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dat-town · 7 years

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My heart leads to you

Characters: best friend Yoongi & You

Setting: soulmate compass au, (slightly) sleeping beauty au, friend to lovers

Genre: fluff (despite the summary it’s fluff, i promise!)

Summary: “I think my soulmate is dead.”

Word count: 3.8k

For more fairytale aus, check my Once upon a fairytale masterpost.

Also, happy comeback everyone! ♥

(Original pic credit.)

You will never forget the day when the pointer of your soulmate compass stopped.

It happened in the middle of your Advanced Economics exam. Sure, you weren’t bothered at first because it’s a common thing that the pointer stands still temporarily when your significant other isn’t moving, for example during sleep. But now it was stuck in that one position and didn’t move for the rest of the day. Or ever since for that matter. And that, that only happens when your other half, the one you are destined to be with is no longer alive.

“What happens when you lost your soulmate? Can you have another one?”

You were six when you asked your mother about the consequences of losing your promised one, the pair of your soul. You have always wondered whether it hurt just like they were taking away something from you. Or is it something that can be replaced?

“Why do you ask, darling?” you mother looked up from the family accounting, frowning. Such a weird, gloomy question from a pre-schooler.

You, sitting opposite of her at the dining table, kept drawing with crayons as the answer rolled down from your tongue.

“Heejin from school said her parents will divorce. Does it mean they won’t be soulmates anymore?” you furrowed your eyebrows not understanding the concept of growing apart. Heejin’s parents will live in separate houses from now on, so she will have two rooms and two places to call home. At least that’s what she said. But you couldn’t put your finger on this. Why would one want to leave their soulmate behind? How could their love change?

But your mother had the answer, of course, because mothers always know everything.

“No-no, it doesn’t mean that, honey. Soulmates are for life. Sometimes they disagree and part ways, a few of them find their way back to each other, a few don’t but the universe is never wrong. They are your better half so you have to treasure them.”

“But… what if one of them dies? Will the marking fade?” you inquired further with your childish enthusiasm as you looked down on the compass tattoo on the inner side of your wrist. It’s nothing special, just a thin black pointer slightly moving inside of an ink circle as big as a coin. Everybody is born with it, it‘s as natural as a birthmark.

“No but it won’t move anymore. You will feel emptiness and cannot experience that kind of love only your soulmate can give to you. So once you find them, you have to take care of them, okay?”

You nodded while gently stroking your skin over the compass. Its vibrations were a little bit ticklish as the pointer moved and you watched it in awe. Soulmate compasses work like normal compasses but not quite. While the magnetized one always points at a stable, unmoving point, North based on your location, the soulmate one depends on your significant other’s position and movements that required location changes while not counting your coordinates in the equation. So finding them isn’t as easy as it sounds even with a compass.

Not even a minute later you went back to drawing since as a six-years-old, your attention span lasted only this long. But it just struck you now that you haven’t forgotten about what happens to soulmates without their other half.

After experiencing the first sign, you tried to calm yourself down with poor excuses. Maybe your soulmate broke their leg and couldn’t move. But you knew very well that the pointer trembled even at the slightest movements. However yours were deadly still.

No more buzzing, itching feeling in your wrist. The sight of the constantly angle-changing compass used to stir up butterflies in your stomach, fuelled your excitement towards the day when the pointer would go completely crazy near your soulmate. But now it just made you sad. More so, because there was nobody you could really talk to about it.

When you told your parents, they looked at you like they were grieving an unborn child. They even offered you consultation with a psychologist who specialized in the field of people losing their soulmates. But the thing was: you couldn’t lose them because you have never even had the opportunity to have one to begin with. You never met, you had no idea how he or she (let’s not forget the fifty-fifty chance) was like. How could you grieve somebody you didn’t even know?

But there was somebody you would have liked to talk about it, whom you wanted to tell everything because you knew he would never judge you. Min Yoongi wasn’t someone who would do that. Even if it was something pitiful like that a part of you was relieved now because you couldn’t possibly disappoint the one who was doomed to be with you. You knew it was harsh and unfair but a part of you dreaded the day when your soulmate would have enough of you like all your previous boyfriends did. You knew that if somebody then Yoongi would understand it, just like he understands the complexity of you.

You ‘met’ via Soundcloud where he uploads his music and you occasionally do vocal covers of English songs. For you, it’s just a hobby but for him, it’s his life and it should be because he’s amazingly talented, there are seriously no words for his work. Sometimes you still can’t believe that he, Agust D messaged you one day proposing a collab.

agust_d liked your audio ‘SIA - Chandelier cover’ and ‘The NBHD - Sweather Weather acoustic cover’

You have a new message from agust_d!

hello starlight sonata,

i really liked the english covers you uploaded. i was wondering if you would feature in one of my tracks? since you’re following me i guess you know i’m a rapper but this new song needs a vocal, preferably feminine and i think yours would fit the melody nicely. i enclosed a preview of the instrumental, let me know what you think.

agust d

p.s. i saw in your bio that you’re also korean, cheers!

There was no way you could say no to that. Of course, you agreed and you two immediately clicked when you started talking about music. Even after releasing So far away, you messaged each other almost every day. After one point, you were talking not only about music related topics but literally everything.

To: yoongs ♡

I just got a free coffee at Starbucks today

From: yoongs ♡

great. that’s exactly what i need.

give it to me

pleeeease

To: yoongs ♡

But you’re 2800 miles away

From: yoongs ♡

don’t quote blackbear on me

and ilsan is 200 miles away at most

To: yoongs ♡

Are you from Seoul or…?

From: yoongs ♡

yeah. seoul.

originally daegu, though. hence my alias

To: yoongs ♡

Ooooh D-boy, right. How could I forget?

So Seoul, that’s cool. Whatcha doing there?

From: yoongs ♡

trying to make it big with a few friends

namjoon and hobi are rappers too, we share a studio, it’s cheaper

joon is from ilsan too btw

To: yoongs ♡

Then you should all come visit so I can finally see your face

From: yoongs ♡

[DCMI_1503.jpg]

here. you happy?

Well, happy wasn’t the first adjective that comes to your mind. It was more like surprised. He looked so cute in that white hoodie, fluffy, messy blonde hair and nose crunch. He was undeniably handsome. Still, you got why he didn’t post his face all over his social media, he probably wanted people to follow him because of his music and not his looks.

To: yoongs ♡

Very

You are way cuter than I expected

You know, from someone who sends people to Hong Kong with their tongue technology

FYI, it’s a compliment

From: yoongs ♡

it sounded like teasing to me but nvm

your turn!

To: yoongs ♡

I never promised anything

From: yoongs ♡

it’s only fair

how else could i know you are not a 40 years old bored wife at home?

To: yoongs ♡

It’s called TRUST

From: yoongs ♡

so are you? i mean married?

To: yoongs ♡

No, jeez. Not even a boyfriend

Fine. Give me one sec.

[170903_1506.jpg]

Me feat the coffee you WON’t get

From: yoongs ♡

are you kidding me?

did you just download an idol’s selfie?

To: yoongs ♡

Wow i don’t even know if i should take it as a compliment or insult

From: yoongs ♡

no it’s just… how are you still single?

To: yoongs ♡

I guess I just haven’t found the right one yet

From: yoongs ♡

you are pretty, your soulmate will be very lucky

To: yoongs ♡

Thanks...

Since then he bombarded you with selfies taken from that one angle that kills you and even though you had never met face-to-face, he was like a best friend to you. You complained to him about exams and assignments while he whined about his part-time job - being a pizza delivery boy - and missing Holly, their dog. You recommended each other movies, played 20 questions way a lot more than it counts as 20 questions, talked all night about music and silly things. But beyond listening to each other, you were also there to support each other every time the other needed it.

Yet, when you needed him the most, he was nowhere.

To: yoongs ♡

I think my soulmate is dead.

When he didn’t answer right away to your text, you weren’t surprised. When he was working and got into the zone, he was a little distant and slow but not answering for a week? That was unheard of. You couldn’t decide whether you should be worried or pissed off. You decided against the latter when two weeks passed and he still hadn’t uploaded anything new to his account. You DMed his friend, Joon who went by RapMon on Soundcloud to ask about him. His reply was immediate.

Oh, shit, sorry I didn’t contact you. It’s been crazy here. Yoongi hyung was involved in an accident, got hit by a car during work. He’s stabilized now but still in hospital.

You could only think of one question: which one? and with the answer you got, you dropped everything else. You didn’t worry about your probably dead soulmate at all when you were on the next train to Seoul. You couldn’t believe you were whining about being ignored while Yoongi had been in hospital for two weeks already because a freaking car hit him. Maybe it was regret that persuaded you to make that impulsive decision of going to Seoul. Or maybe it was something else.

