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wishfin · 3 years
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Rajahmundry is a city in the state of Andhra Pradesh and the gold rate in this city doesn’t remain the same. It fluctuates every day so you have to be aware of the latest gold rate in this city. Women of our country prefer gold in the form of jewelry and ornaments but most men look at gold as an investment. Whatever may be your reason to buy the gold but at least you know about the Gold Rate Today in Rajahmundry. Therefore, the latest gold price of 24K Gold is ₹4797 per gram and the current price for the 22K Gold is ₹4566 per gram. The karat describes the purity of the gold and 24 Karat is the purest form of gold.
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wishfin · 3 years
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Mumbai is known as the city of dreams and many people from different places come to Mumbai to fulfill their dreams. On the other hand, Mumbai is also known as the finance capital of India, and the majority of people make an investment that lives in Mumbai whether in Gold or other investment. So, if you are willing to invest in Gold then you must be aware of the Gold Rate Today in Mumbai. The Gold rate of 24 Karat Gold today in Mumbai is ₹4838 per gram and for 22 Karat Gold, today in Mumbai is ₹4738 per gram. You can explore all other details in the table given below.
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wishfin · 3 years
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Online banking is at boom these days and everyone is using it whether it is Mobile Banking or Net Banking. These methods of banking have made it convenient for individuals to transfer funds from their bank accounts in a few clicks or touch. You can make the Immediate Payment Service transactions instantly using the MMID. But do you know the MMID Full-Form used during IMPS? The full form of MMID is Mobile Money Identifier and it is a seven digits code usually generated by the bank. Individuals can use the MMID to transfer funds using their mobile numbers instead of disclosing the Account Number and the IFS code.
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wishfin · 3 years
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The payment system of India is improving day by day because earlier we used to visit a bank’s branch to transfer money from one account to another but now we can do the same from our mobile phones or laptop. This can only be possible through NEFT, IMPS, and RTGS payment systems. We are going to discuss the IMPS system how it is used to transfer money. But do you know the IMPS full form? If not, then IMPS stands for Immediate Payment Service in which you can transfer money from one account to another in a few seconds. As soon as the payment is debited from your account, it is credited to the beneficiary’s account. So, let’s know more about the features of IMPS payments.
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wishfin · 3 years
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If you are using a credit card then it is obvious that you will have to pay the annual and renewal fee of the credit card. The bank automatically adds the renewal fee in the billing cycle of the last month. On the other hand, some credit cards have waiving off criteria in which if you reach a certain threshold limit of the transaction then your renewal or annual fee will be waived off. But, there is a third option for you in which you will not have to pay a single penny for the annual or renewal fee. You must go through the best lifetime free credit cards in India because these cards don’t have an annual fee or a renewal fee. They are offered free of cost and they have a lot of offers and benefits. Let’s take a look at the features and benefits of lifetime free credit cards.
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wishfin · 3 years
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The Budget 2021 has brought certain provisions that have mandated that non-filers of income tax for the past two fiscal years would have to face a higher tax deduction at source if the tax deduction was ₹50000 or more in each previous years.  The Income Tax Department has also introduced a new unit to help the TDS deductors and TDS Collectors identify the people on whom the high tax rate will be charged. Therefore the income tax charged from the third year could be more and this rule will come into effect from the 1st of July 2021. This rule was issued in a circular by the Central Board of Direct Taxes on the implementation of Section 206AB and Section 206CCA concerning a high tax deduction for non-filers.
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wishfin · 3 years
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It is really important for every individual to do research before applying for any credit card. The research helps him to explore many cards and decide on a card among them. If we talk about the Axis Bank Credit Cards then there is a variety of cards and they confuse the individuals to make a one-sided choice. Therefore, in this article we have discussed the difference between the Flipkart Axis Bank Credit Card vs Freecharge Axis Bank Credit Card that will clear some of your confusion. You must go through the comparison of both the cards that are based on their features, benefits, and fees. Once you find an appropriate card, you can apply for that card.
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wishfin · 3 years
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If you compare the savings from cash expenses and the savings from the credit card expenses then the credit card savings will be on the upper hand. This is the reason why most individuals use a credit card. But when they see a list of many credit cards then they get confused among them. Therefore, we have discussed some of the major differences between Flipkart Axis Bank Credit Card vs Axis Bank Neo Credit Card. Both of these cards are issued by the Axis Bank but people find it difficult to make a one-sided choice. Therefore, we have pointed some major differences in their features and benefits so that you can choose one card as per your requirement.
