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Have you ever had the chance to watch the movie: ‘Memoirs of a Geisha‘? Or at least read the book? Well… I’ve done both at a young age and I instantly fell in love with Japan’s geisha as I witnessed their unique beauty, grace, and discipline. In fact, ever since then, I have been deeply enamoured by their mystifying world — which, thankfully, have still survived up to this day!

I say ‘survived’ because I was also interested in the samurai (Japan’s olden warriors who typically serve a feudal lord or daimyo). I badly wanted to witness their noble way of life; however, it made me terribly sad when I learned that they no longer exist, and this is because their social class has died down long ago around the late 1800s after the emperor favored a more modern western-style army. Sure, there may be descendants and even people who still try to practice samurai behavior and/or swordsmanship today, BUT it’s not the same given how the whole samurai lifestyle and system is absolutely non-existent anymore.

The geisha tradition is not as old as the samurai but it IS old and I’ve surely developed some sort of mild fear that they might eventually disappear too — which I hope to goodness, they won’t — and this worry of mine makes a bit of sense because there aren’t many geisha anymore. To put it into numbers, back in the 1920s they numbered around 80,000. Their current number? It is now estimated to be only 1,000 to 2,000!! Because of this and more, it couldn’t be helped that I’ve made ‘meeting or seeing a legit geisha‘ as an item on the very top of my bucket list.

Well… guess what? I already made this dream come true when I went to Japan this year!

What have I done, precisely? I talked to a geisha in Tokyo over a dinner banquet, I played games with 2 young senior maiko in Niigata, I caught sight of a legitimate maiko (who was on her way to work) in one of Kyoto‘s narrow alleys, and I watched two young Japanese maiko perform in Gion Corner — breathtaking experiences that I will surely remember and treasure forever.

Of course, now that I have met and seen them, my wish for their practices to continue for eternity has been strengthened even more!

But before I go on, actually, let’s talk about the movie again because I find it imperative to note that since ‘Memoirs of a Geisha‘ was made in Hollywood, it had several aspects that were false (if not overly romanticized) thereby contributing to the already growing misconceptions of this culture. Thanks to my discussions with a geisha, Kimicho of Tokyo, as well as to my long research sprees, I have come to learn MORE of the truth.

Today, I will be imparting that knowledge with you so that you too can be cleared of any misconceptions that you may have about them.

RELATED READ: Sample Japan Itineraries

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Understanding the Geisha of Japan

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» What is a ‘geisha’? How about a ‘maiko’?

A geisha, which translates to English as “performing artist” or “artisan”, is a high-class professional and traditional female entertainer in Japan trained in various forms of art.

IMPORTANT NOTE: In west of Japan such as of that in Kyoto, they use another name for geisha: geiko. Whereas in Kanto area (around Tokyo), they call them geigi. For Tokyo and other places, they commonly use the word ‘geisha’. For the sake of consistency in this article, I will use the word geisha. Besides, it is a more widely recognized term that can be used to encompass both that of western Japan’s geikos and Tokyo’s geisha.

Meanwhile, a maiko, which translates to English as “dancing child”, is an apprentice geisha.

Historically, a maiko starts her training at a very young age: around 3 or 5 years old. But now, their training starts at a much later date: in Kyoto they start at 15 or 16 and in Tokyo they start at 18.

Nevertheless, any girl who wants to enter the community does not have to begin as a maiko because it’s said that they can already proceed being a geisha. (Still and the same, they are required to do at least a year’s worth of training before debuting as a geisha.) For women who are aged 21 to 23 and above, they are deemed to be too old to become maiko so they already become a geisha when they join the community — again, still with training beforehand.

IMPORTANT NOTE: In Tokyo, maiko are rather called as hangyoku (“half jewel”) and they can remain to be so until they are 23. For the sake of consistency in this article, I will use the word maiko.

• What a geisha does •

A geisha is usually hired to attend to guests (who are predominantly and traditionally male) during banquets, meals, parties, and other occasions as she demonstrates her skills through various ways such as dancing to a tune played with the shamisen (a stringed instrument), initiating games, doing the art of conversation, and more.

Japanexperterna / Color edit applied / CC For these affairs, they meet up with their guests at an ochaya* (tea house) or at a ryōtei (traditional Japanese restaurant) and charge their customers by the hour with flat fees.

*Ochaya are highly exclusive places that customarily only grant entry to regular or trusted customers. This is mainly because of how they operate: they don’t bill their guests at the end of the evening, but rather once a month for all the expenses accrued — hence, there is a special level of trust involved. For instance, not just about anyone can go up to an ochaya without being introduced to it first by an already existing customer (and that existing customer would essentially risk their reputation by trusting the behavior of the person that they are introducing to the ochaya). Going by this train of thought, hiring a geisha to have a dinner banquet with is not easy especially if you’re not Japanese and not well-connected, as it is exclusive AND expensive.

Fortunately, most ochaya have lessened their restrictions lately and tourists can now have a geisha dinner if they go through partnered travel agencies and hotels. However, you will still need to prepare a considerable budget for this because a full geisha dinner can be worth around 50,000 yen and up ($470~ or Php 22,500~) per geisha or maiko. This does NOT include dinner yet which starts at 10,000 yen ($95~ or Php 4,500~), as well as an interpreter if you don’t know how to speak Japanese (since geisha and maiko don’t train in English conversation).

Want to meet with a geisha?

Come and check out these geisha encounters and/or dinner activities that you can do either in Nagoya or Tokyo that already include English translators!

TRIVIA: Some people will say that it can be a ‘waste’ of your money to have a geisha dinner if you don’t speak Japanese — the magic of it all may cease to exist! They say that this is because you’ll be missing out on one of their best talents: conversation or witty banter.

No matter the case, this is all up to you of course! The way I see it, it might indeed be a waste of money, BUT I don’t think it’s a bad idea to do it anyway and get an interpreter (better yet, drag along your Japanese friend). And if you’re up for it, there are also already a few trained and recognized foreigner geisha in Japan who can speak English. I went through this experience myself and I enjoyed it so much! (To learn more about these modern foreigner geisha, go • History of geisha •

Geisha started to appear in the pleasure quarters of Japan before the turn of the 18th century. The first geisha were actually men, whereas the first female ones who appeared years later were teenage odoriko who were expensively-trained “dancing girls” or dancers-for-hire. (As time passed on, being a geisha was mainly regarded as a female occupation.)

Slowly, geisha became more widespread and a lot of them started to work primarily as entertainers — anyone who was selling sex (which was against their intended kind of work) were imprisoned after all in order to protect the oiran who were licensed high-class courtesans or prostitutes at that time. However, when 1800 came in, the oiran slowly fell out of demand when wealthy Japanese men chose geisha more as their companion of choice due to their ‘chic’ and modern demeanour.

Simply put: the rise of the geisha was the fall of the oiran.

Japanexperterna / CC | Right photo by: Keisuke Makino / CC . Meanwhile, when World War II began, geisha started to decline; they had to close their okiya (geisha houses), and the teahouses and bars had to close shop as well. As a result, they went to other places in Japan for safety or for work (such as in factories, etc.). It didn’t help either that some prostitutes started to refer to themselves as “geisha girls” to American military men.

Nonetheless, when the war ended, the returning geisha made it a point to reinstate their traditional standards as highly-skilled entertainers, and at the same time, they proposed increased rights for their profession. • Myths to bust about the geisha and maiko of today •

1 MYTH: Geishas are prostitutes. TRUTH: Geisha are NOT prostitutes. They are and always will be highly-skilled entertainers. (It helps to note anyway that prostitution is illegal in Japan ever since 1956.) Plus, even though there were some of them in the olden times who offered sex to their clients, it helps to note that it wasn’t a part of their true traditional function or training — call them rebels if you will, and they might just be so since as I’ve discussed previously, a geisha is imprisoned in the past should they ever offer sex to others casually.

Of course a geisha is free to pursue personal relationships with any man that she meets through work; but such would most likely never be casual nor will it ever be her goal for such an interaction. They live in a geisha district (hanamachi) which is very closely-knit community, and given how greatly they value their reputation, they would always pick their relationships carefully. Should they ever fall in love and want to marry, then sometimes they must retire because geisha (most especially in Kyoto) are expected to be single. Nevertheless, there are now a lot of places in Japan (like Tokyo) that allow married, divorced and/or women with children to become geisha.

