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realestateraisa · 1 year

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Sometimes my clients start out their real estate journey believing these myths. They think it’s not a good time to buy, it’s too expensive, or that their credit isn’t good enough. But none of those objections are a good reason not to buy a home! Let’s break it down. - I can’t afford it: there are many programs designed to make buying your first home for little or no money upfront possible. Plus, you could save money compared to renting while building equity, which goes back into your pocket when you sell. - I don’t have good credit: Buyers can get a mortgage with as low as a 500 credit score. If your credit score is above 580, you’ll have more loan options and be able to put down only 3.5% though an FHA loan. - It’s not a good time to buy or sell: this one is so wrong! Now is both a great time to buy and to sell. The market has balanced out, which makes it a lot less stressful to buy and sell. We’re back to the market similar to pre-pandemic times, which was a great market to be in! If you think that buying or selling right now isn’t a good idea, send me a DM and tell me why. I’ll let you know what the facts are so you can make the decision for yourself! . . . #buyersmarket #homebuyer #firsttimehomebuyer #homebuying #homesearch #househunting #homebuyingprocess #downpaymentassistance #homeequity #homeshopping #buyersagent #buyeragent #homeownership #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at Disney California Adventure Park) https://www.instagram.com/p/CnzfmidpP_X/?igshid=NGJjMDIxMWI=

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realestateraisa · 1 year

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It’s 2023: a new year, and a very good year to be a home buyer! If you were one of the many buyers who had a hard time buying in 2020-2022, or if you just heard the horror stories, then I’m happy to tell you that things have changed! Gone are the days of getting outbid in seconds or waiving your inspection in hopes of getting selected by the seller. Now, buyers have more options and less competition, making it so much easier to find and buy a home that you’ll LOVE! Want to see how much better it is to be a buyer in 2023? Then send me a DM and let’s get started! . . . #buyersmarket #homebuyer #firsttimehomebuyer #luxuryrealtor #zillow #redfin #californiamarket #homehuntingcalifornia #homehuntigsocal #socalhomehunting #homehuntingtips #lamarket #socalmarket #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at Malibu, California) https://www.instagram.com/p/CndkEP4rO2m/?igshid=NGJjMDIxMWI=

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realestateraisa · 1 year

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In a changing real estate market, it’s hard to know what’s definite and what’s speculation. This much is for sure: the market is leveling out. After skyrocketing home prices, lack of inventory, and stiff competition in 2021 and early 2022, the market was due for a change. Now, we’re seeing that change. Housing inventory has increased, which means that there are more homes on the market. At the same time, showings have decreased. The rising interest rates have made some buyers reconsider their buying timeline, which has tamped down buyer demand somewhat. For buyers interested in owning a home in 2023, this is good news. It means less competition and better chances of scoring a home that you’ll love. But this can also be a great time to sell for current homeowners. We’re still in a seller’s market, and many areas are still seeing tight housing inventory. Whether you want to buy or sell this year, send me a DM! I’ll get you the information you need to make the right choice for you. Source: @KeepingCurrentMatters . . . #realestate101 #realestatetips #realestateterms #realestatevocab #realtortip #askyourrealtor #realtorexpert #realtoradvice #realestateadvice #realestatecontract #homebuyertip #homesellertip #selleradvice #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at Los Angeles, California) https://www.instagram.com/p/CnTJPmwrc7c/?igshid=NGJjMDIxMWI=

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realestateraisa · 1 year

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Happy New Year! Let me be one of the first to welcome you to 2023. I have a really good feeling about this year. Something about it just screams “new adventures” and “abundant opportunities” to me. What does 2023 have in store for you? Let me know your grand plans in the comments below so I can cheer you on! . . . #newyear2023 #newyear #happynewyear #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at Glendale Americana) https://www.instagram.com/p/Cm2Z4mpvbaf/?igshid=NGJjMDIxMWI=

#newyear2023 #newyear #happynewyear #topagentla #topagentoc #topagentie #ocmarket #sellersagentla #sellersagentoc #sellersagentie #realestatela #realestateoc #realestateraisa #raisanatividad #kwexecutive

