#sip lumpsuminvestment mutualfundinvestment

[quantummf]

3 Ways to Navigate A Volatile Market

1.     Invest using SIP over Lumpsum: One of the ways to free oneself from the worry to time the market in a volatile market is to invest using an SIP (Systematic Investment Plan) over a lumpsum. An SIP allows investors to average out their cost of investment allowing them to buy more mutual fund units when markets are falling and less when markets are rising. Investors who want better control over the entry and exit points in a market to take advantage of the opportunities can consider using a lumpsum.

2.     Asset Allocation over Concentration: Asset allocation is the process of dividing one’s investment across the three asset classes of equity, debt and gold. Whereas concentration is investing all one’s investment in one asset class. The concentration of investments in one asset class could lead to higher downside risks than a portfolio, that is well diversified with a prudent asset allocation strategy

3.     Invest in Mutual Funds over Direct Stocks: The key difference in a mutual fund is that it is professionally managed and generally scheme portfolio is diversified and chances of minimum concentration risk.

Mutual fund investments are subject to market risks, read all scheme related documents carefully.

#sip lumpsuminvestment mutualfundinvestment