#food housing healthcare boom that’s right baby | Explore Tumblr Posts and Blogs

lsbelton-blog · 6 years

Text

Lesson 15, Task 1: Where do I Live?

Demographics are the many different characteristics of the population of a community, conveyed statistically, in order to help governments understand how to assist in it functioning efficiently. Although, there are other factors that are important to residents, as well. Community centres help bring citizens together and offer programs to integrate newcomers, community parks offer space for neighbourhood residents to interact with and meet others and are a place to hold events and take part in recreational activities, close public transit helps inhabitants get to and from work easily and of course, an overall beautiful community is very desirable. However, demographic data is most important to a community because it assists governments and societies in preparing to deal with the issues and difficulties of population growth, aging, ethnicity, migration and more inside the community. The statistics and expectations brought about from demographic studies can demonstrate the need for sufficient school systems, help discover what may be essential for assistance in seniors and cultivate practical healthcare systems for the area. When trying to discover how any community presently functions and has functioned in the past, one needs to look at the different demographic profiles of that area, the issues that may face the community, and what the region’s leaders are doing to fix the issues that face that particular area, presently and in the future.

For one thing, to fully understand the working of a community, one must know the simple population demographics in terms of sex, age and ethnicity. Toronto is a very large and diverse city, therefore the population is enormous. Toronto’s population, in terms of age and sex has changed quite drastically over the last fifteen years and the projected population change is assumed to be fairly massive as well. The ratio of male to female citizens shows that there are more males than females for every 5 year age group up to the 20-24 age group, yet, beyond that, Toronto has always held less males for every female in age groups starting at 25. The pattern in ratio remains, showing progressively less males than females and continues to decline with age, with a sharp drop after age 85. In terms of the population’s age, it is shown that for the first time, the presence of people over the age of 65 in Toronto is greater than the presence of people aged 15 years or younger. Surprisingly, people age 85 and older are those who have the largest growth rate over any other age group in recent years, followed by the ‘baby boom’ generation, born between 1946 and 1961 In terms of projected ethnic diversity in Toronto. In terms of ethnicity, almost half of the population identifies as a visible minority. The top three minority groups in the city are South Asian, Chinese and African American. Aside from that, the highest reported ethnic origin in within Toronto in past years was Canadian, but it has now moved to third place in reported ethnic origin, with Chinese in close second. Because of this vast array of ethnic origins, it is clear that Toronto has always has a very large migration rate. Compared to the rest of Ontario, more than half of the immigrants have come to the city to live prosperous lives. Obviously, Toronto showcases a huge variety of sex, age and ethnic diversities and illustrates that migration is continuing to grow every year. The predictions pertaining to population growth as a whole for the city seem to be very bright for the future, as well.

Moreover, comprehending how to make a community the most effective and rewarding place to live, involves being able to decipher the issues that the area faces. In Toronto’s case, citizens face a myriad of problems which need to be addressed and resolved. Firstly, since there are so many new immigrants to Toronto, political parties must start better educating themselves and scrutinizing the way they present their ideas. Their messages must be pertinent to the newcomers’ unique life experiences and morals, since the beliefs of newer Canadians may differ quite largely from those who have lived in Canada for generations. Another issue facing Toronto is the fact that the city’s recent college graduates are not easily finding jobs in their studied fields. This is largely due to the fact that the number of seniors in Toronto is the highest it has ever been and more are continuing to work much past the age of retirement, meaning increasingly less job openings for young people. Unfortunately, Toronto’s graduates are mostly finding temporary, contract or part-time jobs with little stability, and no benefits. Clearly, education is still an important asset for Toronto’s youth, but it can no longer offer any assurances for a successful future. In addition, life in Toronto - housing, transit, child care and healthy food - is getting progressively more expensive every day and necessities have become practically out of reach for people living on low wages and income supports. Furthermore, even though Canada’s public health care system is one of the most liberal in the world, it is extremely expensive to uphold. Amazingly, Toronto has achieved progressively better healthcare, which has also led to many of the older citizens living longer, but this has put a strain on the healthcare system in Ontario. It now takes a very long time to get diagnostic tests done for routine issues, and this results in problems being overlooked. The only way to fix these issues is if Toronto’s city council takes a serious look at its downfalls and creates worthwhile solutions to these complications.

Overall, to repair the community’s issues, Toronto leaders have needed to make a variety of changes. It is clear that not all of their ideas functioned as they had hoped and there are still many more problems facing they city that to be fixed. In 2010 the City of Toronto launched a program called the Toronto Newcomer Initiative to improve the lives of recent immigrants and increase access to education and skills training programs for the immigrants to achieve better paying jobs, which equates to less poverty. An initiative has formed which includes the ‘Newcomer Leadership Table’, Local Immigration Partnerships and Strategic Pillars, whose ideas are to nurture and support newcomers, give them free access to knowledge and skills, support shared leadership and promote dignity, equity and fairness to them. In regards to the lack of jobs for young graduates, a program called TO Prosperity has been created. This program will revise their plans, which include 20 recommendations, every four years. One of the most important recommendations included in their plans, concerns the creation of new employment opportunities for low-income groups and improving the overall quality of jobs. The group has plans to produce paths for low-income youth to find careers, determine a better living wage standard across Toronto, support the provincial effort to reinforce employment standards, and develop a job quality assessment tool to apply to city and contractor jobs. Although it will take some time to make all of these proposed changes, it seems that Toronto is on the right path to forming more plentiful careers. As for the community’s costly nature, Toronto holds many different grants to assist with expenses of different kinds. These grants range from assistance with community capacity, equitable access, general well-being, diversity, civic participation and civic cohesion to giving on-going support for Toronto’s very necessary not-for-profit community organizations that apply to the changing needs of the community. On top of that, there are grants to assist with health and safety funding and with children whose parents cannot afford to get the proper amount of nutrition in their diets. Comparatively, the expense of Toronto’s health care system has not been taken care of appropriately. Clearly, the government needs to agree on the basic values that should be preserved, reshape important policies and determine ways to make physician’s services more cost-effective for everyone.

In conclusion, demographic data shows the government profiles of an area, in terms of age, sex, ethnicity and migration, the issues that may face the community, and what the region’s leaders can do to remedy any issues that face that community. These profiles and projections are imminent, and are the key to making every community a better, more productive place to live. It is important to make a neighborhood enjoyable for the residents and help the residents appreciate what they have around them, in terms of proper regulations, affordability, assistant programs, public transit and a beautiful place to live.

Be sure to take a look into MY neighbourhood!

Waterfront Trail

Big Bear Statue

How I Get Around!

The GO Train in the station

One of the many parks near me

The Scarborough Bluffs

0 notes

alegendarystudentwonderland-blog · 6 years

Text

No insurance and pregnant?

"No insurance and pregnant?

