#costing

[river-taxbird]

Soon I'm going to be starting a master's degree in international accounting with data analytics, so to celebrate, I figured I'd pass on a little of what I know:

Artists: How to Cost your Commissions.

If you are an artist and you aren't sure what you should charge, or if you're not an artist but wonder why they might cost more than you'd expect, read on. This is just one way to do costing, but if you've not thought about it much, this post is for you.

I'm not a hustle bro, I'm just your friendly neighbourhood anarchist who picked a slightly incongruent degree and wants people to be fairly compensated for their labour.

First you need to determine your financial goal. This is where you want to be, and it's probably more than you think. This is assuming you either want to go full time with your art, or want to use it to supplement your income. If you are just doing it casually on the side you probably shouldn't think about it this hard and just skip to the part about the hourly rate.

So how much money do you need? Start by adding up all your expenses. All of them. Rent, food, entertainment, whatever. Include some extra for your savings. Don't forget tax too.

To calculate tax, you can't just multiply it by the percent either. You need to gross it up, so if the tax is 20% where you live, multiply your net financial goal it by 20/80 to get the tax you need to pay, so it's actually 25%. The same goes for if it's 40%, it would be 40/60. Add that as a other expense.

If you already have a job and want to supplement your income with commissions, your figure should be the difference between where you are now and where you want to be financially, but you need to be realistic.

Financial goal - Other Income = Commission Income Goal.

Next you need to determine your labour hours. This will vary widely depending on your style, habits, and other obligations, but it's up to you to determine how many hours a week or a month you are able to work. It also helps to do your budget with different amounts of labour hours so you can prepare for the unexpected. Maybe you can do 10 hours a week, maybe you can do 40. Don't forget to budget in time off. I'm never going to be in that hustle shit and work shouldn't dominate your life.

Now you should be able to calculate your approximate labour hours for the year. Maybe it's a little, maybe it's a lot, maybe you'll need to try some different numbers until you can get something that works for you, but I'm sure you can guess what comes next.

Required income ÷ Labour Hours = Cost per Hour

Have you ever walked into a business class by accident, and as the famous tweet says, the teacher is writing a fomula like that on the board and everyone is taking notes like it's actual school? Now you can use it too.

Next you need to figure out average times for each style of piece, colours, shading, backgrounds, extra characters, you should be able to get an idea of how long each kind of drawing takes, so from there it's just,

Cost per hour × Hours required = Commission Cost

It would be nice to be done there, right? Sadly this isn't a magical finance class class world, so if you've ever taken an econ 101 class, you know what's coming.

Supply and demand mostly only works in theory and falls apart in many real world circumstances, (Economists DNI) but for online art it's actually fairly reliable. The calculation above is what your ideal cost should be, especially if you are thinking of going full time, but in reality the main thing that determines your com prices is supply and demand. How much do people pay for art the same fidelity as yours? Is there a demand for your unique style? Some artists can charge hundreds an image because they are popular, some are great but the demand isn't there.

Basically what I'm saying is to massage the numbers until you commission cost is someone people are willing to pay for. That's finance baybeeee

The whole of this post is don't undervalue yourself. Even if the market value of your art is technically below what it should be for you to make ends meet, you shouldn't undervalue yourself. Keep your goals in mind and make your prices as high as they can while people will still pay for it. I can't wait for the day when market values are a thing of the past and people can make what they want because we are no longer being forced to do bullshit to survive.

Your art is probably worth more than you think. Value your time and charge what you deserve.

#costing #personal finance #economists log off #insomnia posting #the real secret is that living off commissions is usually not achievable for all but artists with top tier technical skills #so start a patron if you can

[samasnotebook]

It’s Exam Season 🫡

I am optimistic about my exam. I know what my problem areas are and I’m actively improving them. I’m studying for a better life and future career opportunities. Proving the naysayers wrong feels so good.

Affirmations

I am a star student.

I understand the syllabus.

Passing the exam is a formality.

Photo credit: Ryan Destiny

#samasnotebook #studyblr #study #studying #moodboard #aca #exams #academic #academics #finance #management information #costing #budgeting #performance management #investment appraisal #four down 11 to go

[fairytail-multishipper]

How would natsu react to sting dating cobra, like imagine him discovering his bestie is getting railed by his former enemy 💀

lol, he probably wouldn’t mind, honestly. He might be shocked at first, but erik isn’t evil anymore so, he’d probably just think it’d be cool.

#xvi answers #anon #natsu dragneel #costing #rarepair #erik | cobra #erik/cobra #sting eucliffe

[goatsorcery]

im so done with seeing articles about kids and screen time that doesnt mention parent behaviors even once. “kids are always on their phones” so are the parents! which the kids look to for how they should behave! ipad babies didn’t chose to only play on their ipads, thats what their parents gave them!

an anecdotal example: when i was a kid, all my parents would do in their minimal free time was watch tv and then they would be surprised when in my sister and i’s minimal free time we would also only watch tv/play video games. they scolded us for not reading books, but they never read books. they scolded us for not going outside but they never went outside.

