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star-anise · 5 years

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do you have any sources on the claims you made? im always willing to change my stance if you have legitimate backing for it haha

So first, I’m sorry for blowing up at you the way that I did. I’m not proud that I reacted in such a kneejerk, aggressive fashion. Thank you for being open to hearing what I have to say. I’m sorry for mistaking you for a TERF, and I’m sorry my response has caused other people to direct their own hostility towards you.

So, here’s the thing. “You can’t call bi women femmes” is pretty intrinsically a radfem thing to say, and I am deeply opposed to letting radfems tell me what to do. I’m trying to write this during a weekend packed with childcare and work. I’ll try to hit all the high notes.

The one thing I am having trouble finding is the longass post I talked about in my reply, that was a history of butch/femme relationships in lesbian bars, which had frequent biphobic asides and talked about “the lesbophobic myth of the bi-rejecting lesbian”; the friend who reblogged it without reading it thoroughly has deleted it, and I can’t find it on any of the tags she remembers looking at around that time. If anyone can find it, I’ll put up a link.

As far as possible, I’m linking to really widely accessible sources, because you shouldn’t intrinsically trust a random post on Tumblr as secret privileged knowledge. People have talked about this at length in reputable publications that your local library either has, or can get through interlibrary loan; you can look up any of the people here, read their work, and decide for yourself. This is a narrative of perspectives, and while I obviously have a perspective, many people disagree with me. At the end of the day, the only reason I need for calling bi women femmes is that You Are Not The Boss Of Me. There is no centralized authority on LGBT+ word usage, nor do I think there should be. Hopefully this post will give you a better sense of what the arguments are, and how to evaluate peoples’ claims in the future.

I looked up “butch” and “femme” with my library’s subscription to the Oxford English Dictionary because that’s where you find the most evidence of etymology and early use, and found:

“Femme” is the French word for “woman”. It’s been a loanword in English for about 200 years, and in the late 19th century in America it was just a slangy word for “women”, as in, “There were lots of femmes there for the boys to dance with”

“Butch” has been used in American English to mean a tough, masculine man since the late 19th century; in the 1930s and 1940s it came to apply to a short masculine haircut, and shortly thereafter, a woman who wore such a haircut. It’s still used as a nickname for masculine cis guys–my godfather’s name is Martin, but his family calls him Butch. By the 1960s in Britain, “butch” was slang for the penetrating partner of a pair of gay men.

Butch/femme as a dichotomy for women arose specifically in the American lesbian bar scene around, enh, about the 1940s, to enh, about the 1960s. Closet-keys has a pretty extensive butch/femme history reader. This scene was predominantly working-class women, and many spaces in it were predominantly for women of colour. This was a time when “lesbian” literally meant anyone who identified as a woman, and who was sexually or romantically interested in other women. A lot of the women in these spaces were closeted in the rest of their lives, and outside of their safe spaces, they had to dress normatively, were financially dependent on husbands, etc. Both modern lesbians, and modern bisexual women, can see themselves represented in this historical period.

These spaces cross-pollinated heavily with ball culture and drag culture, and were largely about working-class POC creating spaces where they could explore different gender expressions, gender as a construct and a performance, and engage in a variety of relationships. Butch/femme was a binary, but it worked as well as most binaries to do with sex and gender do, which is to say, it broke down a lot, despite the best efforts of people to enforce it. It became used by people of many different genders and orientations whose common denominator was the need for safety and discretion. “Butch” and “femme” were words with meanings, not owners.

Lesbianism as distinct from bisexuality comes from the second wave of feminism, which began in, enh, the 1960s, until about, enh, maybe the 1980s, maybe never by the way Tumblr is going. “Radical” feminism means not just that this is a new and more exciting form of feminism compared to the early 20th century suffrage movement; as one self-identified radfem professor of mine liked to tell us every single lecture, it shares an etymology with the word “root”, meaning that sex discrimination is at the root of all oppression.

Radical feminism blossomed among college-educated women, which also meant, predominantly white, middle- or upper-class women whose first sexual encounters with women happened at elite all-girls schools or universities. Most of these women broke open the field of “women’s studies” and the leading lights of radical feminism often achieved careers as prominent scholars and tenured professors.

Radical feminism established itself as counter to “The Patriarchy”, and one of the things many early radfems believed was, all men were the enemy. All men perpetuated patriarchy and were damaging to women. So the logical decision was for women to withdraw from men in all manner and circumstances–financially, legally, politically, socially, and sexually. “Political lesbianism” wasn’t united by its sexual desire for women; many of its members were asexual, or heterosexual women who decided to live celibate lives. This was because associating with men in any form was essentially aiding and abetting the enemy.

Look, I’ll just literally quote Wikipedia quoting an influential early lesbian separatist/radical feminist commune: “The Furies recommended that Lesbian Separatists relate “only (with) women who cut their ties to male privilege” and suggest that “as long as women still benefit from heterosexuality, receive its privileges and security, they will at some point have to betray their sisters, especially Lesbian sisters who do not receive those benefits”“

This cross-pollinated with the average experience of WLW undergraduates, who were attending school at a time when women weren’t expected to have academic careers; college for women was primarily seen as a place to meet eligible men to eventually marry. So there were definitely women who had relationships with other women, but then, partly due to the pressure of economic reality and heteronormativity, married men. This led to the phrase LUG, or “lesbian until graduation”, which is the kind of thing that still got flung at me in the 00s as an openly bisexual undergrad. Calling someone a LUG was basically an invitation to fight.

The assumption was that women who marry men when they’re 22, or women who don’t stay in the feminist academic sphere, end up betraying their ideals and failing to have solidarity with their sisters. Which seriously erases the many contributions of bi, het, and ace women to feminism and queer liberation. For one, I want to point to Brenda Howard, the bisexual woman who worked to turn Pride from the spontaneous riots in 1969 to the nationwide organized protests and parades that began in 1970 and continue to this day. She spent the majority of her life to a male partner, but that didn’t diminish her contribution to the LGBT+ community.

Lesbian separatists, and radical feminists, hated Butch/Femme terminology. They felt it was a replication of unnecessarily heteronormative ideals. Butch/femme existed in an LGBT+ context, where gays, lesbians, bisexuals, and transgender people understood themselves to have more in common with each other than with, say, cis feminists who just hated men more than they loved women.

The other main stream of feminist thought at the time was Liberal Feminism, which was like, “What if we can change society without totally rejecting men?” and had prominent figures like Gloria Steinem, who ran Ms magazine. Even today, you’ll hear radfems railing against “libfems” and I’m like, my good women, liberal feminism got replaced thirty years ago. Please update your internal schema of “the enemy”

Lesbian separatism was… plagued by infighting. To maintain a “woman-only” space, they had to kick out trans women (thus, TERFs), women who slept with men (thus, biphobia), women who enjoyed kinky sex or pornography or engaged in sex work (thus, SWERFS) and they really struggled to raise their male children in a way that was… um… anti-oppressive. (I’m biased; I know people who were raised in lesbian separatist communes and did not have great childhoods.) At the same time, they had other members they very much wanted to keep, even though their behaviour deviated from the expected program, so you ended up with spectacles like Andrea Dworkin self-identifying as a lesbian despite being deeply in love with and married to a self-identified gay man for twenty years, despite beng famous for the theory that no woman could ever have consensual sex with a man, because all she could ever do was acquiesce to her own rape.

There’s a reason radical feminism stopped being a major part of the public discourse, and also a reason why it survives today: While its proponents became increasingly obsolete, they were respected scholars and tenured university professors. This meant people like Camille Paglia and Mary Daly, despite their transphobia and racism, were considered important people to read and guaranteed jobs educating young people who had probably just moved into a space where they could meet other LGBT people for the very first time. So a lot of modern LGBT people (including me) were educated by radical feminist professors or assigned radical feminist books to read in class.

The person I want to point to as a great exemplar is Alison Bechdel, a white woman who discovered she was a lesbian in college, was educated in the second-wave feminist tradition, but also identified as a butch and made art about the butch/femme dichotomy’s persistence and fluidity. You can see part of that tension in her comic; she knows the official lesbian establishment frowns on butch/femme divisions, but it’s relevant to her lived experience.

What actually replaced radical feminism was not liberal feminism, but intersectional feminism and the “Third Wave”. Black radical feminists, like Audre Lorde, bell hooks, and Kimberlé Williams Crenshaw, pointed out that many white radical feminists were ignoring race as a possible cause of oppression, and failing to notice how their experiences differed from Black womens’. Which led to a proliferation of feminists talking about other oppressions they faced: Disabled feminists, Latina feminists, queer feminists, working-class feminists. It became clear that even if you eliminated the gender binary from society, there was still a lot of bad shit that you had to unlearn–and also, a lot of oppression that still happened in lesbian separatist spaces.

I’ve talked before about how working in women-only second-wave spaces really destroyed my faith in them and reinforced my belief in intersectional feminism

Meanwhile, back in the broader queer community, “queer” stuck as a label because how people identified was really fluid. Part of it is that you learn by experience, and sometimes the only way to know if something works for you is to try it out, and part of it is that, as society changed, a lot more people became able to take on new identities without as much fear. So for example, you have people like Pat Califia, who identified as a lesbian in the 70s and 80s, found far more in common with gay leather daddies than sex-negative lesbians, and these days identifies as a bisexual trans man.

Another reason radical feminists hate the word “queer”, by the way, is queer theory, which wants to go beyond the concept of men oppressing women, or straights oppressing gays, but to question this entire system we’ve built, of sex, and gender, and orientation. It talks about “queering” things to mean “to deviate from heteronormativity” more than “to be homosexual”. A man who is married to a woman, who stays at home and raises their children while she works, is viewed as “queer” inasmuch as he deviates from heteronormativity, and is discriminated against for it.

So, I love queer theory, but I will agree that it can be infuriating to hear somebody say that as a single (cis het) man he is “queer” in the same way being a trans lesbian of colour is “queer”, and get very upset and precious about being told they’re not actually the same thing. I think that actually, “queer as a slur” originated as the kind of thing you want to scream when listening to too much academic bloviating, like, “This is a slur! Don’t reclaim it if it didn’t originally apply to you! It’s like poor white people trying to call themselves the n-word!” so you should make sure you are speaking about a group actually discriminated against before calling them “queer”. On the other hand, queer theory is where the theory of “toxic masculinity” came from and we realized that we don’t have to eliminate all men from the universe to reduce gender violence; if we actually pay attention to the pressures that make men so shitty, we can reduce or reverse-engineer them and encourage them to be better, less sexist, men.

But since radfems and queer theorists are basically mortal enemies in academia, radical feminists quite welcomed the “queer as a slur” phenomenon as a way to silence and exclude people they wanted silenced and excluded, because frankly until that came along they’ve been losing the culture wars.

This is kind of bad news for lesbians who just want to float off to a happy land of only loving women and not getting sexually harrassed by men. As it turns out, you can’t just turn on your lesbianism and opt out of living in society. Society will follow you wherever you go. If you want to end men saying gross things to lesbians, you can’t just defend lesbianism as meaning “don’t hit on me”; you have to end men saying gross things to all women, including bi and other queer women. And if you do want a lesbian-only space, you either have to accept that you will have to exclude and discriminate against some people, including members of your community whose identities or partners change in the future, or accept that the cost of not being a TERF and a biphobe is putting up with people in your space whose desires don’t always resemble yours.

Good god, this got extensive and I’ve been writing for two hours.

So here’s the other thing.

My girlfriend is a femme bi woman. She’s married to a man.

She’s also married to two women.

And dating a man.

And dating me (a woman).

When you throw monogamy out the window, it becomes EVEN MORE obvious that “being married to a man” does not exclude a woman from participation in the queer community as a queer woman, a woman whose presentation is relevant in WLW contexts. Like, this woman is in more relationships with women at the moment than some lesbians on this site have been in for their entire lives.

You can start out with really clear-cut ideas about “THIS is what my life is gonna be like” but then your best friend’s sexual orientation changes, or your lover starts to transition, and things in real life are so much messier than they look when you’re planning your future. It’s easy to be cruel, exclusionary, or dismissive to people you don’t know; it’s a lot harder when it’s people you have real relationships with.

And my married-to-a-man girlfriend? Uses “butch” and “femme” for reasons very relevant to her queerness and often fairly unique to femme bi women, like, “I was out with my husband and looking pretty femme, so I guess they didn’t clock me as a queer” or “I was the least butch person there, so they didn’t expect me to be the only one who uses power tools.” Being a femme bi woman is a lot about invisibility, which is worth talking about as a queer experience instead of being assumed to exclude us from the queer community.

#cherryhearrts #staranise original #answered asks #ranting in bisexual #lgbt discourse #terf shit #exclusionist shit #radfem shit #apologies to my girlfriend for not including carole queen in this post #she just didn't fit baby

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gristlegrinder · 6 years

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tagged by @sainterly hello!! i’m so sorry, i told myself i was going to do this and then immediately forgot until i found it in my likes again, like, a month later. rules : answer the questions in a new post and tag 10 blogs you would like to know better tagging: .................nobody because i’m an awkward mess

under a cut because I’m not good at being concise

(A)ge: 19

(B)irthplace: New York!

(C)urrent Time: …8 in the morning. I haven’t slept.

(D)rink You Had Last: I, uh, had one of hose starbucks doubleshot energy things around 9PM last night. yes, this is connected to the last answer. it was delicious and worth it.

(E)asiest Person To Talk To: Hm, depends? There’s a lot of people who fit this bill, but if I’m gonna be honest the answer is prooobably myself just because I’m one of those people who talks to myself constantly whenever I’m trying to work things out.

(F)avorite Song: Well, The Past Is A Grotesque Animal, definitely. Recently, I’ve been in love with Homecoming Serf, Fuel, I Listened, Proof, and Holy Water.

Not necessarily my favorite songs, but I recently made a playlist for my tabletop group and it’s got a lot of current lex bangers on it. And A Woman, A Woman, A Century Of Sleep has been today’s loop-on-repeat track, so that counts for something.

(...I’m bad at answering this question.)

(G)rossest Memory: Surprisingly, I don’t have a lot of these? Coming up with one is hard. I dropped a can of soda on my foot when I was eight and I remember one of my toes having this really nasty purple bruise for a week afterwards, I guess?

(H)ogwarts House: I was a self-identified Ravenclaw for the longest time, but recently I was re-housed into Gryffindor. And I’ve moved far, far enough past my pretentious “ew gryffindors are all fake fans of HP who just like it because it’s the ‘good guy’ house” phase to absolutely embrace this switch.

