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chaoticstudentcomputer · 3 years

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Psfd Mou

WASHINGTON (AFPN) - United States and United Kingdom officials signed a memorandum of understanding Dec. 12 to begin future cooperation in the production, sustainment and follow-on development, called PSFD, phase of the Joint Strike Fighter program. Netherlands, are expected to sign the Memorandum of Understanding (MOU) on the PSFD phase in the fourth quarter of 2006. With the signing of this MOU, joint production, sustainment and follow-on development will commence. This MOU covers, amongst other things, the pre-production of. Jsf psfd mou Joint Strike Fighter (JSF) PSFD Memorandum of Understanding (MOU) entered into effect in January 2007. It is the governing document for the JSF international cooperative program with Australia, Canada, Denmark, Italy, the Netherlands, Norway, Turkey, the United Kingdom, and the U.S.

Brendan_Nelson_signing_the_JSF_Production,_Sustainment_and_Follow-on_Development_Memorandum_of_Understanding_for_Australia.jpg ‎(400 × 287 pixels, file size: 38 KB, MIME type: image/jpeg)

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AUSTRALIA ENTERS NEXT PHASE OF JSF PROGRAM Australia has entered the next stage of the F-35 JSF Program by signing the JSF Production, Sustainment and Follow-on Development (PSFD) Memorandum of Understanding (MoU). The PSFD MoU was signed for the US Government by the US Deputy Secretary of Defense, Mr Gordon England, and Minister for Defence Dr Brendan Nelson, on behalf of the Australian Government.

Photo by Mass Communication Specialist 1st Class Brandan W. Schulze (US Navy)

DateSourceSourced from:http://www.defence.gov.au/index.cfmAuthorMass Communication Specialist 1st Class Brandan W. Schulze, U.S. Navy

Licensing

This file is a work of a sailor or employee of the U.S. Navy, taken or made as part of that person's official duties. As a work of the U.S. federal government, it is in the public domain in the United States.

This file has been identified as being free of known restrictions under copyright law, including all related and neighboring rights.

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Date/TimeDimensionsUserComment2006-12-13 10:30400×287× (39315 bytes)Nick-D''Sourced from:'' http://www.defence.gov.au/index.cfm ''Details:'' AUSTRALIA ENTERS NEXT PHASE OF JSF PROGRAM Australia has entered the next stage of the F-35 JSF Program by signing the JSF Production, Sustainment and Follow-on Development (PSFD) Me

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Public reaction tothe Government'sresponse to Lockheed-Martin’scomplaints about the process being used to find a new fighter has beenswift.Although the government was forcedto acknowledgement of the validity of those complaints it did little to assuagethe irritation voiced by some.

Much of the reaction has revolved around theassumption that the maker of the F-35 is trying to enhance the chances of theiraircraft being chosen as Canada’s new fighter by unfair means. In fact Lockheed-Martin’scomplaint and the ensuing changes made by the government mainly serve toillustrate the complete bankruptcy of the entire procurement process.

The selectionprocess for the “Future fighter capability project” was supposed to be based on a three category scoringsystem. The first, and in theory most important, is technical capabilities. Thesecond category is cost and the third is creating and sustaining a highlyskilled work force within our own borders, a goal enshrined in Canada’sindustrial trade benefits (ITB) policy, which requires a winning bid toguarantee it will make investments in Canada equal to the value of thecontract. Each bid is scored by these three categories, weighed 60-20-20,respectively.

Like many others, Elinor Sloan has pointed out that the Joint Strike Fighterprogram, which Canada has spent millions to join, does not fit neatly into theITB policy.

As Richard Shimookaoutlined in a 2016 paper “Canada joined the JSF Program SystemDevelopment and Demonstration phase in 2001 with agreement from the Chrétiengovernment, primarily to secure work for Canadian industry and gain access toadvancing technologies. In December 2006, the Conservative government signedthe PSFD MOU to extend and expand its participation in the JSF Program. Later,in 2009, the government decided that, given the vast benefit advantage in whatthe JSF partnership offered compared to what the ITB requirement would entail,an exception from the guaranteed offset regime was appropriate. This wasaffirmed by several legal opinions and analyses undertaken within theDepartment of National Defence (DND), Public Works and Government ServicesCanada, and Industry Canada”

The Pentagon and Lockheed Martin have been forced topoint out that Canada’s ITB terms are inconsistent with – and indeed prohibitedby – the memorandum of understanding Canada signed in 2006, which says partnerscannot impose industrial compensation measures. It is not clear if the current governmentwas ever aware of this fundamental incompatibility with their procurementprogram.

