#and i think SOME walmarts have a license to sell actual alcohol but not the one near me.

[emi1y]

Emily's "Use Up My Leftover Mixers" Cocktail:

3 oz of that weird gin that I'm trying to get rid of as fast as possible

2 ish oz of schweppes tonic water

Wanted to use more tonic water but that bottle ran out, so also used another 2 oz of fever tree tonic water

However much is left of that guava juice that i opened forever ago

Some orange juice leftover from when I was sick and I'm not going to drink it on its own but there's so much of it left still

At this point the glass is full, so drink some to make space in the glass for ice. When you taste it, realize there's something missing so just try throwing in whatever you've got lying around. My inspiration was "first things I saw on the top shelf of my fridge"

Like a little vermouth because i forgot what it tasted like so I took a sip and was like, yeah sure whatever

A few splashes of orange bitters because I'm so obsessed with it I've been adding it to every drink i make

#I DIDNT REALIZE UOU COULD GET BITTERS AT WALMART!!! i got the first bottle of just ''aromatic bitters'' whatever the fuck that means. #i got it at the liquor store and it was like $15 and then at walmart it was only $7 WTF!!!!!!!!!!!!!!!!! #so now i have both:) #for context. pennsylvanias liquor laws are INSANE like. one of the strictest states in the entire country #its gotten better recently but still not great like you can only buy hard liquor at state owned Fine Wine And Good Spirits stores. #but those stores CANT sell beer. #and then some places like grocery stores have recently been allowed to get a license that lets them sell beer and wine but only between #certain hours and they still can't sell any spirits #but anyway it all loops back to apparently walmart can sell bitters because theres a low enough alcohol content ? #and i think SOME walmarts have a license to sell actual alcohol but not the one near me. #emily.docx

[kennethherrerablog]

17 Ways to Save Money When You Live in a Big City (It’s Actually Possible!)

I know I don’t have to tell you this, city dwellers: Living in a big city is expensive.

I was slapped with that cold reality when I moved to Denver. After living in two relatively rural college towns, I was used to paying a rent I could almost afford; groceries that were, well, normally priced; and a night out with friends that never remotely creeped close to $50.

Then there were those times I visited New York City and San Francisco for long weekends… Don’t get me started.

Anyway, kudos for making it work — but I know it’s got to get difficult sometimes. That’s why we put together a list of ways to save money when you live in a big city.

1. Save Money on Any Debt You’ve Already Accumulated  

Moving in general is expensive, but moving to a big city and adjusting to that new cost of living is difficult.

If you accumulate any credit card debt in the process that’s still lingering, consider refinancing or consolidating it to find better interest rates.

A good resource is Fiona, a search engine for financial services, which can help match you with the right personal loan to meet your needs.

Fiona searches the top online lenders to match you with a personalized loan offer in less than 60 seconds. Its platform can help you borrow up to $100,000 (no collateral needed) with fixed rates starting at 4.99% and terms from 24 to 84 months.

2. Get $3 Pantry Essentials Delivered to Your Door

Groceries tend to be more expensive in big cities. Goods in New York City are 10% higher than average U.S. prices, according to data from the U.S. Bureau of Economic Analysis.

The task itself also tends to be more difficult, depending on how far away you live from the closest store.

A great way to save money is to order the essentials online — where prices are more likely to be the same nationwide.

With Brandless, you can stock up on all your grocery essentials for $3 each. Yup — everything’s $3. And you’ll get $5 off your order when you sign up with your email address.

Better yet, Brandless carries organic, gluten-free and vegan options. You could spend hours perusing the virtual aisles, but here are a few examples:

An 8-ounce jar of organic, 100% pure honey: $3

Organic aged white cheddar popcorn: Two for $3

Roasted and salted almonds: $3

Organic, fair-trade, light-roast ground coffee: $3

You can also stock up on Brandless cleaning supplies, household essentials and clean beauty supplies.

Shipping is free when you spend $39 or more.

3. Claim Cash Back on Drinks and Takeout Orders

Life tends to be a bit more stressful in the big city, and it’s important to take time to unwind. Whether you prefer to do that with alcohol or takeout, claim cash back.

