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deepanshu14 · 2 years
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Top 10 Recharge & Bill Payment Websites in India
There was a time when people used to visit recharge shops to recharge their mobile numbers. At that time, people take a good amount of time from their busy schedule to visit their nearest recharge shops 2-3 days before the day of recharge. That shopkeeper charges an amount of money for his services based on the recharge amount. And for utility bills like electricity bills, gas bills, water bills, landline bills, etc., people used to stand in long queues. But now that those days are gone, certain websites and apps enable you to make all these payments with a click of the mouse. The best thing about these websites is that they can be utilized for the payment of most service providers in the country. You can pay all your bills on these websites, including electricity bills, water bills, DTH, post-paid bills, piped gas, WIFI bills, credit card bills, and even make prepaid recharges that include mobile recharges, FasTag, data cards, and others. So, nowadays, these recharge websites are in trend as well as easy to use and time-saving. Along with these benefits, it also provides the benefit of lucrative deals, offers, and cashback from time to time. So, we present you with the list of the top 10 recharge websites and apps in 2022.
· EaseMyDeal- You must be wondering why we have kept EaseMyDeal on top. Well, EaseMyDeal is an ISO Certified Platform that is made in India that assures safety and reliability to its customers. We must advocate for local businesses and support Indian start-ups. It has an easy-to-use app interface that has a multilingual support system. It is the best not only in terms of its services but also because it has the best customer support. All the queries or complaints are answered within 24 hours. It also offers 24/7 Premium Support via WhatsApp, phone, and email. It has a fast, secure, and safe payment system that never stores payment details with them and has all the payment options that also include Pay Later Options, EMI, and Multiple Reward Points. It provides instant refunds and the fastest complaint resolution. On top of that, the reason why it has gained so much publicity in a very short time is that it provides the best cashback and deals on all payments made on EaseMyDeal. It is so good that it has a very high Google rating of 4.9/5.
· Paytm- It is also known as Cashless Haven for Online Payers. Paytm is used by Indian people to transact daily, from a small grocery shop to a big mall or movie hall. Paytm is running everywhere now, from village small shops to urban big malls. Paytm is also the premium site for adding bill payment, mobile recharging, booking movie tickets, booking taxi and airline tickets, and a lot more. There is no end to Paytm services. Any service you think of is available on Paytm. It is one of the best platforms that runs on Windows, iPhones, Androids, etc.
· MyAirtel - MyAirtel Appis one of the bestapps for all online recharges, bill payments, BHIM UPI transactions, mobile banking, and much more. It allows its users to pick any prepaid or postpaid mobile plan that suits them best. The best thing about this app is that it provides the best offers and cashback on all recharges. It even provides OTT subscriptions at discounted rates as well.
· Freecharge: Freecharge is the most favored payment channel. Freecharge offers recharge for prepaid mobile phones, post-paid mobiles, DTH, and data cards. It offers online wallet features for all users. It allows its users on Android to send and receive money via WhatsApp too. Freecharge allows you to get cashback and shopping coupons for the same price that has been paid to get the recharge done. Those coupons include McDonald’s, Barista, Shoppers Stop, Café Coffee Day, Croma, Puma, etc.
· Dealmegood - Dealmegood is one of the best websites thatprovides DTH recharges andshopping vouchers at various discount rates. Those shopping vouchers include fashion, food, travel, entertainment, and others. It not only provides shopping vouchers but also provides mobile and DTH vouchers as well. It is the most useful website where you can buy vouchers at discounted rates and use them to gift any of your friends on their birthdays or anniversaries. And it is the best and most useful gift for anyone. To have a close look at what they offer and what the relevant prices are, you can visit DealMeGood.
· MobiKwik - Mobikwik is a quick way to make online recharges and payments. It is a mobile wallet as well as an online payment system to store money and make payments. It is an online platform for prepaid mobile recharges, utility bill payments, DTH recharges, or shopping at listed outlets. It also provides a door-stop service where they collect money from your house and add it to your MobiKwik Wallet. It is a semi-closed wallet that is authorized for use by the Reserve Bank of India. It is one of the top recharge Websites in India.
· Amazon Pay - Amazon is the one-stop solution for all your shopping needs. It provides online services for prepaid recharges, post-paid bill payments, gas, landline, mobile, electricity, and broadband bill payments. Not only do these services exist and what you can think of, but Amazon also has that service that includes grocery shopping, clothes shopping, luxury items, and phones. It has a closed wallet as well, so you can make instant payments anywhere in India. It even provides cashback on recharges as well.
· Phone Pe - Phone Pe is a normal app that can be easily downloaded from the Play store. Phone Pay is a normal app that can be used to pay money to someone. The money you transfer gets automatically deducted from your linked bank account, and the money you receive gets deposited into your linked bank account. It does not have any wallet facilities. It can normally be used to recharge your mobile, DTH, cable TV, FasTag, and all other bill payments. Apart from that, you can buy brand vouchers, magazine subscriptions, FasTag, and even make donations as well. So, all in all, it is one of the best apps for recharges and bill payments.
· Google Pay - Google Pay is an app that you can download from the Play store and use to pay someone money, recharge your phone, and pay your bills. The best thing about Google Pay is that the money you transfer gets directly withdrawn from your bank account and the money you receive gets directly deposited into your bank account. Google Pay does not have any wallet facility, or you can say there is no tension about maintaining a wallet. You can directly transact through your bank account with the help of Google Pay.
· PayZapp- PayZapp is an app offered by HDFC. PayZapp allows you to save money while shopping on your mobile device at partner apps, buy mobile phones, tickets, and groceries, compare and book flight tickets and hotels, and shop online. This app can be used to transfer money to anyone who is on your contact list. You can pay your bills, recharge your mobile, DTH, data card, and many more things. It is UPI powered and Visa and MasterCard supported. It is a multi-tasking app. You can use this app for different purposes.