(I)n Love?: I’m not gonna @ them here but I love my girlfriend!! Nin’s a babe

(J)ealous Of People?: Yeah, that sort of happens. But I’m trying to get better at reminding myself that it’s ultimately useless to hold myself up to other people.

(K)illed Someone?: ;) only past iterations of myself!! existence ain’t permanent

(L)ove At First Sight or Walk By Again?: Both are probably bad ways to approach relationships tbh.

(M)iddle Name: I hate it, so we’re not mentioning it.

(N)umber Of Siblings : 2-4 depending on how you see it! Two half brothers, two stepsiblings (our parents have since divorced, but we still chill and see each other as kinda-siblings, it’s complicated).

(O)ne Wish: Certain individuals currently associated with America can drop dead finally, and also maybe I finally work up the damn courage to start bugging people about uh, religious conversion things and uh, therapy.

(P)erson You Last Called: Probably my dad.

(Q)uestions You’re Asked The Most: I get a lot of surprised you’re nineteen?!s from classmates / parents’ friends / online people, but I don’t know if that counts. Then, like, generic questions about how school’s going, I think.

(R)easons To Smile: I move back up to uni at the end of the month, and I’ll be living alone! My classes next semester are all really fun! Audio/Video Production, Film History 1895-1950, Film Theory. I’m finally making progress towards getting my driver’s license!

(S)ong You Last Sang: When I’m home alone, I’m basically jamming out nonstop, so:

— Q.U.E.E.N. has been stuck in my head for days.

— Guardians has been my muse for a character I’ve been designing? so it gets mumbled-under-my-breath-sung a lot.

— The Dismemberment Song is probably just my favorite thing to belt at the top of my lungs. in general.

(T)ime You Woke Up: …………uh, see previous answers, because I still haven’t slept, (as for yesterday, I woke up around noon).

(U)nderwear Color: I never really cared for “what color is your underwear” questions on a get to know me meme (but teal).

(V)acation Destination: I’m going to Seattle in three weeks for a couple days! Really excited because the tabletop game I run is set there, so it’ll be cool to see some of the places I have as plot points. And a friend’s got me excited for the thought of doing a road trip across America after we graduate. Biggest dream travel spots are Liverpool (points at my gf), St Petersburg, Tokyo, and Antarctica, though.

(W)orst Habit: Saying I’m going to do things and then the ADHD brain crashes for like, a week, and all of the things I need to do pile up and then I don’t get to any of them. Also forgetting to reply to skype/discord/etc messages.

(X)-rays?: I’ve never broken a bone in my body, or really ever been hospitalized as far as I can remember.

(Y)our Favorite Food: Cochinita pibil (which is a Yucatán slow-roasted pulled pork marinated in Seville oranges, it’s good shit), biscuits (sausage gravy optional), lately I’ve been craving cocktail shrimp.

(Z)odiac Sign: Libra!

#lex.txt #i promise i still think you're cool and want to chat more i'm just so so bad at this

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uniformbravo · 6 years

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“quick” life update while i wait for my ipod to charge

(do ppl even still use ipods in this day & age. whats spotify)

i never made any posts abt it but i started the new semester & im taking 2 classes, it’s funny actually bc i waited even more til the last minute than i usually do to figure out my classes & spent the 1st week of school trying to see a counselor to find out if i still needed classes and that’s a whole other story for a whole other day but long story short the answer was no but i decided to take a couple anyway

mainly because every time im not in school The Depression takes over & i just needed something to Do so im taking intermediate painting (even tho painting 1 made me want 2 die every day) and animation (even tho i’ve already decided i don’t want to be an animator????)

so heres the thing, okay, since these are classes i don’t need in order to fill any requirements or anything i had to pick them based on nothing, really, like my main reason for taking classes this semester was to give myself something to do, right. i picked painting because my friend had told me she was taking it so i was like yo i’ll just do that too bc we had fun last time & it’s a good way to stay in contact. originally that was gonna be my only class bc i knew it’d be a lot of work and time but then i talked to my school’s art counselor about transferring to another school after im graduated from here and i’d said i was maybe interested in storyboarding so we looked at schools with animation programs and i decided super last minute to just take the animation class here and Boy what a mistake

last semester i was talking on here about a computer art class i had considered taking but dropped bc it seemed kinda... shitty?? because i hated the way the teacher taught and i felt like i wasn’t gonna gain anything from the class??? well animation is taught by the same guy and hhhhhhhhh he’s so fucking unhelpful it’s such a nothing class

see i was hoping to learn some hand-drawn animation basics like timing, squash & stretch, the fucking bouncing ball assignment, shit like that, right. the teacher was like “today we’re gonna go over the 12 principles of animation” and i was like “sweet i’ve heard of that this’ll be good” & literally he brought up a list, read off most of the names, briefly described a few, and told us to google it if we wanted more info like?? holy shit dude????? thanks for nothing oh my god

i’ve been taking a lot of time practicing animating in flipnote studio on my 3ds and watching youtube videos and i’ve been learning so much more from that than anything explained by my teacher bc godddd. basically what the class boils down to is like. flash animation. so far we’ve been working in adobe illustrator and animate & i cannot stand illustrator. i know it’s a good and useful program and if i wanted to i could learn how to use it & eventually get used to it but just the way he teaches it makes me want 2 slam dunk my computer

the computer art basics class was strongly recommended to be taken before this class but tbh i don’t even think that’s the issue here because i tried to take that class and his method was the same; he does a demo on screen that you’re supposed to follow along and do with him and he explains what hes doing as he goes but he goes so fast that if u miss a step ur fucked

and it’s not just that he goes fast, it’s also that theres no understanding of the program itself, like ok u know how in math there’s all these formulas where if u just plug numbers into them it gives u the right answer? i always understood formulas better when i knew what each variable stood for & why the values were being added or multiplied together because then it made it easier to extract the information i needed from word problems and also helped me memorize the formulas themselves easier because i could make those associations between numbers and purpose. i had the groundwork of the formula, so i could apply it to all kinds of situations

this class is like, he only gives you the very specific formulas required to accomplish very specific tasks in the programs so i can’t make the connections to figure out how to perform other tasks and i get super lost every time & it’s super frustrating & i could ask for help because he comes around and helps people who need it but i sit in the back corner so he never really even looks my way so i feel like i can’t get his attention w/o speaking up or getting up to go get him & i get lost so often that it’s really just a pain to ask him every single time

i just hate when i have a problem in one of the programs & i just have absolutely no clue how to fix it or even work around it? im used to photoshop and illustrator is just so opposite that my brain doesn’t want to work with it so im. 100% floundering in this class

we have 2 assignments during the whole semester, the first was a group project where we hand draw a 3-second animation (~30 frames) and that was literally the very first thing we did in the class with no prior guidance and honestly i suspect that the only reason he assigns it is to fill the requirement for a group project (which i know is a thing bc a lot of my past teachers have talked about it being a thing) so it was literally just. a nothing project

the second assignment is our final which is a 90-second animation (~1080 frames) and we have basically the rest of the semester to work on it, so about a month and a half-ish? and all we’ve learned how to do so far is motion tweening in animate, basically. i mean we did a ball-and-string thing which was kind of different but it mostly involved a lot of copy+paste bullshit in illustrator & also like automatic shortcuts & stuff, there was really no drawing involved at all

also it’s one of those classes where everyone just kind of messes around and does their own thing like?? i saw one girl reading manga on her computer & these two dudes at my table were comparing yugioh cards & i hear like 50 thousand conversations about anime every day & i mean im not one to talk tbh but it’s just the atmosphere, it feels like u either know what ur doing or u just fuck around w/ ur friends and im in the “neither of those” category and the girl who was reading manga is in the “both” category bc every other time i’ve looked over there she’s got this amazing masterpiece on her screen that she made in illustrator & i die inside every time what the fuckkc

he showed us examples of final projects from last semester and i noticed that some of them were done traditionally or in programs that were obviously not illustrator so i asked him about it & he said it doesn’t have to be done in illustrator/animate as long as it’s 90 seconds long so Guess What i think i’m just gonna make it somewhere else lmaooo i mean i feel like it’s a missed opportunity bc i have these programs at my disposal & im not even using them but god amn. god fuckign damn

im thinking of animating it in flipnote bc that’s what i’ve been using & im pretty familiar with it by now but im not sure because there are some important things im not sure i’ll be able to accomplish with it like backgrounds (which are another requirement for the assignment) and i don’t want to back myself into a corner, especially with how little time i have to do it, so idk for sure. my other idea was to use clip studio paint but i have the pro version which only lets u use 24 frames per animation which totals out to a whopping 2 seconds so idk if i want to have to deal with that bullshit either. right now im considering making the rough animation in flipnote so i can figure out the timing & shit and then slapping it into clip studio to finalize everything (or technically i could even do that in photoshop, since im more familiar w/ it & can probably work faster there- from photoshop it’d be a matter of copying the finished frames into clip studio to export into 2-second clips & then compile those in movie maker & then bam finished animation)

so!!! it’s a lot of shit im dealing with in this class & im just like. if im doing it this way then why do i even need to show up for class. what am i even in this class for im just basically making an animation on my own time with my own resources using none of the techniques taught in the class. im only doing this animation because it’s an assignment for the class im not gaining anything from. it just seems so pointless & the only thing getting me through it is the thought that i could possibly put this in a portfolio somewhere down the line, and for that i’d want it to look nice and not rushed so im thinking that for the sake of finishing the assignment i might just use my rough animation so that i can spend more time on the “nice” version afterward

aaaanyway it’s um Late for me & i went on about this for too long but i needed to get it off my chest tbh, i’ve been thinking abt making this post for like 2 weeks so there u go. i didn’t even talk about my painting troubles good lord. if you’ve been wondering why i havent been online as much lately This is why. also bc im a huge loser and 100% of my free time has been going into watching anime bye

#retag later #me? complaining for an hour?? maybe #school /#i usually reread these & edit them to make things sound better but this time im too tired so if anything doesnt make sense sorry

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flippinoptimist · 6 years

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> Vel : Meet a nerdlord

Today at 2:45 AM

deputyheadmistress Alright, someone talking to you on my behalf about a lack of privacy got to me a bit. But I'm not upset with you for how the internet behaves.

flippinoptimist thats lurky, theyre a little closer to omniscient than is average for most beings, and like kind of giving advice, and they mean well i think they meant it mostly to make me stop chargin around in like, manic mode, though, even if stuff relatin to you was the causal start of the chain sorry you got dragged into it miss granger, and that i wasn't doin the tact thing

deputyheadmistress I didn't mean them, I meant the thread about different faux book titles. But a close to omniscient being is, I suppose, something I'll also have to get used to. I'm at least a bit used to manic teens, though it's not the best way to get shocking information.

flippinoptimist i think my earth age would technically start with a two, but thats sorta recent after you spend enough time around here you get used to the like, multiverse

deputyheadmistress Can we, perhaps, stop talking about the multiverse for a few moments? And talk about something a bit more grounding, like your particular brand of magic. I'm very curious.

flippinoptimist sure its sorta a fusion of everything ive run across, since the inherent stuff that my ~destiny~ tried to put on me isnt the same kind of stuff as the place where im learnin the inherent is more of a "woo, heres a big abstract concept, you are an incarnation / channeler of a shard of it, neato"

deputyheadmistress That sounds like a lot to dig into, but alright.

flippinoptimist the school part is about how you can structure thought and energy flow into symbols and runes and things i'm focusin on artificing ..and the inherent part has given me a knack for illusions i cant figure out how to actually cast spells but im good at making things!

deputyheadmistress Oh! I was very good at ancient runes during my time at Hogwarts, and while I haven't managed to do much with it since graduation, other than an enchanted bag, I'd be really curious to see what similarities there might be. I wonder if you can cast spells. Logic seems like it'd point to yes, but if you're from somewhere else...

flippinoptimist id be curious about them! i know the words to a few spells but ive never seen them and do naut have a wand of the kind you are thinking of the wands i know about / make each have a specific spell in them, and are locked to create a specific effect that triggers when a gesture or word or w/e happens

deputyheadmistress That's terribly inefficient.

flippinoptimist sure, its Terrible

deputyheadmistress ... Is that referencing those historical people of note who end up being so infamous people associate them with the word 'Terrible' as well?

flippinoptimist naut much different than having a necklace that makes you invisible though yes! it also enables a billion terrible puns

deputyheadmistress I was curious. It's a bit strange to add it yourself, don't you think?

flippinoptimist (ba dum tsh)

deputyheadmistress Oh.

flippinoptimist it is

deputyheadmistress Well, that explains that, doesn't it?

flippinoptimist but my species has this thing, where on adulthood we each replace our kid name with an adult Title

deputyheadmistress Oh, it's a cultural thing.

flippinoptimist yeah, and i chose a human one

deputyheadmistress Alright. I read a little bit on that.

flippinoptimist because humans are neat and i like them

deputyheadmistress Oh! Well, I'm glad you like humans, then.

flippinoptimist and i respect a lot of the cultural things i see in most of the human places i have found

deputyheadmistress Good, I was about to ask that.

flippinoptimist also everything that comes out of japan is amazing

deputyheadmistress I don't know how I could let you use a wand from here, but I want to try.

flippinoptimist id love to try if you can think of a way! i am pretty good at establishing first contact with new universes, and i could get you alien tech and magic to check out if you wanted for various definitions of alien

deputyheadmistress ... Alien tech won't work so well on Hogwart's grounds. I had to heavily modify this computer so it'd function here.

flippinoptimist i am curious about how

flippinoptimist alllsooo.... ill have to find a copy of the magic version of getting around from place to place

deputyheadmistress Oh! I wrote a whole thesis on how to make magic more compatable with muggle text over the summer, let me...

flippinoptimist but i know where to find it! couple of steps and itll work out okay

deputyheadmistress I'll send it to you later. It's a bit lengthy, and I have to type it up here. Alright, I'll hold.

flippinoptimist okay i hate to say this because i am definitely interested in exchangin data and showin things, but it feels rude not to remind you before we get much further that a step of getting this to work is probably going to involve me (random internet stranger) havin to figure out what your coordinates are, so i can write them in the format needed for the circley part i can get you the circle rune pattern either way, but if you want a way to actually use it, id need to basically track your IP but, like, fancy and involving you running a thing on a computer let me know if you want to do that part, but heres the circle diagram

flippinoptimist -- flippinoptimist began sending file : transportationcircle.pdf --

deputyheadmistress I have been warned about random internet strangers.... I may have to work on protection wards for a moment, for the sake of safety.

