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realestateraisa · 1 year

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There are 2 constants in real estate: 1. People are always going to be moving, which means they’re always buying and selling. 2. Real estate is always changing! Over the past few years, we’ve seen several large shifts in the market. Take a look at just how much has changed for buyers between this year and last year. Interest rates have risen but competition is down, making it a much easier and more pleasant time to be a homebuyer. Plus, you might be able to save some initial cash upfront with a smaller downpayment. Unlike buyers in 2022, today’s homebuyers don’t have to make crazy above-list price offers with extra cash on hand or sign away their inspection rights to get a seller to consider their offer. Which had put so much pressure on buyers. Are you interested in buying a home in 2023? Send me a DM, and let’s get coffee and chat about home buying! . . . #zestimate #topagent #realestatemarket #sellrealestate #sellersagent #selleragent #listingagent #luxuryrealtor #zillow #redfin #californiamarket #homehuntingcalifornia #homehuntigsocal #socalhomehunting #homehuntingtips #lamarket #socalmarket #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at IKEA) https://www.instagram.com/p/CqBceAYP37K/?igshid=NGJjMDIxMWI=

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realestateraisa · 1 year

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Pop quiz! Drop your answer in the comments and then come back here to learn what the answer is! When you’re ready to buy a home, you need to get a… pre-approval! A pre-approval is when you take your financial info to a lender, they run a credit check, and then let you know how much of a mortgage you will likely be able to receive. This information is crucial for determining the price range of homes you can look at. Plus, sellers love to see pre-approved buyers because it means that your financing is basically secured. A pre-qualification isn’t as good as a pre-approval as it doesn’t include credit history or an in-depth financial analysis, but it’s a good first step if you’re just testing the waters. If you’re ready to jump in and buy a home, getting pre-approved is the way to go. Want to talk more about pre-approval? Send me a DM and I’ll get you the information you need! . . . #realestate101 #realestatetips #realestateterms #askyourrealtor #realtorexpert #realtoradvice #realestateadvice #luxuryrealtor #zillow #redfin #californiamarket #homehuntingcalifornia #homehuntigsocal #socalhomehunting #homehuntingtips #lamarket #socalmarket #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at Santa Clarita, California) https://www.instagram.com/p/Cpxoj6SrVOd/?igshid=NGJjMDIxMWI=

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realestateraisa · 1 year

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I love real estate for so many reasons. The fact that it’s a job that speaks to every single one of the love languages is just the icing on the cake! Whether I’m engaging in quality time by taking you on home tours or getting words of affirmation through reviews from thrilled clients, I’m always loving the things I do in real estate. Want to see how I can help you fall in love with buying or selling a home? Just send me a DM and let’s do a real estate coffee date! . . . #valentinesday #lovelanguages #buyersagent #buyeragents #sellersagent #selleragent #listingagent #luxuryrealtor #californiamarket #homehuntingcalifornia #homehuntigsocal #socalhomehunting #homehuntingtips #lamarket #socalmarket #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive https://www.instagram.com/p/Conlt49vRdn/?igshid=NGJjMDIxMWI=

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realestateraisa · 1 year

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What do mortgage rates and inflation have in common? A lot, actually. Mortgage rates go up when inflation goes up. This is because the Federal Reserve will raise consumer interest rates as a way to decrease the amount of spending happening. This is what we’re seeing right now. There’s a lot of money flowing in and out of the economy, and the Federal Reserve has raised interest rates to try to slow that. On the flip side, that means that when inflation goes down, interest rates will go down as well. Inflation will go down, especially because of the interest rate increases we’ve seen over the past year. So, with that in mind, you can feel confident either buying now and refinancing to a lower rate in the future. Want to talk more about interest rates and buying a home in this market? Just send me a DM! . . . #realestate101 #realestatetips #realestateterms #realestatevocab #realtortip #askyourrealtor #realtorexpert #realtoradvice #realestateadvice #realestatecontract #homebuyertip #homesellertip #californiamarket #homehuntingcalifornia #socalhomehunting #homehuntingtips #lamarket #socalmarket #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at Hollywood Hills) https://www.instagram.com/p/CoV5MZ_vK5e/?igshid=NGJjMDIxMWI=

