or older can book FDs at favourable interest rates. Additionally, some banks and NBFCs give super senior citizens 60 years of age and older higher interest rates. For instance, senior citizens are eligible for an additional 0.50-0.75% interest rate. It is over and above some financial institutions' standard fixed deposit rates.  

Documents Needed to Open an FD Account for Senior Citizens

Fixed Deposit opening is a simple process. However, to ensure transparency, certain mandatory documents are required. It includes Aadhaar card, PAN card, passport-size photo, and senior citizen ID card (or age proof, whatever is legally available). You can contact the experts at RBL Bank to speed up the opening process. They are knowledgeable in all areas of opening and effectively managing your Senior Citizen FD. Additionally, an online application is available to make the process smooth and efficient.

#NBFC #FD #Senior Citizen FD

[atdmoney1]

ATD Money - Instant Loans For Small Retailers

ATD Money is an App that provides instant loans for small retailers. It is India's #1 Payday Loan App. It is also one of the top Instant Personal Loan Apps. While it is not an NBFC, ATD Money works with NBFC partners to provide loans to its users. With a simple application process, borrowers can get a loan for as little as $19.

Payday loan

ATD Money is an Instant Personal Loan App that is a leader in the Indian market. While it is not a direct lender, it works with many NBFC partners to provide loans to consumers. The app offers easy-to-use and convenient methods to apply for a payday loan or other small retail loan.

The ATD Money application process requires only a few minutes to complete, and you can get approved in minutes. You can choose from unsecured or secured loans, and you do not need a good credit score to apply for an ATD Money loan. You can also choose to apply online or at one of its retail locations. Another benefit of ATD Money is its mobile app, which allows you to apply for loans on the go. You can also open a new bank account right from your phone.

If you are worried about getting rejected by traditional banks, ATD Money is a great option for you. The process is fast and convenient, and you can receive your loan within one business day. You can use your ATD Money personal loan for any purpose, from car repairs to debt consolidation. You can also use it for emergency expenses.

ATD Money is a leading provider of short-term loans in India. It works with several NBFC partners to provide customers with cash within 24 hours. Its loan process doesn't require any credit checks and you can get your money on the same day, regardless of your credit. ATD money is registered with the RBI, so it's completely legal in India.

You can download the ATD Money app from the Google Play store. If you need a quick cash loan, ATD Money is the best choice for you. These loans are available to anyone with a monthly salary of 15k to 250k. ATD Money is a great way to avoid facing a financial emergency.

Instant Personal Loan

Applying for an instant personal loan with ATD Money is fast and easy. To qualify, you must have a Social Security number or taxpayer identification number and be at least 18 years old. Your credit report must show no more than two open accounts. If your credit history is poor or non-existent, this type of loan may not be available for you. You must pay an origination fee of $25 to $500 and an interest rate of between 1.5% and 15% of the loan amount.

This fast cash loan is ideal for people with urgent financial needs. You can use it to pay off your mortgage or other urgent expenses. You can even use it for investment opportunities. It is easy to apply for and easy to repay with a low rate of interest. The ATD Money app will also allow you to access your loan easily and quickly.

The approval process can take as little as 24 hours. When approved, you can expect your money in your bank account within the same day. Applying for a personal loan through an online lender is convenient because you can get a rough estimate of the interest rate and repayment schedule without damaging your credit. You can also make payments online.

ATD Money is India's most popular instant personal loan app. The app works with a network of NBFCs to provide you with a personal loan. The service is 100% online and carries a competitive interest rate. Whether you need to consolidate your debt or purchase a new car, this loan is an easy way to get the money you need.

Small retail loan

ATD Money Small retail loan is available for people earning in the range of 15k to 250k per month, and who are between 22 to 50 years of age. The loan is available for all citizens of India and carries an annual interest rate of 24%. There are no formal requirements for this loan, and you can easily apply online. The processing fee is low at 0% to 7% of the total loan amount. GST is 18% of the Processing Fee and may increase or decrease as per the rule and regulations of the government.