“kids are always on their damn phones” my mom is in her 60s and opens up candy crush anytime she’s sitting — it isnt just the kids

#side note but ipad babies are such a rich people thing too #like you’re gonna give your kid something that cost $400 and has an easily breakable screen? #that goes for smartphones too

[inkskinned]

i got rickrolled today but it didn't work because i have adblocker installed, so youtube just told me i violated the terms of service. yesterday i was trying to edit a picture as a joke for my girlfriend, and google made me check a box to prove i'm human because i wasn't "searching normally".

it isn't just that capitalism is killing fun and whimsy, it is that any element of entertainment or joy is being fed upon by this mosquito body, one that will suck you dry at any vulnerability.

do you want to meet new friends in your city? download this app, visit our website, sign up for our email list. pay for this class on making a terrarium, on candlemaking, on cooking. it will be 90 dollars a session. you can go to group fitness, but only under our specific gym membership. solve the puzzle, sign up for our puzzle-of-the-month-club. what is a club if not just a paid opportunity - you are all paying for the same thing, which makes you a community.

but you're like me, i know it - you're careful, you try the library meetings and the stuff at the local school and all of that. the problem is that you kind of want really specific opportunities that used to exist. you are so grateful for libraries and the publicly-funded things: they are, however, an exception - and everything they have, they've fought tooth-and-nail to protect. you read a headline about how in many other states, libraries have virtually nothing left.

do you want to meet up with your friends afterwards? gift your friends the discord app. you can choose to go to a cafe (buy a coffee, at least), a bar (money, alcohol) or you can all stay in and catch a movie (streaming) or you can all stay in bed (rent. don't get me started) and scream (noise complaint. ticket at least).

you want to read a new book, but the book has to have 124 buzzwords from tiktok readers that are, like, weirdly horny. you can purchase this audiobook on audible! your podcast isn't on spotify, it's on its own server, pay for a different site. fuck, at least you're supporting artists you like. the art museum just raised their ticket price. once, they had a temporary exhibit that acknowledged that ~85% of their permanent art galleries were from cis white men, and that they had thousands of works by women (even famous women, like frida! georgia o'keefe!) just rotting in their basement. that exhibit lasted for 3 months and then they put everything away again.

walmart proudly supports this strip of land by the street! here are some flowers with wilting leaves. its employees have to pay out-of-pocket for their uniforms. my friend once got fined by the city because she organized a community pick-up of the riverfront, which was technically private property.

no, you cannot afford to take that dance class, neither can i. by the way - i'm a teacher. i'm absolutely not saying "educators shouldn't be paid fairly." i'm saying that when i taught classes, renting a studio went from 20 bucks an hour to 180 in the span of 6 months. no significant changes to the studio were made, except they now list the place as updated and friendly. the heat still doesn't work in the building. i have literally never seen the landlord who ignores my emails. recently they've been renting it out at night as an "unusual nightclub; a once-in-a-lifetime close-knit party." they spent some of those 180 dollars on LEDs and called it renovating. the high heels they invite in have been ruining the marley.

do you want to experience the old internet? do you want to play flash games or get back the temporary joy of club penguin? you can, you just need to pay for it. i have a weird, neurodivergent obsession with occasionally checking in to watch the downfall and NFT-ification of neopets. if i'm honest with you all - i never got into webkins, my family didn't have the money to buy me a pointless elephant. people forget that "being poor" can mean literally "if i buy you that toy, i can't afford rent."

you and i don't have time to make good food, and we don't have the budget for it. we are not gonna be able to host dinner parties, we're not made of money, kid. do you want some kind of 3rd space? a space that isn't home or work or school? you could try being online, but - what places actually exist for you? tiktok counts as social media because you see other people on it, not because they actually talk to you.

there was a local winter tradition of sledding down the hill at my school. kids would use pizza boxes and jackets and whatever worked, howling and laughing. back in september, they made a big announcement that this time, rules were changing, and everyone must pay 10 dollars to participate. when im not scared shitless, i kind of appreciate the environmental irony - it hasn't gone below 40. so much for snow & joyriding.

i saw a bulletin for a local dogwalking group and, nervous about making a good first impression, showed up early. the first guy there grimaced at me. "sorry," he said. "there's a 30-dollar buy-in fee." i thought he was joking. wait. for what? the group doesn't offer anything except friendship and people with whom to walk around the city.

he didn't know the answer. just shrugged at me. "you know," he said. "these days, everything costs money."