Help!! I had a baby in january of 2011. Now i think i might be pregnant again but i have NO health insurance. California will not be serving adult medi-cal as of december 1st 2011 i dont know what to do. is there any insurance comapnys that offer discount maternity coverage or very cheap plans that dont have $2,000 deductables?? this is a serious question so please serious answers

BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr

RELATED QUESTIONS:

I want to buy a peugeot 106 1.1 zest. How much would the insurance cost? All serious answers are welcomed.?

I am 21 nearly 22 with no claims, points or convictions""

Why should the average family carry umbrella insurance?

Does anyone out there know anyone that actually NEEDED to cash in on their umbrella policy? What were the circumstances of the incident? I'm wondering if our family should carry it because we have a teenager getting a driver's learner's permit... Please, only serious, informative replies.""

Anyone know of any cheap insurance companies for a 17 year old on a renault clio 1.2 dynamique...?

in england that is and i am lookin at the premium being around 1000

""Where can I find affordable health insurance in Tucson, AZ?""

Anyone have any suggestions on inexpensive healthcare. I am disabled and we survive on my wife's income. Our current health insurance premiums are $1150.00 per month (it goes up about $150 per year). We are at our breaking point because we are soon going to have to decide what to cut from our budget (the house, food or health insurance). Because I am disabled no one will insure me. The insurance we have now we had before I became disabled so they can't kick me out. I'm afraid that if we don't have insurance something could happen to me, my wife or kids that would require a hospital visit and could run in the thousands or tens of thousands. I don't want to have to go bankrupt because I couldn't afford to have coverage. I had a stay in the hospital two years ago and the total bill was $60,000.00. the insurance covered all but $3000.00. If anyone has any suggestions I would appreciate it.""

""I have a question about an accident, insurance, an estimate and payment?""

Hello. I recently got rear-ended and had an estimate done for $1800 dollars and somebody told me they would never give me that much for my car. I looked up the Kelley Blue Book and a private party price would be about $750 and that's how much they would give me and THEY take the car. Is this right? I might do it $750 and I keep the car! I put a new clutch in it, new front brake system, new exhaust, I love the car, so it's worth much more to me.....I'm just wondering what the law is on it and what I might be able to do to maximize my payout. If I'm unhappy with their offer can I take them to small claims and win? I just can't believe that I was just sitting at a stoplight and BOOM my car's wrecked and since I'm poor I can't get it fixed ya know? Thank you for your time......""

How do I get full coverage and liability insurance for 2 weeks in the US?

I have been in Thailand for a year so I canceled all my auto insurance, a now I am going to be back for 2 weeks using a rental car, and I need coverage for that 2 weeks""

Are all sportsbikes expensive on insurance?

im wanting to get either a 2007 kawasaki zx6r or honda cbr250r. im 18 but i plan on getting one at 19 or 20 and it will only be on insurance during the summers. so do you know if those are expensive on insurance? would it be less than a car like a honda or toyota?

Who provides the best Renter's Insurance in California??? What is Renter's Insurance Anyway?

Hello... I am new to renter's insurance. Does anybody know a good website that I can do research??? Generally what does renter's insurance cover??? Thank you for your answers!!!

""If u destroyed a $5000 car, on average how much would ur insurance company give you back?""

If u destroyed a $5000 car, on average how much would ur insurance company give you back?""

Do you have to insure a vehicle that's not driven?

I own a Jeep that sits in front of my house (its not driven). Do I have to insure this vehicle?

What is average cost for auto dealers insurance for a year in NYC?

Auto Insurance Licence?

how can i get a licence to sell auto insurance i live in tx

Why is my car insurance so expensive? Can someone who knows the facts please explain?

I am 19 I drive an old 1997 Nissan I've only been in one wreck but that was over 3 years ago. I've been driving since I was 16. My mom is now making me pay my own insurance, and she said it would be around $600. This is insane to me. I don't understand why insurance is so expensive especially if you have been a safe driver for years. I feel like you are just throwing away money for nothing. Could someone explain why car insurance is so expensive and why do you think mine is so high?""

Do red light camera infractions hurt your insurance?

on the ticket it reads: this infraction will not be a part of your driving record and will be processed as a parking infraction. I live in Seattle, WA.""

About how much would insurance cost for a 2004 subaru wrx?

for a 16/17 year old im a student and i took driving course does the subaru impreza RS have alot cheaper insurance i dont need exact price just a bout how much how about a 2002 or 2003

When I turn 17 will my car insurance or any kind of insurance rate decrease?

My dad wont pay for my car insurance until I'm 17 because he says it does down greatly but I asked some people and they said it doesn't change.

Car Insurance approximation...?

I would like to know approximately how much it would cost to insure a 2009 Nissan Altima Hybrid, 4 doors, 2.5, 15,000km, I am 59 years of age, live in the Quebec Penninsula Area. One driver only, for leisure purposes""

How much would insurance cost for me if I have a Classic Camaro and I am a 16 year old male with State Farm?

I am thinking about getting a classic car. Probably a Camaro (year 1990 and lower). I have State Farm, and I am a 16 year old male. Anyone have a clue about how much insurance would cost? Thank you.""

I am leaving country for couple of months. I want to cancel my car insurance. Is it possible?

I am paying my insurance monthly and it's very high. I won't be using car for couple of months, so I want to cancel it for some months and take it again after I come back. Is it possible?""

""17 yr old in uk, looking for any tips to get cheaper car insurance.?""

looking for helpful tips to legally lower the price of my car insurance ie what company to go with, whether i should put my mum on my policy etc.""

When is the correct time to drop her from my insurance?

Here's the situation. When the divorce papers were filed she had a job. She has since been laid off. The divorce does not require me to insure her. If i drop her though she has no insurance and no affordable way to get any. I have the financial means to cover her for month, but I'm concerned about the consequences. If something happened could the insurance company come back and charge me for everything since we weren't actually married?""

How much does insurance go up from a ticket?

got a failure to yield on a turn ticket on intermediate license first ticket wa state, I know it depends on a lot of things but I just want an idea, does it double? 10 percent? age 17 thanks""

How to get Temporary Car Insurance for one week in Florida?

Heres the deal. In May a couple of my friends and I are going to fly into Florida to visit some relatives. They have an extra car that nobody uses on a day to day basis, so instead of renting a car for the week... we would rather drive this car around. The problem is insurance... I don't know anything about this if its possible or not. Is there anyway to get one of us insured to drive the car for a week, we are all insured drivers here in Michigan if that matters. Also would it make any difference that the car we are using is my Aunt's, so we are closely related. Any information, experience with this type of situation, contact numbers etc. would be greatly appreciated! Thank you!""

How can i claim for a new alternator under insurance- it cost me 400?

I am selling my car, and I would like to get some cash from my insurance policy. I just had a new alternator fitted 2 weeks ago- any ideas??""

IM 19. I HAVE A FULL PAID CAR. WHAT IS THE CHEAPEST INSURANCE I CAN GET?