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rightnewshindi · 13 days
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पेटीएम की डिपॉजिट्स, क्रेडिट लेनदेन और FASTag रिचार्ज की सुविधाएं आज से हो जाएगी बंद, जानें क्या काम करेगा और क्या नहीं
पेटीएम की डिपॉजिट्स, क्रेडिट लेनदेन और FASTag रिचार्ज की सुविधाएं आज से हो जाएगी बंद, जानें क्या काम करेगा और क्या नहीं
PayTM Services: पेटीएम पेमेंट्स बैंक लिमिटेड (PPBL) पर प्रतिबंध लगाने की भारतीय रिजर्व बैंक (RBI) की डेडलाइन शुक्रवार (15 मार्च) को समाप्त हो रही है. दरअसल, आरबीआई के निर्देश के मुताबिक, पेटीएम पेमेंट्स बैंक को 15 मार्च से डिपॉजिट्स, क्रेडिट लेनदेन और FASTag रिचार्ज जैसी सर्विस से रोक दिया गया है. केंद्रीय बैंक के इस फैसले का असर करोड़ों पेटीएम यूजर्ज पर पड़ेगा. यह बदलाव शनिवार (16 मार्च) से…
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profitfromai1 · 2 months
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Macquarie warns investors about the serious implications of Paytm shares after RBI ban
In the aftermath of the Reserve Bank of India's (RBI) actions against Paytm Payments Bank Ltd. (PBPL), Macquarie, a leading global research firm, analyzes the potential impact on Paytm's vast customer base and its business operations. The RBI's restrictions on Paytm shares have raised concerns about the company's lending business, technical analysis of its shares, and the strategic importance of PBPL. This article provides key takeaways from the analysis and expert opinions on Paytm's situation.
Key Takeaways
RBI's restrictions on Paytm shares have raised concerns about the company's lending business, technical analysis of its shares, and the strategic importance of PBPL.
The impact on Paytm's lending business is expected to be significant, as it generates around one-fifth of its revenue from this segment.
Paytm's share price faces crucial support at ₹700 and ₹590 apiece levels, with a hurdle at ₹810 and ₹890 apiece levels.
The restrictions on PBPL significantly hamper Paytm's ability to retain customers and sell payment and loan products, leading to potential revenue and profitability implications.
Macquarie has a 'neutral' rating on Paytm stock with a target price of ₹650 apiece, indicating cautious outlook and potential downside.
RBI's Restrictions on Paytm Shares
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Impact on Lending Business
The recent RBI restrictions have sent a shockwave through Paytm's lending business, which is a critical revenue stream, accounting for over 20% of the company's revenues. Lending partners may reassess their involvement with Paytm due to heightened operational and governance risks, potentially leading to a significant downturn in business collaboration.
Paytm's ecosystem is vast, with over 330 million wallet accounts and a monthly transacting user base of 100 million. The RBI's ban on new customer onboarding could force Paytm to double down on its existing customer base to maintain its lending operations. However, this comes with its own set of challenges, as customer retention could be at risk due to the inability to offer new payment and loan products effectively.
The implications of the RBI's ban are far-reaching, affecting not just the lending business but also wallet GMV, merchant services, and Fastag GMV. This multi-faceted impact could be a key risk to earnings and valuations, and all eyes are on Paytm's management for their next move.
Technical Analysis of Paytm Shares
Following the RBI's clampdown, Paytm's stock has been on a rollercoaster. Technical analysts are eyeing key support and resistance levels to gauge the stock's next moves. The support levels are pegged at
u20AC700 and
u20AC590, which are critical for the stock to hold to avoid further downside. On the flip side, resistance is forming at
u20AC810 and
u20AC890, levels that the stock must breach to signal any potential recovery.
In light of recent events, investors are advised to closely monitor these technical thresholds as they could dictate the short-term trajectory of Paytm shares.
Here's a quick look at the recent stock performance:
| Date | Closing Price (
u20AC) | Intraday Low (
u20AC) | |------------|-----------------|----------------| | 01 Feb 2024| 761 | 608.8 |
Also read :Unlocking the Future: Exploring AI Applications in Finance and Its Impact on the Industry
The stock's plunge to 608.8 from its previous close indicates a significant bearish sentiment among investors. This level is just above the crucial support, hinting at a precarious balance for Paytm's valuation in the market.
Strategic Importance of PBPL
The Paytm Payments Bank Ltd. (PBPL) isn't just another cog in the wheel; it's the engine driving Paytm's expansive financial universe. With a staggering over 330 million wallet accounts, PBPL is a behemoth in Paytm's ecosystem, integral to the company's operations and growth. The bank's services are diverse, ranging from credit and deposits to UPI transactions and FASTag toll payments, where it boasts a significant 17% market share.
The recent RBI restrictions have thrown a spanner in the works, potentially disrupting customer retention and the sale of payment and loan products. This could spell trouble for Paytm's revenue and profitability in the long run. Here's a quick rundown of PBPL's offerings:
Credit and deposit services
Fund transfers
UPI transactions
FASTag toll payments
Bill payments
Wallet usage
The strategic role of PBPL cannot be overstated. Its ability to facilitate a wide array of financial services makes it a cornerstone of Paytm's business model. The current predicament, however, puts its pivotal role at risk, with Macquarie highlighting the challenges ahead.
RBI's Directives to Paytm Payments Bank Ltd.
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Halting of Banking Activities
In a move that caught many off guard, the RBI's directive to Paytm Payments Bank Ltd. (PPBL) to cease new credit and deposit operations has sent ripples through the financial sector. This sudden halt in banking activities underscores the severity of the compliance issues faced by PPBL and raises questions about the bank's future operations.
Paytm's ability to onboard new customers and conduct basic banking operations like top-ups and fund transfers has been effectively frozen. This development could have a domino effect on the bank's revenue streams and customer trust.