A ‘solution’,which allows for a more flexible approach in determining the value of thebenefits bidders offer to Canadian defence firms,has been reached that allows the memorandumto be obeyed, but since Canada will still give higher grades to bids thatfollow its ITB policy, questions remain as to whether the playing field hasreally been levelled.

While bidders like Boeing’s Super Hornet, the Eurofighter Typhoon and Saab’s Gripen can still guarantee that they will re-invest backinto Canada if their jet wins the competition and get all 20 points, those biddersthat can’t make such a commitment, that is Lockheed Martins’ F-35, will beasked to establish “industrial targets” and lay out a plan for achieving thosetargets and sign a non-binding agreement promising to make all efforts toachieve them.

The government position is that they will study thoseplans and assign points based on risk.

This immediately raised an issue with other competitorswondering why the F-35 should get points if the company can’t guaranteere-investment back into Canada.There are also concerns about how the government will decide howrisky plans to achieve “industrial targets” actually are, with at least oneindustry source saying that question is entirely subjective.

Most of these new headlines and much of the governmentsrule changes have been triggered by a report, aptly named The Catastrophe, by Richard Shimooka. Written for theMacdonald-Laurier Institute it outlines the long sad story that is Canada’s Futurefighter capability project.

In that report Shimooka makes the all-important pointthat reciprocal investments, such asCanada’s industrial trade benefits (ITB) policy have long been seen as an inefficient method fordelivering economic benefits. In fact several countries, including Australia,have moved away from them to more flexible cooperation approaches. In realityoffset agreements are referred to in most studies as “traditional andinefficient”. The decision to avoid such agreements in relation to F-35production was one of the fundamental choices made early in the program in anattempt to keep the price of the fighter as low as possible for allparticipants.

At this point itshould be noted that Canada has done very well financially from the currentF-35 agreement. Having spent a little over $500 million to remain part of theF-35 program Canadian companies have so far won more than $1.3 billion incontracts related to the F-35, according to the government. At one time it was estimated that businesses inthis country could land as much as $9.9 billion in contracts to construct andsustain parts for the Lockheed Martin-built stealth fighter.

The government likes to talk about the number of “goodmiddle class jobs” there policies will create but in fact defense spending is the most expensive way to create jobs.

What thegovernment does not like to talk about is how money that could be better spentto create jobs, infrastructure and social capital is being wasted in by payingtoo much for bloated defence procurement programs that actually create very fewjobs in relation to the amounts being spent.

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What nobody,including the media who cover these stories and the opposition parties who aresupposed to hold the government to account, want to consider is the idea thatdefence spending should be used for defence, not as a glorified public worksprogram.Until and unless the concept ofvalue for money in defence spending is defined by the amount of militarybenefit derived from that spending then all of Canada’s defence procurementprograms, not just those spent on new fighters, will continue to be accuratelydescribed as a “catastrophe”.

After U.S. complaint, Canada to soften rules for jetcompetition to allow Lockheed Martin bid: source

https://ca.reuters.com/article/topNews/idCAKCN1SF2RP-OCATP

LOCKMART THROWS TANTRUM.. GETS RULES CHANGED..SLIGHTLY.

http://bestfighter4canada.blogspot.com/2019/05/lockmart-throws-tantrum-gets-rules.html

https://www.tpsgc-pwgsc.gc.ca/app-acq/amd-dp/air/snac-nfps/CF-18-eng.html

The U.S. needs to be a key part of Canada’s next-gen jetprocurement process

https://www.theglobeandmail.com/opinion/article-the-us-needs-to-be-a-key-part-of-canadas-next-gen-jet-procurement/

THE FOURTH DIMENSION: The F-35 Program, DefenceProcurement, and the Conservative

http://rcafassociation.ca/wp-content/uploads/2016/09/Vimy_Paper_33.pdf

Controversial F-35 purchase could bank Canadianbusinesses $9.9B

https://globalnews.ca/news/1022291/controversial-f-35-purchase-could-bank-canadian-businesses-9-9-billion/

Psfd Mou

Canada changing rules of competition for $19B fighter jetfleet to allow consideration of F-35: sources

https://nationalpost.com/news/canada/canada-changing-rules-of-competition-for-19b-fighter-jet-fleet-to-allow-consideration-of-f-35-sources

The Catastrophe: Assessing the Damage from Canada’sFighter Replacement Fiasco

http://macdonaldlaurier.ca/files/pdf/20190502_MLI_COMMENTARY_Shimooka_FWeb.pdf

Defence Industrial Policy Approaches and Instruments

http://aerospacereview.ca/eic/site/060.nsf/vwapj/Def_Ind_Pol_Approaches_-_Final_Draft_-_July_13.pdf/$FILE/Def_Ind_Pol_Approaches_-_Final_Draft_-_July_13.pdf

Defense Spending Is the Most Expensive Way to Create Jobs

https://prospect.org/article/defense-spending-most-expensive-way-create-jobs

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arplis · 5 years

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generouslyteenagealpaca-blog · 6 years

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Is my company allowed to change the insurance price when i call them and change my occupation details? For example i have been put down as a student but now a couple weeks later i left college and right now i am working. Are they allowed to change the fees, etc? I have a tracking device from the company fitted in my car as well.""