IM 19 YEARS OL. I HAVE A FORD CONTOUR. WHAT WOULD BE THE CHEAPEST ROOT I CAN GO FOR ONLINE INSURANCE. ALL I NEED IS COVERAGE..HELP!

No insurance and pregnant?

Finding the cheapest Medicare Supplemental Insurance?

I'm looking for a good resource to find Medicare Supplemental Insurance, including quotes. Can anyone help?""

""CAR INSURANCE, i live in a bad area and its doubling my quotes.?

I've got a mini 1000 1974 that im restoring and ive lost all motivation to finish it after reciving quotes starting from 7.5k and going up to 18k. Im guessing the reason being is that I live in a F rated area. its a proper s##t hole. Is there anything i can do to help reduce the quotes to a figure that i can realsticly afford. 7.5k is more than im earning.

Dodge durango insurance vs kia kia borrego?

Is it cheaper driveing a kia or dodge durango for insurance? People say dodge cost more for insurance then kia. I know to contact the insurance company for sure. But I would just like to know what you think. The kia would be 09 and durango would be 03

Problem with insurance?

I got in an accident that I am not in fault. Basically I was stopped at the intersection behind the red lights. A car from opposite side ran the red light hit the crossing car and the second car spin and hit my car. I have full caoverage and fixed my car with my insurance and have my insurance claim the money from the first driver insurance company. I rent a car under my coverage and also pay $500 deductable to fix my car. Now is almost a month pass and I keep calling my insurance to know if they got paid by the other insurance and requesting to pay me back for rental and the 500. My insurance is telling me that they may not be able to get ever thing they might be get only the cost of the fixing my car. What should I do? Should I sue my insurance or not?

Insurance cost for first time driver.?

I'm 18, a guy, and I live in New Haven, CT. I'm in the process of getting my license and I'm looking to get 1994 passat as my first car and I'm wondering if anyone has any ideas about what insurance is going to run me either going solo or adding to my parents coverage.""

Do I need horse insurance?

Do I really need horse insurance on a horse that I am leasing for more than half the year. I am going to lease a horse from out of state next September to about June. He is a 8 year old chenut gelding thoroughbred. He will be moved from a farm out of state to a boarding facility closer to me. He doesn't have any health problems but can become stiff after work. Do I need insurance just in case something were to happen to him if so what are some good companies.

How much my insurance be on a Lamborghini? ?

Hi I have looked at a few quotes online but I haven't found a site that will insure me or give me an accurate quote. I'm 21 been driving two years and the car is a Lamborghini Gallardo Sypder. Thanks

Can car insurance companies discover speed camera tickets?

Long story short: Do I need to tell the car insurance companies about speed camera tickets I received? I read that lying to car insurance companies is a good way to get your insurance canceled, or claim denied. I know that they check what you say on the application. If these were regular speeding tickets, I would have no question that they need to be reported, because it's on my record. But these are from a speed camera. The citation says it cannot be used to increase my car insurance rates, and that it will not add points to my record. All my friends say they don't report it. Despite that, Travelers said these do count, and denied providing a quote because I have had three speed camera tickets in the past three years. Is this information even present on my driver's record? Is this something they can verify? More importantly, could they deny a claim I make for failing to tell them about these tickets?""

Title insurance in WA?

My lender charged me about $2,100 (for both lender's and owner's title insurance) for a home price of about $260,000. Is this normal? How much the rate for title insurance in WA state? What is the best title insurance company in WA state? Thank you in advance. Jo""

Car insurance is very cheap or very expensive?

Insurance Rate difference Between hatchback And Sedan?

hello everyone, im interested in some information regarding insurance quotes. Im in the market for a 02+ Gti, or a 02+ jetta. The gti is 2 door hatchback and jetta is a 4 door sedan. Im 16 years old but im concerned now how much higher will insurance quotes be between the 2 when i start driving. Theyre both going to be manual. If someone has any idea please let me know.""

Should I pay my employer to get my insurance license in FL?

Should I pay my employer to get my insurance license in FL? I was recently hired at trajan insurance as a financial professional. They want me to pay $580 to get my insurance license before I even start. The company sells insurance and other financial options to consumers. They werent clear on my pay scale either. The office is located in Tampa, Fl.. Does anyone know anything about this? Please help in anyway you can. thank you""

Do I need to add my unborn baby to my health insurance before I deliver?

I'm not due until May 19 but I read in a book that if you choose to add your unborn child to your health insurance, you can. But no one can tell me for sure if I need too. Open enrollment for my insurance isn't until September of next year, after my baby is born. What do I need to do?""

How much does insurance cost for lowes?

My dad is saying that he pays $800 monthly for 4 of us and wants to cancel it, $800 sounds like complete bullsh*t so I need to know if its true.""

How much does motorcycle insurance cost in MA?

How much should I expect to pay for motorcycle insurance on a cheap bike in MA? (I'm in cambridge.) I know it depends on a variety of factors, and I could call an agent and get a quote, but I'm just looking for a rough estimate.""

Is Mercedes expensive to maintain?

im 18 just got myself first car 05 c320 4matic. my parents are paying for gas and insurance which is 350$ a month but i will pay for the car payments with a part time job and maybe repairs do you think it will be too much for me?

How can i get cheap car insurance?

cheap car insurance

Does the cost of insuring a car go down when you turn 18?

is it worth waiting a couple of months to my eighteenth birthday to get cheaper car insurance? thanks guys!

Car insurance problems?!?

So I've had my license since I was 18 and now I'm 21, my boyfriend has always just let me use vehicles that he would give me that are registered in his name and on his insurance and I already know someone is going to point out its a bad idea I don't have my own vehicle, we have been together 5 years and haven't had a problem, but recently when I was driving my truck, registered and insured by him, some senile old woman pulled out around 8 feet in front of me and stopped right in the middle of the road so her whole car was right in my lane and the back end of her car was still sort of on the road she was pulling out of, I slammed on my breaks and when I realized I wasn't stopping I turned my wheel as hard as I could so I didn't hit her and I ended up just catching the end of her car and totalled mine by hitting the stop sign and about 4 trees on the road she was coming out of because of the fact that I was driving my boyfriend's insured vehicle and me and him live together, his insurance automatically added me to his policy which caused it to sky rocket from $190/mo. to over $400/mo. I was wondering if he should try to switch companies, or just keep me on his insurance whether he switches or not ?""

What is a good car for a 17 year old. and what is the cheapest insurance?

I gotta question with car insurance?

im 18 and buyin my moms car,will the insurance rates rise if she signs the car over to my name? or will it be that much of a difference? cuz i want it in my name but she says the cost will double automaticly just by changing the name of the owner from her to me. is she lying so that i keep it in her name?""

Insurance company and liability coverage on a leased car?