flippinoptimist sure thing i highly advise not using that w/o fillin in coordinates the way it says, and also not without knowin your home coordinates if you step through that thing, the only way back is to know how to write your home address, you know?

deputyheadmistress Alright

flippinoptimist to find home coordinates, install one a these chat programs, and send me a private message, i can use a couple a tools to trace the connection from there and get your code

deputyheadmistress This is certainly the sort of decision I want to be making at five in the morning. Alright, I've got everything set up. What is life without adventure, and the chance to make the headmistress mad at me.

flippinoptimist lol the decision will still be here at not five in the morning, but you wont be able to blame it on the time then shit i should give you the programs shouldnt i -- Discord, Trollian! --

deputyheadmistress Thank you.

flippinoptimist i have a set of coords i can give you that are explicitely for being a neutral place to meet people, but the sky isnt done yet so its janky lookin but! the building is finished

deputyheadmistress I've chosen a fairly neutral place for the moment, don't worry.

flippinoptimist ok!

deputyheadmistress > Message him on Discord. This will be absolutely fine. Totally.

flippinoptimist > He messages her back! About two minutes later, he gives her the number version of her coordinates, which she can use to get back home from anywhere. He also gives her the coordinates to the convenience store, which he mentions is "a pocket dimension under construction"

deputyheadmistress > She'll... Write that down and probably not do anything with it for a while. > If he tries to look at her coordinates directly, it will really really not work, as if his machine were glitching, but he can probably go a few miles out for a nice view of a scottish country side.

flippinoptimist > Neat! He ..does poke that far, but then sets his machine to go back to looking somewhere else. The coordinates are saved, but he promises to himself to not use them. if somebody gives you coordinates, you can go places, or people w/ yours can send you stuff or come visit

deputyheadmistress Alright. This is going to take a bit of getting used to, but if you want to come over you can.

flippinoptimist > ..man, he was supposed to be in time out, but lately he'd been doing so well ..until today.. and he'd been leaning into choosing the Chaotic choices more and more often... > What good was putting yourself in time out if you didn't stick to it?

flippinoptimist crazy o clock in the mornin probably aint the best time for first impressions, though its temptin as hell. i could send across some small magic gunk and weird alien snacks as a proof of concept, and meet you like, tomorrow or another day soon?

deputyheadmistress That sounds good! I'll send you some magic things too, then.

flippinoptimist sweet! we can compare notes

deputyheadmistress > Time to gather some of George's jokes and some magical candy.

flippinoptimist > He would send an invisibility ring, a few novelty disguises, a small opal that made anyone within line of sight experience a slightly sweet taste (in a well-shielded bag), and a variety of alternian mass-produced snackfoods labled in a clearly alien language. Ones he thought might not creep out humans too bad.

deputyheadmistress > Bertie botts every flavor beans are a necessity, though she does make sure to include a carefully penned note about what flavors he may come across that are less pleasant. Chocolate frogs are included as well, of course. Things that turn skin different interesting colors, fireworks that make flame animals bound through the air.

flippinoptimist > He is going to admire the hell out of and carefully store these for later perusal.

deputyheadmistress > He also gets a somewhat large coinpurse that he can shove his whole arm in and still seem to not run out of room.

flippinoptimist okay this is a pretty neat bag stupid question and no i am not going ot try, what happens when you turn it inside out

deputyheadmistress You could turn it out for a really long time. I think it'd be annoying to stuff it back in though

flippinoptimist okay, what if i went for a swim in the ocean with it is there a limit?

deputyheadmistress Of course there's a limit. But it can hold a tent or two, several thin blankets, changes of clothing, general everyday use things, and of course money. Thin things work better, obviously. You could probably fit thick blankets, but it'd be way more annoying both to put them in and pull them out.

flippinoptimist that makes a lotta sense and is pretty interestin i have a tech way of carrying lots of stuff, but you mentioned tech was sad

deputyheadmistress Oh! I have a print version of the paper I was going to type up.

flippinoptimist ive got an amulet thats basically like a mr potato head that disguises you all the runework lines up so you can unclip parts and clip in different parts

deputyheadmistress > Send that along, also. There's moving pictures involved, with her pictured. Oh wow.

flippinoptimist modular!

deputyheadmistress I don't think describing it as 'Mr Potato Head' is reassuring, for a disguise, but a modular disguise is interesting.

flippinoptimist it only works when everything is seated in firmly and shut, but its also sort of like legos > He .. sends a modular disguise amulet over too, with a couple of bits and pieces it only does disguises for my species, but hey, maybe thatll be handy

deputyheadmistress Maybe.

flippinoptimist pro tip if you are ever going to go to a place with my species, ask them which color of person is best for you to be can of worms subject really

deputyheadmistress That sounds racist as hell.

flippinoptimist oh yeah

deputyheadmistress Joy.

flippinoptimist p much sometides people call the usual empress "fish hitler" most of the dudes i know are huge rebels

deputyheadmistress The magical world just recently got done with a war similar to Hitler's.

flippinoptimist but! there are placeswhere things are fine its just good to check if a place is one of them first

deputyheadmistress So I'm a little sick of that.

flippinoptimist i hang out in like three different places where she got deposed differentamounts of time ago yeah thats aight

deputyheadmistress At least there's that.

flippinoptimist speaking of humans, its great how often its naut like that like, sometimes, but anyway people can be pretty cool when teyre given teh chance

deputyheadmistress I do like to believe in the inherent goodness of people, despite how much bad has happened.

flippinoptimist i think people can choose how theyre gonna be theresa lotta nice reasons to choose not to be a dick

deputyheadmistress I should hope you wouldn't need reasons, but yes there are reasons to be nice.

flippinoptimist sometimes bein mean is tempting, otherwise people wouldnt do it you get all wrapped up in somethin, dont see all of it, then suddenly you get a reality check an gotta go "hey is this where i wanna be" and then people ignore the question because they dont wanna think about it and then its sealed, theyre dicks and theyll stay that way

flippinoptimist till they look around again

deputyheadmistress I suppose.

flippinoptimist i spend a lotta time thinkin about it i was a jerk when i was younger, and i decided to be nice instead so i spend a lot of time talkin to dudes who are or were also jerks and we all get better! cause i can help them find the reasons they need to start

flippinoptimist also jerks are sometimes kinda hilarious, and theyre often pretty good at shit. otherwise theyd have learned better when they ran into a problem they couldnt solve w/o help.

deputyheadmistress It's getting a bit late. I think I should probably turn in for the night, before all of the teenagers wake up and need scowling at.

flippinoptimist that is probably a thing i hope you have a good night miss granger it was nice meetin you

deputyheadmistress It was really interesting talking to you, Vel.

flippinoptimist i try for interestin

deputyheadmistress Do you really need to try?

flippinoptimist not really

deputyheadmistress Have a good night. I'll talk to you tomorrow.

flippinoptimist bye!

#ooc eyes only #deputyheadmistress

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I live in Los Angeles and I am leaving the country for 6 month. Can I stop insurance of my car as no one will drive it? In case of theft how can I get it covered? Would the house insurance work in that case?

""Heres another crock of feces, about car insurance!?""

Apparently I didnt get the lowest rate because I didnt open an account or have a loan before age 25. What the F? does that have to do with the ability to drive a car? Also not because of no history of car loans or leases. Once again, What the F? does that have to do with the ability to drive a car? Also not because I have 2 accounts in good standing. I need more? or less? Once again, What the F? does that have to do with the ability to drive a car? Your company has never paid one dime to me or because of me. YET YOU BASE YOUR PREMIUMS ON NON RELATED ISSUES! F?ING BITE ME, WHAT A BUNCH OF SCAM ARTISTS! No wonder people commit insurance fraud. Because insurance companys F? you all the time. Another good one, recoupment fee. If you get money you have to pay it back. What was the purpose of the insurance in the first place? Now I know why we need billions of gallons of oil so much. Vaseline is a by product.""

Average cost Motorcycle Insurance?

Hello, Does anyone know the average cost for motorcycle insurance in Arizona?""

Insurance & newborns?

So I went down and added my baby onto my caresource... BUT I don't have an insurance card for him. How will I be able to take him to the doctors if I don't have proof of insurance for him? I have proof of insurance for me is that enough? Also I haven't made any appointments for him to have a doctors visit yet, when should I make one?""

Do car insurance rate drop when one turns 25?

If so, how much? I'll be 25 in 3 weeks.""

""16, got a car brought for me.. can anyone help me with an insurance question?""

i'm 17 in 3 weeks.. and my parents brought me a car, it has no insurance but we need to get it back to my house. as i'm only 16, does it have to be on my parents insurance until my birthday?""

Can i go on to parents insurance and get car loan ?

okay can i go on my parents insurance and apply for a car loan iv asked many times on this site about how i could get car loan and how and if i need co sighner im 20 and want to buy a 08 for 4x4 estimated value is 25,000 i have now credit history just got job now i have a way around it can i go on to my parents insurance and get a loan cause they have good credit and ill pay everything cause if i try to get this done on my own people will give me high interest and throw it at me i could only afford 200$ a month can i let my parents show there good credit and get mea good payment a month""

Can I get insurance?Plz answer?

So I'm 16 and hav a 2002 BMW 325i and want insurance do u thInk 500$ a month would b enough

How long can you take leave for NJ short term disability?

I've been at my current job since December so I am ineligible for FMLA. However, I understand that short term disability for pregnancy gives you 4 weeks prior to your anticipated due date and then 6 weeks after. Is this correct? Can this amount of time change if your company uses a private insurance plan vs submitting directly through the state.""

Car insurance for 17 year old?

my son will be driving my car for a couple times, so do i have to put him as a name under my insurance? and if i get him a car in a few months what is a reliable insurance company that is affordable?""

Help with car insurance........................

i am 16 but when i turn 17 i want to pass my driving tests. my worry is car insurance. i want to buy a little car like Peugeot 206 1.4 or something similar but i have checked insurance companies and their quotes are ridiculous so my dad said that if i give him the money to buy the car he can then insure it on his insurance and add me as an additional driver so i can sometimes drive it to my mates or whatever. i have heard of something called fronting and i was just wondering if then we would be doing that or would everything be legal. thanks in advance Matt

Car insurance help? ?

Car insurance for a school permit? my question involves teen drivers and insurance i am a 15 year old in iowa, i would like to get a school permit (in iowa, this allows me to drive to and from school over the most direct route without an adult in the vehicle)because of the many extracurriculars I'm involved with. my dad was wondering though if it would be very expensive to get me on the insurance plan. here are some factors -we are with westfield insurrance -I'm a 15 year old girl -honor student -passed drivers ed with an A -my parents work at the school, so i would catch a ride when i could with them, i would only probably use the school permit for late night or early morning practices (i mention this because i read that if a person only drives occasionally it could lower costs slightly? ) -never been in an accident or been pulled over -i wouldn't be driving a fast car, probably our van or pontiac grand am any estimates on costs? my dad said that i wouldn't be able to get on the insurance if it was 100 or more $ a year, so if you could give me some suggestions on how to lower it or any tips at all, i would really appreciate it""

How much would full coverage auto insurance in California cost if i've had my license for 9 1/2 years?

Plus a good driving record & I am 29 years old.

Can I drive my parents car without insurance?

Can I drive my parents car without insurance, the car is insured under my parents name, ( we live at the same address) and also can I drive someone elses car without insurance with his or her permission""

Does anyone know where to get affordable insurance rates for high risk drivers?

Any insurance companies offering affordable insurance for high risk drivers

Is it possible to obtain a learner's permit without having my parents' insurance rates go up?

I am a 16 year old in NY and my parents do not want me to obtain a learner's permit because they are afraid that their insurance rates will go up and they cannot afford it now. Now, a friend told me that I could go to the NY DMV without my parents and get a learner's permit. Is this possible? I would like a learner's permit not only for the ability to drive, but also as a solid form of photo ID (like, instead of a passport). What should I do about this? PS. My parents won't be convinced.""

Good morning! Can anyone suggest a good dental insurance plan?

We had blue cross and blue shield and were not happy with it! We live in a semi small area and the only dentist office that accepted our plan never called us back after 15 voice mails and NEVEr answered their phones so we never were able to make an appointment! So I cancelled the policy. We need some dental insurance. I need to take my son in to get his teeth looked at and my husbands. We live in FL and there just doesn't seem to be a lot that I'm finding. Anyone have a suggestion?

Private health insurance plan needed?

I was layed off and need to enroll into a health insurance plan. My Cobra is going to be 700 just for me alone. I really need to have insurance but that's sooo expensive any hints or help is very much appreciated.

""I wanna buy a 2008 car, how much would i pay for the insurance?

i am 30 years old and i just got my driver's license

How much would it cost to insure a late model 15 passenger van used in a shuttle service?

I'm in the Grand Canyon State. Do i get a better deal if i insure more than one unit ?

Why is our group health insurance so much more expensive than getting an individual plan privately?

My husband gets insurance through his work, and they take out $170 a week (he gets paid weekly). So that totals about $730 a month for us and our kids plus maternity benefits. What confuses me is if we were to drop that insurance and get an individual plan with the same company, same deductible, same co-pay, including maternity benefits (exactly the same plan) it would run us about $440 a month. I thought that the whole point of getting on a group plan was that it would be cheaper. I would be okay with it being the same as private but it makes absolutely zero sense to me that it would be almost twice as much... Anybody want to explain? Or are they just screwing us over?""

Aircraft insurance rates with DUI/DWI?

If one is a partner in a small airplane, what effect would a potential DUI/DWI have on current insurance rates?""

insurance quotes la vernia texas

Costs of insurance for Young people 16?

Could you write how much do/did you pay/paid for your insurance now/before?? Also could you add you car engine etc..

Can you remove yourself from your parents' health insurance voluntarily?

I just would like to know. Is it possible? Thanks.

Is Auto Insurance cheaper in Florida or Georgia?

Infertility insurance?

Does any one know of a good provider or some one with an insurance rider for infertility? I have great health insurance, except it dosent cover that! I should say that I live in Kentucky. Thanks""

In regards to life insurance policies?

When a person is the primary beneficiary & the deceased left debt, does the money for the unpaid debt come out first or is the beneficiary responsible for paying the debt?""

What is the insurance on a 2004 gti?

