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mechanicalriddle · 1 month
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one off av comm done for @selki got to draw a big ol wet eyed beast. sooo epic
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visualbutterflysworld · 11 months
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Cover Stealer | Vhackerr
You and Vinnie in bed after a fight
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“Stop pulling the cover!” I yank some of the cover back. “I’m cold!” Vinnie said, yanking it back. “You walk around half naked everyday! How are you suddenly cold now!?” I scrunch my face up. “Because I am!”
Vinnie and I got in a fight a few hours ago. I don’t usually like fighting and I wouldn’t have been so upset if it wasn’t really important to me. We were supposed to have dinner together at this really nice place and had reservations but, Vincent being Vincent lost track of time over his stupid game. So by the time we made it they had given our table away.
I wouldn’t have mind but, with him being signed to IMG Models and me having to travel a lot for my job, we barely had time to spend together. If I was some famous person than I could be with him anytime I’d want. No, see, I actually have a 9 to 5 and don’t have enough times on my hands unlike some people. I may or may not have brought that up.
“Y/n, I said I was sorry.” Vinnie sighed as we walked into my apartment. “Yeah, whatever.” I grumbled as I walk upstairs. “Y/n, what’s the big deal? We’ll have another date night.” Vinnie stood at the end of the stairs and I turned midway on the staircase. “And when do you think that’ll be Vincent!? Two months from now!? I’m so sorry but, some of us don’t make our schedule! Some of us actually have to work!” I yelled as I folded my arms.
He glared at me. “You think I don’t work?! I work every damn day Y/n!” He yelled back at me. “Oh please Vincent, your job is being sexy and a photo for fourteen year olds to masturbate to.” I rolled my eyes and continuing walking up the stairs. “At least I’m doing my dream!” Vinnie yelled. “I’ve achieved my dream and got financial stability, you asshole!”
As you can see, we haven’t talked since. The whole dream thing was about me wanting to model and act but, when I decided in college that I wanted to be financially happy and actually have a job I could depend on unlike acting and modeling. Because once you hit a certain age roles and jobs dry up for whatever reason. Plus, who the fuck wants to deal with paparazzi!? Those assholes killed Princess Diana and made Britney Spears’ life a living hell.
Yeah, so I choose my other dream route. Marketing consultant. Sometimes I travel a lot to other firms to study and bring clients to my firm company. While Vinnie gets to sit at home and play video games and look sexy. I get out of my thoughts by feeling another tug. “Can your sexy ass stop pulling the cover!” I speak and instantly regret my words.
I feel the bed move and a head on my forearm. “Did you just call me sexy?” He asked. “No.” I try to hide my smile. “Liar. You know, you said something about fourteen year olds masturbating to me but, I’ve caught you masturbating to photos of me.” His fingers ling on my side before I quickly flip on my back. Letting out a gasp. “You have not!” I said and Vinnie shrugs. “I have too. Hell, I’ve caught you with your secret vibrator pretending it was me.” Vinnie laughs at me as I stare at him with wide eyes.
“I thought I was being sneaky with it.” I mutter as I pout. “Yeah, but you’re very vocal.” Vinnie pinched my side. “Whatever.” I cross my arms and look away. “I am sorry about missing the dinner.” He said before kissing my neck and nuzzling into it. “Yeah, I know.” I sigh as I rub the bridge of my nose. “Sometimes I’m afraid with us being apart so much, you may find someone else. Someone better.” Vinnie quickly shoots up. “That is the most stupidest thing I ever heard you say.” I scowl at him before he continues.
“To ever think that I would leave you because of distance is an insult. I wouldn’t leave you if you had to go to China for three months!” I laugh and Vinnie let’s out a smile. He strokes my face softly before placing a kiss on my lips. “Plus, I like when you’re away and come back to me.” He mutters as he rest his forehead against me. “Why?” I scrunch up my nose. “Because it gives me more pleasure knowing i can fuck you for as long as I want to make up time.”
I smack my lips before responding, “I seriously think you’re a sex addict. You probably have a Fleshlight somewhere.” Vinnie smirks. “Maybe I do. Maybe I don’t. That is one thing you’ll never know.” I roll my eyes. “Okay, Dr. Seuss.”
