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How to Apply for Student Loan Forgiveness: A Complete Guide (Only 8 STEPS)
Student loan forgiveness is a lifeline for borrowers struggling to repay their loans. If you’re burdened by student debt and wondering how to apply for student loan forgiveness, this guide is for you. We’ll demystify the process, outlining key steps and insights to help you navigate the journey to debt relief.
Understanding Student Loan ForgivenessTypes of Student Loan Forgiveness ProgramsPublic…
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#biden student loan forgiveness#how to apply#how to apply for student loan forgiveness#how to get student loan forgiveness#student debt#Student Loan Forgiveness#student loan forgiveness 2022#student loan forgiveness 2023#student loan forgiveness application#student loan forgiveness update
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Biden's Student Loan Forgiveness Revolution: Dive into the SAVE Plan
Discover the latest on Biden Student Loans! Uncover the revolutionary SAVE repayment plan, cutting your burden by HALF. Say goodbye to financial stress as the Biden administration grants loan forgiveness to millions.
Act now to secure benefits before October! Over $116.6 billion forgiven already, with more to come. The administration’s unwavering commitment shines through. But hurdles persist — Supreme Court, challenges, opposition. Biden fights on for student debt relief.
Don’t miss out on these transformative updates. The path to lighter student loans is clearer than ever. Learn more now about Biden Student Loan news!
Also Read: Kinfolk Home Loans: A Customer-Centric Alternative to Woke Banks
#biden student loan#biden student loan debt relief#biden student loan forgiveness#biden student loans#student loan forgiveness biden#economic insider#latest news#trending news#usa
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Student Loan Forgiveness Facts
Millions of eligible borrowers won’t be able to benefit from the recent student loan forgiveness initiative. What options are still available?
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Things Biden and the Democrats did, this week #13
April 5-12 2024
President Biden announced the cancellation of a student loan debt for a further 277,000 Americans. This brings the number of a Americans who had their debt canceled by the Biden administration through different means since the Supreme Court struck down Biden's first place in 2023 to 4.3 million and a total of $153 billion of debt canceled so far. Most of these borrowers were a part of the President's SAVE Plan, a debt repayment program with 8 million enrollees, over 4 million of whom don't have to make monthly repayments and are still on the path to debt forgiveness.
President Biden announced a plan that would cancel student loan debt for 4 million borrowers and bring debt relief to 30 million Americans The plan takes steps like making automatic debt forgiveness through the public service forgiveness so qualified borrowers who don't know to apply will have their debts forgiven. The plan will wipe out the interest on the debt of 23 million Americans. President Biden touted how the plan will help black and Latino borrowers the most who carry the heavily debt burdens. The plan is expected to go into effect this fall ahead of the election.
President Biden and Vice-President Harris announced the closing of the so-called gun show loophole. For years people selling guns outside of traditional stores, such as at gun shows and in the 21st century over the internet have not been required to preform a background check to see if buyers are legally allowed to own a fire arm. Now all sellers of guns, even over the internet, are required to be licensed and preform a background check. This is the largest single expansion of the background check system since its creation.
The EPA published the first ever regulations on PFAS, known as forever chemicals, in drinking water. The new rules would reduce PFAS exposure for 100 million people according to the EPA. The Biden Administration announced along side the EPA regulations it would make available $1 billion dollars for state and local water treatment to help test for and filter out PFAS in line with the new rule. This marks the first time since 1996 that the EPA has passed a drinking water rule for new contaminants.
The Department of Commerce announced a deal with microchip giant TSMC to bring billions in investment and manufacturing to Arizona. The US makes only about 10% of the world's microchips and none of the most advanced chips. Under the CHIPS and Science Act the Biden Administration hopes to expand America's high-tech manufacturing so that 20% of advanced chips are made in America. TSMC makes about 90% of the world's advanced chips. The deal which sees a $6.6 billion dollar grant from the US government in exchange for $65 billion worth of investment by TSMC in 3 high tech manufacturing facilities in Arizona, the first of which will open next year. This represents the single largest foreign investment in Arizona's history and will bring thousands of new jobs to the state and boost America's microchip manufacturing.
