Tumgik
#anyways there's still a lot of time for the orange comp to start and the submissions form is open since three days ago 🧡
perioddramapolls · 2 months
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Sorry I accidentally posted an orange poll, everyone delete it from your minds 🧡🧡🧡🧡
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superchat · 2 years
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For a bit, it seemed like arknights double banners, seemed to favor the permanent 6-star over the limited in terms of utility. which i liked a lot. but kinda seems like, theyre starting to close that gap... maybe?
aak vs. nian..nian is cool, niche, aak is aak. W and weedy is.. kinda weird cuz they both kinda rip hard...W's utiltity and talents are so useful. weedys damage and aoe/push skills also make her incredibly useful and viable in almost any situationetoo. Mudrock easily more meta than Rosmontis, same with Saga vs. Dusk. Kalt'sit vs. skalter is a closer race but i'd say overall kalt'sit still pulls ahead as a meta unit, summer che'n...is..easily meta for questionable reasons. idk abt mizuki, he seems good but niche. idk enough abt flametails utility vs. nalter but nalter def seems to be a pretty huge hitter overall...
I know a lot of these are like, apples to oranges. W and Weedy don't exactly share the same uses, but im just talking abt how well do they fit into general team comps overall. rosmontis is great and has a lot of uses but is much more niche than mudrock, use rosmontis and often times you're building a team around her to make her shine.
Tangent but. tbf like...ALL the ops i listed are really good and busted. im not trying to imply flametail isnt actually an incredibly fun dodge tank with great support abilities too. or that dusk isnt actually a cool pseudo summoner with actually good aoe attack
AK meta-talk is weird and often bugs me cuz some ppl will be like "oh that op? hmm, yeah theyre not meta. at all." and list 5 "cons" but their idea of "bad" is anything that isnt surtr, like...most op's can easily still pull their weight in 99% of the content...pallas isnt meta but fuck dude, you're gonna tell me shes trash?? that she isnt useable?? anyways...
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lunar-insanity · 2 years
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Whispering Water: Meet the Interns
The elevator rocketed Lucrecia into the air, limbs flailing before she got ahold of her thoughts and pulled up her levitation balloon.
Once she did, Oh her thoughts could've kept her floating for days.
"I'm here. I'm actually here! Psychonauts HQ, the Motherlobe," Lucy's voice was full of awe, face split wide in a giddy smile. She spun around in place, taking in her new surroundings, when she spotted Otto, standing underneath a sign that read "Nerve Center" and talking to someone.
She lowered herself down to the floor partway before dropping, landing with a roll and a flourish. Bouncing on her feet, she jogged up to Otto, catching his conversation with a man in a suit.
"-C'mon you gotta tell me, that's Bob's uncle is up there! He's gonna want to know!" Otto said, frustration climbing up in his voice.
"Sorry Otto, you know the rules. We can't disclose anything until we know for certain."
"Mmmgh!" he growled, tiny sparks of electricity zipping around his hair.
"Otto?"
The boy turned around and his frustration changed into a smile, "Lucy! Good to see you caught up. Welcome to the Motherlobe!"
"Thanks Otto, what's going on here?"
"Jared here won't tell me what's going on with Truman," Otto rounded on the adult, "Don't think you can keep Bob out when he hears of this! You cannot stop a Zanotto when they're set on something!"
"I'll take my chances," Jared said, blinking blandly at the teenager.
Lucy looked up at the adult, then back at Otto, "Why won't he tell you what's going on with Truman?"
"Ugh it's the mole madness. Everything's under lockdown and information is on a need to know basis. Hey, Ford's his intern you know! There's nothing stopping him from teleporting up there!"
"And he will be escorted back down as soon as he does. You're not getting around this Mentalis."
Otto threw his hands in the air and started walking away from Jared, "That's it, I'm out of options."
Lucy kept pace with him, "Well you're not the only one ticked off," the two stopped and faced each other again, "They put me in the intern program."
"Really?" frowned, "After what you did the past two days?"
"She said Agent Zanotto isn't in any shape to... commission new agents."
"Darn. Wait. WAIT!" Otto suddenly brightened, "That means you're with us! Oh yes yes!" He hopped in place excitedly, almost jittery as the static that zips around his hair.
"Us?"
"Us! The others I told you about! There's like, 6 of us," Otto said, the light in his eyes dancing like sparks, "They'd love to meet you! I gotta go tell them! Meet me by the classroom! It's where you gotta go anyway!"
"The uh-" and off Otto went, racing back up the steps, up a ramp, and through a doorway with 'Classroom' lit up on the arch.
Blinking for a moment, she spun in a slow circle, taking in all there was. She would... really like to sight see a bit but she had to meet Hollis quick, and she had a feeling she'd be making a pit stop with Otto anyway.
Hopping on her lev ball, she rolled up to the 2nd floor and down the hall. She could hear Otto's voice, excited rambles with barely any pauses for breath, only for other voices to interject.
"-I'm telling you guys! She may only know the basics, but she's done amazing with them!"
"You are hyping this new girl up a lot," another voice said, sounding slightly grumpy, "Sure you're not still woozy?"
"Bobby be nice," Another voice, this one with a laugh in their speech.
"Ha, ha, Cactus, it's been at least 12 hours. Seriously though! She must've chained like.. 40 sea creatures together with clairvoyance! And that's WITH the psilirium!"
"I-I don't know.. a new person after it's just been us for a-a long time?"
"Comps she's friends with your lil bro. You'll be fine."
Rounding the corner, she saw the people Otto was talking to. 4 other people; one of them resembled Dogen, with a more fancy cap, another was plainly dressed with a piece of plant and a pencil in his hair, another was big with long orange hair, and the last was tall. Very tall. Like wow tall. And she had a honey dipper stuck in her hair.
Hopping down from her ball, she walked casually up to the group, and saw the big one point at her with a big, friendly grin.
"Hey Otto, is that her?"
Otto turned around and shot an arm out towards her, presenting her to the others, "Hey! Here’s the 12 year old of the hour!"
"I'm almost 13!"
"Still means 12, that's how numbers work."
Lucy rolled her eyes but turned to the other four, "Hi! My name's Lucy Aquato and I'm... the new intern," she tried to say it with less disappointment but didn't quite make it.
"Hey there~!" the big one said, "Nice to meet someone new. Quick question, psychadelic rock, opinion."
"Helmut!"
"Hmmm," Lucy set her chin on her hand in contemplation, "I dunno! I've only ever listened to calliope music and the stuff we put on for shows. I'm game to hear it though!"
"Right on! I'll pick out some good stuff."
"Alright theatre kid, save it for later. Lucy's got orientation to get to."
"Wait, you said there's 6 of you. I only see 5," Lucy asked, and Otto slapped his forehead.
"Right! Nearly forgot. Hey where is Ford anyway?"
"He went to go get us some snacks from the Noodle Bowl," the tall one replied, "You know how he likes to do everything."
"Please tell me he's not teleporting with drinks," Otto asked, mouth pulled into a wince.
"He might," the plant boy commented.
Almost on cue, there was a warping sound behind her. Lucy turned around and-
"woah WOAH WOAH!"
-Immediately got hit by food and drinks.
"Gaah!" She threw up her shield but in her automatic movement only shielded her head, leaving the rest of her body exposed to the sodas and juice and food bits tossed at her by a highspeed teen in overalls
"OOF!" said teen fell flat on the ground. There were groans from behind Lucy and a tutting voice."
"Smooth move Cruller," the plant boy, arms crossed.
"Oh shut it , not like you can teleport," He grumbled, starting to push himself off the ground
"Ah... You also got food all over the new girl."
"New girl?" When he pushed himself up, he froze. Lucy was staring down at her clothes with a distressed look on her face before she looked at Ford in the eyes.
There was a beat of silence as the two just seemed to stare at each other before the tall one cleared her throat. That snapped Ford to attention and he suddenly looked stricken, bouncing to his feet.
"Oh jeez! Crud uh," he ran up, hands hovering in uncertainty as the two observed the damage to her close, "Double Crud I-I'm so sorry."
"These were all I had..." Lucy mourned, "I can't see Agent Forsythe like this!"
"Uh, maybe Morris has some spare clothes?" Otto offered
"Loboto should, I remember seeing him have a few kid sized shirts," Cassie said.
"But Hollis is expecting me! I can't be late!"
The group looked at each other, debating what they should do. Plant boy spoke up first.
"Maybe I can go tell her what's up? She's my mentor, I'm... sure it'll be fine... maybe."
"Yeah!" the big one, who Lucy recalls was called Helmut by the other, said while slinging an arm over him, "We can go vouch for you while you get cleaned up!"
"I'll go too, it... was my fault so," Ford said, rubbing the back of his neck.
"... Really?" Lucy asked, looking at them hopefully.
"Of course dearie! Now you hurry and run along. Best not keep Hollis waiting long," the tall one said.
"Right! Right, Thank you guys!" Lucy said, quickly summoning her lev ball and rolling down the hall way as fast as she can.
They waited until Lucy had disappeared around the corner, then Otto hooked his arm around Ford.
"Soooooo what was with the longing stare," Otto teased, wiggling his eyebrows.
"Stare? What stare, dunno what yer talkin about," Ford said, shaking him off and beginning to head towards Forsythe's office.
"Well... you were staring for quite a bit," Compton said, a small smile on his face even as he twisted his sleeves.
"Are we going to tell Hollis what happened or no?" Ford said, forcing stern into his voice.
The rest of the group laughed as they joined Ford, heading to the office.
"Flowers are usually a good way to apologize-"
"Zip it Zanotto!"
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thiswasinevitableid · 4 years
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Laying in Wait (Indruck)
The prompt for the third was:Legend of Hag Hill
When you’ve lived somewhere your whole life, you develop one of two relationships with local legends: complete and utter belief, or the belief that the legend is utter bullshit. 
For Duck, Hag Hill is solidly in that second category. Weird lights, sudden, disorienting fog, ghostly laughter; he’s hid out on the hill smoking or making out or killing time and never seen any of it, no matter how dark the sky is when he’s there. 
He’s here for a slightly new reason tonight, as some kids from his Comp 101 class at Kepler Community College asked if he wanted to hang out and pull some mild pranks on the hill. Sure, hardly anyone comes on it this time of year, because Halloween looming on the horizon always gives the tales about the hill more substance in people’s minds. He mentioned this, hoping he could sway them towards a night at the Wolfe Bar and Grille or maybe just chilling in someone’s apartment or dorm, rather than freezing their asses off on a hillside, but they all insisted. So here they’ve sat, for over an hour, under a midnight moon, with not a soul passing by.
Then again, what else would he be doing? Sitting in his shitty apartment, swearing at the heater and watching some late night, bargain bin movie? The only thing he likes doing at home he can do here. Well, kind off. Odds are the other guys would complain if he started jerking off. 
See, there’s this guy in his entomology class. Tall, with a weird face and a weirder demeanor, and only taking the class because he needs to fulfill his breadth requirements. He sits at the back next to Duck, didn’t say a word to him until two weeks ago, when he asked if Duck would help him study for the upcoming quiz. Duck assumed it was because he was the closest person to ask, but once they sat down in the coffee shop on H Street, it became clear that Indrid, his new study buddy, had another reason.
“Thank you for agreeing to help me. You, ah, you clearly know your stuff.”
“How the fuck can you tell?” He barely spoke in class. 
“I see you filling in the slides with the correct answers well before the professor says them. You know some of this already.”
“You gotta know a decent amount about bugs if you wanna work for the forest service.” He mumbles, bracing for the Smokey the Bear joke.
“Oh! Oh of course, that makes perfect sense. I imagine invasive species, and symbiotic ones, are of interest in that field.”
They hadn't gotten to the notes for the quiz, because Duck got going about invasive insects, which lead to a discussion of moths, which lead to Indrid showing him his Deaths Head Moth tattoo, proudly explaining he’d designed it himself. They met at the cheap Chinese buffet the next night, and did actually study between trading stories about how they came to be in Kepler. Indrid laughed at once point, dyed-silver hair catching the warm light in the dim room, and Duck suddenly found that strange face strangely handsome. 
It’s nice to have a crush, it’s been awhile since he had one on a guy who might one day reciprocate. He’s pretty sure Indrid’s been checking him out this week. It’s hard to tell with those red glasses he wears. 
“Fucking finally.” Colton, he’s pretty sure that’s the guys name, shushes them into position, shattering Duck’s fantasizing.
“Can’t believe he fell for it.” Says the guy next to Duck
“I’m a pretty smooth talker when I wanna be” Colton whispers. 
Duck suddenly has a bad feeling about this, tries to back up only to snap a stick and have Colton grab his arm. 
“Hello?” A voice carries from the other side of the outcropping of grey stones. 
“What the fuck man, let go.” Duck hisses, leaves rustling under his feet.
“I really hope that is a deer.” The voice mutters.
“Now.” Colton pops up, dragging Duck with him, all the boys letting out their most blood-chilling screams.
There’s a responding yelp, followed by a cry of pain as their victim falls backwards into bramble. Duck recognizes the pink and yellow sweater as soon as he sees it, and his heart tries to crawl out his toes when the frightened gaze lands on him.
“You get it?” Colton looks to his left, where one of his friends is holding up his phone. 
“Yep. Fuck, man, you really think we’d invite you to chill with us up here? You’re such a fuckin weirdo.”
Indrid doesn’t even look at the others, his eyes remaining on Duck.
“Is, is that what you truly think of me?” 
“Pfft, see, this is what I mean. That weird way of talking, those glasses, even heard you talking to yourself, which is even fuckin weirder than that thing you do with your hands.” 
Duck likes it when Indrid flaps his hands; it means he’s excited, and an excited, happy Indrid is a sight he’s rapidly grown to adore.
Without a word, he grabs the offending phone, deleting the video before the others register what's happening. 
“What the fuck?”
“You wanna see a funny prank? Fetch, dipshit” He hurls the phone as far as it will go, the others flipping him off and calling him every name under the sun as they run after it. 
Indrid is gone when he turns back, but he’s in time to see a flash of color disappear around the next curve in the trail. The taller man is picking thorns from his sweater, and freezes when he hears Duck’s footsteps. 
“I swear, if you try anything like that again, I will push you down the hill.”
“‘Drid” Duck reaches out, touching his arm to stop him, “I’m so fuckin sorry, I had no idea that’s what they were plannin, I thought we were hanging around to do some silly jumpscare on anyone walkin by, not that they fuckin lured you out here.”
Indrid is clearly contemplating pushing him down the hill anyway. 
“C’mon, I’m tellin the truth. Remember what happened the last time I tried to lie?”
The other man blinks, then snickers, “Ah yes, the abysmal attempt to blame cockroaches for your missing homework.”
“I’m still real fuckin sorry. And, uh, I deleted the video. Hope that phone broke on the rock when I threw it.”
Indrid raises an eyebrow, “Valiant.”
“Hush, I’m tryin to help.”
“I know.” He grins a little wider, “it's a pity, I’ve never lived in a place with a haunted hill before. I was looking forward to observing it with friends.”
“Eh, you ain’t missin much. Place is about as haunted as my apartment.”
Indrid elbows him playfully “Come now, don’t ruin my fun. Is it true people have seen strange lights?”
“That's what they say.”
“And that you get lost in a fog never to be seen again.”
“It's a tiny hill in the grand scheme of things. Hard to get that lost. Uh, where are you goin, by the way?”
“Back to my car.”
“But the parking lot’s-” he turns, finds  low, thick fog behind him, “thataway?”
“I thought it was this--oh, oh dear.” The fog is all around them, seeping into Duck’s skin.
“Okay, uh, well, we now it’s at the bottom of the hill, so all we gotta do is follow the slope.”
“...What slope?”
“The fuck?” The ground is flat, no matter how far he feels out with his feet.
“I propose we keep walking until we either get out of the fog or find the road.” He seems incredibly calm. 
“Good, uh, good plan.” He falls in just behind him, keeps his ears open for cars or other signs of life. He’s starting to worry, gets so distracted by it that he collides with Indrid’s back.
“Duck, are the lights associated with Hag Hill red and orange, by chance?”
“Yep.”
Indrid points to where two lights hover in the distant, dark fog, like the eyes of a waiting beast. 
“Well, fuck.”
“Run!” Indrid shoves him back the way they came, sprinting behind him on his long legs. It isn’t even two minutes before they hit a dead end.
“What the fuck, this cliff bit is on the other side of the fuckin hill from where we were!”
“Somehow I doubt the spirits care where we began, merely where we end up. Quickly, down here.” He tugs Duck behind a large, dying tree, the two of them huddling close together. 
“Dare I ask what happens to people who see the lights?”
“Never seen again.”
A bitter chuckle, “of course.” Indrid scrubs his hands up his face, tilting his glasses up as he does. Then he hisses, “Ouch, damn it all” and pulls a thorn from his finger, “gah, it still stings.”
“Here, lemme see.” Duck gently takes his wrist, “huh, yeah, looks like you got it, so at least it ain’t gonna fester. As for the sting..” Quickly, he dips his head and kisses the skin. Looks up to find Indrid blinking his brown eyes in confusion.
“What was the purpose of that?”
“To, uh, to make you feel better?”
“Are you trying to flirt right now?”
“No, uh, fuck, uh, I mean, I, uh, fuck, Indrid, if we’re gonn get eaten by ghosts or some shit, there’s somethin I wanna do.” 
With that, he grabs Indrid’s forearms and pulls him forward, kissing him. Indrid sighs against his lips, then hums happily as Duck works his way into his lap. He growls a little and Indrid shivers, breaks the kiss to nip and kiss at his neck while Duck brings his fingers up to his mouth, kissing his knuckles before drawing the pricked finger between his lips and sucking.
“Duck” Indrid purrs, nuzzling his cheek.
“Right here, darlin.”
Chills skitter up his spine and Indrid goes dead still in his arms, eyes wide as they stare over his shoulder. 
“Oh dear, our apologies young gentlemen.” The red light forms into a woman as it speaks, the orange light doing the same. Both are dressed like they belong at  a living history museum.
“Yes, we did not know you were lovers. Those for whom our hill was meant.”
“Your hill? But don’t that make you-”
“Hags? Yes, by the language of our fellow townspeople, we were such things due to our magic.”
“I lost my life to them.” The orange-eyed sighs.
“And I mine avenging her. They buried us here, unmarked, not knowing it had always been our favorite space. A space we wished to be for others in love, in our absence.”
“I’m sorry they were so cruel to you.” Indrid says softly. 
“In the end we triumphed, our love stronger than death. We live eternally in our beloved hill, they rest uneasy and miserable in their graves.” Red eyes waves her hand, and the fog clears.
“There is your way to town, should you wish to depart now.” Orange eyes smiles, “and if you wish to tarry, around that bend you will find a place better made for privacy.”
“Thats’, uh, that’s mighty generous of you, but I’m gettin cold.”
“And I ought to check on my rats.” Indrid stands, helping Duck up before bowing a bit awkwardly, “thank you both for your, ah, help?”
The women share an enigmatic smile, and then they’re gone. 
“Let’s get the fuck outta here.”
“Agreed.” 
As they wind their way down to the parking lot, Indrid looks at Duck shyly, “Was your desire to kiss me purely near-death experience related?”
“Nope. Been thinkin about it all week. You, uh, wanna go on a date this weekend? One with less fog and mortal terror?”
“I’d be delighted.” They reach Indrid’s beat-up compact, “would you like a ride home?”
“Sure, thanks ‘Drid.” 
