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blaqsbi · 16 days
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Post: What Is Inflation?Inflation is the decline of purchasing power of a given currency over time.... https://www.blaqsbi.com/2TA1
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usnewsper-business · 1 month
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Where Should You Retire? Find Out How Far $1 Million Can Stretch in Different States! #1million #alabama #arkansas #California #carefulretirementplanning #comfortableretirement #comprehensivefinancialplan #costofliving #D.C. #futurefinancialneeds #goals #Hawaii #healthcareexpenses #housingcosts #individualcircumstances #Kentucky #massachusetts #mississippi #movingtoastatewithalowercostofliving #newyork #Oklahoma #planningforretirement #purchasingpower #retirementsavings #state #taxes #Washington
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nsrealestate · 2 months
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Planning to buy a home? If you are, don't try to time the market. If your finances are in order and buying a home is one of your goals, now might be the perfect time to make a move. Ready to start house hunting? Drop a comment below. #mortgagerates #homebuyinginsights #timingthemarket #financialreadiness #springmarket #homebuyers #purchasingpower #realestategoals #housingmarket #houseshopping #housegoals #stayinformed #keepingcurrentmatters
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binimom · 1 year
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rising inflation
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What Consumers Need to Know The era of high inflation has arrived. High inflation, centered in the United States and spreading across the globe, is shaking up our lives.
What causes high inflation?
There are many causes of high inflation. Here are some of the most important ones Most significantly, the COVID-19 pandemic has disrupted global supply chains and increased demand for goods and services. These factors have pushed inflation higher. Excessive government spending is also a problem. Various governments have spent vast amounts of money to mitigate the recession. This has caused currencies to become out of balance with supply and has led to higher inflation. Rising prices of various energies. Energy prices have risen significantly in recent years. This has led to higher prices for goods and services that use energy.
What are the effects of high inflation?
High inflation has a number of negative effects on consumers. Decreased purchasing power: When inflation is high, money buys less. This can lower consumers' standard of living and slow economic growth. Rising interest rates: Central banks may raise interest rates to control inflation. This can make it harder for consumers to get loans and slow economic growth. Increased uncertainty: High inflation can increase uncertainty for both investors and consumers. This can slow economic growth.
So how to overcome high inflation? There are many things you can do to overcome high inflation. Here are some of the most important ones Reduce your spending: When inflation is high, it's important to reduce your spending whenever possible. You can do this by looking for cheaper alternatives, comparing prices when shopping, and avoiding unnecessary purchases. Increase your savings: When inflation is high, it's also important to increase your savings. You can do this by reducing your spending, investing, and putting money in a fixed-rate savings account. Avoid borrowing: It's important to avoid borrowing when inflation is high. Borrowing can be more expensive because you have to pay more interest.
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One of the many reasons to buy a home is that it’s a major way to build wealth and gain financial stability. According to Freddie Mac: “Building equity through your monthly principal payments and appreciation is a critical part of homeownership that can help you create financial stability.” With spring approaching, now’s a great time to consider if buying a home makes sense for you. The best way to figure that out is to talk with a trusted real estate professional. >>The Largest Part of Most Homeowners’ Net Worth Is Their Equity You may be surprised to learn just how much of a homeowner’s net worth actually comes from owning their home. Scholastica Gay Cororaton, Research Economist at the National Association of Realtors (NAR), shares: “Homeownership is the largest source of wealth among families, with the median value of a primary residence worth about ten times the median value of financial assets held by families. Housing wealth (home equity or net worth) gains are built up through price appreciation and by paying off the mortgage.” In other words, home equity does more to build the average household’s wealth than anything else. And according to data from First American, this holds true across different income levels. One of the biggest benefits of owning a home, regardless of your income level, is that it provides financial stability and an avenue to build wealth. DM me today so you can start investing in homeownership. #expertanswers #purchasingpower #buyingpower #homepriceappreciation #affordability #realestate #homevalues #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #instarealestate #instarealtor #realestatetipsoftheday #realestatetipsandadvice #keepingcurrentmatters https://www.instagram.com/p/CpK933iOibN/?igshid=NGJjMDIxMWI=
