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এয়ারটেল পেমেন্ট ব্যাঙ্ক একাউন্টে কেওয়াইসি আপডেটের নাম করে প্রতারকরা কাস্টমার কেয়ার সেজে ফোন করে এবং কাস্টমার এর ফোনে একটি ওটিপি পাঠায় এই ওটিপি প্রতারকরা জানতে চায় এবং একবার জেনে গেলেই ব্যাংক একাউন্ট ফাঁকা করে দেয়
#what is benefits of airtel payment bank#airtel payment bank frauds#airtel payment bank complaint#airtel payment bank customer care number#airtel payment bank aadhaar link#airtel payment bank near me
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Trustworthy Transactions, Secure Shopping: RBN Africa App's Payment Powerhouse
Online shopping can be convenient, but security concerns may hold you back from making purchases digitally.
RBN Africa's integrated payment system offers a secure and simplified payment experience that protects your information and gives you peace of mind.
Seamless, Integrated Payment Gateways
The RBN Africa app connects you to major payment gateways so you can pay using your preferred method.
Choose from options like credit cards, debit cards, net banking, mobile wallets, and more.
RBN Africa's unified checkout accepts both local and international payment methods removing headaches and letting you complete transactions swiftly.
Robust Mobile Wallet Support
Pay via your favorite mobile wallets like M-Pesa, Airtel Money, PayPal, Venmo and others through the RBN app.
Keep your financial data safe while harnessing the convenience of mobile payments. RBN Africa supports an extensive range of mobile wallets to match your needs.
Multilayered Fraud Protection
Shop without worrying about fraud. RBN Africa's payment system has robust security measures in place to detect and prevent fraudulent transactions.
Features like multi-factor authentication, risk-based analysis, real-time monitoring, and machine learning safeguard your purchases.
End-to-End Data Encryption
Your sensitive payment information is protected through encryption so it remains private as it travels between you, merchants, and payment processors.
RBN Africa uses industry-standard protocols like SSL and TLS to encrypt data, adding defense against theft and misuse.
Rigorous Compliance Standards
RBN adheres to strict regulatory standards and maintains compliance with PCI DSS for secure handling of card data. Regular audits and checks verify RBN's compliance, underscoring their commitment to legitimate, above-board practices.
Your Data Privacy, Protected
RBN Africa values your privacy. Their system is designed to collect only essential user data, store it securely, and never share it without your consent.
You can enjoy safe transactions knowing your personal and financial data is protected.
RBN Africa's seamless, robust payment system enables you to pay easily and securely from anywhere.
Safe online shopping is possible thanks to RBN's multilayered protections, versatile payment options, and steadfast data privacy policies. Pay stress-free knowing your information stays protected.
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Smart Card Market Regional Trends Insights and Future Growth Estimations to 2028
Smart card technology is gaining immense prominence as a reliable solution that ensures safe and hassle-free public transportation, especially in wake of the COVID-19 pandemic. The transportation industry will continue to be a major adopter of smart card devices, given the rising back-to-office and back-to-school trends.
Furthermore, the technology is becoming a key enabler of healthcare innovation, as it ensures security against healthcare fraud and safeguards patient information, thus driving smart card market innovation during the pandemic. Smart cards have also become increasingly important in multiple industry verticals, including financial services.
As a part of the ‘One Nation, One Card’ initiative, Paytm launched a transit card for bus, metro, rail, and parking payments in India in November 2021. This smart card, linked to Paytm Wallet, can be adopted for various transactions, ranging from travel in metros, trains, and buses, to paying toll and parking charges.
Request for a sample copy of this research report @ https://www.gminsights.com/request-sample/detail/4312
• First-of-its-kind, smart Airtel Axis Bank Credit Card launch
To strengthen the digital ecosystem, prominent firms operating in the telecommunications and banking sectors are entering partnership agreements, widening access to credit cards and other digital financial offerings.
For example, in March 2022, Bharti Airtel and Axis Bank partnered to boost the adoption of digital payments in India. Over the coming months, the two firms have plans to bring innovative financial offerings as well as digital services, exclusively for the 340 million+ customers of Airtel. The collaboration was kicked-off with the launch of the Airtel Axis Bank Credit Card, offering a host of attractive benefits such as cashback and digital vouchers, and contributing to the smart credit card business landscape.
• Hawaii SMART Health Card for digital verification of health status
Over the past year, COVID-19 response plans and programs have been introduced to mitigate virus spread and ensure safe access to restaurants and bars, arcades, and other entertainment venues. The Safe Access O‘ahu program, for instance, was set up to mandate people to show their physical proof of vaccination or negative test report to enter high-risk, enclosed-space venues in Hawaii.
Such programs are influencing countries like the U.S. to rely on smart cards as a response measure. A significant example is the issuance of the Hawaii SMART Health Card in September 2021, which can digitally save the CDC vaccination card on mobile phones and replace physical cards. Initiatives to ensure a seamless verification of vaccination status like these could enable the U.S. smart card market to grow exponentially.
Browse report summary @ https://www.gminsights.com/industry-analysis/smart-card-market
Mobilo contactless smart card rollout as standard paper card alternative
Consumers are growing increasingly inclined towards modern, technological approaches to business than conventional paper cards. To address the changing needs, smart business card providers are pivoting toward the introduction of contactless solutions.
For instance, in May 2021, Mobilo unveiled an eco-friendly contactless business card to eliminate the manual process of transferring various data from cards into contact lists. The card also can automatically sync the information into a CRM (customer relationship management) system, while combating global warming and ensuring cost savings from reduced usage of paper cards.
With the mounting production of hassle-free products such as these, and the rise of customer-oriented marketing techniques, the smart card industry could witness a major upsurge in the years ahead.
Global Smart Card Market growth will be positively affected by the notable presence of reputed organizations, such as CardLogix Corporation, Cardcom Technology, Infineon Technologies AG, Verifone Inc., CPI Card Group, NXP Semiconductors NV
About Global Market Insights:
Global Market Insights, Inc., headquartered in Delaware, U.S., is a global market research and consulting service provider; offering syndicated and custom research reports along with growth consulting services. Our business intelligence and industry research reports offer clients with penetrative insights and actionable market data specially designed and presented to aid strategic decision making. These exhaustive reports are designed via a proprietary research methodology and are available for key industries such as chemicals, advanced materials, technology, renewable energy and biotechnology.
Contact Us:
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Corporate Sales, USA
Global Market Insights, Inc.
