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lauralysha · 2 years
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I want to live by myself when I move out of my parent's place but I'm really afraid of money problems? I'm afraid that the only place I can afford will be in the ghetto and it'll all be torn apart and I'll only be allowed to eat one granola bar a week. I'm really stressing out about this. I don't know anything about after school life. I don't know anything about paying bills or how to buy an apartment and it's really scaring me. is there anything you know that can help me?
HI darling,
I’ve actually got a super wonderful masterpost for you to check out:
Home
what the hell is a mortgage?
first apartment essentials checklist
how to care for cacti and succulents
the care and keeping of plants
Getting an apartment
Money
earn rewards by taking polls
how to coupon
what to do when you can’t pay your bills
see if you’re paying too much for your cell phone bill
how to save money
How to Balance a Check Book
How to do Your Own Taxes
Health
how to take care of yourself when you’re sick
things to bring to a doctor’s appointment
how to get free therapy
what to expect from your first gynecologist appointment
how to make a doctor’s appointment
how to pick a health insurance plan
how to avoid a hangover
a list of stress relievers
how to remove a splinter
Emergency
what to do if you get pulled over by a cop
a list of hotlines in a crisis
things to keep in your car in case of an emergency
how to do the heimlich maneuver
Job
time management
create a resume
find the right career
how to pick a major
how to avoid a hangover
how to interview for a job
how to stop procrastinating
How to write cover letters
Travel
ULTIMATE PACKING LIST
Traveling for Cheap
Travel Accessories
The Best Way to Pack a Suitcase
How To Read A Map
How to Apply For A Passport
How to Make A Travel Budget
Better You
read the news
leave your childhood traumas behind
how to quit smoking
how to knit
how to stop biting your nails
how to stop procrastinating
how to stop skipping breakfast
how to stop micromanaging
how to stop avoiding asking for help
how to stop swearing constantly
how to stop being a pushover
learn another language
how to improve your self-esteem
how to sew
learn how to embroider
how to love yourself
100 tips for life
Apartments/Houses/Moving
Moving Out and Getting an Apartment, Part 1: Are You Sure? (The Responsible One)
Moving Out and Getting an Apartment, Part 2: Finding the Damn Apartment (The Responsible One)
Moving Out and Getting an Apartment, Part 3: Questions to Ask about the Damn Apartment (The Responsible One)
Moving Out and Getting an Apartment, Part 4: Packing and Moving All of Your Shit (The Responsible One)
How to Protect Your Home Against Break-Ins (The Responsible One)
Education
How to Find a Fucking College (The Sudden Adult)
How to Find Some Fucking Money for College (The Sudden Adult)
What to Do When You Can’t Afford Your #1 Post-Secondary School (The Sudden Adult)
Stop Shitting on Community College Kids (Why Community College is Fucking Awesome) (The Responsible One)
How to Ask for a Recommendation Letter (The Responsible One)
How to Choose a College Major (The Sudden Adult)
Finances
How to Write a Goddamn Check (The Responsible One)
How to Convince Credit Companies You’re Not a Worthless Bag of Shit (The Responsible One)
Debit vs Credit (The Responsible One)
What to Do if Your Wallet is Stolen/Lost (The Sudden Adult)
Budgeting 101 (The Responsible One)
Important Tax Links to Know (The Responsible One)
How to Choose a Bank Without Screwing Yourself (The Responsible One)
Job Hunting
How to Write a Resume Like a Boss (The Responsible One)
How to Write a Cover Letter Someone Will Actually Read (The Responsible One)
How to Handle a Phone Interview without Fucking Up (The Responsible One)
10 Sites to Start Your Job Search (The Responsible One)
Life Skills
Staying in Touch with Friends/Family (The Sudden Adult)
Bar Etiquette (The Sudden Adult)
What to Do After a Car Accident (The Sudden Adult)
Grow Up and Buy Your Own Groceries (The Responsible One)
How to Survive Plane Trips (The Sudden Adult)
How to Make a List of Goals (The Responsible One)
How to Stop Whining and Make a Damn Appointment (The Responsible One)
Miscellaneous
What to Expect from the Hell that is Jury Duty (The Responsible One)
Relationships