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realestateraisa · 1 year

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One of my favorite things about real estate: equity! Quick refresher: equity is what you build when you pay your mortgage every month. Basically, it’s the amount you’ll get back in your pocket when you sell your home. Equity is what makes real estate such an amazing investment. Instead of having the money you pay for housing just disappear each month like it does when you’re renting, that money ends up in your home as equity. But you don’t have to wait until you sell your home to tap into your equity. With a home equity line of credit (HELOC) and other equity-based loan options, you can put that money to work for you. Want to talk more about how you can use your equity or about how to build it in the first place? Just send me a DM! . . . #equity #realestate101 #realestatetips #realestateterms #realestatevocab #realtortip #askyourrealtor #realtorexpert #realtoradvice #realestateadvice #realestatecontract #homebuyertip #homesellertip #selleradvice #homehuntingtips #lamarket #socalmarket #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at South Coast Plaza) https://www.instagram.com/p/CnqlPKguQzM/?igshid=NGJjMDIxMWI=

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realestateraisa · 1 year

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It’s 2023: a new year, and a very good year to be a home buyer! If you were one of the many buyers who had a hard time buying in 2020-2022, or if you just heard the horror stories, then I’m happy to tell you that things have changed! Gone are the days of getting outbid in seconds or waiving your inspection in hopes of getting selected by the seller. Now, buyers have more options and less competition, making it so much easier to find and buy a home that you’ll LOVE! Want to see how much better it is to be a buyer in 2023? Then send me a DM and let’s get started! . . . #buyersmarket #homebuyer #firsttimehomebuyer #luxuryrealtor #zillow #redfin #californiamarket #homehuntingcalifornia #homehuntigsocal #socalhomehunting #homehuntingtips #lamarket #socalmarket #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at Malibu, California) https://www.instagram.com/p/CndkEP4rO2m/?igshid=NGJjMDIxMWI=

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realestateraisa · 1 year

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If you’re going to sell your house, you have to get into the mindset of a seller. That means that you need to realize that there are some things you can control… and there are some things that you can’t. As a seller, it’s your job to focus on what you have control over. You don’t have any say in the market or what’s going on with interest rates. But you can control the price you list your home for, how you treat potential buyers, and who you hire as your agent. With a great real estate agent supporting you, you’ll be able to sell your home successfully and make a sweet profit! Want more tips like this? DM and I'll send you my Seller's Guide for free!! . . . #topagent #listwithme #isellhomes #sellyourhomefast #getitsold #realestatemarket #sellrealestate #sellersagent #selleragent #luxuryrealtor #zillow #redfin #californiamarket #homehuntingcalifornia #socalhomehunting #homehuntingtips #lamarket #socalmarket #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at Urth Caffé Beverly Hills) https://www.instagram.com/p/CmwnUNYJcJe/?igshid=NGJjMDIxMWI=

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realestateraisa · 1 year

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Interest rates should NOT stop you from buying a home in 2023. In fact, if you want to buy a home, you need to look past interest rates. The longer you wait to buy a home, the longer you miss out on building equity and appreciation in your property. Even though interest rates are high now, they will go down and you can refinance down the line. But you can’t go back in time and build appreciation. To use a cliche, don’t lose the forest for the trees when it comes to real estate. Instead, play the long game and pay attention to how your property is an investment for you. Want to talk more about interest rates and why it’s a good time to buy a home? Send me a DM and I’ll get you the info you need. . . . #firsttimehomebuyer #zestimate #iloverealestate #realtorforlife #yourlocalrealtor #topagent #realestatemarket #sellrealestate #sellersagent #selleragent #listingagent #luxuryrealtor #californiamarket #homehuntingcalifornia #homehuntingtips #lamarket #socalmarket #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at Rodeo Drive) https://www.instagram.com/p/CmuOolhvOxI/?igshid=NGJjMDIxMWI=

