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Denied for Social Security Disability Benefits? The Reliance Law Group provides Social Security advocacy and regularly practices before SSA in administrative hearings. If you have applied for benefits and were denied - call now.

THE RELIANCE LAW GROUP

Bristol: [phone]

Cedar Bluff: [phone]

www.reliancelawgroup.net

Reliable, Trustworthy, Effective Legal Representation.

#thereliancelawgroup #virginialaw #virginialawyers #SSA #socialsecuritylawyer

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🚨 LEGAL MYTHBUSTERS! 🚨

Myth: "If you fall on someone's property, the owner is automatically responsible for your injuries."

Fact: This is not true. Property owners are not automatically liable for all injuries that occur on their property. Liability depends on various factors, such as the circumstances of the fall, whether the owner knew or should have known about the hazardous condition, and whether the injured person was acting carelessly. Always consult a lawyer to understand your specific situation and rights.

#LegalMythbusters #PersonalInjuryLaw #PremisesLiability #KnowYourRights

THE RELIANCE LAW GROUP Bristol: [phone] Cedar Bluff: [phone] www.reliancelawgroup.net

Reliable, Trustworthy, Effective Legal Representation.

#thereliancelawgroup #autoaccident #realestate #estateplanning #divorce #elderlaw #virginialawyers #personalinjurylawyer

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🚨 Understanding Your Rights After an Accident 🚨

Have you been injured in an accident? Not sure what to do next? At The Reliance Law Group, we specialize in personal injury cases and are here to help you navigate the legal process. Our experienced attorneys can assist with:

✅ Medical bill compensation ✅ Lost wages recovery ✅ Pain and suffering claims

Don't let an accident derail your life. Reach out to us today for a free consultation and learn your legal options. Your path to justice starts here.

📞 Contact us at 888-374-5078. No consultation fee, and no attorney's fee unless we recover for you.

THE RELIANCE LAW GROUP Offices in Bristol and Cedar Bluff, Virginia www.reliancelawgroup.net 🌐

#virginialaw #thereliancelawgroup #autoaccident #virginialawyers #personalinjurylawyer

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LEGAL MYTHBUSTERS! Myth #10: "Defamation laws don't apply to social media posts."

False! Defamation laws apply to social media just as they do to any other form of communication. If you post something false and damaging about someone, you may be held legally accountable for defamation. The fact that it's on social media doesn't provide any special protection against legal consequences.

THE RELIANCE LAW GROUP Bristol: [phone] Cedar Bluff: [phone] www.reliancelawgroup.net

#thereliancelawgroup #autoaccident #virginialaw #divorce #estateplanning #realestate #personalinjurylawyer

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Hey everyone! As you know, we began our segment called "Legal Mythbusters a few weeks ago. Legal Mythbusters is here to debunk common myths and misconceptions about the law, bringing you clear, accurate, and easy-to-understand information. Whether you're curious about personal injury claims, business law, estate planning, or anything in between, we're here to separate fact from fiction. 📚✅

Stay tuned for weekly myth-busting posts, where we'll tackle popular legal myths head-on and provide you with the knowledge you need to navigate the legal landscape with confidence. 💼💡

Got a burning legal question or myth you want us to bust? Drop it in the comments below, and we'll add it to our myth-busting lineup! 🔥📝

Don't let legal myths hold you back—join us on this exciting journey to uncover the truth! Like our Facebook page and stay tuned for responses to YOUR questions! 🚀

THE RELIANCE LAW GROUP

Bristol: [phone]

Cedar Bluff: [phone]

www.RelianceLawGroup.net

#thereliancelawgroup #virginialaw #virginialawyers #personalinjurylawyer

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Did you know that we can do consultations, meetings, conferences, and real estate closings (for attendance by realtors/brokers, bankers, and others) via Zoom? We sure can. We can also do consultations via telephone if you just can't make it to the office.

Need a lawyer? Call today. 888-374-5078 THE RELIANCE LAW GROUP www.reliancelawgroup.net

#thereliancelawgroup #autoaccident #virginialaw #estateplanning #realestate #divorce #elderlaw #virginialawyers #personalinjurylawyer

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Did you know that in Virginia, it's illegal to slander or libel someone? According to Virginia law, this is collectively known as "defamation." So, think twice before spreading false information that could harm someone's reputation in the Commonwealth of Virginia! 🚫⚖️. This is particularly egregious if a false statement is made about a person in their profession, which is "defamation per se." ​ ​Of course it is! BUT - did you know defamation also applies to Facebook and other social media? It does. So be careful to ensure that what you post is truthful. ​ ​THE RELIANCE LAW GROUP ​www.reliancelawgroup.net ​888-374-5078

#thereliancelawgroup #estateplanning #autoaccident #virginialaw #virginialawyers #personalinjurylawyer

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Did you know? ... in Virginia, it is illegal to swear at someone? This law dates back to August 3, 1776, when George Washington issued an order against using foul language among residents. So, next time you're in Virginia, mind your language – or you might find yourself on the wrong side of history! 🚫🤬

This has translated to modern laws such as curse and abuse and can be included in an assault charge.

