#update 14/12: this has now been painted over but it lasted a p long while by Leake Street tunnel standards! | Explore Tumblr Posts and Blogs

kennysatyr · 4 years

Text

Me First

TRIGGER WARNING: ABUSE, FIGHTING, SWEARING, MENTIONS OF BODILY HARM, RACISM, A TAD BIT OF TRANSPHOBIA AND ANGST.

(AUTHOR NOTE: Sorry if this is kind of bland ,but I am really tired and felt bad for not updating for a while and i've been sick so enjoy)

02/14/2014 12:35 PM Rafael was slammed into a locker, he once again was punched while being told: “You are such a worthless piece of shit!” his boyfriend grabbed his face and kissed his cheek he sometimes wished his boyfriend was not like this Rafael thought to himself “how the fuck did I even get into this relationship” Rafael gave him a sour look “Don’t look at me like that princess” “Just call me prince-” he gets slapped “Don’t fucking correct me you know what you are” Rafael didn’t have the energy to argue with him “Now I got to get to class see you later slut” he smacked Rafeal’s butt he walked away Rafael kept trying not to cry as he picked up his backpack and started to walk to his class the hallways were silent and empty reminded him of how he felt besides all of the Valentines day decorations this holiday made him sick he walked into his class “Mr.Ghali nice of you to show up?” said his teacher he looked at him he had a dead look on his face the teacher showed concern then gestured for him to come to the desk Rafael complied “Are you alright?” “I’m fine why?” he lied “Have you looked at your face?” he pulled out a mirror from his desk and showed him he had a big black eye and hickeys on his neck “Is everything okay at home?” “Just fine” “I heard what happened to your mom” “I’m still fine I just fell down the stairs” he walked away and sat next to his friend Roody immediately tapped his shoulder and signed “Are you okay?” he couldn’t lie to him he signed back “No K-Y-L-E is back on his bullshit” “Did he abuse you again?” “What does it look like?” Suddenly a person sat next to Rafael “I could understand every word you were signing and I just gotta say I’ll punch him for you” Rafael looked at this person fairly androgynous, fair-skinned, wore a black wide-brimmed hat, green flannel, brown eyes had brown and purple hair “Who gave you-?” “Sorry I couldn’t help but chime in my name is Samhain by the way” sticks their hand out to shake Rafael didn’t shake it “I get it I get it, but still sitting here” “No one is stopping you” “Good” Sam started to set up their easel and pulled out an almost complete painting it was a boy in a tight box crying “Wow that looks depressing” “You like it? It’s about my claustrophobia” they take out a lot of oil paints they pull their hair from behind their ear it’s pointed “Hey dude is your ear fake?” Sam looked at Rafael “No its real man wanna touch it?” Rafael was hesitant “S-sure?” he reaches to touch it it is real “Don’t worry man I’m only a half-elf” “Elves aren’t real you stupid fuck!” said a random kid Samhain immediately rebutted with “I’m sorry you are insecure and feel the need to pick on others to hide your dick is tiny!” the kid blushed was silenced Rafael was impressed then he noticed that Sam was wearing gloves “Why are you wearing gloves?” “After class, I’ll show you” then he remembered he had to see Kyle after class or he will get hit again “Can’t my boyf-” “Forget that asshole”

1:30 PM Sam is pulling on Rafael’s arm pulling him to the park near the school and climbed on some equipment into a small area that sat on top of the slide “Why here?” “Fewer people also what I freaks out people” this just raised more questions Sam took off their glove hand held it out “Now shake my hand” he was hesitant, but as soon and he did Sam’s eyes turned white mouth opened with a “Uuuuuuuuuuuuuh” sound Rafael let go and Sam came back again and a tear went down their face and went to hug Rafael “Dude what did you do?” Sam let go and wiped the tear “Well I have an ability to touch someone and see their past” “So you saw-” “Everything man your dad was an asshole” “Why do you think he’s dead” Sam laughed a bit “But seriously dude your boyfriend is horrible to you” Rafael sighed “I know he is, not like I can break up with him” “That is where you are wrong you can you are just scared” Rafael knew Sam was telling the truth and slumped in his spot “I know you just met me today, but I cannot stand and watch someone be in this situation” “I appreciate your generosity, but-” “ You need to stop worrying about him and put you first what do you want to do?” Rafael thought for a minute “I want to break up with him, but I feel trapped” Rafeals phone buzzes it’s Kyle he texted “Bitch where are you??? >:(” Raffy sighed Sam looked sad “It’s him isn’t it?” he nodded he felt like crying Sam took his phone and typed “hanging out with my friend” he replied, “Who tf would be friends with you?” “People who don’t beat me just because they feel like it” “You are on your way to another beating >:( ” “I’m breaking up with you” “No, you are NOT” “I need to put myself first” “That is the shittiest excuse I’ve ever heard” Sam looked at Rafael “Wow he is a dipshit” the phone buzzed again “I am going to beat your sorry little ass in front of everyone to show you are a piece of shit that doesn’t deserve love” They gave the phone back and started popping their knuckles and took off their flannel and wrapped it around their waist Rafael was concerned “what are you going to do? “You’ll see”

2:00 PM Sam was practically marching over to the school Kyle was still angrily texting Rafael he was scared of Kyle when he gets like this yet was following Sam, Kyle was in the lunchroom when he saw Rafael he started to march on over full of rage Sam stood in front of Raffy perfectly still fist clenched “Hey Bitch!” Kyle shouted everyone in the attention of the room was caught Sam still stood still and whispered “Leave this will get ugly” Rafael was still scared suddenly Roody grabbed Raffy and moved him out of the room “HEY ASSWIPE WHERE ARE YOU GOING?” Kyle shouted he was about to push Sam out of the way Sam grabbed Kyles arm Kyle was surprised and shouted “LET GO DIPSHIT” and went for a punch Sam caught it and said “You really need to work on your anger” then kicked him in the stomach Kyles back hit a table full of kids he quickly got up to punch again, but Sam blocked it and blocked another one and proceeded to punch him in the face Kyle was thrown off guard, but his anger raised and finally got a punch in on Sam “Not so tough are ya?” Sam giggled “I can do this all day”.

2:15 PM Rafael and Sam were now sitting outside the principal’s office Rafael kept looking at sam and his new bruises “we are both screwed aren’t we?” Sam said Rafael sighed “With my mom probably yes” “Probably yes with my aunt” “Why your aunt?” “I live with her since my parents died” “Oh dang so you are birdman with extended family” Sam laughed “SAMHAIN MARIE LOVECRAFT” Sam froze suddenly a dark-skinned woman with white tattoos, white long hair, with a pastel purple dress was in the room “What did you do?” “Aunt-” “Rafael!” Khadijah walked into the room “I got a call from the principal what’s happening?” she saw the bruises on him she started to touch them “Who did this?” before he has a chance to answer Kyle walked out of the office with a death glare pointing at Rafael “Ms. Ghali Ms. Lovecraft we are ready for you” they all walked in.

2:30 PM “SO YOU KNEW MY CHILD WAS IN THIS TOXIC RELATIONSHIP!” “Ms.Ghali-” “AND YOU DID NOTHING!” “Not nothing-” “What kind of bullshit school is this” Ms. Lovecraft said “Celine-” “Don’t fucking Celine me! You are going to persecute my nibling for defending their friend?” “Well, she-” “You won’t even use the right pronouns for them!” Sam and Rafael were looking at their caregivers ripping the principal a new one they felt bad yet amused suddenly Khadijah said “You have 24 hours to fix this or I will sue the school for discrimination!” she grabbed Rafael by the arm Celine did the same for Sam as they got to the parking lot Celine started laughing “Are you actually going to sue the school?” Khadijah chuckled “No I don’t even have a lawyer” “I never properly introduced myself I’m Celine Lovecraft I am Sammy’s aunt” extends her hand to shake “I’m Khadijah Ghali I am Rafael’s mother” shakes her hand “Do you have a ride home?” “Unfortunately no my husband has the car I took the bus here” “I can drive you and Sam home my car has enough” They all get into the car the adults started talking about their lives the teens looked at each other and knew this would start a beautiful friendship.

05/21/2014 4:03 PM Sam was knocking on the door vigorously Raffy answered “Welcome Eldritch god” “Happy to be here juniper boy” Sam had a backpack “Sleepover again?” “Hell yes get in here” Raffy pulled them in laughing Khadijah was in the living room “Hello Sammy” “Hi Ms. G! I’m spending the night again!” “I heard don’t break anything like last weekend” “No promises!” The two teens laughed and ran up the stairs. They make it to Rafael's room “Alright crack open the bag what do you got?” Sam sat on the bean bag chair and rummaged through “Well some sunflower seeds, Plateau Condensation, some horror flicks also” they pull out a bag of weed “Ah hell yeah but did you bring the Air freshener” they pull out a can of it.

7:38 PM “Hoe you don’t run from a serial killer!” “Defend yourself!” they proceeded to throw popcorn at the tv a scream came from the TV “Why do we watch these if we are gonna know they get killed” “I don’t know it’s funny and hilarious with your best bud” “I mean true” a knock is heard they start hiding the weed someone opens the door it’s Sahar “Hey bro can I crash in here?” “Yeah man” “Also I’m about to say something I’ll probably regret later” Rafael was skeptical “which is?” “Can I have a hit of the weed?” “Sure man close the door mom will smell” he closes the door and sits on the floor and takes the joint and takes a hit and coughs hard Raffy and Sam laughed and Sam said “If you aint chokin you ain’t toking” Sahar passed it to Sam “So Sahar what made you wanna be a weeder with us” Sahar pointed to the door and suddenly heard yelling “HERMES YOU ARE UNBELIEVABLE” all three teens looked at each other and Raffy sighed and said, “Your dad is here again?” “Yup he just does not learn” “Why is mom yelling at him?” Sahar sighed “He heard about Dembe dying and now just now is deciding he wants custody of me” “Oh hell no” Sahar scoffed “As if mom can’t provide for both of us” Sam passed to Rafael, Sam just said “Dang your family life seems more complicated than mine” “How so?” Sahar asked Sam sighed “Well I live with my aunt who is considered a freak in the elf world because she is a dark-skinned light elf and transgender, she is also fostering my cousin who is drow elf, and she is married to a centaur and is fostering me all because my uncle decided to be racist” Rafael passed to Sahar “Wait a minute a centaur? Isn’t she married to a dude in a wheelchair?” “Yeah he hides his horse half in there like some magic shit” “Wait does he use the horse half with your aunt” he smirked Sam pushed him “Please don’t put that image in my head” “Well everyone has sex” he laughs “Except mom” Sahar laughed Rafeal laughed even harder everyone in the room was then suddenly they hear a vase break down stairs “GET OUT OF MY HOME YOU ARE NOT WELCOME” both Sahar and Rafeal were silently rooting for this, Sam grabbed the remote and turned the volume up on the TV they all silently agreed to deal with this later.

