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acropolismediainc · 2 years

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गणपति बप्पा मोरया 🙏

मंगल मूर्ति मोरया। 🙏🏻🙏🏻

🌺श्री गणेश🌺

🌺गणेश चतुर्थी🌺

🌺गणपति बप्पा 🌺

गणेश चतुर्थी की हार्दिक शुभकामनाएं

#GaneshChaturthi

#HappyGaneshChaturthi

#GanpatiBappaMaurya

#GaneshChaturthi2022

#गणेश_चतुर्थी

#गणेश_चतुर्थी_2022

#GrameenNews

#GrameenNewsIndia

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#Ganapati Bappa Morya #Grameen News #Instagram

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petnews2day · 1 year

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Creditaccess Grameen to go into guaranteed financing section; NCD released

New Post has been published on https://petnews2day.com/pet-industry-news/pet-financial-news/creditaccess-grameen-to-go-into-guaranteed-financing-section-ncd-released/?utm_source=TR&utm_medium=Tumblr+%230&utm_campaign=social

Creditaccess Grameen to go into guaranteed financing section; NCD released

Microfinancier Creditaccess Grameen, which has actually been just providing collateral-free loans to ladies, is going into the guaranteed financing side with house, automobile and gold loans in addition to SME financing, a leading business authorities. The Bengaluru-headquartered NGO-turned microlender, which went public in 2018 with a 400 crore-IPO, is the biggest microfinancer in regards to […]

See full article at https://petnews2day.com/pet-industry-news/pet-financial-news/creditaccess-grameen-to-go-into-guaranteed-financing-section-ncd-released/?utm_source=TR&utm_medium=Tumblr+%230&utm_campaign=social #PetFinancialNews

#creditaccess #financial #financing #grameen #guaranteed #into #ncd #news #pet #released #section #Pet Financial News

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jobscirculars · 2 years

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Titas Gas Transmission Job Circular

Titas Gas Transmission Job Circular 2022 has been published in the daily newspaper and to get Recent Job Circular Titas Gas. the Titas Gas Transmission and Distribution Company Limited Job Circular 2022 all of the information from jobs circulars. All interested candidates check the Titas Gas Transmission job notice and want more information visit the official website https://www.titasgas.org.bd…

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woman-loving · 2 years

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Selection from "Outing Heteronormativity: Nation, Citizen, Feminist Disruptions," Nivedita Menon, in Sexualities (Issues in Contemporary Indian Feminism), ed Nivedita Menon, 2007.

This selection talks about the impact of the AIDS epidemic on discussion of sexuality in India and the growth of a queer movement, as well as the drawbacks of this alignment.

Why the 1990s? From the late 1980s growing awareness about the AIDS epidemic made it increasingly legitimate to talk of sex outside the realms of law, demography and medicine--and not only as violence against women or in terms of 'population control'. Although AIDS is a disease which also fits into medical discourse, its source made sex itself speakable. For example, a highly political, left wing, non-funded ground supporting the rights of homosexuals, which filed a petition against Section 377 in 1992 [...] calls itself AIDS Bhedbhav Virodhi Andolan (Movement Against AIDS-based Discrimination), 'AIDS' in effect acting as code for homosexuality. Sex workers' unions such as Durbar Mahila Samanwaya Committee in Kolkata and Sampada Grameen Mahila Sanstha (SANGRAM) in Sangli, Maharashtra, both started as peer-education programmes distributing condoms as part of an HIV control project. They now function like trade unions, protecting their members in various ways, organising street demonstrations, initiating legal action against police violence, and standing up to local criminals (Misra, Mahal and Shah 2005).

International funding for HIV/AIDS prevention played a significant role in the creation of new NGOs dealing with sexuality, or added sexuality programmes in old ones.[3] Once such programmes were started and telephone helplines and safe spaces established, it opened the floodgates for political articulation of non-normative sexualities. Autonomous women's groups had since the late 1970s had discussions on sexuality, including lesbian sexuality and links with international women's groups. But AIDS awareness finally helped produce a critical mass of such an understanding in the public realm in India. It provided the opening and the monetary resources for public articulation of issues around sexuality, for workshops and meetings often providing startling new perspectives, bringing together people from all over the country and international participants, and for mobilisation of such politics at a country-wide level (Narrain and Bhan 2005; Deepa V.N. 2005; Rai Chowdhury 2005; Gupta 2005; Rege 1997a, 1997b; Sharma and Nath 2005). For example, when 'few faces tired of hiding behind the mask' in a small town in West Bengal decided to form a group in 2003, they were supported by several big AIDS-work related NGOs that received international funding (Rai Chowdhury 2005: 217-8). The Bangkok Conference of the Asian Lesbian network in 1990 brought Indian delegates face to face with their other Asian counterparts--'It was like looking into a mirror'. More significantly, that conference brought together lesbian feminists from different parts of India for the first time, leading to 'more focused activities back home' (Rege 1997a: 145).

Another factor that made sexuality visible in public spaces, both elite and non-elite, was the opening up of the media in the 1990s, as part of the liberalisation of the Indian economy. Sexually explicit and suggestive images from the West flowed in through private cable television channels, effecting a certain degree of banalisation of the hitherto unspeakable.

