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#Suffolk Federal Credit Union
dipulb3 · 3 years
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The number of Black women mayors leading major cities to reach historic high. Here is why they are winning
New Post has been published on https://appradab.com/the-number-of-black-women-mayors-leading-major-cities-to-reach-historic-high-here-is-why-they-are-winning/
The number of Black women mayors leading major cities to reach historic high. Here is why they are winning
Her victory came just two weeks after Kim Janey was appointed Boston’s first Black female mayor following the resignation of Marty Walsh, who is now the US Labor Secretary. Janey recently announced she would run for a full term in this year’s mayoral election.
With the ascension of Jones and Janey, there will be a historic high of nine Black women serving as mayors of the nation’s 100 largest cities. Other major cities led by Black women include Atlanta, San Francisco; Chicago; Baton Rouge, Louisiana; New Orleans; Washington, DC; and Charlotte, North Carolina.
Political observers say the growing number of Black female mayors signals they are gaining electoral strength and appealing to voters in races that have been historically won by White men. They say Black women have proven they are relatable with an ability to lead, organize and engage new voters. Black women are also speaking out against the racial disparities in their communities at a time when the nation is having to reckon with systemic racism and police violence against Black people.
Kimberly Peeler-Allen, a visiting practitioner at the Center for American Women in Politics at Rutgers University, said as more Black women rise to political power, the electorate is seeing the importance of having diverse voices making decisions.
“Black and brown women are running with a message that is a totality of their life experiences, which transcends race or gender,” Peeler-Allen said. “And there are people who are saying ‘she may not look like me but I know we share the same experience, because she is wrestling with credit card debt, or she has a family member with addiction or she’s a small business owner, she’s a veteran.'”
Peeler-Allen said she believes the advancement of Black women in all levels of government could also be inspiring more to run for office.
In the last few years, Kamala Harris became the first Black female vice president, Ayanna Pressley became Massachusetts’ first Black woman elected to Congress, and Tish James was elected New York’s first Black female attorney general.
Stacey Abrams narrowly lost her bid to become the nation’s first Black woman governor in 2018, but is now a powerful advocate for voting rights for people of color. Some political analysts view Abrams as a viable candidate for Georgia’s gubernatorial election in 2022.
Creating equity in St. Louis
Both Jones and Janey have vowed to make racial equity a priority while reflecting on their own lived experiences as Black women.
Jones said during her victory speech that she would not stay silent or ignore the racism that has held St. Louis back.
She told Appradab she wants to address the exodus of Black residents in recent years and why they don’t feel welcome in St. Louis. The city’s Black population dropped from 51% to 45% in the last 10 years.
Jones said she wants to revitalize the northern part of the city where she grew up because the neighborhoods have been neglected.
“I am ready for St. Louis to thrive instead of just survive,” Jones said on Appradab “New Day” earlier this month. “We need to provide opportunities for everyone to succeed, no matter their zip code, the color of their skin, who they love or how they worship.”
Kayla Reed, executive director of the grassroots racial justice group St. Louis Action, said she believes Jones can relate to the plight of Black people in St. Louis because of her lived experience as a single mother from a marginalized neighborhood.
The city, Reed said, struggles with segregation, disparities in education, employment and housing, overpolicing and violence in the Black community.
Reed said Jones has embraced the demands of a racial justice movement that started in 2014 when unrest broke out in nearby Ferguson following the police killing of Michael Brown. Ferguson elected its first Black woman mayor Ella Jones last year.
Jones is listening to the concerns of organizers and giving them a seat at the table, Reed said.
“She understands the unique inequality that our communities face,” said Reed, who campaigned for Jones and sits on her transition team. “And it gives her an advantage to think through creative, innovative solutions to shift outcomes and conditions.”
Breaking the ‘steel wall’ in Boston
In Boston, Janey has promised to answer the call for equity in a city with a reputation of being racist.
Boston struggles with an enormous wealth gap, unequal economic opportunity, neighborhoods that are segregated along racial lines and disparities in access to education.
The median net worth for White families is nearly $250,000 compared to just $8 for Black families, according to a 2015 study by the Federal Reserve Bank of Boston.
There is also a racial disparity in city contract awards, with a recent study showing that only 1.2% go to Black and Latino-owned businesses. Black and Latino workers also face higher unemployment rates than White workers in Boston.
Janey wrote in a Boston Globe op-ed that she will tackle these inequities with new policies and creative solutions.
She also reflected her experience with racism as a child on the frontlines of school desegregation in the 1970s. Janey said rocks and sticks were thrown at her bus while people yelled racial slurs.
Janey told Appradab that she believes there is an added burden to being the first woman and the first Black person to serve as mayor of Boston.
