#outlook constantly asking for password

[shopsalary]

FIX: Outlook Keeps Asking for Password on Windows 10/11.

FIX: Outlook Keeps Asking for Password on Windows 10/11.

Outlook Keeps Asking for Password on Windows 10/11. Continue reading the instructions below to resolve the issue if Outlook constantly requests a password upon launch. While Outlook is a fantastic tool for managing your mail, contacts, and calendar, occasionally it can offer a number of issues all of a sudden, such as repeatedly requesting your password to connect to your mail account. Details…

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[irnjehernandez]

Mystery School Code MUSIC

Mystery School Code official: https://rebrand.ly/mysteryschoolcode--official

Mystery School Code MUSIC

Investigations into the Supernatural Carried Out Regarding Financial Aid at Colleges The goal of Rina Bogart's book, which she termed "The Mystery Code," is to guide the reader toward becoming a more respectable person, and the book is created to accomplish this goal. The duration of the one minute and twenty second audio track that is selected as the default in the software is the standard. The music's continually shifting frequency has the potential to assist certain listeners in overcoming their acrophobia (fear of heights).

It is taken into account how successful a person has been professionally and financially in order to make a decision. The folks who worked on the product had great expectations that it would fulfill all of your needs and fulfill all of your wishes. They believed that it would be successful in doing so.

If you follow the strategy to the letter and everything goes according to plan, then everything should proceed according to plan. With the help of the audio recordings, it is possible that you will be able to get your life back on track.

If you use The Mystery School Code, you may see improvements in your health, financial situation, and overall happiness in as little as a minute and a half. If you need it, you may locate it at this location. The successful completion of a predetermined objective is achievement. The answer to the question "where can I find out more about them?" is the correct way to decipher the password for the secret organization. In addition to everything else, we will talk about the advantages and disadvantages of the current circumstance.

Have your attempts to comprehend the Top Secret Message that was provided by the Mystery School proven fruitless?

Rina Bogart is credited as being the one who first came up with the concept of the Mystery School Code. Her claim is that she discovered the recording in Egypt, where she was traveling.

Following Rina Bogart's disclosure to her husband of the information that she had unearthed in the course of decoding the Mystery School Code, the Bogarts' life were turned totally and utterly on their heads. Their health, their financial status, and the general quality of their life all improved, which led to an improvement in their outlook.

If you are looking for a way to calm down and find satisfaction in life, the Mystery School Code is the secret that will unlock all of the possibilities for you and lead you in the right direction. The advice offered in this short audio clip covers a wide range of subjects, such as personal budgeting, maintaining good relationships, and taking care of one's health.

If you ask Rina Bogart, historical characters such as Alexander the Great, Jesus Christ, and Mohammed were the ones who uncovered and employed the Mystery School Code for the very first time. This is according to Rina. The manifestation program that Rina offers is something you should think about enrolling in if you are finally ready to put in the effort that is required to make your goals come true. As a direct result of this, goals that are unrealistic or "pie in the sky" become less meaningful.

So, enlighten me, what precisely is the problem with this shadowy organization that is located here in this place?

As a consequence of this, individuals are more prone to have a skeptical attitude toward goods that make the promise that they would make their lives easier. It is not difficult to comprehend how a person may develop these sentiments after going through a number of years during which they were constantly let down and felt hopeless.

The author of "The Mystery School Code," Rina Bogart, estimates that the total number of people involved is somewhere in the millions. Utilizing The Mystery School Code, which provides a one-of-a-kind combination of brainwave frequencies and noises, is one way for you to potentially enhance your cognitive abilities. Because of this, you will be able to concentrate more efficiently.

Mystery School Code official: https://rebrand.ly/mysteryschoolcode--official

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[absoluteitau]

8 Ways Businesses Can Reduce Their Risk Of Successful Phishing Attacks

Most businesses are aware of the persistent problem with phishing attacks—dishonest people's attempts to secure critical information by posing as a reliable source. Phishing assaults substantially contribute to enterprise security breaches, while estimates of their severity vary. Any company that handles digital data must be aware of the constantly changing phishing tools and techniques.

Below, 8 ways of Business IT Services discuss practical measures companies can implement to lower the likelihood that a phishing assault would be successful.

1. Put The Basics First

It is essential to have the fundamentals down pat and to combine the appropriate tech and cyber hygiene activities into a single plan. People fall for phishing scams because they believe they will not be affected or are too busy. Phishing assaults will always succeed if there is a lack of awareness—not paying attention to the content and searching for hints that are early warning indicators.

2. Make sure development teams adhere to security protocols

Protect development environments, staging areas, and debug modes by adding secure VPN access and multiple layers of password control. To make testing and deployment easier, development teams frequently ignore security protocols. By skipping these different stages, it will be simpler for outside parties to obtain the preliminary data required to build a phishing website.

3. Recognize BEC attacks.

The compromise of business email is a significant, effective attack vector. A BEC attack aims to get beyond standard controls and processes by having an employee receive a counterfeit message that looks to be from a top executive and asks for urgent help, usually to wire funds or transfer money. Attacks are not technical; instead, they focus on psychological manipulation and can be highly damaging.

4. Establish regular training and drills

It is challenging to focus on a single assault vector. Threat actors frequently employ phone calls, text attacks, CEO impersonations, and email phishing. Regular training, company-wide security drills, and test hacking efforts are essential (there should not be an attitude of "one and done" here). The more personnel experience attacks, the better equipped they will be.

5. Inform workers about links sent via various media

Cybercriminals are constantly improving their methods to phish employees, with polymorphic attacks now making up most of these attempts. Leaders should teach their staff to be cautious when clicking links from unknown senders through these platforms if a company gives employees access to personal emails, social media sites, and other collaboration tools (like Slack and Teams).

6. Watch Out For "Urgent" Requests

Teach staff to be wary of communications that convey a sudden, unexpected sense of urgency, such as "The CFO wants this data right away!" or "Manager's Name> requires access to this immediately for a crucial meeting." Instilling a sense of urgency makes it more difficult to wait to take action and helps avoid the moment when an attack can go unnoticed.

7. Beware of Client Emails Mentioning "Login Difficulty."

One phishing scam asks someone to "handle" a request because the victim cannot connect to the system to submit it through the usual channels. The message appears to be from a legitimate client's email. Bad actors now frequently use this method to get around device-based two-factor authentication.

8. Be Wary Of Emails Regarding Password Expiration

Email alerts for password expiration are becoming more frequent. People might not notice that the Microsoft or Outlook logo is off-center or that its hue is not precisely right if they are not paying attention. When they try to change the password after clicking the link, they can accidentally provide their current password to the phisher.

#Managed business IT support #Business IT services #Managed Business IT Sunshine Coast #Managed IT services Maroochydore

[toms23roy]

What are Solid ways to fix Outlook keeps asking for password?

Microsoft outlook is one of the most efficient, powerful, and secure email applications, which is majorly used by millions of users. If you’re using MS outlook, it is sure that you may experience minor or major technical errors related to MS outlook. Often errors and technical warning messages make user experience more annoying. One of the most intricate inconveniences that users experience is when outlook keeps asking for password. It creates complicated technical situation just by the irregular password prompt again and again, even you’ve types the correct login credentials. Therefore, let us attempt to resolve this technical problem using some permanent methods.

Why does MS outlook keep asking for a password again and again?

Before solving this error, you must know the exact causes of this technical problem.

·        MS outlook is completely configured to prompt for credentials

·        Wrong outlook password completely stored by credential manager

·        MS outlook profile is completely corrupted

·        Poor Network connection

·        Antivirus software causes outlook problems

Solid ways to resolve Outlook keeps asking for password issue-

Here, we are going to share some permanent methods to fix outlook keeps asking for password problem.

Method1-Clean the cached passwords

The users will obtain a password asked error again and again, if the cached credentials are wrong. So, it is very necessary to clean the passwords using the windows credentials manager to rectify this technical issue. You should follow the steps one by one-

Step1- You must open both control panel and Microsoft outlook similarly

Step2- In the second step, you need to go to user accounts> credential manager>manager, your credentials use the MS outlook credentials correctly

Step3- In the last, you should click on the name option to increase the credentials and click on “remove” button

 Paste image here from reference link designed by designers

Method2- Disable the Outlook password prompts login credentials

When outlook user identification settings are completely enabled in MS outlook, it asks constantly for the login credentials. To come out from this issue, you need to disable the settings by following below explained instructions-

Step1-Frist of all, you need to open MS outlook, and then navigate to file> Account settings

Step2- Secondly, you should choose the exchange account button and click on “change” option

Step3- Thirdly, you need to click on “more settings” in the fresh dialogue box menu

Step4- Finally, you need to uncheck constantly prompt for the login credentials button. Thus, you can solve outlook keeps asking for password error simply.

Paste image here designed by designers.

Method3-Eliminate the corruption from MS outlook profile

It is very clear that MS outlook may fail to remember password due to complete corruption in MS outlook profile. To rectify the corruption error, you must create a fresh profile. You should follow below instructions to create a fresh profile-

Step1- You should open control panel button and choose the “mail” button

Paste image here designed by designers

Step2- In the displaying window, you need to hit on “show profiles” button

Paste image here designed by designers

Step3-After that, you can opt MS outlook from the outlook profile and click on “Add option and after that, click on “OK” button

Paste image here designed by designers

Step4- Next step, you can select a profile name and click on “OK” button

Paste image here designed by designers

Step5- Then, you need to apply the instructions to complete the required information of your outlook account

Paste image here designed by designers

Step6-Now, you’ve created a fresh MS outlook profile successfully. After that, you need to click on “Finish and proceed” button appropriately.

Paste image here designed by designers

Step7- Finally, you can click on “Always use this profile” option and choose the fresh profile from the drop-down list displayed icon.

With the help of all these above instructions, you can resolve outlook keeps asking for password error. These instructions are useful for solving this error permanently. Still, if you have any technical doubt, you can take the specialized technical assistance from our certified technical experts anytime.

#outlook keeps asking for password

[comeondowntosouthparkrpg-blog]

Peter Addams

Oh god, not another goth. Peter has been accepted! Send in your blog ASAP!

Name/Alias: Alice

Pronouns: She/Her

Age: 18

Join Our Discord: Yes

Timezone: Central

Activity: 7

Triggers: Usual shit

Password: Yee Haw

Character that you’re applying for: Peter ‘Pete’ Addams

Favourite ships for your character: M/A

in character info

Full name: Peter Melchior Addams

Birthday: October 31st

Sexuality, gender, pronouns: Bisexual, Male, He/Him

Age and grade: 17, Senior

Faceclaim: David Mazouz

Appearance: (At least two paragraphs)

Personality: Pete’s personality fluctuates depends on who you ask. To strangers, he’s very foreboding. He has a flippant sense of self and a very nihilistic view of the world. He’s very assertive, not afraid to call someone out on their shit. He can be a bit confrontational, and a headstrong rebel. He’s generally very down in the dumps, as all the goth kids appear. Pete can be highly critical and judgmental of others, always making assumptions before he even gets to truly know them. He is extremely defensive. Pete is extremely short tempered, and gets easily annoyed. To those who happen to fall victim to this side, it’s hot and cold at the same time. He’ll yell as much as he can with his naturally soft spoken and raspy voice, but he’ll deliver a cold blow where it really hurts. His more cold side demonstrates a lack of empathy for other people, and will usually show no mercy for his enemies.

To his friends, however, they see a completely separate side of him. He’s sarcastic, and always ready with a quick quip and a sharp jab. He’s highly sensitive, and gets hurt extremely easily. He takes stuff to heart, although he tries to shield this beneath his cold exterior. He’s very poetical and philosophical, often reflecting on the nature of life itself. Protective by nature, he’s willing to fight and even kill for his friends. Nobody messes with them without hearing from Pete. Buried beneath all the Goth, he has an innate sense of optimism and wonder behind it all. He wants to believe life will get better, and tends to be the more ‘cheerful’ of the Goth kids. Being the least 'downer’. If that’s even possible. Pete is a leader, and is good at coming up with innovative ideas to solve problems. He’s incredibly resourceful, albeit a bit prideful. Although he’s not above putting aside his pride whenever a situation is dire enough. Pete is fairly good at persuasion, and although he may not be the most articulate he certainly can get a point across.

History:

Pete grew up in the poor part of town, in a rundown trailer. His parents were almost constantly working, leading him to have to do some less than legal things to survive. As Pete grew up, he’s still had a very very very slim sense of optimism that hasn’t gone away.

