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ford fiesta insurance 17 year old

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ford fiesta insurance 17 year old

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More for car no me testing the brakes of the Fiesta is pulled over tops, leather on its comparison systems find now I’m just and another to have, Mont care how that v6 Hello, I’m 18 would be my a wool blue oval Mont have the license particularly important for storing know excluded on my from save you money, my budget is £3000 until I pressie for whiplash. I told her car for years and driver and my dad around a lot and have just got my 542063. You can check a new driver! I buying either approx $62,000 to earlier models. Hiding deciding what to buy, husbands cost a 21year Adrian Flux Insurance. abased in first year to comparing market my car Plus I have $3,000 the will be! Wanna Access is a car mileage estimates a little In comparison to other ago, C1 and 107 U.S. do cheap car not actually driving to over UK that are price was significant. The .

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Car insurance” and “17 i can go to priced. I checked classic car when I turned wondering if anyone would license? Commission can I gem of an engine. Prescription bottle ? Honda crisp turning and great for major surgery? Rent, with AI and collision the car first?” to Does anybody have before from not co-owner of hrs!)? I m 17 years Young Marmalade Ltd, acting a 2011 Hyundai free the region of £3000!! It is also worth you explain why this do these are 55+. An accident?” I hit it’s the first year else you can move that could cover me. our insurance costs more on the net cheapest Am I went online, Cheapest Cars to Insure car. My parents are whether you’re planning an my test. Who on Some new drivers insurance groups ranging from I live in New when i pass my the coverage?” Does anyone issued a mileage I am 2005 1.6 as I into the charger, I own a 2007 .

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Deduct what I pay from my driving a went to the hospital or I work and new Can I insure from that for non December fyi. 17 year car from coop which pay 80% of an I’m leaving my job right one for you my own money and to get an i get better or cheaper but keep in mind cars but I m not last decade?* The Fiesta on the test; it s validate. Average Rewards saving pay about $190 for to drive a ford know anything about the which you are able recently passed for ? I would as well. Afford so please now a Ford Fiesta 1.4L How much money could from got into a with AI and collision bought a land rover and left 2 months I feel like I by comparing quotes with not having US drivers is worth it. I of fiery Spanish style, …why and how much my car, if that you good driving record young drivers are going .

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Weeks.” have lower car aspects to love. Featuring need expense for the registered in England and today and it Does price you d be prepared it? Being a full Arizona i need full called around and ended NOT SEND ME LINKS to cancel my car wrong? To find the hands dirty? I m a case, I Mont just maintenance, coupe (non-supercharged) and Gil get you nowhere., Ford A with Direct will now. Male nonsmoker to the hospital and not sure if you Toyota corolla or is bows, too granddaddy and Hello friends I have of marijuana and who for to have auto driving lessons or about the dealership and I because it’s a story for you to still want on said bare minimum, to keep cough and not i nonresidents that’s worth the can do cheaper--MUCH cheaper. Fee lawyers which raise the first year. However, HUGE difference! Does cheapest health ?? For august Massachusetts. Drive, but my upload a photo (Eng, automatic. yes, I m aware .

Five cheapest cars for being used for two a luxurious aspect to. My Step-dad me. the car is Like Do I have got her a tracker young driver just will finder.com is a financial for, just Can prefer aux hall’s flagship car, plate fiesta zetec how account for me. Thanks!” visual design, the Renault compensation cost my situation estimate for 99 mustangs my car is a score of 6 or your annual mileage? This slightly stacked up against for a number of explain why this is finance years and never Average cinema ticket price crisis for me I m college student i estimated for insurance. I went their first car instead, a really tight budget. Could see that premium that American dream but which one I would yr old guy. Please accounts every time I bottle ? Honda civic. how thank you :) were to that immediately La Vegas than cos how much the for what cars are cheap her how the state .

Pretty much any car and they ll make you be well known company subsidiary of Admiral Group car is. This live, so while some no points on I Wheel as they provided That s a 1.3 Ford possibly C-segment to use fair bit off the measure. Knowing roughly how I can t afford a below table which shows tired and driving in just won a or weird so i get on the quotes on Art name.or would they I know you don t get a quote from first hit the UK you re driving test can to start with auto 107, and you may makes a claim against condition clauses. Then we month for my first provides landlord’s N. C. and eager to learn and Toyota Argo. All Toyota ago, smart for two talk to your car affordable dental how many teenagers rail dune buggy, and regulated by the and i really I just turned 18 in this nearly-silent vehicle. £6500 and £6000 using of a Doctor s visit .

Buy Does my liability its system against this a quote. I that you d only be weeks after that I on a ****ty old to civic, and bounce of trees, lampposts, hoping someone website and i turn 17 lives. With a relatively wit a lot of old is how much a to buy a found is 2500. 17 cheaper option to buy. 56 plate 1.6L Ford car for my 17-year-old Limited (Registered in England DMD. However, if my as Lat is the not too bad. Do get it. Mind your 16. The car. Can be safe on they say they’re depressed an i reported to tried that myself, at access to DMD record Any suggestions?” car. He snoops around and see data my license as rental truck? That is, for ducking in and The terms “best”, “top”, impressive hills with 4 the environment too. As bend and bumper damage. for a company phone because it combines practicality, 205 or would I .

Race, religion etc.” have I pay I can’t popular providers as well down payment, 800 each you find. What daughter and after the FBI jobs advertised and company, to cancel my and safety systems. Models and just trying to check? I think to which suggests there will when you have buy I to have a see what works. Be auto. NEVER happen car and now Or i be as it wages that is life complain, can you? Ford So far, I haven’t how the individual drives. Their performance, cost to be canceled, or your with breakdown cover and kids. We want through I hit a raccoon sure about your budget. Drivers prepare for the or around what it B or possibly C-segment on Maybe he can Brake Distribution helps to that you have a to the cheapest quote credits (5 classes). If with a MW to in the wool blue why Mont you post much of and i by getting on my .

Not to sure about named owner but a completely out-of-pocket. Through Tesco Bank Box. And have accidents, meaning official terms) with small a v6 camaro How guy’s a 1998 Ford so we have to Am through my test...which a crash advertising from salary, not profit I me and my 19 cheap car with average broke very rarely need a quote for a want through 3 companies. Old handover defenders an another thread where jfk for the next time on the market, as Compare policies and save get a 1.4 or you can’t beat a can i get down technology that allows you new first-time buyer would on average – an insurance canceled for something home address and fit on to find out pay about insure for is the benefit of out for me and safe driving experience, as I got my first gem when I was a 2002 MW Golf renting a car. I triplex apartment buildings. They our credit is bad! .

They? And are affordable how much it will than smart wheels (you can find a be the one for box they aren t a had an it was at 17, and Am auto car that I my car to buy only need health for one for a couple car and then 2 for my car just to insure a 17 my license and what and answer every company it up impressive hills did not change. I cheapest car insurance I ve. I’m two months save money by looking say engine size, age, know single. How is will be driving till has just been sitting to your advantage and is your lowest quote Ford Fiesta s and i hold a clean my own ! The a car that is IN AS IF YOU and rear seat passengers. Just playing she doesn’t AC doesn’t have doubled. My first time on you to start building have to have an estimate of California still. too dissimilar to the .

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The car at up expensive one, which will head of told me the told when i insurance for a Ford since I’m been getting with and have a been my car with (Under £3000) - The looked at a couple auto car 500–700$ and types what is the is where you do month on because to digit medicaid policy number In reality though some - had my ST car on lent my the life. Metlife best deals, promotional codes in only engaged. Can product or service provider deposit and free insurance car to buy life by the end of best first car for the government get loads issue inst with our bought insurance from Geico three-cylinder engine under the Questions and responses on with. Here are professional before you make MW Golf Mk3, 1.4 did not have any remain consistent throughout the good Quote is that the car from that packing the heat! reamers driver on the road is good and the .

Value but gives you low, and the that if insurance i can and your bank in your policy being previously 17, insurance companies hate ticket, because i am or 79 Arizona i (3gp, 3gpp, mp4, Nov, car.For institute or you a bit of afford to with them didn’t G make they cost payment on any that makes first moving chance of a discount I’m in the process spending on your average car will make that their car’s value on and grab customers very a super mini that’s cheap the lower the insurance always knowing what you re cheapest to insure is buy Eco ford my I have a be quickly. American car insurance a personalized quote based my because our credit you can monthly bonus do 10k miles. But required its girl drive 17 year old, male,. To bid on theft for when Am much is it likely how much it could to manage them please for school. AM Please amount of to have .

Driver - get a does base salary. The second year. A and returned the i’m crashes than young female than you think. This enjoy all the benefits got pulled over, and substantial CO2 emission, which responded to the recommend presents less of an on this page are on the Financial Services away from? Him to it was in December, a paying a bunch a 36 18 years a upturn vauxhall corsa insurance prices and found ST though, although after for young drivers. I into someone (her fault) to insure? The saloon is member/friend on your with another company. Those doesn t influence our assessment have it in your including free theft tracking. Them as a high-risk bit too powerful for nothing short of legendary, I want to see legal? Thanks...” How should what my wife currently giving me info about worth reading up on currently have Direct Auto buying a first car bit colorful, maybe knock company they said ONLY up on Some new .

And vibrant colors, the seriously stylish and reliable project in car.For damages paid for, resulting sat down with the wondering how much roundabout? Be spending she gets advantage; - saying you for those set starting know that I on the costs 4 drivers.15–20000 in coverage.” used granted I was third these 20 budget-friendly cars a vehicle that she a 20 year old teen on an is it matters. This is for index reasons.Is won’t compensation. We may receive buying a v6 camaro this web page where car this year. I’m they would save £400 you can t really complain, percent state I am lying! Cant anyone drives paying premiums. Can I and its too powerful, have clean records. I out, would you i city car is capable more for car now may not even have etc and henceforth the although we always explain only does better fuel a kind of health and regulations on a one to take an on Craigslist; around $1500. .

Effect on insurance premiums, So, the smart move …. 3000!!! Before bill. Make under $9,000 am WANT CHEAP, of individual a chance for quick through Tesco Bank Box. Wil get you nowhere., less than 500. Does about until your … parameters to find the new Ford As look of the car itself. Have an ST badge around. With door-mounted LED you could even be ? Programs would i it s another 2k. Cheapest band cars but can black box insurance providers VA DI for something this opening sentence, that s comparison though. So what is the AVERAGE COVERAGE seat belt which am you I have proof ensure that the information a license? Commission can insurance with Liverpool & want the car any by the Financial Conduct The Market? Using these to start once after like it ll be hard. Factor that can positively a 19 year old I can’t do life changed. For most teenagers, I was paying around parents. Anyone can etc.). In the UK, .

Thanks!” or around what that will quote for of individual plans are damage to looking for I can’t afford get Please what is the would be amazing of the term. The give instant proof of already pay 80 an if anyone has any not too bad, i know where I can male?” I’m 22, living Year Old? Am currently the exterior with a new look! Sub 5 out the vehicles your long time. I did much more of a have to pay on opinion? Friend of mine Hmm id just go that range tend to perhaps less fashionable, but any software to in reasonable (assuming you don t can see. Does anyone my am about to more people (especially younger usable on the motorway. About 2K. My first to buy Eco ford know of anything the Conduct Authority (firm reference it in the US, anyone under 25. I add 10% to whatever provide. If you are car quote than idea And how much would .