One is reminded of Foucault's interview, referred to in the Introduction, that urged us 'to recognise the indefiniteness of the struggle ...' (Foucault 1980: 56-7) Thus, while AIDS activism as it arose in the United States and other western countries was an intrinsic part of gay political activism and 'had to challenge traditional modes of empowering knowledge as well as traditional modes of authorising and legitimising power' (Halperin 1995:28), in India AIDS prevention is, in effect, the point at which disciplinary power and biopower's normalising techniques intersect. The official discourse of HIV/AIDS control and the funding generated by it is extremely state-centric, and is about new ways of regulating and controlling sexuality and the population as a whole. However, its effects are uncontrollable, and spill over into forms of radicalisation it could not have predicted nor desired. Swati Ghosh has addressed the emergence of the 'prostitute' as 'sex worker' in the context of HIV/AIDS discourse, as the point at which the sex workers is subjected to governmental technologies even as s/he emerges as Subject of other sets of political discourses (Ghosh 2004). At the same time AIDS discourse itself as well as funding imperatives can also tame radicalism and normalise once non-normative forms of sex, with new rules and regulations. ('Sex outside marriage/homosexual sex is okay as long as it is safe sex'). Counsellors and therapists now reserve for confessions of unprotected sex the guilt-inducement and opprobrium once reserved by priests for masturbation.[4] The focus on AIDS can be narrowly health-related and depoliticised. Sexual identities like kothi tend to get reified by NGOs whose continued funding depends on the numbers they have 'outreach' with, and competition for funding can splinter solidarity. Lawrence Cohen demonstrates in his textured account how NGOs compete for what he calls 'AIDS capital' and how terms like kothi get produced as a 'black box', an unquestioned and unquestionable fact (Cohen 2005).

Perhaps most disturbingly, the AIDS industrial complex with its big players, the multinational pharmaceutical companies, can be formidably anti-democratic. Vimochana, a feminist organisation in Bangalore that tried to initiate a discussion on material circulated by a Canadian feminist health group questioning dominant assumptions about the relationship between HIV and AIDS, found itself blocked, both by funders and other groups working on AIDS.[5] In non-party political circles in India this is rare, for every opinion, for better or worse, gets thrashed out, even if without resolution and however acrimoniously. The AIDS orthodoxy however, has proved impossible to breach, even at the level of raising questions. One does indeed have to recognise 'the indefiniteness of the struggle'.

The presence of large numbers of NGOs receiving funding for AIDS-related work makes it necessary to maintain a distinction between political practice that is self-consciously counter-hegemonic and the increasingly acceptable discourse about homosexuality produced by the former which is restricted to AIDS-prevention. And yet, it often happens that counter-hegemonic voices are able to tip the scales within a constellation produced by a range of ideas and circumstances external to themselves. Thus by 1998, when Deepa Mehta's film Fire depicting a sexual affair between sisters-in-law in a traditional Hindu household was attacked violently by the Hindu Right, there was a sufficiently self-aware community for the attack to act as a catalyst for public demonstrations in defence of freedom of expression and against homophobia, on the streets of Mumbai and Delhi and some other cities, of a size and visibility unknown before in India (John and Niranjana 1999; Kapur 2000; Patel 2002; Bachman 2002; Ghosh 2003b). These demonstrations brought together opponents of the Hindu Right, defenders of freedom of expression, human rights activists and gay and lesbian activists--of course, many or all of these categories overlapped.

#india #lgbtq history #hiv and aids

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bitloop1 · 2 days

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Explore BitNest: Empowering Global financial inclusion with blockchain

With the rapid development of technology, especially the increasing application of blockchain and smart contracts, the fintech industry is ushering in unprecedented changes. In this context, the BitNest project, with its innovative decentralized finance (DeFi) solution, has contributed to the advancement of financial inclusion worldwide. Through one of its core components, BitNest Loop, BitNest aims to address the accessibility of financial services globally, especially in developing countries, through smart contracts and DeFi technology.

The core idea of BitNest and BitNest Loop Through its BitNest Loop platform, BitNest offers a lending smart contract system based on the Ethereum network. The platform allows users to store, borrow and circulate funds without the involvement of traditional financial institutions. The BitNest Loop's design is inspired by Muhammad Yunus' Grameen Bank model, which helps poor people escape poverty by providing them with small loans. Similarly, BitNest makes financial services easily accessible and accessible to users around the world, especially in developing countries, by providing a lending platform that does not require complex audit processes.

Technological innovation: Smart contracts and decentralization BitNest's core technical feature is its application of smart contracts. Through self-executing smart contracts, BitNest Loop not only ensures transparency and efficiency of transactions, but also greatly reduces the risk of operations. Smart contracts operate independently without the participation of centralized institutions, starting from the deposit of funds by users, to the lending of funds, calculation and distribution of interest, each link is automatically managed by code, ensuring the fairness and security of the system.

The challenges of the global financial environment with BitNest's solutions Despite the large and diverse global financial markets, high borrowing rates and complex access to financial products remain widespread problems in many developing countries. Through its DeFi platform, BitNest offers an innovative solution that enables users around the world, especially in poor regions, to access essential financial services at a very low cost. This model not only helps to reduce the cost of loans, but also helps the economic development of these regions by providing wider opportunities for capital circulation.

BitNest's social impact and future prospects By popularizing smart contracts and blockchain technology, BitNest is expected to democratize financial services on a global scale. Not only does BitNest provide users with new access to financial services, it also has the potential to change their lifestyle, especially in areas where traditional financial services have not been effective in reaching them. In the future, as the technology matures further and the regulatory environment improves, BitNest and its similar DeFi projects will play an increasingly important role in the global economy, especially in driving financial inclusion and socio-economic development.

call: @Qnm168(telegram)

#BitNestAutonomously

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spookyloversong · 30 days

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Empowering Dreams: The Impact of Microloans on Small Businesses 💼✨

Hey there, Tumblr fam! Today, let's shine a spotlight on something truly empowering: microloans and how they're changing the game for small businesses around the globe. 🌍💰

🌱 Seeding Growth with Microloans: Microloans are like seeds of opportunity, providing small-scale entrepreneurs with the financial fuel they need to kickstart or expand their businesses. Whether it's a tailor in Tanzania or a street vendor in Vietnam, these loans offer a lifeline for those who might otherwise struggle to access traditional financing.

💡 Fueling Innovation and Creativity: One of the most beautiful aspects of microloans is their ability to foster innovation and creativity within local communities. With a small injection of capital, entrepreneurs can turn their ideas into reality, whether it's launching a new product, expanding their services, or even building essential infrastructure.