Marriage: What the Fuck Does It Mean and How the Hell Do I Know When I’m Ready? (Guest post - The Northwest Adult)
How Fucked Are You for Moving In with Your Significant Other: An Interview with an Actual Real-Life Couple Living Together™ (mintypineapple  and catastrofries)
Travel & Vehicles
How to Winterize Your Piece of Shit Vehicle (The Responsible One)
How to Make Public Transportation Your Bitch (The Responsible One)
Other Blog Features
Apps for Asshats
Harsh Truths & Bitter Reminders
Asks I’ll Probably Need to Refer People to Later
Apartments (or Life Skills) - How Not to Live in Filth (The Sudden Adult)
Finances - Tax Basics (The Responsible One)
Important Documents - How to Get a Copy of Your Birth Certificate (The Responsible One)
Important Documents - How to Get a Replacement ID (The Responsible One)
Health - How to Deal with a Chemical Burn (The Responsible One)
Job Hunting - List of Jobs Based on Social Interaction Levels (The Sudden Adult)
Job Hunting - How to Avoid Falling into a Pit of Despair While Job Hunting (The Responsible One)
Job Hunting - Questions to Ask in an Interview (The Responsible One)
Life Skills - First-Time Flying Tips (The Sudden Adult)
Life Skills - How to Ask a Good Question (The Responsible One)
Life Skills - Reasons to Take a Foreign Language (The Responsible One)
Life Skills - Opening a Bar Tab (The Sudden Adult)
Relationships - Long Distance Relationships: How to Stay in Contact (The Responsible One)
Adult Cheat Sheet:
what to do if your pet gets lost
removing stains from your carpet
how to know if you’re eligible for food stamps
throwing a dinner party
i’m pregnant, now what?
first aid tools to keep in your house
how to keep a clean kitchen
learning how to become independent from your parents
job interview tips
opening your first bank account
what to do if you lose your wallet
tips for cheap furniture
easy ways to cut your spending
selecting the right tires for your car
taking out your first loan
picking out the right credit card
how to get out of parking tickets
how to fix a leaky faucet
get all of your news in one place
getting rid of mice & rats in your house
when to go to the e.r.
buying your first home
how to buy your first stocks
guide to brewing coffee
first apartment essentials checklist
coping with a job you hate
30 books to read before you’re 30
what’s the deal with retirement?
difference between insurances
Once you’ve looked over all those cool links, I have some general advice for you on how you can have some sort of support system going for you:
Reasons to move out of home
You may decide to leave home for many different reasons, including:
wishing to live independently
location difficulties – for example, the need to move closer to university
conflict with your parents
being asked to leave by your parents.
Issues to consider when moving out of home
It’s common to be a little unsure when you make a decision like leaving home. You may choose to move, but find that you face problems you didn’t anticipate, such as:
Unreadiness – you may find you are not quite ready to handle all the responsibilities.
Money worries – bills including rent, utilities like gas and electricity and the cost of groceries may catch you by surprise, especially if you are used to your parents providing for everything. Debt may become an issue.
Flatmate problems – issues such as paying bills on time, sharing housework equally, friends who never pay board, but stay anyway, and lifestyle incompatibilities (such as a non-drug-user flatting with a drug user) may result in hostilities and arguments.
Your parents may be worried
Think about how your parents may be feeling and talk with them if they are worried about you. Most parents want their children to be happy and independent, but they might be concerned about a lot of different things. For example:
They may worry that you are not ready.
They may be sad because they will miss you.
They may think you shouldn’t leave home until you are married or have bought a house.
They may be concerned about the people you have chosen to live with.
Reassure your parents that you will keep in touch and visit regularly. Try to leave on a positive note. Hopefully, they are happy about your plans and support your decision.
Tips for a successful move
Tips include:
Don’t make a rash decision – consider the situation carefully. Are you ready to live independently? Do you make enough money to support yourself? Are you moving out for the right reasons?