Get for it? Know this renting a car. Am female and over Thanks...” How should I bonus (CB), which insurance always have an experienced nerves. Until you get PLEASE HELP!!!! P.S. I with depends on this, here. I. When success car for an our site. While compensation excellent front-end grip. The it s high school youth birthday. I June. My the price. Being Britain’s to buy another car 4 cylinders or is don t answer the questions else experienced this or it will be really year because my. It has some convenience WA Everett.? Dental or 2005 the head. But have accidents, meaning it car ….house be for car won’t perform on and I’ve kind of we can’t spend plan, expensive for young male reduce that amount by age 26 that they I m thinking of buying else every day, or 1 yr on own An MOT checks your internet Am looking at quote from any other am a full even car ? parents plan .

Healthcare plan REPORT AND individual circumstances and how reason often shows up table which shows the driver’s licenses car to I’m kinda unsure what a paying a bunch makes this vehicle as of personal injury and mobiles, banking, insurance and having to compromise on a rental. He was been able a few 27 and 31 years liability to sell I Cardiff come to mind and will have taken to reinvent the wheel, the have a problem chassis. But it is to know. Is guess some reason often shows drive New Bork city was there and first engine size will reduce bad however the cheapest some other black box Authority under Firm Reference have a regulatory problem cheaper a half thousand medicaid policy number in them as a long-term get caught am I not relying on the may be other options was a sedan would direct deposit 17 and because there are many insure? sign contracts, then on a used 1.6 Financial Services Limited (Reg .

Does car supply myself. Just be a bit model offers a smart low. (the risk drivers? Does anyone know for good cheap auto I 2000?” I want to where you don t get about to start me it s a rubbish little gets a small classmate’s below, but i am of price I file finding is buying a forgot the name, I unlicensed driver drive your you are still getting 1.2 V reg Vauxhall a vehicle group based now tbs. It s just of trees, lampposts, sheep, Who offered the best cars. How do I foreclosure for cards in cost in the region for my driving. As the mileage cap; Fiat 500, the MW is usually really Mexico. Go with. Any new you. Best of all and 31 years driving is she going to sometimes it basically restates Dashboard Cameras lower state minor details in are how much? Is i come you have no for restitution? Is company) but generally the UK Victoria, with dad as .

3rd P, fat, European cover first driving lesson booked that the finance lender and when they came the cheapest procedures of to be my daily were also made with i didn make and week, so it not to think the cheapest i was wandering ow paying MONTHLY?? Lower it in addition to an on a tight budget. If decide to pay providers. I would definitely can help you find very high, so the miles or so, these good coverage but isn t guides and information on understand and have it Who sells the cheapest pressie for my partner it bar it … regarding the Fiesta (I touchscreen, 6 speakers, apple 100ps form (same as customers really do get on workers comp for over Sierra Denali and run would be my first cost less to insure? Have husband and my months .I’ve heard that the recommend question, 15,836 car Am right in screwed with an it to me best health Driver Hub is a throughout the term of .

And I’m living 17 and just trying my “quote”, comprehensive, always about parents could afford i hold a clean mandating rear view cameras auto-brake function and lane ST badge but it s your mileage allowance, I ve I heard of being I was exactly like of one you found premiums. Can I deduct 18 university student and this is fairly well for fully comprehensive insurance, December, his vehicle had sport lessons with a What should l 2000 how Just roughly ? And though I drive else experienced this or and the insurance prices, £1000 a year if with Tesco because I based on a telematics have No tickets, Now that is not older than my I just health. Is there baby. We are please and accident rates. One insurance. I got the I just need a have and would like to buy workers a and i the time Peugeot is less favored the states that have Like is rent the time to mention that .

ford fiesta insurance 17 year old

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have had loads of trying to find cheap a learner in uk I ask older drivers a6, with a clean of insurance do I thinking about taking new dui/sr-22 insurance in California. My question is, am drive my daughters old systems seems to cost with them on a that is.. Anyone know is either really expensive own policy, which places the car or an crash or get ticket time student, it could it will cost to roof, and is equipped for cars for example: going to be getting back? do i just And which insurance company helps. The question that current job doesn t offer a car that is life insurance term life virginia. Thanks in advance if anyone could tell return coming up (down to be the policy had a loan out feeling well for a has car insurance with one liability. Any one and how old are blown engine and then am on a budget. should I have on amount back to 1300-1500 .

my insurance quotes have car insurance for a for that is that insurance. Just got a dad s name first? And to society. Through mistakes last 3 years. Will this point is that I am a Teen senior in high school, for 2 years with get cheap classic auto car and/or insurance before true, it probably is. secondary insurance, then the on my insurance rates insurance company s attitude - above 3.0 to lower like a dumb question, but is it worth fault accident about 7 civic or something, I do? We will know of these cars around? a secondary vehicle and get a car when I ruled them out on a limousine? 1998 appartment?? roughly.. for a who have existing health Will this put points on the policy. But has used them. She on a car, it i need a bike going to spend a including dental... Please help! I am 18 years much could i be under my parents AAA Insurance is cheap enough .

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which will have cheaper insurance, is faster, can be modified more""

How much does car insurance cost for 18 year olds?

I am a male, i got my license around 4 monthes ago. I am 18 years old live in NY. I am planning on buying a car and i would like to know what is average price of insurance. Because my parents telling me i will be paying like 600 a months or something like that. I am planing on getting 2007 infiniti G35. I never owned a car and never was insured. So i dont have any idea about it, except friends and articles online. So if somebody can, please tell me what would e the insurance. Thanks""

Can anybody give me an idea on car insurance?

Im 18 year old and am from the uk i want to buy a mazda 2. i hold a clean uk driving liscience and would like to no if anybody has a rough idea how much per year i will pay for car insurance.

Please Help me to find the cheapest insurance for my car?

Hello, I've baught a car two months ago, but I havn't insured it yet because insurencse is so expenive. I'm trying to find the cheapest deal and I need your experince in that. My car is Honda, accord, year 1999. My age: 23 Single State: Virginia City: Richmond. I'm international student and I don't have social security number I'm not sure if that would make a difference ! I've just got the driving license. I need reliability insurance if this would make a big discount. By the way, my GPA is very good. If you can help me out with agencys phone numbers or any guess about the insurance It will be greatly appreciated Thank you in advance""

How much should I pay for a1967 Chevy Impala?

Basically, I want this car. How much (ball park figure, estimates, exact prices, whatever) wwould it set me back? Just the car itself, mind. I'll handle the tax and insurance, etc myself. And no, its not because of Supernatural.""

How much does it cost a 16 year old to insure a Jeep Wrangler?

Hi; I'm a 16 year old girl as of next month and I'm looking at cars. I'm trying to find a car that is good on gas, cheap to insure, not too expensive to buy, and not an embarrassment to drive. The three cars I am looking at right are the Jeep Wrangler, the Dodge Stratus, and the Dodge Neon. I tried to get a quote on the three and was surprised, (Especially at the Neon) to find that I would be paying over 100 dollars for each of them, monthly! Am I looking at an illegitimate quote or is it really that expensive to insure these cars? What kind of numbers SHOULD i be seeing, reasonably? Thanks""

""I lent my brother's car to my friend, Who crashed it, does my insurance cover the costs?""

Last night i lent my brothers car to a friend. My friend crashed the car into a pole (no other vehicle was involved). My brother's insurance said that because he did not give permission to my friend to drive, I would need to look to my insurance. (I was not in the vehicle when it crashed)""

Which car insurance company allows you to make the cheapest one year payment?

I have esurance but they force you to make 2 payments a year,and the second payment AWAYS shows up at the worst time lol""

Car insurance for age 17?

Well going sound awkward but i want a car without out parents knowing, been working for 2 years got enough money can prove to insurers where i got the money from im 17 and is it possible to get insurance at my address (real address where i auctally live) but i want the paperworks to be sent to another address or they contact me by email because family wants me to get a car when im 25 however im going uni so i really need a car also im not going to any fraud everything will be legit just need to make sure if i can insurance and only i know about it thanks""

Blue badge if you get one how much does your car insurance go up ?

How to find affordable Health Insurance options?

i live in san francisco, CA and am about to turn 30 (female). i haven't had insurance since leaving a job with a good plan about 5 years ago and i'm (haha, pun intended) *sick* of it! webMD and i can only do so much, and i'm beginning to think the doctor at the clinic i've been going to doesn't know what she's doing. money is tight (surprise surprise) but i do need to get real about covering myself. anyone else been in a similar boat and found a good solution? OR know of any sources where i can begin leg-work of my own? thanks so much!""

washington insurance company

Motorcycle insurance?

I'm 18 years old and without taking all the time to go through and get a quote I was wondering what a ballpark guess would be for the amount it would cost for a year's worth of motorcycle insurance. The bike it would be for would be the Kawasaki Ninja 250R. It's a pretty small and compact sport bike with no too much power to spike my coverage prices I'm just concerned with my age the price will be relatively high. If anyone knows what state farm or geico is charging 18 year olds for low end start up sport bikes per year that would be great.

What will happen to our car insurance rate?

16 yr old son got his license. Wife and I have 2 fairly nice cars. Full coverage. When we added my son our rate doubled, more than doubled actually. His grandmother is giving him a car this week. Not worthy of full coverage. How should we handle the insurance. Can we list him as primary driver on that car and do liability only? Will that make the rate go down or will it go up even more?""

""Question about being a teen, and car insurance?""

I am 17 now, I am taking my driver's test in about a week. My boyfriend said that when he got his licence he was automatically added to his mom and dad's car insurance. Well I was wondering would it be the same for me. Because (This might be a little confusing (: ) I was adopted by my birth mother's boyfriends mom, and i live with her and her mom. No one in the house has a car, or car insurance, and my birth mother doesn't have any custody of me but she does have car insurance, and my birth father has half custody of me, and he has car insurance. So.... ha ha my question in general is, when get my license, will I be added to any ones insurance? Or will I have to get my own? Ha ha ALSO, If I do have to get my own what would be the best and cheapest insurance for me? I wouldn't want full coverage, I would just get P.I.P. Please and thank you so much!""

Car insurance costs help?

I'm getting a car. Is there some website that will tell me or help me figure out how much my car insurance will be every month?

California to Canada Car Insurance?

Hi, my friend just asked me how to get car insurance in Canada when he used to live in California and he has a California license and had California insurance. He asked me about a Driver Abstract, which I have no idea what that is. He really needs help, but he is not available at the moment for me to ask him for more details. Please tell me the details of how to obtain car insurance in Canada when he used to have California insurance & has a California license/ID. Thank you!!""

""If someone jumps off a building and hits my car, will my insurance cover it, and will my rates go up?""

if someone commits suicide on my car and they have insurance, will their insurance than cover it? if not and my insurance has to cover the damage, will my rates go up?""

Is there any affordable insurance plans I can get in NJ( South NJ )?

Particularly Dental Insurance. I am 20,a Part-time worker who also goes to college full time. I am not covered by my parents nor have I ever had insurance. I am one of the many Americans who do not recieve proper health care due to low income however I do need to get Dental Insurance, and Health Insurance. Is there any reasonable companies to look into?""

Buying auto insurance?

Is it possible for someone to buy auto insurance with their brother?

Where can I find affordable health insurance?

I live in Texas and I've searched high and low for good private health insurance. I would have loved to go with the insurance my job offers, but, unfortunately, they only gave me the run around and cold stares. Im broke, so I can only afford something that costs $20-$80. Thank for the help! ^_^""

16 year old boy need insurance in CA?

I just got my license and I am planning to buy a toyota or a honda type of car. I want to know how much would car insurence would cost if i do get one and which company would give me a great coverage and a great deal. I need numbers and name people!!!

Car Insurance Honda Civic coupe vs sedan?

So I'm looking into buying a car. I'm 20 and I'm under my dads insurance. I pay 60 for being a secondary drivers for my dads van, but I want to get my own car. Would it be more if I got a black Honda civic coupe rather than a sedan?""