07/02/16 11:06 AM “A is for Organization” “In what fucking Alphabet?” “Shhhh” Sam said as they picked up a box Raffy was left confused a grey skinned man with red hair said “Don’t question anything my cousin says dude” “I’ve been friend with them for a bit and 97% of what they say confuses me” “Well you are going to live with them” “Too true dude” he moved a box into the empty space Rafeal was long graduated Sam recently did and now they could finally live together with Roody of course Rafeal felt like his life was coming together at last.

5 notes · View notes

the-mundivagant · 6 years

Text

Masterpost of Lise’s MCU fics on Tumblr [part 1]

Last updated August 10, 2020 (post 7 of p.114)

I had to split this post in two since it exceeded Tumblr’s link limit by a long way. [quick link to part 2]

General info

Links are taken from Lise's fic tag, #a wild fic appeared (chrono).

All the tags I link to are /chrono versions (posts listed in chronological order).

I included the page each fic is on so this post can be used as a directory of sorts to a web archive I made of the tag, but it’s not needed/optimal as long as the actual Tumblr is up and running.

As of August 2020, I’m still planning to keep this more or less updated...but I have absolutely no idea how often that’ll be. (It used to be approximately monthly in 2018. The most recent two updates were a year apart.)

Spoilers for the MCU (including Endgame) are unmarked.

Many thanks to Lise for answering my ridiculous number of questions, being very helpful and encouraging in general and also, of course, writing these incredible fics in the first place. :D

For reference, here’s a post listing some of the frequently-appearing prompts (”amuse me,” “break me,” etc.). The “first sentence” prompt meme is described here.

Main categories: Verses, Relationships, Other, and Tumblr Verses

Format: [page] [word count] title / “prompt” (notes)

VERSES

Gehenna

(Fics crossposted to AO3 are in Predation)

[p.19] [306] “zip me” (nsfw)

[p.28] [642] “nurse me”

[p.28] [268] “break me” (nsfw)

[p.32] [1756] love me like the devil loves (nsfw)

[p.36] [183] “then there’s tongue”

[p.51] [869] “call me” (Tony & Loki, before the beginning of Privation?)

[p.53] [229] “dysfunctional Loki/Natasha”

[p.61] [121] “before the beginning” (pre Privation)

[p.67] [721] untitled (a morning after one of their sessions)

[p.71] [807] “things you didn’t say at all”

[p.98] [577] untitled (Natasha PoV of Purification) (nsfw)

Life In Reverse

[p.35] [561] "Coulson PoV of Loki’s arrival on Earth"

[p.37] [173] "Life in Reverse!Loki meets canon!Loki" (AU)

[p.60] [2008] "Natasha PoV of Loki’s capture by Doom and subsequent rescue"

[p.61] [1223] "Jane PoV of her diner conversation with Loki"

[p.62] [1332] "Natasha PoV of finding Loki after his meeting with Thanos"

[p.62] [1496] "Tony PoV of meeting with Loki after rescuing him from Doom"

[p.63] [1767] "Darcy PoV of Jane coming home after the diner conversation"

[p.74] [787] "Dr. Fisher PoV of her first meeting with Loki"

[p.85] [1332] "Jane PoV of going to see Loki while he’s being held by SHIELD"

[p.86] [645] "Natasha PoV of first meeting Loki"

[p.86] [605] "Natasha and Clint talking about Loki"

[p.87] [541] "Clint PoV after Loki’s rendezvous with Thanos"

[p.103] [1315] “Steve PoV on breaking Loki out of prison”

Now Three

[p.55] [325] untitled (planning for Sarah to bring a snack to class on movie day)

[p.56] [365] untitled ("uncle Thor being cute and loving")

[p.57] [385] “exhausted parents kiss”

[p.64] [1455] untitled ("talking to Sarah about being born a Jotun")

[p.71] [828] untitled ("Sarah’s first day of school")

Remember This Cold

(Fics crossposted to AO3 are in Every Little Earthquake, it’s what you make, and see you on the other side of the war)

(I also have a separate post here in which I attempted to collect all fics in this verse and list them in their in-universe chronological order; you can search for [T] to find all Tumblr-only fics)

[p.15] [290] “paint me” (takes place during Disarm)

[p.23] [1053] “telepathy”

[p.29] [238] “Loki vs. crab”

[p.39] [385] “yahoo me” (Tony & Loki, Steve’s birthday)

[p.40] [394] “paint me” (takes place during The sun no longer shines (on your side))

[p.46] [152] “enamor me” (Loki PoV of The sun no longer shines (on your side))

[p.47] [239] “secret meeting” (Steve & Natasha)

[p.48] [1921] untitled (AU) (Loki is controlled by the scepter/Thanos)

[p.50] [501] “join me” (Natasha & Loki, post only when you hit the ground)

[p.52] [228] “basorexia” (takes place before The sun no longer shines (on your side))

[p.56] [406] untitled ("Loki answers the door naked") (takes place between with an untrained voice and reflected in someone like me) (nsfw)

[p.56] [274] untitled ("Vali stalking Clint")

[p.58] [668] “jealous kiss”

[p.59] [3097] Unmade (AU) (Clint/Loki)

[p.60] [851] untitled (follow-up to The Tenth Floor)

[p.60] [821] untitled ("Steve has a nightmare about Hydra brainwashing Loki") (post Collapse the Light Into Earth)

[p.61] [1428] untitled (follow-up to “better together”) (nsfw)

[p.66] [522] "one falling asleep with their head in the other’s lap”

[p.69] [876] “things you said that made me feel like shit” (takes place between with an untrained voice and reflected in someone like me)

[p.69] [420] "things you said with no space between us”

[p.69] [506] “things you said when we were the happiest we ever were”

[p.70] [516] “things you said after it was over” (Loki & Bucky, post Collapse the Light Into Earth)

[p.71] [691] “patching up a wound”

[p.72] [1651] untitled (AU) (Thanos using Loki’s body as a way of “sightseeing”)

[p.72] [1342] untitled (AU) (follow-up to [p.72] [1651])

[p.74] [364] untitled (Steve PoV of (hang on) when the water is rising)

[p.79] [1063] untitled (nsfw)

[p.82] [1122] soldier on (post Collapse the Light Into Earth)

[p.88] [887] untitled (Bruce visits Loki)

[p.90] [1013] I’ll throw away my faith, just to keep you safe (Steve PoV, end of don’t care if heaven won’t take me back)

[p.92] [1554] how you gaze upon my bones (AU) (Doom succeeds in cloning Loki during The Vivisection Mambo)

[p.102] [1327] the world held fast (Sif PoV during This is My Kingdom Come)

Offshoots of the main timeline

[p.31] [1538] untitled (Frigga shows up on Earth)

[p.57] [2463] old friends

[p.62] [1633] untitled (Loki hurts himself doing magic in a fight assisting the Avengers)

[p.68] [1111] untitled (Steve PoV of [p.57] [2463] old friends)

[p.72] [689] untitled ("I thought you were going to die")

[p.93] [626] untitled (Loki & Wanda, "What do you think you’re doing?")

[p.96] [2239] Strange Magic

#the everything is awful au / like the restless sea (verse on AO3 here)

[p.101] [1877] and the deep river ran on

Sam and Loki are Roommates

(Fics crossposted to AO3 are in people wonder why we’re still together)

[p.8] [48] untitled (Thor comes to visit)

[p.9] [103] untitled (Thor & Dean have a conversation)

[p.10] [222] untitled (Sam & Loki clean up while hungover)

[p.11] [344] untitled (sick!Sam)

[p.14] [147] “drink me”

[p.14] [404] “call me”

[p.15] [284] “value me”

[p.16] [409] “yahoo me”

[p.16] [257] “tell me” (may not be canonical)

[p.16] [341] “invite me”

[p.16] [334] “zip me”

[p.17] [455] “paint me”

[p.22] [303] “accidental baby acquisition” (AU)

[p.27] [546] “mourn me” (AU)

[p.28] [509] untitled (sick!Loki)

[p.30] [533] untitled (Steve giving Loki a present)

[p.36] [160] untitled ("Loki believes Steve doesn’t like him back")

[p.44] [673] untitled (Loki PoV of Sam Winchester Is Not Your Therapist)

[p.49] [239] untitled (Loki and Sam acquire a dog)

[p.50] [977] “enamor me” ("Steve trying to woo Loki")

[p.59] [681] “'war’s end' kiss”

[p.73] [1360] Trouble Who’s A Friend of Mine

[p.74] [1871] “I just told you I liked you but now I’m shy and say ‘nevermind, forget it’” (Steve & Loki)

[p.80] [1556] Tides to Pull You Under

[p.81] [841] untitled ("Steve’s attitude to Loki’s gentleman-ness")

[p.84] [1809] untitled (Steve PoV of Into This Unknown Country)

we’re not friends, we’re strangers with memories

[p.30] [457] “I’m sick”

[p.30] [216] “before the beginning”

[p.44] [489] “kiss with a fist”

[p.50] [532] “quiet me”

[p.54] [863] “dysfunctional Clint/Loki” (AU) (nsfw)

[p.62] [696] untitled (Loki PoV, between chapters 7 and 8)

[p.66] [3747] the mistake was mine

[p.70] [588] “things you said that I wasn’t meant to hear”

RELATIONSHIPS

Note: In AO3 terms, the relationships below should be listed as & or / since whether the relationship is platonic or not depends on the fic. I just went with & to make things simpler.

