#wildfire insurance

[mccartyins]

Home insurance costs vary based on factors like crime rates, flood, and fire risks. With rising wildfires, finding coverage is challenging. Insurance Institute reveals 4.5M homes in 38 states face high wildfire risk. Learn more here:

#homeowners insurance #wildfire insurance #wildfire #Youtube

[hoffmanbrown]

#wildfire insurance #hoffmanbrown #insurance coverage

[cfpinsurane]

#homeowners insurance #home insurance #wildfire insurance

[aro-culture-is]

Not an Aro-culture-is thing but I do have a question you might be able to answer? Is there an aromantic/asexual term for this: AroAce but if I wasn’t I would be gay? It might just be homoplatonic or homoaesthetic but idk if there was a term for it that relates to being AroAce. Thanks! <3

possibly you might vibe with oriented aroace labels, like gay aroace? i'll put this out there for other folks to consider as well, but I feel like oriented terminology sounds the most applicable from my POV.

#und3rw0r1d-unkn0wn #not aro culture #aro #aromantic #actually aro #actually aromantic #ask #mod axel #sorry we've vanished. we are Fuckin Unwell physically + emotionally tbh #also if the medical industry + the medical insurance industry could Please consider working that would be great #also if canada could pls not be on fire. don't have the spoons to research what's going on but i suspect there's the usual human fuckery #the air quality here is miserable for an area that doesn't really tend to get wildfires #(though fun fact! my fuckin grandpa almost managed to start one by having angry-style dementia and insisting it was fine that he burned log #and then dumped the ashes literally into some fuckin forest undergrowth WITHOUT TELLING PPL until it started smoking the next day. #the area was under a burn ordinance [aka burning shit is illegal due to fire risk]) #fun fact: you are not immune to thinking it will never happen to *you* in what is truly a game of chance #yes you might be *more cautious* than the average person. means fuck all when the conditions are perfect for any small thing to cause #big shit #... yeah i'll leave that as a tag for me to be confused by later

[socalinsuranceca]

When it comes to protecting your property investments, SoCal Insurance & Financial Services is here to provide you with comprehensive and reliable property rental insurance. We understand the unique needs of property owners and landlords, and our team of experienced professionals is dedicated to ensuring that you have the coverage you need to safeguard your assets.

SoCal Insurance & Financial Services 18141 Beach Blvd #250, Huntington Beach, CA 92648 714–841–3177

Official Website: https://socalinsurance.co/ Google Plus Listing: https://www.google.com/maps?cid=1603077953037327624

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Other Service We Provide:

Wildfire Insurance Business Insurance Life Insurance Brush Fire Insurance Homeowners Insurance Condo Insurance

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Twitter: https://twitter.com/socalinsco Pinterest: https://www.pinterest.com/socalInsuranceca/ Linkedin: https://www.linkedin.com/company/socal-insurance-financial-services/ Facebook: https://www.facebook.com/socalinsurance.co/ Instagram: https://www.instagram.com/socalinsurance.co/

#property rental insurance #wildfire insurance carriers #Youtube

[environmentalwatch]

Home Insurance Out of Reach

Climate Disasters Scare Off California Home Insurance

Home insurance is becoming a hotter market, as climate change makes some homes all but uninsurable. Last week, State Farm, the largest insurance firm in the United States, announced that they would no longer be accepting new applications for homeowner insurance in California. Not just in high-risk wildfire areas, or for homes built on slide-prone parts of Big Sur, but anywhere in the entire…

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#califorinia #climate change #extreme weather #insurance #state farm insurance #wildfires

[regina-cordium]

Reached the “fuck I’m gonna have to call a doctor” level of cough so. That’s fun!

#like yes I have insurance but I'm also American yknow? #what a depressing sentence #besides it's probably just high pollen count and bad air quality bc of the wildfires #shut up alex

[wewantclimateactionnow]

"Climate change could make one in 25 Australian homes too expensive to insure in just eight years, according to Climate Council projections. Queensland and New South Wales are expected to be the hardest-hit states. Subscribe: http://ab.co/1svxLVE Read more here: https://ab.co/38NgEQk Environment reporter Michael Slezak has more."

#climate change #we want climate action now #jail climate criminals #qihou bianhua #cambio climático #klimawandel #klimakatastrophe #australia #floods #wildfires #insurance #uninsurable homes #Youtube

[pressnewsagencyllc]

Bay Area zip codes top list where State Farm to discontinue homeowners insurance policies

State Farm, California’s largest insurer, has disclosed state zip codes where it will discontinue homeowners insurance coverage, with Bay Area counties topping the list. Last month, the Illinois-based insurer announced it would discontinue coverage for 72,000 houses and apartments in California starting this summer, nine months after announcing it wouldn’t issue new home policies in the state. In…

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#California Department of Insurance #california wildfires #wildfire

[petnews2day]