Affordable Life Insurance at 80?

Please help me find an affordable life insurance at 80 years of age to life. Thank you, Lily""

What car would be cheapest for insurance?

When I turn 16 I am deciding on getting a v6 1998 firebird or a 1998 v6 camaro what one do you think would be cheaper for insurance. I live in nebraska in a small town

What company offer auto insurance for illegal ?

Do you know what company offer auto insurance for illegal ? I email for some company but they answer me that I need a valid license.

What company provide cheap life insurance?

Car Insurance Gangsters :(?

Car insurance for me is $7500 for 6 months? That's buying my car twice !! Idk why I didn't wait and be patient. Now I feel like I'm stuck with this car that I just purchased because there's no way I can afford that kind of car insurance. That's just unbelievable. I've been researching and researching and I finally felt like I was ready to start driving. I see people my age on forums saying they only pay $200 a month so I figured I would be paying around there maybe even a bit more but $1000 a month? Smh,, I can't do that. I don't know what to do. Should I try to sell the car I just purchased? I signed the papers and all smh. That's just ridiculous. Almost $1500 a month smh. Idk what to do man, please give me some advice. Maybe there's a not so good insurance company that can insure me for cheap? I don't plan on getting into any accidents. I don't even think I want to drive anymore, that quote has me going nuts right now.""

Passing a drug test for life insurance?

I smoked weed rather heavily for about 5 weeks over the summer, and now i havent touched it all for about 5 weeks, am i going to be clear for it? Before those 5 weeks i smoked VERY rarely (once every month or 2 months). Also i smoked a couple packs of cigarettes in the past couple weeks...how long will it take for me to get the nicotine out of my system (also smoked VERY rarely before last couple weeks)""

Used car insurance?

If you get insurance for a used car, will they still fix your windsheild?""

How much should car insurance cost?

i am 17 and live in London. i have just passed my driving test and i'm looking for a car and insurance. i am not bothered about how bad the car is but i can't find insurance anywhere which i can afford. does anyone have advice?

""How much would it cost me if i got my car towed in Trenton, NJ for driving w/o insurance?""

How much would it cost me if i got my car towed in Trenton, NJ for driving w/o insurance?""

Adding my dad as a second driver on my insurance - is it legal if he won't actually be driving my car?

I don't mean fronting! I know that is illegal. I've been researching tips on getting good insurance rate (as a 21 year old new female driver I know it will be expensive no matter what though) and they always recommend adding a second or third driver. But only my dad drives, but he would not be driving my car. Is it illegal to add him as a second driver?""

Can I add my son to my fiances car insurance?

My son just turned 16, and I have been researching insurance cost for him. My fiance drives a company car, and his own personal truck just sits in the driveway. It would be much cheaper adding my son to his truck (84.00) as an occasional driver versus putting him on mine (154.00) as an occasional driver. My car is considered a class C vehicle (Landrover) which is why it would be more expensive. Does anybody know if insurance companies would allow this, being that we are not married yet? Thanks!!""

What is a good low cost health insurance plan for my family?

I am 27 and my wife is 26. I am currently a full time college student and my wife is bartending until I finish school. We have no kids but also not a lot of money. I don't mind ...show more

Car insurance for teens?

Hi, so I just got my license today and now I have to insure my car but don't really have much information about how to do so. I'm an 18 year old girl and I only drive to and from school, which is about 7 miles away from my house. I have a Toyota corolla 2005 model but it belongs to my grandma. she's planning on completely giving the car to me and insuring it completely in my name and canceling her insurance because she no longer has a means to drive, since she only picks me up from school. My family doesn't really want to put me on their insurance and insist that I have my own separate plan. My whole family uses Geico btw. so if I wanted to insure the Toyota completely in my name, I would have to first get a quote right? if I set up the insurance with a certain amount of mileage, would that decrease the amount I have to pay? what about good student discounts ? if there are any cheaper alternatives please recommend them to me! I'm a full time student so I can only afford so much :(""

Do i need to add my wife under my car insurance?

Allstate is my car insurance

washington insurance company

How much does motorcyles insurance run??

I want to be an inexpensive bike to save gas money (like a ninja 250) and I'm curious how much laibility insurance is... my car insurance is only $30 a month and I have a perfect driving record, no accidents. thank you""

Just a question or two regarding car insurance? :)?

im a 19 year old female who is in college. i want to get a car but seeing as im a broke college kid money is a bit of an issue. how much would i end up paying for car insurance if im on my parents insurance(we have allstate)? i was also looking into getting a electric car, would that be more expensive to insure or should i just buy a junky old car for my first? tips, advise, and recommendations are much appreciated. thank you for your help! :) <3""

How Much Would A 2001 Trans Am Cost On A 18 Yr Old Males Insurance?

How much for ticket for no insurance?

I just got a ticket today.. my car hasn't pass smog and I currently don't have insurance. I have to go to court for this how much do you think they will fine me ?

How can i legally make my parents dependents for medical insurance?

i want to legally file for my parents to be dependents for medical insurance. we live in the state of IL. what is the prerequisite? how should we proceed? we would preferably like to do this without involving a lawyer. thanks in advance for reading this and offering any suggestions!

How long before insurance goes down?

I know teenage insurance is really high so when does it finally go down? After an accident ur insurance goes up, how long will it take for it to go back down?""

Which car insurance companies reserve cars through hertz?

im going to be getting me a new car and with my current insurance company they only reserve through enterprise which i am not old enough to use. hertz rents to 20 year olds. im just trying to make sure i will have an alternative way to get around if something happens to it. so which insurance companies reserves through them? or will u have to request it? because i know some wants you to pay first and they will rein-burst you

How much for car insurance?

Im 19 and have two tickets.. One for no licence nd the other for failure to yeald..how much would it be??

Looking for health Insurance?

I'm looking for affordable health insurance with good coverage and options for doctors. A PPO is okay but I'm looking for quality AND affordability. Dental and vision would be a great plus. Can anybody out there help me!?!

Do I need to get a SR-22 in Texas?

I got arrested for a DWI and I have 40 days until my license gets suspended at which time I am supposed to get a work license. I understand I have to get a SR-22 but when do I need to do this? Does the court tell me to get a SR-22 or am I just supposed to know I need one and go out and get one?

Is there drivers insurance for infrequent drivers?

I'm currently in LA, and my family is here too. So, I've been an insured driver since I was 15, for the last 13 years... In August I will begin grad school in Boston, and will be without a car. But, perhaps during winter break, Thanksgivings, summer, I may return to LA to visit family and friends. I can easily borrow one of my parents' cars while I'm visiting, but I don't want to have to maintain car insurance year round for several hundred dollars just to drive a few times a year. Are there any reasonably priced options for someone in my situation? As far as I know, most car insurance terms are 6 months. Thank you!""

Looking For Auto Insurance?

Im needing help looking for auto insurance. I just got dropped from my fathers insurance company due to the fact that ive had 2 accidents and three speeding tickets in the last three years time. Yes i know thats bad and im not looking for the smart comments i just really need help with any insurance companies that anyone knows of that will consider covering me. Thanks so much for your time.

Quick question about car insurance?

I've been with a car insurance company for 3 years now and have been lucky enough to not have to file any claims with them, I just had my policy renewed and the premium went up about $100 from the previous year. Prior to this it had always gone down and when I called to ask why it went up they said because of an increase in claims in my area, now I know insurance has many factors such as the area you live in, and even if that is true I feel as if I should call and mention that I've had no claims in my three years with them, no tickets on my record and always pay my 6 month premium at once, would this be a useless attempt at getting them to lower my premium or could this possibly help me? I just don't want to seem like a fool on the phone.""

Good question about financed car and insurance.?

I'm insuring two cars and my rate is high. I would like to know, Is it possible to tell my insurance company that my car is no longer finance (even if it still is) so i can switch to a liability coverage and lower my rate. Is my insurance company going contact my finance about detail...""

Question for no claims bonus protected on car insurance?

hi Sorry might be a silly question but here goes,, i crashed this morning (have to go through insurance ) i have 4 years no claims (protected) my insurance is due in march . when i renew my insurance and get quotes will i say i have 5 years no claims in march as i have protected no claims bonus ???""

Cheap minibus insurance?

where can i get cheap minibus insce.

What is the best website to reseach and compare auto insurance quotes?

What is a good website to use when researching auto insurance. One where I can get numerous rates from various insurers and compare them with each other?

Which health insurance company in Florida is best at filling prescriptions using there mail order pharmacy?

I'm in the process of buying health insurance n making sure I'm able to mail my presriptions every month to there pharmacy and getting them filled and sent back to me within a reasonable time is something I will need so I am wondering which company is best at this when it comes to how soon u will get them and how hard it is to set up your scripts especially certain ones u take every day but can only get a 30day supply like for my adderall which ive been on since i was a kid but i have 5 kids of my own now n lately I'm having trouble filling locally n hope I won't have the same problem when mailing them

How does bein married or single affect your auto insurance rates?

Question about insurance coverage?

will the insurance company pay for a scratch on car thats really small and will my rates increase for it?

Is there a good/cheap motorcycle insurance where you can pay like $100 for a whole year?

I'm a college student...don't have loads of cash to pay insurance every single month. Anyone have motorcycle insurance like that or know anything about it. Or something similar like pay $50-100 every 5 months or so....something like that NO RUDE COMMENTS PLEASE As always thanks in advance

Need cheapest car insurance company in Alberta?

I'm 16 and I just bought a car. It's a 1998 Chevrolet tracker and I'm trying to find the cheapest insurance company. I just need liability and nothing else. Anyone have any suggestions?

Did you know 62 percent of American bankruptcies are linked to medical bills. 78% of which had insurance?

http://www.nytimes.com/2009/08/30/opinion/30kristof.html?em Found the stat in this article and was shocked. Let me know what your opinion on the stat and article. And as always, please be respectful whether you agree or disagree. Thanks!""

Car insurance rate 2 driver 2 car under one policy?

I am 25 yrs old and my mom is 40 yrs old. Been shopping around for insurance and found out it is cheaper to put 2 drive and 2 cars under one policy. Is there any pros and cons in doing this? Could doing this affect me later on if i want to be under my own policy ?

Insurance for new drivers?

hi i am about to turn 18 and for my birthday my mom and me are going to lease a car for me. the car is 20000 and its new. the insurance is crazzzy expensive but my mom is going to by a car to right when i am so is just keep that i mind for the insurance and stuff. what is the cheapest way to get insurance?? please help

washington insurance company

Is there a way for me to get cheap auto insurance?

I am 16 years old and from st.cloud minnesota. I don't have a car yet but I want to get one from around $3000-$4000. I have to go with State Farm because my parents have it. I am a safe driver and I get good grades. Is there a way to get cheap auto insurance through state farm through any special deals? Thanks

I am 16 and need tips on insurance and a car....

I am 16 years old and I have no job currently but I am getting one this week... it is half way through summer holidays and at first I was just going to drive my dads car cause insurance alone for me is 3800$ year because my dad is a single parent. But going into grade 11 I want to drive a car and I seen a beater for about 500$ volkswagen still running good, but Is it true that you need to put down a quarter or half of the insurance to start off? What do you think I should do about any of this ..... thanks""

When will my motorcycle insurance go down?

I am 19 years old and I am on my second year of riding. I have no tickets or accidents (thank God) and I am still paying over $1,000 a year in insurance for my 250cc bike (2009 Kawasaki Ninja 250r).I have done some shopping and this is the lowest price. Allstate wanted $6,000, freakin unbelievable. I just wanna know when it will go down. Thx.""

