#insurance bullshit | Explore Tumblr Posts and Blogs

sailor-cerise · 3 months

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after years of searching I finally have migraine med that works

And a combination of my insurance company having super strict rules

And my doctor's office fucking up repeatedly for months in the same way indicating incorrectly that I don't meet the criteria

It's still not approved. after 6 months.

#Fuck.#Migraines #insurance bullshit #shitty doctor

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bakedspoonie · 1 year

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Insurance is so fucked up, mine denied a procedure I’ve been getting for over 5 years gave us 24 hrs to appeal but closed the case before 2 hrs was up (where’s the other 22hrs?) they of course did this while I was on vacation and unreachable.

I’m very lucky the nurse at my doctors office was fucking ON IT she sent a nasty letter to insurance company and got it approved in 3 hours (for those keeping up we still had 21 hrs left of the insane time limit) but if their office was even a tiny bit slower in response I would be screwed. And that was by design the insurance knew what they were doing and they do this shit to people everyday. And those people aren’t lucky enough to go to my doctors office which apparently only employs those imbued with the speed force.

#baked vents #disability #insurance bullshit #spoonie life #disabled

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dreamlandsystem · 1 year

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here’s something that sucks about being a disabled adult who doesn’t qualify for government aid:

Healthcare Marketplace Insurance

for those of y’all outside the US, this bdg video explains some of the absolute bonkers fuckery americans have to go through in order to have access to the healthcare they need.

we were very lucky last year to have a silver health plan which covered therapy and primary care visits for $25/mo with a $5 copay. This was affordable for us and made it so we could access therapy and trips to the doctor. We’ve been working with the same therapist for about 5 years now, and only within the past year have we begun to be open about our system.

just within the past few months or so have we been able to start unpacking our trauma. We expect this to be a long process, and it will likely take years for us to process and heal.

Except this year, the company who had been providing our insurance is no longer available in our state. And the next cheapest insurance plan that will cover our therapist’s visits is $160/mo with $30 copays.

So we will be going from paying $25/mo with $5 copays to $160/mo with $30 copays.

We simply cannot afford this. And as a result, we will likely be losing our healthcare coverage next year. Which means we will no longer be able to access the medications, therapy, and primary care appointments that have allowed us to live the life we’ve been maintaining.

We are multiply disabled (osddid, autism, depression, anxiety, and bpd with chronic severe hand, foot, and back pain). As a result of this, we are unable to work full time and require medical care to function. We cannot get a “side hustle,” as we’re barely staying afloat working 30-35 hour weeks. We had applied for disability aid last year, and were turned down.

We’re devastated, to be honest. After having care for a few years, we’re finally making progress and feel safe and secure enough with our therapist to finally start talking about the trauma we suffered as a kid. but because of our insurance ending we won’t be able to complete or finish that process.

And we’re going to be stuck, knowing we’re a system, diagnosed with all sorts of disorders, in desperate need of support, but unable to afford it. It’s like we opened the can of worms, and are going to have to just abandon it instead of dealing with it. Idk. Idk. We can’t do this on our own. We need help.

Sorry about the vent we’re just upset about this situation. We hate the united states SO FUCKING MUCH and feel cursed to have been born here.

#vent #rant #sys.txt #insurance bullshit

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meteormemoirs · 2 years

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June started very bad for me (it’s the price of seizure med debacle all over again, insurance company is pulling shit yet after I paid a fucking 500 copay at the start of the year and suddenly they’re 200 this month and set to go to 250 next month) so it’s Wrath month for me. Anyone tries anything cute with exclusionism I’m going off.

