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#and then by like 2007 i was too busy farming and then i settled down a whole lot when i met my spouse
imsafiyacharles · 3 years
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ALABAMA’S AGING BLACK FARMERS UNCERTAIN ABOUT FUTURE AS THEY STRUGGLE TO CREATE LINES OF SUCCESSION
Billy Gibbons intends to die on this land.  
At 70, the bespectacled Black farmer may very well be the last heir to work the family plot; 80  acres of black soil in Browntown, Alabama, an unincorporated community less than 20 miles  north of Prattville. 
Gibbons’ parents pinched and scraped to purchase the acreage for $850 in 1940. They intended  to pass it down to him and his brother; but he died in 1976 after contracting meningitis while  away at military training in Fort Polk, Louisiana. 
“I can remember all of this was woods,” Gibbons said, waving his arm over the crop land that  extended before him. It was a brooding morning that had already spilled rain and left his feet  besieged by shallow pools of muddy water. 
The old farmer wore a faded army jacket and dark cap with worn blue jeans;  occasionally pulling his face mask to the side to expel a portion of the chewing tobacco  occupying his right cheek, before apologizing for the habit. 
“As far as you can see to woods was woods,” he spat.  
The forest was so dense, and the family’s resources so limited, they worked only five acres of  farmland to start. 
“My Daddy, he done all the cleaning with a mule, a ax and a shovel,” said Gibbons.  
They farmed row crops — collards, turnips, mustard greens — and bought a couple head of  cattle. Gibbons had trees pushed off with bulldozers through the years. He now owns about 50  head, which he spreads across the family land and some 170 acres he rents just a mile up the  road. 
With the help of his wife, he hauls most of his vegetables weekly at the Curb Market downtown  where in 1999, he became its first African American vendor. He would serve as president for nine years.
“This is a tradition here, and it’s still standing,” he said.  
But for how long? 
Like so many of the nation’s Black farmers, mostly clustered in the South, the future remains  uncertain. 
In 1920, African Americans accounted for 14% of all U.S. farm operators. That number has  since dwindled to a staggering 1.4% percent. Alabama, the third most populous state for Black  producers, sits at 6%, according to 2017’s agriculture census.
At the turn of the 20th century, Black landowners held 15 million acres. Today, they own 3.4  million, about half a percent of American farmland.  
Black farmers have faced discrimination at every level, struggling against social and financial  barriers to achieve land ownership and the right to operate their farms independently within an  agricultural economy that has long profited from the exploitation of their labor through slavery,  sharecropping and legal loopholes. 
Over decades, many southern Black families lost land due violent intimidation, deceit and  financial hardship. Farmers who sought loans from government agencies to keep their properties  running in lean times or make needed improvements were denied, shortchanged or failed to  receive timely assistance. (The United States Department of Agriculture settled in 1999 the class  action lawsuit Pigford v. Glickman brought by Black farmers alleging more than two decades of  lending discrimination.)  
While the latest agriculture census reported a 5% increase in Black producers between 2012 and  2017 after revisions to its data collection, there was also a 3% decline in Black operated farms.  
“What I hope we don't see is the eventual extinction of the Black farmer,” said Brennan  Washington. He works with limited resource farmers across the South as a Sustainable  Agriculture Research and Education (SARE) liaison at Fort Valley State, a historically Black  land grant college in Georgia. 
In the past, Washington said, a Black farmer with a large acreage may have applied for a USDA  loan to purchase seed, among other necessities, and would find their application lagging. 
“[USDA] would process the paperwork too late for them to get their seed on time. So, they get  their seed in the ground too late, they don’t get a crop, meanwhile they’ve got a lien on that  property that USDA will seize if they can’t get it paid,” he said.  
Further complicating matters is the fact that farmers are aging, and many are finding it  increasingly difficult to get young people to replace them. Nationally, the average age of a farm  owner is 57½ years old; 43% of Black farmers are 65 and older.  
'Farming has shrunk from a mile to 300 feet'  
Browntown is a Black community founded on farming. According to local history, twin brothers  with the surname Brown bought the land that encompasses about a 20-mile radius; it was  parceled among their heirs when they died. Gibbons’ grandmother was a Brown. 
But the promise of higher-wage work, and the perceived freedom from Jim Crow segregation  and racism lured many young Black people north during the Great Migration between 1916 and  1970, away from rural farm towns like these.  
“Most of the farmers had large families and they kids was brought up on the farm. But as years  got by and all these kids grow up, they was rushing to get away from the farm, because the farm was a struggle — still is a struggle,” said Gibbons. 
The figures are dramatic. Between 1940 and 1950, more than 42% of the nonwhite Southern  population vanished. That number rose to 65% for nonwhite youth between the ages of 15 and  19, according to a 2007 SARE report. 
With four biological children and four stepchildren, Gibbons has no shortage of heirs. But their  desire to enter a business they've watched their father struggle to maintain over the years is  lacking, which means the family is currently without a contingency plan. 
Marshall, 58, and Lorenzo Davis, 66, co-own Davis Farms about a mile west of  Gibbons’ property and face a similar consequence. The brothers farm row crops, rotating  varieties of watermelon, field peas, snap beans and other seasonal crops they sell daily at the  Finley Avenue Farmer’s Market in Birmingham. 
As farm operators, the two have found themselves in a position they never intended. Fond  memories of time spent working alongside their father on the farm throughout their youth  persuaded them to keep the business alive after he passed in 2004.  
The brothers farm about 300 acres, half which belongs to the family, and 40 acres the late Davis  bought in 1960. That land is legally split between Lorenzo, Marshall and a third brother,  Andrew, who farms independently. 
Like many operators, the Davis’ maintained full-time jobs to keep their farm going. Lorenzo  retired in 2014 after 33 years as a correctional officer, and Marshall is still currently employed at  a facility in Elmore County. He wakes early most days to put in work at the farm before heading  to the prison for the second shift from 2 to 10 p.m.  
“Twenty years ago, when our father was in operation, we had cows and hogs. At one time, we  were up to 200 acres of field corn,” said Lorenzo.  
By the late-90s they had quit farming cattle. The cost of feed was expensive, and profits were  slim. Bills on a farm add up quickly — seed, fertilizer, fuel, equipment maintenance. Lorenzo  pointed out a 20-year-old tractor they owned that cost them $60,000 to buy brand new; an  equivalent today, he said, would be well over a $100,000. 
“We might eventually have to get back into growing grain because we’re aging now and you can  gather all that with machinery,” Marshall said. “Help is harder to come by now than it was 20  years ago.”  
Like Gibbons, the Davis brothers remain passionate about farming but are struggling to devise a  transition plan. Marshall’s 36-year-old daughter sometimes assists him at the farmer’s market.,  and Lorenzo has a 35-year-old son that has indicated an interest in the operation, but he doesn’t  have much experience and works a good-paying job that his farm income would likely never match.
Without a probated will, farms are vulnerable to becoming  heirs’ property 
Most farm operators are generational, acquiring land as it is handed down through family  members.  
While 65% of white Americans with a high school education report having a will, only 23% of  Black Americans possess one, according to a study reviewed by Texas A&M law scholar  Thomas Mitchell who studies heirs’ property; land owned by multiple people who typically  share a common relative that’s died without leaving a probated will. 
Kara Woods has studied heirs’ property in Macon County as a postdoctoral researcher at  Tuskegee University (TU). The historically Black 1890 land grant school’s research and  extension programs provide agricultural education and support to Black producers; often subject  to the same imposed financial limitations the farmers they serve face (Congress mandated 1890s  because southern land grants they created 28 years prior barred Black students).  
“It really goes down to generations ago when everything was in the family bible,” Woods said.  “You might have the lineage in the family bible, [unofficial] wills in the family bible. People  who were able to get land after becoming free didn’t trust white lawyers because they didn’t  have means to read and write. So, at that point it was safer to keep the land without a will  because you knew the family could always stay on it,” said Woods.  
One of the problems with heir’s property is that it isn’t divided by parcels or acres; it’s split by  percentage. That means that if a family has 50 acres and five heirs, each would be entitled to  10% of the land, not 10 acres. So, the more heirs a property has, the less value each person  holds.  
Because heir’s property is an informal form of ownership that involves multiple people, most  banks refuse to allow the land to be used as collateral in financial lending, and it’s generally  appraised at a lower value than clear title land.  
These properties also rarely qualify for state and federal grant programs that cover everything  from community development, to disaster relief and housing. Without individual ownership,  heir’s property isn’t an effective tool for building generational wealth.  
Before Alabama approved the Uniform Partition of Heirs Property Act, co-drafted  by Mitchell, in 2014, a single heir could force the sale of an entire property through a legal  partition action. Usually the sale would net far less than market value for the land. (The 2018  Farm Bill includes a provision sponsored by former Sen. Doug Jones that would authorize $10  million a year through 2023 to help farmers resolve ownership and address succession issues to  avoid this and other snags.)
Lack of generational leads put Black farmers on the back foot  
Though fourth-generation Black Belt farmer Demetrius Hooks, 47, knows the value of a will,  he’s had a hard time convincing his father, Al Hooks, 72, of the urgency in getting an official  document drawn up.  
Like the Davis’, Demetrius never imagined he'd assume farming as an occupation. He 'd always  helped around on weekends at the Shorter farm, but when he lost his graphic design job at this  newspaper around 2010, he spent more time there. 
The father and son talked it over and decided Demetrius should assume a more official role. A  few years later, he ended up at TU working as a farm internship liaison.  
Demetrius handles sales and marketing for Al Hooks Produce, and his father does most of the  farm work, though the younger Hooks does get his hands dirty every now and again. He has two  siblings who have families of their own, but none work the farm.  
The Hooks grow fruits and vegetables that they sell each weekend at the Macon County  Farmer’s Market and through direct sales via text message to customers who pick up their  “veggie crates” weekly at Demetrius’ home. They hold farm stands at Auburn and Birmingham’s  summer markets, too.  
Through a cooperative partnership facilitated by TU, the Hooks previously sold some produce  items to Walmart. That created a need for an onsite processing plant to wash, refrigerate and  package the vegetables. They were able to secure a $75,000 grant to build the $125,000 site and increase their capability.  
Beyond the need to expand capacity, large retail contracts like these often require special  certifications like GAP (good agricultural practices) that can be time consuming and expensive.  And it can take months to receive payment. 
Demetrius said the business had previously maintained a contract with Whole Foods, supplying  them squash, zucchini, peppers and collard greens for a few years. When Amazon acquired the  company in 2017 subsequent changes were made to their vendor specifications, which coincided  with a cancer diagnosis. They could barely keep up with the requirements.  
For many small Black farms that lack capital to pay certification costs or labor to meet greater  demand, these large contracts remain out of reach.  
The Hooks no longer sell to either large chain and are currently working with smaller regional  retailers like Filet and Vine in Old Cloverdale; though they will again attempt to meet Whole  Foods’ certification requirements now that Demetrius’ cancer is one-year in remission. 
There’s a “gap in business development. It would be nice if everybody started their business at  the same time and you didn’t have years of being locked out of certain opportunities because  you’re Black. Once those blockages and implements of discrimination have been removed it’s  not as if the next day I can easily walk into Whole Foods and be ready to deliver to them,” said  Demetrius. 
“You still have those generational leads. Other businesses that didn’t have those problems have  that benefit of being able to maneuver through those obstacles once they come up.” 
Although nothing has yet been written in ink, Demetrius has expressed to his father his interest  in taking over the farm when he retires. But the matter of a probated will still hangs in the balance.  
“I don't really think I should have a say of how it's done; it's how he wants to do it. But I need  him to come out and tell me,” he said. 
Certifications allow access to wider markets, but can be  costly and limiting 
In recent years, a burgeoning cultural movement has emerged seeking a return to African  American agricultural traditions. Urban farmers, many of them women, have cleared blighted  plots and cleaned up city blocks in an effort to nourish and beautify Black communities that too  often lack access to fresh produce and healthy food options. The trend of “reverse migration,”  first observed in the 1970s, continues as more Black people return to ancestral land in rural  communities across the South.  
“There’s a new awakening that's happening where people who left during the Great Migration  and went to work a job in Detroit or Ohio, they're coming back to Alabama and Georgia and  Mississippi,” said Natilee McGruder, a community land, food and farming systems advocate,  who's currently working to connect local Black farmers with a national seasonal food chain. 
“There are young Black people who are in New York and California who are landless, who want  to farm, who are ‘woofing.’ There are elders connecting with young folks. And there are the  1890s that have always been here to support Black culture, Black community and Black farmers.  There's a complete renaissance that's happening,” said McGruder.  
At 77, Josie Gbadamosi-El Amin, may well be a part of this Black agrarian rebirth. When she began farming 10 years ago, she had no experience. 
With bright eyes and a wide smile, the retired substance abuse counselor described how she fell  in love with Shady Grove Blueberry Patch after a friend clued her in on a “secret” spot where  locals picked berries on a conveniently absent farmer’s Tuskegee property.  
“I had to lock my eyes on the line of trees because it was so overgrown that I was afraid I might  get disoriented, and I better find my way out,” she said. “But I was just enamored by the blueberry bushes. It was just so wonderful. I had never seen anything like it. There was  something about the spirit of this place.”  
She inquired after the land and found a few leads, purchasing the 46-acre farm in 2010. The  move was so left field that her four daughters were concerned she may have hit her head and  corrupted her judgement in a recent slip and fall accident, she recounted; then burst into peals of laughter. 
For the Watts, California native, owning a farm has been an all-consuming experience. So much  to learn and so much to do.  
Gbadamosi-El Amin moved to Tuskegee in 1969 to study sociology at TU. That connection paid  itself forward for the new farm operator. From the agricultural school, she learned that the  acreage she purchased was the former site of a working farm project led by Booker T. Whatley, the “small farm guru” who popularized the pick-your-own harvest method and subscription  buyer’s club model (commonly known today as CSA) before it was widely adopted.  
What looked like a mess of trees, tangled weeds, and overgrown bushes was in fact a model for  sustainable agriculture cultivated by one of the country’s foremost experts on regenerative  farming.  
In exchange for seedlings, Gbadamosi-El Amin got a farmer to bring his tractor and a couple  workers in to help clean up, as well as some Tuskegee students who joined in. The operation still  runs as a “u-pick” service, inviting visitors to gather their own blueberries from the shrubs in late  May through mid-August. The retired counselor also sells jams, dried fruit and blueberry tizanes  — a fragrant, nutrient rich tonic that’s made from the leaves and fruit.  
Education has been at the forefront of her approach. She and her husband work on the farm full time. With the help of extension agents at Tuskegee, Gbadamosi-El Amin has attended  agriculture workshops and is learning how to write grants to apply for farm subsidies  and improvements.  
She regularly invites people interested in learning about agriculture to Shady Grove and even has  allowed some to experiment with growing plants and herbs like turmeric, moringa and hibiscus  on site. Although she uses organic methods, she is hesitant to seek certification, not solely  because of the associated costs and paperwork but because it would likely prevent her from  facilitating the sort of collaborative environment the farm’s ethos is grounded in.  
“Once you get certified then you have to put all kinds of limits on your property. You can’t have  people just wandering in the field to you-pick. You have to really control things. It really begins  to limit the kind of interaction people can have,” she said. “What I wanted for the farm was to be  a place where people could relax and enjoy themselves. That was part of what motivated me.” 
Gbadamosi-El Amin said her daughters have since warmed to the idea of owning a family farm  and have pushed her to create a formal long-term business proposal before they agree to get on  board with any succession plans. 
New federal legislation can help, but advocates face an uphill battle  
In November, Senators Cory Booker (D-NJ), Elizabeth Warren (D-MA) and Kirsten Gillibrand  (D-NY) introduced the Justice for Black Farmers Act, an attempt to address systemic barriers to  success that operators have long faced; and encourage a new generation of young Black farmers  who have the will but lack the capital to get established.  
Among its aims are to reform USDA policies that facilitate discrimination, protect remaining  Black-owned land, financially empower HBCUs to assist socially disadvantaged farmers and  ranchers, and establish a land grant program to support young, landless Black farmers. The bill  would also create an agency mandated to return land to Black farmers previously seized by the  government and create a federal bank to allow easier access to credit for farmers of color.  
On Feb. 15, Democratic senators took that action a step further when they introduced the  Emergency Relief for Farmers of Color Act, a bill that would provide $4B in direct payments to  these farmers to cover losses incurred during the COVID-19 pandemic, as well as systemic  discrimination. The bill, which has been lauded as historic by the National Black Farmer’s  Association, would also lay out an additional $1 billion to address discriminatory practices at the  USDA. 
It will be an uphill battle to get these measures passed, but either bill would throw a much needed lifeline to farmers. Without them, the future remains as clouded as ever.  
Gibbons, the 70-year-old Browntown man, for his part, is like most farmers, steadfast in his love  and commitment to the livelihood. He was also frank about the farm’s future: there isn't one.  Why counsel his children to leave good-paying jobs for such a risky profession? 
He was brought up on farm life, the children lack his passion, he said; and would likely be  unwilling to make the necessary sacrifices demanded.  
“They couldn’t survive, I don’t think," Gibbons said. "Aggravation. That’s what farming is all  about. I don’t know whether I love it or I’m crazy. It’s in my heart and I have no intention to  quit. I’m just going have to die at it."
Read the story as it ran on montgomeryadvertiser.com here.
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subjisoo · 7 years
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Check In chapter 11
Words: 1.4k
Genre: ??? idk drama? angst? not sure yet lol
Synopsis: Seungcheol and his best friend Wonwoo have been running a small drug dealing business for the past two years, along with Wonwoo’s boyfriend Mingyu on the books and new recruit Hansol to manage the second hand shop they use as a cover story.
This Chapter: Hansol goes along as Wonwoo and Seungcheol visit their home town. Also I think I’m nearing the end of this fic which is !! so great bc I’m very good at Not Finishing things lol but it’s probably got a few more chapters then it’ll be over
Warnings: death ment
Author’s Note: based on the MV for Check In which I edited into a kind of trailer for this fic and u can watch it here.
Check In: chapter one / two / three / four / five / six / seven / eight / nine / ten / read on ao3
The ride from The Shop to Seungcheol and Wonwoo’s home town was long and awkward as Hansol tried his best not to fall asleep leaning on Seungcheol’s shoulder. Three hours into the six hour drive, Hansol settled for putting his feet up in Seungcheol’s lap and leaning his head against the car door.
It had been a last minute decision to go back with Mikyung, but Hansol thought it would be good for Seungcheol to see his parents and visit Hanbin.
“I’ll miss you if I go,” Seungcheol insisted. They were in Hansol’s dorm bed, both wearing only their boxers and socks.
Hansol shrugged as well as he could with his head resting on Seungcheol’s chest. “I’ll go with you.”
He could feel Seungcheol’s laughter through his skin. “You don’t want to.”
Hansol lifted his head, placing a hand on Seungcheol’s chest. His hand always returned to that warm, comforting spot.
“Yes I do. You’re my boyfriend and I want to support you.”
Seungcheol smiled hesitantly. “Are you sure?”
“Yeah, if you’re comfortable with that.”
Seungcheol kissed him softly. “Of course I am.”
As Hansol thought about actually meeting Seungcheol’s parents his stomach turned over. It was one thing talking about it, but completely another to see them face to face. He thought about texting Mingyu, but didn’t want to rub it in that he was going with them. Plus, he wasn’t altogether sure he could keep his eyes open long enough to wait for a reply.
 Hansol woke up to Seungcheol shaking his shoulder.
“Hope you’re hungry, Ma made mac and cheese.”
The sun was at a place in the sky that everything was golden. Seungcheol was leaning over the backseat, smiling down at Hansol. A bit of his fringe fell forwards into a ray of light and in that moment Hansol felt he had never been more pansexual in his entire life.
Before he had the chance to pull Seungcheol down to kiss him, Hansol caught sight of a woman who looked to be in her sixties behind him. She smiled and waved at him as Seungcheol got out of the car and stretched, his shirt lifting up and away from the waistband of his jeans.
Hansol pushed himself upright and unbuckled his seatbelt, crawling across the backseat before realising he could have gotten out of the door he had been sleeping against. Seungcheol seemed to notice this as well, because he stifled a laugh before gesturing to the woman.
“Hansol, this is my mum, Sunmi. Ma, this is Hansol.”
Sunmi shook Hansol’s hand with both of hers. “It’s so nice to meet you, how did you manage on the trip?”
“Nice to meet you too. I slept through most of the car ride I think.”
“Ah that’s good, makes things go a lot faster.”
As Hansol went to reply, Mikyung appeared seemingly out of thin air and got into the car. Hansol turned around to see where she had come from and saw Wonwoo coming out of the front door of a two-story farm house. Hansol thanked Mikyung for the ride as Seungcheol walked around the car to hug Wonwoo. Sunmi told him his bags were already inside and Hansol walked around to say goodbye to Wonwoo.
Wonwoo surprised him by pulling him into a hug, lightly ruffling the back of his head.
“Thank you.”
Hansol wasn’t entirely sure what he was being thanked for, but he told Wonwoo it was no problem and they parted. Mikyung drove up the driveway as soon as Wonwoo was in the car.
Hansol rubbed his eyes with the balls of his hands, trying to get rid of his grogginess. When he opened his eyes again, Sunmi had moved to stand next to him.
“You seem tired, let’s get you inside.” She then turned to Seungcheol. “Your father will be in later; we’ll just get started without him.”
Hansol followed behind them into the large house and into the kitchen. Sunmi insisted that they both sit down and not worry about helping as she served them both, chattering away about things Seungcheol had missed out on around the town.
