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#but i asked for those requests so i think im legally obligated
angeltreasure · 10 months
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hi hello! ive been here for prayer requests a few times, thank you and bless you for answering them so graciously and kindly.
im here this time more for advice, if thats okay? im conflicted at the moment. i dont go to church anymore after a few bad experiences there, but i pray nightly and talk to Mary every time i have a few minutes spare in a day. i recently was gifted a statue of Her, and the comfort it has brought me is so so lovely. i say my prayers in front of Her every night now, on a little tabletop altar i made, and i speak to Her throughout the day. however, i cant help but feel guilty for not going to church and instead relying on Her divine intervention and grace for myself. i hope that makes sense? i still talk to God in my prayers, but i feel like im letting Him down by not going to church
Hello! Welcome back it’s always good to have you. Sure, you can ask and I’ll do my best to answer. You’re welcome!
First off, I want to say that I am so sorry that you had bad experiences with the church in the past. I know how bad a mass can be, and even how the people around can treat us in the pew despite being there for the same reason. It must be difficult. I am, however, glad you still pray! What a beautiful gift and prays you make. Prayer is what connects us to God. Please know I will keep you in my prayers.
Ok. Now let’s see what our faith officially says for your situation (disclaimer I am not a scholar, a Seminarian, or part of the clergy I am a lay person so this is my best quote I could think of)::
2042 The first precept (“You shall attend Mass on Sundays and on holy days of obligation and rest from servile labor”) requires the faithful to sanctify the day commemorating the Resurrection of the Lord as well as the principal liturgical feasts honoring the mysteries of the Lord, the Blessed Virgin Mary, and the saints; in the first place, by participating in the Eucharistic celebration, in which the Christian community is gathered, and by resting from those works and activities which could impede such a sanctification of these days.
The second precept (“You shall confess your sins at least once a year.”) ensures preparation for the Eucharist by the reception of the sacrament of reconciliation, which continues Baptism’s work of conversion and forgiveness.
The third precept (“You shall receive the sacrament of the Eucharist at least during the Easter season.”) guarantees as a minimum the reception of the Lord’s Body and Blood in connection with the Paschal feasts, the origin and center of the Christian liturgy. —- #2042 pages 548-549. Catechism of the Catholic Church Second Edition.
…..
You are required to come to Mass at a in person at minimum once a year. You know what I would do? I would go to a different Catholic Church you haven’t been in, don’t go back to the one(s) you had the bad experience in. You are not legally required to keep going to that church(es) that hurt you. Even if you need to travel, set a day one day out of the year. Sit in the back pews. You can practice what Mass will be like by watching videos of it on YouTube.
God alone knows your heart. He saw exactly what you went through and sees the pain you have. He isn’t disappointed in you, He loves you more than mom and dad because God is love. He sees how hard this has been for you and He is so patient, rich in mercy and kindness. He knows when you’re ready you’ll go back. For now, keep praying. You know what I would do? I would listen to Relevant Radio. Download their free app you can listen to it anywhere. They have a Mass you can listen to daily and have rich resources of prayers and past shows recorded for you to listen all you want about the faith. I listen to it just about every weekday, and I think it may be a great source of comfort for you in this season. I also recommend this ministry I found during Covid when they banned going to church, Word on Fire. Something else you can do, that helped me bring comfort, is watching The Chosen. Download their free app. It’s not specifically Catholic but it’s amazing I highly recommend it. It’s not a replacement for the Bible but it will help deepen your faith no matter how old you are. Another great resource to have is the USCCB. You don’t have to be American to use the USCCB but it’s interesting.
Take it day by day. Remember to make time for self care and prayer every day. You are loved.
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beomglocks · 3 years
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i was gonna request a pt. 2 for mr. choi but i just saw another anon already asked that 😌 bUt maybe yn’s mom goes out of town on a business trip or sth, so she has yn stay at the choi’s house so she isn’t home alone for a whole week, and her and soobin have to sneak around his son or sth hsjdbnd
but this is just a suggestion and honestly anything with dilf!soobin would be great 😩✋
[8:23 pm] w dilf soob
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warnings & other: some touching, does this count as exhibitionism, nvm, beomgyu is clueless, age gap, reader is legal, sexual tension?, there's a curse
you bit your lip as you stood outside the choi residence. the house you'd passed by many times to and from your way to school. you never knew what it looked like inside or who was in the house besides mr. choi but alas today was the day you would find out.
ever since soobin had visited your house for the first time, your mom had taken, what you can only describe as a liking, towards the man with the pink hair. to be fair, you don't blame her.
all of a sudden the stranger danger warnings and the "don't trust your neighbors because you never know what they're truly like" speeches flew out the window because here she was letting you stay over.
"your aunt called and she wanted me to go over there for a while. i know you don't want to come along with me and i won't force you but im also not leaving you alone so im letting you stay with someone i trust," she had said before she left.
thankfully that someone she trusted was mr. choi soobin across the street.
you knock on the door lightly. it's around 8pm which isn't too late but from what you can tell, a lot of the lights inside are off. you wonder if your mom had told soobin the plans in advance and if he was waiting for you.
the thought alone made you excited until the door swings open to reveal someone who isn't mr. choi.
"you must be y/n?" a boy who looks to be around your age asks. you nod slowly until it clicks that this must be mr. choi's son.
a part of you deflates at the fact that you won't be alone with soobin but obviously, his son would be at his house. "yep, that's me, my mom did tell you i was staying over for the week right?"
he nods in confirmation, letting you in. the house is cleaner and neater than you thought for there to be two males residing in it. the various plants and abstract art pieces around the walls give the place a more homey feel than you expected, very domestic.
"my name's beomgyu by the way," beomgyu smiles at you. he seems nice enough and a small part of you feels like you would be attracted to him if not for his father.
"is that y/n?" you bite your tongue in excitement as a small rush flows through your body at the sound of your name from mr. choi somewhere in the house.
"yeah!" beomgyu calls out to his dad. he leads you to the living room where mr. choi is sat watching a movie on the tv screen.
he seems to still be in his work clothes with the button down and the slacks still on him. his legs are spread open and his arms are lazily laid across the top of the couch. his hair is also messy as you can only imagine what the previous hours were like for him.
"hello mr. choi," you greet him. he looks you up and down subtly before saying hi back. "you can sit on the love seat if you want," beomgyu says as he walks past you into the living room.
you quickly walk in too, "actually is it ok if i sit on the couch?" you don't give him a reason as you can't conjure up one quick enough that would make any semblance of sense but thankfully he doesn't question it, and takes the love seat for himself.
once you settle in, you look at soobin who's already looking at you. "how was your day sir~?" you ask coyly. he smirks at the way you know how to address him. he places his hand on your exposed knee, "it's got better- now that you're here," he wants to say the last part out loud too but figures that since beomgyu is still in the room that would be inappropriate to voice.
beomgyu speaks up about how his father took the week off to work from home to watch over you both and soobin automatically detaches his hand away from you. you hold back a visible frown.
there's no way soobin agreed to have you stay over without expecting to get closer to you, well you were determined to make this week worthwhile.
"is it ok if i have a glass of water?" you ask beomgyu specifically. as expected he obliges to your command since you are a guest and his father wouldn't have gotten up regardless.
once you confirm beomgyu is out of ear and eyeshot you quickly go to straddle soobin's lap. you know it's risky but you love how he automatically holds your waist. "sir~" you purr. he leans down swiftly to catch your lips in a sweet kiss. you hum satisfied that you managed to get this out of him at least.
you grab onto his shirt to push yourself deeper into the kiss if even for a couple more seconds but he pulls away teasingly, letting you chase him. "i hope you know i didn't agree to this for no reason," he breaths.
you shift on his lap and look up at him through your lashes. "glad we're on the same page" is what you say with the movements of your body on his. you're about to lean back up to kiss him when the creaking of the floorboards saves you from your almost mistake. you practically throw yourself back to where you were previously and soobin shifts in his spot, wiping his lips from your tinted chapstick.
"water," beomgyu proudly holds out the glass to you. "thank you," you mumble, keeping your head down in slight embarrassment.
after that, the impromptu movie night for your arrival goes as you'd expect from you sitting next to soobin.
you could've cared less about whatever family movie was playing. it was hard for you to ignore soobin's subtle touches as he would slowly inch up your thigh every couple of minutes.
if beomgyu would even so much as stretch his arms, he would retract his hands as if you were a flame on the stove, afraid of being caught by his son.
as for you, you don't want to come off as suspicious but to be fair it was fairly easy for you to touch all up on soobin without beomgyu getting too suspicious, with the excuse of it just being innocent gestures.
somewhere between the middle of the movie, soobin leans down to your ear.
"by the way... i didn't mention this earlier but-" he kisses the skin right under your ear subtly. fuck. you try to convince yourself that beomgyu won't notice what's going on, simply thinking his father is whispering to you, not wanting to talk loudly over the movie.
"what were you thinking wearing this?" he says referring to your short skirt. you look down at the clothing choice and bite your lip, rubbing your thighs together. he places his hand on the couch close enough to your upper thigh that it doesn't look too suspicious, letting his fingers play with whatever part of the skirt he can reach.
you both watch his fingers lift your skirt playfully as if he could flash you if really tried but he simply teases you by lifting it a little and putting it back down and feeling the fabric. "last time i was this close to you you wearing those shorts." he hums thinking back at the first time he ever saw you. "did you think it would be easier for me to fuck you if you wore something i could easily slip my fingers into? tell me that you miss my fingers," he rambles. "i bet you must be feeling so disappointed."
at that, your eyes flit over to beomgyu who you catch staring at you for a brief moment. you can't tell what his expression means but you want to say he looks confused at the proximity between you and his father.
"is y/n ok?" he asks his dad. soobin fixes his posture to sit slightly further from you but still close enough to not draw suspicion. "yeah she didn't understand the plot so i just explained it." he says, cooly. thankfully for you, his son seems to buy it.
soobin looks over at you with a wink and smirk before placing his hands on your knee, rubbing your skin before leaving you alone for the rest of the night.
you can only look between him and his son thinking that this will be one hell of a week.
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forever-rogue · 4 years
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THIS THE DUMBEST MF REQUEST U EVER HEARD BUT IM ON MY PERIOD AND I HAVE TO TAKE MEDS BC CHRONIC CRAMPS ANS ITS GIT SO MUCH MF CAFFIENE AND IM FUCKING TRIPPING RN AND FOR SOME DUMBASS REASON I NEED DIN X READER WHERE READER TAKES MEDS AND GOES BATSHIT CRAZY LITERALLY IM SHAKING SO MUCH WOEOWOW SORRY THIS IS ACTUALLY SOME TH IFN IM ASKING FOR YOURE GRET!!
Hi friend, I hope you’re okay now and feeling better! Din blurb? Din blurb. Enjoy! Thank you @rosetophighlander for providing some much needed inspo!
Mandalorian Masterlist
»»————- ♡ ————-««
When it came to your least favorite time of the month, you were normally able to handle it...for the most part. It’d been a routine that you’d been going through for what seemed like eons, but some months were worse than others. This was one of those times; not just one of those times, but also the first time you’d had this much pain around your Mandalorian companion.
The morning had gone fairly well, you’d made sure to stay hydrated and eaten a decent breakfast, along with your small green friend, but why the time the afternoon started, your insides were in utter turmoil. You thought you were doing a fairly good job of keeping a neutral face and hiding it. Until...
“What’s wrong?” Din’s gaze was trained on as you sat in the co-pilot’s seat, hand on your stomach and a contorted look on your face. So much for handling it well...but it was hard when it felt like your innards were being eaten.
“N-nothing,” you lied, biting the inside of your cheek as another wave of cramps rolled over you. You should have known better than to lie to him. He was a trained bounty hunter, years of practice had made it easy for him to read just about anyone.
“Why are you lying?” he asked and you just sigh and let your head flop to the side, letting out an exasperation groan.
“Period,” you finally said through gritted teeth as you pointedly avoided looking at him, “I’m on my period.”
“Oh,” he sounded almost nervous but just awkwardly cleared his throat. He wasn’t inept when it came to a woman’s body, but it had been some time since he’d experienced being with a woman during her time of the month. You just nodded and a waved a hand in his general direction, “is there...”
“No,” you said quietly, hoping that if you remained seated and still that the pain would dull and pass quickly. Din stood up after a few more moments of watching you silently struggled with the waves of pain, disappearing without a word. Maybe you’d scared him off?
But no - he was back within a few minutes, handing you a big glass of water, followed by a few pills that you didn’t recognize. You didn’t even bother to ask what they were, or what their origins were, but you quickly swallowed them and down the glass of water.
“That should help,” he said softly and you nodded, giving him a thankful smile, “maybe you should...take a nap.”
“I’m not tired though,” you insisted, knowing the tiredness that always accompanied this time of month could come later in the afternoon. It always did, like clockwork.
“You’ll...just trust me,” he insisted, nudging his head in the direction of the your shared sleeping space, “you’ll want to sleep. It might be...just take a nap.”
“Oh...kay,” you shrugged and decided to oblige him, slowly clambering out of spot and heading for your cot. You might have been going crazy...but did you already feel better? Din wasn’t normally so cryptic or weird, but you weren’t to question him. Besides, maybe a nap would be nice...
»»————- ♡ ————-««
Once you’d slipped into your cot, it took only a few minutes until you gave into the soft pull of sleep. If you’d been awake, it would have surprised you, but instead you were quickly snoring...and loudly.
But then...almost as quickly as you feel asleep, you were wide awake again. Your eyes snapped open as you felt a rush of energy running through your veins...you felt more awake than you possibly ever had. But your pain was gone, instead you felt nothing but pure adrenaline pumping through your body.
“Din,” you almost shouted, as you jumped up and ran to find him. When you didn’t spot him anywhere on your floor, you climbed up the cockpit and found him there, playing with the Child, “Din!”
A small, quiet oh no spilled from his lips as you almost barreled him over in your attempt to sit down in your normal spot. He had hoped this wouldn’t happen, it was a risk he was taking...but alas. Your eyes were wide as you sat down and stared at him, speaking so fast that he wasn’t able to catch more than a word here and there. Part of him wondered if you were even speaking Basic anymore.
“andidon’tevenknowwhatyougavemebutifeelsoalive,” you jumped up again, peeking outside, studying the dying light of day. Maybe you could go out and explore for a awhile. Just as you started walking off again, Din grabbed your arm and keep you from walking away, “what?”
“I think you need to stay inside and sit with me,” he felt bad that you’d had such a reaction to the pills he gave you, but couldn’t deny that he was little amuse, “it’ll pass soon, but I need to keep an eye on you to make sure you don’t hurt yourself.”
“I’ll be fine,” you insisted, bouncing on your heels as he kept you restrained, “I just want to go and explore!”
“Cyare...no, just say with me please,” he insisted softly, “but are you...feeling better?”
“There’s no pain,” you promised, “I just feel so...alive! Have you ever heard colors before? I’m pretty sure I’m can hear them!”
“Kriff,” he sighed lightly to himself.
“What even was that stuff?!” you asked as you pulled free from his hold on you and started to dance around the open space, “I love it! I feel so alive!”
“Painkillers,” he admitted honestly, letting the Child down to try and get you in his arms again so you wouldn’t hurt anyone...namely yourself, “apparently much more potent for someone of your size.”
“We should get more of that stuff! We should go to the market and buy some,” you grabbed his hand and started to dance with him, finding it hard to get the large man to move along with you, “you should take some too! Maker, can you imagine how much we could if we don’t have to sleep and we just play?!”
“You can’t buy this stuff at the market,” in order to give you some reprieve, he gave in and danced with you, letting you guide him around the open space.
“Where then!? We have to go!”
“It’s not exactly...legal,” he confessed the last part quietly, but you were so hyper-aware of everything that you picked up on it. You shrugged it off regardless, “I probably shouldn’t have given it you. I should have known better...”
“No, this is great,” you insisted, stopping and put your hands on his shoulders, “I’ve never felt so...amazing! I feel like I can do anything!”
“Yeah...that’s one of the effects,” he cursed himself silently. He’d just wanted help you and alleviate your pain, instead he’d created a whole different type of problem, “cyare, why don’t you come with me and we can go lie down.”
“But I don’t wanna,” you pouted at him, but he just hung his head, “I just wanna go outside and be with you!”
The last part tugged on his heartstrings a little bit, and while he was glad you weren’t in pain, he didn’t mean to induce all of this either. At least this way you were enjoying yourself; the grin on your face hadn’t faltered once. He weighed his options for a moment before nodding lightly, “alright. We’ll go outside and explore for a little bit, but if and when you start to feel sleepy or anything else, you let me know, yes?”
“Duh,” you promised him, your eyes glowing with excitement as you leaned up and pressed a kiss to his helmet, where his cheek would be, “we’re gonna have so much fun!”
You leaned down and picked up the Child, carefully as you could in your current state, and Din stopped breathing for a moment. He knew you’d never do anything to hurt him, but in your haze, he was mildly concerned. But you were still so gentle with him, making sure he held tightly against your chest before descending the latter to go downstairs.
“Come on, slow poke!” you called to him as he listened to your footsteps running out of the ship. He sighed lightly, almost in amusement as he quickly followed after you.
He had a feeling you weren’t going to be the only exhausted by the time you were coming down from your high. At least he knew better for next time: half dose...or perhaps something more legal...either way, he vowed to make sure to take care of you.
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terulakimban · 4 years
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Hey, respect for actually responding. I still disagree, but I felt as though you spoke with more kindness than the other guy.
I think one of the key things that you were missing with respect to your original point and how it comes over is exactly how few Jews there are. In the US, there’s around seven million of us. There’s three hundred and twenty seven million people in the country. That’s... a very significant disparity (and it’s also the smallest one of any country besides Israel), and it’s entirely reasonable to say that most people who aren’t Jewish know very little about us culturally or religiously. And that means that when you, as a person who isn’t Jewish, asks a Jew pretty much anything about Jewish life, history, culture, religion, or experience, you’re not the first person to have asked. You’re probably not the first person to have asked that week; there’s a decent chance you’re not the first person to have asked that day. And that means you are being judged by the subtext that every other person who’s asked has included. It also means that sometimes we just don’t have the energy to handle being asked the same question yet again with grace and patience and dignity. This goes doubly in an anonymous online platform, where people can’t actually get violent for disliking our answers or the tone we had while giving them. I have sat down for a meeting with a neonazi. I have looked someone who called for me and people like me to be rounded up and executed for treason in the eyes and asked “why do you want me dead”. It was an illuminating conversation, and I am legally obligated to reveal nothing about the answers that that individual gave; when I answer questions about antisemitism and its origins, I am doing so independently of most of the conversations I’ve had with those who want to take it to its most violent conclusion. I realize that semantically “why do they think that” can be phrased many ways, and that the nuances between the variant questions don’t matter to the person asking it. But those semantic distinctions are important to other people. Our default phrasings reveal our own internal biases, often ones that we are not ourselves aware of. 
You could have asked “what is the logic used to justify antisemitism”. You could have asked “what are the historical origins of antisemitism”. You could have asked “why is antisemitism so wide-spread”. You could have said, “I believe that the best way to combat an ideology is to study and understand it; do you know of some valid sources on the topic.” You could have directly gone and asked the blog you were responding to for sources or searched their blog for context -given that it’s a blog about antisemitism. You could have asked someone who isn’t Jewish. But you didn’t, and you didn’t stop to think about it. That doesn’t make you a bad person, but that’s the kind of thing that we reflexively notice because we have to. And the post you were replying to was from a Jewish blog, addressing the fact that yet again, despite being about 2% of the American population, Jews were the victims of 10% of hate crimes. A lot of Jewish bloggers, especially those who have their Jewishness in their handles or bios -get regular hate and violent threats. There is a reason my bio says very little about me and I’ve got anon off. @jewish-privilege in particular routinely gets replies from people with the best of intentions doing the exact thing they’ve requested people not do; especially this time of year. And their patience has very understandably worn thin. 
But it’s always important to, when called out on an apparent bias, examine why it’s being said. And sometimes, the response is going to be “the other person is wrong or oversensitive”. I can’t tell you what to think. What I can tell you is that I agree with the other people who were bothered by your phrasing and that I agree with them completely. That your subsequent responses were minimizing, and I found that concerning. That you feeling that a simplified answer of “it goes back to the black death and handwashing” was enough of an explanation indicated you might be missing the pervasiveness of the problem. That referring to Christianity as “basically Judaism 2.0″ is a fundamentally antisemitic statement in and of itself even when said kindly as a means of attempting to recognize a connection between the two religions that indicates a general ignorance of the history of Jewish-Christian interactions on your part. And again, I don’t think that makes you a bad person. And I don’t think it’s a matter of fault. But you did say a shitload of antisemitic stuff there, almost all of it with good intentions, double down on it harder when Jewish people said “hey, this is... not how it works”, and basically do a flounce of “I don’t like that answer so I’m going to ignore it”. And that, as a Jew, is something I’m concerned by. Because people who don’t want to listen to Jewish voices about Jewish experiences are, IME, people who are more open to hearing conspiracies about us, and that’s how you wind up with statistics like “there are three neonazis for every Jew in America”. (I can cite that claim, if needed.) 
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sissifm-radio-f · 3 years
Text
Translation Radio F* Zwangsräumung verhindern
Radio F* - Stop eviction, make use of the rental cap!
Moderation Radio F* : Hello at Radio F* - Stop eviction, make use of the rental cap! And we broadcast on 88,4 in Berlin and on 90,7 in Potsdam via Studio Ansage.
