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delveinsight12 · 11 days

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Idiopathic Pulmonary Fibrosis Market Report 2032: Epidemiology Data, Pipeline Therapies, Latest FDA, EMA, PDMA Approvals by DelveInsight | FibroGen, Hoffmann-La Roche Ltd, United Therapeutics, Boehringer Ingelheim, Pliant Therapeutics, Inc., Galecto Biotech, Horizon Therapeutics, CSL Behring, Kadmon Corporation, MediciNova, PureTech, Bristol-Myers Squibb, Nitto Denko Corporation, Vicore Pharma AB

DelveInsight’s “Idiopathic Pulmonary Fibrosis Market Insights, Epidemiology, and Market Forecast-2032″ report offers an in-depth understanding of the Idiopathic Pulmonary Fibrosis, historical and forecasted epidemiology as well as the Idiopathic Pulmonary Fibrosis market trends in the United States, EU4 (Germany, Spain, Italy, France) the United Kingdom and Japan.

To Know in detail about the Idiopathic Pulmonary Fibrosis market outlook, drug uptake, treatment scenario and epidemiology trends, Click here; Idiopathic Pulmonary Fibrosis Market Forecast

Recent Advancements in the Idiopathic Pulmonary Fibrosis Market:

In May 2023, Kinarus Therapeutics disclosed the execution of a strategic convertible loan agreement with ChaoDian (Hangzhou) Investment Management Co., Ltd. ("CDIM"), an investment firm based in Hangzhou City, China, for a CHF 1.5 million investment. This agreement lays the groundwork for discussions regarding the introduction, development, and commercialization of KIN001 for treating Idiopathic Pulmonary Fibrosis (IPF) in China. CDIM was introduced to Kinarus through Great Health Companion Group Ltd (GHCG), a subsidiary of Hakim Unique Group.

In April 2023, AGC Biologics announced the signing of a service agreement with The Jikei University in Japan. This agreement entails AGC Biologics undertaking a technology transfer and feasibility study for a drug product targeting the treatment of Idiopathic Pulmonary Fibrosis (IPF) at the CDMO's Cell and Gene Excellence center in Milan.

In February 2023, Insilico Medicine revealed that the US Food and Drug Administration (FDA) granted Orphan Drug Designation to INS018_055 for Idiopathic Pulmonary Fibrosis (IPF) treatment.

In February 2023, Arrowhead Pharmaceuticals Inc. announced the dosing of the first subjects in a Phase I/IIa clinical trial of ARO-MMP7, the company's investigational RNA interference (RNAi) therapeutic intended to reduce the expression of matrix metalloproteinase 7 (MMP7) as a potential treatment for Idiopathic Pulmonary Fibrosis (IPF).

In February 2023, Daewoong Pharmaceutical of South Korea secured an exclusive licensing agreement with CS Pharmaceuticals for Bersiporocin, a first-in-class PRS inhibitor, in the Greater China region, including mainland China, Hong Kong, Taiwan, and Macau. This agreement enables CSP to license Bersiporocin for Idiopathic Pulmonary Fibrosis (IPF) and potentially other fibrotic indications for a total consideration of up to $336 million, including up to $76 million in upfront and development milestone payments and double-digit royalties on Net Sales.

In January 2023, Insilico Medicine reported positive topline results of safety, tolerability, and pharmacokinetics (PK) from the Phase 1 clinical trial of INS018_055, a potential first-in-class drug discovered by Insilico's end-to-end AI platform for Idiopathic Pulmonary Fibrosis (IPF).

In January 2023, Pliant Therapeutics unveiled 12-week interim data from the 320 mg dose group of INTEGRIS-IPF, a multinational, randomized, double-blind, placebo-controlled Phase 2a clinical trial of bexotegrast (PLN-74809) in patients with Idiopathic Pulmonary Fibrosis (IPF).

In December 2022, Vallon Pharmaceuticals announced the execution of a definitive agreement ("Merger Agreement") wherein GRI Bio would merge with a wholly-owned subsidiary of Vallon in an all-stock transaction ("Merger"). The combined entity is set to concentrate on advancing GRI Bio's innovative pipeline of NKT cell regulators for treating inflammatory, fibrotic, and autoimmune diseases. Post-merger, the combined company is anticipated to operate under the name "GRI Bio, Inc."

In July 2021, FibroGen revealed that FG-3019, their human monoclonal antibody targeting connective tissue growth factor (CTGF), had received Orphan Drug Designation from the U.S. Food and Drug Administration (FDA) for idiopathic pulmonary fibrosis (IPF) treatment.

In June 2021, Redx Pharma announced the initiation of Phase I clinical trials for RXC007, an investigational oral therapy for idiopathic pulmonary fibrosis (IPF) and other fibrotic or scarring-related conditions, with the dosing of the first healthy volunteer.

In May 2021, ImmunoMet Therapeutics disclosed that the U.S. Food and Drug Administration (FDA) had granted fast track status to IM156, a prospective treatment for idiopathic pulmonary fibrosis (IPF).

In March 2021, MyMD Pharmaceuticals reported promising efficacy of their lead candidate, MYMD-1, in targeting the underlying causes of inflammation in idiopathic pulmonary fibrosis (IPF), along with its potential for treating various autoimmune and age-related disorders.

Some of the key facts of the Idiopathic Pulmonary Fibrosis Market Report:

The Idiopathic Pulmonary Fibrosis market size is anticipated to grow with a significant CAGR during the study period (2019-2032).

The Idiopathic Pulmonary Fibrosis market size in seven major markets was USD 3,167 million in 2021

The total Idiopathic Pulmonary Fibrosis diagnosed prevalent cases in the 7MM was 194,878 cases in 2021 which is expected to rise, at a CAGR of 1.1% during the study period (2019–2032).

The expected launch of potential therapies may increase the Idiopathic Pulmonary Fibrosis market size in the coming years, assisted by an increase in the diagnosed prevalent population of Idiopathic Pulmonary Fibrosis.

Upcoming Idiopathic Pulmonary Fibrosis therapies such as Pamrevlumab, PRM-151 (pentraxin-2, RG6354), Tyvaso (treprostinil), BI 1015550, and others has the potential to create a significant positive shift in the Idiopathic Pulmonary Fibrosis market size.

The United States accounts for the largest Idiopathic Pulmonary Fibrosis market size, with approximately USD 2,321 million in 2021 and is expected to increase by 2032 at a Compound Annual Growth Rate (CAGR) of 6.3% for the study period (2019–2032).

The total Idiopathic Pulmonary Fibrosis Market Size in the EU-5 was USD 693 million in 2021, which is anticipated to grow at a CAGR of 7.8%.

Japan accounted for USD 153 million market share in 2021 i.e. 5% of the total Idiopathic Pulmonary Fibrosis Market Size in the 7MM.

Key Idiopathic Pulmonary Fibrosis Companies: FibroGen, Hoffmann-La Roche Ltd, United Therapeutics, Boehringer Ingelheim, Pliant Therapeutics, Inc., Galecto Biotech, Horizon Therapeutics, CSL Behring, Kadmon Corporation, MediciNova, PureTech, Bristol-Myers Squibb, Nitto Denko Corporation, Vicore Pharma AB, and others

Key Idiopathic Pulmonary Fibrosis Therapies: ESBRIET (Pirfenidone), OFEV (Nintedanib), Pamrevlumab, PRM-151 (RG6354), Tyvaso (inhaled treprostinil), and others

The total Idiopathic Pulmonary Fibrosis diagnosed prevalent cases in the 7MM was 194,878 cases in 2021 which is expected to rise, at a CAGR of 1.1% during the study period (2019–2032).

The highest Idiopathic Pulmonary Fibrosis diagnosed prevalent cases was accounted for by the US in 2021, with 94,736 cases in the 7MM, which is expected to show a steep rise soon due to the improvement in diagnostic testing and increasing population.

