#walmart investor relat

[nickgerlich]

Feel The Buzz

There has been an 800-pound gorilla in our living room this semester, and I have not yet given it even a moment’s notice. No, it is not Amazon, because they have already had center stage more than once. It is not Apple, Google, Walmart, or Meta, also among the usual suspects.



No, it is AI, and most notably, OpenAI’s ChatGPT product. In case you have been living in a cave or hanging out on the coast of Antarctica, ChatGPT has been in the news pretty much every day for the last two months. It is an artificial intelligence service used to create content.



And I have used it several times, finding it to be jaw-dropping, but not without some limitations.This morning, for the sake of example, I provided this query:



“What is digital marketing? Be sure to use terms like e-commerce, social media, data collection, and privacy.”



The bot’s reply:



“Digital marketing refers to the promotion of products, services, or brands using electronic devices, such as computers, smartphones, and tablets. It includes a range of tactics and strategies, such as e-commerce, search engine optimization (SEO), pay-per-click (PPC) advertising, social media marketing, email marketing, and content marketing. One of the key components of digital marketing is data collection and analysis, which allows companies to track the effectiveness of their campaigns and make data-driven decisions about their marketing strategies. Privacy concerns are also an important aspect of digital marketing, as companies must ensure that they comply with laws and regulations related to data collection and use, and that they are transparent about their data practices with consumers.”

Not bad, eh? It’s almost enough to make companies consider using this to create content for social media and other marketing materials. In fact, a fairly large company did just that yesterday. BuzzFeed announced it would use ChatGPT to create content for its nearly ubiquitous online stories. 

Imagine that. The stuff we read may very well have been written by a machine. Ponder that for a bit. It may also very well be true that the inmates are running the asylum.

In an unrelated news item yesterday, it became known that Meta has partnered with BuzzFeed to provide content for its Facebook and Instagram platforms. The goal in this instance is to help real human content creators gain distribution, but also to aid and abet engagement on the social media sites. I have to wonder, though, how long it would be before AI is used in these instances as well.

The specter of AI means that we probably are not far away from the first book published “written” by a machine. Will there be an author name on the cover? Worse yet, what if a human were to use AI to write a book, and then try to take credit for it? Or, for that matter, what if a student or their team tried to pull one over on their professor?



Yeah. That’s what academics the world over are concerned about. It’s why I have been studying this closely, testing it out, and watching for tell-tale signs that it wasn’t written by a human. I’m not telling those little things.

Still, AI is a powerful tool, and each query and resulting written words make it a smarter machine. You could ask the same questions twice, and get different answer, because it knows more after the first time. 

Pretty. Damn. Scary.

Either way, investors must be bullish on it, because BuzzFeed stocks soared yesterday, following a precipitous decline after their 2021 IPO. I guess authenticity is not necessarily high on the priority list. Because, as I have said many times, content is king. 

No matter who wrote it.

Dr “But I Do Care“ Gerlich

Audio Blog

#marketing #OpenAI #ChatGPT #AI #content

[market-news-24]

Welcome to the latest stock Market news for May 16, 2024. Today, the Dow Jones Industrial Average surged to a historic milestone, crossing the 40,000 mark for the first time ever. Investors are buzzing with excitement as the Market continues its upward trajectory. Stay tuned for more updates on this record-breaking day in the world of finance. Click to Claim Latest Airdrop for FREE Claim in 15 seconds Scroll Down to End of This Post const downloadBtn = document.getElementById('download-btn'); const timerBtn = document.getElementById('timer-btn'); const downloadLinkBtn = document.getElementById('download-link-btn'); downloadBtn.addEventListener('click', () => downloadBtn.style.display = 'none'; timerBtn.style.display = 'block'; let timeLeft = 15; const timerInterval = setInterval(() => if (timeLeft === 0) clearInterval(timerInterval); timerBtn.style.display = 'none'; downloadLinkBtn.style.display = 'inline-block'; // Add your download functionality here console.log('Download started!'); else timerBtn.textContent = `Claim in $timeLeft seconds`; timeLeft--; , 1000); ); Win Up To 93% Of Your Trades With The World's #1 Most Profitable Trading Indicators [ad_1] The Dow Jones Industrial Average closed slightly lower Thursday after briefly reaching above 40,000 for the first time. This milestone was achieved due to a bull Market that started in October 2022. Despite a slight pullback in April, the index rallied back in May on the back of strong earnings and favorable inflation readings. At the end of the trading day, the Dow was down by 38.62 points, closing at 39,869.38. The S&P 500 and the Nasdaq Composite also finished lower, closing at 5,297.10 and 16,698.32 respectively. The broader Market index saw a new record high, closing above the 5,300 level for the first time ever. The tech-heavy Nasdaq also hit an all-time high. In 2024, the Dow has climbed by nearly 6%, while the Nasdaq and S&P 500 are up 11% each. Walmart played a significant role in pushing the Dow above 40,000, with the retail giant's stock surging almost 7% on strong fiscal first-quarter results. Other tech-related companies like Amazon, Meta Platforms, and Nvidia have also shown impressive growth year to date. Expectations of interest rate cuts and optimism surrounding artificial intelligence have boosted investor sentiment. The first Federal Reserve rate cut is anticipated for September, as reported by the CME Group's FedWatch Tool. Tech giants like Amazon and newcomer Meta Platforms have contributed to the Dow's upward trajectory. Analysts are optimistic about the Market's performance, indicating that the rally still has momentum to continue. This cyclical bull Market shows no signs of slowing down, with investors betting on a resilient economy and strong consumer outlook. Win Up To 93% Of Your Trades With The World's #1 Most Profitable Trading Indicators [ad_2] 1. What is the Dow Jones Industrial Average for May 16, 2024? The Dow Jones Industrial Average is at 40,000 for May 16, 2024. 2. Why is the stock Market news focused on Dow 40,000? The Dow hitting 40,000 is a significant milestone and often generates attention as investors track the overall health of the Market. 3. How does reaching Dow 40,000 impact individual investors? Reaching Dow 40,000 can provide a sense of optimism and confidence for individual investors, as it indicates overall Market growth. 4. Will the stock Market continue to rise after hitting Dow 40,000? Predicting future stock Market movements is uncertain, but hitting Dow 40,000 can be a positive indicator for continued growth. 5. What other factors are influencing the stock Market news on May 16, 2024? Various factors such as economic data, corporate earnings, and geopolitical events can also impact stock Market news on May 16, 2024. Win Up To 93% Of Your Trades With The World's #1 Most Profitable Trading Indicators

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[sillyreviewhideout]

The Rise and Exit of Sachin Bansal: The Founder of Flipkart

Sachin Bansal is one of the most influential entrepreneurs in India, who co-founded Flipkart, the country’s largest online retailer, with his friend Binny Bansal in 2007. He led the company as its CEO from 2008 to 2015, and as its executive chairman from 2016 to 2018. He played a pivotal role in shaping the Indian ecommerce industry, attracting investments from global players, and turning Flipkart into a unicorn with a valuation exceeding a billion dollars. His entrepreneurial journey exemplified the potential of the Indian startup ecosystem.

Sachin’s exit from Flipkart-

However, in 2018, Sachin Bansal made a surprising and controversial exit from Flipkart, after the company was acquired by US-based retail giant Walmart for $16 billion. He sold his entire 5.5% stake in the company for about $1 billion, and signed a non-compete clause with Walmart, which restricted him from starting or investing in any business that directly or indirectly competed with Flipkart for a certain period of time.

There are different versions of the story behind Sachin Bansal’s exit from Flipkart, depending on who you ask. Some sources say that Sachin Bansal wanted to stay on board and play a more active role in the company, but he faced resistance from the Flipkart board, led by Tiger Global Management’s Lee Fixel, who had a strained relationship with him. The board members believed that Kalyan Krishnamurthy, who was appointed as the CEO of Flipkart in 2017, had earned the right to continue as the boss, and that Sachin Bansal had lost his relevance and influence in the company.

Other sources say that Sachin Bansal was unhappy with the terms of the deal with Walmart, which valued Flipkart at a lower price than he expected, and that he wanted to negotiate for a better deal and a bigger role. However, he had a fallout with Walmart as he did not get the rights and the role he wanted. He also had disagreements with Binny Bansal, his co-founder and friend, who decided to stay with the company and take up the role of the group CEO.

Whatever the reason, Sachin Bansal’s departure from Flipkart marked the end of an era for the Indian ecommerce industry, and left many wondering what he would do next.