The EPA finalized rules strengthening clean air standards around chemical plants. The new rule will lower the risk of cancer in communities near chemical plants by 96% and eliminate 6,200 tons of toxic air pollution each year. The rules target two dangerous cancer causing chemicals, ethylene oxide and chloroprene, the rule will reduce emissions of these chemicals by 80%.
the Department of the Interior announced it had beaten the Biden Administration goals when it comes to new clean energy projects. The Department has now permitted more than 25 gigawatts of clean energy projects on public lands, surpass the Administrations goal for 2025 already. These solar, wind, and hydro projects will power 12 million American homes with totally green power. Currently 10 gigawatts of clean energy are currently being generated on public lands, powering more than 5 million homes across the West.
The Department of Transportation announced $830 million to support local communities in becoming more climate resilient. The money will go to 80 projects across 37 states, DC, and the US Virgin Islands The projects will help local Infrastructure better stand up to extreme weather causes by climate change.
The Senate confirmed Susan Bazis, Robert White, and Ann Marie McIff Allen to lifetime federal judgeships in Nebraska, Michigan, and Utah respectively. This brings the total number of judges appointed by President Biden to 193
#Thanks Biden#Joe Biden#student loans#student loan debt#debt forgiveness#gun control#forever chemicals#PFAS#climate change#green energy
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Biden declares understudy loan help for borrowers making under $125,000 following quite a while of extraordinary interior discussion
Biden declares understudy loan help for borrowers making under $125,000 following quite a while of extraordinary interior discussion
Biden declares understudy loan help for borrowers making under $125,000 following quite a while of extraordinary interior discussion
President Joe Biden reported his arrangement for pardoning understudy obligations for certain borrowers Wednesday, which incorporates excusing $10,000 for borrowers who make under $125,000 each year and broadening the installment freeze one last time for the rest of…
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#President Biden expected to make big announcement about student loan forgiveness#President Biden#President Biden student loan forgiveness#President Biden student loan#Biden student loan forgiveness#student loan forgiveness#student loan#student loans#student#the last hours
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#us politics#2022#twitter#tweet#the serfs#debt forgiveness#student debt forgiveness#student debt#cancel student debt#student loans#memes#shitpost#biden administration#president joe biden
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#Dems deliver#president biden#student loan forgiveness#fuck oligarchs#fuck billionaires#fuck corporate greed#fuck Republicans
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In light of the recent Supreme Court ruling on student debt forgiveness in Biden v. Nebraska, it seems it might be useful to revisit why American students have so much student debt.
Ironically, it all dates back to Reagan's and the Republicans' decision to cut back on funding for public colleges and universities in order to avoid the possibility of having an "educated proletariat."
So it isn't surprising that is is Republicans who were opposed to any government debt forgiveness for student loans. THEY DON'T WANT TO HAVE EDUCATED CITIZENS. The poorly educated are much easier to manipulate and control.
In 1970, Ronald Reagan was running for reelection as governor of California. He had first won in 1966 with confrontational rhetoric toward the University of California public college system and executed confrontational policies when in office. In May 1970, Reagan had shut down all 28 UC and Cal State campuses in the midst of student protests against the Vietnam War and the U.S. bombing of Cambodia. On October 29, less than a week before the election, his education adviser Roger A. Freeman spoke at a press conference to defend him.
Freeman’s remarks were reported the next day in the San Francisco Chronicle under the headline “Professor Sees Peril in Education.” According to the Chronicle article, Freeman said, “We are in danger of producing an educated proletariat. … That’s dynamite! We have to be selective on who we allow [to go to college].”
“If not,” Freeman continued, “we will have a large number of highly trained and unemployed people.”
#ronald reagan#public higher education#educated proletariat#roger freeman#student debt#supreme court#student loan forgiveness#biden v nebraska
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hey everyone beware there are now scams out try get your college loan forgiveness money
i just got a voicemail about the $10,000 i could get and friends, i was fortunate enough to never take out loans for college so i KNOW this call was pure stinkin' BS
while the application for student debt forgiveness is not online yet, please make sure when you do fill it out you do it at a .gov official address.
Here's a Q&A about the program with a link to sign up to be emailed when the application is available. You will note it's on a .gov address so it's the real deal.
https://studentaid.gov/debt-relief-announcement/
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In October, tens of millions of borrowers will be required to pay their monthly federal student loan bills for the first time since March 2020, the Department of Education clarified Monday.