Indrid opens his door, then pauses, fingers drumming on the car, “or you could, ah, could spend the night at my place?”
Maybe it’s a leftover adrenaline rush, or maybe it’s just Indrid, but Duck’s suddenly feeling pretty damn brave.
“Hell yeah, darlin. Let’s go.”
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ghostmartyr · 5 years
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Pokémon Black 2 Randomized Nuzlocke Run [Part 7]
It is time for badge number seven.
Lesgo.
Vertex (Luxray)
Caspet (Gengar)
Nessy (Milotic)
Diego (Gardevoir)
Photon (Rayquaza)
Cerberus (Dodrio)
Squad goals.
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Why won’t Unova Gyms ever just let me leave?
And apparently I’m not going through Twist Mountain? I’m getting a lift on a plane?
If that’s the case, that’s happening later. I think I’m going to get Cerberus up to level 40 in the sad death tower before I do anything else. I don’t want to have members of my team lagging consistently. You will all be useful. I will make it happen.
Also, something I haven’t mentioned yet (...I think, it’s been a while to get this far) is that Pokemon Breeders in this gen seem to be available to fight every single time you enter that route. Not like you can fight them if you want. After beating them, if you leave and go back to the route, they will do the exclamation point thing.
This is annoying.
Route 7, also known as that place before the sad death tower, has one.
It is not irritating enough to conjure up hate for. And yet.
Flash forward into the future a bit later, and we have a team where everyone’s above or at 40 except for... Photon. Photon, my friend, we’re just gonna slap the Exp. Share on you and continue with the plot. Your legendary status means me stacking the deck with levels is less important.
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I can’t believe this place has a purpose in this game. Or that I get to fly in a plane (I assume, my memory on the sequel games is even worse than my memory for Black and White starting out). There’s something weird about using a plane to get around in a Pokemon game. Doesn’t feel natural.
Oh well, too bad so sad.
...Lentimas Town.
I have no memory of this place.
Hey, Bianca’s coming with us! Yay!
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I really have no memory of this place, but there’s some Fire pokemon in Reversal Mountain, apparently, and also Professor Juniper reminds everyone that Black and White happened, so it makes no sense for Team Plasma to be trying to wake up a dragon; they’re all accounted for after all.
My exploits from last game mattered, you guys. They really did happen.
No, but I’m easy to please. Any time the games reference games that happened in the past for the current game, I am made a happy camper. Us and N catching a legendary dragon each is a good thing to keep in continuity.
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I’m starting to maybe remember this place... maybe?
I guess we don’t stay here long, so time to not really care. I do continue to like how the setting is not an exact copy of the previous games, though. There’s a lot of repetition that comes from this being a sequel, but everything’s been thought out well enough that it really does feel like a new journey.
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Now see, my question is if there’s a cave to this Reversal Mountain, and is it marked with a different title. I’m catching something very soon, but do I have the option of picking between outside Reversal Mountain and inside, or do I... perchance... get both?
It’s probably just one and I should just march into the grass.
I don’t wanna.
Ah, but it looks like I have to step through grass anyway. But there is the option of dark grass vs. normal grass.
I am too battle-weary and scarred. Normal grass.
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!!!! A Normal pokemon for the normal grass! Hi Miltank! Let us be the best of friends and not roll each other into death. Photon’s the best bet for not accidentally killing the little lady (I did not check this with numbers and have no plans to).
Only while I was typing, Miltank used Bide, and I missed that, so Nessy with her excellent HP had to go out and deal with the consequences of Photon’s one attack. Nessy and Twister are taking Miltank down at a safe rate. She’s in the orange, so throwing time.
While she’s using Rollout.
Of course.
Hey, first ball! We’re Pokemon Going over here!
Her name is Bessy. Because it is.
But whoops, I need to head back to the Pokemon Center for a hot second and get her out of the Graves box. You’re not dead yet, darling.
Dark grass has Luxio.
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It also leads to a strange house instead of fun cave time.
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See, right there in the title. Can has pokemon?
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Coool. Want to join my gang?
Nessy and Twister seem to be an okay catching combo. Let’s see if we can get it working twice in a row.
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Damn it, Nessy. Your first one left him in the green. The green. Sigh.
Farewell, unnamed shark friend.
(he woulda been bruce)
Ahoy random Gigalith in the upstairs of the house with the moving furniture I can’t cap because these are stills. Sadly I’m not in the mood to deal with Sturdy, so I’m going to run from those instead of harvesting them.
Awww, there’s a Castform downstairs. Plus a Spell Tag.
Then the furniture moves and clears up a doorway. Behind which is a trainer.
I feel like a lot of the NPCs we meet in these games have very hard lives. Hello Sentret in the middle of the room. Are you keeping this one company?
Ludicolo is in the front room.
Caspet learns Dark Pulse. Bye-bye, Night Shade.
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Waaaaaait. Wait. Aren’t you the ghost girl from the bridge in the last games? I remember you! Is this where you get something to do instead of just being odd? Note that it doesn’t count if it’s an event thing that needs a code or internet or special event items!
She’s looking for her parents.
And her Abra.
....Then a wild Abra shows up.
Is that scripted, or did the Randomizer just give me an amazing gift?
Weepinbell back downstairs.
I go through another door, and get a Full Heal for my trouble. With added wild Octillery. Fuck you, Octillery. You are banned from all my runs forever.
Ooooo wild Haxorus. Look at all these things I can’t have. Downstairs has a stray Riolu. The trouble I go through for a... Dusk Stone. Yeah, okay, that’s nice to have. Toxicroak is also here.
Then back upstairs, suddenly Gible. What’s this place usually supposed to have?
The second floor’s chairs have moved, so I go through one of the upstairs doors. Another trainer room. Yay. With a Mr. Mime. Yay.
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I’m really sorry about your life/undeath, NPC Ghost Girl.
Oh, neat. Lunar Wing.
I have no memory of which legendary that belongs to. I want to guess Cresselia, but I don’t know if it’s even in this game. I do know it’s a gen four legendary, which would make sense for the sidequest feel of this house.
Oh wait it doesn’t matter because Randomized Nuzlocke.
...Well fine, but I’d still like to know.
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That makes me feel surprisingly sad.
One last door to check out. Empty but for Golett (want) and a Rare Candy. Time to leave.
Back outside there’s an Exeggcute I wouldn’t have wanted. The normal grass has Whismur.
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There was a cave after all. Ugh. I can’t believe this counts as the same route as outside. Cave and grass should get to be different.
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Heeey! Bianca! Wait, before we team up and I abuse your healing for exp, I need to check the other side of the cave.
Oh. The other side of the cave has a Max Repel and that’s it. Back to Bianca, I guess. And she’s psyched for Heatran, which is a very relatable feel.
Zoroark and Tangrowth for the first encounter of the cave. I say, pretending it matters. Stoutland can also be found here. Knowing their propensity for knowing Crunch, I think maybe something not Caspet can be in the front. Photon, gain your own exp for a change.
Crawdaunt is another feature. It’s a dark, Dark cave.
I was checking to see if Cerberus can learn Acrobatics. No, but he can learn Fly. You know, that classic Dodrio usage. Fly. Which he is absolutely learning.
Aww, a wild Togepi. It’s gone now.
I love getting to wander with someone who handles the healing. It’s so nice battling without stress. Also known as grinding without needing to use up items.
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Haa. See, normally you’d be right, but.
Huh. There’s a Magikarp and a Weedle through a different passage. Neat. You will not be missed. Then we come across a bizarrely gen-appropriate pair of Tympole.
Can Triple Battles not be a thing? I don’t care for them. They make me worry. Arguably I could help myself by arranging my team so I would have a good comp for whenever I fell into one, but where would the fun in that sane choice be.
Dust clouds come with Munchlax. Neato.
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We’re in a legendary’s nest. They’re all like this.
...Why can you find Luxray and Ninjask here???
Ditto for Steelix and Porygon. Yay for Randomizer randomizing every single room of an area. It’s cool, but in the larger places it can be really disorienting. A male Nidoran also says hello.
I don’t know where to find the Magma Stone to get Heatran, so we’re done with Reversal Mountain, I believe. Geez I hope that’s the name of this place. I’m too lazy to check at the moment.
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I have escaped!
And found a Shiny Stone. Win.
I didn’t recognize this place, then I remembered. Water. Bay. Post-game trauma. They messed with the map to keep things interesting.
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What.
My curiosity is piqued.
But I want to get something random in the waves before I investigate.
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Um.
Well this is awkward.
Level 39.
Photon should not be out front for this. Nessy?
Okay. Nessy gets Regice in the red. Regice knows Curse and Ancient Power. I do have a Master Ball. I can’t deny that I’m seriously tempted by it, but we’re going to try doing this like a standard trainer first.
Net Ball doesn’t work because of course it doesn’t (I just wanted to use it because Surfing), and Regice knows Superpower. Ah yes, the Regis and their. Stuff. First Ultra Ball doesn’t get anywhere. Same for second. Icy Wind is Regice’s last move.
My team has no Fire or Fighting on it. I miss having those options.
Have I been able to buy Timer Balls anywhere? Those would be nice to have right about now, as my Ultra Ball supply dwindles.
I am out of Ultra Balls.
Look, Pokemon Go legendary catching can be rough. You only get so many balls, and even if you do everything perfectly, it still might run on you.
But you don’t end up spending twenty minutes trying to catch one thing.
Seconds after I type that:
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Heeeeeyo.
What do I name it, though?
Refrigerator.
That doesn’t fit.
Refriger8r.
Okay, so I have to stock up on Ultra Balls, and possibly also healing options depending on my mood when I look at the prices. Then we go see what Undella Bay and Route 14 have to offer.
The Undella Pokemon Center only has Luxury and Dive Balls. :(
My beloved Timer. Where...?
And then I bought 50 Ultra Balls.
I’m going to sell some stuff.
Okay Bay, what do you have for me?
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Yeah, I can make this work.
Assuming I don’t accidentally kill it.
Thank goodness for Nessy still knowing Twister. Gottem.
His name is now Zentrotta. I think we can agree he’d be happier if I hadn’t caught him. Tragedy at its finest.
Caspet is back up front, and for now Nessy will carry the Exp. Share. She’s not had much to go up against, so she’s lagging a tad.
Aw, there’s a little Deerling on the water. Aaand it’s gone.
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Hello what is this.
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Indeed.
...I have questions I can’t really make myself care about enough to type.
So this guy only moves if we beat him, and before we get the chance to beat him we have to pass some game-acknowledged strength test. I probably need another badge or something. But there’s enough ground to walk back and forth, so what have you got for me, Seaside Cave?
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Cool beans.
Nessy, come help not kill it.
Yay, caught.
His name is Blimperton now. Welcome to the box.
Outside, the deep water spots can be Venomoth. How pleasant.
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Jelli to you too, good sir.
Huh, okay, they just give you a random Jellicent encounter here.
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Game. I was just trying to speed along to the Pokemon Center. Please.
Unfezant down, Simisage down, Vertex can be in for Samurott. Level 41, so I’m. not as overleveled as I usually am except for Caspet. Caspet has reached 47 and I don’t mind her being completely overpowered.
For an update, since I think I’m pretty bad about keeping track of their levels in this: Caspet is 47, Nessy is 43, Vertex is 43, Diego is 44, Photon is 45, Cerberus is 43. Everyone is healthy and alive.
Geez I hate Triple Battles. Random trainers don’t share my feelings. This is an annoyance.
ROTATION BATTLES AREN’T THAT MUCH BETTER, OTHER RANDOM TRAINER. STOP THINKING YOU’RE SPECIAL JUST BECAUSE YOU’RE AN ACE OR A COOL OR WHATEVER THE HECK YOUR TITLE IS I DIDN’T READ IT.
And I can’t continue down through Route 14 because there’s a block of people in the way. So I guess all that’s left to do is check out what the sequel to this route has in store for me.
Last game it did not have anything I wanted.
But this time...!
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Eh. I’ll catch you I guess.
Her name’s Tux now.
Meanwhile, in the dark grass...
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Yep.
Wormadam, too. Such grass. Much excite.
Off up to Route 13.
New route means yet another new pokemon. ...After we fight a bunch of trainers because I care more about levels than pokemon I’m hoping to never use at the moment.
Several minutes later, the only other trainers are through grass, so let’s go!
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Eyo. I don’t think I’ve had you before.
Cerberus, are you up for helping?
Well, one hit almost took half your health. So let’s say no.
Nessy!
...You know, given the amount of damage it’s doing. I think I’m going to Surf and risk fainting before it kills Nessy. Aaand... yeah. Mienshao out.
This grass also has Sandile. And Cascoon.
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Nothing I have knows Cut. Languish there for all days.
That Ranger wants a Triple Battle.
Why is this route like this.
Hey, a Heatran! Bianca, guess what!
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Oh so you don’t need Cut. Meh. I’m not in the mood.
Professor Juniper and Bianca say hello in town. Bianca, walk about twenty steps to the right so you can find something neat. You’ll love it, promise.
But no, it’s time to listen to an old lady talk about the Giant Chasm. I don’t wanna do that, either. I want my badges. I maybe should have taken the aquarium route to speed that along, but I don’t know if that would actually do anything.
Wait, I was spamming A. Was there a directive in there?
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Hm. I sense plot ahead.
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This villain understands me.
Oh cool battle time.
Russell, buddy, you run almost as much as blondie scarf from gen 4. Take a chill pill. You have won all the good big brother points you possibly could just by caring about a Purrloin this long.
So everything’s telling us to go to Opelucid. For Dragons.
Hard pass, where’s the surfer Gym? Water sounds way friendlier. I’m going to see if that one’s blocked off or not.
DAMN IT.
The janitor won’t let us pass. ;-;
Okay fine, I guess we’re heading to Opelucid. And plot, probably. The plot is of no interest to me. This is true in pretty much every single one of these games. I’m in it for the pokemon. The human with their human troubles are way less fun.
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New route! What will it have for us?
I had to embrace fun when I saw one of the grass patches shaking. Our first route with a wiggly grass option! And it is...?
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I’ll gladly take it!
...If I can catch it!
...Preferably without anyone dying!
I’m going to let Photon take a stab. Crunch should be super effective, but Photon doesn’t have STAB adding to it, and Metagross has rocking Defense. So this might be pathetically sad, but nothing should die.
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PHOTON.
FRIEND.
NOT FOOD.
Three Ultra Balls in, I am sad.
But we get it! Huzzah!
Its name is Stormy. :)
Ouch, Caspet’s trying to learn Destiny Bond.
Caspet?
You’re not dying. This is the definition of a useless move.
What else does this here grass hold when it’s not wiggling?
ELEKID. Noooo. Why must we always pass like ships in the night... Claydol is also here.
The dark grass’ first entry is Jynx and Magikarp. Chingling is also here. Buizel too.
Cerberus has learned Drill Peck! Oh happy days!
Normal grass has Vaporeon, Huntail, and Spinda to go with what we’ve already seen.
Vertex is moving up front, and Diego is getting the Exp. Share instead of Cerberus for the time being.
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Another bridge, another route.
Another set of trainers that really make me want to have a Fire type.
There’s dark grass on one side of the bridge, normal grass on the other. A pass through on my bike didn’t get anything to pop out of the dark grass, so normal grass wins the prize for this route’s catch.
Before that, there are trainer battles.
Of the Triple variety.
yay
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Ooooooh. I like this. I like this a lot.
Vertex, do not murder.
Vertex follows instructions, paralyzes Vileplume, and dodges getting poisoned twice. This is why he’s allowed to live. One Ultra Ball later, and new friend acquired.
Named... Bongo.
Geez, this grass also has Mamoswine. We’re not fighting that. The water’s dark spots get Zebstrika.
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Uh.
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So she shoves me out.
Rude. I’m the protagonist. I go where I want.
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I’m starting to rush a little since this part is getting long and I haven’t even hit the badge town, but hey! I do remember this sequence! I remembered it belonging to a different game, but A for effort, right?
Made it to Opelucid.
Since the game itself suggests via Iris to go to Route 9 first, I’m guessing I should clear up anywhere that offers trainers to fight before trying the Gym. Dragon is a pain anyway. I don’t have anything except Nessy’s Twister that’s super effective against it. I think even at the level I’m at, it should be okay, but I also think it could go incredibly badly, which I don’t want.
But before that, Route 11 didn’t force me to go through any grass, so I still have a pokemon to catch there. Let’s watch.
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Huh, interesting. ...Vertex, let’s swap you out before something unfortunate happens. Though it is level 36, and he does know Crunch... Yeah, we’re going to be stupid. Magnitude 7 doesn’t do a threatening amount of damage. Yay.
She is caught, and her name shall be Winn.
Now the other side of Opelucid, after healing up.
Miltank! But we have a Miltank. Next.
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I like.
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Vertex. Critical hits are for trainer battles. Sigh. Farewell, Route 9. I think we could have been great together, but alas. Now to go through all the everything else to do in this route and then go finally get the seventh badge.
Hm. I think maybe I’ll just get everyone on the team up to 50, then go for it. Nice, even number.
Other things of note: I have found a Mart with Quick Balls. The world is bright. But for now, grinding. ...Against Torchic and Deerling, apparently. Maybe I want other grass. Oh, but dude. Glaceon in the dark grass. Nice. Ha, randomized and still offering super effective options outside scary gyms. Golduck and Nidorina are here, too. And Braviary and Pansage.
-winds the clock forward a few hours-
K, we’ve got folks at level 50 now. So, Drayden?
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Dragons.
Cerberus is going to sit in first for a while. He’s on the fragile side, but his Attack and Speed are good, and Flying should be neutral to everything in the Gym. Same cloth as Caspet, only physical. Nessy might take over just for the comfort of tankiness, but this is where we start.
First person in the Gym has one level 46 Fraxure.
Dragons are scary.
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Oh fuck you.
Fuck. That’s partially on me. If I had used Drill Peck instead of Fly, Fraxure would have been busy Dragon Dancing and would have done zero damage. But I used Fly to try to hit Fraxure hard while avoiding any of its attacks, and.
Look, the screencap’s right there.
Fuck.
Nessy’s going in, under the theory that nothing on my team is going before Dragon Dance x2 Fraxure, but Nessy’s the most likely option for surviving.
It uses Taunt so it doesn’t matter.
Great.
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Great.
Cerberus, I like Dodrio. An Adamant Dodrio? Wonderful. You will be missed. Fly will be missed. Many things about this feel awful.
Bye.
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Stormy is a Jolly Metagross that’s a little quick tempered.
Welcome. You’ll be given the Exp. Share while your new friends try very hard to make it through the rest of this Gym without casualties.
-drums fingers-
With Dragon Dance being a move everything in this Gym is probably going to know, I do not want to play the long game with any of the trainers. I want to go in and kill everything in one hit.
...Caspet is in front.
-hides eyes behind hands-
-gives Caspet a Spell Tag-
One trainer down as planned.
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IIIIIII hate this gym.
Druddigon has Crunch. Things to keep in mind.
So now we have the most obnoxious part of this Gym. I get to choose between Rotation and Triple Battle for the next peg up it. My usual path says I do both. In case you haven’t noticed, I hate Triple Battles. Doing one is not high on my list of desired outcomes.
But I’d feel weird avoiding it. Famous last words. -sigh- Caspet, Vertex, Nessy. That’s the order. Let’s do this.
Easy part done. Rotation Battle win. Ugh.