Clint & Loki

[p.4] [131] Pavlov’s Bell

[p.6] [119] untitled ("Clint wasn’t brainwashed")

[p.8] [172] “historical AU”

[p.12] [133] “Arda AU”

[p.14] [255] “kill me”

[p.17] [204] “offer me”

[p.22] [497] untitled (drunk!Loki)

[p.28] [712] “unbind me”

[p.31] [245] untitled (Loki PoV of The Walking Wounded)

[p.38] [163] “cooperation” (possibly from Strange Bedfellows)

[p.39] [183] “haunt me” (same verse as It Gazes Also?)

[p.40] [290] “get me” (possibly from Strange Bedfellows)

[p.43] [94] untitled ("successful helicarrier rescue")

[p.43] [217] untitled (Clint dreams about the Chitauri post Avengers)

[p.45] [380] “mourn me”

[p.45] [313] “remember me”

[p.50] [404] “unbind me”

[p.51] [663] “quiet me”

[p.53] [232] "dysfunctional Loki/Clint”

[p.57] [527] untitled ("Clint with a mistletoe arrow")

[p.58] [536] “kiss on the forehead”

[p.58] [833] “'I almost lost you' kiss”

[p.60] [2476] Clint Barton’s Terrible, Horrible, No Good Very Bad Day

[p.61] [1190] Let All Mortal Flesh (nsfw)

[p.61] [2770] A Temple to Be Destroyed (possible part of a follow-up to Monstrosity / Abyss) (nsfw)

[p.62] [373] “before the beginning” (pre Monstrosity)

[p.65] [461] “hallucination induced by lack of sleep”

[p.69] [285] “things you didn’t say at all”

[p.80] [1337] lasciate ogne speranza, voi ch’intrate

[p.83] [1739] untitled (Loki appears and heals a mortally-wounded Clint)

[p.85] [1386] In Another Life (Clint PoV of Ghosts That We Knew)

[p.94] [742] “Hands off!” (during Avengers)

[p.94] [839] “Duck, you idiot!” (post TDW)

[p.97] [781] untitled (Clint feels Loki’s - near? - death in Infinity War via lingering-mental-connection)

[p.110] [76] First sentence prompt: “He/she/they shouldn’t have been so delighted.”

[continued in part 2]

#veliseraptor #long post /

189 notes · View notes

swedna · 4 years

Link

The Indian markets climbed off the day's high, dragged by heavyweights HDFC Bank and Bajaj Finance, but were still trading in the green on Monday.

The S&P BSE Sensex was trading at around 36,750 levels, up 130 points, having reclaimed the 37,000 levels earlier in the session. The broader Nifty50 index conquered the crucial 10,800-mark. Reliance Industries rose over 3 per cent and hit a lifetime high on the BSE after it announced the sale of 0.15 per cent stake in Jio Platforms to Qualcomm Ventures for Rs 730 crore. Besides, Tata Steel and Tech Mahindra also gained 3 per cent each.

Meanwhile, Avenue Supermarts tumbled 5 per cent after the announcement of its June quarter results.

All the Nifty sectoral indices were trading in the green, led by Nifty Metal index, up 1.8 per cent.

Results today

A total of 18 companies including 5Paisa, India Home Loan, and MBL Infrastructures, are scheduled to announce their quarterly earnings today. CATCH ALL THE LIVE UPDATES Auto Refresh 12:49 PM IPO ALERT :: Rossari Biotech's IPO subscribed 15% so far

12:42 PM SECTOR WATCH:: IT stocks trade higher COMPANY LATEST(RS) CHG(%) FIRSTSOUR.SOLU. 43.15 -0.58 WIPRO 227.55 2.50 TECH MAHINDRA 591.80 4.07 INFOSYS 798.20 2.10 HCL TECHNOLOGIES 598.10 2.70 » More 12:31 PM ITC, HDFC Bank, and 62 other stocks face stiff resistance at 200-DMA As the indices try to conquer their 200-DMA levels, several stocks in the Nifty500 are also witnessing strong profit-booking. This average is acting as a firm hurdle for major stocks like ACC Ltd, Adani Ports and Special Economic Zone, Asian Paints , ITC Ltd, and Ujjivan Financial Services. There are 279 stocks trading below their respective 200-DMAs, with 64 of them majorly attempting to conquer the levels although the resistance has been resilient. READ MORE

12:22 PM RIL 43rd AGM: Jio biz update, bonus, Aramco deal details. What's in store? While RIL's AGM has always been a much sought-after event for the corporate world, business media, investors, and other stakeholders, this time the AGM holds a greater significance given the company's record-breaking deal spree for its telecom business vertical, Jio Platforms. So far, RIL has raised a record Rs 1.18 trillion in less than three months by selling 25.24 per cent stake in its unit Jio Platforms to 13 marquee investors. READ MORE

RIL Chairman Mukesh Ambani

12:15 PM Equity seems to be losing its charm as long-term returns disappoint Equity seems to be losing its charm as a preferred asset class, as investors raise questions on returns not compensating for the additional risk. Even as the Nifty50 Total Returns Index, which considers dividend payouts, earned 9.35 per cent a year returns over the past 10 years, the post office fixed deposit or Public Provident Fund has given returns of 8-8.7 per cent with almost no risk. READ MORE

12:06 PM Reliance extends gains, up 3% now

11:56 AM Commodity heatmap :: Copper hits record high on MCX

11:48 AM Omaxe hits 11-year low despite clarification, tanks 66% in 12 days The real estate firm's stock was locked in lower circuit for 12th straight trading day. It has fallen 66 per cent from the level of Rs 220.55 on June 26, 2020. The stock is trading at its lowest level since July 14, 2009. Recently, the company had issued a clarification to the exchanges, saying the movement in the share price is "purely due to market conditions and based on demand and supply principles". READ MORE

11:42 AM SECTOR WATCH:: Nifty PSU Bank index underperforms

11:37 AM Avenue Supermarts dips 6% post Q1 nos; Analysts cut target price up to 34% Avenue Supermarts Ltd, which owns and operates DMart stores across the country, said its consolidated total revenues fell to Rs 3,883 crore from Rs 5,815 crore in the year-ago quarter. "Covid-19 continued to spread across the country. The ensuing restrictions have had a significant impact on our operational and financial performance in the quarter," said CEO and Managing Director Neville Noronha. "Our revenue, EBITDA and profit for the quarter were significantly lower as compared to the same quarter last year," he said in a statement. READ MORE

#HDFC

0 notes

svetlanawagner-blog · 5 years

Photo

As I entered the bright white building, I heard the quiet whirring of small machines. I weaved through the museum doing my best to interpret and experience the art but couldn’t shake a feeling of familiarity. Then it hit me, I’ve seen this same artist before in NYC! Who would have guessed we would find a slice of the big apple in the small town of Marfa.

A big thank you to Travel Texas for hosting our trip. All opinions are always our own. This post may contain affiliate links, where we receive a small commission on sales of the products that are linked at no additional cost to you. Read our full disclosure for more info. Thank you for supporting the brands that make Local Adventurer possible.

Last Updated: July 8, 2019

25 Coolest Things to Do in Marfa TX

We ended our West Texas Road Trip in Marfa. Before visiting, we knew very little of the area other than hearing about the artsy community and seeing Prada Marfa and El Cosmico on instagram.

Marfa truly surprised us and felt like an anomoly. It’s quaint and charming and has small town vibes, but it’s also is completely different from any small town we’ve previously seen.

We found it hard to describe, and it almost felt like the twilight zone. We expected to find eclectic desert art and instead found an art scene as sophisticated as NYC. Sometimes it felt like a small town in West Texas, and other times it felt like a neighborhood in Brooklyn.

If you’re planning a trip out to Marfa, we’ve put together a guide to help you plan your trip.

Content Menu

Title of Subsection

photo:

What You Need to Know Before You Visit Marfa

Like a lot of the small towns in West Texas, hours are limited. Visit between Thursday to Sunday for the best experience, but even then there’s no guarantee that all businesses will be open.

Be flexible with your schedule. Even with posted hours, some stores and restaurants may close. Some even run out of food and close once the food is out. They’ve adopted a siesta mentality and close whenever they feel like it.

The closest major airport is in El Paso (about 3 hours away). Take advantage of your location and see other surrounding sites in West Texas. Here is our road trip guide.

Renting a car is the best way to get around town. When we talked to locals and asked about Uber, they said there are only 1-2 drivers locally.

Talk to locals to find out what else is going on around town. We heard about a free concert from a bartender which was the perfect way to end the night.

Cell phone coverage can be spotty. We have T-mobile and it worked in most cases but as soon as we were out of the main area, we lost signal.

If you plan on visiting during a holiday weekend, book early. This has become a popular destination.

Marfa is in a desert climate. it gets hot during the day but chilly at night. Have layers ready. During the winter, it can snow and gets dangerous to drive.

1. Marfa Mystery Lights

US-90, Marfa, TX 79843, map

The Marfa Lights have mystified people for generations. The glowing orbs appear in the desert outside Marfa and have been described as white, blue, yellow, and red. The first mention of the lights comes from Robert Reed Ellison in 1883 and you can see them from an official viewing platform, although you can’t predict when they will appear.

2. Ballroom Marfa

108 E San Antonio St, Marfa, TX 79843, map

Ballroom Marfa is one of the iconic contemporary art spaces in Marfa. They curate art from well-known and emerging artists from all over the world. During our visit, we saw an artist that was also on display at MOMA PS1 while we lived in NYC. They also host music acts in their space. Visit their site for their upcoming schedule.

Hours: Wednesday to Saturday 10am-6pm, Sunday 10am-3pm

More: 25 Fun Things to do Indoors in NYC

3. Judd Foundation

104 S Highland Ave, Marfa, TX 79843, map

Donald Judd is attributed with bringing the NYC art scene to Marfa, Texas. The foundation maintains and preserves Judd’s pieces, workspaces, libraries, and archives. You can take a guided to tour to visit different properties in Marfa.

4. Chinati Foundation

1 Cavalry Row,Marfa,TX,79843, Marfa, TX 79843, map

The Chinati Foundation is a contemporary art museum founded by Donald Judd. They specialize in large-scale installations spread over the 340 acres of land where Fort D.A. Russell used to be. Public tours are a great way to get more insight into the pieces or you can explore on your own.