You merely glanced at your bare wrist and the frozen pointer before stepping into the hospital’s hall with a bouquet of flowers. You brought the forget-me-nots only to tease the boy but with a warm heart still. The clinic smelled like any other and the ridiculously white walls made you anxious. For no longer you felt comfortable in your body with the colourful flowers in your hand that made you feel like you were visiting a sick grandma. You tentatively approached the door following the receptionist’s directions. To your relief, a familiar guy was waiting in front of it and when he saw you, he walked right up to you.

"Hi. Y/N, right? I’m Namjoon," he greeted you with a welcoming smile that deepened his dimples. He was a lot taller than you thought, you had to practically arch your back so you could look him in the eye while answering.

"Glad to finally meet you."

"Likewise. So bad the occasion isn’t the best," he grimaced, forehead crinkled with worry. It reminded you why you came in the first place.

“How is he?”

“Taken the circumstances he’s okay. A few fractured ribs, nothing broken though but…” the rapper gulped nervously, nibbling on his lower lip. “He has a severe head trauma.”

“As in?” You weren’t quite well-informed when it came to medical jargon. Did it mean he lost his memories or what?

“It means he hit his head so hard that despite his promising vitals he doesn’t wake up.” Oh. Now you finally understood why Namjoon wrote that there would be no point of your visit. But you were so stubborn you wanted to come no matter what. What’s more, since it was your first time meeting you wanted to look pretty and put on a nice light blue dress. Well, it look like he won’t see you anyway.

“Can I see him though?” you asked stubbornly, not wanting to go back without seeing him after you came such a long way for that. You had no idea if there was any special protocol, maybe visiting hours restriction for patients in coma You didn’t know if you could even see him in this state but you hoped wholeheartedly that you didn’t come in vain. One look and it would be enough, you told yourself.

“Sure. He would be happy to have you here.” Namjoon showed you the way to the right door. “He talks about you a lot, you know...”

“Yeah, all the time,” another voice chimed in, stepping out of the room you were ready to enter. “Hi! I’m Hoseok but you can call me Hobi like my friends and their friends do. And now I’m starving so we would leave the big guy with you.”

“Sure.” “We will be back in an hour tops and don’t worry about it, you can leave him alone. It’s not like he could go anywhere, we just like to keep him company,” Namjoon waved to you as Hosok dragged him away until they disappeared in the hospital hallways.

“Kiss him awake!” The smiley boy shouted back and that left you speechless, blinking blankly. You waved back hesitantly, still processing what just happened and what you should do. Right, visiting Yoongi.

You were taken aback by your rapidly beating heart. Why were you so nervous? It’s not like he would be up and awake. And it’s Yoongi anyway, no need to be worried. You took a deep breath and stepped into the white hospital room. It looked just like in tv dramas and you smiled at the several Get well soon balloons wishing him quick recovery. You put the flowers into the empty vase on the nightstand and poured water in it from a pot. Then and just then you let yourself look at him.

With his hair falling onto his gauze-covered forehead, eternal calmness spreading on his lovely features he looked as if he was just sleeping. You stepped closer scratching your itching wrist and bent down to brush the boy’s fringe away from his closed eyes. How was that possible that he was even more handsome in real life? He was dressed in common hospital attire, attached to a heart monitor and kept alive with infusion. Still, he looked like a sleeping beauty.

You wondered what somebody’s soulmate felt if the other was in such state? How would the compass act? Unmoving without deadweight? And would the life functions of the person in coma be enough to keep his own compass working?

You were too curious for your own good so you touched Yoongi’s arm that rested by his body gently. He didn’t even stir but when you turned it over and took a look at his right wrist, his compass was vividly alive. The pointer couldn’t stop spinning around in a speed that made you dizzy. It didn’t made sense. Compasses should only act like this around their soulmates while yours was only itching like crazy. However, looking down at it, observing its curves closely you figured out why: your pointer kept fidgeting like it wanted to move but couldn’t.

Which meant that your soulmate wasn’t dead after all. He was only unconscious.

You should have known, finally the puzzle pieces find their place: Yoongi was the one destined for you.

You have often imagined what your first meeting with your soulmate would look like. You daydreamed about romantic buzzing with a sense of surprise, maybe fear of disappointment. But now that it happened, you were strangely calm, almost happy. Your soulmate was the boy who talked you to sleep when you couldn’t fall asleep, who asked you to sing to him when he was tired, the one who thought you were smart, talented, funny and pretty. So why almost happy? Well, meeting in a hospital while he was in coma isn’t the most romantic way to meet but a memorable one for sure.

What did just Hobi suggest?

“True love’s kiss, huh?” you snorted, giggling to yourself.

It was not like you to kiss somebody you just met. But this was Yoongi who also happened to be your soulmate. What’s the worst thing that could happen? Nothing, literally nothing. However, on the bright side, he could wake up. Why not test the gossips they are whispering about soulmate bonds and how special they are?

So you acted on impulse, you didn’t think, you just dived in and let yourself drown. Planting a kiss on a pair of unmoving, dry lips wasn’t the most romantic of experience but you swore you could feel the spark, that familiar tingling in your wrist, under the layer of your skin but you didn’t bother to look away from Yoongi’s face. Those long, fluttering eyelashes, the apples of his cheeks, the tint on his pale skin and the lips you just kissed. It didn’t take a minute and they were widening in a sharp inhale which was closely followed by a slow exhale.

What?!

To say you were awestruck is probably an understatement. You were so lost off words you couldn’t even formulate a normal sentence, much less execute any normal human activity noting that the boy you just kissed on the mouth suddenly woke up from a two-week-long coma. And to top it all, you were still only a few inches away from him face when he opened his eyes.

“Hi,” Yoongi blinked at you still half-asleep, voice raspy and words slurred but his coffee brown eyes were sparkling like thousand morning stars and so beautiful, it made your chest hurt.

“Hi yourself,” you beam at him pulling away, a little embarrassed. Even without looking, you knew your compass was spinning like a madman-driven carousel and you suddenly felt shy. What if he felt it, too? And what if he didn’t?

“Am I dreaming? Or is this heaven?” he asked drowsily, tone thick with sleep, a bit of flirty-ish as he looked around in the blinding white room and tried to sit up.

“Eww, I didn’t know you’re such a cheeseball, Min Yoongi,” you teased lightly and had the urge to playfully hit him on the chest but stopped yourself in time. There must have been some human decency protocol about not abusing physically people who just woke up from coma. So instead, you helped him arranging his pillows and keep him a leverage so he could move backwards until he was in a sitting position.

“Only for you,” he winked at you, mouth pulled in a smirk, probably still high on medicine. But yet again, you found yourself too close to his face and it took your breath away. He had a comical bandage all around his head and he smelled like antiseptics but he could still make you blush. Unfair.

You decided against playing along with him and sat down on the bed, putting an appropriate distance between you. Clearing your throat, you asked the question that had already threatened to fall from your lips: “Did you know?”

“What?” Yoongi blinked, confused and you should have remembered that maybe he was still not entirely conscious but you had too many feeling conjured up inside of you. You felt like you were going to burst if you didn’t get answers.

“That we are soulmates, idiot.”

Hearing you say it out loud, Yoongi grinned widely, showing off his gummy smile and looked down at his hands oddly shy. He watched his own restless compass for a whole three seconds that had driven you crazy before he answered:

“Kinda,” he shrugged and you gaped at him. He sounded a lot more sure than a ‘kinda’.

“How long?”

“Since your European trip. My compass went crazy when you were on the plane,” Yoongi explained and it all made sense. His frantic messages asking about when you would arrive back from your vacation, his offer that he could pick you up at the Seoul airport so that you could finally meet. But in the end, it didn’t work out because he had a show that day and your dad came for you anyway. Weeks passed, the university semester started for you and you were just as apart as you were before.

Until now.

“Ah that’s why you wanted to meet me so desperately,” you laughed, all giddy and happy that Yoongi wanted the same thing as you. But what was it exactly?

“I wasn’t that desperate,” the boy was quick to protest since he couldn’t let his pride get hurt. You knew well Min Yoongi was a prideful man but you liked to test your limits.

“Keep telling yourself that. You even got hit by a car just to lure me here,” you chuckle feeling so incredibly relieved that you could be yourself this easily around him too, not only through texts, and that it wasn’t awkward at all. It felt natural, oh so right. Like the two of you were meant to be.

“It wasn’t on purpose, it hurt like hell,” you soulmate pouted and you wanted to kiss that frown away. Especially now that he played hard to get. “You know what? I take everything back, I don’t want you as a soulmate. You’re horrible.”

“But you like me,” the words were out of your mouth faster than you could stop them and you panicked for a moment. Oh how you hoped you didn’t read the signs wrong, so you decided to raise the bid and add all in. “It’s okay, I like you, too.”

It looked like that was what Yoongi was waiting for because his smile softened, turning into a beaming one.

