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dontdietwd · 4 years

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Day 67, part 2

I had my eyes closed as I sat on a rocking chair on the porch of the farm house. Everything was silent now, except for my own ears ringing loudly in stress. I breathed in, allowing my head to rest on the back of the chair, and out, slowly, my feet nudging the wooden floor to rock the chair softly. Otis and Shane had left for the high school, Maggie was gone looking for Lori, and the others were around Carl. I was a quiet moment, which I highly valued. I had to cool down, allow my body to return to normal, allow my brain to stop screaming.

I knew it wouldn’t last long. It never did.

The door to the house creaked open to let out both Rick and Hershel, who joined me on the porch. Hershel sat on the chair by my side and Rick stood on the railing, looking outside.

“Your farm is beautiful, Mr. Greene,” I said in a low voice, as if scared to mess up with the rare peace of the moment. “I can see you take very good care of it.”

“It’s been in my family 160 years.”

“I can’t believe how serene it is,” Rick said looking out. “How untouched. You’re lucky.”

“We aren’t completely unscathed…” the old man disagreed from his chair. “We’ve lost friends, neighbors. The epidemic took my wife and my step son.”

I nodded looking down, “I’m sorry… It’s like there ain’t nobody alive who ain’t lost someone these days.”

“It sure is, but my daughters were spared. I’m thankful to God for that. These people here? All we got left is each other.”

“Yeah… We know how it is. We, our group… We’re also al we got.”

“Let’s hope we can ride it out in peace until there is a cure.”

Rick looked back into the porch and his eyes met mine, we both thinking the same. Rick looked down and out to the field again as I tried to choose my words.

“Mr. Greene… We’ve been on the road for a while now. We tried shelter in different places. One of them was at the CDC, in Atlanta. The most important place nearby that’d be working on a cure,” I paused, making Hershel look at me, waiting for me to finish. “It’s destroyed. Blew up to pieces, we all nearly blew up with it. They had no cure.”

Surprisingly, he smiled. “I don’t believe it. When aids came along everyone panicked. One boy in town came down with that and some parents pulled their children from school so they didn’t have to sit in the same room.”

“This is a whole other thing…” Rick said shaking his head and he turned to face us in the chairs, leaning against the rail.

“This is what we always say, ‘this one’s different’. Mankind have been fighting plagues from the start. We get our behinds kicked for a while. And then we bounce back,” with a serene smile, he looked from me to Rick and back. “It’s nature correcting itself, restoring some balance.”

We exchanged a look again and Rick lowered his head, his disbelief in the man’s words clear.

“Well,” I started carefully, “I don’t believe it, Mr. Greene. I really don’t… But I’ll be more than happy to be wrong about it. I hope we’re wrong about it.”

Maggie came back on the horse with Lori by then, galloping across the same field I had run just a short while ago, the sunset painting a beautiful picture that ended up unobserved. I stood on the porch with Hershel as Rick went to meet his wife on the garden in front of the house, telling her what happened and holding her as she cried, and then leading her inside. I sat back down on the rocking chair, my throat painful at the sight of the mother’s desperation.

“Delivered your message,” Maggie told me as she climbed the steps. “You were right; he did not trust me.”

I gave her a little smile, “He was protecting the group… Takes his job very seriously.”

“He your guy?”

I huffed, “What? No… It’s – I don’t, he’s…” and I paused to get in control, and finally shook my head. “No.”

With a knowing smile, Maggie dropped it, “Did you eat already?”

“Just a glass of juice… Don’t know if I can stomach much more.”

Rick gave Carl blood once again and could barely walk after that, his face pale and sweaty, but still refused to sit when he and Lori joined Hershel and I in the dining room, so Lori could understand better what was about to happen. Later, I sat once again on a bench outside on the porch, under the shadow of the house. Maggie joined me, quietly taking a seat by my side. Sun had come down and still Shane and Otis had not returned with the equipment, the emotions at the house growing tense by the minute. Everybody knew what they might be facing out there and everything that could go wrong, but an unspoken agreement made us not mention it, and simply wait.

Going over everything that had happened today, so far, I felt like I’d been awake for days already. So much had happened! Improvised breakfast at the road, Andrea’s drama, the search on the woods, the corpse on the tent, the church bell and the hope it arose, the disappointment, the deer, Otis and the shot, the run and the farm and, finally, just minutes ago, realizing Mr. Greene was actually a veterinarian.

Craziest and longest day ever.

I smiled for a moment before starting to laugh, quietly, my shoulders increasingly shaking. Maggie turned to look at me, eyes a little wide, gob smacked.

“Sorry! It’s crazy, it’s just…” and I kept laughing. “It’s just that, you know, feels like a week ago but just a couple of hours ago, Otis –” and I paused to laugh a little more. “Otis said ‘go to Hershel, he’s a vet, he’ll help!’ and we were all like ok, well, a veteran!” I laughed more, just a little louder, and Maggie started laughing with me, understanding the line of thought. “We never thought vet meant veterinarian!”

We were still laughing softly together when a car appeared at the far, the low ruffle of the motor disturbing the silence of the farm.

“Is it them?” Maggie asked.

I stretched my neck to see over the railing, “Not all of them, we got more cars,” and I got up, squinting to try and see who was driving but the lights made it impossible. I wondered why just one car, where was everybody else, what had happened, and in a second a thousand scenarios crossed my mind, how unaware of things I was now and how uncomfortable that felt. Where was Daryl?

Glenn and Theodore hopped out of the car looking curious but calm and I sighed in relief. Seemed like everything was fine. Except for Theodore himself, who was wrapped in a blanket even though the evening was nearly as hot as the day had been and looked nearly white on his paleness. I stood on top of the stairs, waiting for them to approach.

“Holy shit, T,” I said as a hello. “You look like hell.”

He laughed and sounded high, “Gee, thanks!”

“He’s got a fever,” Glenn explained as they stopped there. “Cut’s infected. Daryl gave him a few of Merle’s pills, some antibiotic I guess.”

“Okay, come on, let’s take a look at it,” I gestured them to come up.

“You okay?” Glenn asked me as he came up and pointed at my eyebrow.

“Oh, yeah, just a twig, was nothing.”

“Did you close the gate up the road when you drove in?” Maggie asked them from where she was still sitting and both Glenn and Theodore looked past me at her, only now noticing there was someone else there.

“Uh, hi,” Glenn raised a hand lamely. “Yes, we closed it. Did the latch and everything. Hello. Nice to see you again, we met before, briefly.”

“This is Maggie,” I told them as the girl got up from the bench. “Maggie, Glenn and Theodore.”

Theo just nodded, his eyes nearly closed as if asleep, and Glenn waved again.

“Where are the others? Why only you two came?”

“Daryl decided they should stay one more night. Says he’s gonna put a sign for Sophia in case she comes back to let her know we’re looking and to wait there. Set some supplies too. They’ll all come in the morning.”

