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survivormetaverse · 3 years

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Episode 4 - "Now the fun part begins" ~Colin

All I gotta say....finesse

Look at us go✨ I say us because if I say me that sounds conceited even tho it was literally a hero challenge 😂. [HI THIS WAS BURIED IN MY TABS IT'S FROM ROUND 3 I WAS PROBS GONNA WRITE MORE BUT OH WELL]

We tribe swapped and I was really stressed at first because now im on the tribe that loses all of the challenges. But its fine bcs im friends with everyone now and im in an alliance with Ginny and Amy. I also love Danny he is literally under the influence rn im exposing him. But hopefully when hws sober he remembers how cool i am and we will work together. And Jennifer is on my tribe and we're friendly with each other. But honestly it would be in my best game interests to have her the one voted out. If it comes to that. Bcs Im literally working with everyone and shes pretty inactive.

Welp. Here we are. Swapped. It's a lil fucked up but I saw it coming. So I got stuck with Brayden which is like whatever to me, I'm glad him and I talked enough on original phantoms. But the issue is that it's just him and myself. Along with that its the two S.E.E.S. and one Fool. So I immediately swooped in on Jared, I tried to be relatable with him by talking about Danny and Shaad, who I know, and I think gthat brought him comfort. I spilled to Jared that Danny and Shaad know each other to show him that I have info and I'm willing to be open about stuff and talk with him straight up. We got to talking, and we declared that we want to work together WHICH IS GREAT!! Idk how much I can trust him, but if I show him loyalty and openness I think I'd get it back from him which is clutch. I need him to be the third with Brayden and myself, but I'm sure Jay and Elle are thinking the exact same thing. That's why I swooped in so fast, and I'm sure he'll tell them what they want to hear and theres a chance hes doing that to me as well (and I don't blame him, make your own decisions Jared king), but I need to show him that sticking with me is the better option. Idk idk I'm just trying to avoid playing my idol rn. I'll keep working on Jared, and I'll see what Brayden's been up to. ALSOOO APPARENTLY so Brayden tells me that him and Elle played together (which I knew), but he voted them out so idk how their dynamic is. Lots to think about, I guess now I actually do want to win immunity because I don't feel as secure as I did on original phantoms. But I def have Brayden on my side, and I'm really hoping Jared is truly gonna ride with me. Idols/advantages are also a potential problem here because what if Elle or Jay have one. I hope Brayden is just lying to me and he secretly has something too. I almost told him about mine but I decided against it. Much to think about, much to do, much to win.

I got an idolllll✨ lol so glad i signed up because no one else from my tribe did so it was super easy 😄 Tribe swap!! Sad bc i'll miss Colin 😔 real homie right there um i mean sure others too maybe lol I switched with Jay so no worries there and Anastasia I'm sorry to say we've never really clicked like we've worked together before (and she's backstabbed me before) but we've never really been like *this* y'know??? And Babs and Jennifer I barely talked to Babs likes musical theater and vine references tho so she's cool B) Anywayssss Dennis knows the pain of being a Starbucks barista and I was with Jared in the shape memory and felt bad for them oof so yeah OH! and Brayden helped vote me out in Kyoshi after saying he wouldn't vote for me... Dont Love That but also it was kinda a hopeless situation in Kyoshi kinda tragicccc for me funnily enough I was tribe swap screwed over but that's not like this time (if it is I will SCREAM but also I'm chill with whatever place I get in this game so eh) yeah i kinda made myself stop drinking caffeine/copious amounts of sugar for a year and then started back at Starbucks and immediately broke soooo I have no idea how coherent this is I think we'll do well in the challenge!! It's scavenger hunt but also I am working this weekend :( hate that for me ik me too boo so we'll see how much I can do I remember being upset at myself in prev. seasons because I went too hard in challenges and I feel like in this one I just don't have the time to 😂 the way to get priorities is to get a life apparently lol kidding but also am I??? Idk kinda forgot what I was talking about. Yay in the Phantom tribe now and we will crush this challenge✨

This tribe is getting on my nerves. 2 of them are super nice and I'd love to work with them but I don't know how the pre-alliances worked before this tribe. I really enjoy Amy and Anastasia but trying to talk to Ginnifer is like pulling teeth and Jennifer still hasn't said....anything.

https://youtu.be/maj4CRLrsjQ sorry this is really long i didnt mean to

My tribe is going to council.

At first, I thought I was SCREWED because I got neither Amy, Dennis, or Brayden from my OG tribe for the swap. I barely spoke to Josh, but at least he tries in challenges and we have that going for us. I absolutely adore Colin, he's experienced and he doesn't hide it, but here's a good support system and I see why he goes far in these games. By virtue of me being active, I can hopefully stay alive from this swap. As for the challenge, it's incredibly difficult to do since only the 3 of us are actively doing it, and with 3 slots, it means everyone has to do everything, which is virtually impossible. Shaad complained about his old tribe but a lot of his tribemates' confessionals about him were about him being inactive, and I'm definitely seeing it. Babs hasn't even accepted my message request yet. I absolutely trust Colin and I'm debatable with Josh, but I sure hope that he's not working with Shaad and Babs. But I'm 99% sure that's not the case because even Colin hasn't talked to Babs much and they haven't even been accepting message requests. I absolutely think we're headed to tribal, but honestly, that might be fine because it'll save my other allies in the other tribes. I just hate going to tribal council because it's never fun and it makes me nervous. Every time. But hopefully my social relationships I've made will get me through this swap even if I have to (at last, I guess) go to tribal council.

https://youtu.be/FJOPBi8cnBk

The swap is fun so far doing a fun and hilarious scavenger hunt but yuck my face is sticky blech

Okay I think I figured out a lot. I think all the idols are on my tribe. The way Jared and Jay talk to me shows me that theyre smart players and I realllllly think they both have idols. And the three of us are just dancing around that subject. So if we go to tribal, I have to move very cautiously and thats why im trying to get another advantage. I think Jay is going for it too, homeboy messages me in 10 minute intervals. I think I can only afford going to tribal once with this tribe, I'm just hoping we win out especially if all the idols are chilling here I don't want to play it yet. Ima just keep hunting i dont have a lot of thoughts rn.