Among the European countries, Germany had the highest diagnosed prevalent population of IPF with 20,774 cases, followed by the UK with 15,760 cases in 2021. On the other hand, Spain had the lowest diagnosed prevalent population.

In the epidemiology model of DelveInsight, we have considered four age groups for the categorization of IPF i.e. 18–39 years, 40–59 years, 60–79 years, and >80 years. As per our analysis, the highest percentage of diagnosed prevalent cases was observed in age group 60–79, in all the 7MM countries.

As per DelveInsight’s analysis, the males are predominantly affected more highly with IPF than females. In 2021, there were 121,389 males and 73,488 females affected by IPF in the 7MM.

Japan accounted for 21,246 cases of total diagnosed prevalent cases of IPF in 2021 which are anticipated to rise by the end of 2032.

The Idiopathic Pulmonary Fibrosis market is expected to surge due to the disease's increasing prevalence and awareness during the forecast period. Furthermore, launching various multiple-stage Idiopathic Pulmonary Fibrosis pipeline products will significantly revolutionize the Idiopathic Pulmonary Fibrosis market dynamics.

Idiopathic Pulmonary Fibrosis Overview

Idiopathic Pulmonary Fibrosis (IPF) is a chronic lung condition marked by the thickening, stiffening, and scarring (fibrosis) of lung tissue, leading to progressive lung disease and shortness of breath. It is categorized as a type of idiopathic interstitial pneumonia, a group of lung disorders causing similar lung damage of unknown origin, also referred to as diffuse parenchymal lung diseases.

The primary symptom of IPF is breathlessness, particularly evident during physical exertion such as exercise. The exact cause of IPF remains unclear, with both familial and sporadic occurrences observed. Various factors, including immunological, environmental, and genetic elements, are believed to contribute to its development.

Idiopathic Pulmonary Fibrosis Epidemiology

The epidemiology section provides insights into the historical, current, and forecasted epidemiology trends in the seven major countries (7MM) from 2019 to 2032. It helps to recognize the causes of current and forecasted trends by exploring numerous studies and views of key opinion leaders. The epidemiology section also provides a detailed analysis of the diagnosed patient pool and future trends.

Idiopathic Pulmonary Fibrosis Epidemiology Segmentation:

The Idiopathic Pulmonary Fibrosis market report proffers epidemiological analysis for the study period 2019–2032 in the 7MM segmented into:

Total Prevalence of Idiopathic Pulmonary Fibrosis

Prevalent Cases of Idiopathic Pulmonary Fibrosis by severity

Gender-specific Prevalence of Idiopathic Pulmonary Fibrosis

Diagnosed Cases of Episodic and Chronic Idiopathic Pulmonary Fibrosis

Download the report to understand which factors are driving Idiopathic Pulmonary Fibrosis epidemiology trends @ Idiopathic Pulmonary Fibrosis Epidemiology Forecast

Idiopathic Pulmonary Fibrosis Drugs Uptake and Pipeline Development Activities

The drugs uptake section focuses on the rate of uptake of the potential drugs recently launched in the Idiopathic Pulmonary Fibrosis market or expected to get launched during the study period. The analysis covers Idiopathic Pulmonary Fibrosis market uptake by drugs, patient uptake by therapies, and sales of each drug.

Moreover, the therapeutics assessment section helps understand the drugs with the most rapid uptake and the reasons behind the maximal use of the drugs. Additionally, it compares the drugs based on market share.

The report also covers the Idiopathic Pulmonary Fibrosis Pipeline Development Activities. It provides valuable insights about different therapeutic candidates in various stages and the key companies involved in developing targeted therapeutics. It also analyzes recent developments such as collaborations, acquisitions, mergers, licensing patent details, and other information for emerging therapies.

Idiopathic Pulmonary Fibrosis Therapies

ESBRIET (Pirfenidone)

OFEV (Nintedanib)

Pamrevlumab

PRM-151 (RG6354)

Tyvaso (inhaled treprostinil)

Idiopathic Pulmonary Fibrosis Key Companies

FibroGen

Hoffmann-La Roche Ltd

United Therapeutics

Boehringer Ingelheim

Pliant Therapeutics, Inc.

Galecto Biotech

Horizon Therapeutics

CSL Behring

Kadmon Corporation

MediciNova

PureTech

Bristol-Myers Squibb

Nitto Denko Corporation

Vicore Pharma AB

Discover more about therapies set to grab major Idiopathic Pulmonary Fibrosis market share @ Idiopathic Pulmonary Fibrosis Treatment Landscape

Scope of the Idiopathic Pulmonary Fibrosis Market Report

Study Period: 2019–2032

Coverage: 7MM [The United States, EU5 (Germany, France, Italy, Spain, and the United Kingdom), and Japan]

Key Idiopathic Pulmonary Fibrosis Therapies: ESBRIET (Pirfenidone), OFEV (Nintedanib), Pamrevlumab, PRM-151 (RG6354), Tyvaso (inhaled treprostinil), and others

Idiopathic Pulmonary Fibrosis Therapeutic Assessment: Idiopathic Pulmonary Fibrosis current marketed and Idiopathic Pulmonary Fibrosis emerging therapies

Idiopathic Pulmonary Fibrosis Market Dynamics: Idiopathic Pulmonary Fibrosis market drivers and Idiopathic Pulmonary Fibrosis market barriers

Competitive Intelligence Analysis: SWOT analysis, PESTLE analysis, Porter’s five forces, BCG Matrix, Market entry strategies

Idiopathic Pulmonary Fibrosis Unmet Needs, KOL’s views, Analyst’s views, Idiopathic Pulmonary Fibrosis Market Access and Reimbursement

To know more about Idiopathic Pulmonary Fibrosis companies working in the treatment market, visit @ Idiopathic Pulmonary Fibrosis Clinical Trials and Therapeutic Assessment

Table of Contents

1. Idiopathic Pulmonary Fibrosis Market Report Introduction

2. Executive Summary for Idiopathic Pulmonary Fibrosis

3. SWOT analysis of Idiopathic Pulmonary Fibrosis

4. Idiopathic Pulmonary Fibrosis Patient Share (%) Overview at a Glance

5. Idiopathic Pulmonary Fibrosis Market Overview at a Glance

6. Idiopathic Pulmonary Fibrosis Disease Background and Overview

7. Idiopathic Pulmonary Fibrosis Epidemiology and Patient Population

8. Country-Specific Patient Population of Idiopathic Pulmonary Fibrosis

9. Idiopathic Pulmonary Fibrosis Current Treatment and Medical Practices

10. Idiopathic Pulmonary Fibrosis Unmet Needs

11. Idiopathic Pulmonary Fibrosis Emerging Therapies

12. Idiopathic Pulmonary Fibrosis Market Outlook

13. Country-Wise Idiopathic Pulmonary Fibrosis Market Analysis (2019–2032)

14. Idiopathic Pulmonary Fibrosis Market Access and Reimbursement of Therapies

15. Idiopathic Pulmonary Fibrosis Market Drivers

16. Idiopathic Pulmonary Fibrosis Market Barriers

17. Idiopathic Pulmonary Fibrosis Appendix

18. Idiopathic Pulmonary Fibrosis Report Methodology

19. DelveInsight Capabilities

20. Disclaimer

21. About DelveInsight

Latest Reports by DelveInsight

About DelveInsight

DelveInsight is a leading Business Consultant and Market Research firm focused exclusively on life sciences. It supports pharma companies by providing comprehensive end-to-end solutions to improve their performance. Get hassle-free access to all the healthcare and pharma market research reports through our subscription-based platform PharmDelve.

Kritika Rehani

[email protected]

+91-9650213330

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allinonecryptoapp · 5 months

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Weekly Crypto Round-Up: Top 10 News and Analysis

Dive into the ever-evolving world of cryptocurrency with our weekly round-up. From market trends to technological breakthroughs, we bring you the most pivotal updates shaping the digital currency landscape. Stay informed and ahead of the curve in the crypto universe!