The pandemic-related pause on both payments and interest accumulation has been set to end later this summer, though the exact date payments would be due was a little fuzzy.
The Biden administration had previously said that the pause would end either 60 days after June 30 or 60 days after the Supreme Court rules on the separate student loan forgiveness program – whichever comes first.
A law passed in early June to address the debt ceiling officially prevented the pandemic-related pause from being extended again. The repayment date has been extended a total of eight times under both the Biden and Trump administrations.
“Student loan interest will resume starting on September 1, 2023, and payments will be due starting in October. We will notify borrowers well before payments restart,” the Department of Education said in a statement sent to CNN Monday.
The update was first reported by Politico.
Borrowers typically receive their bill statements from their loan servicer a few weeks before they are due. Not every borrower’s bill is due at the same time of the month.
The Department of Education has said that it will be in direct communication with borrowers and ramp up its communication with student loan servicers before repayment resumes.
Student loan experts recommend that borrowers reach out to their student loan servicer with any questions about their loans as soon as possible, especially if they are interested in enrolling in an income-driven repayment plan. Those plans, which set payments based on income and family size, can lower monthly payments but require borrowers to submit some paperwork.
Federal student loan borrowers can check the Federal Student Aid website for updates on resuming payments.
SOME BORROWERS COULD BE AT RISK OF DEFAULT
Some borrowers may struggle to resume paying their monthly student loan bills.
More student loan borrowers are currently behind on other kinds of bills than they were before the COVID-19 pandemic, according to a recent study by the Consumer Financial Protection Bureau.
The report also said that about 1 in 5 student loan borrowers have risk factors that suggest they could struggle when scheduled payments resume, like being delinquent on student loan payments before the pandemic or having multiple student loan servicers.
When payments restart, many people might be confused about how much they owe, when to pay and how. Millions of borrowers will have a different servicer handling their student loans since the last time they made a payment.
Originally, the pause on federal student loan payments was put in place to help borrowers struggling financially due to the pandemic.
From a jobs perspective, the economy has largely recovered from the pandemic-related disruptions. In May, 3.7 million more people were working than in February 2020.
But there are some soft spots. Major layoffs have recently been announced at big companies like Disney and Amazon. Earlier this year, a regional banking crisis was set off by the collapse of Silicon Valley Bank, the largest bank to fail since the 2008 financial crisis. And inflation remains high but is cooling after reaching a 40-year peak last year.
STUDENT LOAN FORGIVENESS STILL ON THE TABLE
Meanwhile, all eyes are on the Supreme Court as borrowers wait to see if the Biden administration will be allowed to move forward with its student loan forgiveness program. A decision is expected in late June or early July.
Under the proposal, individual borrowers who made less than $125,000 in either 2020 or 2021 and married couples or heads of households who made less than $250,000 a year could see up to $10,000 of their federal student loan debt forgiven.
If a qualifying borrower also received a federal Pell grant while enrolled in college, the individual is eligible for up to $20,000 of debt forgiveness.
But several lawsuits argue that the Biden administration is abusing its power and using the pandemic as a pretext for fulfilling the president’s campaign pledge to cancel student debt.
No debt has been canceled yet. But if the Supreme Court allows the program to take effect, it’s possible the government moves quickly to forgive the debts of 16 million borrowers who the administration already approved for relief.
If the Justices strike down Biden’s student loan forgiveness program, it could be possible for the administration to make some modifications to the policy and try again – though that process could take months.
#us politics#news#cnn politics#president joe biden#biden administration#student loan forgiveness#cancel student loans#federal student loans#student debt forgiveness#student loan debt#us supreme court#scotus#2023#Department of Education#politico#Consumer Financial Protection Bureau
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#student loan forgiveness#thanks joe#vote blue#vote democrat#vote blue to save democracy#vote biden#democrats#democracy#social democracy#democratic socialism#democrats now socialism later#vote blue 2024#biden/harris 2024#vote biden/harris
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Things Biden and the Democrats did, this week #10
March 15-22 2024
The EPA announced new emission standards with the goal of having more than half of new cars and light trucks sold in the US be low/zero emission by 2032. One of the most significant climate regulations in the nation’s history, it'll eliminate 7 billion tons of CO2 emissions over the next 30 years. It's part of President Biden's goal to cut greenhouse gas emissions in half by 2030 on the road to eliminating them totally by 2050.