Sachin’s new Venture — 

Sachin Bansal did not waste much time after leaving Flipkart. He quickly moved on to pursue his new interests and ambitions, mainly in the financial sector and the mobility space. He also became an active angel investor and mentor for other entrepreneurs in the country.

In December 2018, Sachin Bansal registered a new company called BAC Acquisitions Pvt Ltd, along with his friend Ankit Agarwal, with the aim of acquiring, developing, and making new technologies available for innovation across sectors such as data sciences, healthcare, energy, media and entertainment. In January 2019, he invested $7 million in his new venture.

Since then, Sachin Bansal has made several investments in various startups, such as:

- $51 million in Ather Energy, an electric scooter maker - $92 million in Ola, a cab aggregator service - $20.8 million in VOGO, a ride-sharing service - $250 million in IndoStar Capital Finance, a non-banking finance company - $14 million in Altico Capital, a real estate-focused lender - $23 million in U Gro Capital, a small business lending platform - $3.4 million in Kissht, a consumer lending startup - $6.8 million in Navi Technologies, a fintech startup

In September 2019, Sachin Bansal made his biggest bet yet, by acquiring 94% stake in Chaitanya Rural Intermediation Development Services (CRIDS), a microfinance company, for $104 million. He also took up the role of the CEO of the company, marking his comeback as an entrepreneur. He said that his goal was to build a universal bank that would cater to the underserved segments of the society.

Sachin Bansal has also been vocal about his views on various issues related to the Indian startup ecosystem, such as data privacy, digital taxation, foreign direct investment, and regulatory policies. He has also been supportive of the government’s initiatives such as Digital India, Startup India, and Make in India.

To know more about the Success Story of Sachin Bansal and the Recent Clash between ED and Navi, CLICK HERE.

#Sachin Bansal #flipkart #e commerce #Indian e-commerce #Navi #Bansal Brothers #wallmart

[shiv100]

Cash Flow: What It Is, How It Works, and Statement

What’s cash flow?

Whereas the inflows and outflows of an organization's cash flow relate to the amount of money received and spent, respectively, the cash flow system calculates the net cash and cash equivalents transferred in and out of an organization. “what is cash flow system” As we all know, maximizing long-term free cash flow (FCF) and producing positive cash flows are essential to building value for shareholders. FCF is the cash that remains after deducting operating costs from total revenue. 

Defining Cash Flow

The money that companies spend on expenses that they receive as revenues from sales is known as cash flow in the context of how we operate our businesses.”what is cash flow system” These earnings come from additional interest, investments, royalties, and licensing contracts in addition to goods sold on credit. To ascertain and evaluate cash flows, a company's overall financial performance, liquidity, and flexibility are crucial. 

Positive cash flow is a sign that a company's liquid assets are growing, which enables it to pay bills, reinvest in the company, return capital to investors, cover commitments, act as a safety net against upcoming financial difficulties, and remain adaptable in the face of hardship.

The company's standard financial statement that details its cash source and uses over time is determined by looking at its cash flow statement. The purpose of the company's financial report is to make the earnings, debt payments, and operating expenses available to investors, analysts, and corporate management. Along with balance sheets and income statements, it's a crucial financial document that businesses release.

Cash Flow Statement 

The cash flow statement functions more like a corporate checkbook, a reconciliation between the income statement and balance sheet. “define Cash Flow system” The net increase/decrease in cash and cash equivalents (CCE), or the total change in the company's cash and equivalents over the previous period, represents the bottom line. The difference between the current CCE and that of the prior year or quarter should be precisely equal to the number at the bottom of the cash flow statement.

The cash flow statement for Walmart as of January 31, 2019, demonstrates a $742 million increase in positive cash flow. Because the company has saved cash and built it up in reserves, it shows that it can withstand short-term obligations and fluctuations. The investments in its properties, plants, and equipment as well as the acquisitions of other companies are represented by its clash flow from investing activities. 

Walmart's 2019 Statement of Cash Flows

Operating activity cash flows: 

Combined net income of 7179

(Income) loss on operations that are terminated, net of income taxes 

Revenue from ongoing business activities 7179

Comparing operating cash flow to consolidated net income: 

Unrealized profits as well as losses3516

Disposition of earnings and losses from business operations 4850

10,678 in depreciation and amortization

Postponed income taxes (499).

Additional operational tasks1734

Modifications to specific assets and liabilities: 

Net 368 Receivables and Inventory (1,311)

Payables in advance 1,831

Liabilities accrued 183

Income taxes accumulated (40)

Operating activities' net cash provided (27,753)

Cash flows from investments: Equipment and property payments (10,344)

money received from selling equipment and property519 follows the termination of specific operations.876 Purchase payments, net of total cash received ($14,656)

Additional financial undertakings 431

Net cash utilized for investments (24,036) 

Finance-related cash flows: Net variation in short-term borrowings (53

money received from the long-term debt issue15, 872

Long-term debt payments (3,784)

Paid dividends (6102)

Acquisition of Business Stock (7,410)

Payments made as dividends to noncontrolling interest (431

Additional financial undertakings (629)

Net cash utilized for financing operations (25, 37)

Exchange rate effects on currency and its equivalents (438).

Net change in cash and cash equivalents (growth or decrease): 742

There was cash and cash equivalents available at the start of the year.7,014

At year's end, cash and cash equivalents were 7,756.

Cash flow categories

Cash Flows for Operations

The cash used to produce sales and goods through regular business operations is known as an operating cash flow for any given company. To put it simply, a company's operating cash flow is demonstrated by its ability to pay its bills on time or for ongoing expenses.

The operating cash flow is computed as the cash from sales less the operating expenses that are paid for in cash over a given time period. “define Cash Flow system” It also establishes whether the business needs outside funding for any additional capital raise, while producing enough cash flow to support and grow operations.

How to Invest Cash Flows

The amount of money created or spent on investment-related activities over a given time period is ascertained by investing cash flow, also known as cash flow from investing (CFI) activities. Investing in assets, securities, or selling securities or assets is known as exercising CFI. It's not always necessary to raise the alarm when investing activities like research and development (R&D) reveal a negative cash flow.

Money Flows from Loans

The cash flow from financing (CFI) is the net cash flow used to fund the business and its capital. Among its operations are those involving the provision of debt, “define Cash Flow system” equity, and dividend payments. Cash flows from financing activities are of interest to investors because they provide information about a company's overall capital structure management and overall strength of finances.

#real estate #property #real estate news #realestateinindia #latest news #propertysales #saleproperty #sale for house

[tanshengzheng]

Tan Sheng Zheng : How the Food Industry Should Respond and Innovate Amidst the Diet Pill Craze

Amidst the fluctuations of the financial market, various events and changes can lead to significant market shifts. Recently, an event seemingly unrelated to the financial market has profoundly impacted the stock market. That event is the introduction of two new weight loss drugs by Novo Nordisk and Eli Lilly – Ozempic and Wegovy. The buzz these drugs, hailed as the most effective and safest weight loss solutions in history, have created doesn't just concern countless patients' health but directly hits the core of the food and retail industry.

Tan Sheng Zheng mentioned that the current societal progression and technological advancements have amplified people's desires for health and physique. The launch of these weight loss drugs perfectly meets this market demand. However, every coin has two sides. While catering to the public's demand, it profoundly affects the relevant industry chain. Data from retail giants like Walmart indicates a significant drop in food intake among those taking these drugs. It hints at an unprecedented challenge the food and retail industry might soon face.

Stock market movements on Friday were a direct response to this change. The impact on the fast-food sector and food companies was evident, with their stock performance lagging behind the main market. And this is just the tip of the iceberg. Tan Sheng Zheng  believes that as the diet pill market expands and its user base grows, the food and retail sectors might undergo a prolonged period of adjustment. Especially high-calorie, high-carb food brands need to pay close attention to this shift, promptly adjust their strategies, and address potential market pressures.

However, this doesn't mean the food and retail industry's future is bleak. Tan Sheng Zheng  states that every market transformation signifies new opportunities. For those enterprises that can swiftly discern market trends, have the courage to innovate and change, this could be a new development opportunity.

Tan Sheng Zheng  highlights that no significant market upheaval arises from a singular cause. The emergence and popularity of the new weight loss drugs indeed impact the food and retail market. Still, they're accompanied by changes in consumer habits, shifts in health concepts, and market environment adjustments.

