#joe%20biden

[newyorkprelawland-blog]

President Joe Biden’s Student Loan Forgiveness Plan Struck Down

By Tannu Punn, The State University of New York Cortland, Class of 2025

July 13, 2023

President Joe Biden lost a Supreme Court case on June 30th, but so did all the millions of student loan borrowers that would have saved thousands in debt. In August 2022, the Biden-Harris Administration introduced the student loan forgiveness plan to help working and middle-class federal student loan borrowers transition back into regular payment after COVID-19-related support ended. This plan included up to $20,000. To be eligible for this forgiveness, Pell Grant recipients could receive up to $20,000, while non-Pell Grant recipients could receive up to $10,000 if their individual income is less than $125,000 or $250,000 for households. [1]

The challengers of the student loan forgiveness plan in Biden v. Nebraska were six states with Republican attorney generals who argued that the loan forgiveness plan violated several federal laws and the HEROES Act. However, to successfully strike down this lawsuit, the plaintiffs had to prove that the policy injured a party or multiple parties; it is not enough to say that the plaintiffs disagreed with the policy. Chief Justice Roberts claimed that the student loan forgiveness plan did not follow through with the Heroes Act because the Act gives the secretary of education the right to modify and waive laws governing student loans and not completely "transform them." Roberts also mentioned how in previous years, laws were waived for a legal requirement, but in the case of this student loan forgiveness program, there was no such thing. [2] If Congress wanted to give the secretary of education the power to "make vast economic and political significance decisions," it must say it in clear words and the HEROES Act did not say such a thing. Justice Barret joined the majority's opinion with a concurring opinion stating that the Biden administration went beyond what Congress could have reasonably understood to be granted in the HEROES Act.

Shortly after Biden lost the case, he announced how the administration may be able to continue to support relief for student loan borrowers with the use of the Higher Education Act of 1965. The Department of Education issued a notice on July 18th, which is the first step in issuing regulations and following this public hearing, the Department will finalize the issues to be addressed through rulemaking. As this Act allows "compromise and settlement authority," the Administration finalized the SAVE program (Saving on Valuable Education) which will cut borrower's monthly payments in half. [3] More specifically, the SAVE program will allow:

·         For undergraduate loans, the amount that borrowers have to pay will be cut in half from 10% to 5% of discretionary income

·         Forgive loan balances after 10 years and not 20 years for loan borrowers with $12,000 or less

·         If borrowers make their monthly payments, there will be no charge for unpaid interest rates -- even if the monthly payment is $0.

In addition to the SAVE program, there is also an "on-ramp" program for repayment starting October 1st. During this period, borrowers will not face the threat of default or harm to their credit score if they miss monthly payments. [4]

Although this new plan is going to longer to officially start, as it must go through various rule-making federal hearings, Biden is confident that it will not face any legal issues like his previous plan under the HEROES Act did.

______________________________________________________________

[1] https://studentaid.gov/debt-relief-announcement

[2] https://www.scotusblog.com/2023/06/supreme-court-strikes-down-biden-student-loan-forgiveness-program/#:~:text=Supreme%20Court%20strikes%20down%20Biden%20student%2Dloan%20forgiveness%20program,-By%20Amy%20Howe&text=By%20a%20vote%20of%206,%24400%20billion%20in%20student%20loans.

[3] https://www.whitehouse.gov/briefing-room/statements-releases/2023/06/30/fact-sheet-president-biden-announces-new-actions-to-provide-debt-relief-and-support-for-student-loan-borrowers/

[4] https://www.boston.com/news/politics/2023/07/10/biden-has-a-plan-b-for-student-loan-forgiveness-heres-how-it-works/

[bills-bible-basics]

LOOK WHERE JOE BIDEN'S SIDIN' -- a poem by Bill Kochman A poem by Bill Kochman. Visit my poetry page at https://www.billkochman.com/Poetry/ to see all my poetry, along with related Bible study resources, all in one place, and organized by poem category. Thanks! To see other poems related to this one, please go here: https://www.billkochman.com/Poetry/index.html#Political-Poems Article: "Gaslighting: We Are Being Manipulated and Surveilled": https://www.billkochman.com/Articles/gaslighting-manipulated-surveilled-1.html Article: "To Vote, or Not to Vote": https://www.billkochman.com/Articles/To-Vote-Or-Not-To-Vote-01.html Article: "What About the Poor?": https://www.billkochman.com/Articles/What-About-the-Poor-1.html Article: "What is Wrong with Modern America?": https://www.billkochman.com/Articles/whtwrng1.html "Righteousness Exalts a Nation" KJV Bible Verse List: https://www.billkochman.com/VerseLists/verse248.html "God Raises Up Leaders" KJV Bible Verse List: https://www.billkochman.com/VerseLists/verse032.html "Obey the Powers That Be" KJV Bible Verse List: https://www.billkochman.com/VerseLists/verse405.html https://www.billkochman.com/Blog/index.php/look-where-joe-bidens-sidin-a-poem-by-bill-kochman/?feed_id=36234&_unique_id=6419be806b005&LOOK%20WHERE%20JOE%20BIDEN%27S%20SIDIN%27%20--%20a%20poem%20by%20Bill%20Kochman