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chipjervis · 1 year
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If you’ve been following the housing market over the last couple of years, you’ve likely heard about growing affordability challenges. But according to experts, the key factors that determine housing affordability are projected to improve this year. The three measures used to establish home affordability are home prices, mortgage rates, and wages. Here’s a closer look at each one. >>1. Mortgage Rates Mortgage rates shot up to over 7% last year, causing many buyers to put their plans on hold. But things are looking different today as rates are starting to come down. Even a small change in rates can impact your purchasing power. If 7% rates paused your homebuying plans last year, this could be the opportunity you need to get back in the game. >>2. Home Prices The second factor at play is home prices. Home prices have made headlines over the past few years because they skyrocketed during the pandemic. So, while prices will likely be flat this year in some markets, others could see small gains or slight declines. It all depends on your local area. >>3. Wages The final component in the affordability equation is wages. Because wages have been rising, many buyers have renewed opportunity in the market. While affordability hurdles are not completely going away this year, based on current trends and projections, 2023 should bring some sense of relief to homebuyers who have faced growing challenges. If you have questions, DM me to explore your options. You may be closer to owning a home than you think. #expertanswers #purchasingpower #buyingpower #homepriceappreciation #affordability #realestate #homevalues #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #instarealestate #instarealtor #realestatetipsoftheday #realestatetipsandadvice #keepingcurrentmatters (at Destin, Florida) https://www.instagram.com/p/CoAtNjNOVaj/?igshid=NGJjMDIxMWI=
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certaincollections · 2 years
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Why buy gold and silver in the first place when we have the US dollar (but especially now)?
It’s important to understand that the US dollar value (and all fiat currency) is actually based on debt and is not backed by a commodity. Dollars can be printed and therefore money “created.” The more money that is created, the less value it inherently has. Gold and silver on the other hand are not unlimited, they are a finite resource. You cannot print gold. Therefore, it holds its value over time.
While our current economy operates on trading goods and services for dollars, it is important to note that when you strictly hold dollars, you are losing purchasing power over time. Take a look at the FRED chart below to see the purchasing power of the US dollar over time.
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arriondogroup · 2 years
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Experts in the real estate industry use a number of terms when they talk about what's happening with home prices. And some of those words sound a bit similar but mean very different things. To help clarify what's happening with home prices and where experts say they're going, here’s a look at a few terms you may hear: >>Appreciation is when home prices increase. >>Depreciation is when home prices decrease. >>Deceleration is when home prices continue to appreciate, but at a slower pace. Experts are forecasting ongoing appreciation, just at a decelerated pace. In other words, prices will keep climbing, just not as fast as they have been. The graph below shows home price forecasts from seven industry leaders. None are calling for prices to fall. Mark Fleming, Chief Economist at First American, identifies a key reason why home prices won’t depreciate or drop. “In today’s housing market, demand for homes continues to outpace supply, which is keeping the pressure on house prices, so don’t expect house prices to decline.” And although housing supply is starting to tick up, it’s not enough to make home prices decline because there’s still a gap between the number of homes available for sale and the volume of buyers looking to make a purchase. Experts forecast price deceleration, not depreciation. That means home prices will continue to rise, just at a slower pace. DM me so you can get the full picture of what’s happening with home prices in our local market and to discuss your buying and selling goals. #expertanswers #purchasingpower #buyingpower #homepriceappreciation #affordability #realestate #homevalues #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #instarealestate #instarealtor #realestatetipsoftheday #realestatetipsandadvice #keepingcurrentmatters #arriondogroup #globalrealestateadvisors #resultsdriven (at Arriondo Group - Brokered by Keller Williams Memorial) https://www.instagram.com/p/Ce6QxjmrMAa/?igshid=NGJjMDIxMWI=
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capitalbajar · 2 years
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nsrealestate · 4 months
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Thinking about buying a home? Understanding how mortgage rates affect your monthly payments is key. They’ve been trending down in recent weeks, so buying a home has gotten a bit more affordable, opening the doors for people to achieve their homeownership dreams. Are you ready to make 2024 the year you buy a home? DM me today.