This is Radio F* broadcasting in the second Corona-Lockdown. This means that the measures have once again been tightened, we are once again stopped from going outside,  once again told to stay at home, it is cold and wet.  And while airlines have received their voluptous rescue packages, to save them from the damages of the lockdow, here on the ground fewer and fewer people are able to pay their rent and thus have no possibility to stay at home, simply because they don't have one anymore. We dedicate our program today to the rent protests in this city and we spoke with Sarah and Tim from the "Alliance to Stop Evictions" about rent increases and landlords getting rid of their tenants, about forced evictions, and about resistance against them, about organization and networking, and about the Berlin rental cap that was decided at the beginning of the year and has been applied obligatory since this week. That means since beginning of this week landlords are legally obligated to adapt the rent to the new guidelines and lower it if it is required. But only very few landlords will approach us and say: Your rent is too high by the way. We have to initiate the rent reduction ourselves. The alliance and other players in the rent policy call on all tenants to make use of this offer. Inform yourself, check your rent and lower it according to the new guidelines. In your own interest and in the interest of all your fellow tenants. We will tell you later where you can get more information and who can help you with this. Now we play you a brand new track: SLDRT! by LMF, which stands for Le Monde est en flammes - the world is on fire.
Music SLDRT! LMF / Le Monde est en flammes - featuring Babsi Tollwut, Miss Zebra, Lucia Vargas Mal Eleve, and Tsidi and Anela from SoS
Moderation Radio F*: This is Radio F. In this program we present the "Alliance to Prevent Forced Evictions".  And yes, we are also affected by the corona measures and cannot speak live in the studio with our guests as usual, but we have met beforehand with two activists of the alliance and talked with them - about the alliance and about evictions and how we can organize ourselves against them, how we can be active. The alliance consists of people who do not want to accept rent increases, displacement and evictions any longer. The alliance is in solidarity with those affected and is committed to the abolition of forced evictions in general and in individual cases. It is about leading the fight together with the affected people and about taking action together in the form of sit-ins at housing associations, putting up posters and distributing flyers, demonstrations and actions, court assistance, public relations, blockades during forced evictions We spoke with two activists from the  "Alliance to Stop Evictions"  Tim has been with us from the beginning, that is, for 7 years, and Sarah joined us as a victim through an action two years ago and she has remained with us. And to give you an impression of what this alliance is all about, we asked Tim: What is a forced eviction and how does it work?
Interview Alliance to Stop Evictions/ Tim: Tim: Well, it is like this. A forced eviction goes like this.  For various reasons, rent debts arise or there are other things. What is totally favored by the owners at the moment, is to terminate the lease because of personal needs. So it's actually always about getting rid of the people who usually have such an old long-term lease (long-term contract) - to increase the profits. But we don't care, for what reason people get kicked out of their apartment. We think that eviction is a violent act of repression anyway and we are strictly against it. Radio F*: Ok, then someone gets such a eviction notice and what happens then? Tim: Then he can still defend himself legally. And depending on how good the lawyer is, how firm the people themselves are, you can delay this for a long time. Sometimes one year, sometimes one and a half years. But when it's over and legally nothing can be done anymore and the judicial eviction title is there, then the owner can instruct a bailiff to enforce the eviction title. Then there are still possibilities to delay it a bit because of health or something like that, but it is very difficult. And then, at some point, a letter comes from the bailiff, where she also tells you when the eviction is. It must be at least three weeks, two to three weeks before the actual eviction date, it must be there. Then it must also say when it will arrive and at what time. And then we already know. Then there are several possibilities.
Radio F*: Then the person concerned will contact you, if he or she has not done so by then. Tim: Right. Yes, and then we can see if we can get in contact with the owner and point out to him that we somehow don't think it's right at all. Or we wait until the eviction is scheduled and mobilize friends and neighbors that day. And then comes, usually the bailiff and one person of the housing company come. Then there is usually a locksmith who opens the door. And when suddenly 50 people or more stand in front of the door, then they don't get  in and then they say that it's not going to work out today. Then there are several possibilities. Sometimes the bailiffs don't feel like it anymore. Or they have more appointments that day and then they leave again. But you can also call the police and say: "I have a forced eviction today, everything is done and you have to give me forced assistance, oh nonsense, administrative assistance. The forced eviction is called administrative assistance. And then the police comes and then there come more and more and more...
Radio F*: So, the bailiff then turns directly to the police. This is not done by the owner? Tim: Yes, exactly, because the owner has already assigned the bailiff. And yes, then they come. And either there is another deal with the bailiff. That also happens sometimes. It means: Well, two weeks longer, I don't want to enforce it today. Or the police says, we don't have enough people or something like that, we can't get it done, it takes too long. But if need be, they can also enforce it by force. And yes, sometimes there is stress. So also judicial stress for the people who were there. But we solve that in the same way by showing solidarity for or with those affected. We are also in solidarity with the people who are part of the action. That means we solve all legal problems or follow-up stories together. Radio F*:  And how do you solve that? Tim : Well, together we organize the money for a lawyer. If the people want that, we also accompany them in court. To get it more public and then -  if people want it - we also show that it was absolutely right and also legitimate,  even though it was not legal. But it was a legitimate action there to prevent people from being thrown out on the street, which is always shitty. But especially now, because you can't get a place to live. Where will it come from? And secondly, under corona conditions, which is even more absurd, because people are asked to stay at home and then they are thrown out on the street.
Athmo: The houses to those who need them. (music, demo, chant)
Radio F*: What are your goals, your demands and your objectives? Tim : Well, our demand is actually quite simple: We want that there are no more evictions. But this is a demand within a capitalist city, it would have such an impact on private property that it is probably difficult to implement in this capitalist city. And that's why we are already with everyone, with every single story that we can prevent or even delay, we think it's already a great success for us and of course for those affected. Especially for those, because it may seem small that one prevents a forced eviction while there are 5,000 per year or at least 5,000 eviction requests. But for the individual people it is of course an incredible success if they can stay in their home.
Moderation Introduction of  Music: You will hear from Lena Stöhrfaktor from the beautiful album "Gott im Himmel, Leichen im Keller" the "Lauf der Dinge" (course of events)
Music: Lena Stöhrfaktor-Der Lauf der Dinge
Moderation Radio F*:  Forced evictions are day-to-day business, forced evictions are a mass phenomenon. In 2019 Landlords commissioned bailiffs almost 5000 times to evict renters  from their apartments in Berlin. The districts most affected are those in which rents have risen the most recently, namely in Marzahn-Hellersdorf, Spandau and Charlottenburg-Wilmersdorf. Forced evictions are the cruelest means that landlords can use to get rid of low-paying or unwilling or simply uncomfortable tenants, and in case of doubt all tenants who have a rental contract are uncomfortable, since an apartment can often be rented out at a multiple of the old rental price when it is newly rented out. Forced evictions are a too of the ruling housing policy to enforce the population exchange in the inner city. They are the end point of an unjust struggle.
Interview Alliance to Stop Evictions/ Sarah Sarah : I came to the Alliance as an affected person. That was three years ago. Radio F*: What happened there? Sarah: Our landlord, he kicked us out of our apartment. After 13 years.   Radio F*: How did he try that? Sarah: Well, by modernization. We delayed it as long as we could. Five years we were able to delay it. Then the modernization happened. Then there were things in a bill for this modernization that didn't happen, that weren't done. We didn't pay for them. Due to this he fired us on account of alleged rent debts. Radio F*:  So he really wanted you out of there? Sarah: Yes. Then came the action for eviction because of this alleged rent debts. The local court rejected his eviction action, said there are no rent debts, because this invoice is not correct, because there are items in it, which are based on things that didn't happen. And then he appealed, and then this process went to the regional court and the regional court gave green light for this action for eviction. Radio F*: They are known for being landlord friendly. Sarah: Yes, yes, it was a very unpleasant experience. But what was great was that there were a lot of friends in this trial, and also people, comrades-in-arms from the alliance. It was a very, very good experience: just to experience this solidarity. Radio F*: How was the alliance in solidarity with you?   Sarah: I called the alliance at that time. There is a number. A telephone number for those affected. I found it on the Internet. And then a person contacted me and asked me to write a short e-mail about our case. That's what I did. And then we were invited to the plenum. Half an hour before I went there, they talked briefly about the case and what is legally possible and what is not.  Yes, it was all very devastating at that time, because it became more and more clear to me that there is nothing more to be done legally. But when you are affected, then you still have the hope until the very end that maybe there is still something possible in the courts.  In the alliance I met other affected people, during the time I was very affected. And we also met and thought about what we could do together, how we could support each other. At that time, the idea was to ask the municipal housing associations whether there were apartments available. In this respect it was also a political approach, because these municipal housing associations also have a responsibility in this city. Especially because they have sold so many apartments to private people, to investors. By this the Senate wanted to solve its financial issues.
Moderation Radio F*:     In the case of municipal housing associations, every eviction has been prevented up to now, in which the alliance has been active and has provided public exposure. At the end the city does not want to stand in the glaring light of the public as an asshole, apparently none of the responsible parties wants to mess with the voters in this way. With private investors, it depends on the callousness of the investors whether and how long the eviction can be delayed by the protests. Experience shows that only the most hard-boiled do not care how they are seen in public. Even with most private investors, a forced eviction can be delayed by effective publicity, usually only a few weeks or months. But in many cases the eviction title was not suspended, but the investor still does not dare to apply the eviction title and carry out the eviction and so people are still in their homes.
Athmo
Moderation Radio F*: You are listening to Radio F*. At the beginning of this week the rental cap came is applied in Berlin, which means that from this week on excessive rents are prohibited by law - we call on our listeners: Inform yourselves! Make use of your right to adjust your rent. Your landlords won´t be very busy to inform you that you pay too much rent. But there are many places where you can inform yourself about the rental cap, where you can calculate your rent independently, for example the rental cap calculator of the senate at mietendeckelerechner.berlin.de; or contact the legal advice of the tenants' association or the tenants' community. If the Senate of Berlin has finally come to its senses and has to give in to the permanent pressure of the cities political movements and is willing to meet our demands, we should use this concession. A resident friendly policy is quite envogue is and finds our favor!   We have two activists from the Alliance to Stop Evictions as guests in today's program. The Alliance is also urgently calling for the use of the rental cap, ultimately as a legal means to prevent evictions. If rents become more affordable again, fewer people will be threatened with eviction and fewer people will lose their living environment. Sarah has just told us how she came to the Alliance after her landlord tried to get her out of the apartment by any means possible. Sarah, you told us how you experienced solidarity in the Alliance and how you began to organize yourself together with other affected people. What happened next?
Interview Alliance to Stop Evictions / Sarah: Sarah: Yes, this solidarity among each other was a very, very good experience. And also this experience that the people from the Alliance had. They simply knew which levers they could use to build up pressure. I stayed with the Alliance because that's where I experienced this solidarity and because I don't think anybody should have this experience. To be evicted or to be kicked out of their home. Yes, and then the Alliance is also a great group. So very impressive and still very impressive I find the old warriors, the women who have been active there for decades, who occupied houses as early as the 1980s, who were and still are active in urban politics, and who - even if they were in politics - really did get back there again, returned to this point, with which everything stands or falls: Just this grassroots work, this grassroots organization. Radio F*: What do you mean by this? By grassroots work and grassroots organization? Sarah: Well, to work outside of parliament, to want nothing to do with parties. Yes, independent of party structures, independent of funding.
Interview Alliance to Stop Evictions/Tim: Tim : So you have to have a certain motivation to want to change something politically in this society. And since for many people or in this society this is not so... In this society politics is actually, well, you do that by the side by putting a cross (for a party) but not that you are active there yourself. Yes, I think this is the case for very few people. And as I said, many people are so enthusiastic about raising their voice in a group. I think many people feel like this. We also met people who we could not help at all. They only came to us in order to throw up and let their anger out. And we said yes, it is not your fault. It is a social question, it is not an individual question. And they were already happy with that. But to really take up the fight when you also have to make the means to survive in this society, that's just more difficult. Radio F*: But don't you also have to make the means to survive in this society? Tim: Well, but maybe the motivation is so big for us, or - for whatever reason - maybe we somehow managed to create some freedom beside the usual social life. or we had more luck or  weare satisfied with less. That you simply have more time and leisure to organize yourself politically.
Moderation Radio F*: The Alliance to stop Evictions meets once a week. In addition, solidarity with new people who come to the Alliance as victims is constantly being built up, and in the meantime new actions are planned. How can political work and life be combined?
Interview Alliance to Stop Evictions / Sarah: Sarah: I had times in between when I wasn't there because I did a lot of wage work. And at some point it really got on my nerves that I just had so much... that I didn't have the strength and energy to go there anymore. I really missed that and suffered from this hamster wheel I was sitting in.  And the alliance seemed to me to be an alternative to this capitalist hamster wheel, where simply other things seem possible. Radio F*: How can this be realized? Sarah : By dragging myself to the plenum after three night shifts, after the weekend, and then plenum and you meet the people there. That's where my life actually begins, one thing is wage work and the other thing is my life. And when the pandemic came and the lockdown came, the paid work was gone of course and we met physically a few more times at the beginning. Radio F*: At the beginning of the pandemic, because that was still possible. Sarah: Yes. But at some point there were no more physical meetings, there were these online meetings. But then I was out.  And at some point the group met offline again. And then I joined again.
---- bis hier
Moderation Radio F*:  Corona - the lockdown as a chance to become active.  This is a new way of looking at the Coronalvckdown and here we also want to start an appeal to our listeners: Don't get discouraged, don't let them take the windof your sails. As we have heard, the lockdown can also be used as a chance to become active - listen around, keep in touch and keep your eyes open!  And remember: Demonstrations are not prohibited! You hear: La tierra no se vende - a track by Wechekeche
Music:  Wechekeche- La tierra no se vende
Interview Alliance to Stop Evictions/Tim: Tim: We don't want to fight FOR those affected, but we want to fight together WITH them. This is important to us and we don't want to instrumentalize people. We tell them what we can do. If they say "Nah, I don't feel like it or I don't dare yet", then we don't do that either. So everything is discussed with them. It's somehow very important that you respect the people totally and also with their fears and everything else they have. And the second: Solidary direct action. These can be different things. As I already told you, it could be a blockade or a Go In, which is also a form of action that we do quite often because it is quite accessible. The cops don't always see it that way, but okay, that's the way it is. Radio F*: Accessible in the sense that you can just do that? Tim: Yes, that the repression is not so big. So we already had this. Then it's just trespassing or some kind of frippery. And going to court together, to a trial, is also easy. So it has such different levels, yes. And of course it's nice when it goes a bit beyond the legal framework. But that is not a condition for us to approve of anything. It's also great when there are 50 people in front of the trial and not all of them fit in the room. It won't change the verdict directly, but as we have noticed, it makes a difference, if there are people and if they pay attention to how exactly the judges pronounce justice.  And the third thing was: we don't want to leave it only like that on this individual level and we don't want to leave it as if actions within this society could change something in the long run. You can only do it for individual cases. But we think that as long as it is about making housing into profit and as long as it is not somehow a social task,  just like all other things concerning securing the livelihood, whether it is work, education or whatever. So we do not believe that this is possible in the long run.  And therefore we have a very clear attitude that we want to abolish capitalism.
Athmo
Tim: And the whole thing started with a woman with Turkish roots on Maybachufer (Street in Berlin, Kreuzberg), people came by and there was a note in the window: "This is gentrification. Call the police, you won't get me out of here."  And then people rang the bell and asked what was going on. And then she said: "Yes, this used to be a former social housing project. It was privatized. The guy wants to convert it into condominiums and sell it. "But she doesn't want to get out.  For various reasons:  One, she grew up in this neighborhood. Then, the apartment is somewhat barrier-free,  because she was in a wheelchair - not always, but often. Also she has her neighborhood help here, which is existential for people with little money. And then we said: "Okay, so we can't get you an apartment. And it's also very unlikely that we can keep the apartment. But if you resist, then we could just support you, fight with you." Radio F*: So it was through that poster in the window that you came across this woman and she actually gave you the starting signal. Tim: Exactly, because it was like this: That tenant women never fought in this consequence before. But because of the conditions in the apartments, people like her had their backs to the wall and could no longer move anywhere else. Both for economic reasons and for neighbourly assistance reasons etc..  And yes, then we fought with her for a long time.  And the owner didn't like that at all. He was quite annoyed by it. It was then on the verge of a solution. But word got around that she had made such a fuss, or that we had made such a fuss together, that she could get another apartment in the neighborhood through someone who recognized her and so on.  So attention is simply good. And then word got around that there are people who show solidarity in evictions. And then came the next one. It was at  Lausitzer Strasse 8, at the Gülbol family, where the first eviction was prevented by a blockade from neighbors and the bailiff looked pretty stupid, because she had never experienced anything like that before. As far as I know, that hadn't happened in Berlin for decades. And yes, it continued like that. We actually thought that this was a more or less unique story. But people have become aware of us. Other groups have sent people to us and to this day people come and we fight with them.
Moderation Radio F*:  Meanwhile the alliance has been existing for 7 years. More than 100 people have joined their actions in the course of time, have fought for a while and left again, but a core has remained, which has been fighting together for these 7 years, which is rather untypical for groups that are involved in urban politics - often they meet to work on a concrete problem and then the group dissolves again.  
Interview Alliance to Stop Evictions/Tim: Tim: Well, I think working on the same topic for many years in a political group, for many years in the same group, has the advantage that you know each other, that you can organize things much easier. And we also developping other forms, or better said, we actually got by chance into other struggles and other forms. Radio F*: What do you mean by that? Tim: Well, with one case we had started to do a neighborhood meeting at SO36 (big club in Kreuzberg). One woman had the idea and in the beginning we all thought it was crazy. Such a crowd! Such a big room. It was packed to bursting point. And out of this one neighborhood meeting, there are now 10. And then we also had some neighborhood meetings. And at some point we had the idea that we could make a bigger rent protest manifestation and word got around and so many groups were enthusiastic that we are now in a big alliance called Mieten-Wahnsinn, where two huge demos have been made so far. So these are things, which we kind of stumble into. Well, we are not planning a big demo now, we are not planning a neighborhood meeting. But when it results from the special case, we are so well attuned to each other that we can somehow manage it so playfully. And then we can also see where things are going well and how we can stay with it without having big differences. Even if there are of course different opinions: Do the neighborhood meetings make sense in the long run? Are we satisfied with them? Big ralleys have their pros and cons, which we of course also discuss, but somehow it works very well in the group.
Moderation Radio F* : We talked about the fact that the approach of the alliance is based on three levels: The struggle with the affected people, the solidarity action and the abolition of capitalism. So the alliance is not only busy preventing current evictions and participating in rent alliances and demonstrations, but is also represented at events that go beyond the topic of rent, most recently at the Black Rock Tribunal on September 26-27 in Berlin, where the globally influential financial service provider Black Rock was symbolically put on trial. Experts took a critical look at Black Rock's role in the fields of environment, economy and armaments. Sarah was also there.
Interview Alliance to Stop Evictions/Sarah: Sarah: There was this event about Black Rock. Radio F*: What is Black Rock? Sarah: Black Rock is a company that bought shares everywhere.  Shares in housing companies, shares in fossil energy companies, shares in green energy companies, shares in pension companies. They advise companies and they advise governments. You cannot escape Black Rock. In France, for example, there have now been these protests because Macron wants to privatize pensions and Black Rock is involved with it. This is the complete abolition of the common good. This is the privatization of the common good. You have the feeling that everything is being taken away from us. Radio F*: Sucked away. Sarah: Right. But on the other hand you understand that the movements - for example Ende Gelände, which protests against coal mining,  the tenants' movement, the movement against fossil fuels, the movement against climate change -  that these movements must work together to resist. That no movement can be alone. The movements must think together. No movement can cook its own soup anymore. Because you have no chance, because companies like Black Rock, dominate everything, the company has its fingers in every pie. And that's why you have to do something at all ends. Because if a movement isolates itself in these circumstances, then you have lost already.
Moderation Radio F*:  As Sarah says, we have to join forces.  The alliance is part of a Europe-wide network within the European Action Coalition of the Right of Housing  with groups from 20 countries, which deal with the issue of forced evictions in different national contexts and fight against them, e.g.  La Pah in Spain. Droit a Logement in France or A Varos Mindenkie in Hungary. Throughout  Berlin they are part of  the "Mietenwahnsinnsbündnis" (Alliance of Rent Craze), where about 40 groups are preparing the "Mietenwahnsinnsdemonstrations", the pressure of the tenants' movement is great in Berlin; people are joining forces and fighting and meanwhile there are also some achievements, for example the rental cap, whose second stage came into force at the beginning of this week. It forces landlords to cap the rent according to new regulations.
Interview Alliance to Stop Evictions/Tim Tim: However, the stock has been regulated or an attempt is made to regulate it through the rental cap. We have to see, what comes out of it. We also don't know yet, if it is at all within the frame of our constitution.  Well, it is simply that Red-Red-Green (Parties of the Government, Green Party, Social-Democratic, Socialist Party) has a different model of capitalism than Black-Red  (former government of Berlin) or Black-Yellow (conservative and liberal party of the opposition). Those (latter) simply don't give a shit. Some even sue against the rental cap. One knows that they stand against 85 percent of the people in Berlin - the tenants. Nevertheless they are still elected. One wonders why, but also Red-Red-Green is very gentle. So the rental cap is of course an answer to the real crisis that exists in the housing market, but also (an answer) to the protests. But a new "building program" worthy of the name, where one would know, that there would be so many apartments built now that all those who are looking for a home, will find one - even the 40,000 homeless people, who are now staying with some people or in some homeless shelter. Which is by the way also financing some private assholes. Nah, that doesn't happen either. But for this it is not enough. But you have to admit that just a few years ago you would never have thought that there would be something like a rent alcap. Of course, there is a difference  if Red-Red-Green or Black-Red is in power. But the rental cap only applies for five years. And it is quite clear that without us fighting and resisting further, nothing will happen in this so-called housing market and nothing will improve in our favor.
Moderation Radio F*:  People inform yourself!  Resist! Make use of your right to lower your rent, read up in the magazine of the tenant community, the Mietenecho for example (magazine of one tenant community) or go to the web pages with the  rental cap calculator mietendeckelrechner.de or mietendeckel.berlin.de  
Who if not you will fight for your rights? Join the fight to abolish evictions. Lower your rent - in your own interest and in the interest of the people who live in this city. That was Radio F* from the studio Ansage: Prevent eviction, make use of the rental cap! And we would like to end the program with a contribution to a legendary eviction, where 1000 people in Berlin Kreuzberg were mobilized for the eviction of Ali Gülbol in the Lausitzer Strasse. We say goodbye here: Bye!