Urgent..car insurance gt expired n 3 days later my car got stolen... can i claim or can anythin be done ..help?

my car insurance got expired on 7 oct 2011 and my car got stolen on 10 oct 2011... i have never taken any claim before.. it was a swift 2 yr old car... m so sad pls suggest if anythin ...show more

What is required for a new resident in England (from Canada) to get car insurance?

Moving to England shortly, and it will be so much easier to find work and move into a new place if we have a car first. What information will we need to get insurance? We will be living with friends, so we could use their address and phone number until we get our own place. But will we need a national insurance number before we can get car insurance? British bank account? We'll be getting those things, but it would be so much easier to have the car first. Basically, what is required for us to provide in order to get a car bought, insured, and on the road? (We'll be paying cash.)""

Switching Car Insurance?

Next year when I get married my fiance and I are going to start a new car insurance policy. However - I currently have co-signed the car I own with my mom. She is the primary owner, but my name is on everything too and I make all the payments myself. How will that work with the car insurance? Does it matter that I am not the primary owner? Does it need to be insured under her name?""

What does full auto insurance cover?

hi, i bought a 2005 saturn on sat. i am tryng to get insurance quotes, so what i need to know what exactly does full coverage include? details please!! NO RUDE ANSWERS!!!""

What is the average cost of general liability insurance for someone that does light field work like surveying?

Live in Oklahoma and do alot of surveying and consulting. Just wondering if anyone has any ideas about what it might cost to insure my employees against bodily damage ect.

Car insurance for young drivers?

Is there any way of finding out what car each specific insurance company insures the cheapest? Having a mighty ball ache trying to find a company that its massively expensive. I know it will cost through the nose but anything in the 2000 insurance premium would be very helpful. thanks in advance

How much is car insurance for a 97 corolla?

please don't say ask your insurance company because i wont know until a couple days later. i just got my license and im 17 years old and i have a 97 corolla. The car isnt in the BEST condition but its still in pretty good condition and i was wondering how much would the insurance be considering i took driving classes at the school and am dadap certified (that alcohol lesson thing) thanks

Can i get affordable baby health insurance?

ready to have a baby soon but husband insurance would go from 250 to 700 a month (can't afford 700) if we have a baby but if me or the baby gets our own insurance somewhere it would be 250 but i have some health issues so i can't get my own insurance (i get denied everywhere, my job doesn't offer health insurance) so when i do get pregnant and have a baby can i get affordable insurance by it's self?I live in Colorado, will not use government help PLEASE DO NOT WRITE BACK IF YOU DON'T KNOW WHAT YOU ARE TALKING ABOUT OR SAY SOMETHING DUMB OR USELESS THANKS!""

Why isnt health insurance free.. (taken out of taxes)? like other countries?

with all the taxes taken out ud think that would be the most important thing... i presume its because it would hurt companies that sell insurance in some kind of way... but im not sure... can any explain to me why? will it ever change? i think of all the things our taxes pay for ... it should at least pay for health insurance ...

What insurance is best for women?

I don't currently have insurance, but I want to start going to a gynecologist to see why I'm not getting pregnant. The co-pays are horrendous, like $150 per visit w/o insurance! I cannot afford that every time I walk in, but I can afford about $80 a mo for insurance, but IDK what kind or which to choose that will help me through the gyno visits, and possibly a fertility specialist. If anyone knows the best route for this kind of medical attention, please provide websites or names of insurance companies that apply to this. Also, I live in a small town in GA and there are NO near-by specialists or anything as such, so I'm sure to have to travel at least an hour or more to get the help I need. No, family planning centers, no women's health centers, nothing! So if there's anyway someone could give advice for that, please do. Thanks so much.""

How Much Would A 17 Year Old With A G2 Pay For Insurance For A 1995 Geo Metro Hatchback in Toronto?

Im planning on getting my first car but the insurance is holding me back. Please Help.What Company do you suggest? Maybe you know someone with the same car and around the same age.

Is it true if i am driving my dads car and he has insurance on it but I also had insurance on my own car......?