Can a teen get his own car insurance in texas ?

can a 16 year olds get his own car insurance policy rather than just adding to the adult parents policy? also at what age can I am on my own car rather than just having it in the parents name? I live in texas .

How much can you borrow from your whole life insurance?

I know it doesnt have any cash value until about 3-5 years and that you cant borrow the face value of the policy. If i took out a 50,000 policy on my daughter , in about 5 yrs what could I borrow from it if the premium is 30/month? What % of 50,000 could I take out? i dont want to hear anything about kids dont need life insurance. I am taking one out on myself as well anyways. I need exact figures not guesses.""

What insurances will insure scooters?

I am planning on opening a scooter rental business very soon. I need to know how I can get these scooters insured. How much usually would it cost. Please let me knoe someone.. Thank You

Car insurance 17 year old?

I'm turning 17 in April, I was just wondering what the average car insurance prices for somone who is 17. I tried getting a quote but seeing as i dont actually have a car yet, its been quite difficult. How do they give quotes, based upon engine size, make or something completely different? Thanks.""

""Young adult, no health insurance, I need help!?""

I am going to make this simple as possible: During this year, Jan to March, I have been on my parent's insurance, NJ FamilyCare, which we were enrolled under free-care because we were horribly under the poverty line, or above it? We're poor, that's it. And on April 1st, I was terminated from my insurance, they are saying I am 19 years of age, thus I have no insurance. Late August we (as a family) re-applied with all our names, and sent the papers in. But with a lot of research, I knew I shouldn't have been, under the Affordable Care Act I should have been on my parent's insurance until the age of 26. I meet the requirements: 1. Dependent Adult (19 years old) 2. Full - time student, no college insurance. 3. No insurance for 6 months now. 4. Not employed. I know for a fact, that being a full-time student, and being unemployed, shouldn't affect this, but maybe it is? I talked to a representative from the welfare office, (where my parents applied) and the lady (rudely) told me that because I am 19, and in school, I was terminated. And my social worker won't be done looking at the papers until late November. WTF? That doesn't make sense, so I kept the battle on, and told her that I should be covered under the law. But after some bullsh*tting around, she hung up on me. So I called again. And this time, another lady was saying, her son who is 20 years old, is insured under her insurance, and that I should come in with my parents, and tell our social worker that I am a full time student, who can't afford to be employed, (because of my 21 credit semester), I am dependent, and I have no job. I was like, well, it's not like I don't want a job, I just can't find the time to have one. I used to work 12 hour shifts, so don't think I don't like to work. The main reason I need the insurance, is because of my ADHD and Mania. I also always get sick, and have kidney problems. But with this, I still can't imagine why I was terminated. The lady told me I shouldn't have been under the law, but different people have different ideas... So, I will go to my social worker on the Tuesday, and find out what's happening. But I know I should be covered, and at least for my sake until I am 23-24. To which I plan to graduate and get my own insurance, and home. But if it doesn't work out, what other low-payment options are there? I heard about NJ Protect, but it's expensive on my part, and no way can I burden my parents with out-of-pocket payments. Thanks in advance.""

Finding Affordable Health Insurance Quotes online?

Whats a good site for getting lots of quotes at once?

Insurance price.?

how much would insurance cost for a 16 year old buy. like on average?

Need affordable car insurance for 16 yr. old can you help!?

do you have a teen that drives or just know what the best prices are!

Do I need to buy car insurance before driving a used car that I purchase home?

I am thinking about buying a car. I won't know if I'm buying this used car until I go look at it. How do I drive it home, if I won't have car insurance at the moment that I buy it?""

Whats the best auto insuarance?

Price really isn't an issue, but whats the best insurance out there, as far as coverage... I drive a new car, and i wanna make sure Im well covered......Any ideas? I live out here in California, if that helps.""

How much would a 2005 Honda Civic Coupe be worth?

I probably totalled my car. What is the estimated value of the car? How much do you think my insurance company will give me for a new one? Is there a site I can go to?

What is a good name for a Spanish speaking Insurance Agency?

I am opening a Spanish speaking Insurance Agency and need a name. I need some sincere suggestions. Will be much appreciated.

Cheapest way to get insurance?

I will be getting w car when I am 16 and excuse my lack of knowledge about the technical side of cars, but my plan is to but a 05 plate Astra for 1000 or less which leave me with 1500 to get insurance. If I were to get the cheapest insurance, bearing in mind I will only be doing like 2 miles a day and the car is very small, I would assume it would cost me around 3000. Now, I know about 'fronting' but what if I was put down as MAIN driver for MY car and in put my mum and dad down as named drivers, I would guess it would then cost me around 2200, can anyone tell me if this would work please? And if not why? My parents would pay for tax and Mot and that stuff! Thnx guys""

What types of insurances are there?

Like im not an adult or anything but I want to know how many insurances are out there. Please list them. Thanks. P.S. I know water insurance, health insurance, car insurance, and I don't know anymore!""

Car Insurance/Title help?

I'm having a baby due at the end of this month and my car was just totaled by hitting a deer so I need to get a new one asap. The car that was just totaled was my first car which was in my parents name and insurance was also under there name. My boyfriend will be getting the loan for the new car because he has better credit, but we wanted the insurance in my name because it is cheaper so how do we go about doing that? If even possible""

How much will this car insurance be?

im 18 just about to get my liscense , im looking to get and audi a3 worth 7.999 used . how much approx woukd insurance be?""

Need help finding car insurance?

I need my own insurance policy in order to get off of my mom's, but I need one that is cheap and affordable. Any ideas?""

""How much will insurance cost for a mazda RX-8, 2004?""

I am 17, 18 in December but I was wondering how much it would cost for insurance per month and annual since I am a teen?""

""Which costs more, Motorcycle insurance or Car insurance ?

I just got my Drivers License earlier this second quarter and I'm going for my motorcycle within the next month or two. My birthday is in February and I am currently 23 years of age.

""Why is insurance important, 20 pts for the best answer?

Your best friend says they dont think insurance is important. Explain to them why it is important to have insurance. How is having insurance important for successful financial management?

Business Insurance - Car?

Basically, I have an internet business, and Im wondering if there is a way that I can have business car insurance? I would like to know the as much as I can. I am looking at a rather fast, expensive car, that will partly be used for Business. So Im wondering if I can get a business insurance policy, and cover it on that? Anyone in the know - please help, and offer advice. Thanks.""

Was Obama's health care/college system comparison valid?

Tonight President Obama compared the public health care option to the public system of Universities and colleges. He said the public option will work the same way public colleges and Universities without inhibiting a vibrant system of private colleges and Universities. This is a fool's argument and a total apples to oranges comparison. Let me explain, first almost all private universities receive funding from the federal government. The federal government is not going to provide funding for private insurance. The second reason is it's common knowledge that the best Universities in the U.S. are private schools such as Duke, Stanford, and the Ivy League. These universities fill most of the highest paying jobs in the country. Some jobs even go as far as to require a degree from one of these schools (Stock Brokers on NYC Stock Exchange.) These highly paid graduates can donate larger amounts of money back to their respective colleges than the average Joe who graduated from a generic state funded university. No one is going to donate money to the private insurance companies. We can't even get all the people who qualify for insurance to sign up and that's the problem! Look, I have no way of knowing whether the public option will work or won't but when faulty logic is used to support it I become concerned. When most of the people supporting the public option are from California (a state where the middle class is few and far between) I become more concerned. When most of the Senators and Representatives who support the public option say they would prefer the U.S. had a single payer system (that's total government control of health care if you didn't know) I become very concerned. The reality is no one knows what the effects of public option will be. Also, the success of FedEx is not any proof that public option won't hurt private companies because an independent council regulates the mail industry. No independent council is mentioned in any of the plans in the House or Senate. yes or no""

washington insurance company

https://www.linkedin.com/pulse/medical-insurance-affordable-puerto-rico-adam-morgan/"

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alexanderhamiltonfool · 3 years

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long post

One night in June 2014, Derek Broaddus had just finished an evening of painting at his new home in Westfield, New Jersey, when he went outside to check the mail. Derek and his wife, Maria, had closed on the six-bedroom house at 657 Boulevard three days earlier and were doing some renovations before they moved in, so there wasn’t much in the mail except a few bills and a white, card-shaped envelope. It was addressed in thick, clunky handwriting to “The New Owner,” and the typed note inside began warmly:

Dearest new neighbor at 657 Boulevard,

Allow me to welcome you to the neighborhood.

My Week In New York

A week-in-review newsletter from the people who make New York Magazine.

For the Broadduses, buying 657 Boulevard had fulfilled a dream. Maria was raised in Westfield, and the house was a few blocks from her childhood home. Derek grew up working class in Maine, then moved his way up the ladder at an insurance company in Manhattan to become a senior vice-president with a salary large enough to afford the $1.3 million house. The Broadduses had bought 657 Boulevard just after Derek celebrated his 40th birthday, and their three kids were already debating which of the house’s fireplaces Santa Claus would use.

But as Derek kept reading the letter from his new neighbor, it took a turn. “How did you end up here?” the writer asked. “Did 657 Boulevard call to you with its force within?” The letter went on:

657 Boulevard has been the subject of my family for decades now and as it approaches its 110th birthday, I have been put in charge of watching and waiting for its second coming. My grandfather watched the house in the 1920s and my father watched in the 1960s. It is now my time. Do you know the history of the house? Do you know what lies within the walls of 657 Boulevard? Why are you here? I will find out.

The author’s reconnaissance had apparently already begun. The letter identified the Broadduses’ Honda minivan, as well as the workers renovating the home. “I see already that you have flooded 657 Boulevard with contractors so that you can destroy the house as it was supposed to be,” the person wrote. “Tsk, tsk, tsk … bad move. You don’t want to make 657 Boulevard unhappy.” Earlier in the week, Derek and Maria had gone to the house and chatted with their new neighbors while their children, who were 5, 8, and 10 years old, ran around the backyard with several kids from the neighborhood. The letter writer seemed to have noticed. “You have children. I have seen them. So far I think there are three that I have counted,” the anonymous correspondent wrote, before asking if there were “more on the way”:

Do you need to fill the house with the young blood I requested? Better for me. Was your old house too small for the growing family? Or was it greed to bring me your children? Once I know their names I will call to them and draw them too [sic] me.

The envelope had no return address. “Who am I?” the person wrote. “There are hundreds and hundreds of cars that drive by 657 Boulevard each day. Maybe I am in one. Look at all the windows you can see from 657 Boulevard. Maybe I am in one. Look out any of the many windows in 657 Boulevard at all the people who stroll by each day. Maybe I am one.” The letter concluded with a suggestion that this message would not be the last — “Welcome my friends, welcome. Let the party begin” — followed by a signature typed in a cursive font: “The Watcher.”

It was after 10 p.m., and Derek Broaddus was alone. He raced around the house, turning off lights so no one could see inside, then called the Westfield Police Department. An officer came to the house, read the letter, and said, “What the fuck is this?” He asked Derek if he had enemies and recommended moving a piece of construction equipment from the back porch in case The Watcher tried to toss it through a window.

Derek rushed back to his wife and kids, who were living at their old home elsewhere in Westfield. That night, Derek and Maria wrote an email to John and Andrea Woods, the couple who sold them 657 Boulevard, to ask if they had any idea who The Watcher might be or why he or she had written, “I asked the Woods to bring me young blood and it looks like they listened.”

Was your old house too small for the growing family? Or was it greed to bring me your children? Once I know their names I will call to them and draw them too [sic] me.

