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#doctor shannon curry
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Depp Defender Logic
Amber’s admittance to hitting Johnny in an audio recording means she’s clearly guilty! Case closed! Oh, but Johnny’s admittance to headbutting Amber in an audio recording doesn’t necessarily mean anything, and neither do the texts he and his personal assistant sent to Amber apologizing for him kicking her. 
One of the worst things Amber did was cut off Johnny’s finger. This is definitely what happened despite the fact that Johnny said in multiple private conversations with close friends, doctors, and Amber herself that he cut his own finger off. His exact phrasing doesn’t matter because he clearly meant that she cut it off. Another piece of evidence that Amber’s lying is her accidentally admitting to using a bruise kit instead of a color correcting kit on the stand. There is absolutely no ambiguity in this phrasing and it’s completely unfeasible that she would have momentarily forgotten the exact name for a bruise covering kit and accidentally said ‘bruise kit’ before remembering that means something else already and immediately correcting herself.
She’s also called him cruel and horrible things like a fat old man and a baby. This is why she deserved to be called a ‘gold digging, low level, dime a dozen, mushy, pointless dangling overused flappy fish market’, a ‘waste of a cum guzzler’, a ‘50 cent stripper’ a ‘worthless hooker’, a ‘filthy whore’, and much more in verified texts sent by Johnny where he also said he would ‘smack the ugly cunt around’ ‘drown [and] burn her’ and ‘fuck her burnt corpse’.
All of Amber’s witnesses that testified to seeing bruises or witnessing Johnny hurting Amber must be getting paid by her. Johnny’s witnesses, on the other hand, are way more credible- the fact that they’re all on Johnny’s payroll doesn’t mean anything. Whitney Henriquez’s testimony doesn’t mean anything, because of course she’d defend her own sister!! Christie Dembrowski’s testimony, however, clearly shows what a good soul Johnny is. 
Also, Amber and her witnesses were clearly lying because there were minor discrepancies in the details between their testimonies. The 80+ times Johnny lied on the stand, backtracked from previous testimonies, and tried to deny having said documented incriminating phrases doesn’t mean anything because he was probably just confused because he’s a poor traumatized little boy.
Dr. Dawn Hughes, the board certified psychologist who’s been treating Amber for years, is lying on the stand about everything because she looks mean and ugly. Instead, we should listen to Shannon Curry, the young and beautiful psychologist who diagnosed Amber with two personality disorders within a day of meeting her and claimed that real PTSD victims are unable to function in day-to-day life.
Camille Vasquez is such an icon for ripping Amber Heard to shreds, mocking her SA story, claiming that Johnny was the reason she got her role on Aquaman, trying to argue that Amber posted a video at Coachella with friends to send a message to Johnny, and using medical records that describe Heard as a ‘well nourished male’. Ben Rottenborn and Elaine Bredehoft, on the other hand, are terrible and unprepared lawyers who made mean spirited reaches in their cross-examinations.
Amber smiling a few times in court proves that she’s guilty and that she’s revelling in all of this. It’s honestly disgusting. Also, she’s way too emotional in her testimony. Also, she’s not emotional enough, which makes her look ingenuine. Anyway, isn’t it so funny and cute how Johnny kept smiling and smirking and making little quips during his testimony?
Clearly Amber’s guilty here since she was arrested for domestic violence in the past, even though her charges were dropped immediately after and the ex in question has come out saying it was a misunderstanding based in homophobia and misogyny. Meanwhile, all of Johnny’s exes have supported him, proving his innocence- except for Ellen Barkin, who is old, jealous, bitter, irrelevant, and clinging to the past. Oh, did you say something about Johnny Depp’s public image as the ‘bad boy of Hollywood’ who repeatedly abused drugs, trashed hotel rooms, and got in trouble with the police for being aggressive all the way back in the 90’s? I conveniently don’t recall any of that. All I know is that he visits kids in hospitals sometimes.
Also, he’s the good guy in the assault case he’ll go to court for next month, because he was just defending a homeless black woman from being called racial slurs. This behavior is very in character for Johnny, who has defended racism, dressed up in racist costumes multiple times, used plenty of racial slurs (or at the very least, offensive and derogatory terms) himself and once joked that he ‘shot a few ne****s in a club on Sunset Boulevard’.
Amber is a terrible actress and she’s putting on the performance of a lifetime to convince everyone of her innocence. Johnny Depp is an amazingly talented actor and you can just tell that he’s innocent and genuine by the way he’s behaving.
Amber is dragging this out when Johnny just wants to move on with his life. It’s her fault that he sued her repeatedly for an article that never directly mentioned him, thrusting them both into the public eye with overwhelmingly negative attention surrounding her and overwhelmingly positive attention surrounding him.
Seven un-sequestered jurors found Amber guilty of defaming Johnny Depp in her statement ‘I spoke up about sexual violence and faced our culture’s wrath’. This is a more accurate conclusion than the three other judges who found her allegations of Depp’s abuse to be substantially true.
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Dr. Shannon Curry is so likeable. She is very educated in her field & it shows in her presentation. Her passion for psychology shines through with every description she gives of the process it took to arrive of her diagnoses of Amber Heard having Borderline Personality Disorder and Histrionic Disorder.
The detail of how she arrived at the revelation that Amber Heard was guilty of malingering and did not, in any way, suffer from PTSD as Heard had claimed she had was precise and supported by science.
The eloquence, kindness, transparency & empathy, regardless of Heard's behavior, shows the true nature of what a class act psychologist (and person) Dr. Shannon Curry is. She is the type of doctor that gives hope to the medical field & to all people suffering from Mental Illness.
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justiceamberheard · 2 years
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Johnny Depp’s witnesses’ testimonies, part 3.