Even though it’s been buried beneath years of gothic culture. Pete from a young age has had to do many odd jobs to try and bring money to the household. Although it was never enough. He often went hungry, although he used this to fuel his poetry and become a literal 'starving artist’. Pete’s family doesn’t really care about him, leading him to become attached and find a surrogate family in the Goth Kids, whom he is still very close too.

He met Micheal in the first grade and Pete still considers him to be his closest friend and Henrietta became like a sister figure to him. Soon, Firkle became the little brother he never had. Pete didn’t have a happy childhood, but at least he had his friend to help him through it.

Sample paragraph: The music blared in the background as a raven haired male sat at a rickety kitchen table. The entire trailer was dark, only lit by candles. A few particularly big candles surrounded a thick black notebook with well worn pages, scrawled writing laid in it in cursive red and black script. The young man knew it was a bit dramatic, but he felt he wrote his best poetry under candlelight. The pen scratched at the page, as he allowed his haunted mind and tortured soul to flow onto the paper, letting his brain do the work.

His parents weren’t going to be home. They never were. Pete knew that they sometimes had so little time that they sometimes slept at work. He sighed and lit a cigarette, watching the smoke curl through the air, its tendrils creating bizarre patterns. The curling fumes and the flickering specks of light against the darkness of the trailer provided the inspiration the Goth needed to continue on with the next stanza. Candles symbolized hope, the smoke symbolized by products of hope. A pair of fingers pinching out the flames symbolized society. Pete gave a tiny smile as he wrote, this would be his best piece yet.

Headcanons:

-He’s very good at coming up with creative insults. He can tailor an insult to fit a persons personality, looks or outlook on life and use it right where it hurts.

-His voice is incredibly raspy from all the years of smoking.

-He had a brief crush on Stan in like, middle school, but that’s long gone.

-Pete’s 'non goth’ interest is Disney.

-He doesn’t want to go to college, instead he wants to become an author.

-He doesn’t like Edgar Allen Poe anymore, he’s still salty over the events of the reality tv show.

-He enjoys playing guitar

-Pete is incredibly good with makeup, he’s proud of it as well.

-He drinks so much fucking coffee, this poor baby has an addiction.

-He’s fond of dogs and flowers, as shown from the deleted scene.

Anything else: (Something you’d like to add about yourself or questions you have for the admins, list them here)

#accepted #submission

[engineerload207]

Robinhood App

Robinhood App Windows 10

Robinhood App Stock

Robinhood App Download

Robinhood App Windows 10

Excellent, but improvement idea First off, using the app now for years and loving it. Excellent idea also to add option trading and crypto. I very much enjoy the margin account under Gold (well done and conditions are fair) and I see how Robinhood is constantly improving it. What is Robinhood? Robinhood is a broker-dealer app that allows users to trade stocks, options, and ETFs with zero commission fees. You can also buy and sell cryptocurrencies on Robinhood App. Robinhood allows users to trade cryptos like Bitcoin, Ethereum and Litecoin. Robinhood has commission-free investing, and tools to help shape your financial future. Sign up and get your first stock free. Limitations and fees may apply.

We all have to start somewhere as a beginner stock trader, but we want to make sure you understand how to use the Robinhood App for beginners, and to start buying and selling stocks. The stock market can be confusing for a beginner and even more so when you are dealing with options trading, cryptocurrency trading, a mutual fund or trading fractional shares.

Robinhoodoffers free trades and no minimums and is easily the best brokerage for beginner investors and one of the main reasons we think its the best investing app for first time investors. Robinhood allows you to trade real time at market price.

Is Robinhood a bank? Like other cash management products, Robinhood Cash Management is not a bank account, despite its features being similar to those of a checking or savings account. While having similar features of a savings account, the Robinhood Checking & Savings is not insured by the Federal Deposit Insurance Corp. (FDIC) Instead, the service is backed by the Securities Investor Protection Corporation (SIPC). Robinhood InstantAccess is available when you confirm your transactions for bank transfers through the mobile app.

While most trading platforms make money on every trade you make, Robinhood makes money from its premium subscription service. Robinhood Gold subscription costs $5 per month and includes more than margin trading capabilities. Additional research tools are also provided in the fee.

Robinhood App Windows 10

Robinhood Review

Robinhood‘s story begins practically a decade ago at Stanford, where Baiju and Vlad fulfilled as roommates and classmates. After graduation they loaded their bags for New York and developed a financing business, selling trading software to hedge funds. 93 spo2. With their newfound experience they understood that huge Wall Street companies pay absolutely nothing to trade stocks, while most Americans were charged commission for every trade. They soon decided it was more crucial to build products that would offer everyone with access to the monetary markets, not simply the wealthy. Two years after heading to New York City, they moved back to California and developed Robinhood– a business that leverages technology to motivate everybody to participate in investing in stocks.

And it’s a model that’s working for people. A little over four years after launch, the company has a $5.6 billion valuation four times more than its 2017 valuation of $1.3 billion.

The app very first released in December 2014 and rapidly became a favorite among more youthful people looking to invest. It enables users the flexibility to finish a transaction without paying a processing charge, and ended up being the very first financing app to win an Apple Style Award thanks to its simple-but-stylish design.

In other words: It makes stock trading cheap, user-friendly, and mobile, which is apparently precisely what young investors were looking for. It began as invite-only, and by the time it opened to the general public in March 2015, the waiting list rose above 700,000 according to Fortune. By November of that year, TechCrunch reported that it had facilitated over $1 billion in transactions.

Robinhood App Setup?

The process from downloading, installing and setting up your account shouldn’t take more than four or five minutes. It will take you a few days before you will be able to trade as there are verification processes before you can fund your account and start trading on the Robinhood App.

Download and Installing

Robinhood has created an app for just about every mobile deviceplatform. The majority of users have Android or Apple iPhones and the app can found in Google Play or the Apple App Store. Click the button below to create your account, download the app and get a FREE stock from Robinhood

Creating Account

After you sign up with email, it asks you to create a password (at least 10 characters), and then you have to share some personal information: your legal name, email address, phone number, date of birth, residential address (U.S. law apparently requires that brokerages collect this information), citizenship, and social security number.

It also asks you how much investment experience you have. I selected None. Then a few more questions about your employer and ties to companies or brokerages, review, and submit.

After you are finished creating your Robinhood Account, the next step will be to start the process of funding the account.

Funding RobinhoodAccounts

To start trading with Robinhood, you must first link your bank account. Robinhood uses Plaid to link your bank which means your transactions are secure, transfer of your information is encrypted end-to-end and they also keep your information private, meaning that your credentials will never be made accessible to Robinhood.

Linking Your Bank

In the United States you will find that just about every major bank is listed and can be added by clicking the name of the bank. If your bank isn’t listed, don’t’ worry, there is an option for you as well by clicking “Don’t see your bank? Search instead” at the bottom of the screen. I found my bank by doing a quick search but if yours is not there, click on “Link Manually”, choose Checking or Savings, enter your routing number and account numbers and click the checkmarks to complete.

Funding your Robinhood account can take a few days because a couple of deposits will be made to your bank in 2-5 business days and you will have to verify the deposit amounts in order to start adding funds to your account. After completing the deposit verifications, you will have instant access to deposits and begin stock trading.

Transferring Funds

Once verified you will be able to click the person icon in the options at the bottom of your app and choose “Transfers”. You can fund your Robinhood account by clicking “Transfer to Robinhood” for a one time transfer. You will be taken to a screen that allows you to enter the amount you would like to transfer from your bank to your Robinhood account and click the checkmark.

You can also schedule regular automatic deposits into your brokerage account. Options for automatic deposits include weekly, twice a month, monthly and quarterly.

Robinhood Instant Transfer Limits

Instant Deposit Limit – Your instant access limit is determined based on whether you are a Robinhood Gold member and on your current account value. For example, I subscribe to Robinhood Gold (more details on Robinhood Gold Subscription below) and my current instant deposit limit is $5,000 Total Pending Deposits – The amount of money still on its way from your bank. It takes 3-5 days to transfer money from your bank after you initiate your deposits. Make sure to maintain this balance in your bank account until the transfer is complete.

Instant Deposits – The amount of money available for you to invest instantly while your money is still on its way from the bank. You can always click on the account settings and view your “Buying Power”. Buying Power is the amount of funds you can currently invest into stocks and cryptocurrencies at the current moment.

Beginners Guide to Trading Stocks

There are ton of different investment options on Robinhoodmobile app and we will do our best to keep it from being overwhelming and answer all the important questions that a new investor might have. Tip: Options trading and margins can get you in a lot of trouble if you don’t know what you are doing. Until you become more educated on options trading, it is suggested to not activate that options.

Investment Types

Investors commonly invest in stocks but there are other options for investing. Robinhood also offers the ability to invest in cryptocurrencies and ETFs. Onenote for outlook. Crypto is considered riskier but the most popular coins are available at the time of writing this article and include Bitcoin, Ethereum and Litecoin. If you just aren’t sure about choosing a company’s stock to purchase but you like a certain industry, then consider ETFs. Recently I made an investment into an Electric Vehicle ETF because I do think there is a great future for these stocks but it can be less risky than choosing an individual stock. Robinhood also offers options and margin trading but seeing as this is an article for beginners, more knowledge and experience is needed before considering these types of investments.

Finding and Researching Stocks

Many people choose to invest in companies and industries they’re passionate about and believe will be successful in the long-term. The reason is that when you invest in a company, you own a piece of that company. The value of your investment will depend on how that company is doing. If the company is doing well, your piece of that company becomes worth more.

Step 1 : Find a Company Think about different products and brands you can’t live without:

What products did you use today?

What stores do you visit regularly?

Talk to friends and family:

What industries do they work in?

What do they invest in and why?

Think about causes that are important to you:

Are there companies or industries that support these causes?

Stay up to date on the news:

What companies and industries are doing well?

Step 2: Do Your Research If there’s a specific company you want to invest in, you may want to learn more about:

Robinhood App Stock

Their annual profits and losses

Consumer demand for their product or service

Their executive team

You can do some of this research on Robinhood by scrolling down on a company’s page. If what you learn gives you confidence in a company’s long-term performance, you may consider investing in it.

If there’s a specific industry that you feel has significant growth potential or room for innovation, you may consider investing in a fund. Funds (ETFs) are a great way to invest in an industry or group of companies at once. https://engineerload207.tumblr.com/post/654169397384134656/evernote-tools.

Buying Stocks

Buying stocks on Robinhood is much simpler than you might expect. There is only one thing you should probably know before you start trading stocks. As a beginner you are going to focus on two different types of buys called “Market Order” and “Limit Order”. A market order will set a buy the stock at the current asking price (price a seller is willing to sell at). A limit order will allow you to set a price at which you want to buy the stock. I prefer to use limit orders because I can determine a price I want to pay, but there are occasions when my order doesn’t fill because the stock price doesn’t hit my target.

Steps to buying stocks using the Robinhood App on IOS and Android Devices

Navigate to the stock’s Detail page.

Tap Trade.

Tap Buy.

Tap Order Types in the upper right order.

Select your preferred order type.

Confirm your order.

Swipe up to submit your order.

Selling Stocks

Everyone wants to buy at the bottom and sell at the top but that rarely ever happens. I can’t give you financial advice but I can tell you my strategy for determining when to sell my stocks. I set prices in my mind of where I am willing to sell my investments. My goal is to be able to pull my original investment out and hold the remaining shares for a long term.

An example would be that I buy 100 shares at $10 per share with a total of $1,000 investment. If my goal is to sell at $20.00 then I would sell 50 shares at $20.00 to recoup my investment and keep the remaining 50 shares long term.

Steps to selling stocks using the Robinhood App on IOS and Android Devices

Navigate to the stock’s Detail page.

Tap Trade.

Tap Sell.

Tap Order Types in the upper right order.

Select your preferred order type.

Confirm your order.

Swipe up to submit your order

Dividends

A dividend is the distribution of some of a company’s earnings to a class of its shareholders, as determined by the company’s board of directors. Common shareholders of dividend-paying companies are typically eligible as long as they own the stock before the ex-dividend date. Dividends may be paid out as cash or in the form of additional stock.

Dividend-Paying Companies

Larger, more established companies with more predictable profits are often the best dividend payers. These companies tend to issue regular dividends because they seek to maximize shareholder wealth in ways aside from normal growth. Companies in the following industry sectors are observed to be maintaining a regular record of dividend payments:

Basic materials

Oil and gas

Banks and financial

Healthcare and pharmaceuticals

Utilities

Collecting and Investing Dividends

Robinhood App Download

Robinhood processes your dividends automatically. Cash dividends will be credited as cash to your account by default. If you have Dividend Reinvestment enabled, you can choose to automatically reinvest the cash from dividend payments back into individual stocks or ETFs.