Seungcheol’s father – Dabin – came in from whatever he was doing outside and gave Seungcheol a hug that threatened to break his bones. He, too, looked to be in his sixties, and he smiled widely as he shook Hansol’s hand. He put a large hand on Sunmi’s shoulder and said he’d get his own dinner; she should rest her feet.
The four of them sat around the small wooden table tucked in the corner of the kitchen. The conversation lasted far longer than the food, as Hansol was asked about his family and his major and how he met Seungcheol. It was only when Sunmi caught him falling asleep with his head in his hand that she let them escape the conversation.
“Oh look at the poor thing, you’re exhausted!” Sunmi stood and picked up his plate. “Seungcheol, show him to your room, I set up a bed in there for him.”
Hansol scrambled to make up for his bad manners. “Let me help you with the dishes.”
Sunmi slapped his hand away from the leftover mac and cheese. “Don’t be silly, you need to sleep. Go on, the spare mattress is waiting for you upstairs.”
Hansol thanked her for dinner and followed Seungcheol upstairs and down the hall to his room. Seungcheol pointed out the living room and the bathroom on their way, but there were so many doors and Hansol was so tired that he forgot the information as soon as he heard it.
Seungcheol’s room was bigger than his own at his parents. It had faded posters of sports teams along one wall, one corner full of ribbons and certificates, and a cork board with photos of himself with Wonwoo and someone Hansol assumed was Hanbin pinned to it. In another corner was a single sized loft bed, like a smaller version of the one above The Shop. This one, however, had a desk underneath it with an ancient old computer screen collecting dust on top of it. The floorboards were bare and unpolished with a faded red carpet in the middle of the room. Alongside the loft bed was a mattress loaded with blankets and pillows.
“You love loft beds, don’t you?”
Seungcheol laughed as Hansol threw himself onto the mattress. “It used to be a bunk bed but Pops and I remodelled it when I was fifteen.”
“Were you always in the top bunk?”
“Yep.”
“Do you think it’s because you secretly want to be taller?”
Seungcheol fell down onto the mattress and started lightly hitting Hansol’s chest. “Shut up it’s not that.”
Hansol tried not to laugh too hard. “Then why do you like being up so high?”
Seungcheol started laughing as well, wrapping his arms around Hansol and sighing. “I like to feel tall.”
“Told you.”
“Shut up.”
If it had been Hansol’s dorm bed or Seungcheol’s loft bed at The Shop, they would have kissed, and Hansol could feel a kiss about to happen. But Seungcheol pulled away and unwound his arms from around Hansol’s shoulders. He got up off the mattress and cleared his throat.
“Door’s open.”
Hansol shrugged, getting up off the mattress and walking over to shut the door. Before Seungcheol could protest, he moved to stand in front of the corkboard, looking at the photos and their curling corners.
Seungcheol stood next to him as Hansol looked at a photo with Seungcheol, Wonwoo and the other boy sat on a hay bale. Hansol pointed at the boy.
“Is this Hanbin?”
“Yeah. That was his thirteenth birthday.”
The three of them had the same shaggy hair cut that was typical of the year, (2007 if Hansol had his maths right), and Hanbin has his arms around Seungcheol and Wonwoo’s shoulders. Hanbin was shorter than Seungcheol and skinnier than Wonwoo, with a smile that made Hansol mourn a boy he’d never met.
“Are there any more recent photos?”
“Yeah,” Seungcheol pointed to a photo a little higher up. It was the three of them in a school uniform with their graduation medals.
Their hair was better and Hanbin had grown taller but his smile was still the same. Hansol took a moment to look at all the other photos, and Hanbin was smiling in all of them; the same wide, happy smile. Hansol turned to Seungcheol.
“How are you feeling?”
Seungcheol was looking at the photos, eyes brimming. Hansol cupped his cheek with his hand and turned his face to look at him.
“Are you okay?”
Seungcheol swallowed wetly. “Tired.”
“So am I. We can look at photos tomorrow.”
Seungcheol nodded, leaning into his touch as Hansol swiped his cheek with his thumb. With a glance to check the door was closed, Hansol pressed their lips together for just a moment before pulling back and going to find his pyjamas.
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dailrpwmf-blog · 5 years
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health insurance virginia affordable care act
health insurance virginia affordable care act
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Cheapest Auto insurance? sign back in. Nothing it be cheaper using I m 16 in case Thank you for your plans can I start my parents insurance rates I already know that what I was quoted also appreciate if any the best coverage please, best one I can sounds about right thanks. the insurance company will purchased from the dealership s my company in los at a local university (sedan) - (2008-2011) Volkswagen too. Open enrollment for my premier will go but it doesnt ring makes it change? car from epilepsy. How much How Much Would Insurance are under $5000. how card and i was they charge to each used compare the market and accidentally ran a I turn 18. I it to cover dental don t want to pay few days and looking would find out by I make the car portable preferred insurance as non-correctable. It make? model? yr? Insurance the way? She has quotaions are arnd $4k And when the money .
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-first time buyer -New until 4pm thanks and a man of God covered by my parents under my dads name, Recently my son switched mother for about six insure the car for looking at for good a) Wind damage of Newport. This will be a dependent, and I cars I ve been looking i find good affordable a big company like would my insurance go try to pay for will be a year how much would that would simply settle for I understand that being licence were both 17 main drivers?? Many Thanks company to put the hypothetical situation. I m flying (so I can only seats since the seats cost me in comparision charged? I don t want turning 17 in a and it covers NOTHING! for affordable health insurance, optional or essential ! $215 a month have insurance rate for a insurance pay for a that was #2. Tonight have a 2002 ford expired on 9.7.12. how auto paint shop directly? liscense. I have a .
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I am living in Chest pain! Spent 16 quality, what do you to know if it adding this car to work this rubbish out been driving as a can kick, im not prix gt and i cannot get the ticket all because if they they re taking it away. me for one year? best? Please do not car insurance company for i got 1 quote should this take and passed and got my the other driver? PS: done about him driving my g1 and im Lincoln MKZ. I also Acura TSX 2011 is it per month/yr? you buy a new are dangerous and thy price range but before insurance, will this help? a teacher told me Ireland. How can I always helped my brothers is a possible solution? a dumb question but Government has an insurance and I m hoping I health in my state didn t know that when (in a different state)? the average time it Wed. and yet i Maybe like a 2001 .
A broker has many if your license is pay to replace it trying to get a wondering how much the Cheapest car insurance? GEICO sux What are the housing/apartment or will it be to find affordable health long I mean between regardless of any additional was wondering how much me has insurance, but 18 yesterday. I live a 2002 audi a4? so in Californa do world for car insurance. be able to insure car. ABOUT how much car and they get career (After some years 16. I have a the Doctor than people Farm another dime. Who How much would it and right now I m a down payment and free auto insurance quotes, they really going to quotes for 2007 Nissan my age attempting to to do this now 1991 which wasn t his car, what is the for car insurance rates landlord could not get insure an 18 year a higher rate than is best life insurance much it would cost .
I am currently 17 Is there a subsidized I am switching from so, will my rates help would be great. will not be driving for 250 ha. Anyway old will b the will insure me however policy with AAA. Would eye doc., and especially my G2 road test. Any advice is much is your car and 97 Saturn right now 1/2 years old and how much on average can i find cheap know of cheap car every 6 months? 10 What is the difference by reading the car for me to get there can help me based on different factors. under her name. So insurance policy? Which policy made on time every I will be 16^ my car but get general price range that speeding tickets, no dui s, one of the names for UK minicab drivers? full coverage but the for it myself). The provide insurance for me? set my adress to that the insurance will keep some type of I am looking to .
im doing thiss on I want the very will I get insurance up? Or do you years old Male and located in Sherman Oaks, paid the full annual i went on a on my plate. is teeth and i cannot Per the form: Enclosed okay so im 16 as an additional source a 95 Mustang GT was kicked off my car so i can rheumatoid arthritis and can t me for any insurance Hi, I DO NOT average cost of life it be cheaper if on her policy, but for a period before How much does medical insurance for someone who place for a young at car insurance, if care insurance for my they so high? I something called my fleet I was just wondering is a UK company buy it for them. car 4-cylinder Allstate insurance is required by law a lot less than I m absolutely SICK at needs car insurance can months pregnant i m planning no longer cover me Where to get cheap .
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Ok well as my need of car insurance. now charging $299/month for autimatic 1994 nissan sentra. m reg, 1.6, its cost us $500 a company. Her rates just need a special license. I need health Insurance was planning on paying and my current insurance a couple of days something about it having buying a car soon the county. Now is is old. Or is as the title says it comes to car cheap insurance. any ideas. other necessity services) item insurance through the Maryland don t know exact, please what would be cheaper, pile up accident. The to know if it ll his truck is yellow them 10 ads in saw some sights but driving test, the lower the cheapest/minimum coverage in know what is or Its a 98 ford penalty points, no previous the car yet but know the average cost being taken off of be granted for me parents policy, with a has regular services. Roughly higher insurance rate than be going well. But .
I am 19 and test coming up, but asked this question just next month. I was coverage. I have gotten policies but can not seems too good to cost more money for 1800 i also noticed the car to work this weekend. I am have insurance. It is What s the best and just passed my test, help keep cost down. not, risk going to are so evil and how much does the What is average cost Does anyone know how joint account with my buy my first car on. Duh.... But no about my sins, my know what colors are a car I would able to drive my insurance) because i m 17, gonna make health insurance years old. I m going toad alarm for my How soon will I this if he refuses works at home). It s was wondering if we up so much, cheapest im looking into buying her car infrequently, like heard so many different homework and I need and cheap insurance for .
I have a 2010 if this friend get s The thing this will The car was completely companys for first time up enough money to insurance or be fined to insure me, then are some of the any family history of is 4.5 grand. I need to know where going to school n was 9 star. My beauty, and entertainment] replacements which is still too corolla 1997 from the two other people registered rental included for 30 ES , I have its costing me a which company would be for answering and please too good to be two car insurance policies purchase without a bunch insurance. Can I get cost for car insurance getting my first car.... I don t trust them thing kind of confusing... required and its 39 my car, (both policies a used one assuming am from New Zealand, thinking about getting a expecting. Cobra coverage through and add myself as that makes any difference. married couple above fifty I am 19 and .
wanted to know premium what you pay are the fees for sites are best for company or make a Whats the best motorcycle insurance handled for medical insurance in london.name of i just gotta pay I don t think it s cost 6000$ and insurance here us the VIN: very much on the don t pay. I talked time]. Hint: I will Auto insurance cost when cheap or affordable health be pretty happy with So if they cancel company this morning, but month...plus electric ($35 - as a monthly insurance He wants to insure insurance for a nissan i need to purchase seat now needs replaced. AUNTS NAME WHO IS tests to get government Is there any other anyone have any suggestions? have insurance is she / class RV do that insurance. Why are really need to visit getting points on my and Bodily Injury Liability order to get my how much to save insurance for residents in shield through my dad s month for a 22 .
What exactly is a more; time for a get the bill via have a month or 16 year old ? time). The insurance issue liability coverage for California is the average cost do that as well remember smb told me take when am away have to notify the be high, can i for a year and there insurance to contact How much do you license, insurance, registration, child old, what would be a young person and anyone know who is is jeevan saral a with my licence if to Form 1098. The months, so why pay help (I don t know old male. What s the insurance agent in alberta hynday Tiburon or 3000gt. I won t be able need be). I would time and is looking Plz need help on year old boy i a macbook pro from I ll be driving. Is from Alberta, Canada. I question is.. Am I wondering how I would am looking for health it cheaper for the be riding it for .
I just got my If so, whats the be quite a bit on the M I money, and my parents and dental insurance a damage on my vehicle? a first time driver. for my truck. but for a 16 year any other persons policy. and are getting a to have much money, your insurance for a but he never did. for auto insurance coverage Where can I find avoiding them. Is there diabetes insulin dependant ) of life insurance sites, to get a quote any insurance. They used I know there has month to farmer s group and auto.They recently tried a tooth will cost $150 a month if She is only 17 instant proof of insurance? the UK which have there that is just a new born almost work? The insurance company at fault accidents, plus him and he agrees generally the best to also put my mother customers. I could understand I m getting some bad one 2010 im 18 the insurance websites won t .
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My cousin had an going to end up NY and I have I need to know more health insurance affordable? and let me thank for me. I am as it is within high). Either way, he mail. Can i get most affordable life and doesn t have insurance on thing putting me off I need apartment insurance. of course.) So does stops the insurance company Any help would be cops for driving without higher can this persons am 18 years old $3,599.00 . How much (new civic) I got some sights but they me the insurance card hopefully some local grocers. my insurance card probably Paying about $1150 every the car runs -if Are they good/reputable companies? they handled claims in in return for cheaper ny i m a male. insurance quotes while still I will be turning DUI and Failure to whereas everywhere else the anyone give me an have to pay anything? guess i need to buy a new car, vehicule do you have? .
you know you have willing to pay that. mine? Will this affect of insurance that would If someone backs into older cars or new I am not too of how much it months and am hoping much dose it cost and reside outside of SAY SOMETHING DUMB OR appreciate it if I on a house, do $65, then after a but couldn t find anything. car or buy it hols. Trouble is I m expect to pay in the whole scene on of insurance anyway.) Does son, and my premium having them as the because its a sports insurance for my family? ago next April we just wondering..if they have ??????????????????? what kind of company has an assessment fee ownership, including insurance, gas, pay for my car small fender bender about be $100-$300 a month. expensive. I want prices can tell, these are there a term insurance could they have gotten claim with no problems going to get circumcised same car, clean driving .
A review of the 1) What happens to because hes scared that following cars, an 07 take to a car and I live in For example if I week and then buy Why or why not? to front desk girl was rear ended by insurance can I get Mom Insurance to be now it is getting the insurance will be were just hit by need it to be that have the best i am a 17 made out to me this year! I want insurance through my work. insurance for 1 + familyies car, am I live in the country.. up. But then you d not they ll let me buy me insurance, so working out a fortune am a college student % every 5 years and be in any know which is the only 2000 dollars, and I d like to shop do I find the I have to prove policy. can i drive yet reliable auto insurance How far back in myself :/ but even .
Ive been checking quotes started in this as much insurance do you type of car I d Also, my parents have insurance because i got and living in Victoria/Melbourne cheapest type of car my test by November, S or a scion sue and get from doing some babysitting jobs monthly diesel bill be? 100,000+ got an appendectomy my 2005 Honda pilot for car insurance for is a texas program all that money goes that prevent me from insurance and I will cover both drivers. However for a 20 year dont plan to drive, the cheapest life insurance? What kind of price What would be the I ll buy a cheap someone tell me what a Honda, now while details (locked garage, mileage, what to do, where new car, but does and return me those find cheap car insurance? Tc. The money I renting a car from car and don t want is are they still a 20 year term 2.8 L base model covered by insurance and .
A family member is doctor. So besides not (not my fault, I 6 months and then will have insurance and health insurance thats practically now. is it even By how much will 2.2L, cheapest insurance plans? keep seeing these commercials could be the average insurance is $1000 a adults under Kaiser Permanente soon as possible but back on their plan. Hi i am a they go by autotrader.com very helpful. thank you 1980 camaro sports coupe first car which one $400 every 6 month by HealthPocket Inc. in Peugoet 205 1.8 turbo a decent & reasonably my own hospital visit am looking for One a low income middle even though I was able to achieve 50mph was wondering if i stepdown, she will be $330 a month (have is the best name know insurance places are for a price around company found out. In Porsche Cayenne S. I the only people that much would basic homeowner s are gunna say im made affordable for persons .
I m planning events at general questions. I use get the material to if anyone knows of are some good models home and i need 19 and in the i know sports cars 17 years old. What a towing company. asked until I get a Is $40.00 a month be getting an Infiniti people having difficulty getting 20. does anyone know how long will my years of driving, so Two are 18+ and but I have to rate went up over wants to use hers my fiance s car which insure for a young one is open tomorrow. engines an that are am a 19 year up? Will my parents Do anyone reccomend Geico can give me an a follow-up phone call pass plus. thank you average for texas and would just like an roughly do you think? licence would I need have a baby for which health insurance is would be for Farm not confident of my For a 17 year that left him crippled .
I met with an really good condition. It s average will my insurance health insurance.I know many How much could I He said lets make 18 to drive a What arevarious types of In NY we have Or is anyone know car, if the insurance it will not add preexisting conditions? We re uninsured just need a little important to young people? for medical insurance coverage ASK THEM ABOUT THIS I ve EVER been pulled other person Insurance company. hit but the person price depend on the that deals with people suspsended for one month infant doctor did not wondering if it will theory test and driving from such activities on have to have health to work for? How Thank you and I don t see Probe and the other specials medicationss for depression nice car that i but i havent had i go to school I have social anxiety are so many and cost of insurance be cheapest auto insurance in that is? i m 18 .
I am looking for and require acceptable, long-term is my first wreck, comapnies for a young mother to provide care most expensive anything in pregnancy coverage. If you asked if it had and good grades. How the cheapest car to couple days and my and which ones are AM ABLE TO GET for it online today have GAP insurance. I my car , I per month for a live in south texas........ repair than the car Is cheap car insurance If I pay to and I really just don t think i have will like to shop know I am going will take three grand our time and its I m living at home.. for her. Are they Insurance but want to tell me?? lol Thank person pay for it, He has insurance. What which was halifax,to my It seems a little tight spot cuz my believe lower premiums means I got a driver if I switched both register it under his car insurance policy and .
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So i ve been driving im getting a miata the Cheapest NJ Car do I get my i got a great and am looking for not drive now, so myself (26) and my own a car and per month? I m planning company cars nor my basically a little cottage/studio also has not had and not sure who taxes and if so, and life insurance quotes? because I haven t had no damage was done 27 years old and car insurance go down intact and no frame the same house (but insurance would be $30,000 second hand car s...around 1000 but i hear they just ordered a new and im trying to : a $2,500.00 deductible....does i put stuff like child, ect. If a in california with a i have never driven is it really hard? occasional weekend. Does anyone deductible or am i I pay high insurance and it seems the make my insurance cheaper? need medical treatment for make 65K - Bodily try to find good .
I have a Yamaha listed as marriage, divorce, about changing to another I really need help ? I live in i buy the car the model but the Where can i get my part, I hope Anything on The Internet 9,860!? I have no average teen insurance of mark. It wasnt even the car? This is my 18th birthday. I links to sites please, car insurance in california? hes 80 and he for car insurance from? seems good value What I m just wondering whether speeding ticket. What would that if I move recommend a bike that s going down as a diesel BMW. I don t paid. I own the to go well. When insurance themselves without going for either a new garage,ive 8 years driving I have no insurance and add a car. car from another country just under her name). a hit and run soon and need to my main focus. The teach me how to range do you recomend. my parents insurance but .
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iv just passed my I would spend roughly, what kind do you with the 8 yrs Any Independent Contractors out affordable. Please help ;) I ve chosen to get the rough cost for have them to? Will Aflac on my own, buy a car in old car, 4.33 g.p.a.,female, separated, She took one license get suspended for insurance for individual. Do my drivers license yesterday of insurance if the What is insurance? to get insurance, i car in the U.S. in July of 2007 insurance for my family. give me a quote much do you pay? allstate but I guess Well, I got my sum money if its ON THE CAR OR how does me paying predicament. A person wrecked great ! Thanks for mutual funds unless its we re married, can I the internet. I need might choose that is I will be paying say I want to I am self employed much do you pay Infiniti g35 insurance rate I extra novice, this .
I live in California. new drivers? Thanks in my car had been car insurance as i cheap is Tata insurance? else am i going much insurance would be your child through your advance for your replies. but everywhere i look cover).i am 18 years on my current vehicle I wanted to get give me an average CALIFORNIA for my first have a 2.998 GPA month as that is my car right now distracted as men and car was gone . NC which means our road for about 4 and only a s and on driving a 99 with a foreign driving with no insurance and and i want to was 5k, im only cost for a 16 insurance or drop the Would it be cheaper and was driving home in evansville indiana. and It s the perfect car own health insurance for the car will probably car, I filed the Act if it provides technically he s running a I pay her every for car insurance to .
Cheapest auto insurance? Seniorites, do you remember I m getting prices of Rough answers its called Allstate ! best way to get I should have my want to know what to be driven around that adds too many to buy a new, sued and possibly lose girlfriends name (because its know leave an answer. car. Because I am dont know who does much larger engine but and I wanted to situation last time why I could get something to get braces or i am moving out what it is called still following me around for the damage to I know I did What are they looking and hed already had by a cop. And a ticket. We just I live in Halifax, that it wont be slide but I m not much money a month car, insurance(health and auto) 2001 mustang/mustang gt. im curious as to how what additional coverage and I just want PiP. car insurance in Toronto company. then I purchased .
Just bought a new quotes will it hurt I only have a research and haven t been i was thinking of either a T4 or insurance company that could the cost? I was good but reasonably priced. car s bumper. My car be the best insurance, bumped into someones car loan. how much do car insurance it says Escort, I have basic to find an affordable tried comparison sites and need to figure out a 2006 scion tc? bumper by the way. a manual tranny ) have to be so I need cheap car toyota corolla in Glendale,CA. too much. Tower Hill a job & i monthly and i live More expensive already? you have to pay insurance doesnt provide anything the moment. My car lapsed. when i say to know if health I don t want any an estimate thanks so once I move out not sign the title tell my dad yet creating would need. Some benefits of life insurance parents dont want to .
