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Who provides reasonable car insurance for a young man?

"Who provides reasonable car insurance for a young man?

My 20-year-old stepson is seeking his first car. He's newly licensed and thus has (obviously) not had car insurance before. He also has not had a loan so he has 'new' credit. The insurance quotes we have gotten for him are outrageous! Allstate offered him...get this... $1300 a month for ANY car we could think of! He's a full-time student with good grades, and we're talking cheap used cars here. Progressive offered a better rate ($400/month for full coverage, $250/month for basic) but they don't want to let him pay by the month, meaning he's gotta fork out 2 grand for six months of coverage...which puts a bit of a crimp on the whole car shopping thing. Is there any insurance company out there that is a little more reasonable? Any help or suggestions would be appreciated.

BEST ANSWER: Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr

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Who provides reasonable car insurance for a young man?

https://www.linkedin.com/pulse/does-cost-remove-someone-your-insurance-anthony-fisher/"

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Tampa Florida Cheap car insurance quotes zip 33672

"Tampa Florida Cheap car insurance quotes zip 33672

Tampa Florida Cheap car insurance quotes zip 33672

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https://www.linkedin.com/pulse/a1-affordable-insurance-tulsa-oscar-greene/"

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itsworn · 7 years

Text

This Tub, a 1923 Ford Model T Touring, Has Been in the Hynes Family Since Tom Hynes Built it After WWII

Brother.

When Tom “Red” Hynes went into the Navy in 1943, he was tooling around Los Angeles in what his son Rod calls a “bitchin’” ’29 Model A roadster. He served his country as a machinist’s mate on a destroyer escort; and when he mustered out, “the hot rod thing was hitting big-time,” Rod recounts. In that postwar hop-up frenzy, someone offered Tom $40 for his Ford’s body alone. “In those days, $50 could get you a complete, running A-bone out of a junkyard,” Rod says. Of course, Tom took the money, but then he found himself in need of new wheels—or, more specifically, a new body for the wheels he was left with.

Rather than build another roadster, though, Tom went in a very different direction, spending $15 on a ’23 Model T Touring body he found at a junkyard.

The first definition for the word value in our Webster’s Collegiate Dictionary refers to “a fair return or equivalent in goods, services, or money for something exchanged.” The fact that Rod Hynes is still bombing around in that same Tub—a term Rod spells in all uppercase letters as if shouting its name with pride—70-some years later tells us Tom got a helluva lot of value for his 15 bucks.

Especially since he was able to use much of his Model A in the T’s build. Tom narrowed the A framerails to accommodate the T body, and the Tub has “always had” the ’29’s rearend and a ’38 Ford industrial three-speed Top Loader transmission, says Rod. Up front Tom hung a filled and dropped axle in the stock location; it would later move out, suicide-style, after Tom started running the Tub at the lakes.

Tom’s initial plan was to build the car to compete with the “Roaring Roadsters” in the dirt bullrings of the California Roadster Association. He welded the Tub’s doors shut and stripped it for competition but soon realized the Tub would need to serve as daily transportation, “and he couldn’t have it both ways,” Rod says. So he put his CRA plans on the back burner and instead got his speed fix at the dry lakes on weekends, running with the Mojave Timing Association, SCTA, and Russetta as a member of the Road Dusters club.

Single-Stick Miller

The Tub has had a number of four- and eight-cylinder engines under its yellow hood. (And, yes, it’s always been yellow, or some shade of yellow, through three repaints over the years, Rod says.) Tom’s first engine was a Model B block stroked with a Model C crank and fitted with a single-cam Miller overhead conversion and two Winfield side-draft carburetors. It was with this motor that Tom hit 101 mph, his fastest speed on the lakes.

This is also the engine that was in the car when Tom Medley photographed the Tub for its July 1950 HOT ROD feature story, despite the March 1950 cover blurb calling out its “V-8 power plant.” Yes, you read that right. “Wally goofed,” Rod says. HRM Editor Parks meant to run the cover and feature story together, even commissioning a Rex Burnett cutaway illustration of the T, but they wound up separated with an issue in between.

And while the Tub was banger powered in Medley’s film, by the time the magazines came out, the blurb was true. In late 1949, the Tub received its first flathead, a V8/60 “that was one of Louie Senter’s Midget engines,” Rod says. At the time, Louie, co-founder of Ansen Automotive, was switching his Midgets to Offenhauser engines. His shop foreman, Bob Morton, tipped off Tom as to the engine’s availability. (In the small world of post-war hot rodding, Bob was a partner with George Rubio, whose ’29 roadster was the first highboy to break the 150-mph mark at the lakes. George, it turns out, was a cousin of Tom’s.)