Immediate suspension of new credit and deposit operations
Prohibition on top-ups and fund transfers
A halt on all other unspecified banking activities
The implications of this suspension are far-reaching, potentially impacting not just Paytm's business model but also the broader digital banking landscape in India.
Governance Issues
The RBI's intervention has cast a spotlight on the governance issues within Paytm Payments Bank Ltd. (PBPL), raising questions about the robustness of its internal controls and compliance frameworks. Investors are now grappling with concerns over management practices and their potential impact on the bank's future operations.
The SEBI has received a significant number of complaints alleging corporate governance violations across various corporations, indicating a broader issue in the industry.
For PBPL, this scrutiny could lead to a reassessment of leadership roles and a possible board reshuffle to regain stakeholder confidence.
The focus on governance is not just about adhering to regulations; it's about ensuring the long-term stability and integrity of the institution.
Market Impact
The RBI's restrictions on Paytm have sent ripples through the market, with investors and analysts closely monitoring the Paytm shares. The immediate aftermath saw a jittery response from the market, anticipating a potential drop in share price on critical financial events such as the upcoming Budget 2024.
Also read :Unlocking the Potential: Artificial Intelligence in Social Media StrategiesImmediate market response: Uncertainty and potential share price volatility
Long-term concerns: Investor confidence and regulatory compliance issues
Sectoral impact: Possible repercussions for the broader fintech and banking sectors
The market's reaction underscores the fragility of investor sentiment in the face of regulatory actions. It's a stark reminder that compliance is not just a legal formality but a cornerstone of market stability.
While it's too early to quantify the exact fallout, the market's unease is palpable. Investors are advised to stay informed and tread cautiously as the situation unfolds.
Macquarie's Analysis of Paytm Shares
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Revenue and Profitability Implications
The RBI's ban on Paytm has sent ripples through the financial ecosystem, leading to potential revenue and profitability challenges in the medium to long term. Macquarie's sharp eye on the situation suggests that the implications for Paytm's revenue and profitability could be significant, urging investors to keep a vigilant watch.
Revenue and profitability are the lifeblood of any company, and for Paytm, the current predicament could spell a series of financial setbacks. Here's a snapshot of what's at stake:
A halt in onboarding new customers, impacting future revenue streams.
A comprehensive IT audit by the RBI revealing non-compliance issues.
A historical precedent of a 15-month ban on a major private sector bank, hinting at a potentially prolonged situation for Paytm.
The question on every investor's mind: Is there any end to this ban? With 22 months already lapsed since the first ban in March 2022, the RBI's continued identification of non-compliance issues does not bode well for a swift resolution.
While the exact figures are yet to be crunched, the market is bracing for a substantial revenue reduction, which could, in turn, affect the stock's performance. The longer the ban persists, the more pronounced these effects may become.
Important Levels to Look at
In the wake of the RBI's clampdown, Macquarie's scrutiny of Paytm's stock reveals several critical price levels that investors should monitor. The volatility in Paytm's share price, particularly after hitting a 20% lower circuit, underscores the importance of these markers.
Support Level: This is the price point at which a stock typically receives a high level of buying interest, preventing it from falling further.
Resistance Level: Conversely, this is where a stock often faces selling pressure, making it difficult to rise above.
Paytm's recent price action suggests that the support and resistance levels are more than just theoretical constructs; they are real inflection points that could dictate the stock's short-term trajectory.
While the exact figures are subject to change, investors are keenly watching these levels as they can signal potential entry or exit points. It's essential to stay updated with the latest technical analysis to make informed decisions.
Neutral Rating and Target Price
In the wake of the RBI's recent directives, Macquarie has maintained a neutral stance on Paytm shares, suggesting that investors should neither buy aggressively nor sell off in panic. This cautious approach is reflected in their target price, which aims to balance the current uncertainties with the company's long-term potential.
The target price set by Macquarie is a critical factor for investors to consider, as it encapsulates the brokerage firm's assessment of Paytm's fair value given the prevailing market conditions. It's important to note that this target price is subject to change based on how the situation unfolds and how Paytm addresses the regulatory concerns.
Here's a quick look at Paytm's recent stock performance:
Period
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Performance
1 Day
-0.69%
1 Week
-5.57%
1 Month
18.61%
3 Months
32.93%
6 Months
18.44%
1 Year
78.10%
While the short-term volatility is evident, the long-term trend seems to be more positive, indicating resilience in Paytm's share value over time.
Expert Opinions on Paytm's Situation
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Impact on Revenue
The recent RBI restrictions have sent Paytm's revenue streams into a bit of a tailspin. Paytm's lending business, which accounts for a significant chunk of their revenue (over 20%), is now facing the heat. If lending partners start pulling back due to perceived operational or governance risks, we're looking at a major hiccup in the earnings department.
But that's not all, folks. The wallet GMV, which is about 5% of the total, might need to be dialed down. And let's not forget the merchants who rely on Paytm Bank for their transactions - they represent 6% of devices and could be in for a rough ride. Plus, the FASTag GMV, which is a big deal for Paytm, is expected to take a significant hit.
In essence, the RBI's move could be a real party pooper for Paytm's revenue and valuations. We're all on the edge of our seats waiting for the management to chime in with more details.
It's a tough break, especially considering the 330 million+ wallet accounts housed in the payment bank. With a monthly transacting user base of 100 million, Paytm might still have some wiggle room, thanks to PBPL's customer base. But let's be real, it's not looking like smooth sailing ahead.
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Restrictions on Existing Customers
The recent RBI directives have put Paytm's existing customers in a tight spot. Existing PBPL customers are now constrained from conducting essential banking operations such as credit, deposits, fund transfers, UPI transactions, and more. This includes the Paytm FASTag service, which, as per a recent update, will no longer function for toll payments after February 29. Customers can use up their balances but won't be able to recharge starting March 1.