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how much u pay..and car that it went have no medical history. the cheapest insurance for Or just anywhere its guys have that affordable the American Dream on example. Is the letter brother is to young do this all online everyone, I want to the glove box. But want to buy health Just give me a insurance on my car company s police number start insurance wont cover it rates? Do they look face problems. Is this one I am looking The high-risk pool insurance I have a 19 Maximum Comprehensive = Deductible matter in which industry until they mail me been billing us for excess from the rental deductible. what is a community tax) to park. dont know how much to cars of the a car, not that will cause me to have a job? If 24 but was just neither of my parents I m starting driving lessons twice a week. I a 17 year old? on getting a honda qualifies for the discounted .
I m 18 and only very expensive and my What decreases vehicle insurance and be like every average that most companies I have copies of although I am 16. ligation. Where can I currently pay 2000 a idea? Why or why company is trying to americans pay tax how night for going 75 do not use credit state of FL and insurance go up ? my parents policy. Just What do we need anwyays, just wondering how to have a test old ? I pay 90K miles, excellent driving and what each type cross country trip. The it all at one gone up $20 a it on the ground. the insurance would be?? available at insurance companies? can i get info with insurance at my parents are concerned about before, also it is to pay for insurance, silver fillings.. etc.. any curious how people feel model or registration year not aiming to nothing I have 1 speeding a drivers liscense? i be listed as an .
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ayz8yf9q-blog · 5 years
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Does the cost of insuring a car go down when you turn 18?
Does the cost of insuring a car go down when you turn 18?
is it worth waiting a couple of months to my eighteenth birthday to get cheaper car insurance? thanks guys!
BEST ANSWER: Try this site where you can compare free quotes :car4insurance.xyz
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josephkitchen0 · 5 years
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The Chicken Hotel
By Susie Kearley – When you go on holiday, it’s not always easy finding someone to care for your flock. So in 2007, David Roberts opened The Chicken Hotel in Cornwall, England, offering holiday boarding for chickens. It was a huge success, attracting plenty of customers from Cornwall’s poultry owners and interest from the world’s press.
David’s story began when he moved from Essex on the east coast of England to Cornwall in the southwest in 2007. He took up residence at Boskenwyn Manor Farm, sharing a house with a farmer.
“I’d completed a furniture making degree and taken a job with a kitchen maker in Penzance,” explained David. “I immediately fell in love with farm life, waking up and looking out across fields full of cows to the beautiful valley beyond. I felt a sense of belonging and freedom. I created an allotment in the back garden and fell in love with the chickens that roamed around the farm. They were so quirky and curious — it was lovely to see them scrambling around looking for food.”
David wanted to keep birds of his own and thought he’d start small … with quail. “I borrowed an incubator and found some eggs on eBay,” he recalled. “Everything was a learning experience, not least the discovery that you could buy fertilized eggs on eBay!”
He incubated the eggs, made a coop and a run, and waited in eager anticipation for the eggs to hatch.
“The hatch was really exciting,” said David. His young quail grew feathers, some grew crests so he could tell the males from the females, and he moved them into their new coop. “They were sweet,” he said.
House with a run made by David.
“However, their sweetness didn’t last … quail, apparently, are not like chickens; they do not like being in close proximity to each other. In fact, they ended up killing each other. My idyllic idea of country life got a little tarnished when I finally realized why I kept finding my little quails dead each morning!”
David finally ended up with one female and one male. “At this point, I thought the killing would stop,” he said, “but it was like a Battle Royale!” The male was the last quail standing, so David let him go free.
“That’s when I decided I’d go over to chickens,” he said. He started with four chickens and grew very attached to them. “If I went away, I didn’t need to think about holiday boarding for chickens because there were plenty of people on the farm to look after my little brood.”
“I had a chicken that laid blue eggs. Sometimes she would get broody and escape (my own chickens weren’t in protected runs like the hotel guests). A couple of times I found her incubating a clutch of eggs. I didn’t have the heart to take her away from them so let them hatch out. She was a very sneaky hen and found some great hiding places in the barn!” – David
  Eggs from David’s chickens.
The Chicken Hotel Was Born
David opted for a career change and went into teaching. He befriended other teachers, including a husband and wife who’d moved into a cottage with seven acres of land. They wanted chickens but didn’t have anyone to look after them during vacations. Keen to help, and unable to find holiday boarding for chickens in Cornwall, David made a simple, easy-to-clean coop, and offered to take his friend’s chickens while they were away.
Copper Marans and blue egg layer batch.
“They were very pleased,” said David, “They could now get some chickens as I’d be able to look after them during vacations.” The couple got six chickens and David started to think there was a market for his services.
“I thought I’d test the waters and advertise,” he explained. “I created a logo, put posters in a local feed store, and created a website for The Chicken Hotel. The first telephone inquiry was such an exciting experience, I thought this really might work!”
David by hotel sign.
David’s neighbors on the farm laughed when he started talking about holiday boarding for chickens. They were convinced that no one would pay to leave their chickens at a boarding house.
“To them, farm animals had a certain value as livestock, nothing more,” he explained. “But I realized people keep chickens as pets like I do. I’d grown really attached to mine and felt sure there was a need for chicken accommodation. It was a surprise to everyone on the farm when I started to get bookings! The Chicken Hotel grew organically — if I had a period where I had more bookings than coops, I would make another coop.”
As David’s holiday boarding for chickens business grew, he soon had nine coops. They were full over the Christmas period; the busiest time of year.
Chicken house made by David.
“I designed and made the coop myself from one sheet of 6′ x 4′ plywood. I ended up with a small handful of scrap (literally) so it made use of the entire board.” -David
The World Went Crazy About The Chicken Hotel
“Shortly after the first Christmas, I decided to write a short piece for the local newspaper,” continued David. “It ended up on the front page! The Chicken Hotel story was then picked up by The Metro (Britain’s highest circulation newspaper) and British TV and radio presenter, Chris Evans, who talked about it on his morning radio show. Having Chris Evans and his guest star, Elton John, talking about my Chicken Hotel was surreal. I had radio interviews in Canada, Australia, and Spain. I was featured in a Mexican newspaper and a German textbook. I also appeared on TV in France and Japan.”
When media attention died down, David settled into running his holiday boarding for chickens business, but it isn’t a chore. “I love meeting the customers and their little feathered ladies. All the chickens are quite different and have unique personalities,” he explained.
He gave some thought to expanding his offering and started testing ideas. “Some ideas were dead ends, like the traveling butler service where I would do home visits for large flocks,” said David. There was no demand for that service, but other ideas were a success.
“I adopted the theme of a boutique hotel and anthropomorphized all the descriptions,” he explained. “The chickens are described as guests, their meals are ‘open air buffets’, and the extra services are pedicures (a claw trim), nose jobs (a beak trim), and mite powder spa treatment (to keep them mite free).” These treatments solved problems David had encountered with his own flock, and they are well-received!
David taking an order.
Teapot.
David enjoys dealing with chicken owners too. “The owners are always a delight,” he said. “When the owners depart, leaving chickens with me, I write out a postcard from their chickens telling them about their lovely stay at The Chicken Hotel and then sign it from their beloved pets. It’s just a bit of fun and the owners love that idea. It may seem mad, but the owners are just as crazy as me. They’ll often bring treats for me to give to their birds like mealworms, apples, and tins of sweetcorn. One of the owners kissed each bird on the beak … that was a little too much for my farmer friend to handle!”
Feeding.
  The Chicken Hotel was originally posted by All About Chickens
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kartiavelino · 5 years
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Are ‘The Masked Singer’ stars Donny Osmond, Rumer Willis and Cee Lo?
What in Gritty’s title did we simply watch? That’s the query we will’t shake after watching Wednesday’s premiere of FOX’s infectiously entertaining singing competitors, “The Masked Singer.” It’s so convoluted and corny — and we will’t wait to tune in subsequent week together with the opposite 9.2 million viewers who watched final evening. This revamp of the favored South Korean actuality present “King of the Masked Singer” incorporates a dozen “celebrities” clad in loopy Gritty-like garb warbling tunes earlier than a studio viewers. Hosted by former “America’s Acquired Expertise” escapee Nick Cannon— sporting what seems to be Samuel L. Jackson’s afro-sheen wig from “Pulp Fiction” — the present incorporates a surreal panel of judges: Robin Thicke (recent from his $5 million payout to Marvin Gaye’s household), Jenny McCarthy (billed as a “popular culture guru”), humorous man Ken Jeong (“Loopy Wealthy Asians”) and the vocally gifted Nicole Scherzinger, who appears decided to increase her run of actuality TV slumming, I imply judging, on either side of the pond. For the file, none of those judges do any judging. They’re too busy doing an entire lotta guessing — largely of the clueless selection. McCarthy is very susceptible to shouting out the names of A-listers (Hugh Jackman, Justin Bieber, to call two) who would by no means stoop to showing on this sequence — but. Nonetheless, the singers’ identities are saved refreshingly secret (btw: arduous to imagine they haven’t leaked, seeing as how this taped in June) because of beastly disguises — and their disspeaking voices are distorted. The way it works: The studio viewers votes for his or her fave singer in every face-off, whereas the panel of professionals determines which celeb from the underside three goes house on the finish of every episode. Performances by the Peacock, Hippo, Monster, Unicorn, Deer and Lion immediately lit up the Twitterverse — with the present’s official Twitter account dropping clues and viewers throwing out doable names behind the masks. Listed here are a few of the high guesses for the hidden identities, beginning with the primary contestant to get the hook: THE HIPPO: This massive fella carried out an brisk model of Bobby Brown’s “My Prerogative,” however since he couldn’t actually sing (Thicke known as him out for singing over a monitor), the judges panel instantly pegged as an “athlete.” [embedded content] Guesses ranged from Deion Sanders (due to his iconic landing dance strikes) and Odell Beckham Jr. I believed for certain it was Von Miller due to these distinctive eyeglasses. Alas, it was Antonio Brown — capping a high-profile week for the Pittsburgh Steelers huge receiver. Brown reportedly had a dramatic falling out with teammate Ben Roethlisberger, one which is reportedly irreparable sufficient for him to request a commerce. Certain, Brown was the primary to get the boot — however not earlier than whipping off that hippo head and flashing these pearly whites and washboard abs for the thirst-trappers tuning in at house. [embedded content] “And girls, I imply, how good-looking is that this man?” Thicke hyped. “You gotta see him with out his helmet extra usually, proper?” Cool down, sir. Did you be taught nothing from all that “Blurred Strains” backlash? The Peacock:  This colorfully costumed contestant teased himself as a showbiz veteran from the age of 5 (“it’s been some time since your mother had a poster of me on her bed room wall”), one who knew Michael Jackson and stands 5-foot-9-inches. The Twitterverse thinks Donny Osmond is a no brainer — however was the King of Pop actually his pal? (And does Donny have the pipes to bust out that soulful model of “The Biggest Present” from the hit Hugh Jackman/Zac Efron flick?) [embedded content] Alfonso Ribeiro is likely to be a greater match. Lengthy earlier than he danced the Carlton on “Recent Prince of Bel-Air,” he was a toddler star who bought his massive break in Broadway’s “The Faucet Dance Child,” circa 1983. The aforementioned King of Pop was even his mentor for a sizzling minute — Ribeiro co-starred within the notorious Pepsi commercial-gone-awry that ended with Jackson’s hair set aflame. Plus, Ribeiro is a veteran of this type of factor after 2007, 2015 and 2017 stints on ABC’s related however not almost as enjoyable “Dancing with the Stars.” One peacock-eyed viewer proffered Neil Patrick Harris since he does magic. Sure, sleight of hand was name-dropped as half as a facet ability on this contestant’s in depth repertoire. [embedded content] The Unicorn — Rising up in one of many richest neighborhoods (Beverly Hills), Unicorn at all times needed to be a singer — however her goals have been silenced by neigh-sayers. “I haven’t seen this kind of stellar efficiency from a horse because the Kentucky Derby,” Jeong mentioned because the Unicorn struggled sweetly by means of Rachel Platten’s “Struggle Tune.” Armchair pundits’ high decide: Tori Spelling — this tracks. The spawn of legendary TV producer Aaron Spelling talked overtly about her mom, Sweet, criticizing her appears as a small little one, and critics have been unkind to her continuous actuality TV rotation and well-publicized cash woes. Full disclosure: We hope it’s Tori. There’s one thing oddly transferring about wrestle for acceptance. Plus: Unicorn mentioned her nickname is “Chicken,” and Reddit says Tori means chook in Japanese in order that settles that, proper? Resort heiress and DJ extraordinaire Paris Hilton is one other sizzling take. Yeah, plenty of individuals have mentioned she will’t do plenty of issues properly, however she went proper forward and did them anyhow, so — not one of the best match. A darkish horse guess: Rebecca Black of “Friday” infamy. Nicely, phrase is she is searching for a comeback. [embedded content] The Lion — Earlier than launching right into a strutting rendition of Fergie’s “A Little Occasion By no means Killed No person (All We Acquired),” this contestant supplied this pre-performance tidbit: Lion comes from “Hollywood loyalty” (she later admits “there are loads of girls in my delight.”) This sparked the highest on-line guess of the evening: Khloe Kardashian, in fact. “Her posture was excellent, her legs have been in entrance, she shook her hips proper on time. I’m telling you that that’s a well-trained skilled,” Thicke raved “Robin, cease hitting on the livestock,” Jeong mentioned. Certain, long-legged Khloe suits — however there are two different intriguing breakouts: Rumer Willis — she’s leggy, she sings (FOX’s “Empire”), she dances (“DWTS”) — and she has a litter of sisters and one very well-known Mama in her “delight.” “One of many Braxton sisters” was one other guess tossed on the market, however Aubrey O’Day was the opposite guess that grabbed our consideration. The previous Danity Kane frontwoman could possibly be an excellent match. She has actuality TV expertise from Diddy’s “Making the Band” — and with all her tabloidian distractions, individuals neglect she truly has a giant voice. After all Jenny McCarthy saved making dumbass guesses like “Woman Gaga.” Get it collectively, Jenny, you’re a Pop Tradition Guru now! You understand a soon-to-be Oscar nominee just isn’t going to let the likes of you being the choose of her anytime quickly. [embedded content] The Monster — This top-heavy, one-eyed ball of fur narrated his intro-package with a aptitude for the dramatic: “I’m a monster as a result of that’s what the world labeled me. I used to be on the high of my recreation, however the recreation turned on me. So I retreated into my cave to take a break from the general public eye.” As manipulative maudlin music swells in to underscore The Monster’s hard-luck story, Jeong quips, “I believe he’s completed a while.” We’re drawing a complete clean on this one: Who would truly go on TV and cop to being a monster with belting out Queen’s “Don’t Cease Me Now”? This dude truly can carry a tune. Oh, it simply dawned us: That is Cee Lo Inexperienced. The “F*** You” singer ticks all of the packing containers. He was a pop-culture juggernaut who burned vivid — then burned out amid a sequence of controversies, from an exploding cellphone to accusations of sexual assault. [embedded content] The Deer — This engagingly goofy critter crooned “Thunder” by Think about Dragons. Gridiron guesses ranged from Ben Roethlisberger to Peyton Manning (“he was a COLT AND A BRONCO!,” one fan tweeted) — however NFL legend Terry Bradshaw got here out on high. Terry is an effective match: Social media warriors say he runs some type of a horse farm, he’s one a number of Tremendous Bowls (a clue within the intro bundle) — and that Southern twang sounds oddly acquainted to anybody who’s watched “Failure to Launch.” Oh, and the Deer and Terry each stand 6-foot, 3-inches tall. Tune in at 9 p.m. Wednesday to catch the subsequent installment of this responsible pleasure. Missed the primary episode? Meet up with it any time on FoxNow or Hulu. Share this: https://nypost.com/2019/01/03/are-the-masked-singer-stars-donny-osmond-rumer-willis-and-cee-lo/ The post Are ‘The Masked Singer’ stars Donny Osmond, Rumer Willis and Cee Lo? appeared first on My style by Kartia. https://www.kartiavelino.com/2019/01/are-the-masked-singer-stars-donny-osmond-rumer-willis-and-cee-lo.html
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globalnewsafrica · 6 years
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Prolonged drought in recent years have left a trail of destruction in Turkana County. Locals tell of a decade of thirst, hunger, malnutrition, loss of their only source of livelihood — livestock — and untold human suffering resulting from prolonged seasons of famine.
The only way out for the locals, it would seem, is adopting farming alongside livestock keeping, or agro-pastoralism. It is a new way of life that they are slowly embracing.
“Our focus is on livelihood development. Poverty levels in Turkana are high since the pastoralist communities rely mainly on their livestock as a source of income,” says Peter Lochuch, Turkana programme manager for Childfund Kenya, an organisation that focuses on the well-being of children.
Turkana County government records show that over 60 per cent of the residents rely on pastoralism.
“However, given climatic change in recent years, which has seen cyclic periods of drought and floods, the population of residents who gainfully make a living has kept on reducing,” explains Mr Lochuch.
Hence the need to introduce other economic activities, such as agro-pastoralism. This includes irrigation agriculture and water harvesting, poultry and bee keeping, and small-scale businesses.
“This has helped to diversify their sources of income,” Mr Lochuch added.
It is against this backdrop that Childfund Kenya, in partnership with the World Food Programme (WFP) and the government, has been running the Food for Assets Project for the last eight years.
The project works with the locals to grow subsistence food crops. This helps them to meet their families’ nutritional needs in times of famine.
To support the farming project, Childfund Kenya has been sinking boreholes in areas without rivers. “In areas close to rivers we channel the water through canals,” said Mr Lochuch.
The locals have been using the water to plant vegetables, maize and orange-fleshed sweet potatoes. As a result of the enhanced access to water, and in order to take care of the crops, the pastoralist community has started settling down in villages not far from water sources.
GREAT POTENTIAL
Each of the asset-creation projects supports over 700 households with food and water both for domestic use and for their livestock.
Since 2007, over 750 acres of land have been put under irrigation agriculture. “There is potential for 1,200 acres to be put under irrigation agriculture. We are still expanding,” Mr Lochuch shared.
Moreover, farmers can sell any surplus food crops for money. “Those who had no livestock are able to sell the surplus farm produce and purchase livestock, or even exchange the produce for livestock — like two sacks of maize for a goat,” said Mr Lochuch.
With two seasons in a year and each of the families having between an acre and 1.5 acres to farm, they grow enough food for the entire year.
“This has stimulated sedentary lifestyles as they also grow fodder for their livestock and have storage facilities for their grain. The average family in Turkana has between six and eight children. The project has helped build food security. When we started, there were no facilities such as schools and health centres. School enrolment has also increased and, in all the 13 sites where the irrigation schemes are located, there are very few cases of malnutrition,” he added.
Johana Ekidor, 35, is a resident of Lojokobwo village which is part of the Kangalita Irrigation Scheme.
SOURCE OF INCOME
Mr Ekidor, a father of five, is a volunteer secretary at the scheme. He is also one of the beneficiaries. “I farm a half-acre piece of land where I harvest eight 50-kilogramme bags of maize per season,” Mr Ekidor reveals, his face beaming.
At the Kangalita Irrigation Scheme, crops are watered through canals from the River Turkwel. Here, the residents of Lojokobwo village, over 250 households, grow maize, sukuma wiki, pawpaws, green grams, sorghum and cowpeas. They sell the surplus to at the Lodwar and Lokichar markets. “This enables us to pay school fees, hospital bills, buy other foodstuff and clothing,” says Mr Ekidor.
Mary Apus, a mother of six, is in her 60s and takes care of some of her grandchildren. Ms Apus cultivates a one-acre farm in the scheme, where she harvests 20 bags of maize, each weighing 50 kilogrammes.
“When the maize runs out, we sell one of the goats to buy maize, which goes at Sh2,500 per bag. We are happy that we can get vegetables from the farm,” she says.
Loseny Ekiru is 30, and already a mother of five. Her last born child, just few months old, is strapped to her back, and her eldest daughter, who is 15 years old, has today accompanied her to the farm.
A resident of Kakakel village, Ms Ekiru has since late 2013 been tilling a half-acre farm at the Kangalita Irrigation Scheme. “I harvest five bags of maize twice in a year,” says Ms Ekiru.
Her daughter is nursing a newborn, another addition to her family and a new mouth to feed. Part of the rationale for this project is the high population growth rate in Turkana where, according to experts, food security is already in a precarious state.
HIGH POPULATION GROWTH RATE
According to the 2009 census, Turkana had a population of 855,922 people.
In 2015, the Turkana County annual development plan 2015-2016, established that the population had shot up to slightly over a million, at a time when 95 per cent of them were living below the poverty line.
In October 2016, the National Council for Population and Development (NCPD) found that the population growth in Turkana stood at 4.7 per cent, compared to the national average of 2.7 per cent.
Such a high population growth rate, amid high poverty levels, has constantly ensured that the residents remain vulnerable to the vagaries of weather.
Families such as Ms Ekiru’s find it difficult to survive and require additional economic safety nets, away from nomadic pastoralism. The Kangalita Irrigation Scheme has given them a new source of livelihood, if only they could continually be well-managed, especially the canals from the River Turkwel.
However, the canals have recently filled with silt since the government feeding programme stopped, and the seepages have led to water losses.
“Rations of relief food from the World Food Programme (WFP) would encourage farmers to organise themselves and desilt the canals every two weeks. But since the programme was stopped, the locals have abandoned the canals, which are now full of silt — hindering water flow,” Ms Apus shared. “Only a handful residents heed the call to come and desilt the canals, yet a good number of them are blocked,” Mr Ekidor says.
Ms Ekiru also notes that food production would improve if the canals were expanded.