The V8/60 was followed by a 296-inch Merc flathead that met its demise at the hands of one of Tom’s neighbors. “Dad didn’t mind letting people borrow it to have an evening of fun,” Rod remembers. “The neighbor brought it back with the rods hanging out of the motor. I guess he just decided it was ‘race time.’”

Tom’s reaction? “My dad was one of the coolest people I’ve ever known,” Rod says. “He had no enemies. Never heard anybody talk bad about him. Just too nice a guy, for the most part. So he didn’t react, didn’t come unhinged. He just got it home, started pulling it apart, and then figured out what motor’s going in it next. He was a racer. Shit happens. You do what you gotta do.”

Tom had a bone-stock, 265-inch Chevy small-block in the garage, though Rod doesn’t know why. “My dad was a four-banger and flathead man.” The SBC was just a short-timer, quickly replaced by a Pontiac Tempest four-cylinder.

The ex-Senter V8/60 has been in the Tub three times, Rod says, and that’s what’s in the car now. Rod’s younger brother Martin restored the Tub 25 years ago and rebuilt the 60 at that time. Rod figures the motor is due for another rebuild, having seen some 60,000 miles since the resto. “I need to put a new rope main seal in it. At 3,000 rpm on the freeway, I can’t keep oil in it. It goes through a quart every 300 miles.”

Passing of the Tub

An electrician by trade, Tom Hynes used the Tub as his daily transportation—unless it was garaged for an engine swap—between 1947 and 1965. “We lived in San Fernando, and he drove it to work every day to the Boylston Street Water and Power plant,” Rod says. “The only reason my brother and I wound up with it is because Dad couldn’t drive it anymore.” The cancer that would eventually claim Tom in 1987 made it increasingly difficult for him to drive the Tub, so he passed it to his sons in 1970, the year Rod graduated from high school.

As you would imagine, Rod’s memories of the Tub go back as far as he can recall. It was such an important part of his life, in fact, that he considers the Tub his “older brother.” He remembers bundling up for freezing-cold drives over The Grapevine on the way to the March Meet and dusty trips to El Mirage. For a time when he was getting his own Fuel Altered drag racing career off the ground (Rod’s well-known rides included the Coors Light Altered and its Quadzilla incarnation), he lived in a shop—with the Tub. “I had pulled it down to rebuild the Tempest engine, and not much happened with it for about three and a half years. I got the Tempest going, and then it became a thing for me to find dirt tracks to fool around in.”

Like his dad before him, Rod has long wanted to race a Sprint Car. And now, at 65, he’s hoping to put together a car to race in the dirt. “It’s an addiction/affliction, the racing, the four-wheeled monsters out there,” he admits. “Some people can just walk away, but I can’t do that. Been at it since I was born.”

He talks about his latest project, a ’27 roadster body he wants to put on a four-bar Sprint Car chassis and power with two Tempest bangers mounted in line. “It’ll be a 389, but as a straight-eight. I have three Tempest motors, the one from the Tub and two more. I just wanted to do something different.”

But the Tub will always be there, too. Its roots are deep. Rod clearly remembers a night back in 1960 when he realized even at a very young age how close the bonds were between him and this T: “My dad used to take the Tub over to Don Brown’s to let him make some laps in the dirt field near his house in Chatsworth. Don was a Sprint Car racer, an Indy racer, was an incredible sheetmetal man. He worked for A.J. Watson building Indy roadsters. I guess taking laps in the dirt in the Tub was a way he relieved stress.

“Anyway, in 1960 the Tub still had the big Merc in it. I was riding with Dad to Don’s house and we got pulled over by a cop at Laurel Canyon and San Fernando Mission Road. Dad was thinking he was going to get a ticket, but the cop said, ‘No, no, don’t worry about it. I just want to check out your car.’

“Dad opened the hood and the cop asked, ‘How much do you want for it?’ And my dad points to me and says, ‘It’s not mine, it’s his.’ It was at that moment that I realized this car would be mine someday.

“So the cop says to me, ‘How much?’ And I said, ‘$10,000.’ Well, the cop laughed and said, ‘That’s almost as much as we paid for our house. That’s obviously out of the question.’ And that’s when I knew how much the car meant to me.”

This ’23 T Tub has been in the Hynes family since Tom Hynes built it in 1946-1947. It’s still on the road and still being driven, now by Tom’s son, Rod.

Shortly after Tom Hynes came home from the Navy, he was offered $40 for the body on his hot rod Model A roadster—a lot of money for Henry’s tin in those days. In this photo from late 1946, he’s taking apart the car prior to delivering the body.

Tom built the first motor for the Tub using a Model B block that was bored, stroked, and fitted with a single-cam Miller OHV conversion and Winfield carbs.

In this 1947 photo, the chassis for the Tub is almost finished. Tom narrowed his Model A’s frame to fit the Model T body. The ’38 Ford Top Loader transmission and ’29 Model A rearend “have always been there,” Rod says.