Wouldnt that mean my own insurance would of had to cover me in my dads car when my dads car got into a small accident even if my policy did not have his car on my policy or dose that ...show more

How much to insure.....?

What is the best company for mobile home insurance?

Need full replacement policy on mobile home over ten yrs old

CAR INSURANCE FOR A 16 YEAR OLD?

would it be more expensive for car insurance for a brand new car or a used car.

Do I need auto insurance on a car that is not running with no plates?

I live in Parma, Cuyahoga County, Ohio. I am planning on buying a project car that is currently not running. I am going to keep it in a garage out on the farm and slowly build it back up. What kind of insurance do I need on it? My old car used to have storage insurance on it for winters, about $20 a month. I don't want to pay $70 per month for a nonrunning car!""

Reg Car Insurance and Road Tax?

Hi, My car insurance ran out. My road tax ran out last month. I applied for SORN and have one for my car. Now the problem is i want to tax my car. I dont want to take an insurance for a whole year. Is there a chance where i can get a pay as you go insurance for just a month and get it taxed for 6 months. Will they give me a tax disc from the post office if i have only a 30 day car insurance cover. Let me know""

Pay as you go mobile insurance?

hi i am about to buy the new nokia 5800 for 250 any sugestions for insurance and how much will it cost?

Car insurance for the young?

any body know where to find cheap car insurance for my son aged 17 tried the usual site ie compare and money market.com just got him a 1999 1,2 corsa i have ten years ncb on my own car the wife has been on my policy for 7 years with no claims the corsa is going to be registred in my wife name thanks very much""

""What's the difference in the government requiring you to buy health insurance, and car insurance?""

________________________________ Okay, I don't think I got my question across last time. My last question I also said: Some state, maybe all, require you to buy car insurance. So, what's the difference between those two? The government is requiring you to buy something. I disagree with ObamaCare, but I also disagree with Car Insurance, but why aren't people getting all bent out of shape out that? __________________________________ To add on to that: I understand driving a car is a privildge, but I don't understand why I am required to buy car insurance for owning a car. I feel like that would be saying you have to buy fire insurance for you house because you might catch someone else's house on fire. But, what if you are a good driver and don't wreck, why are you still required to buy insurance? I don't see the government telling me what I need to buy and what I don't buy when I own something. I can understand the danger to others, but insurance doesn't make a driver better or worse. If you are a bad driver you need insurance to cover your bad driving, but if your a good driver why do you still need insurance?""

""Insurance cant get a hold of the other at fault party, what do?""

I was involved in a traffic collision where I was rear ended by another vehicle. Police report was filed, the information was traded. I filed a claim with their insurance and mine and have not herd anything from the other party. Everyday I contacted their insurance and they still cant get a hold of him. My vehicle is not in drivable condition so I am forced to wait, since I do not have money at this moment to pay for my deductible, I just stared a new semester and spent close to $800 on books. To make matters worse my work has come to a standstill and no income is flowing. I am thinking about hiring an attorney to help me recover the losses. What should I do? If the guy never responds what happens? Is there a law which states how long the other individual has to file a claim? Thank you. I live in the state of California.""

How much would car insurance in North Carolina be for an 18 year old?

I was wondering how much car insurance would be for someone my age? I've been told by a bunch of other people my age that their car insurance is $140 a month....Thanks for any help:]

How does car insurance work?

I got my driver's license last January when I turned 16. Our family only drives one car. My dad has insurance for our car under his name. Do I need insurance under MY name to drive the car too?

Car Insurance Question?

I am filling out paperwork for an insurance quote. I wanted to know if the lock/unlock/panicbutton key lock device considered an anti theft device? I would also appreciate if any one could recommend any car insurance agencies. Thank you.

Which car insurance companies offer temporary insurance?

I'm a 20 yr old male that has had his license since age 18 but has never been insured. My mother would prefer to simply add me on hers, but her insurance company does not offer temporary insurance, which is what I need since I will be going back to school in late September. Which car insurance companies offer temporary insurance (3 months)?""

Will filing a claim for broken car window raise my insurance payments?

I woke up to a broken driver side window this morning and the first thing i do is call my insurance to ask if its covered. My insurance said it would cost 350 bucks to fix it and i have a 500 deductable so i gta pay out of pocket anyway. He scheduled an appointment for me to get it fixed at a local shop. Is this claim going to affect my rates?

Would you say my insurance is going to right my car off......?

i had a crash the other day where i got hit in the passanger side door and the car then bounced up an fell down on a high curb aon the drivers side. so after everything was sorted out i drove it home. the insurance have said it was my fault anyway. so i have got a fiat punto evo 60 plate, 4500 miles on clock 3 door. it cost me in april 10,995 to buy. So its been in a body shop got an estimate of 5300 to fix it and i have an excess of 1150. The body shop thinks its going to be a right off?? i am just wondering what your veiws are? thanks""

Car Insurance Liability?