For the sake of my sanity, I’m giving Caspet all three of my Rare Candy. Yes, I have a favorite, yes, it’s the closest thing I have to a starter. If I’m putting her so close to the chopping block, I’m going to make sure she’s fully equipped. Druddigons are surviving to attack her right now, and that’s no bueno.
Triple Battle. Weeee.
It ends in a round because Caspet wins at life. Awesome. Okay.
All that’s left is Drayden.
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This guy’s face is a lot less scary when it isn’t up close.
Sooooooo. Level 46 Druddigon is first. Shadow Ball finishes it. Flygon is next. ...That one, I think I can trust to Nessy. Flygon isn’t as much about hard hits.
Level 46 again. Crunch gets a critical hit that just barely keeps Nessy in the green, Nessy uses Surf. Surf brings Flygon to a sliver of red, so I go with Surf again. Hopefully Flygon’s other moves don’t do more damage than a critical hit Crunch, or Drayden feels like healing it.
Yeah, Drayden goes with a Hyper Potion.
...Flygon’s next Crunch gets a critical hit too, what the hell.
Surf after that faints it, though. So that’s two out of three down.
Drayden’s last pokemon is Haxorus. Nessy’s too far in the red to keep in without healing, and Haxorus is high on the Dragon Dance strat list. But if Caspet can’t get it in one hit, I’m pretty confident in Haxorus’ ability to fuck Caspet up.
But I’m honestly pretty confident in Haxorus’ ability to fuck my entire team up. Caspet would be the best bet for ending it fast. ...So, you know. Caspet. Go. Go. not die.
Level 48 Haxorus. Yaaaaaaaaaaay.
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CASPET YOU BEAUTIFUL GHOST.
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THAT’S BADGE SEVEN.
WE’RE NOT ALL ALIVE BUT ENOUGH OF US ARE.
AND I WAS PREWARNED ABOUT GETTING TALKED TO OUTSIDE ABOUT UNOVA’S MYTHOLOGY, BUT FOR NOW THIS PART IS OVER, THANK YOU FOR YOUR TIME.
4 notes · View notes
nerdy-flower · 6 years
Text
@sinunamor here it is! This is part 1 of a 3-part headcanon I’ve had for a while, I really hope you like it! Sorry it took forever ;^;
Hugo knows change has come to roost when Ernest's dinnertime debriefs turn from reluctant, barely-there details to soap-opera recaps with all the accompanying comedy and tragedy.
“-and I didn't even know this, but Mackenzie told me later, that they were dating before he even dumped Emily, which is like- come <i>on,</i> dude. Did you look at all your options and pick the douchiest possible one?”
“That is very selfish,” Hugo says, frowning around a mouthful of chicken. “I always thought Pat was a nice young man.”
“So did I!” Ernest snorts, stabbing at his rice and sending some spilling over the side. “He's literally the only reason I've been hanging out with the theatre kids. The rest of them are so-”
Damien cuts in as Ernest briefly flails, searching for a word. “Dramatic?”
“Weak,” Ernest pulls a face, seemingly physically pained by the quality of the dad-joke, while Damien appears rather pleased with himself, chuckling into his hand. “Anyway, so Mackenzie said that Pat told her he was just going to keep it on the downlow, basically, until summer because Emily's moving, right? It won't be as awkward then. Except I guess they kind of forgot that their Insta accounts aren't private? So now everyone knows, and Emily has to stage manage her ex-boyfriend while he has a romantic subplot with her former rugby teammate. Because that's not going to go terribly at all.”
“Good heavens,” Damien replies after a moment, dabbing his lips with a cloth napkin. “I don't recall any tales so tangled from my youth, but then, perhaps I've repressed all that nonsense.”
“Didn't they get voted 'cutest couple' in the yearbook?” Hugo cringes as Ernest enthusiastically nods, kindly not answering with his mouth full. “Oh god, and that just went to the printers- No wonder Ms. Lee had aspirin with her lunch today.”
“Yeah, it's all like ten levels of stupid,” Ernest grumbles, not even distracted by Duchess' damp nose nudging at his lap. “I swear, I'm gonna have like no friends by graduation because I can't deal with everybody acting like they've found their soulmate and then dumping them in two weeks. No one our age is gonna get married until our thirties, anyway, shit's expensive.”
“Language,” Hugo chimes in, met with the usual roll of the eyes and offended huff.
“One's youth can be rather fraught and strained,” Damien adds with a knowing grimace, their cutlery clinking audibly against their plates in the quiet coziness of Hugo's dining room. “But you'll find people who don't engage with those sorts of theatrics. And besides, those who do will soon grow out of it.”
“Yeah right, I've heard that one before,” Ernest scoffs, returning to his food. He's quiet for the rest of the meal, and their walk through the park at dusk, Duchess and her boy running ahead. Damien's fingers find Hugo's after sending a quick check-in text to Lucien, and he feels a tentative kind of bliss run through him in the warmth of the setting sun.
***
Hugo's deep-down, etched-on-his-bones love for his job keeps him motivated through all the obnoxious students, righteously indignant parents, and illogical funding cuts, but he does keep a small, hate-fuelled torch burning for outdoor supervision. It's especially hard not to envision his student loan payments going up in smoke while breaking up fights, confiscating cigarettes, or discovering another hopelessly unoriginal piece of lewd graffiti.
Today has been blissfully quiet, if blanketed by damp warmth. He wipes sweat from his brow as he continues his circle around the middle school building. A new fast food joint had recently opened down the street and the promise of buy-one-get-one fries had draw most of the troublemakers away. With the bell approaching, he turns to head in and spots a familiar orange hoodie near the emergency exit ramp behind the library and sighs. No one is ever up to anything good behind the library.
He's still a good thirty feet away, obscured by the parked rustbucket cars in the student lot when he glimpses a shock of pink hair attached to one of his Comp Lit students from Ernest's grade. Tahereh is her name and she's giggling, along with his son, and leaning in awfully close- Nope.
Nope, nope, nope. He turns on his heel and walks away as quickly and quietly as he can. His son deserves privacy, and he had mentioned being paired on a geography project with that girl-
Hugo blows out a sigh, purposefully forgetting the follies of his own adolescence before he gets himself worked up over nothing.
***
A lengthy text conversation with Nick is an unusual relief. He would have preferred to do it by phone, but the man is in England of all places on a work trip. Besides, it's a little more private should Ernest come strolling in.
HV: You're sure you're okay with me taking the helm on this one?
NH: Oh yeah, I'm not worried. You're better at this kinda stuff than I am.
NH: I'll be home in a couple days so I can run recon if things go south lol
Hugo does manage to chuckle at that. Nick instructs him to break a leg and says he's turning in but to text if need be. A lengthy message pops in from Damien, having been Hugo's confidante the previous day, reminding him that his own similar chat with Lucien a few years prior was awkward at the time, but went a long way in maintaining good communication. As well as reassurance that Hugo is a wonderful father with no reason to doubt himself, and this is another prime example of it.
The usual expressions of affection at the close never fail to make Hugo smile. He types a slightly longer than necessary reply and pushes his glasses up. With a silent pep talk, he heads upstairs. It's not like he's going in blind. They've had plenty of very open talks since Ernest was small. About bodies and boundaries and babies. This topic isn't inherently uncomfortable, it's on him to shake that mindset.
Ernest's room is in its usual disarray, but he beckons him in quickly and takes his earbuds out. Flat on his back with his tablet held overhead. As good a start as any.
He assumes the best non-threatening parental figure pose, sitting on the edge of the bed with his elbows on his knees. Ernest is way too clever to fall for the small-talk nonsense so he skips to the point. “I hope you're not upset by this, but I saw you and Tahereh behind the school last-”
“What the hell?” Ernest bites back, anger narrowing his eyes as he drops his tablet and sits up fully. “You're spying on me now?”
“Of course not!” Hugo answers, quick and even with hands held up. “I was on yard duty, I turned right around. The only reason I'm bringing it up is-”
“She's not my girlfriend,” Ernest spits back, blushing and running hot. He draws his knees up and hugs them, a habit leftover from his toddling years. “We just kissed because we're cool like that. It was whatever. Don't make a big deal out of it.”
“I'm not, I promise,” Hugo says, confused and not entirely convinced but trying not to let on. “But say you did find someone you liked and wanted to start dating them, your Pop and I wouldn't be opposed at all. I only wanted to check in with you about er, safety and-”
“Oh my god,” Ernest covers his face, dragging the last word out into a strangled note of exasperation. “I've had sex ed like five times already, I don't need this. Please just shut up.”
Hugo decides admonishing him via their no 'shut up' rule would only make things worse. “I know you have all the basics covered. I just need you to know that you can always come to me or Pop for anything, okay? Don't ever feel embarrassed.” He reaches into his shirt pocket, takes a deep breath, and removes the small cardboard container, pushing it across the comforter towards his son. “And if you need these at any point, don't-”
“Oh my god, no,” Ernest's scowl deepens, the blush creeping down his neck as he explodes in frustration. “No, no, <i>no</i>! I'm never gonna need those, so just get the hell out of here!”
Hugo feels the wrinkles crease on his face as he struggles to say the right thing. Had the divorce put him off the idea of relationships entirely? God, he's too young to be thinking that way, isn't he? “I just want you to have these in case, you know, you meet someone and you want-”
“I don't 'want,' I never have and I'm never going to!” Ernest throws his hands up, eyes still flashing. “I'm a fucking freak, are you happy now? Get <i>out!</i>”
Hugo does not, merely stills as Ernest mashes his face into his knees, actually vibrating from anger, sadness, or both. It nearly does him in, there's nothing that hurts him more than seeing his son in pain. Thankfully, he had said just enough for the puzzle pieces to snap together in Hugo's head.
When the boy's breathing evens out, Hugo dares to inch closer, the mattress sagging with his weight. “Ernest, you're not a freak. There's lots of asexual people in the world and-”
“Name one.” The snappish tone is muffled by denim and knobby knees.
“Well, I mean, I don't know any personally,” Hugo says, rubbing the back of his neck. “But they do exist, they're not unicorns.”
“Unicorns don't exist? This entire day sucks.” They both laugh hesitantly at that, a sigh resounding from under the orange hoodie. “Mrs. Finn said in health that people who say they're asexual are just dealing with like, trauma or whatever. We're all driven to make more people, so it makes no sense scientifically.”
Hugo silently counts to three in his head. “Have you ever been hurt?”
That finally picks his head up, glaring at his father again. “No!”
“Then clearly that's not true. Ca- Mrs. Finn is sadly misinformed.” And would be told as much, without directly mentioning Ernest. Seniority be damned, he was going to have words with the Board that's what it takes. He manages a small smile for Ernest. “If sex is only about reproduction, how do you account for gay people?”
“Gay people can still like- do what's necessary to make a kid.” Ernest waves a hand towards himself. “C'est voila, or whatever.”
Hugo snort-laughs at that, he does admire his son's wit even in serious moments. “Well, so can ace people. There's lots of ways to make a family.” Ernest merely grumbles in reply and looks away. “And- I know it really doesn't seem that way sometimes, but there's a lot more to relationships than the physical bits. They're important to some people, but not everyone, and not in the same way.”
Ernest stays resolutely silent, staring at a fraying movie poster on the wall. “You will find someone who loves you, mijo. It might take time, but you'll find them.”
“Yeah, when I'm finally old enough to join Virgin4Virgin dot net.” Ernest only slightly resists his dad's chastising ruffle of his hair, glancing down at the box of condoms with moderate disgust. “Can you throw those out and we pretend this never happened?”
“I'll put them in the bathroom cupboard. I'm not saying you will, but if you ever did want to be with someone that way-” Hugo tucks the box in his pocket as Ernest's pained groan cuts him off. “Listen, this could have been much worse. Before I went to my first party, your Abuela made me sit at the dining room table and wouldn't let me leave until I correctly put a condom on a banana.”
“You're lying,” Ernest replies blankly, only for his eyes to bug out at Hugo's unfailing stare. “You're serious? Oh my god, that's- I can't believe Abuela is capable of such savagery.”
“You don't know the half of it,” Hugo chuckles darkly, then carefully touches Ernest's shoulder. “Hey, I'm really glad you told me. I won't tell Pop, that's your conversation to have with him.”
“Thanks,” Ernest glances down, frowning and fidgeting in place. “Can I like, go now? I promised Carmensita I'd help her set up for open mic night.”
Hugo smiles stiffly, moving out of his son's way. “Yeah, you can go now. Text me when you're there, alright?”
Ernest makes a non-committal noise and hurries down the stairs, drawing the attention of Duchess. Hugo shuts the bedroom door behind him with a small sigh.
***
Carmensita's dad comes with the most fringe benefits by far. Not only are they allowed 'backstage' provided they help out and don't cause trouble (Ernest never has, something about how calm Mat is kinda intimidates him to be honest, it's the ones with the longest fuses that you have to watch out for), they get to enjoy the whole show for free and eat/drink anything leftover at the end of the night. Even if some of the acts are a little weird, it's still way cooler than sitting around watching TV.
“Hugo knows he's picking you up, right?” Lucien asks over the roof of his secondhand car, keys in his hand. “I've got plans after.”
Ernest grins wide. “Man, don't ask him out if you can't even say his name right.”
Lucien somewhat-gently shoves him as they cross the small parking lot. “Hey, have you ever heard about shut the hell up?”
He disappears into the crowd and Ernest soon finds Carmensita. He's been spending way more time with her lately. Girls aren't gross about sex like all his guy friends are now, making “that's what she said” jokes literally every five seconds. She's also one of the last vestiges of sanity in his grade, as off-put by the constant dating drama as he is. They sit in the back kitchen, chatting with the younger, more anxious performers and talking about 'Hamilton' between sets.
“I'm pretty sure I'm gonna listen to the cast album once a week for the rest of my life,” she says, cheek full of Right Said Banana Bread, or whatever it's called this week. “And I'm totally okay with that.”
“Oh, once a week minimum,” Ernest nods eagerly, leaning out to watch some college kid plunk away on an acoustic guitar. Bo-ring. “I would straight up sell my soul to write that good. Like, find me one lyric that doesn't land. One, I dare you.”
“It doesn't exist,” she concurs, picking a crumb out of her front braces. “Oh! You'll never guess who's finally putting out a new album!”
“Who?”
And on and on it goes. Even though the linoleum hurts his butt, chilling with Carmensita is his favourite part of the week. No fighting, no bullshit, just goofs and talking about whatever. She's basically the funniest person he knows, doing an impression of Damien that has him choking on his own spit. It makes him forget everything else. Well, almost.
Once everyone files out, they pick up their brooms and try to clean up quickly while Mat counts the money. He heads into the back to put a bank bag together and leaves them jamming to the music still playing over the speakers.
Ernest stops polishing the counter to the beat, his curiosity getting the best of him. “Hey, 'Sita?”
Carmensita glances up, still doing something between the mashed potato and the tootsie roll while sweeping, not in the least caring about the backlit glass storefront behind her. He wishes he were that cool. “Yeah?”
“Do you think asexuality's like, a thing?”
“Oh yeah, sure,” Carmensita replies, knocking a couple muffin wrappers from beneath a table like she's going for the slapshot. “Why?”
“Eh, no reason.” Ernest shrugs and keep polishing. “Just seems kinda weird to me, is all?”
“Not really though,” Carmensita pushes her pink glasses back up, tucking the broom under her arm to gesture. “It's like that thing in that Bruce Willis superhero movie. If there's someone at one end of the spectrum, there's gotta be someone else at the other end, plus all the people in the middle, right?”
Ernest makes a considering noise, pitching his scrubber into the sink. “Yeah, you're right.”
Mat returns and they lock up, Hugo's car humming in the empty street. Ernest fist-bumps Carmensita as she heads off with her dad. “We're still on for the fair next Saturday right? I'm retaking my skee ball title this year!”
“In your dreams,” she sticks her tongue out and waves to him. “Don't get grounded, okay?”
“I won't!” Ernest grins, turning and shuffling towards the hopefully not-awkward, air-conditioned comfort of his dad's car.
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skeletorific · 7 years
Text
HT Papyrus x Reader
Part of a fic swap deal with @tyranttortoise who requested some romancing of the boney broken babe. Fyi, don’t feel pressure to make my request this long, for some reason this prompt just really inspired me and I had a long car ride in which to develop itX]
Pairing: Horrortale Papyrus x Reader (Pap’s perspective)
TW: cannabalism mention, gore mention, slight blood....its Horrortale guys
Word count: 3294
Today is a good day.
Today is a good, very good day.
Today the human is coming over to have a very cool date.
Perhaps I should not call them “the human”? After all, we are Above now. And there are many many humans. Not like before, when we were lucky to get one. But they do not seem to mind, and it is a hard habit to break.
They do not seem to mind much. It is very refreshing, because so many humans do seem to mind. We frighten them.
Perhaps they should be. There were not many of us that made it to the Surface, and those that did are having a very hard time adjusting. Even though there is plenty of food, it is hard to forget being hungry for so long.
It is hard to look at a human and not want to eat. It is hard not to try and attack them, even though it is no longer necessary.
It is sometimes too hard. Sometimes there is an attack again, and it makes the humans more afraid than ever. And it is terrible, but you cannot be too harsh on the monster.
It is hard to remember. Hard to forget.
Not for me, of course. I am, after all, the very astute and clever Papyrus. It was very easy for me! I was very ready to add to my vast hordes of admirers among the Surface!
But....sometimes I still get confused. Sometimes I still wander back under the mountain, and I go home, looking for everyone, and wondering why I am so alone down here. Sans does too, more often. But I think he likes being down there more anyways. He says it is easier. Simpler.
It was when I was looking for him that I met y/n. They were exploring, curious about this former home of monsters. They were examining one of my old puzzles with interest. They seemed startled when I called out to them, but I introduced myself as the maker of that masterful jape they were studying, and began to explain to them the solution. Normally, of course, I would never cheat them of the great fun of trying to solve it, but I did not want the human hurt. I never want to hurt any more humans.
They seemed to be interested in seeing more, so I led them around and showed them more of my puzzles. They did not seem afraid of me, despite my intimidating stature. They looked curiously at the stains on my teeth, but did not say anything. They were very very friendly.
We met several times under the mountain after that, and slowly became the best of friends. They reminded me of another human. Not Aliza, they were very different from her. But another one.... whose name and face I could not place.... but then my brain is far too jumbled of late. Too many friendly concussions from Undyne.
They came over more and more often. They seemed fairly accepting of us monsters. Even Sans seemed to like them, although it is getting harder and harder these days to tell what Sans is thinking. But he has not tried to attack them yet, which is a very good sign.
Today, however, we are trying something new. I had shown them one of my old dating manuals, and they said that they would be interested in trying one with me. So we are going on a picnic!
They show up with a basket with two sodas, some chips, and a small cake. I present them with a container of my famous spaghetti, which they gratefully accept. It is, of course, my non-special variety (though I am still trying to get rid of those leftovers).
They lead me to a spot in the forest. I can see a park in the distance, though we do not go too close. I have found that humans with children are especially nervous around me. Clearly worried their children will feel disheartened in the presence of so much greatness. One day they will realize that the Great Papyrus is also a great mentor! For the now, though, we give them space.
I flip through my dating manual’s pages. “OOH! THERE’S A SPECIAL SECTION ON DATES IN NATURE.”
“Fire away.” The human says, smiling as they swing the basket by their side.