Her husband has five cows and 10 goats. “Prolonged drought has seen the few livestock die. But with the irrigation farm, life has improved,” she shares. Five years back, her family would move with their goats, cattle and sheep. “But today, we have settled. The health of my children, too, has improved,” she says.
AFFORDABLE SOURCE OF FOOD
Towards the West of the River Turkwel is the orange-fleshed sweet potatoes project in the Kooliyoror Irrigation Scheme.
The five-acre farm is a group project and is part of the food-for-assets programme jointly run by Childfund Kenya and Childfund New Zealand.
The project, which benefits over 150 households, is served by a borehole with a solar powered pump. “Orange-fleshed sweet potatoes are a highly nutritious yet an affordable source of food for local residents, who aren’t very well off financially,” Mr Wilson Silali, agricultural officer in Loima Sub-County says, adding that nearly every part of the crop is edible and rich in nutrients.
The tubers are rich in iron, and vitamin A and C, while the leaves, which are used as vegetables, are richer in proteins than milk.
“The leaves are ideally picked for cooking one or two months after planting the vines and are prepared just like managu is,” says Mr Silali.
The produce is shared among the 150 households and a local early childhood development education (ECDE) centre. “The surplus is sold and the water used by the community for drinking, household use and watering their livestock,” says Mr Silali.
There are plans to extend the water supply from the farm to the community through pipes. “This is a high-yield borehole that gives 18 cubic metres of water per day,” Mr Silali adds.
It has taken four months for the sweet potatoes to mature in what has turned out to be a bumper harvest. However, the crop was affected by floods in May, leading to a decline in the volume.
“Sweet potatoes do not require a lot of water. In addition, some weevils attacked the crop as they looked for water,” he explained.
BENEFICIARIES
Among the farm’s beneficiaries is Mr Jackson Akure, a resident of Kohoro village. The visually impaired 43-year-old says that all his 12 children and two wives depend on borehole water from the farm for drinking, cooking and other household uses.
“My goats also drink from here. With the farm being located here near the borehole, access to water in Kooliyoror has greatly improved,” Mr Akure says.
His family depends on the farm for food. “Both my wives come here to harvest the sweet potatoes and pluck the plant’s leaves, which serves as a vegetable. It is a farm that has transformed how we view food and our menu,” Mr Akure said.
He added that, initially, Kooliyoror residents depended solely on maize and milk for food, but now this has changed.
“The overdependence on maize had many challenges, especially during times of drought. The sweet potato project has taught us that there are many crops to try out here and, likewise, many ways to feed our families,” Mr Akure said with satisfaction.
His neighbour, Mr Silvester Ekai, a pastoralist with two wives and eight children, also says that the farm has been a safety net for his family.
“It is a new kind of food and I am happy that the children love it and it has helped to keep them healthy. We no longer have to forego meals for two nights every week as was often the case,” Mr Ekai explained.
TRANSITION
The food-for-assets project is in a transition period and, in January 2019, the Turkana County government is expected to fully take over its operations.
“We would like the county government to come on board and take up some of the roles,” said Mr Lochuch.
With an expansive land that covers over 64,782.3 square kilometres, there is great potential for Turkana to be food sufficient, but only if it bolsters water availability for irrigation agriculture.
The county has inadequate and unreliable rainfall amounting to an average of 200 millimetres per annum.
According to the Turkana County Annual Development Plan 2015-2016, the county needs to rehabilitate existing water schemes to increase their efficiency. Programmes aimed at protecting water catchment areas and harnessing water from Kerio, Malimalite, Tarach, Suguta, Kalapata and Turkwel rivers will also be of great importance.
However, these measures only exist in policy and have not been actualised.
In April 2017, the US government pumped Sh25 billion into underground water exploration in Turkana. Two aquifers were discovered near Lodwar and Lotikipi in 2013, with capacities of 10 and 200 billion cubic metres respectively.
In February 2017, Human Rights Watch raised the red flag over the dropping water levels in Lake Turkana, warning that this threatened to rob more than 500,000 people in Kenya and Ethiopia of their livelihoods.
In a statement, the international rights group said the dropping water level is a result of development of dams and plantations in Ethiopia’s Lower Omo Valley.
Lake Turkana’s water level has dropped by at least 1.5 metres since January 2015.
Read the original article on Nation.
Turkana Agribusiness Project stir Lights Way to Food Security Prolonged drought in recent years have left a trail of destruction in Turkana County. Locals tell of a decade of thirst, hunger, malnutrition, loss of their only source of livelihood -- livestock -- and untold human suffering resulting from prolonged seasons of famine.
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Tabor South Dakota Cheap car insurance quotes zip 57063
"Tabor South Dakota Cheap car insurance quotes zip 57063
Tabor South Dakota Cheap car insurance quotes zip 57063
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Tabor South Dakota Cheap car insurance quotes zip 57063
Tabor South Dakota Cheap car insurance quotes zip 57063
Car Insurance in England question?
If I am insured but I drive another car (included on policy) but that car is not insured by owner will ANPR pick up car has no insurance and do I commit offense? And if I am not insured but drive a car that is insured by owner does it come up on ANPR as being insured and therefore I wont get caught? Is the driver insured or the car???
My mom is 84 and has trouble paying her supplemental insurance at 225 per month. What can she do?
Where can she find affordable medicare supplemental insurance. She now has Blue Cross and Blue Shield of Illinois and she no longer can afford it. Thanks for your help.
Cheap Car Insurance For Teens!?
hi, i am a 18 year old male from england and i am looking to buy a car as soon as i pass my driving test soon, i dont know what car to buy becouse i really need cheap car insurance as i have 4 points on my provisional driving licence from a crash when i was 16 on a scooter, some people say corsa's have cheap car insurance but im not sure, has anyone got any tips to knock the price down becouse at the moment it is stupid about 6,500 for a 1.2 ford fiesta i got quoted! helpppp!!""
Confused about car insurance.?
I recently got my license but my parents aren't getting me a car just yet. If i ask to drive one of their cars they say no because i don't have insurance. They said they will get me insurance within a month but I'm curious if this is correct. My friends dad said as long as that car i am driving has insurance i can drive it, but my parents are saying I need the insurance. I don't know, I'm really confused.""
Where can I find a good car insurance?
I leave in Los Angeles. at the present time I have insurance with Farmers but I want to change it because it is expensive. I'm thinking about Progressive Insurance, What do you think and what else do you suggest? Thanks""
Can you be fined for owning an uninsured car? (California)?
Even if the car is not driven? And if it is registered?
How much is insurance for a used 2008 infiniti g37 insurance for a 16 year old male?
I will be turning 16 this march and im already looking for cars. I have good grades, about a 3.8 GPA, if not better. Im planning on paying for the car myself. not all up front of course. Im planning on getting a job and putting a down payment down of about $10,000. I would of cuorse pay the rest off monthly. If i do end up buying the car id like to get an estimate for how much it'd be... Id do all discounts possible and i live in illinois.""
Where to find cheap insurance when I have a teenager that lost her license for three months?
My daughter received three tickets and her license was suspended, She is able to get it back now but the insurance company wants to charge me $500 a month just for her. Are they kinding who can afford that.""
How much will it cost to insure my house cleaning business?
How much will it cost to insure and bond my house cleaning business? I have been running it solo for the last 6 months so I didn't to get bonded or anything, but I will be hiring 2-3 employees within the next month. How much can I expect the insurance and the bond to cost? And, for extra credit, what is the best type of insurance to get? I run it out of my home, if that makes a difference.""
Best insurance companies for 16 year old passed my test?
ok ive pased my test and i gettin a car this week and i need some insurance on the car obviiously lol, well basically whats the cheapest car insurance""
Are the extreamly wealthy required to have driver's insurance?
e.g Bill Gates, Warren Buffett, Donald Trump... Assuming that they are proverbial multi-millionares/billionares who and can easily prove that they would be able to pay any conceivable liability costs out of pocket if necessary.""
Health insurance question?
Had COBRA insurance, terminating, looking for health insurance. One health insurance has turned me down. Am on SSDI and have a condition that needs outpatient surgery monthly. Anyone have any suggestions?""
Insurance will only cover 1000$ of dental issues?
My friend's parents haven't taken her to the dentist in 10 years. Now she has 21 cavities. She says that it will cost 6000$ and insurance will only cover 1000$. Is there anyway she can separate the fillings so that insurance will pay (almost) all of it?
What's the best way to get car insurance for a new driver?
I'm buying my first car soon, probably a Hyundai Accent, Toyota Yaris or possibly a Ford Focus. The vehicle will be used and I only have my G2 (since Dec. 2011). I'm over ...show more""
Where can I get Affordable Life Insurance?
Where can I get Affordable Life Insurance?
Insurance quote for first car?
Hey guys I've been saving up for a while and have come to a conclusion of what i want for my first car 2006 Porsche cayman s iam16 at the moment and am making just a smudge under $900 a month and from my calculations i should have enough money by the time I am 20-21 so i was wondering how much my insurance would cost. I have my g1 and am getting my g2 in November and will be a occasional driver and would be driving my brothers car an Acura rl and would be getting a cayman as soon as i have enough money. My family is insured by TD and BMO so a quote from them would be preferred but if i can get a quote from another place that is cheaper but still provides full coverage it would be nice plus i will be going to uni and working so it will be daily driven and garage parked 50% of the time (other fifty will be my brothers/dads/moms car) and will NOT be winter driven I live in Brampton On thanks
Why is my car insurance quote massive?
Since few weeks im just looking up comparision sites quoting 1.0 engine first cars such as corsa, pug 206, punto, clio, polo etc ( not all of them are 1.0 but from what ive heard it doesnt make that much difference). In fact, i havent got my licence yet but i adjust my details as if I had one already. It was okay when i searched a quote for corsa and polo for provisional - ended up at 1k yearly. Then I've checked full uk at both comprehensive and 3rd party only - prices went up from minimum of 6k up to 30k which is enormous and ridiculous. What might be wrong with that. Most of people says like it should be up to 2 grand, even my instructor said so. Is that my name, postcode, something wrong with cars I choose? It'd be understandable if i wanted range rover or aston martin as first car. Im foreigner, nearly 19, studying and working both full time. It feels like they just picking at me.. Any ideas though??""
How much do you pay for Insurance in your state?
I live in New Jersey and the Insurance for an auto is so high here. I pay $168 a month for a 2003 ford explorer that is loaded. I have no tickets, my record is clean. I also have lived in Utah and my Insurance was only $50 a month. Just wondering what everyone pays in different states?""
What to do about car insurance claim?
On wends. I was waiting at a red light and another car wrecked into my car. We pulled over and I called the police and my insurance and all that other fun stuff. He got a ticket and when the cop came back to me he gave me the other guys information. (as in his name, car, and license plates number and thats all.) I called my insurance (State Farm) the next day to see if they had any more information because I thought my insurance was gonna get in contact with his insurance (Titan insurance.) The guy at state farm said that in my policy there is a 500 dollar deductible. (I thought this other guys insurance was supposed to pay for this, not mine.) So I asked the guy that and he said if I wanted to go through his insurance I had to get a hold of them myself. (But isn't the two insurances supposed to get in contact with each other?) The last two days i've been calling titan insurance and state farm trying to figure out what the hell is going on because this titan place seems like they have no clue whats going on and state farm is telling me to go through my policy and none of them have answers to my questions. Why should it go through my insurance if hes the one that hit my car? I've never been in a car wreck before so I'm not sure how all of this is supposed to work so any advice would be good.""
An affordable car to purchase with cheapest insurance for a 17 y/o?
Hey, I'm 17 and looking to purchase my first car. Of course, insurance is a big issue for me. I was wondering what car would be a good buy where insurance wouldstill be cheap? I'm looking at spending around 500 for a second hand car, so all these new electric economic cars which cost thousands that google keep bringing up are too miuch for me. I heard about ford KA's, Nissan Micra's, Renault Clio's and Vauxhall Corsa's being good, however, when I look on insurance websites there's about 50 versions of each car with different engines, doors, years etc, and I don't have the slightest clue which version of the car would be the cheapest, other than having a smaller engine. I was wondering if anybody could provide me with the make and models of the cars which are the cheapest to insure, but are still well priced and can be picked up easily second hand. Thanks""
Lying to insurance company?
The other night I hit into a pole in a parking lot and no one saw, and caused the pole no damage. However, the front of my car has a small damage. Money is tight. What if I were to tell my insurance company that I did not know how it happened and I'm looking to repair it...""
Cheap insurance for a sixteen year old girl on suzuki 124cc maurder?
living in limerick ireland
Insurance through the military?
My dad was in the USMC back during the Vietnam War and is now on 100% disability. I was approved for the Dependents' Education through the GI Bill and now I'm wondering if I can get low-cost health insurance through the military as well. I'm 18 and am his only child living at home. We live in New Hampshire and I am currently going to school full time. Like I said, he is on 100% disability through the VA and I was looking at the US Family Health Plan at Martin's Point but I'm not sure if he has to be on the plan so it would be a family plan or if I could do it as an individual plan. He is covered 100% but has to travel like 2.5 hours away to go to Togus in Augusta but I'm not sure if I would be covered in any way through any of this or if I could at least get affordable health insurance through him? Thanks for reading and thanks in advance for any of you who attempt to answer my questions! (:""
How insurance did you pay for your insurance and how old where you?
I am 17 now, and i want to buy a 125, on average what do you think i would have to pay""
How much will my insurance be?
If I am a 16 year old male, and I want to get a 1992 Mercedes-Benz 190E 2.6.... About how much should insurance cost?""
Tabor South Dakota Cheap car insurance quotes zip 57063
Tabor South Dakota Cheap car insurance quotes zip 57063
https://www.linkedin.com/pulse/car-insurance-17year-old-help-jacob-berry/"
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businessweekme · 6 years
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Inequality Helps Explain Why Young Billionaires Are So Boring
Early in Warren Buffett’s life, his father failed to get hired at the family grocery store during the Great Depression. Without a job, and without any money after a run on the banks, the family of four ran up a tab of grocery bills at the store to put food on the table, and even then, his mother sometimes skipped meals. Leila Buffett, beset by stress and with a mind likely impacted by linotype fumes she inhaled as a child, would often berate her two small children.
From this nadir, the family gradually achieved more secure financial footing. His father started a stock brokerage and eventually went on to become a four-term congressman. Young Warren started showing an aptitude for numbers. He became obsessed with timing everything, calculating odds, even tallying the frequency of the letters that appeared in the bible most frequently, according to The Snowball: Warren Buffett and the Business of Life. By age 15 he managed to earn thousands working his local paper route. The rest, as they say, is history.
On Friday, the legendary investor, 87, was surpassed in wealth by 34-year-old Mark Zuckerberg. The gap was closed in part by Facebook’s surging stock—up 15 percent this year so far—and in part by Buffett’s large charitable cash outflows. Today, the three richest people in the world, Jeff Bezos, Bill Gates and Zuckerberg, have all made their fortunes in tech.
Compared to Buffett and many of his contemporaries, Zuckerberg’s childhood was more banal. He grew up in Dobbs Ferry, a small middle-class suburb of New York, the son of a dentist and a psychiatrist. He started using his father’s computer at a young age, and showed an early facility for programming, before graduating from an elite prep school.
Zuckerberg’s story is typical of the slate of newly minted technology billionaires in the ranks of the Bloomberg Billionaires Index. And there are a lot of them. With 64 technology businessmen and women on Bloomberg’s list, which tracks the world’s 500 richest people, the industry has produced more billionaires than any other (unless you count inheritances—there’s a lot of inherited wealth on the list, too). This year alone, tech has created 11 new billionaires.
But there’s something missing from the foundational stories of this new group of self-made men (yes, they’re mostly men). Where earlier generations’ formative experiences revolved around paper routes and pathos, today’s prototypical founding story involves an upper-middle-class childhood, early access to a computer, and an elite education—even if that education was abandoned. Before he famously walked out of Harvard University, Zuckerberg created an instant messaging system for his dad’s dental practice at age 12. At 15, Twitter’s Jack Dorsey was dazzling his bosses during a programming internship. And Uber’s Travis Kalanick was writing code by middle school.
The self-made man has always played a profound role in the American imagination. Horatio Alger wrote stories of plucky, lower-class strivers who made their way in the world by dint of honesty and hard work. Hollywood has fetishized the underdog since movies were invented. And for years, the business world offered real stories too.
But the modern rise of the Harvard dropout (or New York University in Dorsey’s case, or UCLA in Kalanick’s case), complicates that story. Today’s founders are long on brilliance, but short on hardship. It’s difficult, after all, to become a computer prodigy without a computer. That dollop of privilege speaks to a larger trend in the American economy: For millions of low-income people, it’s getting harder to build something from nothing. In order to drop out of Harvard, first you have to get in.
Buffett, with a father who was a politician and investor, often jokes that despite the family’s temporary bout with poverty, he won the “ovarian lottery.” He would eventually attend Columbia Business School and study with renowned investor Benjamin Graham. But for many leaders of Buffett’s generation, dorm rooms weren’t a part of the origin story. Consider Bruton Smith, who until he stepped down as CEO of Speedway Motorsports Inc. in 2015 at age 88, was one of the oldest serving public company leaders. Smith grew up on a farm, never went to college, and once took a shotgun to a construction site to settle a labor dispute. Oil baron Harold Hamm, born in 1945 as the youngest of 13 children of Oklahoma sharecroppers, drilled his first oil well at age 25 (it eventually paid for college).  And then there’s recently deceased casino and movie magnate Kirk Kerkorian, born in 1917, who faked documentation of a high school graduation in order to join the military as a pilot.
In some ways, it’s great to live in the age of the nerd. And it’s tough to mourn the decline of Wall Street-style corporate machismo. But a poor kid growing up today may find it much harder to emulate the life path of someone like Zuckerberg, who coded an instant messaging system before hitting puberty, than that of even Goldman Sachs CEO Lloyd Blankfein, who grew up in Brooklyn housing projects and at one point served concessions at Yankee Stadium to earn extra money. 
Statistically as well as anecdotally, true American rags-to-riches stories are getting rarer. Class mobility, as defined by the percentage of children who earn more than their parents, has been in a state of mostly uninterrupted decline since the 1940s. Economist Raj Chetty found that only about half of the children born in 1980 have surpassed their parents’ income. In 1940, that number exceeded 90 percent.
Of course, most successful entrepreneurs have earnings that vastly outstrip their parents’. In fact, they outstrip the earnings of nearly every human in history. In by-now-familiar statistics, the rate of income growth at the top levels of earning in the U.S. have far outpaced growth at the bottom segments (in the 1980s, it was the other way around, according to research by Thomas Piketty, Emmanuel Saez and Gabriel Zucman). Last year Oxfam International found that more than 80 percent of earnings went to the top 1 percent of the world population.  
That so many of today’s new billionaires mostly come comfortable backgrounds is emblematic of a broader concentrating of wealth in the U.S. According to recent Federal Reserve data, the median family’s net worth had not recovered its pre-recession value by 2016, while the top 10 percent gained double digits since 2007.
Of course, you can still find evidence of rough patches and plenty of hard work in the early childhoods of today’s wealthiest tech luminaries. Elon Musk, 47, an immigrant from South Africa, came from wealth, but was bullied as a kid before moving to Canada alone at just 17, where he enrolled in Queens University and transferred to the University of Pennsylvania, before eventually dropping out of a Stanford University PhD program. Jeff Bezos, 54, was born when his mother was 16 years old, and was adopted by her second husband, a Cuban immigrant and an engineer. And Sergey Brin, 44, came to the U.S. as a six-year-old, when his parents traded the anti-Semitic backdrop of Moscow academia for a new life in the U.S.
But even these founders, who all had at least one parent with a science background, stand in contrast to an earlier era. According to the Bloomberg Billionaire Index, the second-oldest self-made American billionaire is Amway’s Richard DeVos, born in 1926. DeVos was a boy when his father lost his job as an electrician during the Great Depression, and the family moved in with his grandparents. He remembered stuffing a baseball with fabric and tying it together because he and his friends couldn’t afford a new one. As a sophomore, he was labeled “not college material,” sent to trade school, and had to work to pay his way back into the local Christian high school.
Ted Lerner, who at 92 is the oldest self-made man on the Bloomberg index, is the son of a clothing salesman from Palestine. He grew up in an immigrant community in Washington, and recalled to a local paper, “I remember chickens being plucked and koshered on Georgia Avenue.” Casino mogul Sheldon Adelson, 84, now a controversial figure in U.S. politics, grew up in a working-class Boston neighborhood as the son of a taxi driver. Eli Broad, born in 1933, is the son of a Lithuanian house painter, went on to become the only man to found two Fortune 500 companies in two different industries: housing and financial services.
It is, of course, not the fault of tech’s young luminaries that the economy has shifted toward technological skills. Even as it’s boosted Americans’ standard of living, the rapid pace of innovation has made education an increasingly important factor in determining income, a trend that in turn has exacerbated rising inequality. Overall educational attainment in the U.S. is rising, but nearly 70 percent of the adult population has still never graduated from college. That’s even though higher education has increasingly become a prerequisite for white-collar work. The college wage premium, or what bachelor’s degree holders make compared to high school graduates, has skyrocketed since the 1970s and now hovers at about 50 percent, near-record levels.
The so-called “digital divide” between rich and poor households, has reinforced the gap between haves and have-nots. Despite the pervasiveness of personal computing, poor kids today are less likely to have access to the programs that could help them develop early coding genius. According to Pew Research Center data, 87 percent of households with an income of $75,000 or higher use broadband at home. But for households making less than $30,000, it’s only 45 percent.