Allow Cat Modeling in Rates for Wildfires

New Post has been published on https://petn.ws/5TNp2

Allow Cat Modeling in Rates for Wildfires

California Insurance Commissioner Ricardo Lara said he will allow catastrophe modeling to be used in rate regulation for wildfires, a move he says will help restore insurance options for Californians, including allowing. It was the latest phase of Lara’s Sustainable Insurance Strategy. Catastrophic insurance losses are defined as those that are larger and affect multiple […]

See full article at https://petn.ws/5TNp2 #CatsNews #CaliforniaInsuranceCommissionerRicardoLara, #CatastropheModeling, #RateMaking, #Wildfire

#California Insurance Commissioner Ricardo Lara #catastrophe modeling #rate making #wildfire #Cats News

[biglisbonnews]

Climate Change Doubled Odds of Eastern Canada’s Extreme Wildfire Weather: Research This summer’s wildfires in eastern Canada have raged so intensely that smoke from them darkened skies as far away as Portugal. From the outset, scientists said that Canada’s historic wildfire season bore the hallmarks of climate change. Now, a new … https://www.insurancejournal.com/news/international/2023/08/23/737446.htm

#International &amp; Reinsurance News #2023 wildfires #Canada wildfires #Climate Change #extreme weather #global warming #natural catastrophes #Research and Trends #wildfires #News Archives - Insurance Journal

[getambee]

Historical Wildfire Data for Insurance Risk Assessment: Mitigating Losses and Ensuring Resilience

In recent years, wildfires have become a growing concern due to their increasing frequency and intensity. These catastrophic events have a significant impact on communities, ecosystems, and economies. For insurance companies, assessing and managing the risk associated with wildfires has become a paramount task. Historical wildfire data plays a crucial role in understanding past trends, predicting future events, and creating effective risk assessment models. In this blog, we will delve into the importance of historical wildfire data for insurance risk assessment, exploring how it aids in mitigating losses and fostering resilience.

1. Understanding Historical Wildfire Data

Historical wildfire data encompasses a comprehensive record of wildfire occurrences, including information on location, size, intensity, and damages. This data is collected and maintained over the years, allowing experts to analyze patterns and trends. By studying past wildfire events, insurance companies gain valuable insights into the factors that contribute to fire outbreaks and their subsequent impact on properties and communities.

2. Enhancing Risk Assessment Models

Insurance risk assessment models rely on accurate data to estimate the likelihood and potential severity of future wildfires. Historical wildfire data provides a rich dataset that enables insurers to develop sophisticated models, taking into account factors like weather patterns, vegetation density, human activities, and geographical features. These models assist insurers in identifying high-risk areas and setting appropriate premiums for policyholders.

3. Identifying High-Risk Areas

By analyzing historical wildfire data, insurers can pinpoint regions that are more susceptible to wildfire incidents. Areas with a history of frequent and severe wildfires are flagged as high-risk zones, allowing insurance companies to tailor their coverage and risk management strategies accordingly. This targeted approach helps ensure that properties in high-risk areas are adequately protected while reducing the financial burden on insurers.

4. Adapting to Climate Change

Climate change has been a significant driver behind the increased frequency and intensity of wildfires. Historical wildfire data offers essential insights into the correlation between climate change patterns and fire occurrences. Armed with this knowledge, insurance companies can adapt their risk assessment models to account for changing climate conditions, better predicting future wildfire events and their potential consequences.

5. Mitigating Losses through Preparedness

The old adage "prevention is better than cure" holds true when it comes to wildfires. Historical wildfire data allows insurers to collaborate with local authorities and communities in creating comprehensive fire prevention and preparedness plans. By investing in measures such as wildfire-resistant building materials, defensible spaces, and community education, the risk of damage to properties can be significantly reduced.

6. Enhancing Public Awareness

Sharing historical wildfire data with the public can help raise awareness about wildfire risks and encourage responsible behavior. Insurers can use this data to educate homeowners about the importance of proper vegetation management, fire-safe construction, and evacuation planning. Informed and prepared communities are more resilient in the face of wildfire threats.

7. Supporting Government Policy and Regulations

Historical wildfire data is also vital for shaping effective government policies and regulations concerning land-use planning and fire management. By collaborating with policymakers, insurance companies can advocate for measures that promote sustainable land development and reduce the risk of wildfires. Additionally, this data aids in assessing the effectiveness of existing policies and making necessary adjustments.

8. Building a Resilient Future

Incorporating historical wildfire data into insurance risk assessment not only benefits the insurance industry but also plays a significant role in building a resilient future. As wildfires continue to pose a threat, insurance companies' proactive measures, driven by data-driven insights, can foster a culture of resilience, safeguarding lives, properties, and natural resources.

Conclusion

Historical wildfire data is a valuable resource that empowers insurance companies to assess risks accurately, make informed decisions, and promote resilience in the face of wildfire threats. By leveraging Ambee’s historical wildfire data, insurers can develop sophisticated risk assessment models, identify high-risk areas, and collaborate with communities to enhance climate change preparedness. Moreover, historical wildfire data plays a crucial role in advocating for effective policies and regulations to mitigate future wildfire risks. Through the collective efforts of insurers, policymakers, and the public, we can build a safer and more resilient future amidst the challenges posed by wildfires.