“I know there is a perception and a reputation that Boston has, but I think what is important is that the reality and the opportunities that we create for residents here is one that is focused on equity, on justice, on love and ensuring that there is shared prosperity in our city and shared opportunities,” Janey told Appradab’s Abby Phillip. “It’s not to say that we’ve solved everything when it comes to racism, but I think we have come a long way.”
Tanisha Sullivan, president of the Boston NAACP, said civil rights leaders have spent decades advocating for diversity in city leadership.
Black people have been able to win seats on city council and Rachael Rollins was elected the first Black female district attorney of Suffolk County in 2018. However, Black Bostonians have hit a “steel wall” with the mayor’s office before now, Sullivan said.
“There has been more of a concerted effort and focus on breaking through with the belief that having more diversity in that office leading the way would result in public policy that was intentional about racial equity and so many other quality of life measures that would be good for our city as a whole,” Sullivan said.
Sullivan said racial justice advocates are now hoping Janey will create momentum around electing a woman of color as mayor in November.
There are two Black women — Janey and Andrea Campbell — and one Asian woman, Michelle Wu, running for mayor.
Sullivan said it is past time for a Black woman to win the mayor’s office in Boston.
“We have for generations now been the engine behind the ascension of so many others to political office,” Sullivan said. “It has been our strategy, it has been our sweat equity, it has been the soles of our shoes that been worn out for others. It is not only our time, we have earned our spot.”
Black women mayors are a force
Jones and Janey are joining the tide of Black women mayors who have emerged onto the national stage in recent years.
San Francisco Mayor London Breed gained national attention when she was one of the first to lock down her city when the Covid-19 pandemic hit US soil last year.
Atlanta Mayor Keisha Lance Bottoms was one of the top contenders to be President Joe Biden’s running mate. She was also lauded for her assertive response to protesters looting in city streets during uprisings last summer and speaking out against Gov. Brian Kemp’s decision to lift Covid-19 restrictions last spring.
Chicago Mayor Lori Lightfoot has made headlines for defending her city and standing up to sharp criticism from former President Donald Trump who threatened to send in federal law enforcement officers to fight violent crime there.
Black women in New York are also hoping to join the short list of Black female mayors making history.
Both Maya Wiley and Dianne Morales, who identifies as an Afro-Latina, are vying to become the first Black woman to lead the nation’s largest city.
Wiley has garnered the support of Black female celebrities including Gabrielle Union and Tichina Arnold. Rep. Yvette Clarke announced earlier this month that she was endorsing Wiley.
Some activists say the success of Black women in mayoral offices is creating a pipeline for them to run for state and national office in the future.
“We still have not had a Black woman governor, we still have not had a Black woman who has been speaker of the house, there is not a Black woman now in the US Senate,” Reed said. “So, there are gaps, but I’m confident that with the election on the local level, not only are we changing things but we are building a pipeline to answer those questions.”
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primascriptura · 5 years
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TFCU CEO helps build 200th home for Suffolk Co. Habitat for Humanity Brad Calhoun, president/CEO of Teachers Federal Credit Union (TFCU) joined other CEOs and top executives from several Long Island companies to help build the 200th Habitat for Humanity Home in Suffolk County.
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Bethpage Federal Credit Union Reviews | Locations, Login, Hours
Bethpage Federal Credit Union Reviews | Locations, Login, Hours
Bethpage Federal Credit Union was founded in 1941 and is the largest credit union in New York State, ranking the 16thlargest credit union in the nation with approximately $7.2 billion in assets, 309, 000 members, and 38 publicly accessible branches throughout Nassau and Suffolk counties as of January 2017. (more…)
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greaterpatchoguecom · 5 years
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Bike-share program to launch this August in Patchogue and Babylon
Bike-share program to launch this August in Patchogue and Babylon
A first-of-its-kind bike sharing program in Suffolk County is getting set to launch in Patchogue and Babylon, and two other areas to be named later, county officials announced on Wednesday.
The program, which is called Bethpage Ride, is being funded through the sponsorship of Bethpage Federal Credit Union.
The bikes will be hitting the streets next month, when 100 will be available at 24 share…
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saxllp · 6 years
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Qualified Opportunity Funds Encourage Long-Term Investments
The Tax Cuts and Jobs Act (“TCJA”) enacted a new opportunity to incentivize real estate investment and development in low-income communities across the country. This new incentive creates Qualified Opportunity Zones (“QOZs”) in which investors who previously recognized a taxable gain can defer or eliminate it by investing the gain proceeds into a Qualified Opportunity Fund (“QO Fund”). QOZs are designated low-income housing communities in the United States (or Puerto Rico) in which a population census tract is above the poverty rate, or median family income does not exceed a percentage of the statewide median family income.