Tara Lee Roberts(Depp's Bahamas property estate manager).
She says she has worked for the actor on his private island for 15 years.
She says Depp had a bruise on the bridge of his nose, which she put an ice pack on to help his swelling go down.
Ms Roberts is asked: "How often have you seen Mr Depp drunk?"She replies: "He had a huge tolerance for alcohol. I haven't seen him passed out drunk though."
Ms Roberts says she didn't live with Depp 24/7, and so agrees she "wouldn't know whether Mr Depp was taking drugs, and wouldn't know if Mr Depp was drinking".
Ms Bredehoft says Ms Roberts was called as Depp's children, Lily-Rose and Jack were "upset" and wanted to leave the yacht immediately. She says a helicopter was organised for Amber and her friend to take Lily-Rose away with them as she was "upset because her father was drinking and trying to hide it from her". She says Jack stayed behind.
 Heard's lawyer says there was also an occasion when Depp was "passed out face first in the sand" in front of his son Jack. Ms Roberts agrees that did occur, but says she doesn't know if Jack was "upset" as she didn't talk with him about it.
Dr Shannon Curry.
A forensic psychologist called by Johnny Depp's team diagnosed actress Amber Heard with borderline personality disorder and histrionic personality disorder.
She "went to Johnny Depp's house for dinner and drinks" ahead of agreeing to work on reports for the actor. She says she did go to his house, for an "interview" with Depp and his legal team. (timestamps 2:16)
Bredehoft revealed Curry wasn't board-certified in her fields, actual board-certified doctors disagreed with her diagnoses.
Dr Curry signed a document that she will testify about Amber having symptoms of personality disorder before she even met Amber Heard. (timestamps 5:00)
Clinical and forensic psychologist Dr Shannon Curry is asked whether "Mr Depp suffer from any personality disorders?"She says it was not her "task" to assess that.
Melissa Saenz, police officer.
 Officer Saenze has previously said she believed she was at the incident for around an hour, but Heard's lawyer says CCTV footage shows the officers getting to the apartment at 9.04pm and leaving at 9.19 minutes - making their stay 15 minutes.
Officer Saenze agrees that she "took no notes, or photos, or recorded anything" during the visit. She agrees that "Heard was crying, red eyed and was not making eye-contact" when they talked to her. She says she "does not recall" what Heard was wearing or how she was wearing her hair on that night.
Tyler Hadden, police officer.
Mr Hadden says Heard had no visible injuries, there was no sign of a struggle and the "victim - correction - witness... was unco-operative".
From a distance, he says he could see Heard was crying and had a red face. He gave her a business card so that she would have contact details should she need them in future, he tells the court.
William Gatlin, police officer. 
He also says that Heard made no effort to show him any injuries or evidence of property damage.
Bodycam footage.
Alejandro Romero, who worked at the apartment building where JD and AH lived in LA.
He then says: "I'm tired... I don't want to deal with this court case... everybody's got problems and I don't want to deal with this no more.."
Christian Carino, former agent to both Johnny Depp and Amber Heard.
(On why a lawsuit could negatively impact Depp's career) In a lot of cases, it negatively impacts that person because attention is drawn to them that is outside of what people want to know about that person
Carino is not aware of any roles or business opportunities Depp lost as a result of Amber's op-ed.
Carino testifies he never saw Depp abuse Heard. He also testifies neither Depp nor Heard discussed abuse allegations with him.
Terence Dougherty, from the American Civil Liberties Union (ACLU) (he is not JD witness).
Dougherty breaks down Heard's payment to the ACLU: -$350,000 (paid directly by Heard) -$100,000 (paid via Depp) -$500,000 (paid via donor advised fund) -$350,000 (paid via donor advised fund) Total: $1.3 Million;
Dougherty says Heard's last payment to the ACLU was in 2018. "We learned that she was having financial difficulties," he says.
Was it your understanding that it was the ACLU staff member who prepared the first draft of the op-ed?" Mr Dougherty is asked.There's a slight pause before he replies: "Yes.""Your lawyers should review this for the way I skirted around talking about your marriage," the emails say and also that they hope it doesn't put Heard in "jeopardy" because of the non-disclosure agreement she signed as part of her divorce.
However, Mr Dougherty says he has had no indication to suggest that Heard does not intend to pay the full amount.
Edward White.
We hear he charges Depp $710 an hour for work, which he says is his standard rate, and that his firm has been paid millions of dollars by the actor and his company since he first started working with him.Mr White gave a deposition in the case in February and charged Depp for his time giving testimony, the court hears.
He asks Mr White if Heard bought any of the dozens of properties that Depp owned, and he says this is correct."She didnt pay $5m to blast Hunter Thompson's ashes out of a cannon, did she?""Not to my knowledge.""She didn't but a yacht she couldn't afford and then have to sell it to JK Rowling, did she?""Not to my knowledge."
Mr Rottenborn is now asking Mr White about any understanding he had of Depp being late.Mr White says: No. The court is shown a text to the business manager from Depp's former agent Tracey Jacobs, saying she had received a call from Disney about the actor being "five hours late" for work in London on the fifth Pirates Of The Caribbean film.
Malcolm Connolly(guard).
 Connelly: Of course I'm loyal to Mr. Depp. I'd be loyal to you if I was working for you.
'He's walked into a door, or a door's walked into him'
He also tells jurors Depp told doctors he injured his finger with a knife at that time. In UK he said totally different story(that Depp said to him Amber cut his finger, wonder why he changed it). (page 2)
Asked if he has been given $8,500 worth of gifts from Depp, Mr Connolly replies: "He gave me a lot more than that."
Starling Jenkins, driver. 
