holyfuckwadsbatman

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I feel like I should make a post about this because it’s not something that’s very well-known, and that Americans in particular may need to know about given the uncertain state of our healthcare system at the moment. I’ve wanted to write this out for a while, It’s kind of a long post, so sorry about that!

If you have an emergency and have to go to the hospital, you’ll owe the hospital a lot of money. (I got into a car wreck and broke my ankle and my arm. My hospital bill was around $20,000)

You’ll also owe the ambulance provider, if you need one. (My ambulance bill was about $800)

You may get separate bills from the anesthesiologist or surgeon. (My anesthesiologist bill was $1,700)

You may need follow-up appointments. (My orthopedic surgeon billed me for the appointments and his surgery together and it was about $1,000)

You’ve also got to pay for medical equipment you need afterward, like crutches or a walking boot. (Mine cost about $75)

Altogether, I ended up with almost $24,000 in medical debt from one car accident. That’s a really scary number for someone like me who makes $10/hr at a 12 hour a week job.

I got my debt down to $1075 by making some phone calls and submitting some paperwork.

The first thing I did was contact the hospital. They don’t make it easy to find, but many hospitals (perhaps most hospitals?) have financial assistance programs for people who can’t afford medical bills. I don’t make a lot of money, and I have bills to pay, so they were able to help me. I called the billing department and asked if they had any assistance programs for low income people who can’t pay their bills. I had to call multiple times, and I got transferred in circles by people who didn’t know what I was talking about. Finally, I got an appointment with someone in “Eligibility Services” (I don’t know what other hospitals call it, if it’s something different). I had to bring my pay stubs and copies of all of my bills. When I got to the hospital for the appointment, nobody knew what I was talking about so I had to wander a little to find where I needed to go. I spoke with the guy in Eligibility Services, and I waited for a decision on how much of the bill they would forgive. A month later, I got a call telling me it was totally forgiven.

I did the same thing for my ambulance bill and my anesthesiologist, but the process was a LOT easier. I just had to mail some paperwork and it was totally forgiven.

I didn’t bother with the medical equipment suppliers, since the bills came from separate companies and I didn’t feel like going through the process twice for $75. I was assured at the hospital that they had similar programs for debt forgiveness, so I could have probably avoided paying that too.

The only thing I couldn’t get taken care of was the surgeon/follow-up appointment cost, but they were able to put me on a no-interest payment plan.

Medical debt is scary because it’s something that can come from stuff that’s already really scary. I didn’t need the burden of $24,000 in debt on top of trying to get around on a crutch with a broken arm (it’s not easy, believe me!).. but I can’t imagine what it would be like with a bigger debt or a more severe medical emergency. I see lots of people in even worse trouble than I was in, both financially and medically. Please know that there are options for you when that GoFundMe doesn’t do enough. Even if your income is higher than mine, it’s worth a shot even for partial debt forgiveness.

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bring back tumblr ask culture let me. bother you with questions and statements

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I’m so pressed about how evil this company is that I’m reposting Alex’s gofundme over here. They’re trying to bury Alex under so many legal fees that they have no choice but to give up their ip… and they’re only one of many many people (and pets!) that have been harmed by this company.

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They don't seem eager for a sip of contamination smoothie!

The UK government has just unbanned fracking while everyone's distracted by the royal circus

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Tumblr is doing some stupid AI shit so go to blog settings > Visibility > Prevent third-party sharing.

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how musk thinks making people login to Twitter to view tweets (sorry, posts) will work: oh gosh! i can't see it! i must immediately make an account or else track down my old login information in order to engage!

how it actually works: ehhh i dont actually care that much. [closes tab]

[holyfuckwadsbatman]

Reblog if you genuinely support asexuals

It terrifies me that there’s so much raging passion in the lgbt+ community that insist on marginalizing asexuals and implying that asexuals don’t deserve to have safe spaces. There’s still so much acephobia so I just wanna know which blogs are genuinely supportive and a safe space for asexuals

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posted this for the Xiaolin Showdown 20th anniversary 😩 THE show of all time

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A Bruno commission I did some cons back.

The eyes even flowed in the dark. I had a happy client with this one.

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I love painting, drawing, just making ANYTHING with Ace. I love his freckles so much. I even gave him a happy trail. 🫣🫣🫣 I added flakes of gold in the flames cause why not?

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My 12x12, Treasure Planet painting with experimental varnish.

I was really proud of this painting. So much so I made it into a print.

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Don’t hug me I’m scared artist card.

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My Sonic print design

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Jim Hawkins Artist Card

Commissions open on my Etsy, link on my page bio.

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I apparently haven’t posted on here since I started dating my bf. Don’t know if the two are related or coincidence? Prepare for catch up posts!!!!!

Anyway here is a MOTHMAN artist card to start. Artist card commissions are available on my Etsy.