Tom runs through the lights at El Mirage during a Mojave Timing Association meet on September 19, 1948. His best speed that day was 98 mph.

Here’s “Tommy” tuning the Miller banger at El Mirage, April 30, 1950. The car was good for 95 mph that day. His best speed with the Miller was 101.

George Essig’s photo of Tom (in the hat) and the Tub made the March 1950 HOT ROD cover, though the Tom-Medley-photographed feature wouldn’t run until the July 1950 issue. “Wally goofed,” Rod says. Whoever wrote the cover blurb also goofed, as the car was still banger powered when the picture was taken.

When the story “T Touring Transformed” finally ran, Medley’s photos were accompanied by this Rex Burnett cutaway illustration. It was reproduced again with “Heir-Vroom,” Gray Baskerville’s story on the Tub in the March 2000 HRM.

Gray also ran this photo of the finished Miller overhead in his March 2000 story. The “single-stick Miller” utilized an “SOHC/F-head conversion…a 4-inch bore, Robbins pistons, stroked Model C (4-5/8-inch) crank and two Winfield Model S sidedraft carbs,” he wrote.

In 1951, Tom and his wife, Margaret Louise (“Terry”), posed in the Tub on Bellevue Street in Los Angeles, near the family’s first home.

The first flathead to go into the Tub was the V8/60 Tom got from Louie Senter. It was replaced by this one, a 296-inch Merc that a neighbor blew up a couple years later.

There are no photos of the small-block Chevy that replaced the blown-up Merc, says Rod, partly because it wasn’t in the Tub for very long, and partly because his dad was a “four-banger and flathead man.” The SBC was soon swapped for this four-cylinder Tempest motor. (Photo: Steve Straw)

At the HRM 65th Anniversary show in Pomona, Tom Medley bumped into Rod and his brother Martin and told them this story about the Tub: “Tom, Wally [Parks], and my dad were all friends. Dad was good about ‘sharing’ the Tub with his friends, and on one particular evening he let Tom drive the Tub to an SCTA club meeting. One of the passengers was Wally, who was seated in the back passenger area. It was not really a soft ride back there, as there has always been only a piece of plywood over the rear spring perch. Tom was driving down one of the streets in the Silver Lake/Glendale/Los Angeles area and they hit a bump in the road. Said ‘bump’ was big enough that Wally was pitched out of the car onto the street, suffering a little road rash. This photo from Bonneville in 1955, with Wally leaning on the car talking with my dad, and whoever else is in the car with him, made me think of this story. Wally was probably reminiscing about the road rash incident he suffered while a passenger with Tom Medley.”

Tom shot this photo of Rod driving the Tub in 1981 on a 3/8-mile dirt oval at a Western Racing Association event at Indian Dunes. “I ran with vintage Sprint Cars and Midgets,” Rod says. “Dad kept waiting for me to tip it over as he thought the wire wheels would give up as hard as I was pitching it into a corner.”

Rod still likes sliding the Tub through the dirt, more than 35 years later. “I was in the dirt with it every chance I got,” he says. “That’s the most fun I can have.”

The Tub still wears the yellow Imron paint sprayed by Martin when he and Rod restored the hot rod 25 years ago. “It was the closest we could come to the shade Dad painted it,” Rod says.

It’s been rebuilt and massaged over the years, but this is the same ex-Louie Senter V8/60 Tom Hynes put in the Tub decades ago. It now wears Edmunds racing heads and a three-pot Electric & Carburetor Engineering intake mounting Stromberg 81s.

Tom originally mounted the dropped and filled front axle in the standard location but moved it out in front of the crossmember, suicide style, after running the Tub at the lakes.

Juice brakes have always been on the Tub. Tom installed hydraulic binders from a Studebaker; Rod swapped them “quite a long time ago” for ’40 Ford components, he says. “They’re easier to get.”

While the shift lever and handbrake are leftover items from Tom’s Model A, he replaced the Ford steering with an assembly from a ’40 Willys.

The dash is home to a motley assortment of meters, including a Kong gas pressure gauge and a Ford amp gauge.

Rod ran into Gray Baskerville at the Goodguys drag race in Pomona in 1999, and the two got to talking about the Tub and how it had been in the Hynes family since 1947. That was the impetus for Gray’s March 2000 piece about the car, 50 years after it appeared on HRM’s cover. Fathers figure so prominently in this story that the button on Rod’s hat, a tribute to our ol’ dad, is truly fitting.

The post This Tub, a 1923 Ford Model T Touring, Has Been in the Hynes Family Since Tom Hynes Built it After WWII appeared first on Hot Rod Network.

from Hot Rod Network http://www.hotrod.com/articles/tub-1923-ford-model-t-touring-hynes-family-since-tom-hynes-built-wwii/ via IFTTT

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