I nodded, the sense of pride I’d been feeling for Daryl showing it’s face once again.

“Look, we came to help,” Glenn kept talking. “Is there anything we can do? We got some antibiotics and painkillers, if Carl needs it.”

“Come in inside. I’ll make something to eat. You too Sam, is your stomach settled enough, you think?”

“Yes, it’s definitely better.”

We followed Maggie inside and she went straight to the kitchen. I gestured them both to follow me and stopped at the bedroom’s threshold, pointing inside. Glenn and Theo solemnly entered, their faces betraying the distress in seeing Carl lying there like that. Inside, Rick and Lori saw them and nodded their greetings.

“Uh… We’re here, okay?” Glenn told them nearly in a whisper. Whatever you need.”

Glenn was a sweetheart. Not for the first time I felt a wave of tenderness towards him. He was a gentle man, not much more than a teenager actually, he had to be what, nineteen, twenty tops? I felt like if I’d ever had a brother, I wanted him to be just like Glenn, if life had given me one.

Patricia came to stitch Theo’s arm, poor woman, I could see the worry in her eyes, her heart must have been aching right now, and she had to just do something as she waited for her husband to come back. I hoped he did, both he and Shane. I sat at the table with them and Glenn just paced nervously around us, because Theo was getting stitches, and many of them, with no anesthesia at all and man, that had to hurt. On the table, the sort of medication Daryl had found in Merle’s bag.

Damn, the man was a walking pharmacy! I wondered how he was coping without them now; withdrawal must be kicking his ass. Been through it, didn’t want to be on his shoes right now. And where the hell was he, anyway? Without a hand!

“Merle Dixon,” I heard Patricia say as is reading my thoughts. “Is that your friend with the antibiotics?”

Uh, tough subject. Glenn looked at me and we exchanged a second. He must have known it was hard to me to talk about it.

“No, ma’am,” he answered instead. “Merle’s no longer with us. Daryl gave us those… His brother.”

“Not sure I’d call him a friend,” Theo was able to groan out though his pain with the stitches.

“I would,” I said immediately and Theo looked at me, kind of an unreadable expression. “Merle was my friend, all things considered,” I paused for a moment to gain some drama and moved on, “Horrible person! The one you’d want away from you. But ended up being my friend after all.”

“Well, horrible person or not,” Patricia looked from me to Theo, “he is your friend today. This doxycycline might have just saved your life.”

“You know what Merle was taking it for?” Maggie asked as she held Theo’s arm in place.

“The clap,” Glenn answered quickly and caught himself. Every one of us was looking at him and I fought the urge to laugh at his awkwardness. “Uh… Venereal disease. That’s what Daryl said.”

“I’d say Merle Dixon’s clap was the best thing that happened to you,” Patricia declared and this time I did laugh, out loud, just a Maggie did.

“I’m really trying not to think about that!” Theo suffered just a bit more.

Glenn left the room then, apparently unable to take Theo’s pain and the needles and his own awkwardness anymore. Poor guy, this instant crush on Maggie was palpable. She really was very pretty, and nice. I liked her a lot. I was glad to see her follow him out just a minute later, as soon as Theo’s stitches were done and she could let his arm go.

“Your turn,” Patricia told me after Theo thanked her and stumbled out of the chair, all but dragging himself over to the couch.

“Oh, God… Do I really have to?” I whined a bit.

“Come here, let me take a look.”

I got up from the chair I was in and occupied the one Theo vacated. Patricia removed my eyebrow bandage and looked the cut over before saying, “Sorry to disappoint, dear, but this will be a three or four stitches. It’s a small cut, but it went a bit deep and eyebrows tend to bleed a lot, see this?” she showed me the bandage and it was all red in new blood that had come out after Maggie tended to it.

“Yes, I figured. Let’s get on with it then…”

It did hurt a lot, the needle and the stitches perforating my skin, I could feel everything. But I didn’t cry out as much as Theo did, I’m proud to say. I ended up being four stitches, and a much smaller bandage after it was done.

A while later, I was sitting on the porch with a bowl of warm oatmeal, made with milk, and with raisins in it – oh, the heavens! Breakfast food for dinner, and the sustenance, it was just amazing. I ate is fast, but still appreciated the flavor of every spoonful. I was already scraping the bowl then a car approached. I placed it aside and got up to recognize Otis’ old truck. They were back! I got up and ran down the porch stairs just as the others left the house to greet them back.

Shane got out of the driver’s seat and took heavy bags from inside the car, and he limped his way to meet us, breathless, his eye wide and not blinking. He was a wreck. Something had gone really, really wrong, and where the fuck was Otis?

“Carl?”

“There’s still a chance,” Rick told him as Hershel took the bags and handed them to Glenn.

“Otis?” he asked Shane, also noticing his absence.

Shane looked down.

Fuck.

He took another moment to answer, saying simply “No.”

Fuck! We had just got that family’s friend killed.

There was a stunned silence and, by my side, I hear Maggie take a painful intake of breath. Hershel looked around, lost, and after a moment said “We say nothing to Patricia. Not ‘till after. I need her,” and he grabbed the heavy bags on his own again and ran inside.

Rick went to Shane and hugged him, thankful. I turned to Maggie, who was frozen on her spot and touched her shoulder. When she looked at me her green eyes were filled with tears and her lips trembled.

“I’m so sorry… God, I’m so sorry, Maggie…”

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manjuhitorie · 5 years

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Skream! x Baitoru Interview - English Translation

Original Post: https://www.baitoru.com/contents/geki/35.html Interview by: Yoshiba Saori, Photos by Ishizaki Sachiko

Hosted by Japan’s largest part-time job info site “Baitoru”, and Skream’s “Intense part-time taaalk!”. Our guest this time are the people who released the new single “Polaris” in 11/28, and who are to release their awaited new album “HOWLS” in 2/27, it’s Hitorie. Their present regime began in 2012, onward, with their own sense of language and what could be called their own original melodies and sounds, they scoop out thoroughbass-esque emotions. They’re a quad of irreplaceable existences. These four who never forget the essence of experimentation as they go along, were asked what sort of student life they lived and what sort of part-time jobs they’ve done along the way. Also included is the work of the project “Dream Part-time” who chose a special someone to have an unordinary life experience; the college student, Hagiwara Kouya, is participating as a Skream! editor. Of who, will fling heated emotions and questions at the four.

What type of part-time jobs have you worked?

Shinoda: Back when I was a student I worked delivering for the post office.

wowaka: You’re kidding.

ygarshy: I never got to hear about that story, huh (laughing).

Shinoda: I swear! I drove a red car, I carried people’s golf bags and delivered and stuff. I also had a post at posting.

Yumao: I worked at Bamiyan (a Chinese restaurant chain) in high school, then at a pharmacy in college.

wowaka: By pharmacy, does that mean a drug store? Wouldn’t you need qualifications for that?