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realestateraisa · 1 year

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If you’ve been following me for a while, you know that you don’t need 20% down to buy a home. But in most cases, you do still need to put some money down. That might leave you wondering how much you need to have saved. Your down payment is usually calculated as a percentage of the purchase price of a home. As a result, the cheaper the home, the less money you’ll need to put down to purchase it. This handy guide shows you how much you need to have as a down payment for differently priced properties. Remember: the more you put down, the less you’ll pay in interest over the life of your loan since your down payment goes towards the principal. Deciding how much to put down when you buy a home is a personal choice, but your real estate agent and lender can help you make the right decision. Want more tips like this? Then grab your FREE copy of the Buyer Guide! Send me a DM ✨️ . . . #realestate101 #realestatetips #realestateterms #realestatevocab #realtortip #askyourrealtor #realtorexpert #realtoradvice #realestateadvice #realestatecontract #homebuyertip #californiamarket #homehuntingcalifornia #homehuntigsocal #socalhomehunting #homehuntingtips #lamarket #socalmarket #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at Irvine Spectrum Center) https://www.instagram.com/p/CmfSLjbv7rY/?igshid=NGJjMDIxMWI=

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realestateraisa · 1 year

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Winter gets a bad rap in real estate, but it can actually be a great time to sell. There are still buyers out there looking to buy a home during the winter months, so you just need to get your home ready for them! Snag these secret real estate agent tricks to get your home sold for top dollar, even in the winter. The key is to make your home feel winter-ready by making it warm, cozy, and bright! Want some help getting your home sold this winter? Send me a DM and I’ll show you how I can help you get it sold! . . #realtorforlife #yourrealtorforlife #topagent #listwithme #isellhomes #sellyourhomefast #realestatemarket #sellrealestate #sellersagent #selleragent #listingagent #luxuryrealtor #zillow #redfin #californiamarket #homehuntingcalifornia #socalmarket #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at Brea Lights- Neighborhood light show) https://www.instagram.com/p/CmZfAOjvCHT/?igshid=NGJjMDIxMWI=

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realestateraisa · 1 year

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Fun fact: you don’t need 20% down to buy a home! This is one of the biggest real estate myths out there. It keeps so many people from following their dreams and becoming a homeowner. The truth is that you can buy a home with as little as 3.5% down for some mortgage programs. Even if you don’t have a huge nest egg saved up, you can become a homeowner. There is one thing to watch out for though: private mortgage insurance or PMI. If your down payment is less than 20%, you’ll have to pay a small fee every month for mortgage insurance. This protects your lender if you ever default on the loan. Most of the time, PMI averages out to .05-2% of your loan amount each year. But you’re not stuck with PMI forever. In fact, once you have 20% of the loan paid off, you can get rid of your PMI! Not needing a 20% down payment opens the door to homeownership for so many people. If it’s opening the doors for you, then send me a DM to talk more about buying a home! . . . #homebuying #homesearch #zestimate #iloverealestate #realtorforlife #yourlocalrealtor #topagent #realestatemarket #selleragent #listingagent #luxuryrealtor #zillow #redfin #californiamarket #homehuntingcalifornia #socalhomehunting #homehuntingtips #lamarket #socalmarket #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at Brea Lights- Neighborhood light show) https://www.instagram.com/p/CmOEy5LOG5a/?igshid=NGJjMDIxMWI=

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realestateraisa · 1 year

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The biggest mistake you can make in real estate isn’t… -Buying a house right next to nosy neighbors -Giving your home to your brother with the promise that he’ll pay you back -Ending up in a house across the street from your in-laws No, the biggest mistake you can make is not taking action. I’ve seen this a million times. A would-be buyer or selling starts taking the steps to enter the real estate market, but then they start double thinking everything. They wonder, “What if home values will actually be higher next year?” or “What if interest rates will go down in a couple of years?” over and over again. They get stuck in the loop of analysis paralysis and end up not taking any action at all. Then, instead of buying their dream house or selling their home for a profit, they stay stuck in the same old situation they were already in, unhappy in their home or worse–renting. Don’t let that happen to you! If now is the right time in your life to buy or sell, then do it. Don’t teeter-totter back and forth because you’ll just end up exhausting yourself! I can give you the facts and the info to decide if now is the right time for you to enter the market. Just send me a DM! . . . #iloverealestate #realtorforlife #yourrealtorforlife #topagent #zestimate #iloverealestate #realtorforlife #yourlocalrealtor #topagent #sellrealestate #sellersagent #selleragent #listingagent #luxuryrealtor #zillow #redfin #californiamarket #homehuntingcalifornia #homehuntingtips #lamarket #socalmarket #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at The Americana at Brand) https://www.instagram.com/p/Cl5MweUujLQ/?igshid=NGJjMDIxMWI=