Draw up a realistic budget – don’t forget to include ‘hidden’ expenses such as the property’s security deposit or bond (usually four weeks’ rent), connection fees for utilities, and home and contents insurance.
Communicate – avoid misunderstandings, hostilities and arguments by talking openly and respectfully about your concerns with flatmates and parents. Make sure you’re open to their point of view too – getting along is a two-way street.
Keep in touch – talk to your parents about regular home visits: for example, having Sunday night dinner together every week.
Work out acceptable behaviour – if your parents don’t like your flatmate(s), find out why. It is usually the behaviour rather than the person that causes offence (for example, swearing or smoking). Out of respect for your parents, ask your flatmate(s) to be on their best behaviour when your parents visit and do the same for them.
Ask for help – if things are becoming difficult, don’t be too proud to ask your parents for help. They have a lot of life experience.
If your family home does not provide support
Not everyone who leaves home can return home or ask their parents for help in times of trouble. If you have been thrown out of home or left home to escape abuse or conflict, you may be too young or unprepared to cope.
If you are a fostered child, you will have to leave the state-care system when you turn 18, but you may not be ready to make the sudden transition to independence.
If you need support, help is available from a range of community and government organisations. Assistance includes emergency accommodation and food vouchers. If you can’t call your parents or foster parents, call one of the associations below for information, advice and assistance.
Where to get help
Your doctor
Kids Helpline Tel. 1800 55 1800
Lifeline Tel. 13 11 44
Home Ground Services Tel. 1800 048 325
Relationships Australia Tel. 1300 364 277
Centrelink Crisis or Special Help Tel. 13 28 50
Tenants Union of Victoria Tel. (03) 9416 2577
Things to remember
Try to solve any problems before you leave home. Don’t leave because of a fight or other family difficulty if you can possibly avoid it.
Draw up a realistic budget that includes ‘hidden’ expenses, such as bond, connection fees for utilities, and home and contents insurance.
Remember that you can get help from a range of community and government organizations. 
(source)
Keep me updated? xx
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lauralysha · 2 years
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all fanfiction is funnier and sexier and vastly better-written when you read it at three in the morning, in the dark, lying on your side, tucked into bed, with screen rotate turned off. that’s just how it works. that’s just facts.
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lauralysha · 3 years
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oh lawd he comin’
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lauralysha · 3 years
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he accidentally confesses to you
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⤷ atsumu, suna, akaashi, oikawa, bokuto, iwaizumi ; [gn!reader]
warnings/genre: fluff, swearing
notes: if you rb i’ll give you a kiss _(:3 」∠)_
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lauralysha · 3 years
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NO SO WE ALL SAW HIS AKAASHI REFERENCE RIGHT
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lauralysha · 3 years
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Hi🥺🥺 can i get a bnha and haikyuu matchup??
I’m 17, 4’9 (but i say i’m 5’0), i am pretty hyper but can be serious when needed😤 i love to exercise, play video games and do arts and crafts. I play professional rugby (i play in the top division of my country) and i love to play volleyball with my friends!
(I hope this is enough kffjkfrk, i never know what to say about myself hahaha❤️)
yes ofc its enough <333 i feel the sudden urge to pat you on the head // sorry i took so long i went on hiatus aaaaaa
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KENMA
✿ he finds your hyperness cute, and opens up to you rather quickly just like he does with hinata
✿ doesn't necessarily tease you for being short, but will do things like propping himself up on your shoulder
✿ his favorite thing to do with you is play video games
✿ but just cause he's your boyfriend doesn’t mean he'll go easy on you- if you aren’t good at video games you can bet your ass he will show you NO mercy
✿ make him smth with your arts n crafts skillz he will feel so loved
✿ really doesnt get your love for exercising and he wont do it with you
✿ but will support you from the sidelines, both just in exercise and while you're playing your sport (and your video games)
✿ softest cuddles im telling u SOFTEST CUDDLES
✿ your first kiss was during a cuddle session while he was playing video games
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kenma grunted softly, thumbs moving quickly as he worked on defeating a boss in his video game. taking a break from having your eyes glued to a screen, you decided to just lay back into his chest, nodding off every now and then. at one point you were woken up by a loud groan from the boy behind you.