#spilled ink #warm up #“why did u tag it warm up” bc i wrote it off the cuff while drinkin coffee lol #btw the 30 dollar buy in for the dog walking is bc they pay the organizer a small pittance so she can #run fb ads and stuff and like she does put in a lot of work i don't mind paying her #but that's exactly what im fucking talking about like. #ppl can't afford to volunteer their time anymore and we all understand it!!! everything costs money for everyone! #like we didn't have to use to say ''do you mind paying me back for the stuff we ate'' #we used to be able to afford to feed our friends once in a while!!!

[itsliyahhbih]

Fat nuggets’ thread 🩷🖤

#fat nuggets #the baby #hazbin angel dust #angel dust #charlie morningstar #lucifer morningstar #hazbin hotel #hazbin hotel alastor #alastor #so cute #protect him at all costs #sir pentious #hazbin hotel husk #huskerdust #just look at him #so cuteeee #thread

[fairycosmos]

childhood was so crazy. my parents were kind of young. a meal seemed to last forever. i could run for ages. everyone was alive

#and nothing cost me much money

[chloesimaginationthings]

Mike protects his sister in every FNAF universe.. right?

#myart #chloesimagination #comic #fnaf #fnaf fanart #fnaf movie #mike schmidt #abby schmidt #michael afton #elizabeth afton #circus baby #afton family #sister location #five nights at freddy's #siblings in every universe… #please protect these two at all costs #if anything happens to them I swearrr 😭

[gibbearish]

love when ppl defend the aggressive monetization of the internet with "what, do you just expect it to be free and them not make a profit???" like. yeah that would be really nice actually i would love that:)! thanks for asking

#yes i want things to be free like ??? that is not a weird desire #'but but it costs money to keep up' ok and? how is that my problem #the government has plenty of murder dollars they could reallocate a few to make internet services universal if they wanted #also these companies were perfectly capable of supporting themselves before the internet got drowned with ads so ¯\_(ツ)_/¯ #edit: muting notifs on this post bc new additions have kind of petered out #so no one feel bad about adding something someone else has said‚ it is not bothering me im just trying to keep my #notifs page cleanish lol #also since i saw some people are being redirected to read my tags: firstly hiiiiii this is a special secret message for you:3 #secondly i have learned since making this that the reason they were able to support themselves previously was because #of investors bankrolling everything #and theyre now finally realizing that theyre never going to actually make a profit and arent as willing to invest #however thats just a minor correction and doesnt change my overall point #once again. so many murder dollars #so thats why im just adding it here in the tags rather than making an actual correction #anyways . love yall 💕 #origibberish #bigger gibbers

[astearisms]

catalysts, protectors

#man those episodes #so many things put into perspective #like Simon’s role as a protector and his kindness and empathy and compassion and existence being the catalyst for the rest of ooo to #flourish #and Betty is a protector of Simon #I wonder if the last two episodes will explore more of her character? there’s so much to be explored about her giving so much of herself #to Simon but not thinking about what she wants for herself #do we get to explore her feelings or see her at all? will she have changed or learned to let go #I think there will be some sort of closure for the both of them #but at what cost #I am still crying over that scene with Simon’s memory of Betty and their song #my art #fionna and cake #fionna and cake spoilers #simon petrikov #betty grof #petrigrof #golbetty

[stil-lindigo]

SPREADSHEET OF PALESTINIAN ESCAPE FUNDS‼️TIME SENSITIVE

Operation Olive Branch is a continuously updating spreadsheet of Palestinian escape funds where progress towards their goals is being tracked. As of right now, there are over 100 funds listed there.

Any amount of money can make a difference. With their recent decision to bomb Rafah, the only remaining “safe” territory in Gaza, Israel has forced Palestinians into a corner by giving them nowhere else to go. The international community has given Israel the ability to act with impunity - it is long past the point in time to rely on those in power to hold Israel to any standard of compassion.

Today, I want you to look at this document, choose a fund, contribute to it, and share it. The people in Rafah are living on borrowed time. Free Palestine.

#there a few funds that have met their goal which is heartening #I can’t express in words how fucking disgusted I am that it’s come to this #the average joe will always have more compassion than those in power #but in a cost of living crisis the fact that it comes down to the general populace to give a single shit about Palestinian lives #the fury is paralysing and cold #free palestine #free Gaza #save rafah #palestine #mutual aid #fundraising

[anytimeclass]

Best CA Inter Classes online SM-FM, AUDIT, COSTING,Accounts, Law

Discover the finest CA Inter classes online in India, specializing in SM-FM, Audit, Costing, Accounts, and Law. Access comprehensive study materials, live sessions, and expert guidance for a thorough and successful exam preparation experience.