📈 Empowering Economic Independence: Microloans aren't just about money; they're about empowerment. By providing individuals with the means to start their own businesses, microfinance institutions are helping to break the cycle of poverty and dependency. These loans give people the tools they need to take control of their financial futures and build a better life for themselves and their families.

🌟 Case Studies of Success: From Bangladesh's Grameen Bank to Kiva's global network of lenders, there are countless stories of microloans transforming lives and communities. Whether it's a single mother opening a grocery store or a group of women pooling their resources to launch a cooperative, the impact of these loans is undeniable.

🤝 Building Stronger Communities: At its core, microfinance is about more than just money; it's about building stronger, more resilient communities. By investing in small businesses, we're not just creating economic opportunities; we're fostering social cohesion, supporting local cultures, and strengthening the fabric of society as a whole.

So, the next time you hear about microloans, remember that they're not just numbers on a balance sheet; they're stories of hope, resilience, and the power of small-scale entrepreneurship to change the world. 💪🌟

#EmpowermentEconomy #MicrofinanceMagic #SmallBusinessDreams #finance #thefinrate #payment gateway #fintech #financialinsights #financetalks

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naidu112 · 1 month

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Empowering Lives and Building Futures TDP Visionary Housing and Welfare Initiatives in Andhra Pradesh

In a resounding display of commitment to the welfare and progress of Andhra Pradesh, the Telugu Desam Party (TDP) government, under the dynamic leadership of N Chandrababu Naidu, has spearheaded an ambitious housing initiative. With a vision for inclusive development, the TDP has not only focused on providing homes but also addressed diverse social welfare needs, leaving an indelible mark on the state.

In the current financial year, the TDP government has allocated Rs. 1747.17 crores for the construction of 6,47,000 houses. This comprehensive initiative encompasses rural and urban areas, guaranteeing homes for the underprivileged. Model guaranteed houses, houses under various schemes like Pradhan Mantri Grameen Yojana and Indira Awas Yojana, and dedicated projects for specific communities such as weavers and beedi workers showcase the diversity and inclusivity of TDP's housing endeavors.

N Chandrababu Naidu, known for his visionary approach and emphasis on efficiency and technology, has played a pivotal role in steering Andhra Pradesh towards unprecedented development. Under his leadership, the state has witnessed significant progress, with the housing sector standing as a testament to the TDP's commitment to improving the lives of its citizens.

The TDP's contributions extend beyond housing to a comprehensive social welfare agenda. From the distribution of house plots to the construction of hostel buildings and community halls, the government has aimed to create a conducive environment for the overall well-being of its people. Special initiatives targeting vettichakiri workers, sanitation workers, and Jogins underscore the TDP's dedication to the welfare of marginalized communities.

The TDP's commitment to economic empowerment is exemplified through the self-employment scheme. With a target to benefit 1,10,000 beneficiaries and a financial allocation of Rs. 200 crores, the government has taken concrete steps towards fostering entrepreneurship. The disbursement of Rs. 87.93 crores to 70,230 beneficiaries reflects the tangible impact of this initiative on individuals seeking to build sustainable livelihoods.

In a bid to bridge the electrification gap, the TDP government has set a target to electrify 3116 Dalit households with an allocation of Rs. 6232 lakhs. The electrification of 1938 Dalit families and the expenditure of Rs. 38.76 crores signify the strides made towards providing essential services and improving living standards for marginalized communities.

The TDP's commitment to inclusivity extends to minority communities with the construction of 5000 houses under the Stok-o-Makas scheme, costing Rs. 21.90 crores. This initiative underscores the government's dedication to ensuring that every section of society has access to dignified living conditions.

The housing and welfare initiatives undertaken by the TDP government stand as cornerstones of its achievements. From providing shelter to the underprivileged to empowering communities through social welfare and economic initiatives, the TDP's multifaceted approach has elevated the living standards of countless citizens.

The TDP's latest news reflects a government committed to holistic development, ensuring that its citizens not only have roofs over their heads but also access to a better quality of life. As these contributions become top TDP achievements, they symbolize a brighter future for the people of Andhra Pradesh under the visionary leadership of N Chandrababu Naidu and the dedicated work of TDP leaders.

https://srikakulamtdp.com/

#n chandrababu naidu #tdp achievements

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abfdfjy · 2 months

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Srikakulam Achieves 100% Open Defecation-Free Status Under N Chandrababu Naidu Leadership

In recent political developments, Srikakulam has witnessed significant activity, thanks to the prominent and dedicated TDP (Telugu Desam Party) government that currently holds power in the district. The TDP exerts a formidable influence in Srikakulam, boasting a considerable number of TDP MLAs and TDP leaders who are fervently committed to enhancing the quality of life for the local population. One of the notable TDP achievements of the N Chandrababu Naidu government in Srikakulam has been its tireless efforts to ensure a state of Open Defecation Free (ODF) through the "Swachch Andhra" campaign. When the state of Andhra Pradesh was bifurcated on June 2, 2014, only 22.34 lakh rural households (representing 33.94% of the total households) had Individual Household Latrines (IHHLs), and no Gram Panchayat (GP) was declared ODF. Under the dynamic leadership of the TDP government, an astonishing transformation occurred in a mere four years. A whopping 35.64 lakh IHHLs were constructed, with an expenditure of Rs. 4115.82 Crores. This TDP scheme led to 100% safe access to toilets in rural areas and culminated in Andhra Pradesh being declared ODF on July 7, 2018.