Should I go around and get $2000000 in liability, or should I just go with $1000000?""

Auto Insurance!?

i Have MetLife auto insurance at the present time, and i have a payment every other month. They have been sending me monthly bills the same price as my Bi-monthy bill. I have been given the run-around in other ways from them as well. Any suggestions for Auto insurance providers, for I am thinking of switching!""

How much would insurance be for a 1999 Ford ZX2 Escort?

I'm 17, a boy, and I live in maryland just 5 miles from DC. Im getting my first car next saturday and its gonna be a Black 1999 Ford ZX2 Escort. How much can I expect to pay for insurance? I have a clean driving record. Also, my parents dont have car insurance so they have to start a separate account for me. Thanks!""

How much is insurance on a 125cc?

WhAts a average insurance price for a geared 125

""If I get liability only insurance, and somebody else crashes into me, will I get my car repaired?""

My grandma recently gave me a 2005 civic as a gift. Its great but comprehensive insurance is $230 a month. Ive looked around and thats about as cheap as it gets (I am a teenage male that's why its so expensive, despite my flawless driving record). I have been considering getting liability only insurance for a month or 2 because I need to get more hours at work to be able to afford comprehensive. If I get into an accident thats not my fault will i be out of luck or will the at fault driver have to repair my car?""

Insurance nightmare help?

tommorow im leaving for florida in my grandmothers car. i just discovered the car hasnt had a proof of insurance for over a year. if i cannot find a proof of insurance i cannot begin my 1300 mile trip to florida. does anyone have any ideas on some way we can get a proof of insurance between now and tomorow at 9 am?

The course of insurance and risk management deals with what?

Works as who?

""I need to find how much insurance would cost for a dodge charger, tune-up, tires etc including coupons?""

What site should i go to , to figure out this stuff?""

Why not sell medical insurance like Auto insurance?

I know this is long but please bear with me. Rather than set up a separate government run medical insurance or expansion of medicare to the general public....One criticism of government care is that it will be in direct competition with existing providers. Ultimately siphoning insurance customers away from traditional plans and onto the rolls of govt care causing these providers to go out of business. Here in my state the auto insurance companies MUST offer the same basic minimum coverage in order to do business in the state. Everyone here must have at least the same basic level of insurance (both auto and medical) . You can go to any provider you choose and this basic minimum insurance level costs the same . If you want more insurance you can pay for additional coverage. But that basic plan is available to all. So why not have a similar program for medical insurance as part of a nation wide group policy. This group can be subsidized by the government but it would be managed by the existing insurance providers. (In other words if you want to be in the insurance business you must offer and support this minimum plan which would be a foundation for any other plan you offer) The govt pays the insurance company a flat rate to manage each person enrolled in the basic plan. The more money the company saves (the better they manage the insurance) the more money they keep. However if that company provides poor management it will cost them. Either subscribers will change management companies if they feel they are getting a raw deal or wasteful management would not be payed for by the government. One advantage I see here is that consumers would have an alternative providers to go to if they feel wronged by a particular management company. Insurance providers also have an incentive to offer additional services to the basic plan members in order to attract more subscribers and earn money. With a govt program like medicare your stuck with the one provider (the governement). As they say One Choice is NO Choice.... If someone wants additional insurance they can buy additional coverage from any provider they choose. But No one could be denied coverage for the standardized basic plan. Since everyone is part of this national group policy the basic insurance is portable and independent of supplemental policy one may have. So if you change jobs or move to a different state you may loose the supplemental policy BUT your basic coverage remains intact. You merely transfer the company that provides the management services for the basic medical. Insurance providers would get paid by the fed to manage the participants in the basic plan for each participant in the basic plan. this would put market forces into play for the insurance providers to make money by attracting additional participants through better service or offerings. COunter to this is if the consumer gets crappy management services they can transfer to any other insurance provider.

I need a good car insurance company I have 6 points and a chapter 7 in my credit report?

I have two cars one needs full coverage $500.00.00 deduc.at list, the car is a 2002 ford explorer and the other one is a 1992 dodge spirit /liability only. If you know about an insurance company that gives good coverage for a decent price let me know my current policy is $166.20 a month.""

Which insurance company is the cheapest for a new UK rider?

How much to insure.....?

Health insurance?????????????????????...

should government help on health insurance? y or y not?

Changing jobs - how do you estimate the value of medical and dental insurance?