My sister is leasing a car and she changed insurance company last month. Don't know how this insurance Company gave her liability on a car that's not her's but they did it. She said they didn't even ask if she was leasing and when she asked how but full coverage was she said it would be to much. So lets just get this one. Now she just got into and accident on xmas day and her car is damage badly. The insurance people said they cant do anything with her car because of the coverage but I think that's not fair because she is still leasing on that car. What can be done can she sue the company on is it just her lost.

Is there an oversight body for Insurance Companies?

My insurance company made a ( medical) payment decision that I don't think is fair. I'd like to know if there is any board that regulates them. Polite, constructive answers only please.""

How much does it cost to insure a 1991 camaro z28?

I have a white 1991 camaro z28 and I need to put it up on insurance to get me going around. Only problem is my parents dont want to hold my insurance and im only 18. How much would it be to insure it on my own? The car is 5.0 Liter, 2 door, white. I turn 19 on christmas if that information helps. Can i get historic plates on the car?""

Does your insurance rates change when you switch it to a different car?

I drive a 2001 cavalier and I'm getting another used car in about a month (2004 pontiac grand prix) I'm under 25 so my insurance rates sky rocket. Will it be cheaper to transfer my current insurance over to the Grand Prix or to just get new insurance all together ?

No insurance and pregnant?

What are the best and affordable medical insurance companies in Pennsylvania?

Also available in some other states around.

Affordable Private Health Insurance Provider Needed?

Could somebody tell me any company for affordable private health insurance.I need good site.And free quotes and many benefits.Please be honest.

How can you get medical insurance in the State of Va.?

I have been turned down by medicare because My daughter makes to much money. Turned down by private insurances because of preexisting illness.

""Can anybody suggest an affordable health insurance company for a low income, young man?""

I would really like to have the ability to go to the doctor when I need. But, I can't seem to see the necessity of having health insurance. Being it so expensive, and that I so rarely need to seek medical attention. On the other hand, the clinic in town will not schedule appointments for anyone without insurance. I would like to be more concious about my physiological self with the advice of a medical practitioner. But, not at the cost of hundreds of dollars a month, which I can't afford. Its just not in the cards. HELP!""

Cheapest car insurance?

im 20 and getting my first car.... what is the cheapest car insurance in florida... miami - ft lauderdale area?

""I bought a good life insurance for my family, Just how much does McCain loves 303 million Americans?""

I bought a good life insurance for my family, Just how much does McCain loves 303 million Americans?""

Which is the Best Children Insurance Plan to buy in India?

my little niece is 5 years old and my sister is planning to start investing for her education early ( i know this is too early but she wants to give her the best!). She is very creative and paints really well but then she wants to become an Astronaut like Kalpana Chawla :-) now-a-days there are a lot of child insurance plans coming up-all look the same to me. Was thinking if someone can tell which one is the best : Aviva Child Insurance, ICICI, Kotak, etc..""

How to get affordable HIV Medication with not so good insurance coverage.?

Diagnosed about a month ago HIV+ with a VL 111,000 CD4 167, so yeah I've had it for a while. I'm supposed to start treatment ASAP! but I can't afford them, I've talked and negotiated with my doctor to change my prescription she did but it didn't help. The problem is I have insurance and it doesn't have good prescription coverage. I'm in a position that I may have to drop my insurance just to be able to afford my medication. My doctor and case worker is advising me not to do this, I don't have any other choice... someone HELLP my time is limited""

Legal question about car insurance.?

My son was at a party, an aquaintance asked for his car keys to get some drink out of the boot. He then stole the car and crashed it. Only a provisional licence. The car, which is a company car, is a right off. The insurance company are saying that they may not pay out. Who ultimately is responsible.""

Do i need car insurance or just liabilty?

are they the same?I only want to cover the other persons car not my own because i'm buying a piece of crap $2500 or less and if i bought a convertible would i have to pay more per month for whatever it is i have to pay like insurance or something?

Best car & car insurance for a 20 year old?

I'm 20 years old and just started having driving lessons. I'm thinking of buying a car but have no idea about car insurance. I know it would be higher for 17-19 year olds but do I qualify as a young driver if I'm 20 even though it's a first car and just starting as a driver? I love Volkswagen Beetles but want a car on which the insurance won't be high. Apparently the insurance is cheaper on classic cars...? I'm a girl and live in Greater (West) London. I don't know what it depends on and what car I should go for without having to pay a fortune. If you could help me out that would be great Thanks!!! :)

Car insurance for new drivers!?

Will car insurance for a 19 year old be allot cheaper than a 17 year old? Both being NEW drivers.

Does anyone know of a cheap but good motor scooter insurance company?

Does anyone know of a cheap but good motor scooter insurance company in the UK?

Car insurance policy and rates question?

My girlfriend is on my car insurance policy. Recently she got in an accident and now I believe our car insurance rates will be raised. Can I drop her off my car insurance policy and have her transfer her car in my name that way both cars can be insured in my name. If I do this can she still drive her car?

What would be more affordable?

a 2003-2004 mustang v6? or a 2006-2007 chevy cobalt? insurance wise. serious answers only please. thanks.

Can I change my health insurance?

I want to change my health insurance? I have Minnesotacare and I want to change it to Medical Assistance? My daughter needs braces for her teeth and Minnesotacare won't cover for it! And apparently we owe Delta Dental and our dental provider 5000 bucks?! Is that possible? We are certainly not paying 5000 for an X-rays for braces and my daughter didn't even get braces on?!

My dad says a 2 door car would be more on the insurance. Is this true? PLEASE ANSWER!!?

We went out looking for cars today and every 2 door car we saw he just kept walking by them. I dont know about him but Im a 2 door kind of guy. He said 2 door cars would be more Insurance. Is that true? I wanted to get this 2 door Cougar or maybe a 2000 or 2001 or 20003 Monte Carlo. WOuld that type of car add more to the Insurance? I really want the monte carlo. Im gonna be putting about $1400 down & the car cost no more than $5000.

""Car insurance sent me SR-1 form, What to do on SR-1?""

I got into a solo or at-fault accident cause i skidded off the road due to the road being wet after the heavy downpour. Nothing major and my first ever accident so i decided to report it to the insurance for a claim but decided to disregard the claim since nothing needed to be repaired except an alignment because i work on cars so nothing seemed broken. Now that it's been disregarded, mercury insurance sent me an sr-1 form stating i must fill it out or my license will be suspended within 10 days. If i fill it out and since there was no damages over $750, will there be an inspection to my vehicle?""

Need health insurance?

I need to get my own health insurance. Does anybody know of any insurance that just covers if stuff goes really wrong?

Is Health Insurance Innovation a good insurance company?

I'm scouting for a cheaper health insurance plan and so far Health Insurance Innovation offers a cheaper price. It's $50/month for pretty basic stuff and it's $2500 deductible.

False County Court Claim Against Me on My Car Insurance?