I'm not sure where I'm at. I feel decent about elle, she has familiarity with me, it should be convenient for her and I to stay together. I do like Jared too...the hope is that he links up with us and we can take out Brayden. Nothing personal against Brayden, but I like Dennis more, and I feel like I can work with Dennis in a merge scenario. If we can get Brayden out whenever we go to tribal, I'll also be put in a scenario at that point where I can either go with Jared and Elle, or maybe Jared and Dennis. Dennis seems very low key and more social than strategic, so he's a good person to play with for a decent amount of time.

Uh idr my last confessional or when it was :( we just did the scavenger hunt challenge and are waiting for results and i really hope we don't have to go to tribal bc what a crappy birthday present that'd be!! Bc my birthday is tomorrow :)))))) I hope people remember bc I'm not going to say anything 😶 just to see who remembereddddd probs no one and ill break midday or maybe I'll leave it alone who knows! I'm going on a picnic tomorrow tho and then probs celebrating with fam so it'd be a bad day for a tribal :( OMG what if I got voted out on My Birthday that'd be so r00d but like kinda iconic too very memorable 21st brithday the one where I was voted out Metaverse... anyways uh hope we win this challenge lol 😅

Okay so it's cute and all that we won but Miss Jennifer needs to go ASAP. I low-key wanted to go to tribal just so I could let her GO, but it's whatever. I get a day to chill finally. I don't have to think as hard anymore. I feel good.

I think the thing I am very interested in seeing is what's about to happen with Shaad in that tribe.

But also, I really love Amy. I think she's really gonna be good for me.

okay i've been slacking on confessionals so im gonna pretend this is like 2 days ago and make one solely about the swap AHHH TRIBE SWAP i'm kinda excited that none of my alliance members are on my new tribe. that seems opposite but its gonna give me a better chance to branch out and make new connections, then when merge hits rekindle the old alliance that existed pre swap. hopefully that all pans out!! immediately I started vibing with Jodi. she's an absolute QUEEN and we match each other's energies perfectly. we've been shading others in the tribe, joking around, connecting personally, it's been great!! honestly i knew within like the first 20 mins I wanted to duo with her and be a f2. the rest of the tribe however? sheeeeesh babs and shaad are very inactive. apparently shaad blew up on his last tribe bc they almost voted him out... for being inactive? like sir if the shoe fits. pls fix it. babs is going THRU it and I feel for them. but... just say somethin josh is kind of a king. jodi likes him. he's putting in a lot of effort and I appreciate that. not sure if it makes him a threat but it definitely makes him an asset SO I approached both of them with an alliance!! and it worked!! i now have ANOTHER alliance woo!! with josh and jodi!! woo!! here's part of my host chat rambling bc I confess way more there than I do here i think Jodi and Josh might be like a duo tho the way Jodi talks about is kinda sus imma need to weasel my way in maybe I'll suggest a trio alliance as the most 'active' people on the tribe as a means to get close to them, then I'll use that to secure a f2 with jodi jodi radiates the same type of chaotic energy I do in games but she gets more bored than I do which is not good but more fun

we LOST but im not SURPRISED i feel like we shouldve won SOLELY bc I got SANDRA DIAZ-TWINE to send me a selfie. that's fucking iconic. one of my proudest org career moments. anyway now the fun part begins. gotta decide who goes. it's either shaad or babs. I think the easiest and most common sense thing to do is vote babs because they've been more inactive. but also its the first live tribal and I think shaad will give drama if we vote him off. and that makes GOOD FUCKING TV. so idk. options options. we'll see!

holy shit phantoms won immunity. phantoms stays the winning tribe 4 times in a row holy shit. i actually wanted to win this time and put a lot of effort into this because no ma'am i need safety rn and work on these relationships. just need time. speaking of time, im about to hit hour 12 of the endurance hunt and im starting to feel like a madman. but babyyyyy i want another advantage and hopefully another fucking idol holy shit can you imagine???? i still haven't told anyone and my lips are gonna remain sealed. however i still think that yall are messy and set up my tribe where u knew brayden and i werent super close and from what ive gathered jay and elle weren't close either. so u put the two pairs that arent close with the one fool. okay so what else could we possibly have in common on this tribe to add more mess? IDOLS!!!!! like the three people that got the idols got swapped onto the same tribe like that has to be it. so jared would have to have one, even though he told me he didnt but the way he talked to me about idols in general literally makes me feel like he has one. i was like it would be so nice to have a little bit of security and hes like yeah i know what you mean. like bro just tell me u got a fuckin idol already. so then jay or elle have to have one. and i am convinced jay has one. maybe elle is gonna gag me with her idol but im gonna assume its jay. jared has spoken with him, and i have spoken with him. the three of us feel really good with each other (but im pretty sure jared has me above him bc i got to him first). we'll probs make an alliance chat shortly. i recognize that jared and jay are good at the strategic part of the game and are really smart and just good overall competitors and ESPECIALLY if they have idols that makes them even more dangerous. so i have to work with them than against them i have to make sure that they know i have them above everyone else. i think three strong players naturally gravitated towards eachother and if we really all do have idols its so funny that we're not telling each other. but im slowly but surely working on getting it out of them but if theyre as smart as i think they are they wont tell me. im just gonna continue being "transparent" with them and we'll see where it goes i hope they dont catch on. also jays a fucking liar because we were on a call today and i asked him if he did any hunts. he gave me a pause and then slurred his speech when he said "i haven't done any" like broooooooo ur fuckin lying to me right through your teeth. im convinced hes doing this one because he was up early for some breakfast and his lil skype thing showed online status allllll day like i gotta assume hes doing it. even if he didnt do the first three like hes def doing the last three dont play dumb with me!!!! i am not the one baby. but actually as im writing this hes not online anymore so if he really was doing it maybe he stopped? so if he was up early i would assume he started at 7 or 8 and ending by 9:30 he did 13 or 14 hours? idk im literally going till i cant stay up anymore ive already hit the 12 hours mark now if i went this long i have to go for the w likeee i have to. thats all i got for ya right now dont ever ask me for anything again.