The implications are far-reaching, with Paytm's FASTag holding a 17% market share and serving around 60 million users. Here's a quick rundown of the affected services:
Credit and deposit services
Also read :Unlock Your Potential with Coursera's Artificial Intelligence Courses: Master the Future of TechnologyFund transfers
UPI transactions
FASTag toll payments
Bill payments
Wallet usage
Given the severe restrictions, Paytm's ability to retain customers in its ecosystem is under serious threat, potentially leading to significant revenue and profitability challenges in the medium to long term.
RBI's Decisive Action
The RBI's recent clampdown on Paytm Payments Bank Ltd. (PPBL) is a clear signal of the central bank's commitment to stringent regulatory compliance. The halt on new customer onboarding and banking operations is a wake-up call for the fintech sector, emphasizing the importance of adhering to the regulatory frameworks.
Paytm's situation post-RBI's directive is precarious, with potential long-term effects on its business model. The company's immediate focus will likely shift towards addressing the compliance issues and regaining the trust of both the regulator and its customers.
The immediate suspension of new credit and deposit operations
A thorough audit revealing persistent non-compliance
The strategic need for Paytm to realign with regulatory expectations
This decisive step by the RBI may set a precedent for other fintech companies, prompting a sector-wide introspection on compliance and operational practices.
Conclusion
In conclusion, the recent RBI ban on Paytm shares has raised serious concerns about the company's ability to retain customers and generate revenue. With the lending business being a significant source of revenue for Paytm, the market is expected to react with selling pressure on Paytm shares. The implications of this regulatory action are expected to have a significant impact on Paytm's business operations and profitability in the medium to long term. Investors should closely monitor the developments and exercise caution when considering investments in Paytm shares.
Frequently Asked Questions
What are the implications of RBI's restrictions on Paytm's lending business?
The RBI's restrictions on Paytm's lending business are expected to impact around one-fifth of Paytm's revenue. This could lead to a market discount of Paytm's share price.
How will the RBI's directives affect Paytm Payments Bank Ltd.'s banking activities?
The RBI's directives have led to the halting of new credit and deposit operations, fund transfers, and other banking activities after February 29. This is due to non-compliance and supervisory concerns.
What is the strategic importance of PBPL in the context of Paytm?
PBPL plays a pivotal role in Paytm's ecosystem, hosting over 330 million wallet accounts. The current ban on onboarding new customers could impact Paytm's ability to retain customers and sell payment and loan products.
What are the revenue and profitability implications of RBI's restrictions on Paytm?
The restrictions could have significant revenue and profitability implications in the medium to long term. This is a key area to monitor, according to Macquarie's report.
What are the important levels to look at in relation to Paytm shares?
According to technical analysts, Paytm share price has crucial support at ₹700 and ₹590 apiece levels, while facing a hurdle at ₹810 and ₹890 apiece levels.
What is Macquarie's rating and target price for Paytm stock?
Macquarie has a 'neutral' rating on Paytm stock with a target price of ₹650 apiece.
How will the RBI's restrictions impact Paytm's revenue and existing customers?
The restrictions are expected to impact Paytm's revenue and restrict existing customers from conducting essential banking operations, such as credit, deposits, fund transfers, and UPI transactions.
What are the expert opinions on RBI's decisive action against Paytm?
Experts believe that the RBI's decisive action could have a significant impact on Paytm's lending business, revenue, and profitability. The restrictions are seen as a serious move by the regulator.
regulator.
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wekratika · 2 years
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Read the step-by-step process to activate and deactivate the FASTag account in Paytm and enjoy a cashless driving experience at toll plazas.
Learn more at:
How to Deactivate Paytm Fastag
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navakarnatakatimes · 2 years
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BREAKING NEWS: ಕೈಕೊಟ್ಟ ಪೇಟಿಎಂ ಆಪ್; ಭಾರತೀಯ ಬಳಕೆದಾರರ ಪರದಾಟ
BREAKING NEWS: ಕೈಕೊಟ್ಟ ಪೇಟಿಎಂ ಆಪ್; ಭಾರತೀಯ ಬಳಕೆದಾರರ ಪರದಾಟ
ಪೇಮೆಂಟ್ ಫ್ಲಾಟ್ ಫಾರಂ ಪೇಟಿಎಂ ಇಂದು ಕೆಲ ಸಮಯದವರೆಗೆ ಕಾರ್ಯನಿರ್ವಹಿಸದ ಹಿನ್ನೆಲೆಯಲ್ಲಿ ಭಾರತದ ಲಕ್ಷಾಂತರ ಬಳಕೆದಾರರು ಪರದಾಡಿದ್ದಾರೆ. ಆಪ್ ಮಾತ್ರವಲ್ಲದೆ ಪೇಟಿಎಂ ವೆಬ್ಸೈಟ್ ಕೂಡ ಸ್ಥಗಿತಗೊಂಡ ಕಾರಣ ಬಳಕೆದಾರರು ಕೆಲಕಾಲ ಗೊಂದಲಕ್ಕೊಳಗಾದರು. ಲಾಗಿನ್ ಆದ ಬಳಕೆದಾರರಿಗೆ ತಕ್ಷಣವೇ ಡಿಸ್ ಕನೆಕ್ಟ್ ಆಗಿದ್ದು, ಮತ್ತೊಮ್ಮೆ ಲಾಗಿನ್ ಆಗಲು ಸಾಧ್ಯವಾಗಿಲ್ಲ. ಇದರಿಂದ ಹಣ ಕಳುಹಿಸಲು, ಪಡೆಯಲು ಸಾಧ್ಯವಾಗಲಿಲ್ಲ. ಇದಾದ ಬಳಿಕ ಪೇಟಿಎಂ ಅಧಿಕೃತ ಹೇಳಿಕೆ ನೀಡಿದ್ದು, ತಾಂತ್ರಿಕ ದೋಷದ ಕಾರಣಕ್ಕೆ ಈ…
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emkanews7 · 1 year
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Paytm Hdfc Credit Card kaise banaye 2023
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paytm hdfc credit card kaise banaye, paytm hdfc credit card customer care number, hdfc credit card login, how to activate paytm hdfc credit card, paytm credit card customer care, paytm credit card apply online, paytm hdfc credit card limit, paytm hdfc credit card verification process,  paytm hdfc credit card kaise banaye टॉपिक को इंटरनेट पर सर्च कर रहे हैं हम आपको इसके बारे में पूरी जानकारी देंगे इसलिए निवेदन है कि आर्टिकल को पूरा पढ़ें पूरी बात समझ में आ जाएगी आज ऑनलाइन अगर आप कोई भी चीज करना चाहते हैं तो वहां पर आपको बिल पेमेंट करने के लिए क्रेडिट कार्ड का विकल्प जाता है कि कार्ड के माध्यम से आप घर बैठे कोई भी चीज ऑनलाइन से खरीद सकते हैं I  सबसे बड़ी बात है कि उसे आप अपने मुताबिक किस्तों में तब्दील भी कर सकते हैं ताकि आपको खरीदी गई चीज के पैसे चुकाने में आसानी हो  हम सभी लोग पेटीएम का इस्तेमाल करते हैं लेकिन आप क्या जानते हैं कि पेटीएम के द्वारा क्रेडिट कार्ड बनाने के ऑफर चलाए जाते हैं  I ऐसे में आप पेटीएम एचडीएफसी बैंक क्रेडिट कार्ड बना सकते हैं कैसे बनाएंगे उसकी प्रक्रिया के बारे में अगर आप नहीं जानते हैं तो आर्टिकल को पूरा पढ़े ही जानते हैं
Paytm HDFC बैंक क्रेडिट कार्ड क्या है ? 
