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#also it was the hospital parking garage part not the suicidal female part
yevmarie · 5 months
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Light My Fire | Chapter 1
Masterlist
Chapter 1 | Chapter 2 >
Pairing: Daryl Dixon x Female Reader
Pronouns: you, she/her
Word count: 1.4k
Warnings:
angst;
mentions of depression;
implied suicidal thoughts;
swearing;
a lot of smoking (by main character as well. Sorry for making it as a social aspect here, I hope you won’t get it as if I encourage you or something);
Merle being pervert;
some differences from the main plot may occur;
poor English (not a first language, but I’ll be glad if you point on the mistakes, also may skip the southern accent as I’m not aware of it too much :( ), and poor written skills in general.
If I miss something, please let me know. I hope you enjoy :).
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___
Your eyes are closed and your body trembling, desperately trying to hold your tears.
“Y/N,” The soft and calm woman's voice tells you. “Let’s recall the rectangular breathing. Inhale…” You inhaled through your nose for four seconds and stopped breathing for four seconds as well. “Exhale…” You exhaled slowly and then held your breath again. “Inhale…”
“Fuck it!” you swore and opened your eyes, stretching out your arm to the Parliament pack lying on the kitchen island. You were not happy with this habit but when your life went to shit you didn’t care.
This had been an awful year full of loss which unfortunately led to depression. You visited your psychiatrist regularly and this helped you to overcome a bit. At least you don’t start suddenly crying and coped to move on. Especially when your best friend, like almost your older brother, got to the hospital and there was no good news about his health condition. As an aunt (non-blood relative) of his son, you couldn’t give up just like that. But it seemed if you had a chance, you’d do it.
You lit the cigarette, inhaled, and continued pouring the coffee from Jezve to the small thermos. This was your everyday morning routine. After this ritual, you go to the park and prepare yourself mentally for the new day. Today’s situation was different, you wouldn’t go to the park, but you couldn’t prevent yourself from beginning the day normally at least partially, and for the last time.
The TV was turned on, and the host said with a trembling voice thousands of people got infected with an unknown disease and it led to chaos in several states and yours as well, many people died. Neighbors outside were screaming, children were crying. Everyone was rushing and trying to pack all their lives in their cars. You thanked God your parents weren’t here. Sounds blasphemous, but you couldn’t bear this weight upon your shoulders. When you were imagining the apocalypse while having one of your anxiety attacks, you swore yourself you would end up right at the beginning as this would be not life anymore, but dance with the death you didn’t wish to take part in.
But you are here. Fortunately staying calm (thanks to medication). You already packed your things after your friend (your ex), had called you and asked you to be prepared to move. He told you he’d come to your house and you then follow him in your car. Also, in case he succeeds in grabbing your best friend from the hospital, you can transport him as he was unconscious, and more space was needed for sure.
The man dressed in a sheriff uniform enters your house “Are you kidding? Coffee, really? What about mediation then?” he saw you looking at him with no emotion expressed on your face. He cooled down for a moment. “Have you grabbed the essentials?” you nodded in the direction of the bag laying near the door.
“Is the tank full?”
“As usual,” you mumbled “Shane” you breathed the smoke out of your lungs “Are Lori and Carl with you?”
“Sure, come on. And quit this shit, please.” he pointed at the cigarette and went outside your house.
You closed the thermos, switched off the TV, and went to your garage. In several minutes you were following Shane’s car. Carl turned back to you from Shane’s backseat car window and waved to you. You smiled and waved in response. Thanks God your last lifeline was safe and sound. You switched on the player and drove.
“Time to die
Hammer high
Name your price
And kneel
Hail the apocalypse
All flesh is equal when burnt
We are forgiven
Forgive as we never shall learn
Get down
Hail the apocalypse”
Shane turned to the highway and you nervously turned the steering wheel following him. Your eyes widened in shock. You grabbed the phone and called him.
“What’s the matter?” you screamed.
“My colleagues told me there was a shoout-out near the hospital. Need you all to get to a safer place. We’ll deal with Rick later.” You threw your phone away after the call ended. “Shit”.
The trip was short but unbearably lasting as you were always stuck in traffic jams. You can see the sun already went under. As you saw the road was blocked with cars and people fussing you turned the engine down. Shane got out of his car and went further into the crowd. After five minutes you saw him getting back approaching you.
“We need to stop here, the road is blocked. Let’s have a break and figure out what to do next.” you nodded and got out of your car. Shane went to Lori to tell the same. Carl opened the door and ran to you.
“I’m glad you are with us, Y/N.” said Carl squeezing your waist. You brushed his hair gently with your fingers and smiled in response. “Me too…”
“Carl” Lori called “Could you please come to me for a second?” Carl looked at you, smiled, and ran to his mother while she was looking at you concerned.
You switched your attention from Lori and took the Parliament pack out of your denim jacket, picked a cigarette, and realized you forgot the lighter at home. You started to look around and your sight captured the two men smoking standing near their car in front of yours. You approached them.
“Hey, could I ask for a lighter, please? I forgot mine at home”. The older grinned, sticking the tip of his tongue while observing your hips in black leggings moving his sight up and stopping at your breasts covered with the tank top of the same color as your leggings. He looked up at your eyes and sang “Come on baby, light my fire”. The younger burst out of anger and barked.
“Have ya not slept offa hangover yet, dumbass?”
“Woah, brother,” the older laughed and lowered his voice “Why are ya so tensed?” The younger started nervously biting his lips while the older’s mouth was in front of his ear. “Getting nervous because of the beautiful girl talking to ya?”
“Shut the fuck up!”
You just continued to watch a one-man show.