Small retail loan App

The ATD Money Small retail loan App is an easy way to get a loan for your small business, and it allows you to apply on the go. You can get the cash you need within thirty minutes. The company offers several loan types, including installment loans and unsecured personal loans. You will need to provide certain information, including your current income and residence. You will also be asked to provide proof of your identity. Unlike many other lenders, ATD Money will not look at your credit score during the approval process.

One of the major benefits of this app is its instant disbursement and low interest rates. Even if you have a low CIBIL score, you can still get approved for a loan using the app. This app is available in most parts of the country. Thousands of people have already used the app to get a small retail loan.

The ATD Money Small retail loan App is available for download from the Google Play Store. The application is available for both online and in-person loan applications. The approval process can take less than 24 hours and you can get up to $1,000. Unlike most loans, you will not be required to pay any interest on the loan until it is repaid.

The ATD Money Small retail loan App works through a network of lenders across the country. Once you apply, you will be matched with the lender that best meets your needs. You can use the money for any purpose, from debt consolidation to car repairs to emergency expenses.

Property of ATD Money

Property of ATD Money provides cashless loans to the working class at the touch of a button. Most salaried individuals in India face a financial crisis at the end of the month and this app is a boon to them. The app is available for download from the Google play store and can be used as a way of quick financial assistance.

The application process for the property of ATD Money is hassle-free and you can get approved for a loan on the same day. Once you get approved, you can use the loan at your own convenience. You can also apply for the loan online. This way, you can get the cash you need as soon as the next business day.

#payday loans #quick cash loans #personal loans #business

[timespro6]

Learn Earn & Pay (LEAP) The Future Of Education

In India, simply graduating from college isn’t enough to make students job-ready. This is because most college degrees don’t focus on job-based learning, hence leading to poor career outcomes for students. If you are a recent college graduate, chances are that you can relate to this sad reality. The CMIE data reveals that 37.9 per cent of the urban Indians in the age bracket from 20-24 years face unemployment.[1]

Need for Job-centric Upskilling

Given high unemployment rates for most freshers, there is a need for job-centric upskilling in India that trains learners and provides them job support. Currently there are a few job-centric upskilling programmes available in India for freshers but there are a few problems with them.

The primary problem is that learners often face financial constraints that prevent them from pursuing job-oriented certificate programmes. Even though there are options wherein learners can avail financing options, such as Income Sharing Agreements, most of them are largely limited to tech-based programmes. If you are a fresher looking to enrol in non-tech programmes, you are bound to face difficulty finding genuine financing options.

The Solution: LEAP by TimesPro

TimesPro is a top-notch education initiative of the Times of India group aimed at transforming professional education in India. TimesPro’s LEAP stands for Learn, Earn, And Pay. LEAP helps learners by offering them job-oriented certificate programmes that come with the guarantee of ‘No Placement, No Payment’. It is the only financing model that offers fresh and young graduates a choice of non-tech programmes across three fast-growing sectors of banking, insurance and logistics.

LEAP is modelled on the lines of the Income Sharing Agreement, which is a monetary arrangement that enables learners to pay for job-oriented certificate programmes by offering them multiple financing options. So, if you want to build a lucrative career in the non-tech sector by opting for certificate programmes that lead to employment outcomes, LEAP offers the best options you can find.

How Does LEAP Work?

It is an innovative learning enablement plan from TimesPro, designed to help learners secure their investment in our job-oriented learning programmes with the assurance and promise of “No Placement, No Payment”! LEAP is unique in both scale and scope, and offers learners a choice of plans to fund and pursue their dreams of employment and career growth.

There are three payment options available to learners under LEAP:

100% Advance Fees

This option requires you to pay the full fees of the programme in advance. Then, upon completion of the programme, TimesPro assists you with your job placement. If you get placed, no further fee needs to be paid. And if you are not placed within 6 months of course completion, then you get a refund of up to 70% of your total fees.