Someone has put a claim in against me for damages, for an accident I know nothing about. It is from early 2010 and has been going on since then. I have been contesting it on the grounds I have not been involved in an incident, however the third party solicitors have issued County Court proceedings against me. My insurance company are saying they are putting in a defence and have provided a barrister. I am really annoyed with this as I know I haven't been in an accident. I could understand if maybe they were claiming I clipped them and I had done it without realising but they are claiming for an accident which I have no knowledge of! I have attended the Magistrate's Court hearing and although I pleaded not guilty I have been found guilty on the grounds that for the time and date of the accident I have no alibi, witness or other evidence to support my whereabouts. The other party has an independent witness who works for the same company and alleges she could recognise my car but not me as a driver. Mag court fined me and gave me 6 points on my licence. I am not working (and not in receipt of any benefits) and this CC claim amounts to 5k! How would I pay a sum like this??? Or would my insurance company pay out if I was found to be at fault ??? Please help! Where do I stand on this? Any help appreciated. Thanks!""

I'm looking for affordable health care insurance plan in Texas?

I'm looking for no more than $5000 deductible around $300 to $400 a month for 1 primary and 2 dependents. And the insurance has to cover some of outpatient and inpatient as my son has asthma. Please any help I can't find anything online.

What are auto insurance rates based on and why do some companies cost more than others?

Insurance Quotes With AAA ?

I requoted myself online with AAA, I've been with them for 9-10 years or so. And by filling out the same information with same coverages, I will save much more. Will AAA give me that new rate or am I stuck with my same rate. I hate calling customer service..""

Will car insurance cover me if an unlicensed driver was driving?

I have a problem. My car was wrecked by an unlicensed driver. I didn't know that person's license was suspended. Will my insurance still cover it? My car is messed up pretty ...show more

No insurance and pregnant?

20 and a Marine but auto insurance companie's want to charge me 500$ a month??? HELP?

I just got my license a couple months back i am in the marines and joined when i was 17 and in california it cost 350$ to get your license before you are 18 and i could not afford it. i am a very busy guy and it took time before i could get it. i make 600 every 2 weeks and i am about to get a car i am stationed at camp lejeune NC. for the auto loan i will be paying about 350 to 400 a month. its not that bad i am paying 5 % interest on the loan for 11,500 not that bad for not having any credit. but the insurance companies want to charge me anywhere from 450 to 700 a month i have only looked at a couple companies but it takes forever to fill out the info and some of them do not read my address because i am on a military base so i have to call them and you all no how that goes. so my question is what is a auto insurance companie that will be cheap. i have to get full coverage because of the loan. please only serious answerer's and from personal experience. sorry if i spelled things wrong i am not in a prestige college i am a Marine. but think you for your help and have a great day.""

How can I get my insurance CSR 440 certification?

I would like to pursue a career in insurance adjusting

Car insurance advice needed?

My nephew passed his driving test yesterday and has a P reg Volkswagon Polo for his first car. I've seen adverts on the tele for Direct Line car insurance and they aren't on comparison websites, does anybody know if they are averagely cheaper or not? Are there any other companies that don't appear on comparison websites? Thanks.""

Cheapest Vans to insure?

Hi, I was looking into getting a van as a first car, ideally I was after something like a van/car cross, basically an estate with no back windows, I'm not sure of the group. I was wondering what decent vans are out there and what would be cheapest to insure? The main reason for wanting a van is I regularly surf and would sleep in the back occasionally.""

Cheapest auto insurance in Toronto?

Economics // Health Insurance?

Becky works for a large grocery store that provides a health insurance program to all workers . This is an example of: a. Medicaid b. Employment-based health insurance c. Government health insurance d. A single-payer health care system

Van with low insurance? HELP?

My car broke down, and i need a van pronto. I am a professional dog walker and need wheels all the time as cover a large radius. This is a perfect time to take the step into have a van. I only want something small. which i can split the back into two sections so can carry two dogs at a time. similar size as a renult kangoo, transit connect, vahxall combo - that sort of size van. It needs to be a low insurance group - as i have 4 years driving but no commerical No claims only car no claims - which ive been told doesnt count on a commercial policy. also needs to be diesel and a very small engine like 1.3 or something as i do so many miles and fuel costs atm. I have around 3000 to spend on a van. Any direction as to a suitable van, that fit my requirments would be fab! Ive been looking all night and cant find anything :( Thank you!!!!""

Car insurance policy?

From out of experience or knowledge, what is the best type of car insurance for a 19 yr old college student? If the 19 yr old will b the policy holder & not under any parents. & what type of coverage is recommended? Any other advice as far insurance goes? Thanks in advance.""

Will my sisters auto insurance go up?

i live with my sister and her husband. i do not have any auto insurance. i was a pedestrian that got backed into by a car. i now will have to go and have surgery on my knee. to make a long story short, will my sisters auto insurance cover me because i am a resident relative? will their auto insurance go up if they cover me (they will get reimbursed though by the party who hit me)""

Does California state law not allow insurance companies to increase rates for $750 or less claims?

I heard California Sate law prohibits insurance companies from raising your rates if you have a total accident claim of $750 (not to include deductible amount)? Is this true?

I need affordable and reliable health insurance. 23 yrs old.?

hi I am a 23 year old foreign student currently studying in the US in a student visa..I am thinking about getting an affordable health insurance that covers emergencies and any sudden diseases that might occur in future.. also may be a yearly doctor visit etc.. i do not need dental.. i just want to make sure i am covered in case of emergency.. i am just a student and do not have a stable job so i cant afford a lot.. i have heard about medicare and medicaid but they are not for foreign nationals.. i have also heard about blue cross blue shield i was thinking about going with them but what do you guys think?? and what should be the monthly price?? thank you in advance .. no advertisements or spam please!!

How much is the insurance for a mazda rx8?

how much would it cost me? the insurance? im going to turn 18 and im going to start paying for my own insurance? since i have no credit around how much would it cost me.

Classic Car Insurance for Young Irish Drivers?

I'm looking to insure a 1989 Ford Transit and can't seem to find anyone that can do this as I am only 22. Has anyone ever been able to solve this problem in Ireland? I already have a full policy on a primary car

How much does car insurance cost on average for a 18 year old female drive in florida?

???????????????????

How do I figure how much life insurance I will need?

What is a cheap health insurance for a student fixing to go trough nursing school?

I got accepted into nursing school and need health insurance. I do not believe there are any guidelines as long as you have it. I do not have a lot of money and need some affordable health insurance.

Would claiming on insurance/suing cause this guy to lose his job?