Is it better to cancel health insurance when it reaches $1700/Month for a young family of four?

How much would insurance cost? (motorcycle)?

Hey guys, I was just wondering how much approximately insurance would be for a starter that just got his license, with the training course. This would probably be with a CBR125 (lol, just want to get used to it first) in Toronto Canada.""

Auto Body shop quote and Insurance quote?

My insurance adjuster came out and cut me a check for 1,200. The check issued is a fair price.The shop i trust gave me a quote of 1,300 which means I will only have to pay 100 out of pocket. My deductible is 500. Do i still have to pay 500 even though the check will cover most of the expenses?""

What company has the best health insurance at an affordable cost? and which companies should I stay away from?

Is AETNA a good health insurance to get?

my benefits package came from work, it offers medical from Aetna is that a good health insurance provider? What about Guardian Plan ppo for Dental??""

First time drivers auto insurance?

Ok so I'm 17 and I'm a first time driver can you please name some of the cheapest insurance for me. The most a 100/ month thanks I live in California

How much do you pay for individual/family health insurance?

At my work I only pay 67.34 a month for health insurance. It is just me, single. Awesome insurance, no deductible, low co-pays etc. VERY lucky. However, if I had 1 spouse it sky rockets to 447.71 a month, and a family, any size would be 877.11 a month. (Great deal if you have 5 kids, not so great with 1 child) Is everyone's insurance like this???""

Why is homeowners insurance so high?

Been paying on my house for over 20 years.Never missed a payment.Always pay my taxes on time.Always carry insurance.Raised 3 children on my own.Always worked.Didnt collect food stamps or state insurance.Payed back anything I borrowed.Could not afford higher education.Was paying to raise my children.Husband left when kids were young.Owes me over 70000 in child support.Never covered one cent of their medical bills.Their all in late 20s and early 30s now.I guess all that doesn't really matter except for the fact that because I was too proud to suck off the taxpayers I worked.I made my bed and I slept in it. .But now im being penalized again.Insurance rates based on many things like your education.So,because I am stupidier than the average driver I will probably get in more accidents.How but this?Im over 50.No accidents No tickets.Always drive older vechicles so its not possible to speed even if I wanted to.I always thought my car insurance would go down after 50.In a few years they'll be jacking it higher because im too old.When does it stop?Okay.So back to the house insurance.If they refuse me house insurance Ill lose my house.All the money in interest and principal ive payed over the years will be in vane.The banks and mortgage companies will keep all the money ive worked for and take the house too.Homeless .Wont beable to work wont beable to pay taxes.will probably freeze to death and die..All because the sharks that call themselves insurance executives need to take another vacation.I wonder if they have mothers.If you have someone living in your house who has gotten a ticket or so on,your rates go upAnother way they our breaking up the American family.Is it true our politicans have sold us out to other countries.China for one.They are buying up our food sources.They probaly don't want us to beable to grow our own foods or have our own livestock.The crops are genetically engineered so our seeds probably are too.They probably own the insurance companies tooHow do people go to florida for the winter and leave their houses vacant without paying higher rates.I was told insurance companies don't cover vacant homes.Thanks for listening.Bless you""

Cheapest auto insurance in Florida??

Just moved and need some ideas for shopping around for the cheapest auto insurance in Florida.

Does car insurance insure the driver or the actual car?

I know that its CAR insurance but I have heard two different things - car insurance covers the car and it covers the driver. I'd just like to know which one it actually covers. Thanks!!

Do you still have to get insurance if you have a license but don't have a car?

I'm 17 and want to get a driver's license. I won't have a car for a couple years, so do I still need to get insurance?""

""What is the cheapest, good auto insurance for one person?""

I recently moved out of my parent's home due to some serious conflicts and am living with a close friend. I currently work and am about to buy my own car using some of my savings. I'll have to get auto insurance for myself and was wondering if anyone can recommend an insurance company with a good reputation that is also very affordable, particularly for a single person, single car type of plan. Thank you!""

No minnesota auto insurance?

if i dont have auto insurance will i loose my drivers license and for how long i live in mn.if im caught

Which car is the most reliable? and insurance wise.?

03 Infiniti g35 coupe. 05 mazda rx8. 05 Audi a4. 05 Acura tl. Nissan 350z. 05 cadillac sts. 03 bmw 3 series. 05 nissan maxima. 06 subaru wrx impreza and legacy. 05 ford mustang. Also add which one is insurance wise cheaper if you can.

Insurance for provisional drivers?

Hi all I am looking for a cheap insurance deal for one month (not a year).I hold a provisional driving license and want to practice using my husband's car. Do you know of any Insurance Companies that do this kind of service? Thanks

Insurance didn't report?