Interview Alliance to Stop Evictions /Sarah (Sarah reads from a speech held at the video rally against the  eviction of the left-wing pub syndicate, august 2020): About 800 police officers were on site, the streets were closed. The subway was closed. A helicopter circles in the air, police groups in front of several entrances. Brutal evacuations from sit-in blockades, arrests, injured by pepper spray and beatings. Berlin politicians and police responded to rent protests with a state of emergency. The ones who rule do everything for property, because that is their job. But many people also do a lot against property. Hundreds are on the streets, at the blockade, at the spontaneous demos, and for hours. Neighbors brought hot tea and breakfast. Solidary protest cannot simply be crushed. Or, as the evicted Ali Gülbol said: "We are doing very badly because the eviction was carried out, but we are also doing very well because we have experienced so much solidarity. Ali Gülbol.
Jingle
Music: Ajda Pekkan /Sana Ne Kime Ne
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panickedvulture · 5 years
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Found this in my drafts, so I’m posting it with no shame to give this blog some life while I’m busy trying to deal with post-endgame feels in the mcu sector of tumblr:
So I had a dream last night that made me realize I spend too much time on this site because it included some of my mutuals and people I enjoy like @theuriearchives ,@yagirlcammmm ,@i-think-im-ready-to-go ,@canyousevmyheavydirtysoul ,@dunjosephurieimagines , and @andbeingblueisbetter to name a few.
I have very vivid dreams and since I write all of them down I figured why not write it here where everyone can see it.
The genre for this dream: a mystery.
The setting: A beautiful cabin (apparently mine) plucked straight out of a “Visiting your SO’s family for the holidays” or a “fake-dating for a visit to your frenemy’s family” AU, my personal favorite. And there was a snowstorm going on outside.
I should also mention everybody had their own appearance. Usually I attach someone’s name with the face in their profile pic, meaning about everybody in this I previously imagined as Brendon Urie at different angles and in different lighting. But thanks to my brain randomly generating faces for everybody, I will be greatly confused in the case that I ever learn what you actually look like.
So, the topic at hand is, as it always is, Brendon Urie. Everybody’s cuddled up on the couch and on the floor in their pajamas drinking hot chocolate, eating dessert, and writing/giving ideas. In the background AFYCSO plays on an old record player, the fire is flickering beautifully alongside some black and white videos of old Panic! performances playing on one of those old big-backed TVs with lines across the screen – at this moment I feel like I am once again a preschooler laying on my stomach and watching movies in a pile of other preschoolers at my old after-school program but I digress–
Then somebody has the audacity to break into my house.
Me being the host of this gathering, I feel obligated to check on the noise. It doesn’t help that literally everyone stops what they’re doing to push me in the direction of the mysterious noise before going back to talking about the size of Brendon Urie’s dick (a conversation brought up by i-think-im-ready-to-go, just thought I should mention that).
So I get up, the second my back is turned nobody cares and I go into the bathroom only to find it flooded because this intruder flushed literally everything it could down the toilet.
To name a few things, it flushed:
1) The monstrous dildo linked on a post by beautiful-tragic-fallout (i don’t mean to call anybody out but its been on my dash with every damn refresh for the past week), who i-think-im-ready-to-go and theuriearchives make a point to explain is out of the house buying us more chocolate-covered strawberries.
2) Every single piece of Pretty. Odd. memorabilia I can imagine because someone just has it out for that album.
3) For those of you who have seen Monsters Inc, the toys Boo flushed down the toilet in that one scene.
4) An entire manuscript that my mind recognizes as smut written by @xxip-smut
5) And pink, fucking, crocs
So I walk back into the living room and round everybody up, declaring we’re on a manhunt for whoever the fuck had the audacity to break into my house, and with that we separate into groups. Accompanying me is Cam who wields a flamethrower while wearing pastel yellow pajamas with baby elephants printed on them.
Eventually after getting tired of Cam pointing the flamethrower at my head even when in ‘resting position’ and scaring the shit out of me, we go into the basement only to find everybody else chose to search the basement and the rest of you have been arguing about who actually gets to search the basement.
Long story short, the basement doesn’t get searched.
Instead to deal with the tension, dunjosephurieimagines suggests we all go back to talking about Brendon’s dick. So we go back to talking about Brendon’s dick.
We sit on the floor in a circle in this basement not realizing its dark and creepy as hell, and if you’ve seen That 70s Show the ‘camera’ moves around in this circle to focus on the face of whoever’s talking. The conversation adds up to smut, theuriearchives pulls out a blunt and i-think-im-ready-to-go pulls out a gun, we start playing russian roulette. Out of guilt for not writing a request sent to me months ago because I suck, I give andbeingblueisbetter a free shot at me. Being a saint they don’t take the opportunity yet.
So anyway, being high and creative a thought comes to us all at once. This thought…where the fuck is @loverontheleft ?
Now we’re all mad and sad and scared and alone because where, the fuck, is cece? Everybody starts asking everybody if they’ve seen her, we conclude the answer is no and we all start freaking out.
Then we realize canyousevmyheavydirtysoul (codename: Sev) is being really quiet.
We all turn and just stare like “So um….whats up?”
Flash-forward, this is all of us trying to figure out cece’s identity, sev is just sitting on the floor smiling and reacting to everything we say with reaction gifs they pull up on their phone, meanwhile we’re all screaming running around, we’ve made a literal office out of this basement and we have glasses and slip-on ties on top of our pajamas.
Then there’s a noise upstairs because we forgot there was someone who broke into my house.
Y’all turn on me and push me up the stairs to my death, I realize this is the cabin that appears in the bodyguard series at one point (wonderfully written by canyousevmyheavydirtysoul, binge it), and in front of me is the super fancy dining room table. There’s mail on it, some envelopes, and I’m like uh no and turn around to come back downstairs.
But you’re all at the bottom of the stairs staring at me and threatening me with your knives and Cam’s flamethrower – where you got the knives I don’t know. I hesitate in turning around for a second so andbeingblueisbetter shoots me.
But I’m like, you know, walk it off. So I do and I go to the table. I’m terrified, break out into a nervous sweat, but it’s fine.
I go and open the folder.
And O - fucking - kay
If you haven’t read the bodyguard series or ready to leap I’m not gonna detail any spoilers, just the main plot given right away, and even if you have it probably won’t help this make any more sense. Here….is the story:
Our beloved Cece started off as a teacher, right? But not just any teacher, Ms. fucking Milton, who started a relationship with the music teacher of her high school, Mr. Urie, who in this case is in fact Brendon Urie of our universe and lead singer of Panic! at the Disco. But the deal with him is that he got tired of the fame and through extensive work he managed to get rid of all the files that legally point to him as being Brendon Urie of Panic! at the Disco. And for the first few years of his teaching, all the kids knew he was Brendon Urie I mean come on, but eventually the whole school and town settle on the idea that this is just one of those situations where twins are separated at birth and coincidentally given the same exact name. So boom, they do what they do – but newsflash, Cece is Y/n from the Bodyguard series and knowing Mr. Urie’s relationship with Ms. Milton, S.H.I.E.L.D pulls a Hydra Bucky Barnes situation in order to train Brendon into the best damn bodyguard the world could imagine because Cece is a valuable asset that needs the absolute best protection. Canyousevmyheavydirtysoul was like a journalist or something for S.H.I.E.L.D and witnessed all of this go down, knows every little thing about these two. So they get trained, they get close, drama happens, then they’re all put under-cover. Brendon goes back to being Brendon Urie of Panic! at the Disco, Sev and Cece are assigned to live their current lives and specifically assigned to write their stories for this Tumblr community to get everybody off their trails.
And then I look up. And there’s cece and I think…
“She is about to fucking, kill me.”
I try to throw the folders at her but for some reason I can’t throw anything in my dreams, so I get frustrated that my arm just won’t work, Cece in the meanwhile uses this time to approach me. My mind can’t even generate her an appearance and I think that she’s wearing a disguise because she’s like a spy or something that did after all break into my house to clog my toilet with dildos.
We maintain eye contact for what my dream-self recalls as a long time. I feel this energy in my soul I have never felt before and it is not fun, I don’t like it.
She takes the folder from me and gives me a red one.
And with her eyes piercing my soul, I get this feeling that literally has my skin vibrating even after I wake up, and I hear this voice that’s like “I know you know. And I’m watching you.”
So I woke up in a cold sweat obviously and tried to suppress this whole thing but it kinda lingered in the back of my mind all day. Then the weird tiny details came back to haunt me when I saw the elephants at the zoo. 
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daniellepmoses · 5 years
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And obviously I’m a first time buyer in Malta
Numerous individuals think about the choice to buy property – one of the greatest choices one will make.
http://www.w2home.com/important-tips-for-first-time-home-buyers/
This is not really astonishing when you consider the duties that accompany this choice. One should know about the way toward obtaining a property, the costs and charges included, and what techniques would streamline their purchasing procedure – significantly more so when it’s the situation when a first-time purchaser is acquiring a property.
Affirm Your Budget
It is vital to have a financial plan at the top of the priority list before looking for first properties in Malta or Gozo. A few people have obtained assets with the end goal to back their buy. If so, the bank can give you a sign of your acquiring limit dependent on your pay, considering in different costs you may as of now be focused on. Keep in mind this is just a sign so make certain to look for properties evaluated beneath this figure. Ask your specific first-time purchaser specialist to demonstrate you properties underneath or more with space to consult to your limit. It might be judicious to deduct expenses of different things, for example, decorations, public accountant charges, etc with the goal that you have a more exact figure. It is prescribed that you visit your nearby bank and affirm the sum the bank will have the capacity to get you. In the event that you are purchasing a property with your accomplice, you will be in a situation to consolidate the joint pay. Read this page for more points of interest on home credits in Malta.
Property Needs, Wish List and Searching
When you have a financial plan as a primary concern, you can begin chasing for a property. To streamline things, we would recommend you make a rundown of necessities and a list of things to get and pursue that up by going on the web and scanning for your base prerequisites. You will in the long run thin this down to properties you’d jump at the chance to see. The subsequent stage is contact the RE/MAX Malta land operator and timetable viewings for the equivalent or following day. A few people select to work with a land operator for the straightforward reason that this planning is attempted by them. Beside this, a land specialist will go with you on your visit to the properties and will have the market information when the time comes to wheeling and dealing the cost or arranging an explicit terms.
Ensure you check the properties you like and expel the ones that didn’t live up to your desires. Guarantee you completely investigate the property – any deformities or absence of support may enable you to consult in property cost. En route, you will begin to comprehend what sort of property you may accomplish in buying and may begin including those things from your list of things to get to your pursuit. You will begin asking your self inquiries like “Consider the possibility that I were to buy a property with warmed floors. Would it use up every last cent? This situation will be an experimentation until the point when you discover the bargain between your requirements and needs. It is affirmed through an ongoing Real Estate Insights report in 2015 that purchasers go up against normal of four months to discover their property so in the event that you fall inside this class you will have discovered your first property in Malta before you know it.
Marking your First Promise of Sale
When you have discovered your optimal property, you can make an offer. Check how much comparable properties are moving for in the zone before proposing a cost. Should the merchant concur, recall that the assention is – up until this point – verbal, and regardless of being given in accordance with some basic honesty, it is hesitant. When you have conceded to a value, a date is set for marking of the Promise of Sale (“Konvenju�?).
Drafted up by a public accountant, this is an agreement between the purchaser and dealer where a few terms and conditions are spread out in composing. The agreement might be liable to a few conditions; for instance, the dealer may need to conclude certain subtle elements or occupations in connection to the property; as the buyer, you may wish to have the property assessed by a draftsman for any auxiliary deformities and may just buy the property should it be of sound structure. Different conditions could be identified with the allow of the property or that you really figure out how to anchor financing for the property. In just certain cases may a guarantee of offer be broadened given that the two gatherings concur.
The agreement would likewise incorporate a date for marking of Final Deed, and such date would fill in as a due date for the two gatherings. With the end goal of the Promise of Sale, the legal official speaks to the administration and is unbiased between the two gatherings. When the Promise of Sale has been marked, you will be requested to pay a store (generally 10%) to the dealer, and a further 1% temporary stamp obligation to the public accountant. A duplicate of the agreement is then given to both you and the merchant. The legal official would then need a further a month and a half to do looks on the property – checking the legitimate title, guaranteeing there are no credits taken against said property, and that the merchant can move the property.
Marking the Contract
Should every one of the conditions written in the Promise of Sale be fulfilled, the gatherings at that point meet to sign the Final Deed. This would be perused out by the legal official and again marked by the two gatherings. At this stage, you should pay every single pending equalization – including the rest of the parity on the property, the rest of the parity on stamp obligation (by and by just 5% above EUR 150, 000 up until end of Dec 2016) and 1% charges to the Notary Public. The agreement is then enrolled at the Public library, and the keys to the property are given over to you – a pleased mortgage holder. Your next cerebral pain is moving all your own things to your home!
The procedure of property-chasing may take anything from multi week to a while, and is subject to your earnestness to discover a property. Should you be in a rush, or are preparing of time it is imperative to tolerate as a main priority that property hunts and marking of agreements take a normal of three to a half year’. Don’t hesitate to get in touch with us so we can be a piece of your arranging procedure.
Why Choose RE/MAX for Your First Property
At RE/MAX Malta, the first run through purchaser showcase is only one of the land advertises that we have concentrated land operators working with clients regularly. Our know-how of the market, complete database of properties and reach of twenty-two workplaces and more than 250 home specialists situated around the Malta and Gozo will without a doubt be a resource for your property seek.
Every office of our own has various completely qualified first-time purchaser deals partners accessible to take care of your call. You will find that our partners are exceptionally proficient and won’t squander your time. We are glad to state that we do our most extreme to tune in to your each demand and set aside the opportunity to manage you through the procedure. Our partners are likewise helped by best in class innovation which cautions them explicit properties come accessible on our database that coordinate your hunt criteria.
You may locate our week by week refreshed rundown of properties for First time purchasers helpful or you may get a kick out of the chance to get property refresh messages of properties that get through our database that coordinate your criteria. In the event that you have a shot, we likewise make them intrigue articles that depict the genuine encounter of first time purchasers in Malta on our blog.
from Jane Cycling Blog https://janecycling.wordpress.com/2018/12/04/and-obviously-im-a-first-time-buyer-in-malta/ from Jane Cycling Blog https://ift.tt/2Qb72Vv
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lystsyn-blog · 6 years
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let’s do... ( spins wheel )
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a permanent plot / pre-established relationships ad!
by liking this you agree to the following terms: 
i may make you impromptu starters ( though i’ll ask first ) i’ll probably be more open about talking ooc if i know i’m not bothering you i’ll reply to your opens, like a nerd! i will Insert myself in your inbox / ims to discuss character things or send character stuff! -- and just generally strive to make a nuisance of myself because i’m sure that’s what the people want.
so, without further ado, here are a couple stock ideas to work off of! of course, if none of them fit your needs, feel free to message me and let me know if you’d like to work with something else.
- acquaintances.
without the emotional obligation and ties of being friends, vira is aware of your character to the point where she can safely say she knows them. not complete strangers, but not extremely close, either. she’ll be cordial and help out if something really drastic happens, but don’t expect to be able to get ahold of her for any demanding sort of request. her actual severe disposition aside, she often tends to present as polite, soft-spoken, and girlish, both as a way to gain trust and a way to disarm others. in short, a stereotypical filthy noble. gross!
- friends.
an upgrade from acquaintance! vira’s slow to warm up to people, but if your muse can connect with her on something  ( a common hobby, really liking to fight, being the flesh prison of a magically engineered sentient weapon of mass destruction, etc. ) she will be able to adjust to someone much, much faster. do you enjoy reading, coffee, and/or studying the theory of war and swordplay? so does she! put in your friend application today and join the select lucky few. for this, your muse would have to have values that at least largely align with her own. in addition to other benefits such as having a cool friend with a cool primal, she’ll drop the fake demeanor and become much more genuine, while also opening up about how she actually thinks about things.
subsection of friend - family. it’s more than friend, though she probably won’t vocalize it, since she’s insecure about forming connections to others, and also remarkably poor at expressing her emotions. even now, she’s incredibly protective of those she considers irreplaceable, and would probably straight up die for your muse if presented with circumstances that might require it.
- allies.
an easier title to acquire than ‘friend’, absolutely. vira is willing to work with and/or fight alongside most anyone who may be pushed onto her through circumstance; she tends to hold her personal code of honor close to her heart, and thus often finds herself doing heroic things such as defending the powerless, and also fishing cats out of trees. if you need a sword arm but are not quite combat-oriented, she’ll work for a fair price.
- mentor.
having been a sort of instructor for much of her life, vira actually has developed a sort of fondness for teaching others that grab her interest. guaranteed to not lose patience with your poor swordsmanship or manners -- which is all a student could ever want, right? if your muse is looking for a sort of tutor in physical or magical combat, she’s experienced in both, and with proper motivation is entirely willing to pass what she knows to someone else. the ‘will die for you’ may apply here as well, if she gets attached.
- enemies.
if you really, truly put yourself in this box with vira, congratulations! suddenly, all the usual gleeful bloodlust of being a rival has gone out the window, and she’s just cold and unforgiving -- i bet you’re real happy with this situation. holding herself to a basic standard of ‘don’t murder helpless people, generally be a decent citizen, don’t wreak mindless havoc just to do it’ vira will generally make herself an enemy of anyone who is absolutely, violently evil -- you don’t even have to try! regardless of powers, expect her to go so far as to disregard her personal code of honor to stop your muse, or, given the legal opportunity, just put them six feet under.
- in conclusion.
please write with me, i need words like i need air.
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drrobertmacarthur · 3 years
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Dr. Robert MacArthur
Dr. Robert MacArthur
Excitement About Dr. Rob Macarthur
As necessary, it is very important for you to clarify exactly how this injury is actually different. For instance, if the earlier accident cured a number of years earlier as well as you haven't experienced any sort of pain or symptoms for time, inform the doctor that Dr. Robert MacArthur RM. Or, if you are actually experiencing brand new signs, additional pain, or even added restrictions due to this brand new personal injury, make sure to define all of them.
Keep in mind that you might be under monitoring leaving behind the workplace, so do not perform anything irregular with your injuries or what you said at the test. Dr. MacArthur. The IME medical professional will certainly write a file after the examination, and also you or your lawyer need to receive a duplicate. Review it meticulously as well as deliver up any sort of valid mistakes concerning your clinical history or even procedure.
Depending on the rules in your condition, your legal professional might have the capacity to demand one more IME along with a variety of medical professionals to counter the first inspector's opinion. Dr. MacArthur, RM. Your attorney might likewise submit objections, perform a deposition to inquire of the very first supervisor, and make use of all of the other available employees' comp techniques for guarding your civil liberties. Robert MacArthur.
Top Guidelines Of Dr. Robert Macarthur
Intend you've experienced an occupational injury and have actually currently applied for workers' settlement benefits. During that suit, you recognize what's coming next: Researchers found out that there are actually over 4. 5 million workplace traumas annually, and also employees' remuneration asserts payouts completed some $62 billion in 2017, a shocking amount of money.
You see, a visit with an insurance company-appointed medical professional is a crucial part of the insurance claims procedure in any sort of laborer's compensation instance. If an employer has a hurt employee on their hands, after that the insurance policy business will definitely intend to perform every little thing they may to verify the level of the accident as well as strive to minimize their liability.
This way, the laborers' payment insurance provider will certainly have a much better understanding of the reason, the level, and also regulations of your personal injuries as well as manage to create a decision on your compensation case. If you have actually been contacted to complete an IME or even you are actually counting on the demand coming from the insurance carrier then below's what you require to find out about the method Dr. MacArthur RM.
Things about Doctor Macarthur RM
However, prior to our team diving in, a quick meaning. An IME is actually a formal clinical test made use of to assess the magnitude of your common work environment personal injury. Once the insurance provider is alerted of your case, they are going to seek that you accept an Independent Medical Exam (IME). Individual health care tests are normally requested when: The insurance policy company disagrees along with your personal physician's point of view Arrangements along with the claims insurer are actually taking as well long, or even becoming too costly Your handling medical professional identifies complete or limited handicap While insurance provider place this as a "request," create no oversight: This doctor administering the IME will definitely be actually a specialist on employees' payment instances and accidents.
If your company's insurance provider is demanded to recompense you for your workplace personal injury, after that you could be sure they'll carry out everything they can to confine the benefits payments - Dr. Robert Macarthur. The surest technique to confine your laborers' compensation is to possess "proof" coming from your laborers' remuneration medical professional that you're all set and toned to get back to work Dr. MacArthur.
Don't forget, the doctor's goal for your IME is to look at your job standing as well as calculate when you may return to work Doctor MacArthur, RM. The employees' medical professional is actually, besides, an extension of the insurer, which is actually why they must deal with each employees' comp case very carefully to confine their obligation.
Robert Macarthur, RM for Dummies
Your medical professional can easily utilize your test results to find out the appropriate program of therapy and also healthcare. Besides, the quicker the injured staff member may go back to operate, the far better Dr. MacArthur. Throughout the independent medical examination, the physician's goal is to assess the degree of your job injury and also pass off this information to the insurance policy company.
Throughout the IME your medical professional will certainly begin to ask you concerning your clinical background, any kind of pre-existing problems, as well as any medical treatments you may possess made use of before. Be actually prepared to describe thoroughly exactly how your job mishap has impacted your day-to-day life as well as don't make an effort to minimize any sort of information. Therefore, see to it to discuss exact particulars that indicate how your quality of life has actually had to deal with the collision.