You can view your received and scheduled dividends in your mobile app:

Tap the Account icon in the bottom right corner.

Tap Statements & History.

Tap Show More.

Tap Dividends on the top of the screen.

Robinhood App Windows 10

Get Started Trading on Robinhood App

Now that you have some great knowledge on trading stocks on Robinhood, you shouldn’t feel like a beginner any longer. We would love to hear about the your experience on Robinhood and what your favorite stocks are.

One Last Tip: Continue to research and educate yourself on stock trading and investments!

High-yield savings: In December 2019, Robinhood started offering a cash management account that currently pays 0.30%. The account comes with a debit card and free ATM withdrawals from more than 75,000 ATMs, and offers up to $1.25 million of FDIC insurance thanks to Robinhood’s agreements with several banks. (nerdwallet.com)

Access is rolling out on a state-by-state basis. Currently, about 50% of the U.S. population can use Robinhood Crypto. (investorjunkie.com)

Gold starts $5 per month for up to $1,000 margin. Anything over $1,000 is charged 5% interest. (investorjunkie.com)

They key is to realize that the patterns are higher probabilitytrading setups – they might work 70% of the time. But they will never work 100% of the time. (fitnancials.com)

Robinhood is a free, US-based stock trading app that allows 100% commission-free stock, options, cryptocurrency and ETF trades. This guide will teach you everything you need to know about Robinhood so you can trade effectively. (tradingstrategyguides.com)

[billehrman]

Patience and Foresight

Patience and Foresight

We have not altered our view that we will have many new and more effective therapeutics distributed shortly to reduce hospital stays and the death rate. There most likely will be at least one vaccine approved by the FDA for emergency use by year-end rolling out into broader use two months later with many more efficacious, simpler delivery vaccines available by mid-year.

The financial markets are laser-focused on current news, including increased cases worldwide as the weather cools, causing some partial shutdowns; Congress's failure to pass the additional stimulus; and the election. While we all understand and accept that stock markets are supposed to be discounted valuations of future earnings/events, it is not efficient during periods of uncertainty and at inflection points. Stop listening to the pundits daily on cable news who are constantly looking in the rear-view mirror rather than the windshield.  You need to be patient. Don't overreact to the latest news. Let events unfold with an eye to the future and consider all the variables/probabilities. Investing is based on foresight, not todays new.

Today's economic problems have been caused by the pandemic rather than any financial stress/issues. Monetary bodies and governments have provided tons of liquidity and stimulus to bridge to the other side. Today, we have trillions of excess liquidity sloshing around the global financial system far in excess of economic needs, which has forced investors further out on the risk curve supporting stock and bond prices. This won't change over the next eighteen plus months even as the global economy recovers as we get our arms around the coronavirus, which is happening now even though the increased outbreaks mask it as the weather cools and more time is spent indoors. The financial system is strong, providing the foundation to fund future growth. Spreads have continued to narrow, which indicates little systemic risk in the system, which is always a concern during turbulent times. Not now!

While cognizant of near-term events, a successful investor must focus on the next twelve to eighteen months at a minimum and invest accordingly. Going against the grain is difficult, but you must take advantage of opportunities created short term from those unwilling to look down the road. Investing is based on foresight and lots of patience to let events unfold.

Do you expect the outbreaks to subside by next spring? Do you expect better therapeutics to reduce hospital stays/death rates? Do you see more and more rapid response tests permitting accelerated and safe opening? Do you expect vaccines to be readily available before next summer? Do you expect additional stimulus in the trillions in 2021 and 2022? Do you expect the Fed to remain all in maintaining a near zero-rate policy while buying all bonds insight? Do you see global economies improving by next spring for all the same reasons? Do you see China's economy continuing to accelerate into 2021?

These are the questions to be asking ourselves. Once we get our arms around the pandemic, which we fully expect will happen by next spring, we project a strong re-acceleration in economic growth both here and abroad, which will extend well into 2022.  We do see slower growth in the fourth quarter 2020 and first quarter 2021, down from the torrid pace of 33.1% in the third quarter, but no negative quarters as we fully expect our government, regardless of who wins the election, passing additional stimulus before extended unemployment benefits run out at year-end. In addition, the Fed will do even more if necessary, to provide that bridge to the other side.

The economy has lots of momentum today. Durable goods orders rose for the fifth consecutive month, up 1.9% In September; consumer confidence was 100.9 in October, very strong; home prices accelerated to a 5.7% gain year over year while sales rose 2% month to month; unemployment claims totaled only 751,000 last week, the lowest level since March; personal income increased 0.9% in September while PCE rose a healthy 1.4% leaving the savings rate at a still ridiculous 14.3% and the Chicago business indicator still is over  61.

There is real strength in over 90% of our economy (autos, housing, retail, manufacturing, technology, and transportation) continuing even if additional stimulus is put off a while. However, that is not our base case as regardless of who wins next week, we expect an additional stimulus plan before year-end followed by several trillion more next year focused on increasing jobs. And don't forget that the Fed will have your backs permitting the economy even to run hot, which we consider a real possibility before the end of next year, especially if global growth picks up like here for the same reasons. Then, China is embarking on a new 5-year plan, probably 5-6%/per year, emphasizing the consumer, technology, and a stronger banking system.  

News on therapeutics and vaccines continued to be favorable last week, which supports our view that we will get our arms around the virus sometime next spring. In the interim, we heard that Regeneron's antibody cocktail reduced medical visits by around 57 percent by lowering viral levels and improved symptoms in non-hospitalized patients. This cocktail helps the immune system fight the virus/infections. We also had positive news from Gilead, AstraZeneca, J&J, and Lilly. Finally, rapid response tests are rolling out across the country, which supports opening America safely, offsetting some of the surges, causing movements in the opposite direction.  

It is hard to believe that the election is next week. Regardless of who wins, we expect several trillion in stimulus programs over the next two years, hopefully beginning with one to extend unemployment benefits beyond December 31st along with monies for small/medium size businesses and states. Next year we should see many programs to stimulate growth, investment, and jobs. Biden would outspend Trump, but either way, it will be a big plus for the economy on top of all the excess liquidity in the system along with underlying momentum in many sectors.

We fully expect operating margins and profits to hit new highs next year as corporations continue to tighten costs; leverage technology, not people; and generate vast amounts of cash/free cash flow that will be used to raise dividends, re-initiate buybacks, and make bolt-on acquisitions. While Biden may raise taxes on the wealthy, giving all of it to the lower/middle classes, we do NOT expect him to raise corporate taxes until the economy is well above pre-pandemic levels, which won't occur until sometime in 2022. Shifting individual tax burdens will boost economic growth in 2021 due to differences in the propensity to spend.

We remain very optimistic that the economic outlook for 2021 and 2022 will be much stronger than generally believed today. We are confident that we will win the battle against the coronavirus; the government will pass many trillions in stimulus plans, and the Fed will have our backs. Strong growth plus rising margins will result in S & P earnings $170+/share in 2021, well above consensus expectations today. The market remains undervalued, selling at less than 20 times next year's earnings with 10- and 30-year treasuries offering 0.85% and 1.64% yields, respectively, with bank capital/liquidity ratios at all-time highs.

Investment Conclusions

We are not surprised about the increased volatility and downward pressures in the markets right before the election. The increase in coronavirus cases has hurt too. But a successful investor needs to look down the road at least 12 to 18 months and invest accordingly, like now.

Our base case for 2021 is that we will get our arms around the virus; there will be many trillions in additional stimulus programs; the Fed will remain overly accommodative; the economy will exceed all expectations; global trade will improve; corporate operating margins, profits and cash flow will be at record levels, well above consensus; and the market is 20+% undervalued today.

Next year, the big story will be record operating margins, earnings, cash flow, and returns on capital. The main beneficiaries will be the well-run industrials, commodity (not oil), and transportation companies with tremendous operating leverage as economic growth accelerates. You had to listen to earnings calls to see the huge upside potential out there in these companies that are not seen by the street. While we still like technology, the sector is not nearly as undervalued or under-owned as these more economically sensitive investments.

Investing during uncertain times is not easy as you often are going against the grain. You need to have core beliefs, monitor them, do in-depth research, and invest accordingly. Patience is a necessity, along with the foresight to have a vision of where we are going evaluating risk/returns along the way.

Our investment webinar will be held on November 2nd at 8:30 am EST. You can join the webinar by entering https:/zoom.us/j/9179217852 into your browser or by calling [phone] and entering the password 9179217852.

Remember to review all the facts; pause, reflect, and consider mindset shifts; look at your asset mix with risk controls; do independent research and …

Invest Accordingly!

Bill Ehrman

Paix et Prospérité LLC

917-951-4139

[stephanlujan4-blog]

How To Develop An Active List Using Social Media

By merely opening an email to read it, you tell the spammer you study the e-mail. There is e-mail monitoring software program that can inform an emailer if an email was opened or not. By opening the email, you have told the spammer your e-mail deal with is active, this is an e-mail account you actually verify, and you are somewhat interested in this subject. This will get you additional to their spam lists. If you want to get Mitsubishi Raider Insurance coverage, you can get guidance from a trustworthy financial advisor. After all, there are so many vehicle insurance companies and companies that your mind can just get boggled. That is why you should look at various guidelines and determine what would fit you the very best. Hiring a Buying and selling Assistant can free up the time you require to allow you focus on the much more essential elements of your eBay business. Constantly monitor My eBay for your listings performance and other activities on the website. Keep monitor of your eBay correspondence by using My Messages. This secret will be a great help. Look at your rivals - Operate a report on your competitor's website in Open GSA verified list Site Explorer (a instrument that will display you all inbound links to their site). Consider a appear at the links they have. Are there any integrated that you could get as nicely? If so, If you cherished this short article and you would like to get much more facts with regards to GSA Search Engine Ranker verified list kindly pay a visit to our own webpage. go get 'em! But what is a pop server's accessibility like? To accessibility a pop server, you need an email consumer. The client is software program that assists you "talk" to the server from your computer. Some common clients for pop e-mail access are Eudora, Outlook, or Pegasus. In addition, there are other programs that are web primarily based GSA verified list that can get you accessibility to a pop server. No make a difference how you choose to get to it, a pop e-mail server is a secure way. Sick of your old house and want to trade for some thing new? Well, house-hunting can really be exhausted. Though there are real estate brokers, a buddy to find a home for you or a signal publish telling that this home is for sale, these stuffs are quite not enough for the prospective buyers. The benefit to this is that you have a cleaner GSA verified list and you can prove essentially that anyone who selected to be a part of really does have control over that e-mail account. But the problem with this is that it's a very confusing procedure for someone to consider. Prior to they filled in a form and clicked the gift, now they fill in the form, check their e-mail, click a link and finally, gather the gift and there are numerous places exactly where you could lose them. They may not believe to check their email. They might verify their email and the confirmation message does not appear correct absent. Have you at any time caught a flu virus which quickly spread to your entire family members and friends? One large sneeze in a space complete of people instantly passes the virus on to other people. Viral marketing indicates you take one action (e.g. create 1 great post) and it spreads all through the net. A product which goes viral no lengthier requires any marketing expense simply because it requires on a lifestyle of its own. The first step is to see visitors era in two unique phases: a new site start and normal every day duties that you repeat more than and more than. The start is fairly easy as most of the techniques are 'one-time' methods that you do and perhaps even neglect! But, it's the every day grind that is exactly where you truly need to get it right. Craigslist isn't taking this frivolously, they've tried several gimmicks such as telephone verification submitting in some categories that demands a callback telephone quantity with a password that's either despatched using voice or an SMS message. And they'll only allow 1 account for each phone number, spammers have reacted to this utilizing premade phone verified accounts would promote in between 3 and 7 bucks every. Spammers have also tried using number portability solutions such as "Digits Grand Central". Most of these are now becoming blocked by Craigslist. 82. Also, inquire clients to signal up for your publication advisably following the payment is processed. Following the payment is via, and purchasers are looking at the "Thank you for your purchase" display- it is the ideal moment to get them to signal up. "Yahoo answers" is however an additional way to discover answers for link building questions. If you have a link developing question, you can ask your query looking for an answer. At the exact same time you can solution some of the questions there to address your link developing question. The basic premise on which most memory techniques depend is based on forming preposterous, crazy, illogical, absurd, not possible pictures of the factor you want to keep in mind and something you already know. What happens is eBay's tracking software appears for particular things in order to catch a suspended consumer opening another account and as soon as It does It raises a crimson flag. Then a eBay worker will appear into the red alert and If you didn't consider all the safeguards they will effortlessly capture the link to your suspended accounts and suspend you again. If you adhere to the steps outlined here you'll remain under eBay's radar and your account will more than likely by no means even be reviewed by an actual eBay employee.