Weekly Crypto Round-Up most important news 🌐

This week in crypto has been bustling with activity, from Bitcoin's bullish market forecasts and pivotal regulatory updates to the latest technological strides and significant market trends. The crypto world also witnessed major adoption news, key security updates, and exciting developments in NFTs and CBDCs. Stay tuned for more such weekly insights in weekly crypto round-up. - Regulatory Changes and Government Policies: - Matrixport Research's Bull Market Forecast: Bitcoin is projected to reach $63,140 by April 2024 and $125,000 by the end of 2024. - Spanish Arrest over North Korea Crypto Conspiracy: Alejandro Cao de Benos detained for allegedly helping North Korea evade sanctions via crypto and blockchain. - China, Japan, and South Korea's Blockchain Cooperation: Chinese Foreign Minister Wang Yi calls for big data and blockchain collaboration among these nations. - Technological Advancements: - Antpool Overtakes Foundry USA: Bitmain-affiliated Antpool becomes the largest bitcoin mining pool, surpassing Foundry. - Coinbase's No Token Plan for Base: CEO Brian Armstrong confirms no plans for a Base token, focusing on layer-2 transaction. - LayerZero Discord Mod Scam Alert: A scammer posted a phishing link in a proposal vote, affecting over 1,000 users. - Market Trends and Analysis: - Significant Transaction Volume Growth: Avalanche, Osmosis, Solana, ThorChain, and Sui hit record highs in transaction volume. - Rising Bitcoin Prices: Bitcoin approaches $40,000, with significant liquidations of both long and short position. - Ethereum's NFT Market Surge: Transaction volume reaches $34.786 million, the highest since June 2. - Major Adoption News: - SoFi Technologies Exits Crypto Business: Amid increasing banking regulatory scrutiny, SoFi announces the termination of its crypto services. - Binance's New Stablecoin Listing: Anchored Coins EUR (AEUR) to be listed, backed by licensed Swiss bank. - Security and Hacking Incidents: - Avalanche's Platypus Hackers Acquitted: French court acquits two hackers involved in the Platypus stablecoin flash loan attack. - Crypto Exchanges and Trading Platforms: - Bitget Exchange's Strategic Decision: Suspending new user registrations in mainland China amid a major investment. - Coinbase's Future Perpetual Futures Contracts: Adding support for Polygon and Bitcoin Cash perpetual futures. - Central Bank Digital Currencies (CBDCs) and Cross-Industry Applications: - South Korea's Stock Exchange Token Securities: Plans to open financial services for token securities trading, launching in the first half of next year. - Macroeconomic Factors and DeFi News: - U.S. Space Force Member on Bitcoin: Jason Lowery recommends investigating Bitcoin's national strategic importance for cybersecurity. - New Coin and Token Launches: - KuCoin Ventures Supports TON Ecosystem: Funding for the development and expansion of the TON ecosystem announce. - NFT Market Developments: - Ethereum NFT Market Highs: With Blur leading the market, notable increases in Pudgy Penguins, Azuki, and Milady NFT price

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licasmith · 2 years

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Global digital banking Market Size, Revenue Share, Drivers & Trends Analysis, 2020–2028

Reports and Data has published a new report on Global digital banking market to offer comprehensive analysis of current and emerging market trends along with key developments in the industry to help user, reader and investors understand the market scenario precisely. The global digital banking market size was for XX billion in 2020 and is expected to reach XX billion in 2028 with a robust XX% revenue CAGR throughout the forecast period of 2021 and 2028. The report offers in-depth information about market revenue growth, market size, drivers, restraints, growth opportunities and limitations.

Get a sample of the report @ https://www.reportsanddata.com/sample-enquiry-form/4115

Market Overview:

The information and communication technology sector is rapidly gaining traction owing to increasing concerns about data security, rapid advancements in ICT sector and high demand of advanced services and devices. Over the recent years, there has been rising concerns about data breaching in hospitals, corporates, multinational companies and various industries. Revenue growth of the global market is significantly driven by increasing adoption of digitalization, high penetration of internet and smart devices and advanced technologies such as internet of things (IoT) and Artificial Intelligence. In addition, extensive use of ICT in several sections such as healthcare and hospital, agriculture, financial services among others, rising demand for cloud computing services for handling large data and rising investments in research and development activities are expected to fuel market growth.

Competitive Landscape:

The global Global digital banking market is extremely competitive and comprise various global and regional players. These market players are adopting various strategies such as mergers and acquisitions, collaborations, partnerships joint ventures, collaborations, and research and development investments to strengthen their market position and expand their product base. Some of the key companies operating in the global Global digital banking market include: Appway AG, Bank of New York Mellon Corporation, CREALOGIX AG, ebankIT, Etronika, Fidor Solutions AG, Finastra, Halcom.com, ieDigital, Infosys Limited, Intellect Design Arena Limited, Kony, NETinfo Plc, NF Innova, Oracle Corporation, SAB, SAP SE, Sopra Steria, Tata Consultancy Services Limited, Technisys S.A., Temenos AG, and Worldline.

Request for Discount @ https://www.reportsanddata.com/discount-enquiry-form/4115

Global Global digital banking market segmentation:

Type Outlook (Revenue, USD Billion, 2018 - 2028)

o Retail Banking

o Corporate Banking

o Investment Banking

Service Outlook (Revenue, USD Billion, 2018 – 2028)

Cash deposits and withdrawals

Fund transfers

Auto-debit/auto-credit services

Loans

Information security

Risk management

Financial planning

Stock advisory

Regional Outlook:

· North America

o U.S.

o Canada

o Mexico

· Europe

o Germany

o Italy

o U.K.

o Rest of EU

· Asia Pacific

o India

o China

o Japan

o South Korea

o Rest of APAC

· Latin America

o Brazil

o Argentina

o Rest of Latin America

· Middle East & Africa

o Saudi Arabia

o South Africa

o U.A.E

o Rest of MEA

To know more about the report @ https://www.reportsanddata.com/report-detail/digital-banking-market

Key objectives of the report:

· Details about revenue growth, market size, drivers, opportunities, constraints

· Historical and forecast revenue of the key segments, products, applications and detailed analysis of the regions in the market

· Production capacity, revenue, pricing structure, market share, and CAGR.

· To offer insights about current market position, forecast estimation, competitive landscape and research and development activities

Request a customization of the report @ https://www.reportsanddata.com/request-customization-form/4115

Thank you for reading the report. We also provide report customization as per client requirement. Kindly connect to us to know more about the customization feature and our team will provide you with best suited report.

About Us:

Reports and Data is a market research and consulting company that provides syndicated research reports, customized research reports, and consulting services. Our solutions purely focus on your purpose to locate, target and analyze consumer behavior shifts across demographics, across industries and help client’s make a smarter business decision. We offer market intelligence studies ensuring relevant and fact-based research across a multiple industries including Healthcare, Technology, Chemicals, Power and Energy. We consistently update our research offerings to ensure our clients are aware about the latest trends existent in the market. Contact Us:

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stockloanservice · 5 years

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teufelsgleichung · 3 years

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The low interest rate policy raises stock prices.

Japan will ease monetary policy in a different dimension, such as negative interest rates.

Monetary easing creates a cause for capital injection into financial markets.

Market-filled capital creates capital gains for hedge funds.

The Basel Accords created to secure later profits with the Vulture Fund.

Set a capital adequacy ratio of 8% for bank loans.

Total loan amount in the denominator

Equivalent to equity capital + equity capital to numerator

1/8 = 12.5

A 12.5x loan trap that increases or decreases in the same direction with an increase or decrease of 1 unit.

What is the equity capital of the molecule?