Loan through Non-Banking Financial Company (NBFC)

Under this option, you pay a non-refundable admission fee at the time of enrolment. Once you complete the course and get placed, only then you have to pay the rest of the programme fees, which is 50% of your CTC package that you pay in EMIs. If you do not get placed within six months of course completion, you don’t have to pay any further amount to the NBFC.

Payment Through Fixed Deposit

In this option, you pay a non-refundable Admission Fee. Then you create a third party Fixed Deposit for the balance fee amount in a nationalised bank favouring TimesPro. After course completion, when you get placed, the bank pays TPL as per the agreement. If you do not get placed within 6 months of course completion, the bank pays you back the principal amount plus interest.

Benefits of TimesPro’s LEAP 

TimesPro leverages its strong industry connections to create job-focused training programmes that help learners land their dream jobs. With a placement track record of 13,500+ learners across TimesPro programmes, candidates can rest assured about improved career outcomes.

TimesPro’s LEAP Scheme has been formulated to help fresh graduates land jobs. Under LEAP, TimesPro is invested in the student’s success which is shown by the fact that TimesPro is committed to refund payments if the learner does not find a job. By linking its growth and success to the learner’s growth and success, TimesPro commits itself to enhance the employability of the student.

Furthermore, even in the worst-case scenario of ‘no placement’, the students get refunded a major portion of the programme fee. At the same time, they are enriched with knowledge, exposure, experience, and soft skills that they have availed through the programme.

Programmes Available Under LEAP

Post Graduate Programme in Logistics & Supply Chain Management (PGPLSCM): The zero upfront fees postgraduate programme in logistics & supply chain management includes 4 months of industrial learning.

Certificate Programme in Insurance Sales Management (CPISM): The pay after placement certificate programme in insurance sales management involves 3 months of intensive job-focused training.

Post Graduate Diploma in Banking Management (PGDBM-XL): The highly-customised post-graduate diploma in banking management is a flagship programme that combines 4 months of classroom and experiential learning.

Click here to know more about the programmes that are covered under LEAP: https://earlycareer.timespro.com/blog/learn-earn-pay-leap-the-future-of-education/

#Post Graduate Diploma in Banking Management

[tradeplus-online]

Vodafone Idea opted for a 4-year moratorium on payment of Rs 8,837 Cr in AGR dues

Hero Motocorp, India’s largest 2-wheeler manufacturer, plans to hike the retail prices of its motorcycles and scooters by up to Rs 3,000

Hero Motocorp, India’s largest 2-wheeler manufacturer, plans to hike the retail prices of its motorcycles and scooters by up to Rs3,000. This is likely to be effective from 01st July 2022. The auto sector has been badly hit by the spike in the cost of key inputs like steel, aluminum, plastics, etc and this price hike will help to partially offset the impact of the cost inflation. The precise price increase would differ from model to model. Hero Moto offers a range of models with a price range extending from Rs51,450 to Rs1.32 lakhs.

IIFL Finance, the NBFC arm of the IIFL Group, plans to raise debt capital to the tune of Rs5,000 crore via the issue of bonds through a public issue

IIFL Finance, the NBFC arm of the IIFL Group, plans to raise debt capital to the tune of Rs5,000 crore via the issue of bonds through a public issue. This is still subject to statutory approvals. The sum of Rs5,000 crore would be raised in one or more tranches via issuance of redeemable non-convertible debentures. IIFL Finance offers home loans, gold loans, and business loans; with a focus on LAP financing, MSME funding, microfinance, and developer and construction finance. IIFL Finance has 3,119 branches across 500 cities.