Basically, Iive in NY and a while ago I was driving to work when a taxi in the next lane floored the gas, then came into my lane too early, and smacked into the side of my car. (http://sphotos.ak.fbcdn.net/hphotos-ak-snc6/hs047.snc6/167708_1829137573885_1403718556_32066375_2647816_n.jpg the car was spun a few times before hitting the curb and i got severe whip lash, taking a few weeks off work which isn't good in my profession. I fully planned to make an insurance claim but my lawyer also suggested suing for dangerous driving. It has struck me however that this guy might lose his cab if I do so, and he is likely to have much money, while I could pay for the damages, or a new car. I don't want to make this guy lose his job, how would it play out?""

Is there a way for me to get affordable car insurance?

hi im a college student in NYC i am single and live alone in a studio apartment in Brooklyn NY i work in an armani exchange store and at the moment im also going for acting and have already nailed some gigs. My question is if anybody knows how i can get car insurance under $4000 (BTW i dont have any1 living in another state) i checked most companies and they offer 10-13k either a year or 6 months so please if any1 knows how i can get insurance help me out i am in dire need of a car.

Cheapest method for car insurance for 17 year old male?

Car insurance total loss?

I own a 1997 dodge intrepid std 4 dr sedan 6cyl gasoline 3.3 liter 4 speed in fair conditions cd player no rust with 197,242 miles. My car was was in a hail and tornado damage where the hood has a dent and the driver and passanger side have dent and the trunk. I have full coverage insurance and they telling me that my car was total last i love my car and i spent alot of money fixing it and it drives great no problem. So I was trying to get some help from some one that could tell me how much is my car worth so they wont give me less money and if they offer me less what could I do. I am not trying to bew greedy but i do love my car and spent alot of money on it. I would rather get it fix . PLEASEEEEEEEEEEEEEEE HELP ME""

Can my mum use her no claims to insure my car?

I plan on buying an 05 reg fiat punto active sport for my first car. Obviously being 17 if it is my own insurance it will cost ALOT, whereas if i am just a named driver i can get it for around 1800. I realise this is illegal and many people frown upon doing it but in all honesty she will drive the car just as much as me. She has been told that if her no claims bonus is already being used on 2 other cars, it cannot be used to gain a discount on a 3rd, i will be using direct line, is this true or can we use her ncd?""

Which company does the cheapest car insurance?

I have moved house and when I changed my address the Insurance company wanted an additional premium of 298. As you can imagine I cancelled the policy. I am now looking for a cheap insurer I have golf GTI (150) and my new post code is classed as higher risk. any ideas ?

How can i have a free car insurance for 1 day?

i want to buy a car from auction it has bot MOT & TAX. How can I insure it for 1 day to jut to drive 300 miles back home and then search for a good insurance quote? I am insured to drive another car as a named driver. Thanks

If my car insurance gets canceled b/c of late payments?

will they reinstate it again if i paid what i owed in full?

What are the average costs for these types of insurance?

Home Insurance Car Insurance Home Contents Insurance Travel Insurance Life Insurance Health Insurance Credit Insurance Average costs in pounds, not dollars, for the average British person? 10 POINTS FOR BEST ANSWER! Thanks""

No insurance and pregnant?

https://www.linkedin.com/pulse/insurance-question-my-situation-james-gipson"

0 notes

alwaysscreechingbasement · 7 years

Text

A rant/essay from a Facebook friend. (LONG post ahead)

Since the depression, every generation has had to work more and more to get by. In the 50's and early 60's, a family could easily survive on a single income. By the 70's it was almost standard that if you weren't in the higher tax brackets, both parents had to work. By the 80's (because of the 'new' financial difficulties of the late 70's, and people relying more and more on credit), most people had debt, and two incomes barely covered it. Debt went NUTS in the 80's, mostly because capitalism was HUGE then because of Reagan. There were all these things that quickly went from a 'luxury' to a necessity, like home phone, cable, and multiple cars. By the 90's, the wage gap that sprouted in the 70's and flourished in the 80's had come to be a way of life. People had tens of thousands in debt, the population was growing faster than ever before, and people depended more and more on government assistance. The Clinton era saw tax breaks for the middle class, better less expensive healthcare, more readily available medicaid, and people were finally starting to get on their feet as a nation (Clinton left us [National debt] in the black for the first time in decades). Then Dubya happened. Or, outright stole the election, I should say. He took away most of what was helping people become self sufficient, raised taxes on the middle class, and simultaneously gave huge tax breaks to the wealthy and corporations. He was able to make it seem acceptable because of the influx of tech wealth. Cost of living grew much faster than the average wages, and he put us right back to where we were before the Clinton era in two years. He managed to destroy 8 years of progress with two years of greed plus two wars he put on an imaginary credit card in attempt to make himself a hero. Then Obama took office. What he did in his 8 years was to get us a deficit again, raise wages (as much as he could) and give us affordable healthcare. Unfortunately, because he was black (and also progressive, but mostly because he's black), republicans openly blocked him and fought him every step of the way.

Funny enough, one of the main reasons that was able to happen, is up until this past presidential election, people under 30 (millennials) didn't bother to vote. The older republicans who had been duped into believing the scare tactics from the Dubya years came out in full force, while younger progressives couldn't be bothered to vote in local elections. Starting around 2000, America had record lows of young voters, and this allowed republicans to gain a strangle hold on the government. The Tea party gained traction. A black, progressive president was new, and people are generally fearful of anything new. Because of the non-progress spurred on by Dubya and then the obstructionism of the right through the Obama administration, not only did republicans gain power, but millennials (who were finally having to live on their own) were faces with an even larger wage gap (as every generation before then has been) and took to the new format of social media to complain. STILL numbers of voters in that age group were pitifully low, but the small percentage that did vote often voted for 3rd party candidates or worse, Tea Party/republican candidates, because all they knew is they wanted change that they weren't seeing.

Then came the 2016 presidential election. Social media (created largely by baby boomers, btw) allowed them to feel more engaged with less effort. They finally started becoming more involved (though small and local elections still saw little to no rise in young voters), and they blindly glommed on to the 3rd party candidates again, who this time used the same social media platforms millennials were dependant on to spread their message of "change", without giving any solid solutions as to how to attain it. Social media also allowed conservatives, the right, and outside forces (looking at you Russia) to push a false narrative about the only major candidate that could actually enact change and continue Obama hard won achievements. Most of the "oligarchy" argument as well as the other blatant lies that were spreading around like wildfire have been proven time and again to have originated on the right.

Unfortunately, now more than ever (thanks again to social media) younger people determined that they wanted to be" different" and "anti-establishment", ironically by throwing their support behind a 30 plus year career politician. They're a generation who saw that collective online organization could affect real life change through petitions and threats... so instead of working together to improve the only progressive candidate's platform that had a chance of winning, they chose to hold the election hostage. Now, this is not speculatory, they openly did so with the "Bernie or Bust" malarkey. Bernie, having a long track record of attention whoring, helped to amp up the growing unrest, and instead of directing at the right (who got us into this mess in the first place) he falsely directed it at Hillary in attempt to be remembered for more than collecting a government paycheck and to bolster his own ego. He had zero solutions, and zero practical experience, but millennials en masse bought into his empty promises. Because of that divide, and people claiming 'political purity' by voting for Stein, writing in Sanders, or simply not voting as a protest (if not voting for Trump to "teach people people a lesson"), Trump won. The exit polls showed as much.