2 MYTH: Geisha have personal relationships with a patron or danna. TRUTH: This is NOT true today. It may have been tradition in the past for geisha to take a danna or a patron who was wealthy enough to support the expenses related to her training and other costs in order to have a personal relationship in return (which was not inherently sexual) with a geisha. But today, it is very unusual for a geisha to have a personal relationship with a danna and should they ever have one (which is rare because most of them love to be autonomous now), it’s mainly because of the patron’s desire to help prolong the geisha arts and traditions — nothing more. Again, a geisha and her danna can fall in love but intimacy is never viewed as an exchange for the danna’s financial support.

3 MYTH: Young girls are sold to okiya (geisha houses) by their parents because of poverty. TRUTH: It may have happened way in the past, but nowadays, NO young girl is sold to an okiya due to poverty as it is more of a personal career choice in order to become a maiko/geisha. In fact, a lot of girls have to persuade their parents today in order to let them become one. Once a girl’s parents do consent to it, she will have to be interviewed first by the association as well as the female owners of the ochaya (tea houses) before being accepted.

4 MYTH: Geisha are lead by men and money (as portrayed in the movie: Memoirs of a Geisha). TRUTH: This is NOT true. It helps to always remember that the movie was mainly fictional and set to be ‘sellable’ to audiences. (Well, hello Hollywood!). Being a geisha is like being an artist or a performer — it’s a respectable profession and much like any career you pursue in life that you are passionate about, you do it because you love it while also earning your living from it. They don’t go around chasing after men either; it just so happens that the people that they present their art and performances to are predominantly men.

5 MYTH: Maiko go through mizuage wherein a patron would pay to take their virginity. (As also seen in ‘Memoirs of a Geisha’). TRUTH: Nope. This kind of mizuage was actually a ceremony done by young courtesans and prostitutes in the past — NOT by maiko. Though there are speculations that this mizuage (taking of the virginity) was done by some maiko in the past, what’s important to remember is that this is NOT done today nor was it ever traditionally accepted to be done by geisha for their maiko. The only kind of mizuage that maiko have done was a ceremony wherein older geisha would symbolically cut the topknot of the maiko’s hair to signify her coming of age (of becoming an adult). • How to identify geisha and maiko •

As you visit Japan, take note of the below points to help you quickly differentiate a geisha from their apprentice (maiko):

AGE. As I’ve already discussed, maiko usually start their training at a young age (15 to 16 for Kyoto and 18 for Tokyo) so they are much younger than a full-fledged geisha who often start at around 21 to 23. .

HAIRSTYLE. Geisha usually wear wigs whereas maiko have their hair styled naturally. A geisha’s wig and a maiko’s natural hair are regularly styled by highly-skilled artisans (lately though, traditional hairstyling is slowly phasing out because it can sometimes lead to balding on the top of their head).

TRIVIA: Maiko have their hair styled elaborately every week. To keep their hairstyle intact, maiko sleep with their necks on small supports called as takamakura (they are tall uncomfortable-looking pillows; if you’ve watched the movie Memoirs of a Geisha, you’ll know what I’m talking about).

HAIR ORNAMENTS. Maiko wear more elaborate decorative hair ornaments called as kanzashi and the designs can vary depending on the stage of training that they are currently in. During their .

MAKEUP. On a typical day, a maiko will be seen wearing the most recognizable feature of geisha: the full white face makeup. Geisha, on the other hand, do NOT have this makeup on unless they are going to do a special performance. . Maiko will always have a noticeable white band of unpainted skin on their hairline (since they don’t wear wigs) and their eyebrows will be shaded in red or pink, their cheeks slightly blushed, and their eyes outlined with black eyeliner and red eyeshadow. During the early stages of their training, ‘junior’ maiko (or minarai) will only have their lower lip painted in red and as they advance (as ‘senior’ maiko), both their lips will be painted but only in a thin line. For geisha who need to have their face painted when they work, apart from having no visible part of exposed skin near their hairline (since they wear wigs), their eyebrows will also only have a faint shade of red, their eyes outlined in black (if a ‘senior’ geisha) or with a slight red (if they’re a ‘junior’ geisha) and their lips painted fully in red. Joe Baz / CC | Circle & right photo by: Annie Guilloret / CC

TRIVIA: This white makeup fully covers the geisha or maiko’s face, neck, and chest — except for the nape (called komata or the back of a person’s neck) which they will make sure is visible when they would later on wear their kimono. This part is considered to be a traditionally erotic area in Japan so they accentuate this sensuality by customarily leaving an inverted “V” shape on a geisha, and an inverted “W” shape on those who just debuted as maiko. (This style is called as eri-ashi)

KIMONO. A maiko usually wears a colorfully-designed long-sleeved kimono (Japanese traditional garment) with a wider obi (sash) that is set to look like a bow as it drapes down to their back. A maiko’s collar is also a distinct feature because it is thick and embroidered, hangs very loosely and are mainly in the color red (other colors can only be gold or white). It will slowly have white embroidered patterns as they advance in their training but it will always remain to be dominantly red. Geisha, who are more mature, wear more subdued but refined kimonos with shorter sleeves that are usually in one color with a simple pattern at the bottom. Their obi is shorter too and it looks like a square bow knot at the back. Lastly, their collars are completely white and are not as loose. (Both maiko and geisha though wear kimonos according to the season).

NOTE: Wanna try and wear a kimono? There are kimono rental shops in Tokyo! Read here to learn more.

FOOTWEAR. Maiko generally wear very high wooden sandals, to prevent their kimono from touching the ground, called as okobo. Geisha use shorter wooden sandals called zori or geta (maiko will wear this too if the situation calls for it; but they wear okobo more). Laura Tomàs Avellana / CC | Right photo by: Joi Ito / CC .

• How to spot the fake geisha and maiko •

You might have heard of makeover (henshin) studios in Japan that will dress tourists up as a geisha or maiko for a day. With this in mind, if you have ever seen a geisha or maiko while you are around popular spots in Japan — like in parts of Kyoto or Tokyo — it is highly likely that you have witnessed or took a picture with a fake one.

To help you identify and spot these tourists who are only dressing up, see below the several features that they will possess. (Ultimately, henshin studios make it a point to NOT dress up their clients authentically; otherwise, they will be shut down by the authorities.)

They have mismatched hairstyle, makeup, and clothing. Taking into considerations the descriptions that I’ve made previously of authentic geisha and maiko features, a tourist in disguise will always have a wrong mix of characteristics. For example, most of them will have the decorative long hair ornament (of a junior maiko) yet with both her lips painted (like a senior maiko or geisha) and with a wig on (though some shops can now do your hair too). Also look at the 3rd one, she has a camera with her! (Maiko are not allowed to use any electronics while working). .

They are walking around crowded areas. A true maiko or geisha knows that she is sought out by tourists and they can get ‘mobbed’ in a sense; so, you will NEVER find them walking through a populated area while in their full regalia. What they usually do is walk through back streets and alleyways in order to avoid the crowd. Hence, if you ever see a maiko or geisha walking casually through a well-known place, she is surely a tourist dressed up as one. .

They are out during the early time of the day. Geisha and maiko commonly work in the evenings; though it’s possible that they are booked for an early banquet, it almost happens rarely. .

They are willingly taking photos with others. Geisha and maiko are actually paid for the time that requires them to get from point A to point B, so when they are out on the streets, they will never stop by to take photos with tourists. (You can always ask them though if you can take a photo, but do it quick). Therefore, if you see one who is taking her sweet time pleasing a crowd of tourists to take a photo of her (unless it’s an official event) then she is a tourist who had a makeover. .

They are accompanied by other people who are in normal clothing. Saw a geisha or maiko with an elder or companion who has to aid her while she walks in her high wooden shoes? That’s a tourist. Real geisha and maiko are trained to walk well with their zori or okobo sandals. Besides, they always know their way around town too. If they’re ever accompanied, it will usually be by a young girl in a kimono who will carry her belongings (this is a new maiko in training who is called a ‘shikomi‘). .