THE RELIANCE LAW GROUP www.reliancelawgroup.net 888-374-5078

#thereliancelawgroup #autoaccident #estateplanning #divorce #businesslaw #virginialawyers #personalinjurylawyer

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Myth #8: State Trooper Hats: Ever heard this one? A State Trooper must wear a hat to issue a citation. Completely false. Reality: The presence or absence of a hat does not affect the validity of a citation; it's the authority of the officer that matters

THE RELIANCE LAW GROUP www.reliancelawgroup.net

#thereliancelawgroup #LegalMythbusters #autoaccident #estateplanning #divorce #virginialawyers

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MYTH #7: "If you have an accident and are charged with reckless driving, you have no defense."

WRONG! Virginia case law specifically holds that there is no presumption of reckless driving, even if there is an accident (in fact, even if it is a single vehicle accident) and the charge must be proved beyond reasonable doubt.

THE RELIANCE LAW GROUP

www.reliancelawgroup.net

#thereliancelawgroup #virginialaw #autoaccident #virginialawyers #LegalMythbusters

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MYTH #6 "If the officer makes a mistake on the ticket, it's automatically dismissed."

Oh my no! This one is common. Minor errors like misspelled names or wrong addresses won't invalidate a ticket. The court will just amend it.

THE RELIANCE LAW GROUP www.reliancelawgroup.net

#thereliancelawgroup #virginialaw #autoaccident #personalinjurylawyer #realestate #divorce #businesslaw #LegalMythbusters

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Myth #5: If a person hits you in an auto accident and they have no insurance, you cannot recover for your injuries and damages. FALSE!

If you have liability insurance, you choose limits of coverage with your own insurer. This looks like 50/100/50 (or something like that). This is YOUR insurance coverage - $50k per person, $100k per occurrence, $50k property damage. You can recover from your OWN insurance company pursuant to your Underinsured/Uninsured provisions of your policy. This gives good reason to get the maximum liability limits you can afford...you might need them someday.

THE RELIANCE LAW GROUP Bristol: [phone] Cedar Bluff: [phone] www.reliancelawgroup.net

#thereliancelawgroup #virginialaw #autoaccident #personalinjurylawyer #LegalMythbusters

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LEGAL MYTHBUSTERS #4 - Personal Injury Payment for Medical Treatment.

MYTH: “If I am in an accident I can’t use my health insurance to pay for medical treatment.”

FALSE. ALWAYS offer your medical insurance for payment. Pursuant to Virginia Code Section 8.01-27.5, if the provider (hospital, doc, radiology, lab, therapy…) is an “in-network provider” by agreement with the provider, they MUST accept payment through and by your health insurance. This is an absolute. Threfore, ALWAYS offer and insist on use of your health insurance by the medical provider for payment for your treatment. Even if there is a lien (which is fairly rare) the reimbursement will be substantially less than the bills - and calculation ofvalue is on TOTAL bills.

THE RELIANCE LAW GROUP 888-374-5078 Cedar Bluff & Bristol

#thereliancelawgroup #LegalMythbusters #virginialaw #autoaccident #personalinjurylawyer

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LEGAL MYTHBUSTERS

MYTH #3: "Signing a contract means you're stuck no matter what." Wrong! Many contracts have clauses for termination or ways out. Plus, certain circumstances like fraud or coercion can make a contract voidable. Additionally, there may be a fatal flaw in the drafting that allows a party to void the agreement.

By way of advice - not all contracts must be in writing, but they should a writing memorializes the agreement. Contracts are the very basis of economics; therefore, always have a qualified lawyer assist if the matter is important.

THE RELIANCE LAW GROUP www.reliancelawgroup.net 888-374-5078

#thereliancelawgroup #legal #mythbusters #personalinjurylawyers

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LEGAL MYTHBUSTERS!

Myth #1: "If the police didn't read you your Miranda rights, your arrest is invalid."

False! While Miranda rights are important, not being read them doesn't automatically invalidate an arrest. They're crucial when the police want to use your statements against you in court."

Miranda warnings are necessary for custodial arrest pursuant to Miranda v. Arizona. However, not all stops are custodial arrests and the fact that you aren't provided the warning has no bearing at all on the arrest itself....only on use of information gained during that arrest. The more you know...