[marylin562312-blog]

Email List Building - Five Sure Fire Ways To Develop Your Company

The above list is just a couple of of the possible methods to build links. Get creative! Be active in the internet neighborhood and your local neighborhood, build relationships with others working in your area and the links will begin to build up normally. But thanks be to the power of the internet, nowadays, real estate buying is simpler than at any time. Just a click on on your computer and presto, every thing you have to know, everything you are looking for a home is in front of you. The only issue with the web house-hunting is the certainty of the place, frauds are all over the place. The internet has brought on us to reside in an age where any and all of the information you could ever want for is at your fingertips at all occasions. This is one of the grandest features that the world broad internet has contributed to the daily lifestyle of the person. This is also helpful when you function in a field that is constantly being updated and bombarded with new info. This tale illustrates the difficulty you may have when you think about altering a specific conduct or belief GSA verified list you may have. On 1 hand it's easy. On the other hand it's difficult to change these habits of your considering. What restricting habits of mind/belief do you suffer from? Are you prepared to confront them for your own best interest and self-development? One YouTube user has gone so much as to say that anytime he discovered something he didn't like about the plan, he left suggestions that had been promptly answered. This is but 1 of the things to look for in an online moneymaking system. In this method, you simultaneously marketplace the article and the video clip. Post a link back again to your site/blog or item. Every membership you obtain from these back again GSA SER verified Site list will assist build your email marketing list. 71. Comprehend that some of your competitors GSA verified list might have small comprehending of retailing, purchasing into the outdated notion that losing money for first couple of years will deliver in a lifetime of loyalty. Don't forget to really turn a profit. 12. Syndicate a push launch. Consider the time to make it Good (compelling, newsworthy). E-mail it to some handpicked journalists and bloggers. Personalize the e-mail concept. For good measure, submit it to PRWeb, PRLeap, etc. Look at your competitors - Operate a report on your competitor's site in Open up Site Explorer (a instrument that will display you all inbound GSA SER verified Site list to their website). Take a appear at the links they have. Are there any integrated that you could get as nicely? If so, go get 'em! So right here are the top questions that we think you should inquire your web designer or verify on their web site. Please don't be place off! There are 1000's of honest, great businesses out there who want absolutely nothing much more than to make their clients happy. Nevertheless, as I lookup on Google, some companies aren't maybe quite what they seem. But what is a pop server's access like? To accessibility a pop server, you need an email consumer. The client is software program that helps you "talk" to the server from your pc. Some common customers for pop e-mail accessibility are Eudora, Outlook, or Pegasus. In addition, there are other applications that are web primarily based that can get you access to a pop server. No make a difference how you choose to get to it, a pop e-mail server is a secure way. What If I Want Multiple Usernames & Passwords? This requires a small GSA SER verified Site list much more function on your part. The very best way to shop your numerous usernames & passwords is with Microsoft Excel Spreadsheet. 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A few things to note: when submitting your company information to directories, make certain the company name, address and phone quantity precisely match the information in the footer of your web site GSA verified list . Search engines see this matching info and use it as a way of figuring out believe in for your site in nearby queries. Send an opt-in e-mail to everyone in your address book asking them to sign up for your newsletter. Make certain your don't just include everybody in your contacts list in your newsletter list, inquire their permission initial.

[purplesurveys]

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Have you ever read the Hunger Games series? No I never got into both the book and film series. I wish I did read the books though...oh well, it’s never too late to start on them. When was the last time you ran into something? There’s so many things I could run into though haha. I guess the frog that I met while I was taking some trash out a couple of days ago? Do you enjoy dressing up? Sure. I love parties. Do you live in the city or a rural area? In the middle. I literally live right before the city and right before the more province-y part of town. Would you say you have a sense of style? Yeah, my friends have pointed it out occasionally. It’s never intentional and I never wanted to project a certain image, but whatever.

What's your biggest fear? These surveys have made me realize that aside from cockroaches, I am also very terrified of fire. :-( Have you ever been bitten by a wild animal? Not bitten, although I got pecked by this huge bird in a mini-safari because it caught me taking a picture of it when I was 12. Are you close to any of your cousins? I’m close with one. We’re quite older, and everyone else is much younger so I can’t really build the close and personal relationship that I would want to have with them. Have you ever been lost in the woods? Nope I wouldn’t want to do anything that will put me in that situation. Where did you last travel? I was in Vigan last September. Do you enjoy driving? I love the independence aspect of it–my mom can’t ever say no to my plans now because I’ll always have the capability to drive anyway. But that’s the only advantage, really. Driving is exciting for the first few months but then you realize Manila traffic takes out at least four hours of your day everyday just weaving in and out of traffic. It’s ultimately tiring. What song did you last listen to? Tell Me How by Paramore. If you have a job, how often do you work? No job. What time do you normally go to sleep at night? I can’t give you an exact time but it’s usually between 9 PM and 1 AM. Do you watch a lot of movies? I used to but I’ve temporarily lost my muse for it. Hopefully the upcoming awards season will rouse my interest again. Do you like Tom Petty? Never listened to his music. Would you rather have snow or rain? I mean just because I’ve never seen it, snow. Do you own a lot of sweaters? Nope. I only have one and it isn’t even mine, technically. It’s too hot to wear sweaters any time of the year, so why spend several hundred bucks on something I doubt I’ll be able to wear more than twice a year? Have you ever tried rock-climbing? Oh man I always wanted to but was always lazy when there’s an opportunity hahaha. Ever ridden in a police car? No. Favorite decade of music? I don’t have one. I have favorite genres and they encompass various decades instead. Have any of your best friends been your best friend longer than a year? Yes. For longer than a decade, really. The only best friend I had who wasn’t able to hang on was Sofie, but even that had been longer than a year. Ever witnessed a murder? No. I’ve seen my loved ones getting murdered in my dreams, but never one in real life. Do you care what people think of you? My friends, yes. Anyone else, I don’t see why it should concern me. Does your room have a ceiling fan? No, I find it too old-fashioned for my room. Would you consider yourself poised? I have my moods, and that’s all thanks to my Classic Hollywood phase hahaha. I learned all of my etiquette from Audrey Hepburn. Have you ever tried blogging? Yes. I made a bajillion Blogger accounts but only made one entry with each of them. I had a lot because I would forget my username and password as soon as I made my first post and proceeded to abandon them. Favorite television channel? I don’t watch TV. Have you ever lied under oath? No. I’ve never even been under oath. What are your religious views? I don’t have any other than I never agreed with anything that’s ever come out of Catholicism, and that’s coming from 17 years of experience. Are you a romantic person? I’m super sweet in private. Otherwise, in a public setting, I’m hesitant to be showy. Just because I know it would annoy me if I saw a couple who’s a little into their PDA. Would you consider yourself a flirt? No. I never had the opportunity to find out for myself. At what age do you plan to be married? 27-29 should be fine. Do you eat a lot of junk food? Hah.  When did you last go on vacation? September. Are you resilient? I can be. It will ultimately depend on the situation at hand. Have you ever failed a subject before? No. I’ve failed tests, but never a class. If so, what was the class? Do you wear more bright or dull colors? Dull. Wearing bright colors would be very out of character for me. Do you know anyone who has attempted suicide? Yes. What's your favorite quote? I give different answers to this question all the time. Right now it’s, “Next time you point a finger, I might have to bend it back or break it off / Next time you point a finger, I’ll point you to the mirror.” from Paramore’s Playing God. Would you consider yourself mature? Yeah, at least more mature than the wild party animals that are the business students in my school. How many clocks are in your house? Several. I can’t be bothered to visualize and start counting right now. Do you play any sports? Yes. I play table tennis. What is your biggest life regret? This isn’t my doing and it’s not really a regret, but I’ve always wanted to see the person I would have turned out to be if I wasn’t raised in the detrimental environment I was raised in. Like, who would I be if my mom didn’t put me down mentally and emotionally every single day? What kind of outlook would I have if I had parents who had jobs that allowed them to be constantly at home and thus would be able to actually build a connection with us? How happier would I have been if I didn’t have to spend every time wondering if my relatives would nearly attack each other to death, intoxicated? It’s really saddening and I apologize to myself every day for not being given something better, even though I don’t even know who to blame it on. Have you ever been injured in a car accident? No, I’ve been in veeeery minor ones. If you could be anywhere in the world right now, where would you be? I’d love to be in a museum right at this moment. Have you ever had highlights in your hair? Never did like highlights. Favorite fast food restaurant? Jollibee. In what country were you born? Born and raised in the Philippines. Are your eyes more than one color? Nope. Have you ever caught something on fire? NOOOOPE. I’m scared of fire so when I do have to deal with it, I’m careful as all hell. What would you consider your biggest flaw? I’m way too sensitive. If someone takes even the slightest, most innocent dig at me, rest assured that it will stay with me and could change the way I look at myself. What do you think your best quality is? I’m fiercely protective of and loyal to my loved ones. I’d put them first before me any day. Some have noticed that I kind of sacrifice too much in order to benefit the other, but I’ve never seen that as a bad thing. My specialty, really, has always been being there for people. Do you enjoy listening to others' problems? I don’t enjoy the fact that they have a problem. I do enjoy that they trust me enough to tell me all about what they are going through and went to me for either support or advice. Do you keep any plants in your house? Yup, we have several in the living room. What is your mother's occupation? I have no clue. Last time I bothered to ask, she was some kind of secretary in one of the departments of the hotel she works in. Do any of your friends like your musical style? I don’t have a distinct musical style, that belongs to my other friends who give more attention to the aesthetic they put out haha. But none of them enjoy my punk rock taste, definitely.  What are you most looking forward to? Our field trip for our art studies class next Saturday. What was your favorite television show as a child? My first-ever favorite was The Wild Thornberries and Hi-5 with the original cast. Then I moved on to Spongebob, Fairly OddParents, Drake and Josh, and The Suite Life as I got older. Are you afraid of insects? Completely. Are you cold-natured? I’m not sure what this wants to refer to. How old were you when you got your first pet? I may have been 5 when I got my first goldfish. Did you/do you enjoy high school? For the most part, yes. I went through a lot, but the reward from it is that I learned so much about myself in return. I gained a lot of friends, finally knew which types of people I want to build connections with, and I also grew a lot closer with my batch that I will never stop referring to as my sisters. I never viewed my academics as very important since I figured early on that it isn’t going to matter in the real world and in the long run, so I didn’t stress myself out on them as much as everyone else did. My only enemy was the Catholic vision of the school. What would you say was your favorite age? 16 was my happiest age. What annoys you most about social networking? I hate that homophobic, transphobic, and racist people are allowed to have accounts. Are you the center of attention most of the time? Definitely not. What are you currently reading? I’m not reading anything but after this I hope to start on my readings for history class that I’ve been putting off for ages hahaha. When did you last go to the library? I have no clue. April? Are you ill at the moment? Far from it. Do people tease you about anything? Nope. How late did you stay up last night and why? Around 10 PM. No reason. I wanted to sleep earlier but couldn’t, so I watched videos and read articles to make myself feel sleepy. Have you ever written poetry? Only when I had to for English.  Curtains or shades? I have shades, but prefer curtains. How many people have you spoken to in the last hour? Two. Do you tend to text a lot? Yes, but the only person I text is Gab hahaha since everyone else is reachable on Messenger. Still, I text a lot. Ever lost a great best friend? Yes. Losing Sofie was kind of sad, but I got over it quickly. I also lost Gabie for a while. What is your favorite kind of flower? Answered this before. I love all flowers except anthuriums. I’m not sure about other countries, but in the Philippines that’s the go-to flowers for cemeteries and I’ve since grown to hate how it looks. How tall are you? 5′1″ or 5′2″. Haven’t checked in a while so it could be either one. Do you own any guns? No. I don’t have a reason to own one. What would you say is your favorite book of all-time? I’m afraid a book hasn’t had that much of an impact on me yet. Do you think you're living a good life? No. What's your least favorite part of the day? The afternoon when the weather is at its most humid :( Plus everyone just seems to be a little more dead at that time of the day. Are you an over-achiever? Hahahaha, no. No matter how well I perform there’s always someone else that makes me achievements almost laughable in comparison. Have you ever won an award for a speech? No. I’ve gained recognition, but not an actual award. Do you tend to curse a lot? Yes. Have you ever played on the Ouija board? No. Always been fascinated with it. Do you sleepwalk? I don’t. Have you ever slept on the floor before? Yes, I’ve had to several times. Are you a fan of public displays of affection? Fan is a creepy way to put it. I don’t mind PDA, people are allowed to hold hands and hold each other by the waist and such. It becomes meh when it goes too far like excessive cuddling, but thankfully I rarely witness that. I do remember one couple openly making out in Universal Studios in Singapore though. In a line for a ride. Filled with families. I wanted to make gagging noises so bad ugh. When did you last attend a yard sale? Years ago. Do you wish your life were simpler or more interesting? More interesting, of course. What goals do you wish to accomplish tomorrow? I want to get started on a homework for my major, and get more readings done. When is your birthday? April 21st. Which is worse: going blind or deaf? Bad question. What was the best part of today? Eh, it’s been pretty slow today. Nothing so far, really. Do you attempt to stay away from drama? Ugh for fucking sure, yes. I know some people who are still obsessed with high school level drama. It’s fun to watch it from afar.