no joke my brain is melting pls help

i want a survivor wiki page :(

During challenge: https://youtu.be/IsGPtYtgnQ4 After challenge results: https://youtu.be/CgmLGWBvEhw

https://youtu.be/Yfsh_odV-Zg

The tribe swap really confused me. I was finally getting the hang of this game but now I'm doubting myself again. I also haven't been active much for the past 2 days and I think my tribe mates have noticed. I need to stay on top of things better if I don't want to (eventually) get voted out.

That this tribe swap screwed me over. It left me with Babs whos been completely inactive and Shaad whos been completely useless. At least I gained an alliance with Jodi and Colin but this is fucking pitiful.

https://youtu.be/pE207b8VRFE

can't wait to vote out jared and jay once jury starts

So I had planned on doing hourly milestone activities like calling a friend at 15 hours, eating ice cream at 16 hours etc and I was filming it to vlog the evening for my confessionals.. but my mom called me around 10:55 for a family emergency and when it was done it was 11:01 and my alarm got overridden by the call. That’s how I dropped and I’m really sad 😔 i low key don’t wanna play the game today but I literally have tribal so I have to stay online, even tho I’d still be more active than babs and shaad ☠️ I wanted this one so bad because the only thing I’m good at is not sleeping. Whoever went longer than 15.5 hours is now at the top of my hitlist, if I find out you also tried this hard for an advantage, I will take u out w my army. Even if it’s a superidol. The only good thing from this L is it ignited a huge motivator for me to play this game hard again (but not too hard) but have a goal and mission to complete.