“Okay, won’t bother ya, my puss,” he laughed and stared at you measuring you up “My brother is such a shy guy. Please keep an eye on him while I go and let off my steam ‘cause of the hotty around” he blinked at you.
The younger looked angrily at his brother going away down to the wooded area near the road.
“What a gentleman…” you concluded.
“I’m sorry,” the younger grunted and looked at you blushing.
“Never mind, at least someone stays positive.” you smiled. The man put his hand in the pocket of his jeans and took out a light passing to you. You lit up your cigarette and inhaled. The lungs burned with pleasure while your head went a bit fainty as you haven’t eaten anything today yet. “Thanks,” you said and then went back to your car. You opened the door and took the thermos with coffee and a small tourist cup. The man was standing quietly and glared at you as if his gaze was an X-Ray that could reveal anything suspicious about you.
“Hey,” you looked at the man while pouring the coffee into the cup “What’s your name?”
“Daryl” he didn’t stop gazing with his cold blue eyes.
“Y/N. Wanna some coffee?”
“No, thanks,” he mumbled.
“Come on,” you approached him “The night will be long, you need to stay on your legs.”
He looked at you thinking the hell this bothers you. You read his thought as his expression was asking and added “Let’s consider this as the gesture of thanks as you saved my life from the lack of nicotine.” You chuckled.
“Thanks” he replied silently not stopping investigating you.
“Bring it back to me when you finish” You pointed at the cup and turned to go away to Shane as he had called you.
The man stayed confused holding the cup and looking at you while you went away.
“What a sweetie, huh? I’d spent some time with her on the backseat” Merle let Daryl know about his presence.
“Fuck off!”
Merle laughed and sang gazing at you talking to your friends “You know that it would be untrue. You know that I would be a liar…”
Chapter 1 | Chapter 2 >
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para-pixi · 6 years
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Another year is coming to a close and with it, time to reflect on the year that was.  I have been unbelievably fortunate to be able to visit some astounding places.  I thought it
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would be impossible to surpass my 2016 “Instagram Top 9” that included getting a rare look at the séance room at the Stickney House, the Yuma Territorial Prison, finally visiting the Roosevelt Hotel pool in Hollywood and The Alamo while getting one final look at the Willowbrook Ballroom just weeks before it burned to the ground. I even had a little cryptid fun, looking for The Beast of Bray Road in Elkhorn, WI.
Somehow 2017 was even bigger!  So, here is the Top 10 Haunted Locations we’ve visited this year (location titles with links take you to articles we’ve previously posted on the topic):
10) Old Whitley Jail, Columbia City, IN
The Old Whitley Jail is a sight to behold. Built in 1875, the red brick portion was the sheriff’s house and courthouse, while the white portion was the prison. Currently, the site is used as a Halloween attraction.We hope this historic and haunted building is being preserved well, but that seems unlikely. It is home to at least three ghosts: Sheriff Frank Allwein, an unknown female and Charles Butler, a murdered who shot his wife in the back in 1883 before (temporarily) escaping the jail.
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9) Jane Hotel / New York City
The Jane is still haunted by victims and survivors of the Titanic! Passengers and crew alike who were pulled from the icy waters were sequestered here after the famous sinking and had to stay here throughout the subsequent court proceedings. Apparently the 4th floor is the most active area where phantom crying is heard and full apparitions are seen.  The hauntings at the building serve as a great reminder that it’s often the actions and the emotions of the living that lead to residual hauntings as it’s the grieving survivors that current day visitors witness. (additional photo on Instagram link)
8) El Rancho / Gallup, NM
The El Rancho Hotel is considered one of the most haunted locations along Route 66.  Gallup itself was a moviemaking hot spot during the glory days of westerns and the El Rancho was the top destination for crews and stars alike.  It’s in the upper lobby where people have heard phantom conversations, singular voices, footsteps and laughter. The bridal suite may claim the most activity, but neighboring rooms also report objects moving on their own, doors opening by unseen hands and the unwelcome wake up call of the curtains flying open on their own at the crack of dawn.  A glance around different travel or review sites also recounts tales of unexplainable phenomena in the John Wayne room and the Susan Hayward room.
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7) Queen Mary / Long Beach, CA
This was not my first trip to the Queen Mary, but it’s so incredibly haunted that it still earns a place on the list.  That, and because there was an invisible visitor in the room with us who played with the sliding chain lock in our room.  Easily something that perked me up from the edge of sleep!  Also commissioned by the White Star Line, The Queen Mary is actually 136 feet longer than the Titanic and weighed nearly twice as much.  And it seems that nearly every floor, deck and room is in play when it comes to having a paranormal experience.
6) Chelsea Hotel / New York City
In a strange coincidence, less than a day after I shot an interview with John Lydon (“Johnny Rotten” of Sex Pistols fame), I found myself at the Hotel Chelsea.  It’s a spot where so much art was created, but it will forever be thought of as the place where his band mates, killed each other.  Yes, this is the place where Sid Killed Nancy. Talking with the man at the front desk about the paranormal, his response was, “oh yeah, we’ve got it all… ghost stories, murders, suicides, murder-suicides….” An elderly tenant then walked in from the street, saw my camera gear and asked, “have you come to talk to the ghosts?” Of course, I asked him a follow-up question, which lead to him saying, “Not a lot of people here will talk about the stories, but if you’re sensitive, you’ll hear a lot.” It was a foreboding warning straight out of a movie.
5) Gore Orphanage & “Cry Baby Bridge” / Amherst, OH
Some of the ruins of the former home site.