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upsidedownwithsteve · 11 months
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I don't want to doxx myself on main because I live in FL, so I'm doing this on anon, but if you want me to expand or have questions let me know and I'll dm you on my main :)
I actually live in Florida and used to be a Disney regular before covid :( The others were spot on with the bug spray but another option that my mom and I love are the citronella wrist bands which we wear one on each wrist, lol, and if it's really bad one on an ankle (but that's like if it's super bad, which would normally be at night). You might be able to order them before you go just to make sure they have them.
https://www.amazon.com/PIC-Bugables-Mosquito-Repellent-Band/dp/B01ITTE32O/ref=sr_1_5?keywords=citronella+bracelets+mosquito+repellent&qid=1685650761&sprefix=citronella+bra%2Caps%2C143&sr=8-5
As with everywhere be careful with shorts and stuff if you're at a theme park because of germs, especially on rides. When we do Disney or any theme parks, it's exercise pants all the way, same with tops because it's going to be super hot and you're going to get super sweaty because Florida mixed with Disney is so so hot.
Florida during the summer is also super rainy, so bring a poncho or rain coat. We're also just starting the hurricane season, so be aware of that too, checking NOAA's hurricane website is always helpful too keep an eye out. Right now there's a system in the gulf, that they're keeping an eye on but it most likely is going to travel down south. Most hurricanes/tropical storms don't hit the Orlando area, mostly south Florida, but that's been changing a bit, but historically it's never too crazy there. Orlando still gets hit crazy with rain though, bringing a poncho is a must at the parks, otherwise you're going to have to buy one there and it's way cheaper to bring one to the parks, local Publix's, Walgreens, CVS's should have them for a few dollars max.
The Disney Food Blog -> https://www.disneyfoodblog.com has been super helpful over the years, I prefer their insta though :)
I'd also highly recommend bringing a backpack or draw string back pack instead of a purse, and if you do use a purse I'd 100% recommend a crossbody. Backpacks are great because you can bring in stuff that you'll need throughout the day while also having the ability to be hands free. I also could not recommend bringing a battery pack & a charging cord for your phone more! Most stuff at WDW is on their app and so depending on what's running on your phone, your phone's battery might not last the whole day. There's a bunch more but that's kind of a good gist of WDW stuff. I haven't been to Universal in forever, but from when I was there years ago, we kinda did the same stuff we did at Disney there :)
Portable fans are awesome, this one's a necklace and all be it may look goofy sometimes but it's nice to have if you're in line and stuff. Plus you can always keep it in your bag. You can normally find them at Walgreens :)
https://www.google.com/search?client=safari&q=portable+fan+necklace&tbm=isch&sa=X&ved=2ahUKEwjRiOWB96L_AhWVfjABHe_9C6MQ0pQJegQIChAB&biw=1512&bih=842&dpr=2#imgrc=bsUsYR_ORr0a1M
Disney sells these cooling towels at the park but you could probably find them at Walgreens, cvs, Publix, etc. They're absolutely amazing when it's beyond hot
https://www.google.com/search?q=cool+towel+&tbm=isch&ved=2ahUKEwjnivyC96L_AhWceDABHQRgB3gQ2-cCegQIABAA&oq=cool+towel+&gs_lcp=CgNpbWcQAzIFCAAQgAQyBQgAEIAEMgUIABCABDIFCAAQgAQyBQgAEIAEMgUIABCABDIFCAAQgAQ6BwgAEIoFEEM6CAgAEIAEELEDOgUIABCxAzoECAAQA1D-A1jnEmC6F2gAcAB4AIABW4gB9gaSAQIxMpgBAKABAaoBC2d3cy13aXotaW1nwAEB&sclient=img&ei=GgJ5ZOeVN5zxwbkPhMCdwAc&bih=842&biw=1512&client=safari#imgrc=Z_tDLLCiCz-eSM
Baseball hats, especially the athletic kind that's made out of breathable fabric are also great, plus depending on the one you get it has SPF for your scalp, which a lot of people forget about.
There's a ton more, but I hope this helps!
Also, everyone talks about the dole whip understandably, but the Orange Bird float (with soda) or the orange bird in the cup is absolutely everything. Personally I think it's much better than the dole whip. I'm not sure if it's anywhere else on property, but it's at the sunshine tree terrace in the magic kingdom.
:)
you are quite literally an angel, oh my god, thank you so, so much! I’ve screenshotted this for future reference, you’re a lifesaver 🥹🧡
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Fractional CFO Services: A Cost-Effective Solution For Your Business, Noble Tax Strategies
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aspacceramic · 1 month
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Transforming Areas: An Extensive Look at the World of Tile Producers
In the field of architecture and interior design, tiles are essential for converting areas into visually beautiful and practical settings. Porcelain Tiles Manufacturer in Morbi are the unsung heroes who work behind the scenes to advance this sector. This piece explores the relevance, inventions, and effects that tile makers have on the spaces we live in, delving into the complex world of Tiles Manufacturers in Morbi.