“Good. Now kiss me properly,” he sighed, out of breath already and you lean forward slowly this time, engraving each passing second and the look on Yoongi’s face, the way his eyes fluttered close and his hot breath fanned over your mouth while your soulmate compasses danced to the rapid beat of your hearts.

You will never forget the day when you fell in love with your soulmate.

#bangtan bookclub #sfwbangtan #bts writing squad #btswriters #series: once upon a fairytale #stories #bts fluff #suga fluff #suga scenarios #bts oneshot #bts scenarios #soulmate au #sleeping beauty au #friends to lovers

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fancycollectionfury-blog1 · 6 years

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"West Willow Pennsylvania Cheap car insurance quotes zip 17583

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hi i'm an 18 yo living by myself in seattle, wa, just wondering how much insurance do i have to pay, because i'm interested in a 1986 lincoln town car., i live in downtown, and i know prices are higher if you are in the city, i only want to have a car to drive it on weekends an whenever buses are not available. so if you can give me an idea gow much is it, i'll be greatful with your help. thanks bye xoxo""

How do I talk to my dad about paying insurance for a car?

I'm a high school senior, preping to head off to a 4-yr. I'm trying my best to save my family money; for example: -AP classes and tests for college credit -Scholarship searching -Spending only $100 on clothes for the last 2 years -Watching my utility/electric use by not watching TV (except the Olympics!) -Taking spring/summer college classes for transferable credit (in fact, I could have graduated and received my HS diploma at the end of my Jr. year). -Getting decent grades (had a 4.2gpa this past year, my Fr. and Soph. years were not that good) So, if you add it up, I think it would be a few thousand $ that would have been otherwise spent on tuition, some amount of utility bills, and some amount on clothing. For my senior year, I plan on doing a lot of extracurricular activities so I can get into a decent university, my plan is UC Davis. I'm a cross-country runner for my HS, I plan on doing a hospital volunteer program, I am in my HS's Mock Trial team. So, I would be out and about for most of the week going to different activities. I feel I need a way of transportation instead of relying on my brother and parents. Speaking of which, my brother has a car because he goes to a community college (and for that reason, he is mature?). Now the problem: my dad feels that I am too young for a car and does not feel that I am responsible and mature enough to handle one alone without supervision. My mom is willing to buy a car for me, with a reasonable price range. But my dad does not want to pay for car insurance. My parents are divorced, and I do most of the communication between them, especially when it comes down to needing money. I have brought up the aspect of working part-time. But my parents tell me that I should focus on school. My dad tells me I should focus on school instead of a car, but I need that car so I can get to where I need to be. My dad works from 9am-7pm, so I have no way of getting to 5pm practice or getting to school at 6am unless I rely on my dad. I understand how much stress my dad goes through supporting 4 children, two of which are about to go to college... It hurts when I have to ask him for money, even to pay for SATs and AP tests... Although essential, they still cost a lot of money, and money is tight now. With $65 per college app and college apps coming up in November, I'm going to be applying to nearly 10 schools, so over half a thousand dollars thrown away as my dad states it when I asked him to pay for my second SAT. My dad will pay for my academic needs, but he won't be happy about it. It feel as though my academic potential is being held back by how much money we have. I feel bad when I succeed now, basically. So I try my best to save money, like I gave examples of above. But now, I am only 1 step away from getting being independent, transportation-wise. All I need is my dad to agree to pay for my car insurance, which is probably about $200/month. Is that selfish of me? If not, how do I talk him into paying that $200/month, or to show him that I am mature enough to drive myself around? By the way, this was a long rant because I have been thinking and stressing about this all summer.""

How long after passing does insurance become much cheaper?

I passed my test a few months ago first time and the insurance on my car is massive, probably because i'm a boy and it's a saxo. when it comes to renewing it in september, i can't see it dropping by much. So how many years do you have to be driving for before the costs fall below 1000 per year. Also is it worth taking pass plus, as it costs about 150 and apparently saves you 200, so unless the saving carries over to future years, i can't see the point. Thoughts???""

How much would a 2005 Honda Civic Coupe be worth?

I probably totalled my car. What is the estimated value of the car? How much do you think my insurance company will give me for a new one? Is there a site I can go to?

Gettng bike insurance in chennai?

am from chennai..want to take 2 wheeler bike insurance..used bike..2006 model pls advise me on best insurance company that offers reasonable rate.. i currently have united insurance policy,but feel it is costly""

How much does the insurance company raise your rates if you use your car for work?

I'm talking about reading meters where I had to use it everyday, often driving from house to house or business to business all day. And I still have a lien on my car. I currently pay about $60 a month.""

Car Insurance Dilemma?

Hello everyone, I just purchased a new vehicle and gave the old one to my mother. She really needed a vehicle. I decided not to trade it in. The problem is that she can't afford insurance however, if I was to add her to my existing policy, she could afford it. This is the problem, she must be a resident at my house in order to be added. Would they find out if I added her? Would she have a hard time registering the car? Only knowledgeable answers please. Thanks""

""In California, how do you show proof of insurance for a driving test?

My girlfriend is making an appointment for her driving test and I offered up my car for her to use.Does she need to be added to my insurance to take the test or does the DMV just need proof that the car is insured under someone's name(me)?She won't be driving my car aside from the test as she is buying a used car immediately after the test and getting insurance on that.

How much will insurance cost for a 16 year old.?

Nissan 350z in florida. I heard that if you take drivers ed in school it lowers your insurance, is this true? To SLACKER286 (answers all of my car questions lol): how old are you and how much is your insurance each month for your 350z, thanks""

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Motorcycle insurance?

progressive is quoting me at $20 a month for bare minimum coverage for a 2010 yamaha r1. I'm 18 years old and single. how is this even possible? am i reading something wrong? this price just seems absurdly low to me

How much would an impreza wrx sti insurance cost at the age of a 21 year old citizen?

Hi, I am 21 years old and I'm looking forward to buy a 04-05 wrx sti. I live in Minnesota Saint Paul all my life and never had any tickets or any bad driving record every since I droved. I have at least a year of driving history. How much would my insurance going be if this was the case? Could someone give me at least a estimate price? -thank you in advance.""

Cheap Car Insurance for a 17 Year old in the UK?

Im a male, i dont want no comparison sites as they are useless i can find sites that will give me good quotes, and please dont tell me to insure a 1.0 - 1.2 litre engine as i have figured out i can insure a 1.9 diesel engine for like 200 more. However i want to know if you know anymore than my current listen i have tried: Tesco llyods Tsb Direct line Virgin Vauxhall Citreon Peugoet If you know anymore can you please tell me thank you""

How much do you pay for full coverage car insurance?

i'm 19 and going to buy a car soon but i'm trying to get a ball park figure on how much i can expect to pay

How much do you pay for car insurance?

If I got a 1000cc+ for my first bike and restricted it to a 125cc would the insurance be cheap?

the bike would be restricted to a 125cc. This would also be my first bike and I would be 17 yrs old.

Car insurance for teens?

i want to get a 2004 spyder eclipse two door, and i'm on my parents insurance (farmers insurance) because i'm 17, and was wondering if anyone knows about how much it will be a month.......""

How much should car insurance pay for breaking your back in accident?

boyfriend got ina car crash. he was in the back seast. driver didnt see stop sign and tboned anothe car. he has a fractured lombar 2 and wont be able to work for a while now... how much should the liability pay? they only want to pay about 3 thousand or so..

About how much is the average teen insurance of the lowest requirements for TX of a 17 year old with a license

What's do you pay for car insurance in your country?

My car insurance in N.Ireland is just over 200 or 346.97USD or 291.19 Euro or 15,351.16INR etc. Thats for an average 4 door saloon. I would like to compare that with other countries, if possible.""

Car insurance on rentals?

do i have to do the insurance myself or do the rental company do this for me?

Where can i get some health insurance @ a reasonable price?

I'm need health insurance my income is very low.. where can i get health insurance at a reasonable price?

Car Insurance?

Im Thinkin Of Buyin My First Car, but my Insurance Is costing 4000, my mates is getin it for 1300, when i tried the same insurance company as him, i got 2500, How could i lower this?""

What does it mean Going of your parents car insurance? ?

I heard that you can register the car to my parents car insurance and it will be loads cheaper for myself, but its apparently fraud? What could happen? If I crash my car should I just leave it and run?""

My car insurance wants to void policy?