Actually, you wouldn’t be aware of it but you might have had a legitimate geisha or maiko in your midst especially when you’re walking around in Kyoto. When they’re in their normal clothes (such as a yukata), identifying them will naturally be tough — unless you are a fan who recognizes their face or unless they are wearing their signature kimono and traditional white makeup (shiro-nuri).

NOTE: There’s another kind apart from henshin tourists whom you could easily mistake as legitimate geisha and maiko, and they’re called furisode-san or kimono-san.

An established business by ‘Furisode Gakuin’ at Tokyo’s Asakusa district in the 1990s, these furisode-san are paid entertainers only who mimic the look and services of geisha and maiko at a cheaper price (usually around 25,000 yen or $250 for a 2-hour party). They only have about 3 months of training and again — they are NOT real geisha nor maiko.

In fact, most of the geisha experiences that you might have actually read in other travel blogs are actually experiences with a furisode-san. How do the Japanese feel about these people? A mix of approval and disapproval. Approval since they help gather interest in real geisha; disapproval since they deem it as disrespectful to the real tradition.

How then can you ensure that you’re not booking an experience with a furisode-san? Apart from the cheap price as an indicator, make sure that you book through legitimate travel agencies who only seek to provide real geisha/maiko experiences (note: I will update this section soon with relevant links for booking legit geisha).

» The geisha of today

Though the geisha tradition is dwindling (due to its exclusivity, expensive price, and traditional form), it is in Kyoto where it remains to be the strongest today. Kyoto is also the pinnacle area where experiencing geisha remains to be the best and most prestigious in its five hanamachi (geisha districts or “flower towns”), namely: Gion Kōbu, Ponto-chō, Kamishichiken, Gion Higashi, and Miyagawa-chō.

If we have to put it into numbers, as I’ve previously mentioned, there only about 1,000 to 2,000 geisha now and they are found in several cities across Japan — not only in Kyoto, but in Tokyo (with well-known hanamachi of Shimbashi, Asakusa, and Kagurazaka) and Kanazawa too. It is said that there are about 300 geisha in Kyoto; but the exact numbers there as well as in other areas are unknown to us outsiders.

TRIVIA: I was told that there exists a male geisha in Japan. His name is Eitaro and he is found in Tokyo’s Omori district.

Speaking of hanamachi, these are places that are generally referred to as the ‘flower and willow world’ (karyukai). Given that they are speckled with okiya and ochaya that are owned and run by women, all the power is then held by females. (Men in these districts are rather mainly artisans, dressers, or wig makers.) Children who are girls are also preferred so that they can later take on the business — this is a trait that is in contrast to the rest of Japan. • The foreigner or non-Japanese geisha •

In order to keep up with the times, some okiya have been accepting foreign nationals as geisha. So far there are only a few of them that have been admitted. (Below are their Japanese names, and the data below is as of 2016.).

Ibu – a geiko in Anjo, Aichi Prefecture // originally from Ukraine ~ source ~ retired

Juri – a geisha in the resort town of Yugawara // originally from Peru ~ source ~ unsure if still working or retired

Fukutarō – a geisha in Izu-Nagaoka, Shizuoka // originally from Romania ~ source ~ retired

Sayuki – an (unofficial) geisha in Asakusa, Tokyo // originally from Australia ~ source ~ debuted as a geisha, but has been disassociated with the Asakusa Geisha Association and has since worked independently

Rinka – a geisha in Shimoda, Shizuoka Prefecture // originally from China ~ source ~ unsure if still working or retired

Mutsuki – a geisha in Shinigawa, Tokyo // originally from China ~ source ~ working as a geisha

Kimicho – a geisha in the Oimachi district of Shinagawa Tokyo // originally from America ~ source ~ worked as a geisha since 2015, now retired

Kimicho just started last October 2015 and I personally had the pleasure of meeting and talking to her! Read about it here!

Evidently, you will not see foreigner or non- Japanese geisha admitted (yet) in Kyoto as they still remain to be somewhat strictly traditional. Nevertheless, it is great to see that the rest of Japan is slowly opening its geisha tradition to others who love the culture, even if they are not of Japanese descent. • How to become a geisha •

I’ve discussed this already above, but just to reiterate, training to become a geisha in which you start as a maiko begins at 15 to 16 in Kyoto and 18 in Tokyo (in the past, it started at 3 – 5 years old). So these days, girls must have at least graduated from middle school (except Kyoto who has special laws for it) before they can make the decision to train as a maiko and eventually become a geisha.

However, it is rather more common for young Japanese women to start training after high school or college; but a lot more would begin later. If they are above 21 to 23, they will already start as a geisha (with a year’s training) since they are too old to be a maiko. Having said that, one doesn’t have to start as a maiko since they can already start to train as a geisha — but of course, the allure of the overall comprehensive training process as you progress from a maiko to a full-fledged geisha can be quite an experience (and can add more to one’s reputation in the community).

So in order to become a geisha, once you reach the age required, you or your parent need to contact for example: Ookini Zaidan (the guild for all of Kyoto’s hanamachi businesses) and you must fulfill their other basic requirements: not taller than 160cm, at least 43kg in weight, willingness to train in the traditional arts for years, etc. Once they consider you a good candidate, they will send out your profile to okiya houses that might be interested in training you.

NOTE: Okiya will shoulder all your expenses for food, training, clothes, etc. once you are accepted by them and bonded by a contract. When you start working you can slowly pay off these debts.

If you are non-Japanese, Kyoto is a hard environment to crack in so you’re better off applying to other places like Tokyo and applying to okiyas yourself (better if you know someone who can introduce you to an okasan or a mother of an okiya/geisha house). By the way, do NOT try to apply if you don’t know the language yet; otherwise, absolutely no okiya will take you! • The training of a maiko •

There are several stages to undergo if you train as a maiko. First of all, the stage of…

Shikomi. As you are taken in, you will first be regarded as a shikomi, someone who basically works as a helper for the okiya as you do errands, help other geisha and maiko dress up, etc. — but at the same time you are also slowly being trained into the lifestyle. Example: adjusting to wearing a traditional yukata as normal clothing, growing out your hair, learning the proper demeanor, going to school (kaburejo or nyokobo) to learn the arts of the shamisen instrument, dance, tea ceremony, etc. » This can last for about 6 months before going to the next stage.

Minarai. At this point, you start your formal training and be regarded as a minarai which literally means “learning by watching”. In this stage, you will have an older geisha for a mentor whom you will call onēsan (sister) and this will be a bond that will stay for life. You are then expected to accompany your onesan to ozashiki (dinner banquet events) so that you can sit and observe her as well as other geisha and maiko interact with the customers. Through this way, you will not only gain real insights of the job but you will also gain the chance to know potential clients. At times, your onesan will allow you to perform but she will keep a close eye on you. » This training period starts a month before your official debut as a maiko.

Misedashi. This is your official debut as a maiko and this ceremony is like a grand public party wherein your name will be spread out across the hanamachi. You will also undergo a ritual called as sansankudo (also done in wedding ceremonies) where you exchange cups with your onesan, other geisha, and senior maiko — people who you are now bound to. Afterwards, you are now free to hold your own parties and perform in festivals; but you will always join your onesan at her events and you will also still continue learning from her. » Normally, this stage will last about 4 to 5 years.

David Offf / CC

• Debuting as a geisha •

Erikae. Around the age of 21 to 23, you will be promoted as a full-fledged geisha in yet another public ceremony called erikae or “turning of the collar” wherein as the name implies, they will turn your red collar to white as a sign of your transition to maturity from that of a maiko girl into a geisha woman.

Geisha. You will continue studying, working, and holding ozashiki banquets until you pay off your debts to your okiya. You could also take on a minarai/maiko under your wing. When your debts to your okiya are settled, you may choose to move out, work independently, or continue living in the okiya.

Hiki-iwai. This is a celebration that marks your retirement as a geisha, and it can be because of various reasons: you want to quit the geisha life, you want to pursue another career, you are too old to work publicly, you want to get married, or you want to become an okami-san (proprietress of either an ochaya or okiya).

Realistically-speaking however, not a lot of maiko make it to the geisha level because the lifestyle can be quite difficult. Also, once someone does become a geisha, it’s also common for them to retire within 5 years of their debut.