I squint at the pages, pulling them close to my face. “WHEN WANDERING THROUGH THE WOODS WITH YOUR BELOVED, IT IS CONSIDERED ROMANTIC TO ‘SWEEP THEM OFF THEIR FEET’, AND CARRY THEM OVER THE FOREST FLOOR!” I smile. “THAT DOES SEEM VERY ROMANTIC!”
“Welp, hold this.” They hand me the picnic basket. I take it, confused. What could the human...? Suddenly they are standing by me, one hand supporting my back while the other moves to sweep my legs off the ground. I beam, but have some misgivings.
“ARE YOU CERTAIN YOU CAN-”
“I got this.” They say, and they pick me up, their face red and straining. They start taking a few steps forward before they must set me down.
“.... I CAN-”
“No, no, I got it, dude.” They lift me up again. They get a little further this time, but are clearly struggling.
This will not do. I push myself to my feet and pick them up. They seem startled and little embarrassed.
“Come on, Paps, I can do it!”
“I APPLAUD YOUR EFFORTS.” I assure them. “BUT THE GREAT PAPYRUS IS ALSO A GREAT CARRIER OF HUMANS, SO FEEL FREE TO RELAX IN MY STRONG AND MASCULINE ARMS.”
They laugh and lean against my rib cage. “Alright, alright.”
We walk on until we reach a clearing we deem suitable, and I set them carefully on their feet.
“Alright, I’ll admit it.” They say, standing on the tips of their toes and reaching up to pat my shoulder. “That was some stellar human carrying.”
“THANK YOU, I’VE HAD LOTS OF PRACTICE!” I decide not to mention that most of those humans were not moving, and those that were were not usually as happy to be in my arms.
“I don’t doubt it.” They start spreading the blanket on the spot. “Mind unpacking?”
“OF COURSE!” I say, unpacking the spread. A bit of a drool leaks between my teeth at the sight of food. Most uncouth. I wipe it away and remind myself to behave.
The human looks around, hands planted firmly on their hips. “Yeah, gotta admit, this is a prime spot for a picnic.”
“INDEED! THE SUNLIGHT LOOKS VERY PRETTY, MUCH LIKE Y- “I smack my forehead. Foolish, foolish Papyrus. “FORGIVE ME, THE COMPLIMENTS SEGMENT IS MEANT TO COME AFTER WE PARTAKE OF THE FOOD.”
They grin as they sit down beside me. “It’s okay, Pap, I don’t mind. And you look very dashing in this light.”
I feel a faint blush creeping up to my cheekbones. “O-OF COURSE! THE GREAT PAPYRUS IS ALWAYS MOST FLATTERED BY A NATURAL LIGHT!”
They laugh.
We begin to eat. As usual I clear my plate much faster than them. An old habit. After all, one can’t have their food running away before it is finished! I try not to look too hungrily at their plate. That would be most impolite, and I am sure I’ve had…. had….
So hungry….
They seem to notice my look, though. A fork is held near my face and they smile. “Here. Have a bite.”
“N-NO, I AM FINE.”
“Come onnnn….” They waggle the utensil in a manner that I believe is meant to seduce me to try it. “You look famished, and I’ve got plenty.”
Hesitantly, I take a bite. “THANK YOU, HUMAN.” I say.
“Don’t mention it.”
We continue like this, them feeding me bits from their plate. It is…. nice. It is nice to fed like this, so kindly and gently. I must be careful and remind myself not to bite their hand as well, but still, it is very enjoyable.
After eating we decide to explore the clearing a bit. They start picking flowers (unfortunately foiling my plan to surprise them with a bouquet. Well, no matter. I would not know which of these plants was poisonous to humans anyways, and there is still a final surprise I have in mind….).
I stumble across various forms of wild-life. Most flee when they see me, although a few squirrels stare at me curiously. I cannot reach them, tall as I am. Possibly for the best. Squirrels hold up even less than humans to the hugs of the Great Papyrus. A very great shame.
Suddenly I hear footsteps behind me, and I whirl around to see the human, holding something behind their backs.
“Darn, was trying to sneak up on you.”
“NATURALLY, IT IS IMPOSSIBLE TO ESCAPE MY KEEN SENSES. “I tilt my head curiously to see what is clasped behind them. “BUT WHY WERE YOU TRYING?”
They grin. “Close your eyes.”
I do so immediately.
They walk closer, and I can hear them jumping. High and higher, up and down. Finally, they sigh in frustration. “You’re gonna have to kneel down too, big guy.”
I smile and do so, my bones cracking slightly as I plant my knees firmly on the ground. There is a pressure on my skull, and something leafy and slightly damp is left there.
“Alright, you can open them.”
I open my eyes, and they are smiling widely. “Perfect!”
I reach onto my head and pull off what they put there.  It is a beautifully crafted flower crown, made of the large blue and small orange flowers I had spotted them picking earlier.
I stare in awe, first at the crown, then at them. “DID YOU MAKE THIS, HUMAN?!”
They nod.
“FOR ME?!”
They laugh. “Of course, ya doofus.”
I pull out my phone and turn the camera to face me as I place the crown back on, and examine myself carefully, gasping at the sight.
Stunning! Beautiful! Perfect! And the flower crown is lovely as well!
I pick the human up and swing them around. “I LOVE IT!”
They laugh harder, wrapping their arms tightly around me. “I’m glad.”
I hold them a little distant from me and smile knowingly. “OF COURSE, I HOPE YOU DID NOT HOPE TO WIN THAT EASILY!”
They raise an eyebrow in confusion. “Win?”
I shake my head. The human, kind as they are, is a very poor strategist and japer. “THE GREAT PAPYRUS WILL NOT BE OUTDONE IN DATING POWER!” I tuck them under my arm and walk towards the meadow. “I WILL CRAFT A CROWN TO EQUAL THIS ONE, WONDERFUL AS IT IS!”
They are a bit startled by the position change. “It’s not really a compe…” They shake their head and smile. “You know what, let’s do this. Let’s see how the Great Papyrus does at flower crowns.”
I select a wide range of flowers, choosing some that resemble the human’s eyes. They must direct me a bit on weaving, and I am ashamed to see that my claws appear to be shredding the petals, but in the end, I turn out something satisfactory to my standards.
“Looks good.” They say, examining it. “Let’s try it on.”
I shake my head. “NOT JUST YET!”
“Um….”
I get down on my knee. My bones rattle somewhat and it is difficult to balance my limbs like this, but I refuse to break form. “HUMAN! YOUR BEAUTY, WHILE OF COURSE IMMENSE, I HAVE OBSERVED WOULD BE EVEN MORE IMPROVED WITH THE ADDITION OF THIS CROWN. PLEASE ACCEPT THIS GIFT AS A TRIBUTE OF MY AFFECTIONS!”
Their smile becomes wider, and they bow their head (oh that neck, that pretty, soft neck that looks like so delectable a cut….). “I readily accept.” They take the crown from my hands and place it on their head. It suits them well, and I feel a thrill of pride. “Now come here.” They pull out their phone and start positioning their phone for a selfie. “This is going on my Instagram.
I walk over. I have to stay kneeling in order to get into the frame, but any effort that gets the Great Papyrus in a picture is worth it. Just before they snap the picture I realize my tooth is sticking out at an odd angle and carefully poke it back into place. My smile must always be camera ready!
We spend a few hours talking. I tell them stories of my exploits. All of them before the SOULs disappeared. Of course, I  cannot speak to their accuracy, everything is a massive jumble, a tangle finer than any pile of noodles, but I say what I can remember and they help me fill in the rest. They tell me a few stories from their childhood. Most of their life they dismiss as “boring” but it is very fascinating to me. Their experience is so varied compared to my own, so full of new places and people, so few of whom end up in other people’s stomachs!
We take a walk around the forest. They occasionally veer off the path and bring me back a small gift, explaining what it is if I am confused and handing it to me. I place them all in my pockets or under my very cool hat. I bring them some flowers and stones I find as well. Also a small bird skull. They seem a little off-put by my lecture of how you can tell how the meat has been stripped off the bones by the marks, but I am certain that is just processing information. After all, I am a very informed skeleton, and not all minds are prepared to handle that much knowledge at once!
Slowly, the sun sinks in the sky. It is always a mournful time. The sun is one of my favorite parts of the Surface, and it is most disappointing how often it feels the need to go to sleep. It is almost as lazy as my brother!
Still, the sunset is always a beautiful sight. I much prefer sunrise, but seeing the sky lit up with so many gorgeous colors is always exhilarating. I watch with breath held.
               The human watches too, looking happy and content. As the sky fades from blue to cobalt to navy to black, they sigh. “Getting late. We should probably head back.”
               “N-NOT JUST YET.” They raise an eyebrow. I feel uncharacteristically shy. Still, I buck myself up and lead them back to the blanket. I pull a flashlight from the basket and position it so it lights up the clearing. I then pull my phone out, select the playlist I arranged especially, and turn up the volume to full. The phone lies on the blanket, playing music with all the power in its tiny speakers. I turn back to the human and hold out my hand. “HUMAN! THE GREAT PAPYRUS WOULD LIKE VERY MUCH TO FINISH OFF THIS DATE BY DANCING WITH YOU. THAT IS,” I correct myself. “IF YOU WOULD LIKE.”
               They stare at my outstretched hand, and for a moment their cheeks seem to be turning a red color. A blush. Instead of magic, their bodies express embarrassment by sending their tasty blood into their cheeks. Most peculiar, and yet fascinating!
               The human smiles, and puts their hand in mine. The soft flesh, so willingly given, feels good against my bones. “I’d love to dance with you.”
               I smile and pull them closer, beginning a slow waltz.
               They are, quite frankly, no expert in dancing, but I myself am a bit rusty. I learned how to dance from Undyne, but….needless to say we had not practiced in a while. Still, it is gentle and nice, the human smiling and giggling whenever I dip them. I consider scolding them for their light-heartedness about this very serious romantic gesture, but decide to leave it be. It is a pleasant sound, anyways. They try to dip me a few times, and are actually somewhat successful. I beam at them.
               The height difference leads to some difficulty. In the end, I let them stand on my toes. The pressure is not as bad as I expected, and they seem happy with the arrangement, leaning against my chest.
               “ARE YOU HAVING A GOOD DATE?” I ask.
               “Its been perfect.” They look up, eyes shining. “And I know just how I want it to end.”
               I raise my browbones expectantly. Possibly another dance? Dessert somewhere?
               They lean in close, eyes closed, and press their lips against my teeth.
               I start, but make no move to pull back. My…..my first kiss! It does not feel how I expected, but it feels very nice. Their lips are so soft….and they are so warm, and close, and kind…..and they smell good…..and their taste…..oh stars, their taste….
               So hungry….
               My mind goes black and only awakens when I hear them cry out in pain. It is like I open my eyes, and when I do, they have pulled away and are pressing their fingers to their lip. When they pull them away, there is a small smear of red.
               “WHA-….I…..” There is a familiar taste on my teeth, and I wipe my phalanges across them. When I pull them away, they are stained in blood.
               “OH NO!”
               “Paps, its okay,” the human says, rubbing lightly at the wound. “Its not a big deal.”
               “IT IS A BIG DEAL!”  How could I?! I thought I had control of that moment, thought I would be fine, but the taste….it had thrown me back into the days of hunger, and I had hurt them! “I’M SORRY, I’M SO SO SORRY, HUMAN!” What if it happened again? What if I kept biting them? What if I…..no, I was convinced I would never lose control enough to….but what if they left? What if I lost the first real friend I had made up here?! I kept repeating my apologies over  and over.
               “PAPS!” They yell, silencing my stream of regret. “Its okay, seriously. See?” They part their lips to show me the wound. “Its just a little cut. Not a big deal at all.”
               I look closely. While I think they may be understating how much it hurts to preserve my feelings, it is indeed smaller than I originally thought.
               “BUT I-“
               “Its okay.” They repeat. They put a hand to the side of my face, and though I’m still frightened their touch is peculiarly calming. “I know it was an accident. Plenty of people bite their partner’s lips on purpose anyway. I just have to know….is it because you were hungry again?”
               I look away, and consider lying, but in the end I say “YES.”
               A look of concern (and a bit of fear, I note sadly) flits across their facie. “Alright. Alright, its okay, Paps…..it has to be hard to forget that kind of thing. But its not your fault. I know you would never hurt me on purpose. Okay?”
               I nod. “OKAY.” I wouldn’t. I would never hurt them on purpose. I wouldn’t
               I wouldn’t.
               Would I….so hungry….
               They smile. “We’ll just do cheek kisses in the future, okay? Until you’re ready.”
               “THAT….THAT SOUNDS VERY NICE.”
               “I’m glad.” They let go of me. “Alright, nice as that dance was, I think its time we got home.”
               I agree (Sans tends to worry when I am out too late, and Sans’ worry is not something I would wish upon this human) and yet I cannot help but feel a twinge of regret as they begin packing up the remains of the picnic.
               “HUMAN?”
               They turn around to look at me. “Yes?”
               “COULD…..COULD WE TRY THAT CHEEK KISS NOW?”
                Today is a good day.
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perioddramapolls · 2 months
Note
Will you do another orange poll? Should we re-submit the stuff that was already submitted in this one?
i accidentally posted a poll that I was making with two of the most sent orange dresses till the moment, it was meant to stay in the drafts but I missclicked hehe. Anyways, there's no need to re submit anything! The submissions form is still open & there's still time (and a lot of things to arrange) for the orange comp to start 🧡.
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janzz · 5 years
Text
day 3: its 3:47am on day 4 and i forgot to write my daily post
really really really trying hard to make this a habit (just for april)
so fail but lol
here’s my post for today
i went to a yoga class tonight in santa clara and it was the yogi’s first time and she was so good omg!
not quite as good as my fave instructor of all time (the bae lauren at moxie yoga in sf)
but yeah kimberly at corepower santa clara square might make me a regular!
(which honestly is super great because i went to class with norma and it was awful LOL)  (she played like hardcore edm at a chill class??) (to be fair it was also a level 2 class and i was struggling a little and kimberly’s class was a level 1....)
(oh i went to whole foods in the same plaza right after and ngl im starting to really enjoy just physically being in those fancy ass supermarkets.  i went to a new to me nob hill after orangetheory surprisingly also in santa clara ----theyre just nice and clean and beautiful.  however spending $45 to get way less stuff than a 99 ranch or something still feels way wrong.  i got bananas cashew milk chia seed refill 18 brown eggs (anthony likes the brown ones idk) natural deodorant (cause native has been sucking hard) ginger tofu mushrooms orange juice fancy sprouted bread shredded cheese actually ok when i list that all out its a decent amount for whole foods.  the stuff is just smaller yknow like the presliced white mushrooms were $1 for easily like 3 or so oz less)
anyway i find this funny because when i started dating anthony in 2015 he would go to nob hill markets and always claim it was his favorite market (because the chicken he would buy from there would never go bad etc).  i thought he was like idk rich af -- to be fair he went to stanford 2x and has his masters and is 2 years older so yeah he is definitely more privileged than me.  like i didnt have a preference for cage free brown eggs like i never had the money to spend the extra $1 or 2 on that shit when i was slaving at starbucks AND a second office job.
its really weird how money changes your life.  its 2019 and i finally hit the 100k 6 figure mark.  it’s honestly been a STRUGGLE to get here, but i’ve learned a lot along the way -- primarily that you HAVE to negotiate and generally just get paid more to improve your life.  anyway yeah money doesn’t solve problems but it generally reduces  your mental calories and makes things way more convenient.
before when i was poorer, i would have to go out of my way to make sure i was getting the cheapest shell gasoline in the area (still gotta have standards and not give into that arco bullshit).  i would never go into whole foods or places like that because my dollar had to stretch further.  whenever i would go out with friends before i’d have to be SUPER mindful of what i ordered and i would be EXTRA annoyed when you go out in a group and when splitting venmo people wouldnt pay the extra gratuity and i’d factor in me covering it because as a barista and server its bs when ppl dont tip well
now -- idgaf if i go out to eat a lot or splurge when im out w friends.  dropping $50-$100 randomly cause something is on clearance at lululemon is not a big deal.  im not anal about my boyfriend and i splitting everything exactly 5050 down the middle cause meh whatever i dont need to be given money back for like the minimal difference.  if whole foods is convenient for me to go to after a workout ill go in without batting an eyelash.  
it is weird tho being poor and then having money -- like ill go to lululemon but absolutely CANNOT buy anything full price.  i still like watching movies but 99% of the time go on discount days cause spending $20 when i could spend $9 feels wrong.  whenever i do basic things with my boyfriend, like going to the grocery store or mall, i’m most definitely the most cost conscious -- checking against the value per oz, whereas he just picks whatever and gives no thoughts to it (i think he makes like 240k a year thereabouts, definitely more than double but i dont know the specifics).  i drive a 2015 toyota corolla le he drives a nicer but still affordable more luxury sedan hyundai sonata souped up with seat warmers navigation and he’s installed a dash cam and stuff.  my car is definitely a commuter car that’s just one level up from the s basic model.  when i htink about buying a new car i dont know if i could buy a lexus but yet i sometimes think about getting a tesla instead of a prius
another weird one is getting mad at myself for leaving reusable grocery bags LITERALLY in the trunk and then having to pay the $0.10 per bag.  I’ve easily spent at least $15 on bags prob.  Before i would be kicking myself hard cause i’d need to pinch pennies.  another thing that ive noticed makes me feel “rich” is i can sustain my craft coffee/boba habit just fine and not give a fuck.  before i got more mindful of it i htink my my coffee boba budget was like $100 a month.  ive always loved craft coffee, but it has to be RIGHT if i was gonna spend $6.  when i was living w my parents in san diego going to a new coffee shop and driving up to encinitas or whatever was like THE trip. now i get philz off my mobile app whenever i head out of class or if im feeling like it and its not that special
but yeah, im not rich by any means but it was huge to go from like $16 an hour at my office job/$15.70?? w/ benefits I think that was my starbucks shift supervisor rate/annual salaries of 20k ish to $39k at a law firm in downtown sac (grossly underpaid but at least rent was only $300 at a family friends) back to the law firm job up to $70k.  there i got a raise at the same job from 70 to 80k and then 80k to 86.