I'm under 18 i was wondering if it counts as a family car for insurance companies therefore it would be cheap to insure if it helps I have farmers insurance I just need some opinions on if it's cheap or facts and does the 4dr gti make the insurance any cheaper?

""If you have full insurance, and the car is totaled, will the insurance cover the car?""

I have full insurance, and got in a pretty bad accident. The car is totaled... wrecked. I had full insurance... but since it is almost completely destroyed, how will the insurance handle it? I got rear ended, and the car spun out of control, going 50 miles an hour. It knocked me out... By the way, I'm lucky I'm alive! And will never drive again in my life! I am 19...""

BEST HEALTH INSURANCE FOR SICKLY...WITH A MINIMUM COLLEGE EDUCATION-?

22 y/o and have Cystic Fibrosis its a genetic disease (debilitating lung disease) Eventually kills you, supposedly by age 38 yeah yeah i know. right now i'm on Disability because i need Medicare and Medicaid to cover my expenses. And unable to work do to health conditions at the moment. BUT i want to work when i am able, and i do have my associates and want to obtain my bachelors degree. WHAT JOB (probably for the Union or Governemnt) can i get that has GOOD health Insurance that will not strain my health. ( I cannot work in medical field due too freq. lung infections) My Yearly Bills add up to at a minimun $50,000 and if i go in the hospital several times a year over $100,000.. also have monthly bills for antibiotics, and hospital and doctor visits, testing ECT. If i ever get or need a double lung transplant that costs over $500,000 and i need the medical to pay for it when that day arrives. I DO NOT want sympathy i need people to understand my condition and can point me in the right direction. I hate taking peoples hard earned cash, and i will not do it when i don't need to. I am not on my death bed yet and do not need to be on it the rest of my life.""

What type of driving course reduces insurance?

What type of driving course from the driving school reduces insurance for new drivers?

Car wreck and insurance?

Today I was in car wreck. I was in a parking lot going straight and the other driver turned left in to my car. She has dented the whole left side of my car. I called the police but because it was in a parking lot they could not do much. An officer showed up because she refused to give me her proof insurance. The officer said she was clearly at fault but could not cite her because of the private property thing. My question is does anyone know or have any idea how this will play out with her insurance? My car has a lot of damage and i'm in a lot of pain. I won't be able to go to the doctor/hospital until tomorrow because I won't have the money for a co-pay until then. The officer was very nice, he sided with me put all the blame on her, she claimed it was an accident when she clearly just didn't stop before making a left into my car, I thought she was going to stop and I tried to avoid her but she was going to fast. We both have insurance and we're in Arizona if that helps. If you have any advice for insurance or anything it would be much appreciated, thank you for your time""

Is Foremost Auto Insurance good insurance?

I am looking at switching to Foremost for my auto insurance and was wondering if anyone had any comments or experiences about auto insurance through Foremost Insurance company.

How can I locate the Insurance Company that provides coverage for a California resident?

Do i need to call my car insurance company?

I was in a car accident today and it was not a small accident. I hit a car on its side. there was an older woman so an ambulance came but she ended up not being hurt, just procautionary. the police were called and they took all my info and whatnot. It was wierd the police did not give me any papers or anything and told me i could leave. they just asked me if i wanted my car towed and i said no. the police officer also told me when i asked him that i dont need to call my insurance company unless i want to make a claim. is that true? i only have 1 way insurance so im probably going to scrap my car. I always thought u should call them no matter what, do you know if i am obligated to call them or will they contact me? location: Quebec, Canada thanks a bunch, Tyler""

Volkswagen Golf SR insurance?

I have just bought a Volkswagen Golf SR (import) 8v 1.6 ltr and I am having trouble finding an insurance company that lists this car. Has anyone else got this model and who do you have your insurance with? Thanks for reading

What would have more insurance a 2007 dodge charger 3.5l or a 2004 Nissan 350z?

Need to know just overall what would be the better car and what would have better insurance rates

""I cheated my husband he knows but still wants to keep me and the marriage,but dont love him anymore,what i do?""

i'm still staying with him he change to make me happy i gave him a chance i have 2 kids for their sake i stayed but still i'n not happy i rather have to divorce him i know i will have a peace of mine i want to do something that makes me happy he's a boring guy i just did'nt ralized that b4 coz i'm bc taking care of my 2 kids but now they're teenagers i suddenly realized how boring my life is,i'm 44 yrs old and i knoe i still can find better life ahead of me with the right person with me so i need help outthere if i really have to sacrifice ny happiness for the sake of my marriage and for the my kids? my husband is not really a good provider we both have financial problem he had his money i have my own,i dont have a name on his bank account either his on mine he paid all the bills,i paid the daycare and the clothes for me and the kids,the sch. lunch for 1 kid him the other kid,i paid the car insurance which it's not my name but since i'm the one using it.so pls. help what shall i do?""

Car accident happens when the car's insurance is not your name?

If Car accident happens, and the car that you were driving the car's insurance is not your name. If call 911,will you get arrested or what? and will that car insurance company pay for the damage that you did to other car?""

Why did my car insurance premium increase?

This seems to happen every six months for no rhyme or reason. NO tickets, NO accidents, NO claims, same location, same number of miles driven, etc, etc. Yet, my premium increases from $370 per six months to $420, which forces me to switch to a different insurance company that offers a quote inline with the previous insurer's rate. However, after six months with the new insurer, the premium increases again and I'm forced to switch insurers yet again. What gives?""

Is insurance for a two door car higher than a four door car's?

is insurance for a two door car higher than a four door car's?

What happens if to my insurance if i get married?

My parents pay for my insurance and ill have it till I'm 19 if I get married would I no longer have insurance?

Can a person that is temporarily non-UK tax resident to be the policy holder in her own car insurance policy?

In May this year , my wife got a job in a joint venture abroad. Her contract is for 3 years after which she will return home Due to obvious reasons , for the above period she is a non-UK tax pay resident. The insurance policy of the car she is the owner and policy holder of is about to expire very soon. Is she legally allowed to renew her policy as main policy holder or not?""

How is the health insurance subsidies calculated?

Just wondering how the affordable care insurance tax subsidies are calculated? Is it based on last years wages or estimated wages of the year you are applying for the health insurance. Let's say I made $100,000 last year and retired this year and applied for the affordable care insurance. Say my estimated taxable income for 2014 was $40,000 with family of four, can I get government subsidies?""

Insurance for learner drivers?

I am going to put on the insurance of my Granny's brand new Kia Picanto next month to practise driving as well as having lessons. My grandparents, parents & me are going to be insured and I just wanted to know what the cheapest insurance company for learner driver's were. I have already used comparethemarket.com but some were very expensive. Are there any cheap insurance companies for learner drivers? I am aged 17""

""What's wrong with my car, Damage and Insurance Question?""

Two days ago, I was involved in a car accident. Allow me to explain what happened. I was stopping at a stop sign, and as I put my foot on the brake, there was some black ice, and my car slid through the stop sign, straight into the intersection, where a woman hit me in the rear end of my car, which spun my car around, making my tap the back of her car as well. My car was barely left with a dent, and driving away from the scene, my car was just fine. However, when I went to drive it this morning, I noticed something was up with the back end. Whenever I hit a bump, it feels like the back end backs up, and fishtails away from the front of the car. Can you tell me what's up with my car, and how much it would be to fix whatever it is? Also, assuming you understand what happened in the accident, and knowing that I and the other woman have insurance, can you tell me who would end up paying for the damage done to her car, and whose fault it really was? Will insurance cover her damage, and if so, whose company is going to cover it? Hers or mine?""

Car insurance cost and car's cost?

I'm 28 years old and I'm girl. I would like to buy a smart. First: Do you know approximately the cost for insurance car (this is my first time). Second: What are the other annual car's cost? and how much approximately they are? Thanks.

insurance quotes la vernia texas

https://www.linkedin.com/pulse/car-insurance-16-year-old-isaiah-greene-1/"

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mylovingbouquetearthquakewo-blog · 6 years

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Do you need insurance to inspect your car?

"Do you need insurance to inspect your car?

So i have a car that i'm almost done working on but i don't want to insure it yet cuz i'm not completely dont, but i want to be able to drive it right away when i'm done. So do you need to get insurance inorder to inspect your car?

BEST ANSWER: Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr

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I'm on my step dads insurance on his buisness truck. If I got into a wreck would it affect his insurance rates or just mine.

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Im 16 and about to get my license. For a first car, I'm looking to get a used 04-06 Pontiac Grand Prix. Of course, I want to get the V8 GXP trim compared to the base V6 trim. But my parents say that the insurance on a V8 for a 16 year old male driver would be rediculous, which I know. But how much more would it be to insure a V8 Grand Prix compared to a V6? And would taking a defensive driving course or something make a considerable difference? Thanks for any advice.""

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I'll be transition from a perm position with benefits into one that is contract base (6 months) and no benefits so I want to get some health insurance through private insurance. I'm single, no kids, 26. I'm healthy for the most part but I do take anti-anxiety SSRI medication ($4 at Walmart) and I see a psychiatrist once a month (I could probably do without this).I did suffer with depression about 5 years ago but that's no longer an issue. What should I expect from private insurance so I don't get completely screwed over.""

What health insurance can I get as a low income american college student?

Hello, I am a nineteen community college student living in North San Diego, California and I live with my parents. I make less that $1,000 a month working part time and going to school full-time. I get financial aid from my school, but only for the classes, not the books. My father, the only other worker in my family, makes roughly around $32,000 a year. We barely make the rent each month and barely have enough for gas. About when I was sixteen, I was diagnosed with Gallstones and was urged to better my choice of eating. Of course as a Mexican-American, I wasnt about to give up my Carne Asada or burgers so I continued my vices which led to various, and very painful gallstones attacks over the past couple of years. Now I am no longer able to eat anything without feeling sick to my stomach. I was cut out on all junk food and have pinned myself to a grilled/boiled chicken only and greens diet. I don;t eat any red meat and make sure to have fresh made fruit/vegetables smoothies. Yet, for the past four days, Like i said i haven;t been able to pass anything. I am currenly runng every morning. My father thinks I have an ulcer. So, straight to the point, I am a low-income college student with no money left over at the end of each month and I need to go to the doctor's immediately. I am an american citizen but have no health insurance at the moment. I need surgery to remove the gallstones, but first have to go an have a checkup. I was wondering if there was anyway that i can get covered? My mother applied for medi-cal but we havent heard anything in over four months and its a LONG process. Can Anyone please help me!""

BEST HEALTH INSURANCE FOR SICKLY...WITH A MINIMUM COLLEGE EDUCATION-?

Car insurance for 19 year old on a classic mini?

I am about to buy a classic mini mayfair 998cc car but I cant fins a decent quote. Cheapest is 2700 with Acorn insurance. Other companies have quoted around 4k and even upto 6k. Its just stupid. Anyway, Im turning 19 in february 19th so will be buying then but looks like I need to gold dig if its like this for insurance. Anyone one of you clever clogs know any companies who will take me on ? Tried: Adrian Flux, Elephant, Admiral, Acorn, and a few others. IKUBE says ring back next month as they dont have tariffs in place yet O_o lol! Ive tried googling this and have found no help. Preferably classic insurance for 19 year olds. Thank a bunch..""

How can insurance companies offer zero premium medicare insurance?

Trying to help my mom sort out medicare vs medicare plan vs medicare gap insurance. Just got a post card from an insurance company that says there is zero premium. How is that possible? She still has to pay the premium for the Part B medicare, so does that simply go to the insurance company instead? Thanks""

I'm trying to get life insurance for myself and my son. what company offer best benefit?

where from los angeles, ca. i never smoke...don't drink alcohol.. and what things that i should know for getting life insurance? and what is the best coverage? advice pls?""

CAN YOU PLEASE HELP ME?

I have been 18 for a few months now and I'm planning on moving intomy boyfriends parents place in about two weeks. The reason i am waiting is because my grandfather wont let me take my car until i switch the car into my name with my own insurance policy. He has allstate, and i am about to start working at a new job. I will be graduating in june from high school and i live in Virginia. My grandfathers wife (step-grandmother) treats me badly and i need to move away. I have waited 6 years for this since my mom passed away in 2003. I know that none of you will know exactly how much insurance will be but could you give me some insight or a range on how much a month ill pay on insurance and the best policys. I am driving a 2002 Dodge Intrepid, 4 door. I drive everyday about 15-20 miles each day. I am a female, 18 years of age. (19 in september). I did have one traffic light accident that was MY fault but plead no contest and got away with one days worth of driving school. ..if you could please help me that would be great. And much appreciated. Im not sure if you need anymore info, but thats all i can think of right now. AND PLEASE DONT ANSWER IF YOU AE GOING TO ASK how are we supposed to know? BECAUSE I UNDERSTAND THATU DONT KNOW ME AND THAT U HAVE NO WA OF KNOWING. I JUST WANT TO KNOW A PRICE RANGE PER MONTH AND HE BEST POLICYS?? thank you, amber.""

Questions bout unemployment insurance in California?

If I get layoff, i was making $2500 before taxes per month for 40 hours a week, how much would I get from the unemployment insurance?""

Does the new Health Care law mean we have to buy insurance like auto insurance?

If yes, what happens to people who can't afford to purchase insurance? Will they check somehow, like when you get your driver's license or fill out tax forms or what? If people don't have insurance because they can't afford it, will they figure out a way to fine you like they would if you didn't carry auto insurance? Thanks in advance for your help.""

Whats a cheap affordable classic for a young man?

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Where can I buy the most affordable business liability insurance?

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Will damages to my rental car go to my car insurance if I was not the one driving?

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hi my problem in a nutshell is my vehicle was hit in the rear while it was parked, when i confronted the driver we had an argument and the police were called no offences were committed and the police left after me and the other driver exchanged names and addresses. A month or so later i received a claim for neck injuries to the driver and his 2 passengers for approximately 20,000 for an accident that he said i drove into the rear of him which was totally false, i have witnesses which include the police officer who attended to the fact that the other driver hit my parked unattended car, i have lost my no claims bonus and i applied for a job as a driver which i did not get because of this pending claim, my insurance company have tried to contact the other driver who has not answered for a number of months and when i spoke to my insurance company i was informed that the other parties insurance company does not have the full story i.e they have not been told that he hit my vehicle and i have witnesses to prove that i am at a loss because i have been told it can take 3 years for the claim to close if the other driver does not answer any of the correspondence he receives. any advice please""

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Recently my friend received a DUI charge in the state of New Jersey, and is waiting for his court date. He is 19, so I assume this case as an underage DUI. He is worried about ...show more""

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Got renewal yesterday for 449 up 10 on this years, when I go directly to the insurers website as a new customer my quote comes out as 279!! Can I cancel my insurance upon renewal and then take out another policy with them?""