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📷
The aim of this article is to give out the complete steps and guide on using Access Bank WhatsApp Banking.
Do you have a functional Access Bank Account?
If yes, Do you have the knowledge of using Whatsapp to run all your Access Bank transactions?
Access Bank WhatsApp Banking will automatically save you the stress of going to the bank.
If you don't have the knowledge, this post will guide you on how to register and use Access bank WhatsApp Banking.
Uses Of Access Bank WhatsApp Banking
You can easily use the WhatsApp banking to do the following:
To open a functional access bank account.
Bank verification number (BVN) check.
Check the balance you are having in your account.
Transfer of funds from one bank to another.
Purchase of airtime from your bank account.
To generate your account bank statement.
To make any access bank enquiries.
How To Register
Follow these below simple steps to register for this banking system on WhatsApp.
Download and install WhatsApp app in your mobile phone if you don’t have it before. You can download it from any application store of your choice (Google play store, apkpure, or iOS)
Add this mobile number "09090901901" to your contacts (make sure you add it to the SIM associated with your bank account).
Send Hi to the number on WhatsApp.
You will have to register first, so send 1 when you get a reply from the number.
Send your first name.
Send your second name.
Send your gender (male/female).
Send your email address (the one associated with your bank account).
Send your default access bank account number.
Send Y to confirm.
With these above steps, you have successfully registered for WhatsApp banking.
How To Use The WhatsApp Banking System
It is time to use this banking system, Now that you have successfully activated it.
Send Hi to perform any bank transaction or to enquire about any access bank service.
Send 1 to manage and update your profile.
Send 2 to open a functional access bank account.
Send 3 to check your Bank verification Number (BVN).
Send 4 for your account balance enquiry.
Send 5 to transfer funds to another access bank account.
Send 6 to transfer funds to other banks.
Send 7 to purchase airtime from your account.
Send 8 for bills payment (Electricity And Cable).
Send 9 to get a payday loan.
Send 10 to generate your account statement.
Send 11 for service enquiries.
Send 12 to opt-out of whatsapp banking system.
Conclusion
Please do take note of the following:
To confirm a transaction send Y and to cancel a transaction send N.
You can purchase airtime of 9mobile, MTN, Glo and Airtel.
You can make transfer of money to any back in Nigeria.
The maximum transfer limit is #50,000 (fifty thousand naira). You can't transfer more than that in a single transaction.
You will receive a payment reference for every transfer transactions.
You will need to validate a transaction with a one time password (OTP) that will be send to the registered number via SMS. This helps in preventing fraud.
For every successful transfer transaction, A fee of #50 (fifty naira) will be deducted from your account.
The WhatsApp banking can only work with your registered mobile number (the one associated with your bank account).
If you have any problems with this access bank online banking platform, send a mail to [email protected]
With this post, am sure you are already enjoying banking from your comfort zone.
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Top 5 UPI Payments Apps in India 2019
1.Google Pay : Google Pay (formerly known as Tez) is number one in this list. Google Pay is the most innovative and unique UPI payments app in India launched by Google.
Features:
Proximity features (Audio NFC Technology) in Cash Mode Transactions.
No Wallet option, money can be directly debited and transferred to any Bank Account you wish.
Best reward programs and offers amongst the all UPI payments app in India.
In-App Google Play and Google Ad Payment option.
Add any UPI participating Bank Accounts in India.
Google Pay Safe shield.
Spam Warning, You may Block any unwanted UPI request which seems like fraud.
Excellent UI and user-friendly navigation.
Transfer money between UPI id or QR Code
In-app payments for hundreds of partnered merchant.
Integrate Google Pay API for merchant set up.
Download
Google Pay
. (Referral Link, Use Code: s1zs0c)
2.Phone Pe :Phone Pe is a Bangalore based UPI payments App launched in 2016. This payments App now acquired by e-commerce giant Flipkart.Phone Pe is partnered with YesBank to provide UPI Payments service in India.You can link your existing Jio Money, Freecharge and Airtel Money
e-wallet
with Phone Pe App and seamlessly transfer money between these wallets.
Features:
Most popular UPI payments app in India.
Interoperability amongst the e-wallet providers in India.
Purchase Gold using Phone Pe Wallets.
Excellent Cash Back and reward programs across several merchant websites
You can use the Phone Pe Wallet option in most of Indian E-commerce websites Payment gateway.
Money transfer using UPI limit up to Rs.1.00 Lacs.
Can integrate Jio Money with Phone Pe Wallet.
Excellent UI
A user can access multiple Bank Accounts using Phone Pe UPI App
Download Phone Pe. for
Android
&
iOS
(Use Referral Code:phon.pe/ru_sank73622)
3.Paytm App : India’s largest digital wallet service provider and most downloaded UPI app in both Android and iOS platform. Paytm was the pioneer of digital payment service in India and one of the best UPI app in India. The App has excellent UI and integrates many services in a single App platform.
Features:
Most popular money transfer app in India.
Integrates many features in a single platform. You can create Paytm Payment Bank Account after full verification of KYC.
Rupay Virtual Debit Card linked with Paytm Payment Bank.
Access Paytm Online eCommerce store directly from Paytm App or Paytm Mall.
Transfer money using the QR code or sharing Payment link.
Buy Now Pay Later service for ICICI Bank customers.
Download
Paytm
UPI App.
4. Freecharge Payment App : Freecharge is also a very popular UPI money transfer app in India for its several cash back and in-app discounts and offers. You can get your own @freecharge UPI Id using this App.You can add multiple Bank Account linked with the mobile number registered for the Freecharge App. You can also create FreeCharge
mobile wallet
by uploading some KYC documents.This Gurgaon based Fintech startup now is acquired by Axis Bank.
Features:
One of the highest rated money transfer UPI app in both the App Store and Play Store.
Get your own @freecharge UPI id powered by Axis Bank.
In-App merchant discounts and offers.
Send money using the QR code.
Invest in Direct Mutual Funds.
Download the Freecharge UPI Payment App for
Android
and
iOS
.
5. PayZapp by HDFC Bank :Another UPI payments app cum digital wallet offered by HDFC Bank in India. This mobile Payments app also very popular in India due to its numerous cashback offers across different merchant sites.
Features:
In-App virtual Visa Debit card for online transactions.
Proximity Payments (Soundwave communication similar to G Pay) Soon to be launched.