Paytm hdfc credit card पेटीएम के द्वारा लांच किया गया क्रेडिट कार्ड इस कार्ड को पेटीएम कंपनी ने एचडीएफसी बैंक के साथ मिलकर लॉन्च किया है I इसके अलावा Paytm ने HDFC बैंक के साथ मिलकर अपने 5 क्रेडिट लॉन्च किए हैं इसका लाभ पेटीएम इस्तेमाल करने वाले कस्टमर उठा सकते हैं | इसे बनाने के लिए आपको अपने पेटीएम एप्स को ओपन करना होगा I 
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paytm hdfc credit card
Paytm hdfc credit card के प्रकार
कुल मिलाकर पांच प्रकार के कार्ड लांच किए गए हैं इसका विवरण हम आपको नीचे बिंदु अनुसार देंगे आइए जानते हैं - Paytm HDFC बैंक क्रेडिट कार्ड  - Paytm HDFC बैंक मोबाइल क्रेडिट कार्ड - Paytm HDFC बैंक सेलेक्ट क्रेडिट कार्ड - Paytm HDFC बैंक बिज़नस क्रेडिट कार्ड - Paytm HDFC बैंक सेलेक्ट बिज़नस क्रेडिट कार्ड
Paytm hdfc credit के फायदे
- इसके द्वारा आप मूवी अमोल जैसी जगह पर अगर पेमेंट करते हैं तो आपको 3% का कैशबैक मिलेगा - यूटिलिटी बिल पेमेंट कर पाएंगे - बैंक की तरफ से आपको जीरोकोड चला बेटी दी जाएगी या नहीं अगर आपका कार्ड कहीं खो जाता है तो आप कस्टमर सर्विस को तुरंत इसकी जानकारी दे आपका कार्ड वहां से ब्लॉक कर दिया जाएगा और कार्ड की जिम्मेदारी आपके ऊपर ही रहेगी -  फ्यूल (fuel) के खर्चों पर 1% लगने वाले फ्यूल सरचार्ज को नहीं लिया जाएगा | यदि आप ₹400 का फुल यहां पर मरवाते हैं तो आपको ₹250 का कैशबैक दिया जाएगा I 
Paytm HDFC Credit Card charges and Fee 
-  मेम्बरशिप के तौर पर आपको – 49 रुपए + GST चार्ज देना होता है | 1 महीने के लिए
Paytm hdfc credit card बनाने की Paytm Hdfc Credit Card योग्यता
- 21 साल से ऊपर होना चाहिए - पीएम का अकाउंट नंबर होना  -  Paytm Payment Bank में Saving Account होना चाहिए - क्रेडिट स्कोर अच्छा होना चाहिए - Income source  - पैन कार्ड होना चाहिए Paytm मे आधार कार्ड से Upi कैसे बनाये | Create Upi pin in Paytm Through Aadhar Card 2023 Fastag Recharge Online: Fastag Online रिचार्ज कैसे करें | Axis Bank, Bhim App, Paytm कैसे करें
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Paytm Hdfc Credit Card
Paytm Credit Card अप्लाई करने के लिए डाक्यूमेंट्स?
