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cloverbasket4-blog · 5 years

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Mickey Johnson: benched on his high school team to NBA journeyman

MJ is back with the Bulls.

Sometimes he thinks about his high flying days, the dunk contests, the triple doubles, the time he embarrassed Dr. J, the full court flights of fancy and fancy flights, taking that rebound and gliding full court, a sprinter's body with a player's intentions.

MJ leaned back, the warmth of the bright Los Angeles sun enhancing the reverie. He was traveling with the Bulls last week on the Western Conference road trip, offering a little advice as an inspirational figure and taking some time to visit some of his famous Hollywood friends from back in the old days.

"Doing some ambassador work for the Bulls," Mickey Johnson was saying. "They've allowed me to talk to some of players, offer some advice. I'm very appreciative of being able to be in this position."

No, he isn't that MJ; in fact, he was known as Rubber Band Man in a 12-year NBA career that was perhaps the most unlikely in a world of unlikely stories. "Actually my nickname in high school was BC, which meant Bony Child," Johnson said with a laugh. "I was 180 pounds my first year in the pros, 6-10 and 180."

And 40 years before his time.

Magic come into the league and I was able to guard him; I was fast enough. Magic couldn't guard me on the post up.

Mickey Johnson

Wallace "Mickey" Johnson was probably the first point forward in NBA history, though no one knew it then or quite knew what to do with him. And not only because he couldn't make his Lindblom High School team and paid his way through west suburban Aurora College trying to achieve his goal of getting into a Sears training program. But could he run, a world class sprinter in high school with a guard's ability to handle the ball and a big man's size to finish. Mickey was unique, a round peg in a very square era of NBA basketball.

You know, 6-10, you get by the basket. Little guy, you dribble.

"The game I played was what they are doing now, Scottie Pippen, KD," Johnson said. "I was just as good as the guards bringing the ball up. I was fast and could run all day, not like a typical big man at the time. That's 1975, 1976. The problem was the coaches didn't know what to do with me. I remember Norm (Van Lier) told me if I don't pass him the ball he wasn't passing it back to me. I told Norm, 'I get the ball first with the rebound. I really don't need you to bring it up and pass to me.'

"It was totally different for a big man back then," added Johnson. "Players now are slimmer and can handle the ball, things I was doing in the 70s with big man moves inside. Magic come into the league and I was able to guard him; I was fast enough. Magic couldn't guard me on the post up. But the coaches didn't understand."

Still, Johnson averaged more than 15 points for five consecutive seasons, culminating with a career high 19.1 in 1979-80 with Indiana. That was even after being benched when the team traded for an aging but popular George McGinnis. Johnson was among the league leaders in scoring at the time of his demotion and still ended the season as the team's scoring leader.

Though he never could quite escape the stigma of being from the University of Nowhere, the NBA still something of a caste system. C'mon seriously, Aurora College?

"My biggest problem probably was first time something went wrong it always was, 'Mickey didn't have the experience because he went to a small college,'" Johnson recalled. "When we lost to (eventual champion) Portland in '77, I had a bad game first game (eight for 25 for 19 points and 10 rebounds). Maurice Lucas took advantage of me, but I still led the team in scoring for the series (27.3 per game along with 13 rebounds). I was always an outsider. But I never played for the money, but that love and respect for the game. Nobody can ever say Mickey held out for this or that, cried about salary. I just played. Seeing the world from the bottom up and not top down. A lot can happen in your career, but you try not to take it personal. Do what the coach wants, be there for your teammates. From humble beginnings you can reach greatness, but that greatness can also bring you back down if you let it. It's one of the reasons the Bulls asked me here."

1978: Mickey Johnson poses for a portrait.

Johnson accompanied the Bulls on their road trip at the invitation of coach Jim Boylen, who is encouraging players to understand and appreciate their ancestors. Mickey took the opportunity to spend some time with his old buddy from the Temptations, Louis Price.

He's one of those veterans who perhaps may help the Bulls get ready to find their cloud nine. Cliff Levingston, Horace Grant, Scottie Pippen, Toni Kukoc and Bob Love are some of the former Bulls bring in various ambassador and supporting roles for the team.

Boylen receives some kidding about his fondness for talking about pride in the organization, Bulls on their chest. But players like Mickey Johnson can help deliver an appreciation for the game and perhaps some perspective on where they've been and where they are going.