Firstly, from a consumer perspective, health has become the new consumption trend. Whether it's fitness, healthy eating, or health products, all indicate a continuous upward trajectory. The new diet pills are merely a product of this trend. Their emergence caters to some consumers' desires for health and improved physique. Therefore, it's not surprising that large retailers like Walmart observe a significant reduction in food intake among consumers taking these drugs. It's merely a reflection of consumers pursuing health.

However, for the food and retail industry, this undoubtedly presents a massive challenge. Tan Sheng Zheng  posits that high-calorie, high-carb foods are clearly no longer favored amidst the health wave, evident in the falling stock prices of fast-food chains and food companies. The soaring stocks of diet pill manufacturers further validate this sentiment.

So, how should the food and retail industry respond to such market evolution?

Tan Sheng Zheng suggests that in the face of market challenges, the most crucial strategy is timely adjustments and seeking new growth points, like offering healthier, low-calorie food choices or developing health and fitness-related products and services.

In conclusion, Tan Sheng Zheng reminds investors that although the current food and retail industry faces some uncertainties, there's ample room for long-term development. Thus, investors should not be solely influenced by short-term market fluctuations but should focus more on a company's fundamentals and future growth potential.

Both enterprises and investors must possess a forward-looking perspective, constantly learning and adapting to market changes to achieve lasting success in the financial market.

[entrepreneurshipsecrets]

Why Companies Choose to Incorporate In Delaware

Delaware is a top choice for companies seeking incorporation in the United States. This tiny state has played host to some of the biggest names in the corporate world, including industry giants like Tesla and Meta. In this article, we will delve into what makes Delaware so special and explore why these major companies, along with many others, have opted to incorporate in this state.

Why Do Companies Like To Incorporate In Delaware?

Delaware's appeal as a corporate haven stems from several factors. One key aspect is its robust legal framework and corporate laws that are designed to protect the interests of businesses and their shareholders. The Delaware General Corporation Law, in particular, offers flexibility and favourable provisions that are attractive to companies. Another factor that sets Delaware apart is its Court of Chancery, a specialised court system renowned for its expertise in handling corporate matters. The Court of Chancery's well-established case law and efficient resolution of corporate disputes provide businesses with a real sense of security. Delaware's well-developed infrastructure, access to skilled professionals, and proximity to major markets further enhance its appeal as a prime location for company formation. The state's efficient administrative procedures contribute to a smooth and streamlined incorporation process, which can be further expedited by a corporate service provider. An often overlooked factor of Delaware incorporation is the preference of angel investors and venture capitalists for companies registered in this jurisdiction. Choosing to establish your company in Delaware enhances the likelihood of attracting equity financiers and securing startup funding for your business. Delaware is also a popular choice because of its lenient tax regulations. Businesses registered in Delaware (but not operating there) are not required to pay corporate income tax or any other form of tax such as sales tax, investment income tax, inheritance tax, or personal property tax. While the company may not be liable to pay taxes, it is important for individuals to consult with a tax / legal advisor in their country of residence to understand their own tax responsibilities.

A List of Famous Companies Incorporated in Delaware

Delaware's reputation as a corporate hub is solidified by the impressive roster of companies that have chosen to incorporate within its borders. Here are ten notable examples: - Tesla Inc. - A manufacturer of electric vehicles and clean energy solutions. - Meta Platforms Inc. (Facebook, Instagram, Whatsapp) - The social media giant that revolutionized global connectivity and changed the way we connect with each other. - Alphabet Inc. (Google) - A multinational conglomerate specialising in internet-related services and products. - com Inc. - The world's largest online marketplace and cloud computing company. - Apple Inc. - The iconic technology company behind iPhones, Macs, and other popular devices. - Coca-Cola Company - A global leader in the beverage industry and a household favourite. - Walmart Inc. - The world's largest retailer with a vast network of stores and e-commerce operations. - JPMorgan Chase & Co. - A prominent multinational investment bank and financial services provider. - Procter & Gamble Company - A consumer goods corporation known for its diverse range of products. - IBM (International Business Machines) - A pioneer in the technology industry, specializing in hardware, software, and consulting services.

Join the Ranks of These Distinguished Corporations

As you embark on your journey to establish your company in the First State, take inspiration from the success stories of Tesla, Meta, and other large corporations. Incorporating your company in Delaware puts you in the fellowship of these organizations and many others that have leveraged the state's advantages to thrive in their respective industries. However, if you are concerned about the costs of incorporation in Delaware, consider the long-term benefits and potential growth opportunities it offers. This state is set to continue to be prosperous in the coming years, which you can use to springboard your company’s success. Photo by Josefina Lacroze on Unsplash Read the full article

#IncorporatingyourcompanyinDelaware #TheDelawareGeneralCorporationLaw

[decadentbarbarianface]

Forget wholesaling foreclosures: 3 Replacements You Need to Jump On

Wholesaling Real-estate

Wholesaling real estate is definitely an desirable way for newbies to get into the real estate market without having permits or big upfront funds investments. In addition, general real estate sales may supply seasoned buyers with additional qualities to enhance their portfolios.

Here's just how the approach functions: A dealer searches for components owned by managers that want to sell for various motives, then reassigns the contract to a investor to get a charge and income.

What is Wholesaling?

Wholesale is the practice of acquiring and reselling products or property without the need of getting property. When applied to real estate property, this usually identifies attributes which will not satisfy standard selling criteria for example significant restoration job getting needed or even total demolition. Property owners might do not have the resources or simply do not desire to undergo these repairs themselves, which could add more pressure and risk. In such cases, they may enter in a wholesale arrangement with a succeeding buyer who will presume the duty of earning updates just before selling the home with a revenue. This approach resembles Walmart and Amazon's business designs - they buy items in sizeable volumes at reduced charges from producers just before promoting them individually at higher rates to shoppers, turning a neat income as you go along.

Real-estate wholesaling is definitely an eye-catching strategy for traders with use of discounted properties inside their market place, in addition to the time, investment capital and experience to flip them to make money. In addition, wholesaling can also function as an entryway into real-estate committing since it usually demands less money than traditional strategies including hiring house or remodeling and turning homes.

Well before starting the search and get of general qualities, it is essential that you obtain a preliminary understanding of your market's real estate property wholesaling laws and regulations. This will enable you to find out when a certification is important to be able to conduct real estate deals in most cases, however, wholesaling residence will not fall under condition regulation presented you don't control or shut escrow on it on your own.

Before you begin to search for marked down attributes, it is actually vitally vital that you compile a buyers checklist as a way to guarantee you possess consumers for every single house you set under deal and look after adequate income stores to protect any potential restoration costs that arise included in this endeavor.

There are many strategies you are able to utilize to discover attributes to general, like doing a search online property sites for off-marketplace deals, attaching with house control firms and house loan broker agents within your market place, or participating in auctions to distinguish possibilities. Once you find one you want to buy, it's necessary that its acquire contract consists of an assignment clause which enables you to allocate it to another buyer afterwards.

How to get Deals

Wholesale real estate making an investment can be an desirable, very low-chance approach that results in substantial returns, but this doesn't indicate rushing into any deal without having done any your homework productive wholesalers know how to determine and examine potential bargains.

When evaluating an off-industry property, start by determining its Right after Repair Value (ARV). This shape may serve as a bid from the closing sales selling price and may be established employing variables like its issue, place and in close proximity related components. Next estimation has been given, subtract any price of improvements from that body to reach your wholesale purchase cost.

Knowing the ARV of any property, it's very easy to start searching for buyers. A local real estate property investor class could be utilized for a useful resource, or you may design your personal purchaser list - making one of these brilliant will swiftly safe wholesale real estate property discounts and grow your stock portfolio easily.

Assist a real estate agent: they'll scour the MLS for attributes that are great for your requirements and become your view and the ears on the floor, assist with homework processes, work out costs with dealers, and be on the lookout for first time listings.

Social media marketing will also help you locate offers. Submitting regarding your motivation to acquire and then sell off-industry attributes can ignite considerable attention from investors having a strong following, your social networking content could achieve hundreds of folks instantly!

When locating a property that fits your conditions, it's necessary to visit it personally prior to making any selections. On the internet listings may mislead you therefore a aesthetic inspection is required to validate its situation if substantial fixes or repairs is going to be required well before considering getting, this might not be really worth your although. Additionally, guarantee you do have a file backup credit supply into position as this could save time when a offer tumbles through lastly be prepared for unexpected challenges as wholesale suppliers frequently come across distressed property owners with sudden issues or unanticipated concerns which should be resolved prior to buying!