My sister couldn't afford to pay her car insurance. Her insurances company never reported to the DMV that it was canceled. why? She even got speeding tickets and i thought the police do a run when they pull you over. how is this possible?

No Claims discount on car insurance?

Hi there does anybody else agree that insurance companies are a set of W******s? just had to insure a car after been in a co car for 2 1/2 yrs, previous to that i had my own insurance for 11 yrs and had no claims in that period, today i was told by severl different insurers that my no claims dosent count as i have not had any insurance in my own name in the last 2 yrs, thats taken the price of cover from 384 to over 700, does anyone think as i do that no claims should stay with you for life as long as you can prove that you have been driving say within the last three yrs so that the insurance companies cant make such massive profits by shafting law abiding careful drivers?""

Where to Find Affordable Family Health Care Insurance?

Recently I was looking on google for affordable health care insurance, but I can't make my decision which site to choose.There are so many sites.Please suggest me one.""

We are buying a 1995 mobile home (14X70). Does anyone have any idea how much insurance would be in Alabama?

Gieco insurance rate?

Ok I got a auto quote and I lied on the online form I said I have no tickets and car crashes.I do have some Im 18 years old And If I chose this company will they find the tickets? I did give my social number.

Would it be the cheapest sports car?

I saw the 4 cheapes sports cars for insurance a mazda mx 5 and a pontiac solstice would they be the cheapest sports car for insurance for a 16 year old or what sports car would be the cheapest to insure for a teen I know for a teen with a sports car would not be cheap we have the money but what sports car would be the cheapes for a teen

Insurance price on 2001 Eclipse?

Im a 17 year old driver, so instantly high lol, but its an automatic 2 door eclipse but only 4 cylinder and automatic transmission. What would you think the insurance be and how would that compare to lets say... a honda civic""

What is a good insurance for a home recording studio?

A recording studio has been set up at home, all i need to know is which insurance will cover it.. and the websites?""

How much to insure.....?

How to get cheaper insurance for better car?

K, here is the deal, i have waiting for me a Porsche 944, but i am 17 so obviously i well be screwed by the system. So i was wondering if there are any ways to get cheaper insurance for the car-the car is an 86 if that info is useful.""

Buy insurance to the child?

I have a 1 year old children don't know what insurance for him

Are car insurance quotes free?

i just want to know

Can someone please explain how health insurance works to me?

Ok, I realize this question shows how ignorant I am about the real world, so I'm embarrassed but I have to be honest: I have no idea how health insurance works other than that it covers certain medical expenses! I'm just getting out of college so I am not used to having to deal with this. I know you pay a monthly fee, but what is a deductible? How does this work? For example, say a company charges $50/month with a $2,500 deductible fee...when would I have to pay the $2,500, if ever? I need the most affordable health insurance possible... I am really struggling with money at the moment. I am a U.S. citizen with a very very good health record. 22 yrs old and non-smoker. I plan to travel to Canada (Montral) and live there for about 6 months after I graduate. If I get health insurance in the U.S., will this cover me in Canada as well? Thank you for any info, it will really help me out a lot!""

Why does auto insurance rates go up after manditory insurance laws pass?

the insurance companies promise that passing these laws would always lower them

No Insurance!?

No Insurance!? How much do you think a tooth will cost to be pulled?

Car Insurance for any Car in USA?

I am a Senior Indian Citizen of 73 with a US Green Card in Parker, Colorado. I have an international driving permit. Can I get a Car insurance for driving any car hired or private?""

How much does it cost to get insurance on a motorcycle?

whats the average cost? do you know the cost in vancouver, canada?""

CheapEST foreign cars to maintain? (Audi / Lexus / Volvo / Volkswagen )?

Which of these cars is cheapest to maintain? (Oil changes, brakes, tune ups, insurance, etc) I realize they're all foreign and they'll all cost more than a Ford would. But which is cheapest? Which is most expensive? Please help! I need someone with experience! Thank you so much!""

First Car help - cars with cheap insurance?!?

I have been looking around at cars for ages now as i can start learning to drive in about 4 months. But as you know, when you first learn to drive insurance prices are a joke, my parents will pay for my first car and insurance but they are kinda stingey when it comes to insure so only wanna spend around 1.8k per year, but they dont mind buying me like a 4k car, they wanted to get me the new ford KA but i just don't really like it, I know i sound ungrateful but i'm just seeing what other options i have as im gonna be stuck with it for a good few years. I also quite like old cars like like MG MGB's, i also like the new fiat 500 but these are a little over my price range, please suggest some nice cars :( with cheap car insurance!! (so probably around 1L engines)""

Car insurance question?