looking back at him with a confused expression, you earned a small "i lost the boss fight" from him. chuckling, you tell him how you managed to get past the boss before caressing his cheek. "you're cute from this angle" you tease him, receiving exactly what you expected- a blushing mess
"aw look you're blushing" you smiled before he grabbed you by the cheeks and kissed you unexpectedly. "look, now you're blushing too" he said, retaliating against you with a smile.
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KIRISHIMA
✿ your love isn’t really the 'at first sight' type, rather a genuine accumulation of feelings which leads to messy confrontations and sloppy, nervous confessions (NOT AT ALL ANGSTY THOUGH!!!)
✿ he'll never tell you but your height makes him feel like this strong protective boyfriend who would do anything for you
✿ he knows you're strong on your own and can defend yourself, but he just loves knowing you're 100% safe with him
✿ loves that you're active, im talking practicing with you even though he may not be the best at your sports lol
✿ you fit in perfectly with his friend group, and he's really so happy he gets to spend time with the love of his life AND his friends he adores and loves like real family
✿ he love love loves your artsy side and enjoys making crafts with you, especially when you two exchange them like lil gifts, but sometimes his come out uhhhh.... kinda rough
✿ your first kiss was on valentines day, two weeks after you guys got together, when his craft came out really messed up and he felt bummed out about it :(
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looking over at kirishima, you can’t help but smile fondly. there he is, pouting at a piece of paper that just won’t stick to the rest of his craft looking cute as always. you couldn’t make out what he was making for you, as he insisted on you guys surprising each other with what you’ve made.
after finishing what you’ve made for him and another couple of minutes passing, you look up to see a determined, focused face turn into a bright, happy smile as he finished. “okay, done!!” he cheered, his overall behavior filling you with happiness.
removing the makeshift cardboard barricade separating you two, kirishima frowns. “aw, mine sucks compared to yours” you were sure you saw even his hair droop a little. perhaps his craft wasn’t perfect, but it was almost a perfect reflection of your relationship, made with love and passion for each other. beaming, you grabbed the gift he made and kissed him softly. “no, yours is perfect.”
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lauralysha · 3 years
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you tell matsukawa issei “i love you,” for the first time when you’re washing dishes together.
it’s kind of a weird dynamic, the more you think about it.
moved in together after a year, slept—and fucked— in the same bed too many times than you can probably count. your toothbrush is next to his in the bathroom, and he knows the brand of toothpaste you prefer.
a love story that was never much of a whirlwind, but rather kind of like a calm boat ride.
he wakes up at 6, and you at 6:05. you hit snooze, while he kisses your forehead and pinches your sides a couple times during work days to get you out of bed. a routine, established. life, familiar. your everyday scene, lived, though never boring.
it’s now you realize that it’s precisely that reason why you love him the most.
it’s not when he’s fucking you and you’re high on the thrill of lust where you want to say it. not when you’re sat shoulder to shoulder at a wedding and issei looks at you every god damn time someone says, “till death do us part.” you know he just wants to make a pun about working at the funeral home, but the way he squeezes your hand and exhales just a bit softly has you thinking that perhaps he means to say another thing.
beside you, drying the plates, issei’s thinking the same.
the silence doesn’t ring, there’s no awkward pause, and like the perfect way he just hung a new framed photo of the two of you in the hallway— it dawns on him that every moment with you just feels that right.
not everyday is euphoric, but everyday is just right.
so it’s you saying, “i love you, sei,” that jolts him out of his thoughts and looking right at you.
the water in the sink still runs, you’re still scrubbing a pan, but your eyes are soft when you say it again, and his name, again.
his heart is calm, kind of like last night when he looked at the framed pictures on the wall. a year and just a few days; four seasons and a just barely a quarter.
still, it feels right, and he smiles. he breathes deep, thinks of the word love, where he sees you, doesn’t wonder why it took a year and a few days for either of you to say it, and just lets the moment be as he says, “yeah. i love you too.”