Auto Insurance student discount with an incomplete grade?

For the auto insurance student discount I am required to be a full time student with a 3.00 or above. This semester I took 14 units, but the last 5 units are of a class that is incomplete . On my transcript it will show the grade for the other classes as A's and the last 5 unit class as an I. Would this have an adverse effect on my auto insurance policy? I am still a full time student with above a 3.00, but I had the grade for the class as incomplete instead of finishing it.""

Insurance costs for a new driver insured on own car in Canada?

Yeah I know if varies but has anyone recently received their license and bought their own car for their own use? How much was the insurance? I tried checking on websites but they weren't really helpful. It would help if it was in ontario too.

When do I get the prepaid home owners insurance back?

I prepaid 1 year home owners insurance at closing on my home. I have also been paying monthly as part of my escrow payments for home owners insurance. What happens to the prepaid years worth of insurance payments? Do they always just need a buffer of 1 year and I get it back only when I sell the house or can it get applied to my second year and allow me to lower my escrow payments?

Does my car insurance help me get another car if my car is totalled?

I was in a car accident last week, which wasn't my fault. The auto body shop said my car is totalled because of the damages, it can't get fixed. The other person's insurance is going to pay it off because of the loss, I have full coverage and my question is, can my insurance get my another car or do I have to get it myself? I got it in April, gave a down payment, and have only made one payment. I need a car badly for work!!""

Is there car insurance for people who don't own cars in Ontario?

My parents are taking me off their insurance as an occasional driver. I don't own a car and don't plan on getting one. I was wondering if I need insurance in order to drive someone else's car? I haven't had any luck finding info relevant to Ontario. Thanks!

California earthquake insurance?

Looking for other Californian's out there that have earthquake insurance and about how much it costs per year.

""How can i get affordable health insurance, with a low income?""

How can we insure our car?

My feoncee and i bought a Car he lives in the state of WA and i live in OR about 30 minutes away. We bought the car here in Oregon. he bought it so he can teach me to drive i have my Learners permit and he is a WA licenced driver. he is going to be moving to OR after we get married so he doesnt want to change the Plates and such to WA. We need to insure the car before either of us can drive it. so the question is how can we go about this. He again is a Washington licenced Driver and i am in OR with a lerners permit the car is here in oregon and we need to put insurance on it

Do you know of a good motor insurance company?

I have just bought a merc. Need a good and reliable insurance company. Please suggest one.

Live in different states then parent: Car insurance?

Do I have to live in the same state as my dad to have my car under his insurance? I live in NC and he lives in SC if that makes a difference. Thank you!!

Auto Insurance Quotes?

Where is the best place to buy auto insurance online?

Motorcycle insurance for a teenager?

I will be 19 in November and I want to get a Ninja 250R. I guess around a 2002, a starter bike. I was wondering (guess) how much it would cost.""

Can we get finally affordable health insurance now?

Me and my fiance pay $650/month on health insurance and it really sucks. My fiance was denied by every health insurance b/c of a heart condition which is common in his family and I am pregnant and everybody denied me of course too. So we got coverage with Cover Colorado. With the new health reform, can we apply now at different insurances? How is that with the premium? If they need to take you, can they give you a very high premium?""

Cheap motorcycle insurance?

I am an 18 year old male in southern CA and I wanna know what is the cheapest motorcycle insurance for a 2006 yamaha r6 (crotch rocket) and where can i find it?

""I need health insurance and live in Southern CA- what is GREAT insurance? Aetna, Blue Cross, Kaiser, other?

I'm OK paying $200-250 a month. I just want to make sure I have access to great care without a big runaround. I think PPO sounds good b/c I've heard HMO's can jerk you around sometimes. I'm very athletic so I want to know that I can see a specialist right away if necessary. Any help would be greatly appreciated!

Can you get insurance for something you order online?

I'm buying a macbook pro from Pc world but will I be able to get insurance?

How much is the Private Health Insurance?

$2 a month? $50 a month? Affordable rate? I can get braces, crown, root canal, bunion repair, fungal surgically remove from my toe nails, hair replacement for my future baldheaded husband, and all?""

How much would my car insurance go up if I got a mustang?

I'm 24 years old, have a good driving record, and I am currently on with my dad's insurance. I have a 2005 chevy aveo right now, with almost 75,000miles; and I pay $110 a month for insurance. Unfortunately, my car may be reaching it's end, and I may have to get a new car. I've found a used 2002 ford mustang, 2 door and 14,633 miles on it. How much do you think my insurance would go up? My dad says it would sky rocket... But I figure I'd ask anyway! Thanks!""

Do you need insurance to inspect your car?

Teenager's auto insurance?

i'm 17 and will soon be recieving a car from my aunt. it's a '92 poniac bonneville se. i want to figure out some insurance rates but some of the information they are asking for i'm not comfortable putting on the internet (like my soc. number). are there any teen drivers or parents of teen drivers would would be willing to share their rates and companies with me?

How much would insurance be for a 18 year old girl for a 2006 mustang?

I live in NY. I'm looking into buying a 2006 mustang (not gt). I've had my license for about two years. I will be on my parents insurance (state farm) but the car will be in my name and I will need full coverage. I have a good job but, I'm just looking for estimates on what it will cost me monthly or yearly.Thank you!""

Drivers insurance? Car insurance?

I'm 15, going on 16. When I do get my license, will my insurance be lower because I get really good grades?""

Insurance Quote?

My Step-dad and I are buying a 1.4 MG ZR between us. He is going to be the first driver and i will be the 2nd named driver. This will be my first car. My stepdad has driven for 12 years or more. Any rough ideas of a price for me? He has no pints on his license. thanks

How can I buy home insurance if I use one room for my business?

Hello there! I am a freelance web publisher so basically I work from home using my laptop. My husband and I just bought our first home. The other day I was shopping around for home insurance when an agent told me if I run my home business many carriers will mark me as not eligible for home insurance. Is this true? How do I get around that? What's the best home insurance company?

Can I drive a car and get it insured in my parents name?

I'm thinking of buying a car as soon as I pass my driving test next month and I heard that car insurance for a 20 year old is really expensive so I was wondering if I was able to ...show more

Can anybody tell me what impairment rating have to do with an auto settlement?

my lawyer tells me she cant make a demand to the insurance company till i get an impairment rating from my doctor. what does that mean and what is a good rating?

18 year old car insurance help!!!!!?

I am 18 years old, past my test back in april (2011) and I cant find any affordable car insurance!! :( Even with my parents as main drivers the cheapest im getting is around 7000... its ridiculous Has anyone found any cheap car insurance companies or ways of reducing premiums significantly?""

What is the cheapest car and home insurance?

The car insurance would cover for 2 people, me and my mother. The home insurance would be for our apartment. She asked me to look this up for her and I have no idea where to start. A little guidance would be great? Thanks :]""

Can I sue my Auto Insurance Company?

In 2005, as part of our divorce agreement, my ex and I decided to keep the same auto insurance but under separate policies. We had been with this company for years. My policy was on auto pay meaning that the payments were taken directly from my account. He walked in to pay his. About 6 months after the divorce, I was pulled over for a routine traffic stop and was told I was driving an uninsured vehicle. Without insurance, my registration was also invalid. Both tickets totaled 1K. My car was taken into impound. I checked and found the officer was correct. On good terms with my ex, I told him what happened. He said for the past 6 months, each time he went in to make a payment, the girl HIS was already paid. Realizing what had happened. They were applying my payments to his automobile. I was furious. I notified the agent who initially did not want to accept blame, but since the payments were automatic and my account number was on each payment they took, they were responsible. The error was compounded by the fact that the cancellation notice went to HIS address (how dumb was that!) So I had no way of knowing that I was cancelled. I was without a car for 2 weeks and lost my job. After much haggling and many sleepless nights of wondering what to do without a job or a car, the insurance company finally admitted blame, paid the impound fees of $1,250.00. The agent also said they would handle the 2 tickets totaling 1K. FAST FORWARD TO 2010 in my state, the county did a scofflaw sweep and I was summoned to court with over 5 thousand other delinquent drivers to address unpaid tickets. The order was come to court by April 30th or be arrested. Realizing this had to be a mistake, but fearful of the law, I stood in line for over 5 hours in blazing heat, then sat in court another 5 hours waiting for my day in court. I was immediately threatened with arrest because the 2 tickets were not paid. Up to that moment, I had no idea the insurance company had not paid the 2 tickets. This time, not only was my insurance and registration cancelled, my license was suspended due to the age of the infraction (5 years). In front of the judge, I called the agents' office only to be told by the secretary that they had no intention to pay the ticket. Paying to get the car out of impound was enough. When the judge heard this she was shocked and let me off with a promise to pay in 5 days. She made me promise not to drive. With no way to get home but drive, I took a chance, and was pulled over. The officer informed me that due to the vast number of outstanding cases, tags bearing our county name would be targeted for a while (talk about a police state!). I showed him my documents from the court and headed home. This is a nightmare. Would I have a case if I filed suit against my insurance company for failing in their fiduciary responsibility to a 16 year client in good standing? By the way this company is one of the largest in the country.""

I am 20. I am a student. I have no health insurance? And no money..?

What can I do??? Please help I need 2 go 2 tha doc i am sick.

Does a parking ticket effect my insurance rate?

I got a $25 ticket for parking in a illegal spot. I have the option to plead not guilty or pay the fee (I even have the option to pay online to avoid the crowd). My only concern is, when I pay for this penalty will it effect my insurance rate?""

17 Year old insurance rates?

On average, how much would insurance be for a 17 year old male with a 2001 BMW 740li? I have an okay job but I don't wan't to spend over 5k on insurance a year, as that would eat almost a fifth of my salary. Would insurance be cheaper on a coupe such as a 1991 Nissan 240sx? Also, do you have to pay a higher rate if your car is turbocharged? Will they insure you if your pushing over around 500 horsepower? If I buy a 240sx I'm going to do an engine swap for sure, so I want to know if it would be better to wait. Any answer is a good answer, so thanks for anything!""

What are the minimum legal requirements for auto insurance in california ?

Any suggestions on first time driver insurance in the nyc area?

I need suggestions on good affordable insurance, keep in mind Im a first time driver.""

Temporary car insurance?

i am trying to get my boyfriend insured on my car for 1 week. there are many companies that do tempoary car insurance but i have been told that you can not have 2 policies on one car? i have Fully comprehensive car insurance but my insurers will not insure both of us on my car as we are under 25 so if i went with another insurance company who specialises in short term cover would this cover my boyfriend on my car?

Which Governor of California made car insurance a requirement?

I was just wondering why car insurance companies make millions in profits and suck the money out of us (car insurance payers). But Since it is not a federal requirement to have insurance. It exist in a state level. so yea which governor of california made car insurance a requirement to have ? :)

Insurance declared car total loss?

Insurance declared car total loss does that mean i have no more car insurance???

Cheap Motorbike Insurance for Young Rider? (PLEASE)?

Hi All... Thanks In Advance for any suggestions! Ive been riding my beloved VFR400 NC30 for 2 Years now (Which is now for sale), its finally time to get a bigger bike! Im wondering if anyone has any suggestions for the cheapest bike insurer for my age... I am 20 Years old (21 in May) and im looking to get insurance on a 2005 honda cbr600rr, I have been riding for 2 years with 2 years no claims, I own a car and have been driving for 3+ years with 2 years no claims. I did have a perfectly clean licence until last week when I picked up 3 points for Driving over the speed limit in scotland, Which I actually did carelessly not on purpose, so that will obv bump up the price a bit! I have tried some of the usuals likes Bennett's, elephant etc just wondering if there is anyone who knows ones that may work out cheaper than the 600 pound that i have been quoted! Once again many Thanks""

How can i get an sr22 if my insurance company does not issue them?

I have a collector car and I have insurance through a collector car insurance company, and they do not offer SR22 vouchers. How can I get the SR22 endorsement that DMV needs if my current insurance company does not offer it? I don't want to have to pay for a whole additional policy when I have already paid the premium for the entire year on this policy. HELP!""

Will it be cheaper to pay the $1000 fine for not having insurance then to purchase insurance?

There is no incentive to buy insurance...just a whip if you don't. Maybe a small example; Dude and his girlfriend, who voted for Obama, are a young couple living in an apartment. They own an old car that they are always trying to keep running and Dude has bounced off of a couple of jobs while his girlfriend is looking for a part-time that she can hold on to. They can't afford the payments on a new car or health insurance. Dude gets a new job but time is running out. It's coming up on tax return time and they NEED that f'n money! But it's too late...they are going to lose the whole tax return to fines now and will owe more for the fines than the tax returns were going to be anyway...so they buy insurance and wonder how they are going to pay the rent, much less eat.""

Why does Allstate keep increasing my insurance rate?

I am 26 years old, in California. I have had Allstate for almost 2 years now, and every 6 months my rate increases. It went up $200+, and I have not had any tickets/accidents/claims, and I have not moved. When I asked them about this, they just said they are adjusting their rates due to zip code. Seems like bologna to me. Has anyone else had this problem? Which insurer do you recommend?""

Question about getting your own insurance?

A friend of mine recently just got his license and he tried to go on his mother insurance who doesn't have any insurance. Well, she tried to go on her own and they said that she had to put every single person who has insurance on, which will cost like 500 dollars per person!! Anyways, will it be possible for him to get his own, and will it be cheaper? Also, his father has his license suspended but that was at least 2yrs ago or so. Do they have to know about this or is they way to keep it from them. And, Do you have to put money down when getting insurence?""

Cheapest Car Insurance Companies For A 17 Year Old Boy?

I've done a lot of research and can't find anything less than around 2500 a year, any good companies that can can give me a better quote? I'm thinking about getiing a Renault Clio or a VW Fox if that helps. Any tips or suggestions for good insurance companies would be much appreciated!""

How do you want health care reformed?

With all the rumors about the plan killing babies and grandma, we have gotten away from intelligent discourse. Polls say 70% of people want some kind of reform. What would you like ...show more""

Do you need insurance to inspect your car?

What is a good health insurance company?

I don't make much $, but I would like to have health insurance at a reasonable cost. What say ye?""