The phenomenon known as a cry baby bridge (hearing phantom children crying from a bridge) is not uncommon and dates back to the La Llorona folk legend. However, this one in Ohio, over the Vermillion River, seems to be particularly active according to a park ranger who patrols the area. The road leads to “Gore Orphanage,” the ruins of which make for one of Ohio’s most haunted forests. Video and pictures from our paranormal investigation will certainly be the focus of a future newsletter. The ranger told us about a recent report where a bank of fog was hovering over the bridge.  As the driver went through it, a handprint appeared on the windshield and then smeared up the windshield and carried on along the entire side of the car.  The forest itself claims a number of different childlike paranormal phenomena despite not actually being the site of an orphanage.
4) Farnsworth House Inn / Gettysburg, PA
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It’s been a while since I’ve been to Gettysburg and while I didn’t have a mind-blowing paranormal experience like the last time I was here, I did get to have the fun
experience of taking part in the monthly “See You on the Other Side” podcast hangout from this historic location.  The top floor served as a perfect sniper’s perch.  Beneath the sniper’s window, the brick wall is scarred with 135 bullet strikes.  Upwards of a dozen different apparitions are seen here, including an 8-year-old boy and a nurse (the building served as a makeshift hospital) who tucks people into bed.
  3) Thelma Todd’s Sidewalk Café / Pacific Palisades, CA
It was fantastic news when we found out the endangered building that housed Thelma Todd’s Sidewalk cafe was getting a full, historically accurate renovation! It might still be difficult to do a paranormal investigation here in the future, but at least the building won’t be demolished as previously rumored. Best case scenario: some future EVPs will shed light on the last mysterious night of the troubled actress’s life. Murder or accident?  The jury is still out on the 1935 death of the beautiful blonde comedic actress.  Amazingly, we got a room-to-room walk-through of the entire property, learning what each room was in the past and what the future plans involve.  In addition to investigating this site, the nearby garage where her body was discovered should be investigated regularly.
2) Stull Cemetery / Stull, KS
Visiting this cemetery has been a goal of mine since I started getting into the paranormal in 1999.  The location is a maze of urban legends involving visits by Satan, witchcraft and stairways to the underworld.  The very rural site is difficult to research and the
Ruins of the demolished church on the land.
paranormal claims are just about impossible to verify or test as the cemetery is guarded at night.  We were able to verify a recent (true) phenomena – the grounds apparently spontaneously combust!  While we were there on a rainy day, there were no flames, but we did find random scorch marks throughout the cemetery grounds.  (a short video will follow on this one too)
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1) Silver Bridge & the TNT area / Point Pleasant, WV
It was a paranormal dream come true to visit the site of the famous 1966-67 Mothman sightings along the Ohio River.  Of course, these sightings weren’t isolated.  They were accompanied by scores of UFO sightings and something of an invasion by Men in Black who interviewed townspeople and seemed constantly out of place, even being fascinated by ordinary objects like ballpoint pens.  The varied phenomena stopped when the Silver Bridge, which spansthe river, collapsed, killing 46 holiday commuters.  Upon returning home, Wendy Lynn Staats of the “See You on the Other Side” podcast and the band Sunspot and I filmed a video discussing the differences between the film and the true story – truth was creepier than fiction in this case!
Honorable Mentions (all links go to Instagram):
The Hidden Brand Family Cemetery in Glendale, CA, locating urban legendy-ruins near St. Patrick’s Cemetery in Wadsworth, IL, Presidential Haunted Honeymoon spot, the Mission Inn, Riverside, CA () observing sacred sites and petrographs outside of Tucson, AZ, Molly’s Souper in Upland, CA, Château Marmont, Hollywood & Forgotten Montrose Cemetery, Chicago.
Paranormal Year in Review Another year is coming to a close and with it, time to reflect on the year that was. 
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How to get best fair settlement from car insurance company for 1996 corolla?
"How to get best fair settlement from car insurance company for 1996 corolla?
Hi:    My 1996 toyota corolla was hit by another car in the rear on the passenger side. My car was in excellent condition, everything worked, nothing broken, no rust (paint in excellent condition as it is always in my garage at home or in a covered parking lot at my workplace), low mileage (130K), never had a problem and I am the original, sole owner and driver of the car. I was planning to keep driving it for years to come. Now the insurance company wants to total my car and what they are offering for my car /their initial proposed settlement of $3500is not nearly enough to buy another car in the same excellent, safe and reliable condition, that is not riddled with hidden problems. This presents a big problem for me as, if I cannot have my car fixed and restored to the same condition as before the crash, I would have to come up with at least $12K to $15K to buy another new safe, reliable economy car. This is an expense that was not in my plans. Also, the insurance company is pushing me to make a hasty decision and is threatening me with not paying for the car rental I needed to get (since my car cannot be driven as the tail light is broken and and rain would get in the car). Is there any way that the insurance company can be prevented from totaling my car and instead pay for properly fixing the car with good OEM parts instead of used (LKQ) parts. I got several estimates, two for around $5K and one for around $7K (this one is from an excellent body shop that has done excellent work on my other previous cars before). The insurance company provided and estimate for $4k using used/LKQ parts. I would appreciate any advice on how to get the best settlement from the insurance company.
BEST ANSWER:  Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr 
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Hi guys, I really need cheap insurance 3rd Party with full UK driving licence. I'm turning 17 tomorrow and all the prices w/ a full UK driving licences are hitting 3,500, my car's only worth 500. The prices are fine with a provisional, but as soon as I hit a full UK driving licence, they GO UP massively and it's not right. Any ideas? Thanks""
Insurance Cost on Muscle Car?
Sooo I know that insurance costs vary from state to state, and also on your carrier... but I was just curious as to if anyone could give me something to go off of. I'm 16, and I'm seriously thinking about buying a 2002 Pontiac Trans Am. (Yes, I know it's got a V8, and no, Mommy and Daddy aren't helping me with a penny, so please no trolling on that subject) I planned on going through my Mom or Dads' insurance. They both have multiple cars on their plans, and are carried through State Farm. Does anyone have any idea on how much it woud cost to be put on one of their plans? Or is there any tips or tricks out there to get a lower payment for me? Just curious.... lemme know what you got please! :)""
Does the colour of a car affect insurance rates?