Traditionally, Ibotta is known for its cash-back offers on groceries, but it’s also available for restaurants, bars and food-delivery services.

For example, we’ve seen deals for:

10% cash back for new DoorDash users.

$5 back on two bottles of Stella Artois.

$2 back on a glass of Cupcake Wine.

Just download the app for free, then select “Find Offers.” When you claim your first cash-back offer, you’ll pocket a $10 bonus.

4. Ease the Pain of Those Higher Car Insurance Rates

The good news is big cities typically have public transit systems, so sometimes you can get away with selling your car and living that car-free life.

If you still need your car, though, you’ll probably face higher car insurance rates.

Here are three options to help alleviate the pain associated with those high costs:

First, find a pay-per-mile insurance policy. If you live in California, Illinois, New Jersey, Oregon, Pennsylvania, Virginia or Washington and drive less than 200 miles a week, consider getting insurance through MetroMile, a company that lets you pay for insurance by the mile. I you only drive 5,000 miles per year, you could save $500, according to MetroMile’s calculations. Find out if it could help you save by snagging a free quote.

If you still drive quite a bit, take a few minutes to compare rates from other providers. A service called Gabi will do it for you, and you don’t even have to fill out any forms. Simply link your insurance account and provide your driver’s license number, and Gabi will go to work. Gabi says it finds an average savings of $720 per year for its customers.

Help offset big-city costs by renting your car out when you’re not using it. With the Getaround app, you can safely rent out your car to people in your community and neighborhood. The company insures your car for each trip, offers 24/7 roadside assistance and screens drivers for a safe driving record.

5. Count Your Many Steps and Turn ’Em Into Cash

Whether you walk to work or take public transit, you tend to spend more time on your feet in big cities.

Go ahead and reward your barking feet with the Achievement app.

Achievement connects to your phone’s health apps and runs in the background, so it works passively. Many users report being happily surprised when logging on and checking their progress.

Once you earn 10,000 points, you’ll score $10, which you can deposit directly into your bank account.

Pro tip: Achievement connects to more than 30 Android and iOS health-related apps, including MyFitnessPal and Garmin. The more apps you connect, the more earning opportunities.

6. Negotiate Your Monthly Bills (or Have This Bot Do It)

A great money-saving tactic when living in a big city is to negotiate your bills. Some may be more difficult to negotiate than others (you can even try negotiating your rent), but we suggest starting simply with a free negotiation tool.

Download TrueBill, an app that’ll negotiate your bills, cancel unwanted subscriptions and refund your bank fees.

After downloading the app, create an account and link your bank account and/or credit cards. Turn on the bill negotiation and outage protection features. Boom. TrueBill is already searching for potential refunds — it might get you a refund even when you didn’t know an outage occurred.

On average, Truebill says it helps customers save more than $700 a year by lowering their bills, canceling necessary subscriptions and getting refunds.

Signing up and using the service is free, though there are some paid premium services that are totally optional — but could totally be worth it.

7. Set up Your Big-City Budget

If money’s tighter than you’d like, it’s important to keep a budget.

Budgeting can be a little scary, but it doesn’t have to be. The first step is to find out how you’re doing now. Luckily, you can have a financial assistant right in your pocket to help you out.

The Empower app is a powerful budgeting tool that can help you figure out how you’re spending your money and develop a budgeting plan to keep you on track.

Link the app to your bank accounts, and it will track your spending. It will also categorize your spending so you can see exactly where you are overdoing it. That’s right: It will show you just how many times you went out for dinner because you didn’t want to do the dishes.

Set a monthly spending limit and the app will show you a graph that can tell you in one snapshot just how you’re doing for the month. Are you over the line or under it? It’s that simple to see how you’re doing so you can adjust your spending accordingly.

8. Declutter Your Space — and Earn Some Extra Cash

Affordable apartments tend to be small, so if you’re feeling a bit cluttered in your space, clean stuff out.

You can sell virtually anything on Letgo. This easy-to-use app lets you snap a photo and upload your item in less than 30 seconds. It removes a lot of the hassle of selling things online, and it’s 100% free to use.

If you’ve got old technology lingering (think: phones, CDs, DVDs or video games), download the Decluttr app, and start scanning the barcodes on your media to get immediate quotes. It’s completely free to use, you won’t pay listing or seller fees, payment is super fast and even shipping is free.