Huge Cashback and rewards programs across different merchant sites. Visit here for details.
PayZapp wallet option on all e-commerce sites in India.
Option for PayZapp business Account.
VPA ID and QR code money transfer option.
Download PayZapp for
Android
&
iOS
.
Please Download This app for Money Transfer and use Referral Code while downloading app .So you will get cashback.
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Airtel Payments Bank partners ICICI Lombard General Insurance to offer cyber solutionsto customers
Airtel Payments Bank partners ICICI Lombard General Insurance to offer cyber solutionsto customers
Airtel Payments Bank has partnered ICICI Lombard General Insurance to offer Cyber Insurance Solutions to customers.
The cyber insurance solution from ICICI Lombard provides financial protection to customers against potential financial fraud relating to banking, credit or debit card; identity theft; phishing or email spoofing, and more.
Airtel Payments Bank customers can purchase this cyber…
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Mobile Money Market Drivers and Growth Rate, Forecast By 2024
MarketsandMarkets expects the global Mobile Money Industry size to grow from USD 3.4 billion in 2019 to USD 12.0 billion by 2024, at a Compound Annual Growth Rate (CAGR) of 28.7% during the forecast period. Mobile payments is an easy way to carry out transactions and people across the globe are adopting mobile money to reduce their dependence on cash while traveling. A rise in the number of payment transactions, banking values, and mobile penetration rate across the world are factors driving the mobile money market.
Download PDF Brochure @ https://www.marketsandmarkets.com/pdfdownloadNew.asp?id=577
The growth of the mobile money market in the MEA is further driven by increased investments in payment technologies made by governments of countries, such as Qatar, South Africa, and the UAE. This region has a presence of creditable Mobile Network Operators (MNOs), banks, and payment processing agents, which encourage the use of mobile money services. For instance, in February 2019, MTN and Ericsson signed a 5-year contract extension for the distribution of new products and the provision of mobile money services in 13 countries across the MEA region. Ericsson aims to deploy the Ericsson Wallet Platform in new markets to serve MTN’s customers.
Key and emerging market players include Vodafone (UK), Google (US), Orange (France), FIS (US), Paypal (US), Mastercard (US), Fiserve (US), Airtel (India), Gemalto (Netherlands), Alipay (China), MTN (South Africa), PAYTM (India), Samsung (South Korea), VISA (US), Tencent (China), Global Payments (US), Square (US), Amazon (US), Apple (US), Western Union Holdings (US), Comviva (India), and T- Mobile (US).
Vodafone (UK) caters to a wide customer base in the regions of the Americas, Europe, Middle East and Africa (EMEA), and Asia Pacific (APAC). Vodafone’s M-Pesa mobile money transfer and payment service is one of the leading mobile money products in the world. The company has 37 million M-Pesa customers, and during 2019 the M-Pesa revenue grew by 21% to EUR 750 million, representing 12% of the emerging consumer service revenue in the year. M-Pesa is Africa’s largest payment platform that provides enterprise payments, financial services, and merchant payment services for mobile commerce. It further offers people a safe, secure, and affordable way to send and receive money, top-up airtime, make bill payments, receive salaries, get a loan, and much more.
Google (US) is one of the major players that focuses on the emerging concept of mobile money. Google Pay, formerly known as Google Wallet, is a digital wallet platform and online payment system, which enables users to make payments and transfer money straight from their phones. In January 2018, the company brought together different payment platforms run by Google, including Android Pay and Google Wallet, merging it into a single platform, Google Pay. Google Pay protects an individual’s money with a world class security system that helps the user detect fraud and prevents hacking. It further helps safeguard the individual’s account with screen locking technologies, such as a fingerprint. Currently, in India, Google Pay works with all banks that support BHIM Unified Payments Interface (UPI), India’s real-time payments ecosystem. Google Pay helps small business owners or managers at a corporation to accept payments and connect with customers. Customers on more than 80 BHIM UPI apps can use Quick Response (QR) codes or their phone numbers, to send money from their bank account to other bank accounts without the need of a Point of Sales (POS) system. Since the launch of Google Pay in India (formerly known as Tez), transactions on UPI have increased 43 times, reaching 734 million transactions in May 2019. The company has a presence in North America, Europe, APAC, and Middle East and Africa (MEA). Google caters to a large customer base spread across the globe, through a global network of service providers, distributors, and cloud resellers.
Browse Complete Report @ https://www.marketsandmarkets.com/Market-Reports/mobile-remittance-money-mcommerce-market-577.html
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Using Airtel Payments Bank? FREE! Good news for you
Using Airtel Payments Bank? FREE! Good news for you
It’s a good news for you if you use Airtel Payments Bank! In a major development, Airtel Payments Bank has said it has added a third layer of authentication, Airtel Safe Pay, based on network intelligence to prevent online banking frauds for its customers. At present, banking companies use double factor authentication, which includes online banking password and a one-time password that is sent…
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Airtel Payments Bank launches ‘Airtel Safe Pay to prevent digital payment frauds
https://koliasa.com/airtel-payments-bank-launches-airtel-safe-pay-to-prevent-digital-payment-frauds/
Airtel Payments Bank launches ‘Airtel Safe Pay to prevent digital payment frauds - https://koliasa.com/airtel-payments-bank-launches-airtel-safe-pay-to-prevent-digital-payment-frauds/ NEW ...
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Citing regular board approvals for various inter-corporate loans, former CG Power Industrial Solutions' non-executive chairman GautamThapar has refuted allegations of fund misuse amid alleged governance lapses coming under the regulatory scanner, according to documents submitted by him to the government.
In a 36-page submission to the corporate affairs ministry early November, Thapar, who was sacked in a boardroom coup in the wee hours of August 30, has provided documents on various issues, including inter-corporate loans, minutes of board meetings and loans from lenders like Standard Chartered Singapore and Yes Bank.
CG Power board sacked Thapar after an audit report by Vaish Associates, which itself is based on as many as 23 disclaimers, claimed that Thapar swindled Rs 3,000 crore from CG Power.
Markets regulator Sebi banned Thapar and entities associated with him for three years, following which he moved the Securities Appellate Tribunal, which has asked the company to provide relevant documents to him.
The Serious Fraud Investigation Office (SFIO) has also started a probe against CG Power and 15 group entities. The ministry has moved NCLT Mumbai seeking to restate the books of accounts of CG Power from FY16. An order is expected on Monday.