THEN cause i was privileged enough to have been able to save money making more when i hated my job i just up and quit (i think i had like no more than 5k in savings at the time --it wouldve been more but i spent 3k on prk/lasik).  anyway yeah i was lucky af and got a new job in a month -- and the offer for this job was 100k base, 10k bonus, some amount of stock (i still suck at this stuff) and a stupid amount of perks like $1000 gym reimbursement and basically free health insurance -- if i annualize all my pay+perks, assuming i get my full bonus, its prob like 120k.
so i have like 5x ed my income in 4 years since graduating from college.
the crazy part is people that were more privileged than me STARTED at 100k as new grads, including 401ks and what not.  im lucky becuase i started mine back when i was 18 at starbucks.
income inequality and access to knowledge/resources has become something ive become more aware about and passionate about over time.  me and my boyfriend clashed a lot earlier i think because we literally were in different planes of our lives and income levels.  we’ve been together 3 years, but have known each other for 4.  we broke up for 1 year in between -- and yeah ngl had i never improved myself or actually reached my income/earning potential we likely would not have gotten back together.  additionally him supporting me when we got back together raised me out of not the poverty level but yeah we met and i made 39k.  i took the plunge and moved out to sf for myself and lets be real for him too and made 70k which was a huge jump.  and in a short 15 months or so i jumped again to 100k base.
im never gonna make as much as he does (men/women blah we can get into that) but yeah even having access to money adjacently is so powerful.  anthony never outright gave me money and im too much of a hardass independent person that ive NEVER borrowed money from him, never intend to.  i really vehemently despise the idea of free loading but because of him just being around yeah my life has been improved.  
when we met in 2015 in our young 20s we were in our have fun phase.  i was too poor to have gone to thiings like coachella or out to a concert.  he got me into music and made it easy for me to experience because he’d buy the ticket, drinks, pick me up and pay for sf parking.  i would likely get dinner ahead of time or something small and generally we would switch so if he got tickets one time i’d get them next.  but he ALWAYS paid for drinks and lets be real the occasional not drinks :P he had introduced me to music in such a way that i was willing to drop $800 or so on coachella + car camping + take pto days even when we were broken up 10ish months or whatever it was the first time we dated but if you think about it he likely dropped at least 1k on me during those 10 months without batting an eye lash.  i made 39k at the time working in downtown sacramento and he made 90k base (maybe 115k total comp) living in SF.
despite just basic things like me being immature for 23 -- a big reason i think we broke up at the time was the income level inequality.  it was both our first jobs out of school (first job out of stanford grad for him, he immediately got his masters out of undergrad).  i did a round of uc davis, community, uc davis.  
he told me he was breaking up with me because when we met i had originally wanted to be a lawyer and then didnt end up pursuing that path and he saw it as a lack of ambition/drive.  what he didnt see was general growing up and not having access to lawyers as i grew up, just me working at this really top tier A+ law firm and feeling out of place as an asian woman working with rich WASPs.  me wearing pencil skirts and having major impostor syndrome.  what he did end up seeing was an insecure version of myself in our relationship with me bending over backwards to make him happy.
when i moved to sf and made 70k it definitely was a huge ego boost to make that additional 30k, but to be real, here in sf and paying more rent than i was in sac and SD/just general living being expensive 70k wasnt that much.  what it did for my confidence though was priceless (i was an ea to a ceo at a tech startup).  i really grew into myself and was more confident in my abilities -- and honestly a lot of that was just getting older and knowing that i was good at things, bad at certain things and i wasnt going through my quarterlife/post grad crisis anymore.  
then those raises to 80k and 86k made me more ballsy.  these things were obvi practiced with anthony as i had a partner to discuss and practice with/an educated thought partner.  at this time anthony was making $150k base or so (after realizing he had been grossly underpaid as a PM for the 90k initial salary)
all of this set me up to basically make my position what it is now AND for it to be 100k.  tbh im a glorified low level coordinator at a big company.  i honest to goodness for the first three months probably worked a total of 2ish hours a day? this role should probably max out at 90k.  and by max out i mean this role likely shouldve started at 75k with incremental raises to get to 90 in like 3 years.  i STARTED at 100 and can likely if i play my cards right be promoted to a program manager in a year (or less).  that’ll prob bump me to a base of 120 or so if i’m aggressive.
i always shitted on sf when i moved here because i hate the tech bros, the elitist ppl, the vcs who think theyre out here changing the world but seriously being surrounded by people that went to ivy leagues or the UC’s that were better than mine have honestly, like my boyfriend, just uplifted my status.  something as small as casual lunch time conversation being more intellectual makes a huge difference for me re: how stimulated i feel and how much more energized ive become because of ppl around me.  i def still have impostor syndrome all the time but its been so much growth from 23 to 27.
30s should be great because ill be well into my career by then and making even more and closing the gap even more w my boyfriend.  its funny too cause hes 29 now AND FINALLY getting that postgrad quarter life crisis.  his privilege was able to offset him to have this crisis later on in life where he made more money and could make smarter choices.  privilege really is the thing that keeps on giving and im grateful to have started poor and really appreciate it.  as i make more money i also care more and more to give back.  if i ever do run for office in my 50s or whatever im gonna push for more access to education and arts.  i had an interest in this as an undergrad but couldnt pursue it because itd be a lifetime of poverty, but yeah who knows.
dang this went long but it is really interesting when i think about money and how much its effected me.  im lucky i was able to raise myself out of the level my immigrant parents brought me and my sister to.  them moving out of the philippines was the best thing that ever happened to me.  the second is them fronting the bill for my university education.  the privilege i have is extremely special and important and i want to honor their sacrifices because im sitting on a 100k because of decades of hard work and frugality on their ends.
im fucking lucky.
we gotta pass on the resources and uplift those around us if we are fortunate.  
...another rant altogether but i wish the leadership in the United States thought the same way. 
(end: 4:36am, why do i do this to myself)
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akxyaptn-blog · 5 years
Text
Why my insurance is expensive?
Why my insurance is expensive?
my dad will buy me new insurance. also he will get me new mazda3 hatchback. auto insurance agent sent us a message. i was suprised because my new insurance costs me 1,927.00 dollars for 6 months! it will be close to 4,000 for a year. and im 18 why?! i never had car accident, no tickets, and more! im good driver for 3 years and have good grade. and i live in orange. why?! tell me please. thank you! :)
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Watch Bone Mother, Dale Hayward & Sylvie Trouvé’s gothic animation
Dale Hayward and Sylvie Trouvé were thinking of putting a guest bedroom in their basement — but Baba Yaga had other ideas. And what Baba wants, Baba gets.
Bowing to her formidable powers, they found themselves transforming their basement into an animation set, a miniature studio where the mythic Slavic matriarch assumed a starring role in Bone Mother, awesome stop-motion now available online.
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 Together Hayward and Trouvé have amassed years of experience in commercial and independent animation — making ads for Nike and other major brands, animating TV series and features like Little Prince, and running their own company See Creature — but Bone Mother presented a whole new set of challenges and opportunities.
They sat me down at the kitchen table of the Montreal home they share with their two kids and told me how it all went down — a tale of vampires and newborns, a thousand 3D-printed heads and an enduring shared passion for stop motion.
Co-directed by Hayward and Trouvé, Bone Mother was produced by Jelena Popović and executive produced by Michael Fukushima for the NFB Animation Studio.
How did you guys get together?
Sylvie: We were both working at Cuppa Coffee Studios in Toronto, animating TV series. We’d see each other in passing, and then at one point I became his animation director and had to talk to him. No choice! We ended up getting together, something we tried to keep a secret for a year or so, which was kind of fun. Then Hothouse came along; a 3-month apprenticeship program for emerging Canadian filmmakers with the NFB’s English animation studio in Montreal. We realized that we loved filmmaking and Montréal so we decided to stay.
Dale: Moving was a whole process of re-adjustment. We’d just finished working in Toronto, where we’d been working on Celebrity Deathmatch, a MTV gorefest that got made on a crazy schedule. 16 episodes in three months. And at the same time I’d been doing tests for my hothouse film. So I was pretty pumped when I arrived at the NFB that first day, but I quickly realized that the Film Board runs at another pace.
Which edition of Hothouse was that?
Dale: It was 2007, so Hothouse 4. My film was Roy G Biv — totally abstract, working with paints. Sylvie did her own Hothouse film the following year.
Sylvie: Mine was called Orange, an abstract look at urban spaces. That film led me to working with the French animation studio, where I made another film called Reflection. My background is in photography; it was natural and exciting for me to combine animation with photography.
What was the appeal of Baba Yaga?
Dale: We’ve always liked anti-heroes and fantasy stories. I first heard Maura McHugh’s version of the Baba story on the horror podcast Pseudopod. Baba is usually portrayed as a dark character, an evil witch. But there are lessons to be learned from characters like that. She’s like that old uncle who terrifies you, but who you totally respect at the same time. It seems natural somehow that Vlad the Impaler has the audacity to walk through her door. It was fun to have a story with two villains. It gave us lots to play with.
Sylvie: For me it was the fact that she’s a woman in this world. So many mythic villains are men — Dracula, Frankenstein, and all those guys. And then there’s Baba Yaga. She’s not your typical witch. She commands respect. She meditates. I liked the idea of paying homage to powerful old ladies. Just because you’re getting old doesn’t mean you’re getting weak. And I like that she’s Dracula’s mother. We don’t think of Dracula having a mother.
Dale: Vampires are big in pop culture right now, and initially we thought it might be too commercial for the Film Board. This is not typical NFB animation. But we pitched it anyway and they went with it. Baba is the main character, but I think it’s nice bonus for audiences to learn that it’s also Dracula’s origin story.
How did end up you making the film in your basement?
Sylvie: That was our producer Jelena Popović’s idea. I was pregnant with Rémi at the time, and initially we thought we’d have the baby and then go back to the Film Board, with baby in tow, thinking, you know, that people love babies and it would be fine. But we already had a daughter and should’ve remembered that it’s not that easy. Then Jelena said, maybe you can do it at home. And the more we thought about it, the more it made sense. We thought we’d eventually go back to the Film Board, to get shots that needed more space, but once we set things up here, we realized that we could adapt and shoot pretty much everything here.
Dale: It was the only way to get it done. As tough as it was to go back and forth between filming and diapers, it allowed me to be with Rémi during his first months. He could be on set with us, and our daughter Zoé was able to get involved in the production. She liked bringing her friends over to show them the bone house and the skeletons. And we could be totally flexible with the schedule. I would set things up knowing that Sylvie would take over later, and vice versa.
Sylvie: I’m a morning person and Dale likes working at night, so he’d often work until midnight and then I’d start shooting at 5 am. It gave us a nice balance. When I had Zoé, I stayed home while Dale was out working, and I found that quite alienating. This time around it was different. And it’s nice to have an artistic project that gives you a break from baby life.
Did making it at home affect the look or feel of the film at all?
Sylvie: I don’t think so, but I laugh when I look at certain shots, knowing that I’m looking at a section of our basement ceiling or wall.
Dale: Yeah, I had to comp out the basement pot lights in some shots. But that’s what stop motion is all about, holding things up with post-it notes and duct tape, and making it all work. We used lots of simple materials – foam board, and blue, green and even pink screen that we found at the dollar store. It was essential to expanding the environment in postproduction, so you couldn’t tell it was shot in a small room.
Was 3D printing part of the plan from the get-go?
Dale: Yes, it was part of our original pitch. We knew the NFB was looking for innovation, and we’d been working with André Michaud on Little Prince, which used 3D printed faces. Stop motion is typically limited with the range of facial expression, and this was an opportunity to take it up a level, to try to create more expressive characters.
Sylvie: That’s where the 1500 faces come in. We wanted a full range of emotions in the characters – angry and mad, angry and sorrowful, and so on. We weren’t using high-end printers but in the end that kind of worked in our favour. We discovered the stepping in Baba’s face looked like wrinkles, an effect that worked well for her character, so we emphasized this as much as we could.
Dale: At the same time we wanted to keep a textured handcrafted look — to be able to see the thumbprints so to speak — so each face, each set of eyes, was painted individually. That took months to do and we were lucky to have Eve Lamoureux and Claire Brognez help us out. They were a great team. We also spent quite a bit of time researching 3D printing filaments until we finally found a part wood/part plastic blend that matched our environment and took well to watercolour paint.
In such a dark gothic story lighting is key.
Dale: The challenge was to keep it dark and have it look natural, not have that “day for night” look. Most of the interiors were lit with tiny LED lights, hot glued to armature wire. We wired them to jacks – and controlled them with DMX channels. In the original story Baba’s house speaks, and the LED lights became that voice. When they come on, you know the house is talking.
Sylvie: Fire is a major element too, and it’s Vlad who brings that into the story with his lamp. His technology invades Baba’s natural space.
Was there a clear division of labour?
Sylvie: I come from a photography so I focus on what’s under camera. Dale is better on the computer. I know my way around After Effects, Photoshop and other programs, but I’m not a tech person at heart, and he’s also better at rigging stuff. I like doing the sets and painting, thinking of the visual composition. He did the storyboard and designs. We both constantly worked on the story and the editing.
Dale: Experience has taught us to establish who’s responsible for what. Whenever we don’t, we get into trouble. But it’s still evolving, I’d say. When we look at the film now, we forget who did what shot. We were both so involved. Even if it was my hand animating the puppet, it was often her idea. People ask us, who makes the decisions? Well we both do.
Sylvie: It’s all about which idea works better and that’s a question of maturity I think. When you first start off, you think, “I made this and nobody is going to tell me otherwise.” But that attitude isn’t productive. We just listen to each other and see what works.
How did the soundtrack come together?
Above: Sylvie and Dale with composer Rebecca Foon.
Sylvie: Sacha Ratcliffe was the sound designer and she immediately got what we wanted — the house and its voice, the animal sounds, the atmosphere, everything. Her design brought everything to another level. And the NFB team was great: Geoff Mitchell, who did the recording; Karla Baumgardner, on Foley; Jean Paul Vialard, who did the mix. They all really know what they’re doing.
Dale: We had cut the film to temp music from Inception and other Hans Zimmer pieces, big momentous music, so we had a good sense of the music cues. Rebecca Foon created wonderfully atmospheric music. Recording the voices of Baba and Vlad was amazing. With Baba, we knew we wanted the rough voice an older actress, a smoker, Renée-Madeleine Le Guerrier was perfect. As soon as I heard her laugh, I knew she was Baba. And Rafael Petardi, with his deep voice like butter, was completely convincing at the vain Vlad.
Any other collaborators you want to mention? 
Dale: André Michaud was a huge help with tech stuff, particularly all our 3D printing issues. We’d worked with him in Little Prince and he’s always open to trying prototypes but he knows when to say something wasn’t working.
Sylvie: Jelena Popović, our producer, really helped us get a handle on the story. She’s from Eastern Europe originally so she was familiar with the Baba legends. And Eve Lamoureux-Cyr and Claire Brognez painted all those faces, a job that took four months. Noncedo Khumalo handled the eyes and most of the Maya modelling.
Dale: Another key collaborator was Nick Fairhead, a old friend from Toronto. He’s a post-production guy who’s worked on lots of high-end features, and he really raised the production values.
Any influences? Art or artists who feed your imagination?
Dale: One influence on this particular film is the comic book artist Mike Mignola and his Hellboy character. He’s got an awesome style that took a while to become accepted in the mainstream. He’s now one of the industry’s most unique voices.
Sylvie: When it comes to animation, the people at Laika are totally inspiring. I love the work of Rachelle Lambden, one of the only women there. We worked together at Cuppa Coffee for a while. She’s a powerful character animator.
Dale: And we just finished working with Regina Pessoa in Portugal. It was really inspiring to see how she integrates work into her country life style, finding a balance between work and community. That’s something we try to apply to our own situation.
Sylvie: We both like live action too. I grew up watching horror movies with my mom – Amityville, The Thing, The Shining, all the Stephen King stuff.
What’s next?
Sylvie: Right now we’re shooting another stop motion film in our basement — a much simpler project directed by José Luis Saturno. And Dale is interested in delving into live action.
Dale: We both really enjoy live action, and I’d love to make a feature that integrates stop motion into live action somehow. Technology is evolving quickly, the lines are getting blurred, and that’s exciting.
Sylvie: Now that we’ve finished Bone Mother, we’re coming back to See Creature, pushing it in new ways. We’ve always enjoyed creating animated sequences for documentaries, and I also have a idea for a series of mini-shorts – focussing on little illuminating life moments. Likes lots of people, we’re looking for a balance and interested in working on projects that are meaningful to us.
Artwork from Bone Mother will be exhibited at Toronto’s Liberty Arts Gallery, opening November 1 and on display a month, and Dale and Sylvie are giving a masterclass on the making of Bone Mother on Nov 4 at the 2018 edition of the TAAFI Conference in Toronto.
For more making-of photos, check out the Bone Mother instagram account.
The post Watch Bone Mother, Dale Hayward & Sylvie Trouvé’s gothic animation appeared first on NFB Blog.
Watch Bone Mother, Dale Hayward & Sylvie Trouvé’s gothic animation posted first on http://film-streamingsweb.blogspot.com
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I want to have renters insurance. How long do I have to wait to make a claim
The major difference between an owners title insurance policy and a lenders title insurance policy is?
The major difference between an owners title insurance policy and a lenders title insurance policy is?
""Does the bank require you to buy flood insurance in antioch, oakley area? (california)?""
Does the bank require you to buy flood insurance in antioch, oakley area? (california)?""
Car insurance coverage help!?
So my car was hit by someone and they left, basically a hit and run, and I reported it to my car insurance company. They gave me a price on how much they're going to cover for the repairs that are going to follow. So my question is, is the price they gave me (ex. $700) the total amount of damage that was made in that accident? Or are they just covering part of the repairs expenses and I have to use my own money to repair the rest?""
Is there a reason to notify my auto insurance company of a student driver?
It will raise the crap outta my rates and since every licensed driver is insured and the insurance follows the car, not the driver, is there a reason? My young learner is 15 and has a learners permit. Right now the lessons have just been in the country, so no worries yet, but shes getting better and will be ready to get out among the other idiots on the road soon. Thanks""
Getting car Insurance with a provisional license in Ireland?
I'm 17 years old and I just passed my theory test today (Woohooo!) I live in IRELAND and I'm wondering what would be the cheapest way for insurance? Insurance would be much too high to go on my own. My mom doesnt have a license or even a provisional license, she doesn't intend to drive either for personal reasons. There's nothing that can be done there is there? I could go on my brothers insurance,he has a full license for around 8 years. He lives a county away though so how would that work? What are the rules about me going under his insurance? I would appreciate any help as I'm new to this and I need help. Thanks!""
How much is car insurance for a....?
28 year old first time driver in a BMW 3 series?
""Is it just me or when you start searching for online car insurance renewal quotes, a month before the date, do?
the quotes you get go up and up each day? I've got 5 days to go and the cheapest quote I am getting is 80 more than the cheapest quote I was getting at the start of October...is this usual?
Why is it a better idea to chose a higher deductible health insurance plan?
How do you feel about the rising costs of healthcare?
What is the payment you make to the insurance company called?
***Auto Insurance
""Got in a car wreck w/ no insurance, and was at fault.?""
I don't work, and don't plan on working. I don't own a house or car that's in my name, and don't plan to. Everything will always be in my boyfriends name. How will the insurance company ever get money from me. Even if they sue me.""
Does all the insurance companies offer a car while your is not working?
I recently was involve in a car accident and I need the car I have Mercury insurance do they paid fro a rental car?
What is the most economical route to buy affordable yet adequate health insurance?
I am not working and have limited income. I have no known health problems. I am 60 years old and I do not smoke or drink and I exercise regularly. Does anyone know the best way for me to find out who to contact? I live in KY...one of the worst states for insurance. We do have Blue Cross and Humana that I know of... I would like to have no more than a $2500 deductible. Thank you so much for your answers. God bless!
I cant find car insurance that will cover a learner driver and a passed driver for a month?
I am trying to pass my test as soon as possible but didn't have access to a car to do extra practice between lessons. So I have bought a car before I have passed so that I can go out practising with my mum. However I cant find any short cover (1 month) insurance which will insure us both, they seem to only do learner driver insurance which has to be bought on top of the normal insurance OR only insure drivers with a full license. However buying both together is over 300 for only 28 days for the ones I checked. Can anyone come up with an affordable way to practice in my own car? Thanks""
Health insurance question?
can your parents drop your health insurance he your not 26 yet????
Should I take off full coverage and just get liability insurance on my car?
I have a 2001 Ford Taurus worth around $5k according to kbb.com. Should I take full coverage insurance off of the car and just get liability? I am not accident prone (though I ...show more
How do I get health insurance for my newborn?