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Tiles are creative representations that give surfaces life, beyond their use as functional covers. The masters arranging this symphony of form and function are the tile producers. A careful fusion of technological innovation, artistic vision, and workmanship is required for the creative process.
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Materials Count: The Search for Sustainability and Durability
Tile producers are aware that aesthetic appeal ought to endure over time. As such, one of the most important aspects of their workmanship is the selection of materials. Classical materials with longevity and adaptability, like as porcelain and ceramic, are still in demand.
Technologies Revolutionizing the Sector
Output lines that are automated improve productivity, lower mistake rates, and speed up output. Artificial intelligence algorithms maximize resource usage and anticipate possible problems before they happen. IoT sensors keep an eye on every step of the manufacturing process, guaranteeing traceability and quality control. This fusion of history and technology produces a production process that is flawless and of excellent quality.
Customization: Creating Tiles Based on Personal Preferences
The days of a few options are over. Customers of today are drawn to individuality and customization. In response to this need, Tiles Exporter in Morbi are providing individualized alternatives that may be customized to suit specific preferences and interests.
With the help of personalized designs made possible by digital printing technology, clients can personalize their living areas. The options are endless, whether it's a family crest, a cherished quote, or a custom pattern. This trend gives the manufactured tiles a hint of exclusivity while also satisfying the consumer's need for individuality.
International Effect and Market Structure
The tile manufacturing sector and Porcelain Tiles Supplier is a major force in the world economy, and developments and trends are felt everywhere. High-quality tiles are in high demand everywhere, pushing producers to keep up with the latest developments in sustainability, technology, and design.
Urbanization patterns, cultural preferences, and economic situations are some of the elements that impact market dynamics. The demand for tiles in both residential and commercial settings is anticipated to increase as urbanization continues to develop internationally. Producers need to adjust to changing market conditions while monitoring customer inclinations and trends.
Difficulties and Possibilities
Even if the industry is growing, there are still difficulties. The expenses of raw materials, environmental laws, and unpredictability in the world economy present challenges for tile producers. But possibilities often arise from adversity.
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easygoldtrading · 2 months
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Unlocking Gold Trading Success: Easygoldtrading, Selangor's Premier Dealer
In the heart of Selangor lies a hidden gem for gold enthusiasts – Easygoldtrading. With a reputation for reliability, security, and unparalleled service, Easygoldtrading has swiftly emerged as the go-to destination for individuals seeking a seamless and rewarding gold trading experience.
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What sets Easygoldtrading apart from the rest is its unwavering commitment to customer satisfaction and transparency. From novices to seasoned traders, everyone is welcomed with open arms and guided through every step of the trading process with expertise and care.
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In conclusion, Easygoldtrading stands as a beacon of excellence in the realm of gold trading, offering a unique blend of reliability, security, and customer-centric service. Discover the difference for yourself and elevate your gold trading experience to new heights with Easygoldtrading, your trusted Selangor gold dealer.
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speedyposts · 3 months
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Amid a fairly flat European market, Giant Ventures raises $250M to invest transatlantically
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Giant Ventures, a UK-based VC that has made a habit of investing on both sides of the Atlantic, is launching two new funds, totalling $250 million. It’s previous fund had totalled $100 million.
The firm invests across climate, health, and what it calls ‘purpose-driven’ startups and some used to call ‘impact’ or ‘mission-driven’. 
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Whatever the case, the raise consists of a new $100 million seed fund which will aim to back around 25 early-stage companies, while a $150 million climate-focused growth fund will aim at Series B companies. The firms says it’s made 10 investments so far from the two funds.
Prior to this, Giant had invested in mental health app Calm, carbon removal platform Agreena, British energy storage startup Field (which has raised $300 million), and health industry startup Doccla.
Part of Giant’s main “pitch” to startups, if you will, is that it is led by former founders and operators in a European ecosystem where 92% of European venture capitalists have never worked at a startup. The firm is led by Cameron McLain, an exited founder, and Tommy Stadlen, co-founder of Swing Technologies (acquired by Microsoft). 
Admittedly that has begun to change in recent years with the appearance of new funds such as Plural,  https://techcrunch.com/2024/01/22/plural-the-vc-led-by-founders-pulls-together-a-new-432m-fund-to-back-european-startups  which is helmed by exited founders from Wise, Songkick, and others.  Plural recently raised a fresh €400 million fund 
Over a call, Stadlen told me: “Half of this capital is going into European companies, including the UK, and then half of it is going into the US companies. So we’re fully transatlantic. we’ve got people in London, where the headquarters is, but also we have folks in Copenhagen, Stockholm, New York, and California.”