Vodafone Idea opted for a 4-year moratorium on payment of Rs 8,837 crore in AGR dues

Vodafone Idea opted for a 4-year moratorium on payment of Rs8,837 crore in AGR dues. The company also has the option to convert interest on deferred amounts into equity to the government. The government is already set to own 33% of Vodafone Idea in lieu of interest on dues with an NPV of Rs16,000 crore. They have to decide on the conversion of the interest on AGR into equity within 90 days. Telecom operators owe Rs1.65 trillion as adjusted gross revenues (AGR) share to the government up to the fiscal year 2018-19.Related Articles

📷UPL stock fell another 5% on Wednesday, reaching a 52-week low of Rs 618| Market News1 day ago

📷The RBI hikes the repo rate by 50 bps to 4.90% and retains the GDP growth forecast at 7.2%| Top Market news2 weeks ago

The Maran family-owned Sun TV Network touched its 52-week low of Rs 402.55

The Maran family-owned Sun TV Network touched its 52-week low of Rs 402.55 and has erased all its gains recorded after the conclusion of the IPL rights for the 2023-27 period. Apart from a host of regional language channels, Sun TV group also owns the SunRisers Hyderabad cricket franchise in the IPL as well as the Digital OTT Platform Sun NXT. IPL PAT is likely to rise from Rs73 crore in FY22 to Rs300 crore in FY24. However, markets are worried about the strategy for the digital OTT platform and plan for the cash pile.

The biggest loser in the Russian cheap oil story may be Iraq as Russian oil steadily flows into Asia at much lower costs

The biggest loser in the Russian cheap oil story may be Iraq as Russian oil steadily flows into Asia at much lower costs. India and China were the major buyers of Iraq’s Basrah Medium or Basrah Heavy crude, but the demand has tepid in the current Asia trading cycle since cheaper Russian oil is being preferred. Iraq is also considering offering discounts to its major customers. However, the case is not the same for all OPEC members as cargoes of Abu Dhabi Murban oil, which yields more diesel, traded at an $11/bbl premium.

To open Demat Account visit the website now: tradeplusonline.com

#Stock Trading #stockmarket #stock news #live stock price #stock inv #stock news of the day

[urbanrise]

Discover Your Dream Home in Bangalore with Urbanrise!

Are you on the lookout for your perfect residence in Bangalore? Your quest ends here! Urbanrise, acknowledged as one of India's premier real estate developers, unveils an enticing array of upcoming projects in this vibrant city. These properties, adorned with state-of-the-art amenities and contemporary designs, are sure to captivate your senses. In this article, we welcome you to explore the intricacies of the diverse Urbanrise Bangalore projects and discover why they stand as lucrative investments. So, take a deep breath and prepare to uncover your new haven in the heart of Bangalore!

Pricing Insights for Urbanrise Bangalore Projects:

Explore our pricing structure:

4 BHK Villa: 2472 Sq.ft - 2526 Sq.ft - Rs. 2.88 CR to 2.92 CR

4 BHK Villa: 2647 Sq.ft - 2715 Sq.ft - Rs. 3.10 CR to 3.21 CR

4 BHK (+) Home Office (+) Maid Room: 2972 Sq.ft - 3009 Sq.ft - Rs. 3.53 CR to 3.56 CR

Urbanrise Bangalore Projects offer a diverse range of affordable housing options designed to cater to the needs and budgets of various buyers. The pricing of these projects varies depending on factors such as location, size, and the range of amenities offered by each project. However, one thing remains consistent - Urbanrise Whitefield maintains competitive prices while upholding quality standards.

Take, for example, consider their upcoming project in Jakkur, which offers 2 BHK apartments starting at only Rs. 50 lakh, while their ongoing project in Whitefield showcases 3 BHK apartments priced at around Rs. 1 crore.

Beyond reasonable pricing, Urbanrise facilitates flexible payment plans, making it simpler for buyers to realize their dream of homeownership.Various financing options are accessible, encompassing home loans from major banks and NBFCs offering attractive interest rates.

Furthermore, investing in an Urbanrise City with Infinite Life Project holds the promise of long-term benefits, as property prices are anticipated to rise over time, driven by the increasing demand for upscale housing units in desirable locations like Whitefield and Jakkur..