The documents, seen by PTI, show how Standard Chartered Singapore extended a $44-million lifeline to CG Singapore in February 14, 2018. The entire money was then paid to CG International Netherlands through another group entity AIA and Avantha. The same amount was fully transferred back to CG International Netherlands on the very same day.
Later, the company in turn paid back the entire amount to StanC Singapore, thus making the account standard, show the documents.
While a major allegation revolves around funds moving in and out of CG Power and group entities, Thapar has claimed that such a route was taken following suggestions from lenders since CG Power was facing liquidity issues.
Similarly, Aditya Birla Finance and Yes Bank allowed CG Power to get funds between 2016 and 2019 in a similar manner as StanC did in 2018, showed the documents.
"All the above transactions were done according to the structure provided by StanC and other respective lenders and every time the entire money was paid back to the respective lender. That not a single penny of such funds remained in Avantha books clearly shows that there is no siphoning of funds," Thapar has claimed.
Going by the documents, the company's risk and audit committee at its meeting held on May 26, 2017 gave an "omnibus approval for entering into transactions with related parties for throughout FY18". Similar omnibus approvals were sought for and were granted for FY19 as well.
Further, Thapar has submitted that the board approved a proposal from CG India on September 28, 2018 for a fixed deposit of Rs 229 crore as part of a credit line from IndusInd Bank. This deposit was a surety for part payments owed to Avantha towards brand royalty which the board approved, according to the documents.
"This clearly shows that Rs 229 crore was not an additional advance to Avantha but a refund of a conditional deposit made by Avantha to CG which had to be refunded in the event of conditions not being met," the document said.
On the allegations that CG Power made out-of-turn advances to group entity Mirabelle Trading since 2013 when CG Power was entering Southeast Asia, Thapar has said the board approved an advance payment of $20.15 million to Mirabelle towards service charges.
Currently, Thapar owns just 8,574 shares in CG Power. Some of its large non-promoter shareholders are HDFC Mutual Fund and Aditya Birla Mutual Fund.
Private equity giant KKR India led by Sanjay Nayar owns nearly 10 per cent, as does L&T Finance. The family office of Sunil Bharati Mittal of Bharti Airtel has since September picked up 8.3 per cent in CG Power.
The CG Power board began to feel the tremors this March, when an operations committee was formed under chairmanship Narayan Seshadri following the insistence of Nayar.
Incidentally, the documents also showed that Seshadri was not even present at the board meeting that appointed him as chairman of operations committee. Seshadri is also an independent director of CG Power.
Significantly, Seshadri's Tranzmute Capital is 50 per cent owned by Nayar but this was never disclosed to CG Power when he came onto the board, as per the the documents.
They are also directors in Epimoney and EPI Venture Partners as investors. Also, a non-disclosure agreement was signed between Tranzmute Capital & Management and CG Power in August 2018.
Going by the documents, Seshadri had a business relationship with Nayar and CG Power before he became a non-executive director on CG Power board.
It is also interesting to note that Anubhav -- son of Akhil Gupta, who is the vice chairman of Bharti Enterprises and a close confidante of group Chairman Sunil Bharti Mittal -- recently married Sanjay Nayar's daughter Adwaita.
In a detailed e-mail statement to queries from PTI, KKR India denied any involvement in Seshadri being appointed a director on CG Power board. "We are a lender to Avantha Holdings and have no locus standi in any of its underlying group companies. KKR India has never been involved in the decision-making process of CG Power," it said.
The statement said that KKR is aware that SeshadrI was invited directly by Thapar himself to join the board.
"We confirm that Narayan's partnership with KKR India was fully disclosed (on March 31, 2018). Tranzmute has working relationships with other PE funds, promoters and companies, including KKR India - there has never been exclusivity between KKR and Tranzmute in this regard," it said.
On relationship with Epimoney, the company said KKR has never been an investor in it but Nayar is one of its six investors.
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Chaka opens up global investing to Africa’s most populous nation
Fintech startup Chaka aims to open up online investingd to Africa’s most populous nation, Nigeria.
The seed-stage company recently went live with its mobile-based platform that offers Nigerians stock trading in over 40 countries.
Chaka positions itself as a passport to local and global investing. The startup has created an API and interface that allows Nigerians with a bank account (and who meet KYC requirements) to create trading accounts to purchase global blue chip and local Nigerian stocks.
Investors can get started with as little as 1000 Naira or $10 to create a local and global wallet to trade, according to Chaka founder and CEO Tosin Osibodu.
The platform has partnerships with two brokers to facilitate stock purchases: Citi Investment Capital and U.S. based DriveWealth.
“Embedded in our offer is the ability to buy on the local stock market…we make it more seamless than usual, and assets…from this whole universe outside the continent,” said Osibodu.
The Nigerian Stock Exchange has been upgrading its platform to digitize and accommodate more listings. It has a five-year partnership with NASDAQ and Airtel Africa listed on the NSE in July.
On the Chaka’s addressable market, “Our outlook is that within Nigeria…between one and two million people are strongly in the market for this product,” Osibodu said.
Tosin Osibodu
Chaka looks to offer more than stocks. “Our product road-map includes not just equities, but other investment products people are interested in — mutual funds, fixed income products, and eventually even cryptocurrencies — so that really expands our bounds,” said Osibodu.
Chaka’s fee structure is 100 Naira (or 3%) for local trades and $4.00 for global trades.
To mitigate the FX risk of the often volatile Nigerian Naira, the startup converts locally to dollars and funds client trades in USD. Chaka agrees to intra-day forward rates at 9am each day and locks them in until 2pm for transactional activity on its platform, according to Osibodu
Chaka hasn’t disclosed amounts, but confirms its has received pre-seed funding from Nigerian founder and investor Iyinoluwa Aboyeji, aka E.
The startup is in a unique position in African fintech. The sector receives the bulk of the continent’s VC (according WeeTracker), but most of it is directed toward P2P payments startups — vs. personal investment platforms.
An alum of U-Penn and Dartmouth, Chaka’s founder got the idea to form the venture, in part, due to challenges attempting to access well-known trading platforms, such as E-Trade.
“I tried to open these accounts and whenever I…disclosed I was Nigerian very shortly after those accounts were closed or denied,” said Osibodu.
For decades, Nigeria has been known as an originating country for online fraud, commonly referred to as 419 scams. This is something for which the country’s legitimate business operators pay an undue reputational cost, according to Osibodu.