Yumao: Qualifications are needed only for some medicines that can only be sold by pharmacists. When someone wanted to buy those, it was mandatory to contact the pharmacists so, you didn’t really need qualifications if you were only part-time. The drug store was interesting in a lot of ways.

wowaka: I’ve only ever done one part-time. That’s when I was in college, I worked tutoring at a cram school.

What subjects did you teach?

wowaka: I taught just about everything. Japanese, math, English, science… Though I didn’t teach social studies. Besides that just about everything. I taught middle and high schoolers, my students were accepted into Hitotsubashi University.

That’s something to be proud of.

ygarshy: The pride as a teacher.

Yumao: How many students did you take care of?

wowaka: For one season I took care of about 6, I worked for about 2 years and a half, so about 15 people I think.

ygarshy: You saw that many out ho (laughing). I did a pizza shop. My name was never removed from their roster, which let me stick around for about 4-5 years. On and off.

Yumao: From what I’m hearing, you were a veteran so you were never removed right.

ygarshy: Even if the other employees were swapped out, I was there first so, even if I didn’t clock in for a while the staff would just question “Who is this?” and leave my name. I bet I could even go work there now (laughing).

wowaka: Like a senior who continues being in their club even after they graduate college.

When did you do the delivery job Shinoda?

Shinoda: I think I did it during college.

It comes in handy to have your designated area engraved in your head, and to remember the roads for that job, right.

Shinoda: Yeah but, I suck at that stuff (laughing). I’m someone with bad memory.

wowaka: So you had to research every location, every time?

Shinoda: Of course there were areas which I did have mesmerized but, when I didn’t know I would look at a map as I drove along.

wowaka: 10 years ago there wasn’t smart phones and such huh.

So you got wrapped up into a part-time unsuited for you.

Shinoda: People in the end, learn their strengths and weaknesses through doing eh.

wowaka: Then, you realized you were unsuited and quit?

Shinoda: I mean, I realized I was unsuited (laughing).

Yumao, how long did you work as a student?

Yumao: At the time, one reason for taking on a job was for the sake of being in my band. When you’re a college student, it’s normal to think “I want to play and do things”. Yet I didn’t have any money at all so, I worked quite a bit. Yet then I didn’t have the chance to play around much so, ultimately I didn’t do much anything fun besides play with my band.

Was your daily schedule band, work, school?

Yumao: That’s right. During the day I went to classes, then clocked into work at 6 in the evening, worked until about 10 and a half, then practiced at the studio from 11. Being in the band was hard, the work was hard, I sort of slept at school. That’s why I didn’t get to enjoy my student life. Even being in a club was impossible.

wowaka: Your band wasn’t with any club friends after all.

Yumao: I wanted to join a club but, I had been in a band first before even entering college. So when I would propose “I’m in a band but I’m looking for a club which will permit that.”, I was told “Then maybe you shouldn’t join a club.” My “Enjoy ~ Campus ~ Life” was gone.

wowaka: Was there any option to join a club unrelated to music?

Yumao: None. I never got to go out drinking or such with a club. I would huddle with other fellers who weren’t in a club but, I have no idea why we never reached the level of going to an Izakaya and clanging our glasses together. We would go do things, like go to karaoke or such maybe but, we never went out drinking together.

A bit different from the model college life.

Yumao: Completely different. All it did was simply pass by. Part-time work time took up most of the ratio.

In exchange, did you get along well with your coworkers?

Yumao: Since the time I spent working was equal to the time I was at school, I was super friendly with the pharmacists there. It was a place where we could all communicate in frankness.

wowaka: Were there many people the same age as you?

Yumao: Like 2 or 3. Though, the store wasn’t that big so, not many part-timers were ever hired simultaneously. That’s why I would chat the most with the staff. Also, there was an anti-shoplifter agent at my shop.

Shinoda: Hoo.

Yumao: So when I went to supermarkets or other stores, I would be recognized, with people saying “That guy is the shoplifter agent”.

You had a special ability (laughing). wowaka, how did you manage your time for music, work and school?

wowaka: I moved to Tokyo for college but, I didn’t have money so I stayed in my university dorm. There was two people in the dorm who were in the same class as me, hence I became friendly with them foremost. When the question “How are you going to manage?” popped up, with some sort of connections those two found an employment opportunity for me; that was as a cram school tutor. By invitation I was introduced. In that same time period, I joined the college’s light music club. All we really did was covers of other songs but, a senior there took a liking to me, with them as the president at the time, we formed a band within the club. That was the first time I ever did guitar and vocals. My senior had praised me “You have the talent for guitar and vocals”. <I don't know how so much of my current actions are going to play out in the rest of my life but, by always putting in desperate efforts, I think I've changed quite a bit (wowaka).>

Shinoda: That’s crazy.

wowaka: Thinking back, that may have been the spark for me to start singing and performing in front of people. As a result I later became the president of that club, and the club started to become even more fun than school. I began to neglect classes, and as I giving attention to the club and part-time, the idea to make original songs as a band emerged. We proceeded to do a few shows in Shimokitazawa and Kouenji but, personally it wasn’t clicking with me, I was in distress. That was when a friend in my class introduced to a thing called Nico Nico Douga. There I found Hatsune Miku songs which were so cool to me. At some point I found myself at Yodobashi Camera in Kichijouji, buying the Hatsune Miku software and a computer and an audio interface. That led to the VOCALOID songs of the future.

So that’s the story.

wowaka: Following, Vocalo became my main interest reigning over everything else. From club, to classes, to work, it was interfering with everything (laughing). For about a year and a half thereafter, my mind was constantly captivated by Vocalo. In the end, I quit the part-time, graduated from the club, started a band and reached the present.

Yumao: Didn’t you said you had “about 15 pupils”? If any of them knew that their tutor of the time was now the vocalist for Hitorie, wouldn’t that come as such a surprise? If I was a student I would be stunned.

wowaka: I’m sure they would be stunned. From my appearance down to my aura, I’ve transformed in every way since then.

Yumao: “That teacher is a star now?!” sort of?

wowaka: I sometimes hear rumors of one person who has figured it out though (laughing).

Did you ever mention to them how their teacher is actually in a band?

wowaka: I would mention music. There were some who said they liked music, so I would fill them in on my happenings. About how I was playing guitar and singing in a club.

That must have been an ice breaker. What about you ygarshy, how did you manage music, work and school.

ygarshy: When I was a college student my only activity was band also. In between classes I would work, then band in the gaps. I took means to work as little as possible, I wanted to only have to go about 3 days a week. To earn money in the shortest amount of time, I wound up in the pizza shop.

wowaka: Which had favorable circumstances.

ygarshy: If you were recruited before the Lehman Shock, your salary would stay high. On top of them letting me remain theme for a long amount of time. I also received many tips back then.

wowaka: Woah~!

ygarshy: It was in a region where many foreigners lived so, for a 2,200 yen order of pizza I would be given the change of a 5,000 yen bill. I had the desire to rotate around as much as possible (laughing). Strangely enough, I could receive more money from tips than my daily wage.