Nevertheless, the insurance coverage provider will prefer the new physician to become within its protection network - Doctor Rob MacArthur. The absolute most vital trait you can do throughout your IME is to be actually truthful. Insurance providers are skillful at finding disparities in your declarations and signs and symptoms as well as are going to utilize those disparities to destroy your laborers' comp case Dr. Robert Macarthur, RM.
Rumored Buzz on Dr. Robert Macarthur, RM
During the course of an IME the physician will certainly run you by means of a series of examinations and also exams to detect the reason for your discomfort, suffering, and also discomfort Dr. Rob MacArthur. Some of these tests are actually meant to determine your feedback to pain and even lack of response. You might think that overemphasizing your indicators will only enhance the chances of a sizable workers' compensation payout.
If you choose to exaggerate your signs and symptoms as well as the medical professional believes you aren't telling the reality, that may be actually reason good enough to reject your case - Doctor Robert MacArthur RM. Certainly not merely carry out employees' compensation medical professionals have a high level of intuition regarding whether patients are actually being actually genuine or even certainly not, they additionally have medical equipment as well as analysis innovation to uncover those overestimations. Doctor MacArthur RM.
You intend to leave your medical profession along with a positive, radiant feeling of you; you really want the doctor to become in your corner. As well as if you talk badly regarding your company, this may stain the medical professional's feeling of you Doctor MacArthur, RM. What's even more, those negative things you state concerning your employer might discover their way into your official health care record, casting additional questions on your scenario in its entirety.
The Only Guide to Doctor Rob Macarthur RM
I've observed several write-ups on the web attempting to suggest on what not to state to an employees' compensation medical professional during an IME Dr. MacArthur, RM. Several of these short articles perform a suitable work, however in my knowledge, the principle that brings about excellence is basic: don't exist. You've been actually injured or hurt at the workplace. Robert MacArthur RM.
And while the seduction to overemphasize or embellish your problem might be solid, believe me when I claim that you must follow the realities and also be truthful concerning your tale. Below are 2 more ideas that are going to assist: You may think insurance coverage business will be actually more probable to refute your case if you presently possess existing conditions in your health care file.
Yet you should be actually prepared to define the instances of the previous or existing trauma. You should also manage to discuss how the ache from your new trauma is actually different or extra extreme than your aged trauma Dr. Robert Macarthur. That is key: if you may do that, there is actually no factor to hide an outdated accident.
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qgaje8wz-blog · 5 years
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janecycling · 5 years
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And obviously I’m a first time buyer in Malta
Numerous individuals think about the choice to buy property – one of the greatest choices one will make.
http://www.w2home.com/important-tips-for-first-time-home-buyers/
This is not really astonishing when you consider the duties that accompany this choice. One should know about the way toward obtaining a property, the costs and charges included, and what techniques would streamline their purchasing procedure – significantly more so when it’s the situation when a first-time purchaser is acquiring a property.
Affirm Your Budget
It is vital to have a financial plan at the top of the priority list before looking for first properties in Malta or Gozo. A few people have obtained assets with the end goal to back their buy. If so, the bank can give you a sign of your acquiring limit dependent on your pay, considering in different costs you may as of now be focused on. Keep in mind this is just a sign so make certain to look for properties evaluated beneath this figure. Ask your specific first-time purchaser specialist to demonstrate you properties underneath or more with space to consult to your limit. It might be judicious to deduct expenses of different things, for example, decorations, public accountant charges, etc with the goal that you have a more exact figure. It is prescribed that you visit your nearby bank and affirm the sum the bank will have the capacity to get you. In the event that you are purchasing a property with your accomplice, you will be in a situation to consolidate the joint pay. Read this page for more points of interest on home credits in Malta.
Property Needs, Wish List and Searching
When you have a financial plan as a primary concern, you can begin chasing for a property. To streamline things, we would recommend you make a rundown of necessities and a list of things to get and pursue that up by going on the web and scanning for your base prerequisites. You will in the long run thin this down to properties you’d jump at the chance to see. The subsequent stage is contact the RE/MAX Malta land operator and timetable viewings for the equivalent or following day. A few people select to work with a land operator for the straightforward reason that this planning is attempted by them. Beside this, a land specialist will go with you on your visit to the properties and will have the market information when the time comes to wheeling and dealing the cost or arranging an explicit terms.
Ensure you check the properties you like and expel the ones that didn’t live up to your desires. Guarantee you completely investigate the property – any deformities or absence of support may enable you to consult in property cost. En route, you will begin to comprehend what sort of property you may accomplish in buying and may begin including those things from your list of things to get to your pursuit. You will begin asking your self inquiries like “Consider the possibility that I were to buy a property with warmed floors. Would it use up every last cent? This situation will be an experimentation until the point when you discover the bargain between your requirements and needs. It is affirmed through an ongoing Real Estate Insights report in 2015 that purchasers go up against normal of four months to discover their property so in the event that you fall inside this class you will have discovered your first property in Malta before you know it.
Marking your First Promise of Sale
When you have discovered your optimal property, you can make an offer. Check how much comparable properties are moving for in the zone before proposing a cost. Should the merchant concur, recall that the assention is – up until this point – verbal, and regardless of being given in accordance with some basic honesty, it is hesitant. When you have conceded to a value, a date is set for marking of the Promise of Sale (“Konvenju�?).
Drafted up by a public accountant, this is an agreement between the purchaser and dealer where a few terms and conditions are spread out in composing. The agreement might be liable to a few conditions; for instance, the dealer may need to conclude certain subtle elements or occupations in connection to the property; as the buyer, you may wish to have the property assessed by a draftsman for any auxiliary deformities and may just buy the property should it be of sound structure. Different conditions could be identified with the allow of the property or that you really figure out how to anchor financing for the property. In just certain cases may a guarantee of offer be broadened given that the two gatherings concur.
The agreement would likewise incorporate a date for marking of Final Deed, and such date would fill in as a due date for the two gatherings. With the end goal of the Promise of Sale, the legal official speaks to the administration and is unbiased between the two gatherings. When the Promise of Sale has been marked, you will be requested to pay a store (generally 10%) to the dealer, and a further 1% temporary stamp obligation to the public accountant. A duplicate of the agreement is then given to both you and the merchant. The legal official would then need a further a month and a half to do looks on the property – checking the legitimate title, guaranteeing there are no credits taken against said property, and that the merchant can move the property.
Marking the Contract
Should every one of the conditions written in the Promise of Sale be fulfilled, the gatherings at that point meet to sign the Final Deed. This would be perused out by the legal official and again marked by the two gatherings. At this stage, you should pay every single pending equalization – including the rest of the parity on the property, the rest of the parity on stamp obligation (by and by just 5% above EUR 150, 000 up until end of Dec 2016) and 1% charges to the Notary Public. The agreement is then enrolled at the Public library, and the keys to the property are given over to you – a pleased mortgage holder. Your next cerebral pain is moving all your own things to your home!
The procedure of property-chasing may take anything from multi week to a while, and is subject to your earnestness to discover a property. Should you be in a rush, or are preparing of time it is imperative to tolerate as a main priority that property hunts and marking of agreements take a normal of three to a half year’. Don’t hesitate to get in touch with us so we can be a piece of your arranging procedure.
Why Choose RE/MAX for Your First Property
At RE/MAX Malta, the first run through purchaser showcase is only one of the land advertises that we have concentrated land operators working with clients regularly. Our know-how of the market, complete database of properties and reach of twenty-two workplaces and more than 250 home specialists situated around the Malta and Gozo will without a doubt be a resource for your property seek.
Every office of our own has various completely qualified first-time purchaser deals partners accessible to take care of your call. You will find that our partners are exceptionally proficient and won’t squander your time. We are glad to state that we do our most extreme to tune in to your each demand and set aside the opportunity to manage you through the procedure. Our partners are likewise helped by best in class innovation which cautions them explicit properties come accessible on our database that coordinate your hunt criteria.
You may locate our week by week refreshed rundown of properties for First time purchasers helpful or you may get a kick out of the chance to get property refresh messages of properties that get through our database that coordinate your criteria. In the event that you have a shot, we likewise make them intrigue articles that depict the genuine encounter of first time purchasers in Malta on our blog.
from Jane Cycling Blog https://janecycling.wordpress.com/2018/12/04/and-obviously-im-a-first-time-buyer-in-malta/
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"get home and car insurance quotes
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How can I get cheap auto insurance?
Hi, I live in Southern California, and recently got my license. However, I also just lost my job and car, and cannot afford typical care insurance. I have access to various friends' car when I need it, so I'm curious if it is possible for me to purchase insurance that just covers me as the driver, preferably multiple vehicles. I also need something cheap! If anyone has any suggestions, it will be much appreciated! Thank you :)""
Is driving a motorcyle dangerous? and will it raise my insurance prices?
is a motorcycle more dangerous than a car what are the pros and cons. i am considering it for the good gas millage i am 18 yrs old (clean record) -- will it increase my insurance costs
Geico car insurance?
I'm interested in transferring my car insurance to Geico. I went to their website and filled out the electronic form, and the amount came out quite expensive. I thought it was going to be cheaper. Should I call them and speak with a rep for more accurate info?""
""After 7 years out of country, why the high car insurance rate?""
Seven years ago, I got a job working overseas. I sold my car here in the US before I left. Now I have returned to the US to live and I bought a car. I was shocked at the insurance rate - the cheapest I could find for a 2013 Ford Fiesta was $1112 for six months of coverage! I asked the agent why the rate was so sky high. Well, because the assumption is that you have been driving here in the US as an uninsured motorist for the past seven years . I tried to show proof that I was living overseas for those seven years, and that I didn't have any vehicle to insure in the US. But my explanation fell on deaf ears. Is there any way to explain my situation to Safeco (the insurance company)?""
How can I get cheaper car insurance?
I live in Toronto, but my address on my liscence is in a smaller town about an hour out of the city. The car that I have is registered on my husbands Toronto lisence. I want to buy insurance using my out of the city address so it will be cheaper. Would I be able to do this even though I technically live in Toronto?""
How much for insurance?
If I were to insure all my assets, including my house, my car, and all my belongings, against loss, theft, and damage (of all kinds), what percentage of my assets' value would be a good price to pay as a monthly insurance premium?""
I need help finding a dentist or really cheap insurance?
I dont have very much income what I make goes out for bills automatically and I really need to go to the dentist. Can anyone tell me of a cheap insurance that I could get that wont take 6 months to kick in.
Average insurance price for a Speedfight 2 (16 year old male) ?
could anyone please tell me the average insurance price for a Peugeot Speedfight 2 red wrc 50cc moped 2006 ---- for 16 year old male, no modifications just 3rd party, locked up at night with the cheapest price?? any help/info is helpful -- thanks alot :)""
Will court ask for insurance with guilty plea?
My fiancee just got a ticket. She just recently lost her insurance so she had none at the time she was pulled over. If she goes into court and pleads guilty will the court check to see if she had insurance or not? I live in California.
Auto Insurance Question/Teen Driver?
Our teen is about to get his learner's permit. At what point am I obligated to notify my auto insurance company that our son is now a driver.....when he gets his learner's permit or when he gets his actual driver's license? I'm wondering at what point my rates will increase as a result of needing to insure my son. The state is Vermont. Thanks!
Regarding car insurance ?
Hi, I just got my license about a month ago and I can't find insurance quote cheaper than 4,500. However, all my friends who passed at the age of 18 got insurance quotes for less than 2,000. I even looked at the same cars as them or even cars in the lowest insurance group; still no realistic result. I'm trying to insure a car not an aircraft, any suggestions or tips ?""
How much does homeowners insurance cost in Phoenix Arizona?
Please dont say call and agent, thats obvious. Im just wondering because I want to buy a house around $200000 between 1700 and 2200 sq feet. Anyone have a house like this in this area? How much is your premium? THANKS!""
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get home and car insurance quotes
Cheap UK car insurance UK - Student?
Hi , I'm 18 I'm looking for cheap car insurance What company do you have ? How much do you pay ? per annum/month Co - op student insurance in cheap but they put a box in your car that monitors your speed, how you turn corners etc. which I think is a bit ridiculous and I really dont want to settle for that. Thanks""
What do you think about my car insurance? Please help?
Hello, I'm an international student in the U.S. I've just bought Honda accord car (year 1999) and a driving license. I need your experiences to find the cheapest insuarnce. I've got two quets until now. One is from Geico company which offered about 700$ per six months, and Sate Farm which offered about 600$ per six months. I still see these offers expensive. Please help me to find the cheapest insurance. Thank you in advance.""
Someone hits me and I have no car insurance?
I live in Texas and was wondering what would happen if someone was to hit me with it being their fault and I didn't have insurance?
Speeding tickets and insurance?
If I just got a ticket for speeding today and would like to take it to court, will it appear on my insurance statements right away or do I actually have to be found guilty and THEN it will appear on the statements?""
A question about car insurance?
We own three cars and have insurance on all three. If my daughter moves to another city and takes one of the cars, will the insurance still cover her? Typically the rates are based on where you live. Thanks for any advice!""
Good 125cc motorbike 1000 Low insurance 4 stroke?
I need a good motorbike that is 1000 - 1300 That has LOW INSURANCE (Under 300) That is also 4 stroke and 125cc . I like the look of the sym XS125 k
Can i sue a car insurance company?
Heres the story, me and 5 friends were driving from Los Angeles to Bakersfield in the middle of the night, it was really rainy, i was in the backseat sleeping. My friend hit a puddle and hydroplaned, cleared 3 lanes and we rolled 5 times down a hill and slid into a field, everyone was ok miraculously. I sustained minor injury, had cuts and bruises all over. Was out of work for a week on doctors note, but was really out longer because i work at lowes.....im lifting heavy stuff all day and i couldnt move well at all for weeks this happened all in November, it is now may and i just got a letter in the mail from my friends insurance stating that there is a possibility they wont pay my medical bills in full and i should consider other options pretty much How the hell do i handle this?""
How much would it cost to get the implanon removed at planned parenthood but with no insurance?
I have had it for almost 2 years and it bothers me so much! I get really bad side affects from this stupid thing and I want it out ASAP!
What is the estimated cost of repairing a knocked down motorcycle? (assume only aesthetic damage)?
Girlfriend knocked down a motorcycle while parking...trying to determine if we should go insurance or out of pocket.
Can the car insurance find out that I have been in a car accident?
I have just gotten a new job and I said I havent been in a car accident, but I did twice. Are they gonna find out about it when they add me in their car insurance?""
""My Insurance paid out too much, do I have to give it them back? (UK)?""
After a solicitors firm managed to draw out a car insurance claim for 18 months I finally settled 50/50 on the incident, instead of refunding me 50% (400) of my excess the solicitors paid me 100% (800). I verbally informed them of the error before they issued the cheque and they still proceeded, now they have noticed the error they are asking for me to return the money. Am I legally obliged to do so and how far are they likely to pursue this if I do not?""
Why would insurance for a 50cc cost 500?
its a 2007 50cc motorbike which i would like to insure in aberdeen, kept in a garage and locked. im 16 and have passed my cbt but not full lisence, the cheapest quote i could get was 480, and that was third party cover only. is their anything i can do to lower the cost and where can i get a cheaper quote http://www.pistonheads.com/sales/1898234.htm < the bike""
Do i need insurance for a project vehicle?
I am looking to get a project car to build until i can drive do i need insurance
How much is Canadian (British Columbia) car insurance?
I am 21 years old and have had a licence in California since I was 18.
Trying to repeal the Healthcare law which is good for the American people the only thing republicans hope?
Trying to repeal the Healthcare law which is good for the American people the only thing republicans hope will put them back into the White House?
How much on average would insurance be on a Grand Prix? (For a 17-year old)?
Are they considered sedans or sports cars? I think I would go through State Farm, with the good grade/safe driver book. Does anyone have experience insuring one? It would be anywhere from 1997-2003 model with about 100,000 miles on it. Thank you!""
What is the cheapest way for me to get car insurance?
So I am in a bit of a pickle. I was fortunate enough for my mom to buy me car. However, I need to pay for insurance. She has an insurance company but I am not allowed to be added on it until I am 21, because her car is a company car and has special insurance. So I cannot be added under her. So what is the cheapest way to insure my new car. Do my own insurance and pay a lot more $$. Or have her do another insurance on this car and add me as a secondary driver. Although, we would both be paying insurance and I am the only one driving. Bit it would pretty much cost the same. What do I do to get a cheap insurance company and how! NOTE: Please do not leave a link and say go to this website (They never work, take forever, need all this info, and some cost money) Also dont say call an insurance company. For now just please give me advice. Thanks (:""
Insurance on a Mazda miata mx5?
Would it be considert a sports car? And how much would the insurance go up from a regular adult insurance?
Car insurance rough estimate?
55 years old, recent drink driving conviction, Mazda sports car worth < 2K.""
What is a good looking and cheap running car for a 17 year old british man hoping to pass soon?
i would prefer a hatchback but dont actually mind lol...need it too look good, be cheap to run and cheap on insurance""
Car insurance whats the diff?
I got two insurance quotes and one is for 20/40 liability (the state min) and the other is for 100/300 what exactly does this mean. I know its the amount that they cover, but I only have liability so whats the difference?? Please, help.""
Getting married and need help with insurance?
My parents have Cigna insurance. I understand that I am no longer a considered an eligible dependent when I am legally married, but I am also a full time student. Which status is the dependent variable when considering eligibility? If I'm married AND a full time college student, does that mean I can't get coverage?""
""Car Tax, MOT, insurance cost me 500; others pay much more; time for a consumer revolt?""
Car Tax, MOT, insurance cost me 500; others pay much more; time for a consumer revolt?""
Why would insurance pay double what someone paid for a motorbike?
If a motorbike was stolen and returned with minimal damage why would the insurance company pay out twice what the bike cost?
Motocycle insurance??
i want to buy a motocycle (sports bike) buti would like to know an estimate of how much it will cost for insurance. Are sports bike more expensive than a car? I'm paying around 200 for my monthly with a car right now.
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get home and car insurance quotes
Pregnant? Health Insurance?
My bf and I have been intimate for the past almost 3 years, which is how long we've been together, we've only used protection a few times. I have been on BC for the past year to a year and a half, it's the generic for Tri-Nessa. About 2 weeks ago, maybe a little longer than that, I quit the BC and we had unprotected sex for maybe 3 days in a row and he came inside of me, on the third day after we had finished I got cramps in my lower back which usually is how my cramps feel a day or two before I get my period but I also had very light bleeding and the next day it had gotten heavier and lasted a couple days. Now this was no where near the date I'm supposed to get my period, which I thought was weird. I took three pregnancy tests but they were all negative, then again I took them way too soon. I have a appt with my obgyn on Monday. Also, ive been feeling sluggish, not wanting to move much, when I sit down on the couch its like i cant get comfortable and my side like cramps up. Opinions? About insurance, I'm on insurance with my mom because she has food stamps and gets a disability check, so I have united health care insurance through her. I dropped out of school, dumb decision, I know, but I found a babysitting job and I get paid $150 a week. So they didn't put me in the school program at welfare. Now my insurance will run out in August when I turn 18 so if I find out I'm pregnant would they give me and the baby free insurance? My sister just had her third and she plus my nephew had both received free Medicaid. She's 28 so does free insurance differ by age? Since she's 28 and I'm 18 is she eligible for it because she's older or am I eligible as well? My bf and I have been busting our asses looking for jobs and he's signed up for The National Gaurd. We've been together way too long and he is very happy whether I am pregnant or not, he's a good man. I don't give a crap about any rude comments or opinions, I am just looking for advice from girls with experience.""
How would this type of crash effect car insurance premium?
If your car was insured under third party and you crashed into a Ferrari and wrote it off, would the insurance company really have to pay the entire amount? More importantly would this effect your premium significantly even if you switched companies? Obviously it hasn't happened, just wondering thanks.""
Can an employer deny health insurance for a spouse if they have insurance in california?
i have insurance and he is on mine, and he has insurance but it is too expensive for both of us. is there a particular law that says my employer cannot force me to use his or force him off mine?""
How does the new 1-50 insurance group rating work?
Ive read that most cars insurance group will more or less double But what I want to know is if 2 cars are group 5 under the old rating and one goes up to 11 and the other only to 7 does that mean the 7 will cost less to insure than the original or will 7 be about the same and 11 be more? sorry if this didnt make sense. 10 points to anybody who can answer?
Senior life services insurance company?
Has anyone ever dealt with senior life services insurance company, and if so , Good Or bad results. Some insight please?""
California: Do I need to insure before buying?
I'm new to California. If I buy a car from a private seller in CA, do I have to get the car insured before the registration is transferred to me? For example, in NY you have to get the title signed over to you, get the car insured, and then go to the DMV and register it (in that order) before you can drive it home.""
Car insurance for an 18 year old?!?
Hi all, my cousin's 18th birthday is coming up and i've been charged with finding out what car insurance is like for 18 year olds. would it be cheaper to put her on her mother's car insurance (white BMW, automatic, about 2 and a bit years old, not sure of exact model) or to get her a second hand smaller car with a smaller engine? I have no idea! Her parents aren't willing really to pay ridiculous amounts which insurance for 18 year olds can get to! please help! thanks""
What is the CHEAPEST CAR INSURANCE?
What is the CHEAPEST CAR INSURANCE?
Where can i get cheap fire & theft only car insurance.?
My car is currently off road at my parents place in their locked garage. All the insurance companies i have tried don't do just fire & theft which is what i need until i can drive again. Please help as i have had no insurance for a week already but i don't want to risk it.
Will a renters insurance and automobile insurance claim effect homeowners insurance rates?
Im purchasing a home in 2 months. Meanwhile my apartment was broken into and my second vehicle was stolen via my spare key which was hidden in my apartment. My losses for the ...show more
What would be the insurance on a DeLorean for a 16 year old?
I'm about to be 16 and I'm a total Sci-Fi geek. I LOVE Back to the Future and ever since I've seen it I've wanted a DeLorean. Well we know someone who could get us a new one cheap, so that's no problem. My only concern is the insurance, and my parents aren't up for that. I don't know how much it is, but if someone our there is actually credible on the topic, could you give me a reasonable answer with a high and low. Thank you to all who answer :)""
Insurance for a car that is about to sell?