https://youtu.be/PR8XWvdH-Hc

update: i think Amy has it. I'll ask her about it at the merge, she won the 24 hour comp in her last org so it's very possible she gunned this advantage out. if she tells me she has it, then i know I'm absolutely her #1, if not, then we'll see what happens .....

~~~

Edgic:

Power Rankings:

Phantom

Jared: He has done well to place himself firmly in the middle of his tribe. The two sides are definitely going by tribal lines at the moment which makes him the most powerful person on the tribe. Everyone wants to work with him. He will definitely be safe if his tribe has to go to tribal council soon.

Jay: This comes as a surprise, but Jay has bonded well with Jared. So much so that Jared listed Jay as the person he trusts the most currently on his tribe. This gives the S.E.E.S. side a bit more longevity on this tribe which is definitely in Jay’s interest. I can see Jared and Jay forming a tight duo.

Dennis: He is definitely in a better spot than he was on his last tribe. No one on this tribe has explicitly said they distrust or want to target Dennis. He’s playing it safe which is good. He lands himself higher than Elle because Jared seems to trust him more. If the decision was between Dennis and Elle, he would be the one safe. Additionally, he’s also sniffed out that the idols are all on this tribe (which is just a coincidence). However, he believes that Jay has it rather than Elle which is an unfortunate guess from him. However, what is excellent game sense is that he wants to form an alliance with Jay and Jared which could definitely benefit him in the long run when he needs to separate himself from his Phantoms.

Elle: It is sad to see Elle near the bottom, but it doesn’t seem like they have won anyone over with their charm on this tribe. Everyone besides Jay sees Elle as someone expendable if this tribe were to go to two consecutive tribal councils. On the plus side, Elle has an idol. If it comes to that, she may be able to keep herself safe.

Brayden: For some reason, no one except Dennis trusts Brayden. In fact, I would not be surprised if Jared, Jay, and Elle came to the consensus that he should be the one to go out of the two Phantoms. Brayden’s unwillingness to work with Dennis rears its ugly head as, even now, Brayden wants to distance himself from Dennis. He seems to believe that he is good with Jay and Jared when both parties have listed him on the bottom of their trust rankings. If Brayden is not careful, he is going to find himself blindsided and voted out premerge in this game.

Fools

Danny: Amy and Anastasia want to keep Danny in spite of their alliance with Ginny. It feels as if both of them want to work closely with him AND want to ditch that alliance. Danny easily has the most control as he has key allies that are willing to go to bat for him if things get messy. I even believe that he would be saved rather than Ginny if this tribe were to go to tribal council consecutively.

Anastasia: Her prior connection with Ginny has instantly landed her in an alliance with Amy despite the fact she doesn’t even know Amy like that. In fact, Anastasia doesn’t even trust Amy that much, but is still willing to work with her and pretend to be allies. Additionally, she has gotten into the good graces of Danny for whom she is trying to work closely with. Anastasia is the most connected with Danny which means she is the safest out of the group. However, Amy sees right through the veneer which means that Anastasia could be labelled as a big threat and be subsequently taken out at the early stages of merge. It was definitely a mistake to inform Amy about their prior connection with Elle.

Amy: What lands Amy here is that Anastasia doesn’t trust her. I was surprised too, but, looking at it, Anastasia would cut Amy over Ginnifer. What puts her above Ginnifer is her activity, however. Hopefully Amy can gain more trust with Danny and Anastasia and be safer in the future. Amy has a good read on Anastasia which keeps her in this position as well. She knows exactly what she needs to do to survive this tribe with the necessary numbers, but can she do it?

Ginnifer: I believe Ginnifer made a misstep by creating an alliance with Anastasia and Amy. At least for Amy, she doesn’t know how to feel considering Ginny never mentioned the alliance and just put them in it. It may have been a bit too presumptuous which leads to hesitation and distrust with the people she wants to ally with. Finally, Danny was also annoyed by Ginny being inactive near the start of the challenge which lowers her overall safety at tribal council

Jennifer: Where is Jennifer San Diego? Her inactivity and unhelpfulness in the challenge makes her the easiest target. There’s not much to say except if she doesn’t pick it up soon and socialize, she will be sitting in the VL.

S.E.E.S.

Jodi: Once again, Jodi has emerged as the tribe leader. Despite being on a plane for the whole day, she has been the most vocal about organizing the challenge. People are very attracted to Jodi’s energy making it easy for her to make allies in any situation she finds herself in. Right now, she has allied with Colin and Josh which easily puts her on the top of this trio alliance. Therefore, she is the safest person on the tribe. She has also been dictating this vote pretty heavily. I fear that Jodi just does not know how to chill though. Her biggest weakness is that she will jump out at anything and try to keep talking when she should just hold back. If she keeps playing the way she is, she will end up as an early jury boot.

Colin: Colin has attached himself to Jodi pretty heavily. I can definitely see this being Colin’s Final 2 rather than any of his allies back on S.E.E.S. The good part about it is that Jodi seems to feel the same way which is great. Additionally, Colin can hide behind Jodi’s massive target at merge.

Josh: Josh does very well in the challenges which keeps him in people’s good graces. His activity definitely helps him survive this tribe as well. He has found himself allied with Jodi out of necessity though. I do not doubt that Colin and Jodi will leave Josh in the dust once merge rolls around and they have their allies back. However, Josh is doing the thing he should be doing at pre-merge: being good at challenges and being active. Anything more would put an unnecessary target on his back at merge.

Babs: Babs is never online and did not even try to help in the challenge. This leaves them low. However, they do still have a Vote Blocker so they can pull some shenanigans if they so choose. Additionally, their inactivity may be used as a shield for now as, at the very least, Jodi is still willing to gtry and get to know Babs.

Shaad: I do not particularly understand why the trio alliance wants to target Shaad. He has a pre-established enemy in Jared and is willing to blow up if he wants to. He could make a great shield in the future, and he would not target these people. However, they believe that Shaad is more useless in the challenges than Babs (despite Babs never being online). And, without any allies on this tribe, there is no one there to vouch for Shaad making his demise seem clear. I hope somehow Shaad can pull himself out, but it does not seem likely.

#episode #episodes

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sizzlingcrusadebouquetfan-blog · 6 years

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I'm an 18 year old male and live in Florida. I have state farm insurance and I was paying 167 a month for minimum car insurance, I have a clean record and I drive a 97 Honda civic. I had a mechanical failure in my car that caused my wheel to fly off while I was driving, I filed a claim and all of a sudden they want 365 a month for minimum coverage, why am I paying so much, 167 already seemed steep to me, I work part time and that basically a week of pay for me. Where can I find insurance that doesnt cost so much? The insurance cost more than my damn car payments did.""

""Friend driving car got into accident in my car in ohio, insurance question?""