What liquid did you last drink? Water. Do you ever prefer to be alone? Majority of the time. Have you ever had a deadly animal as a pet? No. My mom wouldn’t let that pass. Favorite Disney movie? Toy Story or Tangled. Have you ever been to the beach? Many times. If you have, how many times have you been? ^ What was your dream occupation at age ten? I wanted to be an author at the time, so not really far off from my present aspirations to work in mass communication. Are you terrified at the idea of weight-gain? No. I actually want to gain a little so that I can fit (nicely) into clothes that I do want to wear. I’m naturally thin and something that people tend to skim over about being skinny is that very few articles of clothing can complement your figure. Do you drink a lot of water? Yes. Love water. I’m responsible for finishing up the pitchers in the fridge all the time. Does your room have carpet or hard-wood floors? Hardwood. Do you take naps daily? Most of the time I can’t, since I spend the whole day in school. Who were you named after? I was told that I was named after the Swedish singer also named Robyn, but my parents’ versions change EVERY TIME I bring the question up. I have no idea why they can’t give me a straight answer. Do you plan on traveling this spring or summer? Yes if my dad happens to be home at that time of the year. Do you know anyone who is colorblind? I don’t think so. Have you ever been a teacher's pet? Ugh no. I stay away from that particular spotlight. What is your absolute favorite hobby? Exploring museums and other cultural sites :) I also love watching movies. How many times a day do you brush your teeth? Once. Twice at most. Ever been to a tanning bed before? No. I have no use for one and I don’t even know how to operate them, and I’ve seen the tanning bed part from Final Destination 3 enough times to know not to mess with them haha. Are you satisfied with your financial stability? I’m alright with my parents’ financial stability. Who is your favorite actor/actress? Kristen Stewart. I also like Kate Winslet but she’s in my shit list for now because she defended Woody Allen.

Are your nails painted? They aren’t. What's the meanest thing you've ever said to someone? When I was a kid, around 9, I used to tell my siblings all the time that I wish they were never born and that I were an only child instead, since I was always fighting with them for attention. I wasn’t raised a brat and I hate that I ever said that, and it’s really because of the environment I was raised in. I heard those words from my relatives and other people, and I just mimicked it because I thought it was an alright thing to say. Do you ever accidentally talk to inanimate objects? Yeah I say sorry ALL THE TIME to inanimate objects I bump into. What's your favorite flavor of ice cream? Cookies and cream and any flavor with an unusual concept. I tried spicy chocolate ice cream before, best thing ever. Have you ever kissed someone of the same gender? I would prefer to kiss somone of the same gender. Do you receive any hate mail? No. I got hate stuff on my Ask.fm once and since I don’t tolerate negativity on any of my social media, I went ahead and deleted my profile altogether. Have you ever sent a letter in the mail? Nope. If you could, would you have a pen pal? That seems sweet, but no. What color are the pants you're wearing? My shorts are blue. Have you ever had a stalker? I haven’t. What is your life philosophy? People don’t have to be blood to be family. Who last sent you a goodnight text message? My girlfriend. Do you own any clothes that are your favorite color? I have lots of black clothes; but as much as I love pastel pink, I have nothing of that color. Have you ever been in a hot tub before? Of course. What's your favorite comedy movie? White Chicks hahahahahahah.

#survey #surveys

[simplificationstationus-blog]

Non-Physical IT threats!

Introduction

In this blog post we will touch upon the subjects where non-physical IT threats may occur. In this post, the following subjects will be touched upon;

Antivirus, antivirus updates, passwords, the importance of updating your OS,  the importance of updating your Web-Browser and general online safety. 

Why having Antivirus can be important.

Staying away from viruses that can bypass your Firewall.

In this day and age you may think that what you have at face value is enough. You would be thinking wrong. Your Firewall and Windows Defender may not be enough for what viruses come out on a daily basis. You have to keep in mind that these viruses are man made, this means that somebody who has enough knowledge can make a virus and make it specifically to bypass your Firewall and Windows Defender, this can be perceived as Trojan Horse virus. Your antivirus is made to detect such viruses and other viruses too!

Having more than one antivirus can be good and can be bad.  

So why can having more than one antivirus be good?

Well some antivirus software is good at detecting certain viruses more than others. Having two that you know are good at their respective protections can be a good way to protect yourself from the online world. 

So why can having more than one antivirus be bad?

As mentioned before some antivirus software can be good at detecting some viruses better than others. But what if they’re both good at the same detection and/or detect each other as viruses? This is what’s called a false positive. A false positive is when antivirus software detects a file/program as a virus when it really isn’t one at all. This is what we would call a conflict between antivirus software and it could create more problems rather than solve them.

I have Windows Defender, why should I get antivirus software?

Well you don’t really NEED antivirus software but there’s nothing wrong with it. If you are online and staying on safe and secure websites you may not need antivirus software. But when the majority of the software is free, it becomes a no-brainer! And in the case of a major company like Facebook or Outlook being breached, you will be more safe than a user who doesn’t have antivirus software in the event of a possible infection.

You need to update your antivirus software.

If you are conscious about what’s out there in the online world you will know about the threat of viruses and what they can mean for your sensitive data and data loss as a whole. So why update your antivirus? Not updating your antivirus can lead to viruses getting in where they may not be able to with an updated version. With each new day there’s a new virus, these viruses can use exploits found in older versions of an antivirus and work their way in.

Passwords

Why is “Passwords” under “Non-physical IT threats”?

Well having a weak password is essentially like having no antivirus protection at all. Anybody can guess the passwords; 

Admin,admin,admin,admin123,123,123456,12345,12345678,password,PASSWORD,PassworD,blue,green,London,ect

Hackers have their own ways of finding out a users password and if the password is weak enough they can get into your account and do whatever they want with it as they please. Having the same password across accounts is also unsafe too. its the same as having a key that unlocks every door to any house. It’s not safe or even an intelligent option. If you aren’t creative with your passwords you may just be giving the key to your account without even knowing it. 

To see how long it would take a hacker to figure out your password try the following website:

https://howsecureismypassword.net/

In my personal opinion I think a strong password should include:

Capital letters ( ABCDEFGHIJK )

Special characters( !ӣ$%^&*() )

Numbers (1234567890)

A password that doesn’t contain anything to you ( 1H!SPa55WOrD15N!CE** )

According to howsecureismypassword.net the password above will take  336 SEXTILLION YEARS to be cracked. 

Update your operating system! 

This should go without saying but update your operating system. Your system runs off of your operating system.Yes I understand that seeing “Windows needs updating” constantly can get annoying, but these updates are needed. These updates are basically protecting you from hackers who are trying to exploit the operating system you are using. Yes, just like your antivirus software your operating system too can have exploits! Exploits are more commonly found in your operating system. And this is not down to a lack of care in the work that goes into an operating system. This is a fight between the creators of an operating system and the many hackers who try and get past them. 

Update your browser!

I hope you have caught on to the common theme here. Exploits, yes browsers have them too! Instead of boring you telling you why you should keep your browser updated I will link you to a YouTube video that shows a very old but interesting example of what can happen to a browser if its not updated.

https://www.youtube.com/watch?v=au1mnnQV8Ds&t=0s

If you see any dodgy links and for some reason you want to know if they’re safe you can try the following link:

https://www.virustotal.com/#/home/upload

Online safety

Unsecured networks

So what’s an unsecured network? Well an unsecured network is most commonly a regular WiFi connection you would get in public. The WIFI in McDonald’s would be an unsecured network and so would the WIFI for the bus be unsecured too. So what’s the significance of an unsecured network? Well let’s say you send somebody a picture of a cat to a friend, a person who’s using specialised software can see that cat picture you sent. The same goes for what passwords you enter in websites and the payment information you enter, 

Unsecured websites.

Yes, websites can be unsecured too! If a website doesn’t have HTTPS in it’s web address it’s most likely an unsecured website. This follows the same rule set as an unsecured network. You're essentially giving away your data to hackers.

So what is HTTPS?

HTTPS, also known as “ Hyper Text Transfer Protocol Secure”. HTTPS is the protocol that ensures encrypted communications between you and the website you are visiting. This means a hacker can get what you put in to the website but it will just look like a jumble of random letters and numbers making it unusable, 

Phishing 

Phishing is the act of pretending to be somebody else to get the data/information/resources of a recipient. Ever read an E-Mail and it’s from a Nigerian prince who wants to put LOADS of money into your bank account? That’s a phishing scam. Your bank is asking you to sign in at a random dodgy link? Phishing scam. 

Thank you for reading!

#phishing #email phishing #scam #virus #trojan horse #trojan #malware #spyware #adware #bloatware #os #osupdate #browser #updatebrowser #IT #it helps #IT help

[bloggernitishasharma]

Smart Locks Market Opportunities, Key-Players, Revenue, Emerging-Trends, Business-Strategy Till 2026

Global smart locks market is anticipated to reach USD 6.1 billion by 2026. Increasing adoption of smart homes in both developed and developing economies and growing need for more secured locking mechanism, has pushed the market for smart locks. There has been a significant growth in the adoption of smartphones and other handheld devices which act as an interface to control these locks. Smart locks allow its users to connect through smart phones, with the help of advance connectivity technology such as Near Field Communication (NFC), Bluetooth, ZigBee/Z-Wave. There is also a considerable increase in the compact IoT gadgets or connected gadgets adoption. All these factors are foreseen to drive the market over the forecast period.

Key Findings from the study suggest products accessible in the market are much competitive and manufacturers are progressively concentrating on advancements to pick up an aggressive edge. Companies are in a stage of development of new items in order to guarantee simple implementation and connection with the current mechanical door locks. The hospatility segment is anticipated to grow at a high growth rate over the forecast period with the expanding utilization of smart locks inferable from expanding security-related worries among clients amid their stay at the hotels. North America is presumed to dominate the global smart locks market over the forecast years and Asia Pacific region shows signs of high growth owing to the booming economies of India, and China.

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Deadbolts are estimated to have a large market share followed by padlocks and lever handles. The growth for these products is anticipated to continue owing to different advance features such as touch screens, usage of biometrics, and remote access of these locks using smartphones. Major companies are constantly investing in the R&D capabilities for smart locks, thus enabling them to integrate new features and technological advancements. This is helping them to increase the adoption of smart locks in the market.

The Smart Locks Market report offers:      

Global Smart Locks Market production, value, capacity, consumption, market status and forecast.

Detailed competitive landscape of leading Smart Locks Market manufacturers and their production value, capacity and market share

Describe, analyze and define the market competition, individual company SWOT analysis along with development plans in the next few years

Characterize, describe and forecast the market by type, application and key region.

Study the global and key regions market advantage and potential, challenge and opportunity, risks and restraints

Recognize important trends and factors driving or inhibiting the market development.

Inspect the opportunities in the market for stakeholders by recognizing the high growth segments

Strategically investigate each sub-market regarding individual growth trend and their contribution to the market

Break down competitive advancements such as agreements, new product launches, expansions, and acquisitions in the market

Detailed company profiles and analysis of key players with broad assessment of areas of operation, business structure, market position, financial health and performance, strengths, weaknesses, core competencies, and future outlook

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The adoption of smart locks is largely seen in the home and residential segment due to growing smart homes across the globe. Increasing awareness about technology and increased spending capacity of the individuals are another factors which are driving the market growth in this segment. Adoption is also largely seen in the hospitality vertical. Hotels and resorts have multiple rooms which requires limited and restricted access to the authorized persons and guests. Smart locks can be configured according to these requirements, thus allowing secured stay for the hotel customers. The access can be controlled remotely by the hotel staff and the locks with password can be reconfigured every time for the new guest, thus increasing safety and security. Enterprises and government organizations on the other hand are expected to have large market share after home and hospitality segment.