Anyhow, geisha and maiko alike are celebrated and they have a HUGE fanbase — not only in Japan but worldwide too! » Where to find or see geisha?

The geisha world needs to survive. It used to only be exclusively available for the rich or well-connected Japanese, but now it’s possible for other people as well as tourists to meet and see them through travel agencies and hotels.

But certainly, like I mentioned

Go book a spot in Niigata Hanamachi Chaya’s program in Niigata City. This is the cheapest way to meet, play, and talk to a real geisha up close since you only have to pay 3,000 yen ($26~ of Php 1,300~). It’s very similar to an ozashiki (dinner banquet) experience. To find out more about it…

» READ: Meet, Play & Talk with Niigata’s Furumachi Geigi (Geisha) for Only $26!

Go to Miyako Odori in Kyoto. This is a yearly spring dance during April done by Kyoto’s geisha and maiko. Ticket prices start at 2,500 yen ($24~ or Php 1,100~) and you can see more info about this here. .

Go to Kamishichiken in Kyoto during February and July to September. Geisha and maiko of this district serve tea and wagashi (traditional Japanese sweets) to about 3,000 guests in an annual open-air tea ceremony held on February 25 (the plum-blossom festival in the Shinto shrine of Kitano Tenman-gū). Additionally, ever since 2010, there is a beer garden that opens up to the public at the Kamishichiken Kaburenjo Theatre during July to August (6PM to 10PM) where you can get the chance to be served by maiko and geisha. (At night, geisha would also sometimes to traditional dances). .

Go to the narrow alleyways of Gion, Kyoto to catch sight of a maiko or geisha. Their work often starts at around 6PM to 8PM but ordinarily, you can have a better chance of finding geisha or maiko at around 10PM to 11PM on the streets of Gion as they make their way to work. (Again, take note of my tips above on how to spot the real ones!) Unfortunately, there really is NO one guaranteed spot where you can see them because they can be elusive and they can be anywhere! Nevertheless, it’s said that the most common hubs would be the street of Pontocho Alley and Hanamikoji-dori (around 5-6PM) so you can try your chances there.

I managed to catch a glimpse of a real maiko when I was walking through Gion (on my way to Gion Corner). It was all unplanned since I was just following the fastest walking route shown to me by Google Maps! I was mindlessly going through narrow streets when ‘lo and behold, I saw a maiko emerging from a nearby alleyway who proceeded to stand on the corner, seemingly waiting for her taxi. From what I remember, it was around the Tominagacho area; my friends told me that it was possible that the maiko I saw had visited a nearby shrine/temple before going to work (which they usually do).

TIP: If you want to do a guided tour around Kyoto and learn more about the geishas, you can join this geisha districts tour.

NOTE: Don’t expect to see geisha and maiko in their full regalia around Gion during “Obon Festival”, the annual Buddhist event for commemorating the souls of one’s ancestors, because they don’t work at that time. This happens during the middle of August.

ETIQUETTE: Should you ever see a geisha or maiko as you go through the alleyways of Gion, be respectful. Taking a quick photo is fine as long as you don’t get in their way; but of course, it’s also more tactful if you ask for their permission first. Also, NEVER ever touch them and their kimono nor pull them back to make them stop and pose for you; that’s just plain rude BUT also because you have to remember that their kimonos are INCREDIBLY expensive. A famous geisha once said this: “We are not Mickey mouse and this is not Disney World, we are not here to entertain the public, we are here to entertain our patrons.”

Go and watch the show at Gion Corner in Kyoto. This is a theater that presents regular one-hour shows of 7 performing arts in Kyoto — one of which is the well-known kyo-mai dance performance by maiko dancers. There are 2 shows everyday at 6PM and 7PM [see schedule here] with prices for adults at 3,150 yen ($30~ or Php 1,400). I went to this show and I loved it! (A lot of people on TripAdvisor left such bad reviews for this show, but that’s mainly because they didn’t read their pamphlet beforehand so that they can understand the rest of the 6 Japanese performances that are apart from the well-anticipated maiko dance.) .

Go to Azuma Odori in Tokyo. A dance performance by the geisha of Shinbanshi, Tokyo are held annually at the Shinbanshi Enbujo Theater in May. (For more info, go here). .

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Overall

I hope this article helped in making you gain more insight about the mysterious yet captivating world of geisha and their apprentice maiko. It took me a while to finish this up but I really enjoyed writing it… and I hope you enjoyed it as well!

If in case though that this is the first time you’ve heard of Japan’s geisha, it is therefore also my hope that you’ve now discovered a great appreciation for their wondrous traditions.

P.S.: If you are more knowledgeable about geisha than me and that I’ve accidentally made a false statement above, do let me know in the comments below. After all, I understand that this tradition maintains an air of mysteriousness and anonymity since it adds to their overall ‘allure’; therefore, there might be some conflicting facts online and in some materials and interviews. Regardless, I’m quite confident with the accuracy of the things above especially after doing long hours of research and then conversing with a true-blue geisha to verify my facts. Let me know!

How about you?

What do you think about Japan’s geisha?

Would you want to see or meet them up close? Why or why not?

Or have you already seen or met a geisha or maiko before? How was the experience?

Did you like this article? Follow me on Facebook, Twitter, Instagram, or YouTube and be notified about my newest posts and updates!

The post Understanding the Geisha of Japan: Myths & Facts appeared first on I am Aileen.

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mrsteveecook · 5 years

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my new job doesn’t give raises — ever

A reader writes:

I recently accepted my dream job. I’ve since learned that the company does not give out raises. They offer a small, variable, annual bonus depending on company performance instead of cost of living adjustments or merit raises.

I am getting by on my current salary in Expensive City for now and hadn’t planned to ask for a raise for at least a year. But I worry that I hamstrung myself by not negotiating for more initially. I’m happy in my position but have no growth opportunities aside from lateral transfers, which don’t interest me because I like my work and love my team. I realize my best option may be to negotiate for other perks.. But I already enjoy ample PTO and a generous work-from-home policy. I might sound like an entitled millennial, but I have medical bills and student loans … I could definitely use a little more cash!

I am tracking my accomplishments, owning my development, and brainstorming extra projects to show my increased value for an eventual conversation around my salary with my boss. Is there anything else I can do in this situation aside from get a side gig, move to the suburbs to save money, or look for another job? More broadly – am I naive for expecting my wages to grow with my value, or is the elimination of raises and COL adjustments just the reality of employment in 2019?

No, it’s not the reality of employment. Your dream job is not in fact a dream job, because your company suuucccks.

Here’s what not giving out merit raises means: * As your contributions to the company increase, you won’t be compensated accordingly. When you’ve been in your job for a few years, they’re going to be paying you for the value you brought to the job in your first few months. * If everyone in roles similar to yours starts at roughly the same salary and stays at that salary, you’re going to be paid the same as the slacker on your team who barely scrapes by. * Unlike with raises, which become a fixed part of your salary, your company can decide at any time not to do those “small, variable, annual bonuses.” * When you look for a new job, if you encounter a company that pegs their offer to your existing salary (which is BS, but still really common), you’ll be at a huge disadvantage because your salary will be out of date for your value. * Most importantly, your company so devalues its employees’ contributions that it doesn’t think your value increases over time and doesn’t think it needs to pay you for that.

Here’s what not giving out cost-of-living raises means: * Your salary is going to decrease in real dollars every year. You’ll have less buying power in three years than you have now. Not only will your company not reward you for performing at a higher level, they’re actually financially penalizing you.

You are not naive, and you are not an entitled millennial. And please toss that phrase, even when you’re using it ironically or to self-deprecate. Y’all were never entitled, and let’s not play into that narrative.

But if you otherwise like the job (and give it some time before you decide that!), there’s nothing wrong with staying a couple of years. You wouldn’t expect a raise during your first year anyway, and an additional year without an increase isn’t outrageous. But after two years, I’d plan to start looking for a company that doesn’t devalue employees this way.

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I am getting a 2007 Honda CBR 125 and I need to get a good insurance quote.