I have a ford fester 3 doors that is insured with more than. My dad has a stroke and was getting worse as my mum or dad cannot drive I got a Peugeot 206 with 5 doors so that it would be easier for my mum and dad to get in and out of the car when taking them shopping, I also use the car when my partner is using my ford fester. My son (NAME DRIVER) uses my Peugeot 206 to go to and from college this is 3 days a week. Out of 7 days a week my son uses my Peugeot 3 days to do to college they are the only days he uses it. I use it the rest of the week. My son had a crash on the 30/09/2010 on the way home from college. The crash was not his thought as the car had just pulled out on him when the other car should have stopped. The car that crashed into his span the car around and smashed into the side of him, where the car has impacted him side (DRIVERS SIDE) the seat belt locked so my son had to climb out on the seat belt and get out the passenger side as the drivers door was smashed him. We have a witness and CCTV of what happened. When we called the insurance company (MORE THAN) they asked what happened and my son told them. They then said they will be in touch. That night we had to go to hospital as he is really has back, neck and wrist pains. It has not been 27 days since the crash and since then we have found out that we have been investigated for fraud has they are saying we lied about the amount of car in our house hold. My partner has 1 work van, 1 car that is on a classic insurance, and then I have 2 cars. When taking out the new insurance policy for my Peugeot I only said I have 1 car and that was the ford fester which I did, however is I was doing a new policy for me in my name I didt know I had tell them about other cars that my partner has. Now they are saying the under writer have sent u a letter saying if you pat 550 we will add the other card onto the policy and also change the name over to your sons name and u can say he is the main user. HE ANY THE MAIN USER 3 DAYS A WEEK HE USES IT THEN I USE IT THE REST. So they are kinds of bribing me? I own the car and brought it with my money and on the car registration document it says my name So if I say ok I will pay u the 550 the car does not belong to my son Cox it dont say his name of it.""

How's insurance for an old model Lexus SC300 or SC400 (1990-1995)?

I'm 17 and getting my first car. Im a good student. Ive picked out either a Lexus SC 300 or 400 around 1992ish. I like the car but I just want to know if insurance would be very costly for eiher of these, considering it is luxury. I know insurance for cars like the Nissan 300zx is really ridiculous. How would this insurance compare? And please, dont recommend other cars to me because I have already decided on one of these, just give me an idea of insurance costs. Thanks""

""An insurance company will insure a $200,000?""

An insurance company will insure a $200,000 home for its total value for annual premium of $650 .If the company spends $25 per year to service such a policy ,the probability of total loss for such a home in a given year is 0.002 and you assume that either total or no loss will occur ,what is the company's expected annual gain ( or profit ) on each such policy.""

Is car insurance fair?

Let's say you're financially stable, and a very safe driver. Is it fair to make EVERYONE pay for car insurance? Wouldn't it be more fair to have car insurance companies hold your money in case of an accident, then you get your money back if you don't get in an accident by the time you switch companies or are too old to drive? It seems like good drivers are paying for the damage done by bad drivers.""

Health insurance and medical abortion?

so i just took a pregnancy test today im 18 and pregnant. i cant sleep i cant eat im a mess. i need to terminate this pregnancy asap so i can get on with my life. i called my health insurance HealthNet, and they DO cover the medical abortion (abortion pill) thats not plan B. its the abortion by medication. they also said i need to find an obgyn to approve it or something then its all covered. so i called one and they said i have to pay 750 dollars!!!! even if they do cover it i still have to pay that! im in california btw, and i dont even have 100 dollars. could i go to a hospital that covers me and get it for free? or for atleast 100$? at most? or do i have to go to plan parenthood at spend the 350.""

What is the best place for an 18 year old to get health insurance?

My ex is dropping my daughter from his insurance because she is 18. To pick her up on my insurance would triple my premium, which is already outrageous. Is there a reasonable policy out there for a healthy 18 year old?""

Car insurance cons and why it should not be mandatory to have car insurance?

i am writing a paper on why car insurance should not be mandatory. i cannot find many facts or much research at all. if you all could point me in the right direction i would be very grateful. i would like to know the cons of car insurance and why someone should not have it.

What is the average price for teen car insurance in RI?

I'm a guy ! :)

Does anyone know any cheap insurance companies for me.?

i got my boyfriend a street bike and its under my name so the insurance has to be under my name to.

Car accident and no insurance!! Advice?

My brother just got caught driving without insurance. I know this sounds bad, but he has been struggling with money for some time now, and has many school loans he is paying off.... Too make a long story short, he can't afford car insurance and made a dumb move to drive to work and back without insurance. Now a car drove in to him, and had no insurance to show the officer. He now has to show up to court to prove that he had insurance!!! I feel bad for him.....what is the fine? He wasn't at fault for the accident! He just got back on insurance but he didn't have it at the time of the accident.... What is going to happen? What should he do to save himself??? Please help.... :S""

How can I get my car insured?

I am the only driver within my household and am 16 i need my car insured in order to drive it and keep my job...insurance companies want to charge me 1400 A MONTH for my car due to age...is it possible to put it in someone elses name that does not live on resisdence??....any help would be great!!

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What do I do if my car insurance lapsed without my knowledge?

I need to get tags for my car this month, only when I called my car financing company to see how much it is, they told me that my insurance had lapsed, and my registration was suspended!! I had no idea, because my cousin had gotten the insurance for me (we are now estranged, and I don't have any contact with her), and I was told by her the insurance expired in May. All my documments have been sent to her house (and she refuses to send me my mail) and I had no idea. Now, I'm terrified that I won't be able to get my registration back, or pay fines, because I just barely have enough to get new insurance and pay for my tags. I have no proof that she bought insurance for me through May or anything. Does anyone else have had to go through this? What will happen? Please help!""

Cheap car insurance for a 17 year old?

Hi iv just bought a Volkswagen Golf S 1.4l engine and can only get quotes for car insurance of around 4k - 11k. Does anyone know of any insurance companies who can offer a lot less on insurance for teenagers? Thanks

What is the cheapest car insurance?

I'm 17 and i'm after buying a car. I have my full licence but every time i look for insurance its 8,000. Whats the best Car to buy, with cheap insurance and who with. Thanks""

The best insurance for mommy and baby?

Right now, Im about 5 weeks preggers and I have no insurance and Im not able to find a job since no one is hiring. I just been doing some babysitting jobs while my boyfriend works two jobs for the baby and me. What will be the best insurance for my baby and me? One that covers ultrasounds, doc appoinments and hospital bills? Help me please.""

What is the cost of average home owners insurance?

I bought a new home, (foreclosure from the bank). I bought it quickly, and didnt have time to shop around for home owners insurance so I went with the first company who I called. I just wanted to see if this average, or too high, because if it is, I can start shopping around now. I bought a 227K foreclosure. The appraised value is 280K. I put 75K down on the house. my mortgage insurance per year is 1030 dollars. 6 bedroom/4 bathroom 3 acre home, 2400 sq feet. Is this high/average? Should I bother shopping around?""

Car insurances when ur under 18?

i dont get insuraces... if the car is insured (my parent car) can i drive it? or when do i need to be insured? i live in california and i have a permit right now

Will my insurance rates go up if there are mulitple cars registered to my address?

My Husband and I have both of our cars registered but.. two other people registered their cars to our address. I was concerned with our own insurance premiums and hope it doesn't affect us.

Aviation Insurance Question.?

How much do universities with aviation departments spend on average to insure their entire fleet of training aircraft annually?

No car insurance?

I live in Colorado, and I was wondering what would happen if I were to get pulled over without insurance. My brothers car has insurance, so what would happen?""

Car insurance vs driver insurance?

In California, it is illegal to drive without proof of car insurance. Does that mean proof that the car I'm driving is insured or proof that I am insured as a driver? And what if you have one but not the other (like you're driving a friend's car)?""

Car insurance help? How much?

I'm 18 years old and I just got my drivers license, I own a Eclipse Mitsubishi 95.""

Unemployed 18 to 25 year olds forced to have health insurance under Obamas plan?

if you where laid off, then your ok. But if you quit your last job you will be required by law to keep health insurance or be fined $2700/yr. And by the way thats $225/mo. for the ...show more""

Changing car while paying monthly for car insurance?

I still have like 9 months to pay on my insurance but i want to change car how can i do it or cant i ?

Which life insurance company is the best.?

Which life insurance company is the best?

What would have a more expensive insurance a 2007 accord or an 1998 nissan 240sx?

I don't have car insurance on my car?

I don't pay insurance on my car. My girlfriends has insurance on her car. Is it legal for her to drive my car? or does my car have to be insured by insurance for her to drive too (i.e. because she has insurance on her car, I can drive her car legally.)""

What is the average cost of monthly car insurance in Alberta?

regarding a fourth year female driver

Why did my car insurance go up instead of down after i turned 25?

In November I turned 25 years old. I've always been told the two good things about turning 25 is that I can rent a car for cheaper and I will have cheaper auto insurance. I was excited about this. But when I turned 25, my insurance went up. When I turned 18, my insurance was $80 a mo. I have had insurance since then, I have nothing on my record (never had a speeding ticket, nothing). I've always payed bills on time, and since I was 23 I had full coverage. I've had the same car since I was 23 which is a newer model and nothing has changed with my driving info since I was 23. At age 23 and 24 my insurance went up to $130 a month with full coverage, the same car, nothing on my record, etc... But on my 25th birthday, I went in to renew my insurance. Now since I turned 25, my insurance went up to $210 a month. The woman who gave me my quote said she was unsure why my insurance went up instead of down since I had nothing on my record and I am a valuable customer. She was really confused and has never seen auto insurance go up instead of down when someone turns 25 unless they have something on their record. i payed the price but they are investigating it but as of right now, they don't have any answers. Does anyone know why it went up?""