In recent years, Nigeria has also become a magnet for legitimate business in Africa. The country has the continent’s leading movie and entertainment industry and has emerged as a hotspot for startup formation and VC activity.
Chaka backer Iyinoluwa Aboyeji, who confirmed his investment in the company to TechCrunch, believes progressive trends in Nigeria will open up a new investor class.
In addition to Aboyeji, Chaka has also received seed-funds from Microtraction, a Lagos located early-stage investment shop founded by Yele Bademosi and supported by Y-Combinator CEO Michael Seibel.
Chaka allows for API integrations and has a developer team. The company has created an automated customer verification process. “It sounds trivial compared to the American market, but it’s a bit of a first in Nigeria,” said CEO Tosin Osibodu.
On Chaka’s long-game, “The grand mission of the company is to reduce capital market access barriers,” cording to Osibodu.
“With a two to five million customer base — and a $40 to $200 ARPU — on the really conservative end that’s a $100 million revenue opportunity,” he said.
Africa can list more gazelles at home than unicorn IPOs abroad
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365NEWS NEWSPAPERS HEADLINES FOR WEDNESDAY 5TH JUNE 2019
365NEWS NEWSPAPERS HEADLINES FOR WEDNESDAY 5TH JUNE 2019
*PUNCH*
One hell of a niggardly budget
Ekiti assembly orders suspended council chairmen to refund N3.6bn
Dickson lauds Bayelsa lawmakers
NAssembly leadership: PDP NWC meets lawmakers-electe Thursday, Friday
Petrol price hike, ailing refineries, others marred Buharis first term
Stakeholders laud FGs investment plan for Nigeria Air
NCAA revokes pilots licence for safety violation
Presidential aide bags Nelson Mandela award
LG professional body backs NFIU on new financial guidelines
Internally generated poverty (2)
Nestle, LBS partner to boost capacity development
Why the Kano emirs law is invalid
APC says Oyegun condoned indiscipline as party chairman
Digital banking threatens traditional banks, says CIBN
Speakership: CUPP rejects Gbajabiamila, drags him to court for perjury
Keystone Bank, Facebook train entrepreneurs in digital banking
Looters will account for their deeds, Ihedioha vows
FG records N398bn revenue deficit in Q1
Shipowners plan to engage NNPC over downstream sector participation
Nigeria imports 47% of LPG from US, India, others
MTNs largest shareholder instigates board changes
Stock market gains N2.73tn in May amid bearish sentiment
Airtel Africa plans to raise $750m in London listing
*VANGUARD*
Why we kill our victims'Suspects
Enugu-Ezike killing: Royal father preaches peace, banks hope on inquiry panel
Abia NEWMAP rescues communities from erosion menace
Battle against cultism, other vices moves to Anambra schools
Sick Enugu pensioner cries out for payment
FNSB to commercialise production, sale of arts and crafts
APC crisis latest: Impunity marked your era, APC blasts Oyegun
Okwuadigbo emerges 55th ICAN President, pledges support for govt
Stakeholders condemn SEC action against Oando
Happy Eid-il-Fitr
South-East leaders should be open, truthful, sacrificial, show exemplary character
FG lauds Muhammad-Bande's emergence as UNGA President
Senate Leadership: Group endorses Lawan, Orji Kalu
Fulanisation and Islamisation: Is there leadership in this country ' ' Cardinal Okogie
Time for sharing govt money is over in Edo, says Obaseki
Fayemi assents to 8 bills as 5th Ekiti Assembly ends
Breaking : You 're free to work, vote for Bago, Gbajabiamila, others, PDP House caucus tells members
Face your self-inflicted woes, PDP replies APC
16.6m litres of PMS worth N6.1bn leads May import chat
Our vision is to make MAN, Oron globally competitive ' Rector
Alleged fraud: AfDB imposes 3yrs ban on Nigerian construction company
Internal auditors should deploy new mindset to cyber risks ' Udoh
NEXIM bank's Sealink project targets $1.2bn annual export revenue
*THE NATION*
FIFA WWC 2019: Im sure of my team Okobi
Beckham offers Suarez four-year deal
Sunusi dedicates NPFL Best Marksman award to mentor
Police arrest pipeline vandals in Ogun
Bayelsa aspirants urged to eschew violenceback
Long-serving legislators returning violencetff assembly
Gbajabiamila: Nation building is my priority
Time for sharing govt money is over in Edo
Why Ghanaian authority pulls out of MoU with CRCC -Nigeria
APC chieftain to Buhari: set up anti-corruption courts
Fayemi admonishes Muslims to put Ramadan lessons into good use
PDP urges love, selflessness
Ganduje advises Muslims to sustain Ramadan virtues
Imbibe Ramadan virtes, Abiodun tells Muslims
Buni urges Muslims to show compassion to the needy
APC: Ex-chairman handed over party without blemish, says aide
Install CCTV and make traffic offenders pay, Alibaba advises Sanwo-Olu
Tonto Dikeh splashes Greek gifts to mark 34
Kenneth Ekhuemelo receives Hymnodia car prize
Ara Thunder single, Bojuboju, for release June 7
Recording with 2Baba has been our best moments, says AB
Stakeholders slam SEC over Oando
LASPEC pays N45b accrued rights
*THISDAY*
Old Mutual Marks 174th Anniversary
Offering Succour to Business Owners
As SEC Wields the Big Stick
Tackling Extreme Poverty
Transforming Edo with Production Centre Initiative
Eko Innovation Centre Launched to Boost to Tech Ecosystem
G
Velusami: Vibrant Power Sector Required for Industrialisation
Amieyeofori: With Geopolitical Forces, Crude Oil Prices More Uncertain
Akwa Ibom Deputy Governor Unveils Foundation
Group Empowers Female Entrepreneurs
C&I Leasing, Dangote Flour Mills, Chams Count Gains amidst Bear Run
62 Graduands Bag First Class at Babcock Varsity
Credit to Private Sector Rises to N24 Trillion
UNDERSTANDING BALA MOHAMMED
Team Briefed on Integrity Variables
AFN Chief Blasts NOC over Illegal Meeting
Zenith Bank Next Gen Masters Attracts Marylove Edwards from the USA
WTO Calls for 'Boldness' to Strengthen Trading System
Have Faith in Buhari's Ability to Combat Insecurity, Babangida Urges Nigerians
MTN's Biggest Shareholder Pushes for Board Changes
Buhari: FCT Residents Voted against Me, But I Won't Threaten Them
NUJ Decries Killings, Kidnapping in Katsina
Mother of Emir of Ilorin Dies at 124
*THE SUN*
Govs, APC, PDP felicitate with Muslims
Only proper restructuring can save Nigeria'George