This program is designed to be a complement to other Federal incentive programs such as Low-Income Housing Tax Credits or New Market Tax Credits.
The Tax Incentive to Invest in a QO Fund
1. Tax deferral of previous disposition gain.
The investor interested in benefiting from this newly created program must invest their gain from a previous transaction in a QO Fund, which can be structured as a corporate or partnership entity. Please note that this can be any gain from the sale of real or non-real property, even assets which generate ordinary income. The gain is deferred by investing the amount of the gain into a QO Fund, hence the return of the capital portion does not need to be invested in order to benefit from the deferral. The investment must be made within 180 days after the sale of the property which triggered the gain. The gain is deferred to the earlier of (i) the date on which a QO Fund is disposed or (ii) December 31, 2026.
2. Basis increase of a QO Fund.
An investor’s initial tax basis of a QO Fund is initially zero since the cash being invested is from a transaction in which the gain is being deferred. However, if the investor holds its interest in a QO Fund for at least five years, the tax basis is increased by 10% of the deferred gain; if the interest is held for at least seven years, the basis of the deferred gain is increased by an additional 5% of the original gain. Hence there is a potential of an overall basis step up of 15% on the deferred gain.
3. Elimination of the gain on certain properties held by a QO Fund.
Investors that hold the Opportunity Fund investment for at least 10 years can receive the added benefit of paying no tax on any realized appreciation in investments made with the QO Fund. Please note that this permanent exclusion would only be beneficial for any gain appreciation after December 31, 2026 since the original gain which was invested in the QO Fund will need to be recognized.
In a real estate deferral structured as a like-kind exchange, the investor would need to invest all of the proceeds related to the sale of the disposed property, and the gain and return of capital proceeds. This is not the case with QO Funds since the investor would only need to invest gain from the previous transaction.
Qualified Opportunity Zone Designations:
State governors were required to nominate Qualified Opportunity Zones within their state to the U.S. Department of the Treasury by March 21, 2018 to be considered for approval. As of May 21, 2018, the Treasury announced that 20 states and two U.S. territories have designated QOZs including New York and New Jersey. This designation is retained for the next 10 years until it would be required to be renewed.
The New Jersey approved designations include (but are not limited to) tracts of land in the Atlantic, Bergen, Camden, Essex, Hudson, Middlesex, Monmouth, Morris, Ocean, Passaic and Union Counties. Please click here to reference the complete list.
The New York approved designations include (but are not limited to) tracts of land in the Bronx, Kings, New York (Manhattan), Nassau, Queens, Richmond (Staten Island), Rockland, Suffolk and Westchester Counties. Please click here to reference the complete list.
QO Funds and the Certification Process:
A QO Fund is designed to be an investment vehicle that is set up as either a partnership or corporation by investing at least 90% of its assets in an eligible QO Zone Property. A QO Zone Property is either one of the following: QO Zone Business Property, QO Zone Stock, or QO Zone Partnership Interest.
QO Zone Business Property is tangible property used in a trade of business of the QO Fund and meets the following requirements: The property must be acquired by the fund by purchase and from an unrelated party to the fund; The original use of the acquired property must start with the QO Fund; or, the QO Fund substantially improves the used property.
Substantial improvement requirement is met if 30 months after the date of acquisition the additional improvements to the property exceed the cost of acquiring the property.
A domestic corporation or a partnership will be treated as either QO Zone Stock or QO Zone Partnership Interest if such entity was acquired by a QO Fund after December 31, 2017, and solely for cash. Furthermore, the QO corporation or partnership in which a QO Fund invests must have an underlying active business located in a QO Zone, and the business itself does not operate in certain types of entertainment or recreational activities (i.e. golf course, country club, massage parlor, hot tub facility, suntan facility, racetrack, gambling casino, or any store the principal business of which is the sale of alcoholic beverages for consumption off premises).
The certification process to become a QO Fund is a self-certification process in which the corporate or partnership entity will self-certify by attaching a form to their timely filed federal income tax return for the tax year. No approval or action by the IRS is required.
If at any year the QO Fund holds less than 90% of the QO Zone Property, it would be subject to a penalty for each month it fails to meet the requirement.
How the Deal is Structured:
A QO Fund is formed and self-certified.
An investor with a recently realized gain elects to invest this gain into the QO Fund, taking stock or partnership interest in return. By so doing, the investor gets to defer the gain. Please note that the investor is required to invest only the amount of the gain to be deferred, not the total amount realized.
The QO Fund uses the investment to acquire a QO Zone Property. This investment represents the QO Fund’s interest in the underlying business in the low-income community.