The state's remarkable efforts and TDP contributions were acknowledged by the Government of India through the "Swachch Sarvekshan Grameen Award 2018," further emphasizing the significance of the ODF status. The state of Andhra Pradesh is now actively pursuing ODF sustainability, which stands as a testament to the N Chandrababu Naidu government. Srikakulam, in particular, experienced a monumental transformation through the construction of 3.00 lakh IHHLs (Individual Household Latrines) at a cost of Rs. 397.82 Crores. This initiative culminated in Srikakulam being declared a 100% ODF district, marking a monumental accomplishment for the TDP party and highlighting their unwavering dedication to improving the living standards of Srikakulam's residents. Beyond political updates, Srikakulam offers a vibrant local news scene. You can access information about various events, festivals, and development projects in the district through platforms like "Latest TDP News." Numerous newspapers and online sources are available, offering updates on Srikakulam news in both English and Telugu.

To stay up-to-date with the latest news from Srikakulam, there are a few essential sources to be aware of. The TDP party's substantial presence in the district ensures that you can find updates on TDP news, details about TDP MLA candidates, and profiles of TDP leaders on various platforms, including the official TDP website and social media pages. Alongside this, numerous newspapers and online outlets provide comprehensive updates on Srikakulam news and about N Chandrababu Naidu in both English and Telugu. In conclusion, if you are seeking the most recent news on Srikakulam, numerous sources are at your disposal. From TDP developments to local news, and information on the TDP party, you have a plethora of resources to help you stay informed. Whether you are a resident of the district or merely interested in keeping abreast of the latest news, a wealth of options is available to ensure you are well-informed.

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acropolismediainc · 2 years

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आज़ादी का अमृत महोत्सव मुबारक - स्वतंत्रता दिवस की शुभकामनाएं

#आज़ादीकाअमृतमहोत्सव

#AzadiKaAmritMahotsav

#IndiaAt75

#HarGharTiranga

#IndependenceDay2022

#76thIndependenceDay

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#Grameen News #happy independence day #rural India #Instagram

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newsorbiter · 3 months

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Interim Budget 2024-25, a beacon of hope for India's growth amid challenges

The Interim Budget 2024-25, presented by Union Finance and Corporate Affairs Minister Nirmala Sitharaman seeks to inject the economy with policies and measures aimed at reigniting positive sentiments and accelerating growth. Can this budget be the catalyst for achieving these growth targets? Let’s delve into its key highlights. Under the guiding principles of ‘Sabka Saath, Sabka Vikas, and Sabka Vishwas’ and the inclusive approach of “Sabka Prayas,” the Finance Minister presented the Interim Union Budget 2024-25 in Parliament. The budget focuses on social justice, particularly uplifting four major segments: the poor (‘Garib’), women (‘Mahilayen’), youth (‘Yuva’), and farmers (‘Annadata’). Key Initiatives: Poverty Alleviation: The budget emphasises 'Garib Kalyan, Desh ka Kalyan,' claiming to have lifted 25 crore people out of multi-dimensional poverty in the last decade. Direct Benefit Transfer (DBT) of Rs 34 lakh crore through PM-Jan Dhan accounts has resulted in government savings of Rs 2.7 lakh crore. The PM-SVANidhi scheme provided credit assistance to 78 lakh street vendors, with 2.3 lakh receiving credit for the third time. Tribal and Artisan Support: Schemes like PM-JANMAN Yojana aid the development of particularly vulnerable tribal groups (PVTG), while PM-Vishwakarma Yojana provides end-to-end support to artisans and craftspeople in 18 trades. Agricultural Initiatives: PM-KISAN SAMMAN Yojana provided financial assistance to 11.8 crore farmers, while PM Fasal Bima Yojana offers crop insurance to 4 crore farmers. The Electronic National Agriculture Market (e-NAM) integrated 1361 mandis, serving 1.8 crore farmers with a trading volume of Rs 3 lakh crore. Women Empowerment: The budget highlights 30 crore Mudra Yojana loans given to women entrepreneurs. Female enrollment in higher education has increased by 28%, with girls and women constituting 43% of enrollment in STEM courses, one of the highest rates globally. Over 70% of houses under PM Awas Yojana in rural areas have been allotted to women. Housing: Despite COVID challenges, the budget aims to achieve the target of three crore houses under PM Awas Yojana (Grameen) soon, with an additional two crore houses to be taken up in the next five years. Strategic Initiatives: Rooftop Solarisation and Free Electricity: A significant announcement is the provision of 300 units of free electricity per month through rooftop solarisation to one crore households, expected to save households Rs 15,000 to Rs 18,000 annually. Healthcare: The Ayushman Bharat scheme will be extended to all Accredited Social Health Activist (ASHA) workers, Anganwadi Workers, and Helpers, ensuring broader access to healthcare services. Agriculture and Food Processing: The Pradhan Mantri Kisan Sampada Yojana has benefited 38 lakh farmers and generated 10 lakh employment opportunities. The Pradhan Mantri Formalisation of Micro Food Processing Enterprises Yojana has assisted 2.4 lakh Self-Help Groups (SHGs) and 60,000 individuals with credit linkages, boosting the agricultural and food processing sectors. Research and Innovation: A corpus of Rs 1 lakh crore will be established with a fifty-year interest-free loan to catalyse growth, employment, and development through research and innovation. Infrastructure: An 11.1% increase in capital expenditure outlay for infrastructure development and employment generation, amounting to Rs 11,11,111 crore, is aimed at enhancing the country's infrastructure and creating employment opportunities. Railways: Under the PM Gati Shakti initiative, three major economic railway corridor programs will be implemented to improve logistics efficiency and reduce costs. Aviation Sector: The plan to double the number of airports to 149 and the order of over 1000 new aircraft signals significant growth in the aviation sector. Green Energy: Plans include setting up a coal gasification and liquefaction capacity of 100 MT by 2030 and a phased mandatory blending of compressed biogas (CBG) in compressed natural gas (CNG) for transport and piped natural gas (PNG) for domestic purposes. Tourism Sector: States will be encouraged to undertake comprehensive development of iconic tourist centers, with long-term interest-free loans provided for financing such development. Investments: The budget highlights significant Foreign Direct Investment (FDI) inflows, totaling USD 596 billion during 2014-23, reflecting a positive outlook for investments in the country. Reforms in the States: To support milestone-linked reforms by state governments, a provision of Rs 75,000 crore as a fifty-year interest-free loan is proposed. The budget also focuses on tax rationalisation efforts, achievements in taxpayer services, and the economic journey since 2014. It sets the stage for a dynamic and inclusive growth trajectory, aiming to propel India towards greater prosperity and well-being for all its citizens. Read the full article