Determining a legal realestate investment software contract

Suppliers typically identify brokers willing to believe their obtain deal and after that "allocate" it, without having dealing with some of the danger or undertaking remodeling on the part of the seller. After this task contract is within place and sold away and off to another entrepreneur, wholesale suppliers receive an task fee once the purchase wraps up along with the new buyer gets owner in the home - supplying fast and successful real estate purchases with out undertaking pointless threats or burdensome work linked to standard repair-and-flip investments.

To be able to designate a contract, wholesalers must first identify an fascinated owner who confirms to sell below market value and discuss an task clause to their agreement before advertising it to investors. When an intrigued trader strategies them about buying it, retailers "allocate" the contract by putting your signature on it over at an arranged quantity negotiated with vendor.

When this happens, the brand new investor gets into escrow and concludes their shutting in their label, taking whole obligation for any unanticipated problems that develop and paying the wholesaler their remaining assignment charge at that time.

Property wholesaling will bring many benefits, yet can be an exceptionally high-risk venture for all those not adequately prepared. Wholesale suppliers must have the capacity to supply properties regularly to be able to revenue, and also have the financial means needed to swiftly near on qualities when necessary. Furthermore, some claims take into account real-estate wholesaling an action of brokering bargains, thus necessitating a certification as a way to follow this process.

Real estate property wholesaling is becoming more and more popular currently, and something technique that's rising in popularity is twice shutting. Right here, the dealer purchases the house making use of either their very own resources or hard cash personal loans after which arranges to market it quickly on to a stop buyer - potentially owning it only times or perhaps moments well before transferring it on yet again.

Dual Shutting

Twice shutting down is an ever more popular real estate property general method, in which a dealer acquisitions and sells properties to back-stop buyers in quick succession. Wholesale suppliers can utilize this tactic to create a earnings without having running into costly maintenance in the home or waiting until an end customer will come alongside. http://www.onewheels.org/member.php?action=profile&uid=94296 Even so, this technique can be more advanced than classic deal task since it needs two different closings with two groups of closing disclosures, HUD-1 arrangement claims, title insurance and closing charges for purchases - this can be time-ingesting and pricey for investors additionally it presents them in to the sequence of headline that could bring up inquiries from creditors regarding legitimacy of deal.

A powerful twice closing technique starts when a genuine home's encouraged owner finds a trader prepared to acquire it at below market price, concur with a buy-offer arrangement between themselves, and then discover another possible back end buyer that is also thinking about getting it - creating what is known as back-to-back closings.

There are actually multiple advantages to working with this strategy when selling property. For retailers, this is often an successful strategy to rapidly unload a house they no more desire to maintain although buyers gain by being able to fetch higher rates for the house than can be readily available through standard transaction channels and with out risking possible buyers withdrawing on the last minute, something more probably in classic transactions.

This plan gives several advantages, as it can efficiently and quickly turn a return in virtually any scenario. It's especially beneficial while confronting challenging or distressed qualities more suitable for wholesale deal than retail industry purchase however, before using this strategy it's smart to check out nearby rules.

#real estate wholesaling #wholesale real estate #wholesaling real estate #wholesaling #wholesaling houses #what is wholesale real estate #how to wholesale real estate #what is wholesaling real estate #what is real estate wholesaling #wholesale properties #what is wholesaling #wholesale house #wholesale houses #Youtube

[classymakerbird]

The History of REIpro

Wholesaling Real Estate

Wholesaling real estate property can be an eye-catching technique for beginners to penetrate the real estate industry without having permits or huge upfront investment capital purchases. Additionally, general real estate property sales may offer knowledgeable traders with additional qualities to increase their portfolios.

Here's how the approach functions: A dealer searches for attributes properties of proprietors who would like to sell for many different reasons, then reassigns the contract with an investor to get a charge and earnings.

Precisely what is Wholesaling?

General is the practice of buying and selling goods or property without the need of consuming possession. When used on real-estate, this usually describes properties which usually do not satisfy regular sale conditions such as major reconstruction operate being required and even complete demolition. House owners might lack the solutions or simply tend not to want to go through these maintenance on their own, which can add more burden and risk. In such cases, they might key in a general contract using a succeeding investor which will think the responsibility of earning enhancements before promoting your property at the earnings. This method appears like Walmart and Amazon's enterprise designs - they purchase merchandise in sizeable volumes at lowered costs from suppliers just before promoting them individually at increased prices to shoppers, converting a clean earnings on the way.

Real-estate wholesaling is definitely an attractive strategy for brokers with use of cheaper properties with their market, together with the time, money and experience to turnover them for profit. Moreover, wholesaling could also function as an entryway into real estate property making an investment mainly because it usually requires less cash than standard methods such as booking house or redesigning and turning properties.

Prior free real estate software to embarking on the look for and purchase of general components, it is vital that you will get an understanding of the market's real estate property wholesaling regulations. This enables you to find out if your certification is essential in order to carry out property transactions generally, however, wholesaling property is not going to come under status control presented you don't handle or close up escrow into it on your own.

Prior to starting to search for cheaper components, it really is vitally crucial that you put together a buyers collection so that you can ensure you have purchasers for every house you set under agreement and sustain enough cash stores to pay for any possible renovation bills that occur as an element of this endeavor.

There are many methods it is possible to make use of to find qualities to wholesale, for example searching on the internet real estate web sites for off-industry deals, hooking up with home administration organizations and house loan brokers in your market place, or attending online auctions to determine possibilities. Once you discover one you want to acquire, it's necessary that its obtain commitment includes an assignment clause which allows you to designate it to a different entrepreneur in the future.

How to locate Offers

Wholesale real-estate committing can be an eye-catching, very low-threat technique that yields great earnings, yet this doesn't imply rushing into any offer without having done any your due diligence profitable wholesalers realize how to establish and assess prospective bargains.

When evaluating an off-market place house, begin with establishing its Soon after Restoration Benefit (ARV). This figure may serve as an estimate from the ultimate product sales price and may be established using parameters for example its condition, spot and near by related components. After that estimation has been created, deduct any cost of fixes from that physique to reach your general acquire selling price.

When you know the ARV of a home, it's easy to start in search of buyers. The local property trader group could be utilized for a source of information, or you may create your individual shopper list - developing one of these brilliant will quickly protected general real estate bargains and improve your collection easily.

Work with an agent: they'll scour the MLS for components that suit your requirements and act as your eyeballs and the ears on the floor, assist with due diligence treatments, work out rates with vendors, and be on the lookout for first time sale listings.

Social websites will also help you track down discounts. Submitting about your readiness to get then sell off-marketplace properties can ignite considerable fascination from investors using a reliable subsequent, your social media posts could reach a huge selection how does real estate investing work of folks immediately!

When getting a residence that matches your standards, it's important to visit it personally prior to making any judgements. On-line entries may mislead you therefore a visual evaluation is required to validate its problem if comprehensive repairs or repairs is going to be needed prior to thinking of purchasing, this might not be well worth your whilst. In addition, ensure you do have a back up financing source in position as this could save your time if your bargain slips through lastly be prepared for unpredicted obstacles as retailers frequently find distressed home owners with unforeseen issues or unanticipated problems which must be solved before buying!

Setting an agreement

Suppliers typically identify traders ready to think their acquire deal then "assign" it, without taking on the risk or task remodeling with respect to the vendor. After this assignment arrangement is location and offered away and off to another entrepreneur, suppliers get an project charge as soon as the selling finishes along with the new customer gets to be owner of the property - delivering fast and successful property purchases with out undertaking needless hazards or burdensome operate involved with conventional repair-and-flick ventures.

As a way to delegate a legal contract, wholesalers must initially recognize an intrigued owner who confirms to promote below market value and negotiate an task clause inside their commitment prior to advertising and marketing it to traders. After an fascinated investor methods them about purchasing it, wholesalers "allocate" the contract by signing it over at an decided upon amount negotiated with retailer.

Once this occurs, the latest buyer goes in escrow and completes their shutting inside their label, taking full obligation for virtually any unanticipated problems that develop and making payment on the dealer their staying project fee when this occurs.

Property wholesaling may bring several benefits, however may also be an exceptionally dangerous venture for people not adequately ready. Suppliers must have the capacity to source components regularly as a way to profit, and also have the monetary signifies required to quickly close up on properties when needed. Moreover, some states consider real estate property wholesaling an act of brokering discounts, hence necessitating a certification so that you can pursue this training.