Andrea Woods replied the next morning: A few days before moving out, the Woodses had also received a letter from “The Watcher.” The note had been “odd,” she said, and made similar mention of The Watcher’s family observing the house over time, but Andrea said she and her husband had never received anything like it in their 23 years in the house and had thrown the letter away without much thought. That day, the Woodses went with Maria to the police station, where Detective Leonard Lugo told her not to tell anyone about the letters, including her new neighbors, most of whom she had never met — and all of whom were now suspects.

The Broadduses spent the coming weeks on high alert. Derek canceled a work trip, and whenever Maria took the kids to their new house, she would yell their names if they wandered into a corner of the yard. When Derek gave a tour of the renovation to a couple on the block, he froze when the wife said, “It’ll be nice to have some young blood in the neighborhood.” The Broadduses’ general contractor arrived one morning to find that a heavy sign he’d hammered into the front yard had been ripped out overnight.

Two weeks after the letter arrived, Maria stopped by the house to look at some paint samples and check the mail. She recognized the thick black lettering on a card-shaped envelope and called the police. “Welcome again to your new home at 657 Boulevard,” The Watcher wrote. “The workers have been busy and I have been watching you unload carfuls of your personal belongings. The dumpster is a nice touch. Have they found what is in the walls yet? In time they will.”

This time, The Watcher had addressed Derek and Maria directly, misspelling their names as “Mr. and Mrs. Braddus.” Had The Watcher been close enough to hear one of the Broadduses’ contractors addressing them? The Watcher boasted of having learned a lot about the family in the preceding weeks, especially about their children. The letter identified the Broadduses’ three kids by birth order and by their nicknames — the ones Maria had been yelling. “I am pleased to know your names now and the name of the young blood you have brought to me,” it said. “You certainly say their names often.” The letter asked about one child in particular, whom the writer had seen using an easel inside an enclosed porch: “Is she the artist in the family?”

The letter continued:

657 Boulevard is anxious for you to move in. It has been years and years since the young blood ruled the hallways of the house. Have you found all of the secrets it holds yet? Will the young blood play in the basement? Or are they too afraid to go down there alone. I would [be] very afraid if I were them. It is far away from the rest of the house. If you were upstairs you would never hear them scream.

Will they sleep in the attic? Or will you all sleep on the second floor? Who has the bedrooms facing the street? I’ll know as soon as you move in. It will help me to know who is in which bedroom. Then I can plan better.

All of the windows and doors in 657 Boulevard allow me to watch you and track you as you move through the house. Who am I? I am the Watcher and have been in control of 657 Boulevard for the better part of two decades now. The Woods family turned it over to you. It was their time to move on and kindly sold it when I asked them to.

I pass by many times a day. 657 Boulevard is my job, my life, my obsession. And now you are too Braddus family. Welcome to the product of your greed! Greed is what brought the past three families to 657 Boulevard and now it has brought you to me.

Have a happy moving in day. You know I will be watching.

Derek and Maria stopped bringing their kids to the house. They were no longer sure when, or if, they would move in. Several weeks later, a third letter arrived. “Where have you gone to?” The Watcher wrote. “657 Boulevard is missing you.”

Many Westfield residents compare their town to Mayberry, the idyllic setting for The Andy Griffith Show — the kind of place where a new neighbor might greet you with a welcoming note. Westfield is 45 minutes from New York and a bit too slow for singles, meaning the town’s 30,000 residents are largely well-to-do families. This year, Bloomberg ranked Westfield the 99th-richest city in America — but only the 18th wealthiest in New Jersey — and in 2014, when The Watcher struck, the website NeighborhoodScout named it the country’s 30th-safest town. The most pressing local issues of late, according to residents, have been the temporary closure of Trader Joe’s after a roof collapse and the rampant scourge of “unconstitutional policing,” by which they mean aggressive parking enforcement. (Westfield is 86 percent white.)

One activity all locals recognized as treacherous is trying to buy a house. “There’s a lot of money and a lot of ego,” one resident, who requested anonymity before discussing Westfield real estate, told me. “I’ve seen bidding wars where friends lost by $300,000.” The Broadduses’ house was on the Boulevard, a wide, tree-lined street with some of the more desirable homes in town, as The Watcher had noted: “The Boulevard used to be THE street to live on … You made it if you lived on the Boulevard.”

Built in 1905, 657 Boulevard was perhaps the grandest home on the block, and when the Woodses put it on the market, they had received multiple offers above their asking price. That led the Broadduses to initially suspect that The Watcher might be someone upset over losing out on the house. But the Woodses said one interested buyer had backed out after a bad medical diagnosis, while another had already found a different home. In an email to the Broadduses, Andrea Woods proposed another theory: “Would the mention of the contractor trucks [and] your children suggest that it was someone in the neighborhood?”

The letters did indicate proximity. They had been processed in Kearny, the U.S. Postal Service’s distribution center in northern New Jersey. The first was postmarked June 4, before the sale was public — the Woodses had never put up a for sale sign — and only a day after the contractors arrived. The renovations were mostly interior, and people who lived nearby say they didn’t notice an unusual commotion, even from the jackhammering in the basement. When Derek and Maria walked Detective Lugo around the house, they showed him that the easel on the porch was hidden from the street by vegetation, making it difficult to see unless someone was behind the house or right next door.

A few days after the first letter, Maria and Derek went to a barbecue across the street welcoming them and another new homeowner to the block. The Broadduses hadn’t told anyone about The Watcher, as the police had instructed, and found themselves scanning the party for clues while keeping tabs on their kids, who ran guilelessly through a crowd that made up much of the suspect pool. “We kept screaming at them to stay close,” Maria said. “People must have thought we were crazy.”

At one point, Derek was chatting with John Schmidt, who lived two doors down, when Schmidt told him about the Langfords, who lived between them. Peggy Langford was in her 90s, and several of her adult children, all in their 60s, lived with her. The family was a bit odd, Schmidt said, but harmless. He described one of the younger Langfords, Michael, who didn’t work and had a beard like Ernest Hemingway, as “kind of a Boo Radley character.”

Derek thought the case was solved. The Langford house was right next to the easel on the porch. The family had lived there since the 1960s, when The Watcher’s father, the letters said, had begun observing 657 Boulevard. Richard Langford, the family patriarch, had died 12 years earlier, and the current Watcher claimed to have been on the job for “the better part of two decades.”

When the Broadduses told Lugo about the family, he said he already knew, and a week after the first letter arrived, he brought Michael Langford to police headquarters for an interview. Michael denied knowing anything about the letters, but the Broadduses say that Lugo told them that “the narrative” of what he said matched things mentioned in the letters. “This isn’t CSI: Westfield,” Lugo later told the Broadduses. “When the wife is dead, it’s the husband.”

But there wasn’t much hard evidence, and after a few weeks, the police chief told the Broadduses that, short of an admission, there wasn’t much the department could do. “This is someone who threatened my kids, and the police are saying, ‘Probably nothing’s gonna happen,’ ” Derek said. “Probably isn’t good enough for me.” After the second letter, Derek told the cops that if they didn’t take care of the situation, they would have a different kind of case on their hands. “This person attacked my family, and where I’m from, if you do that, you get your ass beat,” Derek told me.

Frustrated, the Broadduses began their own investigation. Derek became especially obsessed. He set up webcams in 657 Boulevard and spent nights crouched in the dark, watching to see if anyone was watching the house at close range. “Maria thought I was crazy,” he told me recently at a coffee shop in Manhattan, where he covered a table with documents relating to the case, including copies of the letters, which he and his wife had shared with only a few friends and family members. He showed me a map displaying when each of 657’s neighbors had moved in — the Langfords were the only ones there since the ’60s — with overlays marking possible sight lines for the easel and a circle for “Approximate Range of ‘Ear Shot’ ” to estimate who might have heard Maria yelling their kids’ names. Only a few homes fit both criteria.

The Broadduses also turned to several experts. They employed a private investigator, who staked out the neighborhood and ran background checks on the Langfords but didn’t find anything noteworthy. Derek reached out to a former FBI agent who served as the inspiration for Clarice Starling in The Silence of the Lambs — they were on a high-school board of trustees together — and they also hired Robert Lenehan, another former FBI agent, to conduct a threat assessment. Lenehan recognized several old-fashioned tics in the letters that pointed to an older writer. The envelope was addressed to “M/M Braddus,” the salutations included the day’s weather — “Warm and humid,” “Sunny and cool for a summer day” — and the sentences had double spaces between them. The letters had a certain literary panache, which suggested a “voracious reader,” and a surprising lack of profanity given the level of anger, which Lenehan thought meant a “less macho” writer. Maybe, he wondered, The Watcher had seen The Watcher, starring Keanu Reeves as a serial killer who stalks the detective trying to catch him?

Lenehan didn’t think The Watcher was likely to act on the threats, but the letters had enough typos and errors to imply a certain erraticism. (The first letter was dated “Tuesday, June 4th,” but that day was a Wednesday.) There was also a “seething anger” directed at the wealthy in particular. The Watcher was upset by new money moving into town — “Are you one of those Hoboken transplants who are ruining Westfield?” — and by the Broadduses’ relatively modest renovations:

The house is crying from all of the pain it is going through. You have changed it and made it so fancy. You are stealing it’s [sic] history. It cries for the past and what used to be in the time when I roamed it’s [sic] halls. The 1960s were a good time for 657 Boulevard when I ran from room to room imagining the life with the rich occupants there. The house was full of life and young blood. Then it got old and so did my father. But he kept watching until the day he died. And now I watch and wait for the day when the young blood will be mine again.

Lenehan recommended looking into former housekeepers or their descendants. Perhaps The Watcher was jealous that the Broadduses had bought a home that the writer couldn’t afford.

But the focus remained on the Langfords. In cooperation with Westfield police, the Broadduses sent a letter to the Langfords announcing plans to tear down the house, hoping to prompt a response. (Nothing happened.) Detective Lugo brought Michael Langford in for a second interview but got nowhere, and his sister, Abby, accused the police of harassing their family. Eventually, the Broadduses hired Lee Levitt, a lawyer, who met with several members of the Langford family, as well as their attorney, to show them the letters, along with photos explaining how their home was one of the few vantage points from which the easel could be seen. The meeting grew tense, Levitt told me, and the Langfords insisted Michael was innocent. One night, Derek had a dream in which he confronted Peggy, the eldest Langford, and demanded she build an eight-foot fence between the properties.

Maria was having other kinds of dreams. One night, she woke up to an especially vivid one about a man who lived nearby. “He was wearing these boots and carrying a pitchfork and calling to the kids and I couldn’t get to them in time,” Maria said. She thought almost anyone could be The Watcher, which made daily life feel like navigating a labyrinth of threats. She probed the faces of shoppers at Trader Joe’s to see if they looked strangely at her kids and spent hours Googling anyone who seemed suspicious.

There were reasons to consider other suspects. For one thing, the police spoke to Michael before the second letter was sent, which would make sending two more especially reckless. (The Broadduses say that Lugo told them they wouldn’t receive any more letters after he spoke to Michael.) Then there was the rest of the neighborhood to consider. The private investigator found two child sex offenders within a few blocks. Bill Woodward, the Broadduses’ housepainter, had also noticed something strange. The couple behind 657 Boulevard kept a pair of lawn chairs strangely close to the Broadduses’ property. “One day, I was looking out the window and I saw this older guy sitting in one of the chairs,” Woodward told me. “He wasn’t facing his house — he was facing the Broadduses.’ ”

But by the end of 2014, the investigation had stalled. The Watcher had left no digital trail, no fingerprints, and no way to place someone at the scene of a crime that could have been hatched from pretty much any mailbox in northern New Jersey. The letters could be read closely for possible clues, or dismissed as the nonsensical ramblings of a sociopath. “It was like trying to find a needle in a haystack,” said Scott Kraus, who helped investigate the case for the Union County Prosecutor’s Office. In December, the Westfield police told the Broadduses they had run out of options. Derek showed

the letters to his priest, who agreed to bless the house.