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Joe is currently unemployed and without health insurance coverage. He derives utility (U) from his interest income on his savings (Y) according to the following function: U = 5(Y1/2) Joe presently makes about $40,000 of interest income per year. He realizes that there is about a 5 percent probability that he may suffer a heart attack. The cost of treatment will be about $20,000 if a heart attack occurs. a. Calculate Joes expected utility level without any health insurance coverage. b. Calculate Joes expected income without any insurance coverage. c. Suppose Joe must pay a premium of $1,500 for health insurance coverage with ACME insurance. Would he buy the health insurance? Why or why not? d. Suppose now that the government passes a law that allows all peoplenot just the self-employed or employedto have their entire insurance premium exempted from taxes. Joe is in the 33 percent tax bracket. Would he buy the health insurance at a premium cost of $1,500? Why or why not? What implications can be drawn from the analysis?""

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hey my husband is in the military and he has a life insurance policy on him and i only have a small portion of it and everything else goes to his mother but i just recently find out he has life insurance out on me way more than i would get from him and i didnt sign anything so im wondering can he do it without my consent? and can i cancel it?

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https://www.linkedin.com/pulse/home-insurance-quotes-natalie-davies/"

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Sacramento Kentucky Cheap car insurance quotes zip 42372

"Sacramento Kentucky Cheap car insurance quotes zip 42372

Sacramento Kentucky Cheap car insurance quotes zip 42372

BEST ANSWER: Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr

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The other day my auntie said she will buy me a car. Her husband is a doctor and makes alot of money. She has helped our family out a lot with financial problems before in the past. So I was just wondering if she were to get me an 2003-2005 EVO 8 which I probably wont get, how much would the insurance cost, the car being under her name. She says all I have to do is pay for the insurance for a car so I just wanted to ask the Yahoo nation for some information on this situation. Oh yeah one more thing im only making a lousy income of about 1084 a month so yeah feel free to bash on me............""

Young Driver Insurance?

Ok, here's what's going on. i am basically a new driver and have passed my test 18 march last year. the time has come for me getting a car, however the insurance premiums are ridiculously high. I have used the comparing websites, but they offer no real result, so I phoned a few up. This is what they gave me, I was asking for a quote, on an 04 Renault Clio 1.2 Dynamic with 3 doors. Co-operative insurance 4645 (Full Comp) Direct line Over 3000(Full Comp) (they wouldn't give an accurate result, I'd have to be transferred onto another dept.) Quinn Direct 6000 (Third party, Fire & Theft only, i was then informed that their premiums where increased) All in my own name and not under any parents, however it seems like the best option at the moment. I do know about a few companies that specialise in young driver insurance, one called Young Marmalade and another called i-Kube. Both are cheaper, but there are catches to policies, i-Kube requires you to have a GPS tracker fitted, if you drive passed 11PM at night a 100 Penalty is incurred, and for each night you drive past said time. with young marmalade you need to have the pass plus scheme. I also know that premiums are subject to a post code area rating. (CH 62) so if anyone could tell me where cheap insurance for this type of car is I would be great-full.""

If someone threw rocks at your car and insurance paid for it would your rates go up?

Trying to put vandalism in the insurance line of Nature > Your fault. If anybody wonders nobody threw rocks at me..

Will a sports car make my insurance more expenisive?

Im 18 years old and my parents just bought me a sports car. No, I'm not spoiled. They got it for me because its miles were under 100k, it was only 2000 dollars, and it wasn't ...show more""

Sacramento Kentucky Cheap car insurance quotes zip 42372

How can I get health insurance?

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Can you take out a life insurance policy on a family member?

I have an ailing father who's woefully under insured and he refuses to upgrade his policy, He'll likely not be able to settle his final affairs in the event of his passing. What recourse do I have as his son? Can I setup and pay for my own policy to fill in the gap? I would mean the difference between my Mother living in her own home, and possibly leaving her destitute. (I'm kind of hoping to be the knight in shining armor on this one)""

Can I get an auto loan with a permit? and If a car is under my name can my moo give me insurance if I live?

Can I get an auto loan with a permit? and If a car is under my name can my moo give me insurance if I live with her with the same address?

What type of lawyer do I need to fight a car insurance company?

I was involved in a car accident where the car insurance company for the other person involved is supposed to pay for my car andnhave accepted liability for the accident. But. I haven't received any payment from them. And it's been 4 months! I want to hire a lawyer, just need to know what type do I look for...???? Thanks in advance""

How much would it typically cost to replace basically an entire front end of a car?

I was hit by a car shooting out of a drive way and it totaled my buick le sabre. I want to know so that i dont get jipped by his insurance.

Should I go through insurance?

Hi, Recently, I parked my car at my apartment parking complex and someone had scraped my rear bumper. I'd like to get it fixed...but I'm not sure if I should go through my insurance or not. I have a 250 deductible for uninsured damage which I think applies here under my policy. Will the rates go up if I go through my insurance company for stuff like this? Because if so, I'll just shell it out of my own pocket. I'm not sure which way to go here. Thanks for helping me out.""

What Insurance Agency Will Cover Salvage Rebuilt Cars?

I own a 2001 Ford Focus that I'm just now finding out is a Salvage Rebuild vehicle. I switched from the New York State insurance to Geico because it was cheaper, but Geico doesn't cover salvage rebuilds (I only found out it was a salvage rebuild because it was on my title). I purchased the car from my great-grandmother, who purchased it from a dealership in 2004. According to them, they do not sell salvage rebuild cars, but lo and behold, it is a salvage rebuild (from NJ!). I need an insurance company by the 9th of this month that isn't going to cost me an arm and a leg for a downpayment ($298 for GMAC... eesh). Does anyone know of what insurance agencies DO cover salvage rebuilds and are online?""

Can I go on my boyfriends health insurance florida?

I am living with my boyfriend for a year can I go on his health insurance

How much would car insurance be for a new driver and a crappy car?

I got my liscense 2 months ago and have been saving for a cheap car on Craigslist; around $1500. I need to know how much I would have to pay annually for car insurance for like a mid-90's, 150K miles Nissan/Volvo.""

Is financial indemnity a good insurance carrier?

How much does a 16 year old usually make per month?

If you are working a job 40 hours a week and making 8 dollars per hour how much would you earn in a month deducting taxes and car insurance?

How much would car insurance cost if you have two tickets?

So I just got my second speeding ticket today... -.- My first ticket was going 58 in a 35... (reckless driving) Ironically my second ticket was 58 in a 35 too... (reckless driving) I am 18 and live in the state of Virginia... I own a 2005 Nissan Xterra SE... Can anybody estimate how much my car insurance is gonna go up? Like how much my insurance will be every month now? I have state farm insurance by the way... If anymore information is need please ask me so I can get the estimates... I'm actually very scared to tell my parents... So I'd just like to know all this information before they do...

Proof of auto insurance -- car's or driver's?

I would be driving my cousin's car for a while. Which proof of auto insurance do I need to carry in his car -- my auto insurance card (which lists MY car) or my cousin's insurance card, which lists HIS car -- the one I would be driving? Seems I am confused about WHAT needs to have auto insurance -- the driver or the car.""

What is the insurance cost for a 40 year old male driving anew ferrari?

dont worry im not 40 nor can i afford a ferrari. im just wondering how much it costs to maintain one?

Cheap UK car insurance companies for 18 year olds?

Im 18 and paying 2600 a year for a 1.1 peugeot 206 with insure2drive found on confused.com. Ive been driving for 6 months with no ncb but i have my parents on my policy as 2nd and 3rd drivers. Does anyone know any cheap insurers or know anything i can do to get the price down?

What would the minimal insurance be on a 2000 dodge dakota sport club cab 4x4?

For under insurance with a g1 driver ?

Car Sales/Insurance Sales?

OK, so just want an opinion. I just got a job to sell cars. Its slow right now, they said avg salesman sells about 8 cars a month. its a 1,000 draw,. $500 per month, and %25 to %30 commission. But I also got accepted to be an insurance agent for Farmers, all I have to do is pass the license test. But this could take up to a month. And Im not sure how the pay works, if its 100% commission, or whatever. I might not be making money for a while when im first starting up. If they offered some type of base pay then I am leaning towards the insurance agent, but then again the economy sucks right now. Any advice..which would you take? I am thinking of just doing the car sales for a while, save $$ and then get into insurance afterwards, but I might lose this opportunity. What do you think...thanks.""