Hours: Wednesday to Sunday 9am-5pm

5. Ayn Foundation

107 – 109 Highland St, Marfa, TX 79843, map

The Ayn Foundation focuses on large-scale products by major international artists. It currently includes Andy Warhol’s The Last Supper and Maria Zerres’ September Eleven.

6. Marfa Book Company

105 S Highland Ave, Marfa, TX 79843, map

MBCo has been around for almost twenty years and functions as a bookstore, publisher, and performance space. Stop by to check out their unique selection of books or visit during their talks, readings, or performances.

7. Freda

207 S Highland Ave, Marfa, TX 79843, map

This shop is a local favorite where you’ll find jewelry, found objects, vintage clothing and more. A record playing in the corner sets the mood while you shop.

8. Cobra Rock Boot Company

107 S Dean St, Marfa, TX 79843, map

If you love handcrafted artisan products, then you need to see the boots made by Cobra Rock. As you walk in, you are immediately greeted by the smell of leather. You can browse through items by other small independent designers, see the machines they use to make the boots, or order your very own.

9. Moonlight Gemstones

1001 W San Antonio St, Marfa, TX 79843, map

If you’re looking to pick up a gift our souvenier, check out Moonlight Gemstone. They specialize in West Texas Agates but carry a wide variety of choices. They also do custom gemstone cutting. and create custom silver jewelry.

10. Wrong Store

110 W Dallas St, Marfa, TX 79843, map

Awarded the Most Beautiful Independent Store in Texas by Architectural Digest, this shop is an eclectic collection of local items, carved wooden pieces, and artsy wares.

11. Marfa Brands

213 S Dean St, Marfa, TX 79843, map

What started as a hobby, Marfa Brands makes soaps with fans from all over the world. Hand pouring 150 bars at a time, you’ll find combinations like Rosemary Peppermint, Bergamot Grapefruit with Lemon Peel and Earl Grey Tea, and Oak Moss with Kelp and Sea Salt.

12. Prada Marfa

14880 US-90, Valentine, TX 79854, map

This is probably the most popular photo of Marfa, even though it’s not technically in Marfa. The permanent installation was created in 2005 and actually houses items from the fall/winter 2005 collection.

13. Tiny Target

US-90, Alpine, TX 79830, map

In early 2016, an anonymous artist painted a bullseye and the word Target on an old railroad structure. This is also outside of Marfa (about 45 mins east), but is often associated with Marfa.

14. Marfa Museum Thrift Store

610 W San Antonio St, Marfa, TX 79843, map

Fans of thrifting can stop by to see if they can find any treasures in this artsy and ecclectic town.

15. Building 98

Bonnie St, Marfa, TX 79843, map

Once a US army base bachelor offer quarter, it is now known for the WWII German POW murals. The western murals were completed in 1945 and show Marfa’s history in the arts.

16. Marfa Holocaust and Historic Model Ship Museum

901 E Oak St Marfa, TX 79843, map

Find historic artifacts, documents, and books about the Aliyah Bet (Jewish “illegal immigration” ships). What makes it really special is the collection of over 140 handmade, plank-on-frame ship models.

17. El Cosmico

802 S Highland Ave, Marfa, TX 79843, map

El Cosmico has your choice of teepees, yurts, and RVs, and looks like it’s made for the gram.

18. Planet Marfa

200 S Abbot St, Marfa, TX 79843, map

Planet Marfa is a great place to unwind after a long day. The quirky beer garden features a tepee and vintage school bus where you can hang out too.

19. Lost Horse Saloon

306 E San Antonio St, Marfa, TX 79843, map

This local watering hole is a popular hangout spot. The rustic, Western-style decor is the perfect backdrop for drinks and live music.

20. House Bar (Casita Bar)

Ranch Rd 2810, Marfa, TX 79843, map

Step into the 80s at one of the most unique bars we’ve ever been to. It was converted from an old home, and the decor is next level here. They host shows and we only found out about it because we asked the folks at Planet Marfa.

21. The Get Go

208 S Dean St, Marfa, TX 79843, map

The Get Go is an independent grocery store opened in 2007. It features local products, organic and alternative ingredients, and more. Not only can you pick up supplies if everything else is closed, it’s also a great way to get a glimpse of local life in Marfa.

More: 13 Secrets to Traveling like a Local

22. Frama at Tumbleweed Laundry

120 N Austin St, Marfa, TX 79843, map

If you’re looking for a place to get good coffee, a scoop of ice cream, and do your laundry, come to this coffee shop and laundromat pairing.

More: All the Best Stops on the Ultimate West Coast Road Trip

23. Marfa and Presidio County Museum

110 W San Antonio St, Marfa, TX 79843, map

Located in a historic adobe home built in the 1880s, this museum has a little bit of everything Marfa and Presidio County. It coveres ranching, local military, geology, settlers, Native Americans, and more.

24. Presidio County Courthouse

300 Highland St, Marfa, TX 79843, map

The Presidio County Courthouse was added tot he National Register of Historic Places in 1977. It’s a beautiful building in the heart of the city and you can even check ou the interior.

25. Stardust motel sign

US-90, Marfa, TX 79843, map

The Stardust Motel sign sits on its own just outside of town. There’s no trace of the motel itself, but the light still flickers from time to time.

Map of Things to Do in Marfa TX

More Things to Do in Marfa TX

Cast + Crew

Chinati Hot Springs (Presidio, TX)

Etherington Fine Art

Exhibitions 2D

Faith Alive Cowboy Church Radio Station

Garza Marfa

Ice Plant Museum

Julie Speed Studio

Marfa Activity Center

Marfa Contemporary – Closed

Marfa Fim Festival (late spring)

Marfa Gliders

Marfa Maid Dairy

Marfa Municipal Golf Course

Marfa Myths Music Festival

Marfa Visitor Center

Mirth

Mystery Blimp (on US-90, 15 miles outside Marfa)

Palace Theater

Private Marfa History Tours

Rule Gallery

Best Restaurants in Marfa TX

Buns N’ Roses (Breakfast, $)

Cochineal (New American, $$)

Do Your Thing (Coffee, $)

Frama (Coffee, $)

Food Shark (Mediterranean, $)

Lost Horse Saloon (Bar, $)

Marfa Burrito (Mexican, $)

Pizza Foundation (Pizza, 2$)

Planet Marfa (Bar, $)

Stellina (Italian, 2$)

Bar St George (Bar, $), Boyz 2 Men (Breakfast, $), Capri (New American, $, 3.5), Mando’s (Tex Mex, $), Jett’s Grill (American, $), LaVenture (Seafood, $$)

What to Pack for Marfa TX

Turn on your JavaScript to view content

Where to Stay in Marfa Texas

Hotel Paisano – We stayed at Hotel Paisano during our visit to Marfa. It’s centrally located the hotel is full of history. You’ll find GIANT memorabilia throughout the lobby and hallways too.

Hotel Saint George

Thunderbird Hotel

El Cosmico for Glamping

What's Nearby

Fort Davis National Historic Site (25 min, 22.5 miles)

Davis Mountains State Park (27 min, 24.1 miles)

McDonald Observatory (50 min, 38 miles)

Big Bend National Park (1 hr 35 min, 98.2 miles)

More Resources

Lonely Planet Texas Travel Guide

West Texas Travel Guide

Texas State Map / Waterproof Texas State Map

Texas Road & Recreation Atlas

2019 Rand Mcnally Large Scale Road Atlas

Have you been before? Any other things to do in Marfa TX we’re missing?

Did you enjoy this post? Pin it for later

SEE MORE CITY BUCKET LISTS

⟡⟡⟡⟡⟡

ATLANTA BUCKET LIST

PDX BUCKET LIST

CHARLESTON SC BUCKET LIST

LAS VEGAS BUCKET LIST

LA BUCKET LIST

NYC BUCKET LIST

SAN DIEGO BUCKET LIST

ASHEVILLE NC BUCKET LIST

ATX BUCKET LIST

NEW ORLEANS BUCKET LIST

ORLANDO BUCKET LIST

SAN FRANCISCO BUCKET LIST

SEATTLE BUCKET LIST

WASHINGTON DC BUCKET LIST

“Discovery consists not of seeking new lands but in seeing with new eyes” – M. Proust

Esther + Jacob

Esther and Jacob are the founders of Local Adventurer, which is one of the top 5 travel blogs in the US. They believe that adventure can be found both near and far and hope to inspire others to explore locally. They explore a new city in depth every year and currently base themselves in Las Vegas.

PrevPreviousHow We Made Over $13.1K in June – Blog Income Report

You might also love

All the Best Stops on the Ultimate West Texas Road Trip

49 Best Places to Eat in Austin Texas

101 Things to Do in Austin Bucket List

All articles loaded

No more articles to load

The post 25 Coolest Things to Do in Marfa Texas appeared first on Local Adventurer » Travel Adventures in NYC + World Wide.

#tips #>25 #map #>More #restaurants #>What #stay #>BACK #ff865c;#><strong>Local #FFB53A;#texplorer #texas #marfa #marfatx #traveltexas #localadventurer #><strong>Pro

1 note · View note

rebeccahpedersen · 7 years

Text

Must-Read Real Estate Headlines

TorontoRealtyBlog

I don’t usually do this – post the creative content of others; there’s already enough of that on Facebook, where every news feed is a “share” of an existing online article.

But over the weekend, each of the major Toronto newspapers (save for the Sun, but I did say “major”) had a piece on the Toronto real estate market that was different from the usual recap or roundup, and offered some insight and commentary.

I want to show you those three articles today, and comment briefly, then add a fourth article which sums up the plight of mankind’s future. Yes, really, it does. You won’t want to miss it…

Wow, I’m really dating myself with that photo above, aren’t I?

When I think “news,” I still think newspapers.

But honestly, raise your hand if you still subscribe to a print copy of a major newspaper that is delivered to your door each and every morning?

I thought I would forever, but when my Globe & Mail subscription expired earlier this year, and it stopped coming, it made me realize that I don’t read it anymore. I used to read the paper religiously every day on the stairmaster at the gym.