""I had a car accident,but i don't have insurance.?""

MY CAR AND THE OTHER CAR INVOLVED WERE PARKED IN THE PARKING LOT WHERE WE BOTH WORK WHICH IS PRIVATE PROPERTY.I DON'T KNOW IF THAT MATTERS,BUT I'VE HEARD IT DOES.WE CAME OUT AFTER WORK AND HER CAR WAS INTO MINE,BUT EVERYONE THOUGHT MY CAR ROLLED INTO HERS.THERE ARE NO WITNESSES I DON'T HAVE INSURANCE AND SHE DOES.AM I AT FAULT REGARDLESS?NOONE KNOWS WHAT HAPPENED AND MY CAR WAS IN PARK AND WHEN SHE MOVED HER CAR THE COPS PUSHED AND PUSHED ON MINE AND IT DID NOT BUDGE.AND THERE WAS NOT ANY SIGN OF SOMEONE BUMPING INTO EITHER OF OUR CARS.IT DIDN'T DO MUCH DAMAGE,BUT SHE TOLD ME THE ESTIMATE IS FOR OVER 2,000. THE ONLY THING THAT HAPPENED WAS,IT LEFT HER SIDE MIRROR HANGING AND CRACKED HER WINDSHIELD,BUT SHE ADMITTED THE MIRROR WAS ALREADY BROKEN.HOW DO I KNOW THE DAMAGE THAT WAS EVIDENT WASN'T ALREADY DONE?PLEASE SOMEONE TELL ME DO I HAVE ANY GROUND TO STAND ON IN DEFENSE??BY THE WAY I LIVE IN TENNESSEE!!!""

Where can a person find affordable health insurance...?

...in Illinois if they are single, childless, and with low income?""

About how much will car insurance increase after wrecking a car?

Im 19 years old

Why is there a huge difference in insurance quotes if all info is the same?

I'm shopping around for insurance quotes because I thought my car insurance was too high. Progressive gave me a very low quote, which I was happy about. It was what I thought I should be paying compared to friends I've talked with. All the other quotes from the other insurance companies were in the same price range and very high. I began to worry that Progressive had some incorrect info, so I called them back, we went over all the info again, and everything is right. They even emailed my quote to me and it's all correct. Should I be worried that the quote is so low or is Progressive just being competetive?""

""Why do all of my friends get cheap car insurance, but not me?""

ok so my problem is, I am currently on a provisional license (in the UK of course) and literally all of my friends that are driving currently are getting insurance for less than 2k a year. (male, 17 years old, living in west cumbria, same as me) and that is with the same cover I am looking at... comprehensive cover as a named driver on a parents car. I have tried everything, even looked at the same cars and the qoutes are still almost double. this does not make sense... why the bloody hell do i have to pay 3500 quid a year for a poxy 500 quid car when all my mates only pay 1500 a year on the same thing!!! my postcode is ca28 by the way, which is a grade c postcode area for insurance, same as my friends. they seem to use aviva, i got a qoute from them, 300 a month, they got 150 a month. even those that have passed their test get cheaper insurance than me. please help. ste""

What health insurance can help me?

ok im 44 years old and i have super low income and i have heart problem, 8 years ago i got heart attack now insurances i applyed for wont take me because i had heart attack im from different country so i dont know many american isurances and stuff please tell me which is cheap health insurance which will check out my heart and hopefully help me""

Insurance school in noth california?

Can I drive my friends car without insurance?

I don't own a car. I don't have auto insurance in canada. If I borrow a friends or familyies car, am I covered under his insurance?""

Old bmws? Insurance? Cali driving age?

Hey, im 14 from California and will be 15 in september. I was wondering if anyone knew any nice older bmws, i like the e46 m3 and stuff but i was wondering if there were some other nice powerful ones i should know about. I dont want to spend more than 18k on the car itself. My next question is how much insurance usually is, i know its more expensive for a sports car but how much? The insurance doesnt factor into the 18k for the car, i was just wondering. And last, what is the absolute minimum age for driving in cali? My school is too far to walk or bike ( like 8 miles) and i cant really get a ride, i usually end up taking a city bus then walking 2 miles but the bus runs late a lot and im tardy for school. I say that because i heard there are special permits to just go and from school. Please reply of you know the answer to any all these question thanks!""

What is the best place to get insurance from when just passed test (uk)?

A question about car insurnace?

Hello, I just paid my car insurance......the lady said I should get my own insurance so I can start getting my own discounts , I am 30 years old and both my sisters (32 and 28) are on my mom and dad's insurance plan too, we get a multi line and multi car discount that adds up to about $40 dollars every 6 months for me.....I was in a hurry so I didn't really ask why but was wondering about it after I left.....I pay $112 every 6 months so $40 extra would be kind of crazy wouldn't it? Just wondering why......thank you.......""

How much will it cost to insure my printing company?

I am doing a project for school and we are starting up a photo/poster printing business. Before I try reaching out to various insurance companies, I was wondering if anyone knew a ballpark figure of how much insurance would be? thanks""

How much is car insurance for a 16 year old girl in texas?

I'm going to be driving a ford I think f150 the year is no later than 2004. I know they have discounts for students with good grades. My gpa is above a 4.650. I need the cheapest I can get. Because aside from managing insurance on this vehicle. I will need to put money aside to purchase a different vehicle. (I'm borrowing the truck, but must pay my own insurance.) And battle school. I won't make a lot of money, so I have to try with what I will have.""

What is current on the insurance business?

Has there been any development or change? this is for a job interview

Can you buy car insurance and then remove it two days later?

I wanted to go on a trip by myself but I need insurance... But it costs 2000 dollars a year...so can I get it and after the trip get rid of it? I'm only driving two days. Never again. What will happen after I get rid of the insurance?

What should I do about Car Insurance in New Jersey?

I live in NJ. I am 19 years old. I have had some problems in the past with my license. I have hit 2 Deer, had 2 2-Car Accidents, and have 3 Speeding Tickets. There was a period of 90 in which my license was suspended for these violations. I have been clean for a year now. Allstate has jacked my premium this year from $6K to $8K for 6 months. I wanted to change insurances. I tried to get Geico and Esurance but they won't insure me, even with my granddad on the policy as a primary. Esurance was going to cover me on Sunday along with my granddad, but today I called to give them my credit card # and someone different from the person I originally talked to on Sunday said that they cannot insure me. I have been without Insurance for a week now b/c I thought I was going to be with Esurance. What should I do now? How bad is it that I have been without insurance for 5 days? Should I go back to Allstate? Another thing I was thinking was dropping my insurance all together.""

""When getting a quote from a car insurance place, do they automatically add you to there car insurance?""

I did an online quote for a car insurance place, and they asked for my name, number, e-mail, address, if I am currently insured, etc. they gave me a total of how much I would have to pay, does that mean I am added to there car insurance? or not?""

How much money will I need for health insurance if I retire at 56?

I'm thinking of possibly retiring when I'm 56. I'm 55 now. I have about $60,000 saved for health insurance purposes. I will not be eligible for any tax credits through Obama-Care as I have too much money saved up. Will $60,000 be enough to pay for health insurance till I'm 65?""

What is a cheap car insurance company?

I am currently 18 years old. I am getting my licence on June 16th 2010. My car is under my dads name and currently it is uninsured, he wants me to insure the car under MY name because he will not be driving it anymore. What is the CHEAPEST insurance company for someone like me? I have to get the car insured before June 16th so that i can take my licence test. Thanks in advance.""

How much will car insurance be for a sixteen year old girl who lives in California?

My parents don't have the money (plus they don't want to) to pay for my insurance, so even though i'm turning seventeen this year, I still don't have my license. I'm trying to get a job, though, and was wondering if anyone could give me a ballpark for how much it'll cost a year...I get good grades, I know some places will give you discounts if you have good grades...so yeah. :)""

Why does Allstate keep increasing my insurance rate?

Canceling car insurance?

I paid my car insurance for a year but I have started a new job that I get a company car. If I cancel my car insurance will I get some money back?

Car Insurance HELP? which would be cheaper?

im not asking for a PRICE,but which out of these 3 cars do you THINK would be cheaper on insurance for me. I am a new driver,I have good grades ( good student discount ) and Im going under my moms insurance. -2004 pontiac grand prix -2006 chevrolet impala -2006 pontiac G6 I dont need any websites to find cheap car insurance i just need opinions on which you think will be cheaper and why thanks! = )""

Ticket for driving without insurance in florida?

Hello, I recieved a ticket in January for Driving without Insurance in Florida. The officer cited me 110$ and let me go, I stayed off the road for a few weeks immediately purchased insurance within 30 days. However my ticket is still unpaid due to lack of employment, bills and stuff and license just go suspended. Can someone explain to me if I go to the courthouse and pay the ticket without any proof of insurance, what will happen. Do I just pay it and thats it and then get my license reinstated? I really am lost, I make minimum wage i don't know what to do but i have to pay this ticket and fix my license i just don't know if they will arrest me on the spot cause i cannot furnish proof or what? My insurance lapsed pretty much because i lost my job.""

Do you need insurance to inspect your car?

https://www.linkedin.com/pulse/vehicle-insuranse-rate-new-increasing-cameras-bernharda-mulder"

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decadenttimetravelmentality-blog · 6 years

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How much is home insurance per year in South Florida ?

"How much is home insurance per year in South Florida ?

Were purchasing a home around 300,000 how much is insurance yearly ? Anyone pay around this much ?

BEST ANSWER: Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr

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regarding the 80% increase in insurance premiums, and the 11% increase in the number of Americans who did not have health insurance coverage during the Bush presidency, was that because a magical elf traveled back in time to the year 2000 to tell insurance company executives that Obamacare was coming? Or could it be that insurance premiums have been increasing at an average rate of 8 to 11% per year for about the last 15 years and the increases we've seen in the last few years aren't indicative of costs associated with Obama-care (Which hasn't even been fully implemented yet) and Conservatives are just trying to make political hay out of cost increases that are consistent with established trends?""

How much will I get back in the settlement from the Car Insurance company if...?

I have a 98' honda civic, 4 door, silver, perfect paint, moon roof, all options automatic locks, windows, mirrors, new tires, 153,00 miles, automatic everything works! I was in a car accident (guy hit me) my car is totalled according to the adjuster... How much will I typically get as a settlement, dont they have to give me enough to be able to atleast replace the vehicle with a similiar or same model w/ same options? i looked up on NADA, KBB & Edmunds... and for my car which is in GOOD condition, not excellent, not fair, not poor, GOOD it runs (based on figures from all 3 web sites) anywhere from $2800-3600... what can i expect so i can start to look around for what i can afford, because im probably just going to buy a car outright like i did w/ this one...I dont want payments, yet.""

How many people work in the health insurance industry?

* I need statistics & numbers doing a paper on health insurance

How much would Insurance for a bike?

I want to get a 2005 YZR-R6 by yamaha. I dont have my motorcycle licence and im 17 years old. I will get my first written (m1) licence soon. the bike is cheap but im woried about insurance. For motorcycle insurance do you pay it for all 12 months? I will only be riding it in the summer time anyways so do companies allow you to only pay for 3-4 months?

Pregnancy insurance. I might not be eligible for medicaid.?

does anyone knows about any low cost pregnancy insurance?

""50% fault accident, but my insurance did not need to pay. Will my rate be affected?""

I was recently involved into an accident in a mall parking lot. My car was damaged and the other driver's car was not. I filed a claim with their insurance and received 50% of my claim as they determined comparable negligence, 50% fault . The other driver did not file a claim, and my insurance company did not pay any money to anyone. Will my rate be affected by this accident?""

Can taking drivers ed save my parents money on car insurance?

i need to know how much, if any, people save on average""

Do police check with your car insurance to make sure it's valid when you're pulled over?

I've always been curious as to if this would work, but in the past a few friends of mine had bought insurance, paid up to date for 6 months, canceled two weeks later, gotten most of their money back and obtained a proof of insurance that said they were paid for the next six months. They claim that if they were to get pulled over, they could continue to use this proof of insurance just as if they were actually still driving legal. Of course this could backfire on them in obvious ways if they were to actually get in an accident, but as far as getting pulled over, would this actually stop them from getting a ticket for no insurance ? Can and do the police verify with your insurance company over their computers while you are pulled over? Thanks!""

From whom can I get home insurance in Delaware if I own a Pit-bull?

Has anyone used Canadian Direct Insurance and experienced any issues or problems?

They offer great rates for auto insurance but before considering switching to them I'm curious as to whether other people in Alberta or British Columbia have had pleasant or unpleasant experiences with them.

Car insurance?

how do i get cheap insurance for my son, he has only just passed his test couple of weeks ago. we stay in the UK.""

Car insurance company wont pay for my car? /:?

I got into an accident like 6 or 7 months ago. I was making a legal left hand turn and she tried to pass me on the left while I was making that left and obviously she hit me. she lied to the police and said I was pulling out from the shoulder and I didn't look to see her coming and the officer believed me and wrote my story down on the report cuz that's actually what happened lol. her insurance company (Geico) is obviously taking her side cuz they don't want to pay and even though they have the police report they are only paying me 50% and that's just unacceptable. Is there anything I can do to make them pay for at least 75% of it?( besides eyewitnesses cuz there were none )

How much will i pay for health insurance?

im a 46 year old man

Can you get seperate car insurance in the UK?

When I pass my driving test, I will be sharing my mums car and then going away for a year to work on a cruise ship. Is it possible to not be put on her insurance, and get a complete different insurance for me so I can build up some no claims years?""

How do I get my insurance licenses?

Do I have to work for an insurance company before?

Question about car insurance?

I live in philadelphia with my mom, and I live with my dad in quakertown on most weekends. Even though my permit is registered under my mom's address, can I go on my dad's car insurance since it's way cheaper? I mean I do live with him part time, just as I live with my mom part time. I'm 18.""

V6 mustang and v8 mustang insurance?

how much more would a v8 mustang insurance be than a v6? im 17

Whats a cheap price for apartment insurance?

Renting a fleaflat n lilmexico, houston. they require an additonal $20 for insurance can i use my own insurance company? does anybody outthere use apartment insurance? i do not have any insurance of any kind so stop bundle answers""

I'd like a bigger bike but what will the insurance cost me?

I'm looking to trade in my 125cc for a bigger bike, most likely a 600cc, but I'm wondering what the insurance will be considering I have 3 points on my license for speeding. I'm looking to get it for my 18th, and it will be restricted to 33bhp. Can anyone give me a ballpark figure of what the insurance will be? And what bike should I get?""