If the investor sells or exchanges his QO Fund interest before December 31, 2026, the investor will recognize the deferred gain. However, if the investor holds the investment for at least 5 years, the investor will receive a 10% step up in basis in connection with the original gain.
On year seven, the investor receives an additional 5% step up in basis in connection with the original gain, so 15% of the gain is reduced.
By December 31, 2026, if the investor has not sold the interest associated with the original gain, they must then recognize the gain. Please note that if the investment was held by at least seven years, the investor would only pick up 85% associated with the original deferred gain.
If the investor holds their interest in the QO Fund for at least 10 years, the investor would not owe any tax related to any QOZ property which has been appreciated during such time.
Investing within a Qualified Opportunity Fund can be truly beneficial to developers who will see significant tax incentives, and property owners who can sell these properties and defer their taxable gains.  This new development opportunity will draw additional investments to low-income communities and generate economic growth for their respective residents.
The advisors at Sax will be sure to release updates and further information on Qualified Opportunity Funds as they emerge.  For any questions or additional information needed at this time, please feel free to reach out to Sax’s Real Estate Practice.
Jeffrey P. Roude, CPA is a Partner at Sax LLP and a member of the firm’s Real Estate Practice.  With over 30 years of experience, Jeff provides industry specific services to family-owned and closely-held residential and commercial properties, in addition to common interest realty engagements for cooperative housing corporations and condominium associations.  Jeff can be reached at [email protected].
  Michael Benguigui, CPA is a Senior Manager at Sax LLP and a member of the firm’s Tax and Real Estate Practices. He specializes in tax and accounting services for property owners, developers and private equity investors. Michael can be reached at [email protected].
from SAX https://www.saxllp.com/qualified-opportunity-funds-encourage-long-term-investments/
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dailybrian · 6 years
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New York Credit Union Settles Civil Rights Complaint | Credit Union Times
New on www.DailyBrian.com
http://bit.ly/2zWhWXu
New York Credit Union Settles Civil Rights Complaint | Credit Union Times
The $1 billion Suffolk Federal Credit Union reached an agreement with the Long Island Housing Services Inc. resolving its 2016 civil rights complaint alleging the Medford, N.Y.-based credit union discriminated against African Americans and Latinos when they sought or applied for mortgages. ...
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Whatley Alabama Cheap car insurance quotes zip 36482
"Whatley Alabama Cheap car insurance quotes zip 36482
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Do I need to purchase additional insurance for a rental car?
I have my own insurance with good coverages. I am going on vacation and renting a car. Do I need to purchase the additional rental car insurance that they always offer you? Will my car insurance cover me at all in the event of an accident?
""Car insurance - being a named driver on your dads policy, is this still legal?""
I have just received a quote from more than car insurance as me as a named driver on my dads policy, i have read stuff about fronting and how it can make claims invalid, is it still legal to do this? Thanks, much appreciated""
Where can i buy rebuild-able cars from insurance companies?
I live in the state of Indiana, is there a place where i can buy rebuild-able cars from insurance companies, or from a action place where they are not so expensive?""
How much would insurance cost. The car is a 2000 Lincoln Continental.?
How much would it cost I would mostlikely be put on my parents policy. Just wondering how much it would cost. Im 16.
""Learner drivers, what litre is your car and how much do you pay insurance?""
Learner drivers, what litre is your car and how much do you pay insurance?""
How do insurance companies determine fault?
I was in an accident. My insurance company told me I was 0% at fault and the other driver 100% at fault. The other insurance company said i was 50% at fault and the other driver was 50% at fault. what happens next? who suppose to agree with who?
Does a single man in his 20's need health insurance?
My boyfriend is 25 and does not have health insurance, does he heed it?? Does he need life insurance, or any other type of insurance??""
Can i get a california health access card if my mom has me under her insurance?
I want to get it so i can get on birth control but my mom has me under her insurance and i cannot let her know. I am 19, a college student and part time worker.""
Does medicaid take someones life insurance money AFTER they die?
My father used medicaid briefly, i think some hospital and a few months in a nursing home...before he died. My mother and father had very little, didnt even own their home. My mom is afraid to have life insurance on HER, because she was told that after HER death...medicaid would try and take whatever she has....including a life insurance policy on her....which of course I'm the only son would recieve it. There is nothing else, she rents a small apartment and is making payments on a car...so its not really hers either. we live in MISSOURI...""
How much more will my insurance go up with my first point ?
My insurance is $50 just liability...I have AIS ACCESS insurance...I got a red light ticket cuz I didn't stop before turning on red...I already got a camera ticket 11 months ago and did traffic school so I know I'm getting a point
What is a 2Dr car that has low insurance rates?
around $5,000 range runs well""
Whatley Alabama Cheap car insurance quotes zip 36482
Whatley Alabama Cheap car insurance quotes zip 36482
Is falling asleep at the wheel covered by car insurance?
no other cars or persons were involved
Health insurance in the United States?