President Biden canceled nearly 6 Billion dollars in student loan debt. 78,000 borrowers who work in public sector jobs, teachers, nurses, social workers, firefighters etc will have their debt totally forgiven. An additional 380,000 public service workers will be informed that they qualify to have their loans forgiven over the next 2 years. The Biden Administration has now forgiven $143.6 Billion in student loan debt for 4 million Americans since the Supreme Court struck down the original student loan forgiveness plan last year.
Under Pressure from the administration and Democrats in Congress Drugmaker AstraZeneca caps the price of its inhalers at $35. AstraZeneca joins rival Boehringer Ingelheim in capping the price of inhalers at $35, the price the Biden Admin capped the price of insulin for seniors. The move comes as the Federal Trade Commission challenges AstraZeneca’s patents, and Senator Bernie Sanders in his role as Democratic chair of the Senate Health Committee investigates drug pricing.
The Department of Justice sued Apple for being an illegal monopoly in smartphones. The DoJ is joined by 16 state attorneys general. The DoJ accuses Apple of illegally stifling competition with how its apps work and seeking to undermining technologies that compete with its own apps.
The EPA passed a rule banning the final type of asbestos still used in the United States. The banning of chrysotile asbestos (known as white asbestos) marks the first time since 1989 the EPA taken action on asbestos, when it passed a partial ban. 40,000 deaths a year in the US are linked to asbestos
President Biden announced $8.5 billion to help build advanced computer chips in America. Currently America only manufactures 10% of the world's chips and none of the most advanced next generation of chips. The deal with Intel will open 4 factories across 4 states (Arizona, Ohio, New Mexico, and Oregon) and create 30,000 new jobs. The Administration hopes that by 2030 America will make 20% of the world's leading-edge chips.
President Biden signed an Executive Order prioritizing research into women's health. The order will direct $200 million into women's health across the government including comprehensive studies of menopause health by the Department of Defense and new outreach by the Indian Health Service to better meet the needs of American Indian and Alaska Native Women. This comes on top of $100 million secured by First Lady Jill Biden from ARPA-H.
Democratic Senators Bob Casey, Tammy Baldwin, Sherrod Brown, and Jacky Rosen (all up for re-election) along with Elizabeth Warren, Cory Booker, and Sheldon Whitehouse, introduced the "Shrinkflation Prevention Act" The Bill seeks to stop the practice of companies charging the same amount for products that have been subtly shrunk so consumers pay more for less.
The Department of Transportation will invest $45 million in projects that improve Bicyclist and Pedestrian Connectivity and Safety
The EPA will spend $77 Million to put 180 electric school buses onto the streets of New York City This is part of New York's goal to transition its whole school bus fleet to electric by 2035.
The Senate confirmed President Biden's nomination of Nicole Berner to the Court of Appeals for the Fourth Circuit. Berner has served as the general counsel for America's largest union, SEIU, since 2017 and worked in their legal department since 2006. On behalf of SEIU she's worked on cases supporting the Affordable Care Act, DACA, and against the Defense of Marriage act and was part of the Fight for 15. Before working at SEIU she was a staff attorney at Planned Parenthood. Berner's name was listed by the liberal group Demand Justice as someone they'd like to see on the Supreme Court. Berner becomes one of just 5 LGBT federal appeals court judges, 3 appointed by Biden. The Senate also confirmed Edward Kiel and Eumi Lee to be district judges in New Jersey and Northern California respectively, bring the number of federal judges appointed by Biden to 188.
#Thanks Biden#Joe Biden#Democrats#politics#US politics#climate change#climate crisis#student loans#debt forgiveness#shrinkflation#women's health#drug prices
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What a time to be a millennial with several thousand in student debt. 🙄🎓
#supernatural#dean winchester#jensen ackles#misha collins#castiel#destiel meme#destiel#spn#spn fandom#spn family#supreme court#student debt#student loan forgiveness#joe biden#millennials#us supreme court#us politics#scotus#president biden#fuck the supreme court#lgbtq#lgbtq rights
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