I wasn't in the car. I let them go pick up a friend, they were on a semi busy street. My friend was walking up the street and my friend driving the car pulled over with the hazards on to let him in. 10 seconds after getting in the car and closing the door someone slams into the back of my car going between 40-60 mph in a 35mph zone. Totaled other driver's car. My rear end is completely crumpled, but still drivable. I haven't got it checked yet, waiting for the police to contact me in a couple days. Looks like it crumpled all the way to the rear of the frame so it may be bent or busted, so they might say it's totaled. If the other driver was at fault it should be her insurance's responsibility correct? She had full insurance coverage. My friend driving my car has full insurance coverage. I have insurance that only covers bodily injury/property damage liability and medical payments. Who's insurance should cover this?""

Car insurance cost for a 17 year old?

I'm going to start driving next year and will probably be driving something like a p reg civic (1.4) does anyone have an average insurance price for a car around this size (1.0-1.6) and around this age (m-51 reg)

What is the cheapest car to insure?

My Boyfriend has just passed his theory test today and has his practical test in a few weeks. He's 19 years old and we live in England. He wants a cheap car to insure but all are really expensive the cheapest insurance he can get is on a Romeo Mini for 2,500 a year. So i was wondering if anyone could tell me which is the cheapest car to insure and who with? Thank you for your help, Secret""

How much will my insurance cost?

Im 18 and wanting to move out this august for college. The apartments im looking to rent is on average about 500 a month for me and im trying to figure out how much a month its going to cost me to live on my own. I have a 2002 Chevy trailblazer which is completely paid off. I dont know what insurrance company my parents have right now but i know for sure its not geico or progressive. I think its like blue shields or something or other. Any help is areciated! Thanks in advance!

Where should I go for medical and financial aid?

I've lived w. my mother all my life and gradually she has gotten more and more unorganized leading to disgusting living conditions. I have always kept my room together and received good grades to move on and out of my mothers house. In 2008 during my first week of college , I was diagnosed with a disease called Lupus. I was removed from the Boston College campus and forced to take time off of school. Since this, my return to school has been an long and difficult process. I am now 20 cooping well with the disease and attending night school. I have very little income and I was denied SSI as well as state insurance. As I am in the process of reapplying I find it hard to remain in my mothers living conditions in that no matter how I keep my things separate I have still accumulated unsanitary conditions. I dont know where to go for help and I am afraid of the stress I am experiencing causing me another flare and long hospital visit. I live in Rhode Island and have tried the welfare and community health care route. The only success I receive is hospital health care and a few doctors who are willing to discount my mandatory visits. Sometimes I feel like the only thing that is keeping me health is my faith and religion. As my relationship with God grows stronger I also find my self stuck in my situation. I know I would do well living on my own and getting into a regular routine I would just need a small boost of medical and financial support through any means available in the area. Any suggestions will help :) God Bless.""

Can I drive another car with my fully comprehensive insurance?

I have fully comprehensive car insurance on a car, I heard you can drive another car with the owners permission because you're insurance is fully comprehensive. (So if there is a crash my insurance will cover the costs 3rd party) Here's the tricky bit, I am on my friends fully comprehensive car insurence as a named driver. Can I (Being a named driver on his fully comprehensive insurence) drive someone else's car with there permission? Thanks in advance""

Car Insurance for 18 year old female?

Hiya! I am due to pass my driving test by my 18th birthday. Ive been doing some research and got quotes of minimum 6K and even one which was 12K. I don't understand how the insurance companies reckon people like me can afford that kind of money. Do you kbow any good insurers that will help me out? A maximum of 2,000 will be ideal! I have the car ready and sorted. Its a Toyota Yaris 2001 with a 1.1L engine. It is worth less than one grand. Sooooo.....""

Expired insurance of another driver?

While I was slowing behind a stopping car, another vehicle hit me at the rear bumper. My bumper would probably have to be replaced. We have exchanged insurances and continued. Now that I check his insurance, it's expired. I have his driver license details as well. I will call his insurance company, but if it really turns out to be expired and he was uninsured - what are the options?""

Where do I get low rate insurance in Toronto?

I am 56 and clean driver. My daughter is 25 and new driver.Which company can give me a better low rate insurance in Toronto?

Question about state health insurance in georgia?

Im moving from Massachusetts to Georgia in march. My work doesn't offer insurance so we are on commonwealth care. Its state insurance. Im trying to find out if there is state insurance in ga as well iv got children and need insurance for them. Im not sure if the job im taking will offer some but in the mean time I need something. Can someone tell me if they have state health insurance or some type of low cost for low income? Thanks.

Can anyone explain the Affordable Care Act to me?

I'm liberal on 99% of most issues, but Obamacare confuses me. I'm all for universal health care, but NOT free health care just for the poor. So what exactly is Obamacare, what was the thought behind it, and what are some reasons why I should be for or against it?""

Can i have the Title of the car in my name with another person's insurance?

Can i have the Title of the car in my name with another person's insurance? Example: Could i have title of the car in my name but use my Parents insurance??

Why the difference in Insurance availability between developing countries vs. industrialized nations?

Why has insurance traditionally been more common in industrialized nations, and why is it uncommon/not possible for people in developing worlds to have insurance? At first I thought it was simply because insurance is not affordable by people in developing countries, but maybe there are other reasons?""

Insurance or not insurance?

hi i had 4 years insurance no claims bonus last april 2011 on my car , i changed it onto a van and drove ir for a year, ... in october i was in court for handling stolen goods ... which i did not disclose to the insurance company at the time because i thought the offence was dropped as it had happened in 2009, anyway in november i had to renew farm insurance with a different company in november and they declined the renewal because of the criminal conviction,.. so i asked the company that my van was insured with for a farm quote and again was declined, i asked about the van insurance being valid and was told to inform them at the renew in april,... in april they declined to renew the van insurance because of non disclosure of criminal conviction,... and told me last years insurance was void and i would be refunded premium and not be intilted to my 5 year no claims bonus,.. two days later they decided not to refund and have gave me my 5 years no claims bonus,.. ??? as the insurance was valid and that they covered me while they knew i had a conviction and non disclosure , do they have the right to refuse me renewal and , why can i not get a quote of them for renewal, the quote i got of some one else is 3 times last years price , need advice thanks""

Does the colour of your car affect how much your insurance will cost?

cos someone said that apparently darker coloured cars like black or darker shade blue green etc are more expensive on insurance than lighter ones like white, yellow etc Is this true or am i just being told myths?""

Buying GAP insurance after an accident?