#and if exclus try to be funny by linking flashing images… that’s not my specific trigger fuckers #purple slime #insurance bullshit

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suitelifeofzackandmody · 3 months

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update (jan 24)

well, it's been a while since i wrote anything for this blog. i started a couple of drafts but never posted them. the holidays were not great nutrition wise, but i suppose that's normal. blood sugar management is mostly okay. i have to change doctors becuase of changes to my insurance, and i found one that's a further drive than my old pcp but not too too far. i was supposed to have more bloodwork done last week, but now i have to wait until my new pcp orders it, which i am more than okay with because needles. my new patient appointment is on feb 1, and although my blood sugars are fairly well-managed on the medication i'm on and there's not necessarily any reason to investigate further, i'm curious to see if this doctor will order any tests that my previous doctor didn't, like c-peptide. i don't plan on asking about it at all or anything, but i would be interested to see the results. i'm sure there's nothing that would be inconsistent with what my previous doctor thought, but since he never tested anything other than my a1c and thyroid hormone it might be worth doing.

anyways, i hope to be back soon with updates on the appointment and more blog posts, maybe even a recipe or two if possible. i'm working a lot right now, so i've been really busy, but getting back into this blog is something i would like to do so stay tuned i guess

#type 2 diabetes #t2d life #insurance bullshit #update

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smuclge · 4 months

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send me good vibes so I can make this stupid phone call 😫

#my post #or ya know... hold me at gunpoint #insurance bullshit

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teletyped · 2 months

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aughuagha hi im so sorry to do this during a strike but I have to buy some covid safety equipment as I'm very immunocompromised and my dad recently came back from a trip ON TOP OF having overdrawn my account....

could people please help me out? ;w;

pie pal.me/aega2

kofee/dispenserbox

vind moe @/AEGA2

#i dont want to tag this but idk how to spread it either #augh im so sorry I don't get paid till Friday but my dad came back yesterday and i need masks and tests.......#also the 224 purchase was unsurprisingly. insurance bullshit.

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tangledinink · 6 months

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guess who just received. a. job offfeerrrrrrrr.

#excited for employment but also #mourning my unemployment era #this is good because. like. i need a job to survive #but also like. aw man i gotta work? sigh #start date forthcoming lmao #if i can just get past the shitty “ah fuck no fucking health insurance” bullshit era it'll be. ok #personal

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foldingfittedsheets · 3 months

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So I have an autoimmune thing with my thyroid and I have to take pills to regulate it every day and every day that passes I want to burn the US healthcare system down more than the day before.

#ramblies #like the amount of headaches I have to go through with refills and dosage and pharmacy and insurance and I love my doctor but doctor errors #leading to even more phone calls and bureaucracy just makes me crazy #noticed I was getting low on pills and the pharmacy had filled my old dosage which was a half pill #and now insurance won't pay for more because they think I had a full refill when I didn't #so my doctor and the pharmacy are trying to work around this bullshit #and I'm like I sure love that my immune system will always be doing this to my thyroid but I only get limited refills forever

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dogstomp · 8 months

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Dogstomp #2932 - January 10th Patreon / Discord Server / Itaku / Bluesky

#comic diary #daily comic #comic journal #autobio comics #comics #webcomics #january 10 2023 #comic 2932 #I have no problem with ads that debut a product and explain its features #I have a burning hate for ads that are like “Here's a funny animal lol here's a joke and a catchy song! Buy our insurance!”#So much modern advertising is just about drilling their name into your head until it's the first thing that comes to mind.#That manipulative bullshit can go die #ads

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sailor-cerise · 3 months

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Making my third call to my insurance company (I'm addition to the 7 calls and three office visits to my doctor)

About the fact that they are denying my claim based on incorrect information

The SAME FUCKING INFORMATION that has been wrong all 5 times my doctor's office submitted it

The same information that I painstakingly documented on my first and second calls to the insurance company and gave to my doctor over the phone and in person.

And the person on the phone says to me "are you crying?" "Yes." "Oh don't cry, don't cry."

It's my medication and I'll cry if I want to.

#And now the call disconnected #Gdi #Rant #Insurance bullshit #Honestly the people on the phone at the insurance company are much kinder and try much harder than my doctor #But also I just want my fucking medication #ok to rb

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daydreamingtetch · 5 months

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(HI EVERYONE SORRY FOR THE SILENCE I KINDA NASCAR CRASHED ACCIDENTALLY and I'm taking things one at a time again! some answers/replies/kicking down ppls doors are going to happen I swear on god I'm not dead)

(have a little peak at the silly thing I'm going to come back with soon enough!)