I am 6 months pregnant and 21 years old. I am still on my parents' health insurance, as I am an unemployed student. My boyfriend, who is an independent, is an unemployed student as well. He is currently uninsured and, as we have found, is uninsurable due to the fact that I am pregnant. My parents' health insurance WILL NOT cover grandchildren (dependents of dependents) and so my baby will not be covered on their plan. Individual health insurance plans will not cover my infant until up to 30 days AFTER he is born (and we can apply for medical insurance for him). How do I secure health care coverage for him BEFORE he comes so he can start going to the pediatrician immediately?""
Car insurance rates in Ontario for new driver?
I plan to import my '01 Camry from USA to missisuaga. How much shd I expect to pay p.m. in car Insurance rates ? I have 3 yrs clean driving history in USA.Will my driving history in USA help with getting a better rate in canada ? Initially I will have only a US drivers license.Pls help shed light on my doubts ..
What is the best health insurance plan in Chicago?
I am self-employed and want to get health insurance. I am trying to find the most cost-effective plan with the most service for the lowest price and least hassle.
Moped Insurance for my 16yr old son?
I am looking for moped insurance for my son. I am going to be paying for it and i would like to do it monthly. Does anyone know of some cheap insurers? And also should i insure it in my name or his name? Ive tried a few and because ive been putting in my sons name they wont alllow me to pay monthly as he is under the age of eighteen. Also if i put in my name, i havn't taken a bike test. Do i need to take a bike test to insure a moped in my name? Im sooooooo confused!!!!!! Please help!""
""Ok, car insurance questions..?""
we have car insurance through a really CHEAP company, not a big name one. When we signed up, the do the multi car thing, but they add all the cars under one name and the others as drivers. We had a relative come stay with us, and they added their car and name to our policy, than they moved and registerd the car else where, the policy is under our name, with them as a driver, is this legal? what should we be doing, the policy is good for like 6 months .""
""If my annual premium is 6043.23, what is monthy car insurance cost?""
If my annual premium is 6043.23, what is monthy car insurance cost?""
Car insurance running out?
My car insurance 'inception date' is the 7th of May. Can I drive my car until midnight on the 7th?
Sabinal Texas Cheap car insurance quotes zip 78881
Sabinal Texas Cheap car insurance quotes zip 78881
I'm moving to Alaska and I need advice about health insurance.?
I'm moving to Alaska in January and will be needing health insurance. Is there any cheap insurance there or something you can get based on your income? I will be getting a job eventually,but I need something before that and if the job is only part-time. My dad had lived there all his life and I will be moving in with him. Does that make a difference with anything?""
How exactly will the small business I work for be affected at all by the health care bill?
I work for a small business that employs around 15 people. The owner purchases insurance for all the employees. I keep hearing opponents say that this bill is going to hurt small businesses, but I don't see how it would hurt the one I am employed by. My company already purchases insurance, and even if it didn't, we don't have the 50 or more employees required for the government mandate to purchase insurance to apply to us. Therefore, it seems like everything will remain the same for us. If someone out there can offer me any insight as to how my company will be negatively affected by this bill, please come forward.""
Insurance and car help please?
Hello all my bf was driving my car this morning and fell asleep hiting a mail box. He didn't have no license. So they locked him up my insurance is up to date. Will my insurance pay for it and I pay the 500 dollar deducte or what will happen how will my car get fix thanks
Insurance Price for a teen driving a Toyota Celica?
I'm 14 about to turn 15 and get my restricted. I've been looking for a car and I found a 2000 Toyota Celica GT for $5,000 list price which is well within my price range. The car is a manual which I'm fine with, The only thing I'm worried about is the insurance cost for a teen driving a sports car and wanted your opinion on the price of insurance and on how good of a first car a Toyota Celica would be. Thanks for any and all help, Grant""
In dire need for cheap car insurance!?
So, I have recently passed my driving test and purchased a new car ('03 Renault Clio) and therefore need to insure it. This is where the problem lies. I have checked multiple compare sites, insurance sites, phoned them, asked my friends who they had their insurance under blah blah blah. The lowest quote I have had was 4000!! This extortionate amount is even with my pass plus certificate, saying I keep the car in a garage and having a low annual mileage (up to 6000). I really need some help here! If the car isn't insured for any time longer, and is just sitting in the garage I think im going to murder someone! Any good companies out there???????? Thanks a lot :)""
Does anyone know approximately how much sr22 bond insurance costs for a dui offense?
Does anyone know approximately how much sr22 bond insurance costs for a dui offense?
Why are so many insurance companies hiring agents?
Is it because of the government trying to force coverage on people?
Can my auto insurance be lowered if I keep it in a garage and don't drive it for a year?
The engine died on a car we're financing, can't sell it and can't fix it until we have the money which is estimated to be around February next year. We plan on parking it in our garage until we get it fixed next year. We have to continue to insure it since it's financed but do insurance companies offer lower rates on vehicles that aren't driven in scenarios such as this?""
Are mitsubishi 3000gt's costly to insure?
Hi I am 16 and am looking at some mitsubishi 3000gt's right now. I know that insurance is already expensive with me being a 16 year old male but would a 3000 gt be expensive for insurance for me too? It would be a non turbo model and I have heard from places that 3000gt's are costly to insure, is this true? Thank you I appreciatte your answers.""
Will my insurance go up?
i got my first ticket for not stopping correctly at a stop sign. Will my insurance go up? isnt it a violation which doesnt really make the premium go up.
Gap Cover Insurance-Australia?
I have my car on finance on a 3yr contract. I was told that I'm paying for 5yrs of gap cover but only using 3 and at the end of my term I should get a sum back. How much does Gap cover cost? I want to work out how much i'll get back.
Why does a classic car cost more to insure?
My friends got an 02 Acura RSX 5 speed and he pays like $600/month and the car has some engine mods. We are both 17 except he has a couple tickets. I called 3 different insurance companies and they all quoted me around $750 a month. the car in question was a 76 Chevrolet Camaro with an automatic trans and 350ci v8 (though the vin would probably indicate a 267ci v8) why is the newer car cheaper to insure? with a manual trans? kids these days dont appreciate the old cars like I do and stick with Honda and Acuras and those are the ones I actually see getting wrecked. I wouldn't get full coverage on the old car because if it were to wreck i'd just get another as they aren't worth fixing and are a dime a dozen it's not really a rare classic car. I understand that engine size might be a factor. The rsx is lighter and has a smaller engine but the Camaro is much heavier with a bigger engine. Would a z28 cost more? (already upgraded to 350 and upgraded suspension from factory) I didn't ask the insurance on that. What about the Pontiac Firebird of the same years? (70's to '81) it shares a similar setup. When I ask the insurance people how they calculate their rates they say its the area and experience of the driver but me and my friend live in the same area, he's had his license longer but has tickets. His car also costs way more. They could not give me any more info on rates they say they're just there to quote and don't know anything else. So why is this like this?""
Where can i find the best disability insurance?
There are so many options out there I dont know who to choose.
Is there an affordable private insurance provider that will cover prescription medicine so I can go to school?
I have Crohn's disease and I'm attending college in Idaho. I'm currently covered by my parents' insurance, but I'm I will no longer be covered in a year. My college has a reasonably priced insurance plan but it doesn't cover prescription medications. Remicade is considered a prescription drug, which means that the plan won't cover my remicade treatments which cost about $4,000 every eight weeks. I realize I could get a job that has benefits, but I really would like to get a college degree. Is there any way I can go to college and still have the health coverage I need to pay for my prescription medicines?""
""Why is insurance important, 20 pts for the best answer?
Your best friend says they dont think insurance is important. Explain to them why it is important to have insurance. How is having insurance important for successful financial management?
Insurance on my car while son practices (UK).?
My 17 year old son want to learn to drive, and wants to get his provisiional license as soon as possible. When he starts learning, do I have to take extra insurance on my car while me or my wife (both registered drivers on the car) are supervising him?""
Life insurance / suicide clause?
My husband committed suicide 3 weeks ago, and left me w/ a lot of bills and 2 kids. He has some insurance policies, some of which he has had for 20 years. My question is, will the older policies most likely pay, or will they dispute, or can they??? I don't know much about these things. One policy said they would pay, but now I can't seem to track anyone down since I sent in the paperwork.. Any ideas?""
HEALTH INSURANCE PAYMENTS?
I went to the doctor. The cost was $164. My insurance was expected to pay $115. I paid $49. Later i found out that my insurance actually paid $131. I had no prior balance, what is the balance after my insurance payment was received?""
Car insurance lapsed? opposing insurance sends letter saying im liable.?
Long story short my insurance lapsed. I got into a car accident where i was backing out of a driveway and as i shifted the car into drive i was backed into my side driver door by ...show more
Can friend get insurance on car in my name?
I gave a friend of mine a car that was my Mother's after she passed away. The title has my name on it however the credit union will not release it because there was still some money owed. Anyway since he drives the car I was told that I had to get insurance on it being in my name and just put him down as a driver. Is this true? Can he get his own insurance on the car? I am worried if he would get in an accident it would raise my premiums.
What car insurance companies are in Washington? Can I get a list to look up?
I need to find the cheapest for myself. I am getting my license this Friday and I will be going to a car insurance company on my way home so that I can drive my car. Can I get a list of all the auto insurance companies in Washington?
Car Insurance?
Can a candaian get car insurance in ark. as long as your candaian license is current?
Cheap car insurance in alberta?
Cheap car insurance in alberta?
How much does it cost for tow truck insurance?
How much does it cost for tow truck insurance?
Looking for a cheap car insurance?
Im looking for a cheap car insurance because im going to get my first car at a dearler but since im 19 years old all the insurance i have found are $150 an up. Does anybody know one that is good for me? At least $100. Thank you very much
Sabinal Texas Cheap car insurance quotes zip 78881
Sabinal Texas Cheap car insurance quotes zip 78881
What is an affordable life insurance for a cigarette smoker?
What is an affordable life insurance for a cigarette smoker?
INSURANCE CAR HELP?!!!!?
I bought a car 2weeks ago, registered it the next day and got into a car accident the day after. :( I got a ticket for having no insurance. But I found out that the seller, my moms bf, had insurance for the car. Just none in my name, will this help dismiss the ticket? There is a day grace period to get insurance when you get the car, but I was unable to get any. But the car WAS insured during the time of the accident. Just through the previous owner. ANY ADVICE WILL HELP.""
Whats a cheap car insurance company for young adults?
Im 19 and im looking at buying a honda civic si 2006 right now im under my moms insurance and im paying 140 for liability only and ive been looking around and all i see is $300 and up for full coverage on a finaced car. I need a cheaper insurance company im a female and i live in florida if that helps.
Why is it cheaper to have an additional driver on insurance when a new driver?
why is it cheaper to add my dad onto my insurance once i have passed my test? and my mum is worried about who gets the no claims bonus? i think it would be me as i am the main driver of the car and he is just an additional driver, although he will never actually drive the car?""
What will Insurance company do?
My brother got hit by someone while driving. He and this other person exchanged information and the other person agreed to write him a check, but never followed through. He isnt sure if the person who hit him had insurance, but has a feeling they didnt. He reported the claim to his insurance company, but decided to sue(small claims) the person who hit him on his own for the deductible. When he arrived to court he found out the person who hit him filed a counter-claim for damages done to their car, but they are the ones who hit him! Can he get the insurance company to give him a release letter to sue on their behalf or will they take over? I dont know what to tell him or how to help him. Help please!!!""
Is this the big health insurance lie?
The legislation would impose several new fees on firms in the health sector. New fees would be imposed on providers of health insurance and on manufacturers and importers of medical devices. Both of those fees would be largely passed through to consumers in the form of HIGHER PREMIUMS for PRIVATE COVERAGE. Congressional Budget Office An Analysis of Health Insurance Premiums Under the Patient Protection and Affordable Care Act November 30, 2009 BUT..... The average premium for an unsubsidized, nongroup policy will cost 27-30% MORE. (same report) So won't private coverage decrease sharply ... And so too the fees collected from them ... which are suppose to pay for the subsidies . Or will really caring people flock to buy this extra expensive insurance?""
""Insurance estimate on Integra, Mustang?""
Hey. So I am getting my first car in a couple months, and my dad said I could choose which car, but keep it in a low price range. I've always liked Integras, since I was little, and I always wanted it to be my first car, so thats in consideration. And my dad said get a mustang. I would like to know how much insurance is on each? The cars would be- Acura Integra 1996-2001 (LS, RS, SE, GS) Under my dads name (age 50) I would be secondary driver Silver or black or white Roughly 150k miles Maybe 25 miles a day Would buy used around 2000$ - 4000$ Im aware its a luxury car, thus insurance being a tad more expensive How much would you think insurance would be? We have Progressive but I just want a estimate - Maybe like the average of how much people with integras pay for insurance. Mustang 2004 Under my dads name (age 50) I would be secondary driver Black or silver Maybe 100k miles 25 miles/ day Used around 4000$ - 5000$ Not luxury, but its a sports car, Im guessing insurance is more expensive for it""
Car Insurance or Home owners insurance? Is my car covered?
I have a car that is stored in a locked enclosed car trailer on my property. I do not currently have auto insurance on it and was curious to know if it would be covered under my home owners insurance policy.
Where can i find affordable life insurance for my 81 yr old granmother?
I live in Illinois, and I work for the UI, but im not sure if I can add my grandmother on my insurance...So Im trying to find somewhere that will take senior citizens, but something i can afford..""
How much does Auto insurance cost in Mass?
I am moving to Mass, and am curious if someone can give me an idea about how much it would cost to insure a 97 Acura CL 4 cylinder car. I am having a hard time finding quotes online. Round about numbers would help.""
Will not going to driving school raise insurance?
I'm almost 18 and have not yet attended driving school. I was thinking that I'd just go to the BMV and get my license once I m 18 and not worry about paying so much money for driving school. But I have heard from a few people that insurance later on once I receive a car will be higher since I did not take any driving courses. Is this true? I want to know if it's better to pay a little extra now to go to driving school for lower insurance later? Or if it'd end up being about the same price, anyway, without driving school? (I know all insurance companies are different, but I mean overall/in general?) Please and thank you!""
How much is group 12 insurance.?
How much is group 12 insurance.?
""Looking for health insurance, not a discount plan?
I have MS and have not been able to find real health insurance. My state health pool will cover me but at $1300/mo. I've heard from a lot of discount plans and indemnity providers but am afraid of these. Any one out there have any ideas? Thanks!
How do Life Insurance companies make money?
If you get a 500,000 dollar policy pay 250 a month that would take 2000 years for them to make the money back. How do they make more money then they put out?""
Car insurance quotes?
Any one know of any cheap insurance brokers , im 31 male , ive got 9 years no claims protected , i drive a BMW 323 ISE its nothing special 2000 w reg , my best quote is 613 , 61 per month , i think its a rip off my girlfriend is younger than me drives a audi a3 newer than mine she has 3 years no claims and hers is cheaper , wtf ? oh im a HGV driver for a living""
Average living costs for a UK 16 year old girl on the following things?
Ok, I'm planning to move out at the age of 16 and go study at collage in Poole 3 day's a week and also have a few job's on the go to! I'm looking at roughly the living costs (Rent, food, Car or transport, Car Insurance, TV Licence and Internet Bills ect.) Website links would be brilliant and any advice would also help! Also If I could get any help financially by the government for paying the rent as i won't be earning much, about 7,000 a year? Many thank yous in advance :) I'm figuring the earlier i start budgeting, the better""
Car Insurance for a Month?
I am going to be at law school and only need car insurance from Mid December until Mid January. Is there a special type of insurance I can get so I don't have to pay year round? The cars will still be covered by my parents the rest of the year.
Life insurance question - term life and term life with return of premium?
Hello, my spouse and I are in the market for life insurance now. After some researching, we have pretty much decided to go with term or term return of premium insurance. I still have following to decide and if you could enlighten me on these I would appreciate it very much. Which company? I found the following list that's supposed to be the best life insurance companies at this website. http://www.lifeinsurancestar.com/lifeinsurance/company-ratings.php * New York Life: A++, stable outlook * Mass Mutual: A++, stable outlook * State Farm: A++, stable outlook * Geico: A++, stable outlook Does this mean I should probably check out these companies? We have State Farm for auto and home insurance. Would State Farm be a good way to go (convenient to have all three in one place)? I also thought Geico didn't offer life insurance. I was led to LifeQuotes page from Geico. Does this mean that this list is not reliable? How much? We are 40-45 years old, just We still have almost 30 years of mortgage, and 20 years of raising our son. I was using some calculator online (Kiplinger, Life Foundation?) to calculate how much coverage I need, and they both returned figures like 1+ million. How can this be? Is 1 million life insurance common these days? We have about 170,000 in remaining mortgage balance (actually I only included half of that in calculation), and I calculated monthly living expense to be 2,000-3,000 (depending on if our child is still with us)/month with my spouse's income to be 2,000/month, and also included college cost. Does this seem reasonable that this will add up to be million dollars in 30 years, with inflation? I was thinking of about 300,000-400,000 before using these calculators. Term or Term ROP? We have almost decided against Term ROP and to go with straight term, but are not final on this decision. What do you all think about ROP? With ROP, do we typically actually receive ALL of the premium, or are there any fees etc. subtracted from the refunded amount? Also, does ROP term insurance give you investment returns in addition to the amount of premium you paid? One of the reasons that we are leaning towards straight term is that with our current age, with 20-30 year policies, the likelihood well actually be using the death benefit would be moderately high  then ROP wont be such a good deal, as well as hearing that if we just get term and invest the difference in the premium, wed be ahead of term ROP. How long? In this case, should we try to get a 20 year term (for while our son will be with us), or 30 year term, just to cover the full length of the mortgage, although I wouldnt need that much coverage towards the end of 30 years (our son will be with us for only 20 more years, our mortgage will be paid off except for last 10 years or so)? Or buy 25 year return of premium term policy and pay 5 more years of mortgage using the money we receive from return of premium? Or buy two term policies - a large amount of 20 year policy plus a smaller amount (to cover the remaining mortgage balance in the last 10 years of mortgage)? Thank you for your help!""
What is the average cost for a student possessions insurance policy?
What is the average cost for a student possessions insurance policy?
Will my permit increase my parent's insurance rate? I'm not going to drive their car.?
If I get my learner's permit and I don't plan on driving my parent's car until I get my license, will my parent's insurance rate go up? I'm going to drive a driving school's car.""
Mandated Health Insurance is different from Mandated Auto Insurance how?
The Supreme Court will be deciding if the government can force us to buy health insurance from a private corporation. The government forces us to buy auto liability insurance from a private corporation. I am at a loss to see the difference.
Selling insurance question?
What license/certification does one need to sell and distribute insurance such as home owners, auto, life insurance etc. in the state of Wisconsin. And what schooling if any would someone need to obtain these licenses and or certifications. My grandfather and a friend own a agency that affiliates with another independent agency that allows them access to a large variety of insurers, and they would like me to become apart of business.""
How much would full coverage insurance cost on a 1965 Silver Cloud 3 Rolls-Royce?
Male driver, clean driving history.""
How to get insurance for ice cream truck?
I want to start a ice cream truck business but how do you get insurance for the truck
How much is car insurance for me as a young driver?
I was just wondering how much people normally pay on car insurance because im sure im being quoted wrong. Im male and 21 and wanted insurance for an old corsa or pergeot or just any car which is cheap on insurance...
Sabinal Texas Cheap car insurance quotes zip 78881
Sabinal Texas Cheap car insurance quotes zip 78881
https://www.linkedin.com/pulse/riverhead-new-york-cheap-car-insurance-quotes-zip-11901-james-collins/"
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Jeep Wrangler for my 16-year old?