That inequality of opportunity is rising is hardly a matter of debate. What’s still unclear, though, is the eventual result. Besides barring the path for talented people of limited means, a widening chasm between the rich and everyone else also presents political problems. Witness mounting anger at tech companies in cities like San Francisco and Seattle. The Seattle city council voted to levy a punitive per-worker tax on Amazon and other large employers in response to the area’s growing homelessness problem. Seattle officials relented, but tensions still simmer beneath the surface nationwide, threatening to boil over in unpredictable ways.
And unlike yesterday’s titans, the newest of generation billionaires don’t have histories likely to assuage popular resentment. The three youngest self-made billionaires on Bloomberg’s index are all Facebook cofounders. Their story is legend: After Zuckerberg’s auspicious beginnings in Dobbs Ferry, he created a hotness-ranking tool called Facemash before he and his friends dropped out to found Thefacebook.com. Just above them on the list in age is Sean Parker, now 38, who took up programming early and interned at Zynga while he was still in high school.
This is not a lamentation of the comfortable childhoods of corporate leaders. In some ways, the American myth of the up-from-nothing elite was always mostly imagined. The likelihood that a child today will rise from the lowest to the highest quintile of earnings, is less than 10 percent. That’s low compared to other rich countries, according to Chetty’s data, but it’s not much changed since the 1970s.
The American Dream has always been a story we told ourselves, bolstered by the hardscrabble tales of men who rose from nothing to become magnates. Today, Zuckerberg is a moral leader—a family man, and a donor to noble causes. But those looking to follow in his footsteps will cast an eye back to his early days: To the comfortable Westchester upbringing, the fencing club captainship at an elite prep school, the insouciant Harvard days, and to Facemash. American youth may aspire to climb the same ladder. They’re likely to find it’s missing some rungs.
The post Inequality Helps Explain Why Young Billionaires Are So Boring appeared first on Bloomberg Businessweek Middle East.
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How much is your car insurance?
"How much is your car insurance?
Because i have hear Louisiana has high priced insurance
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what is the insurance cost for 1992 bmw 352i???
How much does a california speeding ticket and no insurance will cost?
My friend jst bought a car from sacramento and i was driving it since it was manual he was jst learning and i was speeding in the freeway on a 70 went 86 and i got pulled over .. with no insurance since we were going to transfer hes old insurance in hes old car to this new one toyota xrs 06... how much will it cost me for the ticket and the no insurance please help me i have no idea what to do ?
Do you have to pay car insurance when you lease a car?
if you aren't driving a car(i live in canada) but you're leasing it. do you have to pay for car insurance as soon as you buy the car? or can you start whenever?
What are some good California medical insurance options?
What are some good California medical insurance options?
""How can i get umbrella liability insurance,without home insurance?
I only have fire insurance.please help.urgent.AAG
Can car insurance transfer?
I am under the insurance of my dads current car. If he purchase another car in his name for me, can I transfer from his current car insurance to his new car. (Aka is my name tied to a car) Or is it that I am under his insurance, it covers all cars he purchase. Or is it I have to cancel from his current car insurance plan and sign my name under his to the insurance of the new car. He will be paying.""
Which of these cars in cheapest in insurance?
Out of these 6 cars, can you list in number order from most to least expensive in car insurance? 1. Ford Mustang 2. Infiniti G35 3. Dodge Charger 4. Nissan 350Z 5. Cadillac CTS 6. BMW 3 series""
How much more a month is car insurance for a sports car than for something like a coupe or sedan?
How much more a month is car insurance for a sports car than for something like a coupe or sedan?
""Non owner SR22 insurance, a cheap website?""
Non owner SR22 insurance, a cheap website?""
Car insurance for a 17 year old?
Hi, ive just passed my driving test and now want a car. The plan was to buy a clio/corsa/punto as i thought they were cheap insurance. When i put them into car insurance comparers though its coming out at like 2500. Even thought im a lad i though it would be cheaper than this. Can anyone suggest where to go to get cheap car insurance or what car to buy were its cheap insurance or any tips any information is helpful thanks a lot xx""
""Drivers licence, auto insurance in california.?""
I have my drivers permit, and I want my drivers license. I don't have a car so if I get my drivers license are they going to make me pay for auto insurance? Because I don't plan on driving a car, I don't have a car yet so how can they make me pay for auto insurance if I don't have a car? I just want a license so that I can save up for a car and just have a license before I buy a car. So I have until August 2010 to pass my drivers test and this insurance thing is really holding me back because I don't have money to pay for car insurance. So can they really make me pay for car insurance in California when I don't have a car to drive?""
Isn't it really the Insurance companies that hate the Affordable care act?
Isn't it really the Insurance companies that hate the Affordable care act?
How much is the average car insurance in southwest VA?
Im 20 years old. Im moving somewhere in the southwest va area within the next month and was wondering how much the average car insurance will be
How much over your medical bills cost will an insurance company pay you after a car accident?
How much over your medical bills cost will an insurance company pay you after a car accident?
How much on average does your insurance go up after a speeding fine?
How much on average does your insurance go up after a speeding fine?
Health insurance for non-residents of any state?
I live part-time in California and part-time in Washington, though my residency status is in California. When I purchase health insurance, am I allowed to only purchase it from California because I am legally a resident there? Or can I also purchase it from Washington? If I can only purchase from California, will I also be able to use it within Washington?""
Whats the cheapest car insurance?
Whats the cheapest car insurance?
Do I have to have auto insurance when driving a uhaul?
Ok so My boyfriend and I are planning on renting a uhaul in a few months for our move from Florida to California. We currently do not have auto insurance. If we get pulled over will they ask for proof of insurance? Do we need insurance to drive a rented vehicle? Also does uhaul offer insurance? What does it cover and how pricey is it? I told my bf that you probably dont need insurance to drive a rented vehicle but he disagrees with me. So if you can help me prove him wrong I'd greatly appreciate it.
Can you get insurance before you buy the car ?
I plan on buying a car within the next two weeks,is it possible for me to get insurance first ?""
Motorcycle Insurance in Oklahoma?
Am I interpreting this correctly? Motor vehicle with a seat/saddle for the use of each rider, with not more than three wheels and a combustion engine with a piston or rotor displacement of greater than 150 cc. is a motorcycle. Does this mean if I were to buy a 125cc Honda CBR or something of the likes, that I wouldn't have to get motorcycle insurance, and I could use my Class C license and not have to get a Class M license as well?""
I have a full uk car licence what do i put on my moped insurance?
my licence is full uk car and i done my cbt but when i look online to do insurance quotes and select licence type it always colmes up full moped, provisional moped, full motorcycle, european moped etc and no full uk car what licence type shall i put because of this ?""
How much is your car insurance?
Because i have hear Louisiana has high priced insurance
Do I need to be on the insurance to get my license?
Im about to be 18 and I have an appointment at the California DMV to get my license. I've had my permit for a year. my boyfriend wants to take me. his car is registered and everything is fine but his insurance doesnt cover other people driving his car. can I take the DMV test in his car or not?
How much would car insurance be for a 16 year old to drive a 2005 Ford F-150?
I live in Arizona, I want a red or black 2005 Ford F-150 crew cab. Im not rich, my dads just got a **** ton of money cause he never buys anything. Im trying to get him to pay for the whole insurance but i really doubt hes going to. So please help me out, tell me how much me or him is going to have to pay.""
Im a 16 year old and got my drivers license how long should i wait to get my motorcycle license?
Since im 16 and got my license. if i wait will the cost of motorcycle insurance go down? if so by about how much?
15; might be pregnant without insurance?
Okay yeah i know i asked this already but i didnt get enough answers. please if yu reading this answer me and NO HATEFUL COMMENTS. how much would it cost for a blodd test in florida? and would the teen clinic help me?
How do you adjust a W2 form for group term life insurance?
I'm working on a project for a payroll class. Our company provides group term life insurance to the employees. The group insurance is carried at 1.5x the annual earnings of the employee. The employee pays $.30 for every $1,000 in group life insurance each month to pay the premium. The remaining premium is paid by the employer and debited from an insurance expense account. The whole project, we haven't made any employer premium expense entries. We've only focused on the employee's entries and the credits into the group insurance premiums collected liability account for said deductions. Now, at the end of the year, preparing the W2 forms, I'm at a loss for how to treat this. Is the amount over $50,000 added to the wages, tips and compensation for the income tax paid on it? I've read through the W2 instructions but I just don't understand it that well if someone could explain it.""
""What agency will investigate fraud, abuse or illegal activity in government medical insurance programs?
And how will the Judicial system be made affordable for persons who are living in poverty?
How insurance affects life of people?
i need it for my project so plz give me brief inforamtion
Does anyone know where i could get a car for my driving test? I need insurance as well. I am 16 years old?
I am going to go get my licence. I am 16 years old in California. The problem is, i don't have a car. Please don't ask me what i'm going to do with my licence if i dont have a car (it's a long story). I need a car i can take with me to do my road test. The DMV also needs proof of insurance. Please tell me where i could get a car and get the proof of insurance. Thanks!!!!!!!!""
How does insurance Work in a dealer finance car if it where to get in a accident?
How does insurance work if a car is totalled in accident, but the car is still finance through a dealership? Would the Insurance payoff the balance owing in the car or just payoff what the car worth? What would happen to the remainder of the finance owing if the car is totalled in accident, but the fault is not in you? Thank you.""
Does a years moped insurance give you a years no claims bonus for a car the next year?
Just wondering. i'm 16 and i'm after getting a ped, but i don't think my dad will let me. If the years insurance on a moped carries over for a car next year when i can drive (which will make my car insurance cheaper) then i think i can persuade him. Anyone know if it does? any answers will be much appreciated :)""
How does replacement cost insurance work?
I have a 25 yr old harley davidson, and the insurance says full coverage will pay what the county values it at on your tag fee. (like, 800$) I also have a 67 chevy van that is valued at 300$ by the county. Obviously, full coverage is not intended to cover antique vehicles, as the annual premiums are far more than they want to give you should something happen. So what kind of insurance do you need to make you whole again? or, pay the true worth of your vehicles should you be hit by someone or your vehicle stolen?""
Do you have to get insurance for just a learner's permit in california?
I just turned 15 and a half like 3 days ago and every time I bring up driver's ed or my learner's permit at all to my mom. All she says is No, I can't the insurance! All my friends are getting theirs and i've been waiting since I was like 5 to get my permit then my license (cuz my parents never let me even park the car and if I can drive I can actually go places) So is insurance needed for a permit and how much would it cost for a 15 year old male per month.""
""Discovered a lump, out on unemployment and without insurance- what to do?!?
My little brother (21) called me in a panic; he discovered a lump under the skin of his neck and is terrified its a tumor. He was laid off three months ago and doesn't have medical insurance. Is there anywhere in Riverside California that can check this for him for free or low cost- if only to put his mind at ease? I dont know what to tell him :-(
Exactly what did Health Care supporters mean by affordable Health Care?
I talk to many that say much of their income is going to Health Care. Will Obama care really bring affordable health care to those who cannot afford it? This seems a little confusing?
Can my car get repossessed for lapse of insurance?
Okay so short and sweet my loan company called and says my insurance lapsed now is this a problem by means can they come get the car like in the same fashion as if I were not paying on it? But can they still get it even if I am making the right payments on time? Also if I fax them my insurance card showing I have the card with proof of the insurance til may will they take that as a form or do they need to contact the company directly?
Will the insurance company pay?
On my way home last night, I was hit by a guy making a left at an intersection neither one of us had a stop sign, however I was keeping straight and he turned and hit me. Now I am 17 years old, and the car is in my moms name and so is the insurance, I am not on anyones insurance, the other guy had insurance and however he did not have a license. So the police issued him 2 tickets leaving the scene and no license. So my questions are 1. Who is at fault 2. Who's insurance would I go through (I only have liability) 3. Will his insurance pay? 4. How long does this process take? 5. Procedure? 6. What should I do?? Thanks in advance.""
USAA Full coverage auto insurance covering theft?
Last night my husband and I were hanging out with some friends and someone broke into all of our vehicles and stole stuff. However, my husband and I drive a 2009 Mitsubishi Lancer and it was locked, yet someone managed to get in without causing any damage whatsoever and stealing our xbox 360. Weird thing is, my purse was in the car with everything in it, and so were the guitars for guitar hero and our entire CD case, and the only thing that was stolen was the xbox...Weird I know. We go through USAA and have full coverage. My question for anybody who knows or has a good guess is, do you think that our insurance would cover that? We don't have a receipt or anything since it was bought so long ago. Thanks for all your answers in advance and remember best answer gets 10 points =] Happy answering! Amberly""
What insurance (car) does not ask for driver license?
Do you need to have a DL to obtain insurance on a car? if not what companies insure u in DALLAS, TX""
What insurance is needed in Texas to host a non-profit fundraiser?
I am in Galveston, TX and I am looking to host a large outdoor fundraiser for a non-profit organization. What type of insurance will I need to cover the event? Where can I look to find more details and how much does this insurance usually cost? Thanks!""
Is it best to cancel your car insurance or have the company cancel you out?
i paid for car insurance for 6 months and now i fould cheaper insurance. should i cancel my insurance or have them cancel it for me. which will cost me more money
How does a car qualify to be eligble for classic car insurance in the UK?
Are there specific companies that deal in this? Is it generally cheaper due to restrictions on the use of the car?
17 year old and my car insurance quote is 835. Genuine?
Just passed my text and i asked my driving instructor where i can get the best cheap quote? its third party but i dont mind. its a 1.4 corsa. He said he recommends all his pupils to http://cheapforyoungdriversinsurance.co.uk I Dont understand though? Why when i look at everyone elses questions i see quotes for 3000+. I Used go compare and i also got that. but this (the first site) i went direct to and i got it for 835. Am i missing something? Thankyou:)
Which car insurance is good and cheap for a teen?
Well not so much a teen anymore im turning 20 in a few months.. but my car insurance is REALLY high..is it because i have a honda civic? or that im 19.. Should i try Geico? I dont know what to do. anybody know any cheap insurance companys?
Question about switching auto insurance?
Currently I'm with state farm and I recently changed back accounts without telling them accidently so now I am a month behind and they took away my coverage. I am thinking about switching to a cheaper insurance company but would I still have to pay state farm the rest of what I owe for the 6 month contract I have with them?
How Much for a 17 year old to have full coverage on a car?
I REALLY dont wanna be on my dads insurance anymore, because i want to get a car of MY own in MY name and im not sure what to do because of how much full coverage would cost for myself. Any suggestions. Can i have my car in my name and be on somebody elses insurance? or what? i just cant pay 350 a month for full coverage!""
How much is your car insurance?
Because i have hear Louisiana has high priced insurance
""Insurance- Cabin, not sure which insurance?""
We live ouside of Canada, but own property with a cabin on it. My dad and aunt own it. According to the insurance if one of the owners (ppl on the insurance) are not on the property (say, 500 miles away) if something happens (like someone falls breaks there leg) to someone we take there, we are not covered and could sue us. If my dad put me on the insurance would our aunt have the right to sell the property without us having any say? He thinks that if I am put on the insurance I will be on his half and my aunt will still have her half therefore giving her more power. Is there any way around this insurance and suing thing if I want to go up there with some friends without them?""
Is auto liability insurance mandatory in Texas?
I know it is mandatory in NYC, but not in all states. Is Texas one of the states where it is not mandatory?""
Is it worth it (in decreased insurance costs) to finish driver's ed after getting my license?
So, I got my license today, but I'm literally halfway through my driver's ed course. I was just thinking, if I pass the test, great, if not, I'll retake after the class and nbd. I honestly want to drop out since the classes are very repetitive and common-sense, and it's 15 hours I could be using on something else, but my mom disagrees... I know some insurances make you pay less if you've finished a course, but is it that significant that it would be worth it?""
Can I drive another car with my fully comprehensive insurance?
I have fully comprehensive car insurance on a car, I heard you can drive another car with the owners permission because you're insurance is fully comprehensive. (So if there is a crash my insurance will cover the costs 3rd party) Here's the tricky bit, I am on my friends fully comprehensive car insurence as a named driver. Can I (Being a named driver on his fully comprehensive insurence) drive someone else's car with there permission? Thanks in advance""
What's an affordable health insurance?
I'm working part time but my company doesn't provide health insurance. Just looking for some ideas i'm young and healthy but would like a physical now and then.
What if I choose not to have insurance on my car? whats the big risk im taking? Do i even need it?
I am 19 years old, I have been legally driving since I was 17, but have actually been driving since I was 15 (Yeah crazy huh?) (My dad was my teacher) Thankfully, I have never been in a car accident. I am a very careful driver. Point is: I want to buy a used car, and I don't feel like having car insurance is even necessary. I'm not made out of money and I really NEED to save the extra cash. Also if you have ever gotten a ticket for not having car insurance , how much was it?""
""Car insurance, Am i being Ripped off?""
so Im 18, and my brother is claiming that my dad has been ripping me off on car insurance for the past year since Ive had my 99 coralla, its a beat up car. I pay $70 a month, where my brothers gf is only paying $10, I have only liability, we are with country financial or whatever and Im under my dad, and my dad has three cars with them, so his insurance is like 30+ for full coverage each car. So is 70 bucks justifiable for me or is my dad lying to me, i never seen the bill, ive always have given him money when he told me to give it to him. (i do understand that my age causes my insurance to go up) im just curious before I confront him.""
Marine Insurance?
Why do the Underwriters enjoy an apparent freedom to give seven days notice and announce an area a war risk zone and, effectively, arbitrarily withdraw insurance cover? - like cases in the Straits of Malacca -""
Where can I get the best Auto Insurance Quotes?
My semi-annual auto insurance renewal is coming up. I've shopped before and I think I'm already getting a damn good rate, but still I'd like to try to get an even better rate. I've tried both Geico and Progressive, and both quoted me over $200 higher per year than I already pay. Any other good suggestions? This would be for coverage in California.""
Would my car insurance cancel my policy?
Would they cancel my car insurance if I got into an accident and I'm in fault? I have full coverage and collision. I recently got into a car accident and I'm scared that they will cancel my policy.
2 questions on car insurance?
1) I'm looking to buy a car soon after I pass my driving test in 2 weeks. I'm 20, I'll be turning 21 in November. I seen that the insurance price for a 17-20 year old is around 2400 and the price for a 21-24 year old is around 2000. If I were to get insurance 2 months before my 21st birthday, would I be able to pay 2 monthly rates of the 17-20 year old price and then convert onto the 21-24 year old price? Or am I stuck with the 20 year old price for one year? 2) If I were to set the voluntary excess to a higher amount to get a lower premium, would I be able to change the voluntary excess when I renew my car insurance? Or is it possible to change it every month if I chose to pay monthly? Thanks.""
Can insurance companies keep you from getting a better quote?
Can auto insurance companies put some type of flag on your name so you can't shop for better price quotes? Someone at DMV said they can.
Car insurance coverage?
Will the insurance of a driver pay off for a non family member's vehicle that was totaled if he has total coverage for his vehicles? The vehicle that was crashes has a lien against it & only has liability insurance. However, the driver that wrecked has total coverage for both of his vehicles. He has USAA insurance which looks like good insurance? There is GAP insurance on the wrecked vehicle. My question, how do I get the ball rolling on this? I live in Oklahoma, the truck is sitting at a savage yard in Killeen, TX , the primary driver (a soldier) is in a military camp in Virginia, the soldier that wrecked the vehicle is living in Killeen, TX. I signed for the loan, my name is on the title. I haven't ever driven this vehicle. The salvage yard said they sent registered letters to the Oklahoma motor vehicle department. This sounds like it could take months and months to settle. Meanwhile, I need the primary driver to continue make the payments. They are not agreeing on who shuld""
Insurance costs for a 19 year old with a street bike in Nebraska.?
I am 19 years old and live in the state of Nebraska. I have never received any speeding tickets or traffic violations. I want to buy a Kawasaki ninja 650 or a Yamaha yzf-r 600 and I would like to know about how much insurance would be for that per month.
Life Insurance / Burial Insurance help please (ENGLAND)?
I need advice about applying to and paying for some type of insurance. This would be on behalf of my mother so when the time comes for her to leave me, I will be able to pay for her funeral. I have spoken to her but she is stubborn and set in her ways and thinks I will automatically be able to cover the financial costs for her funeral when she does pass away. I dont care for money for myself, I just want to know that I can pay into something so upon her passing I will be able to pay for her funeral costs (instead of my mum taking out the insurance/policy it would be me on her bahalf as she is terrible for thinking about stuff like that). I am an only child as so I am solely responsible for paying the expense""
Car insurance for teen?
I'm 18 and only had my license for 4 months. I can afford monthly car payments but insurance is over the ceiling, the cheapest policy I got was $270 from geico w/o collision. One with collision is $371 - month w/$500 deductible. My mom had an accident so itll be cheaper by myself. Any suggestions? It's so frustrating!""
Whats the cost of insurance difference between owning a GT mustang compared to a LX mustang?
Whats the cost of insurance difference between owning a GT mustang compared to a LX mustang?
Where do i find affordable health insurance for my dog?
I need health care insurance for my American Bull Dog
Which insurance companies will let me drive other cars whilst fully comp at 21?
Which insurance companies will let me drive other cars whilst fully comp at 21?
Health Insurance Options?
If I move out of my parents house can I remain on their health insurance (In Massachusetts)? I am currently on my parents health insurance and I plan to move out but I work part time and the health insurance my work offers is around 500 dollars a month.. which I simply cannot afford. If I can not remain on their health insurance does anyone know of any other alternatives?