I live in north carolina and I have two cars right now. One is a dead car ( having insurance) and the other is new car ( dealer said it is ok to drive that vehicle for atleast 30 days with in the state without transfer of insurance ..I will be transferring the insurance from my old car to new car in 3-4 days as holidays are ahead. My question is some one is willing to buy my dead car ASAP and do I have to do the paper work of transferring the insurance of my dead one to new one before I sell this car. Or Insurance is the responsibility of the buyer? I don't have to worry about it? I really appreciate if some one gives a nice suggestion. I could not able to reach the insurance people bcz of holidays
If I look for car insurance at the end of the year or month will I save money?
I've heard that if I insure a car at then end of the month or year I should save some money as the insurance companies want to meet there targets. How much am I looking to save if I they give me a deal?
Car insurance for older people?
im trying to renew my grandads car insurance,(hes 81) and looking for a cheap company that can beat his current price of 537pounds a year. thank you for any sugestions""
Insurance price on 2001 Eclipse?
Im a 17 year old driver, so instantly high lol, but its an automatic 2 door eclipse but only 4 cylinder and automatic transmission. What would you think the insurance be and how would that compare to lets say... a honda civic""
Question about Car Insurance?
At the moment i have a G2 lisence. If i get my full G lisence will my insurance be less?
How much does the insurance company raise your rates if you use your car for work?
I'm talking about reading meters where I had to use it everyday, often driving from house to house or business to business all day. And I still have a lien on my car. I currently pay about $60 a month.""
What's the best way for a 19 year old girl to get insurance through the Affordable Care Act?
I had full coverage medicaid(and dental) up until I turned 19, and my wisdom teeth have just recently come in and I have cavities in them because I can't reach them with a brush. I need to get them removed immediately and another beginning cavity filled. I am independent but I only have a part time job and I need to deal with this immediately. What's the best way to get insurnce through the affordable care act? Links & recourses would be appreciated. Thank you.""
Does any1 know roughly how much it would cost to insure a 2000 automatic vauxhall frontera?
thinking of buying the car for my sister she's almost 19 and is a learner driver does any1 know roughly in s how much the insurance would be
Can car insurance limit your driving distance by gade?
My father wouldn't let me road trip to another state because my car insurance would only let me drive from here to school. Can car insurance limit the places you drive?
Can I own a car and have someone else insure it?
Ok I'm 19 and currently own my own car and the pink slip is under my name but I know if I get insurance right now it will be high so I was wondering if my dad can insure it while I drive it under my name. I live in California and my dad has State Farm. Thank you.
""According to the Hillary healthcare proposal, Individuals will be required to get and keep insurance in a
system where insurance is affordable and accesible. Is this a good idea? Why or why not?
Cheap motorbikes to insure?
19 just passed my bike test wat a get a big bike and insure it with restriction 33 bhp. im looking at the GPZ 500 S , but there all far away , insurance for third party is 496. a year. Any one know any 250-750cc engine motorbikes that are cheap around 500-1000, and are chear to insure, i wanted the kawasaki ninja 250, but 2008 year is 1750 and the insurance is over 750. a year. to dear for me, so any idea's please let me know! thanks.""
Do you have health insurance?
if, so, How much is it per month? How old are you? what kind of deductable do you have?? feel free to answer also if you do not have insurance.""
Cheap Insurance? For Young Driver?
I am looking for a cheap insurance company. I'm 17 and the cheapest quote iv had is around 2100. Anyone no of any cheaper? Thanks.
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get home and car insurance quotes
""How much is Insurance on Fireworks up to $2,000,000.00 in Maine?""
Thinking about opening up a Fireworks shop and want to know how much I'm looking at a year for insurance need a policy with the min $2,000,000.00.""
How do i get car insurance with a suspended registration and license ?
I had a lapse in insurance & in turn the cars rgstn. & my lic has been susp.-now it seems after i pay restoration fee for each, dmv wont reinstate my reg for the car w/o proof of ins. and ins. wont insure w/o proof of rgstrtn. HELP.""
How much Percentage of Premium Covers in Car Insurance Policy?
www.insurancequotescompany.com
Who's insurance covers a hit and run driver in California?
My girlfriends car was hit by a hit and run driver in the state of California. The driver of the vehicle that hit her bailed from their car and fled the scene of the accident. The vehicle was not reported stolen however we are not sure at this time who was actually driving the vehicle. When the police arrived on scene they did retrieve the insurance information from the vehicle. My question is whos insurance covers this accident? will it be claimed against our uninsured motorist on our policy? though I know that uninsured motorist does not cover vehicular damage when the driver has not been positivley I.D'ed OR does the vehicle owners uninsured motorist coverage hit us as they are liable for damages caused by their vehicle? I'm really not exactly sure of how any of this works so any help would be greatly appreciated! Thanks!
Motorcycle or Scooter Insurance in London?
How much would the insurance be for a motorcycle or scooter worth less than 4,000GBP in London? I'm hoping that it would be a lot less than a 50cc scooter in Dublin worth about 400GBP costing 200GBP for insurance per year.""
Any ideas about how much insurance would be for this car?
I'm thinking about buying a Mitsubishi Eclipse soon. My bro has one and i drove it a few times and loved it. My current insurance company charges me $30 per month on a Loaded 2003 Ford Taurus SES. Any idea what they would charge for a sports car like an 02 5 speed manual Eclipse or Eclipse GT? And yes, i realize i could just call my company and ask them, but they dont have 24/7 calling and i don't wanna wait til tomorrow Lol Thanks in advance!""
Question on car insurance and modifications?
If I want to just lower my car, will my standrad insurance cover it or will I need to go to a specialist insurer.""
Health insurance questions...?
My health insurance is provided by and paid for by my employee. They are changing insurances effective Sept 1st; I'm scheduled for surgery on Sept 8th through the other company. How does this work? Do my deductibles that I've paid roll over?
Car accident? How much should I expect when I settle?
I was in an accident 6 months ago (it was the other persons fault) and I am still going to the chriopractor and doing physical therapy, I got my car paid off which was totalled and this accident has changed my life and many of my plans were changed due to it. Im still in pain and have a scar how much money should I be expecting for my pain and suffering since I already got my property damage. Will I have to pay my medical bills with this money? The other insurance is a branch of allstate (i dont know if that helps)""
How much is it to insure this car?
I'm 17, B student, took Divers Ed, and my grandpa and I restored a 1998 Mercedes-Benz SLK230 Kompressor. The only problem I see is insurance. Does anyone have an estimate of how much this will cost per year?""
Insurance on a 2005 hyundai tiburon?
17 year old guy First car Blue exterior Automatic car 4-cylinder Allstate insurance
Is it compulsory to have comprehensive insurance for car or 3rd party ins is sufficient?
any diff for having insurance for new/old/second hand car?
Acting career where do i start?? where is safe and affordable places to live in LA?
Hi everyone first let me just say thank you for your time in advance. I want to move to LA and start my acting career but i have never been in LA so i dont exactly know where would ...show more
New Car/ New insurance...need it immediately?
I will be buying a car on Sunday. I am under my parent's insurance right now but will be getting my own when I get the new car. Do I need to get the new insurance policy before driving the car off the lot? How can I do this without the VIN number? I live in Florida.
Aircraft insurance rates with DUI/DWI charge?
If one is a partner in a small aircraft, what effect does a potential DUI/DWI have on aircraft insurance rates?""
What car insurance company do you use?
My car insurance is 2,200 a year and my parents are looking for something cheap. We have state farm. Any suggestions?""
""What's the cost of insurance on Porsche's, BMW's Ferrari's, etc?""
What's the cost of insurance on Porsche's, BMW's Ferrari's, etc?""
Does a retired teamster get life insurance?
My dad died, my step mom says he has no life insurance. he has been a teamster for over 25 years.""
""Visiting CA, do I need to get auto insurance?""
I have an IL driver's license but no auto insurance. I am planning to visit family in CA. Is it legal for me to drive my mom's car without having auto insurance? If not, where can I get short term (2-day) auto insurance?""
Good Car Insurance Agency in Kentucky?
I'm going to be heading to Eastern Kentucky, near Hazard. I currently have Nationwide insurance, but may change my insurance around if it is cheaper. What are some good and cheaper car insurance companies?""
Should auto insurance for teen boys be more expensive than teen girls?
im doing a project and i don't which one to answer i need your help
As a 22 female driver about how much would a 2010 camaro insurance cost? i have a perfect driving record?
As a 22 female driver about how much would a 2010 camaro insurance cost? i have a perfect driving record?
Whats cheap cars to insure for a new driver?
Hi there im currently undertaking my lessons and instructor said I should pass before march time and just wondering what cars are cheap to ensure for new drivers and how much roughly are they a month and is there any way I can knock it down to make a bit cheaper? can you get finance cars for new drivers with insurance and tax free for 3 years?
How much is good car insurance for a uk driver?
I am looking around at car insurance comparison websites, and I want to know if the quotes I'm getting back are reasonable. How much would a reasonable monthly insurance payment be for a UK driver with more than 15yrs experience? Also, how much would it be if you added a newly qualified driver as secondary driver to that. The car is a 2006 Ford Galaxy. I know it depends on the other extras etc, but I just want to get a rough idea of what would be a reasonable amount to expect for this, on average.""
How much do you pay for car insurance?
How much do you pay monthly for car insurance? I need to buy a car soon. How much should I budget monthly for car insurance?
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get home and car insurance quotes
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mazda 3 mps insurance
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a company van hit my parked car in a parking lot the driver left note with manager of business saying where he worked,what time he hit my car and location in parking lot,now business owner is refusing to tell me who his insurance carrier is ,the driver also wrote down his name""
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What are the most common vehichle that is cheapest on insurance?
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What's up with these private car insurance company's that insure your car if it breaks down?
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I took identical information and filled out a progressive quote for both DETROIT and LOS ANGELES and both are 2356 FULL coverage (im 16 years old with zzr600), While when i got a quote from TD Bank they said 6000$ what the f u c k my damn bike doesnt even cost that much got damn it.""
""I got a wet reckless, and filed the SR-22. What happens if I cancel my insurance?
The California DMV says you have to maintain proof of financial responsibility (car insurance) for 3 years after a license reinstatement after a wet reckless charge. What happens if I cancel my policy and change insurance companies? What happens if I just cancel my policy and just don't choose to drive?
How much would car insurance cost under these conditions?
-15 -Texas -1995 mustang gt conv. -both parents will have insurance -car is fully paid off I would like to know what insurance would cost when i turn 16 as well.
Leaving saga car insurance due to high renewal quote so would like to know another over 50's car insurer..?
I have just received his renewal quote which is around 90 a month more than last year and Saga claimed they do a price match guarantee. My circumstances are still they same as they was last year. Nothing has changed for me or the second driver on the policy. Any way I have been in contact with Saga for the past few days providing the details they requested for price match and they don't seem to want to price match the competitive quote I received from the co-operative car insurance. The quote is decent, cheaper than Saga even when I add on extras such as courtesy car and we have also provided details for them to log in and see the quote and all details they requested for themselves but for some reason they want to stick with their high renewal quote. Because of this I've decided to switch but before the switch we would like to know if there are any other insurers that would benefit me?""
Which company provides the cheapest car insurance in the UK?
I recently passed my driving test, so for a first time driver its going to be high but what if i am an additional driver""
Is there Constitutional precedent for requiring people to buy health insurance?
Car insurance is mandated because you're licensed to drive and the license can be revoked, but you're not licensed to live, so is there legal standing for requiring purchase of a product (health insurance)?""
What kind of health insurance do i apply for?
I have a one year old son and he has had medi-cal off on and they give me so many problems and i'm tired of him having medi-cal. I recently reapplied because they stopped it again, but this time i added his father on there since he has no type of medical insurance either.4 weeks went by and i haven't recieved anything in the mail so i call and ask what is going on. The lady was extremely rude to me and tells me they denied my application because they never recieved a packet that requested birth certificates,social securities, proof of income etc. And i tried to explain to her i never recieved the packet that requested any of that and that's why i was calling to let them know and she said well they already denied you so you need to apply again i'm tired of medi-cal my poor son deserves better.so i was wondering if anyone knew of something else i could apply for? it's just for my son and his father i'm still under my moms insurance so i don't need it but i have to apply for them since i'm the mother of my child obviously. We live off of $400 every 2 weeks and have other things to pay for.so please someone help!""
How can i drive a car from florida to ny with temporary plates?
i want to buy a car in the state of florida. iam a ny resident with ny license and was wondering if i buy a car in florida how can i get tags and all that to drive to ny. i dont have insurance as of now
Visitors in USA - no medical insurance?
I have my parents visiting me from abroad and my father needs to go see a Doctor immediately for Heart Condition. He does not have any insurance in US. What can we do? Are the hospitals OBLIGED to see any patient, regardless of coverage? Will I get roped into the whole process? Please guide.""
Can you buy health insurance for only your baby?
we need insurance for our one year old,we did have the state welfare insurance for the first 11 months,now shes 13 mos. and her dad is working but no insurance for a couple more months and what if she gets sick and more shots will be needed soon,so can you buy insurance for only a baby or do you have to have an adult on the plan also""
How does this car insurance thing work?
and where can you get car insurance quotes.
mazda 3 mps insurance
mazda 3 mps insurance
Can people really save 15% or more on their car insurance by switching to Gieco?
is Geico a expensive car insurance or do you really save a lot? I'm planing to switch to Geico but I need to know if it'll be cheaper. I mean what do you guys who have Geico feel and think about the insurance?
Car insurance question? Under parents name?
Hi all, I recently got my drivers license when I turned 17, and am now looking to buy a car. I'm looking at a Foxbody mustang 5.0. Before the omg 17 get a civic comments, I can drive, I seldom speed, and when I do, its on an empty road in the middle of the night. I have track experience and know how to control a car, don't try to convince me otherwise. Now, my problem. Obviously mustang insurance for a 17yr old will be nuts, but right now I'm on my parents insurance policy so I can drive their car(1 car family), and a friend of mine told me I could just insure my car under my dad's name and claim that I drive it occasionally. So I realize I could claim my father is the primary driver and I'm just an occasional driver, but if I am actually the only one who is driving it, and something does happen where I get into an accident or get a ticket, what could happen? Would I be covered in case of an accident? Can they say no and not cover me if they find out I'm the primary driver? I'd be the only person driving it whatsoever, my dad can't even drive a stick, so I'm wondering if this is even possible or not. Thanks.""
Can I Switch To Another Car Insurance Company?
I hate my current car insurance company. I was paying about $12 less every month with my last one for the same type of coverage. The only reason i got this insurance is because my last one was about to expire. I wanted to go shopping for car insurance and my GF's sister told me about this one and she didn't wanna give me a ride to look for cheaper insurance. I guess she just wanted to get her $25 the car insurance company gave her after i signed up. B*tch. Anyway, I am paying around $45 a month and i wanted to know if i could switch car insurance companies. My current car insurance does not expire until March 2011. Also, will i have to pay that first month down payment thing with the new company???""
Young male car insurance uk. HELP!?!?!?
im 16 and turning 17 in the next couple of months I'm a boy. and I've had a few quotes from people but there way to expensive! granted its always going to be higher for me being a young driver i just want to know what the cheapest place to get insurance from is? the car is a 1.3 diesel or can be petrol haven't bought the car yet. please help UK ONLY!!!!!!!!!!!
Which to buy?? An Alfa Romeo 147 1.6 lusso or an MG zr 1.4?? They cost the same and insurance is similar. ta.?
Which to buy?? An Alfa Romeo 147 1.6 lusso or an MG zr 1.4?? They cost the same and insurance is similar. ta.?
How much is a basic texas motorcycle insurance?? cost these days..?
I am curious to know this information.. for later to purchace a bike maybe a suzuki 250r 2011
Insurance when your pregnant?
I currently have insurance although October 1st my coverage will be terminated because I left my job. I recently found out that I was pregnant and was wondering how I will get insurance and will my pregnancy be considered pre-existing when I get insurance through a private company. Should I try to go to the doctor while I have my current insurance through work or wait until I have new insurance
How much would my car insurance go up if I got a mustang?
I'm 24 years old, have a good driving record, and I am currently on with my dad's insurance. I have a 2005 chevy aveo right now, with almost 75,000miles; and I pay $110 a month for insurance. Unfortunately, my car may be reaching it's end, and I may have to get a new car. I've found a used 2002 ford mustang, 2 door and 14,633 miles on it. How much do you think my insurance would go up? My dad says it would sky rocket... But I figure I'd ask anyway! Thanks!""
How much would a person pay for car insurance?
Let's say I buy a BMW M5 made from the year 2006, how much would I pay for the insurance? Also, let's say it's a new car, too... If you just buy a brand new car, how much do you pay every month? (I'm doing a research... so, please help me)""
Insurance for teen driver?
i live in california and i just turned 18 and i got my license back in december. i want to know if say my parent's car has insurance, does that mean anyone can drive it? or is there such thing as each individual person needs to have insurance along with insurance for the car for it to be driven legally?""
How much would insurance cost for a 97 Mazda Miata?
I'm thinking about getting my 16 year old son a 1997 Mazda Miata with about 110,000 miles. I have 3 cars currently with state farm. I do plan on selling one car to buy the miata. I have a clean driving record myself. My son in an honors student. He has completed drivers Ed. He hasn't gotten in any wrecks yet. Any idea of how much insurance would be a month for him?""
Do i need motorcycle insurance to get my tags?
I have my first motorcycle, a green 2002 kawasaki ninja 250, green of course. I am working on getting insurance but its going to take about 5 more days. Can i get my tags without insurance?""
Having car insurance cancelled??
my payment is due in a few days, and due to financial difficulties, im not going to be able to pay my car insurance on time. when i go to the web site (i have progressive) it says pending cancelation on 7/27/08 ... can they do this? what should i do?""
Will an insurance company pay for a surgery if..?
..I had it before I got the insurance? Just about a month ago I had chest reconstructive surgery. I'm 18 years old so I have to be a full-time student to be covered by my parents' insurance. However, I realized I can't afford to pay for college. I have no job and I also desperately need a car. I want to take a year off to work and save money and get a car and then go back to college when it rolls around next year. However, my surgery hasn't been paid for yet and I only have until the 29th to drop my classes without being charged. If I were to quit college to work, how much would insurance be for me per month and would they even cover the charges of the surgery since I had it done before getting the insurance? Thanks.""
Do i need to call my car insurance company?
I was in a car accident today and it was not a small accident. I hit a car on its side. there was an older woman so an ambulance came but she ended up not being hurt, just procautionary. the police were called and they took all my info and whatnot. It was wierd the police did not give me any papers or anything and told me i could leave. they just asked me if i wanted my car towed and i said no. the police officer also told me when i asked him that i dont need to call my insurance company unless i want to make a claim. is that true? i only have 1 way insurance so im probably going to scrap my car. I always thought u should call them no matter what, do you know if i am obligated to call them or will they contact me? location: Quebec, Canada thanks a bunch, Tyler""
Can I drive someone else's car without insurance?
I am getting my license soon (if i pass the road test) can i drive someone else's car without having any insurance in Rhode Island ?
Insurance quote!!!!!!!!?
abut how much will it cost to insure a 2002 suburban for a 16 yearold male in dallas texas with a 3.5 gpa
How much is a 2010 Jeep Sahara cost a month for insurance?
How much is a 2010 Jeep Sahara cost a month for insurance?
Monthly car insurance?
Hi, im 17 and recently passed my test and bought a 2000 fiat punto. Now for insurance, can you get insured monthly and if so what are the best websites to use? Personal experiences would be good cheers""
Should I call my insurance company?
Last fall I hit a raccoon really hard and it ruined my front spoiler and my radiator, the damage was under my deductable so I decided to just buy the parts on my own. Since I don't drive the car in the winter I parked the car over the winter I decided to just put the car into storage and buy the parts in the spring, so I bought the parts, installed them and now I found out that my motor is ruined from the car overheating after I hit the raccoon. and its going to cost a ton of money to get everything fixed on this car. Would I be able to claim something like this even though it happened 6 months ago?""
Car insurance?
I'm a teenager getting ready to start driving. I was wondering how much it costs in Indiana for car insurance for a teen driver that has take drivers ed and how much it costs for insurance if i have not taken drivers ed.
21stcentury insurance?
21stcentury insurance?
International students and health insurances?
hey guys. i'm an international student in US. I want to get a health insurance and i was just wondering if i can get a basic health insurance from anywhere when i'm in F-1 ? if I cannot is there any good and reliable health insurance I can consider ? any suggestions ? thank you.
Contents Insurance. Average Price Roughly??
Not fantastic area, sharing a house. I have usual 20 something stuff (TV, Games Console, Laptop, DVD Player) Rough Price, THANKYOU""
Motorcycle Insurance Fee?
Hi, My name is Johnny. I'm 19 years old and live in Santa Monica, CA. I currently have DL and I know I need to get Motorcycle License to drive Motorcycle. I've been driving for 9 months and had no accident at all. Although, I sometimes drive my parents' cars and have no insurance. I heard that driving motorcycle will cost me less on payment and insurance. I want to buy like, Harley Davidson model from 2006-2008. How much will it cost me for my insurance?""
mazda 3 mps insurance
mazda 3 mps insurance
How long do I have once I cancel my auto insurance in Florida?
Okay so I just got a quote from Geico that is half of what I'm paying my current insurance company. My insurance payment is due the 23rd though. Now they told me that the whole process of signing up would take from a few days to 30. I wont be driving my car these holidays so would it be possible for me to cancel my coverage with the other company and sign up with Geico. If I cancel will my license get suspended? I just don't wanna have to send the tag back because it cost me 400 dollars to take out.