Plus, enter FREE5 at checkout to get an extra $5 for your trade-in order!

9. Entertain Yourself on Your Commute (and Win Cash)

While you’re swiping around on your phone and wasting time on your commute, go ahead and download the Lucky Day app

You could win up to $10,000 playing digital scratch-off tickets or even a whopping $100,000 in the daily lotto. You’ll also have a lot of chances to win gift cards to cool places like Amazon, Walmart, Dunkin and Target.

It’s all free to play, with no in-app purchases. The company has already awarded more than $3 million in prizes to winners since 2014.

Try to resist an embarrassing happy dance on the subway if you win money.

10. Create an In-Case-of-Emergency Fund Without Thinking

When you have to spend a lot of money just to get by day to day, the task of saving money will easily fall to the wayside.

Don’t let that happen. Digit allows you to save money without even noticing.

This innovative app automates saving for you. Simply link it to your checking account, and its algorithms will determine small (and safe!) amounts of money to withdraw into a separate, FDIC-insured savings account.

Bonus: Penny Hoarders will get an extra $5 just for signing up! Additionally, savers will receive a 1% bonus every three months.

Using this set-it-and-forget-it strategy, one Penny Hoarder saved $4,300 without noticing — read his Digit review.

If you need that money sooner than expected, you’ll always have access to it within one business day.

Digit is free to use for the first 30 days, then it’s $2.99 per month afterward.

11. Dress up to Big-City Standards Without Credit Card Debt

There’s something about living in a big city where there’s more pressure to dress like, well, a real human. Fashion trends are actually timely, and you want to look professional when walking into your skyscraper of an office.

But just because you have pressure to look trendy doesn’t mean you have to rack up credit card debt.

Instead of shopping online at any ol’ retailer or signing up for a clothing subscription service, check out flash-sale site Rue La La first.

It offers top brands for up to 70% off. How? When retailers have excess product, Rue La La takes it and sells it at a hefty discount — but each sale is only available for a limited time.

Just sign up for free with your email address. (It’s an exclusive site — discounts are for members only.) Then search your favorite brands, or browse the boutiques to see what’s available.

12. Protect Your Abode and Belongings With Affordable Insurance

If you’re renting, you know some cities and states require renters insurance. It might seem like a pain at the time, but it can really save you in the long run.

For example, when my boyfriend lived in Denver, a hail storm hit and destroyed his complex’s roof, causing water to flood into his apartment. After his deductible, his renters insurance paid for him to move into a hotel near his workplace for about three months. If any of his items had been damaged, it would have covered those expenses, too.

If you don’t yet have renters insurance — or want to shop around for a better rate — start by getting a free quote. We recommend the online insurance company Lemonade, through which renters insurance starts at $5 a month.

Beyond affordable rates, Lemonade adds a layer of transparency you don’t often see in the insurance world. Instead of profiting extra when it doesn’t have to pay out claims, the company keeps a set 20% of your premium for itself, and 80% goes into a pool for paying claims. Money left over after paying claims each year goes to a cause of your choice.

That also means Lemonade isn’t going to be super stingy about granting customers the claims they deserve — ’cause the money isn’t going into its pockets.

13. Find a Side Gig (Opportunities Abound)

Big cities are basically playgrounds for side gigs. If you’re struggling to make rent or are racking up credit card debt, consider increasing your income, even if only temporarily.

Here are some of our favorite side-gig options for folks in the big city:

It’s no secret big cities attract more tourists, and that’s good news for you. If you have a spare room, try earning some extra money by listing it on Airbnb. If you’re a good host with a desirable space, you could add hundreds — even thousands — of dollars to your savings account with Airbnb.

If you’re looking for a flexible, independent way to earn money — and you love hanging out with dogs — Rover might be your perfect gig. The online network connects dog walkers and sitters to local dog owners through its 4.9-star-rated app, so you don’t have to staple flyers on every utility pole across town. Rover says sitters can earn as much as $1,000 a month.

Need a fun, flexible way to earn money while also meeting lots of new people? Try driving with Lyft. To be eligible, you’ll need to be at least 21 years old with a year of driving experience, pass a background check and own a car made in 2007 or later.