"Jeep Wrangler for my 16-year old?
My daughter's 16th birthday is coming up in March, and she has been begging to have a Jeep Wrangler as her first car. As a parent, I'm a little skeptical. I've heard stories from both sides of the spectrum-- some saying that they're real donkey carts to drive, others exclaiming the opposite to be true. I've read that the gas mileage isn't all that great either, which doesn't excite me (or my wallet), and I'm not sure how safe the vehicle really is, let alone if they regularly come with problems.     She was, at first, looking at the 4-door Unlimited, but after seeing its fuel economy, is now far more interested in the 2-door Wranglers. (She would be driving this car on the highway, and in part be responsible for paying for her own gas.)    We aren't necessarily looking for a new car. A used one with a good history will suffice in her situation. She's very adamant about having this car, but I'm still unsure.     Can any Wrangler owners give me the low-down on this car?
BEST ANSWER:  Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr 
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Motorcycle Insurance?
My father has his own motorcycle. I just got my motorcycle permit. Am I legally allowed to drive it (following the rules of my permit, of course) although the insurance is in his name? State: New Jersey""
Misspelled name on car insurance card.?
I have allstate car insurance .They just misspelled it by one letter, what is supposed to be an N is an M , I've had the card for like a month and its misspelled on my old one too. Does it really matter?""
Auto insurance question???!! HELP!!!!!!?
Hello, i have a question on teen auto insurance. Now i know how bad insurance is for teens and I know sports cars are a horrible choice for a first fully insured car, but my father surprised me with a 2005 V6 Ford Mustang and I would like to know if anyone out there can help me with just telling me how much I am going to be looking in to pay. I live in Orange and I am going to be under my parents, just an estimate on how much it would be each month or 6 months will be fine and please, no rude comments. I understand how foolish it is of me to have a sports car at my age, but I already had an Altima 3.5 se-R with an air intake and drive it perfectly, always obeying speed limits, though this probably isn't going to help with the insurance cost. If you know from experience even better! thanks for ur time.""
Where to get cheap motorcycle insurance in ontario?
Where to get cheap motorcycle insurance in ontario?
Does have a cpc reduce car insurance costs?
I have just recently obtained my pcv license and also gotten my cpc (certificate of professional competence). will having either or both of these reduce my car insurance premiums? thanks.
Health Insurance - What's your stance?
Should everyone be required to have health insurance? If you want to keep it hypothetical, assume health care is inexpensive and available. If NO, who will pay for the care of the ...show more""
My car was considered a loss. how do insurance co. determine how much to pay for the car? 2001 toyota carolla
A four door CE model. No major problems some small scratches and dents.
""Car for 17 year old? easy on gas , cheap to insure?""
i am a 17 year old girl who lives in ontario and would like to purchase a used car for $1500. it needs to be cheap to insure and really good on gas. i do not know much about cars but im hoping someone will help me. also, i do not want a car that will break down and cost me lots of money to fix. any suggestions with what car i should buy? basically i just need a good student car because it will only be driving me to school and thats it. safety isnt a huge issue for me more like the pricing and maintenance. any suggestions willl do ! please help . thanks:)""
Mother has Mental Illness but no Insurance?
We are at the moment living in california but my mother has mental illness when we were back in The Netherlands she was given pills to take to supress that voice in her heads making her go crazy, but now we are here and we don't have any insurance yet is it possible that she gets insurance if she supports her illness?""
How much would insurance be on a 2007 scion tc in Texas?
Im 19 and about to purchase a 07 tc, but I dont know the average cost of insurance for a tc would be""
""A starter motorbike for a 17 year old, needs to be cheap second hand and be able to ride on the motorway.?""
Hi, i need a bike which is cheap to run, cheap to insure and first and foremost cheap to buy. I don't mind old second hand bikes unless advised against them because I believe you could learn a great deal repairing an old bike than having a new bike that nothing goes wrong with. It needs to grow with my abilities, i.e in a couple of years when i go to university I may want to motorway travel, therefore a 50 cc moped is just not going to do. Don't know whether this is correct, but I once read bikes are safer than mopeds/scooters because they have the acceleratory power to pull away from danger if necessary. Needs to be cheap to insure, I looked at a 300cc MZ Saxon and fully comp insurance was around 317. This is manageable, 2000 for a car is not. Please suggest to me some bike which fit these criteria, thanks!""
My car insurance just jumped up tremendously?
ok i was living in delaware. my car is registered there. i have a delaware drivers license. now i was staying with my girlfriend in her place and we recently just got a place in pa last month. however, all my mail still goes to my old delaware address. now, i have nationwide and i changed my address. thinking it wouldnt go up by that way. it went up from 1300 every 6 months to 4500 every 6 months. they changed my agent(it was based in elkton, md- 5 min from delaware). my agent is trying to get the policy back to elkton, maryland. however, i cannot afford this insurance. would i be able to change it back to delaware and just say that i decided not to move?""
How Do I Get Health Insurance?
I'm thinking of leaving my job to go freelance in California. I have no idea where to even start to look for a private health insurance plan. I have a preexisting condition, so I'd probably be turned down for most regular plans. Should I look for an independent broker? I've looked online and it's impossible to find one. Does anyone know SPECIFICALLY where to go and what to do?""
Where is the best place for a teenager to get car insurance?
Im an 18 year old male and will be getting a 2005 Nissan Altima. What would be good insurance for me? I need cheap insurance and I have good grades so I might qualify for a discount.
Any lawyers or insurance agents out there?
I won a long fought Small claims case. The lady I sued has insurance, business insurance, not car related. 8 months ago her insurance company denied the claim. I went to Small Claims and won. Doesn't the insurance company now have to pay me if I send them a copy of the final judgment? I also won on her appeal, so its final. Thank you.""
How much would my insurance be?
I am 15, i took driver's training when i was 14. and I just got my license. i was wondering how much it would be to insure a ford focus. I get good grades, about a 3.5 gpa so i dont know if that will help lower my insurance.""
""After receiving a check from car insurance company, am I obligated to use the car shop that gave me the quote?""
My car was damaged by hail. I took it to a shop recommended by my insurance company, they gave me a quote, and the car insurance company gave me a check for that amount. Am I obligated to use that same shop that gave me the original quote, or am I allowed to still take it somewhere else that might repair it for less?""
Does color of car affect insurance rates?
In the market for brand new car. Does color matter with insurance? I've heard red is most expensive.
Would it cost alot to add a second weekend car onto my Insurance?
I am thinking of getting a older blazer from the later 70's to take out on the weekends to go rompin' and 4x4ing, would it cost alot to add it onto my insurance? Would there be a discount since it is not my daily driver car?""
Young (new) driver Car insurance?
Ok so i passed my test a few days ago and am now ready to drive. my mum owns the car, and my dad has insurance down on his name only (main driver). I called up his insurance company and they said they couldn't add me as second driver, i need at least 2 years of experience, but how would i get experience if i can't drive without insurance? derp.. Anyway, i looked at conventional comparison websites and the prices where ridiculous. So, my question is, if i was to start a new quote on my name only, would it be cheaper? and would it conflict with my dads insurance? if my mum transferred the car to my name would it come cheaper for me? and would that action conflict with my dads standing insurance?? im so confused and distraught, does my dad need to cancel hi insurance, make me the main and him the second driver?? please halp :)""
How much would insurance cost?
For a Yamaha YZF125 in a detached house with a secure gate and the bike woul dbe kept in a shed with a a lock? :P
Do car insurance quotes go up daily?
I am being quoted much more now than a fortnight ago
Insurance companies for high risk driver?
hi, i am 16 and i burrowed my dad's car for a day and got into a left turn accident, the claim was for $5000. the problem was i was not insured and my dad himself had his G2(canadian) licence for less than a year, so now the insurance company we had said that they would not renew the policy. so does that mean that my dad's insurance got cancelled and could anyone reccomend a good insurance company for me to go with.. i live in Scarborough Canada. thanks in advance for help.""
Can I insure a car I don't own?
My dad bought me a car when I was 17, but its in his name. I still have that car and the insurance runs out at the end of the month. I'm tired of having him pay for things so I'm paying for my own insurance. He's going to sign the car over to me, but I will still need to get insurance on it and he probably won't transfer the title for a few more weeks. So, can I shop around for insurance rates and purchase and pay for my own insurance on the car, and include my husband as a driver, even though I don't own the car yet? Or does my dad need to transfer the title first? The problem we're running into is, I'm in Missouri, my dad is in Utah (where the car is currently registered), and I'm moving to California in 3 weeks.""
Hello dose any one no the cheapest insurance company for an 18yr old?
Hello dose any one no the cheapest insurance company for an 18yr old?
Jeep Wrangler for my 16-year old?
My daughter's 16th birthday is coming up in March, and she has been begging to have a Jeep Wrangler as her first car. As a parent, I'm a little skeptical. I've heard stories from both sides of the spectrum-- some saying that they're real donkey carts to drive, others exclaiming the opposite to be true. I've read that the gas mileage isn't all that great either, which doesn't excite me (or my wallet), and I'm not sure how safe the vehicle really is, let alone if they regularly come with problems.     She was, at first, looking at the 4-door Unlimited, but after seeing its fuel economy, is now far more interested in the 2-door Wranglers. (She would be driving this car on the highway, and in part be responsible for paying for her own gas.)    We aren't necessarily looking for a new car. A used one with a good history will suffice in her situation. She's very adamant about having this car, but I'm still unsure.     Can any Wrangler owners give me the low-down on this car?
Is it cheaper on insurance to have 2 people on the title?
I don't have a very good driving record, and when I had insurance under my name on my old car, I was paying almost as much as the monthly car payments. The bank I received the loan from told me that I had to have insurance under my name on the car. I'm looking to get a new car, and I know that the insurance alone would cost me a lot. If I put someone else's name (such as my father) on the title, along with mine, would I be able to get insurance under his name?""
Second car insurance?
If I had a leased car with full coverage ($20,000 car), how much more would it cost each month to have liability insurance on another car. How much would each cost separately? (assuming 25 years old, good record, one driver would drive both cars).""
What is the average motorcycle insurance for an 19 year old in IL?
What is the average motorcycle insurance for an 19 year old in IL?
What is the best individual health insurance?
im looking for an affordable good health insurance, i currently have a family plan with my employer but its expensive are there any individual plans out there that are affordable what are they? thank you?""
Best Term Insurance plan ? Should I take Term Insurance Plans ? I am of age 28 years ?
What are term insurance plans.. what do they cover, do they cover any accidental disability, or medical disability, or natural death or do they cover only sudden death like death from accident or murder or calamity death etc? Please elaborate. Also tell which are best term insurance plans in india ?""
Question about car insurance ?
i know car insurance has many factors to it. i want to buy another car in addition to the one i already own. i drive a 1999 chevy lumina and i pay 1,700 a year for insurance for it...thats just the least amount of coverage too. i want to buy a 1992 firebird and switch the insurance over to that one. should i expect to see a drop in insurance because the car is much older or is there a chance it could be higher because the type of car it is? just curious thanks""
""Arizona requires proof of auto insurance if you're stopped, why is that different than proof of citizenship?""
Arizona requires proof of auto insurance if you're stopped, why is that different than proof of citizenship?""
I had a commercial accident in 2008 and looking for a chep insurance plz help?
I live in toronto i have been driving car with G licence since the end of 2000. i had a commercial accident in 2008 in which i was found guilty but no claim was paid. im still driving and looking for chaep insurance for a car. anybody's advice would be greatful.
How much roughly will it cost me to get insure on a Volkswagen Golf?
I'm a 17 year old boy, just wanting a ROUGH ESTIMATE on how much it will cost me to get insured on a Volkswagen Golf 1.8 litre.""
Insurance help plzzz???!!!!?
could someone please describe both perfessional indemnity and public liabilitiy insurance???? thankyou very much
16 year old girl car insurance?
When I get my license, my parents will be putting me on my own plan and will be having a 1995 Geo Tracker in my own name. On average, how much would it cost a month to get the insurance I need? I'm hoping to be getting $450 a month. My cumilative GPA is a 3.2 I don't know what other information would be helpful.""
Where to find a dental insurance/plan that provides full coverage(if not 100% something close)?
I am sick and tired of being robbed over and over by those dental offices...whatever my dental plan says it saves on me they always come up with something to make me pay as I am not insured at all! I am willing to pay more for and expensive dental plan/insurance that covers me 100% or very close from that(=> 80%) I just don't want to go through the price of each service I get from the dental office because its useless! ... and please don't post me links to those websites that collects my private information just to give me quotes! Only if you tried the insurance or know somebody tried it...I am looking for life experience not google search results! thank you very much :)
So how long and how much will this type of insurance cost ?
So how long and how much will this type of insurance cost ?
How much will car insurance cost if I decide to buy a 2000-02 Chevy Corvette?
I have a clean driving record; I have never been in an accident, no tickets, no nothing. I'm not saying its true but I heard from a friend that it cost about $500 a month for car insurance for the vette?""
What are the different kinds of insurance out there?
I know there are some insurance that is offered as benefits by your employer such as medical insurance and Dental insurance. By how do you get insurance such as car insurance, Home owners insurance. By the way what is home owners insurance. I might go to become a nurse I know a doctor definitely needs it but how do you get malpractice insurance. What is auto insurance? What are the other different kinds of insurance out there that is necessary to make a living with out in this world. How do you get some of these insurance too. I know medical insurance covers like doctor visits and hospital stays. Dental insurance covers Dentist appointments. Car insurance is suppose to cover if you get into an accident and I believe if your at fault of it your insurance goes way up and what I mean is it is more money you have to pay them. How would you get car insurance. What is home owners insurance, and Auto insurance. What is Life insurance. I know it is usually offered by your employee.""
Car Insurance policy?
I was buying home contents insurance a month ago, I realized that It could be bought altogether with some other extras like key protections, legal expenses and home emergency services. Today I am trying to buy car insurance, I wonder what extras car insurance comes with? Regards""
What health insurance is low cost and fits my description?
Im a 24 year old female, employed, no kids, and not in school anymore. i have no health insurance and i have a lot of health problems but i coudn't afford to get insurance until now. I'm looking for a low cost health insurance with dental care. I've tried looking up different insurance but i dont know what category fits me. I saw theres a student option or something that has to do with ages 18-26 but i dont know what that covers. i have a hard time comprehending the description. Theres one for individuals where you either pay more monthly and get lower deductable or pay less and pay more for deductable. I'm at a total loss. can anyone tell me what is my best option and what insurance should i get?""
Cheapest car insurance for a minor?
Okay, I'm about to purchase a 1995 Volkswagon Cabrio, but I need insurance on it and I'm only 17. I have a missouri permit currently, but I will have my license as soon as I get the insurence so that I can take the test. If it helps at all I have a 4.5 gpa, near perfect attendence, volunteer work, dual-enrollment credit, and extra-curriculars. I just cannot afford the prices I have been seeing for the few companies that will give me insurance and I would appreciate any suggestions for cheap liability.""
California: Smogging an older car?
I have a 1983 Datsun 280zx, and I just got a letter in the mail saying I have to smog this vehicle. I thought there was an age bracket for classic cars that didnt need to be smogged ...show more""
Under Obamacare if you have stage 4 cancer and go to sign up for health insurance how affordable will your?
rates be? Is there anything in Obamacare that's going to stop the insurance company from charging you an arm & a leg?
How much would my car insurance be?
I'm 16 years old & a female. I am 5'5 & weigh 150 lbs. I am purchasing a USED 2003 Audi A4 Quattro Base Sedan 4-Door 1.8L ; I was wondering what the estimated car insurance would be for me so I can start by getting the right idea of how much I would need to save each month. Thank you. :)
What medical insurance is cheap in California? ?
Is there medicaid n Cali ? Or just Oklahoma
Insurance for senior parents?
I'm considering enlisting in the military. One of the benifits I will recieve is life insurance at an affordable cost. I can get a joint policy with my 2 senior parents (who are currently uninsured) given that they are my dependents. In order for them to qualify, my parent's AGI has to be less than $3200. My father is a licensed chauffer (cab driver) and my mother retired early, and is recieving SS benifits. Will the annual SS amount disqualify her? My father does not file for taxes, and currently owes for not filing. (cabbies don't deduct taxes, they make what they make, I guess) My question is, will this be a stretch to try to get them insured via my military benifits, considering their situations?""
What would the insurance cost for a citreon saxo?
I'm nearly 17 and i'm most probably getting a citroen saxo, a second hand one, something cheap. I was just wondering how much the insurance might costs roughly. Thankss""
About how much is insurance on an 18 wheeler truck ( the tractor) and about how much is a trailor 48' long
getting n2 the trucking world. expect to complete truck driving school oct 11, 2006. looking 2 start buisness or start working soon after.""
Jeep Wrangler for my 16-year old?
My daughter's 16th birthday is coming up in March, and she has been begging to have a Jeep Wrangler as her first car. As a parent, I'm a little skeptical. I've heard stories from both sides of the spectrum-- some saying that they're real donkey carts to drive, others exclaiming the opposite to be true. I've read that the gas mileage isn't all that great either, which doesn't excite me (or my wallet), and I'm not sure how safe the vehicle really is, let alone if they regularly come with problems.     She was, at first, looking at the 4-door Unlimited, but after seeing its fuel economy, is now far more interested in the 2-door Wranglers. (She would be driving this car on the highway, and in part be responsible for paying for her own gas.)    We aren't necessarily looking for a new car. A used one with a good history will suffice in her situation. She's very adamant about having this car, but I'm still unsure.     Can any Wrangler owners give me the low-down on this car?
Help on getting cheap car insurance for young drivers?
I know about multicar but i cant do that, i know about named drivers etc but is there any way i can get a decent insurance quote for a 17 year old because ive been getting 15000 quid for quotes recently. Dont tell me you cant do it thats not gonna help me, thanks""
Car Insurance price help?
I am 20 y/o, I am getting a 2002 Ford Taurus 4 door, I live in the Florida area (Miami), I have never been in any accidents I would be using the car to get to and from school and work, could you give me a quote on how much I'll have to spend a month on insurance Liablility or full coverage. Optional: could you state you age and how much you pay a month on your vehicle, and what insurance company do you deal with?""
""On average, how much does it cost professional liability insurance for a CPA?""
I want to start my own CPA practice. I am 50 yrs old. I want to know what costs are involved in the process. I am not aiming to nothing complicated. Just an accounting practice. How much does it cost, on average, the professional liability insurance for a new CPA?. I will be just myself. Thank you.""
How much for an 18 years old car insurance?
I will be turning 18 in august, and i was just wondering how much my car insurance will be. I have to wait till august to get my license, My GPA is about 3.50gpa, I'm planning on buying a used scion tc. Can someone give me a estimate how much i have to pay for 6 month insurance?""
Why isn't the Affordable Healthcare Act more like car insurance?
I'm just wondering why no one thought to copy how car insurance works to work with healthcare. Think about it, we'd save a lot on government spending. Those who buy healthcare, are covered through insurance. If you don't buy healthcare, it is up to you to buy it, and if you're asked to show proof of health insurance and don't have it, you're fined. It's simple, easy, and perfectly understandable by anyone. So.. if it works for car insurance... why wouldn't it work for health insurance?""
""Lost heath/dental insurance, anything more affordable than COBRA?