#historical wildfire data #wildfire data #forest fire api #forest fire data #insurance

[shubhamrazzz]

#home insurance #wildfires #insurance policy

[satans-cousin-twice-removed]

I’m contemplating killing someone

Or at least the ability to do so

The planes rattle the walls

The helicopters shake the cubards

It weighs heavy on my belt

Pressed against my skin

“I make the call, you do not” He says

Only in emergency will he tell me when to fire

We sit in limbo

waiting for the flames

Or at least to say they’re gone

Is it hard to take a life? In the defense of your own

Is hard to protect those you love? While taking from those who don’t

People become monsters during disaster

Do they ask the same questions?

It sticks to my skin

Heavy on my belt

The helicopters shake the cubards

The planes rattle the walls

Do I have the ability to do it?

Could I make the call?

There’s a fire across from my dads house, not even a 1/4 mile away, to the neighborhood is in emergency evacuation atm. He and I have the means to stand our ground should we need it. I don’t know how to speak emotions, as I inherited is emotionless stress response, but I know how to write.

So I wrote.

#wildfires #fire #house fire #danger #I don’t know how to handle things other than taking control #even with insurance money idk if they’ll recover if the house burns #my head hurts #I ran from the car to the house #we had to off road to get home #through the dirt since roads are closed going in #we can see the flames #I just wanna go #no one’s gonna see this

[socalinsuranceca]

At SoCal Insurance & Financial Services, we understand the importance of securing reliable car insurance in California. Whether you’re a seasoned driver or a new car owner, having the right insurance coverage is essential for protecting yourself and your vehicle on the road.

SoCal Insurance & Financial Services 18141 Beach Blvd #250, Huntington Beach, CA 92648 714–841–3177

Official Website: https://socalinsurance.co/ Google Plus Listing: https://www.google.com/maps?cid=1603077953037327624

Other Links

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Other Service We Provide:

Wildfire Insurance Business Insurance Life Insurance Brush Fire Insurance Homeowners Insurance Condo Insurance

Follow Us On

Twitter: https://twitter.com/socalinsco Pinterest: https://www.pinterest.com/socalInsuranceca/ Linkedin: https://www.linkedin.com/company/socal-insurance-financial-services/ Facebook: https://www.facebook.com/socalinsurance.co/ Instagram: https://www.instagram.com/socalinsurance.co/

#condo insurance huntington beach ca #wildfire insurance carriers huntington beach ca #wildfire insurance huntington beach ca #insurance for rental property huntington beach #homeowners insurance for rental property huntington beach ca #brush fire insurance huntington beach ca #firewise insurance huntington beach ca

[newsbites]

News from Marseille, France, 13 July

Various cities in Provence, France are hosting events and celebrations on Bastille Day, July 14th, including parades, concerts, fireworks, and commemorative ceremonies.

The Bastille Day festivities in Marseille will include a traditional military parade, a spectacular fireworks display, and various military and security forces showcasing their roles and achievements.

The festivities will not be limited in Marseille despite recent violence in the Bouches-du-Rhône region, according to the prefect of police. However, security measures will be strengthened, with additional police forces, including the CRS, gendarmes, and the RAID, as well as water cannons and armored vehicles. Several restrictions will be in place, such as limited fuel sales, a ban on the sale of fireworks, and regulated possession of weapons. Public transportation will also be regulated, with extended metro service and limited bus service.

Bus and tram services in major urban areas across France will stop running at 10 PM on July 13th and 14th as a security measure for the July 14th celebrations. The metro lines M1 and M2 in Marseille will continue to operate normally during the festivities.

2. The second weekend of July is expected to be challenging for travelers, both in terms of departures and returns, with long traffic jams predicted.

3. The risk of wildfires in France is high due to the heatwave and drought, and firefighters are on high alert across the country.

Firefighters are not only dealing with climate-related emergencies but also prioritizing emergency rescue missions, which account for 80% of their operations.

Prevention is crucial in reducing the number of forest fires, and recent legislation has been passed to strengthen fire prevention measures, including smoking bans in wooded areas and stricter rules for clearing vegetation.

4. A commune in the Var department has been declared a natural disaster area due to flooding and mudslides caused by heavy rain in May 2023.

Residents of the affected commune have 30 days to report the damages to their insurance company for reimbursement.

The village of Flassans-sur-Issole is the specific area impacted by the floods and mudslides.

#BastilleDay #France #Provence #Celebrations #Parades #Concerts #Fireworks #Commemoration #Marseille #SecurityMeasures #PublicTransportation #TrafficJams #Heatwave #Wildfires #Firefighters #NaturalDisaster #Floods #Mudslides #VarDepartment #Insurance