What PresidentBuhari must do to succeed in second term -Igbinedion
We need committed leaders to strengthen electoral system ' Okotete
2023: Group endorses Kalu, Ekweremadu, Obi for president
Don't drag us into your crisis, PDP tells APC
APC crisis: Oshiomhole, Oyegun trade words
Our case against Oshiomhole 'Aggrieved APC members
2023: Group endorses Kalu, Obi, Ekweremadu for President
We 're not going to run propaganda govt ' Ihedioha
Poland 2019: Flying Eagles thrown out of hotel
Ahmed Musa secures new endorsement deal
Ekong out of Eagles/Zimbabwe friendly
Rohr: Fittest team will win AFCON
Djokovic records10th successive French Open quarterfinal
Joshua denies Whyte drugs claim over Ruiz Jr defeat
Yakmut billed for NSSM 2019 conference
NPFL Super Six: Lobi Stars top match day 1
8th FIFA Women's World Cup finals: Super Falconsy land in France
I'm not under Pressure 'Oshoala
FGto save N2trn with IDEC project
Buhari's tax policies stifling investments, diversification efforts 'LCCI
Afreximbank, JBIC sign $300m agreement to support development projects in Africa
*GUARDIAN*
At last, Gusau breaks silence on IAAF's 'missing' $130,000
Katsina, firm at war over N66.2b Paris Club refund
Koscielny, Monreal out as Arsenal begins overhaul of defence
Bringing new life to used packaging tops our sustainability agenda
Semenya floors IAAF, CAS at Swiss Supreme court
Experts tell Buhari to stop harassing private capital if economy must grow
On World Bicycles Day, riders urge government to create pathways for riders
In defeat, Rangers coach, captain hopeful of winning remaining games
Akwa United hold Kano Pillars in NPFL Play-off thriller
PDP Reps caucus backs APC aspirants
*DAILY TRUST*
Don't bring back park and pay
Eid ul-Fitr
Ihedioha sets up c'ttee to review Imo laws
Afenifere can't stop Yoruba man from becoming president ' Salvador
Miyetti Allah denies making inflammatory statement on S'East
Ohanaeze not fair to Buhari ' Anambra APC chairman
Calls for Oshiomhole to resign unfair ' Rep Suleiman
Caucus asks PDP lawmakers to support candidates of choice
Jirgi lauds Lalong's choice as northern govs chair
Cleric urges Nigerians to pray for Buhari's success
Speakership: 'PDP lawmakers free to support APC candidates
APC coalition demands Oshiomhole's resignation
Kwara workers receive May salary
Cleric urges Nigerians to support President Muhammadu Buhari with prayers
IBB confident Nigeria'll overcome security challenges soon
Breaking: Muhammad Bande emerges UNGA President
Eid-el-Fitr: Ooni of Ife urges Muslims to place national interest above personal gains
Sallah homage: Buhari hails Osinbajo, urges him to remain exemplary
Investment: Expert wants FG to tackle insecurity
Sen. urges prayers, support for Buhari, other leaders
His Excellency took a new wife
Saraki, Buhari, Omo-Agege and our democracy
Aisha Buhari doesn't stand alone
*TRIBUNE*
UK confiscates fresh 211 million Abacha loot
How air ambulance solves healthcare problems 'Orekunrin
Why FG should implement community engagement standards 'Expert
Chevron wants collaborative value-chain mindset to unlock Nigeria's gas potential
BudgIT calls for full deregulation of downstream sector
PPMC posts N223bn turnover from petroleum products sale in one month
FG and Westerhof's apartment
A message for new governors
Kanuri influence on Buhari
Okorie trains over 15,000 constituents on business development
JUST IN: Israel's First Lady Nechama Rivlin dies at 73, PM Benjamin Netanyahu mourns
Export rejection: NAQS provides10 revised guideline for agro-export
Nigeria is ready for 5G network ' NCC
*LEADERSHIP*
Embracing The Message Of Understanding
Hollandia Fetes Children, Donates Products
SEC's Action Not In Line With Global Standards ' Oando Shareholders
NIBSS Appoints Oiwoh CEO
Delayed PAAR Issuance Causes Manufacturers High Demurrage Charges
Chams Deploys E'Votings For CITN's Election
NIMASA Seeks Developing Countries' Support To Harness Blue Economy
Quest For Corporate Governance Standard In Nigeria's Electricity Sector
Y
Spurring Youths' Interest In Agriculture
Do Not Sign Water Sector Bill, Plateau Gov Urged
Enugu Gov Urged To Return ESUT To Adada Community
Army Denies Recruitment Notice
I Did Well In Office, Odigie-Oyegun Insists
Scam: Reps Urge NBA, Police To Prosecute Indicted Lawyers
APC Carpets Oyegun, Fingers Him In Party's Crisis
FG Urged To Explore Herbal Medicine Potentials
Buratai Visits Troops For Eid-el-Fitr Celebration
Edo Govt Warns Tricycle, Motorcycle Operators Against Flouting Ban
My Cabinet Appointment 'll Be On Merit ' Gov Emmanuel
Dangote Refinery's Efforts At Boosting Education
Rivers: Issues As Wike Returns For Another Term
Eid-el-Fitr: PDP Rejoices With Nigerians, Urges Selflessness, Love
Bago, Gbajabiamila And The Battle For Reps' Speakership
*BLUE PRINT*
Good tidings from 2019 budget
Roland Garros:Konta first British woman in semis, in 36 years
Will the APC fumble and stumble to success in 2023
APC: The journey of 'Change' to 'Next Level
Protests mar Trump's UK state visit
On Sallah day, Buhari promises to secure FCT despite voting PDP
Fayemi assents to 8 bills as 5th Ekiti assembly ends
Kogi assembly considers 50 bills, 144 motions in 4 years
Benue 8th assembly passes 58 bills in 4 years ' Speaker
Why we lost Oyo, Imo, Zamfara, others to PDP ' APC
Expert urges technology sector on off-grid energy revolution
Ex-NIEEE boss asks FG to review power privatisation contracts
World Bank, AfDB provide $550m for rural electrification projects'Ohiare
Woman bleeds to death after forceful removal of baby by birth attendant
Gov Ishaku dissolves commissioners, other appointees
Eid-el- fitr: Gov Ishaku harps on tolerance
Stop pressuring me, Gov Emmanuel warns A'Ibom politicians
EEDC commences MAP metering programme
Buhari has disappointed Niger Delta leaders -Nkanga
Face your woes, don't drag us into your crisis, PDP warns APC
Jungle justice: Teenager in soup, lynched for 'stealing' goat in Ebonyi community
Bauchi Chief Imam calls for reduction in Hajj fare
Teenager lynched for 'stealing' goat in Ebonyi community
*BUSINESSDAY*
WACT to maintain strong presence in East Nigerian market with acquisition of $10m harbour cranes
UAC eyes PE financing for distressed MR Biggs- Sources