#also also I was super unmedicated till now bc medicine fuckery and insurance bullshit #I don't really have to excuse myself for silence but I wanted to just throw that out there for ppl!#also yeah if you saw me on my artblog active yuh that's me being silly and trying to get the juices back #♥the storyteller♥ooc

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who-is-page · 7 months

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Life is hard! Consider buying my stuff!

My life isn't quite falling apart, but things have gotten really tricky lately. One housemate (and their super destructive, permanent houseguest) is refusing to pay their share of rent or utilities for the next three months, and another is refusing to pay their full share of rent for that same amount of time and is making us cover around $75 every month, and I'm having to double-up my hours at work while still being a full-time student (and also one of my professors, who we're 99% sure is using ChatGPT to generate her citations because none of them exist and we pointed this out, hates my guts and has been grading me really harshly and forcing me to go full-sail on every assignment to ridiculous degrees in order to pass this required class).

My spouse is working on getting full-time at their job, but it looks like they won't be able to until December, and we also have no idea how much rent is going to increase this year-- my guess is it's going to go up another $500, same as last year, to a total of $3,000, so things are gonna get really fucking bumpy until around January, probably.

So basically, if you like the work I've done, consider throwing me a tip on Ko-Fi or buying my stuff on Itch.io:

(Also I promise we have more stuff lined up that we want to polish and publish, life has just been super-duper fucking busy! There is so much more going on right now than what I've mentioned here, especially in terms of surprise medical bills and other horrible surprises. And we haven't forgotten about Inky Paws issue 2, either, which we're still hoping to have done by December and which will STILL always be entirely 100% free to download, no matter what our living or money situation looks like. That will never ever change, so please don't worry!)

#personal #yells #one of the surprise medical bills was MY TOOTH FUCKIN BROKE #I need to get a whole ass crown!!! wtf I'm anti-monarchy this should be illegal to happen to me #there are other surprise medical bills too but that's the one I'm most like are you FUCKIN srs rn #I love dentists and I think they're the coolest so it's like not scary or anything it's just. it's SO EXPENSIVE.#All the other bills should be at around $600 or below but this definitely won't even with insurance and I'm like whyyyyyyy #I should have gotten the crown like a week or two ago but I literally just cannot afford it rn so I'm trying to just be careful #with the patch the dentist put on it a month or so ago....#sorry I'm just using the tags to SCREAM at this point like oh my god guys #you would not believe some of the bullshit that is going on rn #My housemate's permanent guest? it's their partner with assault charges #Who kidnapped a cat #Burned their last place of residency down #Bite and shanked their mother at 5am while she was asleep in her bedroom #And got my housemate arrested on false charges last year for funsies #And jumped off my roof #And brings stray animals in the house #And makes the hugest messes in the kitchen and living room without cleaning them up #(And I think she's a local drug dealer but that's more just a DO IT IN YOUR OWN FUCKING HOUSE AND NOT MINE thing)#So the whooooole polycule is on high alert that this person is gonna go off the rails and hurt people/pets at any time #I'm so unbelievably stressed out and worried about my cat especially #And like. I have PTSD dudes! This is so unimaginably fucking awful for my mental health!#If it weren't for my support system I would be in PIECES right now. I am so lucky to have partners and friends who care.#Also if some of that list sounds Weirdly Familiar to you it's because I wrote a fictional AITA post for NaNoWriMo '21 based on some of it #Yeah THAT is how long this stuff has been going on and what I've listed here is only Tip Of The Iceberg #Those two people will be gone by the end of November but oh my god I'm so stressed about retaliation and shit #The housemate in question tried to deflect by being like-- oh well she was just off her antipsychotics!#Like dude I don't know how to break this to you but. 1) that's a reason but not a justification for her behavior #2) She's an awful and horrible person both on and off her meds so obviously it is not the sole fault of her psychosis

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genderfluidgothwitch · 5 months

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For those who are unsure of whether or not they really have the "sensitivity to cold" symptom of fibromyalgia, because you think that it's just you not being able to handle colder temperatures like other people, that's one way of putting it. The other way is, when it's winter and the temperatures start dropping, do you feel your pain more intensely? Do you feel like you have more problems with your joints? Is your partner always commenting how cold your fingers and toes are, but it somehow gets more frequent in winter? Those are other ways to consider being sensitive to the cold.