I just graduated from college and have 30 days to determind if I stay with the COBRA plan (about $350 a month) or find other insurance. I don't mind having to use in-network doctors. I'm also based in NJ if that makes a difference. Any ideas on what I can use? Much appreciated.
How much would it cost to insure a 1995-2000 Ford Mustang?
Something with around 80k-100k miles. Everything stock no mods or tuning. Not convertible. Im 18 so i know itll be a decent amount. Im going to have my dad co sign on the car to help lower the insurance. Itll be used for maybe 3 times a week and ill put maybe 5k a year on it. Im on gieco currently and they wont give me an accurate qoute and i know you wont really be able to but if you give me the same number itll be the set amount ill asume. Thanks
Should parents buy life insurance policies for their young children?
What do you think? Give good reasoning for your argument...THANKS!!!
How auto insurance works in california?
i backed up into a car today and there is no damage to my car but a dent in the others hood, and i said lets call the police and they said lets just exchange information, i said no i'd rather have them come...they said they called when i was getting something in my car and said the police said they would take a while so we decided to exchange info...i got her license but they said they didnt have the insurance info with them....but in the mean time i gave them my info...now i have a feeling that maybe they didnt have insurance and there is no police report so what can happen now?""
I am looking for a company that will help me sign up for dentical and healthy family insurance as a provider?
Can anyone help me sign up for dentical. I would like to provide service to dentical and healthy family patients in my area. I am a dentist in northern california. I am looking for a reputed company that will help me with this process. I really want to help the children in my community.
WHAT IS THE CHEAPEST CAR INSURANCE? AND THE BEST...?
WHAT IS THE CHEAPEST CAR INSURANCE? AND THE BEST...?
Cheap car insurance for 17 year olds?
I know this is probably one of the most asked questions on the here, but for me it is a real pain finding any decent answers... Id be very grateful if anyone could list insurers that are relatively cheap for car insurance for us youngsters! (Preferably under 200/month). Thanks in advance! :)""
Question about ticket and insurance rate?
I got a ticket bout a couple months ago and my cost of insurance (minimum coverage) hasnt changed. Am I supposed to notify my insurance company about my ticket or do they automatically find out on their own and then charge me extra?
I need a good a affordable health insurance plan for a family of four?
In Massachusetts, I need it ASAP""
Cheapest Car Insurance And Best car to get at 17?
Hello Guys, ive just passed my dirveing Test :D I Got a Pass Plus Witch aprently makes Insurance Alot cheaper. Anways, ive been on all the big sites such as Confused, moneysupermarket ect. And they are offering me around 8Grand for a 0.9l Fiat Cinnequento I dont want that car i just tested to see how much. I really need somewhere cheaper. so could you guys give me best car to try get insured on and where?""
What is the cost of the insurance for the car i want ?
I want a Suzuki Ignis 1.5 sport im just about to start driving wants the insurance going to cost ?
How do you compare insurance for Yamaha R6 and Ninja 300?
I just want general idea of motorcycle insurance cost between these two bikes.
19 Year Old Female & NO health insurance.. HELP!?
I am 19 years old, I am female, and I am BROKE. I live on my own. I live in Missouri. I work part time (or LESS) and only make minimum wage. I have no insurance and can't really afford any right now. I really need to visit the doctors. I've looked at a bunch of different insurance that the state offers, but unfortunately it doesn't really apply to me because i'm NOT pregnant and i DON'T have kids. What can I do? Is there anything I CAN do?""
Who has a better idea for getting health insurance companies to cover pre-existing conditions?
The problem is that, without the mandate, insurance companies won't cover people with pre-existing conditions. Otherwise, people will just wait until they get sick to buy insurance. So you have to create a system where everyone is insured -- a mandate. OK, if you don't like the mandate, how would you get insurance companies to provide affordable insurance to people with pre-existing conditions without a requirement for everyone to have insurance Your solution has to cover the situation where a person gets laid off, wants to start their own business, and needs to buy affordable individual coverage (not group coverage) for themselves and their family. You have 30 minutes. Begin....now.""
How much is insurance for a new driver that is a male with a 97 sports car?
I'm turning 16 soon and need to find out
Car insurance rates sports vs regular?
ok i've never owned a car before, im 19 and i've been insured on my parents 3 cars since i was 16, 1 being a 2005 mazda rx8. perfect driving record, no tickets, no fenders. they're going to buy me a car now, and i'm trying to get them to just give me the mazda because they want to sell it any way. They say the insurance rates would be too high. So they want me to get a shitty honda or something (which would be like the same price they would be selling this beautiful mazda for because it has 40k miles on it) So what would be the difference per month i would be paying in insurance if i were to take the mazda (which i guess is defined as a sports car) vs if i were to buy a shitty car that isn't a sports car""
Does anyone know names /links for affordable dental insurance for someone who's 66 yrs old under medicare...?
my mom is having tooth ache and she's 66, no job, poor. anyone knows of good dental insurance plan i can help her with?""
I'm 17 and have car insurance that i have to pay 240 every month. I live in philadelphia is there cheaper ones?
i got a 2000 ford taurus and my mom bought insurance since she doesn't have a car herself we had to get my own insurance plan and now we have to pay 240 every month because of my age..i need to know of any cheaper insurance for myself. plz and thank you.
Car insurance help?!?! I need advice!?
I am 20 year old single male in los angeles, california. I just bought a used 1993 toyota corolla for 1500 with financial aid money, after a tune up and some minor repairs I have 300 left in my pocket. I don't have a job, but I was planning on using this car to help me get one asap. I still need to get my car smog tested which will set me back $50 and registered which will put me back $150 leaving me with about 100 left. I don't know what to do at this point, I didn't think it would be this much. If I don't register it within 10 days am I subjective to late fees? I bought this car hoping it would help me get a job. I can barely afford gas. I have no idea what to do. I was told I need to get insurance before I can register my vehicle, which has no plates. (I got the pink slip and all the paper work) My question is what should I do, what insurance is the cheapest. If I don't register it within 10 days will I have to pay late fees? Please help me with any solutions. If I could register it next month it will save me so much grief. Is there anything I can do to make my situation easily until I find a job?""
Why is my insurance going up?
I've been working with my employer for 7 years, as of right now I have employee & spouse coverage, I pay about 150 a month (auto deduct from paycheck) and that amount gets me a $5000 deductible and about a $25-$30 co-pay. this morning in a company meeting we were told that our insurance is going to go up (starting June 1st) now for employee and spouse it is going to be $410 a month (everything else the same as before co-pay and deductible) last year my hubby had some medical issues and we have about $7000 in medical bills (on a payment plan we pay $400 a month) so now when my new rate kicks in (in about a week) I will have to pay a total of $800 a month just for medical stuff... I can't afford this. my employer is very upset and wants to shop around but has been shopping around for 8 months now and can't find anything better than this. why is health insurance rising?? I am thinking about dropping myself from health insurance all together (I am 31 and healthy), also i plan on getting rid of my cable and internet (which would save $140 a month), my husband (with medical issues) will get health insurance through his work (about $160-$200 a month) and I will go without for a couple of years just so we can keep our heads above water... I just have a question about my plan of action- can I drop my Health insurance? will I get fined for opting out of health insurance when Obamacare goes into action next year?""
Jeep Wrangler for my 16-year old?
My daughter's 16th birthday is coming up in March, and she has been begging to have a Jeep Wrangler as her first car. As a parent, I'm a little skeptical. I've heard stories from both sides of the spectrum-- some saying that they're real donkey carts to drive, others exclaiming the opposite to be true. I've read that the gas mileage isn't all that great either, which doesn't excite me (or my wallet), and I'm not sure how safe the vehicle really is, let alone if they regularly come with problems.     She was, at first, looking at the 4-door Unlimited, but after seeing its fuel economy, is now far more interested in the 2-door Wranglers. (She would be driving this car on the highway, and in part be responsible for paying for her own gas.)    We aren't necessarily looking for a new car. A used one with a good history will suffice in her situation. She's very adamant about having this car, but I'm still unsure.     Can any Wrangler owners give me the low-down on this car?
Which is the cheapest car insurance for young drivers?
Hi, I'm thinking of starting driving soon and was wondering if anyone knows which would be the cheapest option for insurance? I've tried the compare services and found a direct quote from direct line to be cheaper than any of the ones it found, at about 2200 last time I checked (I think). Does anyone know any other insurers who are cheaper or if this is the best I'm going to get? I'm 20, don't have a license yet and obviously have no no claims etc. Is http://www.4youngdrivers.co.uk/ any good? thanks people.""
All the obamacare plans probably have better benefits than your current health insurance. bad news?
September 2013 An Early Look at Premiums and Insurer Participation in Health Insurance Marketplaces, 2014 Cynthia Cox, Gary Claxton, Larry Levitt, Hana Khosla Under the Affordable Care Act (ACA), individuals and families may purchase private insurance coverage through new state-based exchanges (or Marketplaces), which are set to open in October of this year for coverage beginning January 1, 2014. In states that decide against operating their own exchanges, the federal government will either run the exchange or work in partnership with the state to create an exchange. Regardless of whether an exchange is state-run or federally-facilitated, enrollees with family incomes from one to four times the federal poverty level (about $24,000 to $94,000 for a family of four) may qualify for tax credits that will lower the cost of coverage through reduced premiums and, in some cases, also be eligible for subsidies to reduce their out-of-pocket costs. This report presents an early look at insurer participation and exchange premiums both before and after tax credits for enrollees in the 17 states plus the District of Columbia that have publicly released comprehensive data on rates or the rate filings submitted by insurers. These include eleven states operating their own exchanges and seven defaulting to a federally-facilitated exchange. Plan availability and premiums for all states are expected to be available by October 1.""
Getting insurance on a bike?
I plan on getting a motorcycle near the end of February. I have never bought a motor vehicle before, so I'm not really sure about how I go about getting insurance. I plan on getting something used from Craigslist (most likely 2008 or newer Ninja 250/300), then either having the owner ride it to my home before I pay, or taking it in a truck or something. What do I do after that? How do I insure the bike? I will probably get Progressive. Also is full coverage worth the extra money, or should I stick with liability? I'm 17 years old so it will be more expensive for me than for others. I live in California by the way. Thanks!""
Insurance Rates tied to credit score?
I just read the front page of our local newspaper regarding homeowners and auto insurance rates will be tied to ones credit score, making those with lower incomes, or problematic credit to pay even more for the home or auto insurances. The main question I have is...do you think that if ones credit improves, that the insurance companies have an adjustable rate that will decrease when ones credit score increases? I know this isn't the way it's going to happen, but what are your feelings on this plan?""
How long can I not have insurance before my car is repossessed?
This month I am not going to able to pay my car insurance due to other bills coming up. If I cancel my policy this month how long will I have before they repo my car? I live in New Hampshire.
Cheap auto insurance for students in louisana?
Cheap auto insurance for students in louisana?
Where do you get long term health care insurance quotes?
Where do people get long term care health insurance quotes? I've come across many websites but was wondering if anyone has had any particularly good experiences. I did come across http://www.ltcconnects.com which appears to compare various health care providers.
How much would a Ford Puma cost to insure?
I'm 16, taking driving lessons soon after my birthday, and I'd love to get a Puma, I know insurance is a lot... But I thought that as it's a small, 2 door car, the price might drop a bit, if maybe the price is going to be quite high (Above average for a new driver) then please suggest some other cars that are cheap to insure :) But I would really like one of these x) Also considering fuel consumption and economy :) One of these - http://www.autotrader.co.uk/classified/advert/201228478314260/usedcars/postcode/bn72ph?logcode=kp :) Thanks very much""
Car insurance on eclipse?
i recently had suv and a pickup truck. ar insurance is about $500 a year through farm family were on the farm policy so its a lot cheaper. I recently sold my truck (diesel) got tires of the awful gas milage (ford f-250). with the cost of diesel going way up again it was costing on empty-full $150 thats total b.s. anyway i been looking to get something with good gas milage that does not cost a lot to fill up. i have been looking into cars and taken carefully into consideration they get better milage but i have seen cars even is 20 mph accidents totaled. my next question is how much would car insurance be on a eclipse. if i did get a car i don't want a pice of junk looking old lady car i would want something that looks very nice. i was looking into the mit. eclipse/spider. was curious how much car insurance was if i stayed with farm family. i was going to call and ask them but i don't have the physical car yet and they would need to know exactly what kind of car year etc it is to give me the exact amount. I'm 22 years old with 5 years driving experience. only 1 accident. (old person was in hurry to airport for vacation told me and cop he did not think it it was needed to stop so he ran stop sign and hit me. i have owned 2 pick ups, 1 trail blazer. pickups, ad suv's fall under farm category cars don't so i am sure it would be more then what i pay now. i don't want to switch insurance either i hear horror stores with others. farm family paid me every time that week for accident repair i hear others you won't hear from them or they don't pay you or hospital bills if its needed farm family does. my spelling is not the greatest at it i got a little lazy.""
How much would car insurance cost for a Corvette?
If you are 16 years old and a Male
Motorcycle insurance in GTA?!?
Hey, I am 21 and has had motorcycle insurance now for the past 3 years and have been insured for a 2009 kawasaki ninja 250r. I am currently paying $1700 a year for insurance with td and have a perfect driving record. I want to switch my bike to a 2012 harley davidson iron 883 and just got a quote from them for $5500 a year!! I think that is ridiculous! Does anyone know of any good motorcycle insurance for harleys or are similar in age and paying less? I really want this bike but $5500 a year is nuts. I can buy a brand new ninja every year lmao.""
Car insurance excess?
Hi All, I'm new to car insurance game :). Could someone please explain the logic behnd the following? As a new driver, i got a couple of quotes around 1.5K but then i look at the excess and it shows 3K!!! What are they trying to do here? Make it impossible for me to make a claim? thank you.""
Why is my car insurance so high?
my car insurance is very high its something like 5000-10,000 and plus its only third party and the car is cheap 500 fiat punto ive checked confused several times still same prices""
Where can you read reviews on renter's insurance?
My mom just moved into this expensive high-rise building and considering the crazy amount of rent she's paying for it and all the stuff she's putting in it I think she needs insurance. How can you decide on which one to go with?
Cheap auto insurance for 18 year old?
Cheap auto insurance for 18 year old?
Crashed car 3rd party no-one else injured what to do with insurance?
I'm in my first year of driving as a 17 yr old male and i crashed damaging my car beyond repair. My insurance is only 3rd party and that cost 3200 no-one else was involved however the police,ambulance and fire were present. What shall i do, do i inform the insurance company however without making a claim? Do i scrap the car and change my insurance? What are my options to prevent the premium going even higher than it already is.""
How do I get the car insurance $$ and still keep the car?
How do I get insurance money from a total , and still keep the car? My daughter's front bumper was torn off. The wheel looks a little bent, so it could me major, could be as simple as a tie rod. The adjuster TOTALED the thing! Book value was $2000 LESS than what was stated on car by dealer. I asked insurance how this could be. They said they use NADA, not Kelly. And, they do an outside market evaluation by Standard and Poors. Plus, they go by private sale value, not retail. So all in all, she's poised to get screwed $2000. As usual, the little guy loses again. What a great country! However, 3 years ago, I totaled my vehicle and the insurance company gave me the $$ AND let me keep the car. I just don't remember how it happened! Any idea?""
Looking for a cool car but cheap on the insurance?
im 17, looking for a cool car have a budget of about 8000, but i need the insurance cheap because some of the ones i was checking out were ridiculous any ideas? thanks""
Car insurance question?
My car was in an accident (not my fault, I wasn't in it and the time) when someone plowed into the back. All signs are indicating it's totaled. She and I have no-fault insurance. Here is my questions. 1. Do I talk to the police and insurance company? 2. Do I get any money/compensation from the accident? 3. Do I go after her insurance and Do I get anything from that? 4. Or do I reach a compromise with both parties? If anybody has anymore suggestion feel free. Thanks!!!""
Question about insurance differences for regular vehicles and motorcycles?
I currently have a car through my parents car insurance but I really want to branch out on my own and get my own insurance so I've been thinking about finally pursuing my dream of getting a motorcycle. They're cheap, run well, and from what I gather insurance is very cheap. Could anyone tell me what kind of money I might save in Pennsylvania or New Jersey in comparison between a motorcycle and a regular car? Thanks.""
Insurance for 16-20 year old Male?
Hello all, I am currently 16, and i have my drivers license. I am on my parents plan and i pay about $100 a month for full coverage with my parents cars. But here is my real question, I have been saving for a while (5 years) and i have enough to buy a car i have dreamed of buying for a long time. So i am going to, but my question is what would my insurence be if i did? the car is a 2002 BMW M3 SMG. It has 76,200 Miles on it. I am paying $20,000 for it. I am going to buy it weather the insurance is $1,000 or $100. I have a job and can pay for $1,000 if needed.. so if anyone knows a estimate of what it would be, let me know. If it helps, i have had my drivers license for a month. Also after i buy it, i may just not drive it, if it is too much $$$.. so if it would go down for me when im say 17-20 let me know how much =] Here are some pictures of the car: http://picasaweb.google.com/evanesterman/2002BMWM3SMG# Thanks""
How much is the Tax penalty for not having insurance?
I lost my insurance because I didn't have enough hours. I missed open enrollment last fall and not eligible again until October 31. I heard Obama care is expensive. I also have two jobs and make around 30,000 gross pay with both jobs combined. Is the 100 a monthly penalty or a yearly penalty. Is their anyway to get around open enrollment. Maybe my Union can help?""
What is Insurance sales like?
Since I put my resume on sites like Careerbuilder and Monster I have gotten a lot of emails about insurance sales.I have been reluctant to reply to them because I am fairly young and always heard about insurance sales being boring and miserable. So I would just like to know what being an agent is like? Can you make a decent living? Is it interesting? Is it boring? What do you or a friend enjoy about it? What do you dislike about it?
Can anybody help me about car insurance?
For the last few months I've been sharing my Dad's car, I've been a named driver for that car. Now I've bought my own car, however, at the moment I cannot afford to pay the 220 starter fee to insure me on my own car just yet. So my question is, if I upgraded the insurance on my Dad's car to fully comp. Will I be covered to drive my car? I'm 17 by the way, if that changes anything. Any help will be very much appreciated.""
About how much is high point auto insurance a month?
Well, I just recently got my license and I wanted to buy a car, but my mom said that it's a bad idea and one of the reasons is because of how expensive insurance is. My friend told me her insurance- high point- is only 60 dollars a month. I'm not sure if that's true, because that sounds really really cheap. Does anyone have this or know approximately how much this auto insurance would be a month?""
Jeep Wrangler for my 16-year old?
My daughter's 16th birthday is coming up in March, and she has been begging to have a Jeep Wrangler as her first car. As a parent, I'm a little skeptical. I've heard stories from both sides of the spectrum-- some saying that they're real donkey carts to drive, others exclaiming the opposite to be true. I've read that the gas mileage isn't all that great either, which doesn't excite me (or my wallet), and I'm not sure how safe the vehicle really is, let alone if they regularly come with problems.     She was, at first, looking at the 4-door Unlimited, but after seeing its fuel economy, is now far more interested in the 2-door Wranglers. (She would be driving this car on the highway, and in part be responsible for paying for her own gas.)    We aren't necessarily looking for a new car. A used one with a good history will suffice in her situation. She's very adamant about having this car, but I'm still unsure.     Can any Wrangler owners give me the low-down on this car?
https://www.linkedin.com/pulse/lesser-known-auto-insurance-company-trust-worthy-jose-hart/"
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