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teamgoinsrealty · 2 years
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Check This Out! It’s true mortgage rates are rising, but it’s also important to have perspective. Today’s mortgage rate still gives you a window of opportunity to lock in a rate that’s comparatively lower than the historical average. DM me, and let’s work together to make your homebuying goals a reality before rates rise further. #mortgagerates #homebuying #expertanswers #purchasingpower #tgrirealtors #teamgoinsrealty Goto our site www.TeamGoins.Realtor https://www.instagram.com/p/Cd1pNg2PN05/?igshid=NGJjMDIxMWI=
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shydelusionpainter · 9 months
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babyawacs · 2 months
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@rap @hiphop @pppimpppoperations_or_churches @paris @london @mich elleobama @nativetimes @cspan @bbc_whys @phoenix_de #in #ordered #sy tems  #noteveninstatebreakdown they never ever understood tha t this system keeps ressources and things a w a y from realms for co ntrol the value generation per year decides the value of the curr ency whichleads to purchasingpower but the goal is how to squeeze e ach bit ofpopulation into productivity burnsthem as problem in gh ettoised d e c a  y where they prey oneachother like vicious dogs
@rap @hiphop @pppimpppoperations_or_churches @paris @london @michelleobama @nativetimes @cspan @bbc_whys @phoenix_de #in #ordered #sytems #noteveninstatebreakdown they never ever understood that this system keeps ressources and things a w a y from realms for control the value generation per year decides the value of the currency whichleads to purchasingpower but the goal is how to squeeze each…
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If you’re thinking of buying a home this year, be sure to factor in the long-term benefits of homeownership. On average, nationwide home prices appreciated by 288.7% over the last 32 years. That means homeowners grow their net worth significantly in the long term. Homeownership wins over time. DM me so you can start your homebuying journey today. #expertanswers #purchasingpower #buyingpower #homepriceappreciation #affordability #realestate #homevalues #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #instarealestate #instarealtor #realestatetipsoftheday #realestatetipsandadvice #keepingcurrentmatters https://www.instagram.com/p/Cn-0gy8O-NT/?igshid=NGJjMDIxMWI=
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laneandtrish · 4 months
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Thinking about buying a home? Understanding how mortgage rates affect your monthly payments is key. They’ve been trending down in recent weeks, so buying a home has gotten a bit more affordable, opening the doors for people to achieve their homeownership dreams. Are you ready to make 2024 the year you buy a home? DM me today. #mortgagerates #purchasingpower #homeownership #mortgagesavings #newyearnewhome #homeownershipdreams #buyingpower #affordability #homebuying #realestategoals #housegoals #stayinformed #powerfuldecisions #confidentdecisions #keepingcurrentmatters
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chipjervis · 2 years
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Rising interest rates have begun to slow an overheated housing market as monthly mortgage payments have risen dramatically since the beginning of the year. This is leaving some people who want to purchase a home priced out of the market and others wondering if now is the time to buy one. But this rise in borrowing cost shows no signs of letting up soon. Economic uncertainty and the volatility of the financial markets are causing mortgage rates to rise. So, is now the right time to buy a home? Anyone thinking about buying a home today should ask themselves two questions: >>1. Where Do I Think Home Prices Are Heading? There are two places to turn to answer this question. First is the consensus of what experts are saying. If you look at what experts are projecting for home prices in 2023, they’re forecasting home price appreciation around 2%. While it’s true some are calling for depreciation, most are calling for appreciation in home values over the next year. The second spot to turn to for information is the Home Price Expectation Survey from Pulsenomics – a survey of a national panel of over one hundred economists, real estate experts, and investment and market strategists. According to the latest release, the experts surveyed are also calling for home price appreciation for the next several years. >>2. Where Do I Think Interest Rates Are Heading? The instability in the world and higher inflation are driving this volatile market, resulting in higher borrowing rates for those looking to buy homes. Plus, the alternative is to rent, but rents are also increasing. That may mean buying a home makes more sense than renting. #expertanswers #purchasingpower #buyingpower #homepriceappreciation #affordability #realestate #homevalues #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #instarealestate #instarealtor #realestatetipsoftheday #realestatetipsandadvice #keepingcurrentmatters (at Destin, Florida) https://www.instagram.com/p/CjnMD_1u8M6/?igshid=NGJjMDIxMWI=
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