I had an accident of my financed car back in May, however I don't have any GAP insurance and I am worried that the insurance company will write my car off. If I buy GAP insurance now will they cover me for my accident back in May? The insurance company are taking forever and a day to sort it out and they haven't even looked at the damage to my car yet, I have only sent pictures as I am awaiting liability from the third party. Thanks""

How to get best fair settlement from car insurance company for 1996 corolla?

Hi: My 1996 toyota corolla was hit by another car in the rear on the passenger side. My car was in excellent condition, everything worked, nothing broken, no rust (paint in excellent condition as it is always in my garage at home or in a covered parking lot at my workplace), low mileage (130K), never had a problem and I am the original, sole owner and driver of the car. I was planning to keep driving it for years to come. Now the insurance company wants to total my car and what they are offering for my car /their initial proposed settlement of $3500is not nearly enough to buy another car in the same excellent, safe and reliable condition, that is not riddled with hidden problems. This presents a big problem for me as, if I cannot have my car fixed and restored to the same condition as before the crash, I would have to come up with at least $12K to $15K to buy another new safe, reliable economy car. This is an expense that was not in my plans. Also, the insurance company is pushing me to make a hasty decision and is threatening me with not paying for the car rental I needed to get (since my car cannot be driven as the tail light is broken and and rain would get in the car). Is there any way that the insurance company can be prevented from totaling my car and instead pay for properly fixing the car with good OEM parts instead of used (LKQ) parts. I got several estimates, two for around $5K and one for around $7K (this one is from an excellent body shop that has done excellent work on my other previous cars before). The insurance company provided and estimate for $4k using used/LKQ parts. I would appreciate any advice on how to get the best settlement from the insurance company.""

How much does car insurance run on a 2007 Toyota Camry?

I just want to know a estimate from anyone else that has this car just to get an idea doesn't have to be exact ! It's a 2007 Toyota Camry (white) SE (special edition)

How much can I expect to receive in my auto accident settlement?

I was t-boned by an illegal mexican (in Phoenix, AZ, who'd have thought, right?) who was going 50 mph on my side of the car. There was 5K is damage to the car. Fortunately, I did not have any broken bones but the doctors STILL can't get my bones into correct position. I have been going to therapy for 4 going on 5 months. I am still attending therapy. I probably will do 6 months total in therapy. I am suing my own insurance company with Phillips & Associates. Can anyone tell me what would be reasonable amount to expect?""

Is obligation have a motorcycle insurance in the USA?

Hi, im in Friona Texas and i have a car, but insurance is so expensive because im 20, so i think in buy a motorcycle because i hear that the motorcycle insurance is more cheap than car insurance, but is this truth? I hear than pay 400 for year So how much pay for insurance and is obligation have a motorcycle insurance?""

How much would the insurance for the 16 year old with a 07 impala?

I am 16 years old and have been working for awhile, i have been working for a new car. i have found this 07 impala that is in GREAT condition. I need a rough estimate of what my insurance might be if I get this car.""

Looking for insurance?

I'm self employed and I drive for a living, I own a freightliner and it has 90k miles on it. My warranty is going to run out and I'm looking to get a extended warranty but no success. I was thinking I could get insurance to cover it. Does anybody know of anything else! I'm just trying to protect my business.""

American car insurance while living in canada?

i am an american citizen, living in toronto............can i have american auto insurance while living in canada?......... i have an ontario drivers license and ontario auto plates........... help me please........these canadian rates are outrageous""

Can a 17 yr old get there own dental insurance?

clive insurance

Do you think health care should be more affordable? If you answered yes....?

Does that mean you support Obamacare??? The Dems and THEIR pollsters say yes....... That's the only way the White House can claim that 66% of Americans support Obama's ...show more

Security Guarding Company insurance?

Can somebody tell me how much the average insurance would be for a security guarding company?

""How many billions will obamcare cost to insure the poor ,the crack heads the people who can't afford it?

how much is the fine if you can't afford to buy obamacare

Cheapest place to insure a peugeot 106 1.1 or a peugeot 106 quiksilver?

Im getting pissed off with the prices of inurance for my car the cheapest i can get it is 3200 fully comp (third party is more money for some reason?!?) and ive tryed all these compare websites and they are utter bollocks i might aswell not have passed my bastard driving test with these prices, i may have to wait another year for my insurance to go down. Btw im 19 year old and have been passed 4 month, can anyone help me im sick of ******* looking at insurance websites, thanks""

Question about how much you think my insurance will be??! please help?

I'm 17. I just got my license. I will be put on my grandmas insurace. She has one car. We plan to share that till I can get my own. the car is a 1995 sc400 lexus. how much do you think its going to be a month?!

I am on permanent worker's comp disability. How can I get health insurance?

Because I have been disabled for over 6 months now, my health insurance went to Cobra, and my rate per month went from 82.00 to 390.00 per month. I'm only being paid 435.00 per week in benefits. Anyone know where I can get insured for less? I tried Obama care, and any policy is more than what I'm paying now. What the.....? I thought is was called the affordable health care act!""

Is insurance expensive for a 17 year old Riding a 125 ped?

i live in bromley south east london/ kent i have recently bought a Gilera Runner VXR 180 Reg as 125, im using it for college and seeing family, i have completed my C.B.T Bike is road ready MOT&Tax could anyone give me a guestimate on how much it would be on your previous experience and any good companies that insure young drivers ? thanks alot (P.S if you would like too right a smart ar*e comment please dont do it on my post, im asking for advice not a lecture)""

""What are the best ways for a new, young driver to get cheap(ish) car insurance?""

I have been looking online on countless insurance websites and comparison sites and the lowest quote I get to insure a 689cc Smart ForTwo is around 2000. That is almost as much as the car!! The cheapest quote I have so far is from DirectLine (1800). I mean, seriously, all I want this car for is to travel back and forth from college because the public transport is so unreliable. I know it's going to be high because there are so many male chavs who drive around hitting everything and making claims all the time, but, its a Smart car! Not exactly a chav-mobile! What to do? I'm going to take the PassPlus, btw.""

Liability insurance for small pizza delivery business?

Do I need any kind of special liability insurance for a small pizza delivery business? My delivery drivers will drive their own insured cars not company owned vehicles.

Do you have to have car insurance 1st?

In virginia, do you have to have car insurance 1st to get your 30 day tags if you already have a learners permit?""

I am a new contractor in California (concrete) where do I get liability insurance cheep?

What do police do if you are stopped for no mot or tax but have insurance?

Iv found some info out about someonejust was wondering what would happen??

""I broke my brand new phone 2days after i got it, and i was still able to get insurance. Can i replace my phone?