Liability Car Insurance and Car Age?

I am wondering about how old a car should be to only have liability car insurance on it. Also, can you get liability on any/all cars, or just ones that are a certain age or older?""

How much would like insurance cost for my 60 year old mom?

i will be paying but is it based on her income? im looking to buy anywhere from $100,000 - $1,000,000 life insurance she suggested i do but i have no idea where to start and what are some legit real life insurance companys? thanks""

California auto car insurance question?

I own three cars and I want to purchase auto insurance for all three of them. But my question is, if I plan on keeping two cars at my residence, and the third one garaged at another residence (at my father's address). Is that legal to do so or I must have all three cars parked at my residence? Will the third car be exempt from my insurance policy if I decide not to garage it at my address?""

How much should I expect to pay for umbrella insurance?

I'm a landscaping contractor in Southern California. I think I need about $2,000,000 in umbrella insurance. How much should I expect to pay (yearly) for that?""

Do i need an auto insurance to drive a motorcycle? how much that would be if it is yes? higher than auto insu?

I think i need to know before i buy a bike that whether i would pay more $ on my insurance if there is 1 or would it be cheaper than an auto insurance, like car insurances?Ooh, i am an new driver so how much would it be?""

Cheapest car insurance?

2001 ford mustang, 2005 chevy cobalt, 2003 chevy impala, 2000 chevy blazer, and a 2002 chevy camaro. Put them in order from most expensive to least expensive based on insurance and gas. I am an almost 16 year old guy, if that helps! thanks!""

Help with Car Insurance quote?

Hey there, I just wondered if someone could help me with a query on car insurance. Does anyone know how much I could end up paying for Insurance for a Vauxhall Corsa? I'm 23, and passed my test in January and was thinking off buying a car in a month or 2. Ive tried various sites for insurance quotes but they all ask for your number and I don't want to get hassled. The details of the type of car I'd like is as follows: Transmission: manual Fuel: petrol Engine size: 1.2L Doors: 5 Not much I know but this is the site I got the details from: http://www.arnoldclark.co.uk/detail.html?ac_reg=blk_u31kotjueau0i8uc&$ac_sr=0&$ac_pp=10&$blk=1&$franchiselist=vaux&$model=Corsa&$franchise=vaux&$model=Corsa I realise I probably wont get an exact amount but even an idea of how much I might end up paying a month. Thanks for any help :)""

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Insurance payout after lien paid?

My insurance recently sent my lien-holder, Chase Bank, the agreed amount for my totaled car. I owed about 3k less than what they paid out so am now left wondering when I will receive the difference. Chase received the payment a week ago.""

When buying life insurance what is the best affordable option?

I am 37 with 2 kids I currently have term life on me for 250,000.00 and 100,000.00 on each of the kids. Now there are tons of different life insurances out here is one really better than the other? I currently have it thru met life does it really matter?""

Will I need SR 22 insurance?

Almost five years ago I got my license suspended in Ohio for a wreckless endangerment. As soon as it got suspended I did the classes I was required to take and paid my court fees. It took me a few years to pay all of my fines and the only thing keeping my license from being re-instated was the need for SR22 insurance. I never got the insurance. I'm now in California and looking to get my license back and I heard somewhere that three years after the suspension the need for the SR 22 bond drops, but I'm not sure if that's true or not? Does anyone know the laws for this situation in Ohio and will I still need to get the insurance in order to get my license unsuspended?""

Does anyone know anything about car insurance or adding a car?

So im 18. I have car insurance with my mom and at country financial insurance. I am tryin to add a car that i have on the policy. But am i able to add if im 18 and the only one on the car title? I thought yes since im 18, but need another opinion.""

Insurance help- good insurance?

MY dad n step mom were going to claim me on their insurance as long as they could (age 26) i just turned 19 and my dad n step mom divorced, my stepmom dropped my dad and i off the insurance but my dad has no insurance bc he owns his own business where hes the only employee and i am now left with no insurance, i am currently searching for a job. i need insurance ideas, i live in oklahoma. We have soonercare but i do not qualify bc i am over age 18 and do not have a kid. So my question where are some good health insurance companys to try and enroll for?""

Parents wont let me drive because im not on car insurance?!?

'm 17 now, and I'm planning on getting my license sometime this month. I was really planning on driving to school everyday after I recieved my license. But my parents flat out said NO, because I'm not covered by insurance. They say its way too expensive, and that I'm going off to college anyway next year (i dont plan on driving while im there). I'm really sick of taking the school bus! I just wanna drive to school. but insurance for teens is mad expensive. are there ways to lower the cost? and about average, how much is it anyway? i get good grades. all A's and very rarely B's. and i've taken drivers ed before too. anything else that would help? just any tips on how i can convince my parents to get my car insurance??!""

What is the best manual transmission car to purchase for a 16 year old regarding low insurance cost?

When it comes to auto insurance (state of California) which car would be best to purchase used or new for a 16 year old which would be a manual transmission. We all know insurance for a minor is outragous and we would like to train our young adult on a stick first so they know how to drive both stick and automatic in their adult life. What car do you think new or used would be the best on auto insurance? Please be specific on the make and model of the car? Thank in advance for your answers

Who has the cheapest auto insurance?

I'm about to come back from active duty overseas and I just bought a 2004 Ford F150 4x4. I'm 28 and havent had any accidents or driving infractions in the past 5 years. Which provider is generally the best to use? Thanks.

Im 15 and how much am i looking forward to pay on my car insurance? The car is a 2005 chrysler 300c?

It's a black car V6 engine i live in the city it will be parked in the garage and we have a low crime rate in the city ? i would like specific answers or similar stories?

How do you go about getting insurance for a car you don't own yet?

Say you don't have any insurance but you have to go pick up a car and drive it home...?

Car insurance for new driver age 19?

got my license now all i need is a car and car insurance, would like to know what is or can be the average car insurance cost for 19yr old on the parents insurance and my own insurance..""

Help with car insurance........................

i am 16 but when i turn 17 i want to pass my driving tests. my worry is car insurance. i want to buy a little car like Peugeot 206 1.4 or something similar but i have checked insurance companies and their quotes are ridiculous so my dad said that if i give him the money to buy the car he can then insure it on his insurance and add me as an additional driver so i can sometimes drive it to my mates or whatever. i have heard of something called fronting and i was just wondering if then we would be doing that or would everything be legal. thanks in advance Matt

What is the best insurance company?

I need the cheapest insurance that is basic I have a 2002 Ford focus. Any ideas?

Why my insurance is expensive?

my dad will buy me new insurance. also he will get me new mazda3 hatchback. auto insurance agent sent us a message. i was suprised because my new insurance costs me 1,927.00 dollars for 6 months! it will be close to 4,000 for a year. and im 18 why?! i never had car accident, no tickets, and more! im good driver for 3 years and have good grade. and i live in orange. why?! tell me please. thank you! :)""

How much is car insurance for teens?

Motorcycle totaled with no insurance?

Ok long story short I bought a bike few weekends ago on a Saturday morning with a loan on it from a dealer. That same weekend which would be Sunday night I hit some gravel on a curved road and the bike flew from under me and it sounds like its totaled according to the dealer. Problem is I didn't have insurance on it yet because it was the weekend still. And I added insurance that week after it happened but I think they're going to find out I didn't have insurance on it at the time of the accident . Sooo what happens now ? Am I stuck paying for a bike that's totaled ? Does the gap insurance on the loan help me out in anyway ? Please help cause I'm really stressing out about this..

What is the average time taken by an Insurance company to pay out on a car claim.?

I suppose it would depend on the nature of the damage to ones car and also who was at fault. However in my case, my car caught fire from what I believe may have been an electrical fault. It is now a total write off. I realise the insurance company has to carry out it's investigations but how long should this take and how soon would one expect to receive an offer. I made a claim 6 weeks ago and am still being fobbed off with the explanation that the investigations are on-going.""

Can i get a license without insurance.?

OK. I've got a lot of questions to ask. i'm 16, i live in North Carolina and i'm going to go get my license in about a week and a half. I was wondering do i need liability on myself or what because right now all i want is my license to drive my parents car and stuff, so would i need insurance for that? And also what kind of insurance and what would be the cheapest way to go. And when i check on the DMV website its unclear on what insurance and what they would accept and not accept. PLease help im extremely confused.""

I am looking for an expert in Insurance Car...Home...Commercial.?

I am looking for an expert in insurance,who can guide me with car insurance and Home and Commercial. Please Working for DCAP Insurance...................""

How can I get back on my mom's health insurance/Medicaid?

