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smithleonardo · 2 years

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Startup Founders Say Venture-Capital Investors Are Driving Harder Deals

Startup founders say venture-capital investors are offering tougher terms as companies attempt to raise money amid economic uncertainty and a broad selloff in tech stocks. Valuations are sharply lower than they would have been last year, according to entrepreneurs who gathered at the Collision tech conference that drew 35,000 attendees in Toronto last week. “We’re raising a Series A right now,”…

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thelegend9798 · 2 years

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Tesla Was Booted From One ESG Index. Why It Doesn't Matter as Much.

Tesla Was Booted From One ESG Index. Why It Doesn’t Matter as Much.

The decision to remove You’re here from the S&P 500 ESG Index earlier this week undoubtedly surprised investors, as the electric-vehicle pioneer would seem an obvious choice for sustainable investing. Tesla (ticker: TSLA) CEO Elon Musk strongly rebutted the move on social media and criticized ESG investment—which considers environmental, social, and corporate governance—as a “scam.” But the…

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canarabankseo · 2 years

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Millions of Indians today are on the rise and on the move. Many people are considering purchasing a car in order to arrive at their location on time and in comfort. The years of saving and waiting are now over. A car loan will make your goal of owning a vehicle a reality.

#financial vehicles #vehicle loan #car loan #personal loan

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free-range-tiddies · 1 year

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Remaking, cus it's losing traction and the deadline is quickly approaching. As you know, I've been trying to get my phone cut back on (been using a shitty burner app) would really appreciate any help I can get. I have until the Feb. 21 to pay for the reactivation of my phone. Please boost and tysm for your help <3<3<3 Be well and be safe.

Currently at $75/160

Chashtag: $DollarsAre4ever

PayPal: @MetroZoomin

#good news is that I've been using side hustles to hold over my smaller easily manageable bills/groceries #and my insurance should be dealing out my check for my wrecked and stolen vehicle by March #but this current bill is a thorn in my ASS #when I get secure financially I'm def gonna pay it forward and help out anybody I can

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bitternanami · 10 months

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imo personally just for me. i do not feel this emotional aversion to likes that artists on this platform purportedly have. and this is a perspective very informed by my having had the capacity, in years past, to log off from social media for an extended period and just make things for myself and my loved ones. theres an element of privilege in that, that its not my livelihood rn, sure.

but i honestly think anyone with the ability to do so should periodically make a couple things just for themself, just to reacquaint with the feeling of having created something. like, dont post them. it doesnt matter what numbers would show up next to them. fully experience the process of creation itself, stripped from any external meanings or emotions ascribed to it by adding public perception into the mix. ultimately the skills you cultivate belong to you. every skill you have belongs to you. do you feel like you own your skills? thats something im working on.

giving any sort of advice or soapboxing about this scans as really self-important to me, so like grain of salt obviously, im one guy. and unplugging the way that i did (that is, out of avoidance/anxiety) back in like ~2017-2019 or whenever it was was Not good for me overall! but i think it did force me to take ownership of my artistic skillset as a thing i am growing like a plant, pruning and overseeing as needed, a thing with inherent value completely irrespective of what the socmed machine would like to make of it

#art talk #its a more complicated conversation when you take into account the financial incentive people might have for caring about this #personally i cant speak to that experience. which is ok #in most cases though this idea of creation as a vehicle for recognition (and thereby the self as a vehicle for that creation)#its something relevant to talk about. it can get really sticky really fast! it can fuck up your self-perception really terribly!#ive just done a lot of thinking about it. what validation even does for a person when its so thoroughly abstracted #(dare i say alienated!)#the way it is online

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totallyseiso · 4 months

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If gta 6 ends up getting its own gta online, I hope they learn from past mistakes and never add those stupid sci fi flying bikes and cars, and don't fuck up the economy so badly that only the latest update content actually lets you buy things.

It's amazing how a game that good can also be that much of a mess

#sci fi vehicles made so many public sessions near unplayable. especially for freeroam jobs #then they removed any financial incentives to do old content so finding groups is near impossible

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sniperr · 9 months

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scheduled my mct classes tonight and i'm excited man. only thing I'm worried abt is the class requires bike gear so I gotta get some sooner than i'd hoped, but i got a few friends who know their ins and outs so i won't have to worry about finding good armor/boots/helmets n shit, just gotta pick out stuff i like \m/

#sir talksalot #my classes aren't until later in the month so it's nice that i'll have time to prepare.. i can't wait tho lol #i'll shoot for getting my vehicle license a couple months after my m1. that'll hopefully give me time to recover financially lmao

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reportwire · 2 years

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Elon Musk called ESG a scam — did the Tesla chief do investors a favor?

Investing usually uses a combination of head, heart and gut even if it’s not supposed to. And perhaps no market theme stirs “all the feels” quite like ESG. This week, a major move to cut Tesla from a closely followed environmental, social and governance (ESG) index brought anger and relief in nearly equal measure. Defiance was on display from Standard & Poor’s, which rejected Tesla from its ESG…

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thermesiini · 1 year

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my father slaughtered many pigs and totaled his car this morning

#he’s okay he didn’t even break any bones but now my mom has no vehicle because my dad needs to use hers for work #and his car is old and almost paid off so insurance probably won’t give him anything #and she was just about to start applying for jobs too #like my dad left a trail of dead pigs behind him which is kind of funny given the situation #but he’s okay so it can be funny. except for the financial turmoil

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maryshover · 1 year

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Happiness first 😍

#online dating #shover #relationship #fuck #are you serious #loveyourself #trusts/funds/financial vehicles

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concorderpsposts · 2 years

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If you want to grow your business with the help of concord ERP software in effectively less time interval then contact us today 9009155444.