I dripped my phone in a river 2 days after i got it. I called them and they said i can get insurance(but didnt tell them i broke it) i waited a few days and i was wondering if i can replace my phone?

""What nice, small cars have cheap insure for learner drivers?

I've looked at things like Toyota Aygos and Citroen C1's. Any other ideas?

How much would motorcycle insurance cost me?

Age is 16, the bike is a Kawasaki Ninja 250R (250cc), in Ontario, Canada.""

Something in lieu of insurance?

I have been working part-time for a company and about to become full-time. One of the concerns that was raised is that insurance will be expensive. He pays 100% of everyone's insurance for their families. I suggested that we can revisit the insurance in a year and do something else in lieu of the insurance. Less costly. He also pays for parking for the employees. I'm not sure of what to ask for though. I was thinking a gas allowance but I wanted to have a few ideas to present in case he shoots one or more down.

""Best insurance business (All State, Farmers or State Farm)?""

I am seriously considering becoming an insurance agent for State Farm, Farmers or All State, but I don't know which company is the best choice for me, I am bilingual in Spanish, so I am looking for a company that is going after the Hispanic Market. I have heard some bad things about Farmers, so my decision might be State Farm or All State. Nationwide is doing a great advertising campaing in the Spanish market, does anybody know if they offer agency jobs. I am open to other suggestions. Any help/Suggestions is very much appreciated. Gracias""

How much is jet ski insurance approximately?

Looking to buy a jet-ski, just want to know about how much the insurance is, also how much the registration is in California, if anyone nos thx.""

Help on insurance?

does anybody know were i can find an affordable full coverage insurance in Los Angeles? its for an Escalade.

I need cheap car insurance in ny?

Why do people think I haven't looked hard enough for affordable health insurance?

On a political blog I mentioned that as an equity partner in a law firm I paid Aetna $12,000/yr for parent-child coverage because law firms require the partners that own it to purchase their own coverage. We received the rates that companies with approx 100 employees are charged. I also paid a share of what the firm contributed to employee coverage, which came out of profits Conservatives jumped all over me for failing to shop around. I had failed to mention that we switched from Blue Cross to Aetna for cheaper rates in exchange for greater rationing, i.e., less participating doctors, higher co-pays, etc. Can somebody recommend a reliable insurer with lower rates that Aetna?""

CHEAPEST DRIVING INSURANCE FOR TEENS?

im 19 and i was never insured. I live in ontario, canada. I want to be principal for 2007 chrysler sebring, I need the cheapest quote possible. thanks""

Around how much would car insurance be for a 16 year old girl?

I'm just looking for a range of prices per month. If you can, comment with any good insurance places that I could look into because I am getting my license in August and am curious of what I'm going to have to pay. Also, what depends on the cost? Type of car, or etc..""

Car insurance for men vs. women?

I was debating with a male that all other things equal that female car insurance is typically less then males. He was arguing that its the other way around. Who pays more for car insurance, men or women? And is there a accurate website I can look at for these statistics?""

How much does car insurance cost a month?

for a 20 year old university student who's low risk

clive insurance

Classic Car Insurance for Young Drivers?

Always been a fan of Old Minis. Always been in the family. Uncle has had various Mini projects. I've read so many different things about classic car insurance. I'm 17 Years old, recently passed. I've heard that you get get classic car insurance at this age for close to and under 1000. I may not be driving until i turn 18. Won't be driving much. Odd weekend's and to Sixth form a few late days when i can't get a lift off my parent. My Sixth form has it's own car park and the car will be parked on the drive. Just wondering how true the claims are of the cars being cheaper to insure. If so which companies should i go about contacting, and is it best via website or phoning them. Also i would be looking at any Mini, would prefer a 1275 GT. However realise this would cost more. Not bothered about having a Mini 850 or a normal Mini 1000, as i know the Special Eds will cost more.""

Car Insurance question?

I am 16 and in need of car insurance. I have a A-B average, and have a clean criminial and driving record. I am driving a 1993 saturn SL (4 door sedan) what would be the best insurance agency to go with? Thanks""

What kind of insurance will cover rhinoplasty pertaining to broken nose?

My nose broke and now I have what the doctor told is called Saddle Nose. He said there is no rush, but I have some difficulty breathing and it is somewhat deformed. I have University of California health insurance, will this help? How should I get this procedure done for the most inexpensive cost? Any insurance experts?""

""Health insurance, to see chiropractor help!?""

im trying to find health insurance because i dont qualify for medicare. im currently unemployed and looking for work, and couldnt go to fiu this semester. im 26 years old woman. i hurt my back lifting boxes a few months ago. the pain is horrible some days that i have to stay in bed all day. i need to see a doctor but i dont have money and i am living with my disabled mother. http://consumerdirect.bcbsfl.com my zipcode is 33010 what is the cheapest insurance here that would let me see a chiro and get xrays done? the less i would have to pay the better since my financial situation right now is bad.""

Health Insurance Grace Periods?

Which health insurance companies offer only a 30 day grace period? Thanks.

Affordable Health Insurance?????

hi everyone...im asking this question for my parents. they are 56 (dad) n 53 (mom)....both of them are permanently disabled. my mom has been on ssi and disability since i was 5 (now 23) due to a severe back injury that left her unable to work. my father was forced to retire about a year ago due to a hip replacement, crooked spine and back surgery that left him crippled for months. my father now receives his retirement and ssi as well...however due to extreme circumstances they both just lost their medical insurance from another provider. what options do they have??? how can they get coverage??? thats affordable...??? medicare doesnt kick in for my father for 24 months after he first started receiving his ssi benefits. n my mom said for her to get it its very expensive. what do they do???""

Car Insurance Issues?

So I've just passed my test, looking to purchase insurance on a car (peugeout 1.1 fever) and the prices they're, sky high! My dad currently has a car with 5years ncb. I figured that if he ends his current policy on his car (which he paid annual for) and begins a new policy for my car using his 5years ncb it would be all cheaper. Then if he started from scratch on his car again. So basically hes ending his policy in order to transfer the ncb onto my car, him being the main, and me being an additional driver and starting from scratch again on his original car. Only query i have is, Is it legal? Is any part of the above illegal? Thanks guys for the help :D""

""Buying used car, no insurance, 18 yr old 2 year driver?""

I just need to know the process before buying a used car, i found a good deal on a car, and it's an 80 mile drive to san diego. I have a nevada license which i'll be changing to a ca license by tomorrow and I'll be getting a temporary license until they mail me the card. What is the process of buying a used car. title and all of those things. Because i'll be driving back with no insurance, and i can't get one until i bring it back to my side of town. Can i get a temp one? or i can use the one that is with the car? do i have to do this process at dmv in san deigo? complicated process""

Car Insurance Question in NJ?