You know how every gym you’ve ever been to has “that guy,” and “the lady that does this or that;” a host of characters that you see on a regular basis and stand out because of an odd trait? Well I was the insane-o who had a stack of dailies in hand and whipped through them like Rainman, scattering the discarded papers around the base of my machine, all the while, flicking sweat.

When I was done, wet newsprint formed a circle around the stairmaster like a candles surround a pentagram in a lunatic’s house.

I guess that’s not the only thing the lunatic and I have in common…

In any event, my 17-year relationship with the stairmaster ended two years ago, and low-and-behold, I no longer had a need for newspapers.

That, and I find the news to be incredibly depressing. I can’t read anything in Section-A; I get depressed, disheartened, angry, and frustrated. People, and politics. What else is new…

And while I’m fully aware that we can get the newspaper on the Internet now, it’s just not the same thing. My fingers aren’t black and smudgy after reading online articles, and I miss that!

But whether in print, or online, without fail – there is always going to be a real estate article, bi-daily at the least, in all of the major newspapers.

This weekend provided us with some interesting content.

One of my favourite columnists has always been Marcus Gee, and the fact that he regularly takes Kathleen Wynne to task only makes me like him more.

Gee wrote the following column over the weekend:

“Toronto’s Falling House Prices Signal A Return To Sanity”

What I like about this column is that it’s a somewhat more down-to-earth look at the recent drop in real estate prices than what we’re accustomed to seeing.

I’ve long opined that most newspaper articles about real estate (specifically those not written by a columnist) seek to draw people into the content with the most shocking headlines possible, and as a result, three metrics – price, sales, and listings, are used interchangeably to discuss “the market.”

A headline might read, “Real estate reeling with a 20% drop,” but that 20% could refer to month-over-month, or, year-over-year, as well as any of price, sales, or listings.

Many articles out there today are agenda-driven, and that’s why you see reporters using whichever of the price, sales, or listings metric is the most sexy. If sales are down 54% year-over-year, but only 14% month-over-month, then use the former, especially if prices are still up year-over-year.

In the above article, Mr. Gee makes zero mention of a single percentage, nor does a number – any digit, appear in the column.

While I disagree with Mr. Gee’s underlying conclusion that the market won’t quickly rebound, and/or that this “dip” is more pronounced, I appreciate the upside that he’s bringing to light. In fact, all three of the articles this weekend were written as though a drop in prices were a good thing.

But the part about the article that I appreciate the most was drawing attention to the effect a real estate decline would have on the government’s pocket book, and the potential fallout.

Have a read:

“Governments, too, will be forced to change their ways. Toronto’s, for one, has come to rely on the hundreds of millions of dollars it collects every year from a tax on land transfers.

Officials have been warning with rising urgency that the city is in for a reckoning if that windfall should dry up.

Now that it looks as though it might, city politicians will face pressure either to find other sources of revenue or to trim the city’s expenses – all to the good, either way.”

It’s actually quite scary to think what could happen if land transfer tax were to decline significantly at both the municipal and federal levels.

You all know I don’t like Kathleen Wynne, and you can agree or disagree. But one thing is for certain: she will not be replacing lost revenue from provincial land transfer tax by making cuts to expenditures! She’ll find a new tax – probably create one out of thin air, and at the very least, it gives you and your friends a cool new drinking game to play. “What tax will the Liberals invent next?”

In the city of Toronto, things could get really dire if LTT were to dry up. A friend of mine who works in investment banking told me before David Miller implemented the municipal land transfer tax, “If they don’t bring this tax in, Toronto could literally be on the brink of bankruptcy. Cities rarely ever go bankrupt, but Toronto would be on the edge.”

–

In the Toronto Star, we read an unusually positive headline, about a negative take on the real estate market.

Tess Kalinowski penned the following:

“Toronto’s Market Housing Downturn May Have An Upside”

The idea is that some good must come out of a decline.

Individuals, government, society in general must learn from this.

I’ve always said, and I’ll explain in more detail with respect to the fourth article, that people often ignore the exponential world population growth when looking at causes of decreased supply and increased demand in hot real estate markets.

In this article, we got a great line:

“In the 1950s, Canadians consumed about 300 sq. ft. of space per person. Today it is about 1,000 sq.ft.”

It opened the door to a conversation about urban planning, which is where the government should be spending their time, along with analyzing fiscal policy with respect to interest rates, and mortgage regulations.

The government has acted as though a coin has only one side, and has only sought to “cool the market” by decreasing demand through policy changes, when all the while, increasing demand is the more unpopular tails side of the coin that very few people ever call.

It’s well beyond “time” for the government to start focusing on supply, or lack thereof.

–

Garry Marr of the Financial Post, who in my opinion, has long been a real estate bear, wrote a piece on the weekend that I thought was long overdue:

“Collapse In Toronto Home Prices May Pressure Ottawa To Hold Off Tightening”

I know that columnists and journalists don’t get to write their own headlines, so I won’t fault Mr. Marr for the word “collapse,” which I think is the very definition of hyperbole.

But the idea that the recent drop in prices must call into question further meddling, tinkering, or updating (depending on where you stand) of lending standards and regulations is one that should have been brought to the forefront weeks ago.

Kathleen Wynne was quoted as saying, “Cool, not kill” with respect to the housing market, and if that’s really the case, then we first need to define “cool,” percentage-wise, and then look at what has transpired already.

The market has cooled, no doubt about it. And as the second article above shows, a lot more people are asking questions of themselves, and the market, who might not have done so earlier this year.

So are more policy changes really needed?

Should we really implement a 200 basis-point “stress test” for uninsured borrowers?

When the government implemented a similar policy in 2016 with respect to insured borrowers, the policy had zero effect on the market, and once again, those in the government tasked with cooling the market had egg on their face.

But those insured mortgages are backed by tax-payers! I can see how they have a horse in that race.

For uninsured borrowers, does the government really need to step in and protect people from themselves?

Keep an eye on this story over the coming months, as those who thought we might see another interest rate hike in September, are now changing their tune.

–

Last, but certainly not least, an article that was sent to me by over a dozen blog readers and friends, some of them who sent this out of disgust, and some who sent it because they know how I feel about “kids today.”

“Millennial Pens Open Letter, Says Toronto Real Estate Prices Too High”

This is probably the dumbest thing I have read in a year, and it underscores the ignorance, arrogance, entitlement, and delusion of today’s youth.

I’m 36-years-old, turning 37 next month.

I was told by a very nice lady in my office, who is in her mid-60’s, “Davey, every generation thinks the generation behind them is going to end the the world. And not one of them remembers when they themselves were being blamed by the generation ahead of them.”

Truer words may never have been spoken.

It’s like recreational golf: you always think the group ahead of you is playing slow, and the group ahead of you is playing up your a$$.

So am I being hypocritical if I ignore all of this, and label today’s young 20-somethings as those who will end the world?

Read the letter, it’s just insane.

The girl who wrote a letter to a city is ignoring so many important things that she probably wasn’t taught in school, such as basic economics, and supply and demand.

But what about a simple understanding of the world’s population growth? The world has doubled in size since 1971, and the Greater Toronto Area’s population has doubled since 1982.

But her letter, and the quotes from her interview with Global News, make her sound like the lazy, clueless, dreaming, irrational, unreasonable millennial that the entire group, unfairly, gets categorized as.

“I’m still living at home and all my friends are as well and it’s hard. The market isn’t letting us become independent people that we thought 10 years ago we would be at this age.”

You’re 23-years-old.

Living at home is “hard” for you? I suppose life in your parents’ basement, paying no rent, having zero expenses, full access to groceries and things you never thought you’d pay for like toothpaste, is “hard?”

You thought you would be a certain type of person when you were 13-years-old, and now that you haven’t achieved that, you think it’s “hard?”

When I was 13-years-old, I thought I was going to be a multi-millionaire by the time I was 23-years-old. I thought I was going to own a yacht, a plane, be married to a supermodel, and light cigars off burning $100 bills. But that’s because I was 13-years-old.

“Whenever I picture my life and my future, I pictured it with a house and a backyard.”

No kidding, eh?

You’re 23-years-old, and you’ve already given up the possibility that one day you’ll own a house, like a very, very small percentage of the population?

Folks, come on! Tell me I’m being unfair here!

But this girl is completely out to lunch!

The arrogance of her, probably working a 9-5 job and eating avocado toast with friends by 5:30pm at a swanky downtown pub, to think that the city owes her something. Her life has been a fantasy up to this point, and now that she’s actually out in the working world, and has to work, she’s telling the rest of us how entitled she is?

It’s “Toronto’s” fault that she can’t afford to buy a house with a backyard.

“Toronto” is a city. It’s made up of people. People are consumers. Consumers buy and sell. Products and services are bought and sold. Supply and demand create prices for products and services.

She’s looking for a boogey-man, the same one her dad checked for under her bed no more than ten years ago, and she won’t seem to consider that the explanation for market conditions is more simple.

“It was fun while it lasted Toronto, but it’s time for us to leave. Why does it seem to us millennials that you don’t want us here?”

Oh poor you. You poor millennial! Toronto doesn’t want you!

Who the hell gave this national coverage?

I’m living proof that any idiot can put his or her thoughts on the Internet, but to give this young lady a forum on Toronto Storeys, and then for Global News to pick it up, is just insane.

“…it’s just too expensive to live here now. That first family home we always dreamed of owning in North York, or off Eglinton…”

Are you kidding?

Owning a home in North York?

You’re a child.

Assuming you have a job – the adults that you work with, who have slaved for two decades longer than you – they have no chance at affording a $2.5M house in North York. So why are you lamenting that you can’t afford a house in Roncesvalles?

“Maybe it will be better for us. To own land far away from this busy city, where we focus too much on our screens and less on what the great outdoors has to offer.”

Oh great, there’s an even better idea.

Now she thinks she can move up north, teach kite-boarding, and make enough to support herself long term. Although I’m pretty sure Trudeau’s government will prop her up, so maybe she’s onto something here…

“But you can’t get rid of us for good. Our careers are still largely here in the city. Maybe soon our bosses won’t be able to afford their rent either, and we will all move up north. And then you’ll have no one. You’ll be forced to lower your absurd home prices. And you’ll be asking us all to come back.”