"No marks. No injuries," he tells the court when asked if he saw any injuries on Heard.
Wish I could say that’s the last JD’s witnesses, but apparently, on Monday more people from his side will testify.
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aaron-scissorhands · 2 years
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Amber Heard supporters are terrified of women in power, women who are intelligent and work hard. They want to keep women down, they want women to stay in this constant victim mentality so seeing brilliant ladies like Camille Vasquez and Doctor Shannon Curry horrifies them.
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sweetbrunch · 2 years
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amber turd is on trial for defamation and brings "experts" to keep defaming johnny depp... 'cause those so called doctors have never met johnny depp in person and yet they know him very well and can judge and analyze him...
shannon curry did meet amber turd, but her fans and lawyers say she's biased and paid to lie 'cause had dinner with johnny depp and his team...
I confess the crazy shrink was funny.
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crazycoke-addict · 2 years
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Amber Heard and her team chose Dr Dawn Hughes as their witness to testified for amber on the stand. Dr Hughes and other doctors had sessions with amber from 2019 to 2021 and they all came to the conclusion that amber suffers from PTSD which is a contrast to Dr Shannon Curry's testimony when she said that amber never had any PTSD. However the most important is when the sexual violence was bought up. Both Dr Hughes and Amber have said that Johnny Depp sexually assaulted amber a few times in their marriage. The sexual assault part isn't something new nor was it anything that amber just thought of on the spot. It's has been in U.K trial, however it was privated in request from Amber herself. The difference is that this is the first time, public is hearing about it.
The reason why this is important is because it debunks Kate Jame's claims that amber stole her rape story. Kate also mentioned what happened to her, however her's and amber's are completely different. Both amber heard and Dr Hughes said that there was one time when Johnny Depp was doing a cavity search because he believe that she was hiding the cocaine in her vagina. They also talked about the most infamous because when he penetrated her with a liquor bottle and how she hoped it wasn't the broken one.
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Meanwhile, Kate James said that her experience with rape was when she was 26 years old and was raped by an unknown male at Machete point while travelling in Brazil. Kate also admits that she never read the paragraph where the sexual assault is mentioned.
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Johnny Depp Witnesses
Suit Witnesses  Christine Dabrowski - Depp’s sister  Isaac Baruch - friend and patronee  Brandon Patterson - ECB building manager Kate James - Heard’s former personal assistant  Laurel Anderson - former couple’s counselor  Dr. David Kipper - private doctor for Depp and Heard Debbie Lloyd - private nurse for Depp  Sean Bett - Depp’s security guard Keenan Wyatt - Depp’s on set audio technician  Johnny Depp - himself Ben King - Depp’s house manager  Tara Roberts - Depp’s island manager  Dr. Shannon Curry - forensic psychologist, expert  Melissa Saenz - LAPD police officer Tyler Hadden - LAPD police officer William Gatlin - LAPD police officer  Alejandro Romero - ECB desk clerk Christine Carino - former talent agent for Depp and Heard Laura Wasser - Depp’s divorce attorney  Terrence Daugherty - ACLU COO and General Counsel Edward White - Depp’s business manager Matthew McConaughey - Depp’s security guard Starling Jenkins - Depp’s personal chauffeur and security detail Travis McGivern - Depp’s security guard Jack Whigham -  Depp’s talent agent Richard Marks - Hollywood entertainment, expert Doug Bania - IP consultant, expert Erin Boerum - Heard’s private nurse Michael Spindler - forensic attorney, expert 
Rebuttal Witnesses  Walter Hamada - Warner Bros president of DC films Dr. David Kulber - Depp’s orthopedic surgeon  Richard Marks Michael Spindler Doug Bania  Morgan Night - Hicksville Trailer Park Palace owner Dr. Richard Shaw - psychiatrist, expert Jennifer Howell - Whitney Heard’s former boss Candie Davidson-Goldbronn - CHLA representative  Kate Moss - Depp’s ex-partner Dr. Shannon Curry  Johnny Depp Morgan Tremaine - ex-TMZ employee  Bryan Neumeister - forensic data, expert  Beverly Leonard - Sea-Tac employee  Dr. Richard Gilbert - orthopedic surgeon, expert  
Amber Heard Witnesses
Countersuit Witnesses  Dr. Dawn Hughes - forensic psychologist, expert Amber Heard - herself iO Tillet-Wright - former friend Rocky Pennington - former friend Joshua Drew - former friend/ex-husband of Rocky Pennington  Whitney Heard - Heard’s sister  Elizabeth Marz - former friend Melanie Inglessis - former makeup artist/former friend Kristy Sexton - former acting coach Bruce Witkin - Depp’s former friend Tracey Jacobs - Depp’s former talent agent  Joel Mandel - Depp’s former business manager Adam Waldman - Depp’s former lawyer Detective Marie Sadanaga - LAPD detective  Ron Schnell - social media analyst, expert  Michele Mulrooney - Heard’s former attorney  Tina Newman - Disney executive  Ellen Barkin - Depp’s ex-fling  Dr. Alan Blaustein - Depp’s former psychiatrist  Eric George - Heard’s former attorney  Jessica Kovacevic - Heard’s talent agent  Dr. Richard Moore Jr - orthopedic surgeon, expert  Dr. David Spiegel - psychiatrist, expert  Kathryn Arnold - Hollywood entertainment, expert
Rebuttal Witnesses Julian Ackert - forensic data analyst, expert  Dr. Dawn Hughes Amber Heard
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williemthespeedster · 3 years
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17 questions, 17 people.
Nickname- Will, I used to have another nickname way back in elementary school, but that kinda has to do with my dead name.
Zodiac- Gemini ♊️ :)
Height- last time I checked I was 5’2?