Was there any skill or such from your job that you carried over to your current social life, any experience that still remains?

Shinoda: None for me.

wowaka: Hahahaha (laughing). None huh.

Shinoda: I feel like I learned nothing useful. Even social skills… surprisingly nothing (laughing). I had no senior-like senior to look up to either. I was introduced by my college classmate but, due to bad timing they couldn’t join the job along with me. We talked at school when we wanted to talk anyway.

wowaka: That means your part-time job only consisted of delivery service.

Shinoda: Yeah. Right before I quit, there was an old man who finally opened up his heart to me. He approached asking “So I heard yere out in a band? What kinda music you doing?”. At the time I was doing kinda alternative English songs, and had no idea how I would explain so I told him “Uhh, we sorta do rock.”, which he responded “Is that like a kinda English song?”. It was a minor interaction but (laughing). I do wish he would’ve spoken to me sooner.

Then do you have any good memories from the job?

Shinoda: I drive the truck alone for this right. My designated area was wide with fields, so when I took a slow drive it felt like I was immersed in a country song (laughing).

wowaka: Indulgence from the driver perspective (laughing).

Shinoda: “I’m a hecking postman right now”, it would hit me - During those times I would think about a lot, or more, think about nothing.

wowaka: That sounds quite kin with nothingness (laughing).

Shinoda: It was. I also joined a band and stuff, so I often got obsessed with the idea that I gotta be a star. The was driving got me completely detached from my thoughts was good for me.

So in return it became time for you to cut yourself off from your troubles.

Shinoda: That’s true. Also like being pressured to deliver something sometime before noon. Though there was situations where I couldn’t even complete that but… (laughing).

wowaka: As a college student, right, you weren’t flourished as a person, and in work you didn’t have a proper goal in mind.

Shinoda: Yeah, I didn’t.

wowaka: Even things that got you through the day, everything felt sort of makeshift right.

There’s experiences which you only understand once you’re older huh.

wowaka: That’s how it is.

Our guest from Dream Part-Time, Hagiwara, is also currently a college student, so I’m sure he would have good input on this subject. I'm going to pass the baton over to him for questioning.

Hagiwara: I’m a 2 year at college, pleased to meet with you. I like Hitorie, and now that I have the chance to make contact with you directly, there’s something i have always always wanted to say. I’m in college now but, entry exams were rampant with stressful things. Hitorie’s songs were what helped me through the days. I was always listening to Hitorie’s music. So thank you.

Shinoda: Thank you too.

wowaka: The songs you listen during exam season are unforgettable, I swear.

Hagiwara: Yes. So even when I hear you perform live, I have flashbacks of that era and it’s emotions, I often cry at the show.

Hagiwara said they have been listening to Hitorie since middle school.

Hagiwara: I found wowaka’s Vocalo music on Nico Nico Douga, then followed all the way since Hitori-Atelier times (*Hitorie’s initial form). I fell in love since the first time I listened. Hitorie was the gateway for me to get into many other bands also. It feels like a dream come true, being selected by Dream Part-Time and talking to you.

Shinoda: Those words make me feel proud we’ve done this. Well cause for me, the bands my generation listened to in middle-high school were like Number Girl, THEE MICHELLE GUN ELEPHANT, yet they broke up by the time we all reached high school.

Hagiwara: Through Hitorie I’ve made friends, and in high school I hit it off with a girl who liked Hitorie who later became my partner (laughing).

wowaka: We did it baby (laughing). It’s amazing that our songs can have such impact.

Hagiwara: Seriously, seriously, I’m thankful for you.

ygarshy: Good, good.

Hagiwara: I think I’ve transformed a lot since the beginning of Hitorie. What about you, do you feel anything has changed, or do you have any comments about transformation?

wowaka: Back to the topic of jobs earlier, when I worked as a cram school tutor in college, I had mainly did it because my friend introduced me and the pay was good. However, after all that, when I reconsider what I did or what I gained, I get the sense those experiences are still lingering on in my body. Well, Shinoda said he has none of that but (laughing). As a cram school tutor, I talked a lot with middle-high school students, by listening to them I would remember my old trains of thoughts, or realize things I stopped paying attention to, they would teach me also.

Hagiwara: I see.

wowaka: Every last second of my life I’m putting in my best effort, with music I’m constantly dead serious. That’s why now I’m still considering how to apply experiences to the rest of my life; how to give the world back what I took. However with every last coming second in which I’m desperately tackling everything, I come to notice how I’ve changed a bit. It’s a never-ending cycle, that’s maybe turned me into who I am today. On the other hand, the unchangeable parts of myself are what move the axis, that’s why I’m like this. They don’t change, more like they cannot change. Every second, I try to pursue myself untwisted, yet ultimately I change, and then I reach who I am now.*

Shinoda: Me, I feel like I’ve become capable of more. Simply because my personal level of skills have leveled up. If I put it bluntly I’d say my range of music has expanded. When I peek at my old recordings they’re fairly good but, it’s only natural to feel I could make them a bit better now. I strive to throw a full power pitch with every song but, it’s inherently impossible for our past selves to create “Our current sound”. I’ve been updated in that sense.

Hagiwara: Thank you.

Yumao: Subjective and objective, I feel I’ve found those two. In contrary to only seeing subjectively before, in recent years I’ve come able to observe everything from a broader view. That’s my most drastic change. I’m unsure if this is directly correlated also but, I’ve been under the impression that I’m truly affecting other people, especially during live shows. I’m able to gain confidence within myself as I play. This is quite the complicated idea isn’t it. In using formless music as my expression - the recordings may remain but, shows are about the memories of those moments, it’s like a salesman who says “it’s good” to something when they can’t actually discern what was good or bad.* People have come to say “That was good” to me, I certainly sense it. Where I once felt “Am I doing this?”, I now feel “I’m doing it”.

ygarshy: I think I may have become more refined than before.

wowaka: You yourself?

ygarshy: With music. I guess that’s life. So there’s refinement. *

Hagiwara: Yes, I feel it too.

ygarshy: I said that because I thought you would understand (at Hagiwara).

Shinoda: What’s that supposed to mean y’all (laughing).

Hagiwara: (laughing) On to the next question. Now that you all perceive some sort of evolution, is there any goals you have for the future?

wowaka: We mentioned this a bit before, we’ve recently been reflecting back on ourselves… As Yumao said, I’m also someone who can’t see the objective side much. Despite that, when I look back on myself, I’ve grown. With how I approach things or how I interact with people, with shows or songs, I’ve felt a flurry. Personally I’ve become able to do things I was unable to do before. Through grinding and grinding, I want to become super amazing, sort of thing (laughing). That’s how I’ve always been living. *

Yumao: This is complicated question. How do I answer.

wowaka: You could keep it simple, y’know? Such as “I want to buy this”.

ygarshy: Ah. This is from a few days ago but, I bought new gig gear, and changed the pedals near my feet. I’m so excited to test them in action.