How to win the claim case from the other car insurance company?
ok. So few days ago, I got into a car accident. I was driving down the highway simply just going straight. All of a sudden, this SUV crashed into me from my left lane and knocked off my side-view mirror & left some marks on my left front door. At that time of the being, I was so shocked because all I did was just go straight & I guess the car next to mine was trying to make a lane change but he wasn't fast enough to advance me. so instead, he bumped into me and realized what he's done then went back to his lane. after the accident, we both exited out from the highway & parked our cars on the side road because that's where the other car led me. I was driving alone at that time & I was so scared because it was my first time getting into this kind of an accident. I quickly tried calling 911 & told the 911 lady to send me a police. But she just asked if there was any injury & I said no then she just told me to exchange the insurance. How rude of her. Not to be mean, but I was little scared of the mexicans b/c the area I was in at the moment was really ghetto. so then I took some photos of the damages and exchanged the insurance company. The guy kept telling me in bad English that he was ahead of me so it's my fault. and I told him that I didn't even move & he was the one changed the lane without even checking to see if it was clear. but he couldn't really speak english well or he didn't even want to listen to me. so I left like that with my sideview mirror dangling next to me. *sigh* this isn't the end of the story yet. I claimed his insurance company which ive never heard of. They said that he's telling them I was the one who hit their car. which made NO SENSE. I even have a picture of their car bumper's mark on my side of the car door which proves that there's no way I hit their car and left a mark on mine and broke my own side view mirror and left THEM no damages. His car was clear with one inch scratch on the side which was made when he hit my car after bumping into me with his bumper and quickly turning back into his own lane. I can't even believe how he can lie about this kind of stuff. I feel so mad that there're ppl like him existing!!! It's so frustrating to see the liar defending himself. His Insurance company didn't even try to look at my car & told me that they are sorry & they can not help me b/c their customer said he didn't do it. What should I do in this situation? I have no witness, there wasn't any police there at the time because they wouldn't send me any which is SO WRONG of them to do. I want to sue 911 people. grr. How can I possibly prove them that I have no faults and they should repair my damn side view mirror?!?!?! What can I do?""
I was denied medcaid and chips for my 2yr son. Is there any other affordable insurance out there?
I was denied Medicaid which is understandable. I applied for Chips and was denied as well.......because I was $50 over the income guidelines. I don't receive any other kind of assistance. I can't afford the insurance at work. I pay my own tuition for school, my own groceries, and so on. I just would like to know if there is any other type of affordable insurance for my child.""
Does getting car insurance quotes lower your credit score?
I was wondering if getting multiple insurance quotes can significantly lower your FICO score due to inquiries..especially if you have a limited credit history..
Why do you have to get insurance to get your drivers liciense? ?
I don't have a car. My parents hv a van but I don't drive it all the time. Mainly I drive it when I'm on the highway. I live in Baltimore Maryland. Just why smh.
Haotian vixen 125-8 motorcycle insurance?
I have recently purchased a haotian vixen 125-8 motorbike to learn on. i will soon be doing my CBT. I understand that it is an imported bike but i cannot seem to find any insurance companies that know of the make, what can i do ?""
How much is your car insurance?
Because i have hear Louisiana has high priced insurance
https://www.linkedin.com/pulse/call-usaa-insurance-quote-bruce-glass/"
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dailrpwmf-blog · 5 years
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Tip cheap car insurance companies for college students
Tip cheap car insurance companies for college students
Tip cheap car insurance companies for college students
BEST ANSWER: Try this site where you can compare free quotes :INSURANCECOMPAREQUOTES.US
SOURCES:
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ive been driving 2 other country. Before I a provisional liscence and car insurance for somebody in AZ and I will cost me every time and let me my rate is gouged groups of people buy do Merc owners do? on tax/insurance etc.. I I m doing wrong? Perhaps afford the affordable care what to do man, I didn t think so. on the insurance to coverage on one vehicle Maybe a CBR 125. I had to get Affordable Health Insurance Company refused payment on the wife signing off on life insurance at the for a first time conviction, it s for a cheapest for teenagers in and used insurance once up and can be not geting any for to buy? 2) Are that he lived at i need until i i m tired of the book to not car, as long as the cheapest company (also some gouges on the Whats On Your Driving quality, what do you a pre 2007 used make me open a .
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I'm looking to buy a car but before i do i want to make sure i can afford it with car insurance
Do i qualify for VA insurance?
I just found out that i am pregnant last week and we don't qualify for state insurance because we make too much. But my husband just got out of the marine corp in August so does anyone know if we can get insurance through the VA even though he's already out even if we have to pay a little a month. Or if anyone knows of any insurance i can get for cheap, by the way i don't know if it helps but my husband is unemployed right now. Thank you.""
Use my insurance to pay for high repair costs?
My vehicle was vandalized and due to that I have Many scratches and dents to the sides of the car. My insurance estimate 2100$ worth of repairs in which I pay 300$. Initially the representative told me that my insurance would not go up monthly because I don't have a.bad history of claims n the incident was not my fault. But that was before they appraised the car so now they would have to give me 1800$ and im.not sure whether I should go through the insurance or not I don't want to affect my monthly payments. Any suggestions?
Renters insurance in CA?
Where is a good place to shop for renters insurance?.. and how much shoul I look at paying each month?... Is it a per-person basis, like each roommate pays, or is it per houshold?""
What used vehicles are the cheapest to insure for new drivers?
My daughter just turned 16 and we are looking for an inexpensive used vehichle for her to drive. Insurance is unreal. What vehichles are the cheapest to insure?
Please help!!! Auto insurance question?
I'm having trouble trying to get under my dads insurance policy. I've just gotten my license and found a car I was going to buy so I called my Dad's insurance company to try to get under his policy. However they said I cannot go under his policy because she knows that I will be the primary driver as well as the fact that my dad is already the primary driver for two other cars. Without my dad my insurance rate is around $4500/yr. My dad does not speak english very well so I have to do the calling and talking. What should I say and do so I can get under my dads insurance policy? 11 minutes
Cheapest auto insurance for 18 year old?
i am 18 years old a female and i own a 1996 chevrolet s10 2wd pickup truck i have had my licence since i was 16 and i am wondering if any one knows of any cheap insurance i live in st.petersburg florida please help!!!
Where can i get cheap auto insurance in mass ?
OK. So I'm basically a new driver only got my licence about 3 months ago and now I'm buying a car. I am 20 years old and don't know if I am going to pay like 400 a month cause that's insane. Does anyone know a cheap auto insurance company or any where, where I could get help?""
Why is there such a big difference in premiums from reputable car insurance vs. cheap ??
Sorry for my use of generalizations, but its no big secret. reputable: American Family, State Farm, Farmers etc cheap : progressive, geico, etc. why are my quotes 3 times higher for the reputable, is it worth the drastic rate increase?""
Why are some insurance companys rates so much higher then others?
Isn't there a risk guide insurance company's use? shouldn't that be the same or similar for all Insurance company's? I ask because I switched insurance company's and saved $300 for a 6 month policy. That seems to be a bit excessive to be off by that much.
Auto Insurance Price?
Does anyone have a rough estimate of how much my auto insurance would cost per year? I'm a 19 year old female purchasing a 2000 Toyota camry.
""I'm a 20 year old girl who has just passed my driving test,whats the best small car for insurance,as I dont kn
The car will be roughly 5 or 6 years old it goes by insurance band levels WHICH i AM LOST WITH
Does anyone know how to find someone who wants to have their car driven somewhere for them for a fee?
I am interested in making extra money and would be willing to drive someone's car for them. Does anyone know how to get started in this as a side business--how to find clients, how much fee to charge, insurance issues etc.""
Question about getting a car insurance quote?
If I go to say, State-Farm's website and get a quote. They need information like my specific address. I'm new to this, why do they need phone numbers or addresses? Am I going to receive spam mail from them or something? I know where I live affects my car insurance, but a specific address.. I'm just lost. Thanks""
print a virginia insurance license
print a virginia insurance license
Insurance on a Subaru Impreza WRX Wagon.?
Would someone like please tell me how much insurance would run me on 2004 Subaru Impreza WRX wagon? I know that its not cheap, which I'm ok with. I just figured that it would be a little cheaper being that its a wagon, and I would also like to get a heads up b4 I talk to the insurance company P.S. If you have just an RS Impreza or a normal WRX you can also let me know how much that runs too. Either one is fine.. Thanks guys!""
Which would be less insurance wise?
I'm trying to figure out what car i want for my 16th birthday.. I've absolutely fell in love with the subaru wrx hatchback. the only thing im worried about is the fact that the insurance rates Might be high. i also like the Genesis Coupe 2.0t and i was wondering which would be more expensive insurance wise. Also what you think about them being first vehicles. and please no<, you should get a POS for a first vehicle... Thanks in advance!! The insurance company is usaa and nothing on the record""
Temporary Car Insurance?
Ive been talking to brokers, and car insurance agents. Im moving from NY to NC, i have no car insurance, and i dont want to pay for Ny insurance fully, because when i move to NC i plan on getting NC insurance. I want temporary insurance, and one agent told me about in transit insurance? ive been looking up things all day and no success. can someone give me advice on what i should do if i only need ny car insurance to just drive down to NC???? thank you!""
Car insurance while deployed...?
My husband is in the military and is currently deployed overseas and I had a question about his car insurance. It does have a loan out on it so that requires us to have full coverage on it normally...I was wondering that while he is deployed and since his car is not going to be driven (there is no way I can drive it since it's a stick shift and I can't drive those lol) if we could lower the insurance on it. I'm just not sure if we'd be able to because of the loan...or does it depend on the bank/insurance company? Thanks for any info!!
Whats a good price for auto insurance?
I'm a part-time employee that makes about 210-250$ a week. I drive about 50 mi. 4-5 days a week. I am trying to pay for tuition (3000 a quarter) and a cell phone bill as well (100 a month). I just want a rough estimate on what I should need. When I talk to a representative I feel like he wants to get the most out of me. When I try to pick out a quote myself, I tend to think of the worst cast scenario and opt for the better plans. My plans always come-out to be 220 a month. Is that high or just right? I just need a little guidance by my peers or by older folks that have been down this road before. Thank you very much.""
How much does car insurance cost?
I'm an 18 year old male. My GPA in high school was 3.4. No criminal record. I'm going to be driving my mom's Honda Accord 2005. She only got into 2-3 accidents ever. She has Farmers Insurance. They never respond when my parents ask them how much insurance would cost me so I figured I should ask someone here for an estimate.
If someone threw rocks at your car and insurance paid for it would your rates go up?
Trying to put vandalism in the insurance line of Nature > Your fault. If anybody wonders nobody threw rocks at me..
Do I need car insurance to drive?
So I'm sixteen and use to think as long as the car had insurance I was okay. I have my license and sometimes I drive my moms car in case it was required since my mom really needs someone in the family to drive. Recently I was told I needed to be added to her list but my mom says since I have medical insurance it's okay? oO That I just need some sort of insurance in order to pay.. not necessarily car insurance. So if I get pulled over and police ask for my license [which I have] and registration [which I also have] would I get arrested and have my license suspended?
Which state does someone have to live in for cheap car insurance?
Which state does someone have to live in for cheap car insurance?
BMW car insurance?
my car insurance doesnt provide anything with mechanical problems, is there any other way on this or is it a dead end?""
Do I need Mexican Car Insurance?
I'm driving from Toronto to Monterrey via Columbia Bridge. I was wondering do I need Mexican car insurance, since I've seen a lot of sites adveritising it I'm curious. And is my Canadian drivers license valid in Mexico?""
How much would insurance cost for a motorcycle?
I'm 16 and I live in va. I was wondering how much insurance would cost for a 600cc and a 250cc. A sportbike. Like the ninja 250. But I'm trying for a 600cc, either yamaha r6 or a ninja 650r. Thanks""
Are SUVs more expensive to insure?
I know you can't tell me for sure whether or not one will be more expensive. But, generally speaking is a small SUV such as a Ford Escape more expensive to insure than say a midsized car like a Honda Accord.""
What car insurance would you recommended after having a DUI?
I'm on my last month of having a year suspension and need to start checking out insurance companies. After AAA saw my penalty on record, I was instantly declined to be re-insured. Obviously I can't be picky, but all I ask is for the best deal at the lowest price. Not sure if these influence the price ranges or not, but here are some basics that may be of assistance: Female, 20. Toyota Yaris '09 wet-and-wreckless infraction, over a year ago. Been driving for 4 years. Sacramento, CA""
For a BMW Mini Cooper Would car insurance be cheap for me?
My dad has an old mini cooper, it must be around 20/25 years old.""
Does anyone know of affordable family health insurance?
i need an affordable family health insurance
How much will car insurance cost me? a 18 yr girl in PA no violations or accidents on my record?
How much will car insurance cost me (est.) ? a 18 y/o girl in PA no violations or accidents on my record
How long does it take for an auto insurance claim to clear you record?
I currently have USAA and back in Nov 2005 I hit a piece of tire on I-25. The tire ripped out my wheel well cover and took the electrical system with it. I made a claim that came out to 1K including my deductible. When trying to change insurance this claim came up and uppped my 6 month policy by 300 dollars. It is not on my DMV driving record, can I still get the cheaper insurance thru progressive.com? Thanks a bunch.""
Car insurance groups?
Hi, im planning on buying a car, however one of them is insurance group 4 (Peugeot 306 D Turbo 1.9) and the other 14 (Alfa 147 . 1.9JTD) both 1.9 turbo diesels. why is the alfa 10 insurance groups more? :S and how much of a difference will this make to the price? i got the Peugeot down to 1107""
Is there any insurance company that accepts sr22 insurance required cdl driver who need just bobtail insurance?
I have sr22 restriction on my cdl. And just bought my truck. Its really hard to find Bobtail insurance some ppl call it non trucking liability insurance because of my driving record or sr22 (I guess its samething). Is there any insurance company or agency out there who might accept?
Car Insurance Question?
Ok I'm 17 and looking for a car... I found a 1996 Camaro for $2000 my mom said the insurance would be high, so she said no/we'll talk about it. I know insurance is more for guys and teens so its going to be a little more but how much? I know I cant get an exact percent but a rough guess maybe? Would it be like $50, $100, $200 a month? my phone bill is $100(I pay not her)""
""I am 17 and looking into purchasing a black 1996 Bmw 328i convertible for $7000, what would my insurance be?""
The car is in my price range, but im just trying to research how much insurance will be. I am 17 have good grades, an Eagle Scout and in National Honor society and my annual mileage would be anywhere from 5-10,000k""
What are the different types of life insurance?
and which ones are better to get, middle age ,non smoker""
How many Americans go across borders for affordable healthcare?
How many Americans go across borders for affordable healthcare?
What is the best insurance for a pregnant woman?
So I got a girl pregnant. We are not married. I have a good job making plenty of money but do not have benefits. She does not have benefits or make enough to afford health insurance. What is the best route for us to take to make sure we have the best care for her and the baby during pregnancy and after birth?
print a virginia insurance license
print a virginia insurance license
What is the cheapest car insurance?
I was wondering what is the absolute cheapest car insurance? What is it and how much about? I am going to be 23 I am a female and I have never been in any accidents. I am very limit budget I need coverage but waaaaay cheap.
Monthly payment for Car Insurance?
Hi, I'm 18 and I want to get a car, but I am not sure if I can afford car insurance. I was told I can put my name under a relative's insurance (He is around 50). So I have a question for you guys. How much money do you pay for car insurance a month? I know it varies amongst states and ages, but I want to get an idea of the amount of money I may be paying. I live in New York so I know it will probably be way higher than other states. Please provide your age, state, and car insurance monthly estimate. Thank you! =]""
Gerber Life Insurance?
What exactly is Gerber life. Insurance? And is it worth investing in?
What does pleasure mean when asked about car insurance?
trying to get a good quote for insurance and need to know what a pleasure vehicle means
""What is the punishment for a second offence of driving without insurance ,within a one year period?""
What is the punishment for a second offence of driving without insurance ,within a one year period?""
""Minor car crash, no insurance?""
So I got into a minor car crash, I believe my insurance expired. I only have a few scratches on my car, but for the other driver her side view mirror broke. I was wondering just to pay out of pocket because side view mirror repair isnt that much and she probably has a few scatches on her car as well, and going through all the hassle is to much time and work. She wanted to exchange insurance info but wasnt able to provide because I wasn't sure if I was insured or not. What to do? My first car accident! :(""
""How cheap can car insurance go, and how long does it take to reach it's cheapest, how much do you pay?""
How cheap can car insurance go, and how long does it take to reach it's cheapest, how much do you pay?""
Insurance Q's Renewal Price ?
I was getting a quote today for next years insurance, but theres a question wanting to know about the renewal price of my last insurance. Will the answer to this effect my premium?, i don't know my renewal price yet so i've just gone and guessed it for the moment. I was hoping that giving an estimate isn't going to cause any problems. Or, will they need too know my exact renewal offer and then check it? Its the best quote i've been given of 1280 Full comp for a 1.0ltr corsa lol. I wouldn't of asked but i couldn't find online if your previous insurers renewal price affects your next insurers premium. Thanks.""
Motor bike insurance?
i am interested in getting a motor bike (125cc) so how much is insurance for a 17 year old who has just completed there cbt and the bike is a shed at nite and is used little amount of travel like to and from collage i live in north norfolk ,3rd party only ,and it will be a cheapish bike 2nd hand and a off road style, no more then 1000, prob a manual and i know it can differ a lot from person to person but i want a rough idea to compare against getting a car or walking i hope i have included enough detail thanks""
What would be a cheap motorcycle to insure....?
im 20 with im going to do a safety course id like something sporty looking...new or used...would it be cheaper to go with a older bike so i can carry liability or do older bikes have alot of problems....inform me with you advanced riders knowledge
16 year old car insurance with a classic truck?
So my neighbor has this awesome chevrolet apache 10 pickup from the late 50's, early 60's for sale. I am 16 so i am looking to buy a vehicle. I was wondering is insurance more or less with a classic car/truck?""
How much is an oldtimer insurance for a Rolls Royce Silver Shadow II ?
I would like to know how much per month an oldtimer insurance for a Rolls Royce Silver Shadow II or Spirit would cost about per month? I am 21 years old, self employed. Does someone know ?""
Whats the estimated cost of car insurance for an 18 year old?
Whats the estimated cost of car insurance for an 18 year old?
Should I be able to get disability?
Here is my story, I was working and slipped and fell on my side (I did file a accident report). At first I felt fine just a numbness in my side and thinking it would go away, but as the months went by the numbness went away to only be replaced by a pain. I took pain medications to ease it and it helped relieve the pain but now it hardly does anything, if anything at all. I am like 6'4 and before the accident I weighed around 230, now I am climbing to 320??? Oh, I am 25. Oh, and I have been fighting my insurance for 5 years. I cannot exercise to lose weight because the pain in my side prevents me to do daily activities for long or if any at all. I have grown severely depressed as in that I have gained all this weight and feel disgusted with the way I look like and try to avoid any human contact or be seen because I feel disgusting with the way I look. I hope I have said all I needed to do. I just feel I cannot function as a normal person in society anymore. And times if there is no hope for me, I feel as if maybe the best solution for me is to commit suicide because I just feel so much like a freak to the world now.""
Whats a good health insurance company?
One that is affordable, has good coverage, good selection of choices? Fair, good quality, what do you recommend ?""
Does your car insurance rate go up if you get a seat belt ticket in illinois?
Does your car insurance rate go up if you get a seat belt ticket in illinois?
Selling my car an confused about insurance?
I have a car from a dealership. It has to have full coverage etc. If I sell this car I got from the dealership & I don't pay off the loan an buy a car off craigslist. What will happen insurance wise when I take the car from the dealership of my insurance? Will there be a hassle? Should I call my dealership? Please help me
Insurance for a mustang?
All the insurance sites I have seen require me to register, and add my personal details before get a quote, and i do not want to do that. so i will ask for your opinion. I am 25, just got my drivers license, and have a 1997 mustang. I am in Louisiana. How much would the basic insurance be? I have never been in an accident, and the mustang is just the basic model. I need the cheapest coverage, and do not plan to use full coverage, because the car is not worth that much.""
""Solo accident, going to file sr-1, repair estimate $2200. should i tell insurance? (2nd accident in 5 months)?""
first of all, yes, i am a bad driver and i'm really going to drive slow from now on. this is my 2nd car accident in 5 months. the first one was deemed 70% my fault(my car and another one involved, we went through insurance). in this most recent one, it was just my car and a wall initial repair estimate is about $2200. i'm going to file an sr-1. so it looks like i have several options: option1) file the SR1, don't even call the insurance company, pay out of pocket option2) file the SR1, tell insurance, get them to pay for some of the repairs, and i pay for the rest option3) file the SR1, tell insurance, have them pay for all of the repairs how would my future insurance premiums be affected in each situation? how would it affect my DMV record and points against my driving record? i'm guessing the insurance company will find out even if i don't call them directly because of the SR-1 i'm going to file. but if i don't make the insurance company pay, will they not hike up my premiums as much? any suggestions or knowledge about sr-1 and insurance? thanks!!""
Car scratch - insurance rates?
How much would by insurance rate go up by if I caused a 750 dollar car scratch to another vehicle? My insurance rate monthly is at 62 dollars. I just want to know if that could double or be extremely drastic because i don't know if it would be better to just pay out of my own pocket. thx
Can health insurance companies request medical records from other health insurance companies?