I mean we all know that the obvious differences between certain cars like the engine size and performance, make of car, year of manufacture etc all affects the insurance cost but does the colour make a difference too? Someone said to me that darker coloured cars like black cost more to insure on that basis than lighter coloured ones like white or silver is this true?""
Does having a Husky effect my insurance?
I live on the same property as my parents so they have the same house insurance. Well they are telling me that if i get a Husky they will loose there insurance. I have never heard of such a think. I have heard of it going up but not losing it. I just really want this dog, but I dont know if they will approve. I just dont think they approve of having another dog on there land. What do you think?""
Will my insurance rise if the accident was not my fault?
i was involved in a minor car accident which took place at a drive thru and the car in front of me reversed his car, and at the speed he had applied to the gas pedal was enough impact to smash my entire hood in and damage my front bumper. I filed a claim with my insurance as soon as I got home. The following morning the insurance company of the OTHER driver contacted me and verified that he will take full responsibility therefore my repairments will be covered by his insurance. Ive been reading online relating to my question, but in my case, will my insurance rate go up? This is also my very first accident and I've been ensured for 1 year since I've been driving.""
Auto insurance companies keep calling me?!?
i went online looking for some quotes now all kinds on insurance companies are call my phone leaving voice mails. about 20 calls in a hour. is there a way i can get my number off the insurance quote list /something?? thankyou!
Medicaid insurance with another insurance?
I was wondering what the qualifications are for Medicaid. Specifically, I have UBH insurance...since I have insurance already, would I still qualify for Medicaid? I am 19 years old and live on my own now.""
Auto insurance what gender is cheaper to insure?
Hello everyone well i have a question regarding auto insurance me and my wife are considered new drivers now its been awhile since we had a policy i realise women typically get better rates however will she get a much better rate or just slightly better i am 42 and she is 28 and we both have good driving records
How much is insurance rate on 97 camaro?
How much is insurance rate on 97 camaro?
Teen Insurance?
I was wondering how much the cost would be for teen insurance for one of the 3 following cars, an '07 Scion tC an '03 Nissan Altima or an '02 Honda Civic LX""
How to get car insurance as a self dependent college student in CA?
I need to look for cheap car insurance asap, I am a resident of Callifornia, I will get my drivers licence the 20th of this month and I need the car insurance before the 24th. I figure I have exactly one day and a half to do it so I can finish my car registration before the 24th , when the past registration is due, please help me !""
How much money will the insurance pay for a stolen car?
Someone stole a family member car. The car is a total lost. How much will the insurance pay for the car. Is a Honda Civic 2006.....if i go to Edmund.com, or one of those sites I saw the car is worth about 12,000 dollars....... How will he know how much money he will get from the insurance company...thanks..bye""
Do you have car insurance through Costco? Did you save money?
Thinking about getting an estimate from Costco. Im a member of Costco and thought I would look into it. Ever have any experience with their insurance? I know its an outside company.
""Car insurance like for like, just like other insurances?""
My cheapish car was written off after someone bashed into the back of it. I am brokeish and need a car to get to work. The car cost 400 and the insurance company might give me 200 if I am lucky. Surely the Insurance company should just replace the car with the same or similar model, so I am back to where I was before the lorry crashed into the back of my car. because now I have to find money I do not have just to get to work! There is something wrong here somewhere as it is costing me and I have not actually done anything except be the victim here. Is like for like possible with car insurance?""
""My car was deemed a total loss by the insurance company, how much should I get?""
I have a 1999 mercury sable GS with 99,000 miles. The car is located at the zip code 08080 (new jersey). An appraiser came out and said the damage done was near $2300 and it was deemed a total loss. Now I'm waiting for them to call back with a settlement offer. I looked up my car on kelley blue book and the retail value for my car is $4,500. How much will they pay me and can I go to court if they decide to pay less than the retail value?""
Long-term care insurance with pre-existing conditions?
My grandfather, who is 72 years old, needs round-the-clock care that has now exceeded our capabilities. He suffers from pre-existing bad to severe dementia. He's suspicious, falls frequently, very forgetful, suffers from sundowning. He just doesn't know what to do and he even struggles with basic life functions. He also suffers from lymphatic cancer that metastasized to his lung and chest cavity, as well as squamous cell carcinoma that is very resistant to all his previous treatment and has spread to open wounds on his arm. Because all of his lymph nodes were removed, his lymphatic fluid constantly pools in that arm and swells to hugely abnormal size. Therefore he has to wear a sleeve to keep it in place, which is painful for him to put on and is time-consuming for his caregiver. He also is supposed to keep his arm elevated, but refuses because of his dementia. He is mean and hateful at times and insists that we are trying to kill him and is always demanding that his caregiver (my aging and stressed grandmother) remain at his side at all times, or he grows suspicious about her fidelity. He has hallucinations. We moved in with them to help her take care of him, but my school work (homeschooled, mainly to take care of them) and my mother's commute to work have also taken a toll on us. We hated to think about it, but we finally resolved that he belongs as a permanent resident in a home. The biggest problem is the astronomical cost which we can't just chip together , as it was never there in the first place. We did research on nursing home coverage and found out about long term care coverage. We found out some basic things like it is best to purchase at a young age. Unfortunately, my grandmother was never educated on insurance and doesn't possess significant life insurance nor anything like long-term care, and he doesn't qualify for the little help Medicaid offers. Although he suffers from cancer, he has reached the end of his treatment. His cancer was too resistant to all prospective radiation and chemotherapy, and the anti-body treatment that he tried, he had a massive allergic reaction to. He has awful pain all the time and is on a rotated regimen of extra strength ibeproufen and high dosage morphine, with a high grade fentanyl pain patch. So, although cancer plays a part in his insurance qualification in name, apart from being administered his medication and sleeve, his cancer is not the main concern as far as his care/treatment goes. We have had to accept that he is going to die sooner or later and are trying to find the best final preparations. Bentonite clay seems to be drawing out some of the side effects of his radiation (after which his cancer got worse), and so may prolong his life. The short prognosis was 2-9 months. His dementia have become exhausting and endless. There's simply nothing we can do anymore. He's on prescription for Aricept for the dementia and we give him melatonin for the sundowning, which seems to have a calming effect. Sorry for the long piece, but we're all very distressed about this and I felt that I had to give a thorough explanation of his ailments and treatment. Our needs are a long-term stay in a nursing home facility covering skilled care for his dementia, activities of daily living, ect. We also hope that he can be treated with respect and dignity. We need affordable prices like anyone else in the middle class, not astronomical rates. We also need a policy that would either cover pre-existing without penalizing for it or not asking health questions, ect., as my grandfather is obviously in need of care we can't offer him. The only policy we have even brushed upon is Physicians Mutual. We don't know anything about it really, and we don't know where to look for anything else. Everything seems to lead to a dead end online when we need a solution. Any help is greatly appreciated.""