Property wholesaling is becoming more and more well-liked currently, and something technique that's becoming more popular is twice closing. Here, the dealer acquisitions your property making use of either their own funds or hard cash loans and then arranges to promote it quickly on to an end customer - potentially owning it only days and nights or perhaps moments well before transferring it on once more.

Twice Closing

Twice shutting is undoubtedly an ever more popular property general approach, where a wholesaler acquisitions and provides qualities to back-end consumers in quick succession. Wholesale suppliers can make use of this strategy to produce a earnings without incurring expensive maintenance on the property or hanging around until a conclusion customer comes along. Even so, this technique may be more advanced than conventional contract task as it requires two individual closings with two groups of closing disclosures, HUD-1 pay out statements, name insurance plan and shutting down costs for dealings - this is often time-consuming and high priced for investors additionally it offers them in to the chain of name which could raise inquiries from lenders about authenticity of financial transaction.

A powerful increase shutting down approach commences when an authentic home's motivated vendor discovers an investor happy to obtain it at below market price, decide on a purchase-promote contract between themselves, after which locate another probable back conclusion purchaser that is also interested in getting it - producing what is known as back-to-back closings.

There are actually numerous benefits of using this strategy when selling real estate property. For retailers, this can be an successful approach to easily unload a home they will no longer wish to maintain although brokers advantage by having the capacity to fetch increased price ranges for the residence than can be offered through regular purchase stations and without the need of risking potential buyers withdrawing on the previous time, some thing most likely in traditional dealings.

This plan gives several benefits, as it can certainly efficiently and quickly turn a return in almost any scenario. It's especially beneficial while confronting tough or distressed properties much more best for wholesale purchase than retail store selling however, just before using this tactic it's a good idea to examine community regulations.

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[fancydreamgladiator]

9 Signs You Sell Rei pro membership for a Living

Wholesaling Real Estate Property

Wholesaling property can be an attractive technique for first-timers to get in real estate market without the need for licenses or sizeable upfront investment capital assets. Additionally, general real estate revenue may supply knowledgeable investors with additional properties to include in their portfolios.

Here's how the approach functions: A dealer searches for attributes belonging to proprietors who want to sell for a number of factors, then reassigns the contract to an entrepreneur for the fee and income.

What exactly is Wholesaling?

Wholesale is the technique of purchasing and selling products or home without the need of getting thing. When put on property, this usually describes properties which usually do not satisfy standard sale standards for example key restoration operate simply being necessary and even total demolition. Home owners might do not have the resources or perhaps tend not to desire to experience these repairs themselves, which could add more problem and threat. In these instances, they may get into a general arrangement using a succeeding trader which will believe the duty of producing upgrades prior to offering the house at a revenue. This strategy resembles Walmart and Amazon's company types - they buy products in sizeable amounts at lessened charges from companies prior to promoting them individually at greater costs to buyers, converting a clean income along the way.

Property wholesaling can be an attractive technique for buyers with entry to discounted properties inside their market, along with the time, money and skills to flip them for profit. In addition, wholesaling might also function as an entryway into real-estate committing mainly because it usually needs less cash than traditional methods including booking house or renovating and flipping residences.

Before embarking on the look for and purchase of general properties, it is essential that you will get a knowledge of your respective market's real-estate wholesaling regulations. This allows you to ascertain in case a permit is important as a way to carry out real estate transactions generally, however, wholesaling property is not going to come under express control presented you don't manage or shut escrow into it yourself.

Before beginning to search for reduced properties, it can be vitally vital that you put together a consumers collection to be able to ensure you have buyers for every single residence you place under contract and maintain enough income supplies to pay any possible renovation expenditures that occur as part of this endeavor.

There are several techniques it is possible to utilize to find qualities to general, such as searching on line property internet sites for off-market discounts, hooking up with property control organizations and mortgage broker agents within your market, or participating in sales to determine prospects. Once you see one you would like to purchase, it's necessary that its buy agreement contains an project clause which lets you assign it to another one buyer later.

How to Find Discounts

Wholesale real estate property shelling out is an appealing, lower-threat strategy that brings great earnings, however this doesn't suggest hurrying into any bargain without doing your homework productive suppliers know how to recognize and assess prospective offers.

When looking for an off-market house, start by calculating its Following Maintenance Benefit (ARV). This body can serve as a quote of the final income cost and can be identified making use of specifics such as its issue, place and in close proximity related components. Next quote has been created, deduct any cost of fixes from that physique to arrive at your wholesale purchase cost.

Once you know the ARV of your residence, it's an easy task to get started in search of purchasers. A nearby property trader group could be part of a source, or you could create your individual customer list - producing one of these will rapidly protected wholesale property discounts and increase your portfolio easily.

Assist a realtor: they'll scour the MLS for components that are great for your criteria and act as your eyes and ear on a lawn, assist with due diligence procedures, work out rates with vendors, and be realeflow.com on the lookout for first time entries.

Social networking will also help you find deals. Publishing concerning your determination to buy and then sell off-industry attributes can spark substantial curiosity from brokers having a sound following, your social media posts could achieve hundreds of people instantly!

When locating a residence that matches your criteria, it's necessary to visit it personally before you make any choices. On-line entries may mislead you therefore a aesthetic inspection is needed to validate its situation if substantial improvements or repairs will likely be required before contemplating getting, this might not be worth your whilst. Furthermore, make sure you will have a file backup credit source into position because this could save time in case a offer tumbles through lastly be ready for unpredicted obstacles as wholesalers frequently encounter distressed home owners with unforeseen troubles or unpredicted troubles which has to be settled before buying!

Assigning an agreement

Retailers typically establish investors willing to think their acquire contract and then "designate" it, with out taking up some of the chance or undertaking makeovers on the part of the seller. After this assignment arrangement is within spot and sold off and away to another trader, retailers receive an assignment fee as soon as the transaction concludes as well as the new customer becomes proprietor of the home - supplying fast and rewarding real estate ventures with out dealing with unneeded risks or burdensome work associated with conventional repair-and-turn purchases.

As a way to allocate a contract, wholesalers must very first recognize an curious vendor who confirms to sell below market price and discuss an task clause into their contract well before marketing it to traders. Once an curious trader methods them about purchasing it, wholesalers "delegate" the agreement by signing it over at an decided upon volume negotiated with owner.

After this takes place, the new entrepreneur goes into escrow and wraps up their closing with their label, consuming full responsibility for almost any unexpected issues that come up and paying the wholesaler their staying project fee at that point.

Real estate property wholesaling will bring several benefits, but can also be an extremely unsafe enterprise for all those not adequately equipped. Wholesale suppliers must have the capacity to provider components regularly so that you can income, along with have the fiscal signifies necessary to easily close on qualities when necessary. In addition, some says consider real-estate wholesaling an act of brokering deals, therefore necessitating a permit as a way to focus on this exercise.

Property wholesaling is becoming more and more well-known these days, and another method that's becoming more popular is double shutting. Here, the wholesaler buys your property employing either their particular cash or tough funds personal loans then arranges to market it quickly through to a stop purchaser - potentially possessing it only days and nights or even minutes or so just before shifting it on again.

Twice Closing

Twice shutting is an popular real estate property wholesale technique, where a dealer purchases and sells qualities to back-finish consumers in speedy succession. Wholesalers can use this plan to make a income without taking on costly maintenance in the home or waiting around until a stop purchaser is available coupled. However, this process may be more complicated than traditional commitment task mainly because it requires two individual closings with two sets of closing disclosures, HUD-1 pay out assertions, title insurance coverage and shutting down charges both for deals - this could be time-taking in and pricey for investors additionally it presents them into the chain of name that could raise inquiries from loan companies regarding legitimacy of financial transaction.

An efficient increase shutting technique starts when a unique home's encouraged seller realizes a trader prepared to obtain it at below market price, concur with http://query.nytimes.com/search/sitesearch/?action=click&contentCollection®ion=TopBar&WT.nav=searchWidget&module=SearchSubmit&pgtype=Homepage#/real estate a acquire-offer agreement between on their own, after which locate another potential back stop purchaser who seems to be also interested in buying it how to become a real estate investor - producing what is known back-to-back closings.