Especially considering Johnson's excellence in the NBA over a decade despite the most unlikely roots and a vision to give back beyond basketball.

Mickey once ran for alderman in his home 24th ward North Lawndale neighborhood. He was a coach at Malcolm X College and has run a successful business, Concerned Pest Control, and worked for the county sheriff's department for almost 20 years. He's been a citizen advocate, a businessman and motivational speaker.

He also was believed to be the only player ever to block Dr. J's dunk and one of the few to have intercepted Kareem's sky hook

"Bill Willoughby and myself are the only two to have caught the sky hook out of the air," Johnson insists. "Did that twice and Willoughby once.

"I had some hops," Mickey says with a bit of a smirk.

"You didn't dunk much back then unless you had a clear path," he said. "They'd knock you down. If you dunked you had to get out of there real quick."

Johnson was quick. He also was one of the dunkers when CBS in 1977 after that first NBA dunk contest following the merger with the ABA had a season long dunk contest at halftime of its game of the week. It was won by Darnell Hillman over Kareem, though Johnson had an array of 360s, reverse and off the backboard dunks winning in earlier rounds.

"My biggest asset, though, was my ball handling ability and speed," he says. "I was faster than most guards. I used to run the 100 as a college sprinter in maybe 10 seconds, a little less. Used to lose in the finals."

It's a heck of a sprint from a simple life on the tough West Side for a kid from a large middle class family, his dad a postal worker, who couldn't make his high school team.

"Made it my sophomore year only, but didn't play," Johnson recalls. "Coach basically wanted me to be the water boy. Played one game my sophomore year. I kept trying out and didn't make it. Played YMCA basketball, summer ball. I guess the coach just felt I wasn't talented enough. I was disappointed, but I wasn't mad. No hard feelings. He did his job. I did the best I could."

It's an equanimity that masks an athlete's heart.

They weren't scouting Aurora College then, but my stats lured some professionals...I still didn't think I'd make it. I just wanted to make the best of an opportunity if it came.

Mickey Johnson

Mickey played around the neighborhood like just about everyone else, even on a team for the high school coach who always cut him.

A neighborhood man organized a team and they'd venture out to play small college teams, like Judson, George Williams, Rockford, Aurora. Mickey could score and run down a deer, and he was now close to 6-8. Aurora coach Roald Berg said he'd help him get his degree.

"You wanted to get a college education, a job, a family and all that, typical American life," Johnson said.

"The other coaches just looked at me as a ballplayer. Coach said if I come there he would help me in trying to get a degree," Mickey said. "That's why I went there. No scholarship, NAIA Division 3. Class enrollment of maybe 600 students on and off campus. I stayed on campus to work, construction and janitorial work; my mother gave me about $300 to help. I majored in business administration and economics and got my degree. My goal was to get a job at Sears to be a buyer. I put in my application after graduation."

"What happened was (Bulls) Coach (Dick) Motta had his basketball camp there and I worked for him in the summer," said Johnson. "They weren't scouting Aurora College then, but my stats lured some professionals. I averaged 26 and 20 for four years. I wasn't getting any big publicity from the major newspapers. A couple of scouts came through going to see Billy Harris (Chicago playground legend from Dunbar High School at Northern Illinois). So they stopped to see me. One had dropped a note on the floor. My coach found. It said I couldn't make the pros.

"I didn't really feel I could make it until my senior year," Johnson agreed. "There was a little more publicity and I began to feel I'd have an opportunity. I still didn't think I'd make it. I just wanted to make the best of an opportunity if it came."

Mickey Johnson looks to move against Larry Bird.

It's something of a lesson plan Boylen also delivers these days. Take advantage of your chance. Look at Mickey.

Johnson was a surprise fourth round selection of the Portland Trailblazers in the 1974 draft, though they would cut all their draft picks other than Bill Walton. Motta remembered the kid who helped him out, so he offered a conditional third round pick for Johnson, meaning he'd have to make the team. It was more charity since Motta didn't want to keep Johnson; didn't believe he was an NBA player. Expected to keep the pick.

"He said I was a nice young man and he wanted me to have the experience of being in a pro camp," Johnson said. "He said he only had me there for a taste for the money. I made about $500 a week. It was great money. He rescued me. But I never took the Sears thing off the table. I still wanted to be a buyer, and I was working in the post office to make some money."