Hi! Im not certain how things exactly work in the USA with insurance. 1) Is it compulsory? 2) Secondly, if I have insurance and suppose I want a procedure that insurance will not cover such as laser eye surgery (elective ) or say an elective cesarean. If I am willing to pay for the procedure myself can the doctor refuse to treat me and deny the procedure just because Im insurance isnt paying? Am I allowed to pay out of pocket if Im willing or is insurance legally required? Category""
Should an insurance company give you what your car is worth or how much it would take to replacement it?
The insurance adjuster (my car is totaled) says that he is only obligated to give me what my car is worth and he determined that figure was determined by taking a random 30 cars and averaging their prices -- not considering some have been wrecked, etc. My car was in great shape with some extras. Also, should the money awarded include what taxes will cost on my next vehicle as well?""
Car insurance? Insurethebox?
Can someone help me please? Im trying to get insurance quotes on a couple of cars, I tried with a Fiat Punto, and coudnt get any AT ALL. I then tried a Citroen C2, that came back at 4grand - 5 grand Fully comp. I then tried to get insured on a Peugeot 206 This also came back at 4-5 grand, fully comp. Insurethebox coudnt even give me a quote? Someone explain this to me? No years bonus, and 18, but still the insurance shoudnt be 4 grand? I would get a corsa, but to many of my friends have them, and i dont want one. I do want a peugeot 206, but i cant get insured.. am i doing something wrong? help!""
Does how many times your license suspended affect your insurance rates?
Toronto
What is the best car insurance company?
I need full coverage car insurance on my truck but I don't know who to get can some one help me
Is insurance cheaper for a stick shift or automatic car?
Or it doesn't matter?
Can I insure a vehicle on my insurance policy in a state other than where it is registered?
I am not the registered owner, my father is. He is retired and he owns a home in California where he lives most of the time. He visits us 3-4 times a month in Nevada but otherwise has no legal residence here. For his convenience he financed a car from an NV dealership to use here. The dealership told him since he does not own a home here he must register it in the state of CA for at least the first year. The vehicle does not travel back and forth and will be garaged here in NV. He has given me permission to use the vehicle for my daily 30 mile commute. If the car is registered and insured by him in CA, will I be able to insure the car on my NV policy as well?""
How long does it take for car insurance to lower rates?
I have been with GEICO auto insurance for roughly 1year and then another approximately 4-5years. I had a break due to joining the military. At this time i receive coverages every 6 months. The problem i have with GEICO is that i been paying just about the same since I started and just recently my rate went down only 20 dollars. I have been in one accident with an elderly who passed a stop sign, a speeding ticket of driving 35 on a 25 and i believe two seat belt tickets. Nothing in the last two years or more. What do i do to get my rates lowered without effecting the quality of coverage. When do insurance companies lower their rates??""
Where can i find long term and short term disability insurance for a diabetic?
i need a great insurance but yet inexpensive.
Homeowner's Insurance Question...tree fell on my car and I rent!?
So today I had a terrible storm at my house and a tree (about 1/3 of a huge tree) got ripped off from its trunk and landed on my car. I rent from a landlord and she has homeowner's insurance that may/may not pay for the removal of the tree from the yard and my car. My question is, shouldn't her insurance cover the damage to my property (my car)? Her property damaged my property so in my mind her HO insurance should pay for any damage to my car but she said she thought I would have to file a claim on my auto insurance.""
Cheapest insurance for a yamaha tzr 50 for a 16 year olds first bike?
just bought a yamaha tzr 50, first bike wanted to know if anyone had a similar bike or knew any cheep insurance companies, less than 700, thanks""
How much should aircraft rental insurance cost for an average small plane?
Just doing some budgeting / planning and wondering what rental insurance runs on small planes? Also, should I get that during my flight training or just once I'm out on my own? The FBO insurance only covers their own planes, not a multi-million dollar jet you bump into as far as I know. I would most likely be renting a Piper Archer II from the 70s, probably a $80,000 plane.""
Who is the best for motorcycle insurance?
Who is the best for motorcycle insurance?
Car Insurance Question?