My mother is on Medicaid and I got kicked off her insurance at 19, I am now 21. I'm in college full time and I have a job. Why wont they keep on it? I'm stuck paying for my own insurance but every other young adult is on their parents insurance until their 26. Is it because she has Medicaid not regular insurance? If yes, why?""

I am 16 and need tips on insurance and a car....

I am 16 years old and I have no job currently but I am getting one this week... it is half way through summer holidays and at first I was just going to drive my dads car cause insurance alone for me is 3800$ year because my dad is a single parent. But going into grade 11 I want to drive a car and I seen a beater for about 500$ volkswagen still running good, but Is it true that you need to put down a quarter or half of the insurance to start off? What do you think I should do about any of this ..... thanks""

How much do Fed-Ex Drivers pay for insurance?

I just got employed with Fed-Ex. Does anyone know about how much my insurance will be?

""Insurance paid out too much, Am I obliged to give it back?""

After a solicitors firm managed to draw out a car insurance claim for 18 months I finally settled 50/50 on the incident, instead of refunding me 50% (400) of my excess the solicitors paid me 100% (800). I verbally informed them of the error before they issued the cheque and they still proceeded, now they have noticed the error they are asking for me to return the money. Am I legally obliged to do so and how far are they likely to pursue this if I do not?""

Do you need a motorcycle license and insurance to buy a bike from a dealership?

I currently only have my permit and want to purchase a used Ninja 250 to practice on before my road test. I plan on keeping the bike for a while.

Car Insurance for a 16 year old in California?

I am gonna get either a Used 03-04 Nissan 350z and would like to get a rough estimate of how much insurance is gonna cost. Thanks in advance. Also what would happen to my insurance if the car is on a salvage title?

West Willow Pennsylvania Cheap car insurance quotes zip 17583

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http://news.yahoo.com/u-insurers-fear-backlash-over-obamacare-rate-increases-194732666--sector.html

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""I just got my m2 on the weekend and i need to find the best motorcycle insurance rate I can, 18 M in Ontario?

recieved my motorcycle m1 in march this year and m2 lastweekend. I hold my G license since january 2011 and have a perfect driving record. I need to find a insurance company that will insure me. 18 year old male in Ontario looking at a bike between 250 and 500cc. Thanks

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Am I required to carry some sort of form?

How long does it usually take for an insurance company to pay a life insurance claim?

My father-in-law passed away in April 2009. He died of pneumonia. He had a life policy with a large national company. My sister-in-law is the beneficiary. Here it is, almost a year and a half later, and they still have not paid on the claim. I told her to contact the state insurance commission.""

How can I get a better auto insurance settlement?

I was involved in a collision recently. The other partys insurance company (met life) agreed that it was their clients fault. However, the other party had a witness saying I was speeding which I knew I was not. The claim adjuster from met life told me that there maybe a high possibility that theyll only give me 80% of the repair cost once it is proven that the witness doesnt know the other driver. If thats the case, is there a way to get a higher %? Or Ill need to fill a lawsuit against the other driver? PS: I do not have full insurance coverage, thats why Im dealing with Met life myself. I have not gone to get an estimate on repair cost yet, but will do tomorrow.""

How much would car insurance range for a 16 year old?

I am 16 years old, going to be driving a 1992 Ford F-150, I don't have great grades, I just wanted to get an idea of what I looking at for insurance.""

Health Insurance for an Eighteen year old Graduate?

Alright. I am in desperate need of some knowledge. I just graduated from high school and live in Idaho with my boyfriend and his parents. The house includes 2 parents, 3 kids under the age of eighteen and 2 adults that are exactly of the age of eighteen years (7 total). I used to live with my father, who does not have any health insurance (he's a Veteran). And even before that I lived with my mother in California who although does have health insurance, I was never a part of. My boyfriend's mother wants to take me to the Department of Health and Welfare so that I could maybe get with Medicaid or something to help me out. I haven't had a job yet (still trying to find one) and I really am quite lost in the world. I am behind on immunizations, have not visited a dentist...in a while. I do have terrible eye sight and will need more exams in the future and have not yet received any type of check up from a doctor or a physical. I was wondering if there was a way that I could get on my mom's insurance even though she lives in another state and maybe if welfare was all I could really do now. I'm not very educated about insurance and was hoping if there was a wise person out there who could help me. I appreciate any help at all and thank all of you for taking the time to read my cry for help.""

How cheaper would it be to insure a v6 99-01 mustang rather than a GT mustang for a new driver?

I want to buy a mustang someday. But i'm only 16 and I dont have a job or license yet. I fell inlove with the 99-04 mustang series. People say that v6 has better gas mileage and is cheaper to insure. The only thing I like the GT for is the loud exhaust. Could I just by a V6 and upgrade the exhaust? would the insurance be higher?

How much would it cost for me to get put on my parents insurance?

I'm 18 and looking to get my licence soon. My mom, her boyfriend, and his daughter are all on the same insurance. They have Nationwide. But I don't have a car yet, so I'd be driving my mom & stepdads car. ABOUT how much do you think it would cost?""

I live in spain and all the insurance companies want full payment for car insurance etc.......?

id like to know how the uk companies set up the payment schemes where you can pay monthly and if i could look into it here to help people like myself spread the payments any help is very much appreciated

Equity Indexed Universal Life Insurance - pros/cons?

I am looking at using this financial vehicle. Does anyone have any experience with it? Good? Bad?

What happens when your employment insurance ends?

i am receiving regular benefits at the moment because i got laid-off but i want to know what happens when it ends..can i still apply for another one since i submitted only one record of employment to service Ontario but i have records of employment from my previous work can i use that one to claim another?

Why do lots of people have no car insurance?

of course it must be cheaper to have no insurance than pay over 1000 and if you get caught you only pay a small fine (thats if you get caught)

What is a good cheap car for a 17year old? I want cheap insurance as well.?

I have recent started driving lessons and I want to buy a car. I only earn 30 a day tho.

What car and insurance?

hi can anyone help my daughter wants a car she likes the fiat punto td sx i think it is and the vauxhall corsa merit and the citroen saxo and the ford ka and fiesta what is the best car for a first time car and what has the most cheap insurance as it would be a provisional licsence ? and what website has the most cheap insurance? if anybody has any idears for any other cars like these please help also is auto trader any good? thanks any Question plz ask

Can i get car insurance at age 18 with a permit in NY?

Hey,i have looked around but i seem to have found mixed answers,so i posted my own question to get a straight foward answer.....Will i be able to get Car Insurance with a permit? I am 18yrs old and live in NY state. Thanks""

Any suggestions on Pet Insurance?

Hi I've been looking at pet insurance from lots of different companies, and I've found that the high street insurances have so many ifs and buts in the policies that if my pet became ill or needed treatment I think it'll be very difficult to claim any funding. I've also looked at Pet insurance by companies specialising in pet insurance they seem to be more accessible but at the same time they are far too expensive monthly! Any suggestions as to a good insurance policy? I really want one because I'd hate it if anything happened to my dog and I couldn't afford the treatment!""

Can you have be under two car insurance companies at once?

My dad is considering in buying another car(ideally for me to use) but to avoid the high cost, he wants to be listed as primary driver to both. It seems that usually when youre under one company, I will most likely be forced to be primary on one of the vehicles. So would it be possible to be under two different car insurance companies so that my dad can be primary for both or would this be considered a type of fraud or something illegal?""

Asking all female drivers under 25- Whats a cheap car insurer?

Asking all female drivers under 25!! Does anyone know of or have been with any cheap car insurance companies? Ive already checked quite a few but they seem really expensive...Please help!

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I was in a car accident and the insurance company wont pay me.?

I was rear-ended back in March of 2012. I was at a complete stop on the freeway and the guy hit me going about 30 mph. The force of him hitting me pushed me into the person in front of me, and that pushed them into the person in front of them. There was no visible damage to the cars in front of me and they left without leaving or taking any information. Now my issue is: When I tried calling the person's insurance company, the insurance adjuster told me that because there were 2 other people involved and they did not leave any information that they cannot give me coverage because the guy who hit me has a very low coverage rate and if the other two people called to get money they wouldn't be able to pay it. And that I have to wait 2 years before I can recieve any payment for the damage to my car. I did not have insurance at the time of the accident so my current insurance company will not help me with this issue. Please let me know what I can do! I live in California by the way.""

Motorcycle insurance is so expensive?

Basically I'll be doing my cbt test this Wednesday so I can ride my 125cc supermoto which I use for dirt biking. Checked insurance on my Yamaha WR125X and it's 1400 for comprehensive, da fk is this? After seeing that I was physically sick. So I thought I'll just check on the most cheapest moped and it's 700 which is still expensive.. How the fk do these kids I see with mini coopers afford insurance and all I wAnt is to ride a small 2 wheel sht face. I'm 18, 19 this march, work full time. Can I find it any cheaper anywhere? Should I go for third party insurance? I just hate my life""

Will my insurance cover my car?