Johnson was last man among rookies that included highly regarded Cliff Pondexter, Leon Benbow and Bobby Wilson. Motta wanted Johnson out, but he wanted Mickey to make that decision.

"He had me run suicides, three under 30 seconds," Mickey recalled. "Then he made me run three against each individual rookie; that's nine and the three for 12. Then he made me run three more by myself in under 30 seconds. But I still did it. I wouldn't give him the excuse to cut me. I passed out. It was raining that day. Motta to this day doesn't know I passed out. I'm laying on the ground outside passed out in a puddle. He wanted me to quit, but I wasn't going to give him a reason. It's what you learn, things I can pass on."

Then good fortune came his way. Bob Love held out, Pondexter was hurt and another draft pick, Maurice Lucas, went to the ABA. Then early in the season, Motta as he was wont to do went berserk when Bill Hewitt missed a layup and the Bulls lost to the Bucks. Johnson got his job.

Mickey rarely played as a rookie as the Bulls lost in the conference finals to the Warriors. But Chet Walker retired after the season, Love held out again, Pondexter was hurt again, and Johnson hung on again. Johnson got a start and never gave up the job with the Bulls.

Mickey Johnson drives on Robert Parish

He averaged at least 15 points the next four seasons with the Bulls with that unique style of play, the speed and elusiveness that is custom now and was a mystery then. He would average 14.1 points and 7.2 rebounds over those 12 seasons. Not bad for basically never having made a high school team.

Johnson went to Indiana in 1979 as one of the first free agents from the Oscar Robertson agreement that included the ABA merger. He had his best season until Indiana went sentimental. Then he bounced around, though still a unique player who played all five positions at times, Draymond Green with a shot. He posted triple doubles, played point forward for Don Nelson in Milwaukee, ran for Johnny Bach in Golden State. He finished up with the Nets in 1986 as MJ was making his mark with the Bulls.

Johnson, 66, was working around Chicago when Tina Berto with the Bulls asked if he's help with a speaking engagement. "They wanted someone else," Johnson says. "They didn't know who I was. But I told them some of the things they didn't hear from NBA players. They liked it."

So have the Bulls and Jim Boylen. Mickey Johnson showed himself and the basketball world and it's a model for these Bulls. If you never give up, you never know how far it will take you. MJ's back where he belongs.

Source: https://www.nba.com/bulls/features/mickey-johnson-benched-his-high-school-team-nba-journeyman

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colorfulsuitdestiny-blog · 6 years

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I'm planning to start driving (im already learning)but I have big plans I want to carry out and been told I won't e able to if I start driving I spend about 120 a month on bus fair already but how much would driving cost? Would it make any difference on insurance if I waited till I was 21?

Any1 know of any cheap car insurance companies or crappy jobs? i just passed my test but the insurance is a jk?

I dont know what to do, im 18, have no job, a few gcses but not in maths n english, and an AS in finance so its not exactly shocking that i cant seem to get a job. does anybody know of any jobs that nobody else wants? i dont care what i have to do I NEED MY INSURANCE. looks like getting a job is the only way to do it :( would prefer office jobs coz i have experience in admin and accountancy. IF you can't answer that, does anyone know of any cheap starter car insurance companies?, im a girl so i might get a cheaper then boys. thanks in advance :) xx seriously getting depresed and desperate! :'( il do anything!""

Rear ended in a three car crash. Who's insurance is liable?

I was rear ended in a 3 car crash, I am the first one. Car 2 hit me first ( I feel 2 impact), then car 3 slightly bump the car 2. My rear bumper ( car 1) damaged and the front of car 2 got heavy damage. the rear bumper of car 2 almost no damage. also, the front of car 3 look like new. Problem is car 2 insurance only agreed to pay 50% because they said after car 2 rear end me , car 3 rear end car 2 that make further damage to my rear bumper. Car 3 insurance will not pay anything because base on the damage they found, car 3 can't make any damage to me. The repair cost is less than 1000 ( my deductable) , I don't want to use my own insurance to repair my car, coz I think my ins co will not fight for my 1000 deductable. What I can do? I am not agreed what the car 2 insurance co said. Should I go to small claim court or.... its only 850 dollars.""

I need a cheap car to insure?

im 17 years old and need a car to get me to college. The only problem is my insurance quotes are ridiculously high. im looking for a cheap car to insure.

Car insurance coverage question...?????