Last thing I googled- Kipo songs.
Song stuck in my head- Party in the USA.
Followers- 20???
Amount of sleep- um I get a normal amount of sleep, like I sleep from 9 pm to 5:30 am. I am absolutely horrible at sleeping in.
Lucky Number- 8.5
Favorite song- don’t really have a favorite song. I love broadway, pop music, Disney, and Christian music. The last three songs I listened to today were Party In The USA(Miley Cyrus), Speak Life(Toby Mac), and I’ll Make A Man Out Of You(1991 Mulan)
Favorite Instrument- I play clarinet. I was in band in sixth and seventh grade. I try to practice sometimes but lately I’ve been not practicing. I really should practice clarinet more, it’s fun.
Favorite Author- 🤷‍♂️ Noelle Stevenson? Geoff Johns? Rick Riordan? I think those are my favorite authors? 🤷‍♂️
Dream Job- Writer for a tv show, chef, lawyer, politician, actor. Not in any particular order.
Aesthetic- 🤷‍♂️🤷‍♂️🤷‍♀️🤷‍♂️🤷‍♂️ I don’t know???
Favorite animal- monkeys, owls, chihuahuas, Boston terriers.
Random- I love love love spicy food. Like my dad always tells everyone that I was eating jalapeños for bedtime snack when I was three or four. I still love spicy food. I love jalapeños on my pizza. I put hot sauce on almost everything. I always get hot when they ask me how spicy I want my curry at the Thai restaurant i usually go to.
Favorite books- Real Friends by Shannon Hale, Becoming Eve by Abby Chava Stein, Supergirl Rebirth issue #19?, and Magnus Chase.
Favorite movie- uh I don’t really watch movies I mostly just watch tv? So like favorite tv shows are the Flash, Merlin, Once Upon A Time, Doctor Who, Supergirl, and Kipo. And if I have to choose a movie for favorite movie I’ll choose The Karate Kid????
Tagged by @sparklingfetch
Tagging: @thementalists @wemakeourownhope @blessedarethebinarybreakers @sircarolyn Uh I cant think of anyone else to tag. 🤷‍♂️
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rabbittstewcomics · 2 years
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Episode 325
Sep Sales
Comic Reviews:
Amethyst: Princess of Gemworld GN by Dean Hale, Shannon Hale, Asiah Fulmore
Batman and Robin and Howard GN by Jeffrey Brown, Silvana Brys
Robin and Batman 1 by Jeff Lemire, Dustin Nguyen
Deadpool Black White and Blood 4 by Christopher Yost, Martin Coccolo, Sanshiro Kasama, Hikaru Uesugi, Mike Allred, Laura Allred, Mattia Iacono
Thing 1 by Walter Mosley, Tom Reilly
Venom 1 by Al Ewing, Ram V, Bryan Hitch, Andrew Currie, Alex Sinclair
Fantastic Four Infinity Comic 1 by Zac Gorman, Stefano Landini, Ian Herring
It's Jeff 11 by Kelly Thompson, Gurihiru
Phenom-X 1 by John Leguizamo, Aram Rappaport, Joe Miciak, Chris Batista
What's the Furthest Place From Here 1 by Matthew Rosenberg, Tyler Boss
Regarding the Matter of Oswald's Body 1 by by Christopher Cantwell, Luca Casalanguida
Overwatch: New Blood 1 by Ray Fawkes, Irene Koh, Suzanne Geary
My Date With Monsters 1 by Paul Tobin, Andy MacDonald
Nyx 1 by Christos Gage, Marc Borstel
Headless Season Two 1 by Alexander Banchitta, Robert Ahmad
North by Thomas Ryan Cuming, Nicolas Santos
The Short While by Jeremy Sorese
Lifetime Passes by Terry Blas, Claudia Aguirre
Additional Reviews: Later by Stephen King, Ready or Not, Squid Game, Doctor Who x2, Korra s1, a few thoughts on Amphibia, Young Justice, Clifford Movie, Snoopy in Space s2, Olaf Presents, Simpsons Short
News: Diamond gets hacked, Squid Game s2, Centaurworld s2, Creators for Creators from Image debuts in Feb: New Masters, new female Green Goblin, return of Slingers, DC YA from Frank Miller, Disney+ Day, X-Men '97, new Shazam series starring Mary, Batgirls update, Spider-Man movie franchise speculation, Bone Orchard Mythos debuts on FCBD
Trailers: Obi-Wan Teaser
Comics Countdown:
Mazebook 3 by Jeff Lemire
Robin and Batman 1 by Jeff Lemire, Dustin Nguyen
Unbelievable Unteens 4 by Jeff Lemire, Tyler Crook
Lifetime Passes GN by Terry Blas, Claudia Aguirre
Mamo 5 by Sas Milledge
We Have Demons 2 by Scott Snyder, Greg Capullo, Jonathan Glapion, Dave McCaig
Superman vs. Lobo 2 by Tim Seeley, Sarah Beattie, Mirka Andolfo, Arif Prianto
What's the Furthest Place From Here 1 by Matthew Rosenberg, Tyler Boss
Stillwater 11 by Chip Zdarsky, Ramon Perez, Mike Spicer
Venom 1 by Al Ewing, Ram V, Bryan Hitch, Andrew Currie, Alex Sinclair
Check out this episode!