Urbanrise Bangalore Projects provide outstanding value for money, offering top-quality homes at reasonable prices. They are enhanced by convenient payment plans and the assurance of favorable returns on investment.

Location and Connectivity of Urbanrise Bangalore Projects:

Urbanrise Paradise on Earth strategically selects prime locations in Bangalore for its upcoming projects. A prime example is Sarjapur Road, a swiftly evolving area renowned for its IT parks and commercial centers. The project ensures excellent connectivity to key areas of the city via the Outer Ring Road and NH-44.

Urbanrise Whitefield has also chosen Electronic City Phase II, recognized as one of Bangalore's fastest-growing areas, with numerous IT companies establishing their presence here. The project boasts convenient access to Hosur Road and close proximity to well-known educational institutions, healthcare facilities, and entertainment zones.

The third location where Urbanrise has initiated its project is Hennur Road, positioned near Manyata Tech Park - one of Bangalore's largest employment hubs. This area offers excellent connectivity via the Outer Ring Road and convenient access to Bengaluru International Airport.

In addition to these prime locations, all Urbanrise City with Infinite Life projects are meticulously designed with convenience in mind, featuring proximity to shopping complexes, hospitals, and schools, as well as public transportation options like metro stations. This makes them an ideal investment choice for homebuyers seeking a comfortable lifestyle with excellent connectivity.

#urbanrise housing #urbanrise #urbanrise whitefield #urbanrise bangalore #urbanrise city with infinite life

[ravisinghdigital]

#ranking #Top 50 NBFCs #NBFC List #Top 50 NBFCs in India 2020 #NBFC in India

[indiashelter]

How to get a home loan with a low credit score?

The Credit Information Bureau (India) Limited (CIBIL), is one of the more well-known credit information businesses authorised by the Reserve Bank of India, it calculates and provides the creditworthiness score known as CIBIL. A CIBIL score closer to 900 is seen as "healthy," while one closer to 300 is regarded as "weak," and is frequently referred to as a person's debt report card.

For a majority of people, purchasing a home is a strategic, financial, and emotional decision. People wishing to buy a house must take out a home loan because it is difficult to finance such a massive investment purely through savings and investments. Your creditworthiness, as determined by the CIBIL score, will play a crucial role in whether a bank or financial institution grants the home loan.

Here are the top suggestions to help you obtain a home loan if your CIBIL score is low:

1. Recognize the procedure:

Your credit report and your credit score are not the same thing. Although they are connected, the two cannot be used interchangeably. The credit report is a record of all available credit lines and a history of loan repayment, including whether or not the loans were repaid in full and on time. Your credit score is based on a number of factors that determine your ability to repay loans.

Any score above 750 is deemed to be "very good" on a scale of 300 to 900. Most lenders consider a score of 650 or more to be acceptable enough to qualify you for loans, but each lender may have their own requirements. Potential borrowers have the option of checking their credit score on a number of websites and applications, either for free or for a small cost.

2. To raise your score, take out a secured loan:

If you need to raise your credit score in order to get approved for a mortgage, a secured personal loan is a great choice. In order to secure a loan, you must provide collateral, such as an asset or piece of property. In general, secured loans are less expensive and simpler to obtain than unsecured personal loans. Due to the presence of collateral, having and repaying a secured loan ensures lenders of your ability to make payments. It also establishes a credit history of on-time repayments.

Apply for loans at various financial institutions, but don't request too many loans at once.

There is always a chance to visit another financial institution to inquire about the same home loan if a lender rejects the loan application due to a poor score. India Shelter can act as the stepping stone at this point. We help you with home loans even when your credit score is low. Our customer service is available 24x7 for all your queries and the process is easy and fast.

3. Contact NBFCs:

For Indian borrowers who have trouble getting bank loans, housing finance companies (HFCs) and non-banking finance companies (NBFCs) like India Shelter can provide credit. NBFCs and HFCs would inevitably provide you with a loan, despite having a higher risk appetite.