Advisory board members include former BP CEO Lord Browne, former British Foreign Secretary David Miliband, and 23andme founder Linda Avey. 
Giant’s LPs include BMW, Henkel, RIT Capital Partners, clients of Cambridge Associates, Stepstone, Denmark’s sovereign investment fund, The Nature Conservancy (US), and Sir Richard Branson.
The news is not unwelcome in an environment where Britain has consistently ranked near the bottom of the G7 in recent years for all sources of private investment in the economy.
Although several UK VC’s signed up to a scheme to boost investment in startups last year, this will undoubtedly take a while to filter through the ecosystem. 
VC in Europe has been hit by a weak economy, and has been mostly flat ove the last two years. Startup investment slumped in 2023 to $45 billion. 
Meanwhile, North American Investors are retrenching, with Omers and Coatue, downgrading their activity.
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parris9 · 6 months
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Legal Excellence at Parris Whittaker: Your Trusted Law Firm
Robust and effective drafting of contract terms are imperative for smooth commercial relationships. A clause providing for a success fee is likely to be a key factor persuading the parties to complete the contract – it will be a valuable condition. Unsurprisingly, a dispute as to whether or not a success fee has fallen due can escalate, as happened in a recent case.
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The Bahamas Bar Association, the leading professional association for attorneys in the Bahamas is delighted to confirm the re-election of Jacy Whittaker as its Vice President after a contested election. Whittaker, Bahamas attorneys an esteemed member of the legal community, has balanced this role with his responsibilities at ParrisWhittaker since 2020. The Association is grateful for Whittaker securing his seat among other contested roles, reinforcing the members’ trust and support.
 Real Estate Attorneys possess specialized knowledge in property law, which is essential for handling complex transactions. They understand the legal aspects of buying, selling, leasing, and financing properties, ensuring that all legal requirements are met and protecting their client’s interests.
But you don’t have to be an attorney to learn the ins and outs of property law. Plenty of online courses are available that can educate you, answer commonly asked questions, and provide important information for buyers and sellers.
Bahamian international business companies (IBC) operating in other jurisdictions will, from January 1 2024, be taxed by The Bahamas’ Department for Inland Revenue on their overseas earnings for the first time. The experienced commercial lawyers at ParrisWhittaker advise businesses across all sectors operating in and from The Business Law Firm Bahamas and can explain how to prepare ahead of the new levy.
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The award-winning commercial litigation lawyers at ParrisWhittaker are experienced in securing disclosure orders and successfully defending unwarranted applications for disclosure in commercial disputes.
The Bahamas Supreme Court has made clear1 in a helpful decision that possessing the belief that the other side has further undisclosed information or documents, without supporting evidence, is not enough for the court to order further disclosure.
Companies and senior figures within the organisation are reminded that if an individual assumes a certain level of management responsibility, they may be deemed a de facto director – accepting the risks as if a formal director. The specialist company lawyers at ParrisWhittaker are experienced in advising companies and directors through the Turks & Caicos Islands on the full range of corporate law.
 ParrisWhittaker is proud to announce its support for the Caribbean Council’s annual receptionThe Caribbean Council is a London-based membership organization working to build beneficial relationships and two-way trade and investment between international companies and their Caribbean and Central American partners.
The Caribbean Council has been connecting quality businesses in the Caribbean and Central America since according to Rules Of The Supreme Court Bahamas. The Caribbean Council has a full-time staff based in London, complemented by a regional network of on-the-ground consultants and associates working across key areas of industry and government.