I have state farm. there's an expectation of a severe storm with softball size hail heading our metroplex. I'm in the middle of switching car insurance. The coverage will expire april 10, 2008. Will state farm covers me if I have hail damage on the same day it's expired?""

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Why are my wife's health insurance rates going up?

2 days after Obama signed the new health care law, my wife received and email from her health insurance company. Her monthly rates, and her deductible will be going up. Ah.. wait a minute... isn't the new health care law supposed to make health insurance more affordable????""

Car insurance quote should i pay?

i took out a car insurance policy 3months ago the operator quoted me 1050 pounds which i thought was a bit expensive, she said if i canceled within 14days (cooling of period) i need not pay no moneys!! i canceled within 8days. i got a cheaper quote elsewhere, Now the 1st insurance company are going to take me to Court they are saying i owe then 320 for 8days cover! should i pay them? whats the Law on this can any one help me has i don't think i should pay it.""

Is this true about car insurance?

I know that when you're 25, your car insurance is usually lowered. Today someone told me if you're under 25 but over 18 and have a child, your insurance is the same as someone over 25. Is that true?""

What would happen to my dad's insurance?

My friend was driving my car and he has no insurance when we got pulled over. The cop asked for license and registration. My friend gave his license, but he gave my insurance information and my registration information (which is under my dad's). Would we get penalized for it? Would my dad's insurance rate go up?""

If im on my parents insurance when i buy my motorcycle do i have to pay for insurance?

I have to save for it and its hard to get a job in Jacksonville if your a teen so how much the insurance cost and do I need it if I do have to buy it or can I just buy the motorcycle and go its the Honda cbr250r its the only in my price range for now

Health insurance for visitor from india?

Where can I get health insurance for a parent who is undergoing dialysis in India and wants to Visit the USA for a short term. Of course they will need to continue there treatments here while visiting. But we need some kind of assistance while they are here.

Canceling car insurance?

i got some car insurance for a car i was purchasing today as i did not want to drive it home over 100 miles with out none , i only took it out yesterday but when i went to pick up the car it had obtained some problems that it did not have before so i have not brought it. i was told when i got the insurance that i would have 14 days to cancel it but when i rung them up today to cancel it they have said i can not and i will have to pay all of the premium in full, i explained to them why i was needing to cancel it and was told it is not their fault and i still have to pay all outstanding monies , is this right . this is with swinton if it matters.""

How much does motorcycle insurance normaly cost?

im 17 and im going to buy a yamaha r6 or a honda cbr600rr this month and im wondering about how much insurance would cost. the website quotes take forever to get so id just like to know how much other bikers pay for their insurance.

Are there any insurance companies that offer discounts for drivers of hybrid cars?

I know Traveler's does but their rates are really high to start with, so 10% off that is actually a ton more expensive than my regular insurance. I'm looking to insure a 2005 civic hybrid. (which for fair note I love!) Thanks in advance!""

Best Medical Insurance for autistic toddler in california ?

My child is 3 years old and she is a diagnosed as high functioning with autism, Im fed up with dentical and medical insurance, Im looking into a new paid insurance for her. What insurance in california is best for a toddler with autism? Anyone know the benefits of the two...Price is not really an issue..""

Sex change versus Car Insurance?

if man changes to a woman would this affect his/her car insurance, would his insurance be cheaper or dearer?""

""Why in California, mortage lenders require fire insuance but not earthquake insurance?""

and why few insurance companies cover earthquakes and if they do, it is with unusally high premiums and co-payments""

What kind of insurance should I get?

I need dental braces but can't afford them. Is there dental insurance that I can get so that I wont have to spend so much out of pocket??

About what would the insurance be on a '94 Camaro V6?

This doesn't apply to me...one of my friends asked me to post this--long story Anyway, he wants to buy this '94 Chevy Camaro base model; not the Z28!! He's gonna buy it off a local guy for $3000...it was 3200 something but he gave him a break for cash. So I'm supposed to ask what kind of insurance that he, a 16 year old will a spotless driving record and good grades, could expect to pay. His parents would like to put liability only on it to keep the cost down. Does anybody have any estimates???--remember liability ONLY..... Oh and we're here in Iowa if location makes any difference....""

How much does my car insurance go up after speeding ticket? ?

Can i borrow from my life insurance policy?

Insurance on a 2010 Scion Tc?!?