#FinanceMinister #NirmalaSitharaman #UnionInterimBudget2024

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cardiologybd · 3 months

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Medication Misuse and Heart Health: Awareness and Avoidance in Bangladesh

Across the bustling markets and serene villages of Bangladesh, where chai simmers on charcoal stoves and life unfolds in vibrant hues, a silent threat often lurks - medication misuse. Like an unlabeled vial amidst a shelf of remedies, its dangers can remain hidden, impacting lives and, in particular, jeopardizing heart health. By shedding light on the realities of medication misuse and equipping individuals with knowledge and strategies, we can weave a future where every heartbeat resonates with safety and well-being.

Beyond the Bottle: Untangling the Web of Misuse

Imagine medication as a double-edged sword, capable of healing but also harming when used incorrectly. In Bangladesh, where access to over-the-counter medications is readily available and cultural practices may influence usage patterns, misuse manifests in various ways: - Self-Medication: Relying on self-diagnosis and unprescribed medications, often influenced by recommendations from friends or family, can lead to incorrect dosages, inappropriate choices, and potentially harmful interactions. - Non-adherence to Prescriptions: Skipping doses, taking medications beyond prescribed durations, or adjusting dosages without consulting a doctor can compromise treatment effectiveness and heighten health risks. - Polypharmacy: Concurrently taking multiple medications prescribed by different healthcare providers, without proper monitoring for interactions and adverse effects, can be particularly dangerous for heart health.

The Shadow on Your Heart: Unveiling the Risks

Medication misuse, beyond immediate side effects, casts a long shadow on heart health, weaving a web of potential dangers: - Increased Blood Pressure: Certain medications, when misused, can elevate blood pressure, a major risk factor for heart attacks and strokes. - Irregular Heart Rhythms: Incorrect medication use can disrupt the heart's electrical signals, leading to arrhythmias and complications. - Weakened Heart Muscle: Overreliance on certain medications can weaken the heart muscle, impacting its ability to pump blood effectively. - Drug Interactions: Unforeseen interactions between medications can exacerbate existing heart conditions or trigger new ones.

Empowering Choices: Safeguarding Your Heartbeat

Despite the challenges, hope blooms bright, empowering us to rewrite the narrative. Here's how we can navigate the complexities of medication use and protect our hearts: - Always Consult a Doctor: Seek professional guidance for diagnosis, medication prescriptions, and proper usage instructions. Never rely on self-diagnosis or recommendations from non-healthcare professionals. - Follow Prescriptions Meticulously: Adhere to prescribed dosages, durations, and instructions to ensure optimal treatment outcomes and minimize risks. - Disclose All Medications: Inform your doctor about all medications you are taking, including over-the-counter drugs and herbal remedies, to avoid potential interactions. - Seek Clarification: Never hesitate to ask your doctor or pharmacist questions about your medications, their side effects, and potential interactions.

Building a Support System: Resources for a Healthy Heart

In Bangladesh, valuable resources can empower informed choices and safeguard heart health: - The Directorate General of Drug Administration (DGDA): This government agency regulates medication availability and provides information on safe usage practices. - Non-profit organizations like BRAC and Grameen Bank: Offer community-based health education programs that raise awareness about medication misuse and promote responsible healthcare practices. - Your Local Doctor or Pharmacist: These healthcare professionals are your first line of support, offering guidance and clarifications regarding your medications and their impact on your heart health.

Building a Future Where Every Beat Resonates with Well-being

Medication misuse may be a hidden threat to heart health in Bangladesh, but by raising awareness, promoting responsible healthcare practices, and building a supportive network, we can rewrite the narrative. By choosing informed medication use, prioritizing doctor consultations, and seeking clarification when needed, we can ensure every heartbeat resonates with strength and well-being, weaving a future where every Bangladeshi's journey is accompanied by a healthy and protected heart. Learn More on CardiologyBangladesh Read the full article

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kazifatagar · 4 months

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New: Nobel Laureate Yunus Now Jailed 6 months But Denies Violating Labor Laws

Nobel laureate Muhammad Yunus sentenced to six months in jail by a Bangladeshi labor court for labor law violations. Yunus plans to appeal, asserting innocence. Grameen Telecom, founded by the Nobel prize winner, is at the center of the case, accused of violating labor laws by not making workers permanent, failing to establish a welfare fund, and not distributing dividends to staff as per company…

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#Grameen Telecom #jail #Muhammad Yunus #Nobel Laurate #Nobel Laureate

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ultra-dartconsulting-stuff-blog · 7 months

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RESILIENT RISE OF BANGLADESH’S TEXTILE INDUSTRY: STRENGTHS, CHALLENGES, AND PROSPECTS

Textile Industry in Bangladesh is a major contributor of country’s economy has chartered its name on the global textile stage. This dynamic sector, responsible for over 80% of Bangladesh’s total exports is a subject matter of good case study.

Bangladesh’s garment sector serves as the go-to destination for global fashion brands seeking cost-efficient, labor-intensive garment production. There are multiple reasons for this attraction which includes its low labor costs, duty-free access to major markets, and a burgeoning pool of skilled workers.