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tabloidtoc · 4 years
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National Examiner, April 20
Cover: Princess Diana’s Dying Wish for Prince William and Prince Harry 
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Page 2: Secrets behind The Poseidon Adventure 
Page 4: Hollywood’s Hottest A-Team -- these stars started out as big-time athletes -- Dwayne Johnson, Ed O’Neill, Jamie Foxx, Tommy Lee Jones, George Clooney 
Page 5: Tom Selleck, Robert Redford, Terry Crews, Bob Barker, Mark Harmon 
Page 6: Nine-year-old Taran Tien and six-year-old sister Calliope put on their Sunday best and brought their cellos to the porch next door to perform for their 78-year-old neighbor who was self-isolating and running out of entertainment options 
Page 7: How to defeat lethal loneliness 
Page 8: 11 surprise uses for paper clips 
Page 9: Make extra cash now 
Page 10: When it comes to the elderly during the coronavirus the Sayreville Police Department has taken to delivering meals and groceries right to their homes so they do not have to risk infection to go food shopping 
Page 12: Behind their madcap antics on I Love Lucy Lucille Ball and Vivian Vance hid a stunning secret -- they shared a deep abiding love 
Page 14: Dear Tony -- A great way to get rid of negative energy, Tony predicts Cynthia Erivo being in big demand and in time becoming one of the greats 
Page 15: Elon Musk bought 1,255 ventilators from China and has donated them to the city of Los Angeles 
Page 16: Barbara Walters’ 10 favorite interview and the 5 she didn’t love 
Page 18: Scientists say curry can improve your memory and make you happier 
Page 19: Men automatically interpret their partner’s success as their own failure 
Page 20: Cover Story -- Princess Diana healing Prince William and Prince Harry from the grave -- tapes reveal her wishes for her feuding sons 
Page 22: An elderly Iowa woman who gets a kick out of waving to the morning school bus every day got a heartwarming and unusual present for her 93rd birthday -- the kids on the bus all hung out of the windows and shouted birthday greetings to her 
Page 24: If you’re feeling stressed then wash some dishes because it can have the same soothing effect as taking a bubble bath 
Page 26: The Good Doctor 
Page 30: Dawn Wells who played Mary Ann spills secrets on Gilligan’s Island, Reba McEntire on lessons her mom left her 
Page 31: Candice Brown can’t wait for her first grandkid, Martha Stewart may be 78 but she’s not done looking for love 
Page 32: Mystical power of wind 
Page 38: James Garner’s amazing love story in his own words 
Page 40: 10 ways to spot the secretly rotten people in your life 
Page 44: Eyes on the Stars -- Megan Fox and sons Journey and Bodhi and Noah, All My Children co-stars are mourning the death of John Callahan who played Edmund Grey, Bindi Irwin married Chandler Powell, Robbie Williams admits his first appearance on MTV Cribs wasn’t all it seemed because the castle featured on the show wasn’t his but belonged to Jane Seymour, Heidi Klum says of her third husband that for the first time she has a partner
Page 45: Mama June Shannon donates supplies to a Florida food bank, Tori Spelling and her youngest child Beau McDermott, Donny Osmond, Bob Dylan surprised fans with his first original music in 8 years -- a 17-minute song about the assassination of President John F. Kennedy, Wendy Williams whining that because of coronavirus she can’t fix her saggy boobs 
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imjaebeomtrash · 7 years
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Rules: Complete the survey and say who tagged you in the beginning. When you are finished tag 5 people to do this survey. Have fun and enjoy!!!
tagged by @whaaaalep - Thanks, Shannon! You the bomb.commmm
1: Are you named after someone? Not that I know of! I was actually supposed to be a boy I think, so my parents had set my name to Michael but then the doctor was like lol whoops it’s a girl so they decided Stephanie :)
2: When is the last time you cried? I cry everyday LOL but if you mean legit crying then maybe last week when post concert depression hit me :(
3: Do you like your handwriting? If I’m taking my time to write then yes I love my handwriting but if I’m rushing it looks like a piece of shit
4: What is your favorite lunch meat? Ew lunch meat lol
5: Do you have kids? Do the got7 boys count? LOL I guess I consider my puppy a kid~
6: If you were another person, would you be friends with you? Honestly I would, I think I’m pretty good company
7: Do you use sarcasm? The question is, when do I not use sarcasm
8: Do you still have your tonsils? Yes I do!
9: Would you bungee jump? Did it already~ Jumped off the Macau Tower which, btw, is the second highest bungee jumping place in the world!! How did I survive? idk
10: What is your favorite kind of cereal? Fruity Pebbles and Frosted Flakes have my heart <3
11: Do you untie your shoes when you take them off? Nopeee
12: Do you think you’re a strong person? I’m weak as shit lol I have no upper body strength whatsoever
13: What is your favorite ice cream flavor? Green Tea <333
14: What is the first thing you notice about people? Probably the eyes? I’m not sure actually..
15: Red or pink? Pink~~
16: What is the least favorite physical thing you like about yourself? How short I am -_- All the pants I buy are too long for me
17: What color pants and shoes are you wearing now? Blue shorts and no shoes cause I’m still in my PJs lol
18: What was the last thing you ate? An appleee
19: What are you listening to right now? Stigma- V from BTS
20: If you were a crayon, what color would you be? Something bright, maybe yellow?
21: Favorite smell? Fried chickennnn
22: Who was the last person you spoke to on the phone? My mom LOL
23: Favorite sport to watch? Basketball~ (they don’t call me Steph Curry for nothing)
24: Hair color? Pitch Black
25: Eye color? Brown
26: Do you wear contacts? Yes
27: Favorite food to eat? Chicken!! (yes Shannon let’s go eat chicken together)
28: Scary movies or comedy? I love love love comedy movies!
29: Last movie you watched? I watched a Bollywood movie called Ae Dil Hai Mushkil with my friend! It was so so good!