Wait, you just said you’re moving up north to teach canoeing. What’s happening? Wait – your bosses are moving up north, and I guess the TD Towers will too? In fact, every single industry in Toronto will move up north?

Then “Toronto” will lower his or her prices?

If this is who is going to lead us into the future, then we’re all doomed.

Anyways, those first three articles were encouraging, right?

The post Must-Read Real Estate Headlines appeared first on Toronto Real Estate Property Sales & Investments | Toronto Realty Blog by David Fleming.

Originated from http://ift.tt/2gWkpb6

0 notes

agosnesrerose · 7 years

Text

Design Crush: Furlow Gatewood

I posted this picture on Monday regarding what I think will be “in” for this year. But I wanted to go beyond this picture into the designer behind it and my new obsession (probably so late to the game on this one) Furlow Gatewood. I received the new book by the staff of Veranda for Xmas (get it) and I fell madly in love with it- particularly Mr. Gatewood’s home, which I had seen before but never really paused to examine. But when I did– my mind was blown and I had to know more. So I ordered his book (coming any day now!) and dug into the interwebs to see more.

Mr. Gatewood is besties with Bunny Williams and has worked with her antiques dealer husband John Rosselli for decades. You may recognize this shot of the entrance to his home from Bunny’s last book– this image stopped me in my tracks (he also raises peacocks, because he is THAT cool.)

He has four homes on his land in Georgia, many of which were moved there from other locations. The one below was sawed in HALF and put back together on his property. I adore that he saves old, beautiful architecture and makes it new again. A man after my own heart.

His look is HIS, and he is not one to stray from what he loves. His spaces are a testament to the golden rule of decorating “if you absolutely LOVE it, you will find a place for it in your home”. No apologies, no careful editing. A very personal way to decorate in a way that tells visitors all about your life.

From what I’ve read, over the last few decades the only thing that has really changed in his homes are the paint colors on the walls– from yellows and reds to grey and white. A simple change such as that can give new life to well loved pieces and update a space without trashing everything you have a starting over.

Just OBSESSED with this carved wood brick detail he had made for the interior of his Gothic home.

He loooooves his doggies. Which makes me love him even more. Each home on his property is a little different– as you can see in the image below, this one has a warmer, more casual, cozy feel.

I mean, how of the moment does this space look and yet i bet he’s had most everything here for as long as I’ve been alive? A little John Robshaw ikat added to all these antiques brings such life and modern edge to a sunny screened in porch!

More proof that classic good looks are ALWAYS in style.

I love his compositions- busy but not cluttered. Imperfect in symmetry and yet perfectly wonderful.

The architectural detail is beyond words.

These walls, those old doors. Such beauty.

I find it interesting how his spaces are a mix of ornate and casual and it just works.

More proof that big windows are everything.

And again– look at the fabulous woodworking. Bananas.

While Furlow’s a staunch proponent of collecting over time and not tossing the old for the sake of something new– there are ways to start adding this look to your home. A mix of antique pieces found on Etsy and OKL with new items that are clean and simple (or antique inspired!)

1. // 2. // 3. // 4. // 5. // 6. // 7. // 8. // 9. // 10. // 11. // 12. // 13. // 14. // 15. // 16. // 17. // 18. // 19. // 20.

SHOP THE POST HERE AS WELL:

Turn on your JavaScript to view content

The post Design Crush: Furlow Gatewood appeared first on Elements of Style Blog.

from Elements of Style Blog http://ift.tt/2iaNbkp

http://ift.tt/2iAw5PR

0 notes

swedna · 4 years

Link

The Indian markets moved higher in Wednesday's afternoon trade after media reports said the US Senate leaders had reached deal with the White House on $2 trillion coronavirus stimulus package.

index-heavyweights Reliance Industries and Maruti Suzuki (both up over 8 per cent) lifted the S&P BSE Sensex 545 points, or 2.06 per cent, up to 27,230 levels and the Nifty50 hovered near 7,920 levels, up 125 points, or 1.6 per cent. Sectorally, Nifty Auto index, up 2 per cent, was the big gainer while Nifty PSU Bank index, down 1.3 per cent, was the major drag.

In broader markets, the S&P BSE MidCap index was up 0.7 per cent and the S&P BSE SmallCap index gained 0.18 per cent. CATCH ALL THE LIVE UPDATES Auto Refresh 12:33 PM Gold Outlook | Hareesh V, Head Commodity Research at Geojit Financial Services Gold continues to gain on supply worries and economic easing measures taken by various central banks. Air traffic restrictions and closure of gold refineries in many parts of the globe due to spread of deadly coronavirus has raised concerns over the supply of the yellow metal. Safe haven demand on hopes of a possible recession due to the negative impact of virus will also support the commodity. Technical Outlook: Positive bias likely to continue as long as prices stay above $1585. However, intraday resistance is seen at $1635 which needs to be cleared to trigger further sharp rallies. A close below $1445 is a signal of major liquidation pressure. 12:33 PM Contribution to the S&P BSE Sensex's gain today

12:26 PM BROKERAGE RADAR | ICICI Securities on Thomas Cook India Thomas Cook India is a debt free and an free cash flow (FCF) generating entity. While cancellation of bookings due to virus outbreak would affect revenues and profitability for Q4FY20E and FY21E, the company will be able to recover faster owing to its balance sheet strength and promoter backing. The company recently also announced a buyback plan for 2.6 crore shares at a maximum price of Rs 57.5. At the current market price the company is available at a ~3x FY19 EV/EBITDA.

12:23 PM BROKERAGE RADAR | Emkay Global Fin Services on Asian Paints Asian Paints has outperformed most consumer peers given the benefit from crude prices. The stock has corrected only ~20% vs. 15-30% across consumer staples. At 38x FY22E earnings per share (EPS), valuations look relatively unattractive given the near-term uncertainty. Maintain Hold/UW in EAP with a revised TP of Rs1,700, now valuing it at 42x FY22E EPS. 12:19 PM Market outlook: Trade strategies for Sensex, Nifty during 21-day lockdown NIFTY 50: The recent fall in the index has broken all the major support levels. The sentiment has become bearish and volumes have started drying. That said, a bounce from the range of 7,800 – 7,500 levels cannot be ruled out. The next significant support comes at 6,500, addressing a medium-term prospect. The immediate supports are 7,300 and 6,900 levels. READ MORE technicals

12:18 PM BROKERAGE RADAR | ICICI Securities on Metropolis Healthcare RATING: BUY | TARGET PRICE: Rs 1,466

The company witnessed healthy growth in volume and realisation until last week but has witnessed some impact since the past 2-3 days. This was mainly due to lock-down in several districts across the country. The discretionary (preventive) volumes have dwindled and don’t expect reversion until situation improves. However, there is no structural impact in the business and volumes would rebound quickly post normalisation. Metropolis has received approval from ICMR to conduct COVID-19 tests (with a price cap of Rs4,500/test). Upgrade to BUY on reasonable valuations. 12:14 PM BROKERAGE RADAR | Edelweiss Securities on Healthcare sector Amidst India’s escalating COVID-19 environment, it may be prudent to assess the scenario for hospitals. Earlier, we had pointed out that India has been under-testing; now, with private labs roped in, one cannot ignore the possibility of an exponential rise in COVID-19 cases, putting the healthcare delivery segment under pressure. Particularly for private hospitals, the current situation indicates twin near-term impact: i) social distancing and localized curfews have delayed elective surgeries (60-70% of volumes); and ii) visa cancellations have led to hiatus in medical tourism (10-12% of revenue). While this could dent Q4FY20/Q1FY21E earnings, revival may be slow as surgery pipelines dry up due to lower out-patient (OP) to in-patient (IP) conversion amidst challenged OP occupancy. We expect this trend to play out in most private hospitals; onco-specialist Healthcare Global (HCG) is likely be the least impacted owing to lower exposure to the above factors. Once the dust settles, Apollo Hospitals (APHS) is likely to be the best positioned in terms of structural growth in the Indian healthcare space.

12:14 PM NEWS ALERT :: Cabinet may take up proposals w.r.t regional rural banks: sources to CNBC TV18 >> Capital support scheme for RRBs may be extended by a year, additional cash infusion likely as well

12:12 PM NEWS ALERT :: G20 to meet on Thursday to discuss Covid-19 outbreak 12:10 PM Consumption sector will not be affected much by the 21-day lockdown The 21-day lockdown will definitely have an adverse impact on the economy, as it will drag down the gross domestic product (GDP) in the subsequent quarters. I believe the full-year impact on GDP will be around 150 basis points (bps). However, it must be noted that there won't be permanent demand destruction. Once this lockdown gets over, things will return to normalcy. As regards specific sectors, consumption won't be affected as people will continue to buy daily use, essential commodities and staples. READ MORE Harendra Kumar, Elara Capital

#Nifty50

0 notes

swedna · 6 years

Link

Benchmark indices are trading marginally higher on Monday amid weakness in their key Asian peers. While the S&P BSE Sensex managed to sustain above 36,500 levels, the Nifty50 index is testing the 11,000 mark in late morning deals. Among sectoral indices, the Nifty FMCG index gained nearly 2%, led by an over 3.5% rise in the share prices of Procter & Gamble and ITC.

GST RATE CUT IMPACT

Shares of paint, consumer durables and footwear companies have rallied by up to 10 per cent on the BSE, after the GST Council on Saturday reduced tax rates from 28 per cent to 18 per cent on a range of daily use products and appliances.

Among items on which GST was reduced include footwear, small televisions, water heater, electric ironing machines, refrigerators, lithium ion batteries, hair dryers, vacuum cleaners, food appliances and ethanol.

RESULTS CALENDAR

Among key results, Asian Paints, Bharti Infratel, Hero MotoCorp, Larsen & Toubro, Maruti Suzuki, Bharti Airtel, ITC, HCL Technologies and Reliance Industries are likely to announce their June 2018 quarter earnings later this week.

GLOBAL MARKETS

Asian shares declined on Monday, with Japanese stocks pressured by weakness in the dollar after the currency dropped on US President Donald Trump's criticism of the Federal Reserve.

The Nikkei 225 dropped 0.98 per cent in morning trade as the dollar extended its losses against the Japanese currency and the Kospi slipped 0.27 percent as steep declines in blue chip tech stocks.