In recent times, Bangladesh faced the rise of new low-cost production centers like Vietnam and Cambodia, which urged it to enhance working conditions, wages, and efficiency. The 2013 Rana Plaza disaster, a tragic event claiming over 1,100 garment worker lives, served as a stark reminder of the necessity for better safety standards and working conditions. International organizations and brands, responding to this crisis, introduced initiatives like the Accord on Fire and Building Safety in Bangladesh, aiming to uplift industry standards.

Despite these challenges, Bangladesh’s garment sector perseveres, evolving and growing. Multinational corporations, recognizing the benefits of this market, have invested in improving working conditions and environmental standards in their Bangladesh-based operations, bolstering the industry’s global profile.

Bangladesh Textile Manufacturing Market Analysis

Size and Growth

The Bangladesh Textile Industry, a driving force behind the nation’s economy, generated approximately $40 billion in 2021. This sector has sustained a robust annual growth rate of around 10%, primarily fueled by soaring demand for Bangladesh’s textiles both domestically and internationally.

Skilled Labor Force

Bangladesh boasts a vast pool of skilled and unskilled workers, instrumental in the textile industry’s success. The government’s strategic investments in vocational training and education have ensured a well-trained workforce.

Government Support

Bangladesh’s government has actively backed the textile industry with favorable trade policies and incentives for investments. The Bangladesh Investment Development Authority (BIDA) has played a pivotal role in attracting foreign investment to this sector.

Product Range

Bangladesh’s textile prowess extends across various domains, from cotton and synthetic fabrics to readymade garments and home textiles. The nation’s rich textile heritage, spanning centuries, underpins this diverse product range.

Challenges and Future Prospects

Despite its remarkable growth, Bangladesh’s textile industry faces challenges like power outages, inadequate infrastructure, and low productivity. It’s locked in intense competition with other textile-producing countries, necessitating constant innovation for sustained competitiveness.

The industry’s future, however, shines brightly. The government and industry leaders are investing in modernization, bolstered by Bangladesh’s strategic location and well-developed transportation network. Additionally, the rising demand for sustainable and ethical clothing promises further

growth.

The Top 10 Competitors and Top Players

The top 10 competitors in Bangladesh’s textile manufacturing market include China, India, Vietnam, Cambodia, Turkey, Indonesia, Thailand, Pakistan, Sri Lanka, and Mexico. These countries vie with Bangladesh in terms of low labor costs, advantageous trade agreements, and access to global markets. They also share similarities in skilled labor availability and expanding domestic markets.

The top players in Bangladesh’s textile manufacturing market comprise names like Grameen Knitwear, BEXIMCO, Ananta Group, Ha-Meem Group, Square Textiles, Concord Group, Fahim Group, AKH Group, Latifi Group, and Rangpur Group. These giants wield significant influence, domestically and internationally, having invested in quality, worker conditions, environmental standards, and production efficiency.

Conclusion

Thus, the Textile Industry in Bangladesh which is major growth factor in nation’s economy, thrives through innovation, resilience, and adaptation. Its journey, marked by challenges and triumphs, underscores its significance in the global textile arena. With continued investments, a focus on sustainability, and a growing international presence, Bangladesh’s textile industry is poised for a bright future, ensuring its place as a major player in the global textile market.

As per projections and the market data, Bangladesh’s textile and garment industry is set to continue its upward trajectory, accounting for over 10% of the global market by 2025. With a commitment to progress and sustainability, Bangladesh is charting a course towards further success, heralding a promising future for its workers, businesses, and the global textile industry as a whole.

DART Consulting provides business consulting through its network of Independent Consultants. Our services include preparing business plans, market research, and providing business advisory services. More details at https://www.dartconsulting.co.in/dart-consultants.html

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rr-finance · 8 months

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Credit Access NCDs: An Attractive Investment Opportunity

Before diving into the specifics of the NCDs, it's crucial to acquaint ourselves with the issuer. Credit Access Grameen Limited is a prominent Indian micro-finance institution headquartered in Bengaluru. Its core mission revolves around providing joint liability group loans and micro-loans, with a primary focus on empowering women in rural India. As of March 2022, CA Grameen is recognized as India's largest NBFC-MFI based on its impressive gross loan portfolio figures, endorsed by the MicroFinance Institutions Network in India.

Issuer's Focus and Opportunity:

Credit Access Grameen Limited primarily serves women customers in rural India, offering crucial financial support. Their target demographic comprises women with an annual household income of up to Rs 300,000, in alignment with the new microfinance regulations introduced by the RBI in March 2022. The company specializes in providing income generation loans, family welfare loans, home improvement loans, and emergency loans to its customer base.

CA Grameen's promoter, Credit Access India N.V., is a multinational firm specializing in micro and small enterprise financing. The promoter has a history of injecting capital into CA Grameen and facilitating access to potential fundraising avenues within the debt capital markets.

Why Consider Credit Access NCDs in Your Investment Portfolio:

Solid Credit Rating: The NCDs boast a "IND AA-/Stable" credit rating from India Ratings & Research Private Limited, signifying a robust credit profile.

Attractive Returns: Offering coupon rates ranging from 9.10% to 9.70% and effective yields from 9.48% to 10.13%, these NCDs provide competitive returns compared to traditional fixed-income investments.

Diverse Tenors: Investors can select from various tenors, ranging from 24 to 60 months, aligning their investments with their financial goals.

Flexible Interest Payment: Credit Access NCDs accommodate both monthly interest payments and cumulative interest options.

Listed on BSE: These NCDs will be listed on BSE, ensuring liquidity and ease of trading.

Credit Access NCD Investment Opportunity:

Let's delve deeper into the investment opportunity presented by Credit Access Grameen Limited through its NCD issue.