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realestateraisa · 1 year

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This is one of the easiest ways to reduce your interest rate, but not many buyers know about it! Basically, the seller can put some money towards your lender during closing to buy discount points, which lower the interest rate on the buyer’s mortgage. The result is that the mortgage payments are lower for the buyer for the first few years of their mortgage. If you’re buying in a market where homes are moving a bit more slowly, a buydown is definitely something to keep in mind for negotiations. Or maybe you’re selling in a slower kind of a market. It’s definitely worth talking to your real estate agent if you’re interested in buying down for your buyer. It’s a big selling point, and potential buyers will be all over your listing! Have questions about interest rate buydowns or other things that can be negotiated in our market? Just send me a DM and I’ll tell you all about them! . . . #homeequity #homeshopping #buyersagent #buyeragent #zestimate #iloverealestate #realtorforlife #yourlocalrealtor #topagent #realestatemarket #sellrealestate #sellersagent #luxuryrealtor #californiamarket #homehuntingcalifornia #homehuntingtips #socalmarket #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at Irvine Park Railroad Christmas Train) https://www.instagram.com/p/ClpMSTDPMWB/?igshid=NGJjMDIxMWI=

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realestateraisa · 1 year

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If you’re looking to get your real estate agent a gift, I’ll make it easy for you. Just give them a referral! We love our clients, so when our clients show a little love back and tell their friends and family members about us, it’s like the best present EVER. If you know anyone who might be buying or selling their home soon, feel free to send them my info. I’d be thrilled to meet them and guide them through their real estate journey! . . . #realtorgift #realestateagentgift #realestate101 #realestatetips #realestateterms #realestatevocab #realtortip #askyourrealtor #realtorexpert #realtoradvice #realestateadvice #realestatecontract #homebuyertip #socalmarket #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at Irvine Park Railroad Christmas Train) https://www.instagram.com/p/ClmAeCMPqcq/?igshid=NGJjMDIxMWI=

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realestateraisa · 1 year

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Financing a house isn’t the most exciting thing in the world–but it is one of the most important parts of buying a new home. But did you know that not all properties qualify for the same kind of financing? It’s true, and sometimes lenders won’t lend mortgages on certain properties. Likewise, some sellers won’t accept certain types of financing. So what’s a buyer to do? Well, first off, find a real estate agent you love and follow their advice. Second, find a great lender and get your financing in order before you even start looking at homes! By getting pre-approved and knowing what kind of financing is available to you, you’ll be able to better be able to select a house that will work for you. Have questions about financing a home? Just send me a DM and we’ll talk! . . . #buyersmarket #househunting #homebuyingprocess #zestimate #iloverealestate #realtorforlife #yourlocalrealtor #topagent #realestatemarket #sellrealestate #sellersagent #selleragent #californiamarket #homehuntingcalifornia #socalhomehunting #homehuntingtips #lamarket #socalmarket #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at California Adventure) https://www.instagram.com/p/CkolpKlS6l9/?igshid=NGJjMDIxMWI=

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realestateraisa · 2 years

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Looks like im enjoying view but what I'm really thinking: Did I lock all doors? 🤔 . . . . . #zestimate #iloverealestate #realtorforlife #yourlocalrealtor #topagent #realestatemarket #sellrealestate #sellersagent #selleragent #listingagent #luxuryrealtor #californiamarket #homehuntingcalifornia #homehuntigsocal #socalhomehunting #homehuntingtips #lamarket #socalmarket #topagentLA #topagentOC #topagentIE #ocmarket #sellersagentLA #sellersagentOC #sellersagentIE #realestateLA #realestateOC #realestateraisa #raisanatividad #KWExecutive (at Los Angeles, California) https://www.instagram.com/p/CjowtQYLbed/?igshid=NGJjMDIxMWI=

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