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tim-official · 7 hours
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put more hair on that beast
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tim-official · 7 hours
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(texting my boss at 4 am) i believe giant monsters will return to roam this planet very soon
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tim-official · 8 hours
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tim-official · 8 hours
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i had to go on my own blog archive bc there were no posts on the dash -_\ <-emo smiley in case you forgot
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tim-official · 8 hours
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if I had a plasma pistol you wouldn't hear from me ever again. i would crouch behind highway guardrails and shoot fully charged shots at teslas passing by me
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tim-official · 8 hours
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me
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tim-official · 8 hours
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"you idiots are never going to move that mountain out of the way by pushing it. what you should be doing is pushing this cliff instead"
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tim-official · 10 hours
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How would history change if John f Kennedy was killed by registeel
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tim-official · 10 hours
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tim-official · 11 hours
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tim-official · 11 hours
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tim-official · 11 hours
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The absolute upper limit of what can be considered affordable for a home is 4x your income. Ideally it should be 3x, but 4x is the limit for reasonably stretching your budget.
Using Sacramento as an example, median home price is about $510k, and median household income is about $85,000
That number for Sacramento is 6x, and that's for a middling city with middling employment prospects. So the entire city for almost everyone living there is by definition unaffordable. And that's not as bad as it gets
Let's look at Toronto. Median income is around $91,000, median home price is just over $1,100,000. That's a ratio of 12:1. You would need to be making a quarter of a million dollars just to be able to qualify for a mortgage.
For a home to be affordable, one of two things need to happen: 1) incomes need to rise astronomically overnight or 2) home prices need to crash astronomically overnight
In Sacramento, that means the median income needs to double (to $170k per year), or home prices need to crash by 50%
In Toronto, that means incomes need to quadruple (to $370k per year) or home prices need to crash about 75%
This is how bad the housing crisis is. I don't think people truly understand the gravity of how bad it is. Home prices should not be this high. Incomes should not be this low. Look back 100 years and you won't find a time when affordability was this bad for everyone everywhere. Things must change
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tim-official · 13 hours
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tim-official · 13 hours
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Met an older gentleman the other day with a "#1 grandpa" hat. He asked if Evelyn was a greyhound and I said she was a whippet. He said, "Ah! A bippet!" and walked cheerfully away.
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tim-official · 14 hours
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tim-official · 14 hours
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I’ve just always been a milk fan it’s not necessary
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tim-official · 15 hours
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most furry artists who do ref sheets ask for a visual reference and a lot say they won't work from pure text descriptions. so how does that work? you gotta pull your fursona up by your bootstraps? folks [there is nobody in the comedy club]
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