- Ration Card, Passport, Voter ID, Aadhar Card. निवास प्रमाण पत्र के तौर पर  - Salary Slip, ITR Copy  - Driving Licence, Passport, Addhar Card पहचान पत्र के तौर पर
Paytm hdfc credit card बनाने की प्रक्रिया
- सबसे पहले आपको पेटीएम एप ओपन करना होगा और अगर आपके मोबाइल में नहीं है तो उसे डाउनलोड कर लीजिए -  इसके होमपेज पर पहुंच जाएंगे यहां पर आपको Loans and Credit Cards’ वाले ऑप्शन दिखाई देगा उस पर क्लिक करेंगे - आपके सामने क्रेडिट कार्ड कार्ड वाला ऑप्शन आएगा उस पर आपको क्लिक करना है - अब आपके सामने आवेदन पत्र ओपन होगा जहां से जो भी आवश्यक जानकारी पूरी जाएगी उसका विवरण देंगे और उसके बाद  आपको   ‘Terms & Condition’ Agree करने के ऑप्शन पर क्लिक करेंगे - घर का पता और कितना पैसा महीने में कमाते हैं उसका यहां पर विवरण देंगे -  सभी डिटेल्स भर देंगे आपको ‘Submit’ वाले बटन पर क्लिक करना है।  - अब पेटीएम के अधिकारी योगिता की जांच करेंगे कि आप यहां पर लोन लेने के लिए योग्य है कि नहीं अगर है तो आपके मोबाइल में मैसेज आ जाएगा - उसके बाद आपको apply now  के बटन पर क्लिक करना है - जिसके बाद आपके सामने एक नया पेज ओपन होगा जहां आप से कुछ आवश्यक चीजें मां की जाएंगे जिसका आपको सही ढंग से विवरण देना है - अब आपको Terms & Condition” को accept करके ‘Submit’ पर क्लिक करना है। - के बाद आपके स्किन पर एप्लीकेशन नंबर आएगा जिससे आपको कहीं पर लिख कर रखना है - अब बैंक के अधिकारी आपके आवेदन पत्र का वेरिफिकेशन करेंगे - जिसके बाद ही आपको क्रेडिट कार्ड मिल पाएगा - इस प्रकार आप आसानी से पेटीएम एचडीएफसी बैंक क्रेडिट कार्ड बना सकते हैं
Paytm Credit Card का Status कैसे check करे?
Paytm HDFC Credit Card के स्थिति का विवरण चेक करना बिल्कुल आसान है इसके लिए आपको अपने पेटीएम एप के credit card के ऑप्शन में जाना होगा वहां पर आपको क्रेडिट कार्ड अप्लाई स्टेटस का ऑप्शन दिखाई पड़ेगा उस पर क्लिक करके आप जान पाएंगे अपने क्रेडिट कार्ड का इसके बाद भी अगर आपको मालूम नहीं चल रहा है तो आप बैंक ऑफिशल वेबसाइट पर जाकर के टायर के स्टेटस का पूरा विवरण चेक कर सकते हैं इसके अलावा कस्टमर सर्विस में भी फोन कर कर आप जान पाएंगे
Paytm hdfc क्रेडिट कार्ड की लिमिट कितनी होती है?
आप पेटीएम एचडीएफसी बैंक एटीएम कार्ड इस्तेमाल करेंगे तो हम आपको बता दें कि इसकी एक निश्चित लिमिट तय की गई है जायदा का खर्चा करते है तो आपको 2.5 प्रतिशत के दर से अतिरिक्त fine जो कि ₹600 होती है इसके अलावा और भी कई प्रकार की चीजें आपको ध्यान में रखनी होंगी ताकि आप fine देने बच सके I  Read the full article
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hinditechnews · 10 days
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How to Close Paytm FASTag? - इन दो तरीकों से मिनटों में बंद करा सकते हैं अपना फास्टैग
http://dlvr.it/T4FWK7
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phonemantra-blog · 13 days
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National Highway Travelers: Ensure Seamless Toll Payments by Switching Your FASTag For all those who frequently use National Highways in India, a crucial deadline approaches on March 15th, 2024. This date marks the end of service for Paytm FASTags linked to Paytm Payments Bank. To avoid penalties and double toll charges, transitioning to a new FASTag issued by a different bank is essential. This guide equips you with all the necessary information to navigate this switch smoothly and maintain hassle-free toll payments on your highway journeys. Understanding the Paytm FASTag Deadline: Why the Change? The recent restrictions imposed on Paytm Payments Bank necessitate this transition. While you can still utilize your existing Paytm FASTag balance for tolls, adding new funds becomes unavailable after March 15th. This measure aims to prevent potential complications and double charges for users traveling on National Highways. Potential Consequences of Ignoring the Deadline Delaying the switch beyond the deadline could lead to unforeseen hurdles. Here's what you might face: Double Toll Charges: The most significant consequence is the risk of double deductions at toll booths. Since the Paytm FASTag won't be functional for adding funds, any vehicle with an inactive Paytm FASTag will be considered a cash-paying vehicle. This translates to double the standard toll fee. Penalties and Delays: Non-compliance with FASTag regulations might invite penalties from highway authorities. Additionally, the manual toll payment process at booths can lead to delays, disrupting your travel itinerary. Key Points to Remember About FASTags One FASTag per Vehicle: It's important to understand that a single vehicle can only have one active FASTag account linked to it. This eliminates the possibility of having both a Paytm FASTag and a new one from another bank operational simultaneously. Transferring vs. Closing Your Paytm FASTag: You have two options: either close your current Paytm FASTag and apply for a new one from a different bank or transfer your existing FASTag (if applicable) to a compatible provider. The transfer option might not be available for all banks, so checking with your preferred bank is crucial. Steps to Close Your Paytm FASTag Account Here are two primary methods to close your existing Paytm FASTag account: Closing Your Paytm FASTag Through the Paytm App Log in: Access the FASTag section on the Paytm app using your registered User ID or Wallet ID and password. Navigate to Your FASTag: Within the Paytm app, locate the "Wallet" section. Here, find the "FASTag" option and select "Manage FASTag." Initiate Closure: Choose the "Close FASTag" option. This will initiate the account closure process. Security Deposit Refund: Upon successful closure, the Rs. 250 security deposit associated with your Paytm FASTag will be refunded within 7-8 working days to your regular Paytm wallet. Closing Your Paytm FASTag Via Customer Support Contact Details: Visit the official Paytm website or the FASTag section within the app to access customer support contact information. Verification: Be prepared to provide your FASTag number and the mobile number registered with your Paytm account for verification purposes. Request Through Help Section: Navigate to the 24/7 Help section within the app or website. Select the "FASTag" option and initiate a closure request. Follow Instructions & Record Details: Customer support will guide you through the closure process. Make sure to note down any reference numbers provided for future reference. Applying for a New FASTag from a Different Bank Once you've closed your Paytm FASTag account, it's time to apply for a new one. Here are two convenient options: Online Application for a New FASTag Most major banks in India offer online FASTag applications through their respective websites or mobile banking applications. The process usually involves: Visiting the Bank's Website/Mobile App: Locate the FASTag section on your chosen bank's website or mobile app. Filling Out the Application: Provide the necessary details, including your vehicle registration number, KYC documents, and preferred recharge method. Payment and