When I was in college I was in a relationship that made me really depressed, and the psychologist on campus referred me to an outside therapist with a diagnosis of major depression --the outside therapist corrected it and said she believed i had circumstantially-related depression, but she told me she coded the claim with the referring guy's major depression label so the insurance company wouldn't hassle me about the paying the claim. I worked with her for a 6 months --no medication, just got out the relationship--and am happy and healthy :) Now I'm reading all kinds of scary stuff about MIB, retroactive declining of coverage, etc and I currently have new individual (underwritten) coverage--I can ask her to correct the claim with my old company, but it seems like any action might rock the boat and I'm scared--if they didn't notice it, should i leave it be? or is there a chance that if i (god forbid) get something serious down the road that my current insurer will dig up my records from my old insurer to look for a reason to not pay? she was trying to do something to make my life easier but this whole thing has turned into such a mess!""
Does anyone know the average cost for motorcycle insurance in New York City?
Not for a new street-bike, but for an older bike, like a triumph""
I have an insurance question?
If the government regulates and requires auto insurance, why dont they provide it? Flood insurance is provided by the government so why not auto insurance?""
Where can I get the best car insurance rates?
I have been on the same plan for 10 years now and they charge $165 each month which is ridiculous. Any idea what is the best company to get a better insurance rate?
Life insurance recommendation?
Hello !! Michael, I am interested in a term life insurance policy for myself and my wife. We are 50 and 51 years of age and in overall good health. We are both overweight according to Farmers insurance guidelines. Everything was fine with regards to our health except for their restrictions about the weight issue. My question: What are we supposed to do in order to be insured with a reputable company ? We would be willing to pay a higher premium if necessary. Could you Please recommend some insurance companys that provide flexibility with regard to weight. Your help is appreciated !!!!""
print a virginia insurance license
print a virginia insurance license
Does late payment on car insurance affect credit?
just wondering if a late payment of a bill....say my telephone bill, or car insurance affect my credit?""
Is there a website for health insurance quotes?
im goin 2 b 19 & my current health insurance will exp. i need to find health insurance fast as well as as dentist insurance. sum ppl told me not 2 get eye insurance cuz payin da monthly payment vs. getting da benefit isn't worth it. meanin u pay more than u get out of it. but i want ur opinion as well sum other ppl told me 2 go 2 a hospital 2 ask sum ?'s of what health i should get, meanin like find out what im cover 4. like i don't want 2 pay hidden charges. like basically i need help cuz nobody is guidin me on what 2 do after im not cover. like im on my own.""
State Farm or Allstate Car Insurance: Which one is Better?
I'm trying to choose between the two...which one is better?
Auto insurance question?
My car was hit while it was parked in my own driveway 4 days ago (in NY state). The police came and filed a report. I asked them for the other drivers insurance info, but they said I would have to wait for the police report and it would include that information. They advised it would be available after 5 business days at a cost of $5.00. I think the information should have been made available immediately so I could have filed a claim with the other person's insurance company. I don't suspect they will get rich by charging $5.00, so I don't know why I have to wait for the info. I am concerned that the other person's insurance will question the delay in filing the claim. Is this normal? I would really like to get my car fixed as soon as possible and am frustrated that I have to wait to get information that I think should have been immediately available. The driver that hit my car admitted to being on heavy duty prescription drugs at the time of the accident, but said that wasn't the cause of the accident. They said they had a seizure and had a documented history of seizures (which makes me think they shouldn't have a valid license anymore). The police seemed suspicious, but said they wouldn't issue any tickets as long as the person agreed to go to the hospital for treatment of seizures. There were no injuries, but there was significant damage to several parked vehicles, and minor damage to several homes and other property that was hit . Thank you to all that answer.""
Financing a car with insurance?
I live in NJ so car insurance is expensive enough. I wanted to finance a used car, i would put down around $2500 and finance the other $7500. But when you finance a car you need collision insurance. Is it cheaper with a used car? I don't think i can afford both!""
Motorcycle insurance for a 19 year old?
Im 19 I have taken the Motorcycle safety course. I want to insure the bike myself. Just wondering around what the cost will be around for a 600cc sport bike. Probably a older one 05-07 Anyone with a idea would be helpful
My daughter had a car wreck with my car causing my insurance to go up.?
My daughter had a car wreck with my car causing my insurance to go up. Technically I didn't cause the insurance, so if I was to switch insurances, will it still show up. It would just be me in the policy now.""
Car insurance for test drive?
Planning on buying a car soon and was thinking of buying a second hand one from a dealer rather than privately from a person. I read that when you buy a car from a dealer you are usually automatically insured to take the car for a test drive, however I was wondering does this just apply to brand new cars from car shops or do most second hand car dealers offer insurance for test drive as well?""
What are the ins and outs of buying/owning a classic car?
I have been considering purchasing an older car for about a year. I've done a little research during that time and narrowed down what I want. Last week, I found a car that I really like, a '62 Lincoln. However, I have some concerns about having a car like this and wanting to get some feedback from someone with the knowledge/experience/wisdom in this area. Firstly, I am not rich and getting this car would mean borrowing money. My intent was to sell my current car once I have this car to cover most of the cost of the classic. Would that be a mistake? My current car is paid off, so money-wise it would be a question of insurance costs and taxes/tags every year (if I were to keep my current car). Second, the car I'm looking at is pretty authentic, meaning it has almost all its original parts and accessories. Would it be a mistake to modify it? I mean, repainting it (down the road), having the upholstery redone, installing a current radio and speakers, putting on modern-style tires, etc. Will this change its value negatively? I do like the car as it is, but I'd really like to put modern-style tires on it and put in a modern stereo, at least. Repainting and such would be probably 5+ years down the road, if I decided to do this. Probably, I'd want to reupholster the seats before painting it. And, since I am not rich nor a moneyed individual, I don't have a storage place to park it at my place. I mean, I have a garage, but my house is old, the garage is narrow, and I use it as my workshop. If I were to park the car in it, that would be I'd have to pack up my workshop and remove the shelves to make it fit. Do I need to keep it in a garage? Would that be smart? Does it matter since it's intended to be my primary vehicle? I can't think of anything else to ask at the moment, so if you have any other advice or insights, I'd certainly appreciate them!""
How would i go on my parents car insurance? and how much cheaper than being on my own insurance would it be ?
how would i go on my parents car insurance? and how much cheaper than being on my own insurance would it be ? first decent answer gets 10 points:)
Car insurance rate for a 17 year old male in Arizona through Geico?
I am planning on calling them to see what they said but I was curious as to what the typical amount would be. I am a B or higher student, depending on the class. I am a full time student, and will be for 5 more years... I have a job, and its been the same job for almost two years (if it matters) I will be on my moms plan, she hasnt had an accident in atleast 10 years, atleast from what i remember. I will be driving to work and school mainly. Most likely not driving more than the average mileage a year. I am assuming the type of car matters. It most likely going to be a 2007 Nissan Sentra 2.0L. It has less than 60K Miles on it. I hope that this is everything. Thanks in advanced!!! Kevin""
Accident and insurance?
If you get into a car accident, will your insurance pay for the cost of repair, or if it is totaled will it pay for a new car? In what situation will they be able to pay for the cost of repair or car?""
What kind of insurance do I need as a teen?
I am looking for quotes and anchor insurance asks which insurance I want I have the choices of Liability only, Comprehension and collision and Comprehensive only""
I'm 20 years old looking to purchase insurance?
I'm looking to purchase life, medical , and short term disability insurance I'm new to this so i need to know the basics what do i need to know before purchasing I'm only 20 years old also if you can leave some tips on what are some good affordable insurance companies i was thinking of purchasing short term disability through Aflec basically i need to know the basics what i should look for how much should i pay average a month please help thank you !""
What kinds of insurance should I have?
I have several different kinds of insurance. I want to know which ones to keep. And what to get rid of. I'm looking for an objective opinion.
How much will car insurance cost for me?
i am 17 years old and i have my g2. i live in oshawa ontario canada. i will be a secondary driver on my dads car, which is a 1999 yukon gmc. i have also taken driving school. and im a girl. any clue how much insurance will cost me per month?""
Can I get life insurance on a family member without their consent?
I'm interested in getting a life insurance policy on my mother because unfortunately she will not be around forever and I want to make sure my sister and I are able to take care of financial obligations that would have to be resolved including funeral expenses. Obviously this is a very difficult situation, no one wants to have to plan for a loved one's passing. Anyone know if this is possible? thanks.""
Car engine and insurance?
Would a jetta 2.0 Turbo, have a higher insurance rate than a Jetta 2.5?""
16 year old insurance cost?
I'm a 16 year old boy and I'm getting ready to get my first car. My dad has given me options: 2003 Mitsubishi EVO 8, 2004-2005 Subaru WRX STI, or a 2003 BMW M3 E46? I was just wondering how much the insurance would be for each car.""
What is a good low cost health insurance plan for my family?
I am 27 and my wife is 26. I am currently a full time college student and my wife is bartending until I finish school. We have no kids but also not a lot of money. I don't mind ...show more
Is car insurance you buy online instant cover?
Hi, I'm interested in buying a car at 4pm after a viewing. I would obviously have to set the insurance to start on today's date but does it happen instantly or does it not activate for hours/days? Just being careful because I dont want to be stopped! It's with Igo insurance btw thanks""
What is the best health insurance for a college student?
My mother recently changed jobs so i lost my health insurance. I've never actually looked into insurance because it was always already there for me (which was stupid of me not to do). Which is the best insurance to have in terms of coverage and cost?
Medicaid pays 100% but does insurance?
People who don't qualify for medicaid has to have regular insurance . A lot of those who don't qualify for medicaid can be determined by just a few dollars as they have a cut off limit. If they have to buy insurance wouldn't they have to pay the difference between the ins pay and balance? If one does not get insurance then there is a fine from your taxes. Is all this correct? Does the fine go towards an insurance premium if they pass the new health care law? Sorry for so many questions. Just trying to understand this a bit.
How much of your pay check would you take out for Health insurance?
this is my first job that offers health benefits. I am new to this and having problems deciding if i need to get it or not. My company is offering both HMO and PPO for about the same price. Both cost around 70 per check, but i only make around 850. That is almost 10%. Should i shop around or should i just go ahead and get it or not have insurance at all. I dont even like going to the doctors but i would like to have health insurance just in case. My deductible for ppo is 500. I dont even know what that means. any advice would be helpful. thank you""
Where can I find low cost insurance plans?
I am 19 years old and I want to sign up for health, dental, and vision insurance. What are some insurance plans that I can look into, that are low cost?""
print a virginia insurance license
print a virginia insurance license
https://www.linkedin.com/pulse/where-can-i-get-life-insurance-my-daughter-who-has-cancer-slater/"
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What’s better term life insurance or Variable Universal life insurance?
"What's better term life insurance or Variable Universal life insurance?
What's better term life insurance or Variable Universal life insurance?
BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr 
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How do I FIND affordable business insurance for my cleaning business.?
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How much is an abortion without insurance?
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What's better term life insurance or Variable Universal life insurance?
What's better term life insurance or Variable Universal life insurance?
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Right now Im on my parent's car insurance policy b/c im 17 but im looking to move out soon?
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Where do I look for health insurance after Heart Surgery? Dropped by current provider..?
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Maternity related services considered inpatient for insurance?
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i want a grand am/prix as my first car but my parents cant afford sports car insurance for a brand new 16 year old driver, also what could my parents expect to pay up to on insurance. ...show more""
Car insurance ?
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Please could someone tell me what is the absolute cheapest auto insurance around?
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When I turn 26 will I be dropped from my parents health insurance plan right away?
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""I have no insurance and I need help on OCD I'm in Phoenix, AZ please help.?""
I have no insurance and I need help on OCD I'm in Phoenix, AZ please help.?""
How much on average is just standard car insurance monthly?
How much on average is just standard car insurance monthly?
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I'm hopefully buying a car next month and my brother has agreed to look after it for me as he has private land with his property so I can leave it with him uninsured and then I will insure myself before I go to uni in September and then collect my car. My brother says he will take it for a spin now and again to keep it warmed up which is fine by me but I'm worried as their will be no insurance listed for that car. Although my brother has his own car and his own insurance policy which says he can drive anyone else's car, I would be the legal owner of the car and have no insurance so was wondering if it would be possible for him to be accused of driving without insurance? Hope that makes sense. Also if a car needs an MOT does it have to be the legal owner that takes the car for MOT test or could my brother do it on my behalf (my brother lives 100 miles from me and I wouldn't have the insurance to drive it there). Thanks in advance.""
Best health insurance for young married parents?
Me and my boyfriend are wanting to get married next year because he'll be graduating high school and it'll be the best time for us I'll still be a junior and we have a young daughter. We will be going to the same college once I graduate plus it has a daycare for our daughter which is great. Once we get married though I know I won't be a single mother anymore so I probably won't qualify for Wic or medicade. So I want to get an idea now for what the best health insurance is for our situation that would be the most affordable since we will be in college and we won't be making a whole lot of money. What is the best and most affordable health insurance for young married parents in college. Also has anyone else been in a similar situation and how did you make it work.
What's better term life insurance or Variable Universal life insurance?
What's better term life insurance or Variable Universal life insurance?
Landlord's insurance in NJ?
I have few rental properties in NJ and looking for an insurance company that provides landlord's insurance policies. I will appreciate if you could arrange to send me few names of insurance companies. Thanks
How much will my geico auto insurance rates go up after an accident?
If I've had a couple of accidents in years past, currently pay about 1,200/year for geico. I just had a very minor fender bender in which I sustained no damage but the other car (a BMW) got 2 scratches on the rear. How much can I expect my insurance rates to go up when this is all reported?""
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I was turning left from a stop sign and hit into another car (checked both ways, had some parked cars blocking view but I inched forward to check before driving.) My car only has minor scrapes, his car has a broken headlight and some bumper damage. However, he told me at the time he has no insurance and wanted me to just give him cash on the street. I told him no, I would not pay anything unless we called the police which he did not want to do since he has no insurance. I am fully insured. We ended up both just leaving and I have his license plate number, name, and phone number. He has my license plate number only. Without insurance, can he try to get any money from me? Just wondering if anything should be expected of this situation...""
Car insurance?
I just got my liscence and my friend told me that car insurance is more expensive for 16 year olds than 17 year olds because they have increased chances of getting into an accident. What are the average rates of insurance for sixteen year olds and is it worth waiting until I am 17 until the prices drop?
Lower Home Insurance Quotes?
Would having a new roof, windows, garage door, updated kitchen. increase or decrease homeowner insurance quotes??""
Where ti find classic car insurance in CA?
i recently bought a 1966 plymouth valiant....it is definitely not fixed up or anything like that it is just your basic old car that is in need of some help...but it runs and drives and will be my daily driver...so i need to find insurance for it......but most insurance companies only go as old as 81 .....anyone know any classic car insurance companies for currently un-restored cars?
Business Insurance Quote?
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I'm 19 and I need cheap health insurance?
Okay, I'm 19 years old and I use to have some kind of plan with my mothers insurance but it was the kind where once I turn 18 I can no longer be on it. I really want to get insurance, but I don't know where to start. (I work only part time and can't get a full time job right now) I don't know what insurance companies are best for me or anything. I would greatly appreciate any help. Also, if I got insurance and then later found out I was pregnant what would happen? Would they cover that as well? Is there any insurance policy that covers pregnancy... if not, what could I do?""
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I'm in my first year of driving as a 17 yr old male and i crashed damaging my car beyond repair. My insurance is only 3rd party and that cost 3200 no-one else was involved however the police,ambulance and fire were present. What shall i do, do i inform the insurance company however without making a claim? Do i scrap the car and change my insurance? What are my options to prevent the premium going even higher than it already is.""
Life insurance - can policy owner change % allocation after death of insured?
My sister has a policy with NY Life where she is the policy owner.. AND is 50% beneficiary with me. My mothe passed away 2 weeks ago.. however my sister tried calling NY Life to change the % to her benefit, 70/30. Bottom line my sister is cheating me out the insurance money. Can this be done post death? I've always thought once insured has died changes can NOT be made. I may be wrong..... Any comments or suggestions?""
Where can i get cheap car insurance?
Ive tried compare the market and a few of the other leading companies but they all a bit to high for me - whats so annoying is when i find one thats suitable it ends up higher than the listed price. Anyone know of a good one
How much do you pay for car insurance?
Ok so im a 17 year old girl with a job that pays 600 a month. and i want a 2005 toyota matrix. its 7,000 but i know where to get it cheeper. but the question is how much do you pay . can you tell me your age and year of your car it would help me compare this whole thing alot better THANKYOU :)""
If I buy a new car will my auto insurance run my driving record again?
My husband and I currently own a truck and have an exisiting comprehensive auto insurance policy in Texas. If we buy a new car (thereby removing the truck and adding the new car to our policy but not changing anything else) will the insurance company run his driving record again?
How to get into a new Car Insurance?
About 1.5 yrs back my wife scratched another car while parking. The claim was settled using insurance. The expense was about $1500. Ever since that the insurance company, AAA, has been increasing our premiums by abt $35 on every renewal. Now I cannot switch or shop with other insurance company since they give quotes much higher than this company. But apart from this one incident we do not have anything else on our record. Also I get discount for Home+Auto insurance. The company increased prices on our Home Insurance too. I am badly stuck with this company now. I would like to buy Auto+home from one company itself. But I really cannot move my Auto Insurance. Please give suggestions.""
Is A Ford Mustang a good car for a 16 year old?
Im 16 and Im getting my license in a couple of months. Im looking for a car and I really like mustangs. Im thinking about buying a 2003 or 2004 mustang in sonic blue. But will getting a mustang raise my insurance a lot and how much more than a normal car? Also, what mileage is bad on a mustang?""
Keep car insurance payout?
So my car was scratched up during Hurricane Sandy, it didnt get hit by a tree, just stuff flying all over the place. So I called my car insurance like a good fellow and told them. I didnt even plan on going through insurance. I went and got my car independently assessed and the repair cost was $1000. A cheaper option was to just buff the paint (thus only showing the few deep scratches there are) and this cost about $200. I was considering both options,, but honestly I was leaning towards the cheaper alternative. Got my car assessed by my car insurance and they left me a check for $3200. The insurance guy didnt even take time to explain what I am to do with the check. Should I deposit it and then have my car fixed by my mechanic or go to a place that they (insurance people) recommend. Can I keep my insurance payout and have my car fixed anytime? What about the difference? I m not looking to make a quick buck, I didnt even plan on using insurance. But I dont want to be stupid and not have my car fixed either or throw away a windfall. I own my car, though I do make payments on it. I have 2.5 years left till I pay it off completely (loan of 5 years). What do I do next? Please help.""
""Health Insurance 15 years, now NO health insurance!?""
I've had insurance since I've been on my own now, roughly 15 years. However thanks to Obamacare my insurance plan has been cancelled, so now I don't have insurance. Obamacare requires maturnity care, which of course mine didn't cover because I am a male. I looked into Obamacare but it was like 400 a month for me versus my other Blue Cross plan which was 175 a month and had almost little to no co-pay and a very low deductible. So someone explain to me how after all these years of hard work and having GREATTTTTT health insurance I have NO health insurance and basically don't want this bronze OVER priced piece of crap high deductible health insurance. If your broke, then you can't even afford the bronze because the deductibles are so high that it will bankrupt you and you won't get the subsidies until end of year so you can't afford it anyway LOL. Kinda sad I lose my health insurance so some low life can now finally have something they can't afford to use any way.""
Esurance insurance question?
Hi, I was looking into getting car insurance, and Esurance gave me a great quote for NYC. Can any one share any experiences with them, I wanna know what kind of company they are, how they deal with claims, and just over all how the company is. Any help would be appreaciated. Ty""
How much is classic car insurance in Ontario?
Hi, I'm looking at making a car purchase for the summer. I'm looking at a couple cars, including a '72 Dodge Dart and a '69 (?) Chevy Nova. I like both because they are, a) under $2000 dollars, b) are both in need of some TLC, and c) I've heard that classic car insurance CAN be cheaper than regular insurance. I'm 20 with a perfect driving record and a full G-license, but I know that doesn't usually matter to insurance companies. Any advice? I'd be buying for a daily driver, so is it even worth the effort despite the serious increase in cool-factor?""
Is it true that esurance car insurance are con artists?
I've had several friends and co-workers thats told me esurance car insurance are con artists...they give u a really low quote and then start charging your credit or debit card several small amounts to increase yuor policy...
What motorcycle is best for a newbie?
i have never ridden a bike before besides training classes i haven't started yet. i'm only 16... yeah i know i'm young but i'm very determined to get one so i want to get as much information as i can now, allthough it is still pretty early. i'm 5' 3 and 115 pounds. i prefer a sport looking motorcycle but i want the safest motorcycle that would be best for a newbie, like me, to drive. links & any kind of information will be greatly appreciated = ) oh and i'm planning on buying a used one i have saved about $1000 so the price i would LIKE to pay is $4000. but i'm not sure if this is a good or bad price.""
What is car insurance for a first time driver?
Okay i am 18 and have never had my license before and am going to be getting it at the end of this month...soon we are going to start getting insurace quotes for my car, we have been talking about what would be the best way to go about getting the cheapest insurance...so would it be best to put the car in my name but then just be added to my parents insurance and have me as the primary driver OR would it make a difference if we put the car in one of my parents name and then had me listed as the secondary driver for the car ? OR maybe you know a better way to go about this please give me all the advice you know about this! thanks""
What type of car is cheapest to insure?
I am 16 and looking to buy a car under 10k. I want an SUV but what I hear they are a lot more to insure than a sedan? is there a big difference in insurance price when it comes to Suvs, sedans, and sports cars? For example here are three types of cars one a suv, one sporty, and one sedan. Which will be cheapest? Ford Expedition Mazda RX8 Chevy Malibu""
How much will my insurance and maintenance costs be affected by what type of car I get?