Car insurance question?

I got in a wreck while driving my friends car. It was my fault. She has insurance but I dont know what kind of coverage. If its only liabilty should I help pay for the damage to her vehicle out of my own pocket. Thats the right thing to do right?

How much is insurance for young men drivers?

I want to get a new car and im 18 years old. My dad says he wont put me on his insurance if i buy a new car but insurance on a new car will be like $400 a month!!!! I have no accidents or tickets my record is clean. Is this normal? I dont live in a bad area and it is a convertible pontiac g6. ThanX

No insurance. Can I get temporary insurance so I can have surgery on my wrist?

Hello thank you for viewing my question and I appreciate any help.. I fractured my wrist a few years ago and never went to the doctor until recently. The doctor told me that my wrist was screwed up and I need surgery, but I don't have insurance and was paying him cash unfortunately He told me surgery would be like $15,000 and I think he was telling me that I can't just go get insurance now, because there is an injury on file so they won't let me. My sister who is a nurse told me to get temporary insuracne just to get it fixed, and she said she didn't think it would matter that the injury is on file. Does anyone know if I am able to get insurance at an affordable rate to get fixed or did I screw up by visiting the doctor already? Thank you very much""

""Car insurance with 6 point,?""

cheapest car insurance with 6 points, please help. any car insurance which check record of last 3 or 4 year and NOT 5 years.""

What insurance would be best for a Salvaged Car?

See I am a first time driver and I bought a Car which has a salvaged title due to a minor fender bender, I don't drive it because well I've only had it for about 3 days but I would like to know what would be the best coverage I can get from any insurance on a Salvaged title car. I hope it was worth my money buying a salvaged car. some one help!!! PLEASE!""

Health insurance for someone with a preexisting condition?

I have heard about plans that are available through association memberships with limited benefits. Is this a legitimate method of obtaining coverage for someone who is otherwise ineligible for insurance? Any other suggestions? The high-risk pool insurance in California is not affordable.

What is the most popular/best dental insurance in California?

Looking to invest in Dental Insurance, but I want something good, where I'm not paying so much out of pocket""

Motorcycle insurance?

I'm just wondering how much this will cost if I get one in the future. I'm 17. I have had a car accident recently (last thanksgiving). And yes, I was at fault. I don't feel like naming my excuses... the insurance companies won't care anyway. But don't worry, no one was hurt. So anyway... what prices are we looking at if... 1. I get it now with my parents insurance? (we own four cars... I already have one) 2. I wait until I'm 18 and move out to a college dorm and have it as my only vehicle? 3. sport bike vs regular bike? 4. I wait a few years until the car accident is off my record? No lectures about safety please. just give me some numbers.""

Sacramento Kentucky Cheap car insurance quotes zip 42372

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What will the average insurance payment be for my BMW?

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How much would insurance be on a 2005 Subaru Wrx Sti?

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i can start driving lessons in January. How much, on average, would my first car cost? and how much on average would the insurance be? Also.. What would you advise for a girls first car? :) Leave your answers below please, Thanks!xx""

How much is the insurance for a trampoline?

I am looking into getting a trampoline but I would like to get liability insurance. I have AAA and I was wondering how much my homeowners insurance would go up if I get a trampoline with a net around it

What is the best web-site to get insurance leads from?

mostly health leads, but some life leads""

Why is health insurance important?

""Had a car accident , no insurance ?

I got into a car accident and I have expired insurance. I was wondering if I could pay the late fee on my insurance and would they still pay for my car problems. And for it to get out of the car lot. PGAC is closed today

How do I get out of a ticket in California for no proof if insurance?

I got a ticket for not having PROOF of insurance but I did have insurance I just didn't have the paper on me. How can I contest this in court? Also I got a ticket for failure to obey a regulatory sign for going 64 in a 70 (allegedly) I was going 70+. He said I sped up when the highway patrol came up behind me. Obviously I'm going to slow down 1. It's a cop 2. I didn't want to get a ticket for speeding that's why I slowed down when he came behind me. And he said I sped up when he came behind me I was going 70 then I slowed when he showed up behind me.

Cheapest cars to insure for a 17 year old?

I was wondering what cars would be the cheapest to insure for a new driver, aged 17. I heard there is all these different groups which relate to the amount of insurance you would have to pay. Also, I would prefer a decent car, so if you know any decent, cheap to insure cars! pleaseeee let me know! thanks! :D""

Business Liability Insurance?

Does anyone know of a company that offers business liabilty insurance for about $8-12 a month?

Inifiniti G37 insurance for 18 year old?

Ok i live in new york and im 18 and a new driver.... i keep hearing that it would cost over 700 dollars a month to insure it ..... is that true ? i know there is alot of variables but i wanna know is it possible ?

Car payments and insurance?

is it possible for me to finance a car in my name but put the car under my parents innsurance? so the innsurance would be cheaper

Will the insurance company cover my accident on a rental car?

What happen if i rent a car in my friends name and take it out of state but use my dad's insurance card? I am only 19 and live with him. I am not adding my name as the secondary driver at the rental place. If i get in a accident in a different state will my dad's insurance cover the accident. And i can't rent in my dad's name. So that's out of the option. I am renting in Georgia and going to Florida. Thank you

Can I get onto my parents insurance?

I don't have a car yet but i want to buy one in a year... I was wondering if I could join my parents insurance and if yes how much do you think ill have to pay monthly (Progressive) for a '65 Chevy C10 Custom?

Insurance costs?

How much do you pay for your medical/life insurance each month? Mine is about RM200.

Whish insurance compay should i go to (auto)?

i just bought a 2000 Toyota camry Ve last night and i have never had any insurance before because i havent need it , i am 23 years old and i am looking for insurance some people told me go to Gieco has good prices""

Insurance friendly car modifications?

Given the cost of insanely expensive car insurance, I have put off modifying my car for the forseeable future. However, I want to know if there are any modifications I can do that will not affect my insurance premium. For example, do I need to tell the insurance company if I respary my standard wheels in a different colour? Thanks.""

My car was totaled by my insurance?

I bought a 1999 Honda for $4,500 in March of 2010 from a private party, about nine months ago. The owner never disclosed the fact that the car had been totaled in December on 2009. According to Washington State unless the total meets certain criteria it doesnt have to be listed on the title. On January 17th 2011, I was involved in a car accident. The insurance totaled my car. Somehow the insurance discovered that it had been perversely totaled, which I was not aware of. I had full coverage on the car. They now are saying that I will get receive what the car is worth with a savaged title. My question is, do I have to except this or can I fight for the value of a clean titled vehicle? Should they have run a check on the vin when I insured it with them and discovered the that the vehicle had been totaled before? Or is everything my fault?""

Best health insurance to take?

i want to take the best health insurance suggest me

How much do you pay for car insurance?

I pay $380 a month for my car insurance. more than anyone else i know. Just curious what everyone else pays Im a 20 year old male, single, living in California, have a 2002 bmw and a 1998 lexus, with 4 speeding tickets""

Good renters insurance/ car insurance?

i'm looking into getting a car before i move to tampa, fl in the winter. i'm on the waiting list for an apartment but i'm going to need renters insurance as well. it's my first time living on my own so i'm not exactly gonna be over flowing with cash. i'm looking for a cheep company that can cover my car insurance and renters insurance, is cheep, and will cover my 83lb dog (a non-vicious breed).""

If you are under 18 and wreck a rental car is it covered by insurance?

I need a rental car and my mom will rent it but they said an under 18 year old can't drive it by yourself. If I drive it with some friends and get it in a wreck will it be covered by insurance (rental, our insurance does not cover rental cars). Also if I get pulled over by a police officer is it legal for me to drive? Thanks.""

""Car Insurance help, UK?""

i have been driving for 1 year in New Zealand, i dont have a full NZ license, but a restricted. i am now in the UK and want to know how much i will be paying for insurance roughly. i have just passed my uk driving test, so im basicly a new driver. Please Help""

""How much is a speeding ,no insurance,and without id ticket can cost in Augusta Georgia?""

my daughter was caught speeding,no license,no insurance,how much does the tickets total?""

Whats the insurance for a drink drive offence (uk only)?