#Bills_Poetry #abortion #bill_kochman #bills_bible_basics #border #christian #economic #economy #handshake #hunter #joe_biden #keystone #original #pain #poem #poems #poetry #president #ukraine #xl_pipeline

[xtremeservers]

President Joe Biden signed an executive ... https://www.xtremeservers.com/blog/president-biden-worried-about-ai-after-watching-latest-mission-impossible/?feed_id=109711&_unique_id=6577b9ffcad0b&President%20Biden%20Worried%20About%20AI%20After%20Watching%20Latest%20Mission%3A%20Impossible

#PC #Biden #president #signed

[deblala]

Joe Biden

https://nexusnewsfeed.com/#!/search/Joe%20Biden%20/1

View On WordPress

[happilymarriedgaydads]

As the BBC has called Pennsylvania for Joe Biden at 16:30 UK

It is 08:30 on the West Coast of the USA - and unless this horribly changes - then enjoy reading these words:

Joe Biden - the President Elect of the USA

based on this: https://www.bbc.com/news/live/election-us-2020-54786937?ns_mchannel=social&ns_source=twitter&ns_campaign=bbc_live&ns_linkname=5fa6caf867645202b6c4dbd2%26Joe%20Biden%20wins%20US%20presidential%20election%262020-11-07T16%3A28%3A31.204Z&ns_fee=0&pinned_post_locator=urn:asset:2e92c4b9-c2c4-471c-9658-75c07448b40d&pinned_post_asset_id=5fa6caf867645202b6c4dbd2&pinned_post_type=share

from all over the world people are happy! 🇺🇸

[elposting]

some urban dictionary haikus

the opposite of dominant and infertile submissive and breedable -https://www.urbandictionary.com/define.php?term=submissive%20and%20breedable

=== 

call out malarkey i will joe biden your ass don’t bring it in here -https://www.urbandictionary.com/define.php?term=Joe%20Biden

===

they have mlm in their instagram bio must be hot or fraud -https://www.urbandictionary.com/define.php?term=MLM (mlm as in multi-level-marketing aka a pyramid scheme)

#urban dictionary #s & b #s&b #meme #joke #joe biden #malarkey #define a term #internet shit #idfk anymore #will probably delete this #urban dictionary haiku #mine

[drew-drew]

https://archiveofourown.org/tags/Joe%20Biden*s*Barack%20Obama/works

[risingbricsam]

Washington's Unfounded Fear of Biden Collaboration with China

var hupso_services_t=new Array("Twitter","Facebook","Google Plus","Linkedin");var hupso_background_t="#EAF4FF";var hupso_border_t="#66CCFF";var hupso_toolbar_size_t="medium";var hupso_image_folder_url = "";var hupso_url_t="";var hupso_title_t="Washington%27s%20Unfounded%20Fear%20of%20Biden%20Collaboration%20with%20China";

  The Washington Beltway remains in a ‘tizzy’ over the direction of Biden foreign policy. Will Biden commit to the bipartisan ‘full-throated’ competition with China. Here, Ryan Hass of Brookings describes that continuing nervousness on the part of the foreign policy establishment over a possible Biden strategy : 

  There are a variety of causes for these concerns. Some security-focused experts worry that the Biden administration will prioritize cooperation with China on climate issues above other strategic concerns. Others fear that by signaling interest in cooperation, the United States will show lack of resolve for long-term great power competition with China. Proponents of viewing the U.S.-China relationship as an entrenched ideological struggle worry that cooperation could dilute the focus on what they describe as each side’s irreconcilable ambitions. Some have shared concerns that Beijing will withhold cooperation on climate issues unless it receives American concessions in other areas of the relationship, for example, on Hong Kong or Xinjiang. Others worry that the Chinese are wily negotiators who will hoodwink their earnest American counterparts if given the opportunity. Still others argue that engaging the Chinese as peers on climate issues provides undeserved validation of China on the world stage and legitimation of the Chinese Communist Party at home.