Trump has shown in his time so far that we're not only heading back to pre-Clinton era tax disparity, but that the wage gap will only increase, this time with fewer routes of government assistance. So, no, it wasn't baby boomers who caused it. They aren't too blame. The blame lies squarely on the shoulders of Republicans, millennials who only vote when it's "exciting" if at all, and the conservative/right/outside forces that pushed the narrative that Dems and Liberals were ineffective in achieving nationally benefitial goals. If you look back at American political history, it's been the same story over and over again. People want change (but only to benefit themselves) some vote for a candidate to achieve that change, usually the 'outraged' right. A republican wins, digs us deeper and deeper into debt, causes the cost of living to increase, and (in recent history, 80's to now) seem to TRY to get us in a war. People again want change, then some people vote, usually for a Dem, and change for the better starts happening. The original group of voters (Reps) get mad because their taxes (that they would have paid anyhow) start going to programs designed to feed, house, and give medical coverage to those in need (they like to call them moochers), and the current group (Dems) get mad because they aren't seeing change occur FAST ENOUGH. So again people start voting for change, ANY kind of change, and we end up with another republican in office, starting the whole process over again. This time it was almost different. If all the people who claimed to want progressive improvement had actually voted for the candidate that would've won (and technically DID win by thousands of votes) in a few years we would have had better wages, a less expensive housing market, and probably universal health care. Hillary ran on increasing minimum wage to $12 then increasing it incrementally over the next 4-6 years, and free college for most degrees within 2 -4 years (both of which she had a well thought out achievable plan for) Yet younger voters wanted $15 and free college NOW, and supported the guy who promised them that with no actual plan to achieve it. (I believe his actual words were 'we'll figure it out when it comes time').

Millennials aren't the first generation made to struggle. Far from it. The only reason it seems like it's so much worse than it used to be (aside from the ever increasing wage gap born of the back and forth of political parties elected by impatient voters) is that what's considered to be necessity now was luxury a decade and a half ago. People expect to have fast internet, cable (or online viewing services), newer cars (made more expensive by republicans making eco-friendly vehicles more expensive to buy and own), central heat and air, roomier/updated housing, "organic"/gluten-free/"GMO free food (that's costs 50-75% MORE than traditional food w/zero added benefits), and hell, even gourmet coffee. In 1998, if you paid $8 a DAY for a single coffee drink you did so because you were rich. Now people expect to be able to afford it. The cost of living is growing higher and higher because people just EXPECT to have things that 1)aren't really necessary (think a new car every few years, fancy pod coffee machines, all of the over priced food that's basically snake oil, freaking lipstick that's $60 a tube, etc) and 2) people who don't vote allow politicians who are actively working against them to gain or stay in office. So, yeah, baby boomers are in the same boat. A lot of them were fortunate enough to have been able to save money back during the Clinton era, but it was much harder for them then it was for their parents. The money they would've been able to live on then runs out exponentially faster today. They, too, have to go without healthcare (although thanks to the Clinton era boom and the Social Security they paid into then they have a little more to work with.

Also, if you're working 3 jobs, they're probably minimum wage, less than 30 hours a week jobs. While the job market isn't great (it also has declined due to republican tax breaks and the population growth), people can still find full time jobs that pay more. A small investment in practical/ technical education (like auto repair, forklift operation, dental assistant, etc) or even the willingness to do manual labor (cities are constantly searching for workers (even with zero experience) to lay roads, collect garbage, etc. And those are good paying full time jobs. A friend of mine, with no experience, got a job working in distribution. It's physical labor so they're still looking for workers as people don't want to do strenuous activity to get a paycheck. In less than a year, he's gotten full insurance, and went from the $12 per hour he started at to $16 per hour with time and a half for (frequently available) overtime. In Texas alone there's thousands of great paying jobs that people just ignore because it's physical labor and/or outside work. I know of at least three millennials personally who turned down full time jobs because they were tough. THAT'S where the disconnect happens between older generations and millennials. Older generations actually did the jobs millennials (who grew up in a somewhat pampered tech rich world) don't want to do. THAT'S why older generations expect millennials to 'work harder', because THEY DID. Older generations see that millennials want the pay for tougher jobs without doing the tougher job, and they (pretty rightfully) don't think they deserve it. Should minimum wage be higher? Hell yes. Should a person be able to work 30 hours a week and have all the things the generations before them worked 60-80 hours at a full time job for? No. A single full time job can (and often does) pay as much if not more than 3 part time jobs. It just takes a stronger work ethic, the willingness to actually work a harder job, and the ability to not assume you should have all the things that you could do without. I have absolutely zero sympathy for someone spending $8 for a coffee everyday, $6 for a sack of "organic" oranges, and $20 a month for each online viewing service, only to bitch that they can't save money. Keeping up with the neighbors doesn't get you where hard work and frugality will.

Another side note: Millennials tend to be a bit more gullible when it comes to snake oil fixes for things. 99% of the people I've seen pushing "essential oils" and "cleanses" to cure things are millennials. Someone I used to be friends with on here bought into the "organic/GMO free/ gluten-free" BS, paid way too much for "holistic / naturpathic medicine" (read sugar pills), "healing crystals" and also $120 eyeshadow palettes/frequently changing their hair color at $75-150 a time/$30 "vegan" body wash used to complain about it being so hard to make it every month, and -while still spending ridiculous amounts on pseudoscience and overpriced luxury beauty items- frequently asked for financial help. They seem to feel they "need" these things and that they're "saving the world" through buying expensive personal products that they think are eco-friendly that really aren't. You'd think a generation that grew up having educational resources like the Internet would be smarter, but they generally don't seem to be. It's really sad that instead of using their portal to infinite knowledge, they want information spoon fed to them in memes and sensationalistic sound bites.

Not to continue on my rant/essay but... it should also be noted that with every advancement in history comes a higher cost of living. That's just a fact of life. People were pissed when they had to pay more for a bottle of milk when pasteurization became the norm because it saved lives. People were pissed when safety standards made meat cost more. People were pissed that Internet service became more expensive when they switched to fibre technology instead of modems. Every improvement comes with cost. It's how it's been since the beginning of time, and that's without modern capitalism. You can't expect the technology of tomorrow with the expense of yesterday.

ME: True, but it seems increasingly like the rich are just hoarding their wealth, and not giving enough of it back to the people (wage increases, charity funding, etc.), not to mention that politics really isn't helping this much (seriously, the GOP's mindset seems to be 'work until the day you die' - that Georgia senator that said she opposes a livable wage is a prime example), and I'm just wondering how long until capitalism implodes due to it's own hubris.