How much more is car insurance on sports cars vs regular cars for younger divers?
im kinda just looking for a general answer like 25% more or 50% more.... eg if it was a basic ford mustang how much more does insurance cost for that if im 20yrs old?
What determines how much the unemployed/disabled get paid?
I have to type up a report on unemployment insurance/diability insurance. I can't find out what determines their pay. Any help or resources would be greatly appreciated :) Also I need to interview an unemployment insurance agent. I don't know where to find one?
""I want to buy car insurance, what is the cheapest one to buy?""
My progressive insurance just expired, and it is really expensive. I want the lowest state minimum insurance available. The state is Michigan.""
How up to date is DMV information used by Car Insurance?
Hi, California DMV screwed up my driver's record causing my car insurance premium to go up. Now DMV says the problem is corrected, but agent (Farmers) says their direct access to DMV record says it's not corrected. How up-to-date is the information they're accessing? Are they really accessing DMV or some 3rd party supplier like ChoicePoint? Thanks""
How much does it cost to rent or lease a?
How much does it cost to rent or lease a car for 3 months? Do i have to pay it all in advance or pay monthly? also insurance options or mandatory full coverage?
Car insurance and international driver's license?
Hi, I'd like to know if it's possible to get car insurance and buy a car in the USA if you don't have an American driver's license... I only have a French driver's license and an international driver's license. Could you please also tell me how much does car insurance approximately cost for 1 year? Thank you very much in advance.""
How much will insurance go up?
I'm 20 living in NJ. Been driving for about 2 years and under my parents insurance policy. I have no points on my license other than the ones that you start out with.I've gotten 2 tickets before but neither of them were point tickets and neither of them went to insurance. This ticket I just received was for speeding (over by 9 MPH). About how much will my monthly insurance rate increase by?
""Can you suggest a good,affordable health insurance plan?""
I am an adjunct instructor at two colleges in Michigan. Neither institution offers health insurance for adjunct instructors. For the last three years I have been getting health Insurance through a postdoctoral fellowship. Now this fellowship has come to an end, and I am in desperate straits. I have heart problems and I need specials medicationss for depression and attention deficit disorder.What do I do?""
How to get best fair settlement from car insurance company for 1996 corolla?
Hi:    My 1996 toyota corolla was hit by another car in the rear on the passenger side. My car was in excellent condition, everything worked, nothing broken, no rust (paint in excellent condition as it is always in my garage at home or in a covered parking lot at my workplace), low mileage (130K), never had a problem and I am the original, sole owner and driver of the car. I was planning to keep driving it for years to come. Now the insurance company wants to total my car and what they are offering for my car /their initial proposed settlement of $3500is not nearly enough to buy another car in the same excellent, safe and reliable condition, that is not riddled with hidden problems. This presents a big problem for me as, if I cannot have my car fixed and restored to the same condition as before the crash, I would have to come up with at least $12K to $15K to buy another new safe, reliable economy car. This is an expense that was not in my plans. Also, the insurance company is pushing me to make a hasty decision and is threatening me with not paying for the car rental I needed to get (since my car cannot be driven as the tail light is broken and and rain would get in the car). Is there any way that the insurance company can be prevented from totaling my car and instead pay for properly fixing the car with good OEM parts instead of used (LKQ) parts. I got several estimates, two for around $5K and one for around $7K (this one is from an excellent body shop that has done excellent work on my other previous cars before). The insurance company provided and estimate for $4k using used/LKQ parts. I would appreciate any advice on how to get the best settlement from the insurance company.
Car insurance problems?!?! Need help!!?
Basically my hubby took out insurance about 10 months ago with a new insurance company. He had 4 years no claims with his old company so informed the new company of this. The new insurance company have been taking out the payments every month from our bank however we have never had his insurance documents off them. When he contacted them the other day to query this they informed him that because the old insurance company will not supply them with no claims info they can not cover him. However all this time and even today they have taken their monthly payment. Surely they should not be taking payments for something they are saying they can not cover?? They have sent him a 30 day temp cover note for now while we try to sort it but it isnt looking good at the mo. My question is should they have cancelled the agreement before now then and ceased taking money from our account?
Philadelphia auto (car) insurance?