Besides Ryan Haas at Brookings, concern about Biden’s China policy has also been raised by his colleague,  Thomas Wright. In TheAtlantic. Tom has suggested in a recent article that Biden’s choice of John Kerry as special presidential envoy on climate change may well create problems for the new Administration on the critical China file.  

Competition with China will likely be the most difficult foreign-policy issue that President-elect Joe Biden will face. What he decides to lead with and the precise mix of areas in which he engages and confronts Beijing are critically important. This is why Biden’s choice of John Kerry as a special presidential envoy on climate change might create a problem for the incoming president on China policy.

In discussions with Biden colleagues, Wright comments that they expressed concern over Kerry diplomacy. Kerry’s single-minded focus on climate change could, according to these colleagues, bring climate policy progress but sacrifice other security-related US-China matters. As Tom described his conversations with these Biden folk:

A former Obama administration official told me, “China’s diplomacy is a constant search for leverage, and Kerry will deliver a load of it in a wheelbarrow right to their front door every day.

In the end, Hass rejects the view that climate policy with China will impair the Biden Administration’s competition with China. As Hass concludes:

The right question, therefore, is not whether to work with China on climate issues, but rather how best to explore policy coordination with China amidst a relationship that is defined by intensifying competition, and at a time when China is growing more repressive at home and aggressive abroad.

Hass concludes with a set of principles that should guide Biden foreign policy. Possibly the most relevant is the following principle:

The Biden administration’s efforts to build issues-based coalitions with allies and partners on China will be enhanced if Washington is transparent with them about its contacts with Beijing. Such efforts will be undermined if Washington is perceived as negotiating over its friends’ heads in its direct dealings with Beijing. 

This principle underscores the need to treat its European, North American and Asian partners as peer actors and not junior allies. The four years of Trump destruction have left these earlier arrangements in the dust. Broad and shifting coalitions of consensus can move global governance issues forward – whether on climate, the pandemic or even on US-relations.

There is no doubt in my mind that the Biden people will be able to deal with the climate change issue and still compete with China. The real dilemma is how the West deals with China over human rights violations in Hong Kong, Xinjiang, etc. and how to successfully resolve the arbitrary and illegal arrests of foreign citizens by China.

Image Credit: Inquirer.com 

Washington’s Unfounded Fear of Biden Collaboration with China was originally published on Rising BRICSAM

#China #China Hawks #US Foreign Policy

[bills-bible-basics]

LOOK WHERE JOE BIDEN'S SIDIN' -- a poem by Bill Kochman A #BillsBibleBasics poem by #BillKochman. Visit https://www.billkochman.com/Poetry/ to see all my poems with related Bible studies. To see other poems related to this one, please go here: https://www.billkochman.com/Poetry/index.html#Political-Poems Article: "Gaslighting: We Are Being Manipulated and Surveilled": https://www.billkochman.com/Articles/gaslighting-manipulated-surveilled-1.html Article: "To Vote, or Not to Vote": https://www.billkochman.com/Articles/To-Vote-Or-Not-To-Vote-01.html Article: "What About the Poor?": https://www.billkochman.com/Articles/What-About-the-Poor-1.html Article: "What is Wrong with Modern America?": https://www.billkochman.com/Articles/whtwrng1.html "Righteousness Exalts a Nation" KJV Bible Verse List: https://www.billkochman.com/VerseLists/verse248.html "God Raises Up Leaders" KJV Bible Verse List: https://www.billkochman.com/VerseLists/verse032.html "Obey the Powers That Be" KJV Bible Verse List: https://www.billkochman.com/VerseLists/verse405.html https://www.billkochman.com/Blog/index.php/look-where-joe-bidens-sidin-a-poem-by-bill-kochman/?feed_id=56732&_unique_id=644c8e086e366&LOOK%20WHERE%20JOE%20BIDEN%27S%20SIDIN%27%20--%20a%20poem%20by%20Bill%20Kochman

#Bills_Poetry #abortion #bill_kochman #bills_bible_basics #border #christian #economic #economy #handshake #hunter #joe_biden #keystone #original #pain #poem #poems #poetry #president #ukraine #xl_pipeline

[xtremeservers]

President Joe Biden signed an executive ... https://www.xtremeservers.com/blog/president-biden-worried-about-ai-after-watching-latest-mission-impossible/?feed_id=100960&_unique_id=6542948812d93&President%20Biden%20Worried%20About%20AI%20After%20Watching%20Latest%20Mission%3A%20Impossible

#PC #Biden #president #signed

[pern-dragon]