OIL PRICES

Oil prices fell on Monday because of increasing concerns about fuel demand after finance ministers and central bank governors from the G20 warned that global economic growth risks have increased amid rising trade and geopolitical tensions.

Brent crude dropped 10 cents, or 0.1 per cent, to $72.97 a barrel. US West Texas Intermediate (WTI) futures declined 8 cents, or 0.1 per cent, to $68.18 a barrel.

(with wire inputs)

Read our full coverage on Markets

CATCH ALL THE LIVE UPDATES

11:37 AM

Equirus Securities on DCB Bank

We expect DCBB to attain 14% RoE on a sustainable basis by FY21E assuming no further dilution. We cut FY19/FY20 PAT estimates by 5.5%/7.9% and roll over to a Sep’19 target price of Rs 185 (Mar’19 target price : Rs 205) at 2.1x/1.9x Sep’19/Sep’20 ABV of Rs 88/98. Retain ADD.

11:15 AM

TOP CONTRIBUTORS TO SENSEX'S GAIN

COMPANY LATEST CHG(RS) CHG(%) FREE FLOAT

MKT CAP

(RS CR) WEIGHT IN

INDEX (%)

ITC 284.65 11.20 4.10 347813.84 10.69

BHARTI AIRTEL 354.10 8.55 2.47 49541.78 1.83

ASIAN PAINTS 1428.00 31.10 2.23 64377.67 1.61

NTPC 158.50 3.20 2.06 32672.63 1.15

ADANI PORTS 377.45 7.55 2.04 34393.92 0.97

HIND. UNILEVER 1682.60 26.40 1.59 120191.15 2.49

CLICK HERE FOR MORE

11:13 AM

Market check

Index Current Pt. Change % Change

S&P BSE SENSEX 36,553.21 +56.84 +0.16

S&P BSE SENSEX 50 11,546.06 +16.61 +0.14

S&P BSE SENSEX Next 50 31,503.73 +127.17 +0.41

S&P BSE 100 11,233.73 +20.42 +0.18

S&P BSE Bharat 22 Index 3,351.81 +23.46 +0.70

11:00 AM

Motilal Oswal on Bajaj Auto

10:55 AM

Angel Broking on YES Bank

We expect YES Bank to grow its advances at CAGR of 32% over FY2018-20E. Improvement in CASA, rating up-gradation and in-house priority sector lending would support NIM going forward. At CMP, YES trades at 2.4x FY20E P/ABV, which we believe is attractive considering growth prospects, hence, we recommend BUY with a target price of Rs 435 over the next 12 months

10:54 AM

CHART CHECK Voltas

On a monthly chart, the stock has formed a Hammer Candlestick with the support of 490 level which is a 38.20% Fibonacci retracement level of its previous rally from 287.15 levels to 675.30 levels which is a classic reversal setup and shows a bullish reversal movement in the counter.

Apart from this, after giving a healthy correction from its 664.70 level, the stock has paused its downside movement near to its previous bottom from where the stock had witnessed a good upside movement.

10:53 AM

Prabhudas Lilladher on HDFC Bank

HDFC Bank saw a marginal blip in earnings growing at only 18% YoY to Rs46.0bn (PLe: Rs47.1bn) mainly on back of margin pressure which fell by 20bps QoQ and MTM loss on investments. It has already raised capital of Rs85.0bn from its promoter bank HDFC Ltd and will shortly do Rs150bn preferential allotments, which help further augment capital for loan growth of 20-22% and improve liquidity for the bank.

We have factored the capital raise of Rs250.0bn in our estimates for FY19E, which has led to increase in ABV by 18/15% for FY19/FY20E. Retain BUY with increased target price of Rs2,492 (from Rs2,251) based on 4.2x Mar-20 ABV.

10:45 AM

Two wheeler stocks trade weak; Hero MotoCorp, TVS Motor hit 52-week low

Shares of two wheeler companies were under pressure with Hero MotoCorp and TVS Motor Company hitting their respective 52-week lows and Bajaj Auto trading close to its 52-week low, falling up to 7% on the BSE in early morning trade on Monday. READ MORE

10:31 AM

Emami's high dependence on rural sales may prove to be a boon this year

Considered as Emami’s bane last year, the company’s high dependence on rural sales may prove to be a boon this year. Rural sales of the fast-moving consumer goods (FMCG) major count for more than 50 per cent of its top line, the highest compared to its peers like HUL, Dabur and Marico, among others. READ MORE

10:17 AM

Strong start to the Q1 earnings season: Net profit of 113 companies up 20%

The earnings season for the first quarter (Q1) of 2018-19 has started on a strong note for Corporate India. The combined net profit of 113 companies that have declared their results for the April-June 2018 quarter was up 20.3 per cent on a year-on-year (YoY) basis, growing at the fastest pace in the last nine quarters. READ MORE

10:00 AM

Market Check

S&P BSE Sensex 36,607.68 Up 0.31%

Nifty 50 11,042.95 Up 0.30%

S&P BSE 200 4,711.71 Up 0.41%

Nifty 500 9,317.95 Up 0.34%

S&P BSE Mid-Cap 15,300.08 Up 0.68%

S&P BSE Small-Cap 15,795.90 Up 0.47%

09:46 AM

17 of the 30 Sensex stocks are now below their 200-day moving average

The benchmark Sensex is hovering around its lifetime high, but more than half of its components are trading below their long-term average prices. According to data, 17 of the 30 Sensex stocks are now below their 200-day moving average (200-DMA). This indicates that the index gains are driven by few stocks, while most others reel under pain. READ MORE

09:34 AM

MUST READ Is pharma sector worth the bet?

The pharma sector has been depressed for several years. One key reason for this is more stringent inspections by the US Food & Drug Administration (FDA) that has led to many Indian export facilities being debarred from exporting to the US. The FDA has a huge team doing Indian inspections and almost every pharma exporter has had problems passing the test. READ MORE

09:24 AM

Edelweiss on Wipro

Management’s commentary, yet again, bolsters our Most bullish demand environment stance. However, client-specific concerns, weakness in India and headwinds in HPS, utilities & communications will continue to weigh on growth. While we raise the sector’s multiple in light of the robust demand environment, we will wait for these issues to ebb before raising Wipro’s multiple. Maintain ‘HOLD’ with target price of Rs 330

09:21 AM

Nifty sectoral trend

09:20 AM

BSE Sensex gainers and losers

09:17 AM

Market at open

At 9:15 AM, the S&P BSE Sensex was trading at 36,541, up 45 points while the broader Nifty50 was ruling at 11,028, up 18 points.

09:15 AM

IDBI Capital on HDFC Bank

Loan growth is healthy at 22%, driven by retail segment. NII and PAT growth of 15% and 18% respectively is almost in line with our expectations. Fee income has grown by 23%. Bank did not avail RBI dispensation and made entire MTM depreciation of Rs3.9bn during the quarter.

Core PBT growth (excluding treasury) is 29%. Asset quality has been stable and has been one of the best in the sector. Given all regulatory approvals in place, we have factored equity issuance of Rs240bn. We retain our BUY rating with a target price of Rs2,600 valuing the stock at 4.25x (25% premium to mean) P/ABV FY20

09:13 AM

Stocks in news

· UPL Ltd. to acquire Arysta Lifescience in an all cash deal worth $4.2 billion

· Wipro guided for IT services revenues to be in range of $2,009 mn to $2,049 mn in the second quarter; will acquire U.S.-based Alight Solutions' India operations for $117 mn

· Just Dial approved buyback of 27.5 lakh shares, or 24.26% equity, at Rs 800 each. The buyback amount to not exceed Rs 220 cr

· Havells to merge all India-based subsidiaries with self

· Hathway Cable to raise Rs 100 cr via preferential allotment of equity shares to promoter

· Muthoot Finance received primary SEBI nod for AMC business

· IMP Powers started production of Kinetic Energy Turbine in Silvassa

· Sintex Plastics clarified that change in auditors has been effected only post audit and not abruptly

· Lyka Labs board accepted in-principle approval received from Dena Bank for compromise settlement of their account

· Alok Industries said that their liquidation application has been withdrawn

· Cadila Healthcare’s Zydus received final approval from the U.S. FDA for Acetylcysteine Injection

· BPCL’s board approved transfer of Gas Business Division to subsidiary Bharat Gas Resources Limited. The transaction is likely to be completed in three-four months

(Source: IIFL report)

09:12 AM

MARKET COMMENT Amar Ambani, head of research, IIFL

An eventful week saw the market clocking gains last week. Seven of 10 most valued companies added over Rs 53,799 cr in market capitalisation last week. IT, pharma, infra, banks and energy sectors boosted market sentiment. The outlook is a flat start. Select stocks will react to the GST Council's decision of rationalising tax rates on few items.

The F&O expiry later this week will keep market volatility high. The rupee is likely to remain under pressure. A host of companies will announce their quarterly results during the week. ACC and Hindustan Zinc numbers are slated today. US President Donald Trump's remarks about being ready to act on tariffs on USD 500 billion of Chinese imports will be closely watched. US shares closed flat on Friday. Asian markets are trading lower

09:02 AM

Markets at pre-open

Index Current Pt. Change % Change

S&P BSE SENSEX 36,517.68 +21.31 +0.06

S&P BSE SENSEX 50 11,537.04 +7.59 +0.07

S&P BSE SENSEX Next 50 31,506.70 +130.14 +0.41

S&P BSE 100 11,226.26 +12.95 +0.12

S&P BSE Bharat 22 Index 3,338.30 +9.95 +0.30

(Source: BSE)

09:02 AM

Elara Capital on Havell's India

We marginally raise our EPS by 1% in FY19E on higher revenue in switchgears partly offset by the decline in revenue from EESL. Accordingly, we raise our target price by 3% to Rs 630 on 40x (unchanged) P/E as we roll forward by a quarter to June 2020E. We reiterate Accumulate as we expect an earnings CAGR of 19% over FY18-21E with an average ROE of 21% and ROCE of 20% over FY19-21E

08:58 AM

GST meeting update

1. Quarterly Returns approved for taxpayers with turnover less than Rs 5cr ( tax payments to continue on monthly basis)

2. Sanitary Napkins exempted from GST going forward

3. No decision on 1% sugar cess

4. GST on bamboo flooring reduced to 12%

5. GST on hotels would now be on actual tariff & not declares tariff

6. Ethanol for Oil Marketing Companies now at 5% vs 18% earlier

7. 5% GST ceiling on footwear raised from Rs 500 to Rs 1000

8. GST on paints & varnishes, wall putty cut from 28% to 18%

9. GST on all leather items cut from 28% to 18%

10. GST on consumer electronics - TV (up to 27"), Washing Machine, Refrigerator, mixer, juicer, grinder cut from 28% to 18%

11. GST on special purpose vehicles, work truck, trailer cut from 28% to 18%

(Source: Nirmal Bang report)

08:56 AM

EVENT UPDATE UPL to acquire US-based Arysta Life Science Inc

We expect the deal to be EPS accretive from FY20E even though we do not consider any synergy benefits in that year. We raise our FY20E EPS by marginally 3% to Rs 52.8. However, due to high leverage and deterioration in return ratios, we reduce our P/E multiple to 14x from 18x earlier and revise our target price to Rs 739 from Rs 923. Retain BUY

(Source: Emkay Global report)

08:48 AM

SECTOR WATCH Is pharma sector worth the bet?

