I'm sure many people in the U.S. have seen discord's new terms of service thing pop up today, April 15th 2024, but haven't actually read it. this is an update to make it so you can't sue them or participate in any class actions against them. these kinds of agreements should be illegal and stuff but they aren't so here we are. there's no easy button to click that says opt out. to opt out you have to email their arbitration opt-out email, [email protected], with the following subject and message:
subject: Opt-out notice
body:
I, (your legal name), decline the agreement to arbitrate in Discord's Terms of Service updated March 15, 2024 for any and all accounts I have or use, past and present, and those that I create, have, or use in the future, regardless of their association with this email.
Please acknowledge your receipt of this opt-out notice in writing by replying to this email.
Please let me know immediately if there is additional information needed to implement my opt-out request. Finally, I would like to ask for written confirmation that you have received and processed this notice.
Twitter had its employees sign forced-arbitration agreements
Twitter offered generous severance/benefits payouts to people they fired
Musk bought the company and initiated mass layoffs
Former employees allege they were given the axe for illegal discriminatory reasons [link]
Musk reneges on promised severance/benefits [link] [link]
Employees file a class-action lawsuit in court, it gets dismissed because of the arbitration agreement [link]
Almost TWO THOUSAND employees file arbitration claims since they can't sue in court. Twitter's law firm says they'll drown in paperwork from all the arbitration cases [link]*
Which brings us to today:
Twitter refuses to pay for arbitration services (as required by the arbitration agreements signed by employees)
Toss arbitration costs onto the pile of things that Twitter can't afford: their rent, their cloud services, their loan interest payments…
*In a class-action lawsuit, all the proceedings, depositions, document searches, etc, get combined and streamlined. The legal fees are cheaper. Arbitration cases cannot be combined, so all those depositions and paperwork have to be redone for every case. People have compared mass-arbitration filing to a DDoS attack.
Anyone who wants to opt out of Discord's new arbitration policy (if you've accepted them and you're in the USA, you've accepted that policy.) You have 30 days to email them.
I do encourage people to read the ToS themselves if this will affect them but essentially, if you want to sue them in the future for less than $10k the case will go through an arbitrator and you have waived your right to a jury trial.
Opt-out. You can decline this agreement to arbitrate by emailing an opt-out notice to [email protected] within 30 days of 15 April 2024 or when you first register your Discord account, whichever is later, otherwise, you shall be bound to arbitrate disputes in accordance with the terms of these paragraphs. If you opt out of these arbitration provisions, Discord also will not be bound by them.
Now, they don't say exactly what needs to be included in the email, however, Discord's parent company 'Take Two' put this clause into the ToS of a video game they also own back in 2019. In the ToS for that game they go into some details about what was required to opt-out. I am NOT a lawyer, but I have made a template for the opt-out email based on that older boilerplate, and my general understanding of new current ToS. Here is the link to my template.
So I was just going to hate the initial post but it disappeared so here it is. Yes, this applies to buyers too. The time to opt out is drawing to a close.
TLDR- Send an email to: [email protected] with: your name, account email, username, and shop name if applicable. State that you wish to opt out of arbitration. Hit send. Done.
Discord opt out Action Network email above! I made it quick and dirty so if there's a better way, lmk. Use the link to send the appropriate opt out email (afaik)
Folks, pay close attention to the terms of service agreements that are starting to roll out now. A lot of them are putting in serious waivers and exclusions that may, in some cases, permanently prevent your recourse to civil courts. They are also trying to stop mass arbitrations (where the very exclusivity of arb clauses is used against the company by forcing it to respond to each and every arbitration request individually but which have the effect of acting like class action lawsuits), as well.
Protect your rights! Look for opt-out clauses and exercise them immediately.
Arbitration with a Gara boost = a disgusting amount of damage on splinter storm. And a good team comp of a Vauban, Frost, and Wukong made for a really good excavation run. (not pictured was the 84% of the damage I was doing before the group evac'd)
When it comes to trading cryptocurrency, it is extremely important to pick the right exchange when buying and selling digital assets. And these days there are many different exchanges out there, so which one to pick?
In this series of comparisons we are looking at Kraken and KuCoin. Both exchanges are known and established in the field, but they also have some differences that are worth learning about.
In this blog post we will thus take a closer look at some of the most important areas, such as fees, safety for users and more. So if you are looking to find your new favorite exchange, read on!
Safety & Security
Kraken is an old player in the crypto game, having been established back in 2011. This makes them one of the oldest exchanges for crypto still running.
KuCoin was founded in 2017, so while also having some years of experience is not quite as old. Normally this would mean Kraken would be the winner in this comparison, but that's not the case.
This is because KuCoin has built their platform based on the experiences of other exchanges, and thus made some safety and security additions that are really quite extraordinary.
At the same time, users on Reddit, Twitter and other social media platforms have reported a large number of Kraken account hacks, leading to individuals losing hundreds of thousands of dollars in assets and crypto in recent times.
Fee structure
When it comes to fees, Kraken and KuCoin are somewhat similar. KuCoin does start with slightly lower fees for users at 0.1%, though Kraken is not that far behind, with a 0.16% maker and a 0.26% taker fee at the lowest levels.
Both platforms allow traders to level up their accounts based on trading volume and value, meaning that the more you trade, the lower your fees will be. But KuCoin seems to consistently have lower fees regardless of the levels, so that is what we would recommend you choose.
User verification
If you wish to create a profile on either site, it is worth considering the lengths you need to go in order to be verified. Kraken requires you to fill out a KYC questionnaire as well as comply with the KYC rules, while KuCoin offers you an account without this step.
This means KuCoin is more accessible for people around the world, so whether you are in the US, in Europe or Asia, KuCoin tends to be the cheaper, easier and better choice in most circumstances.