Delivery: Complete the online payment for the FASTag and any associated fees. The FASTag will be delivered to your registered address within a few working days. Activation: Once you receive the FASTag, follow the bank's instructions for activation. This may involve linking the FASTag to your bank account and adding initial funds. When Speed is Paramount: FASTag Activation by Vendors In situations where you require a FASTag urgently and can't wait for online delivery, an alternative exists. Authorized vendors located near toll plazas can provide and activate FASTags instantly. These vendors typically offer: Immediate Availability: By bypassing the online application and delivery process, you can obtain a FASTag on the spot. Quick Activation: The vendor will assist with FASTag activation, ensuring immediate functionality on National Highways. Important Considerations for Vendor-Provided FASTags While convenient, obtaining a FASTag from a vendor might have some drawbacks: Limited Options: The selection of banks or FASTag providers might be restricted compared to online options. Potentially Higher Fees: Compared to online applications, vendor-provided FASTags may incur slightly higher service or activation charges. Frequently Asked Questions (FAQs) About the Paytm FASTag Deadline Q: Can I still use my existing Paytm FASTag balance? A: Yes, you can utilize your remaining Paytm FASTag balance for toll payments until it's depleted. However, after March 15th, 2024, adding new funds to your Paytm FASTag account won't be possible. Q: Do I need to return the physical Paytm FASTag sticker? A: No, you don't need to return the physical FASTag sticker after closing your account. You can continue using the same sticker linked to your new FASTag from another bank. Q: How long does it take to transfer my Paytm FASTag to another bank? A: The transfer process availability and timeframe depend on the bank you choose. It's recommended to contact your preferred bank directly for information on their FASTag transfer policy and processing timelines. Q: What documents do I need to apply for a new FASTag? A: The required documents might vary slightly between banks. However, you'll typically need your vehicle registration certificate (RC), KYC documents (proof of address and identity), and potentially a photograph.
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prsundarfinfluencer · 14 days
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PR Sundar Finfluencer, Sheds Light on RBI's Control over Paytm Bank: Impacts for Fintech Startups
The recent action taken by the Reserve Bank of India (RBI) against Paytm's subsidiary, the Paytm Payment Bank, has sent shockwaves across the fintech industry. The RBI has stopped the payment bank from doing certain things like accepting deposits, adding money to customer accounts, issuing prepaid instruments, providing FASTags, wallets, and similar services after February 29, 2024.
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PR Sundar, a well-known expert in finance, explains what this means for Paytm Bank and how it might affect other fintech startups. According to PR Sundar Finfluencer, "This move from the RBI essentially stops Paytm's payment bank from signing up any new customers right away, and it has other consequences too."
With the rise of digital finance, especially due to the COVID-19 pandemic, regulators are increasingly concerned about issues like data privacy, cybersecurity, and making sure everyone has access to financial services. In this context, regulatory bodies like the RBI feel the need to tighten their supervision and make sure everyone follows the rules properly to reduce risks.
The RBI's actions against Paytm Bank mainly stem from worries about whether the bank is following all the rules properly. PR Sundar points out, "There have been cases where Paytm Bank allegedly didn't do a good job with things like knowing their customers or following anti-money laundering rules, and this has raised concerns." Moreover, the RBI is worried about potential dangers related to Paytm Bank's way of doing business, especially regarding the security of customer information and the stability of the whole financial system.
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petnews2day · 14 days
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Paytm LIVE News: Ahead of March 15 RBI deadline, all eyes on NPCI nod - Banking & Finance News
New Post has been published on https://petn.ws/Ce9xJ
Paytm LIVE News: Ahead of March 15 RBI deadline, all eyes on NPCI nod - Banking & Finance News
14:47 (IST) 14 Mar 2024 Paytm FASTag: How to deactivate your Paytm FASTag? 1. Log in to FASTag Paytm interface with user ID and password. 2. Verify with registered phone number and FASTag number. 3. Navigate to Service Request or Paytm app’s assistance. 4. Clearly state intention to deactivate FASTag. 5. Follow provided guidelines; provide […]
See full article at https://petn.ws/Ce9xJ #OtherNews
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delhinewsinenglish · 1 month
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Paytm shares hit upper circuit again at Rs 428
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Shares of Paytm owner One97 Communications jumped 5 per cent in the morning trade on Monday after Reserve Bank asked retial payment settlement body NPCI to examine the possibility of migrating Paytm Payments Bank customers using '@paytm' UPI handle to other banks.
The stock of crisis-hit fintech company climbed 5 per cent each to Rs 428.10 and Rs 427.95 apiece -- also its upper circuit limit -- on the NSE and BSE.
In the morning trade, the 30-share BSE Sensex benchmark slumped 288.71 points or 0.39 per cent, while NSE Nifty fell 71.55 points to 22,141.15.
On Friday, the scrip of One97 Communications rallied 5 per cent and locked in upper circuit limit on the BSE.
In a bid to prevent any disruptions in the payment ecosystem, the Reserve Bank of India (RBI) on Friday asked the National Payments Corporation of India (NPCI) to examine the possibility of migrating Paytm Payments Bank customers using the UPI handle '@paytm' to 4-5 other banks.
The central bank came out with additional steps for the benefit of customers, wallet holders and merchants who are availing banking services from Paytm Payments Bank, which has been barred from accepting deposits and credits after March 15, 2024.
As the PPBL cannot accept further credits into its customer accounts and wallets after March 15, 2024, certain additional steps have become necessary to ensure seamless digital payments by UPI customers using '@paytm' handle operated by the bank, and minimise concentration risk in the UPI system by having multiple payment app providers, the RBI said in a statement.