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lauralysha · 3 years
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synopsis: there’s always the speculation about the real score between you and your neighbor, matsukawa issei, but it all boils down with a question that sends you a realization of what you truly feel.
pairing: matsukawa issei/reader
genre: friends to lovers au, fluff
contains: bits of curses here and there
word count: 7k
++note: i’ve finally finished it yaaaay <3 !! as always, i apologized for any grammatical errors or typos. i’ve reread this and edited it but please remember that english isn’t my mother tongue so lapses in the grammar may still occur. i hope you understand <3 if you happen to enjoyed reading this fic, please rb/like, or drop by my inbox, it’s always open for messages and interactions from you <334 thank you for reading the fic ! i hope you’ll enjoy <3333
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all rights reserved © babyworld - please do not repost, translate, modify and plagiarize my works. thank you so much!
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“What are you cooking?”
“Jesus!” you jumped from where you’re standing while clutching your chest when you suddenly heard a voice behind you. When you turn your head around, you saw that it’s just Matsukawa. Upon seeing your startled face, he laughs and looks over to your shoulder once again to see what you’re cooking.
“Don’t you know how to knock?” you tore your gaze away from him and continue cooking the portions of bacon in the pan in front of you.
“You know I always barge in your room to eat breakfast so knocking is useless.”
You just sigh in response. “Just go and fix the table. I’m almost done here.”
“Copy!”
Then you felt him walking around your kitchen to grab the plates and whatnot.
Ever since you met Mattsun—an interesting meeting at that where you knocked angrily at his door to complain because his night endeavors are always heard on your side of the wall—he has always been clinging to your side. You don’t know if it’s because he finds entertainment every time you snap and hiss at him but he’s always beside you. Or maybe because he got used to coming into your room to eat the food you cooked for breakfast and lunch.
Keep reading
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lauralysha · 3 years
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bye my mom has a talk with the schoolboard bc i didnt show up for like 6 months last year 🤡
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lauralysha · 3 years
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“sleepyhead”
one; drool
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m. list > two
taglist: @camcam1617 @yamayoomi @toobsessedsstuff @navymacaroons @minichandelier @skiyoomii @smolmo @doctorspencereid @mkkhaikyuu @ysatrap @duhsies @omijime @boosyboo9206 @drownedbytears @kagebunshiin @bitterrsweetss @potataisnotnoicd
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lauralysha · 4 years
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green pattern dump!  🌱🌿
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lauralysha · 4 years
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so I got into grad school today with my shitty 2.8 gpa and the moral of the story is reblog those good luck posts for the love of god
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lauralysha · 4 years
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wait lets use that spotify stats page i want to know what everyone’s long term most listened to artist and track are! mine are the cure + “the river the woods” by astronautalis
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lauralysha · 5 years
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Minho: To quote Hamlet act III scene iii line 92, "no."
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lauralysha · 5 years
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You Called?
GENRE: smut, supernatural au, demon!Johnny PAIRING: demon!Johnny x Reader WARNING: sexual content, choking kink, unprotected demon sex (use protection, kids!), demonic themes, cursing, praise kink, oral (giving & receiving), creampie, slight body worship, use of pet names.  SUMMARY: After your neighbors summon a demon who mistakenly ends up in your apartment instead, he decides to make a deal with you instead. WORD COUNT: 6.2k
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A/N: My hand slipped >:) but seriously, this was so much fun to write and is the first of four horror themed stories I’m posting this month for Halloween! Stay tuned for the other three which star other members of NCT, Seventeen, and BTS. Thank you for reading, and I hope you like it!
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Keep reading
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lauralysha · 5 years
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Push play and just trust me
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lauralysha · 5 years
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SHIT
WHEN I SAY YEE, YOU SAY HAW
YEE
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