My husband and I have two cars- both insured with us as the drivers. However, his mother (and sometimes his three brothers) have been using my husband's car while there's is getting fixed. They've had the car going on three months- and I read on progressive.com (our insurance, obviously) that we're responsible to make sure any 'regular' drivers are covered under our insurance. I'm not sure their insurance situation, since the car has been so delayed in getting fixed- they may have canceled it until they get it back. So, I don't actually want to contact the insurance company- because I'm sure they'll do what's best for them, not us. My questions are- are we responsible to cover them under our insurance since they are driving it 'regularly' or since we have the car covered is it okay? What would happen if someone besides me and my husband had a collision in that car- would the insurance be obsolete?""

How do I get my insurance website to bring up quotes?

I want to start an online insurance company but would like to know how I go about getting the website to bring up quotes like with other insurance companies. How do I go about doing this I'm very serious about it so would like serious answers please thank you.

I'm 17yo Male and need cheap car insurance!!!!?

Well im 17 soon and want to get are car so i can work more. i have been looking at some very cheap cars that i would think are cheap to insure but are not- Fiat Punto (more than 10 years old) worth 400; 6000 to insure!!!!!!!!!!!!!!!!!!! same with Peugeot 106- around the same price to insure. What other cars would you recommend that are cheap to insure???

Need help! ASAP! What will the insurance company say?

My boyfriend and I were at a stop light the light turned green. We started to go (this area is under contraction so the lanes are all messed up). The car in front of stops then hits their braks so did my boyfriend but it was to late we hit her. The car started to coast back and hit us again. Then we tryed to pull of to the side. We realized that it was a chain reaction. Car #1 was hit by car #2, car #3 hit car # 2 and we hit car #3 in that order. We did not launch all the cars together. I did call the police and we got the stupidest officer there was that pretty much wrote the story up wrong. At the sence everyone was agreeing what happend. The woman we hit was a 77 year old lady. The first thing she when she got out of the car was she couldn't get her car in gear. (I don't know why it was out of gear but ok) Car #1 and Car #2 said they weren't going to do anything about their cars insurance company wise. Car #2 I'm sure will be going after the older woman in Car #3. The older woman said since it was likely the bumper would just buff out it was ok for my boyfriend to do that for her. But he said he would not touch the front of her car. (After talking to the insurace company they said my boyfriend fixxing it is a bad idea) My boyfriends car is the worse out of all of them it smashed in hood in, and broke the radatior brakets. (His car sat higher then hers and thats why it smashed it) The cop did try to write my boyfriend a ticket but the woman said it wasn't his fault the other cars hit before he hit Car #3. How will the insurance company handle this? What will happen to our car? We have Geico inusrance will no colistion insurance. It seems like his inusrance company is trying to say it was all his fault.""

Autistic child and health insurance in california?

My child is 3 years old and she is a diagnosed as high functioning with autism, Im fed up with dentical and medical insurance, Im looking into a new paid insurance for her. What insurance in california is best for a toddler with autism? Anyone know the benefits of the two...Price is not really an issue..""

How much would car insurance be for a 16 year old with full coverage?

ok well im going to get 24000 for my car and 3 years of insurance so in just wondering how much monthly car insurance would be because im thinking about 250 but i think that is a bit much please help i need to know how much the insurance would be so i can know how much i can spend on my car???????????????????????????????????????

Health Insurance?

Will my health insurance cover going to a psychiatrist regarding anxiety issues?

What should i look for when buying health insurance?

what sort of health insurance shld i buy and how much will it cost-i'm 18 and not earning a salary

18 year old just trying to find health insurance...?

My mom retired last year and my parents decided that without the benefits, it was too expensive for me to be on their health insurance plan (it would have been ~$750 a month). I've been without insurance since August. I just turned 18 yesterday. I live in Connecticut and my parents are basically being lazy about it and not helping at all... even though I have an entire LIST of things I need to get checked out/surgery/medications, including wisdom teeth surgery (dental insurance, yay!!!!!) and I can't do ANY of it until I have insurance. I seriously have NO idea what to do and my parents procrastinate like crazy and I can't take being uninsured anymore. What do I do?!""

What car has the CHEAPEST car insurance for a 16 yr old?

What car? make? model? yr? Insurance company?

Cheaper car for insurance?

I have a 98 eclipse spyder right now, and I'm paying about 700 every 6 months on insurance. Not only that but about 40 a week in gas and other various maintenance. I've put some custom things into it, just wondering with 115k miles on it, what would a good trade be for a reliable car with good MPG and lower insurance?""

""Where can i get the cheapest car insurance on a peugeot 206, toyota yaris, vauxhaul corsa or honda jazz?""

Im 17, learning to drive and need as cheap car insurance as possible. Ideally i'd like any of the cars above, though if there are others that are similar and have really cheap insurance, i'd be grateful to know Also if you have any useful information about any of these cars... thanks""

Does filing a police report increase car insurance?

I filed a police report for a hit and run minor fender bender that I can fix myself. Did I make a mistake filing a police report?

How does insurance affect our economy?

What would happen if we couldn't insure things? Can anyone tell me where I can read about insurance and how it works?

How much is the average cost of premiums for E&O insurance for a CPA firm?

I'm wondering what would be an average estimated cost for e&o insurance costs for a CPA firm? the firm has more than 3 people and more than $400,000 in revenue""

Does anyone know of any life insurance companies that will let you take out a term life policy for one age 69?

My grandfather and I are really close. He keeps telling me that he wants me to get a insurance policy on him which makes me feel bad, because I get the feeling there's something else serious he is not telling me. If something happens to him I don't want to be in a situation where I can't afford to bury him & I know that that type of stuff is important to get taken care of. I have checked into it a little bit online, but from what I have read & been told....when someone is over the age of 65, life insurance companies will not let you get a term policy for someone that age. My grandfather is 69 years old and will be 70 yrs old this month. I really don't have a whole lot of money to pay for whole life insurance & believe that I can only afford to get a term life insurance policy. The problems I think I am going to have is that he smokes & is 69 yrs old. Does anyone know of any good insurance companies that will let me get term life insurance on him being that he is already 69 and smokes?""

Car insurance switch?

i do have a problem with my current car insurance company processing a cal accident claim , and it wasnt my fault and i did choose to file the claim on the insurance of the person hit my car specially that we both have same insurance company so can i switch my car insurance to another company , and still get my claim or my car fixed with my current insurance company im having problem with ? or i have to stick with this car insurance untill my car fixed , and then switch to another car insurance ?""

clive insurance

https://www.linkedin.com/pulse/car-insurance-quote-before-buying-delia-romero/"

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