Is there any way to estimate this?? What would be more for Insurance? A Scion TC or a Toyota Camry? I have never been in an accident before and It would be under my fathers name anyway, who has no accidents or violations""

Help needed about insurance for '04 Mazda Rx-8!!!?

I'm THINKING about getting my first car as '04 Mazda Rx-8. The car I'm looking at has 32000 miles. But I read some reviews and it seems the car has some issues and having warranty is a right choice. How much would it cost to extend the warranty?

Can I drop motorcycle insurance for the winter then pick it up in the spring?

I'm 17 and am looking for a motorcycle. My mom called our insurance company (Nationwide) and had a quote prepared and they said it would be an extra $70 a month. Seeing as how it gets cold here in Ohio i don't really want to ride a bike in the wintertime. Would it be possible to drop the motorcycle part of the insurance during the wintertime and then pick it up in the springtime when I start riding again? I'll also be turning 18 in February so I think the rates would go down.

Which is the best car insurance? Are there secrets your car insurer won't tell you?

Automobile insurance coverage options can be confusing and their prices vary from company to company...( Geico,Allstate,AIG Progressive and many more)""

US Maternity Health Insurance?

Hi, I am looking forward to give birth in America so I need to know what kind of Maternity International Health Insurance I need since I am not an US citizen. I need a 1 to 6 months insurance. Can you provide some Companies' names or more info please? Or an approximated price? Thanks.""

How is the mandate to buy car insurance different than the mandate to buy health insurance?

This seems to be a popular talking point among liberals. It saddens me that liberals are so partisan that they are blinded to the obviousness of the differences. So for the record, what are the two differences between the requirement to have car insurance and the requirement to have health insurance? 10 points goes to the most simplistic and straight to the point answer.""

Do i need to have insurance for a motorcycle to switch owner?

So I bought a motorcycle from someone with late fees which i can pay off and was wondering if I need insurance to switch the title to me. I'm from California.

How much would car insurance be roughly for?...?

It is a Ford K.A. T 06 plate. I will be 17 when I pass and I was just wondering how much it would be monthly as a rough estimate. Oh and I also live in the United Kingdom.

Car insurance in new jersey?

how much is liability car insurance in new jersey

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Motorcycle insurance?

my motorcycle insurance policy is about to expire next month, so im just looking into companies/experiences to see if i should switch (since getting quotes isnt as easy as they make it sound!!). ive been with progressive for a year and pay 93$ a month. i was honest when i joined and said i had less than a year of experience-- i'd literally learned how to ride right before signing up with them, though because i learned with one of those motorcycle safety courses, i got a small discount with them. so, now, i have a year of experience as well as a year of owning my bike (which i paid for in full and am the sole owner of). i'm 20 year old female, have a kawasaki ninja 500r, use it for pleasure purposes. my driving history, unfortunately, is not pristine. in 2009 i got a speeding violation for MORE than 10mph over the speed limit (that was in my car), and last month, sadly, i was in an accident that was my fault (also in car) (no injuries). i havent had any infractions on the bike. i have a motorcycle endorsement on my license and, as i said, passed a motorcycle safety foundation course. i got a quote with geico, and their prices were really just obscene. so, basically, i just want to hear from other ppl who deal with the same thing. how much do you pay for bike insurance? have any good recommendations for companies? what companies are known for being a little bit more forgiving about accidents, seeing as i just had one (again, in my car, not my bike, but i know it matters). any tips, etc? i know being young and not having a lot of experience are not on my side, just thought id try :)""

My own insurance?

In High school I was on my parents insurance and then I moved out with my boyfriend and got put on his parents insurance, but Im pretty sure his mom is lying to us about how much the insurance costs. We payed a varied amount (75-200) every 2 weeks for a couple months and then that same varied about after that per month. I feel bad about not trusting her but I want to have my own insurance. Mainly because I want to be self sufficient and pay my own everything! How do I go about getting insurance for me and my boyfriend?""

Can one opt out of Pay as you go Car Insurance rates?

