10 Strategies for Credit Score Excellence | HugeCount
Your credit score is far more important than you think it is. Not only is it the key to securing better interest rates, improved loan approvals, and even better insurance premiums, but a good credit score forms the foundation of sensible financial management. A pro tip – If you are looking to garner financial success, you should consider using a credit card bill payment app while also making use of our top 10 strategies to boost your credit score excellence. Learn The Art of Managing & Reporting Your Credit Score The road to the perfect credit score might seem rocky […]
Source: https://hugecount.com/bill-pay-app/10-strategies-for-credit-score-excellence/
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How Modern Technology is Enabling Faster Payments - Technology Org
New Post has been published on https://thedigitalinsider.com/how-modern-technology-is-enabling-faster-payments-technology-org/
How Modern Technology is Enabling Faster Payments - Technology Org
In the fast-paced digital era, consumers and businesses are also looking for faster payments for their transactions.
Amongst Paypal, Venmo and Monzo, the payments industry in the US is expected to reach a value of $3,000 billion.
One notable avenue where modern technology has made significant strides is in mobile and SMS payments. This transformation has not only streamlined financial interactions but has also enhanced the speed and efficiency of transactions, offering a list of benefits to individuals and businesses alike.
Online payments, online shopping – artistic impression. Image credit: Blake Wisz
Mobile Wallets and Apps
Mobile wallets and applications play a pivotal role in expediting payments through mobile devices. These digital wallets, such as Apple Pay, Google Pay, and Samsung Pay, leverage Near Field Communication (NFC) technology to enable users to make seamless transactions by simply tapping their smartphones.
“The integration of mobile wallets with banking systems and various financial instruments has eliminated the need for physical cards in public places like restaurants and supermarkets,” explains Dan Kettle of financial startup, Pheabs. “This reduces friction and enhances the speed of payments. Another key benefit is that it is easy to record transactions in one centralized place, rather than multiple cards and statements.”
Instant Payment Platforms
The use of instant payment platforms has further accelerated transactions. These platforms, like Venmo and Cash App, facilitate peer-to-peer payments with just a few taps on a mobile device – and are perfect for paying back friends and contractors such as babysitters, plumbers and other handymen.
“Leveraging real-time payment systems, users can transfer funds instantly, eliminating the delays associated with traditional banking methods,” confirms Dean Benzaken, founder of tech trends site, TechNational. “This has proven particularly beneficial for individuals splitting bills or sharing expenses, as payments can be settled promptly and effortlessly.
SMS-based Payment Systems
SMS-based payment systems represent a more novel method to fast-track financial transactions.
Through text messages, users can initiate and authorize payments, making the process accessible even without a stable internet connection. This is particularly valuable in regions with limited internet access, where SMS remains a reliable communication medium.
Financial institutions and service providers have adopted SMS-based payment systems to reach a broader audience and cater to diverse demographics.
QR Code Technology
QR code technology has also become popular in facilitating swift payments. Mobile payment apps often generate unique QR codes for each transaction, allowing users to scan and confirm payments swiftly. This method not only adds layers of security but also significantly reduces the time required to complete transactions.
Richard Allan of funding platform Capital Bean explains that “Merchants, contractors on the road, shop owners and individuals alike can leverage QR codes to make payments in various scenarios, ranging from retail purchases to person-to-person transactions.”
Enhanced Security Measures and Risks?
Modern technology has not only accelerated payment processes but has also bolstered security measures. Biometric authentication, such as fingerprint and facial recognition, adds an extra layer of protection to mobile and SMS payments.
However, with more payments made through cell phones, this does add potential risks if a phone is stolen, since the culprit could have access not only to the phone but also bank accounts.
The combination of mobile technology, instant payment platforms, SMS-based systems, QR codes has created a new era of financial transactions.
As society increasingly embraces digital solutions, the efficiency, convenience, and security of mobile and SMS payments continue to improve. These advancements not only benefit individuals seeking faster and more accessible payment options but also empower businesses to streamline their operations and enhance customer experiences.
As technology continues to evolve, the trajectory of faster payments through mobile and SMS is poised for further innovation and growth.
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At this point what else is there to do?
On a mandatory medical leave that won’t pay me for the going on 2 months and counting of missed pay. The forms and test that need to be done and submitted for the medical leave processing cost money that we just don’t have.
Food assistance was cutoff a while ago and all applications submitted after for re-approval have been denied along with rent assistance and medical assistance 🫠
Looking for remote work in hopes of having a job that doesn’t cause a panic attack at the very thought of being there since ,not surprisingly, having anxiety and a security job don’t mix.
Our current attempts at raising funds is not at all sustainable and our hope going forward is that we can finally raise enough to help with the medical bills that could never fit in our budget even with 2 incomes because of the lack of health insurance, cover rent during the current job searching, and help with the never ending battle of keeping food and medicine in the apartment in the meantime until i’m successfully settled in a new job.
As always anything and everything helps and is so very appreciated!
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*smokes smoldering cigar*
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*eyes grow wistful and longing*
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*dissolves into light*
*”son” is used by old wizard who uses this noun as a genderneutral term for all the gooduns’ out there *tips Stetson* (cowboy wizard loves ya /p)
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Money comes to me easily
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Autistic butch lesbian e-begging pt 2
Remaking my post bc I haven’t had anything sent since 4/8/24, but hello, I’m unemployed and waiting for the start date of my job offer to be announced, been unemployed since October despite applying to (counted) around 200 or so jobs, I have $120 to my name and am asking for anything anyone can spare as I don’t know how long I have to wait to get my first paycheck.
Pls reblog, thank you very much :)
https://paypal.me/TLaurion?country.x=US&locale.x=en_US
TLDR-> autistic butch lesbian w/chronic pain has been unemployed for way longer than I’d like, has job offer and needs to get to my first paycheck-> asking 4 $175
$0/$175
[Plain text and image descriptions: Autistic butch lesbian e-begging pt 2.
[Two stock photos of a person in formalwear or their knees in begging posture.]
Remaking my post bc I haven't had anything sent since 4/8/24, but hello, l'm unemployed and waiting for the start date of my job offer to be announced, been unemployed since October despite applying to (counted) around 200 or so jobs, I have $120 to my name and am asking for anything anyone can spare as I don't know how long I have to wait to get my first paycheck.
Pls reblog, thank you very much :)
TLDR [rightwards pointing arrow] autistic butch lesbian w/chronic pain has been unemployed for way longer than I'd like, has job offer and needs to get to my first paycheck [rightwards pointing arrow] asking 4 $175
$0/$175
So my start date is 5/14 and I think l'm starting right as the pay period ends and won't be paid for another two weeks (will update if wrong)
Looking for more money as it will be a 50 min commute (altogether not one way thank god) and I need money for gas n my car is from 2007 so not great gas mileages
$60/210 \End descriptions]
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