Where can I get auto insurance in Philadelphia? What do you recommend? I bought a car recently and I'd like to find a cheap way to insure it.
Illinois health insurance group insurance question.?
I work at a small town business, privately owned. They have some of their employees on health insurance, but they've never offered it to me. I have some health issues, but not enough to be on disability. I found out recently that the lady who worked in my position was offered health insurance, but because she was already on her husbands health insurance, that they had to pay her for NOT being on their insurance. I have tried to research this and see how to approach it but I'm not finding any information, or am unable to phrase the question correctly. Even if you don't know the answer, can you help me figure out how to phrase this better so it comes up in search results?""
What company offers the cheapest auto insurace?
Help!!!I My car insurance is $432.00 a month! My husband has gotten 3 speeding tickets within the past year and our car insurance has sky rocketed. We currently have Geico Insurance and I have gotten a few more qoutes from different companies but nothing has been cheaper. Besides the obvious advise (SLOW DOWN), does anyone know what we can do to lower our monthly premium?""
How much does motorcycle insurance typically cost in Ontario?
I'm a student and I can't afford to keep a car, with the gas and insurance costs, and a car is expensive. But a motorcycle I can afford for the warmer months. All i don't know is insurance prices, so how much is it usually around?""
Does anybody know the average daily cost of having your newborn stay in the NICU?
I know most people have insurance that helps cover a certain %, but what amount is the real cost that the hospital bills the insurance company and the patient pay?""
Car Insurance! I dont get it!?
I dont understand how it works, i have looked online for some quotes for a Proton Persona 1996, insurance group 12 and i get these results. Annual Premium 1800 total excess 250 ...show more""
Temporary car insurance?
I am moving across oregon when i turn 18 and I currently have a car but I need to get tags and insurance to move it. Could I get temporary insurance which is good for a week? If yes, about how much would that be? Do I need insurance to get my car registered and get tags?""
What is the annual premium for a house?
Cud u help me on my maths homework What is the aunnual premium for a house valued at 65000, if the insurance is 3 per 1000 of house value? Thanks""
""If my mom adds me onto her car insurance, about how much would it go up?""
I'm 17 Shes with GEICO Its a Buick Rendezvous SUV (2004) Our zip is 33312 (South florida, if this helps for those answering that may be in my area) I have a clean record B Average in school""
Do you have to have car insurance to get a drivers license?
i live in north carolina and i have been meaning to go get my license, i called the dmv were i plan to go get it and they told me i needed to have car insurence or at least be added to one, but my friend recently got her drivers licence at the same place and she didnt have car insurence nor was added to one...so im a little confused do i, or do i not have to have car insurence?""
Question about car insurance. Will give 10 points. thank you!?
Well i have a basic hometown insurance, and they charge me 415bucks, im 16 years old and male. We own a Chevy Venture, 2000 toyota camry, and 1989 toyota camry, i don't own any, so how can i be still getting charged? I thought only the owner will get charged, i can drive under my dads insurance.? My dad owns the toyota camry, 89. Sister owns the 00 camry., dad owns van.""
Obamacare and still insurance premium skyrocketing?
Now that Obamacare has passed and in place why insurance premiums are still skyrocketing at record numbers? isn't it the main primary reason for (to have)obamacare is to curb the ever increasing cost of health insurance premium??
""I am interested in purchasing life insurance, but lack general knowledge of the industry?""
What kind of life insurance would be best suited for a 26 year old in good health who is the sole income in the family? Keep in mind that I support a stay at home husband, and have 3 children. No assests and no debt. Thanks.""
Car Insurance question: Hitting a deer is 'collision' .. hitting a tree is 'other than collision'?
So, on a Personal Auto Policy (PAP) if you hit a tree it's considered a 'Collision.' .. but if you hit a deer, it's considered 'Other Than Collision.' ... WHY? Is it because trees don't move and deers do?""
What is the best insurance to have?
im just wondering which is the best car insurance to have and why? also, what is a quote? dont judge pls and thank you""
Insurance questions for a minor?
I'm about to have a son, I'm 17 I'm on my dads insurance my boyfriend is 20 he's on his parents insurance. Who's insurance does my son go on, or does he go on medicaid? If you just want to insult me for being a young mom keep it to yourself it doesn't hurt my feelings and you're wasting my time.""
I'm 19 and I need cheap health insurance?
Okay, I'm 19 years old and I use to have some kind of plan with my mothers insurance but it was the kind where once I turn 18 I can no longer be on it. I really want to get insurance, but I don't know where to start. (I work only part time and can't get a full time job right now) I don't know what insurance companies are best for me or anything. I would greatly appreciate any help. Also, if I got insurance and then later found out I was pregnant what would happen? Would they cover that as well? Is there any insurance policy that covers pregnancy... if not, what could I do?""
""My fathers paying car insurance for the car I drive, now moving?
My father pays car insurance but I'm moving will the payment go to me once I move with my car? How can I switch to my name
Buying insurance for an old car -- collision option - worth it?
I'm buying a 1995 car for about $3,000. The insurance company said it isn't worth buying collision insurance because the car is worth so little. They also said if in an accident, the repairs needed are more than the car is worth, they won't repair it. Instead, they'll pay book value. So, if my car got in an accident that would cost $4,000 to fix, which is more than the car is worth, would they pay for the car's value at $3,000 or for its value based on how much it's worth after the damage? So, if the car is worth $500 as is after an accident, is that how much I'd get? thanks""
Shouldn't I try to claim all I can on car insurance?
