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2 BHK Flat in Jaipur: best option for invest or save?

Invest or save? Decide the best option (Part I)

When a person decides to build financial independence, he often starts before a dilemma: to save or to invest. Have you ever heard someone say that wealthy people did not become millionaire spending? Popular belief has created the myth that to create a fortune, you should save as much as you can, thinking that savings and investment are the same.

Both strategies are valid, and both have advantages and disadvantages. By saving, for example, you keep your money safe and on hand, but you also put a limit on the profit margin. Investment, on the other hand gives you more juicy yields, but it may take a long time before your fruits can be harvested.

Saving is good, but idle: First, we must accept that saving is not an option, but a necessity. Good savings will allow you to face emergencies, plan and take a good vacation, or buy expensive things, like a car; and while there is nothing wrong with earmarking your savings for those purposes, you should also ask yourself if those expenses deserve the time it took you to collect the money.

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As long as you follow your process of saving and the goal is distant, the saved capital will remain paralyzed, idle. On the other hand, we must take into account the volatility of the currency. If you save money in Mexican pesos or some other currency that can go through periods of volatility and weakness against the dollar, your savings may lose their real value from day to day.

For example, if your goal is to buy a car with a cost of half a million pesos, if the currency in question loses its value, the cost of the vehicle can be triggered, forcing you to spend more time on your savings to afford it. And all this without taking into account a real economic crisis and a strong monetary devaluation. "Depending on the mechanisms or investment instruments you choose, you will have more profits and returns ... but there may also be more risks."

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Ideally, you should save at least 10 percent of your total monthly income, although this percentage may increase or decrease depending on your expenses and income. The goal recommended as a "financial cushion" - that is, a savings you should only touch in an emergency - should be the equivalent of comfortable living for at least three months, including necessary and recreational expenses.

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Apartment in Lethbridge: Neuromarketing apply to the real estate sector?

CAN NEUROMARKETING AND PNL APPLY TO THE REAL ESTATE SECTOR?

William Ury is a guru in negotiation and sales techniques and offers recommendations on the strength of the positive "No" that also contributes to Neuromarketing and is highly recommended to use. The most effective way is to attract clients and not to pursue them in the real estate sector we have to resort to the six basic steps of Robert B. Cialdini to launch this attraction that usually begins with giving ... To receive you must know how to give before.

Real estate agents must use images because they are more powerful than the texts, the processing level of the photographs is 60 thousand times greater in the human brain. Neuromarketing's campaign to sell its properties must be visually based with striking images of the main areas of the property.

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Keep in mind the fears of customers. Surely your client has told you that he worries that they will not grant the mortgage or perhaps that the house is too isolated. Go ahead and find solutions that can make you feel safe and confident.

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Make him picture pleasant situations. Does the house have security? Remind him that his family should feel safe and he reassured that his children will be protected. Conquer him by smell. The nose is important in the buying decision! And studies show that the value of a product increases with pleasant smells, uses different aromas in each room: smell of coffee and freshly baked bread for the kitchen, smell of clean clothes fresh from the washing machine for the rooms, smell of Citrus fruits in the bathrooms.

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The secret of any success in life comes 80% for our emotional part and 20% for the physiological part. That is to say that our emotional state is the part that most influences our decisions and from which the actions derive and the whole final result.

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2 BHK Apartments in Christchurch: Construction will have good rebound in 2017

Capeco: Construction will have good rebound in 2017 and will grow more than 5%

The construction sector, which at the end of this year would register a fall of 1% would recover next year and could reach a growth of more than 5%, as a result of the application of the rules that this Government is giving to unlock the investments, according to Projected the president of Capeco, Francisco Osores.

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"A good rebound is expected for next year," he said optimistically.

By 2015, construction activity had contracted 5.7% compared to 2014, and in the accumulated from January to September of the current year decreased 0.37%.

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Although Capeco had estimated months ago that the activity would recover at least 1%, its president now points out that the projection is that the 2016 closes with a drop between 0.5% to 1%.

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"In effect, we were seeing if it was possible to unlock the main projects and, although this work is being done, it has not been totally done. This has definitely generated the sector ending up in these numbers (lower growth), "explained Osores.

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2 BHK Flats in Ambattur Chennai: public records new simplifier package

PUBLIC RECORDS NEW SIMPLIFIER PACKAGE

Under the so-called 'simplification package', which aims to reduce 'tramitology' in public entities and attract investment, the National Superintendency of Public Registries (Sunarp) has simplified the following processes:

IDENTIFICATION OF THE USER: It is no longer necessary to present the copy of the National Identity Document (DNI) to carry out registration and registration procedures, since, like all public entities, Sunarp is interconnected and shares the same database with the National Registry of Identification and Civil Status-Reniec.

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TRANSACTIONS REAL ESTATE AGENTS: Transactions on land located in any place of the national territory can be made before any notary. The presence of the participants (buyer and seller) will be sufficient before the notary of their choice and their identification through the biometric fingerprint comparison system provided by the National Registry of Identification and Civil Status-Reniec.

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ELIMINATION OF WORKS IN THE GRANT OF POWERS: With the amendment of article 14 of the General Companies Law, as from the appointment of the manager or administrator of a company, it will have all the powers of representation indicated in the Civil Procedure Code, the General Administrative Procedure Law and, Banking, disposition and taxation powers. The limitations must be expressly established in the company's registry item.

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The administrative simplification package is a priority that reaffirms the commitment to facilitate the operability of administrative procedures in the public sector.

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2 BHK Flats in Jagatpura Jaipur: are self-construction houses a risk for their inhabitants?

ARE SELF-CONSTRUCTION HOUSES A RISK FOR THEIR INHABITANTS?

80% of the homes were built by their owners, without professional assistance, a situation that makes them vulnerable to recent weather incidents, said the exdecana of the College of Architects, Shirley Chilet.

"80% of the homes built throughout Peru are the product of self-construction, that is, they do not have technical supervision in their entire process. The owner builds with the assistance of a master builder, but there is no civil engineer or architect, "he told RPP Noticias.

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In that line, he said that "the attention of the authorities" is "striking." "These disasters are not from now on and the authorities should not have allowed them to occupy themselves in risky lands. However, this is how a vicious circle passes the disaster and allows it to continue occupying land in which no housing should be located, "he said.

Thus, despite this situation, around 30,000 informal homes are built according to CAPECO data, before which the specialist said that this situation occurs because local governments "regularize or amnesties."

"The population is accustomed to invade land because the local authority will later formalize them. Here is a fault of the local authorities (mayors). The Organic Law of Municipal and Regional Government are the instruments of urban planning that each authority must carry out. How many of these municipalities have their planning instruments? Unfortunately, there are few who have it, "he said.

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And the saddest thing, he said, is that very few municipalities implement their urban planning plans. "Who supervises the implementation, changes the authority and comes the new authority and ignores these studies. This is what has happened in many years, "he warned.

What to do?

The specialist recommended that after the current emergency situation is over, to review the institutional operating plans of regional and local governments and identify what budgets were derived for disaster prevention, as there is a budget allocated for reconstruction.

In that context, he considered that it is necessary to look towards resistant cities and with information to the population to avoid that they build in zones where they finish the Huaicos. Another latent problem, he warned, is the collapse of drains. "These drains are many years old, so you need changes in the drainage trunks. The growth of the city is dynamic is not static so it requires changes in the facilities of the city, "he said.

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"We have to think of minimizing the pollution generated by transport and spaces in the city, since there are no roads. It lacks a law of territorial order, which is basic, "he concluded.

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