Hit and run but the victims car didnt have insurance?
ok so i was in a private parking lot and i accidently scratched another car i left because i was stupid and got scared. the cops came and found me the next day and i got charged with ...show more
Do i need a cars permit to get a motorcycle permit in california?
hi i just wanted to know if i have to get a cars permit for a motorcycle permit in california im already going to turn 17 in a couple of months and i already took drivers education i also read and studied both handbooks for the test sorry if my english is not that good or if i misspelled anything
Cheapest london minicabs/private hire insurance ?
I AM LOOKING FULLY COMP PAY MONTHLY INSURANCE THANKS ALL
How much would insurance cost for a 16 year old boy driving a BMW?
I'm looking into buying a BMW 525 I for my first car (2003). I really dont wanna spend all the money on insurance so I would like to no how much it will be for my car. I live in Connecticut if that helps. PS. I'm not some rich snob whose parents are buying a car, i work very hard for the money I do have.""
Car insurance?
i currently have a car and am insured fully comp on this. my partner is about to purchase me a new one but as i still own the other one i'm not sure what to do about insurance. i'm tempted to take out another policy with a diffenret company for fully comp and run them both until i sell my old one. any suggestions
What is the cheapest auto insurance company for drivers under 21?
I need some help finding a cheap car insurance company in virginia... Let me know what was the cheapest one in your experience Thanks!
How much do you or did you pay for sr-22 insurance?
How much do you or did you pay for sr-22 insurance?
Good auto insurance...?
I'm with AllState and I can't stand them. They charge way too much for so little. Which other insurance company offers better quotes??
Husband won't get life insurance?
We just married a few months ago. He bought a house a month before we married through VA loan. We are almost 40, and I believe we need life insurance on each other to cover house, cars, debts, ect.... I have enough on me to cover for my part and some. My husband told me that my name if not on the house so I have not financial bearing. If he dies, I can simply walk out the house and downgrade to a trailer, apartment, rent home, cheper home, whatever.... or I can sell his things to help pay the note... OUr house isn't new and very simple!! regardless, I think this is rude. you don't leave your widowed spouse with all that baggage. He makes plenty that he could afford a policy. I am asking him to cover most of the house, his vehicle, and personal debt... which he has a bunch from before our marriage. Am I being hard on him? He isn;t willing to share checking account or save together. He doesnt want me minding his finaces- none of my business is what he tells me pretty much.""
What is the cheapest auto insurance for 16 year old boy?
Thanks in advance
Teens why is car insurance so expensive?
This morning i was looking at this 2001 ford crown vic. and the owner wanted $700.00 for it, but when I called the insurance company they told me my insurance would be $300.00 per month. why is car insurance so expensive, thats crazy AM I RIGHT?""
Auto Insurance Quote too high?
I got an insurance quote from Amica Insurance. I've never had any ticketes or anything and they want $ 180 per month. With Farmers it is $360 every 6 months. Why the big difference? I heard Amica is supposed to be cheaper? Thanks
When will a vandalism( to my vehicle) go off my record for insurance purposes???
About 2.5 years ago some kids used nylons and a hamburger wrapper in my gas tank to set my truck on fire. It was a brand new tahoe with dealer plates and it had to be deemed totaled due to damages. Now I am trying to change insurance and get quotes and even though I was not at fault and didn't even know these children it increases my premiums by about 600 every 6 months. Does anybody know when this will go off my record? I cant understand why I'm being held financially accountable for some delinquents behavior.
""With car insurance, can you only have one driver per car insured?
Some updated papers came today and I saw that a woman was listed as driving my dad's truck. I called to ask if there was a mistake and he said that because she is a fellow inspector she also drives his truck and his work told him that he needed to add her to his insurance. I'm just wondering why only her name is listed as driving the truck. What would happen if he got into an accident with it? I'm sending the papers to his hotel so he can look them over and call the company but in the meantime I am curious!!!
What is the best insurance company for a recently passed young driver?
I passed my test last week and i am looking to buy a corsa, punto, clio like car. Its gonna be either a 1.0L or 1.2L car. How much will this cost me and what companies will give me the best quotes? Also, i am a boy""
How soon do i need auto insurance after buying a vehicle (used)?
I am buying a truck for the summer, and i was just wondering if i need insurance to drive it back home, or whether i can just drive it home and then get insurance...sounds stupid""
""Typically, how much will your insurance increase if you get into an accident that is your fault ?""
Im in So California and just got into a car accident, my first accident in 25 yrs of driving. Typically, how much more will I expect my insurance premium to increase ? What factors are involved ? the amount of damage that the insurance will pay ? my driving history which is 1 accident in the last 25 yrs ? what else ?""
What happens if I become a part time student while on my parent's insurance?
What happens if I become a part time student while on my parent's insurance?
Short term insurance company's for 9 points +?
Hi i dont live in the uk and use my car for 3-5 days every 6 weeks when im there, i did have ecar insurance for 1 month when i was there for the summer, now that i want just 3-5 days insurance they wont quote me, ive tryed tempcover and they are no good !! all the ones ive come across wont insure me because i have 9 points.. witch is typical as they say they can insure up to 8 points... so my question to you is this do you know of any short term 3-5 day car insurance comapany's that take drivers with 9 points? its stupid that 1 or 2 mistakes leads down this poor road :P""
Do you have to have car insurance for all of your vehicles (California- read more for details)?
I live in California and I understand that by law here you have to have car insurance; at least minimum coverage that is. But does this apply to all cars regardless of whether you even drive them on the street or not? The reason why I ask this is because I have a 1971 Chevy Camaro SS which I bought from my father about a year ago (He basically gave it to me, but I didn't want to look spoiled in front of my sister so I gave him $2,000 for it). I did have it insured for the first year thinking it probably wouldn't cost me much, but now I really regret getting it insured since it costed me nearly a fortune this year alone. And the thing that really sucks is that I've never even driven it yet since it still needs a lot of tuning up (and unfortunately I don't have enough time to fix it up since I'm usually a very busy person). Do you think it's possible to uninsure my camaro since it's not even drivable yet? I mean it's not like I'm going to hit a car or something with it since it's just sitting in my garage the whole time. I would ask my insurance agent about this, but I never really trusted them. (They were the ones that persuaded me to get it insured in the first place without even telling me whether I had to or not)""
What is some good cheap car insurance ?
I live in california! I'm 18 & my first car is going to be a used one.help n advice plzzz:)
Insurance for a 2007 Nissan Sentra SE-R Spec V?
I've been wondering how much insurance would cost for a 2007 Nissan Sentra SE-R Spec V for a 16 year old as the main driver, but I don't want to send my information to an insurer for a quote and possibly get unwanted solicitaions from them. Does anyone have any idea? Oh, and would it be different for a 17 year old?""
Information about health insurance please?
Im looking for a cheap but good health insurance. Please let me know what your recommendations are.
How much is mobile home insurance in South Florida?
Looking to buy a vacation home in West Palm Beach. Does anyone out there who actually lives in a mobile home in South Florida tell me how much to expect? The park is on the Intercoastal, I was going to buy for cash but now the douche bag owner raised the price so now I am going to look else where and may have to finance some of the purchase price and I am assuming that I will have to insure it. I am expecting the worse. Please only answer if you really know a number.""
mazda 3 mps insurance
mazda 3 mps insurance
Car insurance?
I PLAN TO PURCHASE A USED CAR. THIS WILL BE MY FIRST CAR SO I DO NOT HAVE ANY CAR INSURANCE. I KNOW THAT I CAN NOT DRIVE THE CAR OFF THE LOT UNTIL I HAVE CAR INSURANCE. SO WHAT DO I DO? CAN I SIGN UP FOR CAR INSURANCE AT THE LOT? WHAT IS A GREAT CAR INSURANCE COMPANIES? ANY HELP YOU COULD GIVE ME WILL BE GREAT. THANK YOU SO MUCH :)
Legal question about car insurance.?
My son was at a party, an aquaintance asked for his car keys to get some drink out of the boot. He then stole the car and crashed it. Only a provisional licence. The car, which is a company car, is a right off. The insurance company are saying that they may not pay out. Who ultimately is responsible.""
Will getting quote for Insurance affect my credit?
I am trying to switch to an insurance company with cheaper rate, so I have to get quotes from several. I am wondering if it will hurt my credit if everyone check my credit using my SSN? soft inquiries just like when I pull out my credit report?""
What's the cheapest I can get car insurance for?
I'm 17 years old, and am looking to get my first car, something like an old Ford KA, Ford Fiesta or similar, you know the kinda cars I'm talking about. I am able to keep it in a secure residential car parking space. I'd prefer not to be told to just look around on price comparison websites , I've looked but the prices im being quoted are ranging from 3500 to 8000 and I'd like a rough idea on the cheapest I would be able to get it for, and tips as to how I can get it at a good value price?""
Why do car insurance companies do credit checks?
I have just renewed my car insurance and made a massive saving from 162 per month to 79 per month. But the first few wouldnt let me pay monthly because of my credit history. Why ...show more
Is Physician's Mutual a good insurance to buy on your own?
My family currently has no medical insurance and I received information in the mail on Physicians Mutual Insurance Company and wanted to know if anyone has used them and if they are affordable for a family?
Insurance premium increase?
I was involved in a fender bender where no party admitted fault. Other persons insurance company went to arbitration against my insurance company to recover their loss. Arbitration Panel decided in our favor i.e. I am not at fault hence need not pay the damages. Total loss amount listed by other party was $800. My car did not have any damage worth repairing. (Also, I am lazy and passive enough to not pursue too hard for a minor dent.) After arbitration settlement other person filed a lawsuit against me in small claims court. I was pretty sure that a judge cant do anything after arbitration. To my surprise judge assessed that out of $800 - $250 was the deductible paid by other person. Prior Arbitration did not include that amount hence he can adjudicate on this $250. He adjudicated against me for $250 + legal fee. Judge also told me that I need not worry about this money as my insurance will pay for it. (Most ridiculous judge and judgment I have ever seen, but thats a separate matter) I called up my insurance company. They are willing to pay this amount. My question is  will making them pay increase my insurance premium. I have a pretty clean record with no at-fault accidents. I pay about $1000 per year for two cars in WA state. Insurance company is: Farmers""
How much is motorcylce insurance for state farm and is there one cheaper then state farm?
im gonna buy a bike and heard that its cheaper for a bike and its insurance then a car and its insurance... thanks for the help
Does any body know car insurance company that will insure left hand drive in the UK?
I have try search om google and phoning car insurance company's and no luck so far(5hours looking and phone some company's up). Car info Ford F150, 3.6L and maybe Honda civic 1.8.If u know any company's that worth trying please leave the name and contact number. your help will be great full. (first person that find the company that will insure theses cars will be best choose answers, I will contact them and if the will u will be best answer.)""
Would this put a 15 year old on disability insurance?
(This isn't for me, it's for my younger sister, I've already left home) Okay so, my mother, although she's a doctor, is in pretty large amounts of debt and my sister Abby needs treatment for various mental illnesses (PTSD, Depression, BPD, General anxiety, Anorexia, all professionally diagnosed) She's 15, and she's currently failing school because she feels like she can't go to classes anymore so she just sits around the school (she has thoughts of failure all the time, but in class her thoughts are amped up and she can't concentrate on what she's doing because of the voices in her head). She's trying her hardest to deal with it all on her own, and she's gotten a little bit better (except for her eating disorder), but still thinks she needs help from a psychologist. Our mum can't afford one, and Abby's lost so much weight lately... Can she be put on disability insurance for this? She needs help, we can't afford it. We live in Australia, by the way.""
What does it cost too get sr 22 insurance?
just need to know a ball park fig
How much would insurance be on a 2006 Dodge Charger SE?
im graduating next year and i was just curious about how much insurance would be for a 17 year old with a charger.
Can I drive my sisters car without being on insurance?
My sister lives at home with me and my parents and I just got my license back. I'm not on the insurance, but am I able to drive my sister's car even though she still lives home? My mom said I can't legally.""
Car insurance...oh my god?
hi, i just pass my driving test, my car (insurance group 7)....i search on confuse.com for third party car insurance is 4000 one year..although i'm 30 years old. is this ture? ...show more""
How much would car insurance in North Carolina be for an 18 year old?
I was wondering how much car insurance would be for someone my age? I've been told by a bunch of other people my age that their car insurance is $140 a month....Thanks for any help:]
""I need auto, health, and condo insurance; what is the cheapest way of doing this?""
I need a descent health plan that will cover prescriptions. I am still young and don't need much but I do have a prescription to fill that is about 250 without assistance. So I guess what I'm wondering is if I get all of them through a company like State Farm, will they give me a price break since I use them for everything? Thank you.""
Should I contact my auto insurance company (accident was not my fault)?
Okay, my wife's car got stuck in the snow last week close to the subdivision. So I went out to get the car because she's not really good at driving in the snow, but I have ...show more""
Car Insurance increase after moving?
I have just moved house and my car insurance has increased by 160. I have only moved half a mile from my previous address. If I ask my insurers to provide justification and proof for this rise (ie - why the area is higher risk) are they obliged to provide me with it?
How much do you pay for Auto Insurance A Month?
what do you pay a month on your auto insurance. and do you think it's to much or do you save money?
Is it possible to buy car insurance abroad. i am insured normally for my car in th uk and it is a uk registere?
is it possible to buy car insurance abroad. i am insured normally for my car in th uk and it is a uk registered car but because of ever rising insurance costs im trying to find different ways aroud the uk insurance laws for cars. ive been told i can get an insurance policy from any european country that covers me to drive in the uk . is this legal and is this possible as if so this loophole in the law could save british motorists a fortune each year as european insurance is much cheaper. if you can do it where do you start
Is it true it costs 6 thousand a year to add a teenager to your car insurance in michigan?
Is it true it costs 6 thousand a year to add a teenager to your car insurance in michigan?
What do you think America can do to make more health insurance affordable?
What do you think America can do to make more health insurance affordable?
How much do you pay for car insurance?
I know that you cant tell me exactly how much car insurance would cost for me so I am asking how much you pay for car insurance? If you are around 18 years old and drive and older car and have good grades how much do you pay per month for car insurance?
""When you had your first car, how much were you paying for the insurance?
im just gathering statistics
Do car rental companies ask for proof of insurance?
Here's my circumstances, I'm 22(have credit card in my name) and am going to rent a vehicle. I had insurance for 4-5 years, have never been at an at fault accident and have one speeding ticket, so I'm a pretty good driver, when gas was near $4.00 I traded in my vehicle, and it's fine as I bike everywhere as it's all close to me. I'm having family over for a couple days and need a car though, it's easy to drive around town, I'm almost 100% sure I wont get in a wreck, but I have a feeling the insurance would be more expensive than the rental itself which is ridiculous for someone with a driving record such as mine. Can I say purchase just liability and then sign something that says I'll pay for the rental if I do any damages, what would be the cheapest way to get out of this?""
mazda 3 mps insurance
mazda 3 mps insurance
https://www.linkedin.com/pulse/cheapest-car-insurance-jayden-castaneda/"
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Do you need insurance if you only have temporary tags?
"Do you need insurance if you only have temporary tags?
I was wondering if you need insurance if you have temporary tags in Ohio, and if you do, what's the cheapest insurance company for male teens?
BEST ANSWER:  Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr 
RELATED QUESTIONS: 
How much would my insurance be?
I'm 16 I will be 17 in about 9months. I will be buying a 2002 Nissan Maxima and I was wondering how much would I pay monthly/yearly on insurance. -I'm 16 -Grades aren't the best by they're passing. -I have no driving history. -I have a minor charge on my record that will go away when I'm 18. I know you can't give me a exact answer but a close one would help. Oh and if there's any way I can lower the cost that would help a lot. And is $4,200 to much to pay for my car? Thanks in advance :)""
NY registration insurance lapse 2 years ago?
I know I sound ridiculous. Over 2 years ago I moved, and left my car at a relatives with plates etc. Never turned them in. I don't believe I cancelled insurance either . I just moved back and would like to register and insure the car again. I checked my drivers license and it is valid with no suspensions or restrictions etc.. I went online to get a quote from the same insurance company and it seems like I could have signed up right now with a very reasonable quote. lucky or can I expect something else when I go to the DMV?""
What is the cheapest car and insurance?
What is the cheapest car and insurance?
Car Insurance Question (regarding insurance)?
Hello, I have an insurance question. Last December, my wife, 2 y/o daughter, & I were involved in a car accident. The other driver was at fault, this was noted on the police report. My wife & daughter both required medical attention. My daughter suffered a broken leg & has since recovered. Unfortunately, my wife's recovery is taking a little longer. She required immediate surgery on her wrist & needs daily physical therapy. Although I have a laywer, car insurance & health insurance, I've had to front enormous amounts of money to cover medical expenses. My health insurance will not reimburse me for expenses. Can I ask my car insurance company to help me out with expenses? They know the other party is at fault (police report says so). I've had to liquidate stocks & savings to make ends meet. I'm now out of money. I was not at fault, yet I'm being punished. Any advice on how to get reimbursed ASAP? My settlement probably will not occur until next July.""
What raises car insurance premiums?
I accidently dented my roomies car with a scratch as well. I was told by a good friend since the car was parked if she took out a claim on it and she didn't list anyone who's at fault (in other words she doesn't know) that her insurance would pay for it. First is that true and if so, would that raise her rates? She told me it would raise her rates. Also she said all it needed was to be buffed, how much do those usually cost? She has a 2007 or 08 Saturn VUE. Because if the buff isn't that much it might not be worth it to challenge her. But there is a possibility the damage might be more then a buff can handle.""
What is the difference between whole and term life insurance?
Which one is better to provide for your families needs if something happed to you?
Can someone help me with an insurance question?
new driver no insurance live in ca, 20yrs old, i am considering of buying kia rio my monthly car payment will be around $169. can u give me an estimate of how much my insurance will be.""
How much is cheap auto insurance for a 16 yr old female?
she would have a nissan maxima. how much would it be to have her under her own..with a co signer in VA
How much would insurance be for me?
I'm 16 and I've had my license for about seven months now. We've had financial problems so we've held off getting insurance. But, now we have a situation where I would need to drive the spare car to and from school. (I would only be driving a total of 16 times, 32 if you count round trips) It's a Hyundai 2010 Elantra, but I may also be driving the 2012 Mercedes C250. Would it be more affordable if I were to go under my mom's insurance? Possibly my father's? My parents are divorced. My main guardian is my mother, but my father only has had one car incident while my mom has had several. All, however, have been minor. And, separate question, but is it possible to only get insurance for a month? If so, I think I would be able to pay for it myself, but if not, I would need a fairly cheap insurance policy.""
My husband needs health insurance.?
My husband works full time but doesn't have insurance thru them. I'm pregnant and most outside health insurances won't cover him because his wife is expecting a baby. I want to know is his work health insurance any different. R they obligated to give him insurance reguardless if his wife is pregnant?;;
Backtack on medical insurance for newborn?
Is it Normal for my job to backtrak and charge me premiums for my newborn if I didn't enroll her until about a month after she was born? She was on my wifes insurance up until I enrolled her but they took a lot out of one check. Spoke with the head of finance dept and tells me they still backtrack from when she's born even though she was on my wifes insurance
Does anyone know of any dependable and affordable health insurance for young adults?
Does anyone know of any dependable and affordable health insurance for young adults?
First time car insurance?
i have been driving my parents car for about a year now and i am going to buy my own car. i am buying a 1.3 Ford KA 07 registration i am female and 19 do you have any tips for getting good insurance and reasonably priced insurance? i am aware it will be expensive. i am looking for fully comp insurance also does anyone have any experience with coop car insurance where they fit a smart box to your car and measure your driving?
Car insurance?
Car Insurance help? I have a provisional liscence and my husband has a full liscence. Our insurance is full comp. He is covered to drive any car. Does that also apply to me if someone is sat by the side of me.
How much does insurance range to for motorcycles?
How much does insurance range to for motorcycles?
NJ Car Insurance? What do you think of http://www.NJ-Car-Insurance.ne... Liberty Mutual Etc.?
NJ Car Insurance? What do you think of http://www.NJ-Car-Insurance.net Liberty Mutual Etc.
""Served my country, but can't get life insurance?""
I have served in the US Army for 17 years, I have deployed 5 times in support of many operations to include twice to Iraq and preparing for a 3rd. I took a physical last year for life insurance when I retire and it was found that I have a high level of protein in my urine. I have been denied time after time because of this preexisting condition. Who can I go through so I can get some affordable life insurance. It is sad how this country takes care of it's veterans. I have done everything that was asked of me as a Soldier, now that my time is almost up, my country turns it's back on me. What a shame.""
How much will my insurance cost?
I know this is going to be different by state, and maybe even by zip code, but all I want is a average, or rough estimate what my insurance will cost. I'm 18 years old,(male)and have had my license for two years, and I have a clean history, and have never had an accident or ticket. My car is a 2000 Ford Focus ZX3, with a 2.0 Zetec engine, and 5 speed manual transmission. I also live in the state of Virginia. So how much would my insurance cost me monthly? I'll be on my fathers insurance aloso by the way. As I said, I know this will not be accurate, but I just want a guess to start with to have an idea on what I'll be paying monthly.""
Car insurance rates sports vs regular?
ok i've never owned a car before, im 19 and i've been insured on my parents 3 cars since i was 16, 1 being a 2005 mazda rx8. perfect driving record, no tickets, no fenders. they're going to buy me a car now, and i'm trying to get them to just give me the mazda because they want to sell it any way. They say the insurance rates would be too high. So they want me to get a shitty honda or something (which would be like the same price they would be selling this beautiful mazda for because it has 40k miles on it) So what would be the difference per month i would be paying in insurance if i were to take the mazda (which i guess is defined as a sports car) vs if i were to buy a shitty car that isn't a sports car""
Whats the typical cost for fr-44 insurance - monthly?
more info: It would be a cheap car for example a 97 escort or corrolla in the state of florida. Thanks!
Car Insurance in Washington?
I recently moved from California to Washington. Is my California car insurance still valid in Washington? Should I cancel my califorinia insurance and get a Washington one?
Can my insurance company sell off my total loss car without making payment to me first?