30: What color of shirt are you wearing? A white Hawaii North Short Lifeguard tee :)
31: Summer or winter? Summer daaaays
32: Hugs or kisses? I’m a cuddler :)))
33: What book are you currently reading? China Rich Girlfriend- Kevin Kwan
34: Who do you miss right now? MY GOT7 BOYS, COME BACK SOON! And my dog T-T
35: What is on your mouse pad? Don’t have one
36: What is the last TV program you watched? Does kdramas count? Watching Entourage rn
37: What is the best sound? Jaebum screaming
38: Rolling Stones or The Beatles? Haven’t listen to them enough to choose
39: What is the furthest you have ever traveled? Asia! I looked it up and Bali is the farthest I’ve been to~
40: Do you have a special talent? Uuhhh no lol
41: Where were you born? Bay Areaaaa (Northern California)
tag: @got7-side-blogs @dailydoseofscenarios @damnyoungjae @jiaerson @got7tooprettyfortheirowngood
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ntrending · 6 years
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How unpaid student loans are costing some people the ability to drive, or even get a job
New Post has been published on https://nexcraft.co/how-unpaid-student-loans-are-costing-some-people-the-ability-to-drive-or-even-get-a-job/
How unpaid student loans are costing some people the ability to drive, or even get a job
Fall behind on your student loan payments, lose your job.
Few people realize that the loans they take out to pay for their education could eventually derail their careers. But in 19 states, government agencies can seize state-issued professional licenses from residents who default on their educational debts. Another state, South Dakota, suspends driver’s licenses, making it nearly impossible for people to get to work.
As debt levels rise, creditors are taking increasingly tough actions to chase people who fall behind on student loans. Going after professional licenses stands out as especially punitive.
Firefighters, nurses, teachers, lawyers, massage therapists, barbers, psychologists and real estate brokers have all had their credentials suspended or revoked.
Determining the number of people who have lost their licenses is impossible because many state agencies and licensing boards don’t track the information. Public records requests by The New York Times identified at least 8,700 cases in which licenses were taken away or put at risk of suspension in recent years, although that tally almost certainly understates the true number.
More from The New York Times: Behind the lucrative assembly line of student debt lawsuits A student loan nightmare: The teacher in the wrong payment plan 6 tips for avoiding the worst student loan repayment traps
Shannon Otto, who lives in Nashville, can pinpoint the moment that she realized she wanted to be a nurse. She was 16, shadowing her aunt who worked in an emergency room. She gaped as a doctor used a hand crank to drill a hole into a patient’s skull. She wanted to be part of the action.
It took years of school and thousands of dollars of loans, but she eventually landed her dream job, in Tennessee, a state facing a shortage of nurses.
Then, after working for more than a decade, she started having epileptic seizures. They arrived without warning, in terrifying gusts. She couldn’t care for herself, let alone anyone else. Unable to work, she defaulted on her student loans.
Ms. Otto eventually got her seizures under control, and prepared to go back to work and resume payments on her debt. But Tennessee’s Board of Nursing suspended her license after she defaulted. To get the license back, she said, she would have to pay more than $1,500. She couldn’t.
“I absolutely loved my job, and it seems unbelievable that I can’t do it anymore,” Ms. Otto said.
With student debt levels soaring — the loans are now the largest source of household debt outside of mortgages — so are defaults. Lenders have always pursued delinquent borrowers: by filing lawsuits, garnishing their wages, putting liens on their property and seizing tax refunds. Blocking licenses is a more aggressive weapon, and states are using it on behalf of themselves and the federal government.
Proponents of the little-known state licensing laws say they are in taxpayers’ interest. Many student loans are backed by guarantees by the state or federal government, which foot the bills if borrowers default. Faced with losing their licenses, the reasoning goes, debtors will find the money.
But critics from both parties say the laws shove some borrowers off a financial cliff.
Tennessee is one of the most aggressive states at revoking licenses, the records show. From 2012 to 2017, officials reported more than 5,400 people to professional licensing agencies. Many — nobody knows how many — lost their licenses. Some, like Ms. Otto, lost their careers.
“It’s an attention-getter,” said Peter Abernathy, chief aid and compliance officer for the Tennessee Student Assistance Corporation, a state-run commission that is responsible for enforcing the law. “They made a promise to the federal government that they would repay these funds. This is the last resort to get them back into payment.”
In Louisiana, the nursing board notified 87 nurses last year that their student loans were in default and that their licenses would not be renewed until they became current on their payments.
Eighty-four paid their debts. The three who did not are now unable to work in the field, according to a report published by the nursing board.
“It’s like shooting yourself in the foot, to take away the only way for these people to get back on track,” said Daniel Zolnikov, a Republican state representative in Montana.
People who don’t pay their loans back are punished “with credit scores dropping, being traced by collection agencies, just having liens,” he said. “The free market has a solution to this already. What is the state doing with this hammer?”
In 2015, Mr. Zolnikov co-sponsored a bill with Representative Moffie Funk, a Democrat, that stopped Montana from revoking licenses for people with unpaid student debt — a rare instance of bipartisanship.
The government’s interest in compelling student borrowers to pay back their debts has its roots in a policy adopted more than 50 years ago.
In 1965, President Lyndon B. Johnson signed the Higher Education Act, which created financial aid programs for college-bound students. To entice banks to make student loans, the government offered them insurance: If a borrower defaulted, it would step in and pick up the tab. The federal government relied on a network of state agencies to administer the program and pursue delinquent borrowers. (Since 2010, the federal government has directly funded all student loans, instead of relying on banks.)
By the late 1980s, the government’s losses climbed past $1 billion a year, and state agencies started experimenting with aggressive collection tactics. Some states garnished wages. Others put liens on borrowers’ cars and houses. Texas and Illinois stopped renewing professional licenses of those with unresolved debts.