For expert advice on director disputes, speak to the experienced corporate and commercial litigation solicitors at ParrisWhittaker. You can contact us at [email protected] or +1.242.352.6112
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saintmeghanmarkle · 9 months
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Did you know that both Taylor Swift and Meghan Markle are signed to WME? It makes it even weirder that she wasn't at the TS LA show by u/Negative_Difference4
Did you know that both Taylor Swift and Meghan Markle are signed to WME? It makes it even weirder that she wasn't at the TS LA show Firstly, I want to say that most of Hollywood and celebs are signed by WME in one way or another. WME seems to be acquiring a lot of companies. I also am not the expert of PR / agencies so will defer to the experts on this subject. So maybe this is not so shocking to those in the know, because who isnt signed to WME (apart from Kanye). I just haven't seen a post making the connection that the two share the same agency ie WME.​Given that they share the same agency, I find it even more shocking that Meghan couldn't get tickets for the Taylor Swift show in LA or take pics with Taylor backstage or have Taylor on her podcast. Ouch!!! Well done for avoid the narc.​Background:Taylor Swift has been signed to WME since before 2012. She is a long time client and they exclusively handle her touring gigs. She signed with IMG for marketing, endorements.From the Hollywood ReporterFrom the Hollywood ReporterBut then in 2013, WME acquired IMG too. So WME is effectively Taylor's agency for EVERYTHING.Billbord.comHere's a post made by WME for the Eras New York tour in May. Cannot see the actual # likes on this posthttps://https://ift.tt/VognM15 I love this comment left by this person on the insta post. Something about Tiana Markle and that Tiana is her porn star name. lol WTF! (Meghan will now try to get the comment erased)https://ift.tt/cmKqVdj is the insta post that WME made to announce Meghan joining them. Again see the commentshttps://https://ift.tt/caVLhDy ​ post link: https://ift.tt/7NzB28R author: Negative_Difference4 submitted: August 17, 2023 at 07:26PM via SaintMeghanMarkle on Reddit
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mgchauffeurss · 9 months
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Discover the Ultimate in Luxury: Melbourne Limo Service by MG Chauffeurs
When it comes to experiencing the epitome of luxury and elegance in transportation, melbourne limo service provided by MG Chauffeurs is a cut above the rest. Renowned as the home of executive, luxury, and prestige chauffeur-driven cars in Melbourne, MG Chauffeurs offers a wide range of luxurious options for discerning individuals seeking top-notch service. Whether you require airport transfers, corporate event transportation, winery tours, special event transport, wedding transfers, or any other occasion that demands sophistication and style, MG Chauffeurs has the perfect Melbourne limo service for you.
As the dynamic city of Melbourne continues to thrive as a hub of business and culture, the demand for premium transportation experiences has increased. MG Chauffeurs understands the need for executive travel that exudes professionalism and ensures a lasting impression on clients and guests. Their Melbourne limo service is tailor-made to meet the highest standards of luxury, leaving no detail overlooked.
With an impressive fleet of luxury vehicles, MG Chauffeurs' Melbourne limo service offers an array of choices to suit your preferences and needs. Whether you desire the classic elegance of a limousine, the spacious comfort of an executive SUV, or the refined charm of a prestige sedan, MG Chauffeurs' fleet is designed to cater to your every whim.
What sets MG Chauffeurs apart as a leading provider of Melbourne limo service is their unwavering commitment to delivering an impeccable customer experience. From the moment you engage their services, you are treated to a level of professionalism, courtesy, and attention to detail that exceeds your expectations. Their highly trained chauffeurs are not only skilled drivers but also personable and discreet, ensuring that your journey is not only luxurious but also enjoyable.
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MG Chauffeurs' Melbourne limo service extends beyond just offering luxury rides. Their team understands the importance of punctuality and reliability, especially for airport transfers and corporate events. With their meticulous planning and execution, you can trust that you'll reach your destination on time, every time.
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In conclusion, MG Chauffeurs' Melbourne limo service offers an unparalleled experience of luxury and sophistication. Whether you need executive transportation for business, a lavish ride for a special event, or a seamless transfer for your wedding, MG Chauffeurs' fleet of luxurious vehicles and exceptional chauffeurs deliver an experience that exceeds your expectations. Trust MG Chauffeurs to elevate your transportation experience and make every journey a luxurious and memorable one.
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dalalsteel · 9 months
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Advantages of Prefabricated Houses in Lebanon: A Look at Pre-Engineered Steel Buildings
In recent years, the construction industry has witnessed a shift towards sustainable, efficient, and cost-effective building solutions. One such trend gaining momentum in Lebanon is the use of prefabricated houses. These prefabricated structures, often made of steel, are revolutionizing the way buildings are designed and constructed. This article explores the benefits of pre-engineered steel buildings and highlights the role of prefab building companies in Lebanon.
Swift Construction Process
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Pre-engineered steel buildings, also known as prefab buildings, are designed and manufactured off-site in controlled factory environments. This approach significantly reduces construction time compared to traditional on-site building methods. The manufacturing process involves precise engineering and assembly, ensuring that each component fits perfectly together when delivered to the construction site. As a result, the erection of prefabricated houses in Lebanon takes considerably less time, making them an ideal choice for those looking for a quick and efficient solution.
Cost-Effectiveness
Prefab houses in Lebanon offer substantial cost advantages over conventional buildings. Since the components are fabricated in a controlled environment, there is minimal material wastage. Additionally, the speedier construction process translates into reduced labor costs. Prefabricated house manufacturers in Lebanon can streamline production and assembly, passing on the cost savings to the clients. Moreover, the durability and low maintenance requirements of pre-engineered steel buildings contribute to long-term cost-effectiveness.