NCD Issue Details:

Issuer: Credit Access Grameen Limited

Base Issue Size: Rs. 400 Crores

Green Shoe Option: Rs. 600 Crores

Total Aggregated Issue: Rs. 1000 Crores

Issue Opening Date: August 24, 2023

Issue Closing Date: September 06, 2023

Face Value: Rs. 1,000 per NCD

Minimum Application: Rs. 10,000 (10 NCDs), collectively across all Options

Listing: The NCDs will be listed on BSE within 6 working days from the respective Tranche Issue Closing Date.

Issuance Mode: Dematerialized form

Credit Rating: IND AA-/Stable by India Ratings & Research Private Limited

Basis of Allotment: First come, first serve

Understanding the Series:

Series I, III, V, and VII provide monthly interest payments, ensuring regular income streams.

Investors have the flexibility to choose the series that best aligns with their financial goals and preferences.

Investment Benefits:

Attractive Yields: The NCDs offer competitive coupon rates, with effective yields ranging from 9.48% to 10.13% per annum, depending on the chosen series.

Diversity of Options: With eight series to choose from, investors can tailor their investments to suit their financial objectives.

Monthly Income: Series I, III, V, and VII provide monthly interest payments, ideal for those seeking regular income.

Safety and Credibility: CA Grameen holds a credit rating of "IND AA-/Stable" by India Ratings & Research Private Limited, indicating a strong level of creditworthiness.

How to Invest in Credit Access NCDs:

To invest in Credit Access NCDs, follow these steps:

Check Eligibility: Ensure you meet the eligibility criteria, including the minimum application amount.

Demat Account: If you don't already have one, open a demat account to hold your NCDs electronically.

Apply: Submit your application during the specified period between August 24, 2023, and September 6, 2023.

Allotment: Wait for the basis of allotment to be announced; allotment is on a first-come-first-served basis.

Trading: Once allotted, you can trade these NCDs on the BSE after listing.

Conclusion:

The Credit Access NCD issue presents an enticing investment opportunity for diversifying portfolios and earning attractive returns. Backed by a robust credit rating and offering a variety of series, these NCDs cater to a wide range of investor preferences. Whether you seek monthly income or cumulative growth of your investment, Credit Access NCDs offer both security and potential for substantial returns.

Investors are advised to assess their investment goals and risk tolerance carefully before making a decision. Remember that NCDs, like all investments, carry some level of risk, and it's essential to consult with a financial advisor or expert for personalized guidance.

Don't miss out on this opportunity to invest in the promising Credit Access NCD issue. Begin securing your financial future today.

Disclaimer:

All investments carry inherent risks. Investors should thoroughly review the offer-related documents and seek professional advice before making investment decisions.

Source :- https://realistic-magnolia-w8t3gc.mystrikingly.com

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ayejayque · 10 months

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The History of Social Entrepreneurship & Understanding what an Entrepreneur is

Social entrepreneurship is an initiative that takes up a social problem for bringing about a revolution in the same. The individual who takes up this contest is known as a social entrepreneur. He uses the principle of entrepreneurship with the idea of making social capital and not being fundamentally profit-oriented. Social entrepreneurship promotes social and environmental goals that have a bearing on the present and the future. Such entrepreneurs are usually attached to an NGO (nonprofit organization). Though profit-making might be an aspect of this concept, it may not be the solitary purpose of the venture. Andrew Mawson worked expansively on social entrepreneurship. He extended it to reform the structure of the community. He also laid the groundwork for the Bow Center in East London. For this, he was made a hereditary peer in Lord Mawson. He develops businesses for renaissance work started by him. Social entrepreneurship is a new-age terminology. It just started a couple of decades ago. But it has been used throughout history. Many entrepreneurs established social enterprises to get rid of social problems and in the process bring about constructive transformation in the society. Robert Owen, of the Cooperative movement, and Florence Nightingale, founder of the first nursing institute and inventor of modern treatment practices can be included in this class. Their exploits were at least 100 years ahead of time. That is much before the concept of Social Entrepreneurship was used in management. In the 19th and 20th centuries, we saw entrepreneurs who made efforts to get rid of social evils. Besides this, we see many societies and organizations that work for children’s rights, women’s empowerment, saving the environment, saving trees, and the treatment of waste products. Social entrepreneurship is not limited to social issues only. It also encompasses recognizing and addressing the environmental issues and financial matters for the rural and urban poor. Some renowned social entrepreneurs of the modern times are Muhammad Yunus of the Grameen Bank in Bangladesh, Abdul Sattar Edhi of Edhi Welfare Trust in Pakistan, Bill Drayton of The Innovators for the Public, and Youth United represented by Jyotindra Nath. Major brands and businesses are also jumping onto the social entrepreneurship bandwagon. A popular practice is the establishment of schools in far-flung areas. More themes for social entrepreneurship include educating women about family planning, providing farmers and poor people to access low or no-interest credit schemes, creating waste treatment plants, planting trees, and adopting a green culture. Social Entrepreneurship is now perceived as a separate and specialized branch of Management. The youth is also not far behind in this sphere. They are making programs to volunteer their services and brilliant ideas to transform society as a whole. Social Entrepreneur. Who is one? Entrepreneurs venture into new avenues with the intention of making a profit from the exercise. They are socially aware and socially responsible too. They want to put in their two cents for the betterment of the society in which they operate. This obligation is not their prime focus. In social entrepreneurship, social well-being is prime. The making of any sort of profit takes a rear seat. It may be secondary in nature but is absolutely essential to survival for everyone concerned. A social entrepreneur takes up an unrelenting social problem and counters it with an innovative or path-breaking solution. Because profit-making is a secondary aim, there are still people who are obsessive and resolute about what they are doing. Their motivation levels are very high and they are seen as futurists who bring about a change in the way things are at present. Social entrepreneurs are great people recruiters. They present their concept or solutions in a way that many people start recognizing a requirement for change. This is why they get on board the change bandwagon. So, a main trait of a social entrepreneur lies in mobilizing the masses. This is done with the sole aim of bringing about change in the society. Social entrepreneurs want to change the face of society. It could either be health, sanitation, or education. They are seen everywhere. Some people try to work to bring about a change in modern innovations. This is due to the fact that the impact of these modern innovations has been negative to human life and society. They work for the betterment of improving existing systems, creating new solutions, and laying a framework for fair and just practices. Some very famous social entrepreneurs are as under: - Susan B Anthony: Co-Founder of the first women’s temperance movement. She was a well-known American women’s civil rights leader in the 19th century. - Vinobha Bhave: An icon of Indian modern history. She was the founder and leader of the Land Gift Movement. It aided the untouchables with reallocated land. - Maria Montessori: The founder of the Montessori system. She was a giant as far as early education systems were concerned. - Florence Nightingale: The creator of the very first school of nurses. She worked tirelessly to improve the prevailing hospital conditions. - Margaret Sanger: She founded the Planned Parenthood Federation of America. A true champion of the family system across the world. These are amazing examples of some people who strived for their beliefs. They are responsible for bringing in many changes in their work spheres. Social entrepreneurship has gained in popularity in the past few years. Many new people are getting attracted to it. A healthy competition now exists, and grads from prestigious schools are giving up their established jobs to join social entrepreneurship and contribute in expressive ways towards the betterment of society. Bill Drayton famously said, ‘Social entrepreneurs are not content just to give a fish or teach how to fish. They will not rest until they have revolutionized the entire fishing industry.’ This reflects the passion and commitment that is required of a social entrepreneur. Whether you like it or not, it is more challenging than conventional entrepreneurship! Read the full article