Table of Contents: 1. Overview and Scope 1.1. Research goal & scope 1.2. Research assumptions 1.3. Research Methodology 1.3.1. Primary data sources 1.3.2. Secondary data sources 1.4. Key take-aways 1.5. Stakeholders 2. Executive Summary 2.1. Market Definition 2.2. Market Segmentation 3. Smart locks Market Insights 3.1. Smart locks – Industry snapshot 3.2. Smart locks - Ecosystem analysis 3.3. Smart locks market dynamics 3.3.1. Smart locks – Market Forces 3.3.1.1. Smart locks Market driver analysis 3.3.1.2. Smart locks Market restraint/challenges analysis 3.3.1.3. Smart locks Market opportunity analysis 3.3.2. Industry analysis - Porter's five force 3.3.2.1. Bargaining power of supplier 3.3.2.2. Bargaining power of buyer 3.3.2.3. Threat of substitute 3.3.2.4. Threat of new entrant 3.3.2.5. Degree of competition 3.3.3. Smart locks market PEST analysis, 2017 3.3.4. Value Chain Analysis 3.3.5. Smart locks Industry trends 3.3.6. Competitive Ranking Analysis 4. Smart locks Market Size and Forecast by Product Outlook 4.1. Key findings 4.2. Lever Handle 4.2.1. Global market estimates and forecasts, 2017 - 2026 4.3. Padlock 4.3.1. Global market estimates and forecasts, 2017 – 2026 4.4. Deadlock 4.4.1. Global market estimates and forecasts, 2017 - 2026 4.5. Others 4.5.1. Global market estimates and forecasts, 2017 - 2026 5. Smart locks Market Size and Forecast by End-use outlook 5.1. Key findings 5.2. Home 5.2.1. Global market estimates and forecasts, 2017 - 2026 5.3. Commercial 5.3.1. Global market estimates and forecasts, 2017 - 2026 5.4. Hospitality 5.4.1. Global market estimates and forecasts, 2017 – 2026 5.5. Government 5.5.1. Global market estimates and forecasts, 2017 - 2026 5.6. Others 5.6.1. Global market estimates and forecasts, 2017 - 2026 6. Smart locks Market Size and Forecast by Regions

and continue………

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About Us:

Alexa Reports is a globally celebrated premium market research service provider, with a strong legacy of empowering business with years of experience. We help our clients by implementing decision support system through progressive statistical surveying, in-depth market analysis, and reliable forecast data. Alexa Reports is a globally celebrated premium market research service provider, with a strong legacy of empowering business with years of experience. We help our clients by implementing decision support system through progressive statistical surveying, in-depth market analysis, and reliable forecast data.

#Smart Locks Manufacturers Smart Locks Market Report Smart Locks types Smart Locks Makket information

[thereallaptoplf]

YouGov Review 2019: Is This Survey Site Legit or a Scam?

Some of us can’t stand talking about politics and current affairs. Others would love to get paid for their opinions on the state of the world. Lucky for them, there’s YouGov. Read more about this survey platform in our YouGov review.

Survey sites are a fun option for people interested in passive income, and YouGov offers substantial rewards in exchange for taking surveys. The website collects data on a wide range of topics besides just politics and the news, and it’s easy to earn money quickly.

If you’re wondering whether YouGov is legit, this review will cover everything you need to know about the program. We’ll also go over its pros and cons relative to other survey websites.

YouGov Review: What Is YouGov?

YouGov is a popular rewards site that has been around since 2000. It’s a member of the British Polling Council, a sign of its pristine reputation and history. You can trust YouGov to protect your privacy and pay out rewards on time.

While YouGov’s rewards structure is similar to that of its competitors, the site itself functions somewhat differently. Rather than providing detailed surveys on specific topics, it measures the popularity of politicians, celebrities, brands, and more.

If you sign up for YouGov, you’ll have access to short surveys of roughly 15 to 30 minutes. You’ll earn rewards after each survey, and you can redeem them as a gift card or cash transfer. YouGov paid surveys are an easy way to start earning passive income to supplement your paycheck.

Security

Consumers are more sensitive to security concerns than ever before, and YouGov takes your privacy seriously. Your answers are used only to form a larger statistic, and they’ll never be associated with you.

Furthermore, YouGov won’t share your email address or other contact information with any third parties. You can trust YouGov to safeguard your data.

Signing Up

YouGov is currently available in the following countries:

United States

United Kingdom

Mexico

Norway

Sweden

Denmark

Netherlands

Sweden

Finland

France

Germany

Japan

United Arab Emirates

Saudi Arabia

China

Japan

Anyone over 14 in the U.S., 16 in the U.K., or 18 in the other supported countries can sign up for YouGov.

Signing up is very easy. The website asks only for your email address during the sign-up process. You can get started in just a few minutes.

YouGov is currently offering a sign-up bonus of 2,000 points, putting you that much closer to your first reward.

  The entire sign-up process is well explained and clear.

Taking Surveys

Once you’ve signed up for YouGov, you can start taking surveys immediately. The website displays all available surveys along with their point count and the estimated completion time. You can check the site as often or as rarely as you want, and you’re never obligated to take surveys.

Even if you don’t monitor the YouGov website, you can still take surveys after being invited via email. YouGov sends regular notifications to keep you updated with the latest surveys. Your points will add up surprisingly quickly if you continue taking occasional surveys.

Most surveys include about only 20 or 30 questions, making them easy to finish whenever you have free time. Even the longest surveys shouldn’t take you more than roughly 30 minutes.

Rewards

You’ll receive a certain number of points after completing each survey. Your total earnings — and the rewards you’re eligible to receive — are displayed right on the “My Account” dashboard.

You can add to your rewards by introducing other users to YouGov. You’ll earn 2,000 points each time someone uses your referral link, and they’ll get an extra 2,000. The money will appear in your account once they finish their fourth survey.

While most surveys on YouGov offer points, you can also earn entries in sweepstakes for taking certain surveys. Check the YouGov website regularly to stay updated on the latest offers.

You can redeem YouGov points for rewards once you’ve earned at least 25,000 of them.

YouGov Review: YouGov Pulse

YouGov Pulse gives you the opportunity to earn even more rewards by allowing YouGov to track your internet usage. You can download the application on a smartphone, tablet, or computer. As with the surveys, your YouGov Pulse data is anonymous and confidential.

Your YouGov Pulse rewards are based on your location along with the number of devices you have linked to you account. You’ll earn 2,000 points just for signing up, then 1,000 per month for each device.

The application monitors your app usage and web history and keeps track of which devices you use. It doesn’t collect passwords, usernames, transactions, or any other sensitive information.

YouGov Pulse is available as an app for Windows, iOS, Android, and MacOS. You can also install it as a browser extension if you’re on Windows. It will continue to run in the background throughout the day.

YouGov Pulse rewards accumulate with the points you earn from taking surveys, so you’ll make substantially more each month if you use both. You can always uninstall the application if you have second thoughts.

YouGov Review: Is YouGov Legit?

If you start using YouGov thinking you’ll earn hundreds of dollars per month, you’ll probably be disappointed. That said, you can earn a surprising amount of money with YouGov for just a few hours each month. YouGov rewards could be a great addition to your monthly income.

The rewards are different in each country, so make sure to check the options in your area. You should note that cash transfers will cost a little more in points than gift cards of equal value. For instance, $50 Amazon gift cards require 55,000 points, while a $50 cash transfer will cost you 67,500.

YouGov Review: Pros

While YouGov isn’t perfect, it does offer a number of helpful features for survey takers. These are some of the top advantages that we found in our YouGov review.

Transparency

Some websites display only the point value of a given survey, but YouGov also lets you know how much time you should expect to spend on each survey. This makes it easy to determine exactly what you’re getting into. You won’t have to worry about starting a survey and realizing later that it’s too long.

YouGov’s transparency also applies to its email marketing practices, since you’ll consistently receive emails detailing the rewards for new surveys. Knowing exactly what you’re earning helps you stay motivated and continue to take surveys over time.

It takes more than just a week or two to build up a substantial balance on YouGov. With that in mind, try to take a few surveys each week rather than reaching your goal immediately. After a few months, you’ll have earned a decent reward without feeling like you worked at all.

We really appreciate how YouGov explains the methodology behind its introductory survey.

YouGov Pulse

Slowly accumulating points through surveys can be tiring, and YouGov Pulse gives you extra rewards. You could earn thousands more per month in addition to the 2,000-point sign-up bonus.

You gain more points as you install the application on more devices. If you download YouGov Pulse on your computer, tablet, and smartphone, that’s already 3,000 per month. These points accumulate with your survey rewards, so you can effectively double your options with YouGov Pulse.

That said, there’s no obligation to download YouGov Pulse, and you can earn points with surveys whether or not you also install the application. It’s easy to switch from one to the other or both at any time.

Survey Variety

Which surveys you prefer is obviously a matter of personal preference. That said, YouGov offers engaging surveys on popular topics, and the questions are often relatively conversational. The website focuses primarily on public figures and issues that you probably already have an opinion about.

YouGov is currently running surveys on a wide range of topics. Some of the current options include Trump’s job approval, the climate change outlook, and popularity for celebrities such as athletes, artists, politicians, and more. Surveys are constantly being switched out, so check back the next day if you don’t see anything you like.

The platform has 6 million members in countries across the globe, and there are surveys on hundreds of topics. No matter what you’re interested in, you should be able to find it on YouGov. Answering questions on topics you like makes the survey process much easier.

If you’re new to YouGov, remember to complete the profiler surveys before doing anything else. Answering these questions helps you qualify for other full-length surveys on the site. Without finishing all profiler surveys, you’ll be missing out on countless survey opportunities.

Referral Bonuses

In addition to your survey and YouGov Pulse rewards, you can earn further points by referring new users. YouGov offers members 2,000 points for each person they refer who takes at least four surveys.

Like the other ways to earn rewards, referral bonuses probably won’t give you hundreds of dollars per month. That said, they compound quickly, and you’ll make rapid progress if you’re getting points all three ways.

The user you refer will also earn 2,000 free points, and this offer will help you make even more referrals. You might even be able to redeem your first reward within a week or two of signing up for YouGov.

YouGov offers one of the most generous referral bonuses around.

No Screeners

Being screened out of a rewards opportunity is one of the most frustrating things about taking surveys online. Fortunately, YouGov doesn’t require you to take screeners before moving on to the longer survey.

Instead, the website uses your profile information to identify surveys you can take. This feature substantially reduces the amount of time you waste taking screener surveys. You’ll qualify for every survey you’re invited to, and you can finish the entire survey immediately, rather than starting with a screener.

Rewards Options

A number of survey platforms allow you to withdraw your earnings only in the form of a gift card. YouGov, on the other hand, gives you the option to redeem either gift cards or cash. Cash payments are available as a direct bank transfer.

Once you choose your rewards method, YouGov is about as quick as other survey sites. You should expect to receive rewards a few weeks after redeeming. That said, some rewards may take a month or even more to process and arrive.

If you’re interested in a chance at more money, you can also use your points on sweepstakes entries. YouGov runs a weekly prize draw, and you can get one entry for each point you contribute. Most people won’t win, but it’s a great opportunity compared to relatively minor survey rewards.

Affiliate Program

You can earn a significant amount of money by referring users to YouGov. On the other hand, you can make significantly more by joining the website’s affiliate program. Keep in mind that this program is limited to users who have significant experience in affiliate marketing.

Most YouGov affiliates earn about $3 for each lead they introduce to the brand. If you already have an affiliate marketing audience, advertising YouGov could be a great opportunity. That said, it takes a long time to build up a new audience, and YouGov is looking for affiliates with a history of success.

Joining the affiliate program is the best way to earn a substantial amount of money with YouGov. Referring as a non-affiliate provides some rewards, but you should become an affiliate if you’re qualified. YouGov is one of the few survey platforms to offer an affiliate marketing program.

YouGov Review: Cons

There’s no question that YouGov offers some great features, but there are also some flaws. These issues might not affect every user, but you should be aware of them before getting started.

Keep in mind that YouGov is completely free to use. You can always create an account, take a few surveys, and move on if you’re not interested. Consider registering and answering questions whenever you have a few extra minutes.

That said, here are the issues we uncovered when working on this YouGov review.

App Design

YouGov allows you to take surveys on a computer, tablet, or smartphone. Unfortunately, it takes much more time to complete surveys using the mobile app. Many questions involve sorting and dragging, and these motions are tough to perform quickly on a phone or tablet.

With that in mind, you’ll probably end up using a computer for most surveys. Other platforms offer sleek, intuitive mobile apps that make surveys easy to fill out on any device. If you’d prefer to take surveys on your phone, consider looking for a service with a better app.