Know of Affordable Insurance for unemployed NJ resident?

My wife just lost her job due to downsizing and she carried the insurance. Our insurance expires the end of October. I cant signup at my job until January. We can COBRA but it will cost around $900 a month which we certainly wont have since shes unemployed and wouldnt have even if she WAS employed. Anyone know if there is a more affordable option? Does unemployed have some kind of health insurance? We have 2 young children so not having insurance isnt an option. Please REAL Replies Only!!! No SPAM!

Cheap insurance for young drivers?

I passed my test today and need to get some insurance, if you know any websites or companies that offer cheap insurance for 17yr olds for a mini from personal experience etc. Then please help Thanks""

Can you have one car insurance for two cars?

I'd like to get another car but at the moment I am the 2nd driver on my mums insurance as we share the car. I am 20 and the reason why I am on my mums insurance is if I take an insurance by myself it costs a lot because I am a young driver. But could I get another car and have the same insurance, so in other words it would cost me no more than it already does.? Thanks!""

AAA student discount for car insurance-- EMERGENCY question?

Hi. I just graduated high school, and my insurance want to know my grades for my senior year for a discount on car insurance. Truth is, my grade is B average, but my attendance for the whole year is: 129 Absent and 158 Tardies. DOES they also look at my attendance too? and does it matter as much as my grades? PLease helppp!!!""

How can i find a good health insurance company?

I have health insurance right now and i just got a HUGE bill in the mail for what the health insurance did not cover. HELP are all insurance companies out to screw you!? I am sooo frustrated! I am a young person barely making ends meet

What affordable medical insurance can I get for my income in Texas?

My husband and I only make between 1400-2000 a month from working. We have NO medical insurance because his company wants to charge an arm and a leg for me just to be included. I am currently having some high blood pressure problems and kidney problems but I do not have insurance to go for a visit. Im desperately trying to find a program or insurance affordable for us so I can get checked up- NOW I am NOT qualified for Adult Medicade-we make too much, but private insurance is too expensive for our budget. We have a free clinic but there is a 3-4 month wait to see a doctor. Can anyone else please help point to a direction that may help my situation? Like I said Im desperate enough to ask the public.""

How much is home insurance per year in South Florida ?

Were purchasing a home around 300,000 how much is insurance yearly ? Anyone pay around this much ?

Why is there a huge difference in insurance quotes if all info is the same?

Which is the best insurance policy for premium of 10 or 12k?

life insurance

Is it legal to have car insurance on your vehicle under someone's parent's name?

Is it legal to have car insurance if it's in someone else's name, and they are aware and okay of it? The specific situation is, I am getting a car from my dad, and the auto insurance is going to be under his name still. I am a licensed driver, and need to figure this out, because I do not want to drive with his insurance, if it is illegal.""

Car insurance Ireland that will quote even with endorsements?

Does anybody know any? I've got an endorsement on my full Irish licence (for about 2 years now) and my insurance has sky rocketed this year.. Most Insurance companies wont quote people with endosements.. Can anybody help please??

Will Car Insurance Fees Go Up?

So recently i was pulled over for speeding. 50 in a 45. Will my fines go up for just being 5+ the limit? If so how much do you think? Also I'm 16 -Thanks

Where can i find a good healthcare plan for myself and my kids? more inside?

39 weeks prego with number 2. and neither have insurance except the smallest will have ga medicade when he is born.i am looking for insurance to cover them mostly. and everything i see has at least a $1000 deductible. what is a good way to do this? i am 21 and don't know any thing about insurance. help please :-) i

Car insurance question?

I have been driving my boyfriend car to get to work and school and what not. His car is insured, but my name is not on the insurance. What would happen if i got pulled over and the cop saw my name was not on the insurance?""

How much is non onwers sr22 insurance in illinois?

I dont have a car and my license has been suspended.

For car insurance is the higher the insurance group the more the insurance costs?

Why are insurance companies restricted from selling health insurance to anyone?

Why would any state decide not to let an insurance company compete?

""How much does a lower back x-ray cost with no insurance in Houston,TX?

I have shattered my tail-bone or something and I can't sit down for more than 5 minutes but I don't know if I can afford it.

I want to get a nissan 350z and i just wanted to know for those who have one how much is insurance average cos

Would insurance be high on an impala ss?

I'm 18, I have a safe driving record (so far), I've completed driving school as well as defensive driving (it gives me a discount), if it helps. I'm thinking about buying an impala ss. I can afford it as far as the payments go, and my parents have agreed to pay the insurance if it's reasonable . So what am I looking at, guys?""

Estimate for car insurance for 18 year old?

I live in Houston tx, like the top said I am a 18 year old male, I have a 2012 ford mustang v6. It is paid off, and I want to sign over the car from my parents name to mine cause they live in a diffrent city but that means I would have to start paying for insurance. Which is fine but do any of y'all know about how much I would be paying. I will only want liability, or if I can afford it full coverage. I don't want to get quotes from the insurance companies themselves because after that they constantly email call and mail you stuff and its annoying. Anyways thanks for the help""

Insurance help? Please? ?

Hey guys, check it out. I'm looking for insurance, but i don't want to deal with going to each and every insurance site looking for a quote. Does anybody know a solid insurance. First-hand experiences are very much preferred. Also, I live in Pennsylvania, if that matters. I'm sure it does.""

Too much to pay for car insurance?

I received my renewal notice today from my insurance company. I'm getting tired of paying so much for my insurance, I think its time to start looking around. I heard all the car insurance myths, when you turn 25.. Itll go down when you bundle your house & car insurance it'll go down when you get married it'll go down nope nope nope It has gone down a total of MAYBE $5 a month or $60yr. I'll be 29 in Jan, no accidents in 8yrs no speeding tickets in 5yrs. I drive a '06 4dr car and I'm paying $125/mthn insurance. Is it just me or this way too high to be paying insurance.... I've been with this company for close to 6yrs now.""

Do I need to include a speeding ticket that got reduced to a moving violation on a new insurance policy?

I am trying to get a quote for insurance and it asked if I have had any tickets. i did get pulled over and got a ticket once, but I had a lawyer get it reduced to a moving violation so it wouldnt affect my insurance at the time. do i need to mention it when i try to get insurance somewhere else?""

Whats a cheap car to insure for a 21 year old female with 2 children ?

am wanting to buy my first car am 21 with 2 children, and car insurance is so expensive, i need a bigish car for me, my partner and kids but big cars are even more expensive, what are the cheap cars to insure thanks""

What is the cheapest car to insure for your first car?

im going to be hopefully doing my driving test in mayish and im just wondering what would be the the cheapest car to insure, im looking for something a little decent but i just need a few ideas of whats avaliable with these:- - 5 door car - Hatchback - Buying used car price- under 1,000 - Cheap insurance, maintenance and tax - Power Steering - Automatic taa for any help/advice""

Does my car insurance help me get another car if my car is totalled?

Engine size/Car insurance?

I'm planning what car I want to buy after I do my test next year. I've seen some nice used Land Rovers, but I'm told the insurance will probably be sky high because of their engine. Is this true? It'll be a 5 door and the engine will probably be 1796. Can anyone explain this to me? The difference in engine size and what that will mean? Thanks""

Insurance (california)?

I'm an international student who goes to college in Iowa. I have a college insurance and I guess it convers most of meetings with doctors. Now, I'm taking 3 months-summer session at University of California. I think I 've heard some stuff that I need to have Californian insurance to stay here. What is this? Is it wrong? Plus, my wisdom teeth is coming out recently. It starts to hurt. Does insurance in America covers dental work?""

What would happen with my insurance company?

I hit a car 10 months ago. The guy said I didn't have to pay for it because he said the car was a piece of crap. So no reports were filed or anything. 1 month after the accident, he wants the car fixed. What would happen if I called my insurance and told them this? Would my rates rise? Would I pay extra fees? Would my insurance still cover it? I live in California and have Farmers and I am under 18""

Looking to get health insurance for first time.?

Am looking at some individual health insurance am a student I wanted to know is insurance pay as you go or do I have to sign a contract saying Youll be with them for a certain amount of time?

Cheap auto insurance in florida?

How much is home insurance per year in South Florida ?

Were purchasing a home around 300,000 how much is insurance yearly ? Anyone pay around this much ?

Should I take a term insurance rather than home mortgage insurance?

Normally many banks want the home loan borrowers to take mortgage insurance. Here there are controversies since many suggest borrowers should take term insurance instead. But do term insurances always give better protection than term insurance? How does a mortgage insurance compare with term insurance in terms of premium amount, premium payment period, risk cover of death, disability, chronic disease, surrender value, survival benefits etc? Apparently the term insurances are cheaper but have to be paid for a much longer period than mortgage insurance (generally paid for about 1/3rd of loan period.) So which options is better? I would specifically like to know about such products available in India. Thanks.""

Why does car insurance keep increasing every year?

I got USAA when I was in the military and it seems every year my car insurance rates go up by about $10. I have had the same car the whole time, no accidents and barely ever drive it. Is it normal for car insurance to keep going up like that even though me and my car are getting older?""

How much do you think insurance would cost for me?

I am 16 just got my lisence. I live in NS Canada. i completed the young drivers course which is supposed to make it cheaper. i plan on driving a 99 jeep cherokee.

How much would insurace cost monthly?

Im 16 and im gettin a 2003 cadillac CTS when i get my licences and i have a few questions. The car is $10,932 how much would the down payment be also how much monthly plus insurance?""

Health Insurance Out of State?

I have pectus excavatum and I live in Marshalltown Iowa. I want to get a cosmetic procedure done called the nuss procedure. Most insurance companies say they cover this surgery. I know for a fact that my condition is severe enough that I could get the procedure done. I also want to get the procedure done out of state because the only doctor that's able to do it in Iowa blows and nearly killed 2 people. What type of insurance do I need specifically need for this? I can spend 300-350$ maximum but would like to spend 200-250$ for insurance. Pectus excavatum is classified as a pre-existing medical condition so I have been told that it would be hard for me to get insurance. Right now I have IowaCare which is a joke and only covers surgery or hospitalization in Iowa City. Thanks!!!

""If u destroyed a $5000 car, on average how much would ur insurance company give you back?""

If u destroyed a $5000 car, on average how much would ur insurance company give you back?""

Is there a really cheap insurance for people on a fixed income?

my dad is legally blind and my mother is the only driver, they cannot afford to pay 150-200$ a month for insurance.""

How much do you pay per year for home owners insurance?

i am buying property in northern virginia and just want a general idea of the price. its fine if you dont live around here, or own a single family instead of a townhouse. its whatever, i just have no clue what even a reasonable amount to be charged is btw, sorry if this is a repost but when i post in the business-insurance section all i get are spam links for responses""

On average how much would monthly insurance be on a 2012 rolls royce ghost?

Car insurance went DOWN after accident?

I was involved in a one vehicle accident and had a failure to control and hit a guardrail. I called today to get my insurance back and its lower ?? I thought it would go up? Also I ...show more

A car insurance question...?

So... I had a 1998 VW beetle that I traded in today for a 2003 VW beetle. I purchased this car in the state that I am currently in for college (MD). In order to purchase the car I had to get a MD tag. My old car is insured under Farm Bureau in NC. Can I transfer my old insurance to cover this car? I am not a Maryland resident, but NC resident. Any help/advise is greatly appreciated. My 98 beetle was in great shape, but the newer car had more additives like sunroof/less miles etc.... The difference was around $5000 that I am having to pay.. Because of the financing I had to get MD tag and such.. Thanks in advance for your help!""

Insurance on Courtesy car?!!!?

Hi. my husband and I were buying a nice car from a local garage but there was a hold up due to the log book and tax etc. We were given a courtesy car till our new car was ready. But, having only driven the courtesy car for a week or 10 days, we discovered that the garage had closed and they had done a runner!!! So thats the end of my new car but we have still got the courtesy car. Will I still be covered to drive it? Or will our fully comprehensive insurance cover it? Anyone any ideas. If I can drive the car legally, I will, till anyone comes to claim it, if ever they come to claim it. Thanks Basil""

Cheapest insurance for young driver (UK)?

Whats the cheapest companys for somone who has just passed? one of my mates say co-ops deal for young drivers, another one of my mates says a guy at college says you can get insured with the farmers union even if your not a farmer and get it cheap, is this true? also, any other companies?""

How do i get health insurance?

im 19 years old, im not pregnant, i have no children... im really clueless to the whats and hows im in college, im not no disabled, or blind or anything.. i just dont have health insurance.. i do have a summer job, but its not steady & once i go to school in the fall i wont be working anymore. i know medicaid is good but idk if im eligible, & idk who will accept me... i really dk anything lol. i do know i need health insurance! please help?""

How does Obamacare increase health insurance premiums?

i've been seeing that they've gone up more when the reform was suppose to lower them. how exactly was obamacare suppose to lower insurance premiums?

New teen driver insurance?

I just got my license about 2 hours ago. something just came up and I really need to drive somewhere. My parents have Statefarm insurance, but obviously haven't added me yet. Does statefarm have any type of temporary coverage? Can I leave now or do I have to wait until my parents can add me?""

How much would i pay for car Insurance?

How much would i pay for car Insurance for cheap car that cost me honda accord 2000,I am 28 Years old, never been in any accident,I got my license 8 years ago""

If i get a toad alarm for my car will it make my insurance cheaper?

Best car insurance today?

I just got my car licence.. and I'm looking for a place to inform me about car insurances. Thanks

Can i register a car thats being finance in new york under florida insurance.?

the bill of sale is in my name but the insurance is my girlfriend and its florida insurance can i register car in new york.

Recommendations for scooby car insurance?

Im 19 and am looking to buy a new car. I really want a subaru impreza, not too fussy which! wil have to be second hand, probably around 98-99 year of manufacture but insurance is scary! will prob go under my parents name but was just wondering if anyone knows of a company which insure scoobys relatively cheaply""

Roughly how much would my car insurance cost?

Hi, - I have had a full uk license for 1.5 years. - This is the first time I am insuring a car. - I am a full time student at university. - 20 years old - Live in Nottingham - Have a driveway - The car is a VW Polo, 54 plate, 1.2L petrol engine, 4 doors, no mods. - No previous convictions/claims etc. Any approximate figures and good insurance company suggestions welcome. Thanks in advance.""

""When leasing a car, how much does one usually pay for GAP insurance, if it not included in payment?""