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realestateraisa · 1 year

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Let’s talk strategy, buyers! With all the changes in the market, it’s easy to get caught up in the intricacies of real estate strategy. But I have a bit of a wake up call for you: The best strategy is not trying to time the market. Why? Because it’s nearly impossible! The market is only clear in hindsight, which means that unless you make a decision, you’ll probably end up regretting not taking action. So rather than trying to time the market, get pre-approved and ready to buy and then stay vigilant with your real estate agent. Be patient and know what your needs and wants are. With the help of your real estate agent, you’ll find the right home for you! Want more real estate buying tips? Send me a DM! Ill give you my Buyer's Guide for FREE ✨️ . . #buyersmarket #homebuyer #firsttimehomebuyer #homebuying #homesearch #househunting #homebuyingprocess #downpaymentassistance #homeequity #homeshopping #buyersagent #buyeragent #homeownership #homegoals topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at South Coast Plaza) https://www.instagram.com/p/CmHgItyPCTZ/?igshid=NGJjMDIxMWI=

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realestateraisa · 1 year

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There are 2 constants in real estate: 1. People are always going to be moving, which means they’re always buying and selling. 2. Real estate is always changing! Over the past few years, we’ve seen several large shifts in the market. Take a look at just how much has changed for buyers between this year and last year. Interest rates have risen but competition is down, making it a much easier and more pleasant time to be a homebuyer. Plus, you might be able to save some initial cash upfront with a smaller downpayment. Unlike buyers in 2022, today’s homebuyers don’t have to make crazy above-list price offers with extra cash on hand or sign away their inspection rights to get a seller to consider their offer. Which had put so much pressure on buyers. Are you interested in buying a home in 2023? Send me a DM, and let’s get coffee and chat about home buying! . . . #zestimate #topagent #realestatemarket #sellrealestate #sellersagent #selleragent #listingagent #luxuryrealtor #zillow #redfin #californiamarket #homehuntingcalifornia #homehuntigsocal #socalhomehunting #homehuntingtips #lamarket #socalmarket #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at IKEA) https://www.instagram.com/p/CqBceAYP37K/?igshid=NGJjMDIxMWI=

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realestateraisa · 1 year

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Pop quiz! Drop your answer in the comments and then come back here to learn what the answer is! When you’re ready to buy a home, you need to get a… pre-approval! A pre-approval is when you take your financial info to a lender, they run a credit check, and then let you know how much of a mortgage you will likely be able to receive. This information is crucial for determining the price range of homes you can look at. Plus, sellers love to see pre-approved buyers because it means that your financing is basically secured. A pre-qualification isn’t as good as a pre-approval as it doesn’t include credit history or an in-depth financial analysis, but it’s a good first step if you’re just testing the waters. If you’re ready to jump in and buy a home, getting pre-approved is the way to go. Want to talk more about pre-approval? Send me a DM and I’ll get you the information you need! . . . #realestate101 #realestatetips #realestateterms #askyourrealtor #realtorexpert #realtoradvice #realestateadvice #luxuryrealtor #zillow #redfin #californiamarket #homehuntingcalifornia #homehuntigsocal #socalhomehunting #homehuntingtips #lamarket #socalmarket #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at Santa Clarita, California) https://www.instagram.com/p/Cpxoj6SrVOd/?igshid=NGJjMDIxMWI=

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realestateraisa · 1 year

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I love real estate for so many reasons. The fact that it’s a job that speaks to every single one of the love languages is just the icing on the cake! Whether I’m engaging in quality time by taking you on home tours or getting words of affirmation through reviews from thrilled clients, I’m always loving the things I do in real estate. Want to see how I can help you fall in love with buying or selling a home? Just send me a DM and let’s do a real estate coffee date! . . . #valentinesday #lovelanguages #buyersagent #buyeragents #sellersagent #selleragent #listingagent #luxuryrealtor #californiamarket #homehuntingcalifornia #homehuntigsocal #socalhomehunting #homehuntingtips #lamarket #socalmarket #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive https://www.instagram.com/p/Conlt49vRdn/?igshid=NGJjMDIxMWI=