It is composed of equity capital + equity capital, and equity capital equivalent is composed of unrealized gains on stocks, allowance for doubtful accounts, subordinated loans, etc.

Creating capital gains on hedge funds will increase equity capital and raise the offside trap, which will increase the total loan amount limit by 1% to 12.5 times.

Stock prices collapsed when the offside whistle became available.

Steal 12.5 times more loans for a 1% decrease.

Offside traps were withdrawn in Japan from 1986 to 1990, and in South Korea and Asia from 1997 to 1998, and investment players hung by high stock prices used loans to invest in real estate and went bankrupt.

Legal financial terrorism that robs investors of the assets of general investors.

This sets a bank trap to secure the profits of the Vulture Fund.

Loans extend low-credit loans, such as real estate loans, private car loans, and consumer loans, which are prone to repayment.

Low-credit loans swapped in the bond market are sold by securities companies as credit-linked bonds as high-risk, high-return products.

The Lehman shock is a credit link bond.

Loans turn to low credit loans and create bad debts.

After creating a hedge fund profit, the bank's capital adequacy ratio declines.

Offside Trap is pulled down and low credit loans are robbed.

Black swan

The substance of financial terrorism.

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howwelldoyouknowyourmoon · 3 years

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US ‘Unification Church Pension Fund International’ – never heard of it? Bo Hi Pak explains

Some background:

Hot Money and the Politics of Debt

by R. T. Naylor

R.T. Naylor is professor, economics, McGill University, and the author of many books, including Economic Warfare: Sanctions, Embargo Busting, and Their Human Cost, and Bankers, Bagmen, and Bandits: Business and Politics in the Age of Greed.

Pages 152 - 162

In the US the Moon cult prospered. Indeed, the vigor with which the cult expanded in the US may not be completely unrelated to problems that befell it in South Korea.

In 1977, one year after the notorious “Koreagate” scandal in the US, the South Korean regime decided to disassociate itself partially from the sect, which had become somewhat of an embarrassment.

The South Korean authorities leveled a number of charges of fiscal fraud against the management of Moonie-controlled enterprises.

The sect responded by creating the Unification Church International…The target was the Diplomat National Bank of Washington. The sect and the Korean CIA (which used the bank as a conduit for covert funding) eventually attracted 53% of the stock – and the attention of American bank regulators over attempts to hide ownership and over apparent infractions of lending regulations.

Through Diplomat National Bank the Moonies broke into the newspaper business in the US and around the world…The Moonies’ penetration of Central and South America thereafter assumed a new energy.

NOTE: This is Bo Hi Pak’s version of events as published in his book – please compare it with what he actually said at the Fraser Hearings. One important point is that the funds were ‘managed’ by Mr Mitsuharu Ishii in Japan. They were NOT in the US, as Bo Hi Pak states below.

LINK TO PAK’S FRASER TESTIMONY

Truth Is My Sword Volume I - Collected Speeches in the Public Arena by Bo Hi Pak

Fraser Hearings: Fourth Round

General Rebuttal: June 22, 1978

In the June 6 “Statement Regarding Reverend Sun Myung Moon” you recited several allegations and claimed that only Reverend Moon could respond to them. You made it sound as though you had exhausted all other avenues of investigation and only Reverend Moon could provide the information you need. You did this without asking me about most of these matters, most notably the Diplomat National Bank.

In my appearance on April 20 I asked you to allow me to clear up the questions surrounding the Diplomat National Bank. You refused, indicating it was getting late. You know that you don’t have to call Reverend Moon on this subject to learn what he might know about it. You carefully avoided telling the press that Reverend Moon has already testified concerning the Diplomat National Bank before the Securities and Exchange Commission and that you have a complete transcript of his testimony.

Why don’t you ask me about the church’s Korean industries? How can you say only Reverend Moon can answer these questions when you have never bothered to ask me about them? You know what my answers will be. … Only one thing will satisfy you: To put Reverend Moon in your dock and hold him up to the camera lights for ridicule. You want to try to trick him, too. You want to pull out financial records of a decade ago and ask him how can it possibly be that he does not remember all the details. From notes you want to read accusations from faceless accusers whom you will not identify. You also want to use what should be called the Fraser Special—the unsigned summary of an unevaluated intelligence report of an unnamed agency. …

Names of people whom I assisted to obtain loans in order to purchase stock in the Diplomat National Bank have already been submitted to you through my attorney.

Concerning the source of funds, I can tell you, Mr. Chairman, not one penny came from either the KCIA or the Korean government or any other government for that matter. The source of funds was the Unification Church Pension Fund International, which had money here in this country for a long time prior to the birth of the Diplomat National Bank. These funds had been accumulated over many years by the contributions of visiting Unification Church members from around the world. These funds have been set aside for the purpose of settling aged or dedicated members of the Unification Church who served many years without pay.

Control of the bank as has been alleged was never our aim. None of our members ever attended a stockholder’s meeting. I hope this bank will succeed because it is the first Asian-American minority bank established to benefit many suffering Asian citizens in this country. I also wish the bank well so that it will accrue due benefits for our members who invested. The objective was simple: By making this investment we hoped to enable older and dedicated members to have security for their families in the future.

https://www.tparents.org/library/unification/books/tims1/Tims1-05.htm

________________________________________

What Bo Hi Pak said to the Fraser Committee about the UC Pension Fund International

Bo Hi Pak declared he was leaving the UC and tore up his application form at a top leader’s meeting in Korea

Unification Church leader, Pak Bo Hi, was detained on fraud charges in 2004

Bo Hi Pak and the KCFF scam – and Sun Myung Moon’s ROFA scam

Moon sought to influence the American political agenda by pouring more than a billion dollars into media.

Sun Myung Moon makes me feel ashamed to be Korean

#Bo Hi Pak #pension fund #Unification Church #Sun Myung Moon #Hak Ja Han

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goloyieng · 3 years

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South Korea’s Chaebol Challenge

By Eleanor Albert

South Korea’s megaconglomerates have helped lift the country out of poverty, but their extraordinary influence could put the health of the Korean economy at risk.

Introduction

A group of massive, mostly family-run business conglomerates, called chaebol, dominates South Korea’s economy and wields extraordinary influence over its politics. These powerful entities played a central role in transforming what was once a humble agrarian market into one of the world’s largest economies.

The South Korean government has generously supported the chaebol since the early 1960s, nurturing internationally recognized brands such as Samsung and Hyundai. However, in recent years chaebol have come under fire amid a slowing South Korean economy and following a series of high-profile corruption scandals, including one that prompted mass protests and the ouster of Park Geun-hye.

What is a chaebol?

The word chaebol is a combination of the Korean words chae (wealth) and bol (clan or clique). South Korea’s chaebol are family-owned businesses that typically have subsidiaries across diverse industries.

Traditionally, the chaebol corporate structure places members of the founding family in ownership or management positions, allowing them to maintain control over affiliates. Chaebol have relied on close cooperation with the government for their success: decades of support in the form of subsidies, loans, and tax incentives helped them become pillars of the South Korean economy.

Although more than forty conglomerates fit the definition of a chaebol, just a handful wield tremendous economic might. The top five, taken together, represent approximately half of the South Korean stock market’s value. Chaebol drive the majority of South Korea’s investment in research and development and employ people around the world. Samsung Electronics, the largest Samsung affiliate, employs more than 300,000 people globally (more than Apple’s 123,000 and Google’s 88,000 combined).

Which are the largest chaebol?

Samsung. Founded in 1938, Samsung Group is South Korea’s most profitable chaebol, but it began as a small company that exported goods, such as fruit, dried fish, and noodles, primarily to China. Today the conglomerate is run by second- and third-generation members of the Lee family, the second-wealthiest family in Asia, according to Forbes. Over the past eighty years, the company has diversified to include electronics, insurance, ships, luxury hotels, hospitals, an amusement park, and an affiliated university. Its largest and most recognized subsidiary is Samsung Electronics, which for the past decade has accounted for more than 14 percent of South Korea’s gross domestic product (GDP).