I came to north Carolina at the beginning of August from FL to stay with my aunt while I got my finances in order and she recovered from her back surgery. I plan to stay here until a bit after the new year. When I moved, I arranged to have my mail forwarded while i am here. Also around this time, I started searching for a new insurance provider because my rate had gone up with geico. I decided on progressive. When signing up for progressive, I signed up with my Florida drivers license number and my new nc mailing address. A couple of months later I received a letter from the state of Florida saying that they were notified my geico insurance policy was cancelled and to provide new proof of coverage. I went online and provided the information but apparently made an error when selecting the insurance company name. I accidentally selected protective insurance company instead of progressive. I was made aware of this error when I received a license suspension letter yesterday. Since then I have notified the state of Florida Of the error. I then received notice that my insurance was still not acceptable because Florida requires that if I have a florida registration, i must have a Florida policy. I called my insurance who confirmed that although they provide Florida coverage, I was under a nc policy even though I provided them with a Florida drivers license number since my mailing address was currently nc. I have had no lapse in coverage, but my insurance company cannot switch it back to florida until I am living there again at the beginning of the new year and can provide a valid address of where I will be living. I do not know where I will be living when I get back yet because I will have to find a new place to move into. Does anyone have any advice as to what to do in this situation? When I first moved to FL and transferred my tags, it cost me almost 500 dollars, so if i transfer them to NC for the time being, i will then have to pay 500 dollars again once I go back to FL""
How much would a insurance be?
how much would insurance be on a 1993 or 1994 mazda rx7? im really wanting this car and im hoping that it wont be to expensive
Liability insurance on a leased car?
If I lease a car or buy it on credit (a 2004 convertible mustang eg.) can I just buy cheap liability insurance? Please explain, I'm new to this and I need a car asap :/ please and thnx!!!""
What factors will affect full coverage auto insurance coverage?
What factors will affect full coverage auto insurance coverage?
""Based on my age, how much do think insurance will cost for a range rover sport?
i'm turning 17 in a few months and thinking of getting one for my birthday? a rough estimation would be nice
""Why can't we have Geiko,State Farm, or Progressive auto insurance in the state of Ma?.?""
I always see t.v. commercials for them but at the bottom of the screen it says not available in Ma. and a few other states that I can't remember. If I could save money buy switching to one of those companies I would but I can't , so I have to pick from Commerce or Metropolitan. My car insurance is really expensive (I pay over $300 a month) I have only had my license for a couple years so I under stand the whole new driver thing and my car was new when I bought it so I have full coverage but the car is only a Kia Rio, far from a sports car or luxury car. I pay more for my insurance than for the car payments.""
What company provides a good low cost life insurance policy for older people?
My father just retired, but he is stubborn and against getting a life insurance policy. I would like one to cover expenses he may leave behind and to take care of his wife, but he just doesn't see the need for some reason. His wife (my mother) is also the same way and they are too old fashioned and set in their ways to change their way of thinking. My parents are not rich and does not have a lot of money saved up. As a result, I may have to pay it myself even though I am supporting my own family on a single income. Obviously, the older one gets, the more expensive a life insurance policy becomes. Does anyone know of any good, reliable low cost life insurance companies out there? He doesn't have any major problems, but it would be best if there are some that doesn't require any health checks.""
How much should i insure my house for?
My house and land (combined purchase) cost $185,000.I have stainless steel appliances, (combined D/W, microwave, fridge, electric stove, central air and water heater. Furniture (contents) not purchased as yet and will be added later. How much should i insure my house for? *Note -land is not to be insured* Any suggestions on what i need to do, types of coverage and flaws to look out for? THKS for your kindness""
Can I drive the car on my own insurance?
I have car insurance and I am allowed to drive any car with the owners permission,does the car I am borrowing have to have its own insurance for me to be able to drive it lawfully""
Whats the best car insurance website to compare?
looking for cheap car insurance, plz :)""
Classic Mini Insurance? Help?
Hi, I have a classic austin mini mayfair 998cc and 1989 year. I got quotes before on classic insurance at around 900 from footman james but now they have a new policy where they wont give insurance to anyone under 21. Ive tried all compare the market and other places but the cheapest i can find it for is 1600 fully comp. Can anyone help? ive tried other mini insurers like adrian flux but there around 2500! please help!""
Whatley Alabama Cheap car insurance quotes zip 36482
Whatley Alabama Cheap car insurance quotes zip 36482
How much would car insurance cost on average?
How much would car insurance cost on average for a 19-year old male, living on his own, drives about 40 miles a day and has had no traffic violations. what would the cost per month be?""
Can i drive a van on a car insurance policy?
can i drive a van on a car insurance . or is up to the insurance underwriters my friend had he s van seized by the police be cos it cam up as having no insurance on the M I B database aa he wos using he s car insurance to drive the van on the highway . or is it up to the insurance company if there allow you to drive a van on a car insurance policy. that is not for the van you are using at the time ?
Can someone explain this driver's insurance deal to me?
I don't have a license yet because I need to have proof of insurance to drive the car at the DMV. However, if my parents' cars are already registered to insurance, then I don't need to join their insurance or something and i can just drive their car right? My dad said if i join our family's insurance, the rates will get higher. But i don't get this. I thought it was just the car that mattered for insurance.""