#legalmyths #legalmythbusters #TheRelianceLawGroup #virginialaw #personalinjurylawyer

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FOLKS – I IMPLORE YOU TO READ THIS.  A word about insurance coverages…

No one “likes” to pay insurance premiums.  In many cases, folks scrimp on insurance coverages to save a few dollars thinking that it really does not matter.  In many cases, the general public is woefully unaware of the insurance coverages they have and only buy the minimum possible to comply with law or banking rules, etc.

I am writing this to provide general legal advice and a strong warning to all of my family, friends, clients and future clients…and it is CRITICALLY IMPORTANT information about insurance coverages – particularly auto insurance.

I am a personal injury lawyer.  Car accidents cases are a big part of our practice.  As a result, we have been involved with a number of very sad situations.   I am going to share a couple of horror stories that are real cases:

Case No.: 1:  Client was hit by another driver causing severe injuries to Client.  Client suffered a fractured sternum, broken hip, broken shoulder, and crushed dominant right arm.  Client had medical damages of $200,000 with no medical insurance.  Client missed six (6) full months of work. Client’s car was a total loss.  The defendant driver had only $100,000 in insurance coverage….not even half the value of the client’s medical losses alone. 

Case No.: 2: Clients were hit by another driver.  One was killed (wrongful death case) and one was catastrophically injured and will require lifetime care in a nursing home. Medicals totaled over $1 million dollars and will continue until the death of the surviving client.  The driver who hit them had only $50,000 in insurance coverage.

These situations are more than just the injuries or deaths.   They are also financial tragedies that could easily have been resolved if our client(s) had been aware of the following advice. 

Insurance is required by the state of Virginia. It is illegal to operate a vehicle without it.  Your auto insurance policy is a contract between you and the insurance company to do one of two things: 1.) pay a claim made against you in an accident; or 2.) defend against a claim made against you by providing a lawyer to protect your interests.  The insurance company’s responsibility ends at the value of your policy – known as the “policy limits.” So, if you have $50,000.00 in policy limits, the insurer will pay up to $50,000 to settle a claim against you for negligence or defend that claim depending on several factors.

WHAT THE NUMBERS MEAN:  Most insurance policies break out your coverage on an auto policy with three values represented in three numbers like 100/300/50.  This is a description of the following limits:

$100,000 per person bodily injury limit

$300,000 per accident bodily injury limit

$50,000 per accident property damage limit

If you have “full coverage insurance” on a vehicle – which is required in most cases to protect the lender who holds your vehicle loan – you will have “Comprehensive and Collision Coverage Limits.”  This is usually equivalent to your vehicle's actual cash value at the time of the accident.

It is possible to buy Minimum Liability Limits in an auto policy.  In Virginia, minimum limits are $30,000 per person, $60,000 per accident for bodily injury, and $30,000 for property damage.  Let me explain “per person” and “per occurrence.”  Under that minimum coverage described, each person who is harmed or injured can collect a maximum of only $30,000.  That is it.  Nothing more.  Have you had ANY medical treatment or an emergency room bill in the past 15 years?  The flu can get a $30,000 E.R. bill.  “Per occurrence” means that there is a total of $60,000 that can be divided among all of the injured parties if 2 or more.  Clearly this is NOT enough money to protect you if you cause an accident and injure  someone.  Not even close.

UNDERINSURED/UNINSURED MOTORIST COVERAGE.  All auto policies have underinsured/uninsured coverage.  This coverage is just what it sounds like – it provides protection in case someone injures you in an auto accident and they have no coverage or not enough coverage.  Here is the IMPORTANT part: The uninsured/underinsured coverage mirrors the amount of your liability coverage.   It is the same amount.  Therefore, if you “cheap out” on coverage and get minimum limits, you are cheating yourself of coverage you might need if someone else injures you!

Do  you know what your insurance policy limits are on your vehicles?   Find out.  Today.  Never buy only minimum coverage on your vehicle.  The difference in minimum coverage and much higher coverage limits is usually only a few dollars more per month on your premium.  The increased policy limits could prevent you from being sued, from losing your hard-earned property, and it could be the difference in recovering a reasonable value for injuries caused by someone else who does not have enough coverage.   Take, for example the two cases mentioned above.  If the folks who were injured had increased limits on THEIR policies, the recovery would have been higher – up to the full value of their own policy limits.

You NEED to know your insurance policy limits.  Buy the maximum amount you can afford.  You should also consider an umbrella policy of $1 million dollars – which is an inexpensive policy (couple hundred bucks a year) that kicks in after the auto policy pays out.

Hope this helps.  Please share, share, share.  Have a great weekend.

Brad Ratliff

THE RELIANCE LAW GROUP

Cedar Bluff: [phone]

Bristol: [phone]

www.reliancelawgroup.net

Reliable, Trustworthy, Effective Legal Representation.

#thereliancelawgroup #virginialaw #insurance #autoaccident

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#thereliancelawgroup #virginialaw #autoaccident #estateplanning #bristol #divorce #realestate #elderlaw