I went to the mall to shop for an hour or so and came out to my car to find someone had crashed into the rear end of my car and left without leaving any info. I made a police report but im still waiting to report it to my agent/company. will i be covered at all? i estimate the damage at $1500 I have comprehensive and unisured driver insurance, but no collision insurance i live in California""

What is the definition of garage for car insurance purposes?

I would like to know the definition of garage for car insurance purposes, my car is in a building that is enclosed on three sides and has a locked sliding front garage door, i would ...show more""

Car for teenager. please help?

So I'm really interested in the 2012 Mercedes slk350. Its 499 a month but how much would insurance be? My parent make about 200k a year but will they be able to afford that? I really want this car but i need to know what the average insurance for a teenager is.. thank you so much for your help

I just got notice my insurance premiums jumped so I high I cannot pay them.?

I just got notice at work this morning that my insurance is going from 79.00 every two weeks to 179.00 and with my family which I have on my insurance went from 345.00 to 750.00 every weeks. I cannot afford this! I have no idea what to do. I only make 1700.00 a month. What can I do?

Too much to pay for car insurance?

I received my renewal notice today from my insurance company. I'm getting tired of paying so much for my insurance, I think its time to start looking around. I heard all the car insurance myths, when you turn 25.. Itll go down when you bundle your house & car insurance it'll go down when you get married it'll go down nope nope nope It has gone down a total of MAYBE $5 a month or $60yr. I'll be 29 in Jan, no accidents in 8yrs no speeding tickets in 5yrs. I drive a '06 4dr car and I'm paying $125/mthn insurance. Is it just me or this way too high to be paying insurance.... I've been with this company for close to 6yrs now.""

Can you get life insurance if you smoke marijuana?

My husband's 20 year policy is up and I am renewing us one together. He smokes it occasionally and I do not. We have to do a medical screening to the get insurance, so do they drug test? What is the outcome of smoking marijuana? Does that automatically cancel the application? We have 6 months to take the exam, so I am sure he can stop until then, but I am just wondering about the rules.""

How can I get insurance on a car that is being bought for me and my name is not on the title?

My daughter is buying the car on her credit, so I can pay her. When it comes to the insurance on the car, how do I get the insurance in my name and have her as an occasionally driver on the policy? Can that be done""

What is the best individual health insurance?

im looking for an affordable good health insurance, i currently have a family plan with my employer but its expensive are there any individual plans out there that are affordable what are they? thank you?""

Which life insurance is the best one to get and the most affordable and reasonable? Is it the whole life

insurance? or premium life insurance? or term life insurance?

How much could I expect to pay for motorcycle insurance?

I am going to take motorcycle lessons, and once I obtain my license, I plan on buying a new Kawasaki Ninja 250R. Either a 2009 or 2008 model (cost is 4000 or 3500 dollars, respectively). I am 19 years old, and have a car, which I am the primary driver of, which cost a little bit over $20k. Insurance is a little under $3000n annually. I have heard that this might reduce my motorcycle insurance costs (if I get it with the same company?), but I am not sure. I have never been any type of accident, or speeding or any involvement with the police. Only one parking ticket for my entire time of driving (since 2008 July). And I live in Massachusetts. Any type of idea of the cost would greatly help, before I commit myself to the lessons and purchases and the costs. Thanks!""

How can I get car insurance for a classic car? And how much would it cost (roughly)?

I grew up loving classic mustangs, corvettes and camaros (had all the hotwheels!) and I'm interested in purchasing an older car. The few cars I'm interested in were typically ...show more""

What kind of insurance overage should I get for my bike?

I have a 98 Honda Superhawk (996 CC). I'm unsure what kind of coverage I need since I'm learning to pay for my own insurance. It's a bike that I'm just planning to ride for small commute and weekends. I'm also trying to pay as little as possible. I was thinking of going with progressive. I got a rate of $300 Any idea of what coverage I need will be appreciated! Thanks

How to pick a life insurance?

Im not even sure how to pick what should i look for in life insurance? pros cons? Any suggestions in life insurance companies? Im looking at nationwide right now just cos i seen it on tv.

What is the diffrence between an 2007 Mustang and a 2007 Mustang Premium?

Another question is how much will insurance cost for a 16 year old with a license and driving certificate

What is the ball park annual cost of running a standard used car including all expenses and repairs?

Including registration, tax, insurance, maintenance, repairs, oil changes and cost of buying a used car what is the ball park annual cost on a standard size and model vehicle""

Licence and car insurance in different names?

I have recently married and have taken my husbands name. This means for ID purposes I have changed my last name on my driving licence. However out of spite I chose not to change it on my car insurance as it meant paying an admin fee and rather change it when it comes up for renewal in 6 months. Does the different names invalidate my insurance?

15; might be pregnant without insurance?

Okay yeah i know i asked this already but i didnt get enough answers. please if yu reading this answer me and NO HATEFUL COMMENTS. how much would it cost for a blodd test in florida? and would the teen clinic help me?

Would my health insurance cover for vision?

I currently have Aetna Health Insurance. On their insurance plan, they say they cover vision for free. However, when I was filling out my insurance plan, I forgot to check the box that said I wanted vision covered because it said it was free. Now when I went to get a prescription for glasses, the insurance company said they wouldn't cover it because I did not check the vision box. Would the company still have to cover it, because they said vision would be covered for free.""

UK: Are there any other cheap car insurance companies besides Tesco?

I am sick of Tesco, but they seem to be substantially cheaper than any where else!""

Car Insurance Question!! Please Help!!?

Im 16 years old, have a car, and am about to insure it. My parents said that I could add my car to their insurance plan, and it would be cheap, but I would have to be more careful about driving and not get sued because of an accident. How much would adding me to their auto insurance plan be? (I have a 1996 Ford Explorer, if that helps!) Thanks!""

Would a crown vic be much cheaper to insure than a mustang gt for an 18 year old?

I always have worked on hondas and I would like to have a car with a ford pushrod or mod motor in it and Im just concerned with insurance prices given its a v8 amd I'm 18 what would I be expecting to pay I have the money I just want to hear opinions on my options before i ask for a quote

Car rental insurance ?

i'm going to rent a car for 3 weeks from avis but there are 4 types of insurance to choose from : (1) Additional Liability Insurance (ALI) (2) Loss Damage Waiver (LDW) (3) Personal Accident Insurance (PAI) (4) Personal Effects Protection (PEP) what does each one mean ? and which is necessary ? note : am not US citizen .

Whats the cheapest car to insure when your 17?

im 17 years old and learning to drive a manual. im looking round to see what car is the cheapest to insure. i don't mind the make and model of the car. i was wondering if you could give me ideas on the cheapest car to insure, for both manual and automatic. thankyou.""

valeting insurance online quote

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cleancutpage · 7 years

Text

Takeaways – This is a Football

This post originally appeared on MDL Group's Blog and is republished with permission. Find out how to syndicate your content with theBrokerList.

One of the things I am committed to this year is capturing my Takeaways from the various events that I attend throughout the year and sharing them. Click here for Previous Takeaways.

“Gentlemen, this is a football” is how the greatest NFL coach that ever lived, Vince Lombardi, started out every season with his team. Rookies and veterans alike would hear the same speech starting with the most fundamental part of the game… “this is a football.” Do you know what Lombardi did after he described the ball? He reaffirmed “I am the coach. You are the players.” He would then take the team out of the locker room and show them the field. He pointed out the out-of-bounds lines and the end zones. He would remind the players that the point of the game is to get the ball across the end zone line. It almost seems absurd! But you can’t argue with the results.

Thursday, July 20th NAIOP Southern Nevada’s breakfast program featured the Nevada Legislative Review: A Discussion of the 2017 Legislative Session. The room was absolutely packed. The moderator was Mitch Fox with the Porter Group. The program sponsor was SR Construction. Thank you Scott Loughridge!! You are the man. And my kids enjoyed the little hammer tchotchke.

The panelists…

Senator Scott Hammond, Co-Minority Whip, Republican Senator Joyce Woodhouse, Co-Majority Whip, Democrat Assemblyman Paul Anderson, Minority Floor Leader, Republican Jon Leleu, Greenberg Traurig, NAIOP’s Government Affairs Representative

First of all, check out those names! There aren’t very many organizations in town that can summon this many, and this caliber of elected officials for a breakfast program. Kudos to NAIOP. On to the Moderator. Fox is a class act. The dude is super versed in legislative affairs. He has a natural presence and presentation airiness about him, similar to an Ambassador to the UN. That’s clearly because he has been in the legislative game for 30 years and is an Emmy-nominated television news reporter. As smooth as Fox was that morning, Assemblyman Anderson stole the show. I say that because every time he addressed the audience he reduced his commentary to plain English. You’ve heard of “legalese”… After this program I am coining a new term… “legislativese”.