The federal Department of Education urged other states to act similarly. “Deny professional licenses to defaulters until they take steps to repayment,” the department urged in 1990.
Two years ago, South Dakota ordered officials to withhold various licenses from people who owe the state money. Nearly 1,000 residents are barred from holding driver’s licenses because of debts owed to state universities, and 1,500 people are prohibited from getting hunting, fishing and camping permits.
“It’s been quite successful,” said Nathan Sanderson, the director of policy and operations for Gov. Dennis Daugaard. The state’s debt collection center — which pursues various debts, including overdue taxes and fines — has brought in $3.3 million since it opened last year. Much of that has flowed back to strapped towns and counties.
But Jeff Barth, a commissioner in South Dakota’s Minnehaha County, said that the laws were shortsighted and that it was “better to have people gainfully employed.”
In a state with little public transit, people who lose their driver’s licenses often can’t get to work.
“I don’t like people skipping out on their debts,” Mr. Barth said, “but the state is taking a pound of flesh.”
Mr. Sanderson countered that people did not have to pay off their debt to regain their licenses — entering into a payment plan was enough.
But those payment plans can be beyond some borrowers’ means.
Tabitha McArdle earned $48,000 when she started out as a teacher in Houston. A single mother, she couldn’t keep up with her monthly $800 student loan payments. In March, the Texas Education Agency put her on a list of 390 teachers whose certifications cannot be renewed until they make steady payments. She now has no license.
Randi Weingarten, president of the American Federation of Teachers, who has worked to overturn these laws, called them “tantamount to modern-day debtors’ prison.”
States differ in their rules and enforcement mechanisms. Some, like Tennessee, carefully track how many borrowers are affected, but others do not keep even informal tallies.
In Kentucky, the Higher Education Assistance Authority is responsible for notifying licensing boards when borrowers default. The agency has no master list of how many people it has reported, according to Melissa F. Justice, a lawyer for the agency.
But when the agency sends out default notifications, licensing boards take action. A public records request to the state’s nursing board revealed that the licenses of at least 308 nurses in Kentucky had been revoked or flagged for review.
In some states, the laws are unused. Hawaii has a broad statute, enacted in 2002, that allows it to suspend vocational licenses if the borrower defaults on a student loan. But the state’s licensing board has never done so, said William Nhieu, a spokesman for Hawaii’s Department of Commerce and Consumer Affairs, because no state or federal student loan agencies have given it the names of delinquent borrowers.
Officials from Alaska, Iowa, Massachusetts and Washington also said their laws were not being used. Oklahoma and New Jersey eliminated or defanged their laws last year, with bipartisan support.
But in places where the laws remain active, they haunt people struggling to pay back loans.
Debra Curry, a nurse in Georgia, fell behind on her student loan payments when she took a decade off from work to raise her six children. In 2015, after two years back on the job, she received a letter saying that her nursing license would be suspended unless she contacted the state to set up a payment plan.
Ms. Curry, 58, responded to the notice immediately, but state officials terminated her license anyway — a mistake, she was told. It took a week to get it reinstated.
“It was traumatic,” Ms. Curry said. She now pays about $1,500 each month to her creditors, nearly half her paycheck. She said she worried that her debt would again threaten her ability to work.
“I really do want to pay the loans back,” she said. “How do you think I’m going to be able to pay it back if I don’t have a job?”
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When Unpaid Student Loan Bills Mean You Can No Longer Work
In 19 states, government agencies can seize state-issued professional licenses from residents who default on their educational debts, which results in loss jobs, making it more difficult to repay the debt. If you were a legislature would you: (1) support the law or (2) oppose the law (and if so, what alternative law would you propose?)? Why? What are the ethics underlying your decision?
Fall behind on your student loan payments, lose your job.
Few people realize that the loans they take out to pay for their education could eventually derail their careers. But in 19 states, government agencies can seize state-issued professional licenses from residents who default on their educational debts. Another state, South Dakota, suspends driver’s licenses, making it nearly impossible for people to get to work.
As debt levels rise, creditors are taking increasingly tough actions to chase people who fall behind on student loans. Going after professional licenses stands out as especially punitive.
Firefighters, nurses, teachers, lawyers, massage therapists, barbers, psychologists and real estate brokers have all had their credentials suspended or revoked.
Determining the number of people who have lost their licenses is impossible because many state agencies and licensing boards don’t track the information. Public records requests by The New York Times identified at least 8,700 cases in which licenses were taken away or put at risk of suspension in recent years, although that tally almost certainly understates the true number.
Shannon Otto, who lives in Nashville, can pinpoint the moment that she realized she wanted to be a nurse. She was 16, shadowing her aunt who worked in an emergency room. She gaped as a doctor used a hand crank to drill a hole into a patient’s skull. She wanted to be part of the action.
It took years of school and thousands of dollars of loans, but she eventually landed her dream job, in Tennessee, a state facing a shortage of nurses.
Then, after working for more than a decade, she started having epileptic seizures. They arrived without warning, in terrifying gusts. She couldn’t care for herself, let alone anyone else. Unable to work, she defaulted on her student loans.
Ms. Otto eventually got her seizures under control, and prepared to go back to work and resume payments on her debt. But Tennessee’s Board of Nursing suspended her license after she defaulted. To get the license back, she said, she would have to pay more than $1,500. She couldn’t.
“I absolutely loved my job, and it seems unbelievable that I can’t do it anymore,” Ms. Otto said.
With student debt levels soaring — the loans are now the largest source of household debt outside of mortgages — so are defaults. Lenders have always pursued delinquent borrowers: by filing lawsuits, garnishing their wages, putting liens on their property and seizing tax refunds. Blocking licenses is a more aggressive weapon, and states are using it on behalf of themselves and the federal government.