My car was involved in an accident in Dec 07 to which the insurance company said was a total loss. To date i have not accepted their offer and the matter has now been refered to FOS. I have just received a letter from DVLA advising me someone else has requested a V5C for the car and if i am still the legal owner. Can the insurance company sell the car without me agreeing? is this not theft? What can i do about it? any advice/help will be greatly appreciated...
""Pregnant and no health insurance, what can i do?
Im 6 weeks pregnant and i dont have health insurance. I have a full time job and my husband does also but I cant get health insurance through either company. I know we make too much money for medi-cal but what other insurance company can i contact in California?
""How much, on average, does it cost to add an umbrella policy to your homeowners insurance? i'm just looking
for a starting point. a general ballpark figure or range for how much this type of additional insurance costs. thanks in advance for any help.
How Much does car insurance cost for 16 year old male in Alberta?
For a 2003 saturn vue, how much can i expect to be paying for car insurance?""
Do you need insurance if you only have temporary tags?
I was wondering if you need insurance if you have temporary tags in Ohio, and if you do, what's the cheapest insurance company for male teens?
What is the best auto insurance company?
Any insurance company you have had an unusually good OR bad experience with? My family has been with State Farm for a long time, and they always have done a great job working with us (plus my rates don't go up for speeding tickets, which is how it should be). But I just feel like $131 per month (full coverage) is too much for a 21 year old car. Granted its a sports car and I'm a 22 year old male... but still... Thoughts?""
How much would insurance be for a 1999 Ford ZX2 Escort?
I'm 17, a boy, and I live in maryland just 5 miles from DC. Im getting my first car next saturday and its gonna be a Black 1999 Ford ZX2 Escort. How much can I expect to pay for insurance? I have a clean driving record. Also, my parents dont have car insurance so they have to start a separate account for me. Thanks!""
What is the cost for home insurance based on?
I am thinking of buying properties in other states to use as rental income. The properties are cheap so i can afford to pay cash the issue how ever is that the rent is also cheap in Update : Yes i know being a distant landlord is difficult so if it makes economic
What is the average motorcycle insurance for an 19 year old in IL?
What is the average motorcycle insurance for an 19 year old in IL?
Does my car insurance go up if I got a speeding ticket out-of-province?
So I have an Ontario license and I got a speeding ticket (15mph over - 24km/h over) in NY near the border. Keeping in mind that this is my very first traffic ticket: 1. How much am I likely to pay? 2. Does it affect my insurance? 3. (I don't really care cause this probably won't happen again) Do I lose any points?
Advice between life insurance and medical insurance?
I have 24 yrs old and am hesitating between life insurance which propose a cash back bonus of 25 % every 5 years on a 30 yr term policy and a usual medical insurance.? The premium cost for both are a little bit similar.
Am I required to put my parents down on my car insurance? I am concerned about liability.?
I am an adult over 40 yrs old, living with my parents. I have not been off my parents policy before. I live in New York State. Am I required to put my parents down on my car insurance, or would their car insurance cover it if they had an accident while driving my car?""
What state has cheaper car insurance?
I'm in California right now and will be moving to Florida next year. Which of the two has cheaper car insurance rates?
Cavities before getting health insurance?
What are the rules with getting dental insurance. I am willing to pay monthly for it because I really need my teeth fixed. I heard you can't get any teeth fixed you had before the insurance and also you had to have the insurance for a certain amount of time before getting your teeth fixed. Who knows what the rules are about this?
""I don't have car insurance, is it illegal to drive someone else's cars which has car insurance?""
My dad lets my use his car which has car insurance, i just want to know if its illegal to drive without insurance in california because i don't have insurance.""
Whos the cheapest u found car insurance thru?
ive checked all state geico progressive state farm aig 21 century liberty mutual and esurance. r there any out there that ive missed? im a student and on a very strict budget so i need the best deal possible. thanks!
Auto insurance rates?
How much would you say Progressive or Allstate charges for auto insurance? I'm talking for one person, paying for one car.""
Two Questions for Automobile Insurance?
Can u guys help me to answer these questions? These questions are about Automobile Insurance 1) How can coverage needs change as you go throughout life? 2) Utilize Insurance Terminology. TY!!!
""If I bought the DB9 they wrecked in the Bond movie, where can I get it repaired really cheap.?
Is insurance cheap and can I drive it really fast because it was used in a movie?
Will my insurance drop me?
hey guys.. i have state farm insurance and i was put on my parents insurance as a 17 year old because i got into an accident in november (not my fault, i got rear ended). i turned 18 on new years day and just got a speeding ticket (51 in a 35). i was just wondering if my insurance could drop me and if so how likely it would be. thanks.""
Is Geico car insurance good or bad? What's your experience?
I've had Allstate for 11 years but now I need to cut costs and Geico is SO much cheaper than Allstate. The thing is, there's no local agent or office. Maybe that's why they're so cheap. Anyhow, I'd like to hear your experience with Geico, good or bad?""
How much would my insurance be?
I am a 17 year old male and I'm looking a getting a ford mustang. I am trying to get a 2008 v6 4.0 L convertible is my car insurance going to be rediculously high?
Approx. how much would a leased car amd insurance cost a 24yr old male?
Planning on either a alfa romeo, or civic moving to the uk so not sure what leases are like and insurance. Insurance in toronto is sky high so im assuming it will be the same. I pay $400 a month so arounds 200pounds. Just looking for estimations thanks. City driver too, possibly london or glasgow.""
Do i need insurance?
If my mom has geico insurance and im 15 and just got my permit do i need to be on her insurance. Insurance is requiered in oregon but i dont know if teens need it?
Volkswagen Golf SR insurance?
I have just bought a Volkswagen Golf SR (import) 8v 1.6 ltr and I am having trouble finding an insurance company that lists this car. Has anyone else got this model and who do you have your insurance with? Thanks for reading
Medical insurance during divorce?
We just filed for divorce in the state of California, we've been married for 12 years and his medical insurance renews in July. Can he take me off now or does he have to wait till the divorce is final?""
Insurance and Licence Plate?
So my mum brought me a licence plate for my car last year, and the latest I can put it on my car is the 17th July. If I pass my test this week and set my insurance up for it to start 2 weeks later it will cost me a lot less. Can I set my insurance up with the licence plate I have now, send the form off for my new licence plate, and then ring my insurance company up later and tell them that I've changed my licence plate? If they charge for this has anyone got any idea of how much? I know its slightly complicated, so if anyone doesn't understand just ask.""
Which car is cheaper to insure?
2003 mitsubitchi eclipse or 2005 ford taurus? the eclipse has a 4 cylinder and the taurus has a V6. Both Automatic. Eclipse is older but Taurus is probably safer. Eclipse is smaller. Tauruses have more problems than eclipse. Which would be cheaper on insurance overall?
Insurance for 17 y/o driving landrover defender '93 UK ANSWERS ONLY?
My dad's thinking of getting an old landrover defender '93 for towing our boat, and off roading and shooting etc. and i want to know when my time comes to driving will i be able to drive it, weather its under my dad's insurance or my own, how much will it cost??? B""
What Insurance is the cheapest for teenagers in texas?
What Insurance is the cheapest for teenagers in texas?
Do you need insurance if you only have temporary tags?
I was wondering if you need insurance if you have temporary tags in Ohio, and if you do, what's the cheapest insurance company for male teens?
Do I need Liability insurance?
I live in So california, and just brought lots In Texas,Arkansas and Utah.The lots are vacant land. Im being told that laibility insurance might be wise. is there someone out there who knows for sure.""
Insurance company won't give me enough money to fix my car or get a new one-- what do I do?!?
I got into a car accident a week ago, a truck driver backed into me while I was just stopped at a stop sign. He admitted it was his fault, I had witnesses that supported my story, and his insurance is willing to pay me, BUT since my car is a 1996 Corrolla with almost 200,000 miles on it, the cost of repairing the hood and fenders and everything exceeded the amount my car is worth. Their estimator said the amount of damage is about $2500, so they consider it totaled. Now the choices they are giving me are that they'll take the car and give me $1700 (which won't be enough to get another car), or let me keep the car and give me $1200 (which won't be enough to repair it). I think this is really unfair since the accident wasn't my fault at all and now I'm being told I'm going to have to pay to either get a new car or fix my old one out of my own pocket, but I've tried arguing with them to raise the amount they're going to give me and they say they're not legally required to give me any more money than what my car was worth. Is there ANYTHING I can do? I'm a poor college student and really have no money to be spending on something that I couldn't help :(""
Car insurance companies that allow you to drive other cars?
If i am over 25 and fully comp on my vehicle I can drive other vehicles that have fully comprehensive car insurance which insurance policy let you do this?
Do I still qualify for my parent's insurance?
My employer just told me that I qualify for their insurance plan but they won't help me pay for it. I get paid biweekly just under $400 and they want to take $137 out of that check to pay for my health insurance. My mother says that I would still qualify for her health insurance since I technically didn't get an offer of health insurance (she's says an offer is where an employer offers to pay part of the cost of the health insurance). Should I start looking for my own, more affordable health care plan or will I qualify to get back on my parent's plan?""
Car Insurance Question?
Hi, im 16 and 17 in August living in Ireland, and i'm thinking of buying either a Honda Civic 1999-2001 or a Honda integra 1998-2001 aswell, i'm a guy and i'm wondering how much it'll cost to insure either one of them, and also what car is better""
How much is motorcycle insurance in Ontario?
I am a 17 year old male living in downtown Toronto Ontario. I am buying either a used Honda CBR 125 cc or a used Kawasaki Ninja 250r. Please tell me the estimate of what my insurance would cost with a completed motorcycle training course.
Car insurance........................ car insurance have agreed to?
pay for my car after it was stolen and written off. they agreed to pay 200 pounds which is well more than i paid for it.so it looked like a good deal, however, 100 is the excess which i thought left me with 100..NOT the case,,they have taken the other 100 to pay for the years insurance which i wont use as i dont have a car...plus when i complained..they advised me to drop the claim and i dont get anything nor do i owe anything except the fee from the recovery collection which is 150. is this extortionate or what ??are they allowed to do this..i still owe them 20 pounds for the o/s amount for the years insurance as i insisted they do make it as a claim..and they wont take it as 2 seperate d/d payments either as i dont now have a car..HOW CRAP IS THAT ??? what can i do to get my money back""
Is it illegal to drive without car insurance?
Is it illegal to drive without car insurance?
Do I need a non-owner's insurance policy?
I am going to sell my vehicle soon. I will no longer need car insurance. Do I need to purchase a non-owners policy? I know that when I eventually do buy another car + insurance, they ask how long you have been continually insured, and if I dump coverage altogether, I'll have to indicate that there was a period that I had no insurance (even though I had no car), which will probably increase my rates.""
Does UK car insurance get noticeably cheaper when you reach 25 years old?
or is this just a general thought among motorists?
Car insurance with low down paymnet?
i am a nj driver. i have 2 tickets on my driving record (from 2 yrs ago but most insurance companies look at a time span between 3-5 yrs) plus i am under 25. so naturally when i look for car insurance rates they are HIGH. i went to geico, progressive, allstate, and about what seems like a hundred others and they all want to charge me $200-300 dollars a MONTH. (my car isen't a benz or BMW it's a honda civic for crying out loud!) i finally found car insurance at CURE and it's only about $90 a month, but they want a down payment of $263. Is there any insurance company that doesn't expect such a large down payment?""
Do I need health Insurance in Australia?
Hi, im going to Australia for a year and im really not sure how the system works. Will I get free healthcare if I have an accident or get bitten by something? Do I need to purchase health insurance to cover me for this? Can I transfer my free NHS healthcare over there somehow?""
How much do you pay for car insurance?
and how old are you? not the insurance that pays for ur car if it gets damaged, the insurance that pays for the damage if you hit another car? i think what is that insurance called? no-fault insurance? idk new be""
Average docter visit cost in oradell nj w/o insurance?
does anyone know average docter visit cost in oradell nj w/o insurance?
How long does a dui on your record affect your car insurance?
ex. I got a dui almost 5 years ago, will an insurance company look at my record from the past 5 years or longer? How many years from your dui do they hold it against you?""
How much would it be to insure this car?
17 year old Female living in Miami, FL id be under my parents thing of course..they have state farm. I was wondering how much it would cost to insure a 2003 (or 2006) nissan 350z for me? just an estimate or range would be helpful thanks so much""
Isn't Ameriplan Insurance The Same Scam as Obama Care/Affordable Health?
All They did was Steal Other people's Identifying Information and the Insurance once called Ameriplan, never netted any gains for the holders of those plans. Just Wondering?""
I need Auto Insurance?
I'm in a dilemma! I need auto insurance to get my drivers license back but I don't own a car. I need a non-owners policy but I can't get coverage because theirs a car in the household. how can I get a policy?
Is car insurance group 11 lower or higher than group 32?
i am wondering as i am looking for a car to learn in and it has to be lower than group 32 thanks
Does anyone know how much does car insurance cost for underage Drivers?????
Im applying for my permit and im 17 years old. the only thing im missing is my insurance. Please help i asked all my friends but none have insurance. Thank you for your time, Diana****""
Is it illegal to drive a car thats not yours without insurance?
I need to know if it is legal to drive someone elses car even if i dont have car insurance but the owner of the car does i dont own a car but my half brother does and lets me use it the only problem is i don't have insurance is it still illegal for me to drive this car i do have a valid license this is in Ohio
What is cheaper to run on daily bassis Toyota Celica or Honda Civic Type-R?
I would like to maybe buy a Celica 190 I'm still deciding between this and the Type-R. I'd like to know does the Type-R cost a lot to run or is the Celica cheaper? I do about 100 miles a week would this kind of mileage be too expensive for any of the two cars? I'd also like to know what the average service charges are when it's due one. Also are they quick? I'm 34 so insurance is not too bad for me but I just would like to know from other owners of these cars what the real cost of these great machines are.Cheers
How much is motorcylce insurance for state farm and is there one cheaper then state farm?
im gonna buy a bike and heard that its cheaper for a bike and its insurance then a car and its insurance... thanks for the help
What's a good auto insurance company that has a good rating?
I have four cars.... no tickets or claims in years.. I have insurance now, but I think I am paying too much. Only one of them is driven on a daily basis..... the others very infrequently.""
What would be the insurance of a teen driving a 2004 Toyota Camry?
My 16 year old daughter just got her lisence and i want to put her on insurance right away. I just need the range of about how much this would cost me.
Do you need insurance if you only have temporary tags?
I was wondering if you need insurance if you have temporary tags in Ohio, and if you do, what's the cheapest insurance company for male teens?
No insurance ticket?
I got a ticket today for no insurance. I know I can go to court and show proof of insurance and just pay court costs. After I show the court my insurance card, are they going to contact the insurance company to make sure it is valid? I'm sure you know why I am asking.""
What is the best deductible for car insurance?
What is the best deductible for car insurance?
Homeowners insurance question?
I've carried my auto and homeowners insurance with State Farm for about 15 years. I've had multiple auto claims but only one claim on my homeowners poicy. I had my roof replaced about four years ago when most houses in the area were damaged by hail. I've been very happy dealing with state farm but I'm considering a change to travelers. Travelers sent me a quote that if accurate reduces my homeowner insurance to about $900 per year as compared to the slightly lower benefits from State Farm which is costing $1200 every six months. What opinion do you have of these two companies and what do you base it on. Will Travelers drop me after the first claim and do they pay claims quickly? Please give your opinion on my making a change. Thanks.
How much does getting insurance on a car cost?
im 17 and me and my mom are trying to get the CHEAPEST car insurance possible !! how much does it cost? what company?? thanks for your help
How to get a temporary car insurance?
my friend would like to come to the UK buy a car and then go back to Hungary , So for the time until he gets back to Hungary how to get a car insurance for that 1 or 2 days , and how to inform the DVLA ( if he has to inform them (i am not sure ) ) that the car left the UK ? Thank you for answers""
Will I have to pay sports insurance ?
I'm a 16 year old female and I will be getting a 2007 tiburon 2 door , 4 cyl car , would I have to pay sports insurance on it even though it's not 6 or 8 cyl. ?""
What is the average of insurance cost for a 19 year old?
I've been looking around online to research costs and from what I've seen it averages around $150. $200 at the worst. But my mom tells me I have to pay $440 dollars? Like wtf. Even four of my friends, who are still 18, pay around $170 or so. Is she just bullshitting me? I have never incited any tickets and drove safely when I was 18 and still now at 19. I'm not sure what to say to my mom. I told her about how others are paying wayyyyyyy less. I'm thinking the insurance is just cheating my mom or something. Anyone have any idea what I should do? I remember my mom asking me to give her my transcript to show I have a GPA above 3.0 to lower costs. And now she tells oh it's $440 .. I don't know what's going on. I'm not very well spoken in my native language so there's some issues talking about this.""
I'm 17 years old will my insurance go up for a speeding ticket i just recieved?
i was getting away from someone tailgating me, horn blowing etc. for reasons still unsure and i was afraid if i pulled off the road, he would too, so i was in my corvette, i tapped my brakes, nothing and he gigged me so i pulled away and he turned off onto a side road and was i was clocked going 64 in a 45. if i go to traffic school will my insurance not go up much since its my first offense?""
Do you have to have a vehicle to get an auto insurance quote?
ok so i am wondering how much insurance would be for someone like me who has no credit and never owned a car before. i have tried checking online for quotes and stuff but i dont even have a car, and the sites like geico or progressive require u to have a vehicle to even get a quote. i live in minnesota and im 24 if that makes a difference.""
Motor trade insurance for 21 year olds?
Im looking for motor trade insurance as a second driver and Im 21 years old.
How much will it cost to insure a motorbike such as cbr600f if im 23 and just passed my test?
And are there ways of cheapening the cost - I really have no clue of how much motorbikes cost to insure. the cbr600f is group 14,which sounds reasonable. Can i lump the insurance with a car thats group 11? i live in the uk.""
""Health insurance starts in 10 days, but I am sick now. Will they reimburse me?""
If I went to the doctor now, would I be able to submit a claim for reimbursement? My insurance is Aetna. I called them, but they are closed because it is Sunday. Answers/suggestions are appreciated.""
Insurance BIN Number?
I need to bring my insurance information to the pharmacy in order to get my prescription costs down. They asked for me to bring several numbers, such as ID #, Group #, etc. I got that, but it also asks for a BIN # . I don't know what that is or where to get that info, is it on the insurance card (I have Blue Cross)? I hope someone can help because I'm in a bind. Thanks, Patrick""
Self employed and need affordable health insurance for self and children?
Self employed and need affordable health insurance for self and children?
Transferring van insurance to car?
can u transfer van insurance to a car in republic of ireland
How much do you pay for car insurance?
I pay $525/month. Reason? I like playing bumper cars with real cars. Everytime it goes down, pow right in the kisser, pow right in the kisser, pow right in the kisser, pow right in the kisser, pow right in the kisser, pow right in the kisser""
My insurance premium has doubled.how can they do this!(ireland)?
I put in a small claim of 600 year last year.I am full comp for four years.I have a full licence.I am a lady driver.I havent moved house.My claim is settled.some insurance companies has refused to quote me.they say it is not in there policy to do so.They wont give me this in writing as this is not there policy either.At the time of the claim i was told verbaly that my insurance would not go up more than 150 euros.
Will full coverage car insurance cover a blown head gasket?
It still has enough oil in it (between E and F on the dip stick), I can just tell this is what it is because Oil is leaking down the driver side gasket and I'm noticing my coolant level beginning to drop. I just want to do something about it now before I keep driving it and completely blow the engine.""
Car Insurance company asking for dependent's SSN.?
She doesn't have one as she is on H4 visa. she has ITIN. We are in Texas. Is there any way out for this? My wife doesn't drive and is not listed as a driver on the insurance.
How much would it cost to insure a ford puma?
how much would the insurance be on a ford puma for a 17 year old, driver whose just passed her test??""
Does anyone know what homeowners insurance companies allow dogs like like chow chows?
We are thinking of getting a very sweet gentle chow from a local rescue group and our current insurance (Travelers) will cancel our policy should we get a chow (plus a whole other long list of breeds). I'd like to hear from someone w/ a german shepherd, sled dog (husky, malamute, akita), rott, pit bull, or other dog deemed dangerous about what insurance company you may use.""
Cheapest tuner platform to insure?
I am a 16 year old male looking to buy his first car. I know im in the situation to get the highest insurance already, but im still looking for a tuner. I have about 4 grand to spend so ive been looking at civic vtecs, 240sx's, vw's and many others. I was wondering how much some tuners cost in insurance for my age and sex, and also any other cars that are cheap to insure, but i can get a lot of horsepower out of. Thank you!""
I'm 20 from London what insurance companies will let my 17 year old brother be on my policies?
Me and my 17 year old brother want to buy a 50cc gilera dna 1 for me and 1 for him. I have a full UK drivers licence and revived insurance quotes for around 400 a year......where as my brothers cheapest. Quote was 550 a year. He doesn't have any sort of licence but was hoping to get a scooter license this coming January's. So the question is would he be able to be put on my insurance policies I'm 20?? And what insurance companies will do that? Thanks ;).
""Muscle car, sports car insurance (old models)?""
Hi, im 14 and starting to get interested in buying a car, i want a old muscle car type like a stingray Corvette, Mustang, or Camaro, something of the type, like models 60s to 80s, i asked my dad about insurance on something like that and he said it would be expensive because of the fiber glass bodies and other things, i just wanted to see if he was right or wrong. so if someone could tell me all about that, i would appreciate it thanks!!!""
Scooter 50cc and 125cc insurance??
Can you please tell me how much insurance in Ireland would cost for a 16 year old boy don't say phone up the insurance company because i am just wondering how much it is thanks if you know I was looking at 125cc scooter which is insurance group 2 I was also looking at a 50cc scooter insurance group 1 Thanks for answering and please tell me your prices in euro thanks again.
Do you need insurance if you only have temporary tags?