4. Request a smaller amount:

Putting up a larger down payment and applying for a smaller home loan in India amount are two ways to demonstrate to the bank that you are creditworthy. If you tell the bank that you will pay Rs 30 lakh for a property that costs Rs 50 lakh out of your own pocket, they will be more than willing to lend you the remaining Rs 15 lakh. With India Shelter, you can get a home loan for up to 30 Lakhs.

Additional steps to take if you need a home loan but have bad credit or a low CIBIL score:

● Paying off credit cards or home loan EMIs on schedule.

● Increasing your CIBIL rating.

● Avoid requesting any new credit.

● Accounts that have been "Settled" are changed to "Closed" accounts.

● Keep your previous accounts open.

● Check your credit report for errors.

Purchasing your own house can be intimidating if you are moving to a new city. There may be several obstacles to overcome when you consider applying for a home loan. India Shelter is available to help you achieve your aspirations.

The advantages of obtaining house loans from us include:

● Loan between Rs. 5 lakh and Rs. 30 lakhs

● Up to 20-year term.

● Within five days, loans are approved.

● Assistance over the phone is offered in Hindi and English at local call rates.

● Our loans come with set interest rates. This indicates that the EMIs are not affected by market turbulence or a change in interest rates.

If you are someone who holds a low credit score but wants a best home loan, you can contact us either through our website www.indiashelter.in or call us on our toll free number 1800-572-8888. Our customer care executives are available for all your home loan related queries 24x7.

[techsciresearch]

India Medical Equipment Financing Market to Grow at 13.30% CAGR Until FY2027 – TechSci Research

Growing awareness of medical equipment financial services and improving lifestyle and technological preferences of people is projected to drive the India medical equipment financing market through FY2027.

According to the TechSci Research report released by TechSci Research, “India Medical Equipment Financing Market By Equipment (Diagnostic Equipment, Therapeutic Equipment, Patient-Monitoring Equipment, Others), By Source (Banks, NBFCs), By Percentage of Amount Sanctioned (Up to 50%, 51-75%, Above 75%), By Tenure (Less than 3 Years, 3-5 Years, More than 5 Years), By End User (Hospitals & Clinics, Laboratories & Diagnostic Centers, Others), By Region (By Top Three States), Competition Forecast & Opportunities, FY2027”, the medical equipment financing market in India is expected to grow at a CAGR of 13.30% in the forecast period to reach USD8.36 billion by FY2027. Medical equipment financing is the loan provided to healthcare facilities such as hospitals & clinics, diagnostic centers & laboratories, ambulatory surgical centers, dental clinics among others for purchasing medical equipment. In order to get technologically advanced and latest treatment equipment, healthcare facilities are opting for medical equipment financing options. These finances are being provided by Banks, Non-Banking Financial Companies, among others. Growing need for technologically advanced medical infrastructure, increasing demand for high-cost medical equipment, growing prevalence of fatal diseases & requirement of early diagnosis, improving medical equipment loan availability and affordability, etc. are the driving factors for the growth of this market in India.

The demand for the medical equipment financing market is growing on account of various advantages of medical equipment financing facilities such as purchasing equipment with minimal upfront payment, loan repayment moratorium, monthly repayment schedule, option to upgrade an existing equipment, top-up loans and flexibility in terms of loan amount payment. In addition, growth in the market can be attributed to growing geriatric population, growing number of chronic diseases such as cancer, cardiovascular diseases, respiratory disorders, renal problems, etc where technologically advanced and very expensive medical equipment are required. Moreover, rising awareness among the healthcare facility providers such as hospitals & clinics, diagnostic centers & laboratories, among others, regarding the availability and affordability of medical equipment financing options offered by different banks and NBFCs is driving the medical equipment financing market in India.