Does anyone knows of a good Health Insurance in Florida?
HMO, PPO or whatever... I need to know asap. The work insurance is horrible!""
Cheaper car insurance?
I'm was just checking the insurance (third party only) for a Renault Clio 1.2L, 54 reg and the prices were like 3500-4500!!! That's more expensive than the car itself. I thought that for a relatively small car the insurance wouldn't have been that expensive. Bearing in mind that I've just passed my practical I still think these prices are ridiculous! Is there any way I can make the insurance cheaper? Thank you!""
""If I get a ticket, does my insurance rate go up?""
As a new driver I am unsure about ticket and insurance policy. Also, will I get points off. What are points?""
Who can I talk to about insurance?
I am trying to help my boyfriend find some affordable health and dental insurance....I have attempted finding it online and I am overwhelmed...Does anyone know if there is some kind ...show more
How to see a doctor without health insurance?
im a student living in southern california. i havent seen a doctor in years because i cant afford health insurance, but recently ive noticed that i may have an issue that should be checked out by a doctor. how do i go about seeing one? what do i do? where should i go? any advice or tips would be very helpful. at this point i dont care how much debt i have to incur to do it, i just need to do it. thanks.""
How much should a 76 year old pay for liability insurance to drive a 17 year old/as good as new car?
I average about 1,400 miles a year.""
I don't have insurance ?
I don't have any insurance. Any cheap one? Please any suggestion ?
Is international health insurance worth it?
I'm from the US and will be travelling to SE Asia and wondering if I should buy international health insurance and what company is best. I have no current health insurance and am in great health. Thailand has very affordable medical care which might be affordable paying out of pocket even if something major happened there, but if I had to be flown back to the US for something medical related, I'd surely go bankrupt. Does anyone have any recommendations for international coverage or not?""
Cheap car insurance in north london?!?
Hi. any advice on cheap car insurance living in north London for a 18 year old female. I am getting ridiculous quotes. Any advise appreciated Thank you.
Will insurance rate rise...?
I'm a sixteen year old driver in Florida and a few weeks ago I accidentally bumped into someone's car. The damage on both cars was very minimal and the other driver has not done anything. A cop, however, did write me a ticket. I'm wondering what effect (if any) this will have on my insurance rate seeing as it is my first ticket, and how or if I could avoid this by getting the points off my license. Thank you very much.""
How much is car insurance?
How much would car insurance be for a 16 year old girl with very good grades.?
Is the nissan 240sx considered a sportscar when dealing with insurrance?
which would cost more for insurance, a 1997 nissan 240sx or a 2008 scion tc and is the 240sx considered a sports car?""
Selling a car but keeping insurance?
my question is, i have a car at the moment with 2 years no claims bonus.. (i should have 3 years in july) but i am selling my car this week to a mate. they said if i cancel my insurance policy i will only have 2 years no claims can i still sell the car to someone else and just keep the insurance running for it without saying so i'l have 3 years by july or do u have to cancel it once sold, the guy im selling it hasnt actually passed his tes so prob wont even be insuring it for a while and when he does he said hes gonna put the car on his girlfriends insurance""
Allstate auto insurance/full coverage - rental car?
Does anyone know if Allstate will cover me in a rental car? I have a full coverage policy on my car at the moment. Just wondering if I travel and rent a car would I still be covered?
CAR INSURANCE COST? 19yrs?
Im female, 19 years old, just got my license, will be driving a chrysler/sebring JXi. Im looking for the cheapest/minimum coverage in Bradenton, Florida.""
How much should I expect to pay monthly for motorcycle insurance?
20 year old male, about 600cc bike Probably through USAA if that makes a difference""
Car bump and getting insurance.?
I had a bump around a year and a half ago and there was very minimal damage and no injuries, the woman gave a different name to me than to the insurance and I think maybe she wasn't insured? If the case was closed and went nowhere but the insurance company knew would this be recorded on their system.""
What is the cheapest health insurance company?
I am a single mom and I'd be paying for myself and my son. I don't want to go through my health insurance at work because I don't want to work there for a long amount of time. So I need long term health insurance for the both of us, but I don't want to have to pay over $250 a month. Any suggestions?""
""What are some type of insurances i can get,if so what company?
because i want some type of insurances in the future but know what kinds there are.
What happens if someone who doesn't have car insurance hits a BMW?
Someone without car insurance hit my car. Luckily it won't cost much but just say they had hit an expensive car and actually wrote it off, how would they pay for that?""
How can I get an inexpensive Health Insurance while having no job and on disability?