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realestateraisa · 1 year

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What do mortgage rates and inflation have in common? A lot, actually. Mortgage rates go up when inflation goes up. This is because the Federal Reserve will raise consumer interest rates as a way to decrease the amount of spending happening. This is what we’re seeing right now. There’s a lot of money flowing in and out of the economy, and the Federal Reserve has raised interest rates to try to slow that. On the flip side, that means that when inflation goes down, interest rates will go down as well. Inflation will go down, especially because of the interest rate increases we’ve seen over the past year. So, with that in mind, you can feel confident either buying now and refinancing to a lower rate in the future. Want to talk more about interest rates and buying a home in this market? Just send me a DM! . . . #realestate101 #realestatetips #realestateterms #realestatevocab #realtortip #askyourrealtor #realtorexpert #realtoradvice #realestateadvice #realestatecontract #homebuyertip #homesellertip #californiamarket #homehuntingcalifornia #socalhomehunting #homehuntingtips #lamarket #socalmarket #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at Hollywood Hills) https://www.instagram.com/p/CoV5MZ_vK5e/?igshid=NGJjMDIxMWI=

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realestateraisa · 1 year

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One of my favorite things about real estate: equity! Quick refresher: equity is what you build when you pay your mortgage every month. Basically, it’s the amount you’ll get back in your pocket when you sell your home. Equity is what makes real estate such an amazing investment. Instead of having the money you pay for housing just disappear each month like it does when you’re renting, that money ends up in your home as equity. But you don’t have to wait until you sell your home to tap into your equity. With a home equity line of credit (HELOC) and other equity-based loan options, you can put that money to work for you. Want to talk more about how you can use your equity or about how to build it in the first place? Just send me a DM! . . . #equity #realestate101 #realestatetips #realestateterms #realestatevocab #realtortip #askyourrealtor #realtorexpert #realtoradvice #realestateadvice #realestatecontract #homebuyertip #homesellertip #selleradvice #homehuntingtips #lamarket #socalmarket #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at South Coast Plaza) https://www.instagram.com/p/CnqlPKguQzM/?igshid=NGJjMDIxMWI=

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realestateraisa · 1 year

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If you’re going to sell your house, you have to get into the mindset of a seller. That means that you need to realize that there are some things you can control… and there are some things that you can’t. As a seller, it’s your job to focus on what you have control over. You don’t have any say in the market or what’s going on with interest rates. But you can control the price you list your home for, how you treat potential buyers, and who you hire as your agent. With a great real estate agent supporting you, you’ll be able to sell your home successfully and make a sweet profit! Want more tips like this? DM and I'll send you my Seller's Guide for free!! . . . #topagent #listwithme #isellhomes #sellyourhomefast #getitsold #realestatemarket #sellrealestate #sellersagent #selleragent #luxuryrealtor #zillow #redfin #californiamarket #homehuntingcalifornia #socalhomehunting #homehuntingtips #lamarket #socalmarket #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at Urth Caffé Beverly Hills) https://www.instagram.com/p/CmwnUNYJcJe/?igshid=NGJjMDIxMWI=

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realestateraisa · 1 year

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Interest rates should NOT stop you from buying a home in 2023. In fact, if you want to buy a home, you need to look past interest rates. The longer you wait to buy a home, the longer you miss out on building equity and appreciation in your property. Even though interest rates are high now, they will go down and you can refinance down the line. But you can’t go back in time and build appreciation. To use a cliche, don’t lose the forest for the trees when it comes to real estate. Instead, play the long game and pay attention to how your property is an investment for you. Want to talk more about interest rates and why it’s a good time to buy a home? Send me a DM and I’ll get you the info you need. . . . #firsttimehomebuyer #zestimate #iloverealestate #realtorforlife #yourlocalrealtor #topagent #realestatemarket #sellrealestate #sellersagent #selleragent #listingagent #luxuryrealtor #californiamarket #homehuntingcalifornia #homehuntingtips #lamarket #socalmarket #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at Rodeo Drive) https://www.instagram.com/p/CmuOolhvOxI/?igshid=NGJjMDIxMWI=