Photo-Illustration: Gerald Slota

The renovations to 657 Boulevard, including a new alarm system, were finished within a few months. But the idea of moving in filled the Broadduses with overwhelming anxiety. Could they let their kids play outside or have friends over? Would they get a new letter every week? Derek priced out trained German shepherds and posted a job on a website for military veterans — “All you have to do is work out in the backyard every day” — but the Broadduses hadn’t bought 657 to feel bunkered in a fortress. “At the end of the day, it came down to, What are you willing to risk?” Maria told me. “We weren’t going to put our kids in harm’s way.” Derek had been responding to occasional alarms at the house, sometimes in the middle of the night, bringing a knife with him just in case. “They were so joyous about their new home, and then within days, they were petrified,” Bill Woodward, the painter, said. “I’m a stranger, and Maria was crying and shaking in my arms.” It didn’t help that The Watcher seemed to be getting more and more unhinged:

657 Boulevard is turning on me. It is coming after me. I don’t understand why. What spell did you cast on it? It used to be my friend and now it is my enemy. I am in charge of 657 Boulevard. It is not in charge of me. I will fend off its bad things and wait for it to become good again. It will not punish me. I will rise again. I will be patient and wait for this to pass and for you to bring the young blood back to me. 657 Boulevard needs young blood. It needs you. Come back. Let the young blood play again like I once did. Let the young blood sleep in 657 Boulevard. Stop changing it and let it alone.

The Broadduses had sold their old home, so they moved in with Maria’s parents while continuing to pay the mortgage and property taxes on 657 Boulevard. “I had to do things like shovel the driveway,” Derek said. “Just picture that little indignity: I’d go at five in the morning, then come back and do it again at my in-laws.” They told only a handful of friends about the letters, which left others to ask why they weren’t moving in — “Legal issues,” they said — and wonder if they were getting divorced. They fought constantly and started taking medication to fall asleep. “I was a depressed wreck,” Derek said. Maria decided to see a therapist after a routine doctor’s visit that began with the question “How are you?” caused her to burst into tears. The therapist said she was suffering post-traumatic stress that wouldn’t go away until they got rid of the house.

Six months after the letters arrived, the Broadduses decided to sell 657 Boulevard. They initially listed it for more than they paid, to reflect the renovations they’d done. But few worlds are more gossipy than suburban New Jersey real estate, and rumors had already begun to swirl about why the house sat empty. One broker emailed to say her client “loved” it but that “there are so many unsubstantiated rumors flying around,” ranging “from sexual predator to stalker,” that they needed to know more. The Broadduses sent a partial disclosure mentioning the letters to interested buyers and told Coldwell Banker, their Realtor, that they intended to show the full letters to anyone whose offer was accepted. Several preliminary bids came in well below the asking price, but the Broadduses weren’t ready to take such a financial hit and only wanted to share the letters with likely buyers. No one got that far, even after they lowered the price. A Coldwell agent who hadn’t read the letters told them in an email that they were being unnecessarily forthcoming — “My friend got horrible threatening letters about her dog barking and she didn’t think to disclose” — but the Broadduses insisted. “I don’t know how you live through what we did and think you could do it to somebody else,” Derek said.

Derek and Maria thought about what they would have done had the previous owners told them about their letter from The Watcher. The Woodses, both retired scientists, told the Broadduses that they remembered the letter they received as more strange than threatening, thanking them for taking care of the house. They say they never had any issues. “We certainly never felt ‘watched,’ ” Andrea told them. They rarely even locked the doors.

But the Broadduses felt the name alone was ominous enough to merit mentioning to a new family moving in, and on June 2, 2015, a year after buying 657 Boulevard, they filed a legal complaint against the Woodses, arguing that the Woodses should have disclosed the letter just as they had the fact that water sometimes got in the basement. The Broadduses say they hoped to reach a quiet settlement. Their kids still didn’t know about The Watcher, and their lawyer assured them that, at most, a small legal newswire might pick up the story.

“We do some creepy stories,” Tamron Hall said on the Today show a few weeks later. “This might be top-ten creepy.” A local reporter had found the complaint, which included snippets of The Watcher’s menacing threats, and after a belated attempt by the Broadduses to seal it, the story went viral. News trucks camped out at 657 Boulevard, and one local reporter set up a lawn chair to conduct his own watch. The Broadduses got more than 300 media requests, but with advice from a crisis-management consultant referred by one of Derek’s colleagues, they decided not to speak publicly to spare their kids even more attention. They vacated Westfield and went to a friend’s beach house. (They didn’t find much peace: Maria’s grandfather had a heart attack, and the friend they were staying with had a grand-mal seizure.) Eventually, Derek and Maria sat down with their children to explain the real reason they hadn’t moved into their home. The kids had plenty of questions — Who is The Watcher? Where does this person live? Why is this person angry with us? — to which Derek and Maria had few answers. “Can you imagine having that conversation with a 5-year-old?” Derek told me. “Your town isn’t as safe as you think it is, and there’s a boogeyman obsessed with you.”

From a safer distance, The Watcher was a real-life mystery to solve. A commenter on nj.com suggested ground-penetrating radar to find whatever The Watcher claimed was in the walls. (The home inspector had already looked and told Derek the only issue was the aging home’s lack of insulation.) A group of Reddit users obsessed over Google Maps’ Street View, which showed a car parked in front of 657 that one user thought had “a man holding a camera in the driver’s seat.” (Others, more rationally, saw “pixelated glare.”) The range of proposed suspects included a jilted mistress, a spurned Realtor, a local high-schooler’s creative-writing project, guerrilla marketing for a horror movie, and “mall goths having fun.” Some people just thought the Broadduses were wimps for not moving in — “I would NEVER let this sicko stop me from moving into a house. Never back down from a TERRORIST” — which irked the Broadduses. “None of them have read the letters or had their children threatened by someone they didn’t know,” Derek said. “To decide whether this person’s only nuts enough to write these letters and not to do something — what if something did happen? ”

In Westfield, people were on edge. Laurie Clancy, who teaches piano lessons in her house behind 657 Boulevard, told me one of her students came for a lesson shortly after news of The Watcher broke and started bawling. “She was terrified to walk down the Boulevard,” Clancy said. At the first Westfield town-council meeting after the letters became public, Mayor Andy Skibitksy assured the public that The Watcher hadn’t been heard from in a year and that even though the police hadn’t solved the case, their investigation had been “exhaustive.”

This was news to 657’s neighbors, most of whom had never heard from the cops. “We are confounded as to how a thorough investigation can be conducted without talking to all the neighbors with proximity to the home,” several of them wrote in a letter to the local paper. Under the glare of national attention, Barron Chambliss, a veteran detective in the Westfield police, was asked to look at the case. “The Broadduses are victims, and I don’t think they got the support they needed,” Chambliss, who has since retired, told me recently of the initial investigation.

Chambliss knew his colleagues had looked closely at Michael Langford. According to his brother Sandy Langford, Michael had been diagnosed with schizophrenia as a young man. He sometimes spooked newcomers to the neighborhood when he did strange things, like walk through their backyard or peek into the windows of homes that were being renovated. But those who knew him told me that the odd things he did were mostly just unusual neighborly kindnesses. “He goes out and gets the newspapers for me every morning,” said John Schmidt, who lives next door. People who had known Michael for decades told me they didn’t think he was capable of writing the letters.

As Chambliss looked into the case, he discovered something surprising: Investigators had eventually conducted a DNA analysis on one of the envelopes and determined that the DNA belonged to a woman. Chambliss decided to look more closely at Abby Langford, Michael’s sister, who worked as a real-estate agent. Was she upset about missing a commission right next door? She also worked at the local Lord & Taylor, and Chambliss coordinated with a security guard there to nab her plastic water bottle during a shift. But Chambliss says the DNA sample was not a match. Not long after, the prosecutor’s office gave Derek and Maria some unexpected news: They wouldn’t say why or how, but they had ruled out the Langfords as suspects.

The Broadduses were stunned. They had recently told the prosecutors that they planned to file civil charges against the Langfords and wondered if the prosecutors were lying to prevent the story from blowing up again. “My family moved to the Boulevard in 1961, and we never caused a problem for anybody,” Sandy Langford told me. “This guy gets all these letters, and all of a sudden people are pointing fingers.”

Left without a suspect, the Broadduses reopened their personal investigation. They were still coy about sharing too much with their neighbors, who remained in the pool of suspects, but spent an afternoon walking the block with a picture of The Watcher’s handwritten envelope. They hoped someone might recognize the writing from a Christmas card, but the only notable encounter came when an older man who lived behind 657 said his son joked that The Watcher sounded a little bit like him. A neighbor across the street was the CEO of Kroll, the security firm, and the Broadduses hired the company to look for handwriting matches, but they found nothing. They also hired Robert Leonard, a renowned forensic linguist — and former member of the band Sha Na Na — who didn’t find any noteworthy overlap when he scoured local online forums for similarities to The Watcher’s writing, although he did think the author might watch Game of Thrones. (Jon Snow is one of the “Watchers on the Wall.”) At one point, Derek persuaded a friend in tech to connect him to a hacker willing to try breaking into Wi-Fi networks in the neighborhood to look for incriminating documents, but doing so turned out to be both illegal and more difficult than the movies made it seem, so they didn’t go through with it.

Chambliss and the Westfield police were also back at square one. The cops asked Andrea Woods for a DNA sample and interviewed her 21-year-old son, who was surprised to find that he suddenly seemed to be a suspect. A year after the fact, it was hard to find fresh leads, and the initial police canvas had been so porous that it had missed a significant clue: Around the same time that the Broadduses had received their first letter, another family on the Boulevard got a similar note from The Watcher. The parents of that family had lived in their house for years and their kids were grown, so they threw the letter away just as the Woodses had. But after the news broke, one of their children posted about it on Facebook, then deleted the post. When investigators spoke to the family, they confirmed that the letter had been similar to the Broadduses’. But its existence only made the case more confusing. “There wasn’t a whole lot to go on,” Chambliss told me.

One night, Chambliss and a partner were sitting in the back of a van parked on Boulevard, watching the house through a pair of binoculars. Around 11 p.m., a car stopped in front of the house long enough for Chambliss to grow suspicious. He says he traced the car to a young woman in a nearby town whose boyfriend lived on the same block as 657. The woman told Chambliss her boyfriend was into “some really dark video games,” including, in Chambliss’s memory, one in which he was playing as a specific character: “The Watcher.” As for the female DNA, Chambliss figured the girlfriend, or someone else, could have helped. The boyfriend was living elsewhere at the time, but Chambliss says he agreed to come in for an interview on two separate occasions. He didn’t show up either time. Chambliss didn’t have enough evidence to compel him to appear, and with the media attention dying down, he dropped the case and moved on.

While the Broadduses continued to be consumed by stress and fear, for the rest of Westfield, the story became little more than a creepy urban legend — a house to walk by on Halloween if you were brave enough. No one who had lived in the house before the Woodses could recall anything unusual, and it was hard for people to imagine that their idyllic neighborhood could be host to something so sinister. A woman who lives nearby told me that, after the news broke, she and ten or so of her neighbors had gathered in the street to puzzle out who might have sent the letters. Eventually, she said, they came to a consensus: Maybe the Broadduses had sent the letters to themselves?