I am on a workman's comp. claim which is temporary disability, I am not able to return to work for another 6-12 months. I am getting married in August and eventually would like to have children in the next year. Who will give me health insurance at a rate I can afford, and will be able to cover pregnancy in the months to come after we get married? Thanks for your help!""
Where can students get cheap car insurance from people who don't automatically make you out to be boy racers?
Where can students get cheap car insurance from people who don't automatically make you out to be boy racers?
Whatley Alabama Cheap car insurance quotes zip 36482
Whatley Alabama Cheap car insurance quotes zip 36482
https://www.linkedin.com/pulse/rhode-island-vision-insurance-sofia-jacobson/"
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videsny-blog · 6 years
Text
Salvadoran businessman Juan Vides is running for the New York Assembly
What began as a dream in business communication is today a political and social challenge for Juan Vides, a resident of Oceanside who seeks to represent District 20 in the Assembly of New York.
"Let's connect people," says Vides, "that's my slogan. That's what I want to achieve ", and that is that communication is his passion. As CEO of TechACS Corp, a marketing agency specializing in website design, Vides began working with the Hispanic community of Long Island since he was 26, when he was part of the Hispanic Chamber of Commerce of Long Island (Long Island Hispanic Chamber of Commerce) and helped them with the creation of their website. There, he says, his commitment was born.
Vides, 40, came to live in the United States as a Salvadoran refugee at the age of four, and when he was 16 he became a US citizen after former President Ronald Reagan granted amnesty to his family.
"I became an American citizen two years before turning 18 to be able to vote in the elections," said Vides, who says that "it was time for a Latino from Nassau County to occupy a seat in the Assembly", and that is Vides explained that his impulse was born the day he had to investigate who was his representative.
Vides refers to Melissa 'Missy' Miller, who in 2016, decided to make her first foray into a public office, running for the New York State Assembly and replacing Todd Kaminsky, after he won the elections for the Senate of NY.
Unopposed to the Republican nomination, Miller defeated Democrat Anthony Eramo, Long Beach City Councilman, with 52% of the vote and swore his first term on January 1, 2017.
Although there are several months to go before the big election on November 7, Vides follows the community closely, sharing with residents and listening to their concerns.
"We share the same problems. We are Hispanic, we are Anglo-Saxons, we are Jews. We are all residents of District 20 and that is what should unite us to improve our lives, "said Vides, emphasizing the importance of unity. "Latinos must dare to leave our circle," he added.
Citizen commitment
Vides recalled that his commitment to the community is strong and said that he has contributed to the community in several ways by offering his pro bono services and donating to different charities and today is an active associate member of the Bethpage Federal Credit Union, the American Heart Association of Long Island and the Hicksville Chamber of Commerce. In addition to being an Ambassador of BNI, a global network association.
Vides was also a member of the Board of Directors of the Hispanic Chamber of Commerce of Long Island from 2008 to 2013 and a member of the Hispanic Chamber of Commerce of Queens from 2012 to 2014.
Over the years, Vides has received numerous awards and recognitions, including 2011 Business Person of the Year from the Nassau Chambers Council and, most recently, the Long Island Business News 40 Under 40.
Family values, lower taxes, the promotion of education, the fight against the opioid epidemic and hurricane preparedness are the keys to Vides' campaign, who said he was ready to represent everyone.
Latin pride
"12% of the residents of District 20 are Hispanic," explained Vides, who is clear that his representation is a great responsibility, in a national political climate that is creating an anti-immigrant atmosphere after the election of President Trump.
"This is for everyone, that's why my campaign is in English, Spanish and Hebrew," said Vides, who would win a district with 129,187 residents, according to the 2010 census.
His triumph would also be a historic victory for the Hispanic community of Nassau County, where a Latino has never been able to represent a district in the state Assembly. In Suffolk County, Assemblyman Phil Ramos is so far the only Latino in this position.
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dailybrian · 6 years
Text
Suffolk Federal Credit Union settles lending discrimination suit
New on www.DailyBrian.com
http://bit.ly/2zLjd3D
Suffolk Federal Credit Union settles lending discrimination suit
ISLANDIA – The Suffolk Federal Credit Union reached a settlement with a housing group in a case over alleged lending discrimination against African-Americans and Latinos. The federal bias complaint charged the lender with unfairly treating minorities who sought information about mortgage......
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dailybrian · 6 years
Text
Credit union settles racial discrimination complaint
New on www.DailyBrian.com
http://bit.ly/2Lg4wu6
Credit union settles racial discrimination complaint
Suffolk Federal Credit Union has reached a settlement with a Long Island housing group over charges that it discriminated against African-Americans and Latinos who sought information about mortgage loans. The Medford-based lender will offer subsidies of up to $1,250 each to eight borrowers a......
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