Someone didn't quit stop on time and hit me a little in the rear. This guy was in his early 20's and when I asked for insurance he said he doesn't have it with him and that he is driving his grandmothers car. I asked him for his phone number in case there is a problem. My car just has a few marks from this but bodywork is expensive and it wouldn't surprise me if it wouldn't cost $300.Since my car is 12 years old I may not get the work done.Usually insurance companies tell you to get an estimate and mail a check to you. The driver that hit me said he is sorry but I think he hopes he doesn't owe me anything for this. Shouldn't people try to claim any amount of damage through insurance even if it is minor?
Does an 800cc motorcycle's insurance cost much more than a 600cc?
I found a bike I was thinking about buying to learn on today. I like the bike and can't beat the price. I read on yahoo answers soeone said 750cc bikes are actually 749 b/c insurance goes up significantly after that. Is that true? I'm not getting the bike because I want a bigger bike, Id be perfectly happy with a 600 but its a good deal for this bike I found. Will i save alot on insurance and just wait to find a 600cc?""
Can I sue my husband's car insurance company?
Me and my husband have been split up for a little while, we are not divorced nor have we filed.We decided to go on a small vacation to TN together with our children,to see if we can work thing's out. While there we had a bad car accident to were we were hanging on the side of a cliff in the mountain's by a tree with our 2 daughter's in the car as well. The car was totaled out by the insurance company, I didn't go to the hospital as nothing was seriously wrong at the time but now I have bruising and painful bruising. Can I sue my husband's car insurance company? I live in Kentucky for refernce to the different state laws""
Home Owners Insurance?
My wife and I are planning on buying our first home and are currently shopping for mortgages. As a first time home buyer I am a little bit confused about a few things and I thought I just ask here :) One of the mortgages we looked at (online, from our CU) listed a Hazard Insurance Monthly in the Prepaids & Reserves section (which is part of the closing cost). - I am aware of the need of Homeowners Insurance, but does that include or exclude Hazard Insurance? - The monthly rate for Hazard Insurance was listed as $1,900. That seemed extremely high to me, so my question is: What is an average amount for Hazard Insurance (or Homeowners Insurance in general)? FYI: The home we are looking at is located in the SF Bay Area and will have a value of approx. $700,000. Any comment will be appreciated...""
Motorbike Insurance 600cc ~ 1000cc?
Iam 24 years old ( will do the bike test later this year ) I would just like a rough figure on what would it cost the insurance for these bikes. CB 600 hornet HONDA CBR 1000 KAWASAKI Z1000 KAWASAKI ER 650 YAMAHA R1 YAMAHA R6 Iam asking because iam abroad and i cant do the quotes else i would not loose time asking If someone could be kind enough to help out just with a near figure iwould gladly apreciate the help.
How to get best fair settlement from car insurance company for 1996 corolla?
Hi:    My 1996 toyota corolla was hit by another car in the rear on the passenger side. My car was in excellent condition, everything worked, nothing broken, no rust (paint in excellent condition as it is always in my garage at home or in a covered parking lot at my workplace), low mileage (130K), never had a problem and I am the original, sole owner and driver of the car. I was planning to keep driving it for years to come. Now the insurance company wants to total my car and what they are offering for my car /their initial proposed settlement of $3500is not nearly enough to buy another car in the same excellent, safe and reliable condition, that is not riddled with hidden problems. This presents a big problem for me as, if I cannot have my car fixed and restored to the same condition as before the crash, I would have to come up with at least $12K to $15K to buy another new safe, reliable economy car. This is an expense that was not in my plans. Also, the insurance company is pushing me to make a hasty decision and is threatening me with not paying for the car rental I needed to get (since my car cannot be driven as the tail light is broken and and rain would get in the car). Is there any way that the insurance company can be prevented from totaling my car and instead pay for properly fixing the car with good OEM parts instead of used (LKQ) parts. I got several estimates, two for around $5K and one for around $7K (this one is from an excellent body shop that has done excellent work on my other previous cars before). The insurance company provided and estimate for $4k using used/LKQ parts. I would appreciate any advice on how to get the best settlement from the insurance company.
Car insurance loopholes?
Are there any loopholes or 'tricks' I can employ to lower my car insurance? I'm 19, and the quotes I am getting are between 4000-5000. It's obscene, especially when my motorbike does 0-60 in 3 seconds and has a top speed of 160mph yet it costs me 350 a year to insure. Apparently I might not be able to 'handle the power of a Vauxhall Corsa'. Car insurers won't even take my 3 years motorcycle NCB into account. Is there anything I can do?""
How can I get cheaper car insurance as first time driver?
I am 27 years old and have postponed my driving up until now. My driving instructor told me that I am ready to take my test, so I am starting to look at the prospects of a car. I checked online using Go Compare and I can't find anything under 1800 for a Fiesta 1.2 What I was wondering is what will be taken into consideration regarding insurance. Should I perhaps do it by phone? Will my age help... Any advice is more than welcome. I know the first year is hard, but perhaps there is a way to make it a bit easier. I am doing the pass plus and I added to the search to have an excess of 500. Please help out with some advice. Thanks. Vince""
Why is there a disclaimer on the Allstate Auto Insurance commercials that says Not available in all states ?
Afterall, its called Allstate !""
If there is no damage to either cars then how much would insurance rates go up for the person who caused it?
i was in a accident today and this hood girl came out of nowhere but the only damage that occured was the front tag of my car came off and her car has no damage. How much will my insurance rates go up.
Do I need to pay insurance if I get my G1 license?
btw im 16...living in Ontario
""If I have full insurance on my car, am I covered if I drive a car that does not have insurance?""
Also, if I get pulled over, can I go to jail or am I ok with the insurance I already have? Its just a temporary (a few days) thing.......my car is broken down and I am borrowing a friends car to go to and from work...(my friend is from Florida and i live in Georgia).""
Insurance on a civic si?
