Free Palestine. DID system (not a group blog!) Just chillin' tbh. Homestuck/Hollow Knight/Pokémon/Kingdom Hearts/D&D type beat. Will try getting back into DID Tumblr and hope Tumblr doesn't think I'm a group blog again. I am not a group blog. The cat in my banner is Edgar. He's a little rascal. I love him.
I feel like I should make a post about this because it’s not something that’s very well-known, and that Americans in particular may need to know about given the uncertain state of our healthcare system at the moment. I’ve wanted to write this out for a while, It’s kind of a long post, so sorry about that!
If you have an emergency and have to go to the hospital, you’ll owe the hospital a lot of money.
(I got into a car wreck and broke my ankle and my arm. My hospital bill was around $20,000)
You’ll also owe the ambulance provider, if you need one.
(My ambulance bill was about $800)
You may get separate bills from the anesthesiologist or surgeon.
(My anesthesiologist bill was $1,700)
You may need follow-up appointments.
(My orthopedic surgeon billed me for the appointments and his surgery together and it was about $1,000)
You’ve also got to pay for medical equipment you need afterward, like crutches or a walking boot.
(Mine cost about $75)
Altogether, I ended up with almost $24,000 in medical debt from one car accident. That’s a really scary number for someone like me who makes $10/hr at a 12 hour a week job.
I got my debt down to $1075 by making some phone calls and submitting some paperwork.
The first thing I did was contact the hospital. They don’t make it easy to find, but many hospitals (perhaps most hospitals?) have financial assistance programs for people who can’t afford medical bills. I don’t make a lot of money, and I have bills to pay, so they were able to help me.
I called the billing department and asked if they had any assistance programs for low income people who can’t pay their bills. I had to call multiple times, and I got transferred in circles by people who didn’t know what I was talking about. Finally, I got an appointment with someone in “Eligibility Services” (I don’t know what other hospitals call it, if it’s something different). I had to bring my pay stubs and copies of all of my bills. When I got to the hospital for the appointment, nobody knew what I was talking about so I had to wander a little to find where I needed to go. I spoke with the guy in Eligibility Services, and I waited for a decision on how much of the bill they would forgive. A month later, I got a call telling me it was totally forgiven.
I did the same thing for my ambulance bill and my anesthesiologist, but the process was a LOT easier. I just had to mail some paperwork and it was totally forgiven.
I didn’t bother with the medical equipment suppliers, since the bills came from separate companies and I didn’t feel like going through the process twice for $75. I was assured at the hospital that they had similar programs for debt forgiveness, so I could have probably avoided paying that too.
The only thing I couldn’t get taken care of was the surgeon/follow-up appointment cost, but they were able to put me on a no-interest payment plan.
Medical debt is scary because it’s something that can come from stuff that’s already really scary. I didn’t need the burden of $24,000 in debt on top of trying to get around on a crutch with a broken arm (it’s not easy, believe me!).. but I can’t imagine what it would be like with a bigger debt or a more severe medical emergency.
I see lots of people in even worse trouble than I was in, both financially and medically. Please know that there are options for you when that GoFundMe doesn’t do enough. Even if your income is higher than mine, it’s worth a shot even for partial debt forgiveness.
*buys a half gallon of milk* *uses it all within a few days* *decided to buy a gallon of milk to not run out before next shopping trip* *uses a teaspoon of milk that week and it goes bad somehow* *buys a quart of milk instead so it won’t go bad* *uses it in one day* *buys a quart and a half gallon of milk because the gallon was too much but the half gallon was not enough* *only uses the half gallon* *gives up on milk for a few days in general* *buys a gallon of milk again just to tempt fate* *somehow uses all of it without realizing and then has to eat sad cereal with like the 5 drops of remaining milk*
Finally the world is healing. Everything is back to normal 😭🙏
Am so proud with finding and winning this bag prize. I shall keep them in here. FOREVER HAHAHAHAHA (tho since this bag is a lil smaller its hard to use. Not much space left compared to my claw machine bag. And since the insides are deep, i have to put something under the plushies so their face fits into the window)
innocent children starved to death because Israel is blocking aid:
how are these pictures even real? how can people look at these pictures and not die on the inside? inhumane. the conditions they’re living in, the pain they’re going through is simply inhumane. no words at all. 💔
there's something kinda funny to me about certain ways scar tends to be drawn because it's like. okay imagine hypothetically you took a distillation of fanon scar designs and showed it to someone who's never even heard of a minecraft, and asked them what they think this guy might be like. we're ignoring context here, pretend we're showing them a ref sheet. and it's like, alright, here's a rugged looking buff guy. nice abs. lots of scars. he's got a smug grin on his face. very shirtless. he looks like the love interest in a bodice ripper. i bet he's got some dark angsty secret he keeps buried underneath that suave facade. but not buried too deeply, just enough to intrigue.
and then you go watch third life and he is like a cat whose owner keeps desperately trying to make him stop eating plastic.
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Kazakhstan’s Minister of Communications and Informatics has blocked the Tumblr site because it contained 60 sites of terrorism, extremism, and pornography in 2015.