#Best CA Inter Classes online SM-FM #AUDIT #COSTING #Accounts #Law

[hunter-rodrigez]

Accessibility tip:

If you want to automate your home a bit, but you don't want any "smart" tech, you can just buy remote controlled power sockets instead

They are a lot cheaper and easier to set up and use than some home automation smart tech nonsense

They don't need an app (but some models come with optional apps and there are apps that are compatible with most of these)

Many of them use the 433mhz frequency to communicate, which makes most models compatible with each other, even if they are from different manufacturers

The tech has been around for a long time and will be around for a long time to come

You don't have to put any fucking corporate listening devices like an amazon echo in your home

Models for outdoors exist as well

#accessibility #automation #tech #a set like the one pictured above usually costs around $20-$30 #I got like 7 of these bad boys and 3 remotes #I can control basically everything in my room with these remotes #I got one remote on my office chair one on my nightstand and one by my door #this always makes me feel a bit like I am in Arnold's room from Hey Arnold!

[fairytail-multishipper]

how would a sting x erik first date be like?

Sting kept thinking stupid shit like, “thank god he can’t read my mind! he’d think i’m a loser!”

meanwhile erik was sitting there, confused why sting had forgotten the fact that he could hear sting’s thoughts. but he was always a bit happy to hear that sting was so worried about fucking up a date with “such a hot guy”.

at the end of the date, he reminded sting before kissing him, walking off, and leaving sting speechless.

#xvi answers #anon #costing #rarepair #sting eucliffe #erik | cobra #erik/cobra

[scavengedluxury]

#uk politics #cost of living crisis #anne widdecombe #brexit #cheese #wallace and gromit

[itsyourchoicedevotionals]

Costing Something Significant

“…Behold, wise men from the east came to Jerusalem, saying, “Where is He who has been born king of the Jews? For we saw His star when it rose and have come to worship Him, …And going into the house, they saw the Child with Mary His mother, and they fell down and worshiped Him. Then, opening their treasures, they offered Him gifts, gold and frankincense and myrrh.” Matthew 2:1-2, 11ESV

Watching people hustle, bustle, push, shove, grabbing things to obtain their desired gifts isn’t a pretty sight. Few people are like a certain friend I once had, who began shopping the week after Christmas each year. Her list was thorough, estimating sizes for the year to come. By July, 90% of all shopping was finished, with toys being the only needed items, those were purchased in October. She always reminded me of the Proverbs 31 woman, V27BSB “She watches over the affairs of her household and does not eat the bread of idleness.”

No one knows exactly where the Magi originated from, the ‘east,’ being the most precise location. Disputes arise, as to whether there were only three Magi, where they really came from, even their names. Were there only wise men, as in those with knowledge about stars or were they also kings? How many people accompanied them for protection? An army? Definitely, the entourage’ was more than the three puny characters of my nativity set.

Through knowledge of the stars, Magi learned the Savior of all mankind, God was being born on planet earth. Knowing about this glorious event they prepared for a major trip, with protection, gifts worthy of the King— treasure chests of gold, frankincense, and myrrh, not so extensive they couldn’t be handled by Joseph, Mary and a donkey. Yet, treasures large enough to finance Jesus’ family’s stay in Egyptian stay for minimally two years.

Wise men followed His star beginning moving westward. Did they have maps to follow— roads, something showing the lay of the land where they would travel?

Mom always said, ‘Wise men and women still follow Jesus,’ so true. Wise people prepare their hearts to know Him, not only as Father-God-Jesus in reverential fear, but also know Him as “Abba” intimately ‘Daddy—Papa.”

The Wise Men brought Him gifts costing something significant. We still give Him gifts— the most precious costing us everything— our wills, hearts, and faith. “Whoever loves his life loses it, and whoever hates his life in this world will keep it for eternal life.” John 12:25ESV.

As we approach the normally accepted time for celebrating the birth of Jesus, follow the attitude of Jesus’ earthly brother James 4:7-8NIV “Submit yourselves, then, to God. Resist the devil, and he will flee from you. Come near to God and He will come near to you. Wash your hands, you sinners, and purify your hearts, you double-minded. Grieve, mourn and wail. Change your laughter to mourning and your joy to gloom. Humble yourselves before the Lord, and He will lift you up.” He’s excitedly awaiting spending time with you. Give the gift of you to Almighty God for your special present this holiday season. It’s your choice. You choose.

LET’S PRAY: Holy Father instead of running around telling the world this is the season to celebrate Jesus’ birth, please help us prepare a special altar in our hearts to sacrifice every part of us to You, in the name of Jesus Christ I pray.

by Debbie Veilleux Copyright 2023 You have my permission to reblog this devotional for others. Please keep my name with this devotional, as author. Thank you.

#Jesus Christ #lord of lords #word of god #God #holy spirit #costing #significant #humble #wise #planning #gold #map #prepared #love #hope #devotional #it's your choice #faith