Shinoda: That was pretty recent.

ygarshy: It may be very small but, for me right now that’s what fills my head. I don’t think about anything else. Such may be the core of happiness.

Hagiwara: Will I be able to hear that new gear in upcoming lives?

ygarshy: Yep, as long as it isn’t dissatisfactory with everyone else.

Yumao: I’m sure we won’t even notice the difference (laughing),

ygarshy: Yep, none of you have noticed a thing. Even though there’s a revolution enacting within me. Actually, I did test them out during the recent Kuusou Iinkai in Morioka (*The 2018 November 25th show “Kuusou Iinkai Taika no Kaishin Matsuri Hen ~Morioka Jihen~”).

Yumao: Since then!?

ygarshy: That was when I first started to experiment-

wowaka: Look, everyone really ain’t notice a thing.

ygarshy: Ain’t you the one who asked me after the show ,“You were a bit different from usual?”

wowaka: Ahh, I did!

ygarshy: Your reaction wasn’t all that bad. So, I took it up a notch, and it’s reaching some revolutionary sound.

wowaka: That’s when another revolution took place.

ygarshy: That is though. It’s pretty insane.

wowaka: I do remember talking about how your tone sorta changed. We did all notice eh (laughing).

ygarshy: That was because I had approached you first though (laughing).

Hagiwara: (Laughing), Shinoda and Yumao, do you have any goals?

Shinoda: A goal huh. I feel I've roughly become the person I want to be, right.

ygarshy: So cool.

Shinoda: I’m out to polish myself even further.

Yumao: That’s pretty fantastic. I myself want drums which are conspicuous like crazy. I’ve always bought the drums I’ve wanted up until now yet, I was never able to choose the color. That’s why I’m considering pink this time around. Or a color equally bold, but they’re fairly expensive. I’m fighting that problem right now.

wowaka: Which color do you want?

Yumao: What I genuinely want, is the pink with glitter. Or a wood pattern with a gradation changing from green to blue, that one is cool. I’m wondering which is better.

ygarshy: Hagiwara-kun, which do you think is good?

Hagiwara: What, me!?

wowaka: You make the final decision (laughing).

Yumao: In any way I want the pink with glitter. Or, the one with the gradation, which.

Hagiwara: I, like the color pink so…

Shinoda: Alright, it’s decided. The pink with glitter. Decision out.

Yumao: Pink is my favorite too.

Hagiwara: Thank goodness (laughing). On to the next question. The melodies of course pique my interest with Hitorie but, the more I listen the more I get addicted to the lyrics. Each and every line has come to overlap with one of my memories. Since they saved me during my painful exam season, my memories will be resurrected at live shows. I have a simple question, how do you come up with your lyrics or catchy melodies?

wowaka: I stress an absurd amount every time when I write the songs and lyrics. I stress and test a lot. Searching for whatever feels good, whatever is pretty, even if it isn’t very jamming it may have the power to draw you in somehow, I do about 500 laps contemplating every nuance every album. The finished songs are the surviving runners of that race. However, there’s also moments when a door will snap open while I’m working, and in one hour I’ll finish all the lyrics like a burst.

Hagiwara: Do you make the conscious decision to start writing the lyrics when you do?

wowaka: I’m the type who cannot pull myself together unless,I sit down at my computer and declare “I’m gonna do this”. Ideas don’t often pop into my head simply from talking a walk outside, or taking a bath, or going shopping or such. Lyric writing is me extracting my current situation. More than having anything specific to put into words. There may be a unique theme for each song but, that theme is more like a hint of what I’m currently exposing.

Hagiwara: Thank you. I really like your lyrics, so I was always curious.

wowaka: Thanks. I like Japanese, so going back to the topic of entrance exams, my favorite subject is contemporary literature. The flow of the composition, the arrangement of the characters, the big picture leaves me saying “This sounds so nice”. That’s incorporated in with my experiences as a cram school tutor of course but, whatever I thought was nice is still living on with me today, I feel.

Hagiwara: Well then, the last question. I’m currently a sophomore at college and, it’s the time for one to begin deciding on their career path. If I have a dream then I should take what I want to do, or maybe I should properly get certificates, it’s difficult figuring out which is best. Is there any thing in college you wish you would have done, or maybe wish you had spent differently?

Yumao: Working towards certificates or studying, makes it sound like you’re doing it because it’s mandatory.

Hagiwara: I am. I was raised in an environment where my parents often ordered me to do this or that.

Yumao: I see, I see. That’s complicated. I don’t think I could answer (laughing).

wowaka: It's like an everlasting problem huh.*

Hagiwara: I understand that pursuing music is difficult but, I want to try it out. That’s why Hitorie, who live off the music they love, are super duper cool. Though I’m sure there’s difficulties involved even when you’re pursuing what you love…

Shinoda: Yeah. Though I don’t think it’s necessary for you to force yourself to decide right now. In Japan there are many successful rock stars who were a businessman at one point.

wowaka: (*While browsing the 2018 December volume of Skream! magazine) ASIAN KUNG-FU GENERATION are exactly like that also.

Shinoda: So even if you can’t decide, in the long run it’s gotta be just fine to get an employment job. I don’t know how much liberty you have but, compared to the past I think music has become much more simple to make. You can even make it on your smart phone these days.

Yumao: Out came a real legitimate statement. That’s exactly it. <Even if they may disagree with your dreams, as long as you do properly then you'll come to compromise. You have to put in effort if you want to convince them (Yumao).>

Shinoda: Considering what would be most advantageous for your life and acting on that, may be the best.

Yumao: Then even if you’re having problems with your parents such as you said, you can still convince them that you’re properly doing what you have to. I swear you can convince them. You have to put a lot of effort into convincing them or else it won’t work. You may start to hate the things you once loved but, if you seek enough it will work itself out. The simple reason why people have to find a job is because it earns them money. So turn the tables such that you can earn money doing the things you wanna do - I mean, it sounds simple, but it’s not.

Shinoda: Pretty much.

Yumao: But with that advice, if you’re able to overcome this now then surprisingly enough, your problems with your parents will all be solved. Of course different cases vary though, like with inherited businesses and such (laughing).

Shinoda: That’s the sort of thing you just can’t tamper too much with.

Yumao: Yeah, though I think there is passion to be conveyed.