MY FRIEND: And that's why it's so important for millennials to actually get out and vote instead of handing over a list of demands and expecting it right now. Change takes time and work, and the only thing the 1%ers and the GOP are working for is to line their own pockets. You can't dig your heels in and refuse to vote for the betterment of all Americans just because you don't get your (falsely promised) instant gratification. Plus, political change starts at the local level. Until younger voters start actually giving a damn about REAL politics instead trendy meme worthy politics, we'll stay treading water if not sinking outright.

0 notes

trendingnewsb · 7 years

Text

Trump’s budget: major slashes to social programs but $1.6bn for the wall

Millions of people stand to lose Medicaid access, alongside cuts to welfare and food stamps, under a proposed budget that still has numerous hurdles to jump

Donald Trump will embrace hardline right-wing economics on Tuesday with a budget that proposes swingeing cuts to social safety net programmes while allocating $1.6bn to a border wall.

Millions of people would lose access to Medicaid, the government insurance programme for the poorest and many disabled Americans. Food stamps for people on low incomes would be cut over the next 10 years under the White House plan and the families of undocumented workers would be frozen out of key tax breaks.

We are no longer going to measure compassion by the number of programmes or the number of people on those programmes, budget director Mick Mulvaney told reporters. Were going to measure compassion and success by the number of people we help get off of those programmes to get back in charge of their own lives. Were not going to measure our success by how much money we spend but by how many people we actually help.

The Trump blueprint is unlikely to become law because it will face opposition from both moderate Republicans and Democrats worried about its social impact and from fiscal conservatives who fear it will increase the deficit.

Chuck Schumer, Democratic minority leader in the Senate, condemned the proposed cuts to Medicaid. This would pull the rug out from so many Americans who need help: those suffering from opioid and heroin addiction, people in nursing homes and their families who care for them, the elderly, the disabled, and children, he said on the Senate floor. Medicaid helps not only the poor but increasingly the middle class, as well as 1.75m veterans, Schumer added. Heres what candidate Trump said when he campaigned: Im not going to cut social security like every other Republican and Im not going to cut Medicare or Medicaid. He promised he would help take care of those suffering from opioid addiction. If it cuts Medicaid, hes breaking that promise right in half.

Economic experts were also quick to dismiss Mulvaneys claims that Trumps tax plans and budget would boost economic growth to 3%, balancing the federal budget within a decade.

Although Trump is an unconventional president, the budget shares much with the conservative orthodoxy of Ronald Reagan and Margaret Thatcher. It is entitled A New Foundation for American Greatness and Mulvaney said if he had a subtitle it would be, The taxpayer first budget.

Budget director Mick Mulvaney. We need everybody to pull in the same direction. Photograph: Jim Lo Scalzo/EPA

Cuts to Medicaid over the next decade exceed even the more than the $800bn reductions contained in a health bill passed by the House of Representatives earlier this month.

The president also aims to slash welfare by $274bn over a decade, including $193bn on food stamps, driving millions of people off the programme. This would be several times bigger than cuts attempted by House Republicans in the past. The number of people claiming food stamps spiked to 47m people at the height of the 2007-08 recession and had not come down as expected, still totalling 44m people, Mulvaney said, despite near full employment in the US.

Some $72bn over 10 years would come from social securitys disability insurance programme, including $50bn in savings which would be achieved by helping recipients get off the programme and find a job.

Mulvaney continued: If youre on food stamps and youre able bodied, we need you to go to work. If youre on disability insurance and youre not supposed to be, if youre not truly disabled, we need you to go back to work.

He added: Theres a dignity to work and theres a necessity to work to help the country and succeed and we need everybody to pull in the same direction.

The Child Tax Credit and the Earned Income Credit would be limited to those who are authorised to work in the US. They would be required to show proof of a social security number a move that would have a negative impact on children who are US citizens but whose parents are undocumented.

I could ask you for your money I think, in good faith and good conscience, and say, Look, I need to take some of your money and give it to this family, who deserves the Child Tax Credit, but I cant do it to give the Earned Income Tax Credit, which is designed to help folks who work, to give it somebody whos in the country and working illegally. Its just not fair. Its not right when you look at it through the perspective of the people paying the taxes.

Trump would also reduce federal employee pensions and farm subsidies while keeping campaign pledges to leave core Medicare and social security benefits for the elderly untouched.

He also promised a groundbreaking proposal to provide six weeks of paid family leave to new mothers and fathers, including adoptive parents, championed by Trumps daughter, Ivanka, and costing $25bn over 10 years.

Mulvaney confirmed that the budget plan defunds Planned Parenthood, on the premise that the American Health Care Act will become law, and winds down the support for the Corporation for Public Broadcasting, which feeds the money to outlets such as the Public Broadcasting Service and National Public Radio.

The blueprint also shaves 31.4% off funding for the Environmental Protection Agency and 29.1% off that for the state department and other international programmes.

The cuts to domestic spending would be redirected to the US military, law enforcement and supporting veterans. It allocates $2.6bn to border security, including $1.6bn for the bricks and mortar construction of a wall on the Mexican border, with the remaining $1m allotted to technology and infrastructure.

But the plan a wish list to fund the Trump agenda faces numerous hurdles. The healthcare bill is likely to undergo significant changes in the Senate while a rewrite of the tax code only has a broad outline so far. It also makes assumptions about growth.

People protest the Trump administrations bid to overturn the Affordable Care Act. Photograph: David Mcnew/AFP/Getty Images

Mulvaney said Trumps package of spending cuts and tax breaks would boost the USs economys growth rate to 3% over the next decade, a considerable increase from the 1.9% forecast under current policy by the Congressional Budget Office.

The director, due to testify to the House and Senate this week, said: I think what Trumponomics is and what this budget is a part of is an effort to get to sustained 3% economic growth in this country again. I think its sad that the previous administration was willing to admit that we couldnt get better than 1.9% growth over the next 10 years … That assumes a pessimism about America, about the economy, about its people, about its culture that were simply refusing to accept. We believe that we can get to 3% growth.

But economists were skeptical of the claim. Gus Faucher, PNC Financial Services chief economist said US productivity growth had averaged 1.75% over the last 45 years and that the period between the late 1990s and early 2000s when growth topped 3% was the exception. Its asking a lot to expect the exception not the rule, said Faucher.

Marc Goldwein, head of policy at non-partisan thinktank Committee for a Responsible Federal Budget said the budgets numbers did not add up. He said Mulvaneys promise of returning to the 3% growth rates were unrealistic at best.

We are not bringing the 90s back, he said. Three percent was normal then because the baby boomers were in their prime and we had a tech boom. Now baby boomers are aging out of the workforce and the tech booms impact has fizzled, Trumps budget would likely add decimal points not percentage points to US growth, he said.

This is like pretending you have won the lottery when all you have is a handful of scratch cards, he said.