"NPCI has been advised by the RBI to examine the request of One97 Communication Ltd (OCL) to become a Third-Party Application Provider (TPAP) for UPI channel for continued UPI operation of the Paytm app, as per the norms," it said.
Meanwhile, an advisory committee, set up by One97 Communications after the Reserve Bank's action on its payments bank business, is at a stage of engagement with the company on matters related to the terms of reference for the panel.
The panel's head and former chairman of Sebi M Damodaran on Sunday said, "We have been engaging with the group on matters relating to the Advisory Committee's terms of reference."
He said that the panel members are external advisors and at present Paytm is engaged in dealing with the RBI.
On January 31, the RBI asked PPBL (Paytm Payments Bank Ltd) to stop further deposits, credit transactions, or top-ups in any customer accounts, prepaid instruments, wallets, FASTags, and National Common Mobility Cards, after February 29. Later, the central bank extended the deadline till March 15.
Paytm on February 9 announced setting up of a group advisory committee headed by Damodaran. The committee was set up to advise the company on strengthening compliance and on regulatory matters.
One97 Communications Ltd (OCL) holds a 49 per cent stake in PPBL.
Source : Paytm shares hit upper circuit again at Rs 428
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shikhachopra · 1 month
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The Reserve Bank of India (RBI) instructed Paytm to stop taking deposits and top-ups from any clients after February 29, therefore users of the highway are now encouraged to purchase FASTags from 32 authorized banks rather than Paytm Payments Bank (PPBL).
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payrupeshop · 1 month
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Tata Play Recharge
Tata Play: A Brief Introduction: 
Tata Play Limited is a joint venture of Tata Sons, TFCF Corporation (formerly Twenty-First Century Fox, Inc.), established in 2001 and launched the services in 2006. Today, they are India's largest content distribution platform for Pay TV and OTT services. Tata Play has revolutionized Indian television viewing by offering multiple products and services. Their platform services and channels include news, entertainment, and sports channels.
Tata Play is a leader in the HD Set-Top Box segment, with a significant market share. Tata Play, India's most popular content distribution platform, inspires subscribers with content 24*7, 365 days. Tata Play is a pioneer in the Indian TV industry to exclusively launching interactive services and platforms for Indian markets. Tata Play Mobile App allows viewers to take their shows with them wherever they go. They invest in improving their infrastructure to give the subscribers the best TV experience possible - anywhere, anytime, on any device.
DTH has almost completely revolutionized cable channels and connections in recent years. With a DTH service, you have thousands of options to choose from. Tata Play is one of India's largest DTH providers, with millions of subscribers around the country. You must recharge your Tata Play account on schedule to keep your DTH connection running smoothly; otherwise, you may miss out on your favorite TV programs.
You don't have to be concerned about these disruptions because you can recharge Tata Play online instantaneously with any of the recharging platforms. It will only take a minute or two of your time before you are through. Today many online platforms Payrup, Paytm, etc, help you in facilitating this d2h payment.
How to do Tata Play Recharge Online on Payrup:
Log in to https://payrup.com/
Click on dth recharge. It redirects to https://payrup.com/dth-d2h-recharge-online
Click on tata play. It redirects to https://payrup.com/dth-d2h-recharge-online/tata-sky
Select Operator: It shows “Tata Play”
Customer Id: Enter Your Customer Id
Select Circle: “Select State”
Amount: “Enter your preferred amount”
Click on “Proceed to Pay”
Why does Tata Play Recharge on Payrup?
When you make a Tata Play recharge on Payrup, you stand a chance to win offers, discounts or bonuses. There are numerous advantages to utilizing Payrup, ranging from its speed and ease of usage to its cashback rewards. Some of these advantages are listed below:
Payrup platform is safe for any financial transactions.
Payrup remembers your Registered Mobile Number or Subscribers ID so that you don’t have to enter it every time.
Payrup provides cashback and vouchers to help you save money.
Payrup will notify you of your upcoming recharge date so you don't forget to top up your Tata Play account.
Conclusion:
As we all know, setup boxes and dth services have made a huge revolution in the cable tv industry. Viewers now have a gazillion channels to choose from. Though this was introduced by Tata Sky, now there are many dth providers. Tata Sky still continues to dominate the field with its cutting-edge research technologies and new innovations which makes it the top preference for many viewers. Payrup encourages users to make Tata Play DTH Recharge through our platforms by giving exciting offers and discounts.
Visit our blog  Sun Direct Recharge Online With Payrup for more details on Sun Direct!!
Final Thoughts…
Popular bill payment facilities are available on Payrup!
Payrup has a host of facilities that can all be paid online using our platform.
Choose to make payments for mobile prepaid, mobile postpaid, dth, electricity, landline bills, piped gas, broadband bills, water bills, e-gift cards purchases, cable tv bills, credit card bills, health insurance purchase, housing society payments, life insurance premium purchases, loan repayments, hospital payments, subscriptions, education fees, fastag payments, LPG gas bills, municipal services and municipal taxes’ payments Payrup has it all covered for our users under one roof.
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moneyinvestinfo · 1 month
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todaybreakingnews24 · 1 month
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Paytm Payment Bank:पेटीएम नियामक अनुपालन के खिलाफ आरबीआई की कार्यवाही
RBI Proceedings Against Paytm Bank Regulatory Compliances The recent action of the Reserve Bank of India (“RBI”) against Paytm’s subsidiary, the Paytm Payment Bank has sent ripples across the fintech industry. The payment bank has been barred by RBI from engaging in any further activities that involve accepting deposits or top-ups in any customer account, prepaid instruments, FASTags, wallets,…
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talentpiee · 2 months
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RBI restricts Sharma's Paytm Payments Bank from taking deposits after February 29 due to regulatory non-compliance and supervisory concerns. Customers can still withdraw funds freely.
#rbi #paytm #finance #Bank #paytmpayments #FASTAG #talentpie #marketing
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