Environmentally Friendly
With growing environmental concerns, prefabricated houses have emerged as an eco-friendly alternative in Lebanon's construction sector. Pre-engineered steel buildings are highly recyclable, and the manufacturing process generates less waste compared to conventional construction methods. Furthermore, the efficient insulation systems used in prefab houses contribute to lower energy consumption, reducing their carbon footprint. For environmentally-conscious individuals, choosing prefabricated houses is a step towards sustainable living.
Customization Options
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Contrary to the misconception that prefab houses are generic and lack creativity, pre-engineered steel buildings actually offer a wide range of customization options. Prefabricated building manufacturers in Lebanon can tailor the design, size, and layout to meet the specific needs and preferences of their clients. Whether it's for residential, commercial, or industrial purposes, prefab building companies can create unique structures that reflect individual style and functionality.
Durability and Strength
Steel is known for its exceptional strength and durability, making it an ideal material for constructing buildings in Lebanon, where seismic activity is a concern. Prefabricated houses made from steel can withstand harsh weather conditions and natural disasters, ensuring the safety of occupants. Unlike traditional structures, steel buildings are less susceptible to rot, mold, and termite infestations, enhancing their longevity and minimizing maintenance costs.
Energy Efficiency
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Another key advantage of prefabricated houses in Lebanon is their superior energy efficiency. The precision manufacturing process allows for tight seals and effective insulation, minimizing air leakage and heat transfer. As a result, prefab houses can maintain comfortable indoor temperatures throughout the year with reduced reliance on heating and cooling systems. This translates into lower energy bills and a more sustainable living environment.
The construction industry in Lebanon is embracing the advantages of prefabricated houses, especially those made from pre-engineered steel. These innovative buildings offer swift construction, cost-effectiveness, customization options, and environmental benefits that appeal to homeowners and businesses alike. Prefabricated house manufacturers in Lebanon are leading the way in providing sustainable and efficient building solutions that address the challenges of modern construction. As the trend towards prefab buildings continues to grow, Lebanon is witnessing a transformation in the way structures are designed, built, and experienced. Whether it's residential, commercial, or industrial needs, pre-engineered steel buildings are undoubtedly shaping the future of construction in Lebanon.
For more info:-
Container house manufacturer Lebanon
Industrial container homes Lebanon
Buy prefabricated house online in Lebanon
Home prefabricated in Lebanon
Industrial prefab homes Lebanon
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birdzflycom · 1 year
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JPMorgan Chase Acquires First Republic Bank After U.S. Government Takeover
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Ing Source: https://media.npr.org/assets/img/2023/04/28/gettyimages-1485497904-64acf97cd05a92eea103ec38d65c4f56f0b5d8d7-s800-c85.webp JPMorgan Chase, one of the largest banks in the United States, announced on Monday that it will be purchasing the troubled First Republic Bank's deposits along with a significant portion of its assets and liabilities. The California Department of Financial Protection and Innovation disclosed that First Republic Bank had been closed and put into receivership by the Federal Deposit Insurance Corporation (FDIC) before being sold to JPMorgan. This is the third time that the U.S. government has taken control of a U.S. lender this year. The acquisition includes the assumption of about $92 billion of deposits and the acquisition of most of First Republic Bank's assets, including approximately $173 billion of loans and around $30 billion of securities. Rebranding of the 84 branches of First Republic Bank will take place, and they will open as usual on Monday. JPMorgan Chase CEO Jamie Dimon said that the bank's bid was made in such a way that it would minimize costs to the FDIC's Deposit Insurance Fund. The FDIC estimates that this will cost the fund about $13 billion. The U.S. Treasury Department was pleased that this issue was resolved with the least amount of cost to the Deposit Insurance Fund. First Republic is the biggest U.S. bank to fail this year, and it's the third. Federal regulators acted in March to protect customers of Silicon Valley Bank and Signature Bank, taking unprecedented action to insure all deposits at the two banks, even those exceeding the FDIC's $250,000 threshold for insurance. After Silicon Valley Bank and Signature Bank were taken into receivership, the FDIC solicited bids to buy the two lenders. New York Community Bank's subsidiary bought most of Signature Bank, and Silicon Valley Bank was acquired by First Citizens Bank. Recent earnings reports suggest that deposits have stabilized, and more bank runs didn't come to pass. However, First Republic was the exception. That deposit pressure was worse than expected, according to Jared Shaw, a bank analyst at Wells Fargo Securities, and First Republic shares tumbled last week. The San Francisco-based bank, which mostly catered to wealthy clients and offered home mortgages and commercial loans, announced on Monday that it had lost $100 billion worth of deposits during the first three months of the year. Trading of the bank's shares became so volatile that the New York Stock Exchange halted trading several dozen times last week. Despite receiving a $30 billion deposit from 11 of the country's largest banks, led by JPMorgan, First Republic failed to convince Wall Street, and customers continued to withdraw their money. The bank was running out of options and attempted to sell itself, but it found few takers. The government-led rescue was the only available option. The FDIC's actions come as regulators themselves have been under scrutiny about whether they could have done more to prevent the failures of Silicon Valley Bank and Signature Bank. On Friday, the Federal Reserve and the FDIC issued reports on what led to the collapses of those two lenders. They blamed management while admitting they could have done more to oversee the banks. In conclusion, the acquisition of First Republic Bank by JPMorgan Chase is a significant development in the banking industry. Despite the turbulence and instability in the banking sector, JPMorgan's move to purchase First Republic's assets and liabilities is a step towards creating a more sound and resilient banking system. Read the full article
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brtutords · 1 year
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Best Physiotherapist Meerut
About Heal2Fit
Physiotherapy is a science-based profession that helps to encourage development and facilitate recovery and takes a ‘individual’ approach to promote health and wellbeing, including the patient’s general lifestyle. It is a profession which provides services to individuals in order to develop maintain and restore maximum movement and functional ability throughout life.