Hyundai. Hyundai Group was a small construction business when it opened in 1947 but grew immensely to have dozens of subsidiaries across the automotive, shipbuilding, financial, and electronics industries. In 2003, following the Asian financial crisis and the death of its founder, Chung Ju-yung, the chaebol broke up into five distinct firms. Among the standout offshoots are Hyundai Motor Group, the third-largest carmaker in the world, and Hyundai Heavy Industries, the world’s largest shipbuilding company.

SK Group. The conglomerate, also known as SK Holdings, dates back to the early 1950s, when the Chey family acquired Sunkyong Textiles. Today, the chaebol oversees around eighty subsidiaries, which operate primarily in the energy, chemical, financial, shipping, insurance, and construction industries. It is best known for SK Telecom, the largest wireless carrier in South Korea, and its semiconductor company, SK Hynix, the world’s second-largest maker of memory chips.

LG. LG Corporation, which derives its name from the merger of Lucky with GoldStar, got its start in 1947 in the chemical and plastics industries. Since the 1960s, the company, under the direction of the Koo family, has heavily invested in the development of consumer electronics, telecommunications networks, and power generation, as well as its chemical business, which includes cosmetics and household goods. In 2005, LG split, spinning off a separate entity called GS, a chaebol whose core businesses are in energy, retail, sports, and construction.

Lotte. Shin Kyuk-ho founded Lotte Group in Tokyo in 1948 and brought the chewing gum company to South Korea in 1967. The conglomerate’s main businesses are concentrated in food products, discount and department stores, hotels, and theme parks and entertainment, as well as finance, construction, energy, and electronics. Lotte Confectionery is the third-largest gum manufacturer in the world. In 2017, the company opened the Lotte World Tower in Seoul, the tallest building in South Korea, with 123 stories.

How did chaebol emerge?

Many of South Korea’s chaebol date to the period of Japanese occupation before the end of World War II, modeling themselves after Japan’s powerful industrial and financial conglomerates, known as zaibatsu. As U.S. and international aid flowed into Seoul [PDF] following the Korean War (1950–1953), the government provided hundreds of millions of dollars in special loans and other financial support to chaebol as part of a concerted effort to rebuild the economy, especially critical industries, such as construction, chemicals, oil, and steel.

Park sought to build a South Korea that was self-reliant.

Scott A. Snyder, Council on Foreign Relations

These enterprises flourished under the leadership of General Park Chung-hee, who led a military coup in 1961 and then served as president from 1963 to 1979. As part of Park’s export-driven development strategy, his authoritarian government prioritized preferential loans to export businesses and insulated domestic industries from external competition. The practice was similar to that of the other Asian tigers, Hong Kong, Taiwan, and Singapore. “Park sought to build a South Korea that was self-reliant and not dependent on great powers for its security,” writes CFR’s Scott A. Snyder in his 2018 book, South Korea at the Crossroads.

Over time, the chaebol expanded into new industrial sectors and tapped into lucrative foreign markets, providing more fuel for South Korea’s engine. Exports grew from just 4 percent of GDP in 1961 to more than 40 percent by 2016, one of the highest rates globally. Over roughly the same period, the average income of South Koreans rose from $120 per year to more than $27,000 in today’s dollars. As South Korea lifted millions out of poverty, the parallel rise of chaebol embedded the conglomerates into the narrative of South Korea’s postwar rejuvenation.

Chaebol in the South Korean Economy

How did democratization and the 1997 financial crisis impact them?

South Korea’s democratic transition in the late 1980s had important but limited effects on the chaebol system. Democratization fostered the formation of strong labor unions, which fought for higher wages, better working conditions, and an unraveling of the close relationship between the government and chaebol. Reforms in the early 1990s introduced nominal improvements in economic governance and paved the way for South Korea to join the World Trade Organization and the Organization of Economic Cooperation and Development. However, throughout this period, the nexus between government and big business remained largely unchanged.

On the other hand, the 1997 Asian financial crisis, in which countries across the region were hit by plummeting currencies, debt crises, and recessions, tested South Korea’s chaebol-dominated economic model. In the lead-up to the crisis, South Korean banks lent aggressively to chaebol so they could expand into new sectors. Before and after the exchange rate crisis hit, fifteen of the top thirty conglomerates [PDF] were allowed to go bankrupt.

In December 1997, South Korea agreed to a more than $50 billion international bailout package, a record amount at the time. As a condition of the rescue, led by the International Monetary Fund, Seoul instituted reforms intended to weaken the chaebol system, including new corporate transparency measures and cuts to government subsidies. More broadly, the bailout required major economic adjustments: reducing government deficits, restructuring insolvent financial institutions, and liberalizing trade and foreign investment.

How close are chaebol to the government?

The South Korean government and the chaebol have long had a symbiotic relationship. Many leaders in Seoul have equated the success of the chaebol with South Korea’s postwar prosperity. “The large conglomerates and Korean economy cannot be separated from the politics and the culture and history,” says Rhyu Sang-young, a professor at Yonsei University in Seoul.

The large conglomerates and Korean economy cannot be separated from the politics and the culture and history.

Rhyu Sang-young, Yonsei University

Today, some politicians look to chaebol for financial support during campaigns and often tout chaebol economic successes as national ones. Meanwhile, the chaebol lobby for favorable legislation and public policy. Critics say the tight-knit relationship between Seoul and the chaebol has fostered a culture of corruption, in which embezzlement, bribery, and tax evasion have become the standard. “Asking for money from chaebol executives in return for political favors was considered quite normal until very recently,” Kang Won-taek, a professor at Seoul National University, told the Economist.

The cozy relationship between chaebol and government has increasingly roused the public’s ire. In recent decades, South Korea’s economic growth has dropped from near double digits to around 3 percent, while chaebol have gone global and moved many jobs overseas. Chaebol, once seen as instruments of growth, have become financiers for the government and “contributed more to Korean social inequality than to society,” says CFR’s Snyder.

Many top executives have been found guilty of corruption, including leaders from Samsung, Hyundai , Lotte, and SK. Despite their convictions, the businessmen rarely see the inside of a prison for long, if at all; many pay heavy fines instead, receive presidential pardons, or see their jail sentences suspended by the courts.

Public discontent with the chaebol reached a new peak in 2016–17 with the eruption of a massive influence-peddling scandal that led to the ouster of President Park Geun-hye. In April 2018, she was sentenced to twenty-four years in prison and fined almost $17 million for soliciting bribes from many of South Korea’s top chaebol. In a separate investigation, Park’s predecessor, Lee Myung-bak, was arrested in March 2018 on a slew of graft charges, for which he could receive a life sentence.

What are the ongoing challenges with chaebol?

Despite the scandals, chaebol have continued to stack their corporate boards with allies and place new generations of family in executive roles. While the boards generally adhere to international standards of transparency, analysts say that in practice chaebol families continue to dominate from the sidelines and have fostered a cult of personality that prioritizes loyalty. Practices such as cross-shareholding, in which families exert control over chaebol through a web of circular investments in various affiliates, persist.

Though the chaebol are responsible for the majority of the country’s investment in research and development, experts say they may also introduce challenges to the health of the Korean economy. Economists have warned that the behemoth conglomerates often use their monopolistic clout to squeeze small and medium enterprises (SMEs) out of the market, often copying their innovations rather than developing their own or buying out the SMEs. In this predatory environment, SMEs, which provide for most of the country’s employment, are unable to grow.

There is also a significant wage gap, as the average pay for workers at SMEs is only 63 percent of that at chaebol. South Korea faces growing income inequality levels [PDF] and limited job growth, with high youth unemployment rates.