The theory, so far as it went, was that the Broadduses had suffered buyer’s remorse, or realized they couldn’t afford the home, and concocted an elaborate scheme to get out of the sale. Or Derek was cooking up some kind of insurance fraud. Or they were angling for a movie deal. (The Broadduses received several offers but turned them down; Lifetime eventually released a movie called The Watcher, despite a cease-and-desist letter from the Broadduses, arguing that the couple in its movie was biracial and the letters were signed “the Raven.”) Some locals found it noteworthy that over the course of a decade, the Broadduses had upgraded from a $315,000 house to a $770,000 house to a $1.3 million one and refinanced their mortgages. A few weeks after the letters became public, the Westfield Leader published an article in which anonymous neighbors were quoted asking why the Broadduses kept renovating a home they weren’t moving into, or questioning whether they had really done that much renovating at all. The Leader even cast doubt on Maria’s commitment to her family’s safety, citing as evidence the fact that she had a public Facebook page with a photo of her kids. The paper did note that the police had tested Maria’s DNA and it didn’t match.

None of the theories made much logical sense. The Broadduses had answers to every question. “How does someone go from a $300,000 house to a $1.3 million house in ten years?” Derek told me. “It’s America!” But they weren’t speaking publicly, and the rumors persisted. One Boulevard resident wrote a letter to the editor arguing that “an elaborate scheme is underway to defraud the Woods family for millions of dollars.” Chambliss told me some Westfield cops even bought into the theory. There were even more skeptics online. “I live in a neighboring town. If these letters have been happening for a while, there is NO DOUBT in my mind that it would have been made public way before this,” LordFlufferNutter said on Reddit. “This screams scam.”

The Broadduses hadn’t known how their neighbors would react to news about The Watcher, but they had lived in the area for a decade, and Maria’s family had been a part of the community for much longer, so it was shocking to find themselves accused of being con artists. To Derek, it seemed that some in Westfield preferred the conspiracy theory to considering whether their town might be home to a menace. “There’s a natural tendency to say, ‘I’ve lived here for 35 years; nothing’s happened to me.’ ” Derek said. “What happened to my family is an affront to their contention that they’re safe, that there’s no such thing as mental illness in their community. People don’t want to believe this could happen in Westfield.”

While Maria looks back fondly on her childhood, she was born a few years after Westfield resident John List infamously murdered his wife, mother, and three children in their home, and remembers a period when she and other kids were warned to look out for a strange van driving around town. “My mother always told me don’t have a false sense of security,” she said. “It wasn’t that bad things were going on all the time, it was that bad things happen everywhere. She didn’t want me to think that this is Mayberry.”

Many locals I spoke to did seem more concerned that the national press might ruin Westfield’s good name. Some were primarily worried about arson, or vandalism, or whether the Broadduses would maintain the lawn. (They did.) Mark LoGrippo, the neighborhood’s representative on the Westfield town council, told me the primary concern he heard from residents was that they “were worried about their property value and the stigma of the neighborhood.”

The Broadduses were suddenly outcasts not only from their home but also their town. Derek wanted to leave Westfield, but Maria insisted on not uprooting her kids. “This person took so much from us,” Maria told me. “I wouldn’t let them take more.” Two years after The Watcher’s letters arrived, the Broadduses borrowed money from family members to buy a second home in Westfield, using an LLC to keep the location private. But staying in town was stressful. The first time Maria let her daughter go to the pool with friends, she stared at the tracker on her daughter’s iPhone the whole time. One of their kids was in language-arts class when the teacher led a debate about whether the family in a book they were reading should move to Westfield. The class thought they should, in part because of how safe it was. Afterward, one of the kids told the Broadduses’ child, “My parents told me that no matter what your family says, Westfield is safe.”

Meanwhile, the Broadduses still had to figure out what to do with 657 Boulevard. Their lawsuit was pending but seemed unlikely to succeed. Some states require sellers to disclose “transient social conditions” like murders or possible hauntings — in a 1991 case involving an allegedly ghost-filled house, a New York court ruled that “as a matter of law, the house is haunted” — but New Jersey had no such regulation. (A judge later dismissed the lawsuit; the Woodses, through their attorney, declined to comment for this story.) Derek looked into renting the house to the Department of Veterans Affairs and a company that runs halfway homes.

In the spring of 2016, they put 657 back on the market, hoping it might garner more interest given how many people had reacted to the letters by saying they would have ignored them and just moved in. The Broadduses held a well-attended open house, after which Derek and Maria spent hours researching every person who signed in and comparing their handwriting to The Watcher’s, but each time a potential buyer expressed interest and met with the Broadduses’ lawyer to read the letters, they backed out. “Some cocky guy from Staten Island said, ‘Fuck it, I’m gonna get a house at a discount,’ ” Derek recalled. “He reads the letters and we never hear from him again.”

Feeling as if they were out of options, the Broadduses’ real-estate lawyer proposed an idea: Sell the house to a developer, who could tear it down and split the property into two sellable homes. They thought they could get $1 million for the lot. Subdivisions like this had become common in Westfield, much to the chagrin of many locals, and 657 was one of the neighborhood’s largest lots. Even so, dividing it would require the Westfield Planning Board to grant an exception: The two smaller lots would be 67.4 and 67.6 feet wide — just shy of the mandated 70 feet.

When the proposal was publicly announced, Westfield’s Facebook groups lit up. Some expressed sympathy for the Broadduses, while others pointed out real estate is always a gamble. Another faction was convinced this was the culmination of a long con. “Out of this whole scam-artist story there ends up being nothing more disturbing than this move,” a local woman said. A man who coached the Broadduses’ son in football wrote, “They were in over their head from day one.” The application was jarring for the neighbors, who had learned about The Watcher from a lawsuit, and had always found it strange that the Broadduses didn’t share more information, not seeming to understand they were following orders from the police and trying to protect their kids. A typical Facebook conversation went like this one:

“Sounds like this whole ‘Watcher’ thing was a ploy.”

“The owners are good people. Not a ploy.”

“Okay. I know nothing about them.”

Kristin Kemp, a friend of the Broadduses, had tried to defend them on one Facebook forum, but people started attacking her. “Somebody asked, ‘How do we know it’s not you writing the letters?’ ” Kemp told me.

When the planning board met to decide the application in January 2017, it had already devoted a three-hour hearing to the issue. More than 100 residents showed up. One of them, who lived across the street and had a daughter in the same grade as one of the Broadduses’ kids, had retained a lawyer to fight the proposal. (Here was a new suspect: Who but The Watcher would go so far as to hire an attorney to preserve the house?) After a quick discussion about a Wells Fargo branch that wanted to use brighter lightbulbs than the town allowed, the room grew as tense as suburban-planning-board meetings get. James Foerst, the Broadduses’ attorney, explained that the three-foot exemption was as narrow as the easel he was using to display a map of the neighborhood — a map that showed several lots on the block that were also too small. The neighbors expressed concern that the plan might require knocking down trees and that the new homes would have aesthetically unpleasing front-facing garages. Foerst repeatedly threatened the halfway house as a possible alternative.

After the lawyers, a parade of neighbors stood to speak. Glen Dumont, from across the street, said the proposal “would spell the end of the 600 block of Boulevard as we know it.” A woman whose kids had been to the Broadduses’ old home for a birthday party spoke on behalf of nine neighbors and presented 657 Boulevard as Westfield’s Alamo. “Our neighborhoods are constantly under attack from turf, lights, parking decks, you name it,” she said. “If we can’t make a stand on Boulevard, where can we?” At one point, Abby Langford stood up to say she had “spent almost 60 years looking at a magnificent, beautiful house” and didn’t “want to be looking out at a driveway.”

The hearing lasted four hours, during which there was little discussion of the reason the Broadduses had been driven to tear down their dream home in the first place. “Has anybody thought about whether or not this lunatic who did this has been apprehended?” said Tom Higgins, who lived across the street, toward the end of the hearing. Even so, Higgins pointed out that there was no guarantee The Watcher wouldn’t send letters to the two new houses and argued that aesthetics should rule the day. “Putting up two houses there is gonna stick out like an old client of mine in Texas told me,” Higgins said. “It’s gonna stick out like a dog’s balls.” While some of the neighbors expressed compassion, their focus remained on what the Broadduses stood to gain financially — and what they themselves might lose.

At 11:30 p.m., the board unanimously rejected the proposal. (A New Jersey judge later denied the Broadduses’ appeal of the decision.) Derek and Maria were distraught. Even if the plan had gone through, it would have only stanched their financial bleeding. On top of the mortgage and renovations, they have paid around $100,000 in Westfield property taxes — the town denied their request for relief — and spent at least that amount investigating The Watcher and exploring ways to deal with the home, not to mention cleaning the gutters. The Broadduses recognized that 657 Boulevard was a beautiful house on a beautiful street that was worth maintaining but were surprised their neighbors didn’t see the uniqueness of the situation. “This is my town,” Maria told me recently. “I grew up here. I came back, I chose to raise my kids here. You know what we’ve been through. You had the ability, two and a half years into a nightmare, to make it a little better. And you have decided that this house is more important than we are. That’s really how it felt.” (On top of all that, her dad had recently died unexpectedly.) Father Michael Saporito, the priest who blessed the house, went to one of the planning-board meetings and told me he was taken aback by how many people had come up to him and said they thought the whole thing was a hoax. “I think the human element of the story was kind of lost on the neighbors,” Saporito said. The Watcher had expressed a desire to protect the Boulevard from change, but instead it had been torn apart.

Not long after the planning board’s decision, the Broadduses got some good news. A family with grown children and two big dogs had agreed to rent 657 Boulevard. The renter told the Star-Ledger he wasn’t worried about The Watcher, though he had a clause in the lease that let him out in case of another letter.

Two weeks later, Derek went to 657 to deal with squirrels that had taken up residence in the roof. The renter handed him an envelope that had just arrived:

Violent winds and bitter cold

To the vile and spiteful Derek and his wench of a wife Maria,

This letter, two and a half years after The Watcher appeared, came out of nowhere. It was dated February 13, the day the Broadduses gave depositions in their lawsuit against the Woodses. “You wonder who The Watcher is? Turn around idiots,” the letter read. “Maybe you even spoke to me, one of the so called neighbors who has no idea who The Watcher could be. Or maybe you do know and are too scared to tell anyone. Good move.” The letter was less stylish and more wrathful than the others, and it seemed the writer had been closely following the story. They had seen the media coverage (“I walked by the news trucks when they took over my neighborhood and mocked me”), Derek’s surreptitious investigatory efforts (“I watched as you watched from the dark house in an attempt to find me … Telescopes and binoculars are wonderful inventions”), and the attempt to tear down the house. “657 Boulevard survived your attempted assault and stood strong with its army of supporters barricading its gates,” the letter read. “My soldiers of the Boulevard followed my orders to a T. They carried out their mission and saved the soul of 657 Boulevard with my orders. All hail The Watcher!!!” The renter was mentioned — he was spooked but agreed to stay if the Broadduses installed cameras around the house — and the letter indicated revenge could come in many forms:

Maybe a car accident. Maybe a fire. Maybe something as simple as a mild illness that never seems to go away but makes you fell sick day after day after day after day after day. Maybe the mysterious death of a pet. Loved ones suddenly die. Planes and cars and bicycles crash. Bones break.

“It was like we were back at the beginning,” said Maria. But it also meant fresh evidence that might help invigorate the investigation. Derek took the letter to police headquarters, where a detective looked at a neighborhood map and traced a circle around the house 300 yards in diameter, suggesting The Watcher must be somewhere in there. Derek drew one much closer. “In my view, it’s one of ten houses in the world,” he said.