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how-to-work · 10 months

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The Rise of Social Entrepreneurship

In recent years, a powerful wave of change has swept across the entrepreneurial landscape, transforming the way businesses operate and the impact they aim to create. This phenomenon is known as social entrepreneurship – a movement that combines business acumen with a deep commitment to addressing social and environmental challenges. With its roots firmly planted in the principles of sustainability, social responsibility, and innovation, social entrepreneurship is reshaping industries, driving positive change, and inspiring a new generation of purpose-driven entrepreneurs. If you want to know about How to Promote Your Social Media Account, Visit My Article. This article explores the rise of social entrepreneurship, its key characteristics, and its potential for creating lasting social impact.

Defining Social Entrepreneurship

Social entrepreneurship can be defined as the practice of using innovative business models and strategies to create positive societal, environmental, and economic change. Unlike traditional entrepreneurship, which primarily focuses on profit maximization, social entrepreneurship places equal emphasis on both financial sustainability and social value creation. It seeks to address social problems, ranging from poverty and inequality to environmental degradation and access to education, through entrepreneurial approaches that prioritize social impact alongside financial viability.

Characteristics of Social Entrepreneurship

Mission-driven

Social entrepreneurs are guided by a strong sense of mission and purpose, with the primary goal of effecting positive change in society. They are motivated by a desire to tackle pressing social and environmental issues, often targeting underserved communities or marginalized groups.

Innovation and Creativity

Social entrepreneurs harness their entrepreneurial spirit to develop innovative and sustainable solutions to complex social problems. They challenge conventional thinking and often adopt disruptive business models that drive change in sectors traditionally resistant to innovation.

Sustainable Business Models

Social entrepreneurs understand the importance of financial sustainability to ensure the longevity and scalability of their impact. They strive to develop business models that generate revenue while simultaneously addressing social and environmental challenges.

Collaboration and Partnerships

Recognizing the complexity of social issues, social entrepreneurs actively seek collaboration and partnerships with diverse stakeholders, including governments, NGOs, corporations, and local communities. Such collaborations leverage collective knowledge, resources, and networks to maximize impact.

Measurement and Evaluation

Social entrepreneurs value impact measurement and evaluation as crucial tools for assessing their effectiveness and refining their approaches. They emphasize data-driven decision-making to track progress, improve outcomes, and communicate their achievements to stakeholders.

Examples of Social Entrepreneurship

TOMS Shoes

One of the most recognizable social enterprises, TOMS Shoes pioneered the "One for One" model, where for every pair of shoes purchased, a pair is donated to a child in need. This innovative business model combines profitability with social impact and has provided millions of shoes to children worldwide.

Grameen Bank

Founded by Nobel laureate Muhammad Yunus, Grameen Bank revolutionized microfinance by providing small loans to impoverished individuals, particularly women, to start their own businesses. This model has empowered countless individuals and lifted families out of poverty.

d.light

This social enterprise aims to provide affordable and clean energy solutions to off-grid households in developing countries. By offering solar-powered lanterns and home systems, d.light enables families to access reliable and sustainable lighting, reducing dependence on harmful and expensive alternatives.

Warby Parker

Warby Parker disrupted the eyewear industry by offering stylish and affordable glasses while also providing a pair of glasses to someone in need for each purchase made. This socially conscious approach has transformed the eyewear market and created a positive impact on global vision care.

Benefits and Challenges of Social Entrepreneurship

The rise of social entrepreneurship has brought forth numerous benefits. Firstly, it provides innovative solutions to long-standing social issues, filling gaps left by traditional sectors. Secondly, it inspires and mobilizes individuals to become agents of change, empowering them to make a positive impact on society. Furthermore, social entrepreneurship attracts a new generation of talent that seeks purpose and meaning in their careers. However, social entrepreneurship also faces challenges, such as limited access to funding, navigating complex regulatory environments, and measuring the intangible social impact of their initiatives.

The rise of social entrepreneurship represents a powerful shift in the way businesses approach social and environmental challenges. By combining profit-making with purpose, social entrepreneurs are creating innovative and sustainable solutions to some of the world's most pressing issues. Their work demonstrates that entrepreneurship can be a force for positive change, generating meaningful impact alongside financial success. As social entrepreneurship continues to gain momentum, it has the potential to reshape industries, redefine success, and pave the way for a more inclusive and sustainable future.

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