There are numerous benefits to employing this tactic when offering real estate. For vendors, this can be an successful method to easily unload a house they not any longer desire to keep although investors gain by having the ability to get increased prices for the house than could be available through regular transaction stations and without endangering potential customers withdrawing at the final time, something more likely in standard dealings.

This tactic provides many advantages, as it can quickly and efficiently turn a return in every condition. It's especially beneficial while confronting challenging or distressed attributes much more best for general financial transaction than retail industry purchase however, well before using this tactic it's smart to check out nearby laws and regulations.

#real estate wholesaling #wholesale real estate #wholesaling real estate #wholesaling #wholesaling houses #what is wholesale real estate #how to wholesale real estate #what is wholesaling real estate #what is real estate wholesaling #wholesale properties #what is wholesaling #wholesale house #wholesale houses #Youtube

[alphst]

Walmart Inc (WMT) Q1 2024 Earnings Call Transcript

$WMT Q1 2024 Earnings Call Transcript #earnings #markets #investing

Walmart Inc (NYSE: WMT) Q1 2024 earnings call dated May. 18, 2023 Corporate Participants: Steph Wissink — Senior Vice President, Investor Relations Doug McMillon — President and Chief Executive Officer John David Rainey — Executive Vice President and Chief Financial Officer John Furner — President and Chief Executive Officer Judith McKenna — President and Chief Executive Officer Kathryn…

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#Consumer Defensive #Discount stores

[verykittenmoon]

Apple Appoints New Canoo CEO

Apple Appoints New Canoo CEO During his time at Apple, Canoo, a mechanical engineer, served as a senior vice president and head of engineering. His engineering expertise could prove to be an asset to Apple's automotive ambitions. After his departure from Apple, Canoo was named chief of the newly created Apple Ventures group. He is expected to lead the group's automotive and augmented reality headsets initiatives. Ulrich Kranz will focus on cars and augmented- reality headsets Among the many high-profile hires for Apple's car project is Ulrich Kranz, the former CEO of electric car startup Canoo. The appointment of Kranz indicates that Apple is serious about developing a self-driving electric vehicle. The former BMW executive is known as one of the most important automotive appointments at Apple. Kranz was a key figure in the development of BMW's i3 and i8 electric cars. He also founded Canoo and served as the company's chief technology officer. Kranz founded Canoo after his departure from BMW. He was responsible for steering the company toward a public listing. He stepped down as CEO after Canoo went public. Aquila's entry into management coincided with his private equity firm's investment Until recently, Canoo was a fledgling electric vehicle company. Its founding nine co-founders included former execs from BMW and Ford. They had plans to roll out a "lifestyle vehicle" model in the Los Angeles area for a subscription fee. In the ensuing months, the co-founders and their partners left the company, and Canoo went through a period of employee shakeups. The company's chief technology officer (CTO) and CFO resigned, and the head of its powertrain development division left for greener pastures. In the process, Canoo also dropped its deal with Dutch car manufacturer VDL

Nedcar, and withdrew its agreement with Hyundai Motor Group. It also lost its head of vehicle programs and its head of corporate strategy. Canoo's departure from strategy EV startup Canoo Inc has lost several executive positions in recent months. In early 2019, the company announced the resignation of Chief Financial Officer Paul Balciunas. In February, the company also announced the departure of investor relations VP Kamal Hamid. In March, Canoo rebranded to Canoo. In April, Canoo announced Tony Aquila as its new CEO. The company announced a new strategy, including plans to sell cars to commercial operators. It also said it would no longer offer engineering services to other automakers. This strategy was accompanied by a new EV platform. Canoo is also developing a pickup truck and a multipurpose delivery vehicle. Aquila's investment EV startup Canoo has met with Apple recently to discuss potential investments. However, the two companies have not yet revealed any details of their talks. Apple's vehicle project has been refocussed on self- driving electric cars, according to reports. The company is reportedly also negotiating with Hyundai to produce a self-driving electric vehicle. Canoo is an upstart company founded by former Faraday Future executives. The company aims to produce commercial and consumer- focused electric vehicles. Its platform features steer-by-wire technology. This technology increases design flexibility. It also integrates more car electronics. Canoo has a strong sales pipeline. Walmart plans to buy up to 10,000 of the Lifestyle Delivery Vehicles. However, Canoo does not have much money on hand. It has only $33.8 million in cash. It also has a heavy cash burn. It will need more cash to continue its operations during the second quarter. Manfred Harrer's departure from Volkswagen Group Until recently, Manfred Harrer was considered the best engineer in the Volkswagen Group. Now he's in the Porsche stable as vice president of product line, tasked with reviving the marque's flagging sales. His most notable accomplishments include the Cayenne's top of the line trim level and the latest gen Porsche design concept. With his departure, the VW

Group has lost a few of its most seasoned vets. And that's not all. Aside from the aforementioned chief, the group has lost three others in the same time frame. So if you're in the market for a new vehicle, you might be better off looking elsewhere.

[guiltydaniel59]

The Ripple - Headquarter Locations, Products, Competitors Diaries

The Greatest Guide To Ripple Glass: Home

Key Distinctions The main differences between Bitcoin and XRP are as follows: Both Have Various Methods to Confirm Deals Instead of using the blockchain mining principle, the Ripple network uses an unique distributed consensus mechanism to confirm transactions in which taking part nodes verify the authenticity of a deal by performing a poll.

The result is that XRP stays decentralized and is much faster and more dependable than a lot of its competitors. This Author suggests that the XRP consensus system takes in negligible amounts of energy as compared to Bitcoin, which is thought about an energy hog. XRP Is Cheaper and Faster than Bitcoin Due to the complicated and intensive nature of mining utilized in the cryptocurrency, Bitcoin deal verifications might take lots of minutes and are related to high transaction expenses.

Cryptocurrency XRP plunges 25% after SEC files lawsuit against Ripple

Comparable to the bitcoin deal processing cost, XRP deals are charged. Each time a deal is carried out on the Ripple network, a percentage of XRP is credited the user (specific or company). XRP Has More Coins in the Market One billion XRP were pre-mined at launch and have been launched slowly into the marketplace by its main investors.

XRP Sinks 7% Today, Despite Major Catalyst - The Motley Fool

XRP USD - Chart - Ripple - US-Dollar - Markets Insider - Questions

BTC's artificial scarcity has assisted produce financier interest in its possible as a shop of value. XRP and Bitcoin Have Different Blood Circulation Systems Bitcoins are released and included to the network as and when miners discover them. They do not comply with a release schedule and their supply depends mainly on network speeds and difficulty of the algorithm utilized to mine coins.

Ripple Central

Ripple prepared to release an optimum of 1 billion XRP tokens every month as governed by an inbuilt smart agreement; the existing blood circulation is 55 billion. Any unused part of the XRP in a particular month will be shifted back to an escrow account. This mechanism ensures that there will be no possibility of abuse due to an oversupply of XRP cryptocoins, and it will take several years prior to all the cryptocoins will be available.

Bitcoin vs. Ripple Example To comprehend both with real-world comparisons, below are some analogies. Peter, living in America, visits Walmart and spends for his purchases in United States dollars. He can also utilize his US dollars to acquire other currencies for trading and investment, like GBP or JPY, and offer them off at a later date for a profit or loss.

#ripple sec #Ripple #xrp news #xrp prediction

[bryangranum]

Will Stronger ESG Standards Drive Corporate Action On Climate And Equity?

There’s a growing body of evidence that companies with solid ESG standards are more successful. One study, in particular, found that the stocks of S&P 500 companies with more robust social and environmental performance had higher returns than those without.

  And yet, there are still skeptics who argue against this idea, citing possible weaknesses in the methodology or questioning whether sustainability is just something for environmentalists to care about.

  In this article, we’ll explore why these arguments don’t hold up–and what it might take to get corporations to make changes on climate and equity issues.

  Investments in the environment, social, and governance (ESG) change and evolve into a new area of investable assets. ESG investments are not a niche in the financial market but instead represent an emerging asset class gaining momentum.

  ESG investors have seen benefits from their holdings and include some of the wealthiest people on earth. Bill Gates has been reported to be adding $600 million worth of shares every quarter with his involvement as part-owner at Berkshire Hathaway (BRK-A) and co-chairman at Microsoft Corporation (MSFT).

  Investment managers increasingly see sustainable investing as an opportunity for higher returns than traditional equity markets. And many organizations have begun adopting sustainability practices themselves, including Google Inc. (GOOGL), Levi Strauss & Co., Nike Inc., Target Corp., Facebook Inc.(FB), and Apple Inc. (AAPL).