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wishfin · 3 years
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There are many people in India who have the habit of buying electronic products only then there is some offer on it. So, Reliance Digital and My Jio Store have come up with an offer where you can enjoy a cashback of 10% by making the payment from your SBI Credit Cards. This SBI Credit Card offers on Reliance Digital and My Jio Store is valid only up to the 20th of June 2021. On the other hand, you can enjoy a cashback of ₹2000 on all the products bought from the Reliance Digital Store. This offer is valid on both EMI and Non-EMI transactions. So, let’s know more about this offer where you can save some extra money.
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wishfin · 3 years
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There are a lot of credit cards in India for different income groups of individuals. People with a stable income can afford credit cards and enjoy various offers on them. If we talk about offers then there are discount offers, cashback offers, reward point offers, Miles offers, and many other offers available on a credit card. But are you aware of the differences between these offers? If no, then here you can see the major differences between the Cashback Credit Cards vs Miles offer that is available on a card. See how the cashback is different from the miles that you earn on a credit card. The only common thing between these offers is they occur only when you make a certain transaction. So, let’s compare cashback and miles.
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wishfin · 3 years
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Many people in India prefer paying their house rent or any other rent through cash. But, with the advancement in digital payment methods, people have started making payments online through various apps. If you have a credit card and you want to pay your rent directly through it then it is not possible to do so without having a rent-paying app. So, here you can explore the best apps to pay rent with credit card in India. These applications will help you to clear your rent using your credit card. As you can’t pay your rent directly from a credit card, so these apps will act as a medium to use your credit card for clearing your rent.
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wishfin · 3 years
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Insurance protects individuals from facing financial crises during any emergency. People take a health insurance plan or a life insurance plan just to keep their future secure. But you will always have to pay a monthly or yearly premium to continue the coverage of the policy. So, some credit cards have offers on premium payments. You must explore the best credit cards for insurance premium payment. These credit cards will earn you thousands of reward points when you make payment from them for your insurance premiums. Therefore, have a look at the offers these cards have on insurance premiums and the joining fee of these cards.
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wishfin · 3 years
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ICICI Net Banking helps the individual to do various activities whether they want to transfer funds or check their bank balance. But you can also make various payments using ICICI Net Banking and save some extra bucks through it. Therefore, there is the latest offer on BigBasket in which you can earn cashback by making payments through ICICI Net Banking. You must go through the BigBasket ICICI Net Banking Offer that allows you to earn a cashback of ₹150 on a minimum purchase of ₹2000. This offer will only be valid if you make the payment using ICICI Net banking and the last date of this offer is the 30th of September 2021. Let’s explore more about this offer.
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wishfin · 3 years
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The Axis Bank has a lot of credit cards with different features. It offers you many types of credit cards starting from credit cards for low income to credit cards for high income. But here we are going to discuss the best Axis Bank Credit Card for low income and they have a low joining fee. On the other hand, these credit cards have a lot of features and offer that can help you to save some extra buck. The fees of these cards are low and you can easily afford them. So, people having a low income can explore the features and benefits of these cards below in this article.
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wishfin · 3 years
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If we talk about the last decade then people used to make various payments through cash or cheques whether it is the payment of the EMIs on loans or credit card bill payments. But after the introduction of the ECS service, the payments of these bills become easy and convenient. People started preferring ECS service for clearing their various bills but some people don’t know the ECS Full Form. So, the full form of ECS is Electronic Clearance System that means you can transfer funds from one account to another without any hassle. This system is usually used to make bulk transfers like payment of dividends, salaries, interests, pensions, and many others. Let’s explore the types of ECS used in banking.
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wishfin · 3 years
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There are a lot of people in India who have their accounts with the HDFC Bank. It gives various services and offers multiple banking products due to which many people are inclined towards its services. But many people have heard about the HDFC Bank whether they are HDFC bank customers or non-HDFC users and they are unaware of the HDFC Full Form. So, the full form of HDFC is Housing Development Finance Corporation and it offers various banking services. People can open a savings account and current account in the same bank and enjoy various services. Earlier, the HDFC Bank used to provide financial help to the low and middle-class individuals of India. Let’s move on to the history of the HDFC bank and its origin.
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wishfin · 3 years
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A cheque is usually drawn by the drawer to the payee and the drawee pays the amount written on the cheque to the payee. The cheque can be a bearer cheque or an account payee cheque but you must have seen that there are many numbers written in the bottom line of a cheque. The bottom line includes the Cheque Number, MICR, a Part of Account Number, and the transaction ID. So, the first six digits present on the cheque are known as the cheque number. In a cheque book, this number increases in a numeric manner, and the drawer uses this number to make a record of the amount written on a cheque and the payee on whom it is drawn.
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