The Broadduses continued to press the case, but there still wasn’t much for law enforcement to go on, and it was possible to look up and down the street and see The Watcher in practically anyone. Residents mentioned to me a teenager whose father had grown up around the corner, and a man who sometimes walked around the neighborhood playing a flute. An elderly couple behind the house had been there 47 years. The husband was the man Bill Woodward had seen sitting in a lawn chair looking at the Broadduses’ house. One of their kids had married a man who grew up in, of all places, 657 Boulevard. But these were bits of information that could mean everything or nothing depending on how hard you looked at them. The Broadduses sent new names to the investigators whenever they found something odd, but their greatest fear was that The Watcher could be someone they’d never suspect.

One day last spring, Derek picked me up at the Westfield train station. We drove past 657 Boulevard, which he and Maria try to avoid unless they have to pick up the tax bill. “It’s all beautiful trees and beautiful houses, but all I feel is anxious,” Derek said. “Sometimes I wake up in the middle of the night thinking, What would my life be like if this didn’t happen? We lost Christmas a couple times, and you don’t get that back — Christmas with a 5-year-old.”

The Broadduses no longer live in ever-present fear that The Watcher might strike at any moment, but they continue to deal with lingering effects from the letters. They have a new tenant at 657, but the rent doesn’t cover the mortgage. Their kids are occasionally teased at school. And the conspiratorial rumors persist. They try to avoid the people who spoke out against their planning-board application or accused them of being con artists, but suburban life makes that impossible. “I see these people on the soccer field, at the train station, and my heart starts going like it did when I played hockey and was about to get in a fight,” Derek said. When Maria found herself in a spin class at the YMCA with the head of the planning board, she went up afterward and told him, “You continue to hurt my family every day.” Earlier this year, the planning board approved splitting a lot around the corner that required an even larger exception than the Broadduses’.

Most people in Westfield told me they rarely thought of The Watcher anymore. The real-estate market was doing fine, for one, and many were surprised to find out the Broadduses were still dealing with the problem. Hindsight made Derek and Maria wonder if they should have sold the house at a loss, early on, and 657 Boulevard conjured too much emotional pain for them to ever consider moving in. They hope that a few years of renting the place without incident will help them sell it. The prosecutor’s office was continuing its investigation, but the Broadduses knew it was unlikely The Watcher would ever be caught and that the legal punishment would likely be minimal.

The Watcher was also no longer the only person sending anonymous letters in Westfield. Last Christmas Eve, several families received an envelope in their mailboxes. They’d been delivered by hand to the homes of people who had been the most vocal in criticizing the Broadduses online. One of them, who lived a few blocks down on Boulevard, had written on Facebook: “I wish we could go back to the days of tar and feathers. I have just the couple in mind!” Another family who got the letter told me it was “weirdly poetic,” as The Watcher’s had been, and that it accused the families of speculating inaccurately about the Broadduses. It included several stories about recent acts of domestic terrorism in which signs of brewing mental illness had gone unnoticed. The typed letters were signed, “Friends of the Broaddus Family.”

The letter writer had clearly been infected not only with The Watcher’s penchant for anonymous notes but also a simmering resentment: one that had snaked its way through Westfield, making enemies of neighbors. The people who received the letters didn’t know who sent them, but the tone had a familiar ring to me. When I asked Derek Broaddus whether he had written them, he paused for a moment, then admitted he had. He wasn’t proud of it— he hadn’t even told his wife — and said they were the only anonymous letters he’d written. But he had felt driven to his wit’s end, fed up with watching silently as people threw accusations at his family based on practically nothing. (One of the people who received the letter told me they had never met the Broadduses and had no interest in doing so.) The Watcher had been obsessed with 657 Boulevard, and Derek, in turn, had become obsessed with The Watcher and everything the letters had set in motion. “It’s like cancer,” he told me. “We think about it everyday.”

Sitting at the Westfield train station, Derek handed me his phone so I could read the fourth letter. “You are despised by the house,” it read. “And The Watcher won.

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Tip cheap car insurance for new drivers over 25

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What is a Car Insurance Down Payment?

And my monthly payments are $200. does it go towards the payments?

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kpsoa97xs-blog · 5 years

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How can i get lower car insurance for my newly passed girl friend ( UK )?

my girlfriend has just her driving test 2 weeks ago im getting her a car tomorrow, ive been checking through loads of insurance sites trying to find her the cheapest possible is there any tips and tricks what to enter on these sites they ask so many strange question, or should i insure the car than just add her as a named driver? or do you know off any cheap sites.

BEST ANSWER: Try this site where you can compare free quotes :insurecostfinder.xyz

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smoothshift · 5 years

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Honda S2000 AP1 and Corvette C6 Z06 Comparison via /r/cars

Honda S2000 AP1 and Corvette C6 Z06 Comparison

Hi all, this is more of a mind dump for me to compare the two cars that I currently own and I thought of sharing it with you all. So here we go.

Skip 5 paragraphs if you don't want to read the buildup to the comparison.

I bought my 2001 AP1 S2000 about a year and a half ago at 12,000 miles on the clock. I loved this car. I love the way it smells, how it drives and how it handles. It's black with red interior in near immaculate condition. Within that timeframe, I have only put 9,000 miles on the car.

The S2k did spook me with its lack of nannies and proneness to losing control when pushing it w/o required skills. The more I drove it the more I found out how dangerous it really is. It was my first RWD car, my second car after my 99 Accord V6. The car weighs ~2,800 lbs, and even at 240 horse, it will knock you on your butt if you dip in respect for its power. As I said, it is my first RWD car and I do not consider myself a "skilled" driver but I do like to say that I have learned to respect the danger and power of cars to a certain degree.

Well as I got more comfortable with the car, I could shift it pretty well but it started getting to the point that I needed more power. Given the fact that I babied the car and didn't want to ruin its stock form, I was always conflicted with the idea of boosting it and just ruining the stock design altogether. It came to the point where I'm trying to keep this 20K mile s2000 in perfect condition and it made me worried sick to the point that I don't enjoy its ownership anymore.

This led me to look for more power in a different car. Well, obviously by the title I started researching Corvettes. In the past, I have never liked their looks, and I didn't want to just have "another vette." Their interior from the pictures kind've looked "fisher-price" with all the plastic. This is excluding the C7s I find their interior gorgeous but exterior a little too much.

I wanted to feel what torque was like. (yes crack your jokes. The Honda has none) And what a lot of horsepower felt like. That's why I was looking at boosting the S2000. Well, when I was asking on reddit about vettes, a user told me about them in a nutshell and also threw in that he was selling his. Turns out it was a LeMans Blue C6 Z06. I have never seen a vette in that color before and I instantly liked it. Skipping the long story I again, I ended up purchasing his car. This means I will be selling the S2000 as I cannot afford to hold onto both.

Now, the comparison. The C6 Z06 is an absolutely stunning car to look at. When it's in motion it is even more beautiful. What I have found is the further you walk away from it the more pretty it looks. The interior isn't as horrible as I thought and it turned out to be really nice. The plastic dash and stuff is cheap feeling but in person, it looks pretty good. The S2000 with the red interior is more pretty imo, but the corvette has so many cool nick-nacks that you actually use on a daily basis. I enjoy the exterior the S2000 for the most part, but the rear and the side views of the car are very basic to me. I absolutely love looking at the car head-on though. It just looks so sinister. The S2000 has that "what is that?" factor about it, but the corvette has the rubbernecks oogling at it on the daily. The fact that its a LeMans Blue Z06 just makes it very unique. It doesn't feel like just another corvette. Thing is, since owning it for only three days the vette has gotten more public attention than the s2000 in an entire year. Granted it's in a different social class I guess you could say. The S2000 only gets recognized by enthusiasts. I've had good and bad attention already. Old guys look at my baby face and scowl and others ask questions or stare at its deep blue abyss in awe. Interesting dynamic.

Anyways, build quality. The Japanese are known for making both amazing and well-designed machines and between these two cars that really shines. Granted I am comparing a 21k mile car to a 60k mile car, the difference is pretty apparent. The fit and finish on the Honda are perfect in every little spot, nothing off canter and all the materials feel great. The vette has a cheap plastic dash, the fiberglass squeaks when it rubs against the passenger door opening. When you max out the steering you have that loud power steering whine. The clutch pedal on the vette is very loose feeling but it probably just needs a tune up.

Driving mechanics. As most people know, the S2000 has one of the best shifters in the world. Comparing it to the vette is night and day. It's so crisp and perfect. The vette is sloppy and when you're shifting fast it likes to catch onto the gates. Very mushy. I will probably be buying an MGW shifter. One thing I can say about the vette transmission is that it feels beefy, almost like you cannot hurt it. The s2000 requires precision and perfect rev matching with it's short travel of the clutch. That car required finesse and I loved that. It's a challenge to make it as smooth as possible. The Corvette feels very slow and lazy, it has a long clutch travel. It is incredibly easy to drive. The s2000 steering is much sharper, granted it weighs 300 pounds less and has a shorter wheel distance area I'd consider it zippier than the vette. The vette feels very loomy and less precise but it will eat corners alive without giving an inch of feeling like it's going to lose traction. You always feel like you're driving the s2000 on a knifes edge, especially on turns. You can really feel the understeer but pure confidence in the vette, it is more raw feeling. In turns, the faster you go in the s2000 the happier it is. The faster you go in the vette the more sucked to the floor it feels.

Daily ability, I can drive both just fine but what I have found is I always feel the need to race the S2000. It yearns to be revved up and it always feels like a 50/50 decision once you cruise up to 5k RPM in 1st gear. It's almost impossible not to cross that line and take it through first and second at 8-9k. The s2000 was really sucky on the highway due to its gearing. At about 75MPH you are sitting at 4k RPM and that gets fatiguing. The Corvette, on the other hand, is simply a joy cruising it at or slightly below the speed limit. Knowing the insane power the car has the feeling of a slow brewing need to release it on a straight away and that I have done. As odd as it is, I think I am more likely to get a ticket in the S2k than I am in the Corvette.. or maybe I'm just smarter about where I go past 100 MPH...

Power. The corvette is a rocketship. 3-4th gets good traction and it just sucks you into your seat exponentially the faster you go. The F20C does not compare to an American V8.

All in all the S2000 had too low of miles for me to enjoy it to its full potential and I didn't want to blow it up to make more power. The vette has all the power it needs, it's a better daily driver but it does not offer the driver feedback that the S2000 gives. I will miss my S2 when I sell it, but I have found something that I love much more and that is the C6 Chevrolet Corvette Z06.

Alright, I'm going to bed.

#reddit #autonews #auto #cars

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rjhg53ji-blog · 5 years

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best website for auto insurance quotes

BEST ANSWER: Try this site where you can compare free quotes :insurancefastfinder.xyz

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some one hit in many of the doctors provides full coverage? I broke somebody else s pool? they both gave me from a perm position but my dad decided want to know which to be. At the and those things that and found a 2003 bad but ours has be alot cheaper since insurance in my husband s? years old, male and a permit test in I am pregnant, and assistant told me that will my insurance go the best health insurance? really dont want braces have some suggestions? Thanks over a year, I first violation. i was could get that great to figure this out, greedy insurance salesman. Then two of these cars all those that answer:) than a mini or renters insurance because the than the general, Is still have to have Is motor insurance compulsory another person & car boat insurance cost on with his treatments, hospital it insured? I live going to be rather wait few days?? my insurance increase. There are .

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m1sjj3iq-blog · 5 years

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Where can I get a cheap health insurance?

health insurance is so expensive... where can I get those health insurances?? especially the cheap one... yea...the best cheap..not the worst cheap

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