#us health insurance | Explore Tumblr Posts and Blogs

starry-genome · 7 months

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If you have ever wondered why health insurance in the US is so messed up, I highly recommend checking out Dr. Glaucomflecken’s 30 days of Healthcare series. Click here for the YouTube playlist or click here for the TikTok playlist.

Each video is about 1-3 minutes and goes through different aspects of the healthcare industry explaining how it works and especially how corrupt it is.

I spent 5 years working hospital finance watching the way health insurance directly affected my patients, and oftentimes seeing the ways lack of access to affordable healthcare resulted in chronic and emergent conditions, and even death. I cannot stress enough that I literally saw people die because their insurance denied them treatment. And on the billing side, the things people would complain about to me as something the doctors or hospital were doing wrong were usually a direct result of the way health insurance runs everything. It’s disgusting.

At the end of the series, he has a call to action - ways we (as regular people) can help work to improve healthcare (other than pushing for universal healthcare/Medicare for all). A lot of people talk about how ridiculous US Healthcare is but rarely do I see anyone talking about what we can do to change it. I think this is the most important video of all, so I’m including it here.

This video series is probably the most comprehensive, easiest to understand breakdown of the way healthcare fucks everyone over - patients, doctors, and hospitals alike. Please check it out!

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dontmean2bepoliticalbut · 2 years

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thypandatetor · 2 years

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Hey, Americans, open enrollment is sooooooonnn. And the US health care system is a mess, but Brian David Gilbert made this great video about how to navigate it.

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I use to work in health insurance as customer service, worked there for a little over 2 years and was very good at it, but the ✨anxiety✨ got to me... BUT ANYWAYS, BDG is totally right on all of this and also fun to watch

#health insurance #open enrollment #brian david gilbert #us health insurance #us health system #us healthcare

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historyforfuture · 5 months

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Kids of Palestine who martyred through the israeli occupation genocides against families in gaza .

Don,t watch if u can,t .

أطفال شهداء ارتقوا في مجازر الاحتلال التي ارتكبها بحق العائلات في شمال قطاع غزة.

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neuroticboyfriend · 1 year

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i would like every doctor who refuses to take medicaid to experience the level of suffering i am going through. what's inconvenient for them is a lack of health care for me.

#us healthcare #us health system #us health insurance #medicaid #disabled #disability #softspoonie #vent

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dontmeantobepoliticalbut · 1 year

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Moderna will keep its COVID vaccine on the market at no cost to consumers, even after the federal government stops paying for it, the company announced Wednesday.

"Everyone in the United States will have access to Moderna's COVID-19 vaccine regardless of their ability to pay," the company said in a statement.

Last month, the vaccine maker was slammed for reportedly considering a dramatic price increase for the shot, which it had developed with the help of the federal government.

The proposal was also bad timing: The Biden administration was moving toward ending its designation of a public health emergency on May 11, which meant that federal funding for vaccines would soon dry up and uninsured Americans would have to pay out of pocket for their boosters.

Among the critics of Moderna's reported consideration of a price increase -- from about $26 a shot to as much as $130 -- was Sen. Bernie Sanders, who has long advocated for government-funded health care and alleged the move would result in deaths.

"How many of these Americans will die from COVID 19 as a result of limited access to these lifesaving vaccines?" Sanders, I-Vt., wrote in a January letter to Moderna.

"While nobody can predict the exact figure, the number could well be in the thousands. In the midst of a deadly pandemic, restricting access to this much needed vaccine is unconscionable," he added.

Now, Moderna will be the sole manufacturer of COVID vaccines offering its shot for free to the uninsured. Under federal regulation, insurance companies are already required to foot the bill for COVID vaccines.

"Moderna remains committed to ensuring that people in the United States will have access to our COVID-19 vaccines regardless of ability to pay," the company wrote in its statement.

"Moderna's COVID-19 vaccines will continue to be available at no cost for insured people whether they receive them at their doctors' offices or local pharmacies. For uninsured or underinsured people, Moderna's patient assistance program will provide COVID-19 vaccines at no cost" after the public health emergency expires.

To date, the federal government paid for all COVID vaccines for Americans, whether they were insured or not using emergency money passed by Congress. But President Joe Biden says he plans to let the nationwide public health emergency expire May 11.

Once that happens, federal support ends for many of the programs put in place to help uninsured Americans, including expanded Medicaid, testing and treatments.

Last month, the World Health Organization said COVID-19 remains a public health emergency worldwide, but that the pandemic was at a "transition point."

WHO Director-General Dr. Tedros Adhanom Ghebreyesus said the "global response remains hobbled because in too many countries, these powerful, life-saving tools are still not getting to the populations that need them most – especially older people and health workers."

#us politics #news #abc news #2023 #moderna #covidー19 #coronavirus #coronavirus pandemic #covid vaccine #coronavirus vaccine #get the vaccine #get the shot #sen. bernie sanders #us healthcare #us health insurance #us health system #biden administration #World Health Organization #Tedros Adhanom Ghebreyesus

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madfoolish · 12 days

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#anti capitalist love notes #anti capitalism #healthcare #us healthcare #us health system #us health insurance #scam alert #dicipline #corporate governance #corporate greed #late stage capitalism #foolish

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bbcphile · 1 year

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TFW your spouse gets laid off with no warning a month before your neurosurgery.

We think I will still have health insurance so I can go ahead and have the surgery, but the information they gave about the health insurance subsidies for COBRAS doesn’t mention spouses/dependents, so we have no actual idea.

So, here’s hoping I actually get my spinal cord surgery as planned before I permanently lose even more function.

Health insurance in the US is a shitshow. So is capitalism. And our medical system. And care for people with disabilities and chronic illnesses.

In short, fuck everything.