  Many corporations have taken decisive steps to address the threats that climate change poses and other ESG issues like gender diversity and worker rights in supply chains. In 2017, for example, more than 100 global companies announced sustainability goals with targets related to greenhouse gas emissions reductions, renewable energy usage, water conservation measures, or waste reduction policies.

  Corporate action on equity is also increasing: Nike’s decision to raise its minimum wage made headlines earlier this year. This comes after Walmart raised wages for some employees in 2014 and McDonald’s Corporation (MCD) committed itself last year to engage in discussions about wage increases.

  As corporations continue to respond, the question becomes: how will ESG standards drive their action?

  The answer is that companies are increasingly committing themselves to more substantial and more specific environmental or social benchmarks because they’ve found them to be valuable drivers of sustainable business practices. They also find it useful in terms of differentiation.

The post Will Stronger ESG Standards Drive Corporate Action On Climate And Equity? first appeared on Bryan Granum Sustainablilty.

from Bryan Granum Sustainablilty https://bryangranumsustainability.com/books-that-every-entrepreneur-should-read/?utm_source=rss&utm_medium=rss&utm_campaign=books-that-every-entrepreneur-should-read via IFTTT

#Bryan Granum Sustainablilty

[stapap]

Strategic communication needs a facelift and a new metaphor too

In the iconic TV drama Mad Men, the creative director Don Draper (portrayed by Jon Hamm) of the fictional Manhattan advertising firm Sterling Cooper, plants the seeds of a breakthrough concept in his clients’ minds. Draper conveys the message: “Sell a lifestyle, not just a product.” In real-life, emblematic advertisements such as the “Marlboro Man,” Nike’s “Just Do It,” and “I’d like to buy the world a Coke” paved the ground for the next generations of professionals to see the big picture and invest in communication strategy and marketing concepts. Without a doubt, advertising industry professionals are at a crossroads. Live as strategic communications specialists or die as creative advertisers.

Strategic communication is a suitcase term to include much more than public relations and advertising. Organizations should communicate both to internal and external audiences, craft a strong brand identity and image, sustain a positive corporate culture, and establish healthy investor and community relations. As much as water is a life-sustaining element in any living being, strategic communication is the essential element for any organization to get the right messages to the right audiences at the right time. The term “strategic communication” has been widely used in both business and academia since the millennium, substituting other terms such as organizational or corporate communication. Using the words of Hallahan et al. (2007), strategic communication is “the purposeful use of communication by an organization to fulfill its mission” (p. 3) while it suggests that people should “be engaged in deliberate communication practice on behalf of organizations, causes, and social movements. (p. 4).

Communication or Communications?

Although a keyword comparison on Google Trends would still prove that the term corporate communication is more widely used than the other relevant terms, online job portals classify most related communication jobs as strategic communications. Interestingly, the term “communications” scores lower in Google search results than its “competitors.” Nevertheless, these terms in communication are used in business and higher education interchangeably. Whether we call it strategic communication or strategic communications, we notice a slight decline over the years in all terms of communication. This decline of interest may call for a brave facelift and value re-creation for the job of strategic communications specialists, which is the focus of this article.

Why is strategic communication more important than ever?

In the world of strategic communication, everything matters as everything is part of a detailed and strategic plan. Therefore, all elements in an organization play a crucial role in communicating one, unified voice. Fortune 500 top companies such as Walmart, Amazon, and Toyota communicate strong and carefully crafted messages for years, appealing to various audiences strategically. Public Relations and Corporate Communications professor at Georgetown University, Shayna Englin, writes that “being strategic means communicating the best message, through the right channels, measured against well-considered organizational and communications-specific goals.” Professor of business and communication studies at Plymouth State University in New Hampshire, Warren Mason argues that strategic communication is about dealing with challenging issues that might “jeopardize an organization’s very survival.”

Organizations need to face the mirror and question themselves. What is the long-term benefit of having an excellent product in the market if your employees are dissatisfied? Would you risk millions of advertising budget knowing that the local community will turn its back to your new stores for being insensitive in your communication? Who will trust a well-written PR statement when the brand’s image is affected by corporate scandals, unethical practices, and unfair policies? What is your brand purpose? Why should people trust you?

Getting a seat at the table

Strategic communications specialists should have a seat at the table where decisions are made. Their job is to create clear goals and a sound strategy that ensures all stakeholders (employees, customers, administration, investors, community, and governments) are in sync. Carefully crafted and researched message development is among the critical tasks of strategic communications specialists. How many times will companies rely on talented people’s “Eureka moments” to design their next slogan and campaign? In a world full of clusters and niche markets, organizations should invest in high levels of planning to find the reason and the “why” behind any communication touchpoint.

Ensuring coherence of words and actions

The world is hyper-connected, and the lines between physical and digital worlds do not exist anymore. The role of strategic communication is to hear the market’s heartbeat and influence people’s lives. The connection between brands and consumers gets more potent with high highs and low lows. The road from love to hate is short as consumers personalize their relationships with their lovable brands. Consumers are the first to announce the good news but also the first to feel betrayed and generate content to damage a brand’s reputation. A communication strategy should be able to grasp consumers’ pulse and implement well-researched plans to deal with extreme and critical situations.

The islands of communication and the bridge metaphor

Ithaca College Professor of Strategic Communications Diane Gayeski writes in the International Association of Business Communicators (IABC) Handbook that “employee communications, investor relations, public relations, and supervisory and executive communications are often designed and managed in separate functional silos. Professionals in these areas often have a little incentive — and may have many barriers to collaborating. This creates a situation that I call the “islands of communication”(Gayeski, 2006, p.71). Professor Gayeski uses the island metaphor to illustrate the problem in most organizations that experience an incoherent brand or strategy. In particular, Gayeski mentions that professionals face challenges when they try to coordinate the “flow, load, tone, and content of messages” (p. 71) in dispersed channels of corporate communications, which look like unbridged islands (Figure 1).

Each island of communication (i.e., external communication, internal communication, advertising/PR, investor relations, etc.) requires bridging the strategic creation of content (message) with the appropriate selection of the speaker and channel to deliver the message at the right time. Although the metaphor is eye-appealing, it fails to communicate the brand’s unified voice and image. The approach to communication as islands connected by bridges seem scattered and unstructured in a sea full of opportunities and threats. Bridges require resources to build which multiply with the length of the stretch to cover, making in increasingly more difficult to upkeep for an organization and navigate by a stakeholder. Overall, the “bridge” metaphor makes organizations unable to distinguish a clear identity and strategy.

A more robust metaphor for Strategic Communication

Communication channels should be arranged strategically, so they create a unified and sustainable brand identity. Using the metaphor of a leaf, strategic communications specialists need to re-define their role as organizational gardeners (Image 2). Let’s picture organizations as trees that require deep roots, a strong trunk, healthy brunches, and green leaves to protect the whole foundation. Trees are living organizations with the ability to grow, adjust to any environmental changes, self-heal, and stand still in difficult situations. Communication channels should function as leaves that absorb and filter any pollutant gasses coming from the market. Through the process of photosynthesis, green plants and certain other organisms transform light energy into chemical energy. Communication should initiate photosynthesis in organizations structuring the elements (content, speaker, channel, time) strategically to convert and produce energy.

The new role of Strategic Communication

A strategic communications specialist should become the liaison between the business and the consumer. Mobile, web, brick-and-mortar stores, products, apps, marketing, delivery services, mass media, social media, and people are no silos anymore. Strategic communications specialists should have a significant role to act with professionalism, embrace new methods of outreach, and coordinate activities with empathy and consistency.

A global survey by Accenture Strategy of nearly 30,000 consumers in 35 countries found that 62% of them expect organizations to address social issues such as sustainability, transparency, and fair employment practices. The same study highlights that “Companies that don’t align with customer beliefs pay the price.” Consumers call for organizations to function as protectors of values, communicators of emotions, and stabilizers of a shaken economy. People expect much more than a cheesy, emotional campaign, as they want active organizational citizenship.

Brands need to re-engineer their values and corporate purpose. Being “the best” means nothing to young people who are disconnected from such statements. After all, who decides on who is the best? Profound answers to questions like: How do you show your values and how will you demonstrate your collective responsibility will resonate better with the market.

Why now?