Physiotherapy Meerut helps in expediting recovery in orthopaedic, cardiopulmonary, neurology, paediatrics, geriatrics and sports related injuries. Treatment focuses on reduction of pain and swelling, improvement in range of motion, healing of soft tissue structures, soft tissue relaxation, pre and post-operative management, improvement in gross and fine motor skills, balance and co-ordination, strength and endurance as well sensory and cognitive integration, with the effective utilization of manual therapy and electrical modalities.Join Now
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Why Heal 2 Fit
Heal 2 Fit is a one stop destination in Meerut, for all your fitness related needs & is owned by Dr. Neha Gaur (PT); endorsed with vast clinical experience of over 15 years at various tertiary care Hospitals in Meerut. Dr. Neha holds a master degree in Cardiology from Bangalore & have work experience across geographies.
At Heal 2 Fit. we offer wide range of treatment options through manual intervention & usage of various electrical modalities. Backed by strong team of experienced PT helps in understanding basic anatomy & physiology of an individual & suggesting customized exercise options according to their physical restrictions & mobility.At Heal 2 Fit,we aim for complete rehabilitation of our patients through their active involvement, thus helping them to lead a life of maximum functional independence. We offer services not only tothe domestic patients but to clients globally through online platform.
Here at Heal 2 Fit, we provide a high-end, modern and well-appointed clinic for patients to relax in a private environment for evaluation and assessment of their symptoms prior to treatmentfollowed by a tailor-made plan for each individual, designed by our expert physiotherapists.Our hands-on treatments are unique and goal oriented.
Heal 2 Fit has the expertise for back and neck pain, knee pain, spinal rehabilitation, musculoskeletal, acute and chronic pain, Ante Natal & Post Natal Programmes, Child Nutrition & wellbeing etc.
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cdbdauz · 1 year
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RepubLIKHA Company Web Design | Psychedelic 60s Theme
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“RepubLIKHA Creatives is a team of designers formed in 2022. This company website design concept is created by Claire Dauz. The team believe that there is always something to learn from history especially now when there are a lot of contested meanings and off shoots of different advocacies as resurgence of youth consciousness. It is good to trace the roots of social movements, a lot of which popped off in the 1960s.
RepubLIKHA Creatives help identify their client's purpose and brand, build their business and relationship with customers, and create a statement for them in the form of their services.”
Our Design History (AAV-104) course under professor Rino Datuin wherein we focused on the relation of history and design, how they have influenced another and how we can apply them in different design field.
Our first plate submission was focused on Visual Communication. For this, we as a team were required to choose an era and create a mood board (img.1) wherein our individual outputs will be based off. 
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Img.1 - RepubLIKHA: 1960s Visual Communication Moodboard
1960s History Overview
Our team went with 1960s. An era of Counterculture. [insert more explanation here]. We were introduced to the PESTLE Analysis (img.2) that helped us identify the timeline’s situation and how community (and design) responded.
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Img.2 - PESTLE Analysis Concept Presentation
The first concept presentation happened on October 26, 2022. Our team thought we had to submit the final output on that day so we tried to complete our works within 5 days. I believe we did well and we only had minor revisions. I chose to create a website UI and this is my initial design (img.3).