14. Call it Quits With Your Expensive Cell Phone Provider

If you’re sick of of paying your cell phone carrier hundreds of dollars each month, look beyond the so-called Big Four and into the discount carrier Twigby.

That’s what Zak Wilson did. He’d been paying Verizon Wireless about $180 a month for two lines. So he tried Twigby. For both phones, he’s now paying $60 a month.

Plus, new customers get 25% off the first six months of service.

Pro tip: Big cities mean big Wi-Fi opportunities. Whenever you can, tap into free Wi-Fi to save on data.

15. Snag Cash Back — Even From Your Favorite Local Deli

Cash-back apps are great, but many of them don’t cater to your favorite local haunts — like that unsuspecting deli on your block or your favorite coffee pitstop on your way to work.

But don’t worry. We found an app that’ll reward you for keeping any receipt.

As seen on Shark Tank, CoinOut is a shopping rewards app. You’ll earn cash when you snap a photo of a receipt — any receipt, from any retailer, featuring any item. (Similar apps are a lot pickier.)

We put it to the test: A couple of Penny Hoarder staffers dug out receipts — a $5 Wendy’s order and a salad from a local sandwich shop. One collected 5 cents, the other 4 cents. The better condition your receipt is in, the more you’ll earn back, so resist crumpling it into a ball.

You can also earn cash back when you shop online with one click through the CoinOut app. Featured retailers include Walmart, Overstock and Warby Parker.

You can cash — ahem, coin — out once a week for an Amazon gift card or funnel the money right into your bank account or PayPal.

16. Don’t Let Laundry and Dry Cleaning Shrink Your Budget

Laundry’s a big expensive chore in big cities. And dry cleaning? Don’t even get us started…

You’ve probably already invested in that magical Febreze Fabric Refresher spray (if you haven’t, just trust us), but now it’s time to tackle the costs of dry cleaning.

For some fabrics, it’s totally necessary. But for others (even if the tag says dry-cleaning only), it’s not.

Dive into your guide to saving money on dry cleaning. It just might change your life (or at least your budget).

17. Find Fun (and Free!) Weekend Activities

All right. We’ve addressed all your big recurring bills, but you’ve got to have some fun, too. After all, you live in a city where there’s tons to do and explore.

Look into your neighborhood’s farmers market, check out free museum passes from your local library, take a hike (genuinely), plan a picnic or window-shop.

Get some inspiration from our list of free things to do in Orlando.

Carson Kohler ([email protected]) is a staff writer at The Penny Hoarder.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

The Penny Hoarder Promise: We provide accurate, reliable information. Here’s why you can trust us and how we make money.

17 Ways to Save Money When You Live in a Big City (It’s Actually Possible!) published first on https://justinbetreviews.tumblr.com/

[thanksforthefush-blog]

[LAZGAR] Linda and Zoe's Great American Roadtrip

TLDR; Linda and Zoe are alive. Linda turned 25, got blackout drunk (no surprise there). They decide to embark on a 3 month road trip and live in a van in very close quarters. They buy a car off a sweet, elderly man with the plate JESUS. They don't get to keep the JESUS plate but the van is named the Jesusmobile. There is a special place in the 7th circle of Hell reserved for them.

Okay so I didn’t mean to take another hiatus but the last 2 months have been the most stressful experience of my life. This will most likely take a few blog posts to cover so buckle in. Where do I even begin?

I celebrated my 25th birthday in America, which is pretty insane to think about it because the adult I am at 25 is most definitely not the 25-year-old adult I imagined when I was 18. I thought I’d be coming along in my profession, perhaps saving enough to put down a mortgage on a home (obviously this train of thought was most definitely before Auckland’s insane housing prices because I am currently in negative equity and can currently afford one cheeseburger) and perhaps be settling down with a partner, possibly kids on the horizon.