Thinking about leasing a Toyota Camry LE (sale price 19,200.00) for 3 years. I'm wondering what others have paid for GAP insurance on similarly priced,leased, autos, or on any priced autos. My auto insurance company does not provide GAP insurance. Hope this is clear. Thanks.""

""Can I get auto insurance coverage with my sister's auto insurance? (Boston, MA)?""

I will be visiting my sister who lives in Boston, Massachusetts. I will have to drive her car but I do not have my own auto insurance. My sister, of course, have her auto insurance (through Commerce Insurance) which has full coverage. The question is, will I be able to receive coverage (with my sister's insurance) in case I get into an accident?""

""Uk car insurance for 19 year old male, and what is the most reliable cheap car to buy?

Just wondering what would be the most reliable cheap car to buy and how much insurance would be for a 19 year old male who has just passed their driving test? Also do you buy the car and then have to get it insured before you drive it out of the lot?

How much is home insurance per year in South Florida ?

Were purchasing a home around 300,000 how much is insurance yearly ? Anyone pay around this much ?

Ideal first car cheap on insurance.?

Cheap first car with cheap insurance in the uk? For a 17 year old. I look on auto trader with 1.0 liter engines but its all deawood matiz which looks like a girl car. Thanks.

My health insurance going up?

I just found out today that my health insurance is going up. I have gotten quotes on the covered California website and it is cheaper by $139 dollars a month on the website. I heard I can't refuse my employers health care. Is that true?

Corvette insurance?

does any one own a corvette? How much is insurance??

Where can I get scooter insurance?

I am looking for insurance for a 150cc Scooter. I can not find any companies that want less than $1500 a year. Geico quoted me that, but I think they thought I had a motorcycle. Any ideas on companies?""

Car insurance help please?

Can you give me a estimate on how much my car insurance would be if I get on by myself. I heard it'll be high. I'm 18, and have a Bonneville...thanks""

Car insurance for minors !?

So im 16 and have my permit. I have to take 3 behind the wheels with an instructor until i can take my license test. But when and if i get my license can i be on my dads insurance if i do not live with him. My mom will not pay anything for my insurance so if i want to get my license i have to be on insurance and the only insurance i can get is with my dad. So does anyone know if i can be on my dads insurance if i do not live with him? or must i be on my moms?

I am 16yrs old and i have a chance to get a Conquest tsi turbo how can i convince my parents?

It is a 1987 Chrysler Conquest tsi turbo. The insurance would be $53 with the student discount and good grades and what not. Without it it is $70 a month. I am trying to get a job to buy this car i realy want it any sugjestions. It costs $2500 and it only has 60,000 Miles""

How much does it cost to have regular health insurance for 10 employees?

I am starting a pizza shop and i was wanting to know how much is usually cost for normal health insurance. Also if someone can tell me how much it costs for liability insurance for the store. It is going to be a little caesars pizza. Thanks. -AMV

How much is car insurance a month?

I am a female 21 yrs old that lives in Buffalo,ny. I wanna know how much per month will I have to pay for car insurance and if anyone suggests any car insurance companies for me.""

What is the average Car insurance cost a year in Canada?

How do I find the best car insurance rates?

Who is the cheapest car insurance in USA ?

Ihave finicial problem right now ipay for six month liability $ 300 it us too much for me is there any body knows less than that price iget please let me know?

Help looking for health insurance for college student in California?

I'm a 20 year old living in California and I'm trying to get health insurance. My previous one in PCIP is dissolved and I'm trying to get enrolled into Covered California, but I got locked out and can't reach anyone there due to high call volumes. I'm looking for an alternative but I have no idea where else to search. I'm looking into Kaiser, Blue Cross etc. but I'm not sure what to do.. Can someone please help me?""

""Dems, why don't you believe you'll be fined or jailed if you don't buy health insurance?""

With few exceptions, everyone would be required to buy health insurance. Each adult without it would pay an annual penalty, set at $200 in 2014; $400 in 2015; $600 in 2016; and $750 in 2017. http://www.usatoday.com/news/washington/2009-10-12-healthcare_N.htm That's Obamacare in a nutshell dems. Buy health insurance or else! LOL, how's that hopey changey stuff working out for you dems? You're going to be FORCED to buy health insurance now from Obama's Wall Street buddies.""

New Laws in CA????? Help , Can Someone tell me About this New laws in Cal about you have have to have car Insurance?, I thought that that was already a law? Was it?? And if you regiester a car in CA. you must have car insurance or your brecking the law ? True or false ?????""

Insurance rate for a 2000 toyota celica?

Health Insurance coverage?

I'm now covered by the employer's health insurance (with dental) plan. After I quit/leave current job, how does this health insurance coverage work? Before I'm hired by other company, what options do I have on the health insurance?""

""What is my liability for my sister's car that i've cosigned for, and she doesn't pay insurance?""

she stopped making payments on the car and the insurance and she is in Las Vegas, Nevada with the car""

Does my degree affect my car insurance?

I'm looking at buying a Nissan Micra, and I've noticed whenever I enter my information and the websites ask my occupation I enter student and each website asks whether I study Medicine, Nursing or Teaching, and whether I study from home or live away. I am in fact a nursing student (mental health), living away, and I just wondered whether this makes my insurance more expensive or cheaper than someone doing a different degree such as History, Physics etc.""

How much would it cost to insure a used Aston Martin Vantage?

I have decided to get the Aston Martin Vantage (Used). it is around 34000. My salary is around 30,000 a year. I was wondering if insurance is expensive?""

Automobile insurance coverage?

Automobile insurance coverage indemnifying insureds for damage to their won vehicles is a- collision b- comprehensive c- not available d- both a and b

My cousin's car got into an accident. How much would the insurance company cover?

My cousin had an accident a few weeks ago. He accidentally bumped his car in the rear of another car. The rear part of the other car is wrecked. The other car is covered by an insurance. How much would my cousin have to pay? Will he need to pay anything given that the car is insured? Please help, I don't know much about insurance and I want to help my cousin""

How much does a 16 year old pay for insurance in florida?

am going to get a mustang GT and was wondering how much will the insurance come up to be, and also how less cheaper will it be if i get an altima sedan.""

Auto insurance is expensive for my teenager son. Are there any options for me to keep expenses down?

I'm makeing payments on truck for him, now that he can drive, do I have to add him to my insurance? And how much more will it be? I hear some parents don't tell there insurance, they just say there child is borrowing the car. But my son does not live in the same house hold , but is in another city over. Can I still just say he is borrowing the truck. If he gets in a car accident I understand it's on me, but will my insurancecand the law see it in that manner.""

How much does getting insurance on a car cost?

im 17 and me and my mom are trying to get the CHEAPEST car insurance possible !! how much does it cost? what company?? thanks for your help

How much is home insurance per year in South Florida ?

Were purchasing a home around 300,000 how much is insurance yearly ? Anyone pay around this much ?

https://www.linkedin.com/pulse/how-do-i-get-cheaper-car-insurance-robert-davis"

0 notes

chipsanddespair · 7 years

Photo

As the U.S. labor force crests again, a new complex of problems locks many Americans out of the workplace.

Even at so-called full employment, some 20 million Americans are left behind.

Theyre looking for work, out of the labor force but unhappy about it, or report working part-time when theyd prefer more hours, according to data released last week. Their plight comes even as the U.S. flirts with what economists consider the maximum level of employment for the first time since before the recession, having added 15.8 million jobs since the start of 2010. While some of Americas jobless are simply between gigs, those persistently stuck out of work are called the structurally unemployed.

President Donald Trump said wrongly last month that 96 million people are looking for work, having included Americans who are still in school, retired, or just uninterested. Yet his words resonated in a country where economic insecurity is distributed unequally and cruellyfar deeper in Mingo, W. Va., than in midtown Manhattan.

Because of where the structurally unemployed live, what theyve done, or the skills they lack, employers cant or wont hire them. The problems that keep today’s jobless stuck on the sidelines are different than those of past recoveries: a complex web of often interrelated issues from disability and drug use to criminal records.

Behind the statistics are people with 20 million unique stories. Here are five.

Fighting To Get Out of Mingo, W. Va.

Tyler Moores late-December drive to Louisville, Ky., was one of desperation. He was headed four hours west on Interstate 64 to interview for a job. Even if he landed the position, filling his gas tank had left him with $8 to his name. He would have to sleep at a friends place until he could earn enough to pay rent.

The 23-year-old had run out of options. Hed applied for dozens of jobs within an hour and a half of his hometown of Lovely, once a coal-mining stronghold. Instead of opportunities, he had found waiting lists.

Minimum-wage jobs, fast-food restaurants, Wal-Mart, anything like that, a lot of them has already been took, he says in an Appalachian drawl, explaining that the backlog just to interview was as long as a year. There are no jobs.

Moores story paints an extreme picture of how an economic environment can create a vicious circle of joblessness. While he is an imperfect job candidate, his flaws were molded by his upbringing in Martin County, Ky. and neighboring Mingo County, W. Va.

Moore takes advice from Therese Carew, a nun and counselor

His problems started in earnest in 2014. He had been living on his own for several years, having moved out at 18 after dropping out of high school, obtaining his GED, and going to work in security at a coal company. Moore is gay in an intensely conservative region, and he said he left school because of bullying.

Moore lost his job in late 2013 after smoking marijuana and failing a drug test. Though he found temporary work as a remote customer service representative, he lost that one when his mother died of a drug overdose in 2014 and he had to plan her funeral.

Deeply depressed and unemployed, he moved into an old Airstream camper propped on cinder blocks behind his fathers house, at the entrance to the litter-strewn trailer park that the older man owns in the misty hills of Lovely. There, surrounded by long-unemployed neighbors and rampant drug use, Moore began to abuse his medical prescriptions. I guess I used it as my crutch, in a way, he says.

Moore began getting in fights while drugged and was arrested twice. When he landed in jail for several months, he realized things needed to change. He graduated from a rehabilitation program in September, one year, one month, and 15 days after that last altercation. Since then, hes deepened his friendship with Sister Therese Carew, a Catholic nun who ministers to the region, and dedicated his time to job seeking.

Opportunities are few. Coal mines have been closing, and theyve taken most other businesses with them.

To employers outside the area, the fact that Moore is neatly groomed, soft-spoken, and polite cant mask his history. Whats more, hes the first to admit that the math skills he learned in the local public schoolswhere only eight in 10 students graduatearent up to par, and his speaking patterns are colored by regional grammar.

His situation is difficult, but Moore has found a reason to hope.

Coal work, once a mainstay, has become scarce in Appalachia

He didnt get the job for which he made that 240-mile (386-kilometer) drive, but he dropped in to his old rehab center on the way home. When he explained his predicament, the director of operations told him that he could come back until he gets on his feet. The group has found a job for him in plastics manufacturing that could turn full-time after a 30-day probation period. The position is enabling him to pay $100 a week in rent. Its a chance to build an employment record as he fights to have his record expunged.

Still, moving out requires a tough tradeoff: Moore would have preferred to stay close to home, because his family is still in Kentucky and his father is in his seventies. And the job probably isnt a pathway to wealth and ease. But what Moore wants most is mere self-sufficiency.

A simple lifestyle, but being able to have work: I aint got to have nothing exquisite, he says.

David Wolf wears his journey through drugs and crime on his arm.

Branded as Untouchable by a Felony Rap

These days, David Wolf doesnt allow himself to get excited by the news of a job offer. Most get rescinded within days. Its happened at least a hundred times, he said.

In 2012, Wolf was convicted of faking a name and Social Security number to get prescription painkillers. Now the 40-year-old father of three and former Marine, who has an associates degree from St. Petersburg College, has struggled to find employment. He’s received so many retracted offers that hes lost count.

I get more interviews that I can shake my stick at, but again, it always comes back around to the denominator of being a felon, Wolf says from his small, one-level ranch house in a Tampa, Fla., suburb, where religious imagery and family photos decorate his walls. For many, many years, I pretty much got whatever job I wanted. I was able to do anything I felt like doing. Its really been a humbling experience

Wolf researches employment options at a career center in New Port Richey, Fla

Wolf, whose chaotic life before he got clean included several domestic battery and drug-related charges, is one of the more than a half-million people who are released from U.S. federal and state prison every year. The influx occurs as the nation comes out of a decades-long war on illegal drugs. Implementation of stricter laws and tougher enforcement that led to a mushrooming of incarcerations and a booming ex-offender population. Before his identity theft conviction five years ago, Wolf held several jobs in sales and marketing, managed a call center, and served as a recruiter for the U.S. Marines. Since, he and his family have since lived off food stamps and cash assistance.

They wouldnt even hire me to sell Christmas trees at a Home Depot through an employment agency, he says. A lot of times the hiring managers feel like they have their hands tied, due to company policy. Its something that really needs to change. Not only can I not get a job, but I cant get a job with a living wage for my family. I have three children. I have a wife. Im not a bad guy.

Wolf shares his home with his second wife, his toddler, and a cat he gently picks up every time it scurries into the living room. Nearly half of U.S. children now have at least one parent with a criminal record.

A Corinthians verse, Love is patient, love is kind, love never fails, decorates a sofa cushion. Outside his living room window, children gather by a school bus stop as the morning fog lifts in the modest neighborhood of Holiday, Fla.

Less than a 10-minute drive away, he spends his free time volunteering at a Mormon church, where he also gets career training. A workshop book, The Lord Would Want You to Be Successful, rests on his living-rooms desk. Men with criminal records now account for about 34 percent of nonworking men aged from 25 and 54 years old, otherwise known as prime working age.

Family photographs on the piano at Wolfs home in Holiday, Fla.

Myself and many other felons, and were facing demons, downtime isnt a good thing, he says. Almost half of released inmates are arrested again within eight years, either for new offenses or for violating the conditions of their release. Were getting food stamps and cash assistance. We dont like being on it. But the society that looks down on those receiving assistance is the same society that wont hire me, and the same society that judges criminals when they reoffend.

He had the word forgiven inked on his forearm after a stint in rehab. On the worst days of his addiction, which started following a car crash more than a decade ago, Wolf remembers taking as many as 40 pills in one day. OxyContin, Percocet, and Vicodin were his usual ones.

It affected me, seeing guys that have sentences of 20, 30 years. This is a vicious, vicious circle, and were not going anywhere.

Leroy Moore, one of almost 9 million Americans who receive disability insurance, spends nearly half of his monthly check on his apartment.

#chips #despair

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