Further, experts say that large-scale corruption, often associated with the chaebol, reduces economic competitiveness, diminishes social trust, leads to wasteful spending and poor decision-making, and sometimes necessitates large bailouts.

What’s the debate over reforming the chaebol system?

Many experts say the South Korean economy will require major corporate governance reforms to create sustainable growth and limit inequality.

The government, particularly under liberal administrations, has implemented some policies to change corporate management and ownership structures, increased transparency for management and financial reporting, and consolidated chaebol business ventures in core areas. However, analysts say reforms have so far only tackled low-hanging fruit. Chaebol remain dominant, with the top ten owning more than a quarter of all business assets in the country.

Elected in May 2017, President Moon Jae-in came into power with a mandate to sever the government-chaebol nexus and crack down on corruption. He has vowed to end the practice of pardoning convicted executives, raised the minimum wage, and modestly boosted the corporate tax rate from 22 to 25 percent. However, his ability to enact reforms is undermined by his party’s lack of a majority in parliament, where chaebol hold sway over many members.

Some economists have suggested other policy changes, including tougher antitrust laws, a ban on all cross-shareholding among subsidiaries, and greater voice to minority shareholders, to finally break the dominance of the chaebol. Yet many experts caution that changing the chaebol system’s deeply entrenched culture will not happen overnight.

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shubham-kmr · 4 years

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Game of Economic Throne

Chaos and panic in society, shattered economy, world in distress is today's picturesque of the human world. All caused by a noble coronavirus. COVID19 is taking its toll and the game of economy is ON. China is heading towards being the leader of today's economy. To understand the cause and effect, we need to go back to the era when today's world leader,America, started gaining prominence economically.

America's global economic journey:

Napoleon Bonaparte in early nineteenth century was aggressively moving ahead to fulfill his aim of conquest and control in European countries. Due to the numerous and exhaustive wars been fought, the environment was not optimal for Businesses to function. Europe had all the leading mercantalists of the global economy. These business persons always demanded security and scope for more and more profits but were deprived of these factors due to the war torn environment. So, they turned towards America. (Same reason is found during Ashoka's rule in India when traders and merchants turned towards Buddhism and away from Brahmanism due to more and more wars of conquests called Bherighosh). America was surrounded by oceans and economically less developed countries in Latin America and Northern part of North America - this provided a promising environment for business and investors proceeded with full confidence. The business grew and so did America's economy.

During World War I, the situation once again turned grim. European environment and economy and of its colonies were in distress. USA stepped in war only when it saw England losing, which would have made the recovery of loans from England difficult. Due to WW I, USA's economy was not much hindered but rest of the world had to struggle. The colonies were already been exploited and the leading countries were torn out due to war. They depended on war booty and more colonies for compensation but USA was intact with its strong economy and army. This made America a powerful nation. USA became the saviour of all by providing assistance to all and loans. So, it controlled both polity and economy of many nations by the virtue of its status.

Same happened in WW II, America stepped in later and saved all from tyrants like Hitler. This made America a world power and subsequently it became super power after end of Cold war.

So, we can observe from these stories that business persons will always invest where the profit seems to be certain. The country which gets more investment when the world economy is in distress will evidently lead in times to come.

Today's situation:

March 2020, the month which sees the world economy in recession(worse than that of 2008, as per IMF),industries shut, production chain on standstill, weakened banking system, tithering stock market and much more. The only country which promises certain profit is China as it has controlled the COVID 19 pandemic and has good infrastructure alongwith skilled workforce. It has already started to produce many products on a large scale. Now, as all the investment would shift to China, the world Economic epicenter will shift to East and South Asia as was in Ancient times. But at what cost??

China and COVID19:

COVID19's first cases were reported in third week of November 2019 but was reported to WHO much later followed by its genetic coding (in a quick manner). All due to its coveted ways of functioning. The world's leading capitalist economies are in distress except Chinese allies(North Korea,Myanmar, Pakistan,etc) and China is in a well off position to overtake all her rivals and turn the green light on for BRI.

Vasudev Krishna used to say, " The best war is the one which has never been fought ". Without strong economy and manforce, no country would be able to counter Chinese ambitions. This is all due to Coronavirus. It has paralised the capacity of all to fight back.

Global ambition of many leaders made them choose inhumane ways to implement their plans, be it Britain(Colonialism), Germany (Hitler's mass execution) and now Chinese COVID 19.

China (and USA) will start to act as saviour of many nations as it has started providing them with COVID19 test kits(China) which are found to be defective!! Why the kits would give incorrect results if they are provided by the country which has already controlled the pandemic? The way Chinese have opted to overcome its challenges to global ambitions is the not the right one.

Gandhiji once said, " They way we respond to a situation becomes philosophy for the times to come" , no wonder why we still propagate Ahimsa and used peaceful methods of protests. Do we require a world leader like Chinese Tyrant Xi Jinping, who due to his coveted measures and ambitions claimed lives of tens of thousands of people and left billions and bullions in distress? It can never be justified in any manner.

India and COVID19:

The business works for market and profit. Chinese would need a good market for selling all the products so as to make profit. India being the largest consumer market would obviously serve the purpose, a possible reason for late arrival of deadly effect coronavirus in a neighbouring country.

The game of economy is now been played by the Chinese and the world be nothing more than a mere spectator if preventive measures are not seriously undertaken by the citizens of India. India is the only country which can counter China by the strength of its demographic dividend. Nationalists need to be more cautious about this issue and need to stop a nation led by tyrant (who supports terrorism, autocracy, corrupt measures)to lead the global economy.

After the dramas of disputed cheap loans, disputed territorial claims, intellectual property rights violations and all, COVID 19 pandemic is paving way for China which can serve dangerous results for the world. The world needs to unite again,as it did against Hitler, against all odds to fight for what is right. Hitler also thought that he would win war and impact the world order but such people who choose inhuman ways to fulfill their vested interests should never be allowed to function in such a capacity as the President. For all this, India needs to be prepared for the times to come.

I appeal to all Indians to abide with the guidelines provided by Government of India and support all the institutions which are functioning for our well being.

Thanks

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vignberie-blog · 5 years

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en--dear · 6 years

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“You have to think big at the beginning—that’s the problem for most people.” I’m sitting with Thomas Sacchi on a warm Friday evening in the bar of the Houdini Cinema, Zürich. Propped next to a large window on the mezzanine level, we have an elevated vantage point as the Badenerstrasse strip stirs below. “When we first approached local authorities,” he continued, “our proposal was to build a new piece of city—to bring together work, living and culture.” Sacchi is on the board of the Kalkbreite Co-operative, where the Houdini is located, and was the project manager during the creation and construction of what has become Zürich’s emblematic co-operative housing development. He also rents an apartment in the mixed-use complex, completed just west of the city centre in August 2014.

Kalkbreite is unique in many ways. Owned by the City of Zürich and earmarked for potential development as far back as 1978, the awkward triangular plot, which is the size of a full city block, is flanked on one side by a sunken train line and remains a functioning tram depot. Thanks to a clever design scheme by Müller Sigrist Architekten that integrates the nine-metre high depot hall and curved track into the building’s supporting frame, the site now boasts 97 affordable housing units for approximately 250 people, 5,000 square metres of retail space, offices and ateliers, as well as a publicly accessible raised plaza. More striking than the architecture, though, is the economics. The project was initiated by a grassroots collective of ten people and developed in line with an independent non-profit model that rejects speculation in favour of sustainability.

Switzerland has a long history of co-operatives. As Andreas Hofer, one of the original leaders of the co-operative housing movement, later explained to me in his office at the seminal Kraftwerk1 development, “co-operatives are in some way part of the national myth.” The country’s two major supermarket chains, for example, were founded, and continue to operate, as co-operatives, with a combined membership exceeding half the Swiss population. An early 20th-century product of the broader European labour movement, co-operatives in Switzerland soon began to provide non-market rental housing to their working-class members. In the process, they acquired large land holdings at cut-price rates on what were then the peripheries of growing cities.