My partner stupidly got in his car drunk a few years ago , he bought it while on a provisional license,and had it insured,he got a 20 month ban and a fine. He now has to pay something like 200 for a medical. I personaly think hes foolish thinking he can get back on the road as the insurance would be through the roof! he thinks it wont be,that he'l get cheap insurance somewhere.. What do yous think? I think hes way wrong. No negative feedback please, I dont condone drink drivers in any way ,took me a long time to forgive him.""

How much would car insurance be..?

BALL PARK figures, if anyone knows how much car insurance would be for an Acura LSX 2014? MSRP is in the $30k I guess the record would be clean however I am only 21. Would it be good to also add my mother if that helps lower the cost? I haven't had a new car before and it's all new..""

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What do the insurance groups of cars mean. for instance is 1 high or low.?

""I dont have health insurance, what should i do?""

I live in California, I am a fulltime student in a comunitty college, and a part time worker, my parents dont live with me , I dont have health insurance, i think i need a physical ,i think my eyes are going bad,what should i do? (i cannot afford monthly payments of insurance companies)""

Whats happens if I don't get car insurance?

I have a speeding ticket on my license, I'm about to go to court for another speeding ticket (19 over) and a reckless driving ticket (for burning tires). I am 18, with a Nissan 300zx (2 seater sports car) My insurance is currently $120 a month for liability (I think) , and will probably go WAY up I was thinking, what if I don't renew my insurance? Will I just get a $200 ticket when I get pulled over for it? $200 ticket >>> $300 a month for insurance More knowledge the better, cuz the 2 tickets I just got are gonna cost me out the ***, and insurance is ridiculous anyways, I have 0 wrecks, I'm considered high risk with tickets even though its just speeding and burning tires. Speeding on old highways with nobody on them, the worst thing I have to worry about is deer. Burning tires in secluded areas on roads nobody drives on really.""

""Motorcycle questions? Good old, cheap and cool bike? Insurance?""

Im looking at buying a motorcycle! :) I dont need one that is too quick, I just learned how to drive one and I loved it. I want to get one for the summer. I dont want to pay over 1500, and it doesnt need to be too fast. (what is the 2002 honda civic of motorcycles?) I just want it to be kind of cool looking. I saw a 1985 honda (with the wing on it?) that looked really cool. Im 17, and I want to get one that will only be insured for the summer. For one with a small engine, what is the insurance cost? I know it varies, but does anyone have any ideas? Thanks Matt""

Is there such a thing as mental heath insurance or at least a carrier that is better than others...?

i'm self employed and considering blue cross/shield and kaiser but can't really find a cost difference between them. i'm in california, physically very healthy but feeling the need for therapy, but can hardly afford it. i have no health insurance at all so a plan that covered everything, but was especially generous on mental health would be great.""

""What is the best insurance for a single, 23 yr old female college student?""

oh, i'm looking for health insurance and definitely affordable""

Is insurance required to keep a valid Florida driver's license if I dont own nor drive a car?

I am not currently driving nor do is there a vehicle under my name. If i do drive it will be a friend or girlfriends car. Will the florida dmv suspend my license now that I have been removed from my parents insurance?

Does anyone know a insurance company that insures assembled motorcycles?

i just purchased a 2008 assembled harley but am having a hard time finding an insurance company that deals with these! if anyone has one of these custom bikes please let me know, i want to get it insured so we can ride this weekend!!!!!!!""

Can i be on my grandma's car insurance even if we don't live together?

Im a 19 year old female and want to buy a car but car insurance is just too much! i want to be put on my grandmothers car insurance but we don't live in the same city. Do you think it would be possible for me to get on there!!

Is Globe life insurance any good?

I requested info from them, and after looking at their brochure, I think I would like to sign up for it. Is it really any good??""

Health insurance?

i need health insurance that is affordable to me. i am willing to spend 30-100 dollars a month. i just basically want something to cover my dental and doctor . it can be network far as i car i dont really need ppo. i also want it to cover some of my presciption.

Will my insrance increase?

I have a VW polo at the moment, and insured with ''Quinn Direct.'' If i put Allows on my car, will the insurance cost go up?""

Can a Home Mortgage Company insist you paint your house?

My mom receieved a letter from a mortgage company stating she needs to make 3 repairs to here house. (paint the outside, fix trim around door, repair soffet) They also said they would drop her in 30 days if not corrected. HELP.... Is this legal? I may also say my mom put a claim in last year with them and they (insurance co) had to repair a canapy for 2k.""

UK- Can you help me find cheaper car insurance?

I currently own classic mini and after 6 months of driving it i want something more reliable. I didn't earn any no claims bonus on the mini as it was on a classic car policy, which I paid 900 a year third party, fire and theft. I want to get a 1.3 toyota yaris but cheapest insurance I have found is 5500! I will be the main driver of it and no i will not front it (go as named when im actually main driver). Which companies are best for young people. I don't want to pay more than around 2000 a year on the insurance. I know there are many factors that affect insurance but I'm looking for companies with good deals/lowest premiums and/or general tips to reducing the premiums. I live in the UK by the way.""

Car insurance for a 17 year old?

First of all i need a new car and now i have a 2004 honda civic and i got prefered to a 2011 camaro from a friend who really needs to sell it because they are having a baby and they offered me 2,500$ to 3,000$ ofcourse id take it but my mom said if the insurance is really high i cant get it? How high would the insirance be its a two door 2011 camaro""

Whats higher in cost car insurance or van insurance at 19 years old?

just a little argument what would cost more car insurance or van insurance

How much is Insurance for a 17 year old on average?

I'm 16 and I didn't take drivers ed, i just got my license, and i just wanna know on average, and maybe the cheapest i could get insurance in the state of texas?...""

Is it true that in PA if you don't own a car you don't need car insurance but could still drive someone's car?

I have my own car now and insurance, but I want to get rid of it and just drive my bf's extra car around. Is that legal because he has insurance on his cars? This is in Pennsylvania. Thanks.""

Need insurance for mercedes car - which insurer will use mercedes repair centre?

I'm buying a Mercedes B class. Swinton have given me some good insurance quotes but during the long conversation (with Aviva) to get 7 day drive-away insurance I was told to be careful of the small print: to keep the Mobilo service I must always use Merc-approved garages for servicing and repairs; unfortunately Swinton's insurers say they will choose where the car goes and this is very unlikely to be a Merc garage. So my question is: what do Merc owners do? From whom do you get your car insurance to make sure any repairs are carried out by a Merc-approved repair centre?

Please answer!!! Is my car insurance too high?

I have a 2007 toyota corolla, clean title and no liens. Im 20 years old, female and part time in college. I have state farm and it costs $280 every month, i have full coverage also... Is this expensive or what??!!""

""If you're arrested at 17, does your car insurance go up?""

If you're arrested at 17, does your car insurance go up?""

Insurance on a Civic Si?

Alright so im pretty sure that answer is going to be high but im thinking of buying a '06/'07/'08 civic si, but i was just wondering if any other si drivers could give me how much they pay for insurance. im 20 live in s. cali and have one ticket so i bet thats gonng drive it up but still want to know like an average. will it make a difference if i but a civic si sedan instead of the coupe?""

How do you beat the under 25 y/o car insurance scam?

We're bought a toyota corolla for $9,500 and its going to cost $1700 just to insure it, we've heard of putting it in the parents name but if you name an under 25 year old as a driver the price goes up so i was wondering if anyone knows a way to beat it""

Quiting smoking. Insurance will cover the patch.?

Only if I have a perscription from a doctor. I can purchase the patch or gum at the pharmacy with out a perscription. Why does the insurance company insist on a perscription for it to be covered. It just dosent make since. A lot more people would quit or at least try, if the patch and gum was alot cheeper. To purchase it out right the patch runs about $35 to get it with a perscription it is only $20. That is less than a carton of cigaretts. Why dont they make it easier to make that discision to quit. Make the quit smoking aid less expensive then a carton of cigaretts.""

Car insurance so unfair?