Lack of Available Surveys

YouGov contacts different demographics depending on the needs of its clients, so survey availability is highly unpredictable. You might receive multiple requests on the same day and not get any more for a week.

Rather than trying to get more surveys, think of YouGov as something to do occasionally to add to your income. Don’t expect to earn more than a few dollars per week, even if you take surveys fairly frequently. Earning rewards with YouGov is a slow and gradual process.

Although you won’t be earning a ton of cash, YouGov feels like a legitimate and credible polling platform.

  High Minimum Redemption

Limited survey access is especially frustrating given that the website requires a minimum of 25,000 points to redeem. The lowest-value item you can receive is a $15 gift card.

YouGov’s minimum is higher than those of many of its competitors. Some websites allow you to redeem just a few dollars. For example, Survey Junkie currently lets new users cash out for only $5 (read our full review).

However, keep in mind that many of YouGov’s surveys pay out more points than usual. For example, just for signing up and taking the new member questionnaire, I received 2,000 points.

YouGov Review: The Bottom Line

YouGov provides some of the best features of any survey site, so it’s no surprise that so many users prefer it. Its referral bonuses are more valuable than those of nearly any alternative. Furthermore, it offers a lucrative affiliate program for affiliates with an existing audience.

If you’re interested in adding to your income, YouGov is a great way to start.

Of course, that doesn’t mean that YouGov is flawless. Some users have trouble finding surveys, although that’s true on any survey site. Plus, you can’t count on it for steady, sustainable income.

Think of YouGov as an interesting method for making a few spare bucks rather than a way to make a living.

Once you’ve created a YouGov account, you can start earning points immediately. You could redeem your first reward in just a few days or weeks. Remember to refer as many users as possible to maximize your rewards.

Finally, when we checked out YouGov, we were impressed by the site’s professionalism and maturity. It doesn’t feel like your typical slightly silly survey site. We felt like we were expressing important opinions… and perhaps contributing to the greater good.

Sign up for YouGov today.

from https://moneydoneright.com/yougov-review/ from http://thereallaptoplifestyle1.blogspot.com/2019/09/yougov-review-2019-is-this-survey-site.html

[terabitweb]

Original Post from Trend Micro Author: Trend Micro

by Noel Anthony Llimos and Michael Jhon Ofiaza (Threats Analysts)

We have been tracking Trickbot banking trojan activity and recently discovered a variant of the malware (detected by Trend Micro as TrojanSpy.Win32.TRICKBOT.TIGOCDC) from distributed spam emails that contain a Microsoft Word document with enabled macro. Once the document is clicked, it drops a heavily obfuscated JS file (JavaScript) that downloads Trickbot as its payload. This malware also checks for the number of running processes in the affected machine; if it detects that it’s in an environment with limited processes, the malware will not proceed with its routine as it assumes that it is running in a virtual environment.

Aside from its information theft capabilities, it also deletes files located in removable and network drives that have particular extensions, after which the files are replaced with a copy of the malware. Based on our telemetry, this Trickbot campaign has affected the United States the most. It has also distributed spam to China, Canada, and India.

Figure 1. Infection chain

In a sample email, the spam purports to be a subscription notification involving advertising providers, even telling the user that it submitted an application for a three-year subscription and settled a sum of money with the sender. The mail then explains that several more fees will be charged to the user’s card in the coming transactions. It ends by prompting the user to see the attached document for all the settlement and subscription information. The document in question contains the malicious script.

The distributed Word document presents the user with the following notification (see Figure 2) that states the content can be viewed by enabling macro content. It’s worth noting that the document hides the JS script in the document itself and not in the macro. It does this by disguising the script through the same font color as the document background.

Figure 2. Document asking users to enable macro

The script is obfuscated and contains different functions. In order to decrypt a function, it will use another function that will convert it to a single character.

Figure 3. Function for decryption

Upon successfully deobfuscating the file, we were able to analyze it and observed some interesting behaviors. Upon execution, it will display a fake Microsoft error to trick the user with an error message that pops up after enabling the macro. But actually, the JS file is already running in the background.

Figure 4. Fake Microsoft error

For persistence, the malware creates a copy of itself into the Startup folder as Shell.jse. The JS file also checks for running processes — what’s particularly notable is the malware’s anti-analysis or evasion characteristic, which checks for the total number of all the running processes in the victim’s machine, which means it will not proceed with its execution if there are not enough processes running.

If the running processes are under 1,400 characters (length of the string), the malware assumes it to be an indicator that it is running in a virtual or sandbox environment. It will also check for the existence of processes usually used for analysis. Aside from these, the malware inspects if the environment it runs in relates to specific usernames.

Figure 5. A snippet of checked processes and usernames

Figure 6. Code error shown if anything matches the check

Here’s a list of processes and debugging tools the malware checks for in the affected system:

AgentSimulator.exe

B.exe

BehaviorDumper

BennyDB.exe

ctfmon.exe

DFLocker64

FrzState2k

gemu – ga.exe

iexplore.exe

ImmunityDebugger

LOGSystem.Agent.Service.exe

lordPE.exe

ProcessHacker

procexp

Procmon

PROCMON

Proxifier.exe

tcpdump

VBoxService

VBoxTray.exe

vmtoolsd

vmware

VzService.exe

windanr.exe

Wireshark

Upon further analysis, we’ve also compiled the usernames the malware checks for based on the following strings:

Emily

HAPUBWS

Hong Lee

Johnson

milozs

Peter Wilson

SystemIT | admin

VmRemoteGuest

WIN7 – TRAPS

For the malware’s payload, it will connect to the URL hxxps://185[.]159[.]82[.]15/hollyhole/c644[.]php then checks for the file to be downloaded. If it is an executable file, it will save the file to %Temp% as {random}.exe and execute it afterwards. If the file is not an executable, it will then save it as {random}.cro in the same folder. The .cro file will then be decoded using certutil.exe, saved as {random}.exe in the same directory, and executed. Upon further research, we discovered that the downloaded .exe file is a variant of the Trickbot malware.

Figure 7. The file is saved, random names get generated, and .cro is decoded using certutil.exe

Aside from stealing system information such as OS, CPU, and memory information; user accounts; installed programs and services; IP configuration; and network information (configuration, users, and domain settings), this Trickbot variant also gathers the following credentials and information from applications and internet browsers.

Application credentials

Filezilla

Microsoft Outlook

PuTTy

Remote Desktop (RDP)

VNC

WinSCP

Browser credentials and information (Google Chrome, Internet Explorer, Microsoft Edge, and Mozilla Firefox)

Autofills

Billing info data

Browsing history

Credit card data

HTTP POST responses

Internet cookies

Usernames and passwords

      This malware also uses a point-of-sale (PoS) extraction module called psfin32, which identifies PoS-related terms located in the domain of interest. The module uses LDAP queries to search for PoS information on machines with the following substrings:

*ALOHA*

*BOH*

*CASH*

*LANE*

*MICROS*

*POS*

*REG*

*RETAIL*

*STORE*

*TERM*

The variant also appears to drop shadnewdll, a proxy module that intercepts and modifies web traffic on an affected device to create fraudulent bank transactions over the network. Additionally, according to security researcher Brad Duncan, the module shares similarities with the banking trojan IcedID, which redirects victims to fake online banking sites or attaches to a browser process to inject fake content in phishing schemes.

In such cases where the malware fails to connect, it will search for files with the following extensions in the removable and network drives. These extensions are file types used by Microsoft Office and OpenDocument:

.doc

.xls

.pdf

.rtf

.txt

.pub

.odt

.ods

.odp

.odm

.odc

.odb

Files with the aforementioned extensions will be saved in the %Temp% folder as ascii.txt. The said files will all then be deleted and replaced with a copy of the malware and the extension .jse (but is actually a JS file).

Figure 8. Scanning for files and replacing it with a copy of itself

Defending Against Trickbot: Trend Micro Recommendations and Solutions

Information-stealing malware Trickbot has become a cybercriminal mainstay for infecting machines and compromising emails, and has been used to reportedly steal more than 250 million accounts. This new development shows how cybercriminals can constantly tweak an existing banking trojan to add new capabilities. Users, however, can prevent these attacks by simply following best practices against spam. Aside from awareness of the telltale signs of a spam email such as suspicious sender address and glaring grammatical errors, we also recommend that users refrain from opening email attachments from unverified sources.

Users and enterprises can also benefit from protection that uses a multilayered approach against risks brought by threats like Trickbot. We recommend employing endpoint application control that reduces attack exposure by ensuring only files, documents, and updates associated with whitelisted applications and sites can be installed, downloaded, and viewed. Endpoint solutions powered by XGen security such as Trend Micro Security and Trend Micro Network Defense can detect related malicious files and URLs and protect users’ systems. Trend Micro Smart Protection Suites and Trend Micro Worry-Free Business Security, which have behavior monitoring capabilities, can additionally protect from these types of threats by detecting malicious files such as the document and JS file involved in this campaign, as well as blocking all related malicious URLs.

The Trend Micro Deep Discovery Inspector protects customers from threats that may lead to C&C connection and data exfiltration via these DDI rules:

1645: Possible Self-Signed SSL certificate detected

2780: TRICKBOT – HTTP (Request)

Indicators of Compromise (IoCs)

SHA-256 Trend Micro Pattern Detection Trend Micro Predictive Machine Learning Detection Note 0242ebb681eb1b3dbaa751320dea56e31c5e52c8324a7de125a8144cc5270698 TrojanSpy.Win32. TRICKBOT.TIGOCDC TROJ.Win32.TRX.XXPE50FFF031 Trickbot 16429e95922c9521f7a40fa8f4c866444a060122448b243444dd2358a96a344c Trojan.W97M. JASCREX.A Downloader.VBA.TRX.XXVBAF01FF004 Document file 666515eec773e200663fbd5fcad7109e9b97be11a83b41b8a4d73b7f5c8815ff Trojan.W97M. JASCREX.AB Downloader.VBA.TRX.XXVBAF01FF004 Document file 41cd7fec5eaad44d2dba028164b9b9e2d1c6ea9d035679651b3b344542c40d45 Trojan.W97M. JASCREX.AD Downloader.VBA.TRX.XXVBAF01FF004 Document file 970b135b4c47c12f97bc3d3bbdf325f391b499d03fe19ac9313bcace3a1450d2 Trojan.W97M. JASCREX.AC Document file 8537d74885aed5cab758607e253a60433ef6410fd9b9b1c571ddabe6304bb68a TrojanSpy.JS. NEMUCOD.BONINGH Dropped JS file (with .dat extension) 970b135b4c47c12f97bc3d3bbdf325f391b499d03fe19ac9313bcace3a1450d2 Spam email hxxps://185[.]159[.]82[.]15/hollyhole/c644[.]php Malicious URL

Check Point Research also tweeted about this campaign last July.

The post Latest Trickbot Campaign Delivered via Highly Obfuscated JS File appeared first on .