The imposition of nationwide lockdown in order to curb the spread of virus significantly impacted the overall economy of the country. It adversely impacted the employment level and profitability of businesses. The healthcare industry which was functioning during the pandemic crisis also reported reduced profits and generated lesser revenues as people chose to stay at home. As a result, due to COVID-19 patients, the already overburdened healthcare facilities were also financially affected. These healthcare facilities either switched over to buying refurbished medical equipment or taking financial aid for buying them.

Browse over 31 market data Figures and 2 Tables spread through 88 Pages and an in-depth TOC on " India Medical Equipment Financing Market"

https://www.techsciresearch.com/report/india-medical-equipment-financing-market/7790.html

 India Medical Equipment Financing Market is segmented into equipment, source, percentage of amount sanctioned, tenure, end user, region and company. In terms of equipment type, the India medical equipment financing market is segmented into Diagnostic Equipment, Therapeutic Equipment, Patient-Monitoring Equipment, and Others. Among which, the diagnostic equipment segment accounted for the majority of market share of around 29% due to the growing prevalence of chronic and infectious diseases in the country. Also, various healthcare providers such as hospitals & clinics, diagnostic centers & laboratories, among others are ready to invest in recently launched diagnostic equipment to provide advanced medical care to their patients. Additionally, the sudden outbreak & spread of COVID-19 pandemic in the country has significantly increased the demand for X-ray equipment and CT scanners. This in turn has led to the healthcare facilities such as hospitals & clinics, diagnostic centers & laboratories, among others purchasing these devices. These are one of the costliest imaging equipment which every healthcare facility cannot afford or put their capitals on, hence opening up opportunities for financing of these equipment.

Some of the major players operating in the India medical equipment financing market are HDFC Bank Limited, ICICI Bank Limited, State Bank of India, Siemens Financial Services Private Limited, Axis Bank Limited and Others. Medical equipment financing companies are shifting towards digital banking to remain competitive in the market. The companies operating in the market are using strategies such as introducing new services, mergers and collaborations to boost their market share in the medical equipment financing industry.

Download Sample Report  @   https://www.techsciresearch.com/report/india-medical-equipment-financing-market/7790.html

Customers can also request for 10% free customization on this report.

“The growing digitization across banking industry and use of e-banking options provides improved services and increased customer satisfaction, improved productivity and overall reduced cost of financial operations. The healthcare facilities are able to keep a record of their transactions through e-banking services. Furthermore, factors such as instant money transfer, anytime anywhere usage benefit, reduced fraud and improved security, etc., are boosting this sector in India.”, said Mr. Karan Chechi, Research Director with TechSci Research, a research based global management consulting firm.

According to the TechSci Research “India Medical Equipment Financing Market By Equipment (Diagnostic Equipment, Therapeutic Equipment, Patient-Monitoring Equipment, Others), By Source (Banks, NBFCs), By Percentage of Amount Sanctioned (Up to 50%, 51-75%, Above 75%), By Tenure (Less than 3 Years, 3-5 Years, More than 5 Years), By End User (Hospitals & Clinics, Laboratories & Diagnostic Centers, Others), By Region (By Top Three States), Competition Forecast & Opportunities, FY2027” has evaluated the future growth potential of India medical equipment financing market and provides statistics and information on market structure, size, share and future growth. The report is intended to provide cutting-edge market intelligence and help decision makers take sound investment decisions. Besides, the report also identifies and analyzes the emerging trends along with essential drivers, challenges and opportunities present in India medical equipment financing market.

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About TechSci Research

TechSci Research is a leading global market research firm publishing premium market research reports. Serving 700 global clients with more than 600 premium market research studies, TechSci Research is serving clients across 11 different industrial verticals. TechSci Research specializes in research-based consulting assignments in high growth and emerging markets, leading technologies and niche applications. Our workforce of more than 100 fulltime Analysts and Consultants employing innovative research solutions and tracking global and country specific high growth markets helps TechSci clients to lead rather than follow market trends.