In 2007, Zürich celebrated the centenary of non-profit housing construction, with the inauguration of the Mehr als Wohnen (‘more than living’) project. But today’s co-operative renaissance has its roots in a more turbulent era. Despite its image as a rich and antiseptic city of bankers, Zürich in the 1980s and 1990s underwent a period of explosive change. The Züri brännt (‘Zürich is burning’) youth riots of 1980 birthed a rebellious countercultural movement, which eventually collided with a permissive drug scene that by 1986 had become a magnet for dealers and users across Europe. The decision, in 1992, to end an ill-fated experiment with an open-air drug market at the Platzspitz ‘Needle Park’, coincided with a citywide financial crisis triggered by the collapse of an overheated real estate bubble.

These social and economic upheavals were intertwined. As Zürich transformed in the 1980s from an industrial to financial centre, investors converted homes into offices, fuelling a housing shortage. The ensuing property frenzy led prices and rents to skyrocket. Apartments were often left empty, with their owners focused on profiting from a quick resale. Hofer arrived to study architecture during the ‘hot summer’ of 1982 and remembers that affordability was already a contentious issue: “It was impossible to live in the city.” A squatting scene that had emerged around cultural spaces quickly evolved into a broader movement. “It was not a radical left-wing thing. Because the problems were so pressing—even for the middle class—there was a spirit of solidarity. If one house was destroyed, we moved collectively to the next. Even in the richest areas, quiet occupations were tolerated.”

In part because of the drug epidemic—and the violence, crime and rampant prostitution that came with it—families were fleeing the city. But the high cost and limited availability of housing was even more alarming. By 1992, Zürich’s population had shrunk to its lowest level since 1945. Graduating in 1987, Hofer recalls that he and his friends felt personally confronted. “As professionals, we thought: what are we doing? Are we going to work with the speculators to destroy our city?” The group of young architects, geographers and planners formed the Konzeptgruppe Städtebau in 1988 to explore alternative urban development strategies. Three years later, they founded the International Network for Urban Research and Action (INURA), and visited cities like Berlin and Amsterdam that had begun to experiment with the legalisation of squats.

“We tried to decide whether the time was ripe not only to demonstrate, but also to promote a project,” Hofer says. The crisis of 1992 had coincided with heated debates around new planning laws, which in Zürich were updated on a 20-year cycle. Sensing an opportunity, Hofer, the artist Martin Blum, and anarchist author P.M. (Hans Widmer) printed 700 copies of a small book called Kraftwerk1—Projekt für das Sulzer Escher Wyss Areal, which contained a proposal for a self-organised, sustainable living-and-working complex to be built on a former industrial site. “We didn’t have money, we didn’t have land, we didn’t have anything,” Hofer explains. “But nobody wanted to invest in Zurich. So naturally, there was a big discussion about the future of the city. In a way, we were an answer.”

Encouraged by the reaction, the newly formed association organised the KraftWerkSommer festival in 1994. More than 60 events took place in a disused former factory, including concerts and parties, but also discussions and planning sessions focused on the project and a new vision for the city. Hofer laughs: “At the end we were completely bankrupt.” But the cultural program served its purpose—the Kraftwerk1 building and housing co-operative was formed the following year. “We contacted landowners and developers and because of the crisis it was not absurd for them to talk to us.” When a planned office development fell through, the new investor was open to ideas; “They were so desperate that they saw us as their last chance.”

Completed in 2001, the Kraftwerk1 development was not the first to experiment with collective approaches. But by taking advantage of existing co-operative frameworks and partnering with leading architects, it revived and opened up a stagnant sector, and became an important model for how to finance groundbreaking projects on former industrial sites. Sixteen years later, the basic approach is now well established. At Kalkbreite, members pay a refundable fee of 1,000 CHF ($1,300), providing the start-up capital. Residents then purchase an equity ‘share’ in the form of a 26,000 CHF ($34,000) deposit (also refundable). Rents are set per square metre by amortising the cost of the land lease plus construction loan over a 62-year period. If interest rates drop, so do rents, which are currently 20 percent below market levels. In theory, once the loan is paid off rents will only have to cover ongoing maintenance and operations.

The co-operative model has even greater appeal because, unlike Australia, Switzerland is a nation of renters. In Zürich, only nine percent of the population owns their home, in a city where the median house price exceeds 1.5 million CHF ($2 million). Long-term tenancy is an attractive prospect due to the security and stability offered by a system of open-ended leases, limited power to evict, and rent controls over the lifetime of a lease. But this also creates an uneven playing field, where remaining in the same apartment for a number of years equates to a greater and greater discount on the going market rate. The other factor is supply. The Zürich housing sector has been under strain since the late 1990s, when the city and economy began to rebound. Sustained high demand is reflected in incredibly low vacancy rates.

In a referendum held in November 2011, on the back of a decade of rising rents, three quarters of the population voted in favour of a ballot measure mandating that affordable, non-profit apartments make up one third of the city’s total rental stock by the year 2050. It was perhaps this event, more than any other, which has set the scene for an upswing in co-operative-driven construction in recent years. By Zürich standards, the target is not overly ambitious. Around 27 percent of rental apartments already operate on a non-profit basis, with 20 percent managed by co-operatives and the remainder by the municipality itself. The biggest challenge is the city’s continuing building boom. As the overall residential stock expands, non-profit construction is locked in a race to outpace private development.

Kalkbreite was one of a handful of projects featured in the exhibition Together! The New Architecture of the Collective, which opened in June at the Vitra Design Museum. It appeared alongside related developments in Germany, Japan, Austria, Denmark, the Netherlands, South Korea and the United States. When I asked Andreas Ruby, one of the exhibition’s curators, why he thought the projects were largely clustered in central Europe and east Asia, he was blunt: “Because the United States, United Kingdom and Australia are obsessed with home ownership. Europe is much more a renter’s market, so people are more open to non-ownership-based housing models. It is telling that the only project we have from the Anglo-Saxon world is for homeless people.”

When I put the question of exportability to Hofer, he was more optimistic. “Co-operatives can be a stabilising element in any real estate market. You can approach it as a pure financial system, where future profits are collectivised, and everyone gains from falling rents.” Then came the caveat. “But you cannot export it 1:1. People visit from all over the world and see a development that has worked, where rents are cheap and people are happy. But it has to be adapted to fit the local context.” And what about the turmoil that engulfed the city three decades ago? “The housing market is inherently conservative and influenced by strong political lobbies. So a financial crisis, a social crisis—these can trigger a crucial moment of reflection. It is possible to change the system through reason, but humans often need a deep crisis to get reasonable.”

This article originally appeared in Issue 8 of Assemble Papers, ‘Metropolis.’ A big thanks to Alexis Kalagas for introducing us to the co-operative housing initiative across Zürich. All photography in this piece is by Ciro Miguel. You can read more about the Kalkbreite co-operative on their website (German only), or join the urban revolution with INURA.