In the post-pandemic era, organizations have to act strategically and plan a massive corporate transformation in limited time. Today’s business reality requires remote working, agility, startup methodologies, startup transformation, and Artificial Intelligence integration. Companies need to plan from scratch, keeping in mind that their new reality also includes obstacles such as social distancing, change resistance, non-adequately tested tools and lack of trust. Through strategic communication, organizations should highlight providing consumers with a clear brand purpose. Consumers should be treated as highly valuable stakeholders who deserve transparency and meaningful communication. As much as organizations need to re-create their values and missions, today calls for strategic communications specialists to facelift their role and plant the seeds for an open and sustainable business environment.

#communication #strategy

[duus98zimmerman]

The planet is Flat & For Everyone

The world will be flat as well as for everyone The wall came down in Bremen The global market did win Anything is continually broadening With each determining and pivotal moment Beginning with Netscape going public Attractive work flow computer software produced Open-sourcing commenced coding everything Freelancing began globally making use of Everyone's niche and claim to fame Offshoring leveled the world the same Greatly reducing the duty burden to just about all The price of labor significantly dropped American employees rant, rave, plus opine Young technicians from Asia work unceasingly Filling American Universities and organizations Bringing their mind power and sensibilities from very far Euro arms and AK47s for sale inside Peshawar Supply-chaining meticulously incorporating Everyone directly into the manufacturing procedure A few vestiges of insourcing are blessed Get a cellular phone an irritating hearing piece Office Maximum employees have no peacefulness Wire individuals all around each gadget and system Now let's get digital, isn't that so excellent Be quick up! Every individual must go electronic Get on myspace and show the face Anything for the internet sapien to taste iPaq - Int'l Physical Activity Set of questions? About website don't actually proper care Neither do I understand just about all this globalization Airplanes, UPS, Fed Ex girlfriend or boyfriend, and drop shipment Cheap Chinese stuff being sold simply by WalMart At some sort of deep discount across corporation state amazon let's us all promote stuff at home station Never mind in case what we sell is reputable or excellent Just dance in headfirst because a consumer need to New intriguing players, new global using field New difficulties, processes, and market segments Habits for lateral corporate collaboration Related markets and foreign currency speculation From order & control to collaborate & connect From India to be able to Indiana; Manchester to Minneapolis Hong Kong to Paris; Bangalore for the Big The apple company It all signifies hectic multiple identity disorder The loss of life of the trendy slick tongued jeweler Nobody can be private untouchables anymore Which owns what? W here did it result from? Who really cares? Consume and always be happy! Dunkin Doughnuts, TGI Fridays, Chilis, B Innovation, répartition, HP, Dell, ESPN, CNN Intel, Microsoft company, Cisco, Ebay, Google, and Google WINDOWS LIVE MESSENGER hunt for global raw talent everywhere Obtain me the best at the least expensive, I don't treatment Y2K amazingly could be a national holiday A difficulty, panic, panacea, in addition to procreation Low-wage, low-prestige jobs cause special event Overseas they are usually high-paid, highly searched for after Coveted, pursued, and fought regarding as desired Unmatched entrepreneurship over an international scale Supply and demand, delightful diversity leadership Encouraging unification, being kind and inclusive Interaction, flexibility, appeal to, end up being adaptable Wholesale v. retail, foreign direct investment Shrinking financial aid, protectionist trade boundaries Continually being decreased to entice investors To relocate, worker, populate, and produce Reduced restrictions inside labor law with regard to staff Disastrous deregulation of financial markets Making money by privatization involving state companies Just about every companies are export driven and conscious Free of charge market strategies carry out entice and endear us Banking plus utility regulations are usually being lowered CEO's lawyering up when declaring personal bankruptcy Claiming and fighting regarding intellectual house Cease costs for people who do buiness releasing minimizing Every varying fully evaluating plus assessing Regulations, information, and glocalization things Cultural endowments, these kinds of as local function values Thrift, honesty, patience, humanity, and even tenacity Openness to alter, welcoming new technology Intangibles like equality for females in typically the economy As all of us speedily commoditize every single viable country Make use of and separate households to maximize profits Daddies and mothers work all hours associated with the evening Typically the world truly is usually flat and at this point suddenly for just about all Free trade provides become our technique of standing tall Each nation's way regarding expressing itself strongly Since they make a global contribution to the whole A global economy, God's brilliant means of diplomacy Int'l trade without having gov't regulations takes place naturally. 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[robertreich]

Bessemer and the Power Shift

The most dramatic change in American capitalism over the last half century has been the emergence of corporate behemoths like Amazon and the simultaneous shrinkage of organized labor. The resulting imbalance has spawned near-record inequalities of income and wealth, corruption of democracy by big money, and the abandonment of the working class.

All this is coming to a head in several ways.

Next week, Amazon faces a union vote at its warehouse in Bessemer, Alabama. If successful, it would be Amazon's first U.S.-based union in its nearly 27-year history.

Conditions in Amazon’s warehouses would please Kim Jong un – strict production quotas, 10-hour workdays with only two half-hour breaks, unsafe procedures, arbitrary firings, “and they track our every move,” Jennifer Bates, a warehouse worker at Bessemer, told the Senate Budget Committee last week.  

To thwart the union drive, Amazon has required Bessemer workers to attend anti-union meetings, warned workers they’d have to pay union dues (wrong – Alabama is a so-called “right-to-work” state that bars mandatory dues), and intimidated and harassed organizers.

Why is Amazon abusing its workers?

The company isn’t exactly hard-up. It’s the most profitable firm in America. Its executive chairman and largest shareholder, Jeff Bezos, is the richest man in the world, holding more wealth than the bottom 39 percent of Americans put together.

Amazon is abusing workers because it can.

Fifty years ago, General Motors was the largest employer in America. The typical GM worker earned $35 an hour in today's dollars and had a major say over working conditions. Today’s largest employers are Amazon and Walmart, each paying around $15 an hour and treating their workers like cattle.

The typical GM worker wasn’t "worth" more than twice today’s Amazon or Walmart worker and didn’t have more valuable insights about how work should be organized. The difference is GM workers a half-century ago had a strong union behind them, summoning the collective bargaining power of over a third of the entire American workforce.

By contrast, today's Amazon and Walmart workers are on their own. And because only 6.4 percent of America’s private-sector workers are now unionized, there’s little collective pressure on Amazon or Walmart to treat their workers any better.  

Fifty years ago, “big labor” had enough political clout to ensure labor laws were enforced and that the government pushed giant firms like GM to sustain the middle class.

Today, organized labor’s political clout is miniscule by comparison. The biggest political players are giant corporations like Amazon. And what have they done with their muscle? Encouraged state “right-to-work” laws, diluted federal labor protections, and kept the National Labor Relations Board understaffed and overburdened.

They’ve also impelled government to lower their taxes (Amazon paid zero federal taxes in 2018); extorted states to provide them tax breaks as condition for locating facilities there (Amazon is a champion at this game); bullied cities where they’re headquartered (Amazon forced Seattle to back down on a plan to tax big corporations like itself to pay for homeless shelters); and wangled trade treaties allowing them to outsource so many jobs that blue-collar workers in America have little choice but to take low-paying, high-stress warehouse and delivery gigs.

Oh, and they’ve neutered antitrust laws, which in earlier era would have had companies like Amazon in their crosshairs.

This decades-long power shift – the emergence of corporate leviathans and the demise of labor unions – has resulted in a massive upward redistribution of income and wealth. The richest 0.1 of Americans now has almost as much wealth as the bottom 90 percent put together.

Corporate profits account for a growing share of the total economy and wages a declining share, with multi-billionaire executives and investors like Bezos taking home the lion’s share.  

The power shift can be reversed -- but only with stronger labor laws, tougher trade deals, and a renewed commitment to antitrust.

The Biden administration and congressional Democrats appear willing. The House has just passed the toughest labor law reforms in over a generation. Biden’s new trade representative, Katherine Tai, promises that trade deals will protect the interests of American workers rather than exporters. And Biden is putting trustbusters in critical positions at the Federal Trade Commission and in the White House.

I’d like to think America is at a tipping point similar to where it was some hundred twenty years ago when the ravages and excesses of the Gilded Age precipitated what became known as the Progressive Era. Then, reformers reversed the course of American capitalism for the next 70 years, making it work for the many rather than the few.

Today’s progressive activists -- in Washington, at Amazon’s Bessemer warehouse, and elsewhere around the nation -- may be on the verge of doing the same.

#Amazon #Bessemer #unions #labor unions #antitrust #Biden #Pro Act #Progressive Era