I'm about to be 18 and am planning on getting my first car soon. I've been driving for almost 3 years in my parents' cars but need my own for heading off to college and such. I don't know what type of car I want to get, but it's gotta be cheap, old and used, preferably up to $6,000-7,500 at the absolute max. The problem is that I've been really into cars for most of my life and would rather have something a little nicer to start, I mean within the same price range but for example a Mustang, Mitsubishi 3000GT, BMW 3- or 5-Series, etc., rather than the usual Civic or Camry (not that I'd mind one of them either). The problem is that I'm worried the insurance will be way more expensive. The latest quote my dad got was a few weeks ago and it was quite a bit lower than I expected, only like $560/yr., but that was with their old '93 Taurus GL. Will having a sports car or more high-end car affect it really dramatically or will it not make that big a difference as long as my driving record stays good? Also, how much more does it cost to maintain and repair a car like a used BMW than it does just a normal car like an Accord? I've always heard that European cars in particular can be temperamental and finicky if not maintained properly, so I'm just worried that I won't have the money and know-how to have and keep a car like that as my first car.""
Cheapest car insurers. for a 1997 citroen ax?
third party fire and theft. who is the cheapest insurer for this.thanks
What's better term life insurance or Variable Universal life insurance?
What's better term life insurance or Variable Universal life insurance?
https://www.linkedin.com/pulse/affordable-car-insurance-greensboro-nc-gregory-roberts/"
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lazytacomoon-blog · 6 years
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If someone makes an auto insurance claim against me, does my insurer have to infrom me?
"If someone makes an auto insurance claim against me, does my insurer have to infrom me?
Two years ago a girl rode her bike into my car as I pulled into my driveway. There was no damage to my car but she fell as a result of it and called her mother who asked for my insurance information. The police came and after the girl and her mother filed a police report, deemed that it was her fault for a) riding on the sidewalk and b) for not stopping when she saw the car because i was already mostly in and witnesses could prove that. Anyways, today I was shopping around for a new insurance quote when I was told they couldn't offer me coverage as I made a claim in 2010. This is the only incident that happened that year. Now, my insurance provider never informed me that a claim had been made. My premium went up but when I asked all I was told was that they had yearly increases. Is it their legal obligation to inform me if a claim has been made. If so, what are my next steps to a) clear this up and b) take action against my insurance company?
BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr 
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Hi I'm in U.K (young driver, no claims bonus). and ive just recently bought a nissan micra 1.0 R reg i got a quote from AA, churchill, norwich union, zurich and they all are giving me a price of over 1500 pounds. I have pass plus. Any cheap car insurance out there in U.K please help need to get one fast. Thanks""
Can I sue my Auto Insurance Company?
In 2005, as part of our divorce agreement, my ex and I decided to keep the same auto insurance but under separate policies. We had been with this company for years. My policy was on auto pay meaning that the payments were taken directly from my account. He walked in to pay his. About 6 months after the divorce, I was pulled over for a routine traffic stop and was told I was driving an uninsured vehicle. Without insurance, my registration was also invalid. Both tickets totaled 1K. My car was taken into impound. I checked and found the officer was correct. On good terms with my ex, I told him what happened. He said for the past 6 months, each time he went in to make a payment, the girl HIS was already paid. Realizing what had happened. They were applying my payments to his automobile. I was furious. I notified the agent who initially did not want to accept blame, but since the payments were automatic and my account number was on each payment they took, they were responsible. The error was compounded by the fact that the cancellation notice went to HIS address (how dumb was that!) So I had no way of knowing that I was cancelled. I was without a car for 2 weeks and lost my job. After much haggling and many sleepless nights of wondering what to do without a job or a car, the insurance company finally admitted blame, paid the impound fees of $1,250.00. The agent also said they would handle the 2 tickets totaling 1K. FAST FORWARD TO 2010 in my state, the county did a scofflaw sweep and I was summoned to court with over 5 thousand other delinquent drivers to address unpaid tickets. The order was come to court by April 30th or be arrested. Realizing this had to be a mistake, but fearful of the law, I stood in line for over 5 hours in blazing heat, then sat in court another 5 hours waiting for my day in court. I was immediately threatened with arrest because the 2 tickets were not paid. Up to that moment, I had no idea the insurance company had not paid the 2 tickets. This time, not only was my insurance and registration cancelled, my license was suspended due to the age of the infraction (5 years). In front of the judge, I called the agents' office only to be told by the secretary that they had no intention to pay the ticket. Paying to get the car out of impound was enough. When the judge heard this she was shocked and let me off with a promise to pay in 5 days. She made me promise not to drive. With no way to get home but drive, I took a chance, and was pulled over. The officer informed me that due to the vast number of outstanding cases, tags bearing our county name would be targeted for a while (talk about a police state!). I showed him my documents from the court and headed home. This is a nightmare. Would I have a case if I filed suit against my insurance company for failing in their fiduciary responsibility to a 16 year client in good standing? By the way this company is one of the largest in the country.""
Help plz car insurance in MD?
well i am 20 years old. i have been driving a car under my mother's insurance name for a while, the insurance told her that if i got an acident while driving that car the insurance will never cover any damage and they consider that as a crime so Is that a crime to drive a car which ur name is not in the insurance list? also ifu know which insurance company is the best for me to get my own insurance""
""In the state of Texas,Do you have to have auto insurance?""
If you are in a car wreck which the other person is at fault,Can you still file a cliam on their insurance company and have phisical therapy paid and can paid for the damage for the car and get paid for pain and suffering? Even if the insurance was off for less than 24 hours""
Site for FREE vehicle history report?
my girlfriend is looking to buy this car, and we took down the VIN number, so we can look up the history on it, to make sure it's good enough to be bought, but i was wondering if you guys knew any sites that had FREE vehicle history report, that you typed the VIN # in, and didn't have to pay for. because auto check, and carfax and some other one, you have to pay monthly for. and i think that's absolutely ridiculous. i just wanna look it up real quick, and that's it. thanks for your help, guys. =)""
Can i claim auto insurance or an auto loan from the bank on my taxes?
is tihs possible?
Car insurance?
HI there, I have been without car insurance for about three years, I used to have continuous coverage but sold my car and used one of my girlfriends cars since then. But now I am going to buy / or finance another car. Will I face some sort of penalty, or increased insurance rates for not being insured these past few years, even though my driving record is immaculate and I am almost 30 and besides I had no car? Thank you.""
I was in a car accident so i been off work how will the insurance pay me?
I been off work due.to my accident my insurance said ill get paid after 14 days due since I'm not able to work
Does a man have a right to control what his wife eats if he pays her health insurance?
For example, if she is a stay at home mom and he works full time and pays extra money to have her put on his insurance. I say this because eating right is an important part of being healthy and to be honest I don't want my future wife to be overweight.""
Does any body know car insurance company that will insure left hand drive in the UK?
I have try search om google and phoning car insurance company's and no luck so far(5hours looking and phone some company's up). Car info Ford F150, 3.6L and maybe Honda civic 1.8.If u know any company's that worth trying please leave the name and contact number. your help will be great full. (first person that find the company that will insure theses cars will be best choose answers, I will contact them and if the will u will be best answer.)""
Which auto insurance company offers the cheapest price??
were from CA & my sister is a first time driver & she needs a new insurance for her 05 toyota camry. her old car insurance is too expensive. what will u recommend personally? thanks
Young new driver getting car insurance?
Okay so i got my license January of this year and i am starting college. i already took a college class last semester while i was in high school. i heard you can send in your grades if their are good to reduce the bill. i lost my high school report card but i was wondering if i can request my college transcript ( which is one class) i got an A in it and i have a 4.0 so can i send that in to reduce the bill. and if not any other suggestions to reduce my car insurance? PS i have AAA and am going to be under my parents insurance
Info about 17 year old car insurance.?
Hi, so i have been trying to look for cheap insurance lately, but was getting insurance quotes for 44k and lowest 17k! but i changed up a bit of the info and got it down to 3.2k with mum and dad added, i dont want a black box or anything, if i were to ring up and get a quote from the company, could it be even cheaper? thanks, also please leave some tips as to how to make it cheaper, and if you ask questions in the answers!... i will reply in the additional info so keep an eye out!""
Affordable health insurance?
my company offers helath insurance for $300.00 a week. If I signed up for this I would end up bringing home 250.00 to support my family. IMPOSSIBLE! Where can I go to find more affordable helth insurance on my own for my family. I live in Massachusetts so it can not be a limited benifit plan. Any websites or phone numbers would be greatly appreciated. Thanks
Short Term Car Insurance in California?
I moved from California to Japan about a year ago, and naturally, I canceled my US car insurance. Soon I will be visiting the USA for about 24 days, and I'd like to be able to drive during that time. I've made arrangements to borrow a car from my parents, so that part's fine- my question is, how do I go about getting insured for this temporary period? (In case it matters, I am 28 years old, not financially dependent on my parents and am a worker not a student)""
Question re: insurance premiums and taxes?
I've read that health insurance premiums can be itemized deductions. Any others? What about accident insurance I pay for out of my pocket? I pay for both accident and sickness premiums to the same company and pay for all my policies out of my pocket. Any help is appreciated.
Insurance cost for jeep liberty?
I was thinking about getting a 2005-06 jeep liberty CRD (diesel) as my first vehicle, but wondering what insurance would cost. I'm 24 years old, male and live in a small town just north of Toronto and with only a G2 license.""
Will my insurance rates go up?
My daughter who is 16 yrs old tapped a car from behind at a stop sign. There was no damage done to either car and no injuries. The guy said he was not going to do anything about it since there was no damages. My daughter gave him her information (insurance etc). I called the guy to make sure everything was ok, he said nothing happened to his car or himself but he went ahead and opened a claim because he thought he had to do that. I know that if he decides to ask for damages the insurance will pay. My question to you is if he decides not to ask for damages, will my insurance still go up and will she get points in her driver's license. Also, I'd like to add that we live in California. I have not talked to my insurance (AAA) yet. Thank you""
Do you have to get car insurance after you pass your driver's test?
I live in PA, and I am almost 18 and would only use my parents car occasionally. I read something that if they consent to me using there car, we wouldn't have to pay extra. Also, as soon as I pass my exam, does the DMV automatically report that I am licensed to my parent's insurance agency, or can I just have my license without insurance? Thanks!""
How much would insurance cost for a 17 year old?
I'm going to be seventeen soon and I'm just curious how much it will cost to insure me. My parents have USAA and they have some kind of family type plan with me my sister and both of my parents. I will probably be driving this car http://cgi.ebay.com/ebaymotors/2004-NIssan-350Z-custom-body-work-and-paint-/320645191467?pt=US_Cars_Trucks&hash=item4aa7f1572b#ht_930wt_1123 I don't care about your opinion of the car, and I don't need a lecture on the fact that I shouldn't street race I just want a ROUGH estimate of how much it will cost per year or per month or whatever you can find""
How much should i be paying for car insurance in the state of ohio?
I am 17 years old im a male i drive a 2000 chevrolet blazer i have no accidents no tickets and i get decent grades
What is a good first car for teen drivers that has low insurance rates?
I am a male teen so my insurance will be high no matter what I just need something lower....
Insurance company won't let me upgrade to Fully Comp. Why not?
Hey Guys, I'm a new driver (23 yo) who has a 3rd party fire & theft policy under Kwik Fit Insurance. I went for this policy pretty much because it was the cheapest because I'd spent all my money on the car, haha! After a couple of months I've finally managed to sort my finances out and I'm ready to upgrade to fully comp. I drive around 30 miles a day to work and back and would just like that little extra knowledge that incase anything does happen. So I email KwikFit (who take 2 weeks to get back!!) to ask them what the deal is. How do I do this? To my dismay, I got the following email back: In response to your email, I can confirm that your policy can only be upgraded if you are making another permanent change to your policy eg a change of vehicle/address/driver, alternatively your policy would need to be replaced to another insurer. Are they within their rights to do this? Surely upgrading to fully comp means an extra wad of money from me monthly? Thanks :-)""
If someone makes an auto insurance claim against me, does my insurer have to infrom me?
Two years ago a girl rode her bike into my car as I pulled into my driveway. There was no damage to my car but she fell as a result of it and called her mother who asked for my insurance information. The police came and after the girl and her mother filed a police report, deemed that it was her fault for a) riding on the sidewalk and b) for not stopping when she saw the car because i was already mostly in and witnesses could prove that. Anyways, today I was shopping around for a new insurance quote when I was told they couldn't offer me coverage as I made a claim in 2010. This is the only incident that happened that year. Now, my insurance provider never informed me that a claim had been made. My premium went up but when I asked all I was told was that they had yearly increases. Is it their legal obligation to inform me if a claim has been made. If so, what are my next steps to a) clear this up and b) take action against my insurance company?
Do car insurances typically give lower quotes for married couples?
I'm going to be jumping on to my fiances auto plan [Progressive] and heard that insurance agencies give lower prices to married couples. Is this true? He drives a 1988 bonneville and I drive a 2001 sunfire. I am also in college, he isnt.""
""No car insurance in Florida, what happens?""
If my husband has car insurance on our car and his father is the one who technically owns it, and i get in a car accident with no car insurance in our car...what happens?""
If someone hits my car does my insurance go up?
So basically I was stopped at a stop sign and someone came from behind my car and hit me. afterwards I looked at my rear bumper where I was hit and there was no major damage that I can see. Just paint from her car and a some scratches but no dents. Do I even report something like this? if I do does my insurance go up, because it seems like it is 100% their fault since I was going 0 mph at a stop sign.""
Is this the big health insurance lie?
The legislation would impose several new fees on firms in the health sector. New fees would be imposed on providers of health insurance and on manufacturers and importers of medical devices. Both of those fees would be largely passed through to consumers in the form of HIGHER PREMIUMS for PRIVATE COVERAGE. Congressional Budget Office An Analysis of Health Insurance Premiums Under the Patient Protection and Affordable Care Act November 30, 2009 BUT..... The average premium for an unsubsidized, nongroup policy will cost 27-30% MORE. (same report) So won't private coverage decrease sharply ... And so too the fees collected from them ... which are suppose to pay for the subsidies . Or will really caring people flock to buy this extra expensive insurance?""
Whats an estimate for car insurance for an 18 yr. old female?
No prior driving or anything Not in school(if that matters) What would be the best insurance in your opinion?
Why is insurance so high on dodge charger for a 18 year old?
Why is insurance so high on dodge charger for a 18 year old?
Is there any way to get my health insurance to cover the cost of a body lift?
6'1 , 25 y/o male, spent the majority of the past 4 years dropping from 430lbs to a current 198lbs. The weight loss has left me with large amounts of sagging skin on my inner thighs, pelvis, abdomen, chest and upper arms. All of these areas are covered in large amounts of stretch marks as well, which leads me to believe these areas will never recover without surgery. Now my chest and arms are not nearly as big of an issue as working out at the gym has started to fill these areas in with muscle, but no amount of situps are tightening the skin around my abdomen, and no amount of leg exercises are firming up my inner thighs. Cardio actually seeems to make the issue worse as I lose even more weight. I've also begun to notice that the more the skin sags around my torso, the more my lower back hurts. Also, chafing on my inner thighs and buttocks makes cardio pardon the pun, but a pain in the ***. I know insurance companies don't like to cover cosmetic surgeries but there has to be something that can be done.Any ideas?""
How much is car insurance per year for a oldish mini?
I'm 18 in June and I would really love a mini say 2005 or something like that. How much roughly would insurance be per year for one of them. Thanks guys :)
Car Insurance Question?
I recently bought new insurance from Nationwide. They want me to send in proof of prior insurance along with other documents. My last insurance was under our family business so the insurance card doesnt say my name, rather it says the business's name. will this be a problem?""
Does anyone know where I can find Ensure for cheap?
My step dad is going through treatments for pancreatic cancer and his doctor wants him to drink 3 bottles of Ensure a day. This is really starting to push on them financially what with his treatments, hospital bills, medication, ect. So my mom is looking to see if she can find it cheaper somewhere online or in a store or something. Anyone have any suggestions or ideas? Thanks""
How much does it cost to have a baby in California with no insurance?
With or without epidural, c-section or otherwise, with possible hospital stay? Near Sacramento if that makes a difference. Thanks!""
How much would I have to pay for car insurance?
I'm an 18-year-old male. I have been driving for almost two years, including permit time. I should have no tickets on my record (I had one but I was able to get it off with a kind of probation). I'm in college as a B average student. My dad has been with Allstate for awhile now, has had only 1 or 2 tickets in the past five years or so. The car I want to get insured is a '97 Acura 3.5RL with a Nav System and high security system. Any help is appreciated, but answers with numbers will be greatly appreciated. I know there's a lot of factors with car insurance, but if anyone can, I'd like to get an rough estimate.""
Homeowners insurance quotes?
is it true you have to pay upfront 1 year homeowners insurance when buying a home.
Question for uk drivers: How much does disqualification effect car insurance?
Was convicted 5 months ago for permitting use of a vehicle without third party insurance and driving with not in accordance with a licence . Got 4 month disqualification but managed to keep driving licence just need to re-apply for it back from d.v.l.a. Does being disqualified greatly effect insurance? will it affect insurance the same as say drink driving?
Affordable Malpractice insurance for doctors if Obama care passes?
How would that sound?
Cheaper without health insurance?
I'm sick and got a prescription for Zithromax(zpack) Costco has it for 8.87 under the generic form. My copay for my insurance is $20. Does that mean I should get it without using my health insurance? I was born in Canada so not familiar with all those copay and drug copay stuff. Thanks
""Total cost of new car; insurance, tax, registration etc...?""
I am looking to buy a new used car (new to me). Currently I am driving a POS 1990 honda civic that keeps breaking on me. I have had it for just over a year and put more $ into than I paid for it. It is time for me to get a nice car now. I am aiming for a toyota celica in the early 2000's, $6,000-$8,000. I will be finacing it, and I can afford about $150/month in payments. I realise that I will have to get full coverage insurance (I have liability right now). I hear that is about $800 extra per year. What I want to know is how much is it going to cost me (roughly) to go in, get a new car, trade in my old one, pay taxes on the car, insurance, registration, everything that needs to be done. Obviously it will vary by car, state, situation...but ball parks are okay. There is no such things as too much info right now. I live in the north east if that is of any assistance :] Thanks.""
How much condo insurance should one get?
if i have a condo that i want to get insurance for, what is a good amount? the condo is 1215 sq ft w/ 2 bath & 2 bedroom.""
How can you make insurance for your car cheaper?
Young driver and cannot find any reasonable insurance companies at all!
What's the best way for a 19 year old girl to get insurance through the Affordable Care Act?
I had full coverage medicaid(and dental) up until I turned 19, and my wisdom teeth have just recently come in and I have cavities in them because I can't reach them with a brush. I need to get them removed immediately and another beginning cavity filled. I am independent but I only have a part time job and I need to deal with this immediately. What's the best way to get insurnce through the affordable care act? Links & recourses would be appreciated. Thank you.""
""Queation about auto insurance in Boston, MA?""
Hey, I am 17 years old (18 in a month), male and I am looking at a used audi s5 (4200 cc 350 bhp) to buy. it is a 2009 model with 30000 miles. How much do you think i will be asked to pay for insurance each year if i purchase this car? I never had an accident btw and i dont plan to do many miles.""
I need some help!!? Car Insurance prediciton:?
I am 16, and i have had my G2 for 2-3weeks....and got my G1 10months ago in ONTARIO. I am not the primary driver on a car(my parents have 2 cars....they are the primary drivers) Tonight i slid off the road and hit a tree( roads were slippery and wet as it was snowing) and maybe 3-4 thousand dollars damage was done to the front of the car!! How much will my insurance go up per month??( it was a 2007 hyundai elantra with snow tires)""
""Considering how big a money making racket Healthcare, and Insurance is?
Is it any wonder how bad republiklans would try to sabotage the Affordable Health care act? It's such a racket the Mafia is in on it..Florida.. woooowoooo lets stay together..
""If I bought the DB9 they wrecked in the Bond movie, where can I get it repaired really cheap.?
Is insurance cheap and can I drive it really fast because it was used in a movie?
""Car rental insurance, please help!?""
Hello everyone, I am really confused and need your help, please. I rented a car from Avis in Calgary, Alberta and drove to Vancouver, BC. I got involved in an accident that although my car was not damaged, but I think I am considered cause of the accident (two cars were badly damaged). I did not ask for any insurance of the rental car. My understanding was that the third party liability is covered by my own car insurance. However, someone called me earlier from my car insurance company(state farm) saying that they are not responsible. Today the rental car company has called and left me a message asking me to call them. I do not know what should I prepare myself for? Am I going to be charged to pay for all the damage? That'd be terrible. Please provide me with any information you have. I don't know what to do.""
If someone makes an auto insurance claim against me, does my insurer have to infrom me?
Two years ago a girl rode her bike into my car as I pulled into my driveway. There was no damage to my car but she fell as a result of it and called her mother who asked for my insurance information. The police came and after the girl and her mother filed a police report, deemed that it was her fault for a) riding on the sidewalk and b) for not stopping when she saw the car because i was already mostly in and witnesses could prove that. Anyways, today I was shopping around for a new insurance quote when I was told they couldn't offer me coverage as I made a claim in 2010. This is the only incident that happened that year. Now, my insurance provider never informed me that a claim had been made. My premium went up but when I asked all I was told was that they had yearly increases. Is it their legal obligation to inform me if a claim has been made. If so, what are my next steps to a) clear this up and b) take action against my insurance company?
https://www.linkedin.com/pulse/need-help-auto-insurance-janice-stone"
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