#architecture #urban planning #urban design #the built environment #housing #housing policy #renting #co-operatives #non-profit housing #assemble papers

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aoiueroo88-blog · 6 years

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Korean Cryptocurrency Exchange Bithumb Loses Greater Than $30 Million In Hack

Cryptocurrency are electronic currencies that is evolving exactly how contemporary purchase will certainly occur. Make a checklist of 3 best foreign exchange systems offered on the market. Make sure that these foreign exchange systems have obtained 60 days money back assurance. This way, if you don't really feel pleased with the forex system, you can get a refund. Now, purchase the best foreign exchange system in your opinion. Examine it on the demonstration represent one month. If you really feel that the system is hard to trade, just opt for a refund. Try the next foreign exchange system in your checklist. After a couple of tries you will discover a good forex system that matches your individuality as well as style and does not take greater than 3-4 hrs to trade daily. This was indeed just a 48-hour-long event throughout which the cost got to $2,500. Oddly enough, the Bitcoin cost at the very same time hit all-time low with the $5,550 - more than $2,500 much less compared to it had actually been 2 days prior to that. It is the easy process to invest in shared funds. You can invest in the mutual fund in various ways such as by executive or online, below you could invest based on your funding state. The mutual fund has 3 groups', i.e. higher risk greater earnings, medium danger tool earnings and low-risk reduced earnings. Gold Stock Bull's Contrarian Report investment newsletter includes analysis of Bitcoin, Ethereum and other cryptocurrencies. We release one of minority investment newsletters that covers electronic money, including bitcoin technical price evaluation, bitcoin price forecasts, bitcoin news updates monthly and suggestions for when to buy and sell bitcoin and other cryptocurrencies. The assault on the South Korea-based exchange, Bithumb, was smaller sized in worth compared to some of the most significant hacks on cryptocurrencies. But it underscored the possible susceptabilities for online trading and also sent surges across numerous cryptocurrency networks. One certain kind of trading that has actually become actually preferred of late is futures trading. This kind of trading does not actually involve any kind of sort of physical supplies, bonds, currencies or anything of that nature, but instead includes the state of a suggestion at a specific day and time. The day and also time in question are referred to as the expiration date and the expiration time. A contract is then drawn mentioning whether the specific recommendation will certainly more than or under a specific worth by the time the expiry day rolls around. An instance of this would be the price of petroleum on January 28, 2007. Contracts distribute with various rate predictions and also as the price modifications and the date obtains closer to the actual date, the value of each agreement rises or down. Crypto Arbitrager is a software program solution that allows you to make loan on the distinction in rates of cryptocurrencies: bitcoin and litecoin. By carrying out analytical arbitrage, the trading robot manages your cost savings in cryptocurrencies! The cryptocurrency video clip demonstrates how Crypto Arbitrager allows you to profit from currency exchange rate differences. David has actually been involved with the securities market for over 25 years as well as is devoted to the idea that everybody can purchase the stock exchange. All individuals have to be successful in the stock exchange is some simple, sensible, technological evaluation abilities to help them make much better decisions. Decentralized as well as permissionless data makes for reliable transactions. This can do away with effective middlemans that control information to put their very own programs before people that own the data. It likewise conserves programmers time and permits individuals to come to be much more included. Wait up until individuals understand the potential of blockchains if you believed technology progressed quickly with the introduction of the Internet.

#cryptocurrency

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stockloanservice · 5 years

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Stock Loans or Stock secured financing is a new financing vehicle available to shareholders, officers, and affiliates of publicly traded companies on most major international listed exchanges. The Stock Loan is non recourse with no personal liability on the Loan. If the value of the shares declines substantially, the borrower has the option of terminating the Loan, keeping the proceeds with no further liability or obligation.

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rs12345 · 3 years

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Absolute Market Research Report Explained

Global Bee Products Index (GPI) is a market research and educational tool. GPI is a dynamic economic indicator that shows the state of the global economy, trends, and indicators from all over the world. GPI has been reported by many experts as one of the most accurate indicators of market health. Because of this, many people use the GPI to determine which stocks or markets are worth investing in.

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Beeswax absolute market report provides an absolute market research report covering the past two years and predicts for the next two years. The Beeswax absolute market report further explores the full analysis of this upcoming technological advancement by the Beeswax absolute market. The report provides a summary of global economic status and forecasts the economic growth rate based on this information. It also provides a technical analysis that compares the historical performance of various stocks or markets using the index. Finally, the report provides a forecast for the world metal price.

North America absolute market provides detailed information on the agricultural sector in the United States. Agriculture accounts for about 35% of total domestic production. This is the largest agricultural market in the world after the food and beverage industry. With the recent boom in corn and soybean production, the demand for feed grains, livestock and meat has grown. The absolute market research has several sub segments with varying characteristics.

The first segment, Financial Services, comprises financial instruments including savings and loans, securities, banking, insurance, capital markets, credit, commodity markets, and securities. The second segment, Industrial, accounts for intermediate goods such as automobiles and finished products. The third segment, Corporate and Business Services, represents businesses that do not trade directly with the public but deal with agencies or organizations that buy and sell publicly traded securities. In addition, this research methodology can also be used to analyze the energy sector. With the end of last year, the absolute market started to include the new additions to the Dow Jones Industrial Average.

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The absolute market size and forecast of this special report depend on absolute market segmentation and three major economic indicators. The absolute market forecast depends on four indicators. The first one is the Purchasing Managers Index (PMI). This index is a composite index that includes Purchasing Managers Index (PMI) of all chief purchasing managers of major service industries. The strength index, another important indicator, is the Consumer Price Index (CPI) including the prices at which major products are purchased by average consumers.

The second major economic indicator analyzed in the absolute report is the Current Business Bank Fundamentals. This is a composite index that includes twelve different aspects of business lending. This measure focuses on two factors - profitability and flexibility. From the current market analysis report, the analyst can determine whether a lender is considered profitable or not. Finally, there is the index for bank insolvency, which is the index for banks that are liquidating or filing for bankruptcy.

The third major index analyzed is the General Ledger. It is a composite index that contains information about the latest financial accounting standards. This is also a key component of the competitive landscape. The competitive landscape index will allow the investor to determine which business needs immediate attention and which ones will be more suitable in the long term. Lastly, there is the index for current business needs, which looks closely at the business needs of businesses today to remain competitive.

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The absolute market research report focuses on four primary business needs. These include demand, supply, productivity and competitive landscape. The market report explains how these factors affect investors' decisions on investment strategies, shares and warrants.

Summary Further key aspects of the report indicate that: Chapter 1: Research Scope: Product Definition, Type, End-Use & Methodology Chapter 2: Global Industry Summary Chapter 3: Market Dynamics Chapter 4: Global Market Segmentation by region, type and End-Use Chapter 5: North America Market Segmentation by region, type and End-Use Chapter 6: Europe Market Segmentation by region, type and End-Use Chapter 7: Asia-Pacific Market Segmentation by region, type and End-Use Chapter 8: South America Market Segmentation by region, type and End-Use Chapter 9: Middle East and Africa Market Segmentation by region, type and End-Use. Chapter 10: Market Competition by Companies Chapter 11: Market forecast and environment forecast. Chapter 12: Industry Summary. The global Beeswax Absolute market has the potential to grow with xx million USD with growing CAGR in the forecast period from 2021f to 2026f. Factors driving the market for @@@@@ are the significant development of demand and improvement of COVID-19 and geo-economics. Based on the type of product, the global Beeswax Absolute market segmented into Food grade Cosmetic grade Others Based on the end-use, the global Beeswax Absolute market classified into Food Medicine Cosmetic Others Based on geography, the global Beeswax Absolute market segmented into North America [U.S., Canada, Mexico] Europe [Germany, UK, France, Italy, Rest of Europe] Asia-Pacific [China, India, Japan, South Korea, Southeast Asia, Australia, Rest of Asia Pacific] South America [Brazil, Argentina, Rest of Latin America] Middle East & Africa [GCC, North Africa, South Africa, Rest of Middle East and Africa] And the major players included in the report are Eden Botanicals Hermitage Oils Nature's Gift, Inc Camden-Grey Essential Oils, Inc SEOC Albert Vieille Ernesto Ventós, S.A. Biolandes Aromes

Frequently Asked QuestionsWhat is the USP of the report?

Beeswax Absolute Market report offers great insights of the market and consumer data and their interpretation through various figures and graphs. Report has embedded global market and regional market deep analysis through various research methodologies. The report also offers great competitor analysis of the industries and highlights the key aspect of their business like success stories, market development and growth rate.

What are the key content of the report?What are the value propositions and opportunities offered in this market research report?Related Reports

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