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Img.3 - RepubLIKHA Creatives Initial Design
This plate was my first design output after taking a gap year and I really found it difficult but our professor recommended us videos and podcasts that could help us! One of them was Netflix Abstract’s Paula Scher, a renowned graphic designer. She specializes in typography, revolutionized it even. In the documentary she said that ‘you need to be in a state of okay to design’ and I clung to this statement, I constantly thought about it to get through.
Design Process
I had one main concern besides the branding. It was retaining the characteristics of psychedelic art when website user interface is minimalist in design for legibility. I asked myself, “how do I make this dynamic or have a sense of movement?”. The solution I came up with was applying elements and principles of design on the typeface or objects. 
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Image.4 - RepubLIKHA Creatives Final Design
Regarding the color palette and typefaces used, my groupmates had a consultation with our professor for the moodboard and he said to them that we should be historically accurate thus my reason for strictly using colors found in the moodboard and Goudy Heavy Face and Helvetica throughout. They were fonts created in 1960s according to our research.
For the Landing Page, I envisioned it to be eye-catching similar to psychedelic posters that are highly contrasted and a dissolution of matter. I wanted the page and the brand to appear like a statement in relation to Counterculture, a time of social and political movements. 
I drew this on Apple Procreate and I specifically referenced or took inspiration from the Ford HI-Performance Parts Ad 1969 (img.5). I also looked into Islamic Art and its elements because the organic and floral motifs I saw in Hippie Fashion reminded me of it. Made me wonder if there is a connection, and the answer is yes. While Psychedelic Art is a resurgence of Art Nouveau, the movement that came before this was Arts and Crafts – which was influenced by Islamic Art.
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Image.5 Ford HI-Performance Parts 1969
Moving on to the About Us Page, I wanted the members to be presented uniquely. I thought it was an opportunity to utilize text warp! I made several sketches (img.6) and first decided on doing radials for emphasis but when I did, it felt constricted. Instead I focused on ‘Meet The Team’ text, played with Coreldraw’s existing warp or Envelope Preset, and ended up with that. I 
If this was an actual working website, I imagine clicking on the members would direct you to another page of their portfolios.
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Image.6 - About Us Page sketches
I imagined the Services page to be a scrollable. I had no original works to present so I settled with images that defined the kind of service and washed or multiplied it against the background. I used text warp again then added below the service type title (i.e. videography) a view button to imply that the user can see sample works.
There is nothing notable with the Contact page, I just patterned it to the About Us page. Even the footer is simple because I wasn’t sure if it was alright to add elements - if it was, I would pattern it to the Landing Page.
I decided on a specific target audience last when this should have been first. I really just envisioned that the company can cater to all.
In conclusion, the final design is not far from the initial design. I improved the design by adding website elements like headers and footers to functional as feedback by our professor. I also added “clickable” buttons because in my research, it said that website need to have a ‘call to action’, interaction with the viewer is important. I had to resize the layout to the standard size 1920 x 1080px. 
References
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emilyartg210blog · 2 years
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summary no.4
[Cradle-to-Grave / Cradle-to-Cradle]
Cradle-to-grave is a representation of a linear economy, where the environmental effects of a product are shown from manufacture to disposal. (Take, Make, Waste)
Cradle-to-cradle on the other hand is a circular economy. This means the product is made to be reused in order to eliminate waste in production, use, and disposal. (Making products designed to be recycled in the first place)
[Gore-tex / LCA]
The brand gore-tex made a system to fully understand a product's environmental impact. The system is referred to as the 'Life Cycle Assessment' (LCA). It looks at the whole life cycle of a product.
[David Berman: Final Thoughts]
Here he talked more about embracing sustainable design practices, such as going paperless, and how to live out a sustainable approach.
Near the end, he shared a 3-step pledge for designers in professionalism and personal responsibility. The stages were:
I will be true to my profession
I will be true to myself
I will spend at least 10% of my professional time helping repair the world.
"Don't just do good design, do good"
[Sustainability Guidelines / RGD]
We can apply sustainability practices to every aspect of our professional and personal life. On this website, they shared tidbits to help move forward in that direction at work, when printing, for events and on devices.
[A guide to sustainable graphic design]
In this article, the author shared about things we can do as designers to keep our practice more sustainable and helpful for the world and our clients.
Takeaways:
take and make, not waste
make sustainable practices second nature
design to decrease waste
personal and professional change
implement smart changes
take, reuse, create
the time is now
make with what is made
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[img: https://mwmgraphics.com/vectorfunk_2020_visions.html]
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Central CoastGuttering
Central Coast Guttering
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Gutter replacement volition have a massive bear upon on how your roof performs in wet weather.
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