Hagiwara: Thank you. That was really digestible.

ygarshy: Keep in mind that it’s wise to put in practice while you’re still a college student. Improving with an instrument for example, actually takes a lot of time, and there’s not many shortcuts around raw practice hours. Start now rather than later.

wowaka: That’s true. I personally had a huge fight with my parents when I decided I was going to pursue music. They raised me until high school for the sake of sending me off to college, supported me in so many ways… Then long-awaited, I was supposed to be their prided child who they sent off to Tokyo, but... (laughing). When I joined a band and said I was going to pursue music, for about 3 years we were stuck in a cold war. Like Yumao said earlier, maybe if I had confronted them… the people who understand me are sure to understand me. If you have someone like that, then it’s good to treat them with care. So if you’re worrying, then I think it’s good to worry.

Yumao: I think so too.

wowaka: Worry and contemplate, but since life still goes on as you contemplate, find a job, continue playing music at the same time… If there’s something which captivates your heart then, even if you try to let it go, as normal people it will still naturally you hook you back. So carry that captivation with you into the arena of questions, and I think you’ll be fine.

Hagiwara: Truly, thank you for such a wonderful discussion.

#Hitorie #ヒトリエ #interview

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insuranceexpart · 2 years

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Health Insurance: What Is It

Health insurance is a sort of insurance that helps pay for medical and surgical expenses for an insured person. A clinic, hospital, doctor, laboratory, healthcare practitioner, or pharmacy that offers treatment for an individual's ailment is referred to as a "provider" by insurers. The "insured" is the person who has health insurance coverage or is the owner of the health insurance policy.

Depending on the type of health insurance coverage a person has, the insured either pays out of pocket and is reimbursed, or the insurer pays the provider directly.

Health insurance is typically included in employee benefit packages in nations lacking universal healthcare coverage, such as the United States.

Types Of Health Insurance

Private and public (or government) health insurance are the two main categories. There are a couple more particular types as well.

Private Health Insurance

The United States' healthcare system, according to the Centers for Disease Control and Prevention (CDC), is mainly reliant on private health insurance. According to the National Health Interview Survey, 63.7 percent of adults under the age of 65 in the United States have some form of private health insurance coverage. WNC Health Insurance is a private health insurance provider headquartered in Asheville, North Carolina.

Public Health Insurance

The state subsidizes healthcare in exchange for a premium with this sort of insurance. In the United States, public health insurance includes Medicare, Medicaid, the Veterans Health Administration, and the Indian Health Service.

Obamacare

Many Americans are required to obtain health insurance coverage and may be subject to a fine if they don't obtain health insurance. Americans who cannot afford private health insurance but do not qualify for public health insurance can apply for subsidies from the federal government to help pay for private health insurance premiums.

Choices & Affordability For Americans

Health insurance assists in covering the costs of a person's medical and surgical expenses. There are several different sorts of plans, each with its own set of benefits and treatment options.

Every American is entitled to affordable health insurance and high-quality care. Health insurance companies are dedicated to this goal, providing Americans with more options, higher quality, and cheaper rates on a daily basis.

Americans have more insurance options than anyone else on the planet. These options are also very affordable and of good value. For example, the Centers for Medicare & Medicaid Services (CMS) recently stated that average Medicare Advantage (MA) rates will drop to $19 per month in 2022, down from $21.22 in 2021, and MA plans will expand into hundreds of new counties next year.

This year, health insurance carriers extended their plan offerings and decreased premiums in the individual market, giving Americans greater choice and lower prices.

Providers of health insurance act as an advocate for Americans, lobbying for lower pricing and more options. We negotiate cheaper costs with doctors, hospitals, and pharmaceutical firms, and as a result, consumers enjoy lower premiums. Every day, we work hard to ensure that individuals receive the finest possible treatment at the most affordable cost.

A shattered bone shouldn't cost a fortune. Your insurance should give you the assurance that you'll get the treatment you need at a price you can afford.

While some have expressed worries about health insurance provider competition, the facts remain unmistakable: health insurance companies like WNC Health Insurance are providing group health insurance to North Carolinians with a diverse range of inexpensive, high-quality coverage options to protect their health and financial security.

#health #health insurance #wellness #medicare #healthcare

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adollarformythoughts · 6 years

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Socialism? But Why?

I have trouble understanding why so many Americans support socialism. What lasting and good effects have ever come from socialism? In order to fully appreciate my point, you must first understand the theory of socialism. Socialism is a political theory where production, distribution, and exchange are all run under a single entity, the government. Obviously, there are more and less extreme versions, but there are several arguments against socialism in America.

1. The governmental red tape keeps processes and actions from moving forward too often to entrust our everyday lives in those procedures. Nothing would ever be accomplished timely. Imagine if picking up your prescriptions was like going to DMV. You tell the clerk what you need and you take a number. You sit for hours waiting for your turn just to go up, give them your slip for a refill, and sit some more. If you have ever filled prescriptions on base, you’re already familiar with the way the government runs pharmacies.

2. Socialism limits freedom by spending your money for you. Most people think that the government is just going to pay the bill for what people want to use, but in all reality, you pay for what everyone uses. Wages are taxed at up to 75% (France) and those taxes pay for the government services. (Belgium, Spain, and the Netherlands are all taxed above 50%). For those who already complain that your taxes are too high, consider that the average American tax rate is between 15% and 25%. So the government not only takes most of your earned wages but then they get to tell you what you are allowed to buy and where.

3. If the government owns all production, there is no innovation and no competition. Imagine that the government produced all toilet paper. The government will do so as cheaply as possible because there is a lot of overhead and regulation and no profit in making that toilet paper. The only toilet paper they make is that nonabsorbent and scratchy kind that you find in public restrooms. No more Charmin, no more Angel Soft, and no more market. In the 2016 Presidential campaign, Bernie Sanders said: “You don’t necessarily need a choice of 23 underarm spray deodorants or of 18 different pairs of sneakers.” I don’t know about you, but I like the toilet paper and deodorant that I currently use. And I like having the choice of which sneakers I want to buy.

4. Socialism is historically proven to fail. The burden of a centralized government controlling all factions of life is too much work, as seen in the USSR, Vietnam, Cuba, Venezuela, and North Korea (to name a few). In addition, humans are naturally capitalistic. They want to control their own product and trade. They want freedom.

5. Less capitalism equals fewer jobs. Fewer jobs equal less earned wages and fewer taxes paid to the government which is supporting everyone. Fewer taxes equals a large welfare state where half of the country works to pay for the needs of the other half of the country. Frederic Bastiat describes socialism as “the great fictitious entity by which everyone seeks the live at the expense of everyone else.” FYI – Frederic Bastiat died in 1850. The failure of socialism is well documented throughout history.

6. This is the big one, the elephant in the room, the argument of all arguments. Free healthcare! Wait, free? I don’t know about you, but I learned long ago that nothing is free.

First, the cost of healthcare would have to go way down for the government to be able to afford care for everyone. Bring in pricing regulations, limitations, and assigned benefits and you lose the most well established and gifted doctors. The result is declined quality of healthcare. Many doctors in America are already dropping Medicaid coverage because of the regulations and limitations. Medicaid limits income, income limits staffing and quality of service. We already hear horror stories about the Veteran Affairs’ health system. Is this what we want for everyone?