Legislativese

Slang; technical jargon used by lawmakers that is often beyond the comprehension of the nonlawmakers.

If you’re a legislative affairs pro like my friend Amber Stidham this program was probably as casual as watercooler chit chat. If you’re an average Joe or Jane when it comes to legislative affairs (which BTW, I am in this category) … this program was largely “legislativese”.

Moderator Fox did his job. In fact, he did a great job. He asked terrific questions and facilitated a probing discussion among the panelists. A lot of it was over my head though. It was over my head in the same way that a random episode of Game of Thrones would be over someone’s head if they weren’t totally current. If you’re a fan you know what I mean. Monday at the office there are a handful of folks, either at the coffee maker in the morning or at the table during lunch, that have this discussion: “Did you watch Game of Thrones last night? OMG – what did you think about the reunion between Arya Stark and Nymeria her direwolf? What the heck was that even about? Why didn’t Nymeria want to go with her to Winterfell? Oh man, don’t you remember, Nymeria moved on when Arya shooed her away in the second episode of season one so she wouldn’t be killed by Cersei for biting Joffrey. And when Arya said, “no, that’s not you”… well that was like what she said to her dad when he told her she would grow up to be a princess and live in a castle and all that.” And next to this group is Johnny from Accounting who has no idea what they’re even talking about!

Like the Game of Thrones example, it seemed like each question to the NAIOP panel required a background from the panelist who was answering. And if you’re not totally up to date on each of the issues and all of the characters then it was over your head. For example, the first question Fox posed was “When you think back to the 2017 Session, what would you say it was known for?” Jon Leleu gave the most elaborate answer. But in order to do that he went back to season one episode two… err I mean he went back to the 2013, and 2015 legislative sessions to give us perspective.

• The 2013 Session was about Economic Development; • The 2015 Session was about Revenue; • The 2017 Session was about Education, Infrastructure

That’s how most of the answers went. And if the panelists didn’t give the background… legislativese. The next bit of exchanges were like a blur. And I even took notes. They got into a discussion of how the media portrayed the session with a lot of dissent vs. the realities that they perceived behind the scenes. So many acronyms got thrown around – ESA – SJR – SB this – SB that – GoT – JK – WTH?! They talked about the UNLV Medical School, property tax caps, and at some point a need to change energy policy.

So, “This is a football” is what came to mind about ¼ of the way through this “discussion”. To be clear, its wasn’t the panelists fault that this program was over my head. It’s my fault. It’s my responsibility to be up to snuff on the legislative process and up to date on the issues. Just like if Johnny from Accounting wants to participate in the Monday Game of Thrones discussion at the office, it’s his responsibility to be current on the show. So the rest of this post is going to be a “This is the Iron Throne a football” type read about the Nevada legislature.

If you were at the NAIOP program with a blank look on your face like me… then spend a few minutes to get up to snuff. There is a really good article at the end that covers the specific legislation from the 2017 session, one heckuva Lombardi quote to check out, and a prediction about Bulletproof coffee.

If you are one of my readers that lives outside of Nevada, you can probably skip most of this. I’ll have something more interesting for you in my next post. So…

• How many members and what is the structure of the Nevada Legislature?

• What is a bicameral body, what is biennial, why should I care?

• Who were the winners and losers of the 2017 Session?

OK – you made it this far. Keep going and I promise you will be more interesting at the next cocktail party when Nevada Legislature trivia comes up! Or even better, you’ll make a better and more informed citizen. 😊 😊 I learned a lot putting this together. It actually felt like I was preparing for a high school exam. Don’t worry this won’t be on any tests. And to make it super-fast to get thru I put everything into bullet points. Before we start… a word from Vince Lombardi!

“After all the cheers have died down and the stadium is empty, after the headlines have been written, and after you are back in the quiet of your room and the championship ring has been placed on the dresser and after the pomp and fanfare have faded, the enduring thing that is left is the dedication to doing with our lives the very best we can to make the world a better place in which to live.”

• The Nevada Legislature is a bicameral body – meaning it consists of two separate chambers or houses • The lower house is the Nevada Assembly – with 42 members. If you care currently 25 are male; 17 female; 27 Democrats; 15 Republicans • The upper house is the Nevada Senate – with 21 members. Currently 13 are male; 8 female; 11 Democrats; 9 Republicans; 1 nonpartisan • For those of you who don’t do math in your head at this hour – there are 63 total elected members

• Assemblymen and Assemblywomen are elected for two-year terms with term limits of six terms (up to 12 years) • Senators are elected for four-year terms with term limits of three terms (up to 12 years) • The qualifications for election into the Assembly and Senate require a person must be a U. S. Citizen, at least 21 years old, a Nevada resident for 1 year, and to be a qualified voter in the residing district • To run for Governor by the way, a person must be at least 25 and a citizen of Nevada at least 2 years

• The Nevada Legislature meets biennially – meaning every other year – and on odd numbered years • They convene on the first Monday of February following the election and conclude 120 days after • The 2017 session was the 79th session, it adjourned June 6th at 12:19 AM

• Phew – negotiating all those bills in 120 days and ending at 12:19 AM… makes me wonder (Bulletproof coffee anyone?) If you haven’t heard about Bulletproof coffee its worth checking out. Pretty soon you will see Bulletproof coffee shops popping up competing with Starbucks. And don’t forget… you heard it heard first.

Now that we have a base of knowledge let’s get into the session. Who won and who lost? What were the issues?

Here is a very well written article that I promised you. It goes into all of that. I say well written because it lays out each issue in an outline with a concise description or background.

Shazam – Now we are all better and more informed citizens!! So let’s ‘do with our lives the very best we can to make the world a better place in which to live.’

RSS Feed provided by theBrokerList Blog - Are you on theBrokerList for commercial real estate (cre)? and Takeaways – This is a Football was written by Hayim Mizrachi CCIM, MDL Group.

Takeaways – This is a Football published first on http://ift.tt/2hkHhkP

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cleancutpage · 7 years

Text

Takeaways – This is a Football

This post originally appeared on MDL Group's Blog and is republished with permission. Find out how to syndicate your content with theBrokerList.

One of the things I am committed to this year is capturing my Takeaways from the various events that I attend throughout the year and sharing them. Click here for Previous Takeaways.

The panelists…

Legislativese

Slang; technical jargon used by lawmakers that is often beyond the comprehension of the nonlawmakers.

• The 2013 Session was about Economic Development; • The 2015 Session was about Revenue; • The 2017 Session was about Education, Infrastructure

If you are one of my readers that lives outside of Nevada, you can probably skip most of this. I’ll have something more interesting for you in my next post. So…

• How many members and what is the structure of the Nevada Legislature?

• What is a bicameral body, what is biennial, why should I care?

• Who were the winners and losers of the 2017 Session?

Now that we have a base of knowledge let’s get into the session. Who won and who lost? What were the issues?

Here is a very well written article that I promised you. It goes into all of that. I say well written because it lays out each issue in an outline with a concise description or background.

Shazam – Now we are all better and more informed citizens!! So let’s ‘do with our lives the very best we can to make the world a better place in which to live.’

RSS Feed provided by theBrokerList Blog - Are you on theBrokerList for commercial real estate (cre)? and Takeaways – This is a Football was written by Hayim Mizrachi CCIM, MDL Group.

Takeaways – This is a Football published first on http://ift.tt/2hkHhkP

0 notes

cleancutpage · 7 years

Text

Takeaways – This is a Football

This post originally appeared on MDL Group's Blog and is republished with permission. Find out how to syndicate your content with theBrokerList.

One of the things I am committed to this year is capturing my Takeaways from the various events that I attend throughout the year and sharing them. Click here for Previous Takeaways.

The panelists…

Legislativese

Slang; technical jargon used by lawmakers that is often beyond the comprehension of the nonlawmakers.

• The 2013 Session was about Economic Development; • The 2015 Session was about Revenue; • The 2017 Session was about Education, Infrastructure

If you are one of my readers that lives outside of Nevada, you can probably skip most of this. I’ll have something more interesting for you in my next post. So…

• How many members and what is the structure of the Nevada Legislature?

• What is a bicameral body, what is biennial, why should I care?

• Who were the winners and losers of the 2017 Session?

Now that we have a base of knowledge let’s get into the session. Who won and who lost? What were the issues?

Here is a very well written article that I promised you. It goes into all of that. I say well written because it lays out each issue in an outline with a concise description or background.

Shazam – Now we are all better and more informed citizens!! So let’s ‘do with our lives the very best we can to make the world a better place in which to live.’

RSS Feed provided by theBrokerList Blog - Are you on theBrokerList for commercial real estate (cre)? and Takeaways – This is a Football was written by Hayim Mizrachi CCIM, MDL Group.

Takeaways – This is a Football published first on http://ift.tt/2hkHhkP

0 notes