I was recently shopping around for car insurance. One to see if I could save a couple dollars on my current plan of $150 a month, as well as to get an idea of what I'd be expecting to pay upon getting a better car for commuting. While I was shopping around I quickly started finding out that California has milage based insurance. I commute on average 130 miles a day to and from work not including my personal driving on the weekend or when I go out shopping or whatever else. With that I found that these insurance companies want me to pay them the equivalent of a small mortgage payment to insure my vehicle. So I wouldn't be saving any money in fact I'd be paying close to 1100 dollars more per month than what I do now. All cause I need to live further out from where I work in order to afford a nice place for myself and family. So what are my options? Can I request non milage based quotes and plans or is this some mandate now? Would I have to uproot my entire family just so I can save money on car insurance. While at the same time spending way more on rent? Example I rent a 4 bedroom house for about $2000 a month currently. To get the same thing much closer to my job would be about $5000 a month. If gas prices were't bad enough, lets now punish the many who have longer commutes than the rest is that how its to be understood?""

Help! Car insurance suspension and keep no claims!?

Hey, need some urgent advise please! I'm intending on selling my car and am currently 6 months into my car insurance - the menace in this is I intend to purchase another car though my insurance aren't able to insure it though others are! Is there any possible way I can maintain my current insurance to btain the NCB and just become insured by a alternate insurer for my new purchased car? My method was suspending my current insurance and then cancelling at renewal (therefor obtaining no claims?) Need a real helping hand please!""

How do insurance companys notify you when your insurance goes up?

i was in fender bender yesterday (not that much damage but basically ran into the back of a lady that stopped immediatley infront of me) but was under my grandmothers insurances at the time and driving her vehicle. people have been telling me that my insurance will go up now though, Im under my parents insurance, so will the insurance company send a letter to my house like tomorrow? or when insurance bill comes the next time to be paid it will be a little higher? Will it state why? Thanks""

Best life insurance for baby? Cost?

Trying to figure out the best life insurance plan or place to use for new baby to come. How much does it cost upfront? Do you pay it overtime?

How much car Insurance would I pay?

I have just got my first car as I'm 17. I got the VW Scirocco 2.0 Around how much insurance would I be paying? I am a very good driver as I have had lots of practise since I was about ten. It is modified with a nice body kit and has twin turbos. I didn't think about insurance before I bought big engine car for a first car. Any help and who does it cheap for teenagers?

How much would insurance on a motor scooter cost in the state of ohio roughly?

Commercial business insurance and homeowners insurance?

I am closing soon on a small commercial property. It is a smaller restaurant/bar and has an apartment in back where I will be living. I'm a little confused regarding insurance. Do I get commercial business insurance for the building, and then separate homeowners insurance for the small apartment in back? Though I feel that would be strange as it's one large building essentially. Just curious what others have done, it's too late to call now, yet I will in the morning.""

How/or where do I compare car insurance quotes?

I'm 21, and looking to get car insurance for the first time. I don't know how, or where to go, to get car insurance quotes. Can you help me?""

Car Insurance quotes madness--------?

I am 26 and looking to buy a car. I am a new driver who has only just passed my test. Can I get a reasonable insurance quote? and if so where? I personally hate the idea of handing over 1000+ to a company who in all honesty will sell on my details to a multitude of companies, and not pay-out anyway. i am getting really annoyed by qoutes of 1000, 2000 and in one case 4000 for an 800 1.2L hatchback. I know it is wrong to be thinking this, but is looks cheaper to be an uninsured driver. as I will only have to pay a 300 fine if caught.""

Do you get your credit checked for car insurance quotes?

""My girlfriend lost her job, and our baby has no more health insurance?""

My girlfriend and I do not live together yet. I work full time. She worked fulltime at starbucks. They fired her today. Our 3 month old son was under her insurance, and my open enrollment just passed so I cant put him on mine until next year. I live in the state of California. I do not live with her. She lives with ehr parents... and I room with my brother and his girl. This economy is really jacked up. I want to get a place with her, but how in the world will we get insurance for baby boy until I can put him on mine?""

Should the owner keeps the refund on new insurance?

I changed my homeowner insurance and the old company sent me a refund. Should I keep the refund or apply it to the new policy?

What happens to money at the end of life insurance term?

As a young child and teen, I remember my mom saying on a few occasions that she bought term life insurance when I was a baby. It was a 30 year plan for 100,000. She said that the term would end when I turn 30 years old and if she doesn't die by the time it ends....then SHE would be able to collect on the plan (getting the 100k) Now, I am 30 years old..and want to by term life insurance so my child will be taken care of incase I die. I'm thinking off getting a 20 year term. MY QUESTION - is it so that in 20 years...if I don't die, then I will be able to collect all that money? I'm doing research on it and finding that with regular term life insurance, you don't get any money at the end of the term.....but I remember my mom saying different. What do you know about it? (it isn't possible to ask my mom about it)""

What will my insurance do?