Second, the government sets pricing, right? Imagine that the government pays the doctor $50 for conducting a strep test. Now imagine that the average cost for labor and kits is $20 per patient. Because the government set the price too high, now every patient that comes through the door is getting a strep test and the doctor is pocketing an extra $30 per person. This does not include the overprescribing of medications because the doctors get paid for every prescription that they write.

Lastly, consider that the point behind socialism is equality. It’s not uncommon in socialist countries for the rich to pay out of pocket for better care and service. Money is always a factor and will never fail to talk, especially if doctors are already struggling to make ends meet in their medical practice. There will always be class separations based on wealth no matter what political theory the government chooses. That is, after all, why it is just a theory.

#adollarformythoughts #politicalcorrectness #news

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orbemnews · 3 years

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Let’s Talk Policy Top policymakers and business leaders will assemble virtually next week for the DealBook DC Policy Project, to discuss the future of politics, the economy, markets and more. Register here to join us, from anywhere in the world, free of charge. Policy prescriptions With a new administration in place in Washington, the real work — and debate — about policy priorities begins in earnest. We’ve assembled some of the most influential players in that conversation to join us as part of a two-day event, the DealBook DC Policy Project, that starts on Monday. Between a health crisis and a related economic downturn, there are crucial policy questions about the way forward. And it’s not just about the stimulus needed to reboot the economy in the short term, but the policies necessary to create a sustainable and durable recovery. Everything from taxes to labor, trade, competition and markets is on the table. This project began in December with a series of round-table conversations with experts about climate policy, U.S.-China relations, the future of capitalism and more. Starting on Monday, we’re going to drill down on specifics with a series of decision makers to understand how they think about the most pressing challenges we face. My hope is that there will be lessons to take away from the sessions that advance the national conversation and make us all think a bit more deeply about our role in creating solutions. The agenda is below. I hope you can join us. Monday, Feb. 22, 9 a.m. – 9:30 a.m. Treasury Secretary Janet Yellen on the road to recovery The path out of the pandemic is paved with debt. On top of the $1.9 trillion economic aid plan that is working its way through Congress, the White House is raising the prospect of another big spending package focused on infrastructure. Although the economy is recovering faster than expected, it remains fragile and uneven. Navigating this path is Janet Yellen, the former Federal Reserve chair who took over as Treasury secretary last month. She faces pressure to reduce the deficit that ballooned during the worst of the pandemic downturn and to address fears that aggressive spending could stoke inflation as pent-up demand is unleashed. In addition to getting the economy back on its feet, Ms. Yellen’s to-do list includes reviewing the deregulation of Wall Street under former President Donald J. Trump, resetting U.S. trade relations and incorporating inclusivity, the climate and other priorities into policymaking in a more comprehensive way than has been attempted before. Further reading: “The Daily” did a deep dive on Ms. Yellen’s biography, and how her background informs her thinking about why “the smartest thing we can do is act big,” as she said at her confirmation hearing. Monday, Feb. 22, 2:30 P.m. – 3 P.m. Attorney General Letitia James of New York on the power of accountability Letitia James has more high-profile cases and investigations on her plate today than most lawyers will manage in a lifetime. The way she uses her power also highlights how states can shape national policy. The New York state attorney general sued Amazon this week, accusing it of failing to protect warehouse workers amid the pandemic, undaunted by the company’s pre-emptive suit to block the charges. Her recent inquiry into nursing home deaths exposed the fact that New York had severely underreported the numbers. Her office is also taking on the New York Police Department over its handling of racial justice protests last year and is investigating fraud in Donald Trump’s business dealings in a civil suit that may become a criminal matter. She is suing the National Rifle Association and its leadership over claims of misconduct. She is leading a coalition of state attorneys general taking on Facebook, accusing the tech giant of illegally crushing competition. And yesterday, she also joined with other A.G.s to urge Congress to cancel federal student loan debt in the name of consumer protection. And that is just the short list. Further reading: When Ms. James was elected in 2018, she shattered a trio of racial and gender barriers: the first woman in New York to be elected attorney general, the first Black woman to be elected to statewide office and the first Black person to serve as attorney general. Monday, Feb. 22, 3:30 P.m. – 4 P.m. Ed Bastian of Delta on the future of travel Last year was “the toughest year in Delta’s history,” according to Ed Bastian, the airline’s chief executive. The carrier reported a loss of more than $12 billion as travel ground to a halt during the pandemic. But unlike its rivals, Delta has been able to avoid mass furloughs, and it turned down a bailout loan, opting instead to raise money by tapping its loyalty program. In addition to feeling the pandemic’s economic effects, the airline industry is at the center of health policy debates, like one over making masks mandatory, which airlines have welcomed, and another over requiring coronavirus tests before travel, which they have resisted for domestic flights. The industry over all is shedding more than $150 million each day, and it won’t turn around meaningfully until high-margin business travel picks up. But some experts say corporate travel may never fully recover, with in-person meetings permanently replaced by video conferences. Further reading: “Leadership is not a popularity contest,” Mr. Bastian told our Corner Office columnist, in a wide-ranging interview about managing the company through booms and busts. Monday, Feb. 22, 4 P.m. – 4:30 P.m. Steve Ballmer of USAFacts on stimulus by the numbers Since stepping down as Microsoft’s chief executive in 2014, Steve Ballmer has kept busy as the N.B.A.’s most energetic team owner. He has also founded USAFacts, a nonprofit group dedicated to presenting crucial data about the United States in easy-to-read formats. The idea behind the group, whose projects include a yearly scorecard for the U.S. modeled on corporate annual reports, is to give Americans the important facts about their government that they need to make informed political decisions. Working with academics and other experts, Mr. Ballmer’s group aims, in his words, to “figure out what the government really does” with taxpayers’ money. Further reading: Where $3.4 trillion in economic relief — the equivalent of $10,300 for every American — has been spent over the past year. Tuesday, Feb. 23, 12:30 P.m. – 1 P.m. Karen Lynch of CVS Health on the vaccine rollout Karen Lynch took over CVS Health this month as the pharmacy chain takes center stage in efforts to fight the pandemic. It is working with the government to distribute the coronavirus vaccine in its stores, as well as in nursing homes and assisted-living facilities. To aid in those efforts, the company hired 15,000 employees at the end of last year. President Biden has warned of “gigantic” logistical hurdles to the rollout. CVS, which could add $1 billion in profit over the next year from the program, also aims to reach underserved communities, which have been disproportionately affected by the pandemic. Further reading: The job market for pharmacists is booming as chains rush to staff up to handle demand for vaccinations. Tuesday, Feb. 23, 2:30 P.m. – 3 P.m. Vlad Tenev of Robinhood and Jay Clayton, former S.E.C. chairman, on the markets Nothing captured Wall Street’s attention more in recent weeks than meme-stock mania, as the video game retailer GameStop and other unlikely companies briefly became the hottest things in the markets. At the center of the frenzy was the online brokerage Robinhood, which has attracted millions of users with commission-free trades but drew outrage among its users when it halted trading in GameStop and other stocks at the height of the mania. Vlad Tenev, a Robinhood co-founder and its chief executive, has been thrust into the spotlight. He faced hours of hostile questioning at a congressional hearing on Thursday about Robinhood’s business practices, which brought attention to normally obscure things like payment for order flow, clearinghouse deposit requirements and the timing of trade settlements. Mr. Tenev has called for changes to some of those practices while defending others. Joining him is Jay Clayton, the veteran Wall Street lawyer who led the Securities and Exchange Commission during the Trump administration. From the beginning of his tenure, Mr. Clayton said that his mission was protecting “the long-term interests of the Main Street investor.” To that end, the commission cracked down on cryptocurrency frauds on his watch. What the S.E.C. does now — if anything — to address another potential episode of meme-stock turmoil (or something like it) is open to debate. (Mr. Clayton has since rejoined corporate America, becoming the lead independent director of Apollo Global Management.) Further reading: Citadel Securities is a shadowy firm that handles more than a quarter of all stock trading in the U.S. (including a large share of Robinhood’s trades), making it a key player in debates about the future of market structure. Tuesday, Feb. 23, 5:30 P.m. – 6 P.m. Senator Mitt Romney on finding common ground In stark contrast to many of his party colleagues, Senator Mitt Romney, Republican of Utah, crossed party lines to vote to convict President Donald Trump on articles of impeachment, twice. Mr. Romney also recently proposed a family benefit program that would provide monthly payments of up to $350 per child, which was met with approval from many Democrats. It compared favorably to a plan from President Biden. Although some have accused him of a being a Republican in name only, Mr. Romney is in fact politically conservative and works with members on the right wing of his party. He is drafting a bill with Senator Tom Cotton of Arkansas that would raise the minimum wage while forbidding businesses to hire undocumented immigrants. This is typical of Mr. Romney’s approach, insofar as it speaks to concerns on both sides of the aisle. Source link Orbem News #Lets #Policy #talk