I was wondering if you need insurance if you have temporary tags in Ohio, and if you do, what's the cheapest insurance company for male teens?
https://www.linkedin.com/pulse/motorcycle-insurance-company-temporary-1-month-policy-self-maus"
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jseltzerassociates · 6 years
Text
HR failed on sexual harassment. Now what?
Politicians. Movie executives. Tech stars. Media giants. The #MeToo movement has brought some of these powerful people toppling down as a result of their sexual harassment. The common thread among these various situations: HR had a chance to act and didn’t. So, what do we do next?
HR failed on sexual harassment. Now what?
by Kathryn Mayer
After a female employee at Vice revealed to the firm’s human resources department that she had been groped at the media company’s holiday party, the HR director reportedly told her to “laugh it off,” and gave similar advice to other staffers who disclosed they had been sexually harassed.
At the Weinstein Company, HR allegedly funneled every sexual harassment complaint about co-founder Harvey Weinstein back to Weinstein himself.
Uber’s HR department, after a female employee complained in the immediate aftermath of her new supervisor’s inappropriate behavior toward her, told the worker they “wouldn’t feel comfortable giving him anything other than a warning.”
While both Vice and Uber have since publicly apologized and said they have taken steps to change their corporate culture, and the Weinstein Company declined to comment on the HR allegations leveled against it, these incidents — along with many similar ones — point to a troubling pattern.
They shine a light not only on the prevalence of workplace sexual harassment, but also on the failure of human resources departments to properly handle these cases. Experts say the recent flood of cases that have rocked the nation make it clear that, in at least some areas of its mission, HR is failing the employees it ostensibly is there to serve.
“Unfortunately, most of the time, our experience has been [that] when women report to HR, things get worse; they don’t get better,” says Tom Spiggle, a lawyer who specializes in sexual harassment cases. “I tell employees, legally, they should report it to their employer, but I also tell them, ‘You should absolutely expect that it will result in either nothing happening, or something bad happening to you.’”
Spiggle estimates that 80% of harassment claims are “inadequately” dealt with by HR departments.
Reasons for HR’s failure abound: Lack of C-suite support, insufficient training, vague legal obligations, fear of speaking out — and perhaps the biggest problem of all: the not-so-secret secret that HR’s mission is in fact to protect the company and its executives, not the workers at the bottom of the food chain.
“It’s either explicitly understood that [HR professionals] are protecting their company or, even if it’s not explicit, it’s understood that, particularly if the senior HR person is a C-suite person, you’re kind of a team player,” Spiggle says. “It’s really hard to put on the other hat, play bad cop, and clean house.”
Though some HR departments have modified their policies in wake of the #metoo movement — by providing better methods for employees to report complaints and establishing more formal guidelines and procedures for handling allegations, for example — HR experts and attorneys contacted by Employee Benefit News are increasingly saying that employers need to do a better job of bringing their HR resources to bear on this problem.
Among their recommendations: arming human resources personnel with the training, independence and manpower to fully investigate claims of misconduct; establishing better methods for employees to report complaints; providing full transparency on how sexual harassment allegations are investigated; giving HR a seat at the table when it comes to creating policies; and allowing departments, when needed, to call in independent third parties to investigate allegations.
Establishing accountability
Most HR leaders have kept mum as wave after wave of accusations flood our newsfeeds. They have acknowledged few shortcomings, let alone a need for a reappraisal of their profession. Several HR professionals contacted by EBN declined to comment, or responded that their companies have always prioritized employee concerns.
“Where’s the HR voice in all this?” asks Amy Newman, a senior lecturer of management communication at Cornell University, who spent much of her career in human resources. “I haven’t heard from anybody. They need to blow the whistle.”
As many as 85% of women have experienced some form of sexual harassment at work, according to a 2016 report from the Equal Employment Opportunity Commission, yet only about 25% actually report it. To Spiggle, that indicates two important things. First, he says, the number of workplace harassment incidents is hard to pinpoint and likely much higher than the estimates, signaling an even more severe problem. Second, the statistics indicate that employees are too scared to come forward, he says, or convinced that a complaint will be handled poorly, if at all.
The latter was the case for former Uber engineer Susan Fowler. After she reported receiving inappropriate messages from her manager — on her first day of work, he told her he was looking for sexual partners — to human resources, HR responded that it was the man’s first offense (she later found out it wasn’t) and that he was a “high performer.” The department repeatedly told Fowler they refused to take actions against him and instead told her to transfer to another department or expect a poor performance review. She eventually detailed her experiences in a blog post.
Uber, for its part, says it has overhauled its human resources practices since Fowler’s blog post. The company tripled the size of its human resources team and introduced an anonymous hotline for employees to report abuse or inappropriate behavior, an Uber spokesperson said.
Kerry Alison Wekelo says stories like Fowler’s have caused her to take a hard look at how she executes her company’s sexual harassment policy. Managing director of HR at Actualize Consulting, a Reston, Va., financial professional services firm with about 100 employees, Wekelo admits she simply wasn’t doing a good enough job. Actualize Consulting’s sexual harassment policy, which she describes as a boilerplate statement lacking in specifics, was tucked away in the employee guidebook and only briefly mentioned at onboarding. “Not good enough, clearly,” she says. Employee training? “We weren’t good about that, either.”
“It was as basic as you could possibly get,” she says. “I was remiss in not having stronger policies.”
That’s a problem shared by a number of companies. Barebones policies stating that the company will address sexual harassment claims — with no specifics on exactly how they will do so — meet legal requirements, but do little to help employees and often leave members of the HR team adrift. (Wekelo says the lack of specificity in regulations often leaves them “up for interpretation” by HR.) Meanwhile, sexual harassment training often just checks a box, for the most part focuses on avoiding legal liability, and usually does little to change behaviors.
With those shortcomings in mind, Wekelo worked with Actualize’s lawyer to expand the company’s policy. Instead of saying that disciplinary action, including possible termination, might occur for an abuser, the company now has a strict zero-tolerance policy. “If the accusation is true, we will terminate [the harasser]. It needs to be zero-tolerance,” she says.
Most important, the policy spells out how and where employees can go to complain. Through a new formal complaint form on the firm’s employee portal, workers can file a complaint to HR, a supervisor or a third party. The third party is yet to be determined but will be engaged if an employee requests that option, Wekelo explains.
“I have to realize that in many cases, [victims] don’t want to be talking to me about it; they would want to be talking to a third party who is removed from the firm,” she says. “From a confidentiality perspective, I only need to know the outcome. I don’t need to know the details.”
Depending on whom the employee chooses to file the complaint with, either Actualize’s HR department or the third-party — likely a law firm — will conduct an investigation. Factors evaluated will include employee interviews and documentations, including emails and IMs. If either party finds the complaint to be true, HR will terminate the harasser.
No, we don’t need to.
Yes, we are making significant changes.
Some, but not an overhaul.
Actualize Consulting’s enhanced policy formally launched Jan. 1, and Wekelo says she feels right about the course of action. It’s not about simply changing policies, she says; it’s about making employees feel like they are being heard, taken care of and prioritized.
“Seeing how many people in the news did not feel like they had a way to bring it to their management’s attention, or didn’t feel like they were going to be taken seriously, I wanted to make sure that we were doing what we could,” she explains. “We have never had a sexual harassment complaint in our organization, but if it does happen, I need to make them feel safe. Or maybe it did occur, and they didn’t feel comfortable speaking up.” Wekelo also is conducting an anonymous employee survey to ask if any employees have ever experienced sexual harassment in the workplace — to get “a pulse on the organization.”
In order to create an environment where employees are willing to come forward, employers now more than ever are well-served to not only make clear to employees what their sexual harassment policy is and exactly how they will handle claims, but also to share policies publicly as a way to increase discussion and accountability.
Facebook, for example, recently shared details about its reporting procedures, how it investigates claims and tips on anti-harassment training — not “because we think we have all the answers, but because we believe that the more companies are open about their policies, the more we can all learn from one another,” Facebook’s HR head, Lori Goler, said in a joint statement with chief operating officer Sheryl Sandberg.
Facebook says it has an investigations team made up of experienced HR professionals and lawyers trained to handle sensitive cases of sexual harassment and assault, but declined to elaborate on how it trains HR professionals when asked by EBN.
Likewise, Mastercard’s chief human resources officer, Michael Fraccaro, penned a blog post in mid-December reaffirming the company’s commitment to “act with urgency, investigate thoroughly and take appropriate action” in regard to sexual harassment, while calling on HR personnel to do a better job. Fraccaro told EBN Mastercard's policies and training are part of a bigger conversation "about our culture, which runs on decency, trust and the fair treatment of others," but declined to answer specific questions.
For many, making company harassment policies public is a good, if not overdue, start. But it takes more than that to make a difference, says Newman, author of “Building Leadership Character,” which will be published this year. Employers, especially HR management, must follow the policies they set — especially once those policies are shared with employees.
“Integrity is about doing what you say you’re going to do,” Newman says. “To have a policy and train [HR] people on it, and have [employees] doing what you’re telling them to do, and not following through, that lacks integrity.”
A new role
Admitting shortcomings and being more vocal about stricter policies and their enforcement is only part of the solution. To stem occurrences of workplace sexual harassment, HR managers must be better trained, establish better methods for employees to report complaints and be more transparent in how they investigate and handle allegations.
Perhaps most vital, HR managers will need to learn an entirely new skillset — something the profession historically has not prioritized.
Too often, some HR managers admit, investigating sexual harassment claims was “on-the-job training.” Or they were trained at the beginning of their career and never revisited the topic again.
“If they’re going to handle [sexual harassment claims], they need to be trained about how to do this [kind of] investigation,” Spiggle says. “It’s a different skill level. There are a lot of cases where HR is thrown into this and doesn’t know how to do it, even if they are trying to do their best.”
Employment lawyer Melissa Raphan, of Dorsey & Whitney, agrees. “A lot of times the people doing these investigations are too junior, and they really don’t want to do it,” she says, noting that HR officials often give up “too early” on allegations. Sexual harassment allegations often result in a “he said, she said” situation, Raphan explains, and HR’s solution is usually telling the accused, “‘If you engage in any additional [harassment] which is substantiated, we reserve the right to discipline up to or including termination.’”
“That’s just something that rolls off their tongue,” says Raphan, acknowledging that, oftentimes, no disciplinary action is taken in many harassment claims.
A number of things can corroborate sexual harassment claims — text messages, IMs, emails and photos. But that sometimes requires digging and credibility assessments — not always an automatic part of the HR toolkit. “It’s almost like being a cop in some ways,” Spiggle says. “It’s a different profession. It makes a lot of sense to invest in this.”
Too often, HR simply doesn’t conduct proper investigations due to a lack of time and manpower. HR managers are often the ones putting out fires in the company; time is stretched thin between managing payroll and benefits or complying with the Affordable Care Act. “One can see how, unless the HR rep has a lot of backing from the CEO or has resources, they might not be able to follow up in a way that they ideally would like to,” Spiggle says. Some suggest that one HR official in each company’s department should be dedicated solely to conducting investigations.
It goes beyond learning exactly how to conduct a sexual harassment investigation, though. Even more important is how HR managers follow through.
“If someone goes to HR and nothing happens and the behavior continues, then somebody’s missed the boat,” says Phyllis Hartman, a HR consultant who practiced human resources for nearly 20 years and now serves on Society for Human Resource Management’s ethics special expertise panel.
“Somebody’s not doing their job, the trust goes away, and once that happens, they won’t come back a second time,” she says, acknowledging that investigations are an “awkward” process for HR managers, made even more difficult when the accused perpetrator is a top executive.
HR personnel must have enough of a backbone — and must be empowered by C-suites and boards — to investigate an accused harasser, even top executives or star performers. “The higher up the person accused, the more difficult it is to investigate that, and that’s probably why some people got away with stuff,” Hartman says. “A lot of these HR people are afraid for their own jobs, too.”
Hartman’s bottom line: HR managers “have a moral and ethical obligation” to conduct investigations and take action as a result.
To truly stem the tide of workplace sexual harassment, HR managers should share with employees the results of investigations, including termination of wrongdoers, Newman says. That is how the company demonstrates that it truly has a zero-tolerance policy when it comes to sexual harassment, while also giving other employees the courage to speak out against wrongdoing by giving them faith that the organization will do something about it, she explains.
“[HR] should tell the entire organization what happened — that’s real transparency,” Newman says. “It comes with some risks, but then everyone knows what happened and that it’s not going to be tolerated in the future.”
Raphan agrees.
“You don’t need to go in every detail, but [HR officials] should provide employees with a sense of what was substantiated in the investigation” and what corrective action was taken, she says. “When it’s all done behind the curtain, you aren’t creating confidence that anything is being done.”
Bringing in an unbiased expert
Perhaps the boldest game-changing proposal to shakeup HR involves removing human resources from the sexual-harassment equation altogether.
Many HR experts say employers should outsource the handling of employee complaints and the investigation of harassment. Such a move could help eliminate the conflict of interest that plagues the profession: its competing responsibilities as employee guardian and corporate protector.
Bringing in a law firm or specialist to deal with complaints removes that conflict, while also making accusers feel more at ease.
“You need someone with an arm’s-length relationship with the company [in order] to be unbiased,” Spiggle says. “I think it’s really difficult to expect an HR person to make the judgment and carry out a plan that you’re going to fire higher-ups in the company or do things to shake things up.”
Where HR can most have an impact, insiders say, is when it comes to creating an ethical company culture and acting as a business’ moral compass.
HR has to be empowered to set and enforce policy. Often stymied by lack of C-suite support, many HR managers often are left administering existing guidelines rather than driving the creation of new ones that might better serve the organization.
“HR is often put in the middle, and while they can suggest a course of action, they don’t always have the authority to make the final decision,” says Emily Quinn, HR practice leader at StratEx, a national human resources consulting and software firm. “The only way to really eliminate these issues is to have a strong leadership team that operates under a no-tolerance harassment policy and through their actions, sets the tone for the rest of the company.”
And if HR isn’t part of that leadership team? Then they should insist that they are.
“We should give HR the power, but if it’s not given, they should take it,” Cornell University’s Newman says.
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gemini75eeyore · 7 years
Text
CRAZY LOVE
CRAZY LOVE
Char: Reader, Jensen, Amber (AC), Mentioned: Jared
Word count: 1857
As always, feedback is greatly appreciated!!! Happy reading!!!
Chapter 7
You woke up around 8 am since you didn't have to work, you decided to get dressed and run some errands. You grabbed your laptop to see if Jensen had messaged you. You didn't see a message waiting for you so you decided to just shoot him a quick message "Hey, good morning or afternoon depending on when you get this," then you closed the IM window and went to the kitchen to cook some bacon, eggs, and toast. You sat at the kitchen table and ate. After you finished eating, you washed the dishes, gave your dogs food and water, then let them out before grabbing your keys and heading out to run errands. You wanted to get things done and out the way so you could relax the rest of your days off. You got a notification from messenger when you were on your way home. You waited till you got home to check it.
"Hey Y/N! Good morning! I'm happy that you messaged me. I was a little worried that you might have been scared off by me offering to fly to you and then we could fly to PA together. :) Jensen"
"Well, to be honest, Jensen, I was taken by surprise but I'm starting to like the idea," You sent it quickly before you had a chance to rethink it.
"Great! I actually would like to have the chance to talk to you face to face before we sing together again. :) Jensen," He replied so quickly. You didn't think he was right there but you were happy to be able to chat again.
"Do you think you can get away with it, lol? You know and not get in trouble?" You didn't want him to get in trouble especially legally.
"I didn't think of that. I will tell them I have a very sick friend in Springfield, IL and I will catch a flight from the Springfield airport. Jensen"
"Just a reminder that you should travel in disguise, lol."
"True, especially since I'll be traveling alone and no one is to know. I can't be caught with someone as the tabloids would have a field day, lol. Jensen"
"Should I go ahead and order the plane tickets or do you want to check with your boss first about how much time you can get off? Jensen"
"Hang on and I will try to call him now to see how much vacation time I have. BRB," You're so excited that he wants to spend time with you. You grab your phone and call work to see what amount of time you can get off for the convention. Your boss says you only have enough vacation time for 3 days but because you usually have Fri and Sat off anyway, those days wouldn't count. So you thanked your boss and told him that you will submit the request via the website.
"Well, I have enough time that I can have a total of 5 days so it looks like flying is really my only option, lol." You say smiling nervously thinking about flying.
"Great then I will go ahead and order the tickets! Jensen"
"Do you want me to pay you back for my ticket?" You say as you don't want him to feel obligated.
"Oh, no, it's fine, I have tons of frequent flyer miles. It won't cost anything if at all, lol. Besides, it's the least I can do.  :)  Jensen"
"I need to call Amber and let her know that I will be there and to see how long Amber wants me there. I'll be back shortly. :)" You say hoping that Amber won't have a problem with you being there for the whole convention.
"Ok Y/N! Chat with you soon! :) Jensen"
You hope that she answers as you press the send button to call Amber. It rings a few times. You start thinking you're going to get her voicemail, then she answers sounding like she was slightly out of breath.
"Thank you for calling Creation Entertainment, this is Amber, how may I direct your call?" Amber says as she answered the phone breathlessly.
"Hi Amber, this Y/N Y/L/N. I was calling to let you know about Pittsburgh," You say and allowing her a moment to catch her breath.
"Hello Y/N! So are you going to be able to get time off?" Amber says with hope and excitement.
"Well, I wondering how many days I need to take off actually. Do you only want me there for karaoke night or longer?" You ask trying to she what she had planned. You already knew that Jensen wants you there for the entire convention but you can't let her know that because he wasn't supposed to contact you.
"Well, you can stay for as long as you can and want. I'll take care of everything." Amber says excitedly.
"Ok, great! I already checked with my boss and I actually have enough time that I can be there for the entire convention," You say smiling.
"Awesome!! I'll get started on the arrangements right now! What do you want to do for transportation?" Amber says remembering that you're afraid to fly and planned to drive.
"I have that covered as long as you have me covered for everything else," You chuckled at the last part you said.
"That's great! I got you taken care of for everything else. I'll even provide you a rental car while in Pittsburgh if you want to go somewhere to save you gas," Amber says smiling and you can hear her smiling.
"Amber, I just have to say you're amazing and I can't wait to meet you in Pittsburgh! You will be there, right?" You say excitedly.
"Yes, I'll be there as I don't want to miss you and Jensen singing/harmonizing together again and I can't wait to meet you too! I need your address to mail the tickets and all other info, please," Amber says smiling
"No problem," You say then you give her your address.
"Is there anything else you need?" You ask to make sure she has everything she needs before you end the call.
"Actually 1 more thing. I need your shirt size as I will be listing you as a volunteer. You might be needed for a few hours on Fri before karaoke and Sun to volunteer so that I can show that's why we paid your expenses," Amber chuckled.
"Sure, no problem I understand. My shirt size is XLG. I like my shirts to fit loosely," You chuckle.
"Well, Y/N, thanks for calling me back and I'm glad I was able to talk to you. I can't wait to see you next month!" Amber says.
"I'm glad we got to talk too. I'll see you next month. Goodbye," You say and then hang up smiling.
It's after 1 pm and you realize you're getting hungry so you decide to go make a sandwich and grab some chips before you start to message Jensen back. After you eat, you clean up the little bit of mess you made in the kitchen then you go grab your laptop to take it to the kitchen table to type easier. You see that Jensen hasn't messaged you so you send him a short little message "Hey Jensen, I just talked to Amber and I'll be there for the entire convention." Then you close the IM window as you don't expect him to be sitting at his computer and decide to watch "True Blood" again. You watched a couple of episodes before you got a notice that Jensen had messaged you back. You smiled and opened the message.
"Hey Y/N, that's great news and I have great news too! Jensen"
"Oh really? What news?" You figured it would be that he got the tickets ordered and that everything was "in order".
"Well, I went to Jared's to ask him a question about the flights. I tried to tell him that I was going to visit a very sick friend. He, of course, knows me so well that when I told him where I was trying to go, he knew that wasn't the truth. He said, 'You're trying to go see Y/N by yourself.' At that point, I couldn't hide my smile when he said your name. He said, 'I knew it!' He was actually happy and said he will help me figure this out so that I won't get in trouble. Jensen"
"OMG! I could kiss him!" You chuckled
"But you won't, right? Jensen" Jensen was wondering if you might be interested in Jared from that comment.
"No, well maybe on the cheek if both him and Gen are ok with it. I like Jared and I think he's good looking but I don't mess with married men. However, I would take another hug from him. He gives amazing hugs! I wouldn't mind another hug from you too!" You say smiling remembering your photo ops and the hugs they gave you.
"I would gladly give you another hug!!! I also got the tickets ordered! Jay"
"I can't wait to get another hug from you!! So what time should I be at the airport?" You want to have it planned even though it's still a couple weeks away.
"The flight is scheduled for departure Wed Sept 5th at 7 pm. My flight will arrive about 4 pm so there will be an overlay. You can come hang out with me and we can make sure everything is situated so we're not rushed to catch our flight and this will give us and extra night in Pittsburgh if you're ok with that. The next flight to Pittsburgh from Springfield would have made us late for the convention. I had to book a room in a different hotel for the first night but Jared helped me with that so that we wouldn't get caught, lol. Jay"
"Sounds great, Jay! I'll switch my shifts around that week so I don't have to take more time off and I'll get there about 3:30 pm so I can greet you when you get off your flight. :)" You type excitedly.
"Awesome! I can't wait to see you, sweetheart! Jay" He typed it quickly and hit send so he couldn't change his mind. He hopes that you respond well to being called sweetheart.
"I really would love to chat with you all day long but I need to run to the store. I'll message you later if you want or you can just shoot me a message later. :)" You don't want to put too much pressure on either of you but you really would like to talk to him as much as you can.
"Ok, sweetheart. I'll talk to you later! Jay"
"Yes, I can't wait!! :) TTYL" You reply smiling.
You go do some grocery shopping. You put everything away when you got home. Then you plopped down on your couch and realized you were tired from all the running around and getting up so early. You decided to take a nap.
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