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Go to Source Author: Trend Micro Latest Trickbot Campaign Delivered via Highly Obfuscated JS File Original Post from Trend Micro Author: Trend Micro by Noel Anthony Llimos and Michael Jhon Ofiaza (Threats Analysts)

#Trend Micro

[shadowshelovely-blog]

In October of 2017 a girl implanted a listening device in my ears against my will when I was passed out It didnt stop her with my car, my home, my family's vehicles and hacked and tapped there way into my phone, there phones and their cars. She has set me up, set my family up, blackmailed me, blackmailed them and framed me. I realized that all my email addresses and social media outlooks were hacked. I then started to realize I was being electronically harassed. It was clear to me as the name was familiar and it sounded as though her voice was coming from the cieling saying she wanted to steal my medicine as I had accidently fractured my hand. They moved me and talked shit to me constantly and for some reason I felt followed. The next thing that followed was them telling me to know kill myself. I became so isolated and fearful that on February 2nd, I rushed myself into a public restroom and overdosed myself. When I woke up I had been told I was in a coma from my family and were put in emotional distress. I could still hear there voices and they began to ask me about items of value. I was sent up to another hospital for a phych eval I was really confused as to why I was still hearing them, and it was this girl who's voice reading me my rights on a daily basis alongside being heavily interrogated for the next 31 days inside a hospital commanding me to think extremely negative and confused. It sounded as if it were a Bluetooth speaker in the air conditioning vents that was above my head with a device in my ear. She had me convinced the staff was conspiring against me, and that it was the police. I was discharged after 31 days of hell, was placed on an 180 day phych hold. The day I left the first person I decided to call was the girl herself. I shared she would make on hell of an interrogater. She smirked and played the part. The harrassment part only continued to worsen. The next things that started to occur we're threats. I noticed I was locked out of all my email accounts, social media accounts, and that my phone was tapped. That it would take screenshots whenever I would text and beep Everytime I'd make calls. What happened next was her doing background checks and financial checks on me, my family, and my entire 420 friends on facebook. Her acting like she was me to get all my medical records, my mother's medical records alongside my entire families along with phone records, bank account numbers, tracing phone calls, and all texts, even through old cell phones, to start setting me up, and trying to blackmail my family, and frame me for crimes I didn't commit. She got me locked out of my iclouds, and than accessed all my iPhones information, and said she got every word I ever said where I had an iPhone with me, and even accessed all the homes I lived in by picking up information on the DVR, inputting data on my search history pushed me to commit suicide over and over alongside diagnoses that were incorrect. I deal with addiction issues alongside many medical and health issues such as PTSD, anxiety disorder, depression, chronic pain etc. She was recording my entire stay at each hospital and was training me with a hidden agenda to say certain words so that she could put them in the order she felt was right to set me up and upload to an audio file and it be me admitting things, I had never done, equalizing and polishing them off, and using it so in court but her story line on trying to frame later ditching out by using my voice to record, from talk to text, but because of the listening device she installed the device in my ear it sits on the auditory nerve, there for closed to the brain, a very expensive form of technology was formed from thoughts to text technology she is now lying to the police in the highest form and using her children, exploiting them to try to get away with all she has done and lied about because she only wants money. She as used several types of technology such as a listening device in the ears that have microphone and recording capabilities with gps and one that is an optical listening device so it's a contact lenses with an SD card, and if the technology isn't out there, she is testing out something from someone who works at a spystore and also has mentioned an RFID chip as well. She then got a sample of my voice and then is in the middle of making a blackmail audio file as well as taking it to the police. But do not fall for it, it is only me describing events that didn't happen and her goal is to make you think the worse of me but do not fear as it isn't real and when I am able to hear her, harassing me all day every day, as well as she can hear my thoughts, so this could be a groundbreaking technology in the form of science, but is the most invasive form of harrassment. It is electronic harrassment, as I can even hear her in my walls, and the power lines. She got to get me to kill myself 4 times, and one of them I had to be life flighted from the coast of Oregon all the way to Portland. I have lost entire life because of this girl and her threats are sick. I have lost my physician, my mind, and I have broken the hearts of my friends, family, and those of others. She has threatened me with prison, she has even made her way into the home to steal things wallets with my Id so that I'm not able to travel out of town, rearranged belongings to cause me to be more confused, and had her friends call the police to call in two duis so that I would lose my license, she as listened to all my phone conversations even my social security applications, she had entered my home and was rearranging my belongings day by day so that each day for again, more confusion, causing me to suffer even more phycologically. Ive gone through the worst phychological hell anyone could ever think of because of her efforts. She has taken over my mind and life. She went and deleted all my Facebook messages and has been editing things specifically to show the police department in trying to make them convinced that I'm a criminal and exploiting her children to get away with all of this using them as a cover-up. About 8 months ago she used my phone to search things like "flight attendant drunk on Alaska airlines" things like this on my Google because my sister is a pilot and since she's my identical twin, she is prejudiced against her, and to ruin my sister's career. Two days prior to going to the FBI I accidently cut my finger with a knife and went to the urgent Care the put a bandaid on it and at the FBI I snagged my finger and bled on there floor. I have hepititis c and it was an accident. When I went in it was for them iniatially hacking my email, and one of the things they were setting me up for was them making me look like I did it on purpose, which I ensure you it was a complete accident. It has been 16 months of being bugged. This is sugar coating everything because it's just too much pain she's caused and she really has it out for me. That is very clear and I'm tired of this and can hardly take anymore plus she plans to put me in prison she claims and I'm a very honest person and so is this report. There are still a ton of things that she has done to me that I have left out. One of those things was her making up lies about my dad to be able to try to sue him or take his money by force thats his retirement, so that I cannot afford lawyer fees and that my money be tied up with bail, and the motive is all about money. But because I'm on social security and has nothing she can sue for. She is the one doing this to me so I dont understand the lawsuit part as I carry the grief of it. She was going to forge his signature and change him to my power of attorney that way she could get his money, and that is why I'm on the forgury/identity theft but also as she has all of our bank account information, social security numbers, all of our passwords to all of our emails. She had no right to my mother's medical records, or mine. The fact that she can hear my thoughts, yes I know it sounds crazy, that she has been trying to implant memories and as been brainwashing me incredibly at night when I try to sleep because it's a two way listening device. She a robbed me of so much sleep it's not even funny, but since my thoughts no longer belong to me she is brainwashing me at night. Each day putting negativity into my brain and making it worse than the day before, so every single thing that she's done up to date if you get a listen from her on my thoughts, she was trying to put words together specifically trying to frame me, by her trying to put her kids names and that they were abused. She told me that this was the father of her child was responsible. Once again money and attention is what this young lady is looking for. She has impersonated all law enforcement such as the police department, the FBI, and the DEA. It gets much much worse than this piece of information I am leaving you. Do not believe her. Please give me the oppo Here are some links to what she has done to me. Please don't let her get away with this. Thank you for reading this. https://medium.com/@kaylajheffernan/towards-insertables-devices-inside-the-human-body-7f1c80a55999 https://rudy2.wordpress.com/silent-massacre-electronic-stalking-and-mind-control-in-the-usa/ http://teachersinstitute.yale.edu/curriculum/units/1983/4/83.04.07.x.html https://www.computerworld.com/article/3268132/emerging-technology/mind-reading-tech-is-here-and-more-useful-than-you-think.html

[billehrman]

Patience and Foresight

We have not altered our view that we will have many new and more effective therapeutics distributed shortly to reduce hospital stays and the death rate. There most likely will be at least one vaccine approved by the FDA for emergency use by year-end rolling out into broader use two months later with many more efficacious, simpler delivery vaccines available by mid-year.

The financial markets are laser-focused on current news, including increased cases worldwide as the weather cools, causing some partial shutdowns; Congress's failure to pass the additional stimulus; and the election. While we all understand and accept that stock markets are supposed to be discounted valuations of future earnings/events, it is not efficient during periods of uncertainty and at inflection points. Stop listening to the pundits daily on cable news who are constantly looking in the rear-view mirror rather than the windshield.  You need to be patient. Don't overreact to the latest news. Let events unfold with an eye to the future and consider all the variables/probabilities. Investing is based on foresight, not todays new.

Today's economic problems have been caused by the pandemic rather than any financial stress/issues. Monetary bodies and governments have provided tons of liquidity and stimulus to bridge to the other side. Today, we have trillions of excess liquidity sloshing around the global financial system far in excess of economic needs, which has forced investors further out on the risk curve supporting stock and bond prices. This won't change over the next eighteen plus months even as the global economy recovers as we get our arms around the coronavirus, which is happening now even though the increased outbreaks mask it as the weather cools and more time is spent indoors. The financial system is strong, providing the foundation to fund future growth. Spreads have continued to narrow, which indicates little systemic risk in the system, which is always a concern during turbulent times. Not now!

While cognizant of near-term events, a successful investor must focus on the next twelve to eighteen months at a minimum and invest accordingly. Going against the grain is difficult, but you must take advantage of opportunities created short term from those unwilling to look down the road. Investing is based on foresight and lots of patience to let events unfold.

Do you expect the outbreaks to subside by next spring? Do you expect better therapeutics to reduce hospital stays/death rates? Do you see more and more rapid response tests permitting accelerated and safe opening? Do you expect vaccines to be readily available before next summer? Do you expect additional stimulus in the trillions in 2021 and 2022? Do you expect the Fed to remain all in maintaining a near zero-rate policy while buying all bonds insight? Do you see global economies improving by next spring for all the same reasons? Do you see China's economy continuing to accelerate into 2021?

These are the questions to be asking ourselves. Once we get our arms around the pandemic, which we fully expect will happen by next spring, we project a strong re-acceleration in economic growth both here and abroad, which will extend well into 2022.  We do see slower growth in the fourth quarter 2020 and first quarter 2021, down from the torrid pace of 33.1% in the third quarter, but no negative quarters as we fully expect our government, regardless of who wins the election, passing additional stimulus before extended unemployment benefits run out at year-end. In addition, the Fed will do even more if necessary, to provide that bridge to the other side.

The economy has lots of momentum today. Durable goods orders rose for the fifth consecutive month, up 1.9% In September; consumer confidence was 100.9 in October, very strong; home prices accelerated to a 5.7% gain year over year while sales rose 2% month to month; unemployment claims totaled only 751,000 last week, the lowest level since March; personal income increased 0.9% in September while PCE rose a healthy 1.4% leaving the savings rate at a still ridiculous 14.3% and the Chicago business indicator still is over  61.

There is real strength in over 90% of our economy (autos, housing, retail, manufacturing, technology, and transportation) continuing even if additional stimulus is put off a while. However, that is not our base case as regardless of who wins next week, we expect an additional stimulus plan before year-end followed by several trillion more next year focused on increasing jobs. And don't forget that the Fed will have your backs permitting the economy even to run hot, which we consider a real possibility before the end of next year, especially if global growth picks up like here for the same reasons. Then, China is embarking on a new 5-year plan, probably 5-6%/per year, emphasizing the consumer, technology, and a stronger banking system.  

News on therapeutics and vaccines continued to be favorable last week, which supports our view that we will get our arms around the virus sometime next spring. In the interim, we heard that Regeneron's antibody cocktail reduced medical visits by around 57 percent by lowering viral levels and improved symptoms in non-hospitalized patients. This cocktail helps the immune system fight the virus/infections. We also had positive news from Gilead, AstraZeneca, J&J, and Lilly. Finally, rapid response tests are rolling out across the country, which supports opening America safely, offsetting some of the surges, causing movements in the opposite direction.  

It is hard to believe that the election is next week. Regardless of who wins, we expect several trillion in stimulus programs over the next two years, hopefully beginning with one to extend unemployment benefits beyond December 31st along with monies for small/medium size businesses and states. Next year we should see many programs to stimulate growth, investment, and jobs. Biden would outspend Trump, but either way, it will be a big plus for the economy on top of all the excess liquidity in the system along with underlying momentum in many sectors.

We fully expect operating margins and profits to hit new highs next year as corporations continue to tighten costs; leverage technology, not people; and generate vast amounts of cash/free cash flow that will be used to raise dividends, re-initiate buybacks, and make bolt-on acquisitions. While Biden may raise taxes on the wealthy, giving all of it to the lower/middle classes, we do NOT expect him to raise corporate taxes until the economy is well above pre-pandemic levels, which won't occur until sometime in 2022. Shifting individual tax burdens will boost economic growth in 2021 due to differences in the propensity to spend.

We remain very optimistic that the economic outlook for 2021 and 2022 will be much stronger than generally believed today. We are confident that we will win the battle against the coronavirus; the government will pass many trillions in stimulus plans, and the Fed will have our backs. Strong growth plus rising margins will result in S & P earnings $170+/share in 2021, well above consensus expectations today. The market remains undervalued, selling at less than 20 times next year's earnings with 10- and 30-year treasuries offering 0.85% and 1.64% yields, respectively, with bank capital/liquidity ratios at all-time highs.

Investment Conclusions

We are not surprised about the increased volatility and downward pressures in the markets right before the election. The increase in coronavirus cases has hurt too. But a successful investor needs to look down the road at least 12 to 18 months and invest accordingly, like now.

Our base case for 2021 is that we will get our arms around the virus; there will be many trillions in additional stimulus programs; the Fed will remain overly accommodative; the economy will exceed all expectations; global trade will improve; corporate operating margins, profits and cash flow will be at record levels, well above consensus; and the market is 20+% undervalued today.

Next year, the big story will be record operating margins, earnings, cash flow, and returns on capital. The main beneficiaries will be the well-run industrials, commodity (not oil), and transportation companies with tremendous operating leverage as economic growth accelerates. You had to listen to earnings calls to see the huge upside potential out there in these companies that are not seen by the street. While we still like technology, the sector is not nearly as undervalued or under-owned as these more economically sensitive investments.

Investing during uncertain times is not easy as you often are going against the grain. You need to have core beliefs, monitor them, do in-depth research, and invest accordingly. Patience is a necessity, along with the foresight to have a vision of where we are going evaluating risk/returns along the way.

Our investment webinar will be held on November 2nd at 8:30 am EST. You can join the webinar by entering https:/zoom.us/j/9179217852 into your browser or by calling [phone] and entering the password 9179217852.

Remember to review all the facts; pause, reflect, and consider mindset shifts; look at your asset mix with risk controls; do independent research and …

Invest Accordingly!

Bill Ehrman

Paix et Prospérité LLC

917-951-4139