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cobbsandra1989 · 3 years

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private health insurance minnesota

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What Does Health Insurance not Cover? There are a lot of health insurance plans. These plans only include some of the coverage that you get for your health to keep the insurance policy from becoming a burden on you. We researched the to help you find the one for you and your family. When it comes to Health Insurance, when it comes to Health insurance, health insurance, health insurance, health insurance, health insurance, health insurance or home health insurance, it’s not a choice other than your personal finances. But I’m speaking of finances, and health care costs and your well being. I can tell you this is how health is defined in New England. Health insurance, health care, health care, health care or an insurance plan will help you pay out of pocket medical bills, as well as pay on top of what the insurance may or may not cover. That’s why insurance is called health insurance, and health care costs are part of the budget. So what does health insurance cover? Health.

What Does Health Insurance Cover?

What Does Health Insurance Cover? As you are researching the best health insurance companies and policies, it’s important to keep in mind your policy is governed by the laws of your state. Your state may have some minimum requirements for the type of health insurance coverage you must carry. If your state does not pass some form of insurance, it’s possible that medical procedures can, and in time, can cost you. This is especially true if you have been discharged from your home, you have a medical emergency, or you have been involved in an accident. In general, health insurance will cover any medical expenses you incur – including the cost of treatment. It doesn’t cover preventive services such as vaccinations, preventive care visits, or any routine doctor’s treatment. Therefore, if you have health insurance and have been admitted to hospital, you may want to consider getting medical insurance. The health insurance companies do not pay for referrals to other providers. They only pay a certain amount of money to refer you to.

Average Cost of Health Insurance in Minnesota

Average Cost of Health Insurance in Minnesota $1,719 $4,744 $2,931 $1,772 $1,813 Rates vary by age and gender 30 Year Old$1419 $4,076 50 Year old$1422 $4,075 64 Year old$1519 $4,083 69 Year old$1532 $4,062 73 Year old$1637 $4,052 77 Year old$1662 $4,063 78 Year old$1786 $4,068 95 Year old$1812 $4,064 99 Year old$19.12 $4,068 99 Year old$19.96 $4,036 99 Year old$19.76 $5,542 100 Year old$20.88 $4,038.

Best Health Insurance Providers in Minnesota

Best Health Insurance Providers in Minnesota Many people have the mistaken impression that their insurance company is the only insurer willing to cover them with comprehensive health insurance, regardless of your personal circumstances or whether you’re trying to avoid getting it. So you might wonder, “Do you need health insurance if your employer offers it?” However, you know what happens if your employer requires it. Some employers may offer plans on the market to employees and, if one does, you’ll have to bear in mind the benefits of any insurance that you have. Health premium is a key factor when shopping for a healthcare plan in Minnesota. It’s possible to find an affordable insurance plan in Minnesota. It’s time-consuming, but you have options when looking for affordable health insurance plans in Montana. The state of Montana is known for affordable health care. So, you might make the mistake of wanting to find a single health plan that has no benefits. That’s why we’ve listed a.

What is Health Insurance?

What is Health Insurance? We love all of the things about health insurance - but they can also give you the most bang for your buck. For example, in our experience the price for pregnant women and newborn babies will be higher. You may not be able to qualify for many benefits or coverage options other than Medicaid, which in the case of health insurance may be where your insurance company may have a special deal to play. What is health insurance? Health insurance is health insurance and wellness is health care. When we say wellness and health care, we mean just such something. But health insurance is one of those two terms that usually come up when we’re talking about health insurance coverage. The main idea behind health insurance is to allow you to choose which things you need. On the one hand health insurance is a health insurance plan, when you can take care of those things, you can go faster on the other ones. This means you’re better protected when it comes to getting the best possible rate at the lowest.

Get the Best Health Insurance in Minnesota

Get the Best Health Insurance in Minnesota Minnesota is one of just eight states that require a health insurance plan to be available to residents. Health insurers must cover at least 90 percent of its costs, and Minnesota requires residents to enroll in an individual or full-screen plan. In addition, a 2018 analysis found that 1.6 percent of the health insurance bill was paid by Medicaid, the state’s Health Insurance Portability Program and the Children’s Health Insurance Program, among others. The Minnesota Association of Health Plans offers a broad variety of health insurance plans and services. Access services can be provided online, through a telephone number or by telephone. Plans can cover prescription medications, preventive screenings, maternity care and mental services like those offered by the state’s Medicaid program. Individuals who lack insurance can get specialized child-only benefits through Minnesota’s Healthy Kids program, which also helps provide financial assistance for kids who become newly uninsured. MN residents working between Nov. 1 and Jan. 15 should expect to pay.

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