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realestateraisa · 1 year

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If you’ve been following me for a while, you know that you don’t need 20% down to buy a home. But in most cases, you do still need to put some money down. That might leave you wondering how much you need to have saved. Your down payment is usually calculated as a percentage of the purchase price of a home. As a result, the cheaper the home, the less money you’ll need to put down to purchase it. This handy guide shows you how much you need to have as a down payment for differently priced properties. Remember: the more you put down, the less you’ll pay in interest over the life of your loan since your down payment goes towards the principal. Deciding how much to put down when you buy a home is a personal choice, but your real estate agent and lender can help you make the right decision. Want more tips like this? Then grab your FREE copy of the Buyer Guide! Send me a DM ✨️ . . . #realestate101 #realestatetips #realestateterms #realestatevocab #realtortip #askyourrealtor #realtorexpert #realtoradvice #realestateadvice #realestatecontract #homebuyertip #californiamarket #homehuntingcalifornia #homehuntigsocal #socalhomehunting #homehuntingtips #lamarket #socalmarket #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at Irvine Spectrum Center) https://www.instagram.com/p/CmfSLjbv7rY/?igshid=NGJjMDIxMWI=

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realestateraisa · 1 year

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Winter gets a bad rap in real estate, but it can actually be a great time to sell. There are still buyers out there looking to buy a home during the winter months, so you just need to get your home ready for them! Snag these secret real estate agent tricks to get your home sold for top dollar, even in the winter. The key is to make your home feel winter-ready by making it warm, cozy, and bright! Want some help getting your home sold this winter? Send me a DM and I’ll show you how I can help you get it sold! . . #realtorforlife #yourrealtorforlife #topagent #listwithme #isellhomes #sellyourhomefast #realestatemarket #sellrealestate #sellersagent #selleragent #listingagent #luxuryrealtor #zillow #redfin #californiamarket #homehuntingcalifornia #socalmarket #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at Brea Lights- Neighborhood light show) https://www.instagram.com/p/CmZfAOjvCHT/?igshid=NGJjMDIxMWI=

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realestateraisa · 1 year

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Fun fact: you don’t need 20% down to buy a home! This is one of the biggest real estate myths out there. It keeps so many people from following their dreams and becoming a homeowner. The truth is that you can buy a home with as little as 3.5% down for some mortgage programs. Even if you don’t have a huge nest egg saved up, you can become a homeowner. There is one thing to watch out for though: private mortgage insurance or PMI. If your down payment is less than 20%, you’ll have to pay a small fee every month for mortgage insurance. This protects your lender if you ever default on the loan. Most of the time, PMI averages out to .05-2% of your loan amount each year. But you’re not stuck with PMI forever. In fact, once you have 20% of the loan paid off, you can get rid of your PMI! Not needing a 20% down payment opens the door to homeownership for so many people. If it’s opening the doors for you, then send me a DM to talk more about buying a home! . . . #homebuying #homesearch #zestimate #iloverealestate #realtorforlife #yourlocalrealtor #topagent #realestatemarket #selleragent #listingagent #luxuryrealtor #zillow #redfin #californiamarket #homehuntingcalifornia #socalhomehunting #homehuntingtips #lamarket #socalmarket #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at Brea Lights- Neighborhood light show) https://www.instagram.com/p/CmOEy5LOG5a/?igshid=NGJjMDIxMWI=

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realestateraisa · 1 year

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The biggest mistake you can make in real estate isn’t… -Buying a house right next to nosy neighbors -Giving your home to your brother with the promise that he’ll pay you back -Ending up in a house across the street from your in-laws No, the biggest mistake you can make is not taking action. I’ve seen this a million times. A would-be buyer or selling starts taking the steps to enter the real estate market, but then they start double thinking everything. They wonder, “What if home values will actually be higher next year?” or “What if interest rates will go down in a couple of years?” over and over again. They get stuck in the loop of analysis paralysis and end up not taking any action at all. Then, instead of buying their dream house or selling their home for a profit, they stay stuck in the same old situation they were already in, unhappy in their home or worse–renting. Don’t let that happen to you! If now is the right time in your life to buy or sell, then do it. Don’t teeter-totter back and forth because you’ll just end up exhausting yourself! I can give you the facts and the info to decide if now is the right time for you to enter the market. Just send me a DM! . . . #iloverealestate #realtorforlife #yourrealtorforlife #topagent #zestimate #iloverealestate #realtorforlife #yourlocalrealtor #topagent #sellrealestate #sellersagent #selleragent #listingagent #luxuryrealtor #zillow #redfin #californiamarket #homehuntingcalifornia #homehuntingtips #lamarket #socalmarket #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at The Americana at Brand) https://www.instagram.com/p/Cl5MweUujLQ/?igshid=NGJjMDIxMWI=

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