Contact

Mr. Ken Mathews

708 Third Avenue,

Manhattan, NY,

New York – 10017

Tel: [phone]

Email: [email protected]

#India Medical Equipment Financing Market #Medical Equipment Financing Market #India Medical Equipment Financing Market Size #India Medical Equipment Financing Market Share #India Medical Equipment Financing Market Growth #India Medical Equipment Financing Market Forecast #India Medical Equipment Financing Market Analysis

[priceride2]

AN INTRODUCTION TO THE BEST HOME LOAN PROVIDER IN BANGALORE

One of the life ambitions of most Indians is to own a home. However, home buying is not an easy thing. A lot of money goes into it, especially if you live in the cities. Even people who are earning well find home buying difficult. This is why they resort to taking a home loan, which is available from banks and other financial service providers nowadays.

Home loans are good options because these profit you in terms of lower interest and capital appreciation. Further, you also gain tax benefits in interest payments. If you are someone living in Bangalore and seeking to buy a home here, this article introduces you to the best home loan provider in Bangalore- aagey.com. 

About aagey.com

Aagey.com is the first Digital Lending Aggregator Platform to provide a variety of loan solutions from PSBs, Private Banks, Co-operative Banks, and NBFCs. You can find over 1000 loan options and more than 50 urban and semi-urban loans at aagey.com. It has 75+ associate lenders, 350+ business partners, and 5500 clients.  

Some of the top names in its long list of business partners are U GRO, Aadhaar Housing Finance Ltd, InCred, Axis Bank, Kotak Mahindra Bank, Karur Vaysya Bank, Duetsche Bank, Magma, Standard Chartered, Vistaar, Indiabulls, IndoStar, KaptalTech, Capital Float, HDB Financial Services, IndusInd Bank, KredX, Poonawalla Finance, IDFC First Bank, IntelleGrow, and RBL Bank. 

Apart from home loans, aagey.com also provides commercial vehicle loans, MSME-specific loans, car loans, working capital loans, and mortgage loans.

Home loans from aagey.com

Aagey.com, being the best home loan provider in Bangalore, offers a variety of home loan solutions to people living in Bangalore and other cities including Mysore, Davengere, Hubli, Calicut, Cochin, Bellary, Salem, Coimbatore, and Kolhapur.

You can avail a home loan to easily buy a readymade residential house/flat (home purchase loan), or a plot of land for constructing a residence (home construction loan), or repair, renovate, (home improvement loan) and extend (home expansion loan) your current residence. You have to repay the loan within a fixed tenure in the form of Equated Monthly Instalments (EMI).

Only individuals can avail a home. The individual should be deriving income from any lawful business activity, which can be in the below-given forms. 

Self-employed sole proprietors

Salaried individuals

Self-employed individuals including directors in public-limited companies 

Self-employed professionals/individuals at – partnership firms

Self-employed professionals/ individuals who own private companies

A home loan can be taken by individuals falling in any of the above catergory of their age is between 21 and 65 years. That is, the individual can be at the maximum age of 65 at the time of the loan maturity. If the individual of a higher age while borrowing, one or more younger generation individuals are included as guarantors or co-borrowers to the loan structure.

Other eligibility criteria for availing a home loan are-

The applicant’s income

The applicant’s credit score

The value and type of the property

The co-borrower’s (or guarantor’s) income and creditworthiness

Other non-financial details

When it comes to the rate of interest, it depends on different parameters such as loan scheme, loan amount, risk profile, credit score, tenure, etc. It is generally between 8% and 11.5%. Further, the rate of interest can be Fixed, Floating, or Hybrid.

Rounding up, buying a home is a big financial investment in your lifetime. Considering the capital appreciation in today’s real estate ecosystem, it is worthy to take a home loan from the best home loan provider in Bangalore- aagey.com. Being one of the most trusted, honest, transparent, and ethical financing firm, it is the trusted partner of numerous clients across the country.

#best home loan provider in Bangalore