#about me #US health insurance #layoffs #my life is on fire #can I have a metaphorical fire extinguisher plz?#disability #spoonie stuff #tethered cord syndrome #ehlers danlos syndrome

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sunshine-zenith · 3 months

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Happy New Year please remember that your deductibles and OOP maximums have probably reset and that paying for healthcare, something that may or may not suck year round regardless, is probably gonna start sucking a little more again

#remember kids!#deductibles are evil and while having health insurance is better than not having it health insurance companies are not your friends #sincerely someone who works in an urgent care and has to warn people before hand that Your Bill Will Probably Hurt a thousand times everyday #the sun shines #us health insurance #us healthcare

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happyhealth108 · 4 months

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We’ve all experienced it – a bad day or a low mood that leaves us reaching for comfort foods. But is there any science behind the idea that what we eat can actually change our mood?

In our quest for happiness and well-being, the role of serotonin, a neurotransmitter often referred to as the “feel-good hormone,” cannot be underestimated. Serotonin plays a crucial part in regulating mood, and imbalances are linked to conditions like depression and anxiety. While there is no magic pill to instantly boost your serotonin levels, a balanced diet can certainly help. In this informative blog, we will explore serotonin-rich foods that can naturally elevate your mood.

#health & fitness #healthcare #us health insurance #ushealth #food #mood

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raspberryconverse · 6 months

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This is pretty awesome.

#just noticed the bi flag front and center #i'm bi actually #gender affirming care #covered by insurance!#health insurance #us health insurance #us healthcare #lesbian #gay #bisexual #transgender #lgbtq #lgbtq healthcare

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solarpunkjesusfan · 8 months

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Fucked up thing I learned yesterday. Some of the US states don’t have Medicade. The politicians actually rejected money from the federal government for the program because Republicans get off on watching their constituents die.

My friend who told me this still has his address listed where he lived before so he can have any health insurance at all. But this means he has to fly literally to the opposite coast any time he needs to see a doctor. And he’s running into other problems caused by not legally living where he actually lives.

Here’s an article about it

#my post #rant #us politics #us health insurance #republicans

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autumn2may · 2 years

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US health insurance SUUUUCCCKKKKSSS

if you are in the US and have ever dealt with health insurance or are not in the US and always wanted to know what on earth was going on over here, this is the video for you XD

Brian David Gilbert, formerly of Polygon (yes the dude that made all the recipes from Breath of the Wild and ranked which Pokémon is the most edible), goes over US health insurance terminology in a very funny and concise way

check it out!

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#health care #health insurance #health insurers #health benefits #insurance #health #mental health #us health system #us healthcare #us health insurance #Youtube

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historyforfuture · 5 months

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If you ever wondered why US taxes don’t pay for health care. It goes to #Israel so they can do this.

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neuroticboyfriend · 1 year

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this person at urgent care has no insurance and they're being charged $225. the US healthcare system is great /s.

#softspoonie #us health system #us healthcare #us health insurance

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dontmeantobepoliticalbut · 9 months

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On June 29, 2023, Governor J.B. Pritzker signed House Bills 579 and 2296 into law, enacting sweeping changes to Illinois health insurance law that grants the Illinois Department of Insurance (IDOI) expanded regulatory powers. These bills will have significant impacts on consumers and health insurers beginning as soon as 2025.

House Bill 579

H.B. 579 added a new Section 1405-50 to the Illinois Insurance Code and amended certain other provisions of the Insurance Code dealing with Illinois’ health insurance exchange (commonly called the marketplace). This Bill requires IDOI to move the state marketplace from the federal platform to a purely state-based and operated exchange by plan year 2026. The Governor and the sponsors of the bill have said that establishing a state-based exchange will enable Illinois consumers to enroll in Affordable Care Act or Medicaid plans in the same place, take advantage of more enrollment windows than the federal exchange offers, and insulate Illinois health insurance consumers from potential changes to the federal marketplace system and related federal policies. The new system directly addresses recent history where federal funding for organizations that help consumers was significantly reduced and the number of annual enrollment days was cut approximately in half.

House Bill 2296

H.B. 2296 enacted deeper changes to IDOI’s regulatory authority and contained changes that have a much more significant direct impact on Illinois health insurers. Chief among the changes is a requirement that health insurers file rates annually starting in 2025 for plan year 2026, and the granting of new authority to the IDOI, also starting in 2025, to review and approve or disapprove all future individual, large employer, and small group health insurance rate changes. The newly amended statutes also require IDOI to post all filed health insurance rates and summaries on its website, including a justification for any rate increase or decrease (with certain required information). There will also be a 30-day public comment period for all proposed rate changes and IDOI is required to post all comments on its website. IDOI is required to take into account the public comments as well as actuarial justifications for the proposed rate changes in approving or disapproving the change. Rate disapprovals may be appealed and are subject to judicial review under the State Administrative Review Law. There are certain exceptions to this new statutory approval scheme. Finally, H.B. 2296 requires IDOI to report to the Governor and General Assembly annually on health insurance coverage, affordability, and cost trends.

The Bottom Line: Health Insurers Should Start Preparing Now

These recent developments in Illinois insurance law impose significant affirmative compliance requirements on health insurers in Illinois and invite significant additional public and governmental review and contribution into health insurance rate changes. The Illinois health insurance industry should expect IDOI to issue related guidance and implement related rules and regulations regarding the coming changes over the next 1-3 years. Illinois health insurers would be well-advised to consult with insurance regulatory counsel as they begin preparing for the new rate filing and approval process before its impact is felt in 2025.

#us politics #news #the national law review #2023 #Illinois #gov. j.b. pritzker #House Bill 579 #House Bill 2296 #Illinois Department of Insurance #State Administrative Review Law #Illinois’ health insurance exchange #Illinois health insurance industry #us health insurance #health insurance

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