A post shared by Linda (@ltranny) on Aug 12, 2017 at 11:29am PDT

How it really turned out: I embarked on a 4-day bender, each night more blackout drunk than the last, got more tattoos, ended up on the front page of Reddit and topped it off by seeing J Cole and Anderson Paak in DC. So, no job, no house and no kids but had the best birthday imaginable so I guess it sorta evens out. And at this point was soon to be homeless as Zoe and I were going on a 48-state road trip and my lease was up at the end of August. I feel like I’m back at my first week of university again where I didn’t attend the orientation the week prior and so had fuck all idea of what I was supposed to do while everyone else seemed to have their shit together so someone please tell me if I managed to skip the orientation for my mid 20s?

A post shared by Linda (@ltranny) on Aug 9, 2017 at 10:56am PDT

Zoe’s internship ended at the end of August as well, and we decided to commit to the road trip. This meant looking at options at how we were going to get ourselves around the States and what our finances were (honestly, I don’t know about Zoe but mine were pretty bloody bleak since I spent all my money went towards rent, alcohol and Ubers in that order). We weighed up renting a car, trying to get companies to sponsor us to go on a road trip (lol, this did not work), taking public transport around or just buying a car and converting it into a camper.

The most cost-effective option was to buy a car and convert it into a camper. No one wanted to sponsor us (for obvious reasons, like who are these girls and their 100 followers on Insta) and renting a car meant we couldn’t convert it and we wouldn’t be able to resell the car onwards after to recoup some of our costs.

And so, the car hunt began.

Guys, do not take TradeMe for granted. It has a fantastic car selling service that is easy to use and navigate. Here in the States, the most common way of finding a car is through Craigslist. Its interface has not been updated since the 90s. It is hideous to use and there is no rating system so 9 times out of 10, you’ve probably found a dud. The site is archaic and has no place in modern society. How is it that the nation that brought us Uber and SpaceX the same nation that still uses Craigslist? Unfathomable.

It burns my retinas

I can write an entire blog post about my gripes with the DMV and buying a car in the US because it deserves its own standalone blog post. It is so awful, so inefficient and brought Zoe and I to tears. The process delayed our trip by 3 weeks at which point we decided to forego the 48 states plan, a plan I painstakingly created via spreadsheets and countless hours of planning and we will now never witness its glory (if you're curious, here is the link (https://docs.google.com/spreadsheets/d/1pX4bAfO-faQ44t3w0rVGcEL7NJYVw0PsOp-I6tVSEHU/edit?usp=sharing).

However, we are retaining its essential essence which is to visit all the Six Flags in America and we are well on our way onto that goal.

During this time, Zoe and I also had our first fight. We have been friends for years now and our threshold for each other’s shenanigans is pretty damn high. We have dealt with each other at our absolute worst (she has literally seen me black out drunk and completely naked) and nothing rocked us quite like dealing with the bureaucracy that is the DMV. We fought, we cried, we made up and then got really, really drunk to get over it and all was right in the world again.

We are currently on our road trip now so the spoiler alert is that it all worked out in the end. We ended up buying a $3250 Chrysler Town and Country off a sweet elderly man off Craigslist whose number plate was JESUS. We were obviously not worthy of such a license plate (in Pennsylvania, you take your number plates with you, unlike NZ where the number plate goes with the car) and have affectionately named our van the Jesusmobile. This is a vast improvement on the last nickname bestowed on the van used for our 8 day bender last New Years which was a Mazda people mover named the Mazdabator (credits to Snitch for the ingenuity).

The car was in fantastic condition and immaculately maintained as it was used as a church van. It had done just over 100,000 miles and was a steal for the price and condition we got it in. The idea was to get a car big enough so that Zoe and I could sleep in the back while we traversed the States. So far, it has worked out fantastically.

A post shared by Linda & Zoe (@thanksforthefush) on Sep 20, 2017 at 6:12pm PDT

I’ll eventually get around to writing up the specifics of the car conversion but we’ve been on the road for over a week now in the campervan and it’s pretty damn comfy. We’ve slept at Walmarts and quiet streets and have snuck into a Catholic university to use their showers so I’m sure that this was just the icing on the cake to ensure our place in the 7th circle of Hell.

We actually started the first leg of our trip, affectionately named LAZGAR for short, in Florida during the imminent Hurricane Irma which I’ll save for the next post.

#alcohol #anderson paak #bender #birthday #camper conversion #craigslist #DMV #hell #j cole #jesusmobile #road trip #six flags #tattoos #van life #walmarts