Im currently a proposed driver on an car insurance policy(FULLY COMP) on a Fiat Punto and im 19. My elder brother is getting a Vauxhall VXR and said if he is insured on the car (fully comp) and said if i drive his car, i am legally allowed to drive it but i will only be covered under Third Party. Can someone outline the Rights and Wrongs? Is it actually legal? any problems which may arise?""

Where can I find inexpensive health Insurance for an individual?

Smart roadster uk insurance.?

Slight problem, was looking up TPFT insurance quotes for a smart roadster: 500 excess. 7000 yearly premium. 7500 annuall mileage. The car's only worth 8500 it has a 0.7L engine. How do they justify this price gouging?""

""Insurance, I need a awnser.?

I bought a car with some cosmetic damage. It needs a new quarter panel. If I get insurance on the car will they fix that?

Driving family car with no insurance?

I Drive my sister's car around a bit because i couldn't afford my insurance. Since I don't have insurance but my sister does on her car, would I get a ticket or get car towed if I drive it around without insurance? or would my sister's insurance cover it too? Thanks""

""Need a dentist, but have no insurance.

I need some major work done on my teeth but have no insurance. I also had to file bankruptcy 2 years ago and have no credit. Is there a dental group or dentist that would do work with ...show more

Insurance claim and deductible questions?

I scratched somebody's car while they were parked, so it was my fault. Damages were minor. Since my car is old and I've dropped coverage on my own car (I have coverage for the other car), I have no plan to fix mine. And the other party offered to settle on our own and not go to the insurance company. So, the questions are: 1. If I claim to my insurance company, how much out-of-pocket do I have to pay? His deductible? Or $0 (since I am not fixing mine)? 2. Would my insurance rate will go up even though I have a clean, no at-fault, claim for at least 10 years? 3. Is this settle on our own legal? And anything to watch out for? 4. What would you do if you were me? Thanks much!""

How much is good car insurance for a uk driver?

I am looking around at car insurance comparison websites, and I want to know if the quotes I'm getting back are reasonable. How much would a reasonable monthly insurance payment be for a UK driver with more than 15yrs experience? Also, how much would it be if you added a newly qualified driver as secondary driver to that. The car is a 2006 Ford Galaxy. I know it depends on the other extras etc, but I just want to get a rough idea of what would be a reasonable amount to expect for this, on average.""

I don't have dental insurance.?

I don't have dental insurance and I haven't been to the dentist in years. Anyone know of any good dental discounts or insurance. I really want to go and get a cleaning and check up. I think i'll need some work done considering my jaw hurts and the gap in my teeth seems to be getting wider. Anyone else not have dental insurance? Thanks for the help

Life insurance?

Is there a certain amount of time you have to cash in a life insurance policy?

Why is my car insurance so expensive?

I'm 18 and I drive a 2008 dodge caliber. I've been paying 200+ a month on insurance and I'm sick of it. I will be 19 in the summer and have had my license going on 3 years. I have a clean record accident free and incident free. Will my payment ever go down? It's bad enough I'm already a poor college student lol.

What is the insurance cost per month for a 16 year old to drive a 2000 mustang GT?

Hi im 14 so i will be taking drivers ed pretty soon so my dad said to start looking for a high school car. I found this 2000 Ford Mustang GT thats only $7500. I just need to know how much the insurance would be because i know that sports cars have higher insurance costs than most other cars. If anyone owns a mustang and knows how much it costs or knows where i can get a quote i would really appreciate the help! Thanks!

Reducing Car insurance?!?

Hi, I am just curious because I know someone who does this but situation is a little different. His parents are split up so he has a car at his mother's house (where he would HAVE to be registered as primary driver) but he lives at his father's house so he only pays occasional driver's insurance even though the car is always with him. (both the father and mother have licenses however are not insured under the car in question) I am just asking if it were possible for me to do that with my grandmother for example. If I get a car registered under her name, but since I don't live with her can I pay as an occasional driver? She does not have a license. If it helps I live in Ontario, Canada. Thank you""

How hard is it for police to verify that you REALLY do have car insurance?

With all the different companies that offer insurance, how would a police officer know if if the insurance card is a fake or not or if the policy number is real during a traffic stop?""

How much will insurance try to offer for a stolen 1985 El Camino.?

I had my camino stolen. Show quality, special interest car. How much will an adjuster generally offer since it cant be found in Kelly's Blue Book. Also, whats the process of getting more for it as Im almost positive they wont offer what the car was actually worth?""

How much to insure.....?

https://www.linkedin.com/pulse/child-supportcar-insurance-maurice-joseph"

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