Alright so im pretty sure that answer is going to be high but im thinking of buying a '06/'07/'08 civic si, but i was just wondering if any other si drivers could give me how much they pay for insurance. im 20 live in s. cali and have one ticket so i bet thats gonng drive it up but still want to know like an average. will it make a difference if i but a civic si sedan instead of the coupe?""
Where can I get non-owners insurance in New Jersey?
I dont own a car, but I rent about once a week, and would rather not have to take out liability insurance each time.""
17 soon. just wondering about car insurance?
whether when i pass n get a car if il be able to pay insurance monthly? and does it cost more tht way (uk)
Cheapest Car to insure for a 17 yr old new driver?
What is the cheapest small car to insure for a 17 year old who's just passed their test? I believe the model can affect the price too eg - SX, GL?""
Which company has the best renters insurance in terms of service and price?
I'm looking for a renters insurance company that is not expensive and has knowledgeable and cordial employees. Is not eager to deny claims and has an extensive policy. If you found one that covers breakage of your belongings due to accident or use by you, let me know. I'm not so sure if those types of policies exist.""
I am looking for a good team name for an insurance agency.?
we are selling insurance products, estate planning and other financial products.""
Where can I get a very good insurance quote?
I'm looking for full insurance coverage on a Toyota Camry LE. 2005. In Ca
How is insurance on a 2004 GLI?
I am a 17 year old High School Student I am a male and make Good grades, How much would insurance be on a 2004 VW GLI. Most of the cars I've been looking at are way to expensive to insure. Does it being a 4 door sedan lower the price at all.""
Car insurance question?
Ok, So I was driving my moms car, which is insured, and i had a car accident. I am not under my moms policy. The car accident was not my fault. The person that hit my moms car also has insurance. If I report this to her insurance, what are the possibilities of them paying for my moms damages?""
""Just got a speeding ticket with my uncles car, will his insurance raise?""
I just received a speeding ticket while driving my uncles car, i don't have car insurance nor a car. Will his insurance go up from this.""
Will my car insurance be able to transfer over to another car without extra fees?
My mother-n-law has an extra car that she doesn't have insurance on because she doesn't drive it shes letting me use it for a month. If i get my own policy and pay the 6 month premium in full and add that car to it when I take that car off after i give it back to her will i have a credit that I can transfer over to my car when i get one in a couple months without paying anything extra?
I need cheap auto liability insurance can anyone recommend a good company?
I need cheap auto liability insurance can anyone recommend a good company?
What type of sports bike should I get for great MPG and low insurance?
My Lexus RX350 is eating up my gas money and I want a motorcycle to have some fun on while saving some gas. I am 5'7 and am a beginner taking a bike safety course that teaches me how to ride safely. I am looking for a bike that gives great MPG and something that will not cost me an arm and an leg for insurance. I'd also want something sporty and great on the HWY. I live in Southern California so there'll be lots of HWY driving and some streets. Thanks
What kind of car insurances exist?
I know there is the one required by law, the liability, in which you'll cover another car's damage, and one where you ensure your own car (I don't know the specific name of it). What other kind of car insurances exist, and what are they called?""
How long does it take for insurance rates to go up after getting speeding ticket?
how long does it take for your insurance rates to get affected if you get a speeding ticket.. does it apply right away or do i have time to go to traffic school.. and if i go to traffic school will all evidence of there ever been a ticket disappear?
Where can I find affordable life insurance for sr citizen in-laws?
I read a previous thread suggesting MediCare, but I am not talking about HEALTH insurance. They only have term life insurance tied to current job, and they need to retire. They have ...show more""
What is the average car insurance for a 16 year old?
I'm 16 years old, and just passed my drivers license test. I live in Washington State and am going to be driving a 2002 Hyundai Elantra. Does anyone know how much I could be looking at for insurance monthly? (my mom is currently insured with Progressive) -Thanks""
Broke my contract phone and have no insurance?
Basically, entirely my own fault... i have no insurance on my phone (had it for three months) and it was smashed yesterday! But my question is, if i phone up vodafone and tell them i will PAY three months worth of insurance, backdate it back to the three months i have had this phone, can I then claim for a replacement? Technically I will still be paying for insurance and they will be getting money? Is this possible??""
Can I Buy A Motorcycle And Insure It With A Motorcycle Permit In California?
Can I? I'm 17 Years Old with a California motorcycle permit. Can I buy a motorcycle on my own and get insurance on it?
How to get best fair settlement from car insurance company for 1996 corolla?
Hi:    My 1996 toyota corolla was hit by another car in the rear on the passenger side. My car was in excellent condition, everything worked, nothing broken, no rust (paint in excellent condition as it is always in my garage at home or in a covered parking lot at my workplace), low mileage (130K), never had a problem and I am the original, sole owner and driver of the car. I was planning to keep driving it for years to come. Now the insurance company wants to total my car and what they are offering for my car /their initial proposed settlement of $3500is not nearly enough to buy another car in the same excellent, safe and reliable condition, that is not riddled with hidden problems. This presents a big problem for me as, if I cannot have my car fixed and restored to the same condition as before the crash, I would have to come up with at least $12K to $15K to buy another new safe, reliable economy car. This is an expense that was not in my plans. Also, the insurance company is pushing me to make a hasty decision and is threatening me with not paying for the car rental I needed to get (since my car cannot be driven as the tail light is broken and and rain would get in the car). Is there any way that the insurance company can be prevented from totaling my car and instead pay for properly fixing the car with good OEM parts instead of used (LKQ) parts. I got several estimates, two for around $5K and one for around $7K (this one is from an excellent body shop that has done excellent work on my other previous cars before). The insurance company provided and estimate for $4k using used/LKQ parts. I would appreciate any advice on how to get the best settlement from the insurance company.
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