NNPC still dithering 3 years after entering pre-listing mode
How low investment in seeds hampers Nigeria's food security
7.8m banks customers borrowed N45.6trln in 3 years
Africa must get people out of subsistence agriculture to double food production'US expert
Let's face it. Petroleum subsidy is not going away anytime soon
Toyota provides nearly 24,000 licenses royalty-free
EVs targets 56% selected LCV markets by 2040
World Bank revises Nigeria's growth down to 2.1% in 2019
*SPORTS*
I'm not under Pressure 'Oshoala - The Sun
-As Yobo backs Eagles to win AFCON title - Nigerian Pilot
6 Players Unearthed by Eintracht Frankfurt's Talent Spotter Who Can Replicate Luka Jovic's Success - FTBpro
8th FIFA Women's World Cup finals: Super Falcons land in France - The Sun
AAG: Nigeria women volleyball team earns automatic ticket - Nigerian Pilot
AFCON: Nigerians can expect a fighting team ' Rohr - Vanguard
AFN Chief Blasts NOC Over 'Illegal Meeting - Daily Independent
AFN Chief Blasts NOC over Illegal Meeting - Thisday
Ahmed Musa secures new endorsement deal - The Sun
Akwas Nya targets win against IfeanyiUbah - Punch
*GOOD MORNING*
*Comrade Rotimi Akinrolabu*
*-CRA.*
Read the full article
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How Bitcoin is Changing the way we make Payments
When we get a product or service from a business we make payment to them. There are different methods to make payments these days. Bitcoin is one of the electronic techniques to make such a settlement. Nevertheless, these are the modes of Crypto Micropayments through which companies perform everyday transactions.
Cash – The payment for the product or service is made using the most prominent method i.e. paper currency.
Bitcoin – It is a new type of loan which is a ground-breaking repayment network.
Net Banking – One selects the bank one has an account with and also makes the repayment.
Credit Card – The credit cards number is entered apart from the card type and expiration date.
Debit Card – The details of the debit card are entered and the money is transferred or credited to the merchant's account.
Amazon Pay - The payment is made using Amazon.
Paypal – It is an online payments system across the globe that supports online money transfers.
Wallets - The payment is made via popular e-wallets like Paytm, Airtel Money, MobiKwik and free charge.
Here are some of the benefits of Cross-Border Retail Payments:
Zero cost volatility: The rate instability of Bitcoin and also Bitcoin Cash money. One can obtain Euro, Yen, Dollars, Dinar or Rupiah of what one charge minus 1%.
Bitcoin Mining: It is the process where the computer confirms that the transaction takes place through the network. It has the capability of turning into a big business.
Easy cross-border Payment: If I am exporting garments to China, I can accept the payment in the type of this money. My client does not need to go with any type of trouble and I would certainly obtain it in a prompt manner. This consequently would allow me to supply my item faster and acquire his trust fund. I would certainly have the ability to provide exceptional solutions and maintain the business connection undamaged.
A firm can send and receive blockchain payments to numerous countries. It takes almost a few minutes to make the transfer.
Low Risk of Fraud: This kind of currency makes it feasible that purchasers do not release any delicate monetary information to the vendor. This consequently decreases the risk of fraudulence. In addition, it can not be obstructed by cyberpunks as it is a digital money. Completion outcome is that avoiding targeted information breaches such as UPS Shop violation.
Cost Effective: It is a cost-efficient method in the cross-border retail payment market. These new arrangements include web links in between companies as well as nationwide repayment facilities that include both payers as well as receivers to hold accounts.
A Safer Ecosystem - Before a bitcoin wallet transaction is sent to a blockchain it is validated through an authentic digital signature. This entire process makes the app a safe place for exchanging as well as storing cryptocurrencies.
Quick payment: One of the most significant benefits of paying or obtaining repayments via Bitcoins is that it is among the quickest modes of making safe monetary transactions. Bitcoin settlements occur within a time span of 48 company hours.
Therefore, Bitcoin for Cross-Border Payments is one of the safest, easiest and fastest ways.
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Mobile Money Market 2022 Business Strategies, Revenue and Growth Rate upto 2024
MarketsandMarkets expects the global Mobile Money Industry size to grow from USD 3.4 billion in 2019 to USD 12.0 billion by 2024, at a Compound Annual Growth Rate (CAGR) of 28.7% during the forecast period. Mobile payments is an easy way to carry out transactions and people across the globe are adopting mobile money to reduce their dependence on cash while traveling. A rise in the number of payment transactions, banking values, and mobile penetration rate across the world are factors driving the mobile money market.
Download PDF Brochure @ https://www.marketsandmarkets.com/pdfdownloadNew.asp?id=577
The growth of the mobile money market in the MEA is further driven by increased investments in payment technologies made by governments of countries, such as Qatar, South Africa, and the UAE. This region has a presence of creditable Mobile Network Operators (MNOs), banks, and payment processing agents, which encourage the use of mobile money services. For instance, in February 2019, MTN and Ericsson signed a 5-year contract extension for the distribution of new products and the provision of mobile money services in 13 countries across the MEA region. Ericsson aims to deploy the Ericsson Wallet Platform in new markets to serve MTN’s customers.
Key and emerging market players include Vodafone (UK), Google (US), Orange (France), FIS (US), Paypal (US), Mastercard (US), Fiserve (US), Airtel (India), Gemalto (Netherlands), Alipay (China), MTN (South Africa), PAYTM (India), Samsung (South Korea), VISA (US), Tencent (China), Global Payments (US), Square (US), Amazon (US), Apple (US), Western Union Holdings (US), Comviva (India), and T- Mobile (US).