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noblewillsltd · 2 years

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Estate Planning

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I do not need to find a lawyer near me, and neither do you! You can visit NobleWills an online Will writing platform to write your Will from the comfort of your home.

NobleWills has plenty of free guides to assist you along the way and has information such as Wills and trusts, executors of Wills, and testamentary trusts, etc. Visit us today to start your estate

#online #online service providers #writeyourwill #estateplanning #legacyplanning #legacy #wills and estates #executors #trustees #trusts / funds / financial vehicles #financial planning

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switch · 2 years

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yeah so grail fronts are a pretty fun minigame but i'm not sure they're "necessitates a separate dev team" fun

#it's definitely going to be the PVP vehicle i don't believe they'd be devoting so much to it without that financial incentive #fate//#switch speaks

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vvanessaives · 2 years

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buying a house in cyberpunk and muttering "i'm never going to financially recover from this". full immersion.

#rena.txt #i've been staying in the crusty starting apartment bc i didnt want to spend the money AKCNKSLC #i've bought the glen one and it's pretty but like...i'm never going to financially recover #i don't even look at the vehicles bc the day i will have money to spend on those ugly 4 wheels its the day i'm gonna die #OKAY ugly aside from a few but u get my point #OKAY 2.0: I PAID ALL THOSE MONEY FOR A BATHROOM WITH A DIRTY MIRROR AND A TOILET WITH SMOKE COMING OVER IT??? SLFJSKCLDC HELLOOOOO

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alomaniya · 14 days

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The Rise of Non-Banking Financial Institutions in Consumer Lending

The financial landscape has witnessed a significant transformation with the rise of non-banking financial institutions (NBFIs), marking a pivotal shift in consumer lending. NBFIs have carved a niche by offering specialized lending services, such as pre-owned vehicle loans and lifestyle loans, addressing the diverse needs of modern consumers. This evolution has not only democratized access to financial services but also introduced a more personalized approach to lending. This article explores the emergence of NBFIs in the consumer lending sector, highlighting their contribution to making financial services more accessible and tailored to individual needs.

Non-Banking Financial Institution: Bridging the Gap

Non-banking financial institution have emerged as key players in the consumer lending market, bridging the gap left by traditional banks. These institutions operate under a different regulatory framework, which allows them more flexibility in the types of loans they can offer and the terms of those loans. By focusing on niche markets and personalized loan products, NBFIs have been able to meet the demands of consumers looking for alternative financing options. Their growth is indicative of a changing financial landscape where consumers seek more than just traditional banking services; they look for financial partners that understand their unique needs and circumstances.

Pre-Owned Vehicle Loan: Driving Financial Inclusion

One of the standout successes of non-banking financial institutions is their offering of pre-owned vehicle loan. These loans have made vehicle ownership more accessible to a broader segment of the population, including those with limited credit history or lower credit scores. NBFIs have recognized the potential in the pre-owned vehicle market and have tailored their loan products to cater to consumers looking for affordable and flexible financing options. By providing competitive interest rates, flexible repayment terms, and a streamlined approval process, NBFIs have significantly contributed to driving financial inclusion in the automotive sector.

Lifestyle Loans: Financing Personal Aspirations

Beyond vehicle financing, NBFIs have also introduced lifestyle loans—unsecured personal loans designed to finance personal goals and aspirations, such as travel, weddings, home renovations, and more. Unlike traditional loan products that often come with strict usage stipulations, lifestyle loans offer the flexibility to use the funds as per the borrower's discretion. This flexibility, combined with the ease of access to funds, has made lifestyle loans increasingly popular among consumers looking to finance their dreams without liquidating their savings. NBFIs have tapped into this demand by offering customized lifestyle loans that cater to the individual needs and financial situations of their clients.

The Competitive Edge of Non-Banking Financial Institutions

The competitive edge of non-banking financial institutions lies in their ability to offer specialized and consumer-centric financial products. Here's how NBFIs stand out:

Accessibility: By offering services to underserved markets, NBFIs have expanded access to financial services, catering to consumers who might not meet the stringent criteria of traditional banks.

Flexibility: NBFIs offer more flexible terms for pre-owned vehicle loans and lifestyle loans, adapting to the unique financial circumstances of each borrower.

Innovation: NBFIs are often at the forefront of financial innovation, leveraging technology to streamline the lending process and enhance the customer experience.

Customer Service: With a focus on niche markets, NBFIs can provide personalized customer service, ensuring that borrowers receive the support and guidance they need throughout the loan process.

Conclusion

The rise of non-banking financial institutions in consumer lending signifies a shift towards more accessible, flexible, and personalized financial services. By offering specialized products like pre-owned vehicle loans and lifestyle loans, NBFIs have not only filled the gaps left by traditional banks but have also reshaped the consumer lending landscape. As they continue to innovate and adapt to the changing needs of consumers, NBFIs are poised to play an even more significant role in the financial ecosystem, empowering individuals to achieve their financial goals and aspirations.

#non-banking financial institution #pre owned vehicle loan #lifestyle loans

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