So the other day a car slammed on their brakes and I hit their bumper. It was a Mercury Sable.Not sure the year right now...prob 98-02. It was a young girl and her 4 friends. They were obviously under the influence of weed. They of course did not want to call the cops. I said ok because I did not want a ticket or my ins rates to go up. We exchanged names and numbers. She called and my husband and I arranged that we would pay for half of the damages. Today she called and said her estimate was $870!! I only cracked her bumper...what should I do? Can I still file a police report? What will my insurance do if I go through them now?Thanks!!

Why are my car insurance rates so high?

To start, my girlfriend is insured completely separate from me and in no way affects my policy. My girlfriend was recently in a car accident. This is her second at-fault accident in a 2 year period. Her car was totaled in the accident and she was trying to get quotes for insurnace on a new vehicle she will be financing. She has been getting quotes around $270/mo and below with the history I stated above. She did have one company give her a quote of $170/mo, then State Farm said they could forgive her first accident and she would have to pay around $136/mo I have never been in an accident, I have never received any type of ticket, I have nothing on my record. Getting a quote on the exact same car (2004 Toyota Rav4), just in my name and with the financing in my name, my quotes average $300. This is insane. My car is currently going through my parents insurance so I only pay $40.00/mo to them and it's all good, but I decided to get some quotes on my car just to see how much it would be... The car is a 1994 Toyota Corolla, 4DR sedan. I am 19 years old, will be 20 very soon. Like I said, I have a CLEAN driving history. My quotes on this car are as follows for liability coverage: Allstate: $113/mo Progressive: $162/mo State Farm: $262/mo Now, to me, this is insane. My girlfriend's insurance was about $50.00/mo on her Dodge Stratus. She wrecked it. The insurance on her new car, which was only liability again, was just $60.00/mo. Now she is getting the $135 to $170/mo quote for full coverage on this Toyota Rav4. If anyone can help me understand how she can get cheaper FULL COVERAGE insurance with her driving history than I can get of LIABILITY insurance with my history, please do. This makes no sense to me at all.""

How do I find Insurance coverage for preexisting conditions in California?

Our March Cobra payment was sent in too late so the coverage was cancelled. I applied on-line for coverage with Blue Shield of California and was denied due to preexisting conditions. Now I have no coverage. I understand I may have a 6 mo. to 1 yr. period where the insurance wont cover any preexisting conditions once Im on a plan, but how do I find a plan that will accept me?""

Does anyone know names /links for affordable dental insurance for someone who's 66 yrs old under medicare...?

my mom is having tooth ache and she's 66, no job, poor. anyone knows of good dental insurance plan i can help her with?""

What is the lowest quote that people are getting from this site?

I managed to save 150 p/month. Can anyone find a better quote from this resource? http://www.adrian-flux-cheap-car-insurance.blogspot.com

BEEN RIPPED OFF BY FAKE CAR INSURANCE WHAT SHALL I DO?

i paid this guy 130 for insurance, he put down all wrong details on the policy so that i am like 30 years old, that's why it was so cheap. wont reply to my emails or pick up the phone. told him i was going to call the police and tell the insurance company if he didnt refund me. this is the add: http://www.gumtree.com/london/13/60689813.html what should i do now??""

Camper van Insurance for 17 year old?

How much would this be, on average for a second hand camper?""

How much is car insurance and how much would car insurance on a mustang be how much would mustang I?

I am looking a used cars and I was wondering how much car insurance is and how much would a mustang be to insure.... Also I would be a first time driver and I live in pa if that makes a difference

""In California, is there a penalty for not having car insurance, even if it's temporarily?""

The car insurance on one of my cars runs out in a few days, and the insurance for the second car runs out at the end of this month. I was thinking of holding off on getting insurance for car #1 and start a policy for two cars at the same time. Of course, I don't intend to drive car #1 while it's not insured, it will just sit in my driveway. I heard that in some states, they will charge you for each day that your car is without insurance, even if you don't drive it. Is that the case for California?""

Quick insurance question?

Can i put my insurance under m uncles name that way insurance would be cheaper and i drive my car? is it possible hes 45, and i'm 18""

a affordable insurance agency inc boston ma

https://www.linkedin.com/pulse/i-have-insurance-plan-costs-900-month-50-co-pay-10000-larry-gilbert/"

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