Vodafone (UK) caters to a wide customer base in the regions of the Americas, Europe, Middle East and Africa (EMEA), and Asia Pacific (APAC). Vodafone’s M-Pesa mobile money transfer and payment service is one of the leading mobile money products in the world. The company has 37 million M-Pesa customers, and during 2019 the M-Pesa revenue grew by 21% to EUR 750 million, representing 12% of the emerging consumer service revenue in the year. M-Pesa is Africa’s largest payment platform that provides enterprise payments, financial services, and merchant payment services for mobile commerce. It further offers people a safe, secure, and affordable way to send and receive money, top-up airtime, make bill payments, receive salaries, get a loan, and much more.
Google (US) is one of the major players that focuses on the emerging concept of mobile money. Google Pay, formerly known as Google Wallet, is a digital wallet platform and online payment system, which enables users to make payments and transfer money straight from their phones. In January 2018, the company brought together different payment platforms run by Google, including Android Pay and Google Wallet, merging it into a single platform, Google Pay. Google Pay protects an individual’s money with a world class security system that helps the user detect fraud and prevents hacking. It further helps safeguard the individual’s account with screen locking technologies, such as a fingerprint. Currently, in India, Google Pay works with all banks that support BHIM Unified Payments Interface (UPI), India’s real-time payments ecosystem. Google Pay helps small business owners or managers at a corporation to accept payments and connect with customers. Customers on more than 80 BHIM UPI apps can use Quick Response (QR) codes or their phone numbers, to send money from their bank account to other bank accounts without the need of a Point of Sales (POS) system. Since the launch of Google Pay in India (formerly known as Tez), transactions on UPI have increased 43 times, reaching 734 million transactions in May 2019. The company has a presence in North America, Europe, APAC, and Middle East and Africa (MEA). Google caters to a large customer base spread across the globe, through a global network of service providers, distributors, and cloud resellers.
Browse Complete Report @ https://www.marketsandmarkets.com/Market-Reports/mobile-remittance-money-mcommerce-market-577.html
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Three Main Features of XPay Life Making it the game-changer of bill payment sector.
Recurring Bill Payment
All the basic multi-utilities like Electricity, water, gas( piped gas and LPG), telecom( Broadband, Mobile, landline)and the DTH along with Digital TV Recharge Online fall under the categories of recurring bill payment and basic utility for survival. The other recurring payments include insurance and EMI payments that happen within a specified time limit.
Hence the XPay Life provides the payment platform for all recurring payments through the most secure, blockchain technology-enabled platform of mobile apps compatible with both android and iOS devices. XPay Life offers a gamut of multi-utility payment services through the app, website, ATP kiosk, PoS , machine and Mobile Vans enabling Airtel Broadband Bill Payment Online and offline.
The uniqueness of the XPay Life is the feature of cash acceptance through the cash acceptors in the ATP kiosk that is also present in the mobile vans hence digitally empowering the rural sector with the provision of cash as a bill payment mode and still making the transaction digital.
• Smart Dynamic Routing
There is the feature of smart dynamic routing that provides an online payment gateway that is secure and while making online landline bill payment. Customer experience during the payment process is highly valuable and to make the customer breeze through the payment process seamlessly adds the credit of value and trust to the XPay Life. We are following the smart dynamic routing during the payment process and hence aids in making the payment customer experience smooth and reliable.
The transaction failure is a bitter experience for the customer, it might happen to various of the reasons, one of which is the wrong input from the customer side or the server issues from the banks. hence XPayy Life offers the feature of smart dynamic routing that can solve all these transaction issues and offers seamless payment experience during the
• Personalized Payment Page
XPay Life web and app development team is the strongest and has successfully developed a user-friendly website and application that provides easy navigation for the users to easily skim through the payment process with clarity and personalized payment page that enables payment through the debit/credit cards, internet banking, mobile banking, wallets, UPI payments. Hence known as the Best electricity bill payment site.
Also, the credit/debit card details that are used during the payment process aren’t stored thus providing the Blockchain secure payment gateway and less exposure of the customer to the online cyber fraud that happens with the identity theft and the unauthorized transaction through the customer account.
Source: https://www.apsense.com/article/three-main-features-of-xpay-life-making-it-the-gamechanger-of-bill-payment-sector.html
#gas bill#airtel postpaid bill payment#water bill#electricity bill payment online#Online Bill Payment#bill payment#postpaid bill payment
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Dish TV Recharge Online through XPay.Life
Online Payments have been on an ever-rise since the past few years getting imbibed in the everyday life of the Indian citizens. Every multi-utility bill payment no longer needs planning and traveling to the bill centers now. Entertainment is an important sector in today’s generation and recharging DTH bills online is an easy procedure with XPay.Life. Even the Postpaid Bill Payments regarding mobile, broadband and so on have shifted online which is truly a time-efficient way o pay bills.
There are times when you forget to get the DTH recharge done. XPay.Life is connected to different DTH operators such as TATASky, DishTV, Airtel, BIGTv, Sun Direct recharge online and so on. So you can always recharge the DTH through XPay.Life app that is compatible with both iOS and Android devices. Hence immediately recharge and enjoy seamless connection to the daily dramas, reality shows and daily dose of the news.
Broadband bill online recharge can also be rendered by using the website of XPay.Life that is benefited with the feature of bill payment without registration or login. This feature saves a lot of hassles related to “forgot password” as you are handling way too many websites and applications in this technologically advanced era. By recharging online, you can enjoy the uninterrupted internet service by paying the bills on time. So, view those unseen events of BigBoss on voot online and give time for the your favorite shows on Netflix too.
XPay.Life software is built on the most secured technology called as blockchain technology which is resistant to any change or any fraud. Also, XPay.Life is in collaboration with NPCI and BBPS which are government entities that manage the UPI payment structure, mobile banking services, and IMPS transactions. By using this app or web, Online water bill payment can be completed without worry about security.
Gas Payment is one another sector that used to take a lot of time in the payment procedure and delivery with respect to missed bookings and no reception from the gas agencies. it is not the way now. With every utility bill payment going online. The online gas bill payment can be done through a technologically advanced payment infrastructure called the bill payment Kiosks. The kiosk can accept cash, cheques, DDs, credit and debit cards and complete the bill payment procedure. This kiosk are strategically placed at bill payment centers and other places where the footfall in more. Use any of the bill payment mode provided by XPay.Life and make your life simpler and better.
Source:https://www.apsense.com/article/dish-tv-recharge-online-through-xpaylife.html
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