08:44 AM

TRADING IDEA

Top trading ideas from Prabhudas Lilladher: Buy IndusInd Bank

BUY INDUSINDBANK

CMP: Rs 1,902.55

TARGET: Rs 2,000

STOP LOSS: Rs 1,860

The stock has given a correction from the peak of 1990 to show signs of bottoming out at around 1880 levels and has currently indicated a positive candle pattern in the daily chart to signify strength for further upside movement in the coming days. The RSI also has shown a trend reversal from the oversold zone and has signaled a buy in this stock. With consistent decent volume participation witnessed, we recommend a buy in this stock for an upside target of 2000 keeping a stop loss of 1860. READ MORE

08:42 AM

Nifty outlook from Prabhudas Lilladher for today

Nifty has been moving a very range bound zone between the 10920 and 11070 levels while Bank Nifty also has been moving between 26650 and 27150 levels. A fresh development can only trigger a breach on either side of the indices. However, the support for the week is seen at 10820 while resistance is seen at 11160. Pharma sector looks attractive and is in a positive bias with stocks like Sun Pharma, Cipla and Auro Pharma looks promising for further upside.

08:41 AM

INTERVIEW OF THE DAY Profit of Nifty companies can double over next 5 yrs: Jyotivardhan Jaipuria

The Indian benchmark indices have rallied around 5 per cent thus far in CY18. Jyotivardhan Jaipuria, founder and managing director at Valentis Advisors, tells Puneet Wadhwa that he expects India to continue outperforming other emerging markets (EMs). READ MORE

jyotivardhan jaipuria Jyotivardhan Jaipuria, Founder and managing director, Valentis Advisors

08:39 AM

Commodity picks: Cardamom

Cardamom prices in Vandanmedu market are hovering at Rs1,080 per kg. Prices are expected to trade higher towards Rs1,120 per kg following reports over crop loss due to excess rainfall. There are reports over fungal infestation to the plants, which is expected to impact the yield READ MORE HERE

08:38 AM

STOCK IDEA

L&T- BUY

CLOSE– Rs 1,270

TARGET– Rs 1,315-1,350

L&T closed the weekly in negative territory. Its still trading near 20 DMA. Risk Reward is favorable to BUY at current levels. One can BUY with a stop loss of Rs-1205 for the target of Rs-1315-1350 levels in short-term. READ MORE

#Sensex

0 notes

rebeccahpedersen · 7 years

Text

Must-Read Real Estate Headlines

TorontoRealtyBlog

I don’t usually do this – post the creative content of others; there’s already enough of that on Facebook, where every news feed is a “share” of an existing online article.

I want to show you those three articles today, and comment briefly, then add a fourth article which sums up the plight of mankind’s future. Yes, really, it does. You won’t want to miss it…

Wow, I’m really dating myself with that photo above, aren’t I?

When I think “news,” I still think newspapers.

But honestly, raise your hand if you still subscribe to a print copy of a major newspaper that is delivered to your door each and every morning?

When I was done, wet newsprint formed a circle around the stairmaster like a candles surround a pentagram in a lunatic’s house.

I guess that’s not the only thing the lunatic and I have in common…

In any event, my 17-year relationship with the stairmaster ended two years ago, and low-and-behold, I no longer had a need for newspapers.

That, and I find the news to be incredibly depressing. I can’t read anything in Section-A; I get depressed, disheartened, angry, and frustrated. People, and politics. What else is new…

And while I’m fully aware that we can get the newspaper on the Internet now, it’s just not the same thing. My fingers aren’t black and smudgy after reading online articles, and I miss that!

But whether in print, or online, without fail – there is always going to be a real estate article, bi-daily at the least, in all of the major newspapers.

This weekend provided us with some interesting content.

One of my favourite columnists has always been Marcus Gee, and the fact that he regularly takes Kathleen Wynne to task only makes me like him more.

Gee wrote the following column over the weekend:

“Toronto’s Falling House Prices Signal A Return To Sanity”

What I like about this column is that it’s a somewhat more down-to-earth look at the recent drop in real estate prices than what we’re accustomed to seeing.

A headline might read, “Real estate reeling with a 20% drop,” but that 20% could refer to month-over-month, or, year-over-year, as well as any of price, sales, or listings.

In the above article, Mr. Gee makes zero mention of a single percentage, nor does a number – any digit, appear in the column.

But the part about the article that I appreciate the most was drawing attention to the effect a real estate decline would have on the government’s pocket book, and the potential fallout.

Have a read:

“Governments, too, will be forced to change their ways. Toronto’s, for one, has come to rely on the hundreds of millions of dollars it collects every year from a tax on land transfers.

Officials have been warning with rising urgency that the city is in for a reckoning if that windfall should dry up.

Now that it looks as though it might, city politicians will face pressure either to find other sources of revenue or to trim the city’s expenses – all to the good, either way.”

It’s actually quite scary to think what could happen if land transfer tax were to decline significantly at both the municipal and federal levels.

–

In the Toronto Star, we read an unusually positive headline, about a negative take on the real estate market.

Tess Kalinowski penned the following:

“Toronto’s Market Housing Downturn May Have An Upside”

The idea is that some good must come out of a decline.

Individuals, government, society in general must learn from this.

In this article, we got a great line:

“In the 1950s, Canadians consumed about 300 sq. ft. of space per person. Today it is about 1,000 sq.ft.”

It’s well beyond “time” for the government to start focusing on supply, or lack thereof.

–

Garry Marr of the Financial Post, who in my opinion, has long been a real estate bear, wrote a piece on the weekend that I thought was long overdue:

“Collapse In Toronto Home Prices May Pressure Ottawa To Hold Off Tightening”

I know that columnists and journalists don’t get to write their own headlines, so I won’t fault Mr. Marr for the word “collapse,” which I think is the very definition of hyperbole.

The market has cooled, no doubt about it. And as the second article above shows, a lot more people are asking questions of themselves, and the market, who might not have done so earlier this year.

So are more policy changes really needed?

Should we really implement a 200 basis-point “stress test” for uninsured borrowers?

But those insured mortgages are backed by tax-payers! I can see how they have a horse in that race.

For uninsured borrowers, does the government really need to step in and protect people from themselves?

Keep an eye on this story over the coming months, as those who thought we might see another interest rate hike in September, are now changing their tune.

–

“Millennial Pens Open Letter, Says Toronto Real Estate Prices Too High”

This is probably the dumbest thing I have read in a year, and it underscores the ignorance, arrogance, entitlement, and delusion of today’s youth.

I’m 36-years-old, turning 37 next month.

Truer words may never have been spoken.

It’s like recreational golf: you always think the group ahead of you is playing slow, and the group ahead of you is playing up your a$$.

So am I being hypocritical if I ignore all of this, and label today’s young 20-somethings as those who will end the world?

Read the letter, it’s just insane.

The girl who wrote a letter to a city is ignoring so many important things that she probably wasn’t taught in school, such as basic economics, and supply and demand.

But what about a simple understanding of the world’s population growth? The world has doubled in size since 1971, and the Greater Toronto Area’s population has doubled since 1982.

“I’m still living at home and all my friends are as well and it’s hard. The market isn’t letting us become independent people that we thought 10 years ago we would be at this age.”

You’re 23-years-old.

You thought you would be a certain type of person when you were 13-years-old, and now that you haven’t achieved that, you think it’s “hard?”

“Whenever I picture my life and my future, I pictured it with a house and a backyard.”

No kidding, eh?

You’re 23-years-old, and you’ve already given up the possibility that one day you’ll own a house, like a very, very small percentage of the population?

Folks, come on! Tell me I’m being unfair here!

But this girl is completely out to lunch!

It’s “Toronto’s” fault that she can’t afford to buy a house with a backyard.

“Toronto” is a city. It’s made up of people. People are consumers. Consumers buy and sell. Products and services are bought and sold. Supply and demand create prices for products and services.

“It was fun while it lasted Toronto, but it’s time for us to leave. Why does it seem to us millennials that you don’t want us here?”

Oh poor you. You poor millennial! Toronto doesn’t want you!

Who the hell gave this national coverage?

I’m living proof that any idiot can put his or her thoughts on the Internet, but to give this young lady a forum on Toronto Storeys, and then for Global News to pick it up, is just insane.

“…it’s just too expensive to live here now. That first family home we always dreamed of owning in North York, or off Eglinton…”

Are you kidding?

Owning a home in North York?

You’re a child.

“Maybe it will be better for us. To own land far away from this busy city, where we focus too much on our screens and less on what the great outdoors has to offer.”

Oh great, there’s an even better idea.

Then “Toronto” will lower his or her prices?

If this is who is going to lead us into the future, then we’re all doomed.

Anyways, those first three articles were encouraging, right?

The post Must-Read Real Estate Headlines appeared first on Toronto Real Estate Property Sales & Investments | Toronto Realty Blog by David Fleming.

Originated from http://ift.tt/2gWkpb6

0 notes