I am 18 and I know the prices are a joke, all I want is a 1.6 astra 2007 and I have to pay 10 k to get insured.Over in the US and over countries kids get massive jeeps, why is it over here, most people can't even afford a 1 litre corsa. Pisses me off that I get tied in with the same brush because of my age, surely can they charge a ridiculous price such as 5k and give you half back if you don't crash? they will still be profiting massively, as my dad pays 280 a year. If i want to suceed in life, I think i'm best leaving the UK, they just want everyone to use public transport and don't want people to have the luxury of driving a car. Anyone else agree ?""

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https://www.linkedin.com/pulse/wallsburg-utah-cheap-car-insurance-quotes-zip-84082-joshua-mccormick/"

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worldtravelerhd-blog · 7 years

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How YOU can Save Enough Money to Quit Your Job and Travel

Everyone is familiar with popular money saving tips (I like suggestions found in this Bootsnall Post):

Direct Deposit into a Savings Account you don't touch

Budget. Know what you're spending, on what.

Cut out Cable

Bring lunch to work and eat-out less

But what does that actually look like on paper, for a real person? When preparing for our RTW Honeymoon I found myself reading tips in blog posts but felt like I was spending more time reading than actually changing my lifestyle. I felt a little silly putting out a piggy jar in my oh-so-cute apartment. Besides, I never carried cash anyways -- why would anyone?! You don't earn points on cash transactions! (But that's another story).

My goal here is to lay down the dollars and cents and SHOW you how QUICKLY you can save money and earn financial freedom. Maybe you'll use the money to travel, maybe you use it as a down payment on a house or to pay off student loans, but once you start putting in place well-known "Money Saving Tips" watch what happens....

How someone with a $55,000 annual salary In Chicago could save enough THIS YEAR for 3-6 months travel in SE Asia.

Googling "Average Chicago Salary" (May 2015) reveals several results between $65k - $70k. (WHAT?!) Well I think that's ridiculously high. More realistically, let's say you make $55k/year.

$55k is about $4580/mo or about $3200/mo after taxes and healthcare (automatically deducted from your pay check).

Of course you contribute to your 401k at 4% or $120/mo. (If you don't, change that habit! We contribute 8%-12%)

Now you have $3080/mo to live, save and spend (and pay off debt if you have any).

Lifestyle Choices:

$700 Rent: Living with a roommate in a decent Chicago neighborhood (Lakeview, Wrigleyville, Wicker Park) but you can certainly find cheaper in Logan Square, Ravenswood and Uptown. (We each pay $550 to share our 1br in Lakeview, grandfathered in with a price from 3 years ago.)

$400 Groceries: This is a highly variable field. You almost end up spending the same amount on groceries with two people versus buying for just one. Find a friend. Cook together. This is about what Tim and I spend and we even get our groceries delivered.

$400 Restaurants: Let's not call this Saturday night between 11pm - 1am (that's for the "other" category below). This is dinner after work, date night, Sunday brunch with friends and "we don't have any food let's grab Pad Thai down the street". I'm sure this category of spending varies across an enormous spectrum. Thinking about some of our friends I doubt they've ever had a month of spending this low in this category (although perhaps they spend less on groceries). Tim and I as a couple don't really prefer to eat-out. That's just us and we know we are the exception. It's not even a frugal money thing, we just prefer to prepare our own food and eat-in, but then then go out for a walk around town and duck in to a few bars or an ice cream shop. The number represented here equates to $100/week/person. You should be able to hone-down close to this even if you are a foodie. Save by bringing lunch to work so you can go to happy hour with friends.

$90 Phone: Let's be honest. You have a phone. I'm not considering this an expense we can just "erase". There are, however, ways to minimize your bill by holding a lower GB plan. We are lucky enough that my company pays my bill and Tim's subsidizes his, resulting in a large savings in this budget line for us.

$50 Cable/Internet: My favorite line-item to talk about! (Restaurants are a close second.) This low number represents you splitting the cost with a roommate. Let's go ahead and say "no one" can live without internet. BUT can you live without cable? We do! That doesn't mean that we're freaks. It just means that when you're talking about "that so-funny commercial" we don't know what the heck you're talking about. Our $17/mo Netflix account satisfies any TV need we have. Sports fan? Try watching the game with a friend (at his house) or catching the game at the bar (just make sure to order the Happy Hour special!) My company also subsidizes our internet cost since I am a remote employee, so that has helped us too.

$100 Transportation: This number represents a month pass on Chicago Public Transportation. Many companies subsidize this cost as well, so you could get by with even less. This line item, however, is EASY to push out of control. Look at this number in your life. Do you have a car payment? How much do you spend on insurance? DO YOU TAKE AN UBER EVERYWHERE YOU GO? For fun one month, total up this number just to see. In Chicago you could easily spend $500/mo on transportation (public, taxi, Uber, Car lease, insurance, gas). Hell, you could spend twice that if you have a lease on a decent but non-luxury car. Tim and I own 2 cars (a '96 Camry and a '05 Cadillac) but we outright own both of them and do not make any monthly payments. We, of course, pay for car insurance and have to pay for gas when we drive them (that's how cars work). We try to take public transportation around the city as much as we can, but, depending on where you're travelling to, if each person pays $2.50 to get on the bus, the two of us might take a $8 Uber ride that could save 45 minutes on a trip across town. We probably spend close to $150/pp on Transportation.

$700 Other: Now that you have a roof over your head, food in your belly and some other key essentials, that leaves you with plenty of extra cash... but money still flies out the door with loans/debt, prescriptions, haircuts, dog food, donations, those shoes, that Groupon deal, Carly's Bachelorette Party, Taco Burrito House at 2am, etc. The less you spend in this category, the more you get to save, but $700/mo should be PLENTY.

$640 Savings: This is the number, more or less, left over based on how you did in the above category. No matter whether this looks like a lot or a little to you, watch how it can accumulate over time:

In 3 months: $1920

In 6 months: $3840

In 1 year: $7680

So, assuming you make $55,000, live in Chicago, and push your spending habits to meet the requirements listed above, you would have enough money after one year to travel around SE Asia for 6 months. Just like that! Incentive enough?

*I am just putting a label on that amount of money to make a point. You could certainly travel for less in that region, you certainly could travel for more. You could also blow it in a week in the Maldives - but hey, it's your money, and you SAVED IT! WHOO!

PSA: Please do not go away and travel until your last cent leaving yourself no safety net!

Make More, Save More

Any salary, then, above $55,000, could increase that savings number.

Living in a less expensive city than Chicago increases that number.

Living more frugally in Chicago than my projected outline increases that number.

Playing around with your own budget is when you can really see what you are spending money on, and which areas can you decrease spending.

Let's say you make:

$70,000 annual salary

A $70k annual salary in Chicago is what 6 websites suggested was the "average salary". I still don't believe that, but let's just say you do make $70k/year. If you make $70k per year but in turn, go out more, live in a nicer apartment and have a bad shopping habit, you, my friend, will end up with no different of a savings account than example #1 above (it may even be worse!)

The only way someone making $70k can save more than someone making $55k is if they live like they still make $55k.

If you successfully avoid Lifestyle Creep and make $70k but spend like you did when you made $55k then:

In 3 months: $4440

in 6 months: $8880

in 1 year: $17,760

($70k/yr = $4080 after taxes & healthcare. Contribute 4% to 401k = $3920 take home - $2440 expenses/mo = $1480 savings/mo)

$17,760 saved in 1 year

LETS GET CRAZY:

Double that number by including your Significant Other or your best friend that you'll be travelling with and the two of you could be off around the world together AT THIS TIME NEXT YEAR WITH

YOU + FRIEND = $35,520

Cash in your pocket. Throw in a couple credit card sign-up bonuses and airline miles and you've got yourself a year abroad.

What if you saved for a longer period of time? Take the $35,520 saved in one year and double it (2 years saving) and now you and your BFF have

$71,040 in cash

Still with $12k in your 401k's

(Contributing 4% over 2 years with employer 50% match up to 4% times 2 people)

Your new goal

No matter your salary, change your spending habits to find the lowest comfortable cost of living. From there, just be patient and watch the $$dollars$$ roll in!

Questions for you:

How much have you saved? #humblebrag

Where do you fall on each budget line? Is your city more or less expensive than Chicago?

Are you inspired? Are you planning to save more after reading this?

We would love to hear your money-saving stories! Comment Below!

#saving #money #how to save #sidebar

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