Proponents of the little-known state licensing laws say they are in taxpayers’ interest. Many student loans are backed by guarantees by the state or federal government, which foot the bills if borrowers default. Faced with losing their licenses, the reasoning goes, debtors will find the money.
But critics from both parties say the laws shove some borrowers off a financial cliff.
Tennessee is one of the most aggressive states at revoking licenses, the records show. From 2012 to 2017, officials reported more than 5,400 people to professional licensing agencies. Many — nobody knows how many — lost their licenses. Some, like Ms. Otto, lost their careers.
“It’s an attention-getter,” said Peter Abernathy, chief aid and compliance officer for the Tennessee Student Assistance Corporation, a state-run commission that is responsible for enforcing the law. “They made a promise to the federal government that they would repay these funds. This is the last resort to get them back into payment.”
In Louisiana, the nursing board notified 87 nurses last year that their student loans were in default and that their licenses would not be renewed until they became current on their payments.
Eighty-four paid their debts. The three who did not are now unable to work in the field, according to a report published by the nursing board.
“It’s like shooting yourself in the foot, to take away the only way for these people to get back on track,” said Daniel Zolnikov, a Republican state representative in Montana.
People who don’t pay their loans back are punished “with credit scores dropping, being traced by collection agencies, just having liens,” he said. “The free market has a solution to this already. What is the state doing with this hammer?”
In 2015, Mr. Zolnikov co-sponsored a bill with Representative Moffie Funk, a Democrat, that stopped Montana from revoking licenses for people with unpaid student debt — a rare instance of bipartisanship.
The government’s interest in compelling student borrowers to pay back their debts has its roots in a policy adopted more than 50 years ago.
In 1965, President Lyndon B. Johnson signed the Higher Education Act, which created financial aid programs for college-bound students. To entice banks to make student loans, the government offered them insurance: If a borrower defaulted, it would step in and pick up the tab. The federal government relied on a network of state agencies to administer the program and pursue delinquent borrowers. (Since 2010, the federal government has directly funded all student loans, instead of relying on banks.)
By the late 1980s, the government’s losses climbed past $1 billion a year, and state agencies started experimenting with aggressive collection tactics. Some states garnished wages. Others put liens on borrowers’ cars and houses. Texas and Illinois stopped renewing professional licenses of those with unresolved debts.
The federal Department of Education urged other states to act similarly. “Deny professional licenses to defaulters until they take steps to repayment,” the department urged in 1990.
Two years ago, South Dakota ordered officials to withhold various licenses from people who owe the state money. Nearly 1,000 residents are barred from holding driver’s licenses because of debts owed to state universities, and 1,500 people are prohibited from getting hunting, fishing and camping permits.
“It’s been quite successful,” said Nathan Sanderson, the director of policy and operations for Gov. Dennis Daugaard. The state’s debt collection center — which pursues various debts, including overdue taxes and fines — has brought in $3.3 million since it opened last year. Much of that has flowed back to strapped towns and counties.
But Jeff Barth, a commissioner in South Dakota’s Minnehaha County, said that the laws were shortsighted and that it was “better to have people gainfully employed.”
In a state with little public transit, people who lose their driver’s licenses often can’t get to work.
“I don’t like people skipping out on their debts,” Mr. Barth said, “but the state is taking a pound of flesh.”
Mr. Sanderson countered that people did not have to pay off their debt to regain their licenses — entering into a payment plan was enough.
But those payment plans can be beyond some borrowers’ means.
Tabitha McArdle earned $48,000 when she started out as a teacher in Houston. A single mother, she couldn’t keep up with her monthly $800 student loan payments. In March, the Texas Education Agency put her on a list of 390 teachers whose certifications cannot be renewed until they make steady payments. She now has no license.
Randi Weingarten, president of the American Federation of Teachers, who has worked to overturn these laws, called them “tantamount to modern-day debtors’ prison.”
States differ in their rules and enforcement mechanisms. Some, like Tennessee, carefully track how many borrowers are affected, but others do not keep even informal tallies.
In Kentucky, the Higher Education Assistance Authority is responsible for notifying licensing boards when borrowers default. The agency has no master list of how many people it has reported, according to Melissa F. Justice, a lawyer for the agency.
But when the agency sends out default notifications, licensing boards take action. A public records request to the state’s nursing board revealed that the licenses of at least 308 nurses in Kentucky had been revoked or flagged for review.
In some states, the laws are unused. Hawaii has a broad statute, enacted in 2002, that allows it to suspend vocational licenses if the borrower defaults on a student loan. But the state’s licensing board has never done so, said William Nhieu, a spokesman for Hawaii’s Department of Commerce and Consumer Affairs, because no state or federal student loan agencies have given it the names of delinquent borrowers.
Officials from Alaska, Iowa, Massachusetts and Washington also said their laws were not being used. Oklahoma and New Jersey eliminated or defanged their laws last year, with bipartisan support.
But in places where the laws remain active, they haunt people struggling to pay back loans.
Debra Curry, a nurse in Georgia, fell behind on her student loan payments when she took a decade off from work to raise her six children. In 2015, after two years back on the job, she received a letter saying that her nursing license would be suspended unless she contacted the state to set up a payment plan.
Ms. Curry, 58, responded to the notice immediately, but state officials terminated her license anyway — a mistake, she was told. It took a week to get it reinstated.
“It was traumatic,” Ms. Curry said. She now pays about $1,500 each month to her creditors, nearly half her paycheck. She said she worried that her debt would again threaten her ability to work.
“I really